CINXE.COM

Forbes Advisor – Smart Financial Decisions Made Simple

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class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/it-icon.svg" alt="IT" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">Italy</span> </div> </li> <li class="mt-24px flex items-center curr-region-sel cursor-pointer" data-curr-region="ca"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/ca-icon.svg" alt="CA" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">Canada</span> </div> </li> </ul> </div> </div> </div> </div> <header class="header-us sticky"> <div class="pos-r relative"> <div class="header__container"> <div class="menu-toggle" id="site-menu-toggle"> <div class="menu-toggle-wrap"> 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We’re passionate about helping you make the financial decisions and choose the financial products that are right for your life and goals. </p> </div> <div class="slide-content break-word outline-none cursor-pointer lg:px-6 lg:py-8 "> <h3 class="lg:text-25px lg:leading-8 text-lg leading-23px font-bold lg:mb-14px mb-5 font-euclidcircularb"> Getting the best deals </h3> <p class="text-base leading-30px font-georgia"> We have done thoughtful research across a wide range of financial companies and services so you can make the best decisions for your personal finances. </p> </div> </div> </div> </div> </section> <section class="team-slider mb-6 md:mb-10 font-euclidcircularb" data-mktp-container='{"componentTitle":"Team","componentType":"Template Part layout"}'> <div class="container"> <h2 class="section-heading">Our Editorial Team </h2> <ul class="px-8" id="team-member-slider"> <li class="team-member flex items-center justify-center md:flex-row flex-col"> <a class="img-wrap block rounded-full overflow-hidden bg-cover bg-center bg-no-repeat lazy-load-bg" data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x200/https://www.forbes.com/advisor/wp-content/uploads/2020/11/katie-doyle.png" href="https://www.forbes.com/advisor/author/kdoyle/" data-mktp-link='{"clickText":"https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x200\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/11\/katie-doyle.png","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kdoyle\/","clickType":"internal"}' > </a> <div class="content-wrap md:pl-5 text-center md:text-left break-word"> <a href="https://www.forbes.com/advisor/author/kdoyle/" title="Katie Doyle" data-mktp-link='{"clickText":"Katie Doyle","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kdoyle\/","clickType":"internal"}'> <h3 class="author-name text-lg font-bold text-333333 capitalize">Katie Doyle</h3> </a> <p class="author-title text-sm font-bold text-gray-400 capitalize">SVP of Content, Forbes Marketplace</p> </div> </li> <li class="team-member flex items-center justify-center md:flex-row flex-col"> <a class="img-wrap block rounded-full overflow-hidden bg-cover bg-center bg-no-repeat lazy-load-bg" data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x200/https://www.forbes.com/advisor/wp-content/uploads/2020/03/Amy-Danise-bio.jpg" href="https://www.forbes.com/advisor/author/adanise/" data-mktp-link='{"clickText":"https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x200\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2020\/03\/Amy-Danise-bio.jpg","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/adanise\/","clickType":"internal"}' > </a> <div class="content-wrap md:pl-5 text-center md:text-left break-word"> <a href="https://www.forbes.com/advisor/author/adanise/" title="Amy Danise" data-mktp-link='{"clickText":"Amy Danise","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/adanise\/","clickType":"internal"}'> <h3 class="author-name text-lg font-bold text-333333 capitalize">Amy Danise</h3> </a> <p class="author-title text-sm font-bold text-gray-400 capitalize">Managing Editor, Insurance</p> </div> </li> <li class="team-member flex items-center justify-center md:flex-row flex-col"> <a class="img-wrap block rounded-full overflow-hidden bg-cover bg-center bg-no-repeat lazy-load-bg" data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x200/https://www.forbes.com/advisor/wp-content/uploads/2021/05/TDGSJ6TJN-U013LKMQ05T-9b0fec45f9ec-512.jpg" href="https://www.forbes.com/advisor/author/mcetera/" data-mktp-link='{"clickText":"https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x200\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2021\/05\/TDGSJ6TJN-U013LKMQ05T-9b0fec45f9ec-512.jpg","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mcetera\/","clickType":"internal"}' > </a> <div class="content-wrap md:pl-5 text-center md:text-left break-word"> <a href="https://www.forbes.com/advisor/author/mcetera/" title="Mike Cetera" data-mktp-link='{"clickText":"Mike Cetera","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mcetera\/","clickType":"internal"}'> <h3 class="author-name text-lg font-bold text-333333 capitalize">Mike Cetera</h3> </a> <p class="author-title text-sm font-bold text-gray-400 capitalize">Editor in Chief, Forbes Marketplace U.S.