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data-sentry-component="InternalNavLink" data-sentry-source-file="PrimaryNav.jsx" href="https://www.onsk.no?utm_source=pengerno&utm_medium=referral&utm_campaign=internal&utm_content=primary-nav">Ønsk</a></li><li class="jsx-598b60e4f1bf7c19"><a class="my-1 flex justify-between py-1 text-lg " data-sentry-element="Link" data-sentry-component="InternalNavLink" data-sentry-source-file="PrimaryNav.jsx" href="https://www.kupp.no?utm_source=pengerno&utm_medium=referral&utm_campaign=internal&utm_content=primary-nav">Kupp</a></li><li class="jsx-598b60e4f1bf7c19"><a class="my-1 flex justify-between py-1 text-lg " data-sentry-element="Link" data-sentry-component="InternalNavLink" data-sentry-source-file="PrimaryNav.jsx" href="https://www.vg.no/forbrukslån?utm_source=pengerno&utm_medium=referral&utm_campaign=internal&utm_content=primary-nav">Forbrukslån</a></li><li class="jsx-598b60e4f1bf7c19"><a class="my-1 flex justify-between py-1 text-lg " data-sentry-element="Link" data-sentry-component="InternalNavLink" data-sentry-source-file="PrimaryNav.jsx" href="https://tvguide.vg.no?utm_source=pengerno&utm_medium=referral&utm_campaign=internal&utm_content=primary-nav">TV-Guiden</a></li><li class="jsx-598b60e4f1bf7c19"><a class="my-1 flex justify-between py-1 text-lg " data-sentry-element="Link" data-sentry-component="InternalNavLink" data-sentry-source-file="PrimaryNav.jsx" href="https://www.vg.no/black-friday?utm_source=pengerno&utm_medium=referral&utm_campaign=internal&utm_content=primary-nav">VG Black Friday</a></li></ul></div></div></div></div></header><div class="flex-grow"><main class="mx-auto mt-8 max-w-page-content-narrow px-5"><div class="flex items-center justify-between gap-6 md:flex-nowrap" data-sentry-element="PageHeader" data-sentry-source-file="PageHeader.tsx" data-sentry-component="PageHeader"><div><h1 class="mb-2 font-serif text-2xl font-bold leading-tight md:text-5xl">Beste sparekonto</h1><h2 class="font-serif italic leading-tight opacity-65 md:text-2xl">Her hjelper vi deg med å enkelt identifisere sparekontoen som tilbyr den beste renten, slik at du kan maksimere avkasningen på sparepengene dine.</h2></div><div class="order-1 mx-auto md:mx-0"><img alt="Sparekonto" data-sentry-element="Image" data-sentry-source-file="PageHeader.tsx" width="255" height="360" decoding="async" data-nimg="1" style="color:transparent" src="/_next/static/media/savings.7971fce4.svg"/></div></div><div><div class="mt-5 grid grid-cols-2 gap-x-4" data-sentry-component="SavingsAccountsTabs" data-sentry-source-file="SavingsAccountsTabs.tsx"><a class="flex items-center gap-2 rounded-md border-2 bg-white bg-opacity-60 p-3 md:flex-wrap md:justify-center border-[#525252]" href="/sparing/sparekonto">Sparekonto</a><a class="flex items-center gap-2 rounded-md border-2 border-transparent bg-white bg-opacity-60 p-3 md:flex-wrap md:justify-center" href="/sparing/bsu">BSU</a></div><div class="mt-8 divide-y divide-border"><div class="flex justify-between pb-4 text-17 lg:text-lg"><div>Bank</div><div class="shrink-0 pl-2 pr-4">Eff. rente</div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">Avida Finans AB NUF</span>AvidaSpar</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">5,06 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">Mybank fra Heder Bank ASA</span>Sparekonto</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">4,71 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">Kredittbanken ASA - Del av SpareBank 1 og Eika</span>Høyrentekonto</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">5,00 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">SpareBank 1 Sørøst-Norge</span>Bufferkonto</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">5,00 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">Danske Bank</span>Sparekonto Gold DB</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">4,96 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">Kraft Bank ASA</span>Høyrente</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">4,95 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">Balansebank.no(Rogaland Sparebank)</span>Balansespar</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">0,50 