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gem-c-contents-list__list-item--dashed gem-c-contents-list__list-item--active" aria-current="true"> Overview </li> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed"> <a class="gem-c-contents-list__link govuk-link" data-track-category="contentsClicked" data-track-action="content_item 2" data-track-label="/cost-of-living/support-with-income" data-track-options="{"dimension29":"Support with income"}" href="/web/20230405194305/https://www.gov.uk/cost-of-living/support-with-income">Support with income</a> </li> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed"> <a class="gem-c-contents-list__link govuk-link" data-track-category="contentsClicked" data-track-action="content_item 3" data-track-label="/cost-of-living/support-with-bills-and-costs" data-track-options="{"dimension29":"Support with bills and costs"}" href="/web/20230405194305/https://www.gov.uk/cost-of-living/support-with-bills-and-costs">Support with bills and costs</a> </li> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed"> <a class="gem-c-contents-list__link govuk-link" data-track-category="contentsClicked" data-track-action="content_item 4" data-track-label="/cost-of-living/60-or-over" data-track-options="{"dimension29":"If you’re 60 or over"}" href="/web/20230405194305/https://www.gov.uk/cost-of-living/60-or-over">If you’re 60 or over</a> </li> <li class="gem-c-contents-list__list-item gem-c-contents-list__list-item--dashed"> <a class="gem-c-contents-list__link govuk-link" data-track-category="contentsClicked" data-track-action="content_item 5" data-track-label="/cost-of-living/disabled-or-health-condition" data-track-options="{"dimension29":"If you’re disabled or have a health condition"}" href="/web/20230405194305/https://www.gov.uk/cost-of-living/disabled-or-health-condition">If you’re disabled or have a health condition</a> </li> <li class="gem-c-contents-list__list-item 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data-track-category="contentsClicked" data-track-action="content_item 8" data-track-label="/cost-of-living/finding-things-difficult" data-track-options="{"dimension29":"If you’re finding things difficult"}" href="/web/20230405194305/https://www.gov.uk/cost-of-living/finding-things-difficult">If you’re finding things difficult</a> </li> </ol> </nav> </aside> </div> <div class="govuk-grid-column-two-thirds" id="guide-contents"> <h1 class="part-title"> Overview </h1> <div class="gem-c-govspeak govuk-govspeak direction-ltr disable-youtube" data-module="govspeak"> <p>Find out what support is available to help with the cost of living. This includes income and disability benefits, bills and allowances, childcare, housing and travel.</p> <h2 id="check-benefits-and-financial-support-you-can-get">Check benefits and financial support you can get</h2> <p>Answer a few questions to find out what support you might be able to get to help with living costs if you live in the UK. <a href="/web/20230405194305/https://www.gov.uk/check-benefits-financial-support">Check benefits and financial support you can get</a>.</p> <h2 id="scams">Scams</h2> <p>You may get calls, emails or messages that are pretending to be from a government service or an energy bill support scheme. If you get a message asking for your personal details (for example, bank details or passwords) this could be a scam. <a href="/web/20230405194305/https://www.gov.uk/report-suspicious-emails-websites-phishing">Report anything you think is suspicious</a>.</p> <h2 id="support-available-in-england">Support available in England</h2> <p>This guide covers cost of living support available in England.</p> <div role="note" aria-label="Information" class="application-notice info-notice"> <p>Find out about cost of living <a rel="external" href="http://web.archive.org/web/20230405194305/https://costofliving.campaign.gov.scot/">support in Scotland</a>, <a rel="external" href="http://web.archive.org/web/20230405194305/https://www.gov.wales/help-cost-living">support in Wales</a> and <a rel="external" href="http://web.archive.org/web/20230405194305/https://www.nidirect.gov.uk/campaigns/cost-living">support in Northern Ireland</a>.</p> </div> <h3 id="support-with-income">Support with income</h3> <p><a href="/web/20230405194305/https://www.gov.uk/cost-of-living/support-with-income">Find out what support is available to help increase your income</a>. This includes the Cost of Living Payment, Universal Credit and Carer’s Allowance.</p> <h3 id="support-with-bills-and-costs">Support with bills and costs</h3> <p><a href="/web/20230405194305/https://www.gov.uk/cost-of-living/support-with-bills-and-costs">Find out what support is available to help with bills and costs</a>. This includes support with utility bills, support from your local council and Council Tax Reduction.