OCBC 365 Credit Card | Get Cashback on Everyday Spending

<!DOCTYPE html> <html> <head> <META http-equiv="Content-Type" content="text/html; charset=UTF-8">  <script src="//assets.adobedtm.com/f8f9776f70c5/0bff5181279c/launch-8b264ef01a0b.min.js" async></script>   <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-PZTQ6GN');</script>  <script> !function(e,a,n,t){var i=e.head;if(i){ if (a) return; var o=e.createElement("style"); o.id="alloy-prehiding",o.innerText=n,i.appendChild(o),setTimeout(function(){o.parentNode&&o.parentNode.removeChild(o)},t)}} (document, document.location.href.indexOf("adobe_authoring_enabled") !== -1, ".personalization-container { opacity: 0 !important }", 3000); </script> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Organization", "name": "OCBC Bank Singapore", "alternateName": "OCBC Bank Singapore", "url": "https://www.ocbc.com/", "logo": "https://www.ocbc.com/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png", "aggregateRating": { "@type": "AggregateRating", "ratingValue": "5", "ratingCount": "2199" }, "sameAs": [ "https://www.facebook.com/OCBCBank/", "https://twitter.com/ocbcbank", "https://www.youtube.com/user/channelocbc", "https://www.linkedin.com/company/ocbc-bank/" ] } </script> <script type="application/ld+json"> { "@context": "https://schema.org/", "@type": "WebSite", "name": "OCBC Bank Singapore", "url": "https://www.ocbc.com/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png", "potentialAction": { "@type": "SearchAction", "target": "{search_term_string}", "query-input": "required name=search_term_string" } } </script>  <script> !function(f,b,e,v,n,t,s) {if(f.fbq)return;n=f.fbq=function(){n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments)}; if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0'; n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s)}(window,document,'script', 'https://connect.facebook.net/en_US/fbevents.js'); fbq('init', '1205034763867173'); fbq('track', 'PageView'); </script> <noscript> <img height="1" width="1" src="https://www.facebook.com/tr?id=1205034763867173&ev=PageView &noscript=1"/> </noscript> <title>OCBC 365 Credit Card | Get Cashback on Everyday Spending</title>   <style type="text/css"> .iw_container { max-width:1080px !important; margin-left: auto !important; margin-right: auto !important; } .iw_stretch { min-width: 100% !important; } </style> <link href="/iwov-resources/grid/bootstrap/4.0/bootstrap-grid.min.css" type="text/css" rel="stylesheet">     <meta name="keywords" content="">   <meta name="description" content="Looking for OCBC's best credit card to earn cashback for dining, groceries, petrol, public transport rides & other daily spend? Apply online now.">   <meta http-equiv="X-UA-Compatible" content="IE=Edge"> <meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=1.0">   <meta name="robots" content=""> <meta name="robots" content="">   <meta name="vpath" content="">   <meta name="page-locale-name" content="">   <script type="text/javascript" src="/iwov-resources/sg/ocbc/personal/js/jquery.min.js" data-ocde-desktop_or_tablet_or_phone="show"></script>  <script type="text/javascript" src="/iwov-resources/sg/ocbc/personal/js/page-script.js" data-ocde-desktop_or_tablet_or_phone="show"></script>   <link rel="canonical" href="https://www.ocbc.com/personal-banking/cards/365-cashback-credit-card">  <link rel='stylesheet' href='/iwov-resources/sg/ocbc/personal/css/style.css?20200729' media='all' /> <link rel='stylesheet' href='/iwov-resources/sg/ocbc/personal/css/qualtrics.css?2020062501' media='all' />  <script type="text/javascript"> var _gaq = _gaq || []; var pluginUrl = '//www.google-analytics.com/plugins/ga/inpage_linkid.js'; _gaq.push(['_require', 'inpage_linkid', pluginUrl]); _gaq.push(['_setAccount', 'UA-31687854-1']); // _gaq.push(['_setDomainName', 'ocbc.com']); _gaq.push(['_trackPageview']); (function() { var ga = document.createElement('script'); ga.type = 'text/javascript'; ga.async = true; ga.src = ('https:' == document.location.protocol ? 'https://ssl' : 'http://www') + '.google-analytics.com/ga.js'; var s = document.getElementsByTagName('script')[0]; s.parentNode.insertBefore(ga, s); })(); </script> <script type="text/javascript"> var tag = document.createElement('script'); tag.src = "https://www.youtube.com/iframe_api"; var firstScriptTag = document.getElementsByTagName('script')[0]; firstScriptTag.parentNode.insertBefore(tag, firstScriptTag); </script>  <script type='text/javascript'> (function(){var g=function(e,h,f,g){ this.get=function(a){for(var a=a+"=",c=document.cookie.split(";"),b=0,e=c.length;b<e;b++){for(var d=c[b];" "==d.charAt(0);)d=d.substring(1,d.length);if(0==d.indexOf(a))return d.substring(a.length,d.length)}return null}; this.set=function(a,c){var b="",b=new Date;b.setTime(b.getTime()+6048E5);b="; expires="+b.toGMTString();document.cookie=a+"="+c+b+"; path=/; "}; this.check=function(){var a=this.get(f);if(a)a=a.split(":");else if(100!=e)"v"==h&&(e=Math.random()>=e/100?0:100),a=[h,e,0],this.set(f,a.join(":"));else return!0;var c=a[1];if(100==c)return!0;switch(a[0]){case "v":return!1;case "r":return c=a[2]%Math.floor(100/c),a[2]++,this.set(f,a.join(":")),!c}return!0}; this.go=function(){if(this.check()){var a=document.createElement("script");a.type="text/javascript";a.src=g;document.body&&document.body.appendChild(a)}}; this.start=function(){var t=this;"complete"!==document.readyState?window.addEventListener?window.addEventListener("load",function(){t.go()},!1):window.attachEvent&&window.attachEvent("onload",function(){t.go()}):t.go()};}; try{(new g(100,"r","QSI_S_ZN_9QPdWtioy9UtOWp","https://zn9qpdwtioy9utowp-ocbc.siteintercept.qualtrics.com/SIE/?Q_ZID=ZN_9QPdWtioy9UtOWp")).start()}catch(i){}})(); </script><div id='ZN_9QPdWtioy9UtOWp'></div> </head> <body class="version--img" id=""> <script> var ocbcData = { page: { pageName: "sg:ocbc:personal:cards:creditcard:ocbc 365 credit card:application:overview", language: "en", pageCategory: "pre-login application page", bannerName: "enhanced cashback every day, everywhere", channel: "cards", country: "sg", lob: "ocbc personal banking", platform: "web", pageType: "product-detail" }, application: { applicationId:"", flowStep: "prodView", flowType: "credit cards flow", journeyName: "credit card application form", subJourneyName:"", applicationStatus: "", myInfoStatus: "", applicationRetrieveStatus: "" }, product: { productid: "g0repl", productCategory: "credit card", productSubCategory: "cc_cashback", productType: "unsecured loans", productName: "ocbc 365 credit card" }, user: { CIF: "", loginStatus: "pre-login" }, event: { pageView: "true", bannerImpression: "true" } }; </script> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "CreditCard", "name": "OCBC 365 Credit Card", "description": "A credit card that offers cashback on daily essentials such as groceries, dining, petrol and more.", "url": "https://www.ocbc.com/personal-banking/cards/365-cashback-credit-card" } </script> <script type="application/ld+json"> {"@context":"https://schema.org/","@type":"CreativeWorkSeries","name":"Cards","aggregateRating":{"@type":"AggregateRating","ratingValue":"5","bestRating":"5","ratingCount":"2199"}}</script> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [{ "@type": "Question", "name": "What is excluded from the minimum S$800 monthly spend?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Cashback is not awarded on the following: Annual card fees, Cash-On-Instalments, Instalment Payment Plan, PayLite, tax payments, interest, late payment charges, cash advances, balance transfers, bill payments made via Internet Banking, AXS or SAM network, and other fees and charges.</p> <p>Transactions which are performed at merchants that fall into the exclusion categories/excluded organisations as set out in the <a class='link-inherit' rel='noopener' href='/iwov-resources/sg/ocbc/personal/pdf/cards/tncs-365cc-programme-wef-1apr21.pdf' target='_blank'>terms and conditions governing OCBC 365 Credit Card Cashback Programme (with effect from 1 April 2021)</a> are excluded from the calculation of the minimum spend.</p>" } },{ "@type": "Question", "name": "How much cashback can I earn each month?", "acceptedAnswer": { "@type": "Answer", "text": "The maximum amount of cashback that one account (the principal and all supplementary cardholders together) can earn each month is S$80. This works out to a total of S$960 in cashback every year." } },{ "@type": "Question", "name": "How will I receive the cashback?", "acceptedAnswer": { "@type": "Answer", "text": "The cashback earned on the transactions performed in the current month will be credited in the OCBC 365 card statement in the next month." } },{ "@type": "Question", "name": "What is the difference between transaction date and posting date?", "acceptedAnswer": { "@type": "Answer", "text": "<p>Transaction date refers to the date when a purchase is made.<br><br>Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, the bank has no control over when merchant records the transaction.<br><br>The cashback computation is based on the transactions posted within the calendar month.</p>" } }] } </script><div class="iw_viewport-wrapper"><div class="container-fluid iw_section" id="sectionjztq8wo2"> <div class="row iw_row iw_stretch" id="rowjztq8wo3"> <div class="iw_columns col-lg-12" id="coljztq8wo4"> <div class="iw_component" id="iw_comp1566904104289"> <header class="" id="header"> <div class="header__main"> <div class="container bp-width-med3"> <div class="header__row row align-items-center justify-content-between"> <div class="header__logo col-12 col-sm-12 col-lg-2"> <div class="logo fl bp-img wide"><a href="https://www.ocbc.com" target="_self"><img src="/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png" alt="OCBC Singapore"></a></div> <div class="clr"></div> </div> <div class="header__mobile col-12 col-sm-12 col-lg-10"> <div class="header__main--primary"> <div class="d-flex justify-content-start flex-column flex-lg-row flex-center justify-content-lg-between"> <hr class="first"> <div class="header__main--navi flex-fill"> <ul> <li><a href="#accounts" class="header__navi">Accounts</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#cards" class="header__navi">Cards</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#loans" class="header__navi">Loans</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#insurance" class="header__navi">Insurance</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#investments" class="header__navi">Investments</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#advisory" class="header__navi">Advisory</a></li> <li class="divider"></li> </ul> </div> <div class="header__main--navi flex-fill"> <ul> <li><a href="#more" class="header__navi">More</a></li> <li class="divider"></li> </ul> </div> <hr class="last"> <div class="header__main--action d-none d-lg-inline"> <div class="page__opt1"><a cta-id="PersonalBanking-navbar-login" href="https://internet.ocbc.com/internet-banking/" class="link" target="_blank">Login</a></div> <div class="page__opt2"> <div class="d-none d-md-inline-block"><a cta-id="Deposits-Header-LoginOnlineBanking-Button" href="https://internet.ocbc.com/internet-banking/" class="button button--secondary button--red" target="_blank">Login to online banking</a></div> </div> </div> </div> </div> <div class="header__main--secondary"> <div class="d-flex justify-content-lg-between"> <div class="header__main--web-location"> <div> <p>You are in</p> <div class="dropdown__theme dropdown__theme--3 dropdown__theme--bold"><select name="header-page-location" class="selectize" id="header__page_location"> <option value="/personal-banking/home" data-target="_self">Personal Banking</option> <option value="/personal-banking/premier/en" data-target="_blank">Premier Banking</option> <option value="https://www.frankbyocbc.com/" data-target="_blank">FRANK by OCBC</option> <option value="https://www.ocbc.com/business-banking/index.html" data-target="_blank">Business Banking</option> <option value="https://www.ocbc.com/group/about-us/group-business" data-target="_blank">OCBC Group</option> <option value="https://www.iocbc.com/index.page" data-target="_blank">OCBC Securities</option></select></div> </div> <hr> </div> <div