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class="sublevel collapse" role="tabpanel" aria-labelledby="heading0f0500ee-989c-4d1c-927e-260330348b02"> <ul> <li> <a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Sustainable-growth"> Sustainable growth </a> </li> <li> <a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Earnings-profile"> Earnings profile </a> </li> <li> <a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Lead-innovation"> Lead innovation </a> </li> </ul> </div> </li> <li class=""> <div class="d-flex justify-content-between align-items-center"> <a id="horizontalItem15015443-123f-4164-ae58-81013b464cc5" href="/who-we-are/global-positioning"> Our organization </a> <a aria-labelledby="horizontalItem15015443-123f-4164-ae58-81013b464cc5" class="me-xl-3 show-level collapsed" data-bs-toggle="collapse" data-bs-target="#collapse15015443-123f-4164-ae58-81013b464cc5" href="#collapse15015443-123f-4164-ae58-81013b464cc5" aria-expanded="false" aria-controls="collapse15015443-123f-4164-ae58-81013b464cc5"> <span 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model </a> </li> <li> <a href="/who-we-are/our-activities"> Our activities </a> </li> <li> <a href="/who-we-are/our-management"> Our management </a> </li> <li> <a href="/who-we-are/our-brand"> Our Brand </a> </li> <li class=""> <div class="d-flex justify-content-between align-items-center"> <a id="horizontalItem9ea39822-57f4-471b-b48a-fee98ff53079" href="/who-we-are/sponsorship"> Sponsorship </a> <a aria-labelledby="horizontalItem9ea39822-57f4-471b-b48a-fee98ff53079" class="me-xl-3 show-level collapsed" data-bs-toggle="collapse" data-bs-target="#collapse9ea39822-57f4-471b-b48a-fee98ff53079" href="#collapse9ea39822-57f4-471b-b48a-fee98ff53079" aria-expanded="false" aria-controls="collapse9ea39822-57f4-471b-b48a-fee98ff53079"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapse9ea39822-57f4-471b-b48a-fee98ff53079" class="sublevel collapse" role="tabpanel" aria-labelledby="heading9ea39822-57f4-471b-b48a-fee98ff53079"> <ul> <li> <a href="/who-we-are/sponsorship/Sport"> Sport </a> </li> <li> <a href="/who-we-are/sponsorship/Arts-and-Culture"> Arts and Culture </a> </li> <li> <a href="/who-we-are/sponsorship/Generali-women-in-sailing"> Generali Women in Sailing </a> </li> </ul> </div> </li> </ul> </nav> </div> <div id="content" class="col-12 col-md-12 col-lg-9 col-xl-9 central-body"> <div> <h1 class="page-title">Our business model </h1> </div> <div class="mt-3 mb-md"> <div class="highlights pb-4"> <h2 class="h4 lh-base mb-0"> <span><span><span><span><span><span><span>Our diversified business model, based on Life, P&C and Asset Management, stands out from that of competitors thanks to strengths such as: a clear strategy, the focus on technical excellence, a strong and multi-channel distribution network, the solid capital position, innovation and the ability to offer solutions to customers according to the lifetime partner approach.</span></span></span></span></span></span></span> </h2> </div> </div> <div class="mt-md"> <h3 class="mb-3 color-red">The value creation process</h3> </div> <div class="component-management-animation ita-management"> <div class="row margin-lat-0 margin-top-15 image-component tcenter" id="managementGraph"> <figure class="" title="The value creation process"> <img class="" src="/.imaging/mte/generali/original/dam/site-generali/gallery/who-we-are_section/Our-business/2024/CLEAN_240314_RAI_ENG_ProcessoCreazioneValore.jpg0/jcr:content/CLEAN_240314_RAI_En_ProcessoCreazioneValore.2024-03-15-12-36-17.jpg" alt="The value creation process" > </figure> </div> </div> <div id="accordion1" class="accordion-item first-child mt-md"> <a id="heading1" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse1" href="#collapse1" aria-expanded="false" aria-controls="collapse1"> <h3 class="h5-section font-regular mb-0 me-3">Our value creation process</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse1" data-bs-parent="#accordion1" class="collapse" role="tabpanel" aria-labelledby="heading1"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span><span>In a global context characterized by countless challenges, we are committed to leveraging our </span></span></span><span><span><span>capitals - classified according to <em>International <IR> Framework </em>principles - by leveraging our <strong>solid </strong></span></span></span><span><span><span><strong>and resilient business model</strong>. We create <strong>value over the time for all our stakeholders</strong>, in order to </span></span></span><span><span><span>guarantee a <strong>safer and sustainable future</strong>.</span></span></span></p> <p> </p> <p style="text-align:justify"><span><span><span><span><strong><span><span><span>Shareholders and the financial community</span></span></span></strong></span></span></span></span></p> <p style="text-align:justify"><span><span><span><span><span><span><span>Investing in Generali means investing in </span></span></span><span><strong><span><span><a href="/who-we-are/at-a-glance">one of the largest global insurance and asset management providers</a></span></span></strong></span><span><span><span>, with almost </span></span></span><span><span><span><a href="/Generali-190-Anniversary">200 years of experience</a></span></span></span><span><span><span> and the ambition to shape a <strong>future with sustainable and profitable growth for communities, clients, employees and shareholders</strong>.</span></span></span></span></span></span></span></p> <p style="text-align:justify"><span><span><span><span> </span></span></span></span></p> <p style="text-align:justify"><span><span><span><span><strong><span><span><span>Becoming a Lifetime Partner to our customers</span></span></span></strong></span></span></span></span></p> <p style="text-align:justify"><span><span><span><span><span><span><span>As a </span></span></span><span><span><span><span><a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">Lifetime Partner to our customers</a></span></span></span></span><span><span><span>, we transform our role to a <strong>trusted advisor</strong>, providing <strong>integrated solutions</strong> that add genuine value to people’s lives, health, home, mobility, work and support them in achieving their life goals and dreams.