</p> <h3 id="if-youre-60-or-over">If you’re 60 or over</h3> <p><a href="/web/20230405194305/https://www.gov.uk/cost-of-living/60-or-over">Find out what support is available if you’re 60 or over</a>. This includes Pension Credit, discounted travel and how to check your State Pension.</p> <h3 id="if-youre-disabled-or-have-a-health-condition">If you’re disabled or have a health condition</h3> <p><a href="/web/20230405194305/https://www.gov.uk/cost-of-living/disabled-or-health-condition">Find out what support is available if you’re disabled or have a health condition</a>. This includes disability benefits, the Disability Cost of Living Payment and support with prescriptions and health costs.</p> <h3 id="childcare-and-maternity-costs">Childcare and maternity costs</h3> <p><a href="/web/20230405194305/https://www.gov.uk/cost-of-living/childcare-and-maternity-costs">Find out what support is available with childcare and maternity costs</a>. 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src="/web/20230405194305js_/https://www.gov.uk/assets/government-frontend/application-0189f4a506bb5e2d3c9f06db1c709c81297860cb682b1cc4a0da52137b0e5c1a.js"></script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20230405194305/http://schema.org", "@type": "Article", "mainEntityOfPage": { "@type": "WebPage", "@id": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living" }, "name": "Cost of living support", "datePublished": "2023-03-21T10:54:56.000+00:00", "dateModified": "2023-03-21T10:54:55.000+00:00", "text": "Find out what support is available to help with the cost of living: income and disability benefits, bills and allowances, childcare, housing and travel.", "publisher": { "@type": "Organization", "name": "GOV.UK", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk", "logo": { "@type": "ImageObject", "url": 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"http://web.archive.org/web/20230405194305/https://www.gov.uk/government/organisations/government-digital-service" }, "headLine": "Cost of living support", "description": "Find out what support is available to help with the cost of living: income and disability benefits, bills and allowances, childcare, housing and travel.", "articleBody": "\u003cp\u003eFind out what support is available to help with the cost of living. This includes income and disability benefits, bills and allowances, childcare, housing and travel.\u003c/p\u003e\n\n\u003ch2 id=\"check-benefits-and-financial-support-you-can-get\"\u003eCheck benefits and financial support you can get\u003c/h2\u003e\n\n\u003cp\u003eAnswer a few questions to find out what support you might be able to get to help with living costs if you live in the UK. \u003ca href=\"/check-benefits-financial-support\"\u003eCheck benefits and financial support you can get\u003c/a\u003e.\u003c/p\u003e\n\n\u003ch2 id=\"scams\"\u003eScams\u003c/h2\u003e\n\n\u003cp\u003eYou may get calls, emails or messages that are pretending to be from a government service or an energy bill support scheme. If you get a message asking for your personal details (for example, bank details or passwords) this could be a scam. \u003ca href=\"/report-suspicious-emails-websites-phishing\"\u003eReport anything you think is suspicious\u003c/a\u003e.\u003c/p\u003e\n\n\u003ch2 id=\"support-available-in-england\"\u003eSupport available in England\u003c/h2\u003e\n\n\u003cp\u003eThis guide covers cost of living support available in England.\u003c/p\u003e\n\n\u003cdiv role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\"\u003e\n\u003cp\u003eFind out about cost of living \u003ca rel=\"external\" href=\"https://costofliving.campaign.gov.scot/\"\u003esupport in Scotland\u003c/a\u003e, \u003ca rel=\"external\" href=\"https://www.gov.wales/help-cost-living\"\u003esupport in Wales\u003c/a\u003e and \u003ca rel=\"external\" href=\"https://www.nidirect.gov.uk/campaigns/cost-living\"\u003esupport in Northern Ireland\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\n\u003ch3 id=\"support-with-income\"\u003eSupport with income\u003c/h3\u003e\n\n\u003cp\u003e\u003ca href=\"/cost-of-living/support-with-income\"\u003eFind out what support is available to help increase your income\u003c/a\u003e. This includes the Cost of Living Payment, Universal Credit and Carer’s Allowance.\u003c/p\u003e\n\n\u003ch3 id=\"support-with-bills-and-costs\"\u003eSupport with bills and costs\u003c/h3\u003e\n\n\u003cp\u003e\u003ca href=\"/cost-of-living/support-with-bills-and-costs\"\u003eFind out what support is available to help with bills and costs\u003c/a\u003e. This includes support with utility bills, support from your local council and Council Tax Reduction.\u003c/p\u003e\n\n\u003ch3 id=\"if-youre-60-or-over\"\u003eIf you’re 60 or over\u003c/h3\u003e\n\n\u003cp\u003e\u003ca href=\"/cost-of-living/60-or-over\"\u003eFind out what support is available if you’re 60 or over\u003c/a\u003e. This includes Pension Credit, discounted travel and how to check your State Pension.