class="header__main--web-etc"> <ul> <li><a cta-id="PersonalBanking-navbar-premierbanking" href="/personal-banking/premier/en" class="" target="_blank">Premier Banking</a></li> <li><a cta-id="PersonalBanking-navbar-digitalbanking" href="/personal-banking/digital-banking" class="" target="_self">Digital Banking</a></li> <li><a cta-id="PersonalBanking-navbar-security-overview" href="/personal-banking/security/overview" class="" target="_self">Security</a></li> <li><a cta-id="PersonalBanking-navbar-locations-overview" href="/personal-banking/locations" class="" target="_self">Branches & ATMs</a></li> <li><a cta-id="PersonalBanking-navbar-gethelp" href="/personal-banking/help-and-support" class="" target="_self">Get help</a></li> </ul> </div> </div> <hr> </div> </div> <div class="header__mobile--bar d-lg-none d-block"> <div class="header__main--action"> <div class="page__opt1"><a cta-id="PersonalBanking-navbar-login" href="https://internet.ocbc.com/internet-banking/" class="link" target="_blank">Login</a></div> <div class="page__opt2"> <div class="d-none d-md-inline-block"><a cta-id="Deposits-Header-LoginOnlineBanking-Button" href="https://internet.ocbc.com/internet-banking/" class="button button--secondary button--red" target="_blank">Login to online banking</a></div> </div> </div> <div class="menu-bar"><span></span><span></span></div> </div> </div> </div> </div>  <div class="header__sub" data-nosnippet=""> <div class="container bp-width-med3"> <div class="header__hidden"> <div class="header__sub--view"> <div id="accounts" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Accounts</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Day-to-day Banking</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-360Account" href="/personal-banking/deposits/360-savings-account" class="link link link-arrow-right" target="_self">360 <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Savings</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-BonusPlusSavingsAccount" href="/personal-banking/deposits/bonus-plus-savings-account" class="link link link-arrow-right" target="_self">Bonus+ Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Foreign Currency</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-GlobalSavingsAccount" href="/personal-banking/deposits/multi-currency-global-savings-account" class="link link link-arrow-right" target="_self">Global Savings <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Children's Account</div> <div class="name"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-OCBCMyOwnAccount" href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">OCBC MyOwn <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Accounts-megamenu-SeeAllAccounts" href="/personal-banking/deposits" class="button button--secondary button--link 
				 " target="_self"><span>See all accounts</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-moa-img.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black"><p class="mb-3">A first-of-its-kind savings account for kids aged 7 to 15, the OCBC MyOwn Account lets your child manage their own money while you stay in control.</p> <p>T&Cs apply. Insured up to S$100k by SDIC.</p></span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a href="/personal-banking/deposits/myown-account" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="cards" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Cards</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-infinity.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Unlimited cashback on your spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-INFINITYCC" href="https://www.ocbc.com/personal-banking/cards/infinity-unlimited-cashback-card" class="link link link-arrow-right" target="_self">OCBC INFINITY Cashback <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-365visacc.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">For everyday spending</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-365CC" href="/personal-banking/cards/365-cashback-credit-card" class="link link link-arrow-right" target="_self">OCBC 365 Credit <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/rewards-card/rewardscard-noshadow.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Get rewarded for shopping</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-OCBCRewardsCard" href="/personal-banking/cards/rewards-card" class="link link link-arrow-right" target="_self">OCBC Rewards <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-with-image"> <div class="header__sub-menu-item-image"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_cardface-90n.png" alt="" class=""></div> <div class="header__sub-menu-item-text "> <div class="tag">Daily spend for future travels</div> <div class="name"><a cta-id="PersonalBanking-navbar-Cards-megamenu-90NCard" href="/personal-banking/cards/90-degrees-travel-credit-card.page" class="link link link-arrow-right" target="_self">OCBC 90°N <span class="text-nowrap">Card<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Cards-megamenu-SeeAllCards" href="/personal-banking/cards" class="button button--secondary button--link 
				 " target="_self"><span>See all cards</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_festive24.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Make this holiday season merry and bright with Weekend Flash Deals and exciting festive offers, with savings of up to 50% off. Exclusively for OCBC cardmembers till 22 December 2024 only. T&Cs apply.</span></div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Cards-megamenu-Festive24" href="/personal-banking/campaign/festivejoy" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="loans" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Loans</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Personal</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-EasiCredit" href="/personal-banking/loans/easicredit-flexible-repayment-cash-loan" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">EasiCredit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Home</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-HomeLoanNewPurchase" href="/personal-banking/loans/new-purchase-of-hdb-private-property" class="link link link-arrow-right" target="_self">New <span class="text-nowrap">Purchase<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-CarLoan" href="/personal-banking/loans/car-loans" class="link link link-arrow-right" target="_self">Car <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Student</div> <div class="name"><a cta-id="PersonalBanking-navbar-Loans-megamenu-FRANKTuitionFeeLoan" href="https://frankbyocbc.com/products/investments/tuition-fee-loan" class="link link link-arrow-right" target="_blank">Tuition Fee <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Loans-megamenu-SeeAllLoans" href="/personal-banking/loans" class="button button--secondary button--link 
				 " target="_self"><span>See all loans</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"></div> </div> </div> </div> <div id="insurance" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Insurance</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Investment-linked</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-InvestmentLinkedInsurancePlan2" href="/personal-banking/insurance/investment-linked-insurance-plan-2" class="link link link-arrow-right" target="_self">Investment-linked Insurance Plan <span class="text-nowrap">2<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Accident & Health</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATCareShield" href="/personal-banking/insurance/great-careshield" class="link link link-arrow-right" target="_self">GREAT <span class="text-nowrap">CareShield<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Protection</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-GREATTermGuard" href="/personal-banking/insurance/great-term-guard" class="link link link-arrow-right" target="_self">GREAT Term <span class="text-nowrap">Guard<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Travel, Home & Car</div> <div class="name"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-Explorer" href="/personal-banking/insurance/explorer-travel-insurance" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">Explorer<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-SeeAllInsurances" href="/personal-banking/insurance" class="button button--secondary button--link 
				 " target="_self"><span>See all insurances</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_kv-insurance-boost.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag"><span class="co-black">Up to $1,000 cash reward when you apply for selected eligible insurance plans.</span></div> <div class="header__sub-menu-link"> <p></p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Insurance-megamenu-CNYPromo2023" href="/personal-banking/insurance#section-promo" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="investments" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Investments</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Top fund ideas</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-UnitTrusts" href="/personal-banking/investments/unit-trusts/what-are-unit-trusts" class="link link link-arrow-right" target="_self">Unit <span class="text-nowrap">Trusts<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Trade across 15 global exchanges</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OnlineEquitiesAccount" href="/personal-banking/investments/online-equities-account" class="link link link-arrow-right" target="_self">Online Equities <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">38 portfolios from just 100 USD</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-OCBCRoboInvest" href="/personal-banking/investments/roboinvest" class="link link link-arrow-right" target="_self">OCBC <span class="text-nowrap">RoboInvest<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text "> <div class="tag">Diversify with gold & silver</div> <div class="name"><a cta-id="PersonalBanking-navbar-Investments-megamenu-PreciousMetalAccount" href="/personal-banking/investments/precious-metals-account" class="link link link-arrow-right" target="_self">Precious Metals <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SeeAllInvestments" href="/personal-banking/investments" class="button button--secondary button--link 
