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src="/static/images/mobile/copyright/wikipedia-tagline-hi.svg" width="108" height="18" style="width: 6.75em; height: 1.125em;"> </span> </a> </div> <div class="vector-header-end"> <div id="p-search" role="search" class="vector-search-box-vue vector-search-box-collapses vector-search-box-show-thumbnail vector-search-box-auto-expand-width vector-search-box"> <a href="/wiki/%E0%A4%B5%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%B7:%E0%A4%96%E0%A5%8B%E0%A4%9C" class="cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only search-toggle" title="इस विकि में खोजें [f]" accesskey="f"><span class="vector-icon mw-ui-icon-search mw-ui-icon-wikimedia-search"></span> <span>खोजें</span> </a> <div class="vector-typeahead-search-container"> <div class="cdx-typeahead-search cdx-typeahead-search--show-thumbnail cdx-typeahead-search--auto-expand-width"> <form action="/w/index.php" id="searchform" class="cdx-search-input cdx-search-input--has-end-button"> <div id="simpleSearch" class="cdx-search-input__input-wrapper" data-search-loc="header-moved"> <div class="cdx-text-input cdx-text-input--has-start-icon"> <input class="cdx-text-input__input" type="search" name="search" placeholder="विकिपीडिया में खोजें" aria-label="विकिपीडिया में खोजें" autocapitalize="sentences" title="इस विकि में खोजें [f]" accesskey="f" id="searchInput" > <span class="cdx-text-input__icon cdx-text-input__start-icon"></span> </div> <input type="hidden" name="title" value="विशेष:खोज"> </div> <button class="cdx-button cdx-search-input__end-button">खोजें</button> </form> </div> </div> </div> <nav class="vector-user-links vector-user-links-wide" aria-label="व्यक्तिगत उपकरण"> <div class="vector-user-links-main"> <div id="p-vector-user-menu-preferences" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-userpage" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <nav class="vector-appearance-landmark" aria-label="दिखावट"> <div id="vector-appearance-dropdown" class="vector-dropdown " title="पृष्ठ के फ़ॉन्ट का आकार, चौड़ाई और रंग बदलें" > <input type="checkbox" id="vector-appearance-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-appearance-dropdown" class="vector-dropdown-checkbox " aria-label="दिखावट" > <label id="vector-appearance-dropdown-label" for="vector-appearance-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-appearance mw-ui-icon-wikimedia-appearance"></span> <span class="vector-dropdown-label-text">दिखावट</span> </label> <div class="vector-dropdown-content"> <div id="vector-appearance-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <div id="p-vector-user-menu-notifications" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-overflow" class="vector-menu mw-portlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="//donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&utm_medium=sidebar&utm_campaign=C13_hi.wikipedia.org&uselang=hi" class=""><span>दान करें</span></a> </li> <li id="pt-createaccount-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=%E0%A4%B5%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%B7:%E0%A4%96%E0%A4%BE%E0%A4%A4%E0%A4%BE_%E0%A4%AC%E0%A4%A8%E0%A4%BE%E0%A4%8F%E0%A4%81&returnto=%E0%A4%8B%E0%A4%A3%E0%A4%A6%E0%A4%BE%E0%A4%A4%E0%A4%BE" title="हमारा सुझाव है की आप खाता बनाएँ और लॉगिन करें, परन्तु यह अनिवार्य नहीं है" class=""><span>खाता बनाएँ</span></a> </li> <li id="pt-login-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=%E0%A4%B5%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%B7:%E0%A4%B2%E0%A5%89%E0%A4%97%E0%A4%BF%E0%A4%A8&returnto=%E0%A4%8B%E0%A4%A3%E0%A4%A6%E0%A4%BE%E0%A4%A4%E0%A4%BE" title="आपको सत्रारम्भ करने के लिए प्रोत्साहित किया जाता है; लेकिन यह