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Today’s ACH Network meets today’s payment needs.</span> <ul class="menu"> <div class="menu-inner"> <li class="menu-item level-2"> <a href="/same-day-ach" data-drupal-link-system-path="node/5805">Same Day ACH</a> <span class="trigger-menuLowerItemOpen"></span> <div class="link_image"></div> </li> <li class="menu-item level-2"> <a href="/content/business-business-b2b" data-drupal-link-system-path="node/4921">Business-to-Business (B2B)</a> <span class="trigger-menuLowerItemOpen"></span> <div class="link_image"></div> </li> <li class="menu-item level-2"> <a href="/content/direct-deposit-and-direct-payment#pageContent-1">Direct Deposit</a> <span class="trigger-menuLowerItemOpen"></span> <div class="link_image"></div> </li> <li class="menu-item level-2 menu-item-isCollapsed"> <a href="/content/international-ach-transactions" data-drupal-link-system-path="node/4295">International ACH (IAT)</a> <span class="trigger-menuLowerItemOpen"></span> <div class="link_image"></div> </li> <li 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paragraphType-light-brite-banner paragraph-viewMode-default breakout">  <div class="dotbanner__content container"> <div class="dotbanner__content__inner">     <div class="formattedText field fieldName-field-right-box fieldType-text-long layout-fieldLabel-hidden field-item"><div><h3><a href="/rulesyourway"><em><i class="fa fa-book" style="font-size:26px;" aria-hidden="true"> </i></em> Buy the 2025 Rules Products</a></h3><p>Purchase the Rules your way!</p></div><div><h3 class="green"><a href="https://payments.nacha.org" target="_blank"><em><i class="fa fa-user-plus" style="font-size:26px;" aria-hidden="true"> </i></em> Join Us for Smarter Faster Payments 2025!</a></h3><p>Register today for innovation, collaboration and education.</p></div><div><h3><a href="/risk-resource"><em><i class="fa fa-search" style="font-size:26px;" aria-hidden="true"> </i></em> Find a Risk Resource</a></h3><p>Visit our new Risk Management Resource Center.</p></div></div>      <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><h2>Nacha Helps Drive Safe, Fast Electronic Payments</h2><p>Nacha governs the ACH Network, the payment system that drives Direct Deposits and Direct Payments with the capability to reach all U.S. bank and credit union accounts. We advance the nation’s payments system and deliver payments education, accreditation and advisory services.</p><p> </p><p> </p></div>  </div> </div> <div id="arrow1" class="movingarrow"> </div> <div id="arrow2" class="movingarrow flipped"> </div> <div id="arrow3" class="movingarrow"> </div> <div id="arrow4" class="movingarrow flipped"> </div> <div id="arrow5" class="movingarrow type3"> </div> <div id="arrow6" class="movingarrow type2"> </div> </div>  </div> <div class="field-item paragraphItem-the-latest-grid">     <div class="latestgrid paragraph paragraphType-the-latest-grid paragraph-viewMode-default"> <div class="latestgrid__wrapper"> <div class="latestgrid__trending"> <div class="latestgrid__heading"><h2>     <div class="field fieldName-field-title fieldType-string layout-fieldLabel-hidden field-item">Latest News and Events</div>  </h2></div> <div class="latestgrid__trending__wrapper"> <div class="latestgrid__trending__left">    <div class="views-element-container">    <div class="view view-homepage-trending-grid view-id-homepage_trending_grid view-display-id-grid_news js-view-dom-id-5e8f2ecf2a63f63f85d1135c9b2a2908341a63062a0a0d27a605e752715d9581"> <div class="view-content">    <div class="views-row">    <span class="views-field views-field-field-news-type">    <a href="/taxonomy/term/7" hreflang="en">Press Release</a>  </span><div class="views-field views-field-field-image-media"><div class="field-content">        <article class="media media--type-image media--view-mode-new-card">     <div class="field fieldName-field-media-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/new_card_large/public/2025-03/CMS-1156_15-Under-40-Blog-Post%20%281%29.jpg?itok=S1Mj0BeI" width="548" height="354" alt="2025 15 Under 40 Awardees" class="imageStyle-new-card-large" />    </div>  </article>   </div></div><div class="views-field views-field-title"><h3 class="field-content">    <a href="/news/nacha-announces-2025-15-under-40-awardees" hreflang="en">Nacha Announces 2025 15 Under 40 Awardees</a>  </h3></div><div class="views-field views-field-created"><span