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banks. Check eligibility criteria and required documents.","hungryForMore":[{"type":"cta","data":{"link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_HLBUTTON&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_HLBUTTON","linkText":"Check FREE Credit Score"}},{"type":"header","data":{"text":"Loan against Property Details","level":2}},{"type":"table","data":{"rows":[{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Interest Rate"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"<strong>8.50% p.a. to 18% p.a.<\/strong>"}}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Loan Amount"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Up to Rs.25 crore"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Loan Tenure"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Up to 20 years"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Processing Fee"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"1% - 3% of the loan amount + GST"},"type":"paragraph"}]}]}]}},{"type":"image","data":{"float":"no-float","lazy":true,"src":"https:\/\/static.bankbazaar.com\/images\/india\/infographic\/loan-against-property.webp","alt":"Laon Against Property","title":"Mortgage Loan","width":400,"height":250}},{"type":"header","data":{"text":"Loan Against Property Schemes- Interest rates, Loan amount by Top Banks","level":2}},{"type":"table","data":{"rows":[{"cols":[{"content":[{"type":"paragraph","data":{"text":"Bank\n "}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Interest\n Rate\n "}}],"colspan":1,"rowspan":1,"highlight":true},{"content":[{"type":"paragraph","data":{"text":"Loan Amount\n "}}],"colspan":1,"rowspan":1,"highlight":true}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"State Bank of India\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"<a><\/a>Contact the\n bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to 7.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"HDFC Bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"9.50% p.a. - 11.00% p.a.\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to 60% of the value of the\n property\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"IDFC First\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"9.25% p.a. onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.7 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Tata Capital\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"9.00% p.a. onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Rs.5 lakh \u2013 Rs.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Axis Bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"10.50% p.a. -10.95% p.a.\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Rs.5 lakh \u2013 Rs.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Kotak Mahindra Bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"9.50% p.a. onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Rs.10 lakh \u2013 Rs.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"IIFL\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Contact the bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.10 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Edelweiss Financial Services Ltd\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"As per the terms and conditions\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.25 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Bank of India\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"10.10% p.a. onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.7.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"L&T Housing Finance\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"9.60% p.a. onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Rs.2 lakh onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Union Bank of India\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Contact the bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.10 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Indian Bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Contact the bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"LIC Housing Finance\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"9.70% p.a. onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.7.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Bank of Maharashtra\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"10.95% p.a. onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.10 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"PNB Housing Finance\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"9.24% p.a. onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"ICICI Bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"9.00% p.a. onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Bajaj Housing Finance\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"9.40% p.a. onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"UCO Bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Contact the bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Bank of Baroda\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"9.95% p.a. onwards\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.25 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]},{"cols":[{"content":[{"type":"paragraph","data":{"text":"Federal Bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Contact the bank\n "}}],"colspan":1,"rowspan":1,"highlight":false},{"content":[{"type":"paragraph","data":{"text":"Up to Rs.5 crore\n "}}],"colspan":1,"rowspan":1,"highlight":false}]}]}},{"type":"paragraph","data":{"text":"*<i>The interest rate depends on the loan amount availed by the customer as well as the type of loan scheme and several other factors based on the terms and conditions of the lender.