Federal Employees Benefits Q&A;

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Concerns about your Thrift Savings Plan (TSP) account or what about federal employee pay and leave issues?<br> <br/> Ask your question here.</br> <p>You must <u><a href="https://web.archive.org/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=rules">Register</a></u> before posting to this forum. <br>The Q&A forum is moderated by Ed Zurndorfer -- an expert on federal employee benefits -- and a Certified Financial Planner, chartered life underwriter and chartered financial consultant in Maryland.<br> <br> Zurndorfer is also the author of several federal employee benefits guides published by Federal Employees News Digest.</br> <br>Your question will be put into a message queue and submitted for review. <strong>We cannot guarantee that all questions will be answered</strong>, however any answered questions will appear below, and some will also be featured in our daily Federal Daily e-newsletter (<a href="https://web.archive.org/web/20201008215637/https://newsletters.1105pubs.com/nl/FND.do?pc=DFLT">Subscribe here</a>). Federal Soup users should not submit replies to the questions posted, as we leave the replies for the moderator only. Any replies to questions other than the moderator will be deleted.</br> <br><strong>Please do not submit employee benefits questions to the webmaster or the forum moderator.</strong></br> <br> <p class="body"><strong>Note</strong>: FederalSoup.com has attempted to compile information that is as accurate and current as possible for federal employees. Federal policies, laws, regulations, statistics and addresses continually change. Therefore, no warranties are made as to the accuracy or completeness of the information presented in this column. If additional clarification or information is needed, it is suggested that competent and professional assistance be sought. 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width="7%"> Replies </th> <th class="header2 headerViews" align="right" width="7%"> Views </th> <th class="header2 headerLastPost" align="left" width="15%"> Last Post </th> </tr> <tr class="topicRow post"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=86037" class="post_link" title="With the new paid parental leave will parents that have babies born anytime before 10/1/20 receive any paid leave for the portion of their leave that occurs after 10/1/20?"> Paid Parental Leave </a> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=98337" title="View profile" rel="nofollow" id="topicStarterLink">ionEgaDo</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2020-01-02T03:51:30Z">1/1/2020 7:46:30 PM(UTC)</abbr> </span> </td> <td class="topicReplies"> 1 </td> <td class="topicViews"> 3,086 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=954208#post954208" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=86037&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2020-01-02T11:25:05Z">1/2/2020 3:20:05 AM(UTC)</abbr> </td> </tr> <tr class="topicRow_Alt post_alt"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85807" class="post_link" title="I was told the best time to reitire under FERS is when the end of a month and the end of a pay period coincide. What are the pitfalls of retiring at the end of a month and the middle of a pay period? June 27, 2020 is the end of week one of my pay..."> FERS - Retire in the middle of a pay period </a> <span class="description"> <br/> FERS - Pitfalls of retiring in the middle of a pay period </span> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=100441" title="View profile" rel="nofollow" id="topicStarterLink">Ted23</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-11-26T16:02:28Z">11/26/2019 7:57:28 AM(UTC)</abbr> </span> </td> <td class="topicReplies"> 5 </td> <td class="topicViews"> 3,212 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=954207#post954207" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85807&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2020-01-02T11:23:40Z">1/2/2020 3:18:40 AM(UTC)</abbr> </td> </tr> <tr class="topicRow post"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=86031" class="post_link" title="Please have a happy and healthy New Year in 2021 Ed!"> Happy New Year Ed </a> <span class="description"> <br/> Another New Year </span> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=10307" title="View profile" rel="nofollow" id="topicStarterLink">Guts</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2020-01-01T06:55:36Z">12/31/2019 10:50:36 PM(UTC)</abbr> </span> </td> <td class="topicReplies"> 1 </td> <td class="topicViews"> 1,094 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=954121#post954121" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=86031&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2020-01-01T11:29:46Z">1/1/2020 3:24:46 AM(UTC)</abbr> </td> </tr> <tr class="topicRow_Alt post_alt"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85991" class="post_link" title=" Once I鈥檓 in the Removed by agency for how are me and my family covered with healthcare I鈥檓 a fers waiting to get removed and then apply for fers pension.., "> Removal by agency </a> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=48345" title="View profile" rel="nofollow" id="topicStarterLink">dawgie</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-12-26T19:14:32Z">12/26/2019 11:09:32 AM(UTC)</abbr> </span> </td> <td class="topicReplies"> 1 </td> <td class="topicViews"> 1,650 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=953573#post953573" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85991&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-12-26T19:33:49Z">12/26/2019 11:28:49 AM(UTC)</abbr> </td> </tr> <tr class="topicRow post"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85945" class="post_link" title="I and my spouse will be FERS annuitants at 62 yrs of age soon, for her to receive survivors FEHB, do I have to take the survivors annuity reduction? She has had 6 yrs of federal service 20 yrs ago and her annuity value is very small and will not cover..."