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data-background-blur data-background-image="//lh3.googleusercontent.com/-p7EVqM5vyaVr0SElJsdRLvs-7DowRArrmwH4y6OWzj9vF5zVUhgw_tZlpZp8vt09JDwCuWV3pzVD7rQUX_WTsYHWBOegCCKKbDK6DtJbjyQ=w800" data-background-position="50% 50%"></span> <span class="publication-icon publication-icon-fm"></span> </a> <h4>The Ghost Train</h4> <h3> <a href="/fm/money-and-investing/2025-02-06-the-finance-ghost-are-buybacks-core-to-apples-growth/"> THE FINANCE GHOST: Are buybacks core to Apple’s growth? </a></h3> <p>At the moment, Apple’s share is dramatically outpacing Microsoft’s — but given differing strategies at the two tech giants, that’s unlikely to last</p> </div> </div><div class=col-md-6><div class=most-read><h3>Featured</h3> <div class="article premium"> <a aria-label="article image" class="image image-loader" href="/fm/money-and-investing/2025-02-13-shifting-shopping-habits/" title="Shifting shopping habits" 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style="background-image:url('data:image/jpg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAUDBAQEAwUEBAQFBQUGBwwIBwcHBw8LCwkMEQ8SEhEPERETFhwXExQaFRERGCEYGh0dHx8fExciJCIeJBweHx4BBQUFAQEHDggIDh4UERQeHh4eHh4eHh4eHh4eHh4eHh4eHh4eHh4eHh4eHhIeHh4eHh4eFR4eHh4eEh4eHh4eHv/AABEIAAsAEAMBIgACEQEDEQH/xAAWAAEBAQAAAAAAAAAAAAAAAAAHBQP/xAAjEAACAQIGAgMAAAAAAAAAAAABAgQDIQAFBhESMRNxB0Fh/8QAFQEBAQAAAAAAAAAAAAAAAAAABQP/xAAdEQAABQUAAAAAAAAAAAAAAAABBAYHEQACBTFB/9oADAMBAAIRAxEAPwC7qPUOTZZUywUJsCeZzuESLKVyyhSQV2+7D8uSSAL7ZhmeVibTixJsKo4IeQPLzenTvfigbsqQORUd4AvjmTIr63HmrO43rIATYAJuLe8MDMyOiKx48VO3YvhAxm3KTl0AO6sVTTTKu2R5Nf/Z');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 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data-background-blur data-background-image="//lh3.googleusercontent.com/B8Mw-0xMwtsNwPBve1V4wQGsHperJmxTPz1WTwxBgvP_Och3WPk7T7SehufRVzKt8C1J34RuKmvVLa3TfEf1qaLbXPX-MzvmmQj9DpsyvxoY=w800" data-background-position="50% 50%"></span> <span class="publication-icon publication-icon-fm"></span> </a> <h3> <a href="/fm/opinion/on-my-mind/2025-02-20-the-employer-tax-relief-scheme-is-faltering/"> The employer tax relief scheme is faltering </a></h3> <p>The employment tax incentive was meant to fuel job creation, but it’s now running on fumes</p> </div> </div><div class=col-md-6><div class=most-read><h3>Featured</h3> <div class="article "> <a aria-label="article image" class="image image-loader" href="/fm/opinion/2025-02-23-there-are-positive-prospects-for-farm-jobs-in-sa/" title="PODCAST: There are positive prospects for farm jobs in South Africa" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 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PODCAST: There are positive prospects for farm jobs in South Africa </a></h4><div class=publication> <span class="publication-icon-type publication-icon-fm"></span> </div> <div class=date-stamp>3 days ago</div> </div> <div class="article "> <a aria-label="article image" class="image image-loader" href="/fm/opinion/editorial/2025-02-13-editorial-ramaphosas-rallying-cry/" title="EDITORIAL: Ramaphosa’s rallying cry" style="background-image:url('data:image/jpg;base64,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');background-position:50% 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data-background-blur data-background-image="//lh3.googleusercontent.com/982nviNMOkcGf1LaJOBfBpZJK_YMSUiKNIl2EQU_5qwflVyCy-H5CC2oVKTF27gAJjfMI1OlIdozGfnC4niXBcP3jf0vz1w0V20rbtxfQRpFuw=w360" data-background-position="50% 50%"></span> </a> <h4> <a class=article href="/fm/opinion/editorial/2025-02-13-editorial-ramaphosas-rallying-cry/"> EDITORIAL: Ramaphosa’s rallying cry </a></h4><div