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href=https://www.otpbanka.rs/en/retail/standing-order/ >Standing order</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Loans <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/retail/cash-loans/ >Cash loans</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/rsd-refinancing-loan/ >Refinancing loans</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/housing-loans/ >Housing loans</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/evergrin-for-pensioners/ >Evergreen loans for pensioners</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/consumer-loans/ >Consumer loans</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/car-loans/car-loan-at-the-car-dealer/ >Car loan at the car dealer</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Savings <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/retail/savings/special-offer-fixed-term-saving/ >Special offer-Fixed-term savings </a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/savings/fixed-term-savings/ >Fixed-term savings </a> </li> <li> <a href=https://www.otpbanka.rs/en/retail-2-2/rent-saving/ >Rent savings</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/savings/a-vista-savings/ >A Vista Savings</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/savings/flexi-savings/ >Flexi savings</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/voluntary-pension-fund/ >Voluntary pension fund</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Special offers <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/retail/fluo-offer-for-youth/ >Fluo - for youth</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/evergrin-for-pensioners/ >Evergreen - for pensioners</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/privilege-premium-offer/ >Privilege – premium offer</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/sinhro/ >Sinhro – for lump-sum entrepreneurs</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/gold-offer/ >Gold offer</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Electronic banking <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/retail/e-bank/ >E-bank</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail-2-2/m-bank/ >M-bank</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/sms-service/ >SMS Service</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/ivr/ >IVR</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Insurance <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a target=_blank href=https://www.otposiguranje.rs/ > Life insurance</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/international-travel-insurance/ >Travel insurance</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/property-insurance/ >Property insurance</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/loan-insurance-in-the-case-of-job-loss/ >Unemployment insurance</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Other services <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/retail/world-of-discounts/ >WORLD of discounts</a> </li> <li> <a href=https://www.otpbanka.rs/en/mastercard-priceless-planet-coalition/ >Mastercard Priceless Planet Coalition</a> </li></ul> </li> <li class="header__menu-dropdown-col header__menu-dropdown-col--mobile"> <a href=https://www.otpbanka.rs/en/retail/tariffs/ class="header__menu-dropdown-title header__menu-dropdown-title--tariffs">TARIFFS</a> </li></ul> <a href=https://www.otpbanka.rs/en/retail/tariffs/ class="btn btn--transparent white"> <span>TARIFFS</span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg> </a></div> </li> <li> <a class=desktop-only-lg href=https://www.otpbanka.rs/en/small-business/ data-status=off> Small Business </a> <a class=mobile-only-lg href=#. data-js=menu-dropdown-trigger-mob data-status=off ><div class="mobile-only-lg menu-icon"> <svg class="icon mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-></use> </svg></div> Small Business <svg class="icon icon-arow_one"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </a><div class="header__menu-dropdown is-active-desktop desktop-only-lg" ></div><div class="header__menu-dropdown is-active-desktop mobile-only-lg" data-js=menu-dropdown-mob><div class="menu-title mobile-only-lg"> <a href=https://www.otpbanka.rs/en/small-business/ >Small Business</a> <svg class="icon icon-arow_one" data-js=menu-dropdown-trigger-mob data-status=on> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-back></use> </svg></div><ul class=header__menu-dropdown-content> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Daily operations <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/small-business/paketi-racuna/ >Account packages</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/payment/ >Payment</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/business-payment-cards/ >Business Payment