No FEAR Act & Cummings Act | Consumer Financial Protection Bureau

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pregnancy, childbirth, or related medical conditions </a> </li> </ul></li> </ul> </div> </nav> </aside> <div class="u-layout-grid__main" id="content__main"> <div class="block block--flush-top"> <h1>No FEAR Act & Cummings Act</h1> <div class="lead-paragraph"> <p data-block-key="alttt">The No FEAR Act is intended to increase the accountability of federal agencies for acts of discrimination or retaliation against employees, former employees, and applicants.</p> </div> </div> <div class="a-rule-break block block--sub"></div> <div class="block block--flush-top"> <div class="o-full-width-text-group"> <div class="m-full-width-text"> <p data-block-key="7zcbl">In 2002, Congress enacted the “Notification and Federal Employee Antidiscrimination and Retaliation Act of 2002,” which is known as the <a class="a-link" href="http://www.eeoc.gov/eeoc/statistics/nofear/qanda.cfm"><span class="a-link__text">No FEAR Act</span> <svg aria-hidden="true" class="cf-icon-svg cf-icon-svg--external-link" viewbox="0 0 14 19" xmlns="http://www.w3.org/2000/svg"><path d="M13.017 3.622v4.6a.554.554 0 0 1-1.108 0V4.96L9.747 7.122a1.7 1.7 0 0 1 .13.646v5.57A1.664 1.664 0 0 1 8.215 15h-5.57a1.664 1.664 0 0 1-1.662-1.663v-5.57a1.664 1.664 0 0 1 1.662-1.662h5.57A1.65 1.65 0 0 1 9 6.302l2.126-2.126H7.863a.554.554 0 1 1 0-1.108h4.6a.554.554 0 0 1 .554.554M8.77 8.1l-2.844 2.844a.554.554 0 0 1-.784-.783l2.947-2.948H2.645a.555.555 0 0 0-.554.555v5.57a.555.555 0 0 0 .554.553h5.57a.555.555 0 0 0 .554-.554z"></path></svg></a>.</p><p data-block-key="g932l">It requires the CFPB to post a <a class="a-link" href="https://files.consumerfinance.gov/f/documents/cfpb_No-FEAR-Act_Notice_FY2024_09-25-24.pdf"><span class="a-link__text">notice of rights and protections</span> <svg aria-hidden="true" class="cf-icon-svg cf-icon-svg--download" viewbox="0 0 12 19" xmlns="http://www.w3.org/2000/svg"><path d="M11.16 16.153a.477.477 0 0 1-.476.475H1.316a.476.476 0 0 1-.475-.475V3.046a.476.476 0 0 1 .475-.475h6.95l2.893 2.893zm-1.11-9.925H8.059a.575.575 0 0 1-.574-.573V3.679H1.95v11.84h8.102zm-1.234 5.604L6.388 14.26a.554.554 0 0 1-.784 0l-2.428-2.428a.554.554 0 1 1 .783-.784l1.483 1.482V7.41a.554.554 0 1 1 1.108 0v5.12l1.482-1.482a.554.554 0 0 1 .784.783z"></path></svg></a> available under Federal antidiscrimination and <a href="/office-civil-rights/whistleblowers/">whistleblower protection laws</a> and to post certain <a class="a-link" href="https://files.consumerfinance.gov/f/documents/cfpb_no-fear-act-data-report-fy-2024-q4.pdf"><span class="a-link__text">No FEAR Act data</span> <svg aria-hidden="true" class="cf-icon-svg cf-icon-svg--download" viewbox="0 0 12 19" xmlns="http://www.w3.org/2000/svg"><path d="M11.16 16.153a.477.477 0 0 1-.476.475H1.316a.476.476 0 0 1-.475-.475V3.046a.476.476 0 0 1 .475-.475h6.95l2.893 2.893zm-1.11-9.925H8.059a.575.575 0 0 1-.574-.573V3.679H1.95v11.84h8.102zm-1.234 5.604L6.388 14.26a.554.554 0 0 1-.784 0l-2.428-2.428a.554.554 0 1 1 .783-.784l1.483 1.482V7.41a.554.554 0 1 1 1.108 0v5.12l1.482-1.482a.554.554 0 0 1 .784.783z"></path></svg></a> (this data was most recently updated on October 29, 2024). The CFPB also releases an annual <a class="a-link" href="https://files.consumerfinance.gov/f/documents/cfpb_no-fear-act-fy-2023_annual-report.pdf"><span class="a-link__text">No FEAR Act report</span> <svg aria-hidden="true" class="cf-icon-svg cf-icon-svg--download" viewbox="0 0 12 19" xmlns="http://www.w3.org/2000/svg"><path d="M11.16 16.153a.477.477 0 0 1-.476.475H1.316a.476.476 0 0 1-.475-.475V3.046a.476.476 0 0 1 .475-.475h6.95l2.893 2.893zm-1.11-9.925H8.059a.575.575 0 0 1-.574-.573V3.679H1.95v11.84h8.102zm-1.234 5.604L6.388 14.26a.554.554 0 0 1-.784 0l-2.428-2.428a.554.554 0 1 1 .783-.784l1.483 1.482V7.41a.554.554 0 1 1 1.108 0v5.12l1.482-1.482a.554.554 0 0 1 .784.783z"></path></svg></a>.