</span></span></span></span></span></span></span></p> <p style="text-align:justify"> </p> <p style="text-align:justify"><span><span><span><span><strong><span><span><span>Generali People Strategy</span></span></span></strong></span></span></span></span></p> <p style="text-align:justify"><span><span><span><span><span><span><span><span>In line with the </span></span></span></span><span><span><span><span><span><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24">new strategic plan</a></span></span></span></span></span><span><span><span><span> and in coherence with the new business priorities, in 2021 we have developed a </span></span></span></span><span><span><span><span><a href="/sustainability/responsible-employer/Generali-people-strategy">new Generali People Strategy</a></span></span></span></span><span><span><span><span>, that will define people priorities and key initiatives in the timeframe 2022-2024: “<strong><span>GPeople24 – Ready for the Next</span></strong>”.</span></span></span></span> </span></span></span></span></p> <p style="text-align:justify"> </p> <p style="text-align:justify"><span><span><span><span><strong><span><span><span>THSN, Generali’s initiative for the communities</span></span></span></strong></span></span></span></span></p> <p style="text-align:justify"><span><span><span><span><span><span><span>Developed in 2017, </span></span></span><span><a href="https://www.thehumansafetynet.org/" target="_blank"><span><span><span>The Human Safety Net</span></span></span></a></span><span><span><span> is Generali’s initiative aiming to unlock the potential of people living in vulnerable circumstances. Currently operating in <strong>26 countries across Europe, Asia, and Latin America</strong>, THSN has started partnerships with over 70 NGOs and social enterprises to implement three scientifically based programmes that support families with young children and integrate refugees through work.</span></span></span></span></span></span></span></p> <p style="text-align:justify"><span><span><span><span><span><span><span>The objective of The Human Safety Net is to gradually expand its network by opening it to other organisations, associations and businesses that share its vision to reach the largest number of beneficiaries, seeking to become a platform for social innovation.</span></span></span></span></span></span></span></p> </div> </div> </div> </div> <div id="accordion2" class="accordion-item"> <a id="heading2" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse2" href="#collapse2" aria-expanded="false" aria-controls="collapse2"> <h3 class="h5-section font-regular mb-0 me-3">Our purpose</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse2" data-bs-parent="#accordion2" class="collapse" role="tabpanel" aria-labelledby="heading2"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><strong><span><span><span><span><span><span><span>Enable people to shape a safer and more sustainable future by caring for their lives and dreams.</span></span></span></span></span></span></span></strong></p> <p><span><span><span><span><span><span>Our purpose is the reason why we exist and it inspires us. We have always driven our efforts with the intention to improve people’s lives. In an increasingly complex world, our ability to care and help people by offering innovative, personalized solutions will enable them to take decisions and shape a safer future for themselves, their loved ones, their business. We have defined our values and behaviours. Values describe what is important for us and we stick to them. Behaviours describe how we want to manage our business every day; they are what makes us different. They are our commitment, as a community and as individuals. They are the way we want to measure how we achieve results.</span></span></span></span></span></span></p> </div> <div class="mt-3"> <div class="row"> <div class="col-12 col-md-6"> <div class="mt-3"> <div class="data-box-only-number only-text-left matchHeight"> <div class="data-box-internal txt-component my-0"> <p class="data-box-text-align"></p> <p><strong><span class="txt-red">VALUES</span><br /> <strong></strong></strong>Deliver on the promise<br /> Value our people<br /> Live the community<br /> Be open</p> </div> </div> </div> </div> <div class="col-12 col-md-6"> <div class="mt-3"> <div class="data-box-only-number only-text-left matchHeight"> <div class="data-box-internal txt-component my-0"> <p class="data-box-text-align"></p> <p><span class="txt-red"><strong>OUR BEHAVIOURS</strong></span><br /> Ownership<br /> Simplification<br /> Innovation<br /> Human touch<br />  </p> </div> </div> </div> </div> </div> </div> <div class="mt-3"> <div class="row"> <div class="col-12 col-md-6"> <div class="mt-3"> <div class="data-box-only-number only-text-left matchHeight"> <div class="data-box-internal txt-component my-0"> <p class="data-box-text-align"></p> <p><span class="txt-red"><strong>BRAND</strong></span></p> <p>Generali</p> </div> </div> </div> </div> <div class="col-12 col-md-6"> </div> </div> </div> </div> </div> </div> <div id="accordion3" class="accordion-item"> <a id="heading3" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse3" href="#collapse3" aria-expanded="false" aria-controls="collapse3"> <h3 class="h5-section font-regular mb-0 me-3">Our Strategy "Lifetime Partner 24: Driving Growth"</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse3" data-bs-parent="#accordion3" class="collapse" role="tabpanel" aria-labelledby="heading3"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-right