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Immediate detriment | Hot Topics
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action="https://wypfpensionmattersfire.wordpress.com/"> <label> <span class="screen-reader-text">Search for:</span> <input type="search" class="search-field" placeholder="Search …" value="" name="s" /> </label> <input type="submit" class="search-submit" value="Search" /> </form> </nav><!-- #site-navigation --> </div><!-- #navbar --> </header><!-- #masthead --> <div id="main" class="site-main"> <div id="primary" class="content-area"> <div id="content" class="site-content" role="main"> <header class="archive-header"> <h1 class="archive-title"> Category Archives: Immediate detriment </h1> </header><!-- .archive-header --> <article id="post-1057" class="post-1057 post type-post status-publish format-standard hentry category-administration category-immediate-detriment tag-immediate-detriment tag-sargeant"> <header class="entry-header"> <h1 class="entry-title"> <a href="https://wypfpensionmattersfire.wordpress.com/2023/01/26/immediate-detriment-cases/" rel="bookmark">Immediate detriment cases</a> </h1> <div class="entry-meta"> <span class="date"><a href="https://wypfpensionmattersfire.wordpress.com/2023/01/26/immediate-detriment-cases/" title="Permalink to Immediate detriment cases" rel="bookmark"><time class="entry-date" datetime="2023-01-26T13:55:57+00:00">January 26, 2023</time></a></span><span class="categories-links"><a href="https://wypfpensionmattersfire.wordpress.com/category/administration/" rel="category tag">Administration</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/immediate-detriment/" rel="category tag">Immediate detriment</a></span><span class="tags-links"><a href="https://wypfpensionmattersfire.wordpress.com/tag/immediate-detriment/" rel="tag">Immediate detriment</a>, <a href="https://wypfpensionmattersfire.wordpress.com/tag/sargeant/" rel="tag">Sargeant</a></span><span class="author vcard"><a class="url fn n" href="https://wypfpensionmattersfire.wordpress.com/author/wypfsdunc/" title="View all posts by wypfsdunc" rel="author">wypfsdunc</a></span> </div><!-- .entry-meta --> </header><!-- .entry-header --> <div class="entry-content"> <p>Recent client meetings have touched on how WYPF intends to process estimates for scheme members intending retire on or after 1 October 2023. Please refer to the invite that was sent this week for the April client meeting, just in case you missed it, as our guidance that details the approach, for both estimates and retirements, was included within the invite along with the waiver form. Please ensure the waiver is signed by an authorised signatory and returned.</p> <p>On a related note, can any immediate detriment related retirements, involving the spreadsheet, be sent to <a href="mailto:helen.scargill@wypf.org.uk"><strong>Helen </strong></a>and <strong><a href="mailto:david.hood@wypf.org.uk">Dave </a></strong>directly, and not just emailed to the WYPF general email address. We’ve seen a growing number of these spreadsheets – which act as the retirement notification for immediate detriment cases – sent to the general email which can impact on our ability to turn them around quickly.</p> </div><!-- .entry-content --> <footer class="entry-meta"> <div class="comments-link"> <a href="https://wypfpensionmattersfire.wordpress.com/2023/01/26/immediate-detriment-cases/#respond"><span class="leave-reply">Leave a comment</span></a> </div><!-- .comments-link --> </footer><!-- .entry-meta --> </article><!-- #post --> <article id="post-802" class="post-802 post type-post status-publish format-standard hentry category-administration category-framework category-id category-immediate-detriment tag-framework tag-id"> <header class="entry-header"> <h1 class="entry-title"> <a href="https://wypfpensionmattersfire.wordpress.com/2022/01/31/id-questionnaire/" rel="bookmark">ID questionnaire</a> </h1> <div class="entry-meta"> <span class="date"><a href="https://wypfpensionmattersfire.wordpress.com/2022/01/31/id-questionnaire/" title="Permalink to ID questionnaire" rel="bookmark"><time class="entry-date" datetime="2022-01-31T14:22:04+00:00">January 31, 2022</time></a></span><span class="categories-links"><a href="https://wypfpensionmattersfire.wordpress.com/category/administration/" rel="category