</p> </div> </li> <li class="team-member flex items-center justify-center md:flex-row flex-col"> <a class="img-wrap block rounded-full overflow-hidden bg-cover bg-center bg-no-repeat lazy-load-bg" data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x200/https://www.forbes.com/advisor/wp-content/uploads/2022/08/caroline-lupini.jpg" href="https://www.forbes.com/advisor/author/clupini/" data-mktp-link='{"clickText":"https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x200\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2022\/08\/caroline-lupini.jpg","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/clupini\/","clickType":"internal"}' > </a> <div class="content-wrap md:pl-5 text-center md:text-left break-word"> <a href="https://www.forbes.com/advisor/author/clupini/" title="Caroline Lupini" data-mktp-link='{"clickText":"Caroline Lupini","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/clupini\/","clickType":"internal"}'> <h3 class="author-name text-lg font-bold text-333333 capitalize">Caroline Lupini</h3> </a> <p class="author-title text-sm font-bold text-gray-400 capitalize">Managing Editor, Credit Cards &amp; Travel Rewards</p> </div> </li> <li class="team-member flex items-center justify-center md:flex-row flex-col"> <a class="img-wrap block rounded-full overflow-hidden bg-cover bg-center bg-no-repeat lazy-load-bg" data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x200/https://www.forbes.com/advisor/wp-content/uploads/2024/06/1719585593734.jpg" href="https://www.forbes.com/advisor/author/mbenninger/" data-mktp-link='{"clickText":"https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x200\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2024\/06\/1719585593734.jpg","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mbenninger\/","clickType":"internal"}' > </a> <div class="content-wrap md:pl-5 text-center md:text-left break-word"> <a href="https://www.forbes.com/advisor/author/mbenninger/" title="Michael Benninger" data-mktp-link='{"clickText":"Michael Benninger","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mbenninger\/","clickType":"internal"}'> <h3 class="author-name text-lg font-bold text-333333 capitalize">Michael Benninger</h3> </a> <p class="author-title text-sm font-bold text-gray-400 capitalize">Managing Editor — Banking and Investing</p> </div> </li> <li class="team-member flex items-center justify-center md:flex-row flex-col"> <a class="img-wrap block rounded-full overflow-hidden bg-cover bg-center bg-no-repeat lazy-load-bg" data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x200/https://www.forbes.com/advisor/wp-content/uploads/2023/10/Jordan-Tarver.png" href="https://www.forbes.com/advisor/author/jtarver/" data-mktp-link='{"clickText":"https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x200\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2023\/10\/Jordan-Tarver.png","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jtarver\/","clickType":"internal"}' > </a> <div class="content-wrap md:pl-5 text-center md:text-left break-word"> <a href="https://www.forbes.com/advisor/author/jtarver/" title="Jordan Tarver" data-mktp-link='{"clickText":"Jordan Tarver","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jtarver\/","clickType":"internal"}'> <h3 class="author-name text-lg font-bold text-333333 capitalize">Jordan Tarver</h3> </a> <p class="author-title text-sm font-bold text-gray-400 capitalize">Lead Editor, Mortgages &amp; Loans</p> </div> </li> <li class="team-member flex items-center justify-center md:flex-row flex-col"> <a class="img-wrap block rounded-full overflow-hidden bg-cover bg-center bg-no-repeat lazy-load-bg" data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x200/https://www.forbes.com/advisor/wp-content/uploads/2023/12/strohm-mitch-staff-e1702067345208.png" href="https://www.forbes.com/advisor/author/mstrohm/" data-mktp-link='{"clickText":"https:\/\/thumbor.forbes.com\/thumbor\/fit-in\/200x200\/https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2023\/12\/strohm-mitch-staff-e1702067345208.png","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mstrohm\/","clickType":"internal"}' > </a> <div class="content-wrap md:pl-5 text-center md:text-left break-word"> <a href="https://www.forbes.com/advisor/author/mstrohm/" title="Mitch Strohm" data-mktp-link='{"clickText":"Mitch Strohm","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mstrohm\/","clickType":"internal"}'> <h3 class="author-name text-lg font-bold text-333333 capitalize">Mitch Strohm</h3> </a> <p class="author-title text-sm font-bold text-gray-400 capitalize">Editor</p> </div> </li> </ul> </div> </section> <section class="jumbotron mb-6 md:mb-10 font-euclidcircularb " data-mktp-container='{"componentTitle":"Banner with CTA","componentType":"Template Part layout"}'> <div 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src="https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/advisor/wp-content/uploads/2024/09/Fed-Rate-Cut-investing-fi.jpg" alt="Fed Rate Cut: Will Prices Ever Go Back To ‘Normal’?"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/investing/fed-rate-cut-impact-prices/" data-mktp-link='{"clickText":"Fed Rate Cut: Will Prices Ever Go Back To \u2018Normal\u2019?