CINXE.COM

Credit Card Charges | Credit Card Repricing | Barclaycard

<!DOCTYPE html> <html lang="en" class="no-js"> <head> <meta charset="UTF-8"/> <meta http-equiv="x-ua-compatible" content="ie=edge"/> <title>Credit Card Charges | Credit Card Repricing | Barclaycard </title> <meta name="description" content="A guide to interest rate changes from the UK Cards Association (UKCA) trade body which provides information to all credit card customers."/> <meta name="viewport" content="width=device-width, initial-scale=1"/> <meta name="keywords" content="&#34;Barclaycard,Credit Card Charges,Credit Card Re-pricing,UK Card Association&#34;"/> <meta name="robots" content="index,follow"/> <link rel="canonical" href="https://www.barclaycard.co.uk/personal/customer/credit-card-charges"/> <link rel="shortcut icon" type="image/x-icon" href="/etc/designs/bccl/clientlibs/bcdl/img/icons/favicon.ico"/> <link rel="apple-touch-icon" href="/etc/designs/bccl/clientlibs/bcdl/img/icons/apple-touch-icon.png"/> <link rel="apple-touch-icon" sizes="180x180" href="/content/dam/icons/favicons/barclaycard/apple-touch-icon-180x180.png"/> <link rel="apple-touch-icon" sizes="167x167" href="/content/dam/icons/favicons/barclaycard/apple-touch-icon-167x167.png"/> <link rel="apple-touch-icon" sizes="152x152" href="/content/dam/icons/favicons/barclaycard/apple-touch-icon-152x152.png"/> <link rel="apple-touch-icon" sizes="120x120" href="/content/dam/icons/favicons/barclaycard/apple-touch-icon-120x120.png"/> <link rel="preload" href="/etc/designs/assetsBundle/clientlib/resources/fonts/barclaycard-light.woff2" as="font" type="font/woff2" crossorigin/> <link rel="preload" href="/etc/designs/assetsBundle/clientlib/resources/fonts/barclaycard-regular.woff2" as="font" type="font/woff2" crossorigin/> <link rel="preload" href="/etc/designs/assetsBundle/clientlib/resources/fonts/open-sans-regular.woff2" as="font" type="font/woff2" crossorigin/> <link rel="preload" href="/etc/designs/assetsBundle/clientlib/resources/fonts/open-sans-bold.woff2" as="font" type="font/woff2" crossorigin/> <link rel="preload" href="/etc/designs/assetsBundle/clientlib/resources/fonts/barclaycard-icons-new.woff2" as="font" type="font/woff2" crossorigin/> <link rel="stylesheet" type="text/css" href="/etc/designs/bccl/clientlibs/bcdl/css/bdl.css"/> <script>(function (H) { H.className = H.className.replace(/\bno-js\b/, '') })(document.documentElement)</script> <script type="text/javascript"> (function() { window.ContextHub = window.ContextHub || {}; /* setting paths */ ContextHub.Paths = ContextHub.Paths || {}; ContextHub.Paths.CONTEXTHUB_PATH = "/etc/cloudsettings/default/contexthub"; ContextHub.Paths.RESOURCE_PATH = "\/content\/barclaycard\u002Dco\u002Duk\/en\/personal\/customer\/credit\u002Dcard\u002Dcharges\/_jcr_content\/contexthub"; ContextHub.Paths.SEGMENTATION_PATH = "\/etc\/segmentation\/contexthub"; ContextHub.Paths.CQ_CONTEXT_PATH = ""; /* setting initial constants */ ContextHub.Constants = ContextHub.Constants || {}; ContextHub.Constants.ANONYMOUS_HOME = "/home/users/m/mT4Y971Fb3AWuvKRF-X6"; ContextHub.Constants.MODE = "no-ui"; }()); </script><script src="/etc/cloudsettings/default/contexthub.kernel.js" type="text/javascript"></script> <link rel="stylesheet" href="/etc/designs/componentlibrary/transition.bccl/clientlib.css" type="text/css"> <!-- Data Layer --> <script> function getCookie(name) { var value = "; " + document.cookie; var parts = value.split("; " + name + "="); if (parts.length == 2) return parts.pop().split(";").shift(); } var items = 'bcard,Personal,Customer,CreditCardCharges'.split(','); var pageDepth = items.length; var ccpCookie = getCookie('CCP'); var ccpCookieValues = {cat2: 'off', cat3: 'off', cat4: 'off'}; var newReturning = 'undefined' !== typeof getCookie('CCP_OTM') ? "returning" : "new"; if ('undefined' !== typeof ccpCookie) { var decodedCcpCookieValues = JSON.parse(decodeURIComponent(getCookie('CCP'))); if ('undefined' !