Cards</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/pos-terminals/ >POS terminals</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/swift-legal-entities/ >Cash transfer – SWIFT</a> </li> <li> <a href=https://www.otpbanka.rs/en/cash-processing/ >Cash processing</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/payroll-for-companies/ >Payroll for companies</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Loans <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/small-business/current-account-overdraft/ >Current Account Overdraft</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/loan-for-working-capital-and-maintenance-of-liquidity/ >Loan for working capital and maintenance of liquidity</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/short-term-revolving-credit-line/ >Short-term revolving credit line</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/multi-purpose-credit-line/ >Multi-purpose credit line</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/loan-with-100-down-payment/ >Loan with 100% down payment</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/investment-loan/ >Investment loan</a> </li> <li> <a href=https://www.otpbanka.rs/en/cosme-program/ >Cosme program</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Digital services <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/small-business/biznis-m-bank/ >Business m-bank</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/electronic-bank/biznis-ebank/ >Business e-bank</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/online-sales/ >E commerc</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/e-teller/ >E-teller</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/electronic-banking/ >Electronic banking</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Leasing <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a target=_blank href=http://www.otpleasingsrbija.rs/ >OTP Leasing Srbija</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Factoring <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/small-business/national-factoring/ >National factoring</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/international-factoring/ >International factoring</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Special offers <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/small-business/production/ >Production</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/transport-and-forwarding/ >Transport and Forwarding</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/trade-retail/ >Trade – Retail</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/trade-wholesale-importers/ >Trade, wholesale - importers</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/doctors-and-dentists/ >Doctors and dentists</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/bookkeepers-notaries-and-lawyers/ >Bookkeepers, notaries and lawyers</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/sinhro-for-tax/ >Sinhro – for lump-sum taxpayers</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/offer-for-startups/ >Offer for startups</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Documentary operations and guarantees <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/mali-biznis/garancije/ >Guarantees</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/documentary-letters-of-credit/ >Documentary letters of credit</a> </li> <li> <a href=https://www.otpbanka.rs/en/small-business/documentary-collection/ >Documentary collection – incasso</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Finance markets <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/small-business/money-and-foreign-currency-markets/ >Money and foreign currency markets</a> </li> <li> <a href=https://www.otpbanka.rs/en/corporate/custody-corporate/ >Custody</a> </li></ul> </li> <li class="header__menu-dropdown-col header__menu-dropdown-col--mobile"> <a href=https://www.otpbanka.rs/en/small-business/tarife-mali-biznis/ class="header__menu-dropdown-title header__menu-dropdown-title--tariffs">TARIFFS</a> </li></ul> <a href=https://www.otpbanka.rs/en/small-business/tarife-mali-biznis/ class="btn btn--transparent white"> <span>TARIFFS</span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg> </a></div> </li> <li> <a class=desktop-only-lg href=https://www.otpbanka.rs/en/agricultural-households/ data-status=off> Agricultural households </a> <a class=mobile-only-lg href=#. data-js=menu-dropdown-trigger-mob data-status=off ><div class="mobile-only-lg menu-icon"> <svg class="icon mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-></use> </svg></div> Agricultural households <svg class="icon icon-arow_one"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </a><div class="header__menu-dropdown is-active-desktop desktop-only-lg" ></div><div class="header__menu-dropdown is-active-desktop mobile-only-lg" data-js=menu-dropdown-mob><div