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">Næringsbanken ASA</span>Sparekonto</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">0,30 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">Svea Bank AB, Filial i Norge</span>Sparekonto</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">4,93 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">Aprila Bank ASA</span>Sparekonto</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">0,00 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">Bank2, en del av Enity Bank Group AB (publ) NUF</span>Sparekonto Høyrente</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">2,32 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">Collector (Norion Bank AB)</span>Collector Sparekonto</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">4,85 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block font-medium">NORDirekte (Skagerrak Sparebank)</span>Direktespar</h2></div><div class="ml-auto shrink-0 pl-2"><p class="text-center text-2xl font-semibold leading-none">2,20 %</p><p class="mt-2"><button class="inline-flex items-center justify-center whitespace-nowrap font-semibold ring-offset-white transition-colors focus-visible:outline-none focus-visible:ring-2 focus-visible:ring-brand-100 focus-visible:ring-offset-2 disabled:pointer-events-none disabled:opacity-50 dark:ring-offset-slate-950 dark:focus-visible:ring-slate-300 bg-white text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-9 rounded-md px-3"><template data-dgst="BAILOUT_TO_CLIENT_SIDE_RENDERING"></template></button></p></div></div><div class="flex py-6"><div><h2 class="text-17 leading-tight lg:text-lg"><span class="mb-1 block 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text-neutral-100 border border-cararra-100 hover:border-neutral-100/30 h-11 rounded-md px-8">Last flere</button></div><div class="mt-4 border-none"><div class="rounded-md bg-neutral-100 bg-opacity-[0.03] p-4 text-sm" data-sentry-component="ExpandableAdBox" data-sentry-source-file="ExpandableAdBox.tsx"><div class="flex items-center gap-2"><p class="">Penger.no har annonselenker som gir VG innteker. Redaksjonen prioriterer uavhengig av dette.</p><button type="button" aria-label="Vis informasjon om annonselenker"><svg width="13" height="7" viewBox="0 0 13 7" fill="none" xmlns="http://www.w3.org/2000/svg" class="caret_up" data-sentry-element="svg" data-sentry-component="Caret" data-sentry-source-file="Caret.tsx"><path d="M1.66406 1.08203L6.4974 5.91537L11.3307 1.08203" stroke="currentColor" stroke-width="1.8125" stroke-linecap="round" stroke-linejoin="round" data-sentry-element="path" data-sentry-source-file="Caret.tsx"></path></svg></button></div><div class="space-y-2 faded_out"><p class="mt-2">På Penger.no finner du innhold med annonselenker, hvor du kan bytte leverandør eller sammenligne priser og avtaler. Vi mener dette er relevant informasjon for våre lesere.</p><p>Hvilke leverandører som omtales i innholdet og kalkulatorene på Penger.no er valgt av våre journalister. Kalkulatorene og det redaksjonelle innholdet på Penger.no er helt uavhengige. Kommersielle avtaler påvirker ikke plasseringene i selve tjenesten.</p><p>Det finnes to typer annonser på Penger.no: annonser med faste plasseringer og annonseknapper som er integrert i tjenesten, der VG får betalt. Disse annonselenkene er alltid merket med «annonselenke».</p></div></div></div></div></div></main><div class="mt-4 w-full border-b"></div><div class="mx-auto mt-4 max-w-page-content-narrow px-5"><div class="flex flex-nowrap gap-1 truncate"><script type="application/ld+json">{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Til forsiden","item":"https://penger.no/"},{"@type":"ListItem","position":2,"name":"Sparing","item":"https://penger.no/sparing"},{"@type":"ListItem","position":3,"name":"Sparekonto","item":"https://penger.no/sparing/sparekonto"}]}</script><a class="opacity-[0.65]" href="/">Til forsiden</a><a class="opacity-[0.65] " href="/sparing"><span>› </span>Sparing</a><a class="opacity-[0.65] truncate font-semibold" href="/sparing/sparekonto"><span>› </span>Sparekonto</a></div></div></div><footer class="mt-6 border-t border-opacity-[0.15] bg-cararra-100 pb-10" data-sentry-component="Footer" 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