<\/i>"}},{"type":"cta","data":{"link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_HLBUTTON&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_HLBUTTON","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"Loan Against Property Schemes- Processing fees, Pre-closure Fees ","level":3}},{"type":"table","data":{"rows":[{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Bank\/Lender"},"type":"paragraph"}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Processing Fee"},"type":"paragraph"}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Pre-closure Charges"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"State Bank of India"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Flat Rs.10,000"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Nil"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"HDFC Bank"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Up to 1.50% of loan amount or Rs.4,500, whichever is higher"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"NIL"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"IDFC First"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Up to 3% of the loan amount"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"As per the terms and conditions"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Tata Capital"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Up to 1.25% of the loan amount"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"4% + GST"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Axis Bank"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"1% of the loan amount or Rs.10,000, whichever is higher"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"At the discretion of the bank"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"IIFL"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Up to 2% of the loan amount"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"NIL"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Kotak Mahindra Bank"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Maximum 1% of the loan amount + GST"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Contact the bank for more information"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Edelweiss Financial Services Ltd."},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"1% of the loan amount"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"At the discretion of the bank"},"type":"paragraph"}]}]}]}},{"type":"cta","data":{"link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_HLBUTTON&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_HLBUTTON","linkText":"Check Your Credit Score Now"}},{"type":"header","data":{"text":"Eligibility criteria for Loan Against Property","level":3}},{"type":"paragraph","data":{"text":"The eligibility criteria\nthat must be met to avail a loan against property ae given below:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"<strong>Type of property <\/strong>- The property should be in India, be it a residential or commercial property.","items":[]},{"content":"<strong>Minimum and maximum age <\/strong>- 18 to 70 years","items":[]},{"content":"<strong>Employment type <\/strong>- Salaried or Self-employed","items":[]},{"content":"<strong>Work Experience <\/strong>- Minimum 1 year in the current organisation","items":[]},{"content":"<strong>Credit Score <\/strong>- 750 and above","items":[]},{"content":"<strong>Net Annual Income<\/strong> - Minimum Rs.1.5 lakh p.a.","items":[]},{"content":"<strong>Net monthly income<\/strong> - Rs.12,000 minimum monthly income","items":[]},{"content":"<strong>LTV Ratio <\/strong>- Up to 75% of the value of the property","items":[]},{"content":"<strong>Legal property documents authorized by the Government of India<\/strong> - Registration Certificate, Property Tax Receipts, Sales Deed, etc.","items":[]}]}},{"type":"header","data":{"text":"Documents required to apply for the Loan Against Property","level":3}},{"type":"paragraph","data":{"text":"The list of documents\nthat must be submitted are mentioned below:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"<strong>Proof of Identity <\/strong>- <a href=\"https:\/\/www.bankbazaar.com\/pan-card.html\" target=\"_blank\">PAN card<\/a>, <a href=\"https:\/\/www.bankbazaar.com\/passport.html\" target=\"_blank\">Passport<\/a>, <a href=\"https:\/\/www.bankbazaar.com\/driving-licence.html\" target=\"_blank\">Driving License<\/a>, <a href=\"https:\/\/www.bankbazaar.com\/voter-id.html\" target=\"_blank\">Voter ID<\/a> etc.","items":[]},{"content":"<strong>Proof of Address<\/strong> - Passport, <a href=\"https:\/\/www.bankbazaar.com\/electricity-bill.html\" target=\"_blank\">Electricity