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Receivables Management
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.utility-navigation__sublinks{margin-right:2rem;margin-top:0;max-width:100%;width:19.0625rem}}.utility-navigation--main .utility-navigation__sublinks>li:not(:last-child){margin-bottom:1.5rem}.utility-navigation--main .utility-navigation__link{display:inline-block}@media(max-width:74.9375rem){.utility-navigation--main .utility-navigation__link--main{color:#012169;font-size:1rem}}@media(min-width:75rem){.utility-navigation--main .utility-navigation__link--main{border-bottom:2px solid rgba(0,0,0,0);-webkit-transition:border .2s linear;transition:border .2s linear}}@media(max-width:74.9375rem){.utility-navigation--main .utility-navigation__link--main:focus,.utility-navigation--main .utility-navigation__link--main:hover{text-decoration:underline}}@media(min-width:75rem){.utility-navigation--main .utility-navigation__link--main:focus,.utility-navigation--main .utility-navigation__link--main:hover{border-bottom-color:#012169}}.utility-navigation--main 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<style>#background-941389997.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/receivables-management/ID22-0714_masthead-375x320.jpg)}@media(min-width:768px){#background-941389997.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/receivables-management/ID22-0714_masthead-768x320.jpg)}}@media(min-width:1024px){#background-941389997.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/receivables-management/ID22-0714_masthead-1024x340.jpg)}}@media(min-width:1200px){#background-941389997.image__bg{background-image:url(/content/dam/flagship/global-transaction-services/receivables-management/ID22-0714_masthead-1440x380.jpg)}}</style> <div id="background-941389997" class="image__bg"> <div class="image__bg-content"> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--callout-container"> <div class="callout-container callout-container--masthead hasH1"> <div class="callout-container__content callout-container__content--white"> <div class="callout-container__content-wrapper center-xs"> <div class="header text " data-action="text-component"> <h1 class="header__headline header--default "> Improving your receivables through innovation </h1> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p>Receive, process and view payments faster and more efficiently — with more digital flexibility. We can help make business easier for you with our full range of secure, sophisticated receivables solutions and the strategic guidance to help you stay ahead.</p> </div> </div> <div class="cta-container "> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_11313" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--layout-container"> <div id="layout_23796" class="layout-container "> <div class="layout-container__content container layout-container__col-layout--6-6"> <div class="row"> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h3><span class="color-dark-blue">Bank of America Intelligent Receivables®</span></h3> <p> </p> <p>Take the manual work out of your receivables. Our cutting-edge solution uses artificial intelligence to produce higher straight-through reconciliation rates, no matter how your business receives funds. It’s a smarter way to reconcile.</p> </div></div> </div> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--experience-fragment"> <div id="experience-fragment-f18f0e8919" class="experience-fragment experience-fragment--1_9iv9h1tg"> <div class="aem-wrap--media-kaltura"> <script src="//cdnapisec.kaltura.com/p/4699762/embedPlaykitJs/uiconf_id/51133253/langs/en,es"></script> <uc-media version="v1_3.10.1-flagship" class="uc-component uc-media" data-action="unityMedia" buttonAnimation="false" buttonPosition="center" entryId="1_9iv9h1tg" infiniteCarousel="false" isAudio="false" isAuthorMode="false" isPlaylist="false" isVertical="false" partnerId="4699762" playerId="51133253" playlistAutoContinue="false" playlistFilter="false" playlistTheme="black" showDisclaimer="false" theme="black" 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closeTranscriptText="Close Transcript" closeDisclaimerText="Close Disclaimer" disclaimerTitle="Disclaimer" transcriptTitle="Transcript" carouselNextArrowText="Go to Next Item" carouselPreviousArrowText="Return to Previous Item" carouselDotsLabel="of" playlistItemLabel="Item {0} of {1} Play {2} video" validCloseCaptions="true" data-video-id="1_9iv9h1tg_Intelligent Receivables"> <div id="1_9iv9h1tg" class="uc-media__player"> </div> <div class="uc-media-transcript" aria-hidden="true" aria-expanded="false"> <div class="uc-media-transcript__header"> <button aria-label="Close Transcript" class="uc-media-transcript__close uc-media-icon-close" tabindex="-1" title="Close Transcript"></button> </div> <div class="uc-media-transcript__container" tabindex="-1"> <h3 class="uc-media-transcript__title">Transcript</h3> <div class="uc-media-transcript__text"></div> </div> </div> <script