class=publication> <span class="publication-icon-type publication-icon-fm"></span> </div> <div class=date-stamp>1 week ago</div> <div class="premium-icon premium-button-lock"> <i class="fa fa-lock"></i> </div> </div> <div class="article premium"> <a aria-label="article image" class="image image-loader" href="/fm/opinion/editors-note/2025-02-20-marc-hasenfuss-still-a-taste-for-tobacco/" title="MARC HASENFUSS: Still a taste for tobacco" style="background-image:url('data:image/jpg;base64,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');background-position:50% 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class="featured-article premium"> <a aria-label="article image" class="image image-loader" href="/fm/fm-fox/digital/2025-02-11-duncan-mcleod-whats-elons-endgame/" title="DUNCAN McLEOD: What’s Elon’s endgame?" 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style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/ziH34oNHjKjHwKieyhB3F57QDSdguSiQgDa8gNuqZ6e6d-9BV4q5goPg781PRNcd8NcP0dcbWUtfY8RSF2sawyYSEQIr17T6XPKB-lK5QVm9=w360" data-background-position="50% 50%"></span> </a> <h4> <a class=article 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50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" 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50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/EPlKn2dvsTrXtAIQ5hpjvmv2umUIBZ-QWYGOfEM4L_S12Y2p_8bjLTATUUhsCUha0jaNKkzFh9Dsa2IiAMGPlquHPQn6nG536HcpeLkL5_Se_w=w360" data-background-position="50% 50%"></span> </a> <h4> <a class=article href="/fm/features/cover-story/2025-02-20-by-the-people-for-the-people/"> By the 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style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 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href="/fm/investors-monthly/2024-11-28-anthony-clark-italtile-offers-latent-opportunity/" title="ANTHONY CLARK: Italtile presents hidden opportunity" 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data-background-blur data-background-image="//lh3.googleusercontent.com/83gIUUIZLC3lfHlI-iQG5FlwdHEN8G7XZodlBhOo5paqXPCo1_7bMuJPrZFCrmbG5Bwn3KRWofwcVuPdngnHIBrBj60Cjfp_4bdxATW7143jMQ=w800" data-background-position="50% 50%"></span> <span class="publication-icon publication-icon-fm"></span> </a> <h3> <a href="/fm/investors-monthly/2024-11-28-anthony-clark-italtile-offers-latent-opportunity/"> ANTHONY CLARK: Italtile presents hidden opportunity </a></h3> <p>A surge in consumer confidence has resulted in tentative green shoots in the building supplies sector</p> </div> </div><div class=col-md-6><div class=most-read><h3>Featured</h3> <div class="article premium"> <a aria-label="article image" class="image image-loader" href="/fm/investors-monthly/2024-11-28-marc-hasenfuss-picking-and-choosing-watching-and-waiting/" title="MARC HASENFUSS: Picking and choosing, watching and waiting" 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data-background-blur data-background-image="//lh3.googleusercontent.com/kBlNJ01SF9mr9HpsJd7kZU_2eHwp80ufFDR8CNiuiymjU7HDefqfotfudpaEI8H4aCYs72jfgxoYcdL7nQlshnmYNGnveL2cPg=w360" data-background-position="50% 50%"></span> </a> <h4> <a class=article href="/fm/investors-monthly/2024-11-28-marc-hasenfuss-picking-and-choosing-watching-and-waiting/"> MARC HASENFUSS: Picking and choosing, watching and waiting </a></h4><div class=publication> <span class="publication-icon-type publication-icon-fm"></span> </div> <div class=date-stamp>2 months ago</div> <div class="premium-icon premium-button-lock"> <i class="fa fa-lock"></i> <a href=/buy/ title="BL premium" data-google-interstitial=false> B<span>L</span> Premium </a> </div> </div> <div