mt-0 txt-component mt-3 component"> <figure title="Our Strategy &quot;Lifetime Partner 24: Driving Growth&quot;"> <img loading="lazy" src="/doc/jcr:6680991b-5f6b-461f-9fa6-dbd39eb3ef9c/strategy-lion.png/lang:en/strategy-lion.png" alt="Our Strategy &quot;Lifetime Partner 24: Driving Growth&quot;"> </figure> <p><span><span><span><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24">Our strategy</a> sets out a <strong>clear vision for the Group in 2024</strong> and is built on <strong>three pillars</strong>: drive </span></span></span><span><span><span>sustainable growth, enhance earnings profile, and lead innovation. We will go further in our </span></span></span><span><span><span><strong>sustainability commitments</strong>, with a continued focus on making a positive social, environmental </span></span></span><span><span><span>and stakeholder impact. We will continue to <strong>invest in our people</strong> to ensure they are engaged </span></span></span><span><span><span>with the successful delivery of the new plan while fostering a sustainable work environment.</span></span></span></p> </div> </div> </div> </div> <div id="accordion4" class="accordion-item"> <a id="heading4" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse4" href="#collapse4" aria-expanded="false" aria-controls="collapse4"> <h3 class="h5-section font-regular mb-0 me-3">Our governance</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse4" data-bs-parent="#accordion4" class="collapse" role="tabpanel" aria-labelledby="heading4"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span><span>We believe that <a href="/governance">our is adequate</a> for effectively pursuing our strategy and the sustainable </span></span></span><span><span><span>success of the Company.</span></span></span></p> </div> </div> </div> </div> <div id="accordion5" class="accordion-item"> <a id="heading5" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse5" href="#collapse5" aria-expanded="false" aria-controls="collapse5"> <h3 class="h5-section font-regular mb-0 me-3">Our business model</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse5" data-bs-parent="#accordion5" class="collapse" role="tabpanel" aria-labelledby="heading5"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-right mt-0 txt-component mt-3 component"> <figure title="Our business model"> <img loading="lazy" src="/doc/jcr:18b50007-0e62-4f0d-b816-1a7429e435b4/01.jpg/lang:en/01.jpg" alt="Our business model"> </figure> <p><span><span><span>We develop <strong>simple, integrated, customized and competitive Life and Property&Casualty </strong></span></span></span><span><span><span><strong>insurance solutions</strong> for our customers: the offer ranges from savings, individual and </span></span></span><span><span><span>family protection policies, unit-linked policies, as well as motor third-party liability </span></span></span><span><span><span>(MTPL), home, accident and health policies, to sophisticated coverage for commercial </span></span></span><span><span><span>and industrial risks and tailored plans for multinational companies. We expand our offer </span></span></span><span><span><span>to <strong>asset management</strong> solutions addressed to institutional (such as pension funds and </span></span></span><span><span><span>foundations) and retail third-party customers. We rely on <strong>innovation as a key driver for </strong></span></span></span><span><span><span><strong>future growth</strong> to allow for tailored solutions and quicker product development. We also </span></span></span><span><span><span>offer <strong>solutions with ESG components</strong>. Rigorous criteria for the risk selection are applied </span></span></span><span><span><span>in the underwriting process.</span></span></span></p> </div> <div class="figure-with-text-right mt-0 txt-component mt-3 component"> <figure title="Our business model"> <img loading="lazy" src="/doc/jcr:7c5a26f5-4249-4bba-9280-9828285f6bd2/02.jpg/lang:en/02.jpg" alt="Our business model"> </figure> <p><span><span><span>We distribute our products and we offer our services based on a <strong>multi-channel strategy</strong>, while </span></span></span><span><span><span>also relying on new technologies: not only through a <strong>global network of agents</strong> <strong>and financial </strong></span></span></span><span><span><span><strong>advisors</strong>, but also through <strong>brokers, bancassurance and direct channels</strong> that allow customers </span></span></span><span><span><span>to obtain information on alternative products, compare options for the desired product, </span></span></span><span><span><span>acquire the preferred product and rely on excellent after-sales service and experience. </span></span></span><span><span><span>Proprietary networks are a key and valuable asset for our business model. Their role is to </span></span></span><span><span><span>regularly dialogue with and assist customers at their best, striving for customer experience </span></span></span><span><span><span>excellence and promoting the Generali brand.</span></span></span></p> </div> <div class="figure-with-text-right mt-0 txt-component mt-3 component"> <figure title="Our business model"> <img loading="lazy" src="/doc/jcr:31b18a07-bacc-41ac-b8a3-e01a80ab282e/03.png/lang:en/03.png" alt="Our business model"> </figure> <p><span><span><span>We receive premiums from our customers to enter into insurance contracts. They are </span></span></span><span><span><span>responsibly invested in high quality assets, with a particular attention to the impact that such </span></span></span><span><span><span><strong>assets</strong> may have on the environment and society.