\u003c/p\u003e\n\n\u003ch3 id=\"if-youre-disabled-or-have-a-health-condition\"\u003eIf you’re disabled or have a health condition\u003c/h3\u003e\n\n\u003cp\u003e\u003ca href=\"/cost-of-living/disabled-or-health-condition\"\u003eFind out what support is available if you’re disabled or have a health condition\u003c/a\u003e. This includes disability benefits, the Disability Cost of Living Payment and support with prescriptions and health costs.\u003c/p\u003e\n\n\u003ch3 id=\"childcare-and-maternity-costs\"\u003eChildcare and maternity costs\u003c/h3\u003e\n\n\u003cp\u003e\u003ca href=\"/cost-of-living/childcare-and-maternity-costs\"\u003eFind out what support is available with childcare and maternity costs\u003c/a\u003e. This includes free childcare hours and free school meals.\u003c/p\u003e\n\n\u003ch3 id=\"managing-money\"\u003eManaging money\u003c/h3\u003e\n\n\u003cp\u003e\u003ca href=\"/cost-of-living/managing-money\"\u003eFind advice for managing money\u003c/a\u003e, including budgeting advice and debt support.\u003c/p\u003e\n\n\u003ch2 id=\"if-youre-finding-things-difficult\"\u003eIf you’re finding things difficult\u003c/h2\u003e\n\n\u003cp\u003e\u003ca href=\"/cost-of-living/finding-things-difficult\"\u003eFind support if money worries are impacting your mental health or you’re affected by domestic abuse\u003c/a\u003e.\u003c/p\u003e\n" } </script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20230405194305/http://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "name": "Home", "@id": "http://web.archive.org/web/20230405194305/https://www.gov.uk/" } } ] } </script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20230405194305/http://schema.org", "@type": "FAQPage", "headline": "Cost of living support", "description": "Find out what support is available to help with the cost of living: income and disability benefits, bills and allowances, childcare, housing and travel.", "publisher": { "@type": "Organization", "name": "GOV.UK", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk", "logo": { "@type": "ImageObject", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-logo-73b5a4056ffe9988d02c728b56fe9fe7f90bb822322a5f6183ccbb92a99b019a.png" } }, "mainEntity": [ { "@type": "Question", "name": "Overview", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living", "text": "<p>Find out what support is available to help with the cost of living. This includes income and disability benefits, bills and allowances, childcare, housing and travel.</p>\n\n<h2 id=\"check-benefits-and-financial-support-you-can-get\">Check benefits and financial support you can get</h2>\n\n<p>Answer a few questions to find out what support you might be able to get to help with living costs if you live in the UK. <a href=\"/check-benefits-financial-support\">Check benefits and financial support you can get</a>.</p>\n\n<h2 id=\"scams\">Scams</h2>\n\n<p>You may get calls, emails or messages that are pretending to be from a government service or an energy bill support scheme. If you get a message asking for your personal details (for example, bank details or passwords) this could be a scam. <a href=\"/report-suspicious-emails-websites-phishing\">Report anything you think is suspicious</a>.</p>\n\n<h2 id=\"support-available-in-england\">Support available in England</h2>\n\n<p>This guide covers cost of living support available in England.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Find out about cost of living <a rel=\"external\" href=\"https://costofliving.campaign.gov.scot/\">support in Scotland</a>, <a rel=\"external\" href=\"https://www.gov.wales/help-cost-living\">support in Wales</a> and <a rel=\"external\" href=\"https://www.nidirect.gov.uk/campaigns/cost-living\">support in Northern Ireland</a>.</p>\n</div>\n\n<h3 id=\"support-with-income\">Support with income</h3>\n\n<p><a href=\"/cost-of-living/support-with-income\">Find out what support is available to help increase your income</a>. This includes the Cost of Living Payment, Universal Credit and Carer’s Allowance.</p>\n\n<h3 id=\"support-with-bills-and-costs\">Support with bills and costs</h3>\n\n<p><a href=\"/cost-of-living/support-with-bills-and-costs\">Find out what support is available to help with bills and costs</a>. This includes support with utility bills, support from your local council and Council Tax Reduction.</p>\n\n<h3 id=\"if-youre-60-or-over\">If you’re 60 or over</h3>\n\n<p><a href=\"/cost-of-living/60-or-over\">Find out what support is available if you’re 60 or over</a>. This includes Pension Credit, discounted travel and how to check your State Pension.</p>\n\n<h3 id=\"if-youre-disabled-or-have-a-health-condition\">If you’re disabled or have a health condition</h3>\n\n<p><a href=\"/cost-of-living/disabled-or-health-condition\">Find out what support is available if you’re disabled or have a health condition</a>. This includes disability benefits, the Disability Cost of Living Payment and support with prescriptions and health costs.