				 " target="_self"><span>See all investments</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Foreign Currency Exchange</div> <div class="header__sub-menu-link"> <p>Conveniently and securely exchange AUD, CAD, CHF<strong><sup style="color: #e30613 !important;">NEW</sup></strong>, CNH, EUR, GBP, HKD, JPY, NZD and USD, 24/7 via OCBC Digital, for your overseas transfer, travel payments, online spends, investments and more.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-ForeignCurrencyExchange" href="/personal-banking/investments/forex-trading" class="link link link-arrow-right" target="_self">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Supplementary Retirement Scheme (SRS)</div> <div class="header__sub-menu-link"> <p>Reduce your taxable income by the same amount contributed to your SRS Account, with a maximum yearly contribution of S$15,300 for Singaporeans and Singapore PRs, and S$35,700 for foreigners.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Investments-megamenu-SupplementaryRetirementScheme" href="/personal-banking/investments/supplementary-retirement-scheme-account" class="link link link-arrow-right" target="_blank">Learn <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="advisory" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Advisory</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Soon, you'll be starting a new chapter of your life — your Silver Years.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-SilverYears" href="/personal-banking/silver-years" class="link link link-arrow-right" target="_self">Silver <span class="text-nowrap">Years<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Achieve your goals with proper financial planning.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-LifeGoals" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Life <span class="text-nowrap">Goals<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Get data and insights into the financial wellness of Singaporeans.</div> <div class="name"><a cta-id="PersonalBanking-navbar-Advisory-megamenu-FinancialWellnessIndex2023" href="/group/financial-wellness-index/understand-the-index.html" class="link link link-arrow-right" target="_blank">Financial Wellness Index <span class="text-nowrap">2023<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_startplanning.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Start planning and get ahead with OCBC</div> <div class="header__sub-menu-link"> <p>From financial planning tools, investment options and insurance, our comprehensive array of solutions have been built to get you ahead in your every goal and ambition.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-StartPlanning" href="/personal-banking/start-planning" class="link link link-arrow-right" target="_self">Start planning <span class="text-nowrap">today<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="more" class="header__row row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">More</div> </div> <div class="col-lg-6"> <div class="header__sub-left"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">The digital platform to track, exchange and redeem rewards points across different rewards programmes is now accessible on the OCBC Pay Anyone™ app.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-STACK" href="https://www.ocbc.com/personal-banking/campaign/stack/index.html" class="link link link-arrow-right" target="_blank"> <span class="text-nowrap">STACK<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">A new way to get away is here. Get one of the best rates in town for hotels, flights and car rentals. And offset booking prices instantly with OCBC reward points.</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-TravelWithOCBC" href="/personal-banking/cards/travel-with-ocbc" class="link link link-arrow-right" target="_self">Travel with <span class="text-nowrap">OCBC<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item "> <div class="header__sub-menu-item-text d-flex flex-column-reverse"> <div class="tag">Fancy shopping at a bank branch or even enjoying a sushi meal there? At OCBC Wisma Atria, you can do all these and more – visit us to experience it firsthand!</div> <div class="name"><a cta-id="PersonalBanking-navbar-More-megamenu-OneAdvisor" href="/personal-banking/ocbc-wisma" class="link link link-arrow-right" target="_blank">Bank, dine and shop at the new OCBC Wisma <span class="text-nowrap">Atria<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-featured"> <div class="row"> <div class="col-lg-2 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-6"><img src="/iwov-resources/sg/ocbc/personal/img/live/navbar_travelready.jpg" alt=""></div> <div class="col-lg-4"> <div class="tag">Get travel-ready with OCBC</div> <div class="header__sub-menu-link"> <p>With our suite of travel products and services, spend less effort managing your travel and more time enjoying life's journeys.</p> </div> <div class="header__sub-menu-readmore"><a cta-id="PersonalBanking-navbar-Campaign-megamenu-TravelReady" href="/personal-banking/campaign/travelready" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div>  <div class="navigation__product-anchor container bp-width-med3 bp-sticky-content navigation__product-anchor--hidden"> <div class="he-bo-title"><span class="capt"></span><div class="arrow"><i class="far fa-chevron-down"></i></div> </div> <div class="he-bo-main"> <div class="he-bo-row"> <div class="hb-co-list"> <div class="long"> <div class="hb-co-menu"> <ul nav-scroller=""> <li class="active hidden" id="
												subnav-
												1"><a href="#section-home" title="Home" target="_self">Home</a></li> <li class="" id="
												subnav-
												2"><a href="#section-benefits" title="Cashback benefits" target="">Cashback benefits</a></li> <li class="" id="
												subnav-
												3"><a href="#section-360x365cc" title="Enjoy more benefits bundling with a 360 account" target="">Enjoy more benefits bundling with a 360 account</a></li> <li class="" id="
												subnav-
												4"><a href="#section-promo" title="Promotions" target="">Promotions</a></li> <li class="" id="
												subnav-
												5"><a href="#section-beforeyouapply" title="Before you apply" target="">Before you apply</a></li> <li class="" id="
												subnav-
												6"><a href="#section-faqs" title="FAQs" target="">FAQs</a></li> </ul> </div> </div> <div class="short"> <div class="action-button"><a class="button button--primary button--red2 undefined d-block" href="#" target="" onclick="document.getElementById('cardsApplyNowButtonSubmitData').submit(); return false;"><span>Apply online</span></a></div> </div> </div> </div> </div> </div> </header> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8wo6"> <div class="row iw_row iw_stretch" id="rowjztq8wo7"> <div class="iw_columns col-lg-12" id="coljztq8wo8">  <section id="main-wrapper"> <div class="iw_placeholder" id="iw_placeholder1566904104293"> <div class="iw_component" id="iw_comp1570073688448">  <div class="msathead-component"></div> <div id="common-breadcrumb__block-id" class="module container bp-width-med3"> <div class="com__breadcrumbs fz-13"> <ul> <li><a href="/personal-banking/">Personal Banking</a></li> <li><a href="/personal-banking/cards.page">Cards</a></li> <li>OCBC 365 Credit Card</li> </ul> </div> </div> </div> <div class="iw_component" id="iw_comp1570073688450"> <div class="masthead-component"></div> <div class="module d-md-flex flex-column parent__masthead parent__masthead--has-background parent__masthead--multi-columns parent__masthead--cta parent__masthead--has-background-mobile theme theme--green parent__masthead--light "> <div class="parent__masthead-background" style="background-color: #DDE5EC;background-image: url(/iwov-resources/sg/ocbc/personal/img/live/cards/365card/d-masthead_365.jpg);"></div> <div class="container bp-width-med3 d-md-flex flex-fill flex-column"> <div class="parent__masthead-container d-md-flex flex-column justify-content-between"> <div> <div class="subcategory subcategory--no-border subcategory--black "> <h1>OCBC 365 Credit Card</h1> </div> <h2 class="light">Enhanced cashback every day, everywhere</h2> </div> <div class="d-md-none parent__masthead-background parent__masthead-background--mobile" style="background-image: url(/iwov-resources/sg/ocbc/personal/img/live/cards/365card/m-masthead_365.jpg);;"></div> <div class="card white-bg card--no-border "> <div class="row row-large"> <div class="w-100"> <div class="col-12 com__tab-content"> <div class="com__tab-nav mb3 fz-20 d-md-none"> <ul class="row"> <li class="col-6 d-flex align-items-center justify-content-center selected"><a href="#tab1">Why you will love this</a></li> <li class="col-6 d-flex align-items-center justify-content-center"><a href="#tab2">Who can apply</a></li> </ul> </div> </div> </div> <div class="com_slider row w-100" item="2" apply-for="mobile" smart-speed="350" margin="5" mouse-drag="false" touch-drag="false"> <div class="col-md-6 border-right"> <div class="mb-3 d-none d-md-block"><b class="fz-16">Why you will love this</b></div> <div class="com__tab-set mobile-only" id="#tab1"> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Enjoy 2x more cashback of up to S$160</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Enjoy 3% cashback on Watsons, streaming and EV charging</span></p> <p class="d-flex justify-content-start"><i class="fa fa-check"></i><span>Enjoy 5% cashback on dining and food delivery</span></p> </div> </div> <div class="col-md-6"> <div class="mb-3 d-none d-md-block"><b class="fz-16">Who can apply</b></div> <div class="com__tab-set mobile-only" id="#tab2"> <p class="d-flex justify-content-start"><i class="fa fa-circle"></i><span>Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000</span></p> <p class="d-flex justify-content-start"><i class="fa fa-circle"></i><span>Foreigner above 21 years old with an annual income of at least S$45,000</span></p> </div> </div> </div> </div> <div class="pt-4 default-device-content"><a onclick="document.getElementById('cardsApplyNowButtonSubmitData').submit(); return false;" cta-id="Cards-365-Apply-Online-Masthead" href="#section-waystoapply" class="button button--primary button--red2 d-sm-inline-block d-block 
				 " target="_self"><span>Apply online</span></a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1570073688676"> <div class="intro-component"></div> <div class="module container bp-width-med3 animate"> <div class="row"> <div class="col-custom-8"> <div class="theme theme--grey"> <h2 class="bold text-gradient common__intro-paragraph pt-1 pb-1 "> Get monthly cashback for your everyday spends </h2> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1685531852266"> <div class="intro-component"></div><div class="module container bp-width-med3"> <div class="com_digital-payments-generic-text-wrapper"> <div class="com_digital-payments-generic-text d-p-g-type-1"> <div class="d-p-g-text"> <p><span>Enjoy cashback at all your favourite brands across various categories – from daily necessities to recurring bills and more.</span></p> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1570073688692"> <div class="benefits-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">cashback Benefits</div> <div class="row"> <div class="col-custom-8 col-custom-enforced subtitle subtitle-heading "> <p><p>Here's what you can earn:</p> <table class="table table-responsive table-bordered" style="border-collapse: collapse; width: 80%;" border="0"> <tbody> <tr> <td style="width: 20%;"><strong>Spend Tiers</strong></td> <td style="width: 20%;"><strong>Minimum Spend</strong></td> <td style="width: 20%;"><strong>Cashback Cap</strong></td> </tr> <tr> <td>Tier 1</td> <td>S$800</td> <td>S$80</td> </tr> <tr> <td><strong><sup style="color: #e30613;">NEW</sup></strong> Tier 2</td> <td>S$1,600</td> <td>S$160</td> </tr> </tbody> </table></p> </div> </div> <div class="row"> <div class="col-custom-10"> <div class="list__col list__col-with-rates-and-icons fz-18 theme theme--green"> <div class="row list__col-content group-height animate" anim-control="parent"> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single co-is-set"> <div class="row"> <div class="col-12 top"> <div class="row align-items-center"> <div class="col-6 col-xl-12 top-image"> <div class=""><img height="80" width="80" src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/icon_petrol-grey.png" alt="Petrol"></div> </div> <div class="col-6 col-xl-12 align-middle"> <div class="in-co-par fz-18 text-center gh3"> <h2 class="no-margin">6% </h2> <p>a month</p> </div> </div> </div> </div> <div class="col-12 middle"> <div class="divider"></div> </div> <div class="col-sm-12 bottom center-container"> <div class="in-co-par fz-16"> <h4 class="gh4"><strong> <span class="text-nowrap">Petrol<a data-fancybox="" class="link-simple" href="#benefits-petrol"><i class="fas fa-info-circle fz-18"></i></a></span></strong></h4> <div class="bp-n-mobile gh5"> <ul class="list-tick"> <li>6% cashback on fuel spend at all petrol service stations</li> <li>Up to 27.6% off fuel at Caltex, Esso and Sinopec</li> </ul> </div> </div> </div> </div> <div class="bp-mobile mt1"> <div class="in-co-par fz-16"> <ul class="list-tick"> <li>6% cashback on fuel spend at all petrol service stations</li> <li>Up to 27.6% off fuel at Caltex, Esso and Sinopec</li> </ul> </div> </div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single co-is-set"> <div class="row"> <div class="col-12 top"> <div class="row align-items-center"> <div class="col-6 col-xl-12 top-image"> <div class=""><img height="80" width="80" src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/icon_dining-grey.png" alt="Dining"></div> </div> <div class="col-6 col-xl-12 align-middle"> <div class="in-co-par fz-18 text-center gh3"> <h2 class="no-margin">5%</h2> <p>a month</p> </div> </div> </div> </div> <div class="col-12 middle"> <div class="divider"></div> </div> <div class="col-sm-12 bottom center-container"> <div class="in-co-par fz-16"> <h4 class="gh4"><strong> <span