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data-responsive="[{"browserLimit":[0,0],"slotSize":[[320,50],[320,100],[300,250],[300,50],[300,600],[6,1]]},{"browserLimit":[728,0],"slotSize":[[728,90],[300,250],[640,480],[300,600],"fluid"]}]" data-tile-order="tile-0" data-url="/" data-template="" data-targeting="{"adunit":"businessinsider.mobile/homepage/in-content-1/_homepage","region":"Mobile River Top","tag":"","template":"","dvp_spos":"in-content-1","rawvert":""}" data-amazontamsizes="[[320,50],[320,100],[300,250],[300,50],[300,600]]" data-enable-ad-refresher="true" data-refresh-count="0" ></div> </div> </section> <section class="vertical-section-feed vertical-section" data-track-click-shared="{"product_field":"markets","event":"tout_click","element_name":"hp_tout_clicks"}" data-track-marfeel="vertical-sections" data-component-type="vertical-section-feed" data-load-strategy="lazy" data-show-published=false data-show-read-time=true 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16H8v-1.83l3.836-3.836H8Z"/> </svg></div> </a></header> <section class="tout-layout as-two-column six-stack is-loading is-placeholder" data-component-type="tout-layout" data-load-strategy="exclude" data-track-marfeel="vertical-sections" > <section class="stack direction-row"> <style> .tout .image-zoom-in .aspect-ratio img { transform: translate3d(-50%, -50%, 0) scale(1, 1); transform-origin: center; object-fit: cover; } </style> <article data-component-type="tout" data-load-strategy="exclude" class="tout style-loading as-vertical with-tout-tag as-placeholder with-ungrouped-text" data-track-marfeel="vertical-sections" > <div class="tout-tag headline-semibold "> <span class="tout-tag-link headline-semibold"> Business Insider </span> </div> <span class="tout-image"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/logos/placeholder.png' alt="" /> <noscript> <img class="no-script" src="/public/assets/logos/placeholder.png" /> </noscript> </div></span> <h3 class="tout-title headline-medium"> <span class="tout-title-link">Business Insider tells the innovative stories you want to know</span> </h3> </article> <style> .tout .image-zoom-in .aspect-ratio img { transform: translate3d(-50%, -50%, 0) scale(1, 1); transform-origin: center; object-fit: cover; } </style> <article data-component-type="tout" data-load-strategy="exclude" class="tout style-loading as-vertical with-tout-tag as-placeholder with-ungrouped-text" data-track-marfeel="vertical-sections" > <div class="tout-tag headline-semibold "> <span class="tout-tag-link headline-semibold"> Business Insider </span> </div> <span class="tout-image"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/logos/placeholder.png' alt="" /> <noscript> <img class="no-script" src="/public/assets/logos/placeholder.png" /> </noscript> </div></span> <h3 class="tout-title headline-medium"> <span class="tout-title-link">Business Insider tells the innovative stories you want to know</span> </h3> </article> </section> <section class="stack direction-row"> <style> .tout .image-zoom-in .aspect-ratio img { transform: translate3d(-50%, -50%, 0) scale(1, 1); transform-origin: center; object-fit: cover; } </style> <article data-component-type="tout" data-load-strategy="exclude" class="tout style-loading as-horizontal with-tout-tag as-placeholder with-ungrouped-text" data-track-marfeel="vertical-sections" > <div class="tout-tag headline-semibold "> <span class="tout-tag-link headline-semibold"> Business Insider </span> </div> <span class="tout-image"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/logos/placeholder.png' alt="" /> <noscript> <img 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data-component-type="cta-more-link-arrow" data-load-strategy="exclude" href="/discourse"data-track-click="{"click_text":"More Discourse","product_field":"discourse","event":"navigation","element_name":"hp_vertical_sections"}" > <span class="headline-semibold link-text">More<span class="link-text-label"> Discourse</span></span> <div class="icon-wrapper"><svg class="svg-icon brand-arrow-circle-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24" > <path fill="currentColor" fill-rule="evenodd" d="M12 22c5.523 0 10-4.477 10-10S17.523 2 12 2 2 6.477 2 12s4.477 10 10 10ZM8 10.334V8h8v8h-2.334v-3.836L9.83 16H8v-1.83l3.836-3.836H8Z"/> </svg></div> </a></header> <section class="tout-layout as-two-column six-stack is-loading is-placeholder" data-component-type="tout-layout" data-load-strategy="exclude" data-track-marfeel="vertical-sections" > <section class="stack direction-row"> <style> .tout .image-zoom-in .aspect-ratio img { transform: translate3d(-50%, -50%, 0) scale(1, 1); transform-origin: center; object-fit: cover; } </style> <article data-component-type="tout" data-load-strategy="exclude" class="tout style-loading as-vertical with-tout-tag as-placeholder with-ungrouped-text" data-track-marfeel="vertical-sections" > <div class="tout-tag headline-semibold "> <span class="tout-tag-link headline-semibold"> Business Insider </span> </div> <span class="tout-image"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/logos/placeholder.png' alt="" /> <noscript> <img class="no-script" src="/public/assets/logos/placeholder.png" /> </noscript> </div></span> <h3 class="tout-title headline-medium"> <span class="tout-title-link">Business Insider tells the innovative stories you want to know</span> </h3> </article> <style> .tout .image-zoom-in .aspect-ratio img { transform: translate3d(-50%, -50%, 0) 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scale(1, 1); transform-origin: center; object-fit: cover; } </style> <article data-component-type="tout" data-load-strategy="exclude" class="tout style-loading as-horizontal with-tout-tag as-placeholder with-ungrouped-text" data-track-marfeel="vertical-sections" > <div class="tout-tag headline-semibold "> <span class="tout-tag-link headline-semibold"> Business Insider </span> </div> <span class="tout-image"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/logos/placeholder.png' alt="" /> <noscript> <img class="no-script" src="/public/assets/logos/placeholder.png" /> </noscript> </div></span> <h3 class="tout-title headline-medium"> <span class="tout-title-link">Business Insider tells the innovative stories you want to know</span> </h3> </article> </section> <section class="stack direction-row"> <style> .tout .image-zoom-in .aspect-ratio img { transform: 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scale(1, 1); transform-origin: center; object-fit: cover; } </style> <article data-component-type="tout" data-load-strategy="exclude" class="tout style-loading as-horizontal with-tout-tag as-placeholder with-ungrouped-text" data-track-marfeel="vertical-sections" > <div class="tout-tag headline-semibold "> <span class="tout-tag-link headline-semibold"> Business Insider </span> </div> <span class="tout-image"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/logos/placeholder.png' alt="" /> <noscript> <img class="no-script" src="/public/assets/logos/placeholder.png" /> </noscript> </div></span> <h3 class="tout-title headline-medium"> <span class="tout-title-link">Business Insider tells the innovative stories you want to know</span> </h3> </article> </section> </section></section> <section class="ad-holder"> <div class="ad-callout-wrapper ad-label headline-medium only-desktop"> <div data-bi-ad id="gpt-homepage-business_insider-waterfall-desktop-fluid-2" class="ad ad-wrapper fluid only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/homepage/in-content-3/_homepage" data-secvert="" data-tag="" data-authors="" data-region="Waterfall" data-responsive="[{"browserLimit":[1260,0],"slotSize":[[800,480],[728,90],[2,2]]},{"browserLimit":[970,0],"slotSize":[[4,1],[300,250]]},{"browserLimit":[728,0],"slotSize":[[728,90],[300,250],[640,480],[300,600],"fluid"]}]" data-tile-order="tile-2" data-url="/" data-template="" data-targeting="{"adunit":"businessinsider.desktop/homepage/in-content-3/_homepage","region":"Waterfall","tag":"","template":"","dvp_spos":"in-content-3","rawvert":""}" data-amazontamsizes="[[728,90],[300,600],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0" ></div> </div> <div class="ad-callout-wrapper ad-label headline-medium only-mobile"> <div data-bi-ad id="gpt-homepage-business_insider-mobile_river_top-mobile-fluid-2" class="ad ad-wrapper fluid only-mobile" data-force="" data-type="ad" data-adunit="businessinsider.mobile/homepage/in-content-3/_homepage" data-secvert="" data-tag="" data-authors="" data-region="Mobile River Top" data-responsive="[{"browserLimit":[0,0],"slotSize":[[320,50],[320,100],[300,250],[300,50],[300,600],[6,1]]},{"browserLimit":[728,0],"slotSize":[[728,90],[300,250],[640,480],[300,600],"fluid"]}]" data-tile-order="tile-2" data-url="/" data-template="" data-targeting="{"adunit":"businessinsider.mobile/homepage/in-content-3/_homepage","region":"Mobile River Top","tag":"","template":"","dvp_spos":"in-content-3","rawvert":""}" data-amazontamsizes="[[320,50],[320,100],[300,250],[300,50],[300,600]]" data-enable-ad-refresher="true" data-refresh-count="0" ></div> </div> </section> <section class="vertical-section-feed vertical-section" 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role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24" > <path fill="currentColor" fill-rule="evenodd" d="M12 22c5.523 0 10-4.477 10-10S17.523 2 12 2 2 6.477 2 12s4.477 10 10 10ZM8 10.334V8h8v8h-2.334v-3.836L9.83 16H8v-1.83l3.836-3.836H8Z"/> </svg></div> </a></header> <section class="tout-layout as-two-column six-stack is-loading is-placeholder" data-component-type="tout-layout" data-load-strategy="exclude" data-track-marfeel="vertical-sections" > <section class="stack direction-row"> <style> .tout .image-zoom-in .aspect-ratio img { transform: translate3d(-50%, -50%, 0) scale(1, 1); transform-origin: center; object-fit: cover; } </style> <article data-component-type="tout" data-load-strategy="exclude" class="tout style-loading as-vertical with-tout-tag as-placeholder with-ungrouped-text" data-track-marfeel="vertical-sections" > <div class="tout-tag headline-semibold "> <span class="tout-tag-link headline-semibold"> Business Insider </span> </div> 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transform: translate3d(-50%, -50%, 0) scale(1, 1); transform-origin: center; object-fit: cover; } </style> <article data-component-type="tout" data-load-strategy="exclude" class="tout style-loading as-vertical with-tout-tag as-placeholder with-ungrouped-text" data-track-marfeel="vertical-sections" > <div class="tout-tag headline-semibold "> <span class="tout-tag-link headline-semibold"> Business Insider </span> </div> <span class="tout-image"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='/public/assets/logos/placeholder.png' alt="" /> <noscript> <img class="no-script" src="/public/assets/logos/placeholder.png" /> </noscript> </div></span> <h3 class="tout-title headline-medium"> <span class="tout-title-link">Business Insider tells the innovative stories you want to know</span> </h3> </article> <style> .tout .image-zoom-in .aspect-ratio img { transform: translate3d(-50%, 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