</p>\n\n<h3 id=\"childcare-and-maternity-costs\">Childcare and maternity costs</h3>\n\n<p><a href=\"/cost-of-living/childcare-and-maternity-costs\">Find out what support is available with childcare and maternity costs</a>. This includes free childcare hours and free school meals.</p>\n\n<h3 id=\"managing-money\">Managing money</h3>\n\n<p><a href=\"/cost-of-living/managing-money\">Find advice for managing money</a>, including budgeting advice and debt support.</p>\n\n<h2 id=\"if-youre-finding-things-difficult\">If you’re finding things difficult</h2>\n\n<p><a href=\"/cost-of-living/finding-things-difficult\">Find support if money worries are impacting your mental health or you’re affected by domestic abuse</a>.</p>\n" } }, { "@type": "Question", "name": "Support with income", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/support-with-income", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/support-with-income", "text": "<p>Find out what support is available in England to help increase your income. This includes the Cost of Living Payment, Universal Credit and Carer’s Allowance.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Find out about cost of living <a rel=\"external\" href=\"https://costofliving.campaign.gov.scot/\">support in Scotland</a>, <a rel=\"external\" href=\"https://www.gov.wales/help-cost-living\">support in Wales</a> and <a rel=\"external\" href=\"https://www.nidirect.gov.uk/campaigns/cost-living\">support in Northern Ireland</a>.</p>\n</div>\n\n<h2 id=\"payments-and-benefits\">Payments and benefits</h2>\n\n<h3 id=\"cost-of-living-payment\">Cost of Living Payment</h3>\n\n<p>If you’re on certain benefits or tax credits <a href=\"/guidance/cost-of-living-payments-2023-to-2024\">check if you’re eligible for the Cost of Living Payment</a>.</p>\n\n<h3 id=\"universal-credit\">Universal Credit</h3>\n\n<p><a href=\"/universal-credit\">Check if you’re eligible for Universal Credit</a> to get a regular payment to help with living costs if:</p>\n\n<ul>\n <li>you’re on a low income</li>\n <li>you’re out of work</li>\n <li>you cannot work</li>\n</ul>\n\n<h3 id=\"carers-allowance\">Carer’s Allowance</h3>\n\n<p>If you care for someone who gets certain benefits at least 35 hours a week <a href=\"/carers-allowance\">check if you’re eligible for Carer’s Allowance</a>.</p>\n\n<h3 id=\"new-style-employment-and-support-allowance-esa\">New Style Employment and Support Allowance (ESA)</h3>\n\n<p>If you have a disability or health condition that affects how much you can work or if you need support to get back into work you can <a href=\"/employment-support-allowance\">apply for Employment and Support Allowance</a>.</p>\n\n<h3 id=\"new-style-jobseekers-allowance-jsa\">New Style Jobseeker’s Allowance (JSA)</h3>\n\n<p>If you need help when you’re looking for work <a href=\"/jobseekers-allowance\">check if you’re eligible for New Style Jobseeker’s Allowance</a>.</p>\n\n<h2 id=\"reduce-your-tax-bill\">Reduce your tax bill</h2>\n\n<h3 id=\"marriage-allowance\">Marriage Allowance</h3>\n\n<p>If you’re married or in a civil partnership you can <a href=\"/marriage-allowance\">check if you’re eligible for Marriage Allowance</a>. This lets you transfer some of your personal tax allowance to your partner if you do not pay Income Tax.</p>\n\n<h3 id=\"tax-relief-on-work-related-expenses\">Tax relief on work-related expenses</h3>\n\n<p><a href=\"/tax-relief-for-employees\">Check if you can claim tax relief on things you need to buy for your job</a>.</p>\n\n<h2 id=\"other-help-you-can-get\">Other help you can get</h2>\n\n<h3 id=\"national-minimum-wage-and-living-wage-calculator-for-workers\">National Minimum Wage and Living Wage calculator for workers</h3>\n\n<p>If you’re employed, you can use this calculator to <a href=\"/am-i-getting-minimum-wage\">check if you’re getting the minimum wage</a>.</p>\n\n<h3 id=\"budgeting-loans\">Budgeting Loans</h3>\n\n<p><a href=\"/budgeting-help-benefits/eligibility\">Check if you’re eligible for a Budgeting Loan</a> if you’ve been getting one or more of these benefits for the past 6 months:</p>\n\n<ul>\n <li>Income Support</li>\n <li>income-based Jobseeker’s Allowance</li>\n <li>income-related Employment and Support Allowance</li>\n <li>Pension Credit</li>\n</ul>\n\n<h3 id=\"help-to-save\">Help to Save</h3>\n\n<p>If you get certain benefits and you’re on a low income you can get a bonus on your savings. <a href=\"/get-help-savings-low-income\">Check if you’re eligible for support with savings (Help to Save)</a>.</p>\n" } }, { "@type": "Question", "name": "Support with bills and costs", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/support-with-bills-and-costs", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/support-with-bills-and-costs", "text": "<p>Find out what support is available to help with bills and costs in England. This includes support with utility bills, support from your local council and Council Tax Reduction.