class="text-nowrap">Dining<a data-fancybox="" class="link-simple" href="#benefits-dining"><i class="fas fa-info-circle fz-18"></i></a></span></strong></h4> <div class="bp-n-mobile gh5"> <ul class="list-tick"> <li>Local and overseas dining</li> <li>Online food delivery at Deliveroo, foodpanda and GrabFood</li> </ul> <p><a href="/personal-banking/cards/card-promotions.page?main=dining" class="" target="_self">View more dining <span class="text-nowrap">deals<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> <div class="bp-mobile mt1"> <div class="in-co-par fz-16"> <ul class="list-tick"> <li>Local and overseas dining</li> <li>Online food delivery at Deliveroo, foodpanda and GrabFood</li> </ul> <p><a href="/personal-banking/cards/card-promotions.page?main=dining" class="" target="_self">View more dining <span class="text-nowrap">deals<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single co-is-set"> <div class="row"> <div class="col-12 top"> <div class="row align-items-center"> <div class="col-6 col-xl-12 top-image"> <div class=""><img height="80" width="80" src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/icon_groceries-grey.png" alt="Groceries"></div> </div> <div class="col-6 col-xl-12 align-middle"> <div class="in-co-par fz-18 text-center gh3"> <h2 class="no-margin">3%</h2> <p>a month</p> </div> </div> </div> </div> <div class="col-12 middle"> <div class="divider"></div> </div> <div class="col-sm-12 bottom center-container"> <div class="in-co-par fz-16"> <h4 class="gh4"><strong> <span class="text-nowrap">Groceries<a data-fancybox="" class="link-simple" href="#benefits-groceries"><i class="fas fa-info-circle fz-18"></i></a></span></strong></h4> <div class="bp-n-mobile gh5"> <ul class="list-tick"> <li>Local and overseas groceries</li> <li>Online groceries</li> </ul> </div> </div> </div> </div> <div class="bp-mobile mt1"> <div class="in-co-par fz-16"> <ul class="list-tick"> <li>Local and overseas groceries</li> <li>Online groceries</li> </ul> </div> </div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single co-is-set"> <div class="row"> <div class="col-12 top"> <div class="row align-items-center"> <div class="col-6 col-xl-12 top-image"> <div class=""><img height="80" width="80" src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/icon_transportation-grey.png" alt="Land transport"></div> </div> <div class="col-6 col-xl-12 align-middle"> <div class="in-co-par fz-18 text-center gh3"> <h2 class="no-margin">3%</h2> <p>a month</p> </div> </div> </div> </div> <div class="col-12 middle"> <div class="divider"></div> </div> <div class="col-sm-12 bottom center-container"> <div class="in-co-par fz-16"> <h4 class="gh4"><strong>Land <span class="text-nowrap">transport<a data-fancybox="" class="link-simple" href="#benefits-landtransport"><i class="fas fa-info-circle fz-18"></i></a></span></strong></h4> <div class="bp-n-mobile gh5"> <ul class="list-tick"> <li>Bus and train rides using SimplyGo</li> <li>Local and overseas private hire rides (e.g. Grab (excluding GrabPay), Gojek and TADA)</li> <li>Local and overseas taxi rides (e.g. ComfortDelGro)</li> </ul> </div> </div> </div> </div> <div class="bp-mobile mt1"> <div class="in-co-par fz-16"> <ul class="list-tick"> <li>Bus and train rides using SimplyGo</li> <li>Local and overseas private hire rides (e.g. Grab (excluding GrabPay), Gojek and TADA)</li> <li>Local and overseas taxi rides (e.g. ComfortDelGro)</li> </ul> </div> </div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single co-is-set"> <div class="row"> <div class="col-12 top"> <div class="row align-items-center"> <div class="col-6 col-xl-12 top-image"> <div class=""><img height="80" width="80" src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/icon_pharmacy.png" alt="Watsons"></div> </div> <div class="col-6 col-xl-12 align-middle"> <div class="in-co-par fz-18 text-center gh3"> <h2 class="no-margin">3%</h2> <p>a month</p> </div> </div> </div> </div> <div class="col-12 middle"> <div class="divider"></div> </div> <div class="col-sm-12 bottom center-container"> <div class="in-co-par fz-16"> <h4 class="gh4"><strong> <span class="text-nowrap">Watsons</span></strong></h4> <div class="bp-n-mobile gh5"> <ul class="list-tick"> <li>All purchases made at Watsons stores and Watsons Online</li> </ul> </div> </div> </div> </div> <div class="bp-mobile mt1"> <div class="in-co-par fz-16"> <ul class="list-tick"> <li>All purchases made at Watsons stores and Watsons Online</li> </ul> </div> </div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single co-is-set"> <div class="row"> <div class="col-12 top"> <div class="row align-items-center"> <div class="col-6 col-xl-12 top-image"> <div class=""><img height="80" width="80" src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/icon_streaming.png" alt="Streaming"></div> </div> <div class="col-6 col-xl-12 align-middle"> <div class="in-co-par fz-18 text-center gh3"> <h2 class="no-margin">3%</h2> <p>a month</p> </div> </div> </div> </div> <div class="col-12 middle"> <div class="divider"></div> </div> <div class="col-sm-12 bottom center-container"> <div class="in-co-par fz-16"> <h4 class="gh4"><strong> <span class="text-nowrap">Streaming</span></strong></h4> <div class="bp-n-mobile gh5"> <ul class="list-tick"> <li>Streaming services like Netflix, Disney+, Spotify and Apple Music</li> </ul> </div> </div> </div> </div> <div class="bp-mobile mt1"> <div class="in-co-par fz-16"> <ul class="list-tick"> <li>Streaming services like Netflix, Disney+, Spotify and Apple Music</li> </ul> </div> </div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single co-is-set"> <div class="row"> <div class="col-12 top"> <div class="row align-items-center"> <div class="col-6 col-xl-12 top-image"> <div class=""><img height="80" width="80" src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/icon_ev.png" alt="Electric Vehicle Charging"></div> </div> <div class="col-6 col-xl-12 align-middle"> <div class="in-co-par fz-18 text-center gh3"> <h2 class="no-margin">3%</h2> <p>a month</p> </div> </div> </div> </div> <div class="col-12 middle"> <div class="divider"></div> </div> <div class="col-sm-12 bottom center-container"> <div class="in-co-par fz-16"> <h4 class="gh4"><strong>Electric Vehicle <span class="text-nowrap">Charging</span></strong></h4> <div class="bp-n-mobile gh5"> <ul class="list-tick"> <li>Charging stations (e.g. SP Digital, Greenlots, CDG ENGIE and City Energy)</li> </ul> </div> </div> </div> </div> <div class="bp-mobile mt1"> <div class="in-co-par fz-16"> <ul class="list-tick"> <li>Charging stations (e.g. SP Digital, Greenlots, CDG ENGIE and City Energy)</li> </ul> </div> </div> </div> </div> <div class="col-12 col-sm-6 col-md-6 col-lg-6 col-xl-3"> <div class="list__col-single co-is-set"> <div class="row"> <div class="col-12 top"> <div class="row align-items-center"> <div class="col-6 col-xl-12 top-image"> <div class=""><img height="80" width="80" src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/icon_utilities-grey.png" alt="Utilities"></div> </div> <div class="col-6 col-xl-12 align-middle"> <div class="in-co-par fz-18 text-center gh3"> <h2 class="no-margin">3%</h2> <p>a month</p> </div> </div> </div> </div> <div class="col-12 middle"> <div class="divider"></div> </div> <div class="col-sm-12 bottom center-container"> <div class="in-co-par fz-16"> <h4 class="gh4"><strong> <span class="text-nowrap">Utilities<a data-fancybox="" class="link-simple" href="#benefits-utilities"><i class="fas fa-info-circle fz-18"></i></a></span></strong></h4> <div class="bp-n-mobile gh5"> <ul class="list-tick"> <li>Recurring telco bills (e.g. <a href="https://www.starhub.com/personal/promotions/recurring-payment.html" target="_blank">StarHub</a>, <a href="https://www.singtel.com/personal/support/billing/bill-payment-methods" target="_blank">Singtel</a>, <a href="https://www.m1.com.sg/my-account/electronic-payment" target="_blank">M1</a>, <a href="https://support.myrepublic.com.sg/hc/en-us/articles/360008966334-Updating-of-Credit-Debit-card-details" target="_blank">MyRepublic</a> and <a href="https://pages.circles.life/billing/" target="_blank">CirclesLife</a>)</li> <li>Recurring electricity bills (eg. Geneco, Keppel Electric, Sembcorp Power, Senoko Energy and Singapore Power)</li> </ul> </div> </div> </div> </div> <div class="bp-mobile mt1"> <div class="in-co-par fz-16"> <ul class="list-tick"> <li>Recurring telco bills (e.g. <a href="https://www.starhub.com/personal/promotions/recurring-payment.html" target="_blank">StarHub</a>, <a href="https://www.singtel.com/personal/support/billing/bill-payment-methods" target="_blank">Singtel</a>, <a href="https://www.m1.com.sg/my-account/electronic-payment" target="_blank">M1</a>, <a href="https://support.myrepublic.com.sg/hc/en-us/articles/360008966334-Updating-of-Credit-Debit-card-details" target="_blank">MyRepublic</a> and <a href="https://pages.circles.life/billing/" target="_blank">CirclesLife</a>)</li> <li>Recurring electricity bills (eg. Geneco, Keppel Electric, Sembcorp Power, Senoko Energy and Singapore Power)</li> </ul> </div> </div> </div> </div> </div> </div> </div> </div> <div class="row"> <div class="col-sm-8"> <p class="caption"><p class="caption">To enjoy the above cashback, you need to spend a minimum of S$800 based on posted transactions in a calendar month. If you spend less than S$800, a flat 0.25% cashback is awarded.<br /><br />Cashback amount is capped at S$160 per calendar month.<br /><br />Refer to <a href="#tnc">terms and conditions</a> for more details.</p></p> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1688187534402"> <div class="360x365cc-component"></div> <div class="container bp-width-med3 module animate"> <div class="subcategory subcategory--black">ENJOY MORE BENEFITS BUNDLING WITH A 360 ACCOUNT</div> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--large"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail large"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/kv-360x365cc-v2.jpg" alt-text="Earn higher interest rates with OCBC 360 Account and OCBC 365 Credit Card"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">Earn higher interest rates with OCBC 360 Account and OCBC 365 Credit Card</div> <div class="article__content"><p>Here is why together is always better. Earn up to 4.65% a year on the first S$100,000 in your OCBC 360 Account when you do more with us.</p></div> <p class="mt-3"><a href="/personal-banking/deposits/360-savings-account" class="link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></p> <div class="mt-3"><p class="caption"><a href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tncs-governing-ocbc-new-360-account-promo.pdf" target="_blank">Terms and conditions apply</a>. Insured by up to S$100K by SDIC.</p></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1686744262744"> <div class="caltex-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">EXCLUSIVE OFFER FOR CALTEX CUSTOMERS</div> <div class="lifegoals__two-col"> <div class="row"> <div class="col-md-6"> <div class="lifegoals__two-col--text"> <h3 class="bold">Fuel up your cashback rewards with the OCBC 365 Credit Card</h3> <div class="lifegoals__two-col--description"><p>Get ready to rev up your fuel savings! Apply for the OCBC 365 Credit Card and get S$150 cashback when you spend a minimum of S$350 within 30 days of card application approval.</p> <p>With the OCBC 365 Credit Card, you get to enjoy up to 22.92% of fuel savings at Caltex (18% instant discount + 6% cashback on all fuel spend).</p> <p>Promotion is exclusive to new OCBC credit card customers who apply via this page. <a href="/iwov-resources/sg/ocbc/personal/pdf/cards/tncs-governing-ocbc-cc-sign-up-caltex-exclusive-promo.pdf" target="_blank" rel="noopener">Terms and conditions apply</a>.</p></div> </div> </div> <div class="col-md-6"> <div class="lifegoals__two-col--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/kv_caltex.jpg" alt=""></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1692494899963"> <div class="getgo-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">Promotions</div> <div class="lifegoals__two-col"> <div class="row"> <div class="col-md-6"> <div class="lifegoals__two-col--text"> <h3 class="bold">Get S$250 in foodpanda vouchers with your new OCBC 365 Credit Card</h3> <div class="lifegoals__two-col--description"><p>Simply apply online and make a retail transaction of any amount. What’s more, enjoy a free 6-month pandapro subscription on us!