</span></span></span></p> </div> <div class="figure-with-text-right mt-0 txt-component mt-3 component"> <figure title="Our business model"> <img loading="lazy" src="/doc/jcr:8dc0d15a-81ea-49b5-9626-8a9aaf9666fd/04.png/lang:en/04.png" alt="Our business model"> </figure> <p><span><span><span>We pay <strong>claims and benefits</strong> to our policyholders or their beneficiaries after death, accidents </span></span></span><span><span><span>or the occurrence of the insured event. The payment is guaranteed also through appropriate </span></span></span><span><span><span>asset-liability management policies.</span></span></span></p> </div> </div> </div> </div> <div id="accordion6" class="accordion-item"> <a id="heading6" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse6" href="#collapse6" aria-expanded="false" aria-controls="collapse6"> <h3 class="h5-section font-regular mb-0 me-3">Target market</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse6" data-bs-parent="#accordion6" class="collapse" role="tabpanel" aria-labelledby="heading6"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-right mt-0 txt-component mt-3 component"> <p><span><span><span>Our ambition is to become a Lifetime Partner to <strong>customers </strong>and to be a <strong>leader in the European insurance market for individuals, professionals and SMEs</strong>. An appropriate governance aiming to achieve the sustainable success of the Company, in line with the best international practices, supports our strategy. We engage several categories of stakeholders, both internal and external to the Group, in order to understand and meet their needs.</span></span></span></p> </div> </div> </div> </div> <br><br> <div class="mt-3"> <ul class="document-list-items px-3 px-md-4 py-0 py-md-2 border-radius-8 list-unstyled"> <li> <a target="_blank" href="/doc/jcr:d8877054-55a8-4ccf-9f15-0232a2df8f13/CLEAN_240314_RAI_En_ProcessoCreazioneValore.pdf/lang:en/CLEAN_240314_RAI_En_ProcessoCreazioneValore.pdf" class="d-flex w-100 justify-content-between align-items-center"> <h4>Download full infographic - The value creation process</h4> <div class="d-flex align-items-center"> <i class="ms-3 d-none d-md-block text-xs me-3 nowrap">2 mb</i> <span class="ms-3 ms-md-0 icongen-file-doc fs-3"></span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> <section class="component space-top"> <div class="component background-white-2 space-end space-top"> <div class="large-container"> <div class="container"> <div class="row justify-content-center align-items-center justify-content-stretch"> <div class="col-12 col-md-4 col-lg-4 mb-md-0 align-self-stretch mb-4 "> <a href="/info/discovering-generali" title="Our Stories" class="related-teaser background-white"> <figure class="figratio" data-ratio="4:3"> <img alt="Our Stories" src="/.imaging/mte/generali/original/dam/site-generali/gallery/who-we-are_section/discovering-generali/discovering_2023/Correlati/Correlato_StoriesGenerali.png0/jcr:content/desktop_teaser-GeneraliStories.2023-10-16-12-47-52.png" class="img-fluid w-100 border-radius-8"> </figure> <div class="p-4 inner "> <div class="mb-4 "> <h2>Our Stories</h2> <p>Discover our stories and get inspired.</p> </div> <span class="link-arrow-right align-self-end">Read more</span> </div> </a> </div> <div class="col-12 col-md-4 col-lg-4 mb-md-0 align-self-stretch mb-4 "> <a href="/who-we-are/our-brand" title="Our Brand" class="related-teaser background-white"> <figure class="figratio" data-ratio="4:3"> <img alt="Our Brand" src="/.imaging/mte/generali/original/dam/site-generali/gallery/who-we-are_section/discovering-generali/discovering_2023/Correlati/our-brand.jpg/jcr:content/our-brand.2023-06-14-10-55-58.jpg" class="img-fluid w-100 border-radius-8"> </figure> <div class="p-4 inner "> <div class="mb-4 "> <h2>Our Brand</h2> <p>Learn more about our brand.</p> </div> <span class="link-arrow-right align-self-end">Read more</span> </div> </a> </div> <div class="col-12 col-md-4 col-lg-4 mb-md-0 align-self-stretch "> <a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers" title=" Lifetime partner to our customers" class="related-teaser background-white"> <figure class="figratio" data-ratio="4:3"> <img alt=" Lifetime partner to our customers" src="/.imaging/mte/generali/original/dam/site-generali/gallery/who-we-are_section/discovering-generali/discovering_2023/Correlati/thumb-customer.jpg/jcr:content/thumb-customer.2023-06-14-10-56-12.jpg" class="img-fluid w-100 border-radius-8"> </figure> <div class="p-4 inner "> <div class="mb-4 "> <h2> Lifetime partner to our customers</h2> <p>Our aim is to further strengthen our customers relationship and grow their value to Generali.</p> </div> <span class="link-arrow-right align-self-end">Read more</span> </div> </a> </div> </div> </div> </div> </div> </section> <footer> <div class="large-container"> <div class="row top"> <div class="col-12 col-md-8"> <div class="row align-items-center"> <div class="col-12 col-md-4 text-center text-md-start"> <a href="/" title=""> <img src="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.svg" title="" alt="Generali Group" width="90" data-png-fallback="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.png"> </a> </div> <div class="mt-3 mt-md-0 col-12 col-md-8 text-center text-md-start"> <p>Follow the stories on our social networks</p> </div> </div> </div> <div class="pt-2 pt-md-0 mt-4 mt-md-0 col-12 col-md-4"> <ul class="px-5 px-md-0 list-unstyled d-flex justify-content-between align-items-center"> <li> <a rel="nofollow" class="social-linkedin" aria-label="Follow us on LinkedIn" href="https://www.linkedin.com/company/generali?trk=top_nav_home" title="https://www.linkedin.com/company/generali?trk=top_nav_home" target="_blank"><span class="icongen-linkedin"></span></a> </li> <li> <a class="social-twitter" aria-label="Follow us on Twitter" href="https://twitter.com/GENERALI" title="https://twitter.com/GENERALI" target="_blank"><span