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Find out about cost of living <a rel=\"external\" href=\"https://costofliving.campaign.gov.scot/\">support in Scotland</a>, <a rel=\"external\" href=\"https://www.gov.wales/help-cost-living\">support in Wales</a> and <a rel=\"external\" href=\"https://www.nidirect.gov.uk/campaigns/cost-living\">support in Northern Ireland</a></p>\n</div>\n\n<h2 id=\"support-with-utility-bills\">Support with utility bills</h2>\n\n<h3 id=\"help-with-energy-bills\">Help with energy bills</h3>\n\n<p><a href=\"/get-help-energy-bills\">Find out what help you can get with energy bills</a>, including the Energy Price Guarantee and support if you use alternative fuels.</p>\n\n<h3 id=\"find-out-help-you-can-get-from-your-local-council-household-support-fund\">Find out help you can get from your local council (Household Support Fund)</h3>\n\n<p><a href=\"/cost-living-help-local-council\">Find out about help you can get with essential costs</a>. This includes food, energy and water bills.</p>\n\n<h3 id=\"cheaper-phone-and-broadband\">Cheaper phone and broadband</h3>\n\n<p>If you’re getting certain benefits <a rel=\"external\" href=\"https://www.ofcom.org.uk/phones-telecoms-and-internet/advice-for-consumers/costs-and-billing/social-tariffs\">find out if you can get cheaper phone and broadband on the Ofcom website</a>.</p>\n\n<h3 id=\"help-paying-your-water-bill\">Help paying your water bill</h3>\n\n<p><a rel=\"external\" href=\"https://www.ccwater.org.uk/households/help-with-my-bills/\">Find out how to reduce your water bill and support you may be able to get to pay for it on the CCW website</a>.</p>\n\n<h2 id=\"support-with-housing-costs\">Support with housing costs</h2>\n\n<h3 id=\"council-tax-reduction\">Council Tax Reduction</h3>\n\n<p>If you’re on a low income or certain benefits you can <a href=\"/apply-council-tax-reduction\">check if you’re eligible to reduce your Council Tax</a>.</p>\n\n<h3 id=\"help-paying-rent-discretionary-housing-payments\">Help paying rent (Discretionary Housing Payments)</h3>\n\n<p>If you need support with rent or housing costs you can <a href=\"/government/publications/claiming-discretionary-housing-payments/claiming-discretionary-housing-payments\">check if you’re eligible for a Discretionary Housing Payment</a> from your local council.</p>\n\n<h3 id=\"housing-cost-help-with-universal-credit\">Housing cost help with Universal Credit</h3>\n\n<p>If you’re eligible for Universal Credit you can get help paying for housing (for example, rent and mortgage interest). <a href=\"/housing-and-universal-credit\">Find out more about housing costs and Universal Credit</a>.</p>\n\n<h2 id=\"other-help-you-can-get\">Other help you can get</h2>\n\n<h3 id=\"get-help-with-nhs-prescriptions-and-health-costs\">Get help with NHS prescriptions and health costs</h3>\n\n<p>Answer a few questions to <a href=\"/help-nhs-costs\">find out what help you can get to pay for health costs</a> such as prescriptions, eye and dental care.</p>\n\n<h3 id=\"if-you-get-universal-credit-or-jobseekers-allowance\">If you get Universal Credit or Jobseeker’s Allowance</h3>\n\n<p><a rel=\"external\" href=\"https://www.nationalrail.co.uk/times_fares/jobcentre-plus-card.aspx\">Check if you’re eligible for a Jobcentre Plus Travel Discount Card on the National Rail website</a>. This gives a discount on some rail tickets.</p>\n" } }, { "@type": "Question", "name": "If you’re 60 or over", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/60-or-over", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/60-or-over", "text": "<p>Find out what support is available if you’re 60 or over in England. This includes checking your eligibility for Pension Credit, discounted travel and how to check your State Pension.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Find out about cost of living <a rel=\"external\" href=\"https://costofliving.campaign.gov.scot/\">support in Scotland</a>, <a rel=\"external\" href=\"https://www.gov.wales/help-cost-living\">support in Wales</a> and <a rel=\"external\" href=\"https://www.nidirect.gov.uk/campaigns/cost-living\">support in Northern Ireland</a></p>\n</div>\n\n<h2 id=\"check-your-state-pension\">Check your State Pension</h2>\n\n<p><a href=\"/state-pension-age\">Check your State Pension age</a> to find the earliest age you can start receiving your State Pension.</p>\n\n<p><a href=\"/check-state-pension\">Check your State Pension</a> to find out how much you could get, when you can get it and how to increase it.</p>\n\n<h2 id=\"if-youre-over-state-pension-age\">If you’re over State Pension age</h2>\n\n<h3 id=\"pension-credit\">Pension Credit</h3>\n\n<p>If you’re over State Pension age and on a low income you can <a href=\"/pension-credit\">apply for Pension Credit</a> for help with your living costs.