Overview - Accounts | OCBC Business Banking Malaysia

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header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">For start-ups and new businesses</div> <div class="name"><a href="/business-banking/smes/accounts/ebiz" class="link link link-arrow-right" target="_self">OCBC eBiz <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">SMEs tailored business account</div> <div class="name"><a href="/business-banking/smes/accounts/business-access" class="link link link-arrow-right" target="_self">Business <span class="text-nowrap">Access<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Starting a business - seasoned entrepreneurs</div> <div class="name"><a href="/business-banking/smes/accounts/myr-business-current-account" class="link link link-arrow-right" target="_self">MYR Business Current <span class="text-nowrap">Account<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">SMEs tailored business account</div> <div class="name"><a href="/business-banking/smes/accounts/business-signature" class="link link link-arrow-right" target="_self">Business <span class="text-nowrap">Signature<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Transact internationally</div> <div class="name"><a href="/business-banking/smes/accounts/foreign-currency" class="link link link-arrow-right" target="_self">Foreign Currency <span class="text-nowrap">Accounts<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/accounts/overview" class="button button--secondary button--link" target="_self"><span>See all accounts</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Articles and guides</div> <div class="header__sub-menu-link"><a href="/business-banking/articles/choosing-the-right-business-account" class="link link link-arrow-right" target="_self">Choosing the right business <span class="text-nowrap">account<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-link"><a href="/business-banking/articles/how-to-incorporate-your-business" class="link link link-arrow-right" target="_self">How to register your <span class="text-nowrap">business<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-readmore"><a href="/business-banking/articles" class="link link link-arrow-right" target="_self">See all <span class="text-nowrap">articles<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="loans" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Loans</div> </div> <div class="col-lg-6 col-no-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Get business financing without collateral</div> <div class="name"><a href="/business-banking/smes/loans/business-term-loan" class="link link link-arrow-right" target="_self">Business Term <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Upgrade or purchase new business equipment</div> <div class="name"><a href="/business-banking/smes/loans/industrial-hire-purchase" class="link link link-arrow-right" target="_self">Industrial Hire <span class="text-nowrap">Purchase<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Own a Commercial Property</div> <div class="name"><a href="/business-banking/smes/loans/commercial-property-loan" class="link link link-arrow-right" target="_self">Commercial Property <span class="text-nowrap">Loan<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Get financing of up to RM1 million</div> <div class="name"><a href="/business-banking/smes/loans/cgc-guarantee-scheme" class="link link link-arrow-right" target="_self">CGC Guarantee <span class="text-nowrap">Scheme<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"></div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/loans" class="button button--secondary button--link" target="_self"><span>See all loans</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> <div class="col-lg-8"> <div class="tag">Articles and guides</div> <div class="header__sub-menu-link"><a href="/business-banking/articles/how-good-credit-rating-can-make-or-break-business" class="link link link-arrow-right" target="_self">Why a good credit rating can make or break your <span class="text-nowrap">business<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-link"><a href="/business-banking/articles/why-loan-is-preferred-path-to-grow-business" class="link link link-arrow-right" target="_self">Why a loan might be the preferred option to grow your <span class="text-nowrap">business<i class="far fa-chevron-right"></i></span></a></div> <div class="header__sub-menu-readmore"><a href="/business-banking/articles" class="link link link-arrow-right" target="_self">See all <span class="text-nowrap">articles<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="trades" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Trade</div> </div> <div class="col-lg-6 col-no-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Manage my purchases</div> <div class="name"><a href="/business-banking/smes/trade#manage-my-purchases" class="link link link-arrow-right" target="_self">Import <span class="text-nowrap">finance<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Finance my working capital</div> <div class="name"><a href="/business-banking/smes/trade.page#finance-my-working-capital" class="link link link-arrow-right" target="_self">Open account <span class="text-nowrap">financing<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Grow my sales</div> <div class="name"><a href="/business-banking/smes/trade#grow-my-sales" class="link link link-arrow-right" target="_self">Export <span class="text-nowrap">finance<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Secure my obligations</div> <div class="name"><a href="/business-banking/smes/trade#secure-my-obligations" class="link link link-arrow-right" target="_self"> <span