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Affordable Care Act FAQ | Cardinal at Work

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href="/benefits-rewards/health-life-plans/medical-plans/medical-contribution-assistance-program-mcap/2024"><span class="su-multi-menu__link-text-wrapper">2024 MCAP Rates</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/medical-plans/cobra"><span class="su-multi-menu__link-text-wrapper">COBRA</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/medical-plans/cobra/2024-cobra-plan-rates"><span class="su-multi-menu__link-text-wrapper">2024 COBRA Rates</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/medical-plans/cobra/cobra-frequently-asked-questions"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/medical-plans/included-health"><span class="su-multi-menu__link-text-wrapper">Included Health Benefits Help</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/dental-plans"><span class="su-multi-menu__link-text-wrapper">Dental Plans</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/employee-vision-plan"><span class="su-multi-menu__link-text-wrapper">Vision Plan</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/health-savings-spending-accounts"><span class="su-multi-menu__link-text-wrapper">Health Savings &amp; Spending Accounts</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/health-savings-spending-accounts/health-savings-account"><span class="su-multi-menu__link-text-wrapper">Health Savings Account</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/health-savings-spending-accounts/health-care-fsa"><span class="su-multi-menu__link-text-wrapper">Health Care FSA</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/health-savings-spending-accounts/dependent-care-fsa"><span class="su-multi-menu__link-text-wrapper">Dependent Day Care FSA</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent su-multi-menu__item--active-trail"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca"><span class="su-multi-menu__link-text-wrapper">Affordable Care Act (ACA)</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/about-aca"><span class="su-multi-menu__link-text-wrapper">About the ACA</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/aca-eligibility-and-plan"><span class="su-multi-menu__link-text-wrapper">ACA Eligibility and Plan</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/aca-form-1095"><span class="su-multi-menu__link-text-wrapper">ACA Form 1095</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/aca-form-1095/1095-portal-receiving-your"><span class="su-multi-menu__link-text-wrapper">1095 Portal</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/aca-timeline"><span class="su-multi-menu__link-text-wrapper">ACA Timeline</span></a></li><li class="su-multi-menu__item su-multi-menu__item--active-trail su-multi-menu__item--current"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/affordable-care-act-faq" aria-current="true"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/womens-health"><span class="su-multi-menu__link-text-wrapper">Women&#039;s Health</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/reproductive-services"><span class="su-multi-menu__link-text-wrapper">Reproductive Services</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/lgbtq-health-benefits"><span class="su-multi-menu__link-text-wrapper">LGBTQ+ Health Benefits</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/quicklinks-health-life-plans"><span class="su-multi-menu__link-text-wrapper">Plan Quicklinks</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/life-accident-insurance"><span class="su-multi-menu__link-text-wrapper">Life &amp; Accident Insurance</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/life-accident-insurance/basic-supplemental-life-insurance"><span class="su-multi-menu__link-text-wrapper">Basic &amp; Supplemental Life Insurance</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/life-accident-insurance/critical-illness-insurance"><span class="su-multi-menu__link-text-wrapper">Critical Illness Insurance</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/life-accident-insurance/add-insurance"><span class="su-multi-menu__link-text-wrapper">AD&amp;D Insurance</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits"><span class="su-multi-menu__link-text-wrapper">Optional Benefits</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/metlife-pre-paid-legal-services"><span class="su-multi-menu__link-text-wrapper">Pre-Paid Legal Services</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/home-auto-insurance"><span class="su-multi-menu__link-text-wrapper">Home &amp; Auto Insurance</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/pet-insurance"><span class="su-multi-menu__link-text-wrapper">Pet Insurance</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/pet-insurance/nationwide-pet-insurance"><span class="su-multi-menu__link-text-wrapper">Nationwide</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/pet-insurance/metlife-pet-insurance"><span class="su-multi-menu__link-text-wrapper">MetLife</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/identity-theft-protection"><span class="su-multi-menu__link-text-wrapper">Identity Theft Protection</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/traveling-working-abroad"><span class="su-multi-menu__link-text-wrapper">Traveling &amp; Working Abroad</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/traveling-working-abroad/business-travel-accident-insurance"><span class="su-multi-menu__link-text-wrapper">Business Travel Accident Insurance</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/traveling-working-abroad/stanford-benefits-travel-checklist"><span class="su-multi-menu__link-text-wrapper">Stanford Benefits Travel Checklist</span></a></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement"><span class="su-multi-menu__link-text-wrapper">Retirement Savings (SCRP)</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/start-saving-retirement"><span class="su-multi-menu__link-text-wrapper">Start Saving for Retirement</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp"><span class="su-multi-menu__link-text-wrapper">Stanford Contributory Retirement Plan</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/eligibility"><span class="su-multi-menu__link-text-wrapper">Eligibility</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/enrollment"><span class="su-multi-menu__link-text-wrapper">Enrollment</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/enrollment/how-enroll"><span class="su-multi-menu__link-text-wrapper">How to Enroll</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/basic-and-matching"><span class="su-multi-menu__link-text-wrapper">Contributions</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/basic-and-matching-0"><span class="su-multi-menu__link-text-wrapper">2024 Contribution Limits</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/basic-and-matching-1"><span class="su-multi-menu__link-text-wrapper">Maximize Your Contributions</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/investments-offered"><span class="su-multi-menu__link-text-wrapper">Investments</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/investments-offered-0"><span class="su-multi-menu__link-text-wrapper">Fees &amp; Expenses Disclosure</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/investments-offered-1"><span class="su-multi-menu__link-text-wrapper">Transfer Funds</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/distributions"><span class="su-multi-menu__link-text-wrapper">Distributions</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/distributions/payment"><span class="su-multi-menu__link-text-wrapper">Payment Options</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/distributions/spousal"><span class="su-multi-menu__link-text-wrapper">Spousal Rights to Benefits</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/distributions/taxes"><span class="su-multi-menu__link-text-wrapper">Taxes &amp; Penalties on Distributions</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/loans-hardship"><span class="su-multi-menu__link-text-wrapper">Loans &amp; Hardship Distributions</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/loans-hardship/how"><span class="su-multi-menu__link-text-wrapper">How to Apply for a Hardship Distribution</span></a></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire"><span class="su-multi-menu__link-text-wrapper">Prepare to Retire</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire/staff-retirement-checklist"><span class="su-multi-menu__link-text-wrapper">Staff Retirement Checklist</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire/faculty-retirement-checklist"><span