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Saving with Monzo | Create a Savings Pot Online Today
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class="Button_button__30ukX Button_primary__RWocB Button_center__53qAB HeaderVariant_mobileVisible__1c7or" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=1dj2rkno_1dxkjz95&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up&adj_engagement_type=fallback_click" rel="noopener noreferrer external" aria-label="Open a Monzo account"><span aria-hidden="true"><span class="Button_text__d9Ltb"><span>Sign up</span></span></span></a></span></div></div></header><main id="mainContent" class="Main_main__ZcYG1"><section class=" Section_section__vMEm_ Section_forceDarkMode__PmeNI Section_auto__vLni6 Section_paddingnone___L3Po"><div class="Section_contentContainer__AM_ay"><div class="Hero_hero__I8Aqv"><div class="Section_container__ToDDs Section_section__vMEm_ Section_transparent__a2cr_ Section_auto__vLni6 Section_paddingbottommedium__S6xXE"><div class="Section_contentContainer__AM_ay"><div class="Block_block__xuwlb Block_transparent__Rd3Yj Block_textLeft__uCVdg Block_orderRight__OJZh4 Block_orderBottom__kp_bG Block_horizontalCenter__Ipvf0 Block_verticalMiddle__7339d Block_paddingHorizontalSmall__NJLk_ Block_paddingVerticalSmall__7V26q Block_marginHorizontalAuto__3Oijt Block_marginVerticalNone__C1sx6"><div class="Block_contentContainer__SKVP7"><div class="Hero_heroMedia__0VzoG"><picture><img src="https://images.ctfassets.net/ro61k101ee59/4kdh47i4kf1QG6tibq3PJ/bbf39193b5f93e2c68376ace586ab5dc/water-plants-savings.svg?w=550&q=75" alt="illustration of watering plants" width="275" loading="lazy"/></picture></div></div></div><div class="Block_block__xuwlb Block_forceDarkMode__MqGLE Block_transparent__Rd3Yj Block_textLeft__uCVdg Block_orderLeft__T18Mp Block_orderTop__VpoCG Block_verticalMiddle__7339d Block_paddingHorizontalMedium__4Hk68 Block_paddingVerticalNone__3o4B9 Block_marginHorizontalAuto__3Oijt Block_marginVerticalNone__C1sx6"><div class="Block_contentContainer__SKVP7"><h1 class="Title_title__SEYIO Title_forceDarkMode__xehXZ Title_primary__ztUzQ Title_xlarge__6GWQU Title_left__yaXgz Title_marginBottom__fXi7r Hero_heroTitle__Lb_qn" id="saving-with-monzo">Saving with Monzo</h1><div class="Markdown_Markdown__gSOvl Markdown_dark__IOFzk"><div class="Text_text__yIi78 Text_lead__j_jz_ Text_forceDarkMode__2DDJQ Text_marginBottom__lTNIK"><p>Saving is hard, so we made it simpler. Create a Savings Pot in minutes to earn interest on your money. Then relax & watch it grow.</p></div></div><div class="Hero_buttonContainer__AIHRx"><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_primary__RWocB Button_center__53qAB" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/-deeplinks/create_savings_pot"><span class="Button_text__d9Ltb">Create a Savings Pot</span></a><a class="Button_button__30ukX Button_forceDarkMode__3L1AP Button_secondary__X4hrj Button_center__53qAB" data-monzoanalytics-no-tracking="true" target="_self" href="https://we83.adj.st/home?adj_t=ydi27sn_9mq4ox7&adj_redirect=https%3A%2F%2Fmonzo.com%2Fsign-up%2F&adj_engagement_type=fallback_click" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">Open a Monzo account</span></a></div><div class="Markdown_Markdown__gSOvl Markdown_dark__IOFzk"><div class="Text_text__yIi78 Text_forceDarkMode__2DDJQ Text_legalText__pX1II"><p>You need a Monzo Current Account. Ts&Cs apply. UK residents only.</p></div></div></div></div></div></div></div></div></section><section id="rates" class="Section_section__vMEm_ Section_secondary__EAXP9 Section_auto__vLni6"><div class="Section_contentContainer__AM_ay"><div class="Block_block__xuwlb Block_transparent__Rd3Yj Block_textLeft__uCVdg Block_horizontalLeft__yNzZJ Block_paddingHorizontalMedium__4Hk68 Block_paddingVerticalMedium__AGKd3 Block_marginHorizontalAuto__3Oijt Block_marginVerticalNone__C1sx6"><div class="Block_contentContainer__SKVP7"><h2 class="Title_title__SEYIO Title_primary__ztUzQ Title_large__ZUDdI Title_left__yaXgz Title_marginBottom__fXi7r" id="save-in-a-way-that-suits-you">Save in a way that suits you</h2><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>We鈥檝e got different types of savings, and we鈥檙e adding more all the time. We talk about AER below, which means Annual Equivalent Rate. It shows you what the rate would be yearly if we paid interest on top of interest (which we do for easy access and fixed savings).</p></div><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>With ISAs, the taxes you pay depend on your circumstances and could change in the future. Interest is exempt from UK income tax.