</p> <p>Promotion is exclusive to new OCBC credit card customers who apply via this page. <a href="/iwov-resources/sg/ocbc/personal/pdf/cards/tncs-governing-ocbc-cc-sign-up-foodpanda-exclusive-promo.pdf" target="_blank" rel="noopener">Terms and conditions apply</a>.</p></div> <p class="lifegoals__two-col--link"><a href="#section-waystoapply" class="link " target="_self">Apply <span class="text-nowrap">now<i class="far fa-chevron-right"></i></span></a></p> </div> </div> <div class="col-md-6"> <div class="lifegoals__two-col--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/kv-foodpanda-pro.jpg" alt=""></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1688187534843"> <div class="getgo-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="lifegoals__two-col"> <div class="row flex-row-reverse"> <div class="col-md-6"> <div class="lifegoals__two-col--text"> <h3 class="bold">Enjoy more savings on foodpanda</h3> <div class="lifegoals__two-col--description"><ul class="list-bullet"> <li><strong>For new customers</strong><br />Get S$10 off + free delivery on your first food delivery order when you spend a minimum of S$15 with the promo code “OCBC23NEW”.</li> <li><strong>For existing customers</strong><br />Get 50% off a 6-month pandapro subscription with the promo code “OCBC23PRO”.</li> </ul> <p class="pt1"><a href="https://www.ocbc.com/personal-banking/cards/card-promotions?p=1&main=dining#foodpanda" target="_blank" rel="noopener">Terms and conditions apply</a>.</p></div> </div> </div> <div class="col-md-6"> <div class="lifegoals__two-col--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/kv-foodpanda.jpg" alt=""></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1692494899976"> <div class="360x365cc-getgo-component"></div> <div class="container bp-width-med3 module animate"> <div class="subcategory subcategory--black">ENJOY MORE BENEFITS BUNDLING WITH A 360 ACCOUNT</div> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--large"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail large"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/kv-360x365cc-v2.jpg" alt-text="Earn higher interest rates with OCBC 360 Account and OCBC 365 Credit Card"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">Earn higher interest rates with OCBC 360 Account and OCBC 365 Credit Card</div> <div class="article__content"><p>Here is why together is always better. Earn up to 4.65% a year on the first S$100,000 in your OCBC 360 Account when you do more with us.</p></div> <p class="mt-3"><a href="/personal-banking/deposits/360-savings-account" class="link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></p> <div class="mt-3"><p class="caption"><a href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/accounts/tncs-governing-ocbc-new-360-account-promo.pdf" target="_blank">Terms and conditions apply</a>. Insured by up to S$100K by SDIC.</p></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1674002236768"> <div class="promo-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">Promotions</div> <div class="lifegoals__two-col"> <div class="row"> <div class="col-md-6"> <div class="lifegoals__two-col--text"> <h3 class="bold">Save up to S$72 on petrol with your new OCBC 365 Credit Card</h3> <div class="lifegoals__two-col--description"><p>Sign up now and receive 6 x S$6 vouchers from each of Caltex and Esso to offset your fuel purchases.</p> <p>Terms and conditions apply. Refer to the welcome pack for more information.</p></div> </div> </div> <div class="col-md-6"> <div class="lifegoals__two-col--image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/kv_esso-caltex-promo.jpg" alt=""></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1570073688847"> <div class="privileges-component"></div> <div class="module container bp-width-med3" id=""> <div class="subcategory subcategory--black">Privileges</div> <div class="row flex-row-reverse align-items-center feature__image mob-mt3 animate accordion accordion--rotate" anim-control="parent" init-mode="first" close-others="true" close-self="false" apply-for="desktop"> <div class=" col-md-6 "> <div class="feature__image--text owl-carousel car1"> <div class="accordion__item item"> <div class="accordion__item__image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/770-x-770-image-3@2x.png" alt="770-x-770-image-3"></div> <div class="accordion__item__container"> <div class="accordion__item__bar"> <div class="accordion__item__bar--1"></div> <div class="accordion__item__bar--2"></div> </div> <div class="accordion__item__title"> <h4><strong>Visa Concierge Services</strong></h4> </div> <div class="accordion__item__content"> <p>Take advantage of a host of services available to you over the phone or online, 24 hours a day from anywhere in the world.</p> <div class="accordion__item__buttons"><a href="http://www.visapremium.com" class="link link link-arrow-right" target="_blank">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> <div></div> </div> </div> </div> <div class="accordion__item item"> <div class="accordion__item__image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/770-x-770-image-2@2x.png" alt="770-x-770-image-2"></div> <div class="accordion__item__container"> <div class="accordion__item__bar"> <div class="accordion__item__bar--1"></div> <div class="accordion__item__bar--2"></div> </div> <div class="accordion__item__title"> <h4><strong>Visa Luxury Hotels</strong></h4> </div> <div class="accordion__item__content"> <p>Enjoy complimentary upgrades and other VIP privileges at participating luxury boutique hotels and resorts.</p> <div class="accordion__item__buttons"><a href="https://www.visaluxuryhotels.com/about/benefits" class="link link link-arrow-right" target="_blank">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> <div></div> </div> </div> </div> <div class="accordion__item item"> <div class="accordion__item__image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/kv_visaclicktopay-masthead.png" alt="770-x-770-image"></div> <div class="accordion__item__container"> <div class="accordion__item__bar"> <div class="accordion__item__bar--1"></div> <div class="accordion__item__bar--2"></div> </div> <div class="accordion__item__title"> <h4><strong>Make online payments swiftly and securely with Visa</strong></h4> </div> <div class="accordion__item__content"> <p>Online payments are now made easy, smart and secure when you choose Click to pay with Visa. Visa Cardmembers can simply select the Click to Pay icon <img src="/iwov-resources/sg/ocbc/personal/img/live/digitalbanking/visa-click-to-pay/icon_clicktopay.png" style="height:17px;"> upon checkout and that’s it.</p> <div class="accordion__item__buttons"><a href="/personal-banking/digital-banking/visa-click-to-pay" class="link link link-arrow-right" target="_self">Find out <span class="text-nowrap">more<i class="far fa-chevron-right"></i></span></a></div> <div></div> </div> </div> </div> </div> </div> <div class=" col-md-6 accordion__gallery"> <div class="bp-img wide feature__image--image accordion__image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/770-x-770-image-3@2x.png" alt="770-x-770-image-3"></div> <div class="bp-img wide feature__image--image accordion__image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/770-x-770-image-2@2x.png" alt="770-x-770-image-2"></div> <div class="bp-img wide feature__image--image accordion__image"><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/kv_visaclicktopay-masthead.png" alt="770-x-770-image"></div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1570073688850"> <div class="beforeyouapply-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">Before you apply</div> <div class="table__three-col table__three-col-with-accordion"> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Eligibility requirements</h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Minimum age</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">21 years old</p> </div> </div> <div class="row mb-0"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Annual income</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">S$30,000 and above for Singaporeans and Singapore PRs <br> S$45,000 and above for foreigners</p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="row"> <div class="col-md-3 table__three-col--title"> <h4 class="bold mobile">Fees<div id="tnc"></div></h4> </div> <div class="col-md-9 table__three-col--content"> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Principal card</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">S$196.20 (including GST), waived for the first two years</p> </div> </div> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Supplementary card</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">S$98.10 (including GST), waived for the first two years</p> </div> </div> <div class="row mb-3"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Minimum spending required to have your Annual Service Fee automatically waived</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0">S$10,000 in one year, starting from the month in which your OCBC 365 Credit Card was issued</p> </div> </div> <div class="row mb-0"> <div class="col-lg-4 col-md-5"> <p class="mb-0">Other fees and charges</p> </div> <div class="col-lg-5 col-md-7"> <p class="mb-0"><a href="/iwov-resources/sg/ocbc/personal/pdf/cards/cards-fee-charge.pdf" target="_blank">Fees and charges</a></p> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <h4><strong>Terms and conditions</strong></h4><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content table__three-col--tnc" style=""> <div class="row"> <div class="col-md-6"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/cards/cm_agreement.pdf" class="link link link-arrow-right" target="_blank">OCBC Credit Cardmembers <span class="text-nowrap">Agreement<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/cards/tncs-governing-365-cc-cashback-programme-1April24.pdf" class="link link link-arrow-right" target="_blank">Terms and Conditions Governing OCBC 365 Credit Card Cashback <span class="text-nowrap">Programme<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-6"> <p><a href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/campaign/cards/ocbc-365-creditcard-pharmacy-cashback-faqs.pdf" class="link link link-arrow-right" target="_blank">FAQs on OCBC 365 Credit Card Pharmacy cashback <span class="text-nowrap">update<i class="far fa-chevron-right"></i></span></a></p> </div> <div class="col-md-5"> <p><a href="/iwov-resources/sg/ocbc/personal/pdf/cards/tncs-governing-the-ocbc-365-cc-recurring-billings-promo.pdf" class="link link link-arrow-right" target="_blank">Terms and Conditions governing the OCBC 365 Credit Card Recurring Billings <span class="text-nowrap">Promotion<i class="far fa-chevron-right"></i></span></a></p> </div> </div> </div> </div> </div> <div class="row"> <div class="col-md-12"> <hr class="table__three-col--hr"> </div> </div> <p class="small"><p class="small">There are links or hyperlinks which link you to websites of other third parties (the “Third Parties”). OCBC Bank hereby disclaims liability for any information, materials, products or services posted or offered on the website of the Third Parties.</p></p> </div> </div> </div> <div class="iw_component" id="iw_comp1570073688852"> <div class="waystoapply-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate cta__basic--hasshadow"> <div class="cta__basic"> <div class="theme theme--cards" style="
						background: url(' /iwov-resources/sg/ocbc/personal/img/live/cards/365card/card-texture@2x.png ') no-repeat center center; background-size: cover;"> <div class="theme__container justify-content-between align-items-top"> <div class="cta__basic-details"> <div class="subcategory subcategory--black subcategory--no-margin">Ways to apply</div> <div class="cta__basic-info"> <h3 class="bold co-black">Apply for the OCBC 365 Credit Card today</h3> <div class="cta__basic-links "> <div class="item item-apply"><a class="button button--primary button--red2" href="#apply-online" target="_self" onclick="document.getElementById('cardsApplyNowButtonSubmitData').submit();" cta-id="Cards-365-Apply-Online-Bottom"><span>Apply online</span></a></div> <div class="item"> <div class="item item-paragraph"><p>or visit us at a branch.</p></div> <div class="item locate-branch"><a cta-id="Cards-365Card-WaysToApply-LocateABranch" href="/personal-banking/contact-us" class="button button--secondary button--link 