class="article premium"> <a aria-label="article image" class="image image-loader" href="/fm/investors-monthly/2024-11-28-famous-brands-needs-a-sharper-focus-and-a-simpler-structure/" title="Famous Brands needs a sharper focus and a simpler structure" 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style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/PsYgvCEeeI8zeoWN82mf79yfcCtXf-e7EnLMlvgrwrY4TwAPYGI3ebri0vbUU3NBtn7SrxC_UPVdk8zkIzmre-9LjThDBA6ns93NLgqudJoLzw=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2025-02-06-backstory-lindiwe-gumede-of-metropolitan/" > BACKSTORY: Lindiwe Gumede of Metropolitan </a> <p class="article-text synopsis"> The FM chats to Lindiwe Gumede, chief marketing officer at Metropolitan </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2025-01-30-backstory-sean-wibberley-of-homechoice-international/" title="BACKSTORY: Sean Wibberley of Homechoice International" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/ZaVVAeJZJgqGC-9S8xga-cy8u2lZxv04CfiX98DFtAyGC9E375airLwtRY8OEZ-z6G-kIKN1bPMRCkN6nt6ozbTBp5edNEo4xAKMCFGavOYkz3I=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2025-01-30-backstory-sean-wibberley-of-homechoice-international/" > BACKSTORY: Sean Wibberley of Homechoice International </a> <p class="article-text synopsis"> The FM chats to Sean Wibberley, CEO of Weaver Fintech, Finchoice Africa and Homechoice International </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> </div></div></div> <div class=article-load> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2025-01-23-backstory-chintu-lingomba-of-standard-bank-cib/" title="BACKSTORY: Chintu Ling’Omba of Standard Bank CIB" style="background-image:url('data:image/jpg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAUDBAQEAwUEBAQFBQUGBwwIBwcHBw8LCwkMEQ8SEhEPERETFhwXExQaFRERGCEYGh0dHx8fExciJCIeJBweHx4BBQUFCAYHDggIDh4UERQeHh4eHhUeHh4eHh4eHh4eHh4eHh4eHh0aHhYeHh4eHh4eHh4eHhoeHh4aHh4WHh4eHv/AABEIABIAEAMBIgACEQEDEQH/xAAYAAACAwAAAAAAAAAAAAAAAAABBQAEB//EACkQAAEEAQIEBQUAAAAAAAAAAAECAwQRIQAFBhIxUTJBYXGTBxMUIiP/xAAWAQEBAQAAAAAAAAAAAAAAAAAGAwH/xAAdEQABBAIDAAAAAAAAAAAAAAABAAQRQQLwAxIU/9oADAMBAAIRAxEAPwDSfqK9PiQtvjbfMfhfkyKdeZSOblA8IJurJHTONOuEFypHDra5zi3XkLWj7iwApYBwTWL8jXbSbimHI4jXGYeLTcSM6l4N8n7FdEXzZvB6V735Odpde27b40B9tgtN/wA0rZJwKwVA9Sc2e51gZOBzEnExG2ql0282IBHaVX6TG6xaDfrkaO6EiBYJFOJr5Ro6mlSM2v/Z');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAUDBAQEAwUEBAQFBQUGBwwIBwcHBw8LCwkMEQ8SEhEPERETFhwXExQaFRERGCEYGh0dHx8fExciJCIeJBweHx4BBQUFCAYHDggIDh4UERQeHh4eHhUeHh4eHh4eHh4eHh4eHh4eHh0aHhYeHh4eHh4eHh4eHhoeHh4aHh4WHh4eHv/AABEIABIAEAMBIgACEQEDEQH/xAAYAAACAwAAAAAAAAAAAAAAAAABBQAEB//EACkQAAEEAQIEBQUAAAAAAAAAAAECAwQRIQAFBhIxUTJBYXGTBxMUIiP/xAAWAQEBAQAAAAAAAAAAAAAAAAAGAwH/xAAdEQABBAIDAAAAAAAAAAAAAAABAAQRQQLwAxIU/9oADAMBAAIRAxEAPwDSfqK9PiQtvjbfMfhfkyKdeZSOblA8IJurJHTONOuEFypHDra5zi3XkLWj7iwApYBwTWL8jXbSbimHI4jXGYeLTcSM6l4N8n7FdEXzZvB6V735Odpde27b40B9tgtN/wA0rZJwKwVA9Sc2e51gZOBzEnExG2ql0282IBHaVX6TG6xaDfrkaO6EiBYJFOJr5Ro6mlSM2v/Z');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/ia929k11nAbq0ZkyZRktYkohHHWKOZxaHDHQtLA489MGqElSCxbCdIgwsZBBbW7t775LGgDa1UMrHvX64IC6ld2aNhZ8YtQcLUzRU1xMYsJ9KDk=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2025-01-23-backstory-chintu-lingomba-of-standard-bank-cib/" > BACKSTORY: Chintu Ling’Omba of Standard Bank CIB </a> <p class="article-text synopsis"> The FM chats to Chintu Ling’Omba, head of client coverage, Africa regions, at Standard Bank CIB </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2025-01-16-backstory-gladwyn-leeuw-of-e-squared-investments/" title="BACKSTORY: Gladwyn Leeuw of E Squared