tag">Administration</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/framework/" rel="category tag">Framework</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/id/" rel="category tag">ID</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/immediate-detriment/" rel="category tag">Immediate detriment</a></span><span class="tags-links"><a href="https://wypfpensionmattersfire.wordpress.com/tag/framework/" rel="tag">Framework</a>, <a href="https://wypfpensionmattersfire.wordpress.com/tag/id/" rel="tag">ID</a></span><span class="author vcard"><a class="url fn n" href="https://wypfpensionmattersfire.wordpress.com/author/wypfsdunc/" title="View all posts by wypfsdunc" rel="author">wypfsdunc</a></span> </div><!-- .entry-meta --> </header><!-- .entry-header --> <div class="entry-content"> <p>Thank you to all the FRA’s who’ve returned our short questionnaire regarding Immediate Detriment/Framework. We’re waiting for a few replies though so please let us have it as soon as you can. </p> <p>If you need another copy please contact <a href="mailto:stuart.duncombe@wypf.org.uk">Stuart Duncombe</a>. </p> </div><!-- .entry-content --> <footer class="entry-meta"> <div class="comments-link"> <a href="https://wypfpensionmattersfire.wordpress.com/2022/01/31/id-questionnaire/#respond"><span class="leave-reply">Leave a comment</span></a> </div><!-- .comments-link --> </footer><!-- .entry-meta --> </article><!-- #post --> <article id="post-771" class="post-771 post type-post status-publish format-standard hentry category-administration category-framework category-id category-immediate-detriment category-mccloud category-sargeant tag-id tag-immediate-detriment tag-sargeant"> <header class="entry-header"> <h1 class="entry-title"> <a href="https://wypfpensionmattersfire.wordpress.com/2021/12/01/home-office-withdraws-its-informal-guidance-on-immediate-detriment/" rel="bookmark">Home Office withdraws its informal guidance on Immediate Detriment</a> </h1> <div class="entry-meta"> <span class="date"><a href="https://wypfpensionmattersfire.wordpress.com/2021/12/01/home-office-withdraws-its-informal-guidance-on-immediate-detriment/" title="Permalink to Home Office withdraws its informal guidance on Immediate Detriment" rel="bookmark"><time class="entry-date" datetime="2021-12-01T09:08:46+00:00">December 1, 2021</time></a></span><span class="categories-links"><a href="https://wypfpensionmattersfire.wordpress.com/category/administration/" rel="category tag">Administration</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/framework/" rel="category tag">Framework</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/id/" rel="category tag">ID</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/immediate-detriment/" rel="category tag">Immediate detriment</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/mccloud/" rel="category tag">McCloud</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/sargeant/" rel="category tag">Sargeant</a></span><span class="tags-links"><a href="https://wypfpensionmattersfire.wordpress.com/tag/id/" rel="tag">ID</a>, <a href="https://wypfpensionmattersfire.wordpress.com/tag/immediate-detriment/" rel="tag">Immediate detriment</a>, <a href="https://wypfpensionmattersfire.wordpress.com/tag/sargeant/" rel="tag">Sargeant</a></span><span class="author vcard"><a class="url fn n" href="https://wypfpensionmattersfire.wordpress.com/author/wypfsdunc/" title="View all posts by wypfsdunc" rel="author">wypfsdunc</a></span> </div><!-- .entry-meta --> </header><!-- .entry-header --> <div class="entry-content"> <p>As I’m sure many of you are aware, LGAs Senior Pensions Adviser emailed key contacts on Monday to announce that the Home Office has withdrawn its informal guidance on immediate detriment, with immediate effect. The email also included the note from HM Treasury confirming this decision. This can be read below:</p> <div data-wp-interactive="core/file" class="wp-block-file"><a id="wp-block-file--media-3bd220a6-8afe-4486-b3c6-95c82a819ebb" href="https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2021/12/november-2021-mccloud-sargeant-immediate-detriment-note.pdf">November 2021 McCloud Sargeant Immediate Detriment Note</a><a href="https://wypfpensionmattersfire.wordpress.com/wp-content/uploads/2021/12/november-2021-mccloud-sargeant-immediate-detriment-note.pdf" class="wp-block-file__button" download aria-describedby="wp-block-file--media-3bd220a6-8afe-4486-b3c6-95c82a819ebb">Download</a></div> <p>A separate email from the Home Office, which gave an update on funding, was also provided (the body of which is reproduced below).