class="field-content">       <time datetime="2025-03-18T07:00:01-04:00" class="datetime">March 18, 2025</time>   </span></div>  </div> <div class="views-row">    <span class="views-field views-field-field-news-type">    <a href="/taxonomy/term/7" hreflang="en">Press Release</a>  </span><div class="views-field views-field-field-image-media"><div class="field-content">    <a href="/news/nacha-honors-aap-professionals-national-aap-recognition-day"> <img loading="lazy" src="/sites/default/files/styles/image_380x260/public/2025-02/AAP%20Recognition%20Day%20Badge_0.jpg?itok=r9DiCKpy" width="380" height="260" alt="I love being an AAP" class="imageStyle-image-380x260" /> </a>  </div></div><div class="views-field views-field-title"><h3 class="field-content">    <a href="/news/nacha-honors-aap-professionals-national-aap-recognition-day" hreflang="en">Nacha Honors AAP Professionals on National AAP Recognition Day</a>  </h3></div><div class="views-field views-field-created"><span class="field-content">       <time datetime="2025-02-10T16:59:13-05:00" class="datetime">February 10, 2025</time>   </span></div>  </div> <div class="views-row">    <span class="views-field views-field-field-news-type">    <a href="/taxonomy/term/7" hreflang="en">Press Release</a>  </span><div class="views-field views-field-field-image-media"><div class="field-content">        <article class="media media--type-image media--view-mode-new-card">     <div class="field fieldName-field-media-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/new_card_large/public/2024-09/GettyImages-1487010989%20%281%29.jpg?itok=SqS4jxuG" width="548" height="354" alt="Social Graphics" class="imageStyle-new-card-large" />    </div>  </article>   </div></div><div class="views-field views-field-title"><h3 class="field-content">    <a href="/news/payments-innovation-alliance-announces-winners-spotlight-payments-video-challenge" hreflang="en">Payments Innovation Alliance Announces Winners of Spotlight! Payments Video Challenge</a>  </h3></div><div class="views-field views-field-created"><span class="field-content">       <time datetime="2025-03-06T00:00:00-05:00" class="datetime">March 6, 2025</time>   </span></div>  </div>  </div> </div>  </div>  </div> <div class="latestgrid__trending__right">    <div class="views-element-container">    <div class="view view-homepage-trending-grid view-id-homepage_trending_grid view-display-id-grid_featured js-view-dom-id-188aa147437e70a0a8fe86698d3fc15d035e933e681e2cfde2fccd93f82d1151"> <div class="view-content">    <div class="views-row">    <div class="views-field views-field-field-image-media"><div class="field-content">        <article class="media media--type-image media--view-mode-featured">     <div class="field fieldName-field-media-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/featured_content/public/2025-03/Top-50-2024-For-Press-Release.jpg?itok=OoD2mlbr" width="828" height="576" alt="image stating top 50 ach originators and receivers " class="imageStyle-featured-content" />    </div>  </article>   </div></div><span class="views-field views-field-field-news-type"><span class="field-content">    <a href="/taxonomy/term/7" hreflang="en">Press Release</a>  </span></span><div class="views-field views-field-field-news-topics"><div class="field-content">     </div></div><div class="views-field views-field-title"><h3 class="field-content">    <a href="/news/nacha-releases-top-50-financial-institution-ach-originators-and-receivers-2024-total-ach" hreflang="en">Nacha Releases Top 50 Financial Institution ACH Originators and Receivers for 2024; Total ACH Payment Volume in 2024 Exceeded 40 Billion</a>  </h3></div><div class="views-field views-field-created"><span class="field-content">       <time datetime="2025-03-27T01:00:18-04:00" class="datetime">March 27, 2025</time>   </span></div>  </div> <div class="views-row">    <div class="views-field views-field-field-image-media"><div class="field-content">        <article class="media media--type-image media--view-mode-featured">     <div class="field fieldName-field-media-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/featured_content/public/2025-02/GettyImages-1208905004.jpg?itok=ClH8s2Iv" width="828" height="576" alt="ACH background" class="imageStyle-featured-content" />    </div>  </article>   </div></div><span class="views-field views-field-field-news-type"><span class="field-content">    <a