Aansprakelijkheidsverzekering

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minderjarigen in de EU</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/travel/passenger-rights/index_nl.htm">Passagiersrechten<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/travel/passenger-rights/air/index_nl.htm">Rechten van vliegtuigpassagiers</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/passenger-rights/rail/index_nl.htm">Rechten van treinreizigers</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/passenger-rights/bus-and-coach/index_nl.htm">Rechten van autobus- en touringcarpassagiers</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/passenger-rights/ship/index_nl.htm">Rechten van scheepspassagiers</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/travel/transport-disability/index_nl.htm">Vervoer en handicaps<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/travel/transport-disability/reduced-mobility/index_nl.htm">Rechten van reizigers met een handicap of beperkte mobiliteit</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/transport-disability/parking-card-disabilities-people/index_nl.htm">EU-parkeerkaart voor gehandicapten</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/travel/driving-abroad/index_nl.htm">Autorijden in het buitenland<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/travel/driving-abroad/car-rental-abroad/index_nl.htm">Een auto huren</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/driving-abroad/driving-licence-and-insurance/index_nl.htm">Rijbewijs en autoverzekering</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/driving-abroad/road-rules-and-safety/index_nl.htm">Verkeersregels en verkeersveiligheid</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/travel/carry/index_nl.htm">Wat mag u meenemen?<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/travel/carry/alcohol-tobacco-cash/index_nl.htm">Alcohol, tabak en accijnzen</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/carry/carrying-cash/index_nl.htm">Welke regels gelden als u de EU binnenkomt of verlaat met liquide middelen en als u in de EU rondreist met liquide middelen?</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/carry/pets-and-other-animals/index_nl.htm">Huisdieren en andere dieren meenemen op reis in de EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/carry/luggage-restrictions/index_nl.htm">Bagagebeperkingen</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/carry/meat-dairy-animal/index_nl.htm">Dierlijke producten, levensmiddelen of planten meenemen</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/carry/using-euro/index_nl.htm">De euro gebruiken</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/travel/security-and-emergencies/index_nl.htm">Veiligheid en noodsituaties<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/travel/security-and-emergencies/airport-airline-security/index_nl.htm">Veilig vliegen</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/security-and-emergencies/emergency/index_nl.htm">Noodsituaties</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/security-and-emergencies/emergency-assistance-vehicles-ecall/index_nl.htm">eCall: automatische noodhulpoproep door uw voertuig</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/travel/holidays/index_nl.htm">Pakketreizen en timesharing<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/travel/holidays/timeshare/index_nl.htm">Timesharing- en andere vakantieformules voor langere duur in de EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/travel/holidays/package-travel/index_nl.htm">Pakketreizen en gekoppelde reisarrangementen</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/index_nl.htm">Werk en pensioen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/work-abroad/index_nl.htm">Werken in het buitenland<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/cross-border-commuters/index_nl.htm">Grenswerkers</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/equal-treatment-with-nationals/index_nl.htm">Gelijke behandeling op het werk</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/posted-workers/index_nl.htm">Gedetacheerde werknemers</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/work-in-public-sector-abroad/index_nl.htm">Werken voor de overheid in het buitenland</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/work-permits/index_nl.htm">Werkvergunningen</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/employment-contracts/index_nl.htm">Arbeidsovereenkomsten</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/rules-working-road-transport/index_nl.htm">EU-regels voor het werken in het wegvervoer</a></li> <li class="current"><a href="https://europa.eu/youreurope/citizens/work/work-abroad/liability-insurance/index_nl.htm"><span>Aansprakelijkheidsverzekering in een ander <span class="label-end"><span>EU-land</span><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#check"></use></svg></span></span></a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/index_nl.htm">Beroepskwalificaties<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/regulated-professions/index_nl.htm">Wat bedoelen we met "gereglementeerd beroep"?