CINXE.COM

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r.ee.get(this.agentIdentifier).abort(),!1}}}({features:[pe,w,N,Oe,Ie,_,M,at,dt,je,it],loaderType:"spa"})})()})();</script> <link rel="shortcut icon" href="https://finlit.yale.edu/sites/all/themes/yalenew_base/images/favicon.ico" type="image/vnd.microsoft.icon" /> <meta name="viewport" content="width=device-width, initial-scale=1, maximum-scale=10, minimum-scale=1, user-scalable=yes" /> <meta name="description" content="The idea of taking out loans can seem intimidating or counterproductive. But there are plenty of times when loans can come in handy. We’re not talking mortgage size loans here – loans don’t have to be for large amounts and they don’t have to be for tuition payments. Read on to learn how and when to use loans, and what may be the best options for you!" /> <meta name="generator" content="Drupal 7 (https://www.drupal.org)" /> <link rel="canonical" href="https://finlit.yale.edu/getting/getting-loans" /> <link rel="shortlink" href="https://finlit.yale.edu/node/130" /> <title>Getting Loans | Financial Literacy</title>  <link rel="shortcut icon" sizes="16x16 24x24 32x32 48x48 64x64" href="https://finlit.yale.edu/sites/all/themes/yalenew_base/images/favicon.ico" type="image/vnd.microsoft.icon"> <link rel="icon" sizes="228x228" href="/sites/all/themes/yalenew_base/images/touch-icon-228.png"> <link rel="apple-touch-icon-precomposed" sizes="228x228" href="/sites/all/themes/yalenew_base/images/touch-icon-228.png"> <link type="text/css" rel="stylesheet" href="https://finlit.yale.edu/sites/default/files/css/css_xE-rWrJf-fncB6ztZfd2huxqgxu4WO-qwma6Xer30m4.css" media="all" /> <link type="text/css" rel="stylesheet" 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</div> </div> </div> </nav> </div> </div> </div> </div> </div> </div> </div> <div id="zone-content-wrapper" class="zone-wrapper zone-content-wrapper clearfix"> <div id="zone-content" class="zone zone-content clearfix container-12"> <div id="breadcrumb" class="grid-12"><nav class="breadcrumb" role="navigation" aria-label="You are here"><a href="/">Home</a><span class="tic"> > </span><a href="/getting">Getting $</a><span class="tic"> > </span>Getting Loans</nav></div> <div id="moved-sidenav-wrapper" class="moved-sidenav-wrapper grid-12"> <div id="moved-sidenav" class="moved-sidenav" data-set="append-sidenav"></div> </div> <div class="grid-8 region region-content" id="region-content"> <div class="region-inner region-content-inner"> <a id="main-content" tabindex="-1"></a> <h1 class="title" id="page-title">Getting Loans </h1> <div class="block block-system block-main block-system-main odd block-without-title" id="block-system-main"> <div class="block-inner clearfix"> <div class="content clearfix"> <article about="/getting/getting-loans" typeof="foaf:Document" class="node node-page node-published node-not-promoted node-not-sticky author-46 odd clearfix" id="node-page-130">  <span property="dc:title" content="Getting Loans" class="rdf-meta element-hidden"></span><span property="sioc:num_replies" content="0" datatype="xsd:integer" class="rdf-meta element-hidden"></span> <div class="content clearfix"> <div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"><p>The idea of taking out loans can seem intimidating or counterproductive. But there are plenty of times when loans can come in handy. We’re not talking mortgage size loans here – loans don’t have to be for large amounts and they don’t have to be for tuition payments. Read on to <strong>learn how and when to use loans</strong>, and what may be the best options for you!</p> <h2>What is a loan, and why get one?</h2> <p>A loan is a way to get a sum of money, which you will be required to pay back later. Loans have interest rates and terms, meaning that you will eventually pay back in a certain timeframe (called amortization period) more than you originally borrowed. Different types of loans have different interest rates and different timelines for repayment.</p> <blockquote><p>Loans have interest rates, meaning that you will eventually pay back more than you originally borrowed.</p> </blockquote> <p>Often, we consider loans solely in the context of paying tuition. And while loans can be helpful for that, small loans can also be helpful for other things. Say you need to spend a lot of money all at once — perhaps you are moving, or need to fix a vehicle — but because you get paid monthly, you do not have that much cash on hand. A loan might then be a good way to get that money together, knowing that as you get paid over the next few months, you will have the funds to pay back the loan. </p> <h2>What type of loan should I get?