</p>\n\n<h3 id=\"housing-benefit\">Housing Benefit</h3>\n\n<p>If you’ve reached State Pension age or are in supported, sheltered or temporary housing you can <a href=\"/housing-benefit\">check if you’re eligible for Housing Benefit</a> for help to pay your rent.</p>\n\n<h3 id=\"free-or-discounted-tv-licence\">Free or discounted TV licence</h3>\n\n<p>If you’re 75 or over you can get a free TV licence. If you’re in residential care or sheltered accommodation you can get a discounted TV licence. <a href=\"/free-discount-tv-licence\">Check if you’re eligible for a free or discounted TV licence</a>.</p>\n\n<h2 id=\"support-with-travel-costs\">Support with travel costs</h2>\n\n<h3 id=\"older-persons-bus-pass\">Older person’s bus pass</h3>\n\n<p>If you’re State Pension age or older you can <a href=\"/apply-for-elderly-person-bus-pass\">apply for an older person’s bus pass</a> to travel on the bus for free.</p>\n\n<h3 id=\"senior-railcard\">Senior Railcard</h3>\n\n<p>If you’re 60 or over you can <a rel=\"external\" href=\"https://www.senior-railcard.co.uk/\">apply for a Senior Railcard on the National Rail website</a> to get a discount on the cost of rail tickets.</p>\n\n<h2 id=\"get-help-with-nhs-prescriptions-and-health-costs\">Get help with NHS prescriptions and health costs</h2>\n\n<p>Answer a few questions to <a href=\"/help-nhs-costs\">find out what help you can get to pay for health costs</a> such as prescriptions, eye and dental care.</p>\n" } }, { "@type": "Question", "name": "If you’re disabled or have a health condition", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/disabled-or-health-condition", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/disabled-or-health-condition", "text": "<p>Find out what support is available if you’re disabled or have a health condition in England. This includes disability benefits, the Disability Cost of Living Payment and support with prescriptions and health costs.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Find out about cost of living <a rel=\"external\" href=\"https://costofliving.campaign.gov.scot/\">support in Scotland</a>, <a rel=\"external\" href=\"https://www.gov.wales/help-cost-living\">support in Wales</a> and <a rel=\"external\" href=\"https://www.nidirect.gov.uk/campaigns/cost-living\">support in Northern Ireland</a></p>\n</div>\n\n<h2 id=\"support-you-can-get\">Support you can get</h2>\n\n<h3 id=\"disability-cost-of-living-payment\">Disability Cost of Living Payment</h3>\n\n<p>If you get disability benefits <a href=\"/guidance/cost-of-living-payments-2023-to-2024#disability-cost-of-living-payment\">find out about the Disability Cost of Living Payment</a>.</p>\n\n<h3 id=\"personal-independence-payment-pip\">Personal Independence Payment (PIP)</h3>\n\n<p>If you have a long term health condition or disability and have difficulty doing everyday tasks you can <a href=\"/pip\">check if you’re eligible for the Personal Independence Payment</a>.</p>\n\n<h3 id=\"attendance-allowance\">Attendance Allowance</h3>\n\n<p>If you’re of State Pension age and have a physical or mental health condition you can <a href=\"/attendance-allowance\">check if you’re eligible for Attendance Allowance</a>.</p>\n\n<h3 id=\"universal-credit-if-youre-disabled\">Universal Credit if you’re disabled</h3>\n\n<p>If you have a health condition or disability that prevents you from working and you’re on Universal Credit <a href=\"/health-conditions-disability-universal-credit\">check if you’re eligible for a disability Universal Credit payment</a>.</p>\n\n<h3 id=\"disability-living-allowance-for-children\">Disability Living Allowance for children</h3>\n\n<p>If you look after a disabled child you can <a href=\"/disability-living-allowance-children\">check if you’re eligible for Disability Living Allowance</a>.</p>\n\n<h3 id=\"access-to-work\">Access to Work</h3>\n\n<p>If you have a physical or mental health condition or disability you can <a href=\"/access-to-work\">check if you’re eligible for Access to Work</a>. This gives help to get or stay in work.</p>\n\n<h3 id=\"disabled-facilities-grants\">Disabled Facilities Grants</h3>\n\n<p><a href=\"/disabled-facilities-grants\">Find out if you can get a Disabled Facilities Grant</a> from your local council if you’re disabled and need to make changes to your home such as:</p>\n\n<ul>\n <li>widening doors</li>\n <li>installing ramps or grab rails</li>\n <li>improving access around your home</li>\n</ul>\n\n<h3 id=\"discounted-tv-licence-if-youre-registered-blind\">Discounted TV licence if you’re registered blind</h3>\n\n<p>If you’re registered blind you can <a href=\"/free-discount-tv-licence\">apply for a discount on your TV licence</a>.</p>\n\n<h2 id=\"support-with-travel-costs\">Support with travel costs</h2>\n\n<h3 id=\"disabled-persons-bus-pass\">Disabled person’s bus pass</h3>\n\n<p>If you’re disabled you can <a href=\"/apply-for-disabled-bus-pass\">check your eligibility for an disabled person’s bus pass</a> to travel on the bus for free.