</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/apply-permanent-provision-services/index_nl.htm">Permanente dienstverlening aanvragen</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/apply-temporary-provision-services/index_nl.htm">Tijdelijke dienstverlening aanvragen</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/professional-bodies-language-requirements/index_nl.htm">Documenten en formaliteiten</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/european-professional-card/index_nl.htm">Europese beroepskaart – EPC</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/brexit/index_nl.htm">EU-VK: beroepskwalificaties</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/index_nl.htm">Sociale zekerheid en uitkeringen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/social-security/index_nl.htm">Sociale zekerheid in de EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/country-coverage/index_nl.htm">Sociale zekerheid in het buitenland</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/unemployment/index_nl.htm">Werkloosheid in het buitenland</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/transferring-unemployment-benefits/index_nl.htm">Uw werkloosheidsuitkering meenemen</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/cannot-find-work-abroad/index_nl.htm">Als u geen werk vindt</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/family-benefits/index_nl.htm">Gezinstoelagen</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/death-grants/index_nl.htm">Nabestaandenpensioenen en uitkeringen bij overlijden</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/social-security-forms/index_nl.htm">Standaardformulieren voor uw sociale zekerheid</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/index_nl.htm">In het buitenland met pensioen gaan<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/supplementary-pensions-abroad/index_nl.htm">Aanvullende pensioenen in het buitenland</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/state-pensions-abroad/index_nl.htm">Pensioen/AOW in het buitenland</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/taxes/index_nl.htm">Belastingen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/taxes/income-taxes-abroad/index_nl.htm">Inkomstenbelasting in het buitenland</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/taxes/double-taxation/index_nl.htm">Dubbele belastingheffing</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/index_nl.htm">Voertuigen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/cars/index_nl.htm">Auto’s<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/buying-leasing-car-abroad/index_nl.htm">Een auto kopen en leasen</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/vat-buying-selling-cars/index_nl.htm">Auto kopen of verkopen: btw</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/company-cars/index_nl.htm">Auto van de zaak</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/index_nl.htm">Rijbewijs<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/driving-licence-exchange-recognition/index_nl.htm">Omwisselen en erkenning van uw rijbewijs in de EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/get-driving-licence/index_nl.htm">Uw rijbewijs halen in de EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/driving-licence-renewal/index_nl.htm">Uw rijbewijs verlengen in een ander EU-land</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/index_nl.htm">Verzekering<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/validity/index_nl.htm">Geldigheid van uw autoverzekering in de EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/accident/index_nl.htm">Geldigheid van uw autoverzekering in het buitenland</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/registration/index_nl.htm">Inschrijving<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/formalities/index_nl.htm">Uw auto: inschrijving en andere formaliteiten</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/registration-abroad/index_nl.htm">Uw auto inschrijven in een ander EU-land</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/taxes-abroad/index_nl.htm">Autobelastingen in een ander EU-land</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/index_nl.htm">Verblijf<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/index_nl.htm">Verblijfsrecht<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/inactive-citizens/index_nl.htm">Economisch niet-actieve EU-burgers</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/jobseekers/index_nl.htm">Werkzoekenden: verblijfsrecht</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/pensioners/index_nl.htm">Gepensioneerden en verblijfsrecht</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/students/index_nl.htm">Studenten – Verblijfsrecht</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/workers/index_nl.htm">Werk en verblijfsrecht</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/brexit-residence-rights/index_nl.htm">Verblijfsrechten van EU-onderdanen in het Verenigd Koninkrijk en Britse onderdanen in de EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/naturalisation/index_nl.htm">Naturalisatie</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/index_nl.htm">Verblijfsrecht van gezinsleden<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/eu-wife-husband-children/index_nl.htm">Echtgeno(o)te en kinderen die EU-burger zijn</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/non-eu-wife-husband-children/index_nl.htm">Echtgeno(o)te en kinderen van buiten de EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/partners/index_nl.htm">Geregistreerd of wettelijk partnerschap</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/parents/index_nl.htm">Ouders</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/other-family/index_nl.htm">Andere familieleden</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/jobseekers-family/index_nl.htm">Gezinsleden van werkzoekenden</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/index_nl.htm">Documenten