</h2> <p>As a Yale student, there are three types of loans you can consider: a federal loan, a Yale loan, or a private loan.</p> <p><strong>Federal student loans</strong> are given by the federal government, and often have low interest rates. If you have demonstrated financial need, you may qualify for a subsidized loan, which charges no interest for the duration of your time as a student. If you do not demonstrate financial need or you have exhausted your subsidized loan, you can still get an unsubsidized loan, which has a fixed interest rate lower than most loans.</p> <p><strong>Yale loans</strong> can be applied for through the Yale financial aid office. Yale’s financial aid is meant to cover 100% of the cost of tuition using grants, so without any need for loans. Some students may want to use loans to cover the Student Share of their financial aid package or you may just need a few hundred dollars to cover an unexpected expense. Should you wish to do so, you may apply for a loan through the Office of Undergraduate Financial Aid — see the office’s website for more information!</p> <p><strong>Private loans</strong> come from banks, credit unions, or individuals, rather than the federal government. These are an option if you do not qualify for or have already used federal and Yale loans. Interest rates and repayment plans vary greatly depending on the lender — make sure to do your research first and find a loan with a low interest rate.</p> <p>Before you take out a loan, make sure you fully understand the repayment terms, and then make a personal plan as to how you are going to pay back a loan. Always know that you can repay the loan before you take one out.</p> <p>Check out some of the resources in our database below to search for loans, and see more advice as to how to pick the right loan plan for you.</p> </div></div></div><div class="field field-name-field-fontawesome-icon field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">fa-handshake-o</div></div></div><div class="field field-name-field-label-text field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">loans</div></div></div><div class="field field-name-field-label-background-color-hex field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">blue</div></div></div> </div> <div class="clearfix"> <nav class="links node-links clearfix"></nav> </div> </article> </div> </div> </div> <div class="block block-views block-fin-lit-resources-list-block-12 block-views-fin-lit-resources-list-block-12 even" id="block-views-fin-lit-resources-list-block-12"> <div class="block-inner clearfix"> <h2 class="block-title">Loan Resources</h2> <div class="content clearfix"> <div class="view view-fin-lit-resources-list view-id-fin_lit_resources_list view-display-id-block_12 topic-resource-list view-dom-id-a5c06c61336a1cfc1ca75f35b1b910eb"> <div class="view-header"> <style type="text/css"> #edit-field-flr-yale-resource-value-wrapper > label { display: none; font-weight: normal; } #edit-field-flr-yale-resource-value-wrapper label { font-weight: normal; } .views-exposed-form .form-text { height: 50px; } #edit-field-flr-yale-resource-value-wrapper { clear: both; } @media (min-width: 1025px) { .resource-wrap { margin: 0 -3.5%; } #topics { margin-top: -7px; } } @media (max-width: 1024px) and (min-width: 740px) { .resource-wrap { margin: 0 -2%; } } </style> </div> <div class="view-filters"> <form class="ctools-auto-submit-full-form" action="/" method="get" id="views-exposed-form-fin-lit-resources-list-block-12" accept-charset="UTF-8"><div><div class="views-exposed-form"> <div class="views-exposed-widgets clearfix"> <div id="edit-field-flr-yale-resource-value-wrapper" class="views-exposed-widget views-widget-filter-field_flr_yale_resource_value"> <label for="edit-field-flr-yale-resource-value"> Yale Resources Only </label> <div class="views-widget"> <div class="form-item form-type-select form-item-field-flr-yale-resource-value"> <div class="form-checkboxes bef-select-as-checkboxes"><div class="bef-checkboxes"><div class="form-item form-type-bef-checkbox form-item-edit-field-flr-yale-resource-value-1"> <input type="checkbox" name="field_flr_yale_resource_value[]" id="edit-field-flr-yale-resource-value-1" value="1" /> <label class='option' for='edit-field-flr-yale-resource-value-1'>Yale Resources Only</label> </div> </div></div> </div> </div> </div> <div class="views-exposed-widget views-submit-button"> <input class="ctools-use-ajax ctools-auto-submit-click js-hide