== typeof decodedCcpCookieValues.publicuser) { ccpCookieValues = decodedCcpCookieValues.publicuser } } var digitalData = { user_optin_performance: ccpCookieValues.cat2, user_optin_functional: ccpCookieValues.cat3, user_optin_targeting: ccpCookieValues.cat4, user_newReturning: newReturning, page_platform: 'brochureware', page_id: "", page_template_id: "\/apps\/bccl\/templates\/page\u002D7525", page_name: items.join(':'), page_title: 'Credit Card Charges | Credit Card Repricing | Barclaycard ', page_cmsPageName: 'credit\u002Dcard\u002Dcharges', page_cmsPath: '\/content\/barclaycard\u002Dco\u002Duk\/en\/personal\/customer\/credit\u002Dcard\u002Dcharges', page_level1: items[0], page_level2: pageDepth > 1 ? items[1] : '', page_level3: pageDepth > 2 ? items[2] : '', page_level4: pageDepth > 3 ? items[3] : '', page_breadcrumb: items.join('>'), page_breadCrumbs: items, page_url_protocol: document.location.protocol, page_url_host: document.location.hostname, page_url_path: document.location.pathname, page_url_querystring: document.location.search, page_url_hash: document.location.hash, page_destinationURL: document.location, page_referring_url: document.referrer, page_search_term: "", page_search_type: "", device_build_id: "", device_name: window.navigator.userAgent, device_os: window.navigator.platform, device_os_version: window.navigator.userAgent, device_type: "", event_alt: "", event_applicationid: "", event_applicationtype: "", event_campaign: "", event_cssSelector: "", event_deeplink_start: "", event_deeplink_success: "", event_destination: "", event_domPath: "", event_error_code: "", event_error_form_fields: "", event_label: "", event_section: "", event_timestamp_unix: Date.now() / 1000 | 0, event_timestamp_utc: new Date().toISOString(), event_type: "screenload", event_value: "", page_accessibility: "", page_channel_id: 'brochureware', page_impressions: "", page_url_content: "", page_version: "", user_accessibility: "", user_accounts_held: "", user_accounts_held_total: "", user_accounts_held_3p: "", user_accounts_held_3p_total: "", user_brassId: "", user_browsing_as: "", user_customer_segment: "", user_eligible_products: "", user_hashed_id: "", user_hashed_id_business: "", user_login_method: "", user_login_route: "", user_login_segment: "", user_login_success: "", user_registered: "", adobeAnalyticsEnabled:'true' }; </script> <script src="/etc/designs/componentlibrary/sriFallback/sriFallback.min.js" async></script> <script src="https://tags.tiqcdn.com/utag/barclaysuk/barclaycard-public/PROD-A/utag.js" data-sri-fallback-url="https://tags.tiqcdn.com/utag/barclaysuk/barclaycard-public/PROD-G/utag.js" data-sri-fallback-hash="sha256-+UZ9lwy6kN/LJ4PCzmvU3uv7j5HVxcz56Chm5dEtKz4=" integrity="sha256-MoPrfFhcUTkMsFo19eCRUOmFkKt0aY6MUfelawGH8f0=" crossorigin="anonymous" type="text/javascript" async></script> <meta name="p:domain_verify" content="20172d8a2b94cd79963c5cc20068422b"/> <style> dialog { bottom: initial; } </style> </head> <body> <div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="custom_tags_head_sitewide iparsys parsys"><div class="custom_tag parbase section"> </div> <div class="custom_tag parbase section"> </div> </div> </div> <!-- Header Component--> <div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="navigation iparsys parsys"><div class="barclaycard-header section"> <header class="aem-header" role="banner" aria-label="Page Header" data-component-type="Header"> <div class="aem-header__head"> <div class="aem-header__skiplinks"> <div class="aem-skiplinks" data-component-type="Skiplinks"> <div class="aem-skiplinks__content"> <div class="aem-skiplinks__item"> <span class="aem-skiplinks__label" id="skiplink-label" aria-hidden="true">Skip to:</span> </div> <div class="aem-skiplinks__item"> <a class="aem-skiplinks__link" id="main-navigation" href="#mainnav" accesskey="1" aria-labelledby="skiplink-label main-navigation"> Main navigation </a> </div> <div class="aem-skiplinks__item"> <a class="aem-skiplinks__link" id="content-link" href="#main-content" accesskey="2" aria-labelledby="skiplink-label content-link"> Content </a> </div> <div class="aem-skiplinks__item"> <!-- Fix: ` class="quicklink-nav" ` is used by JS to remove it under certain conditions --> <a class="aem-skiplinks__link" id="quick-links" href="#quicklinks" accesskey="3" aria-labelledby="skiplink-label quick-links"> Quick Links </a> </div> <div class="aem-skiplinks__item"> <a class="aem-skiplinks__link" id="footer-link" href="#footerlink" accesskey="4" aria-labelledby="skiplink-label footer-link"> Footer navigation </a> </div> <div class="aem-skiplinks__item"> <a class="aem-skiplinks__link" id="search-assistant" href="#skip-search-assistant" accesskey="5" aria-labelledby="skiplink-label search-assistant"> Help Hub </a> </div> </div> </div> </div> <div class="aem-header__head-content"> <div class="aem-header__switch"> <div class="aem-switch-nav"> <div class="aem-switch-nav__body"> <p class="aem-switch-nav__body-sr-only">You are in the <span>Personal</span> site</p> <div class="aem-switch-nav__items"> <div class="aem-switch-nav__item"> <a class="aem-switch-item is-active" href="/personal" aria-label="Personal home page"> <span class="aem-switch-item__media"> <svg