en formaliteiten<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/eu-family-members-registration/index_nl.htm">Registratie van de aanwezigheid van gezinsleden die EU-burger zijn</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/eu-nationals-permanent-residence/index_nl.htm">Permanent verblijf voor EU-burgers na 5 jaar</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/non-eu-family-members-permanent-residence/index_nl.htm">Permanent verblijf voor gezinsleden van buiten de EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/non-eu-family-members-residence-card/index_nl.htm">Verblijfsvergunningen voor gezinsleden van buiten de EU </a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/registering-residence/index_nl.htm">Inschrijven na 3 maanden verblijf</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/reporting-presence/index_nl.htm">Een verblijf van minder dan 3 maanden registreren </a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/registering-birth/index_nl.htm">Aangifte van een geboorte</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/legal-gender-recognition/index_nl.htm">Regels betreffende wijziging van geslacht</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/buying-house/index_nl.htm">Een huis kopen</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/deregistering-residence/index_nl.htm">Uitschrijven uit uw woonplaats</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/index_nl.htm">Verkiezingen, petities en raadplegingen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/european-elections/index_nl.htm">Europese verkiezingen</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/home-country-elections/index_nl.htm">Verkiezingen in eigen land</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/municipal-elections/index_nl.htm">Gemeenteraadsverkiezingen</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/petitions-consultations/index_nl.htm">Verzoekschriften en raadplegingen</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/index_nl.htm">Jeugd en onderwijs<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/school/index_nl.htm">Onderwijs<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/school/partner/index_nl.htm">Partnerscholen in het buitenland</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/school/enrol/index_nl.htm">Naar school in een ander EU-land</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/university/index_nl.htm">Universiteit<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/university/admission-entry-conditions/index_nl.htm">Toelatingseisen voor de universiteit</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/fees-and-financial-help/index_nl.htm">Collegegeld en studiefinanciering</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/recognition/index_nl.htm">Erkenning van universitaire diploma's</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/study-abroad/index_nl.htm">In het buitenland studeren en studiebeurzen</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/working-while-studying/index_nl.htm">Werken tijdens je studies</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/traineeships/index_nl.htm">Stages<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/traineeships/financial/index_nl.htm">Studiebeurzen voor stagiairs</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/volunteering/index_nl.htm">Vrijwilligerswerk in de EU en elders<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/volunteering/where-to-start/index_nl.htm">Vrijwilligerswerk: waar moet je beginnen</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/volunteering/practical-preparations/index_nl.htm">Praktische voorbereidingen voor vrijwilligers</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/research/index_nl.htm">Onderzoekers<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/research/jobs/index_nl.htm">Beurzen en banen voor onderzoekers</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/research/tax/index_nl.htm">Belastingregels voor onderzoekers</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/index_nl.htm">Gezondheid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/index_nl.htm">Ongeplande gezondheidszorg<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/going-to-doctor-hospital-abroad/index_nl.htm">Naar een arts of een ziekenhuis in het buitenland gaan</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/payments-reimbursements/index_nl.htm">Ongeplande gezondheidszorg: kosten en vergoedingen</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/temporary-stays/index_nl.htm">Ziektekostendekking bij kort verblijf</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/ehic/index_nl.htm">Europese zorgpas</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/index_nl.htm">Geplande medische zorg in het buitenland<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/right-to-treatment/index_nl.htm">Geplande medische zorg in het buitenland</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/expenses-reimbursements/index_nl.htm">Kosten en terugbetaling: geplande medische behandeling in het buitenland</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/get-more-info/index_nl.htm">Informatiepunten voor gezondheidszorg in het buitenland</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/index_nl.htm">Geneesmiddelen in een ander EU-land kopen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/prescriptions/index_nl.htm">Een medisch voorschrift voorleggen in een ander EU-land</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/expenses-reimbursements/index_nl.htm">Medische