form-submit" type="submit" id="edit-submit-fin-lit-resources-list" value="Search" /> </div> </div> </div> </div></form> </div> <div class="view-content"> <div class="views-row views-row-1 views-row-odd views-row-first container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/how-pay-college">How to Pay for College</a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/screen_shot_2021-08-26_at_9.59.52_am_1_0_0.png?itok=TMmHi5G1" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=145">Financial Aid</a>; <a href="?field_flr_topic_tid=147">Grants, Fellowships, and Awards</a>; <a href="?field_flr_topic_tid=140">Loans</a>; <a href="?field_flr_topic_tid=155">Student Loans</a> | Featured Resource</h5> <p> Going to college has a ton of benefits — it’s fun, educational and can lead to a roughly $30,000 annual earnings premium for people who graduate with bachelor’s degrees. But it is also undeniably expensive. </p> <p> <a href="https://money.com/how-to-pay-for-college/" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> <div class="views-row views-row-2 views-row-even container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/loan-options-yale">Loan Options at Yale</a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/financial_aid_1_0_0_0_0_0_0_0_0.png?itok=3iIsZ-W0" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=140">Loans</a>; <a href="?field_flr_topic_tid=155">Student Loans</a> | Featured Resource</h5> <p> The Financial Aid Office at Yale offers several loan options for students. There's also advice here for parents/guardians. Don't forget: loans don't have to be big! Yale offers loan options for small amounts too. </p> <p> <a href="https://finaid.yale.edu/costs-affordability/types-aid/loan-options" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> <div class="views-row views-row-3 views-row-odd container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/how-get-student-loan">How to Get a Student Loan</a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/screen_shot_2021-08-26_at_9.57.52_am_1_0_0.png?itok=oUzdjmyJ" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=140">Loans</a>; <a href="?field_flr_topic_tid=155">Student Loans</a> | Featured Resource</h5> <p> So you or someone you love has been accepted to college. Congratulations! Now it's time to decide how to pay for it. Here's how to get a student loan that works for you — and, eventually, pay it back. </p> <p> <a href="https://money.com/get-a-student-loan/" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> <div class="views-row views-row-4 views-row-even container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/top-10-student-loan-tips">Top 10 Student Loan Tips</a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/college_access_and_success_1_0_0_0_0_0_0_0_0.jpg?itok=yQFiHfES" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=140">Loans</a>; <a href="?field_flr_topic_tid=155">Student Loans</a> | Featured Resource</h5> <p> Whether you just graduated, are taking a break from school, or have already started repaying your student loans, these tips will help you keep your student loan debt under control. </p> <p> <a href="https://ticas.org/for-students-parents/the-top-10-student-loan-tips-for-recent-graduates/" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> <div class="views-row views-row-5 views-row-odd container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/lit-financial-education-program">LIT Financial Education Program</a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/screen_shot_2018-09-21_at_11_45_23_am_1_0_0_0_0_0_0_0_0.png?itok=yTbmXuM8" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=154">Budgeting</a>; <a href="?field_flr_topic_tid=144">Earning</a>; <a href="?field_flr_topic_tid=140">Loans</a>; <a href="?field_flr_topic_tid=142">Saving</a>; <a href="?field_flr_topic_tid=143">Spending</a>; <a href="?field_flr_topic_tid=141">Taxes</a> | Featured Resource</h5> <p> LIT is a financial education program that teaches students how to manage their money while in school and prepare for financial life after graduation. Over the course of ~80 videos, LIT guides students through seven major personal finance topics: Money Mindset, Cash Flow & Net Worth, Credit & Loans, Taxes, Insurance, Investing, and Retirement. </p> <p> <a href="https://finlit.yale.edu/lit" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> <div class="views-row views-row-6 views-row-even container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/good-loansbad-loans">Good loans/Bad loans?