class="aem-switch-item__icon" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 32 32"> <path d="M24 8c0 4.418-3.582 8-8 8s-8-3.582-8-8c0-4.418 3.582-8 8-8s8 3.582 8 8z"></path> <path d="M31.68 32h0.32v-1.897c0-5.257-7.154-9.531-16-9.531s-16 4.274-16 9.531v1.897h31.68z"></path> </svg> </span> <span class="aem-switch-item__text" aria-hidden="true">Personal</span> </a> </div> <div class="aem-switch-nav__item"> <a class="aem-switch-item" href="/business" aria-label="Business home page"> <span class="aem-switch-item__media"> <svg class="aem-switch-item__icon" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 25 32"> <path d="M0 0v32h9.143v-8h6.857v8h9.143v-32h-25.143zM8 20.8h-4.114v-4.114h4.114v4.114zM8 14.4h-4.114v-4.114h4.114v4.114zM8 8h-4.114v-4.114h4.114v4.114zM14.4 20.8h-4.114v-4.114h4.114v4.114zM14.4 14.4h-4.114v-4.114h4.114v4.114zM14.4 8h-4.114v-4.114h4.114v4.114zM20.8 20.8h-4.114v-4.114h4.114v4.114zM20.8 14.4h-4.114v-4.114h4.114v4.114zM20.8 8h-4.114v-4.114h4.114v4.114z"></path> </svg> </span> <span class="aem-switch-item__text" aria-hidden="true">Business</span> </a> </div> </div> </div> </div> </div> <div class="aem-header__utils"> <div class="aem-header__utils-item aem-header__utils-item--hide-md-down"> <a class="aem-header__utils-button" href="/personal/privacy-policy"> Privacy and Cookie Policy </a> </div> <div class="aem-header__utils-item aem-header__utils-item--hide-md-down"> <a class="aem-header__utils-button" href="/personal/accessibility"> Accessibility </a> </div> <div class="aem-header__utils-item aem-header__utils-item--hide-md-down"> <a class="aem-header__utils-button" href="/personal/contact-us"> Contact us </a> </div> <div class="aem-header__utils-item aem-header__utils-item--hide-md-down"> <a class="aem-header__utils-button" href="/personal/customer/staying-safe"> Security </a> </div> <div class="aem-header__utils-item aem-header__utils-item--hide-md-down"> <a class="aem-header__utils-button" href="/personal/help"> FAQs </a> </div> <div class="aem-header__utils-item aem-header__utils-item--hide-md-down"> <a class="aem-header__utils-button" href="/personal/sitemap"> Sitemap </a> </div> </div> </div> </div> <div class="aem-header__body"> <div class="aem-header__body-content"> <div class="aem-header__logo"> <a class="aem-header__logo-link" href="/personal" title="Barclaycard home"> <span class="aem-header__icon-openworld aem-header__logo-image"></span> <span class="aem-header__icon-wordmark aem-header__logo-image"></span> </a> </div> <nav class="aem-header__navigation" id="mainnav"> <ul class="aem-navigation aem-navigation--level-1"> <li class="aem-navigation__item aem-navigation__item--level-1"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--full-width aem-nav-button--text aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Find a Barclaycard</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-2" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/credit-cards"> <span class="aem-nav-button__text">View all credit cards</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/credit-cards/find-the-right-barclaycard"> <span class="aem-nav-button__text">Find the right card for you </span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/credit-cards/eligibility-checker"> <span class="aem-nav-button__text">Check your eligibility</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/credit-cards/credit-building-cards"> <span class="aem-nav-button__text">Cards for building your credit history</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/credit-cards/amazon-barclaycard"> <span class="aem-nav-button__text">Amazon rewards credit card</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/avios"> <span class="aem-nav-button__text">Avios credit cards</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/credit-cards/purchase-credit-cards"> <span class="aem-nav-button__text">Cards for purchases</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/credit-cards/rewards-credit-cards"> <span class="aem-nav-button__text">Cards for earning rewards </span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/credit-cards/balance-transfer-credit-cards"> <span class="aem-nav-button__text">Cards for making balance transfers</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-1"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--full-width aem-nav-button--text aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Manage your account</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-2" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/customer"> <span class="aem-nav-button__text">Existing customer