type="application/ld+json">{"@type":"VideoObject","name":"Intelligent Receivables","description":"No description","thumbnailUrl":"https://cfvod.kaltura.com/p/4699762/sp/469976200/thumbnail/entry_id/1_9iv9h1tg/version/100071","uploadDate":"2024-05-21T05:25:53-04:00","contentUrl":"https://cdnapisec.kaltura.com/p/4699762/sp/469976200/playManifest/entryId/1_9iv9h1tg/format/url/protocol/https","embedUrl":"https://cdnapisec.kaltura.com/p/4699762/sp/469976200/playManifest/entryId/1_9iv9h1tg/format/url/protocol/https","width":1280,"height":720,"duration":"PT2M17S","transcript":"[Music in background throughout] What if your receivables could reconcile themselves? On screen copy: Intelligent Receivables® from Bank of America Automation Smart Tech Intelligent Receivables® from Bank of America is a reconciliation solution that uses automation and smart technology to benefit both your business and your customers. On screen copy: 100% data capture Nearly 95% reconciliation rate It can help you achieve nearly 100% data capture with support from our team, and up to a 95% straight-through reconciliation rate at the invoice level. Here’s how Intelligent Receivables works. [A line connects two buildings and a dollar sign with the word Payment flows between them, followed by a paper icon and the word Remittance] On screen text: Electronic payments like ACH and wires Remittance details arrive separately Today, electronic payments like ACH are common. But when a customer sends a payment to your bank account, remittance details arrive separately. This creates a burden on your staff to connect the dots for your records. [Large paper icon connected to three icons: a person icon labeled Customer ID, a receipt icon labeled Invoice numbers, and a paper stack icon labeled Amounts] On screen text: Scans all remittances for invoice information Invoice numbers Amounts Customer ID Intelligent Receivables uses sophisticated technology to scan all remittances for the invoice information and the corresponding customer data. On screen text: Our specialized team will manually review the data Customer ID Invoice numbers Amounts If a remittance cannot be read automatically, our specialized team will manually review the data and capture it for you, giving you close to 100% data capture. On screen text: Enriches the payments with remittance data The system then identifies who paid, and enriches the payments with the required remittance data. Over time, it can even learn customer patterns and behaviors using artificial intelligence to improve its accuracy. On screen text: Matches enriched payments to your open invoices Next, Intelligent Receivables matches the enriched payments to your open invoices, with up to a 95% straight-through reconciliation rate, eliminating the need to sift through emails for scattered remittance information and reducing manual processing. On screen text: Close open receivables faster Get a clear view of customer payments Improve your team’s efficiency Intelligent Receivables helps you close open receivables faster and get a clearer view of your customer payments — all while improving your team’s efficiency. And, when paired with our CashPro® platform, you can access Intelligent Receivables with a single sign-on, giving you a holistic view of your company’s financial information. Intelligent Receivables from Bank of America. It’s how we’re working every day to make business easier, and to put your business at the edge of what’s next. On screen copy: Bank of America® logo On screen disclosures: “Bank of America” and “BofA Securities” are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, BofA Securities, Inc., which is a registered broker-dealer and Member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value © 2024 Bank of America Corporation. All rights reserved. [End of transcript]","@context":"http://schema.org"}</script> </uc-media> </div> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--medium"></div> </div></div> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_1638" class="rich-text-block rich-text-block--default "> <div class="rich-text-block__wrapper rich-text-block--image-left"> <div class="rich-text-block__image"> <div id="image_94251" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <img class="image__img " src="/content/dam/flagship/global-transaction-services/receivables-management/ID22-0714_intelligent-deductions-375x215.jpg" width="375" height="215" alt="intelligent-receivables" aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--default header--blue"> Intelligent Deductions </h3> </div> <div class="content__body text " data-action="text-component"><p>Streamline your deductions process and reduce Days Deductions Outstanding. Our sophisticated automation easily tracks and manages deductions through their life cycle while prioritizing claims for resolution, saving time and reducing effort.