class="su-multi-menu__link-text-wrapper">Faculty Retirement Checklist</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire/retirement-savings-checklist"><span class="su-multi-menu__link-text-wrapper">Retirement Savings Checklist</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire/benefits-if-recalled"><span class="su-multi-menu__link-text-wrapper">Benefits if Recalled</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire/retiree-status-privileges"><span class="su-multi-menu__link-text-wrapper">Retiree Status &amp; Privileges</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance"><span class="su-multi-menu__link-text-wrapper">Workshops &amp; Guidance</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance/scrp-monthly-workshop-registration"><span class="su-multi-menu__link-text-wrapper">Workshops</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance/scrp-monthly-workshop-registration/financial"><span class="su-multi-menu__link-text-wrapper">Financial Wellness and Retirement Savings</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance/individual-financial-counseling"><span class="su-multi-menu__link-text-wrapper">Individual Financial Counseling</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance/retirement-videos-presentation"><span class="su-multi-menu__link-text-wrapper">Retirement Videos &amp; Presentation</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance/your-health-care-benefits-retirement-workshop"><span class="su-multi-menu__link-text-wrapper">Retirement Health Workshops</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/retirement-contacts"><span class="su-multi-menu__link-text-wrapper">Retirement Contacts</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/retirement-contacts/tiaa-login"><span class="su-multi-menu__link-text-wrapper">TIAA Login</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/living-well-retirement"><span class="su-multi-menu__link-text-wrapper">Living Well in Retirement</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/compensation"><span class="su-multi-menu__link-text-wrapper">Compensation</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation"><span class="su-multi-menu__link-text-wrapper">Staff Compensation</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/pay-administration"><span class="su-multi-menu__link-text-wrapper">Pay Administration</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/pay-administration/our-compensation-philosophy"><span class="su-multi-menu__link-text-wrapper">Our Compensation Philosophy</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/job-descriptions"><span class="su-multi-menu__link-text-wrapper">Job Descriptions</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/job-descriptions/exemption-status"><span class="su-multi-menu__link-text-wrapper">Exemption Status</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/salary-structure"><span class="su-multi-menu__link-text-wrapper">Salary Structure</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/job-changes"><span class="su-multi-menu__link-text-wrapper">Job Changes</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/glossary-terms"><span class="su-multi-menu__link-text-wrapper">Glossary of Terms</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/online-resources"><span class="su-multi-menu__link-text-wrapper">Online Resources</span></a><ul class="su-multi-menu__menu 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su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/elder-care-caregiving/avenidas-resources"><span class="su-multi-menu__link-text-wrapper">Avenidas Resources</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/elder-care-caregiving/monthly-caregiver-discussion-group"><span class="su-multi-menu__link-text-wrapper">Monthly Caregiver Seminars</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/elder-care-caregiving/back-elder-care"><span class="su-multi-menu__link-text-wrapper">Back-Up Elder Care</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/elder-care-caregiving/elder-care-resources"><span class="su-multi-menu__link-text-wrapper">Elder Care Resources</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" 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href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg/program-eligibility-and/2025"><span class="su-multi-menu__link-text-wrapper">2025 Child Care Subsidy Grant Program Guidelines</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg/program-eligibility-and/ccsg"><span class="su-multi-menu__link-text-wrapper">CCSG Award Examples</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv6"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg/program-eligibility-and-0"><span class="su-multi-menu__link-text-wrapper">CCSG Award Examples - Web Accessible</span></a></li></ul></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg/ccsg-application-process-and"><span class="su-multi-menu__link-text-wrapper">Application Process and Deadlines</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg/financial-documentation"><span class="su-multi-menu__link-text-wrapper">Financial Documentation Requirements</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/financial-assistance/faculty-child-care-assistance-program"><span class="su-multi-menu__link-text-wrapper">Faculty Child Care Assistance Program</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/faculty-child-care-assistance-program/eligibility-requirements"><span class="su-multi-menu__link-text-wrapper">Eligibility Requirements</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/faculty-child-care-assistance-program/application-process"><span class="su-multi-menu__link-text-wrapper">Application Process and Deadlines</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/faculty-child-care-assistance-program/reimbursement-claims"><span class="su-multi-menu__link-text-wrapper">Reimbursement Claims</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/junior-faculty-dependent-care-travel-grant-program"><span class="su-multi-menu__link-text-wrapper">Junior Faculty Dependent Care Travel Grant Program</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://cardinalatwork.stanford.edu/benefits-rewards/health/health-savings-spending-accounts"><span class="su-multi-menu__link-text-wrapper">Dependent Care Spending Account</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/adoption-assistance-program"><span class="su-multi-menu__link-text-wrapper">Adoption Assistance Program</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/back-child-care"><span class="su-multi-menu__link-text-wrapper">Back-Up Child Care</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/financial-assistance/employee-emergency-assistance-fund"><span class="su-multi-menu__link-text-wrapper">Employee Emergency Assistance Fund</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/employee-emergency-assistance-fund/eeaf-program-criteria"><span class="su-multi-menu__link-text-wrapper">EEAF Program Criteria</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/employee-emergency-assistance-fund/translated-eeaf-information"><span class="su-multi-menu__link-text-wrapper">Translated EEAF Information</span></a></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/navigating-work-life"><span class="su-multi-menu__link-text-wrapper">Navigating Work &amp; Life</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/navigating-work-life/work-life-integration"><span class="su-multi-menu__link-text-wrapper">Work-Life Integration</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/navigating-work-life/mind-body-spirit-wellbeing"><span class="su-multi-menu__link-text-wrapper">Mind, Body &amp; Spirit</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://cardinalatwork.stanford.edu/engage/volunteer"><span class="su-multi-menu__link-text-wrapper">Volunteer Opportunities</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/navigating-work-life/staying-active-living-well"><span class="su-multi-menu__link-text-wrapper">Staying Active &amp; Living Well</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/worklife-office"><span class="su-multi-menu__link-text-wrapper">The WorkLife Office</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/programs-and-discussion-groups"><span class="su-multi-menu__link-text-wrapper">Programs and Discussion Groups</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/join-our-email-lists"><span class="su-multi-menu__link-text-wrapper">Join Our Email Lists</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/contact-us-worklife"><span class="su-multi-menu__link-text-wrapper">Contact Us</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me"><span