class="menu-title mobile-only-lg"> <a href=https://www.otpbanka.rs/en/agricultural-households/ >Agricultural households</a> <svg class="icon icon-arow_one" data-js=menu-dropdown-trigger-mob data-status=on> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-back></use> </svg></div><ul class=header__menu-dropdown-content> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Agricultural <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/agricultural-households/agro-account-package/ >Agro account package</a> </li> <li> <a href>Subsidized Agro Loans</a> </li> <li> <a href=https://www.otpbanka.rs/en/agricultural-households/approved-overdraft-rpg/ >Approved overdraft</a> </li> <li> <a href=https://www.otpbanka.rs/en/agricultural-households/investment-loans-rpg/ >Ivestment loan for RPG</a> </li> <li> <a href=https://www.otpbanka.rs/en/agricultural-households/investment-loan-up-to-five-years/ >Investment loan up to 5 years</a> </li> <li> <a href=https://www.otpbanka.rs/en/agricultural-households/loan-for-the-new-mornings/ >Investment loan for the new mornings</a> </li> <li> <a href=https://www.otpbanka.rs/en/agricultural-households/loans-for-current-assets/ >Working capital loans</a> </li> <li> <a href=https://www.otpbanka.rs/en/agricultural-households/quick-loan/ >Quick loan</a> </li> <li> <a href=https://www.otpbanka.rs/en/agricultural-households/loan-for-current-assets-up-to-million-eur/ >Working capital loans up to EUR 1,000,000</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Electronic banking <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/retail/e-bank/ >E bank</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail-2-2/m-bank/ >M bank</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/sms-service/ >SMS service</a> </li> <li> <a href=https://www.otpbanka.rs/en/retail/ivr/ >IVR</a> </li></ul> </li> <li class="header__menu-dropdown-col header__menu-dropdown-col--mobile"> <a target=_blank href=https://www.otpbanka.rs/en/retail/tariffs/ class="header__menu-dropdown-title header__menu-dropdown-title--tariffs">Tariffs</a> </li></ul> <a target=_blank href=https://www.otpbanka.rs/en/retail/tariffs/ class="btn btn--transparent white"> <span>Tariffs</span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg> </a></div> </li> <li> <a class=desktop-only-lg href=https://www.otpbanka.rs/en/corporate/ data-status=off> Corporate </a> <a class=mobile-only-lg href=#. data-js=menu-dropdown-trigger-mob data-status=off ><div class="mobile-only-lg menu-icon"> <svg class="icon mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-></use> </svg></div> Corporate <svg class="icon icon-arow_one"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </a><div class="header__menu-dropdown is-active-desktop desktop-only-lg" ></div><div class="header__menu-dropdown is-active-desktop mobile-only-lg" data-js=menu-dropdown-mob><div class="menu-title mobile-only-lg"> <a href=https://www.otpbanka.rs/en/corporate/ >Corporate</a> <svg class="icon icon-arow_one" data-js=menu-dropdown-trigger-mob data-status=on> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-back></use> </svg></div><ul class=header__menu-dropdown-content> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Day-to-day operations <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/corporate/account-opening/ >Opening of account</a> </li> <li> <a href=https://www.otpbanka.rs/en/corporate/payment/ >Payment</a> </li> <li> <a href=https://www.otpbanka.rs/en/corporate/electronic-banking-corporate/ >Electronic banking</a> </li> <li> <a href=https://www.otpbanka.rs/en/corporate/business-payment-cards/ >Business Payment Cards</a> </li> <li> <a href=https://www.otpbanka.rs/en/corporate/pos-terminals/ >POS terminals</a> </li> <li> <a href=https://www.otpbanka.rs/en/corporate/deposits/ >Deposit</a> </li> <li> <a href=https://www.otpbanka.rs/en/e-commerce-for-corporate/ >E-commerce</a> </li> <li> <a href=https://www.otpbanka.rs/en/corporate/swift-legal-entities/ >SWIFT – legal entities</a> </li> <li> <a href=https://www.otpbanka.rs/en/cash-processing/ >Cash processing</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Loans <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/corporate/loan-offer/ >Loan offer</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Leasing <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a target=_blank href=http://www.otpleasingsrbija.rs/ >OTP Leasing Srbija</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Factoring <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </span><ul data-js=submenu-dropdown> <li> <a href=https://www.otpbanka.rs/en/corporate/national-factoring/ >National factoring</a> </li> <li> <a href=https://www.otpbanka.rs/en/corporate/international-factoring/ >International factoring</a> </li></ul> </li> <li class="header__menu-dropdown-col mobile-only-lg"> <span