</p>\n\n<h3 id=\"disabled-persons-railcard\">Disabled Person’s Railcard</h3>\n\n<p>If you’re disabled you can <a rel=\"external\" href=\"https://www.disabledpersons-railcard.co.uk/\">check if you’re eligible for a Disabled Person’s Railcard on the National Rail website</a> to get a discount on the cost of rail tickets.</p>\n\n<h2 id=\"get-help-with-nhs-prescriptions-and-health-costs\">Get help with NHS prescriptions and health costs</h2>\n\n<p>Answer a few questions to <a href=\"/help-nhs-costs\">find out what help you could get to pay for health costs</a> such as prescriptions, eye and dental care.</p>\n" } }, { "@type": "Question", "name": "Childcare and maternity costs", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/childcare-and-maternity-costs", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/childcare-and-maternity-costs", "text": "<p>Find out what support is available with childcare and maternity costs in England. This includes free childcare hours and free school meals.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Find out about cost of living <a rel=\"external\" href=\"https://costofliving.campaign.gov.scot/\">support in Scotland</a>, <a rel=\"external\" href=\"https://www.gov.wales/help-cost-living\">support in Wales</a> and <a rel=\"external\" href=\"https://www.nidirect.gov.uk/campaigns/cost-living\">support in Northern Ireland</a></p>\n</div>\n\n<h2 id=\"support-you-can-get\">Support you can get</h2>\n\n<h3 id=\"tax-free-childcare\">Tax-Free Childcare</h3>\n\n<p>If you need help with the costs of childcare <a href=\"/tax-free-childcare\">check if you’re eligible Tax-Free Childcare</a>.</p>\n\n<h3 id=\"child-benefit\">Child Benefit</h3>\n\n<p>If you’re responsible for a child under 16 (or under 20 if they stay in approved education or training) you can get help with child-related costs. <a href=\"/child-benefit\">Check if you’re eligible for Child Benefit</a>.</p>\n\n<h3 id=\"hours-free-childcare-a-week-for-3-to-4-year-olds\">30 hours free childcare a week for 3 to 4-year-olds</h3>\n\n<p>If you’re working and your child is aged 3 to 4 <a href=\"/30-hours-free-childcare\">check if you’re eligible for 30 hours free childcare a week</a>.</p>\n\n<h3 id=\"hours-free-childcare-a-week-for-3-to-4-year-olds-1\">15 hours free childcare a week for 3 to 4-year-olds</h3>\n\n<p>All 3 to 4-year-olds can get free childcare. <a href=\"/help-with-childcare-costs/free-childcare-and-education-for-2-to-4-year-olds\">Find out about 15 hours free childcare a week</a>.</p>\n\n<h3 id=\"free-childcare-for-2-year-olds\">Free childcare for 2-year-olds</h3>\n\n<p>If you get certain benefits and your child is 2-years-old <a href=\"/help-with-childcare-costs/free-childcare-2-year-olds\">check if you’re eligible for free childcare</a>.</p>\n\n<h3 id=\"universal-credit-and-childcare\">Universal Credit and childcare</h3>\n\n<p>If you’re getting Universal Credit you can claim back some of your childcare costs. <a href=\"/help-with-childcare-costs/universal-credit\">Find out about support available with childcare if you’re on Universal Credit</a>.</p>\n\n<h2 id=\"support-with-food-and-milk-for-your-child\">Support with food and milk for your child</h2>\n\n<h3 id=\"free-school-meals\">Free school meals</h3>\n\n<p>Your child may be able to get free school meals. <a href=\"/apply-free-school-meals\">Check if your child is eligible for free school meals on your council’s website</a>.</p>\n\n<h3 id=\"healthy-start-food-and-milk-for-your-child\">Healthy Start (food and milk for your child)</h3>\n\n<p>If you’re more than 10 weeks pregnant or have a child under 4 and you’re getting certain benefits you can get help to buy healthy food and milk. <a rel=\"external\" href=\"https://www.healthystart.nhs.uk/how-to-apply/\">Check if you’re eligible for help to buy food and milk for your child on the NHS website</a>.</p>\n\n<h2 id=\"support-with-maternity-costs\">Support with maternity costs</h2>\n\n<h3 id=\"maternity-allowance\">Maternity Allowance</h3>\n\n<p>If you’re employed but cannot get Statutory Maternity Pay (SMP), or are registered self-employed, <a href=\"/maternity-allowance\">check if you’re eligible for Maternity Allowance</a>.</p>\n\n<h3 id=\"sure-start-maternity-grant\">Sure Start Maternity Grant</h3>\n\n<p>If you or your partner get certain benefits and you’re having a child <a href=\"/sure-start-maternity-grant/eligibility\">check if you’re eligible for a Sure Start Maternity Grant</a>.</p>\n\n<h2 id=\"support-with-travel-costs\">Support with travel costs</h2>\n\n<h3 id=\"home-to-school-transport\">Home to school transport</h3>\n<p><a href=\"/help-home-school-transport\">Find out if your child is eligible for help with the cost of home to school transport</a>.</p>\n\n<h3 id=\"family-and-friends-railcard\">Family and Friends Railcard</h3>\n\n<p>If you travel by rail with your children <a rel=\"external\" href=\"https://www.familyandfriends-railcard.co.uk/\">check if you’re eligible for Family and Friends Railcard on the National Rail website</a>.