</p><p data-block-key="48wcp">The data includes:</p><ul><li data-block-key="yb07s">Summary of complaints filed in each fiscal year</li><li data-block-key="5w3pu">Summary of complaints pending in each fiscal year</li><li data-block-key="2u5za">Summary of investigations completed</li><li data-block-key="i8cb0">Summary of complaints dismissed</li><li data-block-key="1dpyp">Final actions issued by the CFPB involving a finding of discrimination<ul><li data-block-key="i2wmk">Final actions issued without an Equal Employment Opportunity Commission (EEOC) hearing</li><li data-block-key="k4cq0">Final actions issued after an EEOC hearing</li></ul></li><li data-block-key="a5ysq">Average time taken to complete investigations and final action</li></ul><p data-block-key="1dbvp">The Elijah E. Cummings Federal Employee Antidiscrimination Act of 2020 (Cummings Act) became law on January 1, 2021. The law amends the No FEAR Act to require federal agencies to publicly provide notice, in an accessible format linked from its public-facing website, of any final decision in which there has been a finding of discrimination (including retaliation) against the agency. Required notices under the Cummings Act will be posted directly below.</p><p data-block-key="ejk24"><a class="a-link" href="https://files.consumerfinance.gov/f/documents/cfpb_cummings-act-notice-posting_2023-04.pdf"><span class="a-link__text"><b>Public Notice of Violation</b></span> <svg aria-hidden="true" class="cf-icon-svg cf-icon-svg--download" viewbox="0 0 12 19" xmlns="http://www.w3.org/2000/svg"><path d="M11.16 16.153a.477.477 0 0 1-.476.475H1.316a.476.476 0 0 1-.475-.475V3.046a.476.476 0 0 1 .475-.475h6.95l2.893 2.893zm-1.11-9.925H8.059a.575.575 0 0 1-.574-.573V3.679H1.95v11.84h8.102zm-1.234 5.604L6.388 14.26a.554.554 0 0 1-.784 0l-2.428-2.428a.554.554 0 1 1 .783-.784l1.483 1.482V7.41a.554.554 0 1 1 1.108 0v5.12l1.482-1.482a.554.554 0 0 1 .784.783z"></path></svg></a></p><p data-block-key="lg1ac">To learn more about equal employment opportunity at the Bureau please visit our <a href="/office-civil-rights/eeo-policy-and-reports/">equal employment opportunity page</a> or contact us.</p> </div> </div> </div> <aside class="o-prefooter"> <div class="block block--flush-top"> <div class="o-sidebar-contact-info"> <header class="m-slug-header"> <h2 class="m-slug-header__heading"> Contact Information </h2> </header> <div class="o-sidebar-contact-info__content"> <h3>Equal employment opportunity complaints</h3> <p data-block-key="4tddp">Contact us if you believe the CFPB discriminated against you as an employee, former employee, or job candidate because of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions; sexual orientation; and gender identity), national origin, disability, age (40 years or older), genetic information (including family medical history), parental status, or retaliated against you for prior EEO activity.</p> </div> <div class="m-contact m-contact-email"> <span class="h5"> <svg xmlns="http://www.w3.org/2000/svg" aria-hidden="true" class="cf-icon-svg cf-icon-svg--email" viewBox="0 0 17 19"><path d="M16.417 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