</p> </div> <div class="content__ctas"> <div class="cta-container "> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--medium"></div> </div></div> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_51367" class="rich-text-block rich-text-block--default "> <div class="rich-text-block__wrapper reverse rich-text-block--image-right"> <div class="rich-text-block__image"> <div id="image_79154" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <img class="image__img " src="/content/dam/flagship/global-transaction-services/receivables-management/ID22-0714_virtual-account-management-375x215.jpg" width="375" height="215" alt="intelligent-receivables" aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--default header--blue"> Virtual Account Management </h3> </div> <div class="content__body text " data-action="text-component"><p>Experience better control and visibility over your cash. Centralize cash flow with a single bank account that supports both payments and receipts. Reduce your cost and improve liquidity management with this flexible solution.</p> </div> <div class="content__ctas"> <div class="cta-container "> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--medium"></div> </div></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-30 background-container--pb-30"> <div class="background-container__content container-fluid background-container--blue"> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-30 background-container--pb-30"> <div class="background-container__content container-fluid background-container--blue"> <div class="aem-wrap--layout-container"> <div id="layout_87183" class="layout-container "> <div class="layout-container__content container layout-container__col-layout--6-6" style="max-width:1200px;"> <div class="row"> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h3><span class="color-white"><span class="header--h3">What if convenience became your eCommerce edge?</span></span></h3> <p> </p> <p><span class="color-white">Pay by Bank makes online checkout simpler, faster, and more secure for you and your customers.</span></p> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> </div> 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closeTranscriptText="Close Transcript" closeDisclaimerText="Close Disclaimer" disclaimerTitle="Disclaimer" transcriptTitle="Transcript" carouselNextArrowText="Go to Next Item" carouselPreviousArrowText="Return to Previous Item" carouselDotsLabel="of" playlistItemLabel="Item {0} of {1} Play {2} video" validCloseCaptions="true" data-video-id="1_i86ggfv7_Pay by Bank from Bank of America"> <div id="1_i86ggfv7" class="uc-media__player"> </div> <div class="uc-media-transcript" aria-hidden="true" aria-expanded="false"> <div class="uc-media-transcript__header"> <button aria-label="Close Transcript" class="uc-media-transcript__close uc-media-icon-close" tabindex="-1" title="Close Transcript"></button> </div> <div class="uc-media-transcript__container" tabindex="-1"> <h3 class="uc-media-transcript__title">Transcript</h3> <div class="uc-media-transcript__text"></div> </div> </div> <script type="application/ld+json">{"@type":"VideoObject","name":"Pay by Bank from Bank of America","description":"No description","thumbnailUrl":"https://cfvod.kaltura.com/p/4699762/sp/469976200/thumbnail/entry_id/1_i86ggfv7/version/100081","uploadDate":"2024-05-21T04:30:50-04:00","contentUrl":"https://cdnapisec.kaltura.com/p/4699762/sp/469976200/playManifest/entryId/1_i86ggfv7/format/url/protocol/https","embedUrl":"https://cdnapisec.kaltura.com/p/4699762/sp/469976200/playManifest/entryId/1_i86ggfv7/format/url/protocol/https","width":1280,"height":720,"duration":"PT1M38S","transcript":"[Music in background throughout] What if convenience became your eCommerce edge? Pay by Bank from Bank of America makes eCommerce simpler and faster by enabling your customers to pay online without a card. Here’s how it works. When a customer arrives at your checkout page they select Pay by Bank as their payment option then select their bank from the menu. To authenticate payment, they simply use their online bank credentials. Once authenticated, the payment is sent directly from their bank to your account with Bank of America, and you’ll receive a real-time confirmation. That’s it! Your customers experience a smooth checkout and can earn loyalty points. All without the hassle of creating a unique profile or entering card details. On screen copy: Real-time confirmation 10 loyalty points earned! No profile or card details! Pay by Bank not only helps create a better customer experience that can set you apart. It can help your business achieve a higher conversion rate and lower payment processing costs. On screen copy: Raise conversion rate Lower costs Incoming Pay by Bank payments are included in your existing receivables, so you have the opportunity to see it all in one place. On screen copy: Receivables And it’s easy to set up, because Bank of America can connect it to your existing systems using APIs. On screen copy: APIs Making business easier. Helping you create an eCommerce edge. It’s part of how we’re working every day to deliver breakthrough banking