homepage</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Getting started with your card</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/barclaycard-app"> <span class="aem-nav-button__text">Download the Barclaycard app</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/register-online-account"> <span class="aem-nav-button__text">Register for an online account </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/activate-new-barclaycard"> <span class="aem-nav-button__text">Activate your card</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Managing your account online</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/additional-cardholder"> <span class="aem-nav-button__text">Add a cardholder </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/alerts"> <span class="aem-nav-button__text">Set up email and text alerts </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/change-personal-information"> <span class="aem-nav-button__text">Change your personal information</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/change-credit-limit"> <span class="aem-nav-button__text">Change your credit limit </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/view-pin"> <span class="aem-nav-button__text">View your PIN</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/online-account-servicing-a2z"> <span class="aem-nav-button__text">Online account servicing A-Z</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/servicing-updates"> <span class="aem-nav-button__text">Latest updates to your online account</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Your billing and payments </span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/pay-your-bill"> <span class="aem-nav-button__text">Pay your bill</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/view-statements"> <span class="aem-nav-button__text">View your statements</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/change-due-date"> <span class="aem-nav-button__text">Change your payment due date</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/know-your-rights"> <span class="aem-nav-button__text">Protecting your purchases</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/missed-payment"> <span class="aem-nav-button__text">Missed payment</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Transfers and offers</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/lending-guide"> <span class="aem-nav-button__text">Transfer and offers guide</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/transfer-balance"> <span class="aem-nav-button__text">Transfer a credit card balance to your Barclaycard</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="https://www.barclaycard.co.uk/personal/customer/money-transfer"> <span class="aem-nav-button__text">Money transfers</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/instalment-plan"> <span class="aem-nav-button__text">Instalment plans</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Barclaycard benefits</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/barclaycard-cashback-rewards"> <span class="aem-nav-button__text">Barclaycard Cashback rewards</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/barclaycard-entertainment"> <span class="aem-nav-button__text">Barclaycard Entertainment</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/know-your-rights"> <span class="aem-nav-button__text">Purchase protection</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/spending-abroad"> <span class="aem-nav-button__text">Using your card abroad</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/contactless"> <span class="aem-nav-button__text">Pay your way</span> </a> </div> </div> </li> </ul> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-1"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--full-width aem-nav-button--text aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Help &amp; support</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-2" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Help with your Barclaycard</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/lost-stolen-damaged-cards"> <span class="aem-nav-button__text">Lost, stolen and damaged cards </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/forgotten-log-in-details"> <span class="aem-nav-button__text">Forgotten your login details?