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Gursky, Salisbury (Md.) Daily Times</div> </div>  <div class="clear"></div> </div> <div class="lede-right stacked-heads"> <ul> <li class="second-lede"> <a href="https://web.archive.org/web/20120921034137/http://www.usatoday.com/money/columnist/waggoner/story/2012/09/20/roth-ira/57813194/1" onclick="s_objectID='usat_life_front|top-stories|image|2'">  <img src="https://web.archive.org/web/20120921034137im_/http://www.gannett-cdn.com/media/USATODAY/USATODAY/2012/09/20/investing-thinkstock-x86.jpg" width="112" height="84"/> </a>  <a href="https://web.archive.org/web/20120921034137/http://www.usatoday.com/money/columnist/waggoner/story/2012/09/20/roth-ira/57813194/1" onclick="s_objectID='usat_life_front|top-stories|2'">Young? Working? Start a Roth IRA</a> <p>You're out of school, you have a job, and now you want to know what to do. 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class="gel-nav"> <li class="on" value="1"> <span style="display:none">true1</span> <a>1</a> </li> <li class="" value="2"> <span style="display:none">true2</span> <a>2</a> </li> </ul> </div> <div class="content-wrap"> <div class="gel-content"> <div class="gel-pane"> <ul> <li class="clip first"> <h3 class="photo-clip">PHOTO</h3><a href="https://web.archive.org/web/20120921034137/http://mediagallery.usatoday.com/Cars+in+the+News/G2345" onclick="s_objectID='usat_leftContent_01|TopPicks|photo|1';"> <img src="https://web.archive.org/web/20120921034137im_/http://i.usatoday.net/money/autos/driveon/m120919/Fusion2013x86.jpg" alt="" width="115" height="86" border="0" class="photo-thumb"/></a> <p class="photo-thumb"><a href="https://web.archive.org/web/20120921034137/http://mediagallery.usatoday.com/Cars+in+the+News/G2345" onclick="s_objectID='usat_leftContent_01|TopPicks|text|1';">Cars in the News: Fusion looks to the future</a> </p></li> <li class="clip"> <h3 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href="https://web.archive.org/web/20120921034137/http://www.usatoday.com/money/columnist/krantz/index">COLUMNIST: </a><a href="https://web.archive.org/web/20120921034137/http://www.usatoday.com/money/columnist/krantz/story/2012/09/20/ask-matt-how-does-stock-price-affect-dividends/57814414/1" onclick="s_objectID='usat_money_front|more-stories|6'">Ask Matt: How does stock price affect dividends?</a></h4> <p>Dividends aren't guaranteed but there is no direct connection between its value and the stock price.</p> <ul></ul> </div> <div class="clear"></div> </li> <li class="top-section-stories-block"> <a href="https://web.archive.org/web/20120921034137/http://www.usatoday.com/money/business/story/2012/09/20/grocery-giant-kroger-is-adding-clothing-in-ohio-store/57811932/1" onclick="s_objectID='usat_money_front|more-stories|image|7'"> <img src="https://web.archive.org/web/20120921034137im_/http://www.gannett-cdn.com/media/USATODAY/USATODAY/2012/09/20/kroger_clothing-x86.jpg" alt="" width="115" height="86"/> </a> <div class="top-stories-text"> <h4> <a class="section-link" href="https://web.archive.org/web/20120921034137/http://content.usatoday.com/topics/site/money/business/1">BUSINESS: </a><a href="https://web.archive.org/web/20120921034137/http://www.usatoday.com/money/business/story/2012/09/20/grocery-giant-kroger-is-adding-clothing-in-ohio-store/57811932/1" onclick="s_objectID='usat_money_front|more-stories|7'">Grocery giant Kroger is adding clothing in Ohio store</a></h4> <p>It's trying to compete with Walmart and Target, which have added groceries.</p> <ul></ul> </div> <div class="clear"></div> </li> <li class="top-section-stories-block"> <a href="https://web.archive.org/web/20120921034137/http://content.usatoday.com/communities/ondeadline/post/2012/09/20/banks-iran-cyber-attacks/70000821/1" onclick="s_objectID='usat_money_front|more-stories|image|8'"> </a> <div class="top-stories-text no-image"> <h4> <a class="section-link" 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