href="/taxonomy/term/7" hreflang="en">Press Release</a>  </span></span><div class="views-field views-field-field-news-topics"><div class="field-content">     </div></div><div class="views-field views-field-title"><h3 class="field-content">    <a href="/news/same-day-ach-passes-major-milestone-2024-ach-network-shows-higher-growth" hreflang="en">Same Day ACH Passes Major Milestone in 2024 as the ACH Network Shows Higher Growth</a>  </h3></div><div class="views-field views-field-created"><span class="field-content">       <time datetime="2025-01-30T01:01:10-05:00" class="datetime">January 30, 2025</time>   </span></div>  </div> <div class="views-row">    <div class="views-field views-field-field-image-media"><div class="field-content">        <article class="media media--type-image media--view-mode-featured">     <div class="field fieldName-field-media-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/featured_content/public/2025-01/Many-Payment-Systems.jpg?itok=aeHczBXk" width="828" height="576" alt="image reading many payment systems, many strengths" class="imageStyle-featured-content" />    </div>  </article>   </div></div><span class="views-field views-field-field-news-type"><span class="field-content">    <a href="/taxonomy/term/41" hreflang="en">Blog</a>  </span></span><div class="views-field views-field-field-news-topics"><div class="field-content">     </div></div><div class="views-field views-field-title"><h3 class="field-content">    <a href="/news/many-payment-systems-many-strengths" hreflang="en">Many Payment Systems, Many Strengths</a>  </h3></div><div class="views-field views-field-created"><span class="field-content">       <time datetime="2025-01-15T01:01:01-05:00" class="datetime">January 15, 2025</time>   </span></div>  </div>  </div> </div>  </div>  </div> </div> </div> <div class="latestgrid__events"> <div class="latestgrid__heading"><h2>Events</h2></div>    <div class="views-element-container">    <div class="view view-homepage-trending-grid view-id-homepage_trending_grid view-display-id-grid_events js-view-dom-id-eac624b4b5059a421eb8767680be6f83d1fea9ae02809200a784d8c0c33fd655"> <div class="view-content">    <div class="views-row">    <div class="views-field views-field-field-featured-image-media"><div class="field-content">        <article class="media media--type-image media--view-mode-new-card">     <div class="field fieldName-field-media-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/new_card_large/public/2024-12/SFP-24-audience.jpg?itok=2OFn20LM" width="548" height="354" alt="audience Payments full face updated" class="imageStyle-new-card-large" />    </div>  </article>   </div></div><div class="views-field views-field-title"><h3 class="field-content">    <a href="/events/smarter-faster-payments-2025" hreflang="en">Smarter Faster Payments 2025</a>  </h3></div><div class="views-field views-field-field-event-date"><div class="field-content">    April 27–30, 2025  </div></div><div class="views-field views-field-field-event-date-1"><div class="field-content">    10:30am-11:00am  </div></div><div class="views-field views-field-field-event-type-new"><div class="field-content">    Conference  </div></div>  </div> <div class="views-row">    <div class="views-field views-field-field-featured-image-media"><div class="field-content">        <article class="media media--type-image media--view-mode-new-card">     <div class="field fieldName-field-media-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/new_card_large/public/2024-09/AN25-event-landing.jpg?itok=NzMPaff4" width="548" height="354" alt="Remote Connect 25 male" class="imageStyle-new-card-large" />    </div>  </article>   </div></div><div class="views-field views-field-title"><h3 class="field-content">    <a href="/events/remote-connect-2025" hreflang="en">Remote Connect 2025</a>  </h3></div><div class="views-field views-field-field-event-date"><div class="field-content">    June 9–11, 2025  </div></div><div class="views-field views-field-field-event-date-1"><div class="field-content">    10:45am-4:00pm  </div></div><div class="views-field views-field-field-event-type-new"><div class="field-content">    Conference  </div></div>  </div> <div class="views-row">    <div class="views-field views-field-field-featured-image-media"><div class="field-content">        <article class="media media--type-image media--view-mode-new-card">     <div class="field