Investments" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/NkPDcyTKjhXXZW1z5sYxnkRfsgRTQdmag7eneua68TqQ63KXK-RsH5Wf1kPy-5FiQ6ZwEi1R1QNOEhFqzhD5zbJGqgBxcc6UvyTsMl_RRcgh=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2025-01-16-backstory-gladwyn-leeuw-of-e-squared-investments/" > BACKSTORY: Gladwyn Leeuw of E Squared Investments </a> <p class="article-text synopsis"> The FM chats to Gladwyn Leeuw, CEO of E Squared Investments </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-12-19-backstory-giulio-airaga-of-desco/" title="BACKSTORY: Giulio Airaga of Desco" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/mhZmBQFT8ZKjJ4vUXKzWvTPbMWj3D3KtDaQC4xsJHDZDYsNzcdCXJgCXQsxxNixLHOPlvhCB7inqb-qHxs6oIPz0SBgujVoVIhV5CHJV0RWCT8w=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-12-19-backstory-giulio-airaga-of-desco/" > BACKSTORY: Giulio Airaga of Desco </a> <p class="article-text synopsis"> The FM chats to Desco MD Giulio Airaga </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-12-12-backstory-jobin-joejoe-of-sony-middle-east-and-africa/" title="BACKSTORY: Jobin Joejoe of Sony Middle East and Africa" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/TUUVxWL9yRz3ouGVHR6KP6oDLoeoxvCEuhw_V-D33aJM3NC22hrSP41JySGtcgxjXsPmaKbdrKZ89KFkLZ42ddlVzAS4vcXl3XSRmIG7JDNa-e4=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-12-12-backstory-jobin-joejoe-of-sony-middle-east-and-africa/" > BACKSTORY: Jobin Joejoe of Sony Middle East and Africa </a> <p class="article-text synopsis"> The FM chats to Jobin Joejoe, MD of Sony Middle East and Africa </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-12-05-backstory-jack-halfon-of-atlas-finance/" title="BACKSTORY: Jack Halfon of Atlas Finance" style="background-image:url('data:image/jpg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAUDBAQEAwUEBAQFBQUGBwwIBwcHBw8LCwkMEQ8SEhEPERETFhwXExQaFRERGCEYGh0dHx8fExciJCIeJBweHx4BBQUFBwUHDggIDh4IERQeHh4SHhIeEhIeHhIeHh4eHh4eHhIeEh4SHh4eHh4eHh4eEh4eEh4eHh4eHh4eEh4eEv/AABEIAAsAEAMBIgACEQEDEQH/xAAWAAADAAAAAAAAAAAAAAAAAAADBQf/xAAjEAABAwIGAwEAAAAAAAAAAAABAgMRBRIABBQhMVEiQoEG/8QAFQEBAQAAAAAAAAAAAAAAAAAABQT/xAAdEQAABQUAAAAAAAAAAAAAAAAAETJBYQECEhMU/9oADAMBAAIRAxEAPwCw5xGYRS1aFsrdBQVWncIuExG/E4Pp3BSmTmQSso3KuT1PzA6G64Ky2i82qkEd+M4YfolKvifXCHPaWUCbdVBOP//Z');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAUDBAQEAwUEBAQFBQUGBwwIBwcHBw8LCwkMEQ8SEhEPERETFhwXExQaFRERGCEYGh0dHx8fExciJCIeJBweHx4BBQUFBwUHDggIDh4IERQeHh4SHhIeEhIeHhIeHh4eHh4eHhIeEh4SHh4eHh4eHh4eEh4eEh4eHh4eHh4eEh4eEv/AABEIAAsAEAMBIgACEQEDEQH/xAAWAAADAAAAAAAAAAAAAAAAAAADBQf/xAAjEAABAwIGAwEAAAAAAAAAAAABAgMRBRIABBQhMVEiQoEG/8QAFQEBAQAAAAAAAAAAAAAAAAAABQT/xAAdEQAABQUAAAAAAAAAAAAAAAAAETJBYQECEhMU/9oADAMBAAIRAxEAPwCw5xGYRS1aFsrdBQVWncIuExG/E4Pp3BSmTmQSso3KuT1PzA6G64Ky2i82qkEd+M4YfolKvifXCHPaWUCbdVBOP//Z');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/Q5C4GRWUsbpodiGgm4W6BfHGvVJ8qpM8B740kZODRnYGUVulOUGMRLVS_4o0MzvoV99b0S0s1uDozTxMe9USFNIPAAQGnSANeNott890yOHn=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-12-05-backstory-jack-halfon-of-atlas-finance/" > BACKSTORY: Jack Halfon of Atlas Finance </a> <p class="article-text synopsis"> The FM chats to Jack Halfon, founder and CEO of Atlas Finance </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-11-28-backstory-earl-sampson-of-spark-schools-south-africa/" title="BACKSTORY: Earl Sampson of Spark Schools South Africa" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/QKey2XrKKDYLyqKUx-xfV6gwRZh48S1q2xWKMCLE8aJSzLpis96vfOnibXv_-MRgDVxAlLtgClGTgLpibDpLiNF9D1DRmytPu3OvA4cTu_hF=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-11-28-backstory-earl-sampson-of-spark-schools-south-africa/" > BACKSTORY: Earl Sampson of Spark Schools South Africa </a> <p