				 " target="_blank"><span>Locate a branch</span></a></div> </div> </div> </div> </div> <div class="cta__basic-image d-md-flex align-items-md-center justify-content-md-end"> <div class="cta__basic-image--container"><span><img width="100%" src="/iwov-resources/sg/ocbc/personal/img/live/cards/credit-cards/cardface-365.png" alt="card"></span></div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1570073688953"> <div class="faqs-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">FAQs</div> <div class="row "></div> <div class="accordion__grey"> <div class="row"> <div class="common-questions m-item col-md-12"> <div class="item-list-title clearfix"> <h5 class="float-left"><strong><span>Common questions about OCBC 365 Credit Card</span></strong></h5><span style="float:right"><a href="/iwov-resources/sg/ocbc/personal/pdf/cards/365-faq.pdf" class="see-all float-right link link link-arrow-right" target="_blank">More questions and <span class="text-nowrap">answers<i class="far fa-chevron-right"></i></span></a></span></div> <div class="item-list accordion" init-mode="none" close-others="false"> <div class="item accordion__item"> <div class="label accordion__item__title">What is excluded from the minimum S$800 monthly spend?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>Cashback is not awarded on the following: Annual card fees, Cash-On-Instalments, Instalment Payment Plan, PayLite, tax payments, interest, late payment charges, cash advances, balance transfers, bill payments made via Internet Banking, AXS or SAM network, and other fees and charges.</p> <p>Transactions which are performed at merchants that fall into the exclusion categories/excluded organisations as set out in the <a class="link" href="https://www.ocbc.com/iwov-resources/sg/ocbc/personal/pdf/cards/tncs-governing-365-cc-cashback-programme.pdf" target="_blank" rel="noopener">Terms and Conditions governing OCBC 365 Credit Card Cashback Programme</a> are excluded from the calculation of the minimum spend.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">How much cashback can I earn each month?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>The maximum amount of cashback that one account (the principal and all supplementary cardholders together) can earn each month is S$160. This works out to a total of up to S$1,920 in cashback every year.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">How will I receive the cashback?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>The cashback earned on the transactions performed in the current month will be credited in the OCBC 365 card statement in the next month.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">What is the difference between transaction date and posting date?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>Transaction date refers to the date when a purchase is made.</p> <p>Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, the bank has no control over when merchant records the transaction.</p> <p>The cashback computation is based on the transactions posted within the calendar month.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">What is MCC? How is it assigned?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>The MCC is a four digit-number assigned by Visa/Mastercard to describe the main business activity of a merchant. It is determined by the merchant’s acquiring bank (a financial institution that accepts and processes credit and debit card transactions on behalf of merchants).</p> <p>As the card issuer, OCBC does not determine the main business activity of a merchant or the MCC assigned.</p></div> </div> </div> <div class="item accordion__item"> <div class="label accordion__item__title">How will the assignment of MCCs affect my cashback?<i class="far fa-angle-down accordion__item__collapse-icon"></i></div> <div class="content-wrapper accordion__item__content"> <div class="content"><p>We use MCCs to decide whether certain transactions qualify for cashback. For example, OCBC 365 Cardmembers earn cashback only on transactions that fall under certain MCCs (e.g. MCC 5812 – Eating places and Restaurant).</p> <p>If the merchant’s acquiring bank assigns it an incorrect MCC, we will not be able to reward you for transactions made there. For example, if a merchant was determined to be a ‘Bar’ instead of a ‘Restaurant’, an OCBC 365 Cardmember will not be able to earn cashback on transactions made there – since transactions under ‘MCC 5813 – Bars, Taverns, Lounges, Disco’ do not qualify for cashback.</p></div> </div> </div> </div><a href="/iwov-resources/sg/ocbc/personal/pdf/cards/365-faq.pdf" class="see-all-mobile see-all link link link-arrow-right" target="_blank">More questions and <span class="text-nowrap">answers<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1578910985931"> <div class="" id=""> <div><form method="post" id="cardsApplyNowButtonSubmitData" action="https://internet.ocbc.com/ipa/IPACommonV3/Agent"> <input type="hidden" name="cardType" id="cardType" value="CC"> <input type="hidden" name="prodData" id="prodData" value=""> <input type="hidden" name="facData" id="facData" value="PR2"> <input type="hidden" name="tracker" id="tracker" value=""> <input type="hidden" name="external_link" id="external_link" value=""> <input type="hidden" name="FacType" id="FacType" value="CC"> <input type="hidden" name="AgentSourceCode" id="AgentSourceCode" value="CCON02"> <input type="hidden" name="AgentID" id="AgentID" value=""> <input type="hidden" name="AgentIntroducerID" id="AgentIntroducerID" value=""> </form> <a href="#section-promotion" auto-scroll></a></div> </div>  </div> <div class="iw_component" id="iw_comp1578910986817"> <div class="" id=""> <div><a data-fancybox="petrol-group" href="#benefits-petrol2"></a> <a data-fancybox="petrol-group" href="#benefits-petrol3"></a> <a data-fancybox="petrol-group" href="#benefits-petrol4"></a></div> </div>  </div> <div class="iw_component" id="iw_comp1589847535007"> <div class="d-none-soft"> <div id="popup-fulllistzichar" class="popup-content po-co-med"> <div class="in-co-par fz-16"><table class="table fancypopup-table"> <tbody> <tr> <td style="width: 45%;"> <p><strong>Merchants / Addresses</strong></p> </td> <td style="width: 55%;"> <p><strong>Order channels</strong></p> </td> </tr> <tr> <td> <p>B.K. Forture Seafood </p> <ul class="list-bullet"> <li>885 / 887 Bukit Timah Road, Singapore 279896 </li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <a class="text-nowrap" href="tel:64695957">6469 5957</a> (payment onsite)</li> <li>Pre-order online: <a target="_blank" href="https://eats.oddle.me/menus/b-k-forture-seafood" rel="noopener">eats.oddle.me</a></li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Geylang Claypot Rice </p> <ul class="list-bullet"> <li>361/363/365 Beach Road Singapore 199576 </li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <a class="text-nowrap" href="tel:67444574">6744 4574</a> (payment onsite)</li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Kelly Jie Seafood - Formerly TPY Mellben </p> <ul class="list-bullet"> <li>Blk 211 Toa Payoh Lorong 8 #01-11/15, Singapore 310211</li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <a class="text-nowrap" href="tel:63533120">6353 3120</a>/ <a class="text-nowrap" href="tel:81234156">8123 4156</a>/ <a class="text-nowrap" href="tel:92340107">9234 0107</a> (payment onsite)</li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Keng Eng Kee Seafood (KEK)</p> <ul class="list-bullet"> <li>124 Bukit Merah Lane 1, #01-136, Singapore 150124</li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <a class="text-nowrap" href="tel:62721038">6272 1038</a> (payment onsite)</li> <li>Pre-order online: <a target="_blank" href="https://order.kek.com.sg/en_SG/" rel="noopener">order.kek.com.sg</a></li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Long Ji Zi Char </p> <ul class="list-bullet"> <li>253 Outram Rd, Singapore 169049 </li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <a class="text-nowrap" href="tel:97905682">9790 5682</a> (payment onsite)</li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Mellben Seafood (Ang Mo Kio) </p> <ul class="list-bullet"> <li>232 Ang Mo Kio Ave 3 #01-1222 Singapore 560232</li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <a class="text-nowrap" href="tel:62856762">6285 6762</a>/ <a class="text-nowrap" href="tel:92323449">9232 3449</a>/ <a class="text-nowrap" href="tel:94507301">9450 7301</a> (payment onsite)</li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Nan Hwa Chong Fish Head Steamboat</p> <ul class="list-bullet"> <li>812 North Bridge Rd, Singapore 198779</li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <a class="text-nowrap" href="tel:62979319">6297 9319</a>/ <a class="text-nowrap" href="tel:86132732">8613 2732</a> (payment onsite)</li> <li>Pre-order online: <a target="_blank" href="https://nanhwachong.com.sg/" rel="noopener">nanhwachong.com.sg</a>;</li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>New Ubin Seafood</p> <ul class="list-bullet"> <li>CHIJMES – 30 Victoria St, #02-01B/C Singapore 187996</li> </ul> <ul class="list-bullet"> <li>Tampines – 18 Tampines Industrial Cres, #01-16 Singapore 528605</li> </ul> <ul class="list-bullet"> <li>Zhongshan Park – 16 Ah Hood Rd, Singapore 329982</li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in/WhatsApp : <a class="text-nowrap" href="tel:97406870">9740 6870</a> (payment onsite)</li> <li>Pre-order online: <a href="http://order.newubinseafood.com/" target="_blank" rel="noopener">order.newubinseafood.com </a></li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Por Kee Eating House 1996 (Seng Poh Lane)</p> <ul class="list-bullet"> <li>69 Seng Poh Lane, #01-02 Singapore 160069</li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <a class="text-nowrap" href="tel:62210582">6221 0582</a> (payment onsite)</li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Red House Seafood</p> <ul class="list-bullet"> <li>Clarke Quay – 3C, River Valley Road #01-02/03, The Cannery Singapore 179022</li> </ul> <ul class="list-bullet"> <li>Grand Copthorne – Grand Copthorne Waterfront Hotel (Level 2), 392 Havelock Road Singapore 169663 </li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <ul class="list-dash"> <li>Clark Quay – <a href="tel:64423112" class="text-nowrap">6442 3112</a></li> <li>Grand Copthorne – <a href="tel:67357666" class="text-nowrap">6735 7666</a> (payment onsite)</li> </ul> </li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Sin Hoi Sai Seafood Restaurant (Tiong Bahru Road)</p> <ul class="list-bullet"> <li>Blk 55 Tiong Bahru Road #01-59 Singapore 160055</li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <a href="tel:62230810" class="text-nowrap">6223 0810</a>/ <a href="tel:62243905" class="text-nowrap">6224 3905</a> (payment onsite) </li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Sum Kee Food</p> <ul class="list-bullet"> <li>No.2, Telok Blangah Street 31, Yeo's Building Singapore 108942</li> </ul> <ul class="list-bullet"> <li>19 Yung Ho Road Singapore 618592</li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <ul class="list-dash"> <li>Telok Blangah – <a href="tel:67373233" class="text-nowrap">6737 3233</a>/ <a href="tel:63338556" class="text-nowrap">6333 8556</a></li> <li>Jurong – <a href="tel:68733069" class="text-nowrap">6873 3069</a> (payment onsite)</li> </ul> </li> <li>Pre-order online: <a target="_blank" href="https://sumkee.oddle.me/en_SG/" rel="noopener">sumkee.oddle.me</a></li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Tasty Loong by Chef Pung</p> <ul class="list-bullet"> <li>50 Tiong Bahru Road #01-04 Singapore 168733</li> </ul> <ul class="list-bullet"> <li>81 Lor Chencharu Orto Park Singapore 769198</li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <ul