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calculator,Personal loan emi calculator,personal loan monthly emi calculator,personal loan emi","datePublished":"2024-06-26T15:59:29+05:30","dateModified":"2024-07-13T16:36:20+05:30","author":{"@id":"https://www.prabhatkhabar.com/author/kalpana","name":"Kalpana Kumari"},"publisher":{"@id":"https://www.prabhatkhabar.com/#organization"},"description":"Personal Loan calculator: know how to calculate Personal Loan EMI( \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928), Personal Loan eMI calculator to calculate your monthly EMI on your personal loan, Personal Loan EMI Calculator,( \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 )","articleBody":"Chart.js Example\n \n \n \n \n \n \n \n \n \n \n \n Personal Loan Amount\n \n \n \u20b9\n \n \n \n \n\n \n \n \n \n Rate Of Interest (Per Annum):\n \n \n \u20b9\n \n \n \n \n \n \n \n \n Loan Tenure (Years):\n \n \n \u20b9\n \n \n \n \n \n \n \n \n\n \n \n \n \n \n \n Monthly EMI\n \u20b9\n \n \n \n \n Principal Amount\n \n \u20b9\n \n \n \n Total Interest\n \n \u20b9\n \n \n \n Total Amount\n \u20b9\n \n \n \n \n\n \n \n \n \n\n \n \n \n \n \n Schedule Showing EMI Payments Starting From\n \n \n \n \n \n Calendar Year\n Financial Year\n \n \n \n \n \n\n \n \n \n \n \n Year\n Principal\n Interest\n Balance\n \n \n \n \n \n \n \n \n \n\n \n \n \n \n\n\n\n\nPersonal Loan Calculator \u0938\u0947 \u092c\u0928\u093e\u090f\u0902 \u091c\u093f\u0902\u0926\u0917\u0940 \u0906\u0938\u093e\u0928\n\n\n\n\u0918\u0930\u094b\u0902 \u0915\u0940 \u092c\u0922\u093c\u0924\u0940 \u0932\u093e\u0917\u0924 \u0914\u0930 \u0938\u0940\u092e\u093f\u0924 \u092b\u0902\u0921 \u0915\u0940 \u0935\u091c\u0939 \u0938\u0947, \u092c\u0939\u0941\u0924 \u0938\u0947 \u0932\u094b\u0917 \u0905\u092a\u0928\u093e \u0918\u0930 \u0928\u0939\u0940 \u0916\u0930\u0940\u0926 \u092a\u093e\u0924\u0947 . \u0932\u0947\u0915\u093f\u0928, \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u0938\u0947 \u0906\u092a \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u092a\u0930\u0947\u0936\u093e\u0928\u0940 \u0915\u0947 \u0905\u092a\u0928\u0947 \u0938\u092a\u0928\u094b\u0902 \u0915\u093e \u0918\u0930 \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 . \u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0932\u094b\u0917 \u0932\u094b\u0928 \u0915\u0940 \u0908\u090f\u092e\u0906\u0908 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092a\u0924\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f Personal Loan Calculator  \u092c\u0939\u0941\u0924 \u0915\u093e\u092e \u0906\u0924\u093e \u0939\u0948 .\n\n\n\n\u0907\u0938 \u091f\u0942\u0932 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947, \u0906\u092a \u0905\u092a\u0928\u0947 \u092a\u0938\u0902\u0926\u0940\u0926\u093e \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f EMI \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u0924\u093e \u0932\u0917\u093e \u092a\u093e\u0924\u0947 \u0939\u0948\u0902 . \u092f\u0939 \u091f\u0942\u0932 \u0906\u092a\u0915\u094b \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u090b\u0923 \u0930\u093e\u0936\u093f\u092f\u094b\u0902 \u0914\u0930 \u0905\u0935\u0927\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f EMI \u0914\u0930 \u0915\u0941\u0932 \u092c\u094d\u092f\u093e\u091c \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948 . \u0907\u0938 \u091f\u0942\u0932 \u0915\u093e \u092e\u0941\u0916\u094d\u092f \u0932\u093e\u092d \u092f\u0939 \u0939\u0948 \u0915\u093f, \u092f\u0939 \u0906\u092a\u0915\u094b \u090b\u0923 \u0905\u0935\u0927\u093f \u0914\u0930 EMI \u091a\u0941\u0928\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u092c\u0928\u093e\u0924\u093e \u0939\u0948 .\n\n\n\nPersonal Loan Calculator \u0915\u094d\u092f\u093e \u0939\u0948 ?