Bill<\/a>, <a href=\"https:\/\/www.bankbazaar.com\/aadhar-card.html\" target=\"_blank\">Aadhaar card<\/a>, etc.","items":[]},{"content":"<strong>Property Documents<\/strong> - Copy of original sale deed, allotment-possession letter, NOC from society.","items":[]},{"content":"<strong>Proof of Age<\/strong> - Passport, PAN card, etc.","items":[]},{"content":"<strong>Income Proof<\/strong> - Latest Income Tax Return Certificate, Form 16, salary slips, audited financial sheet, certificate of practice, qualification certificate, Shop Act License, Sales Tax Certificate, etc.","items":[]}]}},{"type":"cta","data":{"link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_HLBUTTON&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_HLBUTTON","linkText":"Check FREE Credit Score"}},{"type":"header","data":{"text":"How to apply for Loan Against Property?","level":3}},{"type":"paragraph","data":{"text":"You can apply for Loan against\nproperty from a financial lender by following the process mentioned below:"}},{"type":"list","data":{"style":"unordered","items":[{"content":"Visit the\nwebsite of the financial lender to start the process of applying for the loan\nonline.","items":[]}]}},{"type":"list","data":{"style":"unordered","items":[{"content":"The customer\nsupport team of the lender will reach out to you after you submit your\napplication and request you to provide the necessary documents.","items":[]}]}},{"type":"list","data":{"style":"unordered","items":[{"content":"Once you have\nsubmitted the required documents, the lender will carefully verify them to\nensure everything is in order.","items":[]}]}},{"type":"list","data":{"style":"unordered","items":[{"content":" In addition\nto document verification, the lender will also inspect the property associated\nwith your loan application.","items":[]}]}},{"type":"list","data":{"style":"unordered","items":[{"content":"If your\napplication meets all the criteria and is approved, the loan amount will be\ncredited directly to your bank account.","items":[]}]}}],"topContent":[{"type":"paragraph","data":{"text":"A Loan Against Property (LAP) is a secured <a href=\"https:\/\/www.bankbazaar.com\/personal-loan.html\" target=\"_blank\">personal loan<\/a> that allows you to borrow a substantial sum of money by pledging your property as collateral. This type of loan is also referred to as a <a href=\"https:\/\/www.bankbazaar.com\/mortgage-loan.html\" target=\"_blank\">mortgage loan<\/a>."}},{"type":"paragraph","data":{"text":"Loan Against Property interest rates typically range from <strong>8.50% to 18% per year<\/strong>. You can borrow up to <strong>\u20B925 crore for a term of up to 20 years.<\/strong>"}}],"metaTitle":"Loan Against Property Interest Rates - Check Eligibility Criteria","hideUserReviews":true,"interLinks":{"asLeftNav":false,"items":[{"title":"Home Loans by Banks","items":[{"title":"SBI Home Loan","link":"\/sbi-home-loan.html","text":"SBI Home Loan"},{"title":"Axis Home Loan","link":"\/axis-home-loan.html","text":"Axis Home Loan"},{"title":"HDFC Home Loan","link":"\/hdfc-home-loan.html","text":"HDFC Home Loan"},{"title":"Canara Home Loan","link":"\/canara-bank-home-loan.html","text":"Canara Home Loan"},{"title":"PNB Home Loan","link":"\/punjab-national-bank-home-loan.html","text":"PNB Home Loan"},{"title":"IDBI Home Loan","link":"\/idbi-home-loan.html","text":"IDBI Home Loan"},{"title":"Kotak Home Loan","link":"\/kotak-home-loan.html","text":"Kotak Home Loan"},{"title":"IOB Home Loan","link":"\/iob-home-loan.html","text":"IOB Home Loan"},{"title":"YES Bank Home 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Loan"}]},{"title":"Calculator","expand":true,"items":[{"link":"\/home-loan\/emi-calculator.html","title":"Home Loan Calculator","text":"Home Loan EMI Calculator"},{"link":"\/home-loan-eligibility.html","title":"Home Loan Eligibility Calculator","text":"Home Loan Eligibility Calculator"},{"link":"\/home-loan-balance-transfer.html","title":"Home Loan Balance Transfer Calculator","text":"Home Loan Balance Transfer Calculator"},{"link":"\/home-loan\/home-loan-prepayment-calculator.html","title":"Home Loan Prepayment Calculator","text":"Home Loan Prepayment Calculator"},{"link":"\/home-loan\/repayment-calculator.html","title":"Home Loan Prepayment Calculator","text":"Home Loan Repayment Calculator"},{"link":"\/home-loan\/land-calculator.html","title":"Land Conversion Calculator","text":"Land Conversion Calculator"},{"link":"\/home-loan\/home-loan-affordability-calculator.html","title":"Home Affordability Calculator","text":"Home Loan Affordability Calculator"},{"link":"\/home-loan\/pmay-subsidy-calculator.html","title":"PMAY Subsidy Calculator","text":"PMAY Subsidy Calculator"}]},{"title":"Home Loan Articles","items":[{"title":"Top Housing Finance Companies In India","link":"\/home-loan\/top-housing-finance-companies-in-india.html","text":"Top Housing Finance Companies In India"},{"title":"Types Of Bank Loans In India","link":"\/home-loan\/different-types-of-bank-loans-in-india.html","text":"Types of Bank Loans In India"},{"title":"What is Home Loan Process","link":"\/home-loan-procedure.html","text":"What is Home Loan Process"},{"title":"What is Home Loan Provisional