class="list-dash"> <li>Yishun – <a href="tel:67577887" class="text-nowrap">6757 7887</a></li> <li>Tiong Bahru – <a href="tel:69095700" class="text-nowrap">6909 5700</a> (payment onsite)</li> </ul> </li> <li>Pre-order online: <a target="_blank" href="https://www.tastyloong.com/shop" rel="noopener">tastyloong.com</a></li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>Uncle Leong Seafood</p> <ul class="list-bullet"> <li>Punggol – 6 Tebing Lane, #01-03, Punggol East, Singapore 828835</li> </ul> <ul class="list-bullet"> <li>Anchorpoint – 368 Alexandra Road, Anchorpoint Shopping Centre, Singapore 159952</li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order via call in: <ul class="list-dash"> <li>Punggol East – <a href="tel:64411848" class="text-nowrap">6441 1848</a></li> <li>Anchorpoint – <a href="tel:62599861" class="text-nowrap">6259 9861</a> (payment onsite)</li> </ul> </li> <li>Order at outlet</li> </ul> </td> </tr> <tr> <td> <p>White Restaurant</p> <ul class="list-bullet"> <li>Waterway Point – 83 Punggol Central, #B1-12, Singapore 828761</li> <li>30 Sembawang Drive, #03-12, Sunplaza, Singapore 757713</li> <li>Jewel Changi Airport – 78 Airport Boulevard #B1-245-246, Singapore 819666</li> <li>IMM – 2 Jurong East Street 21, #02-24, Singapore 609601</li> <li>3 Temasek Boulevard Suntec City, Fountain Court, #B1-131, Singapore 038983</li> <li>22 Jalan Tampang (Opp Sembawang Shopping Centre), Singapore 758966</li> </ul> </td> <td> <ul class="list-tick"> <li>Pre-order online: <a class="link-break" target="_blank" href="https://order.whiterestaurant.com.sg/en_SG/" rel="noopener">order.whiterestaurant.com.sg</a></li> <li>Order at outlet</li> </ul> </td> </tr> </tbody> </table></div> </div> </div> </div> <div class="iw_component" id="iw_comp1578910985892"> <div class="d-none-soft"> <div id="benefits-dining" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Dining</span></h4><ul class="list-bullet"> <li>Dining cashback is applicable to spend at dining merchants locally and overseas with their main business activity classified as "Dining" which includes restaurants, cafes and caterers.</li> <li>Online food delivery is applicable to online spend made at food delivery merchants specifically Deliveroo, foodpanda and GrabFood.</li> <li>Where the local and overseas dining merchant is located within a hotel, bar or a country club, the main business activity of such merchant may not be classified as "Dining".</li> <li>For the avoidance of doubt, the dining spend incurred at any merchant not classified as "Dining", such as spend on dining at bar and/or pubs as well as wedding banquets held at hotels and country clubs will not qualify for the dining cashback.</li> </ul> </div> </div> </div> <div class="d-none-soft"> <div id="benefits-groceries" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Groceries</span></h4><ul class="list-bullet"> <li>Grocery cashback is applicable to spend at grocery merchants locally and overseas with their main business activity classified as "Grocery" only.</li> <li>Online grocery is applicable to online spend made at grocery merchants with their main business activity classified as "Grocery". For example, FairPrice Online and RedMart.</li> </ul> </div> </div> </div> <div class="d-none-soft"> <div id="benefits-landtransport" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Land transport</span></h4><ul class="list-bullet"> <li><span>Land transport cashback is applicable to spend made at road and rail transport locally and overseas such as Grab (excluding GrabPay), Gojek, RYDE and ComfortDelGro.</span></li> </ul> </div> </div> </div> <div class="d-none-soft"> <div id="benefits-petrol" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Petrol</span></h4><p>Petrol cashback is applicable to spend made at all petrol kiosks locally and overseas with their main business activity is classified as "Petrol".</p> <p>For the avoidance of doubt, the petrol spend incurred through fleet cards (i.e. corporate charge cards that offer existing discounts) do not qualify for the petrol cashback.</p> </div> </div> </div> <div class="d-none-soft"> <div id="benefits-petrol2" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Petrol</span></h4><p><strong>Enjoy up to 22.1% fuel savings all year round at Caltex service stations.<br /></strong><br /><span>This is made up of: </span></p> <ul class="list-bullet"> <li>18% upfront discount for all grades of petrol and diesel (this includes payment via CaltexGO app)</li> <li>4.1% cashback on gross fuel spend (or equivalent to 5% cashback on nett fuel spend) at Caltex as long as a minimum of S$800 spend is charged to OCBC 365 Credit Card in a calendar month</li> </ul> <p><span>Figures are rounded to 1 decimal place and based on gross fuel spend of S$100 for easier illustration.</span></p> <p><span><a rel="noopener" href="https://www.caltex.com/sg/motorists/products-and-services/caltexgo.html" target="_blank">Download or find out more about CaltexGO app</a><br /></span></p> <p><span><a href="https://www.ocbc.com/personal-banking/cards/card-promotions.page?main=petrol&p=1&merchant-id=caltex#caltex">Terms and conditions apply</a><br /></span></p> </div> </div> </div> <div class="d-none-soft"> <div id="benefits-petrol3" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Petrol</span></h4><p><strong>Enjoy up to 20.2% fuel savings all year round at Esso service stations.</strong><br /><br /><span>*Fuel savings of 20.2% at Esso service stations comprises of:</span></p> <ul class="list-bullet"> <li>16% upfront discount which includes station onsite discount, petrol station loyalty programme discount and OCBC 365 Credit Card discount and</li> <li>Additional 5% rebate on nett fuel spend after discount (equivalent to 4.2% savings before discount), provided the Cardmember spends at least S$800 in total on an OCBC 365 Credit Card in a month. Transactions must be posted within a calendar month to qualify. Maximum cashback per month is capped at S$80.</li> </ul> <p><span>Discount rates stated may be subject to change from time to time without prior notice. Please check onsite for prevailing rates.<br />All discounts will be applied on prevailing pump prices of fuel purchased. Figures are rounded to 1 decimal place. Terms and conditions of OCBC 365 Credit Card cashback programme apply.</span></p> <p><a href="/personal-banking/cards/card-promotions.page?main=petrol&p=1&merchant-id=esso16#esso16"><span>Find out more</span></a></p> </div> </div> </div> <div class="d-none-soft"> <div id="benefits-petrol4" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Petrol</span></h4><p><strong>Enjoy up to 24% fuel savings at Sinopec service stations.</strong><br /><br /><span>Fuel savings comprises:</span></p> <ul class="list-bullet"> <li>20% instant onsite discount, with OCBC 365 Credit Card payment</li> <li>Additional 4% cashback on gross fuel spend (equivalent to 5% cashback on nett fuel spend) at Sinopec with a minimum of S$800 total monthly spend charged to OCBC 365 Credit Card </li> </ul> <p><a href="/personal-banking/cards/card-promotions.page?main=petrol&p=1&merchant-id=newsinopec#newsinopec"><span>Find out more</span></a></p> </div> </div> </div> <div class="d-none-soft"> <div id="benefits-utilities" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Utilities</span></h4><p><strong>Telco</strong><br />Recurring Utilities cashback is only applicable when payment has been setup as recurring to the following telco service providers, such as SingTel, Starhub, M1, MyRepublic, Circles.Life and Liberty Wireless.</p> <p><strong>Electricity</strong><br /><span>Recurring Utilities cashback is only applicable when payment has been setup as recurring to the following power service providers, such as Geneco, Keppel Electric, Sembcorp Power and Senoko Energy. <a rel="noopener" href="https://www.openelectricitymarket.sg/residential/list-of-retailers" target="_blank">Learn more</a> about the Open Electricity Market and the full list of retailers.<span></span></span></p> </div> </div> </div> <div class="d-none-soft"> <div id="benefits-onlinetravel" class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Online travel</span></h4><p><span>Online travel cashback is applicable to online spend made at travel merchants with their main business activity classified as "Travel". For example online airlines and hotel bookings, and online attractions booking engine (e.g. Agoda and Airbnb).</span></p> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1614733720975"> <div class="d-none-soft"> <div id="promotionsfullrewardsbreakdown-popup" class="popup-content po-co-med"> <div class="in-co-par fz-16"><table class="table-responsive table"> <thead> <tr> <th class="co-green"><strong>Promotion period</strong></th> <th class="co-green"><strong>Recurring insurance premium (Min. 2 months)</strong></th> <th class="co-green"><strong>Cashback you’ll earn</strong></th> </tr> </thead> <tbody> <tr> <td rowspan="2" class="border-bottom-0 align-middle">From 10 April till 31 July 2021</td> <td>S$500 per month</td> <td>S$80</td> </tr> <tr> <td>S$1,000 per month</td> <td>S$120</td> </tr> </tbody> </table> <p class="disclaimer mt3 caption">Cashback earned from this promotion is on top of the S$80 cashback you can earn from your OCBC 365 Credit Card per calendar month.</p></div> </div> </div> <div class="d-none-soft"> <div id="signuppromo-popup" class="popup-content po-co-med"> <div class="in-co-par fz-16"><p><b>Here's how you can qualify for S$250 worth of cashback upon successful sign-up.</b></p> <p>Example:</p> <p><img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/signuppromo-popup-desktop.png" alt="" width="100%" class="d-none d-md-block" /> <img src="/iwov-resources/sg/ocbc/personal/img/live/cards/365card/signuppromo-popup-mobile.png" alt="" width="100%" class="d-block d-md-none" /></p></div> </div> </div> <div class="d-none-soft"> <div id="popup-limitedfcypromobreakdown"><div class="in-co-par fz-16"> <div class="popup-content po-co-large"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span class="icon"><img src="/iwov-resources/sg/ocbc/personal/img/icon_light_bulb_grey.png" width="55" alt="" /></span><span>Foreign Currency Spend Promotion Cashback Breakdown</span></h4> <div graph-carousel="type2" class="table__comparison table__comparison-with-first-col-subject bp-par-height2 theme theme--green mt3 fixed-header fz-18"> <ul class="table__comparison-nav d-none-soft"> <li>Cashback</li> <li>Rewards cap</li> </ul> <div class="table__comparison-content"> <table class="table__general table__comparison-table graph-bordered text-left bg-white table__comparison-table--fixed"><colgroup> <col width="33%" /> <col width="33%" /> <col width="33%" /> </colgroup> <thead> <tr class="graph-row"> <th class="theme__none">Foreign Currency Spend<br />(from now till 30 June 2022)</th> <th class="theme__none">Cashback</th> <th class="theme__none">Rewards cap</th> </tr> </thead> <tbody> <tr class="graph-row"> <td class="graph-item">S$5,000</td> <td class="graph-item">S$50</td> <td class="graph-item">First 1,000 customers</td> </tr> <tr class="graph-row"> <td class="graph-item">S$10,000</td> <td class="graph-item">S$150</td> <td class="graph-item">First 500 customers</td> </tr> <tr class="graph-row"> <td class="graph-item">S$20,000</td> <td class="graph-item">S$400</td> <td class="graph-item">First 100 customers</td> </tr> </tbody> </table> </div> </div> <p class="pt4 mb4">Plus, enjoy 6% on dining, 3% on groceries and private car hires while on your trip (capped at S$80). Here’s how you can earn up to S$480 in cashback:</p> <div graph-carousel="type2" class="table__comparison table__comparison-with-first-col-subject bp-par-height2 theme theme--green mt3 fixed-header fz-18"> <ul class="table__comparison-nav d-none-soft"> <li>Spend</li> <li>Usual Cashback (capped at S$80)</li> <li>Cashback from Foreign Currency Promotion</li> </ul> <div class="table__comparison-content"> <table class="table__general table__comparison-table graph-bordered text-left bg-white table__comparison-table--fixed"><colgroup> <col width="25%" /> <col width="25%" /> <col width="25%" /> <col width="25%" /> </colgroup> <thead> <tr class="graph-row"> <th class="theme__none">Category</th> <th