class="text-nowrap">Guarantees<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"></div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/trade" class="button button--secondary button--link" target="_self"><span>See all trade finance products</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"></div> </div> </div> </div> <div id="transactions" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Transactions</div> </div> <div class="col-lg-6 col-no-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Making payments</div> <div class="name"><a href="/business-banking/smes/transactions/making-payments" class="link link link-arrow-right" target="_self">Transfers in Malaysia <span class="text-nowrap">Ringgit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Receiving payments</div> <div class="name"><a href="/business-banking/smes/transactions/receiving-payments" class="link link link-arrow-right" target="_self">Receiving payments in Malaysia <span class="text-nowrap">Ringgit<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Making payments</div> <div class="name"><a href="/business-banking/smes/transactions/making-payments.page#foreign-currencies" class="link link link-arrow-right" target="_self">Transfers in foreign currencies or <span class="text-nowrap">overseas<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"></div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/transactions/overview" class="button button--secondary button--link" target="_self"><span>See all transfer methods</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"></div> </div> </div> </div> <div id="running-a-business" class="header__row header__row-bb row "> <div class="col-lg-12 d-block d-lg-none"> <div class="header__sub-mobile-section">Running a Business</div> </div> <div class="col-lg-6 col-no-bb"> <div class="header__sub-left header__sub-left-bb"> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Starting your business</div> <div class="name"><a href="/business-banking/smes/running-a-business#starting-first-business" class="link link link-arrow-right" target="_self">Start your business with the right banking <span class="text-nowrap">tools<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Growing your business</div> <div class="name"><a href="/business-banking/smes/running-a-business#growing-your-business" class="link link link-arrow-right" target="_self">Take your business <span class="text-nowrap">further<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"> <div class="col-md-6 col-lg-6"> <div class="header__sub-menu-item header__sub-menu-item-bb"> <div class="header__sub-menu-item-text "> <div class="tag">Managing your business</div> <div class="name"><a href="/business-banking/smes/running-a-business#managing-your-business" class="link link link-arrow-right" target="_self">Optimise your everyday business <span class="text-nowrap">operations<i class="far fa-chevron-right"></i></span></a></div> </div> </div> </div> </div> <div class="row"></div> <div class="row"> <div class="col-lg-12"> <div class="header__sub-menu-readmore d-flex align-items-center"><a href="/business-banking/smes/running-a-business.page" class="button button--secondary button--link" target="_self"><span>See all</span></a></div> </div> </div> </div> </div> <div class="col-lg-6"> <div class="header__sub-right"> <div class="row"> <div class="col-lg-6"> <div class="header__sub-menu-articles"> <div class="row"> <div class="col-lg-4 line-wrapper"> <div class="line"></div> </div> 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</div> </div> </div> </div> <div class="container-fluid iw_section" id="sectionjztq8wo6"> <div class="row iw_row iw_stretch" id="rowjztq8wo7"> <div class="iw_columns col-lg-12" id="coljztq8wo8">  <section id="main-wrapper"> <div class="iw_placeholder" id="iw_placeholder1566904104293"> <div class="iw_component" id="iw_comp1657781741029">  <div class="masthead-component"></div> <div id="common-breadcrumb__block-id" class="module container bp-width-med3"> <div class="com__breadcrumbs fz-13"> <ul> <li><a href="/business-banking">Business Banking</a></li> <li><a href="/business-banking/smes.page">SMEs</a></li> <li>Accounts</li> </ul> </div> </div> </div> <div class="iw_component" id="iw_comp1676456471209"> <div class="" id=""> <div><h1 style="overflow: hidden; width: 1px; height: 1px;">SMEs accounts overview</h1> </div> </div>  </div> <div class="iw_component" id="iw_comp1657781741038"> <div class="nav-component"></div> <div class="module container bp-width-med3 animate"> <div 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<div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/business/img/smes/accounts/foreign-currency-conventional/icon-50-x-48%402x1.png"></div> <p class="mh1-f"><span style="line-height: 24px;">Malaysia Ringgit</span></p> </div></a></div> <div class="item"><a href="/business-banking/smes/accounts/foreign-currency.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/business/img/smes/accounts/foreign-currency-conventional/icon-50-x-48%402x2.png"></div> <p class="mh1-f"><span style="line-height: 24px;">Foreign Currency</span></p> </div></a></div> <div class="item"><a href="/business-banking/smes/accounts/other-accounts.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/business/img/smes/accounts/overview/iconot.png"></div> <p class="mh1-f"><span style="line-height: 24px;">Other Accounts</span></p> </div></a></div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1657781741067"> <div class="ringgit-component"></div> <div class="module container bp-width-med3 animate"> <div class="feature__full-width-background-image box-med2 box-mob-top bp-banner mb2 mob-mb2 animate "> <div class="bp-banner bp-ab d-none d-md-block" style="