\n\n\n\n\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 EMI \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 \u0906\u092a\u0915\u094b \u092f\u0939 \u092a\u0924\u093e \u0932\u0917\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u090b\u0923\u0926\u093e\u0924\u093e \u0915\u094b \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0915\u093f\u0924\u0928\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964 \u092f\u0939 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u0930\u094d\u091c \u0915\u0940 \u0917\u0908 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0906\u092a\u0915\u0940 EMI \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0930\u0928\u0947 \u0915\u093e \u090f\u0915 \u0924\u094d\u0935\u0930\u093f\u0924 \u0914\u0930 \u0906\u0938\u093e\u0928 \u091f\u0942\u0932 \u0939\u0948\u0964 \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0948\u0932\u094d\u0915\u094d\u092f\u0941\u0932\u0947\u091f\u0930 \u0915\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b \u092f\u0947 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092d\u0930\u0928\u0940 \u092a\u0921\u093c\u0924\u0940 \u0939\u0948 \u2014 \n\n\n\n\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0930\u093e\u0936\u093f: \u092f\u0939 \u0935\u0939 \u0915\u0941\u0932 \u0930\u093e\u0936\u093f \u0939\u0948 \u091c\u094b \u0906\u092a \u0909\u0927\u093e\u0930 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902\u0964\n\n\n\n\u092c\u094d\u092f\u093e\u091c \u0926\u0930: \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u092e\u0942\u0932 \u0930\u0942\u092a \u0938\u0947 \u0926\u094b \u0924\u0930\u0939 \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902 - \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0914\u0930 \u092b\u094d\u0932\u094b\u091f\u093f\u0902\u0917\u0964 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0926\u0930\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925, \u0906\u092a\u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u090f\u0915 \u0938\u092e\u093e\u0928 \u0930\u0939\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0906\u092a\u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u0942\u0930\u0947 \u0932\u094b\u0928 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0928\u0939\u0940\u0902 \u092c\u0926\u0932\u0924\u093e \u0939\u0948\u0964 \u0926\u0942\u0938\u0930\u0940 \u0913\u0930, \u092b\u094d\u0932\u094b\u091f\u093f\u0902\u0917 \u0926\u0930\u0947\u0902 \u0909\u0924\u093e\u0930-\u091a\u0922\u093c\u093e\u0935 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u093e \u092e\u093e\u0938\u093f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u092c\u0922\u093c \u092f\u093e \u0918\u091f \u0938\u0915\u0924\u093e \u0939\u0948\u0964\n\n\n\n\u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0940 \u0905\u0935\u0927\u093f: \u092f\u0939 \u0935\u0939 \u0938\u092e\u092f \u0939\u0948 \u091c\u094b \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u094b \u0905\u092a\u0928\u093e \u090b\u0923 \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u093f\u0932\u0924\u093e \u0939\u0948\u0964 \u092c\u0939\u0941\u0924 \u0938\u0947 \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u094b \u0932\u094b\u0928 \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0940 \u0905\u0935\u0927\u093f \u091a\u0941\u0928\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u092d\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 . \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u092f\u0939 \u091f\u093e\u0907\u092e \u092a\u0940\u0930\u093f\u092f\u0921 1 \u0938\u0947 5 \u0938\u093e\u0932 \u0915\u0947 \u092c\u0940\u091a \u0915\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \n\n\n\n\u0906\u092a \u091a\u093e\u0939\u0947\u0902 \u0924\u094b EMI \u0907\u0938 \u092b\u0949\u0930\u094d\u092e\u0942\u0932\u093e \u0915\u093e \u092a\u094d\u0930\u092f\u094b\u0917 \u0915\u0930 \u0915\u0947 \u092d\u0940 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \n\n\n\nEMI = [P x R x (1+R) ^N]/[(1+R) ^N-1],\n\n\n\n\u092f\u0939\u093e\u0902 \u092a\u0930\n\n\n\nP = \u0932\u094b\u0928 \u0915\u0940 \u092e\u0942\u0932 \u0930\u093e\u0936\u093f\n\n\n\nR = \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0932\u0917\u0928\u0947 \u0935\u093e\u0932\u093e \u092c\u094d\u092f\u093e\u091c\u093c\u0964 \n\n\n\nN = \u0932\u094b\u0928 \u0915\u093f\u0924\u0928\u0947 \u0938\u092e\u092f \u0915\u0947 \u0932\u093f\u090f \u0932\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948 \u0909\u0938\u0915\u093e 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<i class="td-icon-right td-bread-sep td-bred-no-url-last"></i> <span class="td-bred-no-url-last">Personal Loan</span></div> </div> <div class="td-pb-row"> <div class="td-pb-span12 td-main-content" role="main"> <div class="td-page-header"> <h1 class="entry-title td-page-title"> <span>Personal Loan</span> </h1> </div> <div class="td-page-content tagdiv-type"> <!DOCTYPE html> <html lang="en"> <head> <meta charset="UTF-8" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <title>Chart.js Example</title> <script src="https://cdn.tailwindcss.com"></script> <link rel="stylesheet" href="https://cdn.jsdelivr.net/npm/flatpickr/dist/flatpickr.min.css" /> <style> * { margin: 0; padding: 0; box-sizing: border-box; } input:focus { outline: none; } input[type="range"] { accent-color: #f58220; } table, td, tr, th { border: 1px solid rgba(128, 128, 128, 0.288); } td, th { padding: 10px; } .custom-select { -webkit-appearance: none; -moz-appearance: none; appearance: none; background: transparent; background-image: url('data:image/svg+xml,%3Csvg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"%3E%3Cpath d="M5.293 7.293a1 1 0 011.414 0L10 10.586l3.293-3.293a1 1 0 011.414 1.414l-4 4a1 1 0 01-1.414 0l-4-4a1 1 0 010-1.414z" fill="%236B7280"%3E%3C/path%3E%3C/svg%3E'); background-repeat: no-repeat; background-position: right 0.5rem center; background-size: 1.5em; } </style> </head> <body> <div class="w-full flex justify-center my-6"> <div class="w-full md:w-[800px]"> <div class="bg-gray-100 p-3"> <div class="bg-white px-[15px] py-[10px] md:py-[31px]"> <div class="input-section mb-0 md:mb-5"> <div class="flex flex-col md:flex-row w-full items-start mb-5"> <label for="loanAmount" class="text-[16px] w-full md:w-[60%] mb-3 md:mb-0" >Personal Loan Amount</label > <div class="flex border w-full md:w-[40%] rounded-l rounded-r"> <div class="border-r py-[12px] px-[16px] min-w-[65px] flex justify-center items-center rounded-l" > ₹ </div> <input class="w-full px-4 rounded-r" min="100000" max="10000000" type="number" value="500000" id="loanAmountDisplay" /> </div> </div> <input class="w-full bg-primary" type="range" id="loanAmount" min="100000" max="10000000" step="100000" value="500000" oninput="updateValue('loanAmount', 'loanAmountDisplay')" /> </div> <div class="input-section mb-5"> <div class="flex flex-col md:flex-row w-full items-start mb-5"> <label for="loanAmount" class="text-[16px] w-full md:w-[60%] mb-3 md:mb-0" >Rate Of Interest (Per Annum):</label > <div class="flex border w-full md:w-[40%] rounded-l rounded-r"> <div class="border-r py-[12px] px-[16px] min-w-[65px] flex justify-center items-center rounded-l" > ₹ </div> <input class="w-full px-4 rounded-r" type="number" min="1" max="15" value="10.99" id="interestRateDisplay" /> </div> </div> <input type="range" class="w-full" id="interestRate" min="1" max="20" step="0.1" value="10.99" oninput="updateValue('interestRate', 'interestRateDisplay')" /> </div> <div class="input-section mb-5"> <div class="flex flex-col md:flex-row w-full items-start mb-5"> <label class="text-[16px] w-full md:w-[60%] mb-3 md:mb-0" for="loanAmount" >Loan Tenure (Years):</label > <div class="flex border w-full md:w-[40%] rounded-l rounded-r"> <div class="border-r py-[12px] px-[16px] min-w-[65px] flex justify-center items-center rounded-l" > ₹ </div> <input class="w-full px-4 rounded-r" type="number" min="1" max="30" value="3" id="loanTenureDisplay" /> </div> </div> <input type="range" class="w-full" id="loanTenure" min="1" max="30" step="1" value="3" oninput="updateValue('loanTenure', 'loanTenureDisplay')" /> </div> </div> </div> <div id="results" class="results mt-4 rounded"> <div class="bg-gray-100 p-3"> <div class="bg-white p-3"> <table class="w-full bg-white"> <thead> <tr class="text-left bg-orange-100 text-[#f58220]"> <th>Monthly EMI</th> <th class="text-right">₹<span id="monthlyEMI"></span></th> </tr> </thead> <tbody> <tr> <td>Principal Amount</td> <td class="text-right"> ₹<span id="principalAmount"></span> </td> </tr> <tr> <td>Total Interest</td> <td class="text-right"> ₹<span id="totalInterest"></span> </td> </tr> <tr> <td>Total Amount</td> <td class="text-right">₹<span id="totalAmount"></span></td> </tr> </tbody> </table> </div> <div class="chart-container bg-white"> <canvas id="breakUpChart"></canvas> </div> </div> <div id="results" class="results my-4 rounded"> <div class="bg-gray-100 p-3"> <div class="bg-white p-3"> <div class="flex flex-col gap-4"> <h4 class="text-center text-[18px]"> Schedule Showing EMI Payments Starting From </h4> <input type="text" id="date-picker" class="border border-gray-300 rounded-md p-2 w-full focus:outline-none" /> </div> <div class="pt-6"> <select id="yearType" class="md:w-1/2 border focus:outline-none p-2 rounded custom-select w-full" > <option value="calendar">Calendar Year</option> <option value="financial">Financial Year</option> </select> </div> </div> </div> </div> <div class="bg-gray-100 p-3"> <div class="bg-white"> <table id="emiSchedule" class="emi-schedule bg-white w-full"> <thead> <tr class="text-left bg-orange-100 text-[#f58220]"> <th class="text-center">Year</th> <th class="text-right">Principal</th> <th class="text-right">Interest</th> <th class="text-right">Balance</th> </tr> </thead> <tbody id="scheduleBody"></tbody> </table> </div> </div> </div> </div> </div> <script src="https://cdn.jsdelivr.net/npm/flatpickr"></script> <script src="https://cdn.jsdelivr.net/npm/chart.js"></script> <script> function validateNumberInput(input, maxLimit) { let number = parseFloat(input); if (isNaN(number)) { return false; } if (number > maxLimit || number <= 0) { return false; } return true; } // Function to update the displayed values based on range inputs let myChart = null; function updateValue(rangeId, displayId) { const rangeElement = document.getElementById(rangeId); const displayElement = document.getElementById(displayId); displayElement.value = rangeElement.value; calculateEMI(); } // Function to calculate EMI function calculateEMI() { const principal = parseFloat( document.getElementById("loanAmountDisplay").value ); const annualInterestRate = parseFloat( document.getElementById("interestRateDisplay").value ); const tenure = parseFloat( document.getElementById("loanTenureDisplay").value ); const monthlyInterestRate = annualInterestRate / (12 * 100); const numberOfMonths = tenure * 12; const emi = (principal * monthlyInterestRate * Math.pow(1 + monthlyInterestRate, numberOfMonths)) / (Math.pow(1 + monthlyInterestRate, numberOfMonths) - 1); const totalPayment = emi * numberOfMonths; const totalInterest = totalPayment - principal; const loanAmountDisplay = document.querySelector("#loanAmountDisplay"); const interestRateDisplay = document.querySelector( "#interestRateDisplay" ); const loanTenureDisplay = document.querySelector("#loanTenureDisplay"); loanAmountDisplay.addEventListener("change", (e) => { const res = validateNumberInput(e.target.value, 10000000); if (!res) { loanAmountDisplay.value = 10000000; updateValue("loanAmountDisplay", "loanAmount"); return; } updateValue("loanAmountDisplay", "loanAmount"); }); interestRateDisplay.addEventListener("change", (e) => { const res = validateNumberInput(e.target.value, 20); if (!res) { interestRateDisplay.value = 20; updateValue("interestRateDisplay", "interestRate"); return; } updateValue("interestRateDisplay", "interestRate"); }); loanTenureDisplay.addEventListener("change", (e) => { const res = validateNumberInput(e.target.value, 30); if (!res) { loanTenureDisplay.value = 30; updateValue("loanTenureDisplay", "loanTenure"); return; } updateValue("loanTenureDisplay", "loanTenure"); }); document.getElementById("monthlyEMI").innerText = emi.toFixed(2); document.getElementById("principalAmount").innerText = principal.toFixed(2); document.getElementById("totalInterest").innerText = totalInterest.toFixed(2); document.getElementById("totalAmount").innerText = totalPayment.toFixed(2); document .getElementById("date-picker") .addEventListener("change", calculateEMI); document .getElementById("yearType") .addEventListener("change", calculateEMI); updateChart(principal, totalInterest); amortization(principal, annualInterestRate, tenure, emi); } // Function to update the chart function updateChart(principal, totalInterest) { const ctx = document.getElementById("breakUpChart").getContext("2d"); if (myChart) { myChart.destroy(); } myChart = new Chart(ctx, { type: "doughnut", data: { labels: ["Principal", "Interest"], datasets: [ { data: [principal, totalInterest], backgroundColor: ["#4caf50", "#f58220"], }, ], }, options: { responsive: true, maintainAspectRatio: false, layout: { padding: { bottom: 20, }, }, plugins: { legend: { position: "top", }, title: { display: true, text: "Break-Up Of Total Amount Payable", }, }, }, }); } // Initialize date picker flatpickr("#date-picker", { dateFormat: "Y-m-d", defaultDate: new Date(), }); // Event listeners document .getElementById("loanAmount") .addEventListener("input", () => updateValue("loanAmount", "loanAmountDisplay") ); document .getElementById("interestRate") .addEventListener("input", () => updateValue("interestRate", "interestRateDisplay") ); document .getElementById("loanTenure") .addEventListener("input", () => updateValue("loanTenure", "loanTenureDisplay") ); // Initial calculation calculateEMI(); function amortization(principal, annualInterestRate, tenure, emi) { const numberWithCommas = (x) => x.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ","); const monthlyPayment = parseFloat(emi).toFixed(2); const monthlyRate = annualInterestRate / 100 / 12; let balance = principal; let principalY = 0; let interestY = 0; let monthlyBal = principal; let dt = document.getElementById("date-picker").value; let yearSh = parseInt(dt.split("-")[0]); let finyrt = ""; let mCond = 12; const calwise = document.getElementById("yearType").value === "financial" ? "fin" : "cal"; if (calwise === "fin") { yearSh += 1; finyrt = "FY" + yearSh.toString().substr(-2); mCond = 3; } const monthsName = [ "January", "February", "March", "April", "May", "June", "July", "August", "September", "October", "November", "December", ]; let m = parseInt(dt.split("-")[1]); const totalMonths = tenure * 12; let yearTableHTML = ``; for (let y = 0; y < totalMonths; y++) { const interestM = balance * monthlyRate; const principalM = monthlyPayment - interestM; interestY += interestM; principalY += principalM; balance -= principalM; monthlyBal -= principalM; // Add monthly details to monthlyTableHTML let monthlyTableHTML = ``; // If it's the last month of a quarter or the last month of the schedule, close the previous year's section if (m === mCond || y + 1 === totalMonths) { // Add year details to yearTableHTML yearTableHTML += ` <tr class="row no-margin view" data-toggle="collapse" data-target="#collapse-${yearSh}"> <td class="text-center">${calwise === "fin" ? finyrt : yearSh}</td> <td class="currency text-right"><span class="rupees_cont">&#8377</span>${numberWithCommas( principalY.toFixed(0) )}</td> <td class="currency text-right"><span class="rupees_cont">&#8377</span>${numberWithCommas( interestY.toFixed(0) )}</td> <td class="currency text-right"><span class="rupees_cont">&#8377</span>${numberWithCommas( balance < 2 ? 