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/investing\/fed-rate-cut-impact-prices\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> Fed Rate Cut: Will Prices Ever Go Back To ‘Normal’? </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/tepper/" data-mktp-link='{"clickText":"Taylor 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switch-order md:mt-30px sm:pb-30px block lg:flex "> <div class="left-column"> <div class="top-section text-left pb-30px md:pb-8 sm:text-center"> <a href="https://www.forbes.com/advisor/banking/savings/best-high-yield-savings-accounts/" class="cursor-default" data-mktp-link='{"clickText":"10 Best High-Yield Savings Accounts For November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-high-yield-savings-accounts\/","clickType":"internal"}'> <div class="top-section-wrapper cursor-pointer overflow-hidden mb-5"> <div aria-label="10 Best High-Yield Savings Accounts For November 2024" class="image-container ratio16x9 bg-gray-200" > <img loading="lazy" class="image-container object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/980x/https://www.forbes.com/advisor/wp-content/uploads/2020/11/getty_best-high-yield-savings_112220.jpg" alt="10 Best High-Yield Savings Accounts For November 2024"> </div> </div> </a> <div 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data-search-result-info="title" data-search-result-title="Best Marriott Credit Cards Of November 2024" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"Best Marriott Credit Cards Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/credit-cards\/best\/marriott\/","clickType":"internal"}' > Best Marriott Credit Cards Of November 2024 </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> Some hotel chains have just one credit card option. Marriott is not one of those hotel brands. Instead, Marriott offers members multiple personal and business credit card options through two banks. </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/dpearl/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Dylan Pearl","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/dpearl\/","clickType":"internal"}'>Dylan Pearl</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Credit Cards Editor</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" height="32" 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md:pl-0px md:pr-40px"> <p class="search-page-card__content-date font-euclidcircularb text-12px leading-20px font-medium text-searchPage-100 mb-2 md:mb-10px"> Nov 26, 2024 </p> <h2 class="search-page-card__content-heading word-break mb-3 md:mb-16px text-16px leading-21px"> <a href="https://www.forbes.com/advisor/credit-cards/best/hotel/" target="_blank" class="font-euclidcircularb font-bold text-16px leading-21px text-black900 search-page-card__anchor" data-search-result-info="title" data-search-result-title="Best Hotel Rewards Credit Cards Of November 2024" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"Best Hotel Rewards Credit Cards Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/credit-cards\/best\/hotel\/","clickType":"internal"}' > Best Hotel Rewards Credit Cards Of November 2024 </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> Hotel credit cards aren’t for everyone, but they can make a lot of sense to those who are loyal to a specific hotel brand. Cardholders can earn a lot of hotel points with a brand they love while also getting... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/bpokora/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Becky Pokora","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/bpokora\/","clickType":"internal"}'>Becky Pokora</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Credit Card Rewards Expert</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" height="32" 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2024"> </a> </div> <div class="search-page-card__content mx-auto md:flex-1 px-16px md:pl-0px md:pr-40px"> <p class="search-page-card__content-date font-euclidcircularb text-12px leading-20px font-medium text-searchPage-100 mb-2 md:mb-10px"> Nov 26, 2024 </p> <h2 class="search-page-card__content-heading word-break mb-3 md:mb-16px text-16px leading-21px"> <a href="https://www.forbes.com/advisor/credit-cards/best/home-improvement/" target="_blank" class="font-euclidcircularb font-bold text-16px leading-21px text-black900 search-page-card__anchor" data-search-result-info="title" data-search-result-title="Best Credit Cards For Home Improvement Projects Of November 2024" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"Best Credit Cards For Home Improvement Projects Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/credit-cards\/best\/home-improvement\/","clickType":"internal"}' > Best Credit Cards For Home Improvement Projects Of November 2024 </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> A credit card can be a useful tool for home improvements. That’s true whether you’re shopping for a home remodel online or in a big box store. By picking up one of the best credit cards for home improvement, you... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/cproctor/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Clint Proctor","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cproctor\/","clickType":"internal"}'>Clint Proctor</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Lead Editor, Credit Cards & Travel Rewards</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" height="32" 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2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/credit-cards\/best\/high-limit-business\/","clickType":"internal"}' > Best High-Limit Business Credit Cards Of November 2024 </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> Credit cards offer quick and convenient access to capital, but if you need a high line of credit, you’ll need to choose your card strategically. Business cards without a preset limit can also be a smart play—especially if you only... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/junderwood/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Jenn Underwood","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/junderwood\/","clickType":"internal"}'>Jenn Underwood</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Personal Finance Writer</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" height="32" 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NordVPN (2024 Comparison) </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> See how Windscribe and NordVPN compare. </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/alan-bradley/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Alan Bradley","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/alan-bradley\/","clickType":"internal"}'>Alan Bradley</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Contributor</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" height="32" fill=""/> <path class="fill-icon-share" d="M16.7607 12.6937C10.4211 13.5238 8.63264 17.9982 8.46217 20.9181C8.44444 21.2219 8.8406 21.3098 9.00606 21.0544C11.1761 17.7044 14.8723 17.2114 16.7783 17.4267C16.9248 17.4433 17.0307 17.5694 17.0307 17.7169V19.8914C17.0307 20.1469 17.3298 20.2855 17.5247 20.1202L23.2689 15.2491C23.4147 15.1254 23.4092 14.8988 23.2576 14.7823L17.5134 10.3707C17.3161 10.2192 17.0307 10.3599 17.0307 10.6087V12.3927C17.0307 12.5454 16.9122 12.6738 16.7607 12.6937Z" /> </svg> </li> <li class="pr-16px group icon icon-hidden search-page-card__content-icon-twitter"> <button class="search-page-card-share focus:outline-none bg-transparent" data-href="https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.forbes.com%2Fadvisor%2Fbusiness%2Fsoftware%2Fwindscribe-vs-nordvpn%2F&text=Windscribe Vs. 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With so many firms to choose from,... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/forbes-advisor-brand-group/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Forbes Advisor Brand Group","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/forbes-advisor-brand-group\/","clickType":"internal"}'>Forbes Advisor Brand Group</a> <span class="search-page-card__author-role leading-4 xl:leading-18px"></span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" height="32" fill=""/> <path 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data-search-result-title="Best Rewards Credit Cards Of December 2024" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"Best Rewards Credit Cards Of December 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/credit-cards\/best\/rewards\/","clickType":"internal"}' > Best Rewards Credit Cards Of December 2024 </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> From points to miles to cash back, there’s no lack of variety when it comes to rewards credit cards. Yet different earning rates, ambiguous redemption values and potentially complicated details can make it harder to gauge their total value. We’ve... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/bpokora/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Becky Pokora","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/bpokora\/","clickType":"internal"}'>Becky Pokora</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Credit Card Rewards Expert</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" height="32" fill=""/> <path class="fill-icon-share" d="M16.7607 12.6937C10.4211 13.5238 8.63264 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text-16px leading-21px"> <a href="https://www.forbes.com/advisor/credit-cards/best/high-limit/" target="_blank" class="font-euclidcircularb font-bold text-16px leading-21px text-black900 search-page-card__anchor" data-search-result-info="title" data-search-result-title="Best High Limit Credit Cards Of November 2024" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"Best High Limit Credit Cards Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/credit-cards\/best\/high-limit\/","clickType":"internal"}' > Best High Limit Credit Cards Of November 2024 </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> High limit isn’t just a term used on Vegas VIP lounge doors—it can also refer to high credit limits on credit cards. Cards that allow cardholders to spend well into the thousands of dollars before maxing out a revolving credit... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/bpokora/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Becky Pokora","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/bpokora\/","clickType":"internal"}'>Becky Pokora</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Credit Card Rewards Expert</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect 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md:pr-40px"> <p class="search-page-card__content-date font-euclidcircularb text-12px leading-20px font-medium text-searchPage-100 mb-2 md:mb-10px"> Nov 26, 2024 </p> <h2 class="search-page-card__content-heading word-break mb-3 md:mb-16px text-16px leading-21px"> <a href="https://www.forbes.com/advisor/portfolio/groceries/" target="_blank" class="font-euclidcircularb font-bold text-16px leading-21px text-black900 search-page-card__anchor" data-search-result-info="title" data-search-result-title="Best Credit Cards For Groceries Of November 2024" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"Best Credit Cards For Groceries Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/portfolio\/groceries\/","clickType":"internal"}' > Best Credit Cards For Groceries Of November 2024 </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> For most households, groceries are an essential component of regular spending. The pain of ever-increasing grocery bills can sting a little less if you get something in return (aside from the sale on peanut butter) by using one of the... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/lzaino/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Lori Zaino","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lzaino\/","clickType":"internal"}'>Lori Zaino</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Credit Cards Writer</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" 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20"><path transform="rotate(45.001 10 10)" d="M2 9h16v2H2z"></path><path transform="rotate(134.999 10 10)" d="M2 9h16v2H2z"></path></svg> </div> <form class="search-modal__form"> <input type="text" class="search-modal__input" placeholder="Search"> <button class="search-modal__button"> <svg class="search-modal__button-icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 20 20"><path transform="rotate(-180 8.964 11)" d="M1 10h16v2H1z"></path><path transform="rotate(134.999 14.965 13.124)" d="M11 12.1h8v2h-8z"></path><path transform="rotate(-134.999 14.965 8.877)" d="M11 7.9h8v2h-8z"></path></svg> </button> </form> </div><style> .tool-tip{background-color: #fff;padding: 10px;border-radius: 5px;border: 1px solid #eee;position: absolute;z-index: 99;max-width: 250px;display: none;box-shadow:0px 1px 5px 2px #eee;} .tool-tip.active{display:block;} </style> <div class="tool-tip"> <div class="tool-top__text">lorem</div> </div><style> .confirm__box{width:100%;max-width:500px;display:flex;background-color:#fff;padding:50px 36px;flex-direction:column;justify-content: center;align-items: center;position:fixed;top:50%;left:50%;transform:translate(-50%,-50%);z-index:8900;box-shadow:0 0 20px 10px rgba(0,0,0,.08);display:none;border:1px solid #e2e2e2;} .confirm__box--title{font-family: Merriweather,serif;font-size:16px;line-height: 1.44;color: #181715;text-align:center;margin-bottom:20px;font-weight:700;} .confirm__ctas{display:flex;justify-content:center;} .confirm__cta{font-family: 'Work Sans',sans-serif;font-size:14px;color:#181715;letter-spacing:-0.5px;font-weight:500;line-height:16px;padding:12px 22px;border-radius:3px;background-color:#fff;text-transform:uppercase;width:100px;display:inline-block;} .confirm__cta--cancle{margin-right:12px;border:1px solid #181715;} .confirm__cta--cancle--hide{display:none;} .confirm__cta--ok{color:#fff;background-color: #5a71ff;} .confirm__cta--ok--hide{display:none;} </style> <div class="confirm__box" id="confirm__box"> <div class="confirm__box--title" id="confirm__box--title">Are you sure you want to rest your choices?</div> <div class="confirm__ctas"> <button id="confirm__cancel" class="confirm__cta confirm__cta--cancle">cancel</button> <button id="confirm__ok" class="confirm__cta confirm__cta--ok">ok</button> </div> </div><script> var __linkprefetch = (function(){ var util = (function () { function isStringSet(str) { return typeof str === "string" && str !== ''; } function isSet(val) { switch (typeof val) { case "string": return isStringSet(val); case "object": return val !== null; case "number": case "boolean": return true; default: return false; } } return { isStringSet: isStringSet, isSet: isSet }; })(); var eventLib = (function () { function addEvent(elem, type, eventHandle) { if (elem.addEventListener) { elem.addEventListener(type, eventHandle, false); } else if (elem.attachEvent) { elem.attachEvent("on" + type, eventHandle); } elem = null; // Handle Memory Leak } function removeEvent(elem, type, eventHandle) { if (elem.removeEventListener) { elem.removeEventListener(type, eventHandle); } else if (elem.detachEvent) { elem.detachEvent('on' + type, eventHandle); } elem = null; } return { addEvent: addEvent, removeEvent: removeEvent, }; })(); var hintUtil = (function (util) { function injectHostNameHint(hint, hostname) { if (util.isStringSet(hostname)) { try { var link = document.createElement("link"); link.rel = hint; link.href = hostname; var headElement = document.head || document.getElementsByTagName("head")[0]; headElement.appendChild(link); } catch (e) { } } } function isHintSupported(hint) { try { return document.createElement('link').relList.supports(hint); } catch (e) { } return false; } return { injectHostNameHint: injectHostNameHint, isHintSupported: isHintSupported }; })(util); var domUtil = (function (util) { function getHostnameFromUrl(url) { var urlParts; if (url.indexOf("//") > -1) { urlParts = url.split('/'); url = urlParts[0] + "//" + urlParts[2]; return url; } } /** * Extract hostname from the anchor element * @param element * @returns {string|*} */ function getHostnameOfAnchorElement(element) { if (util.isSet(element.origin)) { return element.origin; } else if (util.isSet(element.protocol) && util.isSet(element.hostname)) { return element.protocol + "//" + element.hostname; } else if (util.isSet(element.href)) { return getHostnameFromUrl(element.href); } } return { getHostnameOfAnchorElement: getHostnameOfAnchorElement }; })(util); var preconnectHandler = (function (hintUtil, eventLib, domUtil) { var preconnectedHostsList = {}; function injectSerpPreconnectHint(hostname) { hintUtil.injectHostNameHint("preconnect", hostname); addHostnameToPreconnectedList(hostname); } /** * Inject Serp Pre-connect hint for hostname's not pre-connected * Adds hostname to the list of pre-connected hostname's * Removes hostname from the list of pre-connected hostname's after timeout * @param event */ function preconnectEventHandler(event, element, preconnectEvent) { var hostname = domUtil.getHostnameOfAnchorElement(element); if (!isPreconnectedHostname(hostname)) { injectSerpPreconnectHint(hostname); eventLib.removeEvent(element, "mouseover", preconnectEvent); eventLib.removeEvent(element, "touchstart", preconnectEvent); setTimeout(function () { removeHostnameFromPreconnectedList(hostname); attachHoverListener(element); }, 10000); } } /** * Add event to the element if the element's hostname is not pre-connected * @param element */ function attachHoverListener(element) { var hostname = domUtil.getHostnameOfAnchorElement(element); var preconnectEvent = (function (element) { return function (event) { preconnectEventHandler(event, element, preconnectEvent); }; })(element); if (!isPreconnectedHostname(hostname)) { eventLib.addEvent(element, "mouseover", preconnectEvent); eventLib.addEvent(element, "touchstart", preconnectEvent); } } /** * Removes hostname from the list of pre-connected hostname's * @param hostname */ function removeHostnameFromPreconnectedList(hostname) { preconnectedHostsList[hostname] = 0; } /** * Adds hostname to the list of pre-connected hostname's * @param hostname */ function addHostnameToPreconnectedList(hostname) { preconnectedHostsList[hostname] = 1; } /** * Checks if the hostname is pre-connected or not * @param hostname * @returns {boolean} */ function isPreconnectedHostname(hostname) { return preconnectedHostsList[hostname] === 1; } /** * Attaches eventAction Event to the element passed * @param eventAction * @param element */ function initialisePreconnectSetup(eventAction, element) { if (eventAction == "hover") { attachHoverListener(element); } } function isSupported() { return hintUtil.isHintSupported("preconnect"); } return { initialisePreconnectSetup: initialisePreconnectSetup, isSupported: isSupported }; })(hintUtil, eventLib, domUtil); var dnsPrefetchHandler = (function (hintUtil, domUtil) { var dnsPrefetchedHostsList = {}; function initialiseDnsPrefetchSetup(element) { var hostname = domUtil.getHostnameOfAnchorElement(element); if (!isDnsPrefetchedHostname(hostname)) { hintUtil.injectHostNameHint("dns-prefetch", hostname); addHostnameToDnsPrefetchedList(hostname); } } /** * Adds hostname to the list of dns pre-fetched hostname's * @param hostname */ function addHostnameToDnsPrefetchedList(hostname) { dnsPrefetchedHostsList[hostname] = 1; } /** * checks if hostname is dns pre-fetched or not * @param hostname * @returns {boolean} */ function isDnsPrefetchedHostname(hostname) { return dnsPrefetchedHostsList[hostname] === 1; } function isSupported() { return hintUtil.isHintSupported("dns-prefetch"); } return { initialiseDnsPrefetchSetup: initialiseDnsPrefetchSetup, isSupported: isSupported }; })(hintUtil, domUtil); var init = function(anchorElement){ if (preconnectHandler.isSupported()) { preconnectHandler.initialisePreconnectSetup("hover", anchorElement); } if (dnsPrefetchHandler.isSupported()) { dnsPrefetchHandler.initialiseDnsPrefetchSetup(anchorElement); } } return { init : init } })(); </script><script> var __cookieController = (function () { function getSubDomain() { var hostName = window.location.hostname; if (!!hostName) { var parts = hostName.split('.'); if (parts.length > 2) { parts.shift(); } hostName = parts.join('.'); } return hostName; } function sanitizeCookieValue(value) { return encodeURIComponent(value).replace(/[^a-zA-Z0-9%]/g, ''); } /* * Read a cookie value * */ function get(name) { var start = document.cookie.indexOf(name + "="); var len = start + name.length + 1; if ((!start) && (name !