</p> <p><em><strong>Subject: Pensions Update: Home Office informal and non-statutory immediate detriment guidance</strong><br><strong>Sent on behalf of Peter Spreadbury, Deputy Director, Police Workforce and Professionalism Unit<br>Withdrawal of informal and non-statutory Home Office Immediate Detriment guidance</strong></em><br><em><br>I wanted to inform you that I have today written to the Chair of the Firefighters’ Scheme Advisory Board advising that the Home Office has withdrawn our existing informal and non-statutory guidance in relation to processing certain kinds of immediate detriment case ahead of legislation.<br>Although the decision remains for scheme managers to make, the Government does not advise schemes to process any immediate detriment cases before the legislation is in place, given the risk and uncertainty.<br>I also want to take this opportunity to provide some further clarity in relation to the funding position. As the Government does not advise that immediate detriment cases should be processed in advance of the legislation coming into force, we will not be in a position to provide any additional funding for those costs which are paid outside of the pension account. These costs include payments that are not considered to be legitimate expenditure under the pension scheme regulations and any associated administration costs including any charges from your pension administrator. These will need to be funded locally by your fire and rescue authority from local budgets.<br>In relation to immediate detriment costs paid from the pension account in the course of processing pipeline cases, FRAs will need to ensure that these payments comply with the financing regulations of the pension scheme. If they are considered to be legitimate expenditure then they will be considered for payment as part of the established processes for claiming the AME top up grant.<br>As it is for individual Fire and Rescue Authorities as the Scheme Manager to make decisions in relation to immediate detriment, I would be grateful if colleagues from the LGA could bring this update and the attached note to the attention of FRAs and Chiefs.</em></p> </div><!-- .entry-content --> <footer class="entry-meta"> <div class="comments-link"> <a href="https://wypfpensionmattersfire.wordpress.com/2021/12/01/home-office-withdraws-its-informal-guidance-on-immediate-detriment/#respond"><span class="leave-reply">Leave a comment</span></a> </div><!-- .comments-link --> </footer><!-- .entry-meta --> </article><!-- #post --> <article id="post-656" class="post-656 post type-post status-publish format-standard hentry category-immediate-detriment category-sargeant tag-administration"> <header class="entry-header"> <h1 class="entry-title"> <a href="https://wypfpensionmattersfire.wordpress.com/2021/06/11/immediate-detriment-information-note-v2/" rel="bookmark">Immediate detriment information note (v2)</a> </h1> <div class="entry-meta"> <span class="date"><a href="https://wypfpensionmattersfire.wordpress.com/2021/06/11/immediate-detriment-information-note-v2/" title="Permalink to Immediate detriment information note (v2)" rel="bookmark"><time class="entry-date" datetime="2021-06-11T15:47:59+01:00">June 11, 2021</time></a></span><span class="categories-links"><a href="https://wypfpensionmattersfire.wordpress.com/category/immediate-detriment/" rel="category tag">Immediate detriment</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/sargeant/" rel="category tag">Sargeant</a></span><span class="tags-links"><a href="https://wypfpensionmattersfire.wordpress.com/tag/administration/" rel="tag">Administration</a></span><span class="author vcard"><a class="url fn n" href="https://wypfpensionmattersfire.wordpress.com/author/wypfsdunc/" title="View all posts by wypfsdunc" rel="author">wypfsdunc</a></span> </div><!-- .entry-meta --> </header><!-- .entry-header --> <div class="entry-content"> <p>The LGA have now issued an updated Immediate Detriment Information Note following the Home Office’s update earlier today.