fieldName-field-media-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/new_card_large/public/2024-09/lady-learning-in-person.jpg?itok=NkHgXC3q" width="548" height="354" alt="people learning" class="imageStyle-new-card-large" />    </div>  </article>   </div></div><div class="views-field views-field-title"><h3 class="field-content">    <a href="/events/tpi-2025" hreflang="en">Payments Institute</a>  </h3></div><div class="views-field views-field-field-event-date"><div class="field-content">    July 13–16, 2025  </div></div><div class="views-field views-field-field-event-date-1"><div class="field-content">    10:00am-5:00pm  </div></div><div class="views-field views-field-field-event-type-new"><div class="field-content">    Conference  </div></div>  </div>  </div> </div>  </div>  <div class="latest_rightbox">     <div class="formattedText field fieldName-field-right-box fieldType-text-long layout-fieldLabel-hidden field-item">     <article class="media media--type-image media--view-mode-default">     <div class="field fieldName-field-media-image fieldType-image layout-fieldLabel-hidden field-item">       <img loading="lazy" src="/sites/default/files/2024-12/GettyImages-1363764700.jpg" width="2309" height="1299" alt="RMP">   </div>  </article>  <h3><a href="https://riskmanagementportal.nacha.org">ACCESS</a></h3><p>Login to access Nacha's Risk Management Portal and ACH Contact Registry.</p></div>  </div> </div> </div> </div>  </div> <div class="field-item paragraphItem-tabs-with-intro">     <div class="tabsintro paragraph paragraphType-tabs-with-intro paragraph-viewMode-default breakout"> <div class="tabsintro__content container"> <div class="tabsintro__content__inner">     <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><h2>What is Nacha?</h2><p>Nacha develops the rules that enable Direct Deposits and ACH bill payments. And as a payments industry leader we do much more, including education, accreditation, and advisory services.</p></div>      <div class="field fieldName-field-media-image fieldType-entity-reference layout-fieldLabel-hidden field-item">     <article class="media media--type-image media--view-mode-square-454">     <div class="field fieldName-field-media-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/square_454/public/2022-10/Nacha-12.png?itok=Neu7eAq7" width="454" height="454" alt="Man" class="imageStyle-square-454" />    </div>  </article>  </div>      <div class="field fieldName-field-tabs fieldType-entity-reference-revisions layout-fieldLabel-hidden field-items"> <div class="field-item paragraphItem-tab">     <div class="tab paragraph paragraphType-tab paragraph-viewMode-default" id="tab2365"> <a href="#" class="tab__title">ACH (Automated Clearing House)</a> <div class="tab__content">     <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><p>Every year, the ACH Network safely moves billions of payments worth trillions of dollars, including wages, government benefits, insurance claims, mortgage and other bill payments, and more. With options including same day and next day settlement, ACH is trusted by businesses, governments and consumers to get funds where they need to be, when they need to be.</p></div>      <div class="field fieldName-field-cta-button fieldType-link layout-fieldLabel-hidden field-item"><a href="/content/abcs-ach">Learn more</a></div>      <div class="field fieldName-field-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/square_908/public/2024-12/230920_NACHA-2988.jpg?itok=J_s57L9j" width="908" height="908" alt="Jen Premo" class="imageStyle-square-908" />    </div>  </div> </div>  </div> <div class="field-item paragraphItem-tab">     <div class="tab paragraph paragraphType-tab paragraph-viewMode-default" id="tab2366"> <a href="#" class="tab__title">Education</a> <div class="tab__content">     <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><p>One of the few certainties in the payments industry is that it’s always changing, so the pros need to stay at the top of their game. Nacha helps them do that with unparalleled educational opportunities that work with your schedule. Whether you attend in-person events and take advantage of great networking, or go virtual and learn on demand, Nacha has the education you need, on your terms.