voorschriften in het buitenland: kosten en terugbetaling</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/buying-medicines-online/index_nl.htm">Online geneesmiddelen kopen</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/index_nl.htm">Ziektekostendekking bij verblijf in het buitenland<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/health-insurance-cover/index_nl.htm">Uw ziektekostendekking</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/residential-care-home/index_nl.htm">Verhuizen naar een verzorgingstehuis</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/preventive-healthcare/index_nl.htm">Preventieve gezondheidszorg</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/index_nl.htm">Gezin<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/children/index_nl.htm">Kinderen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/children/parental-responsibility/index_nl.htm">Ouderlijke verantwoordelijkheid</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/children/adoption/index_nl.htm">Adoptie</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/children/abduction/index_nl.htm">Kinderontvoering</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/couple/index_nl.htm">Partners<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/couple/marriage/index_nl.htm">Huwelijk</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/registered-partners/index_nl.htm">Geregistreerde partnerschappen</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/de-facto-unions/index_nl.htm">Ongehuwd samenwonen</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/divorce-separation/index_nl.htm">Echtscheiding en scheiding van tafel en bed</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/maintenance/index_nl.htm">Alimentatieplicht – onderhoudsbijdrage voor gezinsleden</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/property-regimes-international-couples/index_nl.htm">Vermogensstelsels van internationale paren</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/getting-public-documents-accepted/index_nl.htm">Erkenning van overheidsdocumenten in de EU</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/inheritances/index_nl.htm">Overlijden, repatriëring en buitenlandse erfenissen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/managing-inheritance/index_nl.htm">Afwikkeling van een buitenlandse erfenis</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/planning-inheritance/index_nl.htm">Uw erfenis regelen als u in het buitenland woont</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/death-repatriation/index_nl.htm">Overlijden en repatriëring</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/index_nl.htm">Consumenten<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/shopping/index_nl.htm">Producten en diensten kopen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/contract-information/index_nl.htm">Informatie over contracten</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/guarantees-returns/index_nl.htm">Garantie, ruilen en retour</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/pricing-payments/index_nl.htm">Prijzen en betalingen</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/shipping-delivery/index_nl.htm">Verzending en levering</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/shopping-consumer-rights/index_nl.htm">Uw rechten als koper</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/vat/index_nl.htm">Btw – Belasting over de toegevoegde waarde</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/product-safety/index_nl.htm">Productveiligheid</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/index_nl.htm">Internet en telecom<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/mobile-roaming-costs/index_nl.htm">Roaming: uw mobiele telefoon in een ander EU-land gebruiken</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/access-online-content-abroad/index_nl.htm"> Toegang tot onlinecontent in de EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/telecommunication-services/index_nl.htm"> Telecommunicatie</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/internet-access/index_nl.htm">Internettoegang en -gebruik</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/data-protection-online-privacy/index_nl.htm">Gegevensbescherming en online-privacy</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/index_nl.htm">Financiële producten en diensten<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/bank-accounts-eu/index_nl.htm">Bankrekeningen in de EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/consumer-credits-and-loans/index_nl.htm">Consumentenkredieten en leningen</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/insurance-products/index_nl.htm">Verzekeringsproducten</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/investment-products/index_nl.htm">Beleggingsproducten</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/mortgages/index_nl.htm">Hypotheken</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/payments-transfers-cheques/index_nl.htm">Betalingen, overschrijvingen en cheques</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/investments-in-another-eu-country/index_nl.htm">Investeren in een ander EU-land</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/index_nl.htm">Oneerlijke behandeling<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-commercial-practices/index_nl.htm">Oneerlijke handelspraktijken</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-pricing/index_nl.htm">Misleidende