class="icongen-twitter"></span></a> </li> <li> <a class="social-instagram" aria-label="Follow us on Instagram" href="https://www.instagram.com/generaligroup/" title="https://www.instagram.com/generaligroup/" target="_blank"><span class="icongen-instagram"></span></a> </li> <li> <a class="social-youtube" aria-label="Follow us on YouTube" href="https://www.youtube.com/user/GruppoGenerali" title="https://www.youtube.com/user/GruppoGenerali" target="_blank"><span class="icongen-youtube"></span></a> </li> </ul> </div> </div> <div class="row bottom my-4 my-md-5"> <div class="pt-2 pt-md-0 col-12 col-md-4 order-1 order-md-2"> <ul class="list-unstyled d-flex flex-row flex-md-column flex-xl-row justify-content-center justify-content-xl-end align-items-md-center align-items-xl-end"> <li><a class="lightbox-remote" href="/tools/survey-modal" title="2 minute survey" data-type="url" data-remote="/tools/survey-modal"><span class="icongen-star"></span>2 minute survey</a></li> <li><a href="/tools/subscription/content-categories-subscription" title="Get Updates"><span class="icongen-get-updates"></span>Get Updates</a></li> </ul> </div> <div class="pt-2 pt-md-0 mt-4 mt-md-0 col-12 col-md-8 order-2 order-md-1"> <div class="mx-2 mx-md-0 me-xl-3"> <p><a href="/who-we-are">Generali</a> is one of the largest global insurance and asset management providers. Established in 1831, it is present in over 50 countries in the world, with a total premium income of € 82.5 billion in 2023. With almost 82,000 employees serving 70 million customers, the Group has a leading position in Europe and a growing presence in Asia and Latin America. At the heart of Generali’s strategy is its Lifetime Partner commitment to customers, achieved through innovative and personalised solutions, best-in-class customer experience and its digitalised global distribution capabilities. The Group has fully embedded sustainability into all strategic choices, with the aim to create value for all stakeholders while building a fairer and more resilient society.</p> </div> </div> </div> </div> <div class="background-grey-light last"> <div class="large-container"> <div class="row"> <div class="col-12 col-md-7"> <ul class="list-unstyled"> <li> <a title="Legal Info" href="/info/legal-information">Legal Info</a> </li> <li> <a title="Cookie Policy" href="/info/cookies-policy">Cookie Policy</a> </li> <li> <a title="Privacy & GDPR" href="/info/privacy/privacy-information">Privacy & GDPR</a> </li> <li> <a title="FATCA" href="/info/fatca">FATCA</a> </li> <li> <a title="EMIR exemption " href="/info/European-Market-Infrastructure-Regulation">EMIR exemption </a> </li> <li> <a title="Holocaust" href="/info/holocaust">Holocaust</a> </li> <li> <a title="Accessibility" href="/info/accessibility">Accessibility</a> </li> <li> <a target="_blank" title="Whistleblowing" 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href="/who-we-are/at-a-glance">At a Glance</a></li> <li> <a href="/who-we-are/history"> Our History </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Our History</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/history">Discover</a> </li> <li><a href="/who-we-are/history/Generali-190-Anniversary">Generali 190 Anniversary</a></li> <li><a href="/who-we-are/history/Generali-190-Anniversary-Events-Timeline">Generali 190 Events timeline</a></li> <li><a href="/who-we-are/history/interactive-timeline">Interactive Timeline</a></li> <li><a href="/who-we-are/history/our-logo-over-190-years">Our logo over 190 years</a></li> <li><a href="/who-we-are/history/the-age-of-the-lion">Generali publications</a></li> <li><a href="/who-we-are/history/posters-and-advertising">Posters and advertising</a></li> <li><a href="/who-we-are/history/The-Generali-Group-Historical-Archives">Group Historical Archives</a></li> <li><a href="/who-we-are/history/group-libraries">Group libraries</a></li> </ul> </li> <li><a href="/who-we-are/our-culture">Our Culture</a></li> <li> <a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24"> Strategic Plan: Lifetime Partner 24 </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Strategic Plan: Lifetime Partner 24</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24">Discover</a> </li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Sustainable-growth">Sustainable growth</a></li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Earnings-profile">Earnings profile</a></li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Lead-innovation">Lead innovation</a></li> </ul> </li> <li> <a href="/who-we-are/global-positioning"> Our organization </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Our organization</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/global-positioning">Discover</a> </li> <li><a href="/who-we-are/global-positioning/italy">Italy</a></li> <li><a href="/who-we-are/global-positioning/germany">Germany, Austria and Switzerland</a></li> <li><a href="/who-we-are/global-positioning/france">France</a></li> <li><a href="/who-we-are/global-positioning/international">International</a></li> <li><a href="/who-we-are/global-positioning/global-business-activities">Global Business Activities</a></li> <li><a href="/who-we-are/global-positioning/investments-asset-and-wealth-management">Asset & Wealth Management</a></li> </ul> </li> <li><a href="/who-we-are/discovering-generali">Generali Stories</a></li> <li><a href="/who-we-are/our-business">Our business model </a></li> <li><a href="/who-we-are/our-activities">Our activities</a></li> <li><a href="/who-we-are/our-management">Our management</a></li> <li><a href="/who-we-are/our-brand">Our Brand</a></li> <li> <a href="/who-we-are/sponsorship"> Sponsorship </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Sponsorship</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/sponsorship">Discover</a> </li> <li><a href="/who-we-are/sponsorship/Sport">Sport</a></li> <li><a