</p></div>      <div class="field fieldName-field-cta-button fieldType-link layout-fieldLabel-hidden field-item"><a href="/content/education">Learn more</a></div>      <div class="field fieldName-field-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/square_908/public/2023-01/GettyImages-1347652034.jpg?itok=Mh03GUQx" width="908" height="908" alt="Education Circular " class="imageStyle-square-908" />    </div>  </div> </div>  </div> <div class="field-item paragraphItem-tab">     <div class="tab paragraph paragraphType-tab paragraph-viewMode-default" id="tab2368"> <a href="#" class="tab__title">Membership</a> <div class="tab__content">     <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><p>Your organization deserves a say in the future of payments. Nacha membership affords that. From banks and credit unions of all sizes to government entities, corporations, fintechs and more, there’s a membership that will work for you. Learn about the different types of Nacha memberships available and how to help shape the future of payments.</p></div>      <div class="field fieldName-field-cta-button fieldType-link layout-fieldLabel-hidden field-item"><a href="/membershipfinder">Learn more</a></div>      <div class="field fieldName-field-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/square_908/public/2023-01/GettyImages-1347249091.jpg?itok=Yc6DPC37" width="908" height="908" alt="Membership" class="imageStyle-square-908" />    </div>  </div> </div>  </div> <div class="field-item paragraphItem-tab">     <div class="tab paragraph paragraphType-tab paragraph-viewMode-default" id="tab2367"> <a href="#" class="tab__title">Payments Enablement</a> <div class="tab__content">     <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><p>Nacha has several ways to enhance payments and reduce friction. Nacha Consulting professionals have expertise in everything payments—domestic and international—as well as rule writing, custom training, and more. Phixius is a trusted peer-to-peer network where businesses can instantly and securely exchange and verify payment-related information. Afinis Interoperability Standards works to advance API standardization and other financial services standards that enhance the efficiency and security of today’s modern financial industry.</p></div>      <div class="field fieldName-field-cta-button fieldType-link layout-fieldLabel-hidden field-item"><a href="/content/payments-enablement">Learn more</a></div>      <div class="field fieldName-field-image fieldType-image layout-fieldLabel-hidden field-item">          <img loading="lazy" src="/sites/default/files/styles/square_908/public/2023-01/GettyImages-1225553172.jpg?itok=cIBk8QSE" width="908" height="908" alt="Payments Enablement" class="imageStyle-square-908" />    </div>  </div> </div>  </div> </div>  </div> </div> <div id="arrow1a" class="movingarrow"> </div> <div id="arrow2a" class="movingarrow flipped"> </div> <div id="arrow3a" class="movingarrow type2"> </div> <div id="arrow4a" class="movingarrow flipped"> </div> <div id="arrow5a" class="movingarrow type3"> </div> </div>  </div> <div class="field-item paragraphItem-accordion-section">     <div class="accordionsection paragraph paragraphType-accordion-section paragraph-viewMode-default breakout"> <div class="accordionsection__content container"> <div class="accordionsection__content__inner">     <div class="field fieldName-field-title fieldType-string layout-fieldLabel-hidden field-item">More from Nacha</div>      <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><p>Leverage these educational tools and resources that provide actionable information.</p> </div>      <div class="field fieldName-field-accordion-sections fieldType-entity-reference-revisions layout-fieldLabel-hidden">     <details class="accordion paragraph paragraphType-accordion-item paragraph-viewMode-default" id="tab2377"> <summary>Direct Deposit<span class="accordionarrow"></span></summary>     <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><p>It might well be the best-known feature of ACH. What could be easier than having your wages, tax refunds, government benefits and more placed safely and securely into your bank account? Direct Deposit makes that possible. No checks to cash and then to clear. Your funds are available immediately. Whether you know it as Direct Deposit, electronic funds transfer (EFT) or e-check, it all comes down to the same thing: a safe, reliable way to get your money.