prijsinformatie</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-contract-terms/index_nl.htm">Onredelijke contractvoorwaarden</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/index_nl.htm">Energievoorziening<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/access-use-energy-services/index_nl.htm">Levering en gebruik van energie</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/contracts-energy-consumption/index_nl.htm">Contracten en energieverbruik</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/complaints-dispute-resolution/index_nl.htm">Klachten en geschillenbeslechting</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/index_nl.htm">Geschillenbeslechting voor consumenten<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/informal-dispute-resolution/index_nl.htm">Informele geschillenbeslechting voor consumenten</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/out-of-court-procedures/index_nl.htm">Buitengerechtelijke procedures voor consumenten</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/formal-legal-actions/index_nl.htm">Juridische stappen voor consumenten</a></li> </ul> </li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/index_nl.htm">Zakendoen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/index_nl.htm"> Een bedrijf runnen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/developing-business/index_nl.htm">Uitbreiden<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/tourism/index_nl.htm">Een bedrijf in de toeristische sector runnen</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/emas-registration/index_nl.htm">EMAS-registratie</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/merging-businesses/index_nl.htm">Fusies van ondernemingen</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/setting-up-european-company/index_nl.htm">Een Europese vennootschap oprichten</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/free-flow-non-personal-data/index_nl.htm">Vrij verkeer van niet-persoonsgebonden gegevens</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/investments-other-eu-country/index_nl.htm">Grensoverschrijdende investeringen in de EU: wat u moet weten</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/digitalising/index_nl.htm"> Met uw bedrijf online gaan<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/setting-up-business-website/index_nl.htm"> Een zakelijke website opzetten</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/selling-online-third-party-platforms/index_nl.htm"> Online verkopen via platforms van derden</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/setting-up-online-shop/index_nl.htm"> Een webshop beginnen</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/securing-website/index_nl.htm"> Uw website beveiligen</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/deliveries-fulfilment-online-sales/index_nl.htm"> Bezorging en afhandeling van onlinebestellingen</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/customer-service-online-businesses/index_nl.htm"> Klantenservice online</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/promoting-business-online/index_nl.htm"> Online reclame maken</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/index_nl.htm">Intellectuele eigendom<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/rights/index_nl.htm">Intellectuele-eigendomsrechten</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/patents/index_nl.htm">Octrooien</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/trade-marks/index_nl.htm">Handelsmerken</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/copyright/index_nl.htm">Auteursrecht</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/trade-secrets/index_nl.htm">Bedrijfsgeheimen</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/design-protection/index_nl.htm">Modelbescherming</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/website-domains/index_nl.htm"> Domeinnamen</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/database-protection/index_nl.htm">Bescherming van databanken</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/geographical-indications/index_nl.htm"> Geografische aanduidingen</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/licensing-selling/index_nl.htm">Commercialisering van intellectuele-eigendomsrechten</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/infringement/index_nl.htm">Inbreuken op intellectuele-eigendomsrechten</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/start-ups/index_nl.htm">Start-ups<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/start-ups/starting-business/index_nl.htm">Een bedrijf opzetten</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/start-ups/erasmus-young-entrepreneurs/index_nl.htm">Erasmus voor jonge ondernemers</a></li> </ul> </li> <li><a href="https://europa.eu/youreurope/business/running-business/eu-support-tools-sme/index_nl.htm">EU-instrumenten voor steun aan het mkb</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/index_nl.htm">Belastingen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/index_nl.htm"> Accijnzen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/product-excise-duties/index_nl.htm">Accijnsgoederen</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/paying-excise-duties/index_nl.htm"> Accijns betalen</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/vat/index_nl.htm"> Btw<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-rules-rates/index_nl.htm">Btw-regels en -tarieven</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/charging-deducting-vat/index_nl.htm">Btw heffen en