== document.cookie.substring(0, name.length))) { return null; } if (start === -1) { return null; } var end = document.cookie.indexOf(";", len); if (end === -1) { end = document.cookie.length; } var cookieVal = document.cookie.substring(len, end); cookieVal = sanitizeCookieValue(cookieVal); return cookieVal; } /* * Create a cookie for forbes.com dommain * */ function set(name, value, expireInDays) { var today = new Date(), path = '/', domain = '.' + getSubDomain(); today.setTime(today.getTime()); if (expireInDays) { expireInDays = expireInDays * 1000 * 60 * 60 * 24; } var expireDate = new Date(today.getTime() + (expireInDays)); document.cookie = name + "=" + escape(value) + ((expireInDays) ? ";expires=" + expireDate.toGMTString() : "") + ((domain) ? ";domain=" + domain : "") + ((path) ? ";path=" + path : ""); } return { get: get, set: set, } })(); var __helper = (function () { /* * Get Host name from url * */ function getHostname(url) { if (!!url) { var link = document.createElement('a'); link.href = url; return link.hostname; } return null; } /* * Get Query Parameter * */ function getQueryParameterValue(field, url) { var href = url ? url : window.location.href; var reg = new RegExp('[?&]' + field + '=([^&#]*)', 'i'); var string = reg.exec(href); return string ? string[1] : null; } /* * Checks for empty values * Example : '' | "" | null | undefined | false * */ function empty(val) { return val === '' || val === null || typeof val == 'undefined' || val === false; } /* * Generate values between two numbers exclusive of the range * */ function getRandomInt(min, max) { min = Math.ceil(min); max = Math.floor(max); return Math.floor(Math.random() * (max - min)) + min; } return { getHostname: getHostname, getQueryParameterValue: getQueryParameterValue, empty: empty, getRandomInt: getRandomInt, } })(); var __linkTrackingController = (function (__cookie, __util, __prefetch) { var E2E_COOKIE_ADVISOR_USER_ID = 'fadve2etid'; var E2E_COOKIE_ADVISOR_USER_VISIT_COUNT = 'fadve2etidvcnt'; var E2E_COOKIE_ADVISOR_UTM = 'fadve2esrc'; var E2E_COOKIE_ORIGINAL_TID_PARAM = 'fadve2etid_oname'; var E2E_COOKIE_ORIGINAL_TID_VALUE = 'fadve2etid_oval'; var E2E_HOST = 'related.forbes.com'; var BANKRATE_HOST = 'oc.brcclx.com'; var POLICYGENIUS_HOST = "policygenius.go2cloud.org"; var CM_PREFIX_ID = '_spid'; var E2E_REDIRECT_URL = 'https://related.forbes.com/trf?o=gqT2vtgaO1NVU2O4ubzbbRKuqAIAh5jbhu-tB-B2XR9mkqq2r1uP3UQ86qlwjDTZcKefs9W1ct4iXHB8cr3Q5iQgynTrcq_Pg_eLRCaLJaHBM8WuHhRH8aWVp2KOcc_rsjl4oQeRfrNe3Dt5Tkj0_4KayhC_KRgY-2CxyWvgC5I=&p=qIZUfGF2w6pxNO0krbxBf2o-8MJII1YwehXZNXIUxHHkbrJRS564JaRaPyj7AKpp&r='; var LINKSYNERGY_HOST = "click.linksynergy.com"; var COOKIE_MKTP_CLIENT_ID = 'mktp_clientId'; /* * Generate a hash code from a string * */ String.prototype.hashCode = function () { var hash = 0; if (this.length === 0) return hash; for (i = 0; i < this.length; i++) { char = this.charCodeAt(i); hash = ((hash << 5) - hash) + char; hash = hash & hash; } if (hash < 0) return "N" + (hash * -1); else return "P" + hash; }; function getNanoId(length = 20) { const a = "0123456789abcdefghijklmnopqrstuvwxyzABCDEFGHIJKLMNOPQRSTUVWXYZ"; length = Math.min(length, a.length); let result = ""; const randomValues = crypto.getRandomValues(new Uint8Array(length)); for (let i = 0; i < length; i++) { result += a[randomValues[i] % a.length]; } return result; } /* * Get Utm params Mapping * */ function getUtmSourceClickIdParamMapping() { return { "outbrain": ["ob_click_id", "clickid", "OutbrainClickId", "outbrainclickid"], "taboola": ["tcid"], "bing": ["msclkid"], "kw": ["fbclid"], "facebook": ["fbclid"] }; } function getValidClickIdParams() { return ["gclid"]; } /** * Returns object with parameter and value * Example : ob_click_id=jfkjkfjskafjkj * returns : { param: ob_click_id , value:jfkjkfjskafjkj } */ function getOgUtmParamValuePair() { var trackingParamsObj = { param: '', value: '' }; var utmSource = __util.getQueryParameterValue('utm_source'); if (!!utmSource) { utmSource = utmSource.toLowerCase(); var utmParamMappinArray = getUtmSourceClickIdParamMapping(); if (!!utmParamMappinArray[utmSource] && utmParamMappinArray[utmSource].length > 0) { for (var idx_param = 0; idx_param < utmParamMappinArray[utmSource].length; idx_param++) { var idFromUrl = __util.getQueryParameterValue(utmParamMappinArray[utmSource][idx_param]); if (!!idFromUrl) { trackingParamsObj.param = utmParamMappinArray[utmSource][idx_param]; trackingParamsObj.value = idFromUrl; break; } } } } /** * If no valid param mapping found in url check for valid click id */ if( ! trackingParamsObj.value && ! trackingParamsObj.param ){ /** * Check for valid click ID in the url If found return the id and value */ var clickIdParam = getValidClickIdParams(); for(var i = 0; i < clickIdParam.length; i++){ var clickIdFromUrl = __util.getQueryParameterValue(clickIdParam[i]); if(!!clickIdFromUrl){ trackingParamsObj.param = clickIdParam[i]; trackingParamsObj.value = clickIdFromUrl; break; } } } return trackingParamsObj; } function generateHashFromOgParam(paramsObj) { if (!!paramsObj.value && typeof paramsObj.value === 'string') { var hashInput = paramsObj.value + new Date().getTime() + __util.getRandomInt(1, 99); return hashInput.hashCode(); } return ''; } /** * This function return user id * If found in cookie returns the cookie value * If not found in cookie generated a user id * If og params are invalid