</p></div></div></div></div></section><section class="Section_section__vMEm_ Section_spacingmedium__hNhMc stack"><div class="Section_contentContainer__AM_ay Section_spacingmedium__hNhMc"><div class="Block_block__xuwlb Block_transparent__Rd3Yj Block_textCenter__b99E8 Block_horizontalCenter__Ipvf0 Block_paddingHorizontalMedium__4Hk68 Block_paddingVerticalMedium__AGKd3 Block_marginHorizontalAuto__3Oijt Block_marginVerticalNone__C1sx6"><div class="Block_contentContainer__SKVP7"><h2 class="Title_title__SEYIO Title_primary__ztUzQ Title_large__ZUDdI Title_left__yaXgz Title_marginBottom__fXi7r" id="saving-made-simple">Saving made simple</h2></div></div><section class="Section_section__vMEm_ Section_auto__vLni6"><div class="Section_contentContainer__AM_ay"><div><div class="Block_block__xuwlb Block_transparent__Rd3Yj Block_textLeft__uCVdg Block_paddingHorizontalMedium__4Hk68 Block_paddingVerticalMedium__AGKd3 Block_marginHorizontalAuto__3Oijt marginVerticalAuto"><div class="Block_contentContainer__SKVP7"><img class="undefined Icon_icon__QfSMz Icon_addMargin__4O6Hr Icon_coral__NRH7a Icon_xlarge__bGKor" src="/images/icons/dark/star.svg" aria-hidden="true" alt="" loading="lazy"/><div class="Text_text__yIi78 Text_lead__j_jz_ Text_marginBottom__lTNIK"><p><strong>A choice of rates</strong></p></div><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>We're creating a Savings Marketplace in the Monzo app. Pick from an ever-growing number of providers and interest rates to suit your savings goals.</p></div></div></div><div class="Block_block__xuwlb Block_transparent__Rd3Yj Block_textLeft__uCVdg Block_paddingHorizontalMedium__4Hk68 Block_paddingVerticalMedium__AGKd3 Block_marginHorizontalAuto__3Oijt marginVerticalAuto"><div class="Block_contentContainer__SKVP7"><img class="undefined Icon_icon__QfSMz Icon_addMargin__4O6Hr Icon_coral__NRH7a Icon_xlarge__bGKor" src="/images/icons/dark/sterlingsign.svg" aria-hidden="true" alt="" loading="lazy"/><div class="Text_text__yIi78 Text_lead__j_jz_ Text_marginBottom__lTNIK"><p><strong>A new way to save</strong></p></div><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>Add custom images to your Savings Pots to stay motivated. Round up transactions to add spare change to Pots automatically and schedule monthly savings deposits to stay on track.</p></div></div></div></div><div class="Block_block__xuwlb Block_transparent__Rd3Yj Block_textLeft__uCVdg Block_paddingHorizontalMedium__4Hk68 Block_paddingVerticalMedium__AGKd3 Block_marginHorizontalAuto__3Oijt marginVerticalAuto"><div class="Block_contentContainer__SKVP7"><img class="undefined Icon_icon__QfSMz Icon_addMargin__4O6Hr Icon_coral__NRH7a Icon_xlarge__bGKor" src="/images/icons/dark/lock.svg" aria-hidden="true" alt="" loading="lazy"/><div class="Text_text__yIi78 Text_lead__j_jz_ Text_marginBottom__lTNIK"><p><strong>The FSCS protects your money</strong></p></div><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>Your eligible deposits in Monzo are protected by The<!-- --> <a href="https://www.fscs.org.uk/" data-monzoanalytics-action-id="link_clicked" data-monzoanalytics-action-parameters="link_type=inline&link_location=Text inline&link_text=Financial Services Compensation Scheme (FSCS)&url=https://www.fscs.org.uk/&currentUrl=/features/savings">Financial Services Compensation Scheme (FSCS)</a>up to a value of 拢85,000 per person. This includes deposits in your Instant Access Pots.</p></div><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>Your eligible deposits with the partner/savings provider are protected by the FSCS for amounts up to 拢85,000. This limit applies to each person and the total amount of any money you have with the provider, whether held through Monzo or not.</p></div><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>Please note, this means if you have separate accounts with our savings providers outside of the Monzo app, then the deposits held in those accounts will also count towards the limit of 拢85,000.</p></div><img width="64" src="/images/trust/fscs-light.svg" alt=""/></div></div></div></section></div></section><section id="historic-rates" class="Section_section__vMEm_ Section_secondary__EAXP9 Section_auto__vLni6"><div class="Section_contentContainer__AM_ay"><div class="Block_block__xuwlb Block_transparent__Rd3Yj Block_textLeft__uCVdg Block_paddingHorizontalMedium__4Hk68 Block_paddingVerticalMedium__AGKd3 Block_marginHorizontalAuto__3Oijt Block_marginVerticalNone__C1sx6"><div class="Block_contentContainer__SKVP7"><h3 class="Title_title__SEYIO Title_primary__ztUzQ Title_medium__PPW3f Title_left__yaXgz Title_marginBottom__fXi7r" id="for-monzo-customers-with-savings-pots">For Monzo customers with Savings Pots</h3><a class="Button_button__30ukX Button_secondary__X4hrj Button_center__53qAB" data-monzoanalytics-no-tracking="true" target="_self" rel="" href="/features/savings/past-interest-rates"><span class="Button_text__d9Ltb">Previous interest rates</span></a></div></div></div></section><div class="CTASection_cta__goHLf CTASection_aboveFooter__SkS1B "><section class="Section_section__vMEm_ Section_secondary__EAXP9 Section_auto__vLni6 Section_paddingtopnone__1hcpM Section_paddingbottomnone__LOKE4"><div class="Section_contentContainer__AM_ay"><div class="Block_block__xuwlb Block_forceDarkMode__MqGLE Block_coral__xnD48 Block_textCenter__b99E8 Block_horizontalCenter__Ipvf0 Block_paddingHorizontalSmall__NJLk_ Block_paddingVerticalXxlarge__35o9U Block_marginHorizontalAuto__3Oijt Block_marginVerticalNone__C1sx6"><div class="Block_contentContainer__SKVP7"><h2 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