class=header__menu-dropdown-title data-js=submenu-dropdown-trigger data-status=off> Documentary operations and guarantees <svg class="icon icon-arow_one-submenu mobile-only-lg"> <use 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header__menu-dropdown-title--tariffs">TARIFFS</a> </li></ul> <a href=https://www.otpbanka.rs/en/corporate/tariffs/ class="btn btn--transparent white"> <span>TARIFFS</span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg> </a></div> </li> <li> <a class=desktop-only-lg href=https://www.otpbanka.rs/en/private-banking-2/ data-status=off> Private banking </a> <a class=mobile-only-lg href=https://www.otpbanka.rs/en/private-banking-2/ ><div class="mobile-only-lg menu-icon"> <svg class="icon mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-></use> </svg></div> Private banking </a> </li> <li> <a class=desktop-only-lg target=_blank href=https://www.otpbanka.rs/en/sustainable-business/ data-status=off> Sustainable business </a> <a class=mobile-only-lg target=_blank href=https://www.otpbanka.rs/en/sustainable-business/ ><div class="mobile-only-lg menu-icon"> <svg class="icon mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-></use> </svg></div> Sustainable business </a> </li> <li> <a class=desktop-only-lg href=https://www.otpbanka.rs/en/career-in-otp/ data-status=off> Career </a> <a class=mobile-only-lg href=https://www.otpbanka.rs/en/career-in-otp/ ><div class="mobile-only-lg menu-icon"> <svg class="icon mobile-only-lg"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-></use> </svg></div> Career </a> </li></ul><div class=header__links><ul class="header__quick-links header__quick-links--menu"> <li> <a href=https://www.otpbanka.rs/en/locations-of-branches/ > <svg class=icon> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-Marker></use> </svg> 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class="icon icon-podrska" style="margin-bottom: 3px;"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-podrska></use> </svg> </a> </li></ul></div></nav><div class=header__links><ul class=header__quick-links> <li><a href=https://www.otpbanka.rs/en/locations-of-branches/ > <img src=https://www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/img/map-marker-alt.png> <br> <span>Location</span></a></li> <li> <a href=https://www.otpbanka.rs/en/exchange-rate/ > <img src=https://www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/img/euro-sign.png> <br> <span>Exchange rate and reference interest rate</span> </a> </li></ul> <a href=https://www.otpbanka.rs/en/about-us/contacts/ class=header__call-center> <img src=https://www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/img/Headset.png> <br> <span class=header__call-center__title>Contact</span> </a></div></div><div class=header__right-col> <span class=header__menu-trigger data-js=mobile-menu-trigger data-target=.header__menu> <i class=header__menu-bar></i> <i class=header__menu-bar></i> <i class=header__menu-bar></i> </span> <span class=header__search-trigger data-js=search data-status=off data-target=.header-search> <svg class="icon icon-search"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-search></use> </svg> </span><ul class=header__language-links> <li class> <a href=https://www.otpbanka.rs/ >SR</a> </li></ul> <a target=_blank href=https://ebank.otpbanka.rs/RetailV4/home/login class="btn header__online-bank btn--full-radius btn--orange"><span>Online banking</span> <svg class="icon icon-login"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-login></use> </svg> </a></div></div></header><main class=main__wrapper data-js=main-wrapper><section class=main-slider><canvas class=snow></canvas><div class=main-slider__content data-js=main-slider><div class=main-slider__item style="background:url('https://www.otpbanka.rs/wp-content/uploads/2023/10/otp-coveri-v1r-1477x705px.jpg'); background-size:cover;"><h1>Fixed-term savings when you know what you are saving for</h1><p>Special offer of favorable interest rates<br> For new deposits from 01.11.2024 to<br> 30.11.2024, for term deposits</p> <a target=_blank href=https://www.otpbanka.rs/en/retail/savings/special-offer-fixed-term-saving/ class="btn btn--full-radius btn--arrow btn--white"> Find out more <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg> </a></div><div class=main-slider__item style="background:url('https://www.otpbanka.rs/wp-content/uploads/2024/10/otp-cover-1477x705px-kv2-2-2.jpg'); background-size:cover;"><h2>When you know about <br> OTP m-bank application for Juniors</h2><p>Intended for children, made up for parents!<br> <br> OTP m-bank app and Junior debit card for children between 11 and 18 years of age.