> Survivor Annuity? </a> <span class="description"> <br/> Duel FERS Annuitants </span> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=103415" title="View profile" rel="nofollow" id="topicStarterLink">TXBound</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-12-18T22:22:17Z">12/18/2019 2:17:17 PM(UTC)</abbr> </span> </td> <td class="topicReplies"> 3 </td> <td class="topicViews"> 2,033 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=953267#post953267" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85945&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-12-22T12:05:32Z">12/22/2019 4:00:32 AM(UTC)</abbr> </td> </tr> <tr class="topicRow_Alt post_alt"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85870" class="post_link" title=" I am considering to retire from federal employment before April 2020 and I'd also like to contribute the maximum amount allowed to the TSP, as well as maximum catch up contributions. Does the Govt have a maximum allowable percentage or fixed..."> Front Loading the TSP? </a> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=101314" title="View profile" rel="nofollow" id="topicStarterLink">GiannaLuna</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-12-07T16:56:18Z">12/7/2019 8:51:18 AM(UTC)</abbr> </span> </td> <td class="topicReplies"> 5 </td> <td class="topicViews"> 2,503 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=952309#post952309" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85870&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-12-09T00:11:51Z">12/8/2019 4:06:51 PM(UTC)</abbr> </td> </tr> <tr class="topicRow post"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85846" class="post_link" title="I know there is a TSP forum but this forum is moderated by a very knowledgeable person so here goes... I've had various mutual funds over the years, and at the end of the year they sell off shares, the price drops (usually) and then I get a..."> TSP Dividends </a> <span class="description"> <br/> Does TSP pay dividends like other mutual funds? </span> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=55127" title="View profile" rel="nofollow" id="topicStarterLink">someoldguy</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-12-04T23:36:27Z">12/4/2019 3:31:27 PM(UTC)</abbr> </span> </td> <td class="topicReplies"> 1 </td> <td class="topicViews"> 2,894 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=951988#post951988" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85846&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-12-05T00:19:48Z">12/4/2019 4:14:48 PM(UTC)</abbr> </td> </tr> <tr class="topicRow_Alt post_alt"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85788" class="post_link" title="I'm a former federal employee with reinstatement eligibility. I've received a TJO, and expect to be joining another agency once the requisite administrative hurdles are cleared. For reinstatement eligibles, once an employee has elected their..."> FEHB & FEDVIP Waiting Period </a> <span class="description"> <br/> Reinstated Employees and the FEHB Waiting Period </span> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=102969" title="View profile" rel="nofollow" id="topicStarterLink">Bamboo_Pillows</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-11-24T05:31:25Z">11/23/2019 9:26:25 PM(UTC)</abbr> </span> </td> <td class="topicReplies"> 1 </td> <td class="topicViews"> 979 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=951912#post951912" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85788&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-12-04T11:20:18Z">12/4/2019 3:15:18 AM(UTC)</abbr> </td> </tr> <tr class="topicRow post"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85778" class="post_link" title="I'm retiring from civil service and am also a retired Marine who's 65. I've signed up for Medicare Part A and will sign up for Part B in this open season so I'm eligible for Tricare for Life. Is there any difference in the FED VIP..."> FED VIP Dental & Vision </a> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=19662" title="View profile" rel="nofollow" id="topicStarterLink">Fedgrrl</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-11-22T18:05:56Z">11/22/2019 10:00:56 AM(UTC)</abbr> </span> </td> <td class="topicReplies"> 5 </td> <td class="topicViews"> 1,549 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=951786#post951786" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85778&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-12-02T21:00:56Z">12/2/2019 12:55:56 PM(UTC)</abbr> </td> </tr> <tr class="topicRow_Alt post_alt"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85753" class="post_link" title=" How many days into a given calendar month must one work in order to receive that month's High Deductible Health Plan government subsidy payment? Similarly, how many days into a given calendar month must one work in order to have health and dental..."> Health Care Benefits & Retirement Date Planning </a> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=101314" title="View profile" rel="nofollow" id="topicStarterLink">GiannaLuna</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-11-19T01:50:26Z">11/18/2019 5:45:26 PM(UTC)</abbr> </span> </td> <td class="topicReplies"> 1 </td> <td class="topicViews"> 2,017 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=951666#post951666" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85753&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-11-29T20:21:32Z">11/29/2019 12:16:32 PM(UTC)</abbr> </td> </tr> <tr class="topicRow post"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85817" class="post_link" title=" Assuming a FERS employee is contributing at least five percent of basic pay to the TSP, how are agency matching contributions treated when there are two subaccounts in the employee TSP account - a traditional TSP and a Roth TSP? I understand that the..."