अनिवार्य नहीं है [o]" accesskey="o" class=""><span>लॉग-इन करें</span></a> </li> </ul> </div> </div> </div> <div id="vector-user-links-dropdown" class="vector-dropdown vector-user-menu vector-button-flush-right vector-user-menu-logged-out" title="अन्य विकल्प" > <input type="checkbox" id="vector-user-links-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-user-links-dropdown" class="vector-dropdown-checkbox " aria-label="व्यक्तिगत उपकरण" > <label id="vector-user-links-dropdown-label" for="vector-user-links-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-ellipsis mw-ui-icon-wikimedia-ellipsis"></span> <span class="vector-dropdown-label-text">व्यक्तिगत उपकरण</span> </label> <div class="vector-dropdown-content"> <div id="p-personal" class="vector-menu mw-portlet mw-portlet-personal user-links-collapsible-item" title="User menu" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport" class="user-links-collapsible-item mw-list-item"><a href="//donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&utm_medium=sidebar&utm_campaign=C13_hi.wikipedia.org&uselang=hi"><span>दान करें</span></a></li><li id="pt-createaccount" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=%E0%A4%B5%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%B7:%E0%A4%96%E0%A4%BE%E0%A4%A4%E0%A4%BE_%E0%A4%AC%E0%A4%A8%E0%A4%BE%E0%A4%8F%E0%A4%81&returnto=%E0%A4%8B%E0%A4%A3%E0%A4%A6%E0%A4%BE%E0%A4%A4%E0%A4%BE" title="हमारा सुझाव है की आप खाता बनाएँ और लॉगिन करें, परन्तु यह अनिवार्य नहीं है"><span class="vector-icon mw-ui-icon-userAdd mw-ui-icon-wikimedia-userAdd"></span> <span>खाता बनाएँ</span></a></li><li id="pt-login" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=%E0%A4%B5%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%B7:%E0%A4%B2%E0%A5%89%E0%A4%97%E0%A4%BF%E0%A4%A8&returnto=%E0%A4%8B%E0%A4%A3%E0%A4%A6%E0%A4%BE%E0%A4%A4%E0%A4%BE" title="आपको सत्रारम्भ करने के लिए प्रोत्साहित किया जाता है; लेकिन यह अनिवार्य नहीं है [o]" accesskey="o"><span class="vector-icon mw-ui-icon-logIn mw-ui-icon-wikimedia-logIn"></span> <span>लॉग-इन करें</span></a></li> </ul> </div> </div> <div id="p-user-menu-anon-editor" class="vector-menu mw-portlet mw-portlet-user-menu-anon-editor" > <div class="vector-menu-heading"> लॉग-आउट किए गए संपादकों के लिए पृष्ठ <a href="/wiki/%E0%A4%B8%E0%A4%B9%E0%A4%BE%E0%A4%AF%E0%A4%A4%E0%A4%BE:%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%9A%E0%A4%AF" aria-label="संपादन के बारे में अधिक जानें"><span>अधिक जानें</span></a> </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-anoncontribs" class="mw-list-item"><a href="/wiki/%E0%A4%B5%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%B7:%E0%A4%AE%E0%A5%87%E0%A4%B0%E0%A5%87_%E0%A4%AF%E0%A5%8B%E0%A4%97%E0%A4%A6%E0%A4%BE%E0%A4%A8" title="इस आईपी पते से संपादन की सूची [y]" accesskey="y"><span>योगदान</span></a></li><li id="pt-anontalk" class="mw-list-item"><a href="/wiki/%E0%A4%B5%E0%A4%BF%E0%A4%B6%E0%A5%87%E0%A4%B7:%E0%A4%AE%E0%A5%87%E0%A4%B0%E0%A5%80_%E0%A4%B5%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%A4%E0%A4%BE" title="इस आईपी एड्रेससे हुए बदलावों के बारे में वार्ता [n]" accesskey="n"><span>वार्ता</span></a></li> </ul> </div> </div> </div> </div> </nav> </div> </header> </div> <div class="mw-page-container"> <div class="mw-page-container-inner"> <div class="vector-sitenotice-container"> <div id="siteNotice"></div> </div> <div class="vector-column-start"> <div class="vector-main-menu-container"> <div id="mw-navigation"> <nav id="mw-panel" class="vector-main-menu-landmark" aria-label="साइट"> <div id="vector-main-menu-pinned-container" class="vector-pinned-container"> </div> </nav> </div> </div> <div class="vector-sticky-pinned-container"> <nav