</a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/student_loan_hero_2_2_1_0_0_0_0_0_0_0_0_0_0_0_0_0_0.png?itok=G5abq7iz" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=140">Loans</a>; <a href="?field_flr_topic_tid=155">Student Loans</a></h5> <p> Are you trying to figure out if a student loan is bad or good? In reality, all loans can be both but managing your debt carefully is important. </p> <p> <a href="https://studentloanhero.com/featured/student-loan-debt-good-bad/" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> <div class="views-row views-row-7 views-row-odd container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/student-loan-tips-recent-graduates">Student Loan Tips for Recent Graduates</a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/screen_shot_2020-12-16_at_9.31.28_am_1_0_0.png?itok=2wndSbzy" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=140">Loans</a>; <a href="?field_flr_topic_tid=155">Student Loans</a></h5> <p> Whether you just graduated, are taking a break from school, or have already started repaying your student loans, these tips will help you keep your student loan debt under control. </p> <p> <a href="https://ticas.org/for-students-parents/the-top-10-student-loan-tips-for-recent-graduates/" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> <div class="views-row views-row-8 views-row-even container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/money-manual">Money Manual </a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/1stlogo-200x200_1_0_0_0_0_0_0.jpg?itok=p01TuS44" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=154">Budgeting</a>; <a href="?field_flr_topic_tid=144">Earning</a>; <a href="?field_flr_topic_tid=140">Loans</a>; <a href="?field_flr_topic_tid=142">Saving</a></h5> <p> This multi-page guide will provide suggestions made by peers for how to approach your finances so that you can minimize your stress and maximize your academic success. </p> <p> <a href="https://fgli.yalecollege.yale.edu/financial-guidance/money-manual" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> <div class="views-row views-row-9 views-row-odd container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/nerdwallet">NerdWallet</a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/nerdwallet-logo_1_0_0_0_0_0_0.png?itok=JXuO1AZh" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=154">Budgeting</a>; <a href="?field_flr_topic_tid=140">Loans</a></h5> <p> Nerds make even the most complicated money questions and topics simple to understand. Helpful tools: Side-by-side comparisons, smart calculators and straightforward simulators help you make sense of your options. </p> <p> <a href="https://www.nerdwallet.com/" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> <div class="views-row views-row-10 views-row-even container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/student-loans-explained">Student Loans (explained)</a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/student_loan_hero_2_1_0_0_0_0.png?itok=86vY7bvg" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=140">Loans</a>; <a href="?field_flr_topic_tid=155">Student Loans</a></h5> <p> Taking out a loan for the first time? This site gives an easy, quick overview of Student Loans. A student loan is money that you borrow for college and pay back with interest. These college loans help pay for tuition, books, room and board, and other education-related costs. </p> <p> <a href="https://studentloanhero.com/featured/what-is-a-student-loan-101-work-apply/" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> <div class="views-row views-row-11 views-row-odd container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/moneygeek">MoneyGeek</a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/screen_shot_2022-04-11_at_2.21.17_pm_1_0_0.png?itok=uqR5qOVe" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=170">Banking</a>; <a href="?field_flr_topic_tid=154">Budgeting</a>; <a href="?field_flr_topic_tid=140">Loans</a>; <a href="?field_flr_topic_tid=142">Saving</a>; <a href="?field_flr_topic_tid=143">Spending</a></h5> <p> A personal finance website covering broad range of topics such as credit cards, loans, financial planning, insurance and mortgages. </p> <p> <a href="https://www.moneygeek.com/" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> <div class="views-row views-row-12 views-row-even views-row-last container-12 resource-wrap"> <div class="views-field views-field-nothing"> <span class="field-content"><div class="clearfix"> <div class="grid-12"> <hr /> <h3><a href="/resource/campus-resources-general">Campus Resources (general)</a></h3> </div> <div class="grid-4"> <img