return empty string */ function getUserIdHashFromOgParam() { var hash = ''; var paramsObj = getOgUtmParamValuePair(); if (!!paramsObj.param && !!paramsObj.value) { var paramFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_PARAM); var paramValueFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_VALUE); //Get user id from cookie if found if ( !!paramFromCookie && !!paramValueFromCookie && paramsObj.param === paramFromCookie && paramsObj.value === paramValueFromCookie ) { var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); if (!!userIdFromCookie){ hash = userIdFromCookie; } } //If user id is not present in cookie generate one if (!hash) { hash = generateHashFromOgParam(paramsObj); } } window.dataLayer.push({ 'cd': { 'OriginalTrackingParam': paramsObj.param, 'OriginalTrackingParamValue': paramsObj.value, } }); return hash; } /* * Get Default User ID Hash * returns hash : P74473637 * */ function getDefaultUserIdHash() { var userid = 'NOTID' + new Date().getTime() + __util.getRandomInt(1, 99); return userid.hashCode(); } /** * Tid From Utm Param * */ function getUserIdHashForPartnership(){ var userid = ''; var partnershipMap = { partnership:'P' }; var utmMediumParam = __util.getQueryParameterValue('utm_medium'); //generate new user id if(!!utmMediumParam && partnershipMap.hasOwnProperty(utmMediumParam)){ userid = getDefaultUserIdHash(); userid = userid + partnershipMap[utmMediumParam]; userid = userid.toUpperCase(); } return userid; } /* * Get Unique Hash * returns numeric 9 digit value: 187654367 * */ function getUniqueId(suffix) { return getNanoId(12); suffix = suffix || ''; var rand = __util.getRandomInt(100000000, 999999999); var timestamp = (suffix.toUpperCase() + Math.round((new Date()).getTime() / 1000)); return timestamp.concat(rand); } /** * Add a query string to url */ function addQueryString(param) { var url; if (param.hasOwnProperty('url') && !__util.empty(param.url)) { url = param.url; } if (param.hasOwnProperty('parameterName') && !__util.empty(param.parameterName) && param.hasOwnProperty('parameterValue') && !__util.empty(param.parameterValue)) { if (url.indexOf(param.parameterName) !== -1 && param.hasOwnProperty('override') && param.override === true) { var tidFromurl = __util.getQueryParameterValue(param.parameterName, url); url = url.replace(param.parameterName + '=' + tidFromurl, param.parameterName + '=' + param.parameterValue); } else { //if parameter is not found if (url.indexOf('?') !== -1) { url = url + '&' + param.parameterName + '=' + param.parameterValue; } else { url = url + '?' + param.parameterName + '=' + param.parameterValue; } } } return url; } /** * @param link * @param attributes */ function setAttributesToLink(link, attributes) { if (!!link && typeof attributes === 'object') { for (var prop in attributes) { if (attributes.hasOwnProperty(prop) && !!attributes[prop]) { link.setAttribute(prop, attributes[prop]); } } } return link; } /** * Appends tracking ID to provided url * Checks for topics | bankrate url * @param url * @param hostName * @param trackingId * * @return string */ function appendTrackingId(url, hostName, trackingId) { var urlWithTrackingID; if (E2E_HOST === hostName) { var affiliateLink = __util.getQueryParameterValue('r', url); if (!!affiliateLink) { affiliateLink = decodeURIComponent(affiliateLink); affiliateLink = addQueryString({ url: affiliateLink, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(affiliateLink) + CM_PREFIX_ID; }else{ urlWithTrackingID = url; } } else if (BANKRATE_HOST === hostName) { url = addQueryString({ url: url, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(url) + CM_PREFIX_ID; } else if (LINKSYNERGY_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'u1', parameterValue: trackingId, override: true, }); } else if (POLICYGENIUS_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'aff_click_id', parameterValue: '', override: true, }); } else { urlWithTrackingID = url; } return urlWithTrackingID; } /* * Get User Id Hashcode * */ function getUserIdHash() { var userid = ''; var mktpClientId = __cookie.get(COOKIE_MKTP_CLIENT_ID); if(mktpClientId){ userid = 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clickIdUtmSourceMapping = { "gclid": "google" }; if(!!clickIdUtmSourceMapping[ogParamObj.param]){ utmSource = clickIdUtmSourceMapping[ogParamObj.param]; }else{ utmSource = __util.getQueryParameterValue('utm_source'); } return utmSource; } /** * Set Cookie Values * fadve2etid = USERID | Generated from Client Side script * fadve2etidvcnt = 1 | Increments on every page refresh * fadve2esrc = utm_source * fadve2etid_oname = gclid * fadve2etid_oval = fjdalskff78gsf78asfsf7as6f7as */ function setCookie() { //Get user id Hash var userIDHash = USER_ID_HASH; //Number of days to store cookies var DAYS = { TWENTY_YEARS: 365 * 20, THIRTY: 30, ZERO: 0 }; //Get userid from cookie var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); /** * Set Cookie Values * If cookie is not present then create one * If the value of userIDHash is different from the cookie value than update the value */ if (__util.empty(userIdFromCookie) || userIDHash !== userIdFromCookie) { //create cookie for userid 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