id="mw-panel-toc" aria-label="सामग्री" data-event-name="ui.sidebar-toc" class="mw-table-of-contents-container vector-toc-landmark"> <div id="vector-toc-pinned-container" class="vector-pinned-container"> <div id="vector-toc" class="vector-toc vector-pinnable-element"> <div class="vector-pinnable-header vector-toc-pinnable-header vector-pinnable-header-pinned" data-feature-name="toc-pinned" data-pinnable-element-id="vector-toc" > <h2 class="vector-pinnable-header-label">सामग्री</h2> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-toc.pin">साइडबार पर जाएँ</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-toc.unpin">छुपाएँ</button> </div> <ul class="vector-toc-contents" id="mw-panel-toc-list"> <li id="toc-mw-content-text" class="vector-toc-list-item vector-toc-level-1"> <a href="#" class="vector-toc-link"> <div class="vector-toc-text">शुरुआत</div> </a> </li> <li id="toc-सन्दर्भ" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#सन्दर्भ"> <div class="vector-toc-text"> <span class="vector-toc-numb">1</span> <span>सन्दर्भ</span> </div> </a> <ul id="toc-सन्दर्भ-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="सामग्री" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-titlebar-toc" class="vector-dropdown-checkbox " aria-label="विषयसूची को टॉगल करें" > <label id="vector-page-titlebar-toc-label" for="vector-page-titlebar-toc-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-listBullet mw-ui-icon-wikimedia-listBullet"></span> <span class="vector-dropdown-label-text">विषयसूची को टॉगल करें</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-titlebar-toc-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">ऋणदाता</span></h1> <div id="p-lang-btn" class="vector-dropdown mw-portlet mw-portlet-lang" > <input type="checkbox" id="p-lang-btn-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-p-lang-btn" class="vector-dropdown-checkbox mw-interlanguage-selector" aria-label="दूसरे भाषा में लेख पर जाएँ। 43 भाषाओं में उपलब्ध" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-43" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">43 भाषाएँ</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="interlanguage-link interwiki-ar mw-list-item"><a href="https://ar.wikipedia.org/wiki/%D8%AF%D8%A7%D8%A6%D9%86" title="دائن – अरबी" lang="ar" hreflang="ar" data-title="دائن" data-language-autonym="العربية" data-language-local-name="अरबी" class="interlanguage-link-target"><span>العربية</span></a></li><li class="interlanguage-link interwiki-arz mw-list-item"><a href="https://arz.wikipedia.org/wiki/%D8%A7%D9%84%D8%AF%D8%A7%D9%8A%D9%86" title="الداين – Egyptian Arabic" lang="arz" hreflang="arz" data-title="الداين" data-language-autonym="مصرى" data-language-local-name="Egyptian Arabic" class="interlanguage-link-target"><span>مصرى</span></a></li><li class="interlanguage-link interwiki-az mw-list-item"><a href="https://az.wikipedia.org/wiki/Kreditor" title="Kreditor – अज़रबैजानी" lang="az" hreflang="az" data-title="Kreditor" data-language-autonym="Azərbaycanca" data-language-local-name="अज़रबैजानी" class="interlanguage-link-target"><span>Azərbaycanca</span></a></li><li class="interlanguage-link interwiki-be mw-list-item"><a href="https://be.wikipedia.org/wiki/%D0%9A%D1%80%D1%8D%D0%B4%D1%8B%D1%82%D0%BE%D1%80" title="Крэдытор – बेलारूसी" lang="be" hreflang="be" data-title="Крэдытор" data-language-autonym="Беларуская" data-language-local-name="बेलारूसी" class="interlanguage-link-target"><span>Беларуская</span></a></li><li class="interlanguage-link interwiki-ca mw-list-item"><a href="https://ca.wikipedia.org/wiki/Creditor" title="Creditor – कातालान" lang="ca" hreflang="ca" data-title="Creditor" data-language-autonym="Català" data-language-local-name="कातालान" class="interlanguage-link-target"><span>Català</span></a></li><li