class="adaptive-image" typeof="foaf:Image" src="https://finlit.yale.edu/sites/default/files/styles/adaptive/adaptive-image/public/fin-lit-resource/campus_resources_1_0_0_0_0_0_0.png?itok=oBCSRb0K" alt="" /> </div> <div class="grid-8"> <h5 id="topics">Topics: <a href="?field_flr_topic_tid=154">Budgeting</a>; <a href="?field_flr_topic_tid=144">Earning</a>; <a href="?field_flr_topic_tid=163">Emergencies</a>; <a href="?field_flr_topic_tid=146">Employment</a>; <a href="?field_flr_topic_tid=145">Financial Aid</a>; <a href="?field_flr_topic_tid=147">Grants, Fellowships, and Awards</a>; <a href="?field_flr_topic_tid=165">Investing</a>; <a href="?field_flr_topic_tid=140">Loans</a>; <a href="?field_flr_topic_tid=142">Saving</a>; <a href="?field_flr_topic_tid=143">Spending</a>; <a href="?field_flr_topic_tid=155">Student Loans</a>; <a href="?field_flr_topic_tid=141">Taxes</a></h5> <p> Looking to get some money for summer travel? Cant figure out how to fill out that annoying financial doc? Or just looking for some pro tips on financial wellness? We have you covered. This page is full of amazing resources, curated and written by folks who's primary interest is your financial well being. Click on any of the campus resources below to learn more </p> <p> <a href="https://finlit.yale.edu/getting-started/campus-resources" target="_blank"><input type="button" value="Visit Site →"></a> </p> </div> </div></span> </div> </div> </div> <div class="view-footer"> <div id="search_all_link"> <p>Search through and explore all resources in the Fin Lit Resource Database.</p> <p><a href="/node/117"><input type="button" value="Search Database →"></a></p> </div> </div> </div> </div> </div> </div> </div> </div> <div class="grid-4 region region-sidebar-second sidebar yale-standard-sidebar-second" id="region-sidebar-second"> <div class="region-inner region-sidebar-second-inner"> <nav class="block block-menu-block block-3 block-menu-block-3 odd has-subject" id="block-menu-block-3" role="navigation" aria-label="Getting $"> <div class="block-inner clearfix"> <h2 class="block-title"><a href="/getting" class="active-trail">Getting $</a></h2> <div class="content clearfix"> <div class="menu-block-wrapper menu-block-3 menu-name-main-menu parent-mlid-0 menu-level-2"> <ul class="menu"><li class="first leaf menu-mlid-4426 menu-funding-opportunities"><a href="/getting/funding-opportunities">Funding Opportunities</a></li> <li class="leaf menu-mlid-4427 menu-student-jobs"><a href="/getting/student-jobs">Student Jobs</a></li> <li class="leaf menu-mlid-4428 menu-start-up-grant"><a href="/getting/start-grant">Start-up Grant</a></li> <li class="leaf menu-mlid-4553 menu-financial-aid-office"><a href="/getting/yale-financial-aid-office">Financial Aid Office</a></li> <li class="last leaf active-trail active menu-mlid-4429 menu-getting-loans"><a href="/getting/getting-loans" class="active-trail active">Getting Loans</a></li> </ul></div> </div> </div> </nav> <aside class="block block-views related-topics block-related-topics-block block-views-related-topics-block even has-subject" id="block-views-related-topics-block" role="complementary" aria-label="Related Topics"> <div class="block-inner clearfix"> <h2 class="block-title">Related Topics</h2> <div class="content clearfix"> <div class="view view-related-topics view-id-related_topics view-display-id-block view-dom-id-888db3ec9bccaf7f23ce8a26601961aa"> <div class="view-header"> <style type="text/css"> .view-related-topics .views-row-last hr { display: none; } </style> </div> <div class="view-content"> <div class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field views-field-title"> <h4 class="field-content"><a href="/saving/spending-101">Spending 101</a></h4> </div> <div class="views-field views-field-body"> <p class="field-content">The best part of making money is being able to spend it! In this section, we will...</p> </div> <div class="views-field views-field-nothing"> <span class="field-content"><h5><a href="/saving/spending-101">Learn More →</a></h5> <hr /></span> </div> </div> <div class="views-row views-row-2 views-row-even"> <div class="views-field views-field-title"> <h4 class="field-content"><a href="/getting/funding-opportunities">Funding Opportunities</a></h4> </div> <div class="views-field views-field-body"> <p class="field-content">There are many funding opportunities at Yale and beyond.  Some options are...