class="su-multi-menu__link-text-wrapper">Offerings for Me</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/staff"><span class="su-multi-menu__link-text-wrapper">Staff</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/faculty"><span class="su-multi-menu__link-text-wrapper">Faculty</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/postdocs"><span class="su-multi-menu__link-text-wrapper">Postdocs</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/hospital-staff"><span class="su-multi-menu__link-text-wrapper">Hospital Staff</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/emeriti-retirees"><span class="su-multi-menu__link-text-wrapper">Emeriti &amp; Retirees</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/students"><span class="su-multi-menu__link-text-wrapper">Students</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/affiliates"><span class="su-multi-menu__link-text-wrapper">Affiliates</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife/activities-events/worklife-calendar"><span class="su-multi-menu__link-text-wrapper">All Events</span></a></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers"><span class="su-multi-menu__link-text-wrapper">Careers</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv2"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance"><span class="su-multi-menu__link-text-wrapper">Career Guidance</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-philosophy"><span class="su-multi-menu__link-text-wrapper">Career Philosophy</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network"><span class="su-multi-menu__link-text-wrapper">Career Counseling Network</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/how-program-works"><span class="su-multi-menu__link-text-wrapper">How the Program Works</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/career-counselor-profiles"><span class="su-multi-menu__link-text-wrapper">Career Counselor Profiles</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/career-counselor-profiles/career-counselor-diane"><span class="su-multi-menu__link-text-wrapper">Career Counselor, Diane Byster</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/career-counselor-profiles/career-counselor-anne"><span class="su-multi-menu__link-text-wrapper">Career Counselor, Anne Chan, PhD, MFT</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/career-counselor-profiles/career-counselor-ellen"><span class="su-multi-menu__link-text-wrapper">Career Counselor, Ellen Shulman, MA</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/career-counselor-profiles/career-counselor-lisa"><span class="su-multi-menu__link-text-wrapper">Career Counselor, Lisa Stotlar, MA, CCC</span></a></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/development-coaching"><span class="su-multi-menu__link-text-wrapper">1:1 Development Coaching</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/11-development-coaching"><span class="su-multi-menu__link-text-wrapper">How the program differs from other university services</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-connections"><span class="su-multi-menu__link-text-wrapper">Career Connections</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-connections/career-story-event-fireside-chat-shirley-everett-edd-mba"><span class="su-multi-menu__link-text-wrapper">Career Story Event: Fireside Chat with Shirley Everett, Ed.D., MBA</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-connections/career-story-event-panel-discussion"><span class="su-multi-menu__link-text-wrapper">Career Story Event: Panel Discussion</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-conversations"><span class="su-multi-menu__link-text-wrapper">Career Conversations</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-conversations/career-connector-meeting-guidance"><span class="su-multi-menu__link-text-wrapper">Career Connector Meeting Guidance</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories"><span class="su-multi-menu__link-text-wrapper">Career Success Stories</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories/christopher-bennett"><span class="su-multi-menu__link-text-wrapper">Christopher Bennett</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories/csilla-csaplar"><span class="su-multi-menu__link-text-wrapper">Csilla Csaplár</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories/kahlil-wells"><span class="su-multi-menu__link-text-wrapper">Kahlil Wells</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories/megan-swezey-fogarty"><span class="su-multi-menu__link-text-wrapper">Megan Swezey Fogarty</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories/priscilla-fiden"><span class="su-multi-menu__link-text-wrapper">Priscilla Fiden</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools"><span class="su-multi-menu__link-text-wrapper">Career Tools</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/career-navigation"><span class="su-multi-menu__link-text-wrapper">Career Navigation</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/learning-management-system-stars-tools"><span class="su-multi-menu__link-text-wrapper">Learning Management System (STARS) Tools</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/learning-management-system-stars-tools/stars-all-learning-faq"><span class="su-multi-menu__link-text-wrapper">STARS All Learning FAQ</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/learning-management-system-stars-tools/stars-technical-support"><span class="su-multi-menu__link-text-wrapper">STARS Technical Support FAQ</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/recommended-resources"><span class="su-multi-menu__link-text-wrapper">Recommended Resources</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track"><span class="su-multi-menu__link-text-wrapper">STARS Track</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/overview-stars-track"><span class="su-multi-menu__link-text-wrapper">Overview of STARS Track</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/assign-training"><span class="su-multi-menu__link-text-wrapper">Assign Training</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv6"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/assign-training/assignor-quick-guide"><span class="su-multi-menu__link-text-wrapper">Quick Guide for Assignors</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/assign-training/supervisor-quick-guide"><span class="su-multi-menu__link-text-wrapper">Quick Guide for Supervisors</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/assign-training/compliance-reporting-quick-guide"><span class="su-multi-menu__link-text-wrapper">Quick Guide for Compliance Reporting</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/compliance-reporting"><span class="su-multi-menu__link-text-wrapper">Compliance Reporting</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/stars-contacts-resources"><span class="su-multi-menu__link-text-wrapper">Contacts &amp; Resources</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/stars-glossary"><span class="su-multi-menu__link-text-wrapper">Glossary</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/stars-track-faq"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li></ul></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development"><span class="su-multi-menu__link-text-wrapper">Professional Development</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/course-calendar"><span class="su-multi-menu__link-text-wrapper">Course Calendar</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/course-catalog"><span class="su-multi-menu__link-text-wrapper">Course Catalog</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/course-catalog/policies-fees"><span class="su-multi-menu__link-text-wrapper">Policies &amp; Fees</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/courses-competency"><span class="su-multi-menu__link-text-wrapper">Courses by Competency</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/professional-development-success-plan-pdsp"><span class="su-multi-menu__link-text-wrapper">Professional Development Success Plan</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/professional-development-success-plan-pdsp/meeting-guide-and"><span class="su-multi-menu__link-text-wrapper">Meeting Guide and Conversation Prep Tool for Employees</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/professional-development-success-plan-pdsp/pdsp-conversation-prep"><span class="su-multi-menu__link-text-wrapper">PDSP Conversation Prep Tool for Managers</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/free-learning-platforms"><span class="su-multi-menu__link-text-wrapper">Free Learning