</p> <p>You can find the LGA’s information note on the FPS Regs website <a href="https://www.fpsregs.org/images/Age-discrimination/LGA-immediate-detriment-information-note-version-2-June-2021.pdf">here</a>. </p> </div><!-- .entry-content --> <footer class="entry-meta"> <div class="comments-link"> <a href="https://wypfpensionmattersfire.wordpress.com/2021/06/11/immediate-detriment-information-note-v2/#respond"><span class="leave-reply">Leave a comment</span></a> </div><!-- .comments-link --> </footer><!-- .entry-meta --> </article><!-- #post --> <article id="post-651" class="post-651 post type-post status-publish format-standard hentry category-immediate-detriment category-sargeant tag-administration"> <header class="entry-header"> <h1 class="entry-title"> <a href="https://wypfpensionmattersfire.wordpress.com/2021/06/11/651/" rel="bookmark">Home Office informal immediate detriment guidance (June 2021)</a> </h1> <div class="entry-meta"> <span class="date"><a href="https://wypfpensionmattersfire.wordpress.com/2021/06/11/651/" title="Permalink to Home Office informal immediate detriment guidance (June 2021)" rel="bookmark"><time class="entry-date" datetime="2021-06-11T08:12:35+01:00">June 11, 2021</time></a></span><span class="categories-links"><a href="https://wypfpensionmattersfire.wordpress.com/category/immediate-detriment/" rel="category tag">Immediate detriment</a>, <a href="https://wypfpensionmattersfire.wordpress.com/category/sargeant/" rel="category tag">Sargeant</a></span><span class="tags-links"><a href="https://wypfpensionmattersfire.wordpress.com/tag/administration/" rel="tag">Administration</a></span><span class="author vcard"><a class="url fn n" href="https://wypfpensionmattersfire.wordpress.com/author/davidparrington/" title="View all posts by wypfdsp" rel="author">wypfdsp</a></span> </div><!-- .entry-meta --> </header><!-- .entry-header --> <div class="entry-content"> <p>The Home Office has now issued an update to the existing informal and non-statutory guidance on immediate detriment cases. This can be found here:</p> <p><a href="https://www.fpsregs.org/images/Age-discrimination/Home-Office-informal-immediate-detriment-guidance-10-June-2021.pdf">Home Office informal detriment guidance 10 June 2021</a></p> <p>The guidance applies to pipeline immediate detriment cases (i.e. those cases where the member is about to retire and receive their pension) and does not cover where a pension is already in payment. This is technical guidance and aimed primarily at pension managers and practitioners.</p> <p>As you will know, to implement remedy in full, both primary and secondary legislation are required, as well as administration work (at local FRA level<em>)</em> to implement the changes. The deferred choice underpin will be implemented by October 2023.</p> <p>As a result, the guidance will not offer resolution to all the current issues – there are outstanding technical issues that are being worked through across the public sector pension schemes and the responsible Government departments. The updated guidance aims to provide ways forward where possible.</p> <p>The guidance provides informal advice but the overall responsibility for interpreting and applying the pension scheme regulations still remains with each FRA as the relevant scheme manager. FRAs and administrators will need to consider the guidance in relation to their own process and systems.</p> <p>We have worked with the LGA in their capacity as representative of the pension scheme managers in the development of this update and the LGA will be providing more information to support FRAs shortly.</p> <p>To note, the linked Home Office guidance only applies to England as firefighters’ pensions policy is devolved in Scotland, Northern Ireland and Wales.</p> <p>WYPF will update you with any further guidance in due course.</p> </div><!-- .entry-content --> <footer class="entry-meta"> <div class="comments-link"> <a href="https://wypfpensionmattersfire.wordpress.com/2021/06/11/651/#respond"><span class="leave-reply">Leave a comment</span></a> </div><!-- .comments-link --> </footer><!-- .entry-meta --> </article><!-- #post --> </div><!-- #content --> </div><!-- #primary --> <div id="tertiary" class="sidebar-container" role="complementary"> <div class="sidebar-inner"> <div 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