to you. On screen copy: Bank of America® logo On screen disclosures: “Bank of America” and “BofA Securities” are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, derivatives, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (\"Investment Banking Affiliates\"), including, in the United States, BofA Securities, Inc., which is a registered brokerdealer and member of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is a registered futures commission merchant with the CFTC and a member of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value © 2024 Bank of America Corporation. All rights reserved. [End of transcript]","@context":"http://schema.org"}</script> </uc-media> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div></div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-60 "> <div class="background-container__content container-fluid background-container--gray"> <div class="aem-wrap--layout-container"> <div id="layout_66955" class="layout-container "> <div class="layout-container__content container layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h3 class="header__headline header--default header--black"> Additional solutions to fit your business needs </h3> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--icon tile-container--col-4 " data-action="tile-container-component" data-props-initial-load-count="4" data-props-show-items-count="6"> <div class="container"> <div class="tiles row manually-tiles "> <div class="aem-wrap--tile"> <div class="tile tile--align-center"> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/receivables-management/wholesale-lockbox.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Wholesale Lockbox </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Process large amounts of checks with greater speed, accuracy and security.</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center"> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/receivables-management/payment-portal.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Commerce Payment Portal </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Accept and manage credit, debit and ACH payments, and convert paper to electronic payments.</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center"> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/receivables-management/safeconnect.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> SafeConnect </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Improve liquidity by receiving credit for cash deposited into an on-site safe.</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center"> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/receivables-management/cash360.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Cash360 </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Deposit and withdraw cash as needed from a recycler, and scan and deposit checks.</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center"> <div class="tile__image-container "> <img class="tile__image " src="/content/dam/flagship/global-transaction-services/receivables-management/business-deposit-card.svg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h4 class="tile__headline header--h4 header--default-color "> Business Deposit Card </h4> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Easily deposit cash and checks at over 16,000 Bank of America ATMs.</p> </div> </div> </div> </div> <div class="aem-wrap--tile"> <div class="tile tile--align-center"> <div 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class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-60 background-container--pb-60"> <div class="background-container__content container-fluid background-container--gray"> <div class="aem-wrap--layout-container"> <div id="layout_28073" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--header"> <div class="header text " data-action="text-component"> <h2 class="header__headline header--default header--blue"> Explore more insights and solutions </h2> </div></div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-3 " data-action="tile-container-component" data-props-initial-load-count="3" data-props-show-items-count="6"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a 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go through a period of uncertainty, many businesses are increasing resiliency by bolstering working capital, and digitizing receivables</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">7 minute read</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-explore-receivables tile--outline-default " target="_self" href="/en-us/content/explore-cashpro.html" data-bactmln="Tile-_-Hyperlink-_-cashpro_[position]_/en-us/content/explore-cashpro.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/flagship/global-transaction-services/explore-cashpro/CashProExplore-tile-640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> CashPro® </h3> <div class="tile__body color-default " 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