aftrekken</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-exemptions/index_nl.htm">Btw-vrijstellingen</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-refunds/index_nl.htm">Btw-teruggave</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/cross-border-vat/index_nl.htm">Btw op goederen en diensten uit het buitenland</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/check-vat-number-vies/index_nl.htm">Een btw-nummer controleren (VIES)</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-digital-services-moss-scheme/index_nl.htm"> Btw op digitale diensten (mini-eenloketsysteem)</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/business-tax/index_nl.htm"> Vennootschapsbelasting<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/business-tax/company-tax-eu/index_nl.htm"> Vennootschapsbelasting in de EU</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/business-tax/taxes-parent-companies-subsidiaries/index_nl.htm"> Belastingen voor moedermaatschappijen en dochterondernemingen</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/index_nl.htm">Verkopen in de EU<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/index_nl.htm"> Overheidsopdrachten<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/public-tendering-rules/index_nl.htm">Regels voor de aanbesteding van overheidsopdrachten</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/search-bid-public-tender/index_nl.htm">Overheidsopdrachten: zoeken en inschrijven</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/request-review-public-procurement-procedure/index_nl.htm">Verzoek tot herziening van een openbare aanbestedingsprocedure indienen</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/index_nl.htm"> Producten en diensten<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/selling-products-eu/index_nl.htm">Producten verkopen in de EU</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/provide-services-abroad/index_nl.htm">Diensten verlenen in het buitenland</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/ecommerce-distance-selling/index_nl.htm">E-commerce, verkoop op afstand en buiten verkoopruimten</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/package-travel/index_nl.htm"> Pakketreizen en gekoppelde reisarrangementen</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/parcel-services/index_nl.htm"> Pakketbezorgdiensten</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/index_nl.htm"> Concurrentie<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/competition-rules-eu/index_nl.htm">Mededingingsregels in de EU</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/anti-competitive-behaviour/index_nl.htm"> Concurrentiebeperkend gedrag melden</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/index_nl.htm">Personeel<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/index_nl.htm">Arbeidsovereenkomsten<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/changes-staff-contract/index_nl.htm">Wijziging van arbeidscontracten</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/employment-terms/index_nl.htm">Arbeidsvoorwaarden</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/fixed-term-work/index_nl.htm">Werk voor bepaalde tijd</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/inform-consult-staff/index_nl.htm">Personeel informeren en raadplegen</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/part-time-work/index_nl.htm">Deeltijdwerk</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/redundancies/index_nl.htm">Ontslagen</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/teenage-workers/index_nl.htm">Werkende tieners</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/temporary-agency-work/index_nl.htm">Uitzendwerk</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/seasonal-workers-non-eu-countries/index_nl.htm">Seizoenarbeiders uit landen die geen lid zijn van de EU</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/index_nl.htm">Arbeidstijden, vakantie en verlof<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/working-hours/index_nl.htm">Arbeidstijden</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/leave-flexible-working/index_nl.htm">Verlof en flexibel werken </a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/index_nl.htm">Werknemers in de vervoerssector<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/civil-aviation-staff/index_nl.htm">Burgerluchtvaartpersoneel</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/rail-staff/index_nl.htm">Treinpersoneel</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/road-transportation-workers/index_nl.htm">Werknemers in het wegvervoer in dienst: rij- en rusttijden</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/seafarers/index_nl.htm">Zeevarenden</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/inland-waterway-staff/index_nl.htm">Bemanning in de binnenvaart</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/index_nl.htm">Gedetacheerde werknemers<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/posting-staff-abroad/index_nl.htm">Detachering van personeel in het buitenland</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/drivers/index_nl.htm">Gedetacheerde chauffeurs</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/index_nl.htm">Sociale zekerheid en gezondheid<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/paying-contributions/index_nl.htm">Het betalen van sociale premies</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/work-safety/index_nl.htm">Gezondheid en veiligheid op het werk</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/index_nl.htm"> Gelijke