</p>\n" } }, { "@type": "Question", "name": "Managing money", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/managing-money", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/managing-money", "text": "<p>Find advice for managing your money. This includes budgeting advice and debt support.</p>\n\n<h2 id=\"money-and-pensions-advice\">Money and pensions advice</h2>\n\n<p>If you need help with your money and pension choices you can <a rel=\"external\" href=\"https://www.moneyhelper.org.uk/en\">get free, confidential and impartial advice on the MoneyHelper website</a>.</p>\n\n<h2 id=\"how-to-budget\">How to budget</h2>\n\n<p><a rel=\"external\" href=\"https://www.citizensadvice.org.uk/debt-and-money/budgeting/budgeting/work-out-your-budget/\">Get support with making a budget on the Citizens Advice website</a> to help to understand what you’re earning and spending and where you might be able to cut costs.</p>\n\n<h2 id=\"dealing-with-your-debts\">Dealing with your debts</h2>\n\n<p>Answer a few questions to <a href=\"/pay-off-debts\">find what options are available if you cannot pay your debts</a>.</p>\n" } }, { "@type": "Question", "name": "If you’re finding things difficult", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/finding-things-difficult", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230405194305/https://www.gov.uk/cost-of-living/finding-things-difficult", "text": "<p>Find support if money worries are impacting your mental health or you’re affected by domestic abuse.</p>\n\n<p>Talk to a GP if money problems are affecting your mental health and wellbeing.</p>\n\n<h2 id=\"support-with-mental-health\">Support with mental health</h2>\n\n<h3 id=\"get-urgent-help-with-mental-health\">Get urgent help with mental health</h3>\n\n<p><a rel=\"external\" href=\"https://www.nhs.uk/nhs-services/mental-health-services/where-to-get-urgent-help-for-mental-health/\">Find out how to get help on the NHS website</a>.</p>\n\n<h3 id=\"support-with-money-and-mental-health\">Support with money and mental health</h3>\n\n<p><a rel=\"external\" href=\"https://www.mind.org.uk/information-support/tips-for-everyday-living/money-and-mental-health/\">Get support on the Mind website</a>, including organising your finances, claiming benefits and looking after your mental health when you’re worried about money.</p>\n\n<h3 id=\"samaritans\">Samaritans</h3>\n\n<p>Call the Samaritans to talk to a trained volunteer anonymously for free, confidential support 24 hours a day.</p>\n\n<div class=\"contact\">\n<p>Samaritans<br>\nTelephone: 116 123<br>\n24-hour service<br>\nFree to call - <a href=\"/call-charges\">find out more about call charges</a></p>\n</div>\n\n<p>There are also other ways to <a rel=\"external\" href=\"https://www.samaritans.org/how-we-can-help/contact-samaritan/\">contact Samaritans</a>.</p>\n\n<h3 id=\"shout-85285-text-support\">Shout 85285 (text support)</h3>\n\n<p>You can text a trained <a rel=\"external\" href=\"https://giveusashout.org/\">Shout 85285</a> volunteer anonymously for free, confidential support 24 hours a day.</p>\n\n<div class=\"contact\">\n<p>Shout 85285<br>\nText ‘SHOUT’ to 85258<br>\n24-hour service<br>\nFree to text from most major UK mobile networks</p>\n</div>\n\n<h2 id=\"support-if-youre-affected-by-domestic-abuse\">Support if you’re affected by domestic abuse</h2>\n\n<h3 id=\"refuge\">Refuge</h3>\n\n<p>If you’re a woman or child who has experienced domestic abuse <a rel=\"external\" href=\"https://www.nationaldahelpline.org.uk/\">contact Refuge</a> for support.</p>\n\n<div class=\"contact\">\n<p>National Domestic Abuse Helpline<br>\nTelephone: 0808 2000 247<br>\n24-hour service<br>\nFree to call - <a href=\"/call-charges\">find out more about call charges</a></p>\n</div>\n\n<h3 id=\"mens-advice-line\">Men’s Advice Line</h3>\n\n<p>If you’re a man who has experienced domestic abuse contact the <a rel=\"external\" href=\"https://mensadviceline.org.uk/\">Men’s Advice Line</a> for confidential advice, non-judgmental support and practical information.</p>\n\n<div class=\"contact\">\n<p>Men’s Advice Line<br>\nTelephone: 0808 801 0327<br>\nMonday to Friday, 10am to 8pm<br>\nFree to call - <a href=\"/call-charges\">find out more about call charges</a></p>\n</div>\n\n<p>There are also other ways to <a rel=\"external\" href=\"https://mensadviceline.org.uk/contact-us/\">contact the Men’s Advice Line</a>.</p>\n\n<h3 id=\"galop\">Galop</h3>\n\n<p>If you’re LGBT+ and experiencing abuse or violence <a rel=\"external\" href=\"https://galop.org.uk/\">contact Galop</a> for support.</p>\n\n<div class=\"contact\">\n<p>Galop<br>\nTelephone: 0800 999 5428<br>\nMonday to Thursday, 10am to 8:30pm<br>\nFriday, 10am to 4:30pm<br>\nFree to call - <a href=\"/call-charges\">find out more about call charges</a></p>\n</div>\n" } } ] } </script> </body> </html>

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