</p> </div> <div class="views-field views-field-nothing"> <span class="field-content"><h5><a href="/getting/funding-opportunities">Learn More →</a></h5> <hr /></span> </div> </div> <div class="views-row views-row-3 views-row-odd"> <div class="views-field views-field-title"> <h4 class="field-content"><a href="/saving/banking">Banking</a></h4> </div> <div class="views-field views-field-body"> <p class="field-content">What is banking? Opening a bank account is a great first step toward managing your...</p> </div> <div class="views-field views-field-nothing"> <span class="field-content"><h5><a href="/saving/banking">Learn More →</a></h5> <hr /></span> </div> </div> <div class="views-row views-row-4 views-row-even views-row-last"> <div class="views-field views-field-title"> <h4 class="field-content"><a href="/planning/taxes">Taxes</a></h4> </div> <div class="views-field views-field-body"> <p class="field-content">Taxes can be a dry topic, but chances are that at some point, you’re going to...</p> </div> <div class="views-field views-field-nothing"> <span class="field-content"><h5><a href="/planning/taxes">Learn More →</a></h5> <hr /></span> </div> </div> </div> </div> </div> </div> </aside> </div> </div> </div> </div> </div> </main> <footer id="section-footer" class="section section-footer" role="contentinfo"> <div id="zone-footer-wrapper" class="zone-wrapper zone-footer-wrapper clearfix"> <div id="zone-footer" class="zone zone-footer clearfix container-12"> <div class="grid-2 region region-footer-first" id="region-footer-first"> <div class="region-inner region-footer-first-inner"> <div class="footer-logo"><a href="http://www.yale.edu" class="y-icons y-yale y-mark"><span class="element-invisible">Yale</span></a></div> </div> </div> <div class="grid-6 region region-footer-second" id="region-footer-second"> <div class="region-inner region-footer-second-inner"> <p class="copyright"> <a href="https://usability.yale.edu/web-accessibility/accessibility-yale">Accessibility at Yale</a> · <a href="http://www.yale.edu/privacy-policy">Privacy policy</a> <br> Copyright © 2025 Yale University · All rights reserved </p> <div class="block block-block safetynet-footer block-22 block-block-22 odd block-without-title" id="block-block-22"> <div class="block-inner clearfix"> <div class="content clearfix"> <p>For questions about the Financial Literacy website or Yale College Safety Net, please <a href="/node/136">contact us</a>.</p> <p style="margin-top: 15px;">This work is licensed under a <a rel="license" href="http://creativecommons.org/licenses/by-nc-sa/4.0/">Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License</a>.</p> <p style="margin-top: 15px;"><a rel="license" href="http://creativecommons.org/licenses/by-nc-sa/4.0/"><img alt="Creative Commons License" style="border-width:0" src="https://i.creativecommons.org/l/by-nc-sa/4.0/88x31.png" /></a></p> </div> </div> </div> </div> </div> <div class="grid-4 region region-footer-third" id="region-footer-third"> <div class="region-inner region-footer-third-inner"> <div class="block block-menu sharing block-menu-social-buttons block-menu-menu-social-buttons odd block-without-title" id="block-menu-menu-social-buttons"> <div class="block-inner clearfix"> <div class="content clearfix"> <ul class="menu"><li class="first leaf menu-facebook"><a href="https://www.facebook.com/YaleUniversity" class="fa fa-facebook-square"><span>Facebook</span></a></li> <li class="leaf menu-twitter"><a href="http://www.twitter.com/yale" class="fa fa-twitter"><span>Twitter</span></a></li> <li class="leaf menu-itunes"><a href="http://itunes.yale.edu" class="fa fa-apple"><span>iTunes</span></a></li> <li class="leaf menu-youtube"><a href="http://www.youtube.com/yale" class="fa fa-youtube-play"><span>YouTube</span></a></li> <li class="leaf menu-sina-weibo"><a href="http://weibo.com/yaleuniversity" class="fa fa-weibo"><span>Sina Weibo</span></a></li> <li class="last leaf menu-tumblr"><a href="http://yaleuniversity.tumblr.com" class="fa fa-tumblr-square"><span>Tumblr</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </div></footer> </div> <div class="region region-page-bottom" id="region-page-bottom"> <div class="region-inner region-page-bottom-inner"> </div> </div> <script type="text/javascript"> <![CDATA[//><!]]> </script> <script type="text/javascript" src="https://finlit.yale.edu/sites/default/files/js/js_JMVekk522eOkII71K9F5yD4Su-iRqPdTR_-LxjPAtMk.js"></script> <script type="text/javascript"> <![CDATA[//><!]]> </script> <script type="text/javascript">window.NREUM||(NREUM={});NREUM.info={"beacon":"bam.nr-data.net","licenseKey":"NRJS-6ba1f0ab0fea755e2e6","applicationID":"1525360453","transactionName":"ZlxRN0UEDUYDB0ELXV8WZhFeSkxcDABQGhxBUUM=","queueTime":0,"applicationTime":343,"atts":"ShtSQQ0eHkg=","errorBeacon":"bam.nr-data.net","agent":""}</script></body> </html>