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/emergency-card-replacement"> <span class="aem-nav-button__text">Emergency card replacement </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/credit-card-charges"> <span class="aem-nav-button__text">Credit card charges</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/spending-abroad"> <span class="aem-nav-button__text">Spending abroad</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/help-with-your-barclaycard/insurance"> <span class="aem-nav-button__text">Insurance</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/help-with-your-barclaycard/bereavement-guide"> <span class="aem-nav-button__text">Bereavement guide</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Money worries</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/missed-payment"> <span class="aem-nav-button__text">Missed payments</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/job-loss"> <span class="aem-nav-button__text">Job loss</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/bereavement"> <span class="aem-nav-button__text">Bereavement</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/accident"> <span class="aem-nav-button__text">Accident</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/mental-health"> <span class="aem-nav-button__text">Mental health</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/carer"> <span class="aem-nav-button__text">Support for carers</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/illness"> <span class="aem-nav-button__text">Illness</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/separated"> <span class="aem-nav-button__text">Separation and divorce</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/addiction"> <span class="aem-nav-button__text">Addiction</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/student-debt"> <span class="aem-nav-button__text">Student debt</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/no-budget"> <span class="aem-nav-button__text">Budget problems</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/reduced-income"> <span class="aem-nav-button__text">Reduced income</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/customer/report-fraud"> <span class="aem-nav-button__text">Report fraud</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/help-and-support/jargon-buster"> <span class="aem-nav-button__text">Jargon buster </span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/contact-us"> <span class="aem-nav-button__text">Contact us</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/help"> <span class="aem-nav-button__text">Help centre / FAQs</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" href="https://www.barclays.co.uk/loans/ways-to-borrow"> <span class="aem-nav-button__text">Ways to borrow</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-1"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--full-width aem-nav-button--text aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Get Credit Confident </span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-2" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Credit card basics</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/advantages-of-credit-card"> <span class="aem-nav-button__text">Why get a credit card?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/how-do-credit-cards-work"> <span class="aem-nav-button__text">How do credit cards work?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/how-do-credit-cards-work/what-should-i-use-my-credit-card-for"> <span class="aem-nav-button__text">What to use your credit card for </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/budgeting/how-can-I-manage-my-credit-repayments"> <span class="aem-nav-button__text">How to manage your credit repayments</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/how-do-credit-cards-work/what-is-a-credit-card-apr"> <span class="aem-nav-button__text">Understanding credit card APR</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Understanding credit scores</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/credit-score-basics"> <span class="aem-nav-button__text">Credit score basics</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/credit-score-basics/how-to-check-your-credit-score"> <span class="aem-nav-button__text">How to check your credit score</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/understanding-your-credit-rating"> <span class="aem-nav-button__text">Understanding your credit score</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/credit-score-basics/what-are-the-causes-of-a-bad-credit-rating"> <span class="aem-nav-button__text">What is bad credit?