> TSP & Roth TSP, treatment of agency matching contributions </a> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=101314" title="View profile" rel="nofollow" id="topicStarterLink">GiannaLuna</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-11-28T20:40:50Z">11/28/2019 12:35:50 PM(UTC)</abbr> </span> </td> <td class="topicReplies"> 1 </td> <td class="topicViews"> 898 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=951664#post951664" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85817&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-11-29T20:11:06Z">11/29/2019 12:06:06 PM(UTC)</abbr> </td> </tr> <tr class="topicRow_Alt post_alt"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85822" class="post_link" title="If I understand correctly, when I retire at 56 (mra in theory), my sick leave is converted to creditable years/months for calculation of my pension. I have 4 years military time (paid to convert to Civil Service time), and 32 years continuous Federal..."> Does sick leave conversion count towards SRS calculation? </a> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=57621" title="View profile" rel="nofollow" id="topicStarterLink">kedward777</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-11-29T14:18:20Z">11/29/2019 6:13:20 AM(UTC)</abbr> </span> </td> <td class="topicReplies"> 1 </td> <td class="topicViews"> 1,657 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=951663#post951663" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85822&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-11-29T20:06:19Z">11/29/2019 12:01:19 PM(UTC)</abbr> </td> </tr> <tr class="topicRow post"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85724" class="post_link" title="Hello, 1) If I retire at age 56 (my MRA) with 37 years, can I do a direct transfer out of my TSP to an external IRA? I can get 3% and greater CD's in an external IRA compared tothe paltry < 2% in the TSP. 2) At my MRA, I believe I am not subject..."> Retire at MRA (age 56+37 years), but do a direct transfer to IRA/401k?? </a> <span class="description"> <br/> If I transfer my TSP to a external IRA, can I still withdrawal penalty free at age 56 (MRA)? </span> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=57621" title="View profile" rel="nofollow" id="topicStarterLink">kedward777</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-11-14T14:05:42Z">11/14/2019 6:00:42 AM(UTC)</abbr> </span> </td> <td class="topicReplies"> 3 </td> <td class="topicViews"> 1,282 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=950632#post950632" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85724&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-11-15T17:52:23Z">11/15/2019 9:47:23 AM(UTC)</abbr> </td> </tr> <tr class="topicRow_Alt post_alt"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85693" class="post_link" title="Ed, confused over the language in the deductible requirements. Here's what it says n Aetna Direct "The annual deductible of $1,800 for Self Only, $3,600 for Self Plus One or $3,600 for Self and Family in-network and $2,600 for Self Only,..."> Aetna Direct or other FEHBP Deductables </a> <span class="description"> <br/> Are deductibles new? </span> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=20866" title="View profile" rel="nofollow" id="topicStarterLink">cfrost</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-11-11T18:00:58Z">11/11/2019 9:55:58 AM(UTC)</abbr> </span> </td> <td class="topicReplies"> 3 </td> <td class="topicViews"> 1,353 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=950348#post950348" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85693&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-11-13T00:39:35Z">11/12/2019 4:34:35 PM(UTC)</abbr> </td> </tr> <tr class="topicRow post"> <td class="topicImage"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/topic_new.gif" alt="New Posts" title="New Posts"/> </td> <td class="topicMain"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85703" class="post_link" title="I'm the federal employee with FEHB-Self only coverage while my husband has separate health insurance thru his private sector company. Going this route turns out to be cheaper for us as the FEHB Self + One is double the cost. Once we decide to..."> FEHB for Spouse at Retirement </a> <br/> <span class="topicStarter"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=102800" title="View profile" rel="nofollow" id="topicStarterLink">CCruz</a> </span> <span class="topicPosted">, <abbr class="timeago" title="2019-11-12T15:44:46Z">11/12/2019 7:39:46 AM(UTC)</abbr> </span> </td> <td class="topicReplies"> 1 </td> <td class="topicViews"> 2,447 </td> <td class="topicLastPost smallfont"> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=profile&u=18320" title="View profile" rel="nofollow">Ed Zurndorfer</a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&m=950346#post950346" title="Go to last post"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_newest_reply.gif" alt="Go to last post" title="Go to last post"/> </a> <a href="/web/20201008215637/https://forum.federalsoup.com/default.aspx?g=posts&t=85703&find=unread" title="Go to first unread"> <img src="/web/20201008215637im_/https://forum.federalsoup.com/Themes/cleanSlate/icon_topiclatestunread_newest.gif" visible="True" alt="Go to first unread" title="Go to first unread"/> </a> <br/> <abbr class="timeago" title="2019-11-13T00:38:38Z">11/12/2019 4:33:38 PM(UTC)</abbr> </td> </tr> <tr id="forum_ctl03_ctl01" class="header2"> <td colspan="6">Users browsing this forum</td> </tr> <tr class="post"> <td colspan="6"> <div class="yafactiveusers" id="forum_ctl03_ActiveUsers95830"> <span id="forum_ctl03_UserLink1">Guest</span> (10)</div> </td> </tr> <tr> <td align="center" colspan="6" class="footer1"> <table cellspacing="0" cellpadding="0" width="100%"> <tr> <td width="1%" style="white-space: nowrap"> Show Topics <select name="forum$ctl03$ShowList" onchange="javascript:setTimeout('__doPostBack(\'forum$ctl03$ShowList\',\'\')', 0)" id="forum_ctl03_ShowList"> 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