Certificate","link":"\/home-loan\/home-loan-provisional-certificate.html","text":"What is Home Loan Provisional Certificate"},{"title":"What is Benami Property","link":"\/home-loan\/benami-property-act.html","text":"What is Benami Property"},{"title":"What is Commercial Property Loan","link":"\/home-loan\/commercial-property-loan.html","text":"What is Commercial Property Loan"},{"title":"Partition Deed of Ancestral Property","link":"\/home-loan\/partition-deed-of-ancestral-property.html","text":"Partition Deed of Ancestral Property"},{"title":"Reasons For Home Loan Rejection","link":"\/reasons-for-home-loan-rejection.html","text":"Reasons For Home Loan Rejection"}]},{"title":"Home Loan Resources","expand":true,"items":[{"link":"\/home-loan-interest-rate.html","title":"Home Loan Interest Rate","text":"Home Loan Interest Rate"},{"link":"\/home-loan\/repo-rate.html","title":"Repo Rates","text":"Repo Rates"},{"link":"\/home-loan\/mclr.html","title":"MCLR Rates","text":"MCLR Rates"},{"link":"\/home-loan\/home-loan-processing-fee.html","title":"Home Loan Processing Fee","text":"Home Loan Processing Fee"},{"link":"\/home-loan\/documents-required-for-home-loan.html","title":"Home Loan Documents Required","text":"Home Loan Documents Required"},{"link":"\/home-loan\/plot-loan.html","title":"Compare Plot Loan","text":"Compare Plot Loan"},{"link":"\/tax-benefit-on-home-loan.html","title":"Home Loan Tax Benefits","text":"Home Loan Tax Benefits"},{"link":"\/home-loan\/home-renovation-loan.html","title":"Home Renovation Loan","text":"Home Renovation Loan"}]},{"title":"Schemes and Acts","expand":true,"items":[{"link":"\/home-loan\/pradhan-mantri-awas-yojana.html","title":"Pradhan Mantri Awas Yojana","text":"Pradhan Mantri Awas Yojana"},{"link":"\/home-loan\/pradhan-mantri-awas-yojana-gramin.html","title":"PMAY Gramin","text":"PMAY Gramin"},{"link":"\/home-loan\/pmay-urban.html","title":"PMAY Urban","text":"PMAY Urban"},{"link":"\/home-loan\/rera-act.html","title":"RERA Act","text":"RERA Act"},{"link":"\/home-loan\/property-registration-fees-and-stamp-duty-charges.html","title":"Stamp Duty Charges","text":"Stamp Duty Charges"},{"link":"\/home-loan\/encumbrance-certificate.html","title":"Encumbrance Certificate","text":"Encumbrance Certificate"},{"link":"\/home-loan\/dda-housing-scheme.html","title":"DDA Housing Scheme","text":"DDA Housing Scheme"},{"link":"\/home-loan\/land-record.html","title":"Land Records","text":"Land Records"}]}]},"id":98614,"ogImage":{"src":"https:\/\/static.bankbazaar.com\/images\/india\/infographic\/loan-against-property.webp","alt":"Mortgage Loan","title":"Loan Against Property","width":400,"height":250,"float":"left"},"hideOfferTable":true,"breadCrumb":{"currentPageText":"Loan Against Property","otherLinks":[{"link":"\/home-loan.html","text":"Home Loan"}]},"faqs":{"items":[{"answer":[{"data":{"text":"Using your application reference number, you can check the status of your loan application on the website of the lender. If the loan is approved, you will receive a message on your registered mobile number that your loan has been approved and that the money will be credited to your account shortly. "},"type":"paragraph"}],"question":"How will I know if my Loan Against Property application is approved?"},{"answer":[{"data":{"text":"When considering availing a loan against a property scheme you need to compare details in the loan schemes such as tenures, interest rates, and processing fees offered by different lenders to find the one that best aligns with your financial goals and offers favourable terms and conditions."},"type":"paragraph"}],"question":"How can I avail the best loan against property scheme?"},{"answer":[{"data":{"text":"Yes, it is possible provided that the co-applicant of the loan is the joint owner of the property. In fact, a higher loan amount can be availed for joint properties. "},"type":"paragraph"}],"question":"Is it possible to apply for a Loan Against Property if it is a joint property?"},{"answer":[{"data":{"text":"Financial lenders have a set application fee which includes the charges to evaluate the property and the legal verification process."},"type":"paragraph"}],"question":"Is there an application fee for Loan Against Property?"},{"answer":[{"data":{"text":"Yes, some lenders offer the Loan Against Property for Non-resident Indians as well, but it depends on the terms and conditions set by the lender you wish to avail the loan from."},"type":"paragraph"}],"question":"Do lenders offer Loan Against Property schemes for Non-resident Indians?"},{"answer":[{"data":{"text":"Customers can opt for the Loan Against Property for business purposes, personal reasons or debt consolidation."},"type":"paragraph"}],"question":"Is there a specific purpose that I should mention to avail such a loan?"},{"answer":[{"data":{"text":"No, the interest rates offered by lenders vary."},"type":"paragraph"}],"question":"Is the interest rate for the Loan Against Property standard between lenders?"}],"title":"FAQs on Loan Against Property"},"h1Title":"Loan Against Property","metaKeyword":"loan against property, property loan interest rate, mortgage loan","updatedOn":"17 Feb 2025","hideEligForm":false}; 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