class="article-text synopsis"> The FM chats to Earl Sampson, MD of Spark Schools South Africa </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-11-21-backstory-harry-scherzer-of-future-forex/" title="BACKSTORY: Harry Scherzer of Future Forex" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/ZnpLhbjQOs9V9_d84lpToL8P0lR3w_3MZYCiVAfChGX5PmuR7OW2SwxW2QU4DlBzNA5ISd5c7GVmjhkQ7DOf05bMYJgfy4gVDeUuH3ylDyAOHw=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-11-21-backstory-harry-scherzer-of-future-forex/" > BACKSTORY: Harry Scherzer of Future Forex </a> <p class="article-text synopsis"> The FM chats to Future Forex CEO Harry Scherzer </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-11-14-backstory-mellisa-moodley-of-westfalia-fruit/" title="BACKSTORY: Mellisa Moodley of Westfalia Fruit" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/p4GWUrL7EMeYUjKDzgETQ_6kX_puveAk9uhJ6-DpKiLvqdNsdYI-vGEerJJAgzmPARYYn3YG5VkmGujFBjjEeNdYefVimDdu1KOvhZjW6eZu=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-11-14-backstory-mellisa-moodley-of-westfalia-fruit/" > BACKSTORY: Mellisa Moodley of Westfalia Fruit </a> <p class="article-text synopsis"> The FM chats to Mellisa Moodley, regional CFO — Africa at Westfalia Fruit </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-11-07-backstory-maria-makhabane-of-discovery-health/" title="BACKSTORY: Maria Makhabane of Discovery Health" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/MJgfs926Jzl3CTkP0KB3vJqWgEgmHAxSixcwQ4fVl8ME3kb5gIXXDV1AFUXajgsqNNiyTLWtNUW_OQLPMvsN4K8dP0zc337VY1_F9E7Xd84eEw=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-11-07-backstory-maria-makhabane-of-discovery-health/" > BACKSTORY: Maria Makhabane of Discovery Health </a> <p class="article-text synopsis"> The FM chats to Maria Makhabane, chief growth officer at Discovery Health </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-10-31-backstory-ryan-switala-of-liberty/" title="BACKSTORY: Ryan Switala of Liberty" style="background-image:url('data:image/jpg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAUDBAQEAQEEBAQFBQUGBwwIBwcHBw8LCwkMEQ8SEhEPERETFhwXExQaFRERGCEYGh0dHx8fExciJCIeJBweHx4BBQUFBwYHDggIDh4UERQeHh4eHh4eHhIeHh4eHh4eHh4eHhUVHh4eHh4VHh4eHhUeHh4eHh4eHh4eHh4eHhIeHv/AABEIAA0AEAMBIgACEQEDEQH/xAAWAAEBAQAAAAAAAAAAAAAAAAAIBwX/xAAiEAACAgAFBQEAAAAAAAAAAAABAgMEBQYREiEABwgTMQn/xAAVAQEBAAAAAAAAAAAAAAAAAAADAv/EAB0RAAECBwAAAAAAAAAAAAAAABEAEgEDEyIjQWH/2gAMAwEAAhEDEQA/AFP3JjsWPGfuhBWsTVyyoZHhmaJxEHUyAOpDLqgYaggjXgg9ZnaeerBknPeEx4s9t4Z/dHXnuNPNXhkVSoLSMzlC28qWJGh0HAABz8yM0Y1J529usuQX7VSjh9CC2iV7Dx+yZ5WO9gCASvrTadNVO4g88S/KmM4hZ/Qfx5x6WzKMSnxukXnRyrbXsRqUBHITaAu35tGnzjqaV7zwJITMbBslf//Z');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/kPss-_rU4TlsE_YuXSmmlvSWMz2vNlfnV9ncMkpDSkIOcvpG64zmOQrl5zGQtLhn_VjzKCLttnr8vVdbsUCn09CHAfHrPojdG0Ua6Dh3cE9t=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-10-31-backstory-ryan-switala-of-liberty/" > BACKSTORY: Ryan Switala of Liberty </a> <p class="article-text synopsis"> The FM chats to Ryan Switala, head of simple life solutions at Liberty </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-10-24-backstory-portia-thokoane-of-nestl/" title="BACKSTORY: Portia Thokoane of Nestlé" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/amSYKEV1W9PySuxz9Q9tt5zRWkeU6xNfRXHY1fS6KkhQhhlva0D582Nb0NP1fPuyBZzK_odWP24f5J31Qw3nVK8cGRAE12tJtcbv1fC9ZQHTUA=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-10-24-backstory-portia-thokoane-of-nestl/" > BACKSTORY: Portia Thokoane of Nestlé </a> <p class="article-text synopsis"> The FM chats to Portia Thokoane, HR director at Nestlé East & Southern Africa </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-10-17-backstory-reon-barnard-of-tabono/" title="BACKSTORY: Reon Barnard of Tabono" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/1h2lwtFgHvCvgEbvh8rWoNDeA9_phmKjnXWnmvF1GrgqvkVQ1YkpKnsuI49BY84BhaKVZgtvh2rMAvMr472pRLjpiBW1zevdGH-bdbtaJkg0=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-10-17-backstory-reon-barnard-of-tabono/" > BACKSTORY: Reon Barnard of Tabono </a> <p class="article-text synopsis"> The FM chats to Tabono CEO Reon Barnard </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-10-10-backstory-kid-nkantsu-of-danone-sub-saharan-africa/" title="BACKSTORY: Kid Nkantsu of Danone Sub-Saharan Africa" style="background-image:url('data:image/jpg;base64,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');background-position:47% 20%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:47% 20%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/O91MS0o4loKgEfkkTztVzCOAmI9eHQWt7zOJg9F9UzWbCgCHlQG_t3SZctEiypjE3J2Ra-y8DyNiOgDuw5T723BSUxNfGkdW6lwHoRf-LiVp=w360" data-background-position="47% 20%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-10-10-backstory-kid-nkantsu-of-danone-sub-saharan-africa/" > BACKSTORY: Kid Nkantsu of Danone Sub-Saharan Africa </a> <p class="article-text synopsis"> The FM chats to Kid Nkantsu, senior operations director at Danone Sub-Saharan Africa </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-10-03-backstory-andrew-hardie-of-pay/" title="BACKSTORY: Andrew Hardie of Pay@" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 50%;background-image:url('data:image/jpg;base64,/9j/4AAQSkZJRgABAQAAAQABAAD/4QAqRXhpZgAASUkqAAgAAAABADEBAgAHAAAAGgAAAAAAAABQaWNhc2EAAP/bAIQABQMEBAQDAQQEBAUFBQYBDAgHBwcHDwsLCQwRDxISEQ8RERMWHBcTFBoVEREYIRgaHR0fHx8TFyIkIh4kHB4fHgEFBQUHBgcOCAgOHg4RFBIeHhIeHh4eHh4eHh4eHh4eHh4VEh4SHh4eFR4eHh4eHh4eEh4eHh4eEh4eHh4eHh4V/8AAEQgACgAQAwEiAAIRAQMRAf/EABYAAAMAAAAAAAAAAAAAAAAAAAUGB//EACcQAAECBAUDBQAAAAAAAAAAAAECAwQFESEABgcyQRITIggxUWFx/8QAFQEBAQAAAAAAAAAAAAAAAAAAAgD/xAAbEQACAQUAAAAAAAAAAAAAAAABEUIAAgMSE//aAAwDAQACEQMRAD8Ak+UYWVP6hZThothK4BWeR4KCi3Xxsb1pWoBqeL0NMGJzI4FnWPViBbljiJUjUZxLKO0Q0FpaPVzt7gXS9aUvxgbIXXUT7TOLQ4tMQr1GICnQohZBfSk399tvy2HSeWfyI4N5zz1lXJUSKmvzc3+8LmWS41DMDbqpV//Z');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/EYX6vuzynaXoxZFRVavYUXFiKWk499QibcvfCrdidRhjxOVLb9otORyxiyrHUkid3zmR_M8OFppGpYIuKwvRwekxG1EHNYxAnY4ksYWxiZr3FA=w360" data-background-position="50% 50%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-10-03-backstory-andrew-hardie-of-pay/" > BACKSTORY: Andrew Hardie of Pay@ </a> <p class="article-text synopsis"> The FM chats to Pay@ CEO Andrew Hardie </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-09-26-backstory-dare-okoudjou-of-onafriq/" title="BACKSTORY: Dare Okoudjou of Onafriq" style="background-image:url('data:image/jpg;base64,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');background-position:37% 28%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:37% 28%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/pX4jyYPQg3Pdy1pf57lMeLasqwYjhjuqvTnz3kgLpWbZMHh_A1eXyR4cfh1QpvcEp0nn542nE9FyP-AQbdfx0jm0J4n06FSbV7UTW-6vDjpj=w360" data-background-position="37% 28%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-09-26-backstory-dare-okoudjou-of-onafriq/" > BACKSTORY: Dare Okoudjou of Onafriq </a> <p class="article-text synopsis"> The FM chats to Dare Okoudjou, founder and CEO of Onafriq </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> <div class="section-block default no-author"> <a aria-label="article image" class="article-image image-loader" href="/fm/money-and-investing/backstory/2024-09-19-backstory-lesiba-kgoogo-of-dis-chem/" title="BACKSTORY: Lesiba