href="/who-we-are/sponsorship/Arts-and-Culture">Arts and Culture</a></li> <li><a href="/who-we-are/sponsorship/Generali-women-in-sailing">Generali Women in Sailing</a></li> </ul> </li> </ul> </li> <li> <a href="/what-we-do">What we do</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>What we do</h3> <p class="mt-1 mb-3"> Our purpose is to enable people to shape a safer and more sustainable future by caring for their lives and dreams. </p> <a class="btn-red mb-3" href="/what-we-do"> Discover </a> </li> <li><a href="/what-we-do/what-is-insurance">What is insurance</a></li> <li> <a href="/what-we-do/life-insurance"> Life insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Life insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/life-insurance">Discover</a> </li> <li><a href="/what-we-do/life-insurance/pure-risk-cover">Pure-Risk Cover</a></li> <li><a href="/what-we-do/life-insurance/investment-policies">Investment policies</a></li> <li><a href="/what-we-do/life-insurance/pension-funds">Pension Funds</a></li> <li><a href="/what-we-do/life-insurance/before-taking-out-a-life-insurance-policy">Before Taking Out a Life Insurance Policy</a></li> </ul> </li> <li> <a href="/what-we-do/property-and-casualty-insurance"> Property and Casualty Insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Property and Casualty Insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/property-and-casualty-insurance">Discover</a> </li> <li><a href="/what-we-do/property-and-casualty-insurance/damage-to-property">Damage to property</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/personal-injury">Personal Injury</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/third-party-liability">Third-Party Liability</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/before-taking-out-a-property-and-casualty-policy">Before Taking Out a Property and Casualty Policy</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/insurance-product-distribution-and-claims-management">Insurance Product Distribution and Claims Management</a></li> </ul> </li> <li><a href="/what-we-do/insurance-for-companies">Insurance for Companies</a></li> <li><a href="/what-we-do/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li> <a href="/what-we-do/Global-Advisor-Excellence-Contest"> Global Advisor Excellence Contest </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Global Advisor Excellence Contest</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/Global-Advisor-Excellence-Contest">Discover</a> </li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame & Finalists</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> <li><a href="/what-we-do/asset-management">Asset Management</a></li> <li><a href="/what-we-do/Insurance-for-dummies">Insurance for dummies</a></li> <li><a href="/what-we-do/emerging-risks">Emerging risks</a></li> </ul> </li> <li> <a href="/sustainability">Sustainability</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Sustainability</h3> <p class="mt-1 mb-3"> Sustainability is the originator of our strategy. </p> <a class="btn-red mb-3" href="/sustainability"> Discover </a> </li> <li> <a href="/sustainability/responsible-business"> Responsible Business </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Business</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-business">Discover</a> </li> <li><a href="/sustainability/responsible-business/charter_sustainability_commitments">Charter of Sustainability Commitments </a></li> <li><a href="/sustainability/responsible-business/materiality-analysis">Materiality assessment</a></li> <li><a href="/sustainability/responsible-business/stakeholder-engagement">Stakeholder engagement</a></li> <li><a href="/sustainability/responsible-business/sustainability-indices-and-ratings">Sustainability indices and ratings </a></li> <li><a href="/sustainability/responsible-business/external-commitments">External commitments</a></li> </ul> </li> <li> <a href="/sustainability/responsible-insurer"> Responsible Insurer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Insurer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-insurer">Discover</a> </li> <li><a href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">EU Taxonomy</a></li> <li><a href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li> <a href="/sustainability/responsible-investor"> Responsible Investor </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Investor</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-investor">Discover</a> </li> <li><a href="/sustainability/responsible-investor/sustainability-into-investments">Sustainability into Investments</a></li> <li><a href="/sustainability/responsible-investor/investing-for-the-climate">Investing for climate</a></li> <li><a href="/sustainability/responsible-investor/real-estate-investments">Sustainable real estate investing</a></li> <li><a href="/sustainability/responsible-investor/sustainability-related-disclosures">Sustainability related disclosures</a></li> </ul> </li> <li> <a href="/sustainability/responsible-employer"> Responsible Employer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Employer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-employer">Discover</a> </li> <li><a href="/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a href="/sustainability/responsible-employer/Employees_engagement">Employee engagement </a></li> <li><a href="/sustainability/responsible-employer/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/sustainability/responsible-employer/investing-in-our-people">Investing in our people</a></li> <li><a href="/sustainability/responsible-employer/training">Training</a></li> <li><a href="/sustainability/responsible-employer/work-life-balance">Work-life balance</a></li> <li><a href="/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a