Platforms</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/free-learning-platforms/coursera"><span class="su-multi-menu__link-text-wrapper">Coursera</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/free-learning-platforms/coursera/coursera-privacy-notice"><span class="su-multi-menu__link-text-wrapper">Coursera privacy notice</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/free-learning-platforms/linkedin-learning"><span class="su-multi-menu__link-text-wrapper">LinkedIn Learning</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/free-learning-platforms/linkedin-learning/curate-learning-linkedin"><span class="su-multi-menu__link-text-wrapper">Curate learning in LinkedIn Learning</span></a></li></ul></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/stanford-training-providers"><span class="su-multi-menu__link-text-wrapper">Stanford Training Providers</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://cop.stanford.edu/"><span class="su-multi-menu__link-text-wrapper">Communities of Practice</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/navigating-during-covid-19-uncertainty"><span class="su-multi-menu__link-text-wrapper">Navigating during COVID-19 uncertainty</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/navigating-during-covid-19-uncertainty/deal-prolonged-disruption"><span class="su-multi-menu__link-text-wrapper">Deal with Disruption</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/navigating-during-covid-19-uncertainty/grasping-magnitude-shock"><span class="su-multi-menu__link-text-wrapper">Grasping Magnitude</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/apprenticeship-program"><span class="su-multi-menu__link-text-wrapper">Apprenticeship Program</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/education-training-assistance"><span class="su-multi-menu__link-text-wrapper">Education &amp; Training Assistance</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/education-training-assistance/staff-training-assistance-program-stap"><span class="su-multi-menu__link-text-wrapper">Staff Training Assistance Program (STAP)</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/education-training-assistance/staff-training-assistance-program-stap/eligibility-coverage"><span class="su-multi-menu__link-text-wrapper">Eligibility &amp; Coverage</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/education-training-assistance/staff-training-assistance-program-stap/staff-training"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/education-training-assistance/staff-training-assistance-program-stap/reimbursement-process"><span class="su-multi-menu__link-text-wrapper">Reimbursement Process</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" 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class="su-multi-menu__link" href="/workplace-essentials/reporting-workplace-concerns"><span class="su-multi-menu__link-text-wrapper">Reporting Workplace Concerns</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/reporting-workplace-concerns/information-about-participating-staff-workplace"><span class="su-multi-menu__link-text-wrapper">Participating in a Staff Workplace Investigation</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/reporting-workplace-concerns/workplace-violence-prevention"><span class="su-multi-menu__link-text-wrapper">Workplace Violence Prevention </span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/grievanceappeal-processes"><span class="su-multi-menu__link-text-wrapper">Grievance/Appeal Processes</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies"><span class="su-multi-menu__link-text-wrapper">Policies</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/hr-policies-stanford"><span class="su-multi-menu__link-text-wrapper">HR Policies at Stanford</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining"><span class="su-multi-menu__link-text-wrapper">Labor Relations &amp; Collective Bargaining</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers"><span class="su-multi-menu__link-text-wrapper">SEIU Higher Education Workers Local 2007</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-0" data-toggle="tooltip" title="SEIU Negotiations"><span class="su-multi-menu__link-text-wrapper">2024 SEIU Negotiations</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv6"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-1"><span class="su-multi-menu__link-text-wrapper">2024 SEIU Negotiations Updates</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv7"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-7"><span class="su-multi-menu__link-text-wrapper">August 31, 2024 Update</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-6"><span class="su-multi-menu__link-text-wrapper">August 30, 2024 Update</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-5"><span class="su-multi-menu__link-text-wrapper">August 29, 2024 Update</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-3"><span class="su-multi-menu__link-text-wrapper">August 20, 2024 Update</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-2"><span class="su-multi-menu__link-text-wrapper">August 16, 2024 Update</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-4"><span class="su-multi-menu__link-text-wrapper">Negotiations FAQs</span></a></li></ul></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/stanford-deputy-sheriffs"><span class="su-multi-menu__link-text-wrapper">Stanford Deputy Sheriffs’ Association</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/united-electrical-local-1043"><span class="su-multi-menu__link-text-wrapper">Stanford Graduate 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class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/policy-requirements"><span class="su-multi-menu__link-text-wrapper">Policy Requirements</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/policy-requirements/program-sponsors"><span class="su-multi-menu__link-text-wrapper">Program Sponsors</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/policy-requirements/program-staff"><span class="su-multi-menu__link-text-wrapper">Program Staff</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/policy-requirements/program-participants"><span class="su-multi-menu__link-text-wrapper">Program 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class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/guidelines/guidelines-appropriate-behavior-minors"><span class="su-multi-menu__link-text-wrapper">Appropriate Behavior with Minors</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/guidelines/guidelines-online-minors-programs"><span class="su-multi-menu__link-text-wrapper">Online Minors Programs</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/guidelines/guidelines-lockershower-facilities"><span class="su-multi-menu__link-text-wrapper">Locker/Shower Facilities</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/guidelines/minors-labs"><span class="su-multi-menu__link-text-wrapper">Minors in Labs</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/protection-minors-management-system-epom"><span class="su-multi-menu__link-text-wrapper">ePOM</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/protection-minors-events"><span class="su-multi-menu__link-text-wrapper">Events</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/emergency-essential-roles-policy"><span class="su-multi-menu__link-text-wrapper">Emergency Essential Roles Policy</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/emergency-essential-roles-policy/site-role-management-system-orms"><span class="su-multi-menu__link-text-wrapper">On-site Role Management System (ORMS)</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/emergency-essential-roles-policy/site-role-management-system-orms-0"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li></ul></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/annual-policy-reminder"><span class="su-multi-menu__link-text-wrapper">Annual Policy Reminder</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work"><span class="su-multi-menu__link-text-wrapper">Flexible Work</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/flexible-work-arrangements-policies"><span class="su-multi-menu__link-text-wrapper">Work Arrangements &amp; Policies</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/flexible-work-arrangements-policies/work-agreement-process"><span class="su-multi-menu__link-text-wrapper">Work Agreement Process</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/employee-resources"><span class="su-multi-menu__link-text-wrapper">Employee Resources</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/employee-resources/individual-contributor-guide"><span class="su-multi-menu__link-text-wrapper">Individual