</p> <a target=_blank href=https://www.otpbanka.rs/en/retail-2-2/debitne-kartice/otp-m-bank-application-for-juniors/ class="btn btn--full-radius btn--arrow btn--white"> Find out more <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg> </a></div></div><div class=scroll-down> <span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg> </span></div></section><section class="top-post "><div class=container><div class=top-post__item><header class=top-post__item-header><h3>Praktik package<br></h3><p>The combination of services and benefits that most of our users have chosen as their package, can be the ideal solution for you too.<br> <br> <br> <br> <br></p> <a href=https://www.otpbanka.rs/en/retail-2/praktik-package/ class="btn btn--transparent"> <span>Find out more</span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg> </a></header><div class=top-post__cta-content><p class=top-post__cta-text> Our experienced bankers are at your disposal. Let's find the most appropriate solution for you together.</p> <button type=button data-section="Retail - praktik package" data-emid=1 data-js=contact-trigger data-status=off data-target=.contact-form class="top-post__cta btn btn--center"> Make an appointment </button></div></div><div class=top-post__item><header class=top-post__item-header><h3>Masterata – instalments<br></h3><p>Step into the new world of shopping! Use Masterata and enjoy shopping with a number of benefits.</p> <a href=https://www.otpbanka.rs/en/retail/credit-cards/masterata-instalments-without-interest/ class="btn btn--transparent"> <span>Find out more</span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg> </a></header><div class=top-post__cta-content><p class=top-post__cta-text> Our experienced bankers are at your disposal. Let's find the most appropriate solution for you together.</p> <button type=button data-section=Retail-Masterata data-emid=1 data-js=contact-trigger data-status=off data-target=.contact-form class="top-post__cta btn btn--center"> Make an appointment </button></div></div></div></section><section class="top-products "><div class="container container--small"><div class=top-products__main-title><h2>We have prepared several more beneficial offers for you</h2><p> <small>We offer you a range of products and services that make life better and easier</small></p></div></div><div class="container no-padding-on-mobile"> <a href=https://www.otpbanka.rs/en/retail/cash-loans/ class=top-products__item> <i class=top-products__icon> <svg class="icon icon-stednja"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v3.svg#icon-kredit> </use> </svg> </i><h3>Cash loan</h3><p> <small>In no time take cash with repayment period of up to 71 months</small></p> </a> <a href=https://www.otposiguranje.rs/en/ rel=nofollow target=_blank class=top-products__item> <i class=top-products__icon> <svg class="icon icon-stednja"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v3.svg#icon-osiguranje> </use> </svg> </i><h3>Insurance</h3><p> <small>Be carefree, timely protect yourself with life and non-life insurance</small></p> </a> <a href=https://www.otpbanka.rs/en/retail/housing-loans/combined-housing-loan-with-fixed-interest-for-the-first-5-years/ class=top-products__item> <i class=top-products__icon> <svg class="icon icon-stednja"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v3.svg#icon-stam> </use> </svg> </i><h3>Housing loans</h3><p> <small>Easy to obtain the apartment with housing loans adjusted to your financial capabilities</small></p> </a> <a href=https://www.otpbanka.rs/en/basic-services-payment-account/ class=top-products__item> <i class=top-products__icon> <svg class="icon icon-stednja"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v3.svg#icon-paketi> </use> </svg> </i><h3>Basic Services Payment Account</h3><p> <small>Payment services at your disposal with the Basic Services Payment Account</small></p> </a></div></section><section class="cross-seling-banner cross-seling-banner--big" style="background:url('https://www.otpbanka.rs/wp-content/uploads/2023/07/otp-banka-slajder-1477x626-1.jpg'); background-size:cover;"><div class=cross-seling-banner__content><h2>When you know to see the forest from the tree</h2><p>Join us in the fight against climate change!</p> <a target=_blank href=/en/mastercard-priceless-planet-coalition/ class="btn btn--full-radius btn--arrow btn--white"><span>Find out more</span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg> </a></div></section><section class=e-banking><div class="container vertical-aligned"><div class="e-banking__info vertical-aligned__column"><div class=e-banking__info-content><h2>E-bank, the bank only a click away!