behandeling en kwalificaties<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/equal-treatment/index_nl.htm">Gelijke behandeling van werknemers</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/reasonable-accommodation/index_nl.htm">Redelijke aanpassingen</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/recognition-qualifications/index_nl.htm">Erkenning van kwalificaties</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/index_nl.htm">Productvereisten<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/standards/index_nl.htm">Normen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/standards/standards-in-europe/index_nl.htm">Normen in Europa</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/compliance/index_nl.htm">Productconformiteit<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/identifying-product-requirements/index_nl.htm">Productvoorschriften</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/conformity-assessment/index_nl.htm">Conformiteitsbeoordeling</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/technical-documentation-conformity/index_nl.htm">Technische documentatie en EU-conformiteitsverklaring</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/ecodesign/index_nl.htm">Eisen voor milieuvriendelijk ontwerpen</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/declaration-mutual-recognition/index_nl.htm">Verklaring van wederzijdse erkenning</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/index_nl.htm">Labels en keurmerken<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/ce-marking/index_nl.htm">CE-markering</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/energy-labels/index_nl.htm">Energielabel</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/weee-label/index_nl.htm">AEEA-merkteken</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/footwear-label/index_nl.htm"> Labels voor schoeisel</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/textile-label/index_nl.htm">Textiellabels</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/emark/index_nl.htm">℮-merkteken</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/ecolabel/index_nl.htm">EU-milieukeur</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/index_nl.htm"> Chemische stoffen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/registering-chemicals-reach/index_nl.htm">Registratie van chemische stoffen in de EU (REACH-verordening)</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/classification-labelling-packaging/index_nl.htm">Indeling, etikettering en verpakking van chemische stoffen</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/recycling-waste-management/index_nl.htm"> Recycling en afvalbeheer<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/recycling-waste-management/weee-responsibilities/index_nl.htm">Verantwoordelijken op het gebied van AEEA-afval</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/index_nl.htm">Levensmiddelenetikettering<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/general-rules/index_nl.htm">Voorschriften voor levensmiddelenetikettering</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/nutrition-declaration/index_nl.htm">Voedingswaardevermelding</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/supplements/index_nl.htm">Etikettering van voedingssupplementen</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/additives/index_nl.htm">Levensmiddelenadditieven</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/health-nutrition-claims/index_nl.htm">Gezondheids- en voedingsclaims</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/index_nl.htm">Financiën<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/accounting/index_nl.htm"> Boekhouding<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/finance-funding/accounting/small-micro-businesses/index_nl.htm">Financiële verslaglegging voor middelgrote, kleine en micro-ondernemingen</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/index_nl.htm">Geld betalen en ontvangen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/cross-border-debt-recovery/index_nl.htm"> Grensoverschrijdende schuldinvordering</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/electronic-cash-payments/index_nl.htm">Elektronisch en contant betalen</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/late-payment/index_nl.htm">Betalingsachterstand</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/einvoicing/index_nl.htm">E-facturering</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/getting-funding/index_nl.htm"> Financiering<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://youreurope.europa.eu/business/finance-funding/getting-funding/access-finance/nl">Financiering voor ondernemers en bedrijven</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/getting-funding/eu-funding-programmes/index_nl.htm">EU-financieringsprogramma’s</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/index_nl.htm">U en uw klanten<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/index_nl.htm"> Overeenkomsten en garanties<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/consumer-guarantees/index_nl.htm">Garantie</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/defective-products/index_nl.htm">Producten met gebreken</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/consumer-contracts/index_nl.htm">Overeenkomsten met consumenten</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/index_nl.htm"> Geschillen oplossen<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/online-dispute-resolution/index_nl.htm"> Alternatieve/online-geschillenbeslechting</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/european-small-claims-procedure/index_nl.htm"> Europese