Kgoogo of Dis-Chem" style="background-image:url('data:image/jpg;base64,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');background-position:46% 21%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:46% 21%;background-image:url('data:image/jpg;base64,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');background-color:transparent;background-size:cover" data-background-blur data-background-image="//lh3.googleusercontent.com/16Vmcpfa6zzmcXPjSa1HnMG_zutgdzoK7vZronxunIIpqkztJhoLq9jm1wflSxCrs9RVBOdPO_My5cfdLTWuYY6NHGzLLs08iacH5Iyy_AJX=w360" data-background-position="46% 21%"></span> </a> <a class=article-title href="/fm/money-and-investing/backstory/2024-09-19-backstory-lesiba-kgoogo-of-dis-chem/" > BACKSTORY: Lesiba Kgoogo of Dis-Chem </a> <p class="article-text synopsis"> The FM chats to Lesiba Kgoogo, ESG executive at Dis-Chem </p> <div class=section> <span class="fm"> <i class="fa fa-square" aria-hidden=true></i> <a href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> / <a href="/fm/money-and-investing/backstory/" rel="backstory" target=_new > Backstory </a> </span></div> <div class=section-author> </div></div> </div><div class=loader-container> <button class=load-more> <span class="fa fa-refresh"></span> Load more </button></div></div><div class="col-lg-4 hidden-md"><div id=anchor-top></div> <div class="sticky-column "> <div class=subscribe_ad_free><div class=article-subscribe--text> <span class=article-subscribe--title> <span> Subscribe now for an <b class=article-accent--text>ad-free</b> experience. </span> <span 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href="/fm/money-and-investing/" rel="money-and-investing" target=_new > Money & Investing </a> </div></div> </div></div></div> <div class=latest-news><div class=header> <span class=bl-latest>Business<span>LIVE</span> LATEST</span></div> <div class=article-sidebar-block><div class=article-image> <a aria-label="article image" class="image image-loader" href="/bd/economy/2025-02-26-uks-reeves-expresses-confidence-sa-will-get-budget-done/" title="UK’s Reeves expresses confidence SA will get budget done" style="background-image:url('data:image/jpg;base64,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');background-position:50% 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data-background-blur data-background-image="//lh3.googleusercontent.com/dZelLWfvNuTCeWBCMfn0qq73Qa2iAhYLec0zNsgvBZVsB5VOOnNbpWoRXEUWVlQPVszx_Ev4wzT1tMeECX3qEfgCvIpdD9e4RtRVBsr3JpaOwQ=w300" data-background-position="50% 50%"></span> </a> </div><div class=article-body> <a href="/bd/economy/2025-02-26-uks-reeves-expresses-confidence-sa-will-get-budget-done/" class=link-block><h3>UK’s Reeves expresses confidence SA will get budget ...</h3></a> <span class=small-sub-font> <a href="/bd/economy/" rel="economy" target=_new > Economy </a> </span></div></div> <div class=article-sidebar-block><div class=article-image> <a aria-label="article image" class="image image-loader" href="/bd/companies/industrials/2025-02-26-last-chance-saloon-for-barloworlds-suitors-after-setback/" title="Last chance saloon for Barloworld’s suitors after setback" style="" > <span class=image-loader-image style="" data-background-image="//lh3.googleusercontent.com/etsdPRcxDFwEQZjQ-rRx_UnqbO0mLo8ilrfcZDDjIJhnrKU0M1u8GJw7TBuHJQxth5DlRMVG7Kjf-jq_IwkLsYXlNnS-yfw=w300" data-background-position="50% 50%"></span> </a> </div><div class=article-body> <a href="/bd/companies/industrials/2025-02-26-last-chance-saloon-for-barloworlds-suitors-after-setback/" class=link-block><h3>Last chance saloon for Barloworld’s suitors after ...