href="/sustainability/responsible-employer/environmental-management">Environmental management system of Group Operations</a></li> <li><a href="/sustainability/responsible-employer/greenhouse-gas-emissions">Greenhouse gas emissions</a></li> <li><a href="/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">Our offices: energy, use of resources and waste</a></li> <li><a href="/sustainability/responsible-employer/mobility">Mobility of our personnel</a></li> <li><a href="/sustainability/responsible-employer/social-dialogue">Social Dialogue</a></li> <li><a href="/sustainability/responsible-employer/european_social_charter">European Social Charter</a></li> <li><a href="/sustainability/responsible-employer/European_Works_Council">European Works Council</a></li> <li><a href="/sustainability/responsible-employer/working-with-our-suppliers">Working with our suppliers</a></li> </ul> </li> <li> <a href="/sustainability/responsible-citizen"> Responsible Corporate Citizen </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Corporate Citizen</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-citizen">Discover</a> </li> <li><a href="/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a href="/sustainability/responsible-citizen/how-we-contribute">How we contribute</a></li> </ul> </li> <li> <a href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Commitments to the environment and climate</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-commitment-to-the-environment-and-climate">Discover</a> </li> <li><a href="/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Climate advocacy policy and participation in public debate</a></li> </ul> </li> <li> <a href="/sustainability/performance-and-reporting"> Performance and Reporting </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Performance and Reporting</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/performance-and-reporting">Discover</a> </li> <li><a href="/sustainability/performance-and-reporting/data-and-performance">Data and performance</a></li> <li><a href="/sustainability/performance-and-reporting/how-we-report-vista">Sustainability reports archive</a></li> </ul> </li> <li> <a href="/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Sustainable Financial Management</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/sustainable-financial-management">Discover</a> </li> <li><a href="/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green & Sustainability Bonds</a></li> <li><a href="/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> <li> <a href="/sustainability/our-rules"> Our rules </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Our rules</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-rules">Discover</a> </li> <li><a href="/sustainability/our-rules/governance-management">Governance & management</a></li> <li><a href="/sustainability/our-rules/code-of-conduct">Generali Group Code of Conduct</a></li> <li><a href="/sustainability/our-rules/respecting-human-rights">Respecting human rights</a></li> <li><a href="/sustainability/our-rules/anti-corruption">Anti-corruption</a></li> <li><a href="/sustainability/our-rules/financial-crimes-compliance">Financial crimes compliance</a></li> <li><a href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Anti Financial Crime and Anti Bribery & Corruption</a></li> <li><a href="/sustainability/our-rules/tax-payments">Tax Strategy and Taxes</a></li> <li><a href="/sustainability/our-rules/tax-transparency-report">Tax Transparency Report</a></li> <li><a href="/sustainability/our-rules/group-security">Group security</a></li> </ul> </li> <li><a href="/sustainability/contacts">Contacts</a></li> </ul> </li> <li> <a href="/work-with-us">Work with us</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Work with us</h3> <p class="mt-1 mb-3"> People are our company's soul. </p> <a class="btn-red mb-3" href="/work-with-us"> Discover </a> </li> <li> <a href="/work-with-us/Get-to-know-us"> Get to know us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Get to know us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/Get-to-know-us">Discover</a> </li> <li><a href="/work-with-us/Get-to-know-us/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/work-with-us/Get-to-know-us/Our-people-s-stories">Our people’s stories</a></li> </ul> </li> <li> <a href="/work-with-us/grow-with-us"> Grow with us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Grow with us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/grow-with-us">Discover</a> </li> <li><a href="/work-with-us/grow-with-us/Drive-our-success">Drive our success</a></li> <li><a href="/work-with-us/grow-with-us/Your-development">Your development with us</a></li> <li><a href="/work-with-us/grow-with-us/We-LEARN">We LEARN</a></li> <li><a href="/work-with-us/grow-with-us/what-we-offer">What we offer</a></li> </ul> </li> <li> <a href="/work-with-us/join-us"> Join us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Join us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/join-us">Discover</a> </li> <li><a href="/work-with-us/join-us/five-reasons-to-apply">Five reasons to apply</a></li> <li><a href="/work-with-us/join-us/Openings_Graduates_and_Students">Openings for Graduates and Students</a></li> <li><a href="/work-with-us/join-us/job-search">Job search</a></li> <li><a href="/work-with-us/join-us/contact-and-connect-with-us">Contact and connect with us</a></li> </ul> </li> </ul> </li> <li> <a href="/investors">Investors</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Investors</h3> <p class="mt-1 mb-3"> Driving sustainable growth, enhancing earnings profile, and leading innovation are the three pillars of our strategy. </p> <a class="btn-red mb-3" href="/investors"> Discover </a> </li> <li><a href="/investors/investing-in-generali">Investing in Generali</a></li> <li> <a href="/investors/Strategy"> Strategy </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Strategy</h3> <a class="btn-red mb-3 mt-2" href="/investors/Strategy">Discover</a> </li> <li><a href="/investors/Strategy/Outlook">Outlook</a></li> <li><a href="/investors/Strategy/investments-and-divestments">Investments and divestments</a></li> <li><a href="/investors/Strategy/transformation-strategy">Lead Innovation</a></li> <li><a href="/investors/Strategy/Growth-factors">Growth factors</a></li> </ul> </li> <li> <a href="/investors/financial-highlights"> Financial highlights </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Financial highlights</h3> <a class="btn-red mb-3 mt-2" href="/investors/financial-highlights">Discover</a> </li> <li><a href="/investors/financial-highlights/performance-by-segment">Performance by segment</a></li> <li><a href="/investors/financial-highlights/performance-by-country">Performance by country</a></li> <li><a href="/investors/financial-highlights/historical-data">Historical Data</a></li> </ul> </li> <li> <a href="/investors/reports-and-presentations"> Reports and presentations </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Reports and presentations</h3> <a class="btn-red mb-3 mt-2" href="/investors/reports-and-presentations">Discover</a> </li> <li><a href="/investors/reports-and-presentations/report-archive">Report Archive</a></li> <li><a href="/investors/reports-and-presentations/Presentations">Presentations</a></li> <li><a href="/investors/reports-and-presentations/investor-day">Investor Days</a></li> <li><a href="/investors/reports-and-presentations/opa-cattolica">Cattolica Tender</a></li> </ul> </li> <li> <a href="/investors/share-information-analysts"> Share information & analysts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Share information & analysts</h3> <a class="btn-red mb-3 mt-2" href="/investors/share-information-analysts">Discover</a> </li> <li><a href="/investors/share-information-analysts/key-share-figures">Key share figures</a></li> <li><a href="/investors/share-information-analysts/tickers-and-indices">Tickers and indices</a></li> <li><a href="/investors/share-information-analysts/share-capital">Share capital</a></li> <li><a href="/investors/share-information-analysts/dividends">Dividends</a></li> <li><a href="/investors/share-information-analysts/Shareholding-calculator">Shareholding calculator</a></li> <li><a href="/investors/share-information-analysts/equity-analysts-and-consensus">Equity analysts and consensus</a></li> <li><a href="/investors/share-information-analysts/ownership-structure">Ownership structure</a></li> <li><a href="/investors/share-information-analysts/share-buyback">Share buyback</a></li> </ul> </li> <li> <a href="/investors/debt-ratings"> Debt & ratings </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Debt & ratings</h3> <a class="btn-red mb-3 mt-2" href="/investors/debt-ratings">Discover</a> </li> <li><a href="/investors/debt-ratings/listed-debt-securities">Debt securities</a></li> <li><a href="/investors/debt-ratings/debt-composition-and-maturity">Debt composition and maturity</a></li> <li><a href="/investors/debt-ratings/ratings">Ratings</a></li> <li><a href="/investors/debt-ratings/credit-analysts">Credit analysts</a></li> <li><a href="/investors/debt-ratings/sustainability-bond-framework">Sustainability Bond Framework and Report </a></li> </ul> </li> <li> <a href="/investors/Our-ESG-approach"> Our ESG approach </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Our ESG approach</h3> <a class="btn-red mb-3 mt-2" href="/investors/Our-ESG-approach">Discover</a> </li> <li><a href="/investors/Our-ESG-approach/Environmental">Environmental</a></li> <li><a href="/investors/Our-ESG-approach/Social">Social</a></li> <li><a href="/investors/Our-ESG-approach/Governance">Governance</a></li> </ul> </li> <li><a href="/investors/financial-calendar">Financial calendar</a></li> <li><a href="/investors/Retail-shareholders">Retail shareholders</a></li> <li> <a href="/investors/contacts"> Contacts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Contacts</h3> <a class="btn-red mb-3 mt-2" href="/investors/contacts">Discover</a> </li> <li><a href="/investors/contacts/Contacts-for-institutional-investors">Contacts for institutional investors</a></li> <li><a href="/investors/contacts/Contacts-for-retail-shareholders">Contacts for retail shareholders</a></li> </ul> </li> </ul> </li> <li> <a href="/media">Media</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Media</h3> <p class="mt-1 mb-3"> The latest from Generali. </p> <a class="btn-red mb-3" href="/media"> Discover </a> </li> <li><a href="/media/press-releases">Press releases</a></li> <li> <a href="/media/News"> News </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>News</h3> <a class="btn-red mb-3 mt-2" href="/media/News">Discover</a> </li> <li><a href="/media/News/covid-19-emergency">COVID-19 emergency</a></li> </ul> </li> <li> <a href="/media/podcast"> Podcast </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Podcast</h3> <a class="btn-red mb-3 mt-2" href="/media/podcast">Discover</a> </li> <li><a href="/media/podcast/190-Years-of-Future">190 Years of Future</a></li> </ul> </li> <li><a href="/media/media-kit">Media kit</a></li> <li><a href="/media/events-calendar">Events calendar</a></li> <li> <a href="/media/multimedia-gallery"> Multimedia-Gallery </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Multimedia-Gallery</h3> <a class="btn-red mb-3 mt-2" href="/media/multimedia-gallery">Discover</a> </li> <li><a href="/media/multimedia-gallery/video">Videos</a></li> <li><a href="/media/multimedia-gallery/images">Images</a></li> </ul> </li> <li> <a href="/media/social-media"> Social media </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Social media</h3> <a class="btn-red mb-3 mt-2" href="/media/social-media">Discover</a> </li> <li><a 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