</h2><p> <small>All daily transactions are available at your computer without necessity of leaving your home or dealing with unnecessary paperwork. Not only will you exchange money at a more favourable exchange rate 24/7, but we’ll grant you overdraft and cash loan online and simply. </small></p> <a href=https://www.otpbanka.rs/en/retail/e-bank/ class="btn btn--transparent"><span>Find out more</span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg> </a></div></div><div class="e-banking__slider vertical-aligned__column"><div class=e-banking__slider-number> <span class=e-banking__current-slide data-js=current-slide></span> <span class=e-banking__slide-total-number data-js=slide-total-number></span></div><div data-js=banking-slider><div class=e-banking__slider-item><h3>Accounts</h3> <img src=https://www.otpbanka.rs/wp-content/uploads/2019/08/4a-ebaniking_racuni-629x359.png alt="OTP web application, account overview"></div><div class=e-banking__slider-item><h3>Cash loans</h3> <img src=https://www.otpbanka.rs/wp-content/uploads/2019/08/4b-ebaniking_krediti-629x359.png alt="OTP web aplikacija, pregled kredita"></div><div class=e-banking__slider-item><h3>Personal finance</h3> <img src=https://www.otpbanka.rs/wp-content/uploads/2019/08/4c-ebaniking_finansije2-629x359.png alt="OTP application, overview of payments"></div><div class=e-banking__slider-item><h3>Online banking</h3> <img src=https://www.otpbanka.rs/wp-content/uploads/2019/08/4d-ebaniking_online-629x359.png alt="OTP web application"></div></div></div></div></section><div class=post><div class=container><div class=post__main-title><h2>Finnovation magazine</h2></div></div><div class=container><article class=post__item> <a target=_blank href=https://www.otpbanka.rs/en/finovacije/kategorija/biznis/ class=post__category> Biznis </a> <a target=_blank href=https://www.otpbanka.rs/en/finnovation/koliko-birokratija-kosta-srpsku-ekonomiju/ class=post__info><figure class=post__image> <img src=https://www.otpbanka.rs/wp-content/uploads/2017/03/trziste-novca-i-devizno-trziste-346x200.jpg alt="crvena ispisana linija i crvena olovka"><div class=post__image-overlay> <span> <svg class="icon icon-link"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-link></use> </svg> </span></div></figure><h2 class="post__title">Koliko birokratija košta srpsku ekonomiju</h2><p class=post__text> <small>Jedno je jasno: ako i u kompanijama i u državnoj upravi umanjimo izdvajanja za birokratiju, to će uticati na ekonomski rast Srbije.</small></p><div class="btn btn--transparent"><span>Find out more</span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg></div> </a></article><article class=post__item> <a target=_blank href=https://www.otpbanka.rs/en/finovacije/kategorija/biznis/ class=post__category> Biznis </a> <a target=_blank href=https://www.otpbanka.rs/en/finnovation/kako-napraviti-efikasan-tim/ class=post__info><figure class=post__image> <img src=https://www.otpbanka.rs/wp-content/uploads/2017/04/privreda-hp-346x200.jpg alt="ljudi sa laptopovima na sastanku"><div class=post__image-overlay> <span> <svg class="icon icon-link"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-link></use> </svg> </span></div></figure><h2 class="post__title">Lekcija iz menadžmenta: Kako napraviti efikasan tim</h2><p class=post__text> <small>Na životne lekcije nailazimo svakog dana, samo ih često ne prepoznamo. Evo jedne zanimljive životne lekcije iz menadžmenta...</small></p><div class="btn btn--transparent"><span>Find out more</span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg></div> </a></article><article class=post__item> <a target=_blank href=https://www.otpbanka.rs/en/finovacije/kategorija/biznis/ class=post__category> Biznis </a> <a target=_blank href=https://www.otpbanka.rs/en/finnovation/poreska-resenja-pausalci-2017/ class=post__info><figure class=post__image> <img src=https://www.otpbanka.rs/wp-content/uploads/2017/03/kastodi-346x200.jpg alt="Radni sto sa laptopom, digitronom, papirima sa grafikonima i olovke"><div class=post__image-overlay> <span> <svg class="icon icon-link"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-link></use> </svg> </span></div></figure><h2 class="post__title">Poreska rešenja i paušalci u 2017. godini</h2><p class=post__text> <small>Svakom paušalcu je potreban savet iz prve ruke o tome kako da izađe na kraj sa administracijom. </small></p><div class="btn btn--transparent"><span>Find out more</span> <svg class="icon icon-arow_lead"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_lead></use> </svg></div> </a></article></div></div><div class=hidden-container data-js=hidden-container><header class=hidden-container__header><h2 class="hidden-container__header-title">Notice on how to file a complaint to the service provider</h2> <button type=button class=trigger data-js=trigger-content data-status=off data-target=.hidden-container__content> <svg class="icon icon-arow_one"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-arow_one></use> </svg> </button></header><div class=hidden-container__content data-js=hide-content><div class="table-content table-content--bottom-space"><table class="table materials"><tbody><tr><th>Complaint management policy</th><td></td><td></td><td> <a class=download href=https://www.otpbanka.rs/wp-content/uploads/2021/08/politika-upravljanja-prigovorima-030821.pdf target=_blank> <svg