class="interlanguage-link interwiki-cs mw-list-item"><a href="https://cs.wikipedia.org/wiki/V%C4%9B%C5%99itel" title="Věřitel – चेक" lang="cs" hreflang="cs" data-title="Věřitel" data-language-autonym="Čeština" data-language-local-name="चेक" class="interlanguage-link-target"><span>Čeština</span></a></li><li class="interlanguage-link interwiki-da mw-list-item"><a href="https://da.wikipedia.org/wiki/Kreditor" title="Kreditor – डेनिश" lang="da" hreflang="da" data-title="Kreditor" data-language-autonym="Dansk" data-language-local-name="डेनिश" class="interlanguage-link-target"><span>Dansk</span></a></li><li class="interlanguage-link interwiki-de mw-list-item"><a href="https://de.wikipedia.org/wiki/Gl%C3%A4ubiger" title="Gläubiger – जर्मन" lang="de" hreflang="de" data-title="Gläubiger" data-language-autonym="Deutsch" data-language-local-name="जर्मन" class="interlanguage-link-target"><span>Deutsch</span></a></li><li class="interlanguage-link interwiki-en mw-list-item"><a href="https://en.wikipedia.org/wiki/Creditor" title="Creditor – अंग्रेज़ी" lang="en" hreflang="en" data-title="Creditor" data-language-autonym="English" data-language-local-name="अंग्रेज़ी" class="interlanguage-link-target"><span>English</span></a></li><li class="interlanguage-link interwiki-es mw-list-item"><a href="https://es.wikipedia.org/wiki/Acreedor" title="Acreedor – स्पेनिश" lang="es" hreflang="es" data-title="Acreedor" data-language-autonym="Español" data-language-local-name="स्पेनिश" class="interlanguage-link-target"><span>Español</span></a></li><li class="interlanguage-link interwiki-et mw-list-item"><a href="https://et.wikipedia.org/wiki/V%C3%B5lausaldaja" title="Võlausaldaja – एस्टोनियाई" lang="et" hreflang="et" data-title="Võlausaldaja" data-language-autonym="Eesti" data-language-local-name="एस्टोनियाई" class="interlanguage-link-target"><span>Eesti</span></a></li><li class="interlanguage-link interwiki-eu mw-list-item"><a href="https://eu.wikipedia.org/wiki/Hartzekodun" title="Hartzekodun – बास्क" lang="eu" hreflang="eu" data-title="Hartzekodun" data-language-autonym="Euskara" data-language-local-name="बास्क" class="interlanguage-link-target"><span>Euskara</span></a></li><li class="interlanguage-link interwiki-fi mw-list-item"><a href="https://fi.wikipedia.org/wiki/Velkoja" title="Velkoja – फ़िनिश" lang="fi" hreflang="fi" data-title="Velkoja" data-language-autonym="Suomi" data-language-local-name="फ़िनिश" class="interlanguage-link-target"><span>Suomi</span></a></li><li class="interlanguage-link interwiki-fr mw-list-item"><a href="https://fr.wikipedia.org/wiki/Cr%C3%A9ancier" title="Créancier – फ़्रेंच" lang="fr" hreflang="fr" data-title="Créancier" data-language-autonym="Français" data-language-local-name="फ़्रेंच" class="interlanguage-link-target"><span>Français</span></a></li><li class="interlanguage-link interwiki-ha mw-list-item"><a href="https://ha.wikipedia.org/wiki/Hakkin_Mai_ba_da_bashi" title="Hakkin Mai ba da bashi – हौसा" lang="ha" hreflang="ha" data-title="Hakkin Mai ba da bashi" data-language-autonym="Hausa" data-language-local-name="हौसा" class="interlanguage-link-target"><span>Hausa</span></a></li><li class="interlanguage-link interwiki-he mw-list-item"><a href="https://he.wikipedia.org/wiki/%D7%A0%D7%95%D7%A9%D7%94" title="נושה – हिब्रू" lang="he" hreflang="he" data-title="נושה" data-language-autonym="עברית" data-language-local-name="हिब्रू" class="interlanguage-link-target"><span>עברית</span></a></li><li class="interlanguage-link interwiki-hy mw-list-item"><a href="https://hy.wikipedia.org/wiki/%D5%8A%D5%A1%D6%80%D5%BF%D5%A1%D5%BF%D5%A5%D6%80" title="Պարտատեր – आर्मेनियाई" lang="hy" hreflang="hy" data-title="Պարտատեր" data-language-autonym="Հայերեն" data-language-local-name="आर्मेनियाई" class="interlanguage-link-target"><span>Հայերեն</span></a></li><li class="interlanguage-link interwiki-id mw-list-item"><a href="https://id.wikipedia.org/wiki/Kreditur" title="Kreditur – इंडोनेशियाई" lang="id" hreflang="id" data-title="Kreditur" data-language-autonym="Bahasa Indonesia" data-language-local-name="इंडोनेशियाई" class="interlanguage-link-target"><span>Bahasa Indonesia</span></a></li><li class="interlanguage-link interwiki-ik mw-list-item"><a href="https://ik.wikipedia.org/wiki/Akii%E1%B8%B7aqtuqtitchiri" title="Akiiḷaqtuqtitchiri – इनुपियाक्" lang="ik" hreflang="ik" data-title="Akiiḷaqtuqtitchiri" data-language-autonym="Iñupiatun" data-language-local-name="इनुपियाक्" class="interlanguage-link-target"><span>Iñupiatun</span></a></li><li class="interlanguage-link interwiki-is mw-list-item"><a href="https://is.wikipedia.org/wiki/L%C3%A1nveitandi" title="Lánveitandi – आइसलैंडिक" lang="is" hreflang="is" data-title="Lánveitandi" data-language-autonym="Íslenska" data-language-local-name="आइसलैंडिक" class="interlanguage-link-target"><span>Íslenska</span></a></li><li class="interlanguage-link interwiki-kk mw-list-item"><a href="https://kk.wikipedia.org/wiki/%D0%9D%D0%B5%D1%81%D0%B8%D0%B5%D0%B3%D0%B5%D1%80" title="Несиегер – कज़ाख़" lang="kk" hreflang="kk" data-title="Несиегер" data-language-autonym="Қазақша" data-language-local-name="कज़ाख़" class="interlanguage-link-target"><span>Қазақша</span></a></li><li class="interlanguage-link interwiki-kn mw-list-item"><a href="https://kn.wikipedia.org/wiki/%E0%B2%B8%E0%B2%BE%E0%B2%B2%E0%B2%A6_%E0%B2%B5%E0%B3%8D%E0%B2%AF%E0%B2%BE%E0%B2%96%E0%B3%8D%E0%B2%AF%E0%B2%BE%E0%B2%A8" title="ಸಾಲದ ವ್ಯಾಖ್ಯಾನ – कन्नड़" lang="kn" hreflang="kn" data-title="ಸಾಲದ ವ್ಯಾಖ್ಯಾನ" data-language-autonym="ಕನ್ನಡ" data-language-local-name="कन्नड़" class="interlanguage-link-target"><span>ಕನ್ನಡ</span></a></li><li class="interlanguage-link interwiki-ko mw-list-item"><a href="https://ko.wikipedia.org/wiki/%EC%B1%84%EA%B6%8C%EC%9E%90" title="채권자 – कोरियाई" lang="ko" hreflang="ko" data-title="채권자" data-language-autonym="한국어" data-language-local-name="कोरियाई" class="interlanguage-link-target"><span>한국어</span></a></li><li class="interlanguage-link interwiki-ky mw-list-item"><a href="https://ky.wikipedia.org/wiki/%D0%9D%D0%B0%D1%81%D1%8B%D1%8F_%D0%B1%D0%B5%D1%80%D2%AF%D2%AF%D1%87%D2%AF" title="Насыя берүүчү – किर्गीज़" lang="ky" hreflang="ky" data-title="Насыя берүүчү" data-language-autonym="Кыргызча" data-language-local-name="किर्गीज़" class="interlanguage-link-target"><span>Кыргызча</span></a></li><li class="interlanguage-link interwiki-lt mw-list-item"><a href="https://lt.wikipedia.org/wiki/Kreditorius" title="Kreditorius – लिथुआनियाई" lang="lt" hreflang="lt" data-title="Kreditorius" data-language-autonym="Lietuvių" data-language-local-name="लिथुआनियाई" class="interlanguage-link-target"><span>Lietuvių</span></a></li><li class="interlanguage-link interwiki-lv mw-list-item"><a href="https://lv.wikipedia.org/wiki/Kreditors" title="Kreditors – लातवियाई" lang="lv" hreflang="lv" data-title="Kreditors" data-language-autonym="Latviešu" data-language-local-name="लातवियाई" class="interlanguage-link-target"><span>Latviešu</span></a></li><li class="interlanguage-link interwiki-ne mw-list-item"><a href="https://ne.wikipedia.org/wiki/%E0%A4%B8%E0%A4%BE%E0%A4%B9%E0%A5%81" title="साहु – नेपाली" lang="ne" hreflang="ne" data-title="साहु" data-language-autonym="नेपाली" data-language-local-name="नेपाली" class="interlanguage-link-target"><span>नेपाली</span></a></li><li class="interlanguage-link interwiki-nl mw-list-item"><a href="https://nl.wikipedia.org/wiki/Schuldeiser" title="Schuldeiser – डच" lang="nl" hreflang="nl" data-title="Schuldeiser" data-language-autonym="Nederlands" data-language-local-name="डच" class="interlanguage-link-target"><span>Nederlands</span></a></li><li class="interlanguage-link interwiki-nn mw-list-item"><a href="https://nn.wikipedia.org/wiki/Kreditor" title="Kreditor – नॉर्वेजियाई नॉयनॉर्स्क" lang="nn" hreflang="nn" data-title="Kreditor" data-language-autonym="Norsk nynorsk" data-language-local-name="नॉर्वेजियाई नॉयनॉर्स्क" class="interlanguage-link-target"><span>Norsk nynorsk</span></a></li><li class="interlanguage-link interwiki-no mw-list-item"><a href="https://no.wikipedia.org/wiki/Kreditor" title="Kreditor – नॉर्वेजियाई बोकमाल" lang="nb" hreflang="nb" data-title="Kreditor" data-language-autonym="Norsk bokmål" data-language-local-name="नॉर्वेजियाई बोकमाल" class="interlanguage-link-target"><span>Norsk bokmål</span></a></li><li class="interlanguage-link interwiki-pl mw-list-item"><a href="https://pl.wikipedia.org/wiki/Wierzyciel" title="Wierzyciel – पोलिश" lang="pl" hreflang="pl" data-title="Wierzyciel" data-language-autonym="Polski" data-language-local-name="पोलिश" class="interlanguage-link-target"><span>Polski</span></a></li><li class="interlanguage-link interwiki-ps mw-list-item"><a href="https://ps.wikipedia.org/wiki/%D8%AF%D8%A7%D8%A6%D9%8A%D9%86%D9%8A%D9%86" title="دائينين – पश्तो" lang="ps" hreflang="ps" data-title="دائينين" data-language-autonym="پښتو" data-language-local-name="पश्तो" class="interlanguage-link-target"><span>پښتو</span></a></li><li class="interlanguage-link interwiki-ru mw-list-item"><a href="https://ru.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BE%D1%80" title="Кредитор – रूसी" lang="ru" hreflang="ru" data-title="Кредитор" data-language-autonym="Русский" data-language-local-name="रूसी" class="interlanguage-link-target"><span>Русский</span></a></li><li class="interlanguage-link interwiki-simple mw-list-item"><a href="https://simple.wikipedia.org/wiki/Creditor" title="Creditor – Simple English" lang="en-simple" hreflang="en-simple" data-title="Creditor" data-language-autonym="Simple English" data-language-local-name="Simple English" class="interlanguage-link-target"><span>Simple English</span></a></li><li class="interlanguage-link interwiki-sk mw-list-item"><a href="https://sk.wikipedia.org/wiki/Verite%C4%BE" title="Veriteľ – स्लोवाक" lang="sk" hreflang="sk" data-title="Veriteľ" data-language-autonym="Slovenčina" data-language-local-name="स्लोवाक" class="interlanguage-link-target"><span>Slovenčina</span></a></li><li class="interlanguage-link interwiki-sr mw-list-item"><a href="https://sr.wikipedia.org/wiki/%D0%9F%D0%BE%D0%B2%D0%B5%D1%80%D0%B8%D0%BB%D0%B0%D1%86" title="Поверилац – सर्बियाई" lang="sr" hreflang="sr" data-title="Поверилац" data-language-autonym="Српски / srpski" data-language-local-name="सर्बियाई" class="interlanguage-link-target"><span>Српски / srpski</span></a></li><li class="interlanguage-link interwiki-sv mw-list-item"><a href="https://sv.wikipedia.org/wiki/Borgen%C3%A4r" title="Borgenär – स्वीडिश" lang="sv" hreflang="sv" data-title="Borgenär" data-language-autonym="Svenska" data-language-local-name="स्वीडिश" class="interlanguage-link-target"><span>Svenska</span></a></li><li class="interlanguage-link interwiki-ta mw-list-item"><a href="https://ta.wikipedia.org/wiki/%E0%AE%95%E0%AE%9F%E0%AE%A9%E0%AE%BE%E0%AE%B3%E0%AE%B0%E0%AF%8D" title="கடனாளர் – तमिल" lang="ta" hreflang="ta" data-title="கடனாளர்" data-language-autonym="தமிழ்" data-language-local-name="तमिल" class="interlanguage-link-target"><span>தமிழ்</span></a></li><li class="interlanguage-link interwiki-uk mw-list-item"><a href="https://uk.wikipedia.org/wiki/%D0%9A%D1%80%D0%B5%D0%B4%D0%B8%D1%82%D0%BE%D1%80" title="Кредитор – यूक्रेनियाई" lang="uk" hreflang="uk" data-title="Кредитор" data-language-autonym="Українська" data-language-local-name="यूक्रेनियाई" class="interlanguage-link-target"><span>Українська</span></a></li><li class="interlanguage-link interwiki-uz mw-list-item"><a href="https://uz.wikipedia.org/wiki/Kreditor" title="Kreditor – उज़्बेक" lang="uz" hreflang="uz" data-title="Kreditor" data-language-autonym="Oʻzbekcha / ўзбекча" data-language-local-name="उज़्बेक" class="interlanguage-link-target"><span>Oʻzbekcha / ўзбекча</span></a></li><li class="interlanguage-link interwiki-vi mw-list-item"><a href="https://vi.wikipedia.org/wiki/Ch%E1%BB%A7_n%E1%BB%A3" title="Chủ nợ – वियतनामी" lang="vi" hreflang="vi" data-title="Chủ nợ" data-language-autonym="Tiếng Việt" data-language-local-name="वियतनामी" class="interlanguage-link-target"><span>Tiếng Việt</span></a></li><li class="interlanguage-link interwiki-zh mw-list-item"><a href="https://zh.wikipedia.org/wiki/%E5%80%BA%E6%9D%83%E4%BA%BA" title="债权人 – चीनी" lang="zh" hreflang="zh" data-title="债权人" data-language-autonym="中文" data-language-local-name="चीनी" class="interlanguage-link-target"><span>中文</span></a></li><li class="interlanguage-link interwiki-zh-yue mw-list-item"><a href="https://zh-yue.wikipedia.org/wiki/%E5%82%B5%E4%B8%BB" title="債主 – कैंटोनीज़" lang="yue" hreflang="yue" data-title="債主" data-language-autonym="粵語" data-language-local-name="कैंटोनीज़" class="interlanguage-link-target"><span>粵語</span></a></li> </ul> <div class="after-portlet after-portlet-lang"><span class="wb-langlinks-edit wb-langlinks-link"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q157165#sitelinks-wikipedia" title="अंतरभाषा कड़ियाँ संपादित करें" class="wbc-editpage">कड़ियाँ संपादित करें</a></span></div> </div> </div> </div> </header> <div class="vector-page-toolbar"> <div class="vector-page-toolbar-container"> <div id="left-navigation"> <nav aria-label="नामस्थान"> <div id="p-associated-pages" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-associated-pages" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-nstab-main" class="selected vector-tab-noicon mw-list-item"><a href="/wiki/%E0%A4%8B%E0%A4%A3%E0%A4%A6%E0%A4%BE%E0%A4%A4%E0%A4%BE" title="सामग्री वाला पृष्ठ देखें [c]" accesskey="c"><span>लेख</span></a></li><li id="ca-talk" class="new vector-tab-noicon mw-list-item"><a href="/w/index.php?title=%E0%A4%B5%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%A4%E0%A4%BE:%E0%A4%8B%E0%A4%A3%E0%A4%A6%E0%A4%BE%E0%A4%A4%E0%A4%BE&action=edit&redlink=1" rel="discussion" class="new" title="सामग्री पृष्ठ के बारे में वार्तालाप (पृष्ठ मौजूद नहीं है) [t]" accesskey="t"><span>संवाद</span></a></li> </ul> </div> </div> <div id="vector-variants-dropdown" 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</div> <div id="bodyContent" class="vector-body" aria-labelledby="firstHeading" data-mw-ve-target-container> <div class="vector-body-before-content"> <div class="mw-indicators"> </div> <div id="siteSub" class="noprint">मुक्त ज्ञानकोश विकिपीडिया से</div> </div> <div id="contentSub"><div id="mw-content-subtitle"></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="hi" dir="ltr"><table class="metadata plainlinks ambox ambox-content" style="" role="presentation"> <tbody><tr><td class="mbox-image"><div style="width: 52px;"><span typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/commons/f/f4/Ambox_content.png" decoding="async" width="40" height="40" class="mw-file-element" data-file-width="40" data-file-height="40" /></span></span></div></td><td class="mbox-text" style=""><span class="mbox-text-span">इस लेख के <b>विषय पर किसी विशेषज्ञ के ध्यान की जरूरत हैं</b>। जानकारी के लिए <a href="/w/index.php?title=%E0%A4%B5%E0%A4%BE%E0%A4%B0%E0%A5%8D%E0%A4%A4%E0%A4%BE:%E0%A4%8B%E0%A4%A3%E0%A4%A6%E0%A4%BE%E0%A4%A4%E0%A4%BE&action=edit&redlink=1" class="new" title="वार्ता:ऋणदाता (पृष्ठ मौजूद नहीं है)">वार्ता पृष्ठ</a> देखें। <a href="/wiki/%E0%A4%B8%E0%A4%BE%E0%A4%81%E0%A4%9A%E0%A4%BE:Expert-subject" class="mw-redirect" title="साँचा:Expert-subject">इस अनुरोध को किसी</a> <a href="/wiki/%E0%A4%B5%E0%A4%BF%E0%A4%95%E0%A4%BF%E0%A4%AA%E0%A5%80%E0%A4%A1%E0%A4%BF%E0%A4%AF%E0%A4%BE:%E0%A4%B5%E0%A4%BF%E0%A4%95%E0%A4%BF%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%AF%E0%A5%8B%E0%A4%9C%E0%A4%A8%E0%A4%BE" title="विकिपीडिया:विकिपरियोजना">विकिपरियोजना</a> से जोड़ने पर विचार करें। <small><i>(सितंबर 2024)</i></small><span class="hide-when-compact"> </span><span class="hide-when-compact"> </span></span></td></tr></tbody></table> <p>ऋणदाता उस व्यक्ति को कहा जाता है जो धन को उधार देता है, और जो इस उधार के बदले में आमतौर पर एक निर्धारित ब्याज या आय या वित्तीय लाभ प्राप्त करता है। वर्तमान में विभिन्न सरकारी व निजी बैंक तथा कुछ ग़ैर वित्तीय संस्थाएँ ऋणदाता के रूप में सेवाएँ प्रदान कर रही हैं।<sup id="cite_ref-1" class="reference"><a href="#cite_note-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> </p><p>ऋणदाता विभिन्न प्रकार के <a href="/wiki/%E0%A4%8B%E0%A4%A3" title="ऋण">ऋण</a>, जैसे कि <a href="/wiki/%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%95%E0%A5%8D%E0%A4%A4%E0%A4%BF%E0%A4%97%E0%A4%A4_%E0%A4%8B%E0%A4%A3" class="mw-redirect" title="व्यक्तिगत ऋण">व्यक्तिगत ऋण</a>, व्यापारिक ऋण, <a href="/wiki/%E0%A4%97%E0%A4%BC%E0%A5%83%E0%A4%B9_%E0%A4%8B%E0%A4%A3" class="mw-redirect" title="ग़ृह ऋण">गृह ऋण</a>, <a href="/wiki/%E0%A4%9B%E0%A4%BE%E0%A4%A4%E0%A5%8D%E0%A4%B0_%E0%A4%8B%E0%A4%A3" title="छात्र ऋण">छात्र ऋण</a> और वित्तीय संस्थानों द्वारा प्रदान किए जाने वाले ऋण के रूप में <a href="/wiki/%E0%A4%A7%E0%A4%A8" title="धन">धन</a> उधार देता है। </p><p>लेनदारों को मोटे तौर पर दो श्रेणियों में विभाजित किया जा सकता है: <a href="/wiki/%E0%A4%B8%E0%A5%81%E0%A4%B0%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A4%BF%E0%A4%A4_%E0%A4%8B%E0%A4%A3" title="सुरक्षित ऋण">सुरक्षित ऋण</a> और <a href="/wiki/%E0%A4%85%E0%A4%B8%E0%A5%81%E0%A4%B0%E0%A4%95%E0%A5%8D%E0%A4%B7%E0%A4%BF%E0%A4%A4_%E0%A4%8B%E0%A4%A3" title="असुरक्षित ऋण">असुरक्षित ऋण</a>। </p><p>एक सुरक्षित लेनदार के पास देनदार की कुछ या सभी संपत्तियों पर सुरक्षा या प्रभार होता है, ताकि उसे उसके द्वारा दिए गए ऋण के अंतिम पुनर्भुगतान का आश्वासन (इस प्रकार उसे सुरक्षित करने) दिया जा सके। यह, उदाहरण के लिए, एक बंधक के माध्यम से हो सकता है, जहां संपत्ति सुरक्षा का प्रतिनिधित्व करती है।<sup id="cite_ref-2" class="reference"><a href="#cite_note-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> </p><p>एक असुरक्षित लेनदार के पास देनदार की संपत्तियों पर कोई प्रभार नहीं होता है। </p><p>वित्तीय दुनिया में लेनदार शब्द का अक्सर उपयोग किया जाता है, विशेष रूप से अल्पकालिक ऋण, दीर्घकालिक बांड और बंधक ऋण के संदर्भ में। कानून में, एक व्यक्ति जिसके पक्ष में न्यायालय द्वारा धन निर्णय दर्ज किया जाता है, उसे निर्णय लेनदार कहा जाता है। </p><p> लेनदार शब्द क्रेडिट की धारणा से निकला है। साथ ही, आधुनिक अमेरिका में, क्रेडिट एक रेटिंग को संदर्भित करता है जो यह दर्शाता है कि उधारकर्ता अपने ऋण का भुगतान करने की संभावना है। पहले के समय में, क्रेडिट का अर्थ प्रतिष्ठा या विश्वसनीयता भी होता था।</p><div class="mw-references-wrap"><ol class="references"> <li id="cite_note-1"><span class="mw-cite-backlink"><a href="#cite_ref-1">↑</a></span> <span class="reference-text"><cite class="citation web"><a rel="nofollow" class="external text" href="http://www.odisha.gov.in/revenue/Acts_Rules/Acts/MoneyLenders_Act.htm">"पैसा ऋणदाताओं अधिनियम, 1939"</a>.</cite><span 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