Contributor 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href="/workplace-essentials/flexible-work/flexible-work-guiding-principles"><span class="su-multi-menu__link-text-wrapper">Flexible Work Guiding Principles</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/flexible-work-faq"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/glossary"><span class="su-multi-menu__link-text-wrapper">Glossary</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/flexible-work-survey-2022"><span class="su-multi-menu__link-text-wrapper">Flexible Work Survey 2022</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/stanford-locations"><span class="su-multi-menu__link-text-wrapper">Stanford Locations</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://www.stanford.edu/about/"><span class="su-multi-menu__link-text-wrapper">Stanford Campus</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://redwoodcity.stanford.edu/"><span class="su-multi-menu__link-text-wrapper">Stanford Redwood City</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://www6.slac.stanford.edu/"><span class="su-multi-menu__link-text-wrapper">SLAC National Accelerator Laboratory</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://hr.stanford.edu/processes/global-hr-programs"><span class="su-multi-menu__link-text-wrapper">Around the World</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://stanfordresearchpark.com/"><span class="su-multi-menu__link-text-wrapper">Stanford Research 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Program (TGP) </a></li><li class="su-secondary-nav__item"><a class="su-secondary-nav__link" href="/benefits-rewards/stanford-sweeteners"> Stanford Sweeteners </a></li><li class="su-secondary-nav__item"><a class="su-secondary-nav__link" href="/benefits-rewards/benefits-rewards-resources"> Resources </a></li><li class="su-secondary-nav__item su-secondary-nav__item--parent"><a class="su-secondary-nav__link" href="/benefits-rewards/contact-us"> Contact Us </a></li></ul></nav> </div> <div class="block-content c73dfef7-effa-47b5-9619-f2344a5f7a72 block-block-content"> <div class="su-intro su-margin-bottom-3 block-content stanford-component-block su-component entity-reference-revisions label-hidden field"> <div class="paragraph-item ptype-stanford-wysiwyg"> <div class="ptype-stanford-wysiwyg paragraph paragraph--type--stanford-wysiwyg paragraph--view-mode--default"> <div class="su-wysiwyg-text paragraph stanford-wysiwyg text-long label-hidden field"><h2>Contacts</h2><p>For questions about ACA, including the ACA 1095 Portal, ACA-eligibility and the ACA Plan, contact the&nbsp;<a href="/benefits-rewards/contact-us" data-entity-type="node" data-entity-uuid="a0b9ab42-8282-4589-84ef-dff1cce9f0d4" data-entity-substitution="canonical" title="Contact Us">University HR Service Team</a>&nbsp;online or call (877) 905-2985 or (650) 736-2985.</p><p>For tax-related questions about the IRS 1095 Tax form, contact the IRS Tax Help Line at (800) 829-1040 (Mon-Fri, 7:00 a.m. – 7:00 p.m. local time).</p></div> </div> </div> </div> </div> <div class="block-content ec661d34-3e79-4f0e-bda1-513053d8b199 block-block-content"> <div class="su-intro su-margin-bottom-3 block-content stanford-component-block su-component entity-reference-revisions label-hidden field"> <div class="paragraph-item ptype-stanford-wysiwyg"> <div class="ptype-stanford-wysiwyg paragraph paragraph--type--stanford-wysiwyg paragraph--view-mode--default"> <div class="su-wysiwyg-text paragraph stanford-wysiwyg text-long label-hidden field"><h2><strong>Compare Medical Plans &amp; Costs</strong></h2><p>Active employees and official retirees can use this tool to compare medical benefits, as well as plan costs.</p><p><a class="su-button" href="https://cardinalatwork.stanford.edu/benefits-rewards/health/medical-plans/2024-comparison-tool">Compare Plans</a></p><h2><strong>Find More Information</strong></h2><ul><li><a href="/benefits-rewards/my-benefits-portal/change-your-benefits" data-entity-type="node" data-entity-uuid="7260e07a-9c6a-4d34-892d-6bcfcd0067ef" data-entity-substitution="canonical" title="Change Your Benefits">Change Your Benefits</a></li><li><a href="/benefits-rewards/benefits-rewards-resources" data-entity-type="node" data-entity-uuid="3a6b263d-b974-4047-a222-2c5eeeb6fbb0" data-entity-substitution="canonical" title="Benefits &amp; Rewards Resources">Forms &amp; Resources</a></li><li><a href="/benefits-rewards/contact-us/benefits-provider-contacts" data-entity-type="node" 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entity-reference-revisions label-hidden field"> <div class="paragraph-item ptype-layout"> <div class="ptype-layout paragraph paragraph--type--layout paragraph--view-mode--default"> <div class="caw-layout caw-layout--one-column"> <div class="layout__region layout__region--first"> <div class="ptype-stanford-faq paragraph paragraph--type--stanford-faq paragraph--view-mode--default"> <div class="paragraph stanford-faq su-faq-headline string label-hidden field"><h2>ACA Form 1095 Questions</h2> </div> <div class="paragraph stanford-faq su-faq-questions entity-reference-revisions label-hidden field"> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25211:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="uo0yrhzlCqDxaNEEnFIrf5RiEobsOvD0E-QeQvLRyqc" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> What is IRS Form 1095? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>The Affordable Care Act (ACA) requires that certain employers provide you with an IRS tax form called Form 1095-C Employer-Provided Health Insurance Offer and Coverage (or alternatively, Form 1095-B Health Coverage). The form you receive depends on what type of employee you were classified as during the previous tax year and the medical plan in which you are enrolled.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25216:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="1M8jA6EarU9bt3_YejAR5fSGlKdTtwTsP1iYYSxlJPg" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Why am I receiving an IRS Form 1095? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>You will need the information from your IRS Form 1095-C or 1095-B when you complete your Federal income tax return. The 1095-C form provides documentation of employer-provided health coverage offered to you, as well as enrollment information for you and your dependents as required under the employer shared responsibility provision of the Affordable Care Act (ACA).</p> <p>If your employer provided you or your family members with health coverage through a fully-insured health plan, such as Kaiser, the sponsor of the plan providing the coverage will furnish you information about the coverage separately on Form 1095-B.</p> <p>You may receive more than one of these Forms if you changed employers or medical plans mid-year.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25221:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="1QrZupYLE1z9qppVMexM9tq5ATOx7rfr1ZFlyJuYm6c" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> What am I supposed to do with the Form 1095? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>The IRS Form 1095 will be used to complete your U.S. individual tax return.&nbsp; If you receive a tax credit or premium subsidy under the ACA, the form may be needed to complete applicable tax forms.</p> <p>Otherwise, simply keep the form as your “proof of coverage” for the ACA individual mandate. At this time, you are not required to submit it to the IRS with your tax return.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25226:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="hY4IfLGcEYRhj_l6uj0alCnLt0yUpsZOsvO4ZeoPExg" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> I received two 1095s even though I had the same coverage all year. </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>Employers issue Form 1095s according to each Employer Identification Number (EIN), under which they operate. If you changed jobs during the year, and that puts you in a part of the Stanford group of employers with a different EIN, you will receive a Form 1095 for each EIN of the same company. This may also occur if the employer reorganizes itself, even if you have the same job.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25231:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="fqvmJx2jE-ot719sRPIC33mmqGraXz7a7yL9GCq0UXc" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Why did I get more than one Form 1095? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>There are several reasons why you would receive multiple Form 1095s.</p> <p>The first has to do with how your medical plan is financed by your employer. Some plans are “fully insured” (e.g. Kaiser) while others are “self-insured.” The IRS requires different Form 1095s depending on what kind of plan you are in.