</h3></a> <span class=small-sub-font> <a href="/bd/companies/" rel="companies" target=_new > Companies </a> / <a href="/bd/companies/industrials/" rel="industrials" target=_new > Industrials </a> </span></div></div> <div class=article-sidebar-block><div class=article-image> <a aria-label="article image" class="image image-loader" href="/bd/national/2025-02-26-imf-urges-g20-leaders-to-prioritise-tax-collection-ahead-of-raising-taxes/" title="IMF urges G20 leaders to prioritise tax collection ahead of raising taxes" 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data-background-blur data-background-image="//lh3.googleusercontent.com/qx35XzrWpRZlNXSAN850oyOR206uoQxJB6ieNeeemj9aKEq6QbpvaaFp3y1VimeuVU4cm_XzQAHozmGvKBSEpLrANytJpBql0WYeaR6xtL_iNQ=w300" data-background-position="50% 50%"></span> </a> </div><div class=article-body> <a href="/bd/national/2025-02-26-imf-urges-g20-leaders-to-prioritise-tax-collection-ahead-of-raising-taxes/" class=link-block><h3>IMF urges G20 leaders to prioritise tax collection ...</h3></a> <span class=small-sub-font> <a href="/bd/national/" rel="national" target=_new > National </a> </span></div></div> <div class=article-sidebar-block><div class=article-image> <a aria-label="article image" class="image image-loader" href="/bd/national/2025-02-26-minister-criticises-postbank-for-grant-card-crisis-leaving-poor-in-the-lurch/" title="Minister criticises Postbank for grant card crisis leaving poor in the lurch" 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data-background-blur data-background-image="//lh3.googleusercontent.com/IVjgFZCCSohLtYa6iunKka0OlKkQP59dNgz8iN7kOvxngaoHyt1nnIa_bl8-oTyZKhwKoaILd803-jluP0Dsh_R1bydBjcWS1Vef7ZlV5IQ5Tg=w300" data-background-position="50% 50%"></span> </a> </div><div class=article-body> <a href="/bd/national/2025-02-26-minister-criticises-postbank-for-grant-card-crisis-leaving-poor-in-the-lurch/" class=link-block><h3>Minister criticises Postbank for grant card crisis ...</h3></a> <span class=small-sub-font> <a href="/bd/national/" rel="national" target=_new > National </a> </span></div></div> <div class=article-sidebar-block><div class=article-image> <a aria-label="article image" class="image image-loader" href="/bd/economy/2025-02-26-take-home-pay-surges-163-as-salary-growth-momentum-carries-into-2025/" title="Take-home pay surges 16.3% as salary growth momentum carries into 2025" style="background-image:url('data:image/jpg;base64,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');background-position:50% 50%;background-color:transparent;background-size:cover;" > <span class=image-loader-image style="background-position:50% 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href="/bd/economy/2025-02-26-take-home-pay-surges-163-as-salary-growth-momentum-carries-into-2025/" class=link-block><h3>Take-home pay surges 16.3% as salary growth momentum ...</h3></a> <span class=small-sub-font> <a href="/bd/economy/" rel="economy" target=_new > Economy </a> </span></div></div> </div> <div class=investors><div class=logo> <a aria-label="investors logo" href="/fm/investors-monthly/"></a></div><div class=investors-text><p> Published by Arena Holdings and distributed with the Financial Mail on the last Thursday of every month except December and January. </p></div></div> <div class=logo> <a href=/fm/special-reports/collective-insight/ > <img src=/publication/custom/static/logos/300X120-CI-BANNER-3300X120-CI-BANNER.png alt="Collective Insight logo"> </a></div></div><div class="sticky-sidebar sticky"><div class=ad-gutter><div id=div-gpt-ad-block-2 class=ad-manager data-target-pos=block-2 data-hide-down=992 data-max-width=300 data-min-width=120 data-max-height=600 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