class="theme__none">Spend</th> <th class="theme__none">Usual Cashback (capped at S$80)</th> <th class="theme__none">Cashback from Foreign Currency Promotion</th> </tr> </thead> <tbody> <tr class="graph-row"> <td class="graph-item">Dining</td> <td class="graph-item">S$4,000</td> <td class="graph-item">6%</td> <td class="graph-item border-left" rowspan="6">S$400</td> </tr> <tr class="graph-row"> <td class="graph-item">Land Transport</td> <td class="graph-item">S$1,000</td> <td class="graph-item">3%</td> </tr> <tr class="graph-row"> <td class="graph-item">Supermarket</td> <td class="graph-item">S$1,000</td> <td class="graph-item">3%</td> </tr> <tr class="graph-row"> <td class="graph-item">Clothes</td> <td class="graph-item">S$3,000</td> <td class="graph-item">-</td> </tr> <tr class="graph-row"> <td class="graph-item">Bags</td> <td class="graph-item">S$9,000</td> <td class="graph-item">-</td> </tr> <tr class="graph-row"> <td class="graph-item">Shoes</td> <td class="graph-item">S$2,000</td> <td class="graph-item">-</td> </tr> <tr class="graph-row"> <td class="graph-item"><strong>Total</strong></td> <td class="graph-item"><strong>S$20,000</strong></td> <td class="graph-item" colspan="2"><strong>S$480 (2.4%)</strong></td> </tr> </tbody> </table> </div> </div> </div> </div></div> </div> </div> <div class="iw_component" id="iw_comp1652196013881"> <div class="d-none-soft"> <div id="popup-burpplepromohowitworks"><div class="in-co-par fz-16"> <div class="popup-content po-co-large"> <div graph-carousel="type2" class="table__comparison table__comparison-with-first-col-subject bp-par-height2 theme theme--green mt3 fixed-header fz-18"> <div class="table__comparison-content"> <table class="table__general table__comparison-table graph-bordered text-left bg-white table__comparison-table--fixed"><colgroup> <col width="40%" /> <col width="30%" /> <col width="30%" /> </colgroup> <thead> <tr class="graph-row"> <th class="theme__none"></th> <th class="theme__none" style="text-align: left;">Card approval month</th> <th class="theme__none" style="text-align: left;">Minimum spend</th> </tr> </thead> <tbody> <tr class="graph-row"> <td class="graph-item"><strong>New to OCBC Cardmembers</strong></td> <td class="graph-item">June 2022</td> <td class="graph-item">S$300 by 31 July 2022</td> </tr> <tr class="graph-row"> <td class="graph-item"><strong>Existing to OCBC Cardmembers</strong></td> <td class="graph-item">June 2022</td> <td class="graph-item">S$500 by 31 July 2022</td> </tr> </tbody> </table> </div> </div> </div> </div></div> </div> </div> </div> </section> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8woi"> <div class="row iw_row iw_stretch" id="rowjztq8woj"> <div class="iw_columns col-lg-12" id="coljztq8wok"> <div class="iw_component" id="iw_comp1566904104305"> <script> $(document).ready(function(){ $('.masthead-component').parent().wrapAll('<div class="section section-masthead"></div>'); $('.notice-component').parent().wrapAll('<div class="section"> </div>'); $('.intro-component').parent().wrapAll('<div class="section section-bottom"> </div>'); $('.benefits-component').parent().wrapAll('<div class="section section-both bg-grey" id="section-benefits"> </div>'); $('.360x365cc-component').parent().wrapAll('<div class="section section-both" id="section-360x365cc"></div>'); $('.caltex-component').parent().wrapAll('<div class="section section-both d-none-soft unhidecaltex bg-grey" id="section-caltex"></div>'); $('.getgo-component').parent().wrapAll('<div class="section section-both d-none-soft unhidegetgo bg-grey" id="section-getgo"></div>'); $('.360x365cc-getgo-component').parent().wrapAll('<div class="section section-both d-none-soft bg-grey" id="section-360x365cc-getgo"></div>'); $('.promo-component').parent().wrapAll('<div class="section section-both bg-grey" id="section-promo"></div>'); $('.privileges-component').parent().wrapAll('<div class="section section-both bg-grey d-none-soft" id="section-privileges"> </div>'); $('.beforeyouapply-component').parent().wrapAll('<div class="section section-top" id="section-beforeyouapply"> </div>'); $('.waystoapply-component').parent().wrapAll('<div class="section section-bottom bg-grey" id="section-waystoapply"> </div>'); $('.faqs-component').parent().wrapAll('<div class="section section-both" id="section-faqs"> </div>'); $('.recommendedproducts-component').parent().wrapAll('<div class="section section-top d-none-soft"> </div>'); }); </script> </div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8wom"> <div class="row iw_row iw_stretch" id="rowjztq8won"> <div class="iw_columns col-lg-12" id="coljztq8woo"> <div class="iw_component" id="iw_comp1566904104309"> <footer class="" id="footer"> <section class="common__footer"> <div class="container bp-width-med3"> <div class="row top common__footer-widgets"> <div class="col-md-4 col-lg-3 col-xl-5"> <div class="row"> <div class="col-12 col-lg-12 col-xl-12"> <div class="d-md-inline-block"> <div class="logo bp-img wide"><img src="/iwov-resources/sg/ocbc/personal/img/logo_ocbc.png" alt="OCBC Bank logo"></div> <div class="common__footer-content--col"> <p class="text--bold mb-1 footer__widgets__title"><span>Personal Banking</span></p><label class="mb-0 countryselect" for="country"> You are in <span><select class="text--bold" name="country" id="country"> <option value="#">Singapore</option> <option value="https://www.ocbc.com.my/">Malaysia</option> <option value="https://www.ocbc.com.cn/">China</option> <option value="https://www.ocbc.id">Indonesia</option></select></span><i class="fa fa-chevron-down accordion__item__collapse-icon"></i></label></div> <hr> <div class="common__footer-content--col borderbottom"> <p><span><a href="/personal-banking/premier/en.page" class="" target="_blank">Premier Banking</a></span></p> <p><span><a href="https://www.frankbyocbc.com/" class="" target="_blank">FRANK by OCBC</a></span></p> <p><span><a href="https://www.ocbc.com/business-banking/index.html" class="" target="_blank">Business Banking</a></span></p> <p><span><a href="https://www.ocbc.com/group/index.html" class="" target="_blank">OCBC Group</a></span></p> </div> </div> </div> </div> <hr class="d-block d-md-none"> </div> <div class="col-md-8 col-lg-9 col-xl-7"> <div class="d-flex justify-content-between flex-lg-row flex-column"> <div class="pr-lg-4 pr-xl-5 w-100 flex-fill"> <div class="row justify-content-md-end"> <div class="col-sm-4 col-lg-4 col-xl-4"> <div class="common__footer-content--col"> <div class="d-none d-sm-block pr-0 pr-xl-5"> <p class="text--bold footer__widgets__title"><span>Useful links</span></p> <p><span><a href="https://internet.ocbc.com/internet-banking/" class="" target="_blank">OCBC Online Banking</a></span></p> <p><span><a href="/personal-banking/locations" class="" target="_self">ATM and Branch locator</a></span></p> <p><span><a href="/personal-banking/help-and-support" class="" target="_self">Help and Support</a></span></p> <p><span><a href="/personal-banking/important-documents" class="" target="_self">Important Documents</a></span></p> <p><span><a href="https://www.ocbc.com/group/vdp" class="" target="_self">Report Vulnerability</a></span></p> </div> <div class="d-sm-none"> <div class="accordion"> <div class="accordion__item"> <div class="accordion__item__title d-flex justify-content-between align-items-center"> <p class="text--bold footer__widgets__title">Useful links</p><i class="fz-20 fa fa-chevron-down accordion__item__collapse-icon"></i></div> <div class="accordion__item__content"> <p><a href="https://internet.ocbc.com/internet-banking/" class="" target="_blank">OCBC Online Banking</a></p> <p><a href="/personal-banking/locations" class="" target="_self">ATM and Branch locator</a></p> <p><a href="/personal-banking/help-and-support" class="" target="_self">Help and Support</a></p> <p><a href="/personal-banking/important-documents" class="" target="_self">Important Documents</a></p> <p><a href="https://www.ocbc.com/group/vdp" class="" target="_self">Report Vulnerability</a></p> </div> </div> </div> <hr> </div> </div> </div> <div class="col-sm-4 col-lg-4 col-xl-4"> <div class="common__footer-content--col getintouch borderbottom2"> <p class="text--bold footer__widgets__title"><span><span class="text-nowrap">Get in touch with us</span></span></p> <div class="row"> <div class="col-6 col-sm-12 col-lg-12 mb1"> <div class="enquiryform"> <p><span><a href="/personal-banking/contact-us" class="" target="_self"><i class="fal fa-file-alt"></i>  <span class="">Contact Us</span></a></span></p> </div> </div> <div class="col-6 col-sm-12 col-lg-12 mb1"> <div class="callus"> <p><span><a href="tel:+6563633333" class="" target="_self"><i class="fal fa-phone"></i>  <span class="">+65 6363 3333</span></a></span></p> </div> </div> </div> </div> </div> </div> </div> <hr class="d-block d-lg-none"> <div class="d-flex flex-lg-column common__footer-socials flex-row justify-content-md-end justify-content-lg-start"><span><a href="https://www.facebook.com/ocbcbank" class="" target="_blank"><i class="fab fa-facebook-f"></i></a></span><span class="d-inline-block d-lg-none"> &nbsp &nbsp &nbsp </span><span><a href="https://www.twitter.com/ocbcbank" class="" target="_blank"><i class="fab fa-twitter"></i></a></span><span class="d-inline-block d-lg-none"> &nbsp &nbsp &nbsp </span><span><a href="https://www.youtube.com/channelocbc" class="" target="_blank"><i class="fab fa-youtube"></i></a></span><span class="d-inline-block d-lg-none"> &nbsp &nbsp &nbsp </span><span><a href="https://www.linkedin.com/company/ocbc-bank" class="" target="_blank"><i class="fab fa-linkedin-in"></i></a></span><span class="d-inline-block d-lg-none"> &nbsp &nbsp &nbsp </span></div> </div> </div> </div> <div class="d-flex flex-column flex-lg-row justify-content-between bottom"> <div class="links d-flex flex-column flex-sm-row"><span><a href="/personal-banking/conditions-of-access" class="" target="_self">Conditions of Access</a></span><span><a href="/personal-banking/policies" class="" target="_self">Policies</a></span><span><a href="/personal-banking/notices" class="" target="_self">Notices</a></span></div> <div id="copyright"> © Copyright 2004 – <span id="year"></span> – OCBC Bank. All Rights Reserved. Co. Reg. No.: 193200032W </div> </div> </div> </section> </footer> <div style="display: none"> <div id="ocbc-external-redirection-popup" class="p-0"> <div class="popup-content po-co-med"> <div class="in-co-par fz-16"> <h4 class="bp-title fw-700 bp-img align-middle mb3"><span>Are you sure you want to leave our site?</span></h4> <div id="redirection-container">You are leaving the OCBC Bank website and about to enter a third party website that OCBC Bank has no control over and is not responsible for. Before you proceed to use the third party website, please review the terms of use and privacy policy of their website. OCBC Bank’s <a rel="noopener" href="https://www.ocbc.com/personal-banking/conditions-of-access" target="_blank">Conditions of Access</a> and <a rel="noopener" href="https://www.ocbc.com/personal-banking/policies" target="_blank">Privacy and Security Policies</a> do not apply at third party websites.</div> <div class="mt4 d-flex justify-content-between flex-row align-items-center"><a class="link redirection-stay">I would like to stay</a><a class="button button--primary button--darkblue button--size-2 redirection-next"><span>Leave website</span></a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1571204553615"> <div></div> </div> </div> </div> </div></div><script src='/iwov-resources/sg/ocbc/personal/js/script.js?2020072301'></script> <script src='/iwov-resources/sg/ocbc/personal/js/analytic-v1.js'></script> <script src='/iwov-resources/sg/ocbc/personal/js/custom.js'></script> <script src='/iwov-resources/sg/ocbc/personal/js/copy.js?2020042401'></script> <script src='/iwov-resources/sg/ocbc/personal/js/card-maintenance.js'></script> <script src='/iwov-resources/sg/ocbc/personal/js/insurance-maintenance.js'></script> <script src='/iwov-resources/sg/ocbc/personal/js/chatbot-prod.js'></script> <script src="/iwov-resources/sg/ocbc/personal/js/cards-redirection.js"></script>  <script type="text/javascript">_satellite.pageBottom();</script> </body> </html>

CINXE.COM

OCBC 365 Credit Card | Get Cashback on Everyday Spending