</p> <p>Your employer will issue a Form 1095-C to all current and former fulltime employees who were eligible to enroll in the employer’s medical plan in the prior calendar year. So, if you were a full time employee, you will receive a Form 1095-C from your employer whether or not you enrolled in the employer’s coverage.</p> <p>Even if you are currently on COBRA or are a retiree, if you were a full-time employee at any point during the prior year eligible to enroll in an employer’s plan, you will receive a Form 1095-C.</p> <p>If your employer has a fully insured plan (e.g. Kaiser), the plan’s insurance carrier will issue Form 1095-B for anyone enrolled in the plan for even one day of the prior year, regardless of their employment status.</p> <p>This means that employees and former employees who were full-time during the prior year and enrolled in a fully-insured plan will always receive two Form 1095s, a 1095-B and a 1095-C.</p> <p>You may also receive two forms for several other reasons: (i) if you changed employers during the year; or (ii) though you did not change employers, your same employer began to use a different employer identification number (EIN) during the prior year.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25236:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="BJbnwVQFuyBu2TGTAUEuBYfXP-vMG1ZDX5N6i7w1eyE" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> I received a Form 1095 but was not enrolled in this employer’s coverage. </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>Your employer is required to send a Form 1095 to all full-time employees regardless whether an employee enrolled in coverage. The form shows whether employer coverage was offered and, if so, whether the employee enrolled in it.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25241:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="Zm7FBtkiOv-DhqL2vW72U31oOp-NKUYjuM-rPa4tOBE" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Why is my insurance premium higher than what is showing on the form? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>The form will show the lowest cost for the employee-only coverage level.&nbsp;If you are covering dependents or are not enrolled in the lowest cost employee&nbsp;-only coverage, your cost may be different.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25246:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="QBocI2gJhAZrfqgnMrII9emzQUI9PBKxVEOz2BTOGQc" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Why is this Form 1095-C partly blank? I had coverage for myself and my dependent for the entire year. </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>This form will only contain information for the months you were covered under a self-insured plan in the prior year.</p> <p>If you were enrolled in a fully insured plan for any part of the prior tax year, the insurance carrier will send you a separate Form 1095-B or 1095-C showing the period you were enrolled in that fully insured plan.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25251:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="5HNMu4LS1clXFl3ZN635ZtH2NBgMJb3Y7kYUDdnxJCk" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> What if information in my 1095 statement is incorrect or I disagree with the information? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>Please contact the HR Service Team and a specialist will assist you in researching and resolving your concern.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25256:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="uNgo8K0EVn2RJJx4NOSRNNBKYAMNhO06XqK8LfuOrsI" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> What is a 1095-B? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>You will receive a 1095-B from your insurance carrier if you were:</p> <ul> <li>A full-time or part-time employee enrolled in fully-insured coverage for even one day of the prior year</li> <li>On COBRA and were a full-time or part-time employee enrolled in a fully-insured plan for even one day of the prior year, regardless of whether you were employed full time or part time during the year</li> <li>A dependent of a former employee and were enrolled under COBRA in a fully-insured plan for even one day of the prior year.</li> <li>A Retiree under the age of 65 enrolled in a fully-insured plan for even one day of the prior year, regardless whether you were employed full-time or part-time during the year</li> <li>A dependent under the age of 65 of a Medicare-eligible Retiree and enrolled in a fully-insured plan for even one day of the prior year.</li> </ul> <p>You will receive a 1095-B from Medicare if you were a Retiree age 65 or over, and were enrolled in an employer’s Medicare supplement plan for even one day of the prior year, regardless whether you were employed full-time or part-time during the prior year.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25261:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="eHOAkIkW44-xBGvpeFvx5C1a2j2W8yeSky3ACeSIHVA" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Where can I learn more about the IRS Form 1095? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>For questions about the IRS Form 1095, contact the IRS Tax Help Line at 800-829-1040 (Mon-Fri, 7:00 a.m. – 7:00 p.m. local time), or visit the&nbsp;<a href="https://www.irs.gov/Affordable-Care-Act/Individuals-and-Families">IRS website</a>&nbsp;to find information about your tax reporting and Individual Shared Responsibility obligations and other information about the Affordable Care Act.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25266:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="YfDBGeKb29JnqybAncF6xMdPfswMfRA6YBxV9bEsjrw" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Does the IRS Form 1095 apply only to employees on Stanford payroll? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>All full time employees paid by Stanford and other individuals covered by Stanford’s self-insured medical plans will receive an IRS Form 1095-C from Stanford.&nbsp; Employees and other individuals covered by the Kaiser plans will receive Form 1095s from Kaiser.&nbsp; This includes terminated and retired employees who worked at Stanford during the tax year, employees continuing medical coverage through COBRA and retirees under age 65.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25271:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="U-Bm0N6B_-mQ5hRoW8Qss10J2NzPanO6bOQ1Qiz_vb0" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> What is the ACA Portal and how do I log in? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>The&nbsp;<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="8adb3bac-d865-4a29-9608-ef9fcd6c067b" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/aca-form-1095/1095-portal-receiving-your" title="1095 Portal: Receiving Your Form 1095">ACA 1095 Portal</a>&nbsp;is where Stanford University regular employees can access the Form 1095-C to view and download. The ACA Portal is now accessed through&nbsp;<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="b9144b80-631e-4c20-9c11-afadd466ce86" href="/benefits-rewards/my-benefits-portal" title="My Benefits Portal">My Benefits</a>&nbsp;and provides the opportunity to “Go Green” and consent to electronic delivery (e-delivery) of the Form 1095-C. With e-delivery, when the 1095-C is available, you will receive an email with a link to download and print your Form 1095-C. If you do not select e-delivery as your delivery preference by the first week of January, your Form 1095-C will be provided by U.S. Mail by the end of January. Postdoctoral students, former employees and other individuals covered or offered coverage will receive their Forms via U.S. mail, even if electronic delivery was previously elected.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25276:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="v8QKgQbNqcb0doKy2ZnrXZ4KB4vd-KdY9erBSgodu3o" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Will employees that recently retired get two forms – one from Stanford as an employee and one reflecting retiree coverage? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>If you retired in the tax year and were enrolled in one of Stanford’s self-insured plans before and after retirement, you will receive one Form 1095-C reflecting the full tax year. However, if you changed between a self-insured plan and a fully insured plan, such as Kaiser, you may receive a Form 1095-C from Stanford for the portion of the year you were employed and were enrolled in the self-insured plan and Form 1095-B from the medical plan insurer for the period of time you were enrolled.