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												"></div> <div class="com_lb-main text-md-center"> <h3 class="mb1"><strong>Foreign currency accounts</strong></h3> <p>Make seamless transactions like a local in foreign currencies</p> <div class="mt2"><a href="/business-banking/smes/accounts/foreign-currency" class="button button--secondary button--link 
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													background-position: right bottom;	background-image: url(' /iwov-resources/sg/ocbc/business/img/smes/accounts/overview/aaa.png ');
												"></div> <div class="com_lb-main text-md-center"> <h3 class="mb1"><strong>Other accounts</strong></h3> <p>Grow your money securely with your choice of deposit period</p> <div class="mt2"><a href="/business-banking/smes/accounts/other-accounts" class="button button--secondary button--link 
				 " target="_self"><span>Learn more</span></a></div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1657781741039"> <div class="highlight-component"></div> <div class="module container bp-width-med3"> <div class="parent__account"> <div class="subcategory subcategory--black">ACCOUNT HIGHLIGHTS</div> <div class="feature__list feature__full-block d-flex feature__list--right-thumbnail"> <div class="d-flex align-items-center flex-column flex-md-row w-100"> <div class="flex flex-column feature__list-row w-100"> <div class="feature__list--image"><img src="/iwov-resources/sg/ocbc/business/img/smes/accounts/overview/image44.png"></div> <div class="feature__list--blocks d-flex"> <div class="feature__list--header d-flex flex-column"> <div class="feature__list--header__content flex-fill justify-content-center d-flex flex-column"> <div class="feature__teaser feature__teaser--no-background w-100"> <div class="feature__teaser-content"> <p class="feature__teaser-category text--bold"></p> <h2 class="mb2">More than just a business account</h2> <div class="feature__teaser-expanded-content"> <p>With our Business Accounts, you get more control with features to help you buy, sell and operate digitally</p> </div> </div> </div> </div> </div> <div class="feature__list--image--mobile"><img src="/iwov-resources/sg/ocbc/business/img/smes/accounts/overview/image44.png"></div> <div class="feature__list--content"> <div class="feature__teaser feature__teaser--no-background"><a class="feature__teaser-link" href="/business-banking/smes/accounts/business-access-business-signature" target="_self"> <div class="feature__teaser-content"> <div class="feature__teaser-contents"> <p class="feature__teaser-category text--bold">Business Access and Business Signature</p><p class="mb-0">A business banking package designed to help you ease your business financials as you expand your business.</p> </div><span class="feature__teaser-link-icon"><i class="fal fa-chevron-right"></i></span></div></a></div> <div class="feature__teaser feature__teaser--no-background"><a class="feature__teaser-link" href="/business-banking/smes/accounts/ebiz" target="_self"> <div class="feature__teaser-content"> <div class="feature__teaser-contents"> <p class="feature__teaser-category text--bold">OCBC eBiz Account</p><p class="mb-0">Take your business to a new level with seamless payments and collections.</p> </div><span class="feature__teaser-link-icon"><i class="fal fa-chevron-right"></i></span></div></a></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1657781741084"> <div class="fullblock-component"></div> <div class="module container bp-width-med3"> <div class="parent__account"> <div class="subcategory subcategory--black">GO DIGITAL</div> <div class="feature__list feature__full-block d-flex "> <div class="d-flex align-items-center flex-column flex-md-row w-100"> <div class="flex flex-column feature__list-row w-100"> <div class="feature__list--image"><img src="/iwov-resources/sg/ocbc/business/img/smes/accounts/overview/image.png"></div> <div class="feature__list--blocks d-flex"> <div class="feature__list--header d-flex flex-column"> <div class="feature__list--header__content flex-fill justify-content-center d-flex flex-column"> <div class="feature__teaser feature__teaser--no-background w-100"> <div class="feature__teaser-content"> <p class="feature__teaser-category text--bold"></p> <h2 class="mb2">Fuel digital transformation in your business</h2> <div class="feature__teaser-expanded-content"></div> </div> </div> </div> </div> <div class="feature__list--image--mobile"><img src="/iwov-resources/sg/ocbc/business/img/smes/accounts/overview/image.png"></div> <div class="feature__list--content"> <div class="feature__teaser feature__teaser--no-background"><a class="feature__teaser-link" href="/business-banking/go-digital/operate-online" target="_self"> <div class="feature__teaser-content"> <div class="feature__teaser-contents"> <p class="feature__teaser-category text--bold">Tools to kickstart your business online</p><p class="mb-0">Whether it's opening an account or managing your transactions on the go, find the tools to start here.</p> </div><span class="feature__teaser-link-icon"><i class="fal fa-chevron-right"></i></span></div></a></div> <div class="feature__teaser feature__teaser--no-background"><a class="feature__teaser-link" href="/business-banking/go-digital/sell-online" target="_self"> <div class="feature__teaser-content"> <div class="feature__teaser-contents"> <p class="feature__teaser-category text--bold">Stay on the radar with e-commerce</p><p class="mb-0">Better manage your cash flow and operations online with every transaction tracked in real time.</p> </div><span class="feature__teaser-link-icon"><i class="fal fa-chevron-right"></i></span></div></a></div> <div class="feature__teaser feature__teaser--no-background"><a 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