class="icon icon-pdf_r"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-pdf_r></use> </svg> </a></td><td> <a class=download href=https://www.otpbanka.rs/wp-content/uploads/2021/08/politika-upravljanja-prigovorima-030821.pdf download=politika-upravljanja-prigovorima-030821.pdf> <svg class="icon icon-download"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-download></use> </svg> </a></td></tr></tbody></table></div></div><div class=hidden-container__close-content data-js=close-content> <button type=button class=hidden-container__close> <span>Close</span> <svg class="icon icon-close"> <use xlink:href=//www.otpbanka.rs/wp-content/themes/otp_banka/static/static_sgs/icomoon/symbol-defs-v2.svg#icon-close> </use> </svg> </button></div></div><style>/*<![CDATA[*/.general-text--long ul li, .general-text--long ol li { color: #4a4a4a; font-size: 1.0625em; } .general-text--long ul li:after, .general-text--long ol li:after { top: 10px; left: 14px; } @media (max-width: 480px) { .general-text--long ul li:after, .general-text--long ol li:after { left: 10px; top: 8px; } } .general-text--long p { padding-bottom: 25px !important; } .general-text--long ul, .general-text--long ol { margin-bottom: 30px; } @media (max-width: 480px) { .general-text h3.subtitle, .general-text p { margin-bottom: 0px; } }/*]]>*/</style><div class="general-text general-text--text-left general-text--long"><h2 style="text-align: center;"><a href=https://www.otpbanka.rs/en/complaint/ >Send us a complaint</a></h2><p style="text-align: center;">Talk to us! Ask, suggest, tell me what you think, recommend – the answer will soon wait for you in your inbox. You can also send your complaint by email to prigovori@otpbanka.rs</p></div><section class=contact-form><div class=contact-form__content data-js=contact-form-content><div class=form><div class="container container--small"><h2>Fill in the form fields</h2><div class="wpcf7 no-js" id=wpcf7-f471648-o1 lang=en-US dir=ltr><div class=screen-reader-response><p role=status aria-live=polite aria-atomic=true></p><ul></ul></div><form action=/en/#wpcf7-f471648-o1 method=post class="wpcf7-form init wpcf7-acceptance-as-validation" aria-label="Contact form" novalidate=novalidate data-status=init><div style="display: none;"> <input type=hidden name=_wpcf7 value=471648> <input type=hidden name=_wpcf7_version value=5.9.8> <input type=hidden name=_wpcf7_locale value=en_US> <input type=hidden name=_wpcf7_unit_tag value=wpcf7-f471648-o1> <input type=hidden name=_wpcf7_container_post value=0> <input type=hidden name=_wpcf7_posted_data_hash value> <input type=hidden name=_wpcf7_recaptcha_response value></div><div class=form__input-field><p><label>First name</label><br> <span class=wpcf7-form-control-wrap data-name=your_name> <input data-js=input-filed type=text name=your_name value size=36 maxlength=36 class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" aria-required=true aria-invalid=false placeholder> <span class=character-count>0/36</span> </span></p></div><div class=form__input-field><p><label>Last name</label><br> <span class=wpcf7-form-control-wrap data-name=your_surname> <input data-js=input-filed type=text name=your_surname value size=36 maxlength=36 class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" aria-required=true aria-invalid=false placeholder> <span class=character-count>0/36</span> </span></p></div><div class="form__input-field form__input-field--left"><p><label>Phone</label> <span class=wpcf7-form-control-wrap data-name=phone> <input data-js=input-filed type=text name=phone value maxlength=13 class="wpcf7-form-control wpcf7-text wpcf7-tel wpcf7-validates-as-required wpcf7-validates-as-tel rs-mobile-format wpcf7-telephoneinput" aria-required=true aria-invalid=false autocomplete=new-user-phone-number> </span></p></div><div class="form__input-field form__input-field--right"><p><label>Email</label> <span class=wpcf7-form-control-wrap data-name=email> <input data-js=input-filed type=email name=email value class="wpcf7-form-control wpcf7-email wpcf7-text" aria-required=true aria-invalid=false> </span></p></div><div class=form__input-field><p><label>Comment</label><br> <span class=wpcf7-form-control-wrap data-name=message><textarea data-js=input-filed name=message cols=40 rows=10 class="wpcf7-form-control wpcf7-textarea" aria-required=true aria-invalid=true></textarea></span></p></div><div class=form__cta-content><div class=column><p><div class="custom-check custom-acceptance" data-js=custom-check data-status=off> <span class="wpcf7-form-control-wrap checkbox " data-name=pravila> <span class=wpcf7-form-control id=chbRules> <span class="wpcf7-list-item first last"> <label for=chbRules> <input id=chbRules type=checkbox data-js=check value="Do you accept the rules?" name=pravila> <span class=wpcf7-list-item-label>Do you accept the rules? 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