procedure voor geringe vorderingen</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/index_nl.htm"> Gegevensbescherming<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/data-protection-gdpr/index_nl.htm"> Algemene verordening gegevensbescherming (AVG)</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/online-privacy/index_nl.htm"> Online-privacy</a></li> </ul> </li> </ul> </li> </ul> </li> <li><a href="https://asf.youreurope.europa.eu/?lang=nl" target="_blank">Advies vragen</a></li> <li><a href="https://fosmo.youreurope.europa.eu/?lang=nl" target="_blank">Belemmering melden</a></li> </ul> </nav> <div id="ua-info-menu"> <div id="ua-toggle-btn" class="ye_boxbutton">Oekraïne<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></div> <div id="ua-toggle-content" class="ye_boxcontent container"> <ul class="ye_list" aria-labelledby="ua-toggle-btn"> <li class="ye_listbylang" lang="ua"> <div id="ua-titlelist_ua" class="ye_title">Допомога ЄС Україні</div> <ul class="ye_links"> <li><a hreflang="ua" target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/eu-assistance-ukraine/information-people-fleeing-war-ukraine_uk">Інформація для людей з України, що шукають порятунку від війни в Україні</a></li> <li><a hreflang="ua" target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/helping-ukrainians-how-you-can-donate-and-engage_uk#ref-%D1%8F%D0%BA-%D0%B2%D0%B8-%D0%BC%D0%BE%D0%B6%D0%B5%D1%82%D0%B5-%D0%B4%D0%BE%D0%BF%D0%BE%D0%BC%D0%BE%D0%B3%D1%82%D0%B8">Як Ви можете допомогти</a></li> <li><a hreflang="ua" target="_blank" href="https://clustercollaboration.eu/content/eu-clusters-supporting-ukraine">Iнформація для бізнесу</a></li> </ul> </li> <li class="ye_listbylang"> <div id="ua-titlelist_or" class="ye_title">EU-bijstand aan Oekraïne</div> <ul class="ye_links"> <li><a target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/eu-assistance-ukraine/information-people-fleeing-war-ukraine_nl">Informatie voor mensen die op de vlucht zijn voor de oorlog in Oekraïne</a></li> <li><a target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/helping-ukrainians-how-you-can-donate-and-engage_nl#hoe-kunt-u-helpen">Hoe kunt u helpen?</a></li> <li><a target="_blank" href="https://clustercollaboration.eu/content/eu-clusters-supporting-ukraine">Informatie voor bedrijven</a></li> </ul> </li> </ul> </div> </div> </div> </section> </header> <div id="page-header"> <nav class="container"> <ol id="ye-breadcrumb"> <li><a href="https://europa.eu/youreurope/index_nl.htm" lang="en">Your Europe</a><svg focusable="false" aria-hidden="true" role="presentation"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></li> <li class="ellipsis"><button aria-label="Klik om uit te vouwen" title="Klik om uit te vouwen">…</button><svg focusable="false" aria-hidden="true" role="presentation"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></li> <li><a href="/youreurope/citizens/index_nl.htm">Burgers</a><svg focusable="false" aria-hidden="true" role="presentation"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></li> <li><a href="https://europa.eu/youreurope/citizens/work/index_nl.htm">Werk en pensioen</a><svg focusable="false" aria-hidden="true" role="presentation"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/index_nl.htm">Werken in het buitenland</a><svg focusable="false" aria-hidden="true" role="presentation"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></li> <li>Aansprakelijkheidsverzekering in een ander EU-land</li> </ol> </nav> </div> <main id="main-content" class="container"> <h1>Aansprakelijkheidsverzekering in een ander EU-land</h1> <div class="row"> <aside> <nav id="in-page-nav"> <div id="in-page-nav-title">Op deze pagina</div> </nav> </aside> <div class="col"> <div id="main-article"> <h3>Aansprakelijkheidsverzekering</h3> <p>Als u naar een ander EU-land verhuist of daar een bedrijf opricht, moet u weten welke verzekeringen nodig zijn. Hoewel sommige verzekeringen <strong>verplicht</strong> zijn (zoals de motorrijtuigenverzekering), zijn andere <strong>facultatief</strong> (zoals een huisdierenverzekering). Verzekeringspolissen kunnen ook <strong>gekoppeld zijn aan bepaalde overeenkomsten</strong> (zoals de brandverzekering in het kader van een huurovereenkomst met een verhuurder).</p> <h3>Verzekering beroepsaansprakelijkheid</h3> <p>Een aansprakelijkheidsverzekering beschermt u als beroepsbeoefenaar tegen de <strong>financiële gevolgen van rechtsvorderingen</strong> als uw activiteiten letsel of schade aan mensen of eigendommen veroorzaken. Sommige soorten incidenten, zoals opzettelijke schade of strafbare feiten, zijn uitgesloten.</p> <p>De EU-landen kunnen onder bepaalde voorwaarden een <strong>verplichte verzekering voor bepaalde beroepen</strong> opleggen. Als u permanent professionele diensten wilt verlenen in een ander EU-land en u al verzekerd bent, hebt u recht op de (volledige of gedeeltelijke) erkenning van uw verzekering in dat EU-land.</p> <p>Als u tijdelijk <strong>grensoverschrijdende diensten</strong> vanuit uw eigen land wilt verlenen, kan het andere EU-land bepaalde verzekeringseisen opleggen om redenen die verband houden met de openbare orde, de openbare veiligheid, de volksgezondheid of de bescherming van het milieu.</p> <h3>Werknemersverzekering</h3> <p>Als u personeel in dienst heeft, moet u nagaan welke verzekering u moet hebben om uw werknemers te dekken tegen <strong>ongevallen op het werk</strong>, d.w.z. arbeidsongevallen. 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