0 : balance.toFixed(0) )}</td> </tr> `; yearSh += 1; finyrt = "FY" + yearSh.toString().substr(-2); m = calwise === "fin" ? 3 : 0; principalY = 0; interestY = 0; // Reset monthlyTableHTML for the next iteration monthlyTableHTML = ``; } else { // Accumulate monthly tables within the same year section monthlyTableHTML += ` <tr class="row no-margin fold-content"> <td>${monthsName[m - 1]}</td> <td class="currency"><span class="rupees_cont">&#8377</span>${numberWithCommas( principalM.toFixed(0) )}</td> <td class="currency"><span class="rupees_cont">&#8377</span>${numberWithCommas( interestM.toFixed(0) )}</td> <td class="currency"><span class="rupees_cont">&#8377</span>${numberWithCommas( monthlyBal.toFixed(0) )}</td> </tr> `; } if (calwise === "fin" && m === 12) { m = 0; } ++m; } // Update the schedule body with the generated HTML document.querySelector("#scheduleBody").innerHTML = yearTableHTML; } </script> </body> </html> <h2 class="wp-block-heading"><strong>Personal Loan Calculator से बनाएं जिंदगी आसान</strong></h2> <p>घरों की बढ़ती लागत और सीमित फंड की वजह से, बहुत से लोग अपना घर नही खरीद पाते . लेकिन, होम लोन की सहायता से आप बिना किसी परेशानी के अपने सपनों का घर ले सकते हैं . होम लोन लेने से पहले लोग लोन की ईएमआई के बारे में पता करते हैं और इसके लिए Personal Loan Calculator  बहुत काम आता है .</p> <p>इस टूल का उपयोग करके, आप अपने पसंदीदा पर्सनल लोन के लिए EMI की जानकारी पता लगा पाते हैं . यह टूल आपको विभिन्न ऋण राशियों और अवधियों के लिए EMI और कुल ब्याज की गणना करने में मदद करता है . इस टूल का मुख्य लाभ यह है कि, यह आपको ऋण अवधि और EMI चुनने में सक्षम बनाता है .</p> <h2 class="wp-block-heading"><strong>Personal Loan Calculator क्या है ?</strong></h2> <p>पर्सनल लोन EMI कैलकुलेटर आपको यह पता लगाने में मदद करता है कि आपको अपने ऋणदाता को हर महीने कितना भुगतान करना होगा। यह आपके द्वारा दर्ज की गई जानकारी के आधार पर आपकी EMI की गणना करने का एक त्वरित और आसान टूल है। पर्सनल लोन कैल्क्युलेटर का प्रयोग करने के लिए आपको ये जानकारी भरनी पड़ती है — </p> <p><strong>पर्सनल लोन राशि: </strong>यह वह कुल राशि है जो आप उधार लेते हैं।</p> <p><strong>ब्याज दर:</strong> पर्सनल लोन के लिए मूल रूप से दो तरह की ब्याज दरें होती हैं – फिक्स्ड और फ्लोटिंग। फिक्स्ड दरों के साथ, आपकी ब्याज दर एक समान रहती है और आपका मासिक भुगतान पूरे लोन के दौरान नहीं बदलता है। दूसरी ओर, फ्लोटिंग दरें उतार-चढ़ाव कर सकती हैं, जिससे आपका मासिक भुगतान बढ़ या घट सकता है।</p> <p><strong>पर्सनल लोन की अवधि: </strong>यह वह समय है जो उधारकर्ता को अपना ऋण चुकाने के लिए मिलता है। बहुत से बैंक आपको लोन चुकाने की अवधि चुनने का अधिकार भी देते हैं . आमतौर पर यह टाइम पीरियड 1 से 5 साल के बीच का होता है </p> <h2 class="wp-block-heading"><strong>आप चाहें तो EMI इस फॉर्मूला का प्रयोग कर के भी निकाल सकते हैं </strong></h2> <p>EMI = [P x R x (1+R) ^N]/[(1+R) ^N-1],</p> <p>यहां पर</p> <p>P = लोन की मूल राशि</p> <p>R = हर महीने लगने वाला ब्याज़। </p> <p>N = लोन कितने समय के लिए लिया गया है उसका कुल समय</p> </div> </div> </div>  </div>  </div>   <div class="td-footer-template-wrap" style="position: relative"> <div class="td-footer-wrap "> <div id="tdi_37" class="tdc-zone"><div class="tdc_zone tdi_38 wpb_row td-pb-row tdc-element-style" > <style scoped>.tdi_38{min-height:0}.tdi_38{position:relative}@media (max-width:767px){.tdi_38{position:relative}}</style> <div class="tdi_37_rand_style td-element-style" ><style>.tdi_37_rand_style{background-color:#000000!important}@media (max-width:767px){.tdi_37_rand_style{background-color:#333333!important}}</style></div><div id="tdi_39" class="tdc-row stretch_row_1200 td-stretch-content"><div class="vc_row tdi_40 wpb_row td-pb-row" > <style scoped>.tdi_40,.tdi_40 .tdc-columns{min-height:0}.tdi_40,.tdi_40 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