</p></div> </div> </details> </div> </div> </div> </div> </div> <div class="ptype-stanford-spacer paragraph paragraph--type--stanford-spacer paragraph--view-mode--default"> </div> <div class="ptype-stanford-faq paragraph paragraph--type--stanford-faq paragraph--view-mode--default"> <div class="paragraph stanford-faq su-faq-headline string label-hidden field"><h2>ACA Medical Plan Questions</h2> </div> <div class="paragraph stanford-faq su-faq-questions entity-reference-revisions label-hidden field"> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25291:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="1oScPTJ8y55MVOpclpTPm8uTAlRqHhVGi44eoOjurVo" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Can I keep my Marketplace Plan (i.e. CoveredCA plan) instead of enrolling on a university plan? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>You can always choose to have a Marketplace Plan (such as a Covered California plan) regardless of whether or not you are working, instead of a plan offered through Stanford University. The cost of a Stanford plan for a part time employee could be more than the cost of a Marketplace plan. However, if you are receiving a premium discount (or premium tax credit) towards your Marketplace plan while working full time, this could result in a tax penalty to you. It's not the enrollment in the Marketplace plan, but the discount/credit while working full time that becomes a tax issue. If you are not working full time, the IRS allows you to continue receiving any appropriate premium discount or request the tax credit. The discount, or tax credit, may change if you have a change in income level.&nbsp;</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25296:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="NDG-VEGB9WKme5aBTIQj4h0T1-Mu8y8QmiFXSSjS8Oo" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> What is Stanford&#039;s ACA Plan and how much will it cost me? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>Stanford’s ACA Plan is a high deductible health plan for Stanford’s full time contingent employees, such as full time temporary, casual and student employees. The ACA Plan meets the ACA’s requirements of affordability, minimum essential coverage (MEC) and minimum value (MV). The ACA Plan provides two levels of coverage, Employee Only and Employee &amp; Child(ren).</p> <p>In accordance with the ACA affordability rules, the semi-monthly cost to the employee for the Employee Only level of coverage will be less than 9.67% of the Federal Poverty Level (indexed). The cost for the Employee &amp; Child(ren) level will be greater.&nbsp; For instance, in 2017 the semi-monthly cost for Employee Only coverage was $44.77 and for Employee &amp; Child(ren) coverage was $268.80.&nbsp; If you are determined to be an ACA-Eligible employee, you will be notified of the ACA Plan’s current year rates by Stanford’s Benefits administrator. You can view the&nbsp;<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="8880ddcb-ff34-43cf-bd1c-20a0fb352e7a" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/aca-eligibility-and-plan" title="ACA Eligibility and Plan">current plan rates</a>&nbsp;here.&nbsp;</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25301:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="479sZ2W20jzjNTDlFEOaT2dvGgtk4TLd4WA70YyJriQ" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Can I cover my spouse on the ACA Plan? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>No, the ACA requires employers to offer minimum essential coverage (MEC) to full-time employees and their eligible dependent children up to age 26. Therefore, the ACA Plan for contingent employees does not provide spousal coverage.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25306:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="d7E2yXySGThY00jWi4vfHAtOvvM5k-Yim6MYJXHobOo" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> How do I enroll in the ACA Plan? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>If it has been determined that you are eligible to enroll in the ACA Plan you will be notified by Stanford’s Benefits administrator of when your eligibility begins and how to enroll if you choose to do so. ACA-Eligible employees will have an Open Enrollment period each year in the fall for coverage beginning January 1 of the following year.</p> <p>Enrollment may be completed online through the&nbsp;<strong>My Benefits</strong>&nbsp;portal. Login to&nbsp;<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="b9144b80-631e-4c20-9c11-afadd466ce86" href="/benefits-rewards/my-benefits-portal" title="My Benefits Portal">My Benefits</a>&nbsp;using your SUNet ID and password or University ID and PIN.</p></div> </div> </details> </div> </div> </div> </div> </div> <div class="ptype-stanford-spacer paragraph paragraph--type--stanford-spacer paragraph--view-mode--default"> </div> <div class="ptype-stanford-faq paragraph paragraph--type--stanford-faq paragraph--view-mode--default"> <div class="paragraph stanford-faq su-faq-headline string label-hidden field"><h2>Other ACA Questions</h2> </div> <div class="paragraph stanford-faq su-faq-questions entity-reference-revisions label-hidden field"> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25321:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="VJzu3H7P-2A1uoorILjyZ3r-N2XrDZYh6RSDAB2liRk" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> What happens to my medical plan payroll deductions if I don’t get a regular paycheck? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>ACA Plan medical deductions are through Payroll deduction. If you do not receive a paycheck for a pay period, or if your paycheck is too low to take a full medical deduction, the “not taken” amount of your medical deduction will be held in the payroll system to be deducted as a lump sum when paychecks resume.</p></div> </div> </details> </div> </div> </div> </div> </div> <div class="ptype-stanford-spacer paragraph paragraph--type--stanford-spacer paragraph--view-mode--default"> </div> <div class="ptype-stanford-faq paragraph paragraph--type--stanford-faq paragraph--view-mode--default"> <div class="paragraph stanford-faq su-faq-headline string label-hidden field"><h2>ACA Eligible Questions</h2> </div> <div class="paragraph stanford-faq su-faq-questions entity-reference-revisions label-hidden field"> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25336:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="xk1D4tb2jV92r0hY7ts4w-nfwWxRn7l0fjpk_U8pV6A" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> What does ACA-Eligible mean? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>In accordance with the Affordable Care Act (ACA) employer mandate, Stanford University must offer certain full time employees and their dependent children employer-sponsored medical coverage. Employees that meet or have met the requirement of 30 or more service hours per week on average are considered ACA-eligible and qualify for medical coverage.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25341:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="9DkjBC27y6fNnvgcSan2ZPc_GieydoyulKAnSUydJSk" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> How do I know if I’m an ACA-Eligible Employee? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>If you are a contingent employee and expected to work 30 hours or more per week (on average), you may qualify for medical coverage either through Stanford or your employment agency. If Stanford is required to offer you medical benefits you will receive notification by Stanford’s Benefits administrator. When you are notified, you will be able to elect Stanford medical coverage to begin after your waiting period (at the 4th month of employment).</p> <p>Annually, ACA-Eligible employees will be identified by looking back at hours worked for Stanford between October of the current year to October of the prior year. If during that time you averaged 30 or more hours per week, you are an ACA-Eligible employee and qualify for Stanford medical coverage. You will be contacted by Stanford's Benefits administrator at the end of the year and be able to elect medical coverage in December for coverage to begin January 1.&nbsp;</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25346:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="kwBEiNx33ZVqYB-Y-x3YcAsYnk0E9OQButk1DnR4xMQ" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> What period is the 30-hour average? Is it over a year? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>There are three methods for determining eligibility under the ACA. The first method is when a contingent employee is hired by Stanford into a position that is expected to average 30 or more hours per week based on the standard hours entered into Stanford’s HR Management System (HRMS), the employee is determined to be ACA-Eligible for coverage beginning the 4th month of employment.</p> <p>The second method is if the contingent employee is not hired into a position that’s expected to average 30 or more hours per week, a “look back” is conducted over the first year, anniversary date back to hire date, to determine if the contingent employee averaged 30 or more hours per week based on the actual time worked for Stanford. If so, the employee is ACA-Eligible for coverage beginning the first of the month following the anniversary date.</p> <p>The third method is by conducting an annual “look back” at the hours worked for Stanford over the past year (from October to October), to determine if the contingent employee averaged 30 or more hours per week based on the actual time worked.&nbsp;If the hours average 30 or more per week, the employee is ACA-Eligible for coverage beginning January 1 of the following year.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25351:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="RPWQL3XyPW2RWZnvYHlkEbpfmVYCpPJBMgsu6R7mCwk" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> How will ACA-eligible employees receive information about enrollment? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>ACA-Eligible employees will receive information about enrollment from Stanford’s Benefits administrator when they are determined to be ACA-Eligible. This may be at hire, at first anniversary, and at the end of the year after the annual “look-back”.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25356:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="YFUAbC-BBOkHbyT20mTJNA8LaE-RhP9gTpFyyvygtBo" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> How will the hours of employees that work in several departments be counted? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>There are some employees who work for more than one department but under 30 hours per week for each. All hours worked across all departments will be aggregated. If the total is 30 or more, the employee will be considered ACA-Eligible and offered the opportunity to enroll for medical coverage.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25361:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="mYQGzQABq-kHCYwL0FVza-QLs0tiDJ9pvBZRev6y-zQ" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> I am a newly hired temporary employee. How will I know if I’m eligible for the ACA Plan coverage? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>If it is determined that you are eligible for medical coverage under the ACA, you will receive a formal notification from Stanford’s Benefits administrator with information about the ACA Plan and how to enroll in medical coverage.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25366:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="d2Y_x75-0xCahmkcF8uvRXMiGlJJbWMcD6nkxE-RibQ" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Do I have to elect medical coverage through Stanford? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>No, you are not required to enroll for the medical coverage that is offered to you through Stanford.&nbsp; Stanford is required to offer you the opportunity to enroll if you are determined to be eligible under the ACA.&nbsp; You should compare the Stanford coverage and cost with privately insured plans,&nbsp;<a href="https://www.healthcare.gov/">Health Plan Marketplace</a>&nbsp;exchange options and plans offered through&nbsp;<a href="http://www.coveredca.com/">Covered California</a>.</p> <p>Whether you elect Stanford coverage or not, Stanford will still provide you the IRS Form 1095-C each January, which notifies you of the coverage made available to you in the prior year.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&amp;root_parent=806&amp;paragraph=25371:changed=1657221099&amp;ds_bundle=stanford_accordion&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="koCWGTpSUoRO6GuhMq1X3PM2Cqya0FBrxBdaeh4wDt4" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> If I’m covered through my spouse/domestic partner’s health coverage, what do I need to do? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>If you are covered through your spouse/domestic partner’s health coverage, you do not need to enroll in Stanford coverage.&nbsp; Although the ACA requires individuals to maintain medical coverage, you are not required to enroll in a medical plan offered by Stanford. If you are a full time employee and choose not to enroll in Stanford’s medical coverage, you should select “Waive Coverage” as your medical plan option. Even if you do not enroll in Stanford coverage, if you are a full time employee, Stanford will still provide you the IRS Form 1095-C each January. The 1095-C notifies you of the coverage made available to you by Stanford in the prior year.</p></div> </div> </details> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div><!-- /.content --></section><!-- /.node as page --> </div> </main> <footer id="footer"> <div id="block-caw-theme-config-pages" class="config-pages-block block-config-pages block-caw-theme-config-pages"> <div class="ds-entity--config-pages ds-entity--stanford-local-footer"> <div data-contextual-id="config_pages:config_pages=1:changed=1730940764&amp;ds_bundle=stanford_local_footer&amp;ds_view_mode=default&amp;langcode=en" data-contextual-token="BLELlGXS2ljW8mkyZqYSzvpnr1Q9GHokOLLJc61C-h4" data-drupal-ajax-container=""></div><div class="su-local-footer "> <div class="su-local-footer__header"> <div class="su-lockup su-lockup--option-a"> <div class="su-lockup__cell1"> <div class="su-lockup__wordmark-wrapper"> <span class="su-lockup__wordmark">Stanford</span> </div> </div> <div class="su-lockup__cell2"> <span class="su-lockup__line1" >Cardinal at Work</span> </div> </div> </div> <div class="su-local-footer__columns"> <div class="su-local-footer__cell1"> <h2 class="su-sr-only-element">Address</h2> <address class="su-local-footer__address"> <div class="config-pages stanford-local-footer su-local-foot-address address label-hidden field"><p class="address" translate="no"><span class="organization">University Human Resources</span><br> <span class="address-line1">505 Broadway</span><br> <span class="address-line2">Cardinal Hall, 5th Floor</span><br> <span class="locality">Redwood City</span>, <span class="administrative-area">CA</span> <span class="postal-code">94063</span><br> <span class="country">United States</span></p></div> </address> <ul class="su-local-footer__action-links"> <li > <a href="/community/what-cardinal-work">What is Cardinal at Work?</a> </li> <li > <a href="/contact-us">Contact Us</a> </li> </ul> </div> <div class="su-local-footer__cell2"> <nav aria-label="footer primary nav"> <h2 class="su-local-footer__list-heading">Explore</h2> <ul class="su-local-footer__primary-links"> <li > <a href="/home">Home</a> </li> <li > <a href="https://adminguide.stanford.edu/">Administrative Guide</a> </li> <li > <a href="https://axess.stanford.edu/">Axess</a> </li> <li > <a href="https://bewell.stanford.edu/">BeWell</a> </li> <li > <a href="https://ehs.stanford.edu/manual/emergency-response-guidelines">Emergency Response Guidelines</a> </li> <li > <a href="https://helpcenter.stanford.edu/">Faculty/Staff Help Center</a> </li> <li > <a href="https://news.stanford.edu/report/">Stanford Report</a> </li> </ul> </nav> <nav aria-label="footer secondary nav"> <h2 class="su-local-footer__list-heading">Resources for</h2> <ul class="su-local-footer__secondary-links"> <li > <a href="https://hr.stanford.edu/">HR Business Partners</a> </li> <li > <a href="/manager-toolkit">People Managers</a> </li> <li > <a href="/welcome-center">Newly Hired Staff</a> </li> <li > <a href="https://careersearch.stanford.edu/">Job Seekers </a> </li> </ul> </nav> </div> <div class="su-local-footer__cell3"> </div> </div> </div> </div> </div> <div class="su-global-footer "> <div class="su-global-footer__container"> <div class="su-global-footer__brand"> <a id="su-logo" class="su-logo " aria-hidden="true" tabindex="-1" href="https://www.stanford.edu">Stanford<br>University<span class="su-global-footer__link-a11y"> (link is external)</span> </a> </div> <div class="su-global-footer__content"> <nav aria-label="global footer menu"> <ul class="su-global-footer__menu su-global-footer__menu--global"> <li><a href="https://www.stanford.edu" rel="nofollow">Stanford Home<span class="su-global-footer__link-a11y"> (link is external)</span> </a></li> <li><a href="https://visit.stanford.edu/basics/" rel="nofollow">Maps &amp; 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