</p></div>      <div class="field fieldName-field-cta-button fieldType-link layout-fieldLabel-hidden field-item"><a href="https://directdeposit.org/">Learn More</a></div>  </details>      <details class="accordion paragraph paragraphType-accordion-item paragraph-viewMode-default" id="tab2375"> <summary>PaymentsIQ by Nacha<span class="accordionarrow"></span></summary>     <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><p>Online payments education that works with your schedule. Study what you want, at your pace, with courses that are typically about 20 minutes long. PaymentsIQ by Nacha offers more than 140 courses covering a range of payments topics.</p></div>      <div class="field fieldName-field-cta-button fieldType-link layout-fieldLabel-hidden field-item"><a href="/PaymentsIQ">Learn More</a></div>  </details>      <details class="accordion paragraph paragraphType-accordion-item paragraph-viewMode-default" id="tab2373"> <summary>Risk Management Portal and ACH Contact Registry<span class="accordionarrow"></span></summary>     <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><p>ACH Network participants looking to log in to Nacha’s secure Risk Management Portal should click Learn More. The Portal includes the ACH Contact Registry, Third-Party Sender Registration, Direct Access Registration, and the Terminated Originator Database. By using the Portal, ACH Network participants can help enhance ACH Network quality and security, fueling innovation and the continued growth of the ACH Network.</p> </div>      <div class="field fieldName-field-cta-button fieldType-link layout-fieldLabel-hidden field-item"><a href="/nacha-risk-management-portal">Learn More</a></div>  </details>      <details class="accordion paragraph paragraphType-accordion-item paragraph-viewMode-default" id="tab2374"> <summary>New Rules to Address Credit Push Fraud<span class="accordionarrow"></span></summary>     <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><p>New Nacha Operating Rule changes are intended to reduce the incidence of frauds, such as business email compromise (BEC), or impersonation schemes, that make use of credit-push payments. The new Rules will impact all financial institutions and establish a base-level of ACH payment monitoring on all parties in the ACH Network (except consumers).</p></div>      <div class="field fieldName-field-cta-button fieldType-link layout-fieldLabel-hidden field-item"><a href="/news/fighting-credit-push-fraud">Learn More</a></div>  </details>      <details class="accordion paragraph paragraphType-accordion-item paragraph-viewMode-default" id="tab2371"> <summary>Resources for Corporates and Governmental Organizations<span class="accordionarrow"></span></summary>     <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><p>Get ACH payments resources for treasury and finance payments practitioners and payroll professionals at corporations, larger businesses, and federal, state and local governmental organizations. </p> </div>      <div class="field fieldName-field-cta-button fieldType-link layout-fieldLabel-hidden field-item"><a href="/content/nacha-resources-treasury-finance-and-payroll-professionals">Learn More</a></div>  </details>      <details class="accordion paragraph paragraphType-accordion-item paragraph-viewMode-default" id="tab2376"> <summary>B2B Payments<span class="accordionarrow"></span></summary>     <div class="formattedText field fieldName-field-description fieldType-text-long layout-fieldLabel-hidden field-item"><p>Businesses have their share of expenses, particularly paying suppliers. When they skip the checks and pay online, that’s a Business-to-Business payment, or B2B.</p></div>      <div class="field fieldName-field-cta-button fieldType-link layout-fieldLabel-hidden field-item"><a href="/content/business-business">Learn More</a></div>  </details>  </div>  </div> </div> </div>  </div> </div>  </div> </article>  </div>  </div>  </div> </main> <footer role="contentinfo" class="layout-footer"> <div class="footer-inner container"> <div class="footer-left">     <div class="region region-footer"> <h1 class="footer-logo"> <span>Nacha</span> <svg version="1.1" id="nacha-logo-footer" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px" viewBox="0 0 585.64 152.09" style="enable-background:new 0 0 585.64 152.09;" xml:space="preserve"> <g class="mark"> <path d="M467.02,51.27c-6.34,0.19-12.86,2.75-16.61,7.95V25.82h-15.13l-0.02,96.75l15.13,0l0.01-41.22 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