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/improving-credit-score"> <span class="aem-nav-button__text">Improving your credit score</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/credit-score-basics/the-truth-about-your-credit-rating-seven-common-myths-busted"> <span class="aem-nav-button__text">The truth about your credit score: 6 common myths busted </span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Understanding interest</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/your-cash-interest-rates-and-fees"> <span class="aem-nav-button__text">Interest rates, balances and fees </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/interest-calculator"> <span class="aem-nav-button__text">Interest calculator</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/base-rate-tracking"> <span class="aem-nav-button__text">How the Bank of England base rate affects interest</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/promotional-rates"> <span class="aem-nav-button__text">Promotional interest rates</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/compound-interest"> <span class="aem-nav-button__text">Compound interest </span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Understanding balance transfers </span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/what-is-a-balance-transfer"> <span class="aem-nav-button__text">What is a balance transfer?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/balance-transfers/how-could-a-balance-transfer-help-me-manage-my-money"> <span class="aem-nav-button__text">How can a balance transfer help manage your money?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/balance-transfers/how-to-improve-your-chances-of-getting-a-0-percent-balance-transfer-card"> <span class="aem-nav-button__text">How to improve your chance of getting a 0% balance transfer card </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/balance-transfers/how-much-does-a-balance-transfer-card-cost"> <span class="aem-nav-button__text">How much does a balance transfer card cost?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/balance-transfers/how-do-i-find-the-best-balance-transfer-credit-card"> <span class="aem-nav-button__text">How to find the best balance transfer credit card </span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Fraud and security</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/protecting-yourself-from-fraud"> <span class="aem-nav-button__text">Protecting yourself from fraud </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/how-we-protect-you"> <span class="aem-nav-button__text">How we help protect you from fraud </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/fraud-protection/what-is-identity-theft"> <span class="aem-nav-button__text">What is identity theft?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/confirm"> <span class="aem-nav-button__text">Changes to the way you pay online</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/fraud-protection/how-to-spot-and-report-scams"> <span class="aem-nav-button__text">Spot the scams</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Financial life guides</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--level-3 aem-navigation--column" aria-hidden="true" aria-label="Submenu"> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/family-finances"> <span class="aem-nav-button__text">Family finances</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/shopping-and-travel/should-I-get-a-special-travel-credit-card-for-when-I-travel-abroad"> <span class="aem-nav-button__text">Should you get a special travel credit card?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/home-and-garden/the-first-time-home-buyers-guide"> <span class="aem-nav-button__text">The first time home buyers&#39; guide </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/budgeting/how-much-rent-can-i-afford"> <span class="aem-nav-button__text">How much rent can you afford?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/home-and-garden/should-you-put-your-home-improvements-on-a-credit-card"> <span class="aem-nav-button__text">Should you put your home improvements on a credit card?</span> </a> </div> </div> </li> </ul> </div> </div> </li> </ul> </div> </div> </li> </ul> </nav> <div class="aem-header__utils"> <div class="aem-header__utils-item"> <a class="m-button m-button--full-width m-button--small m-button--primary m-button--icon-left aem-header__utils-item-font aem-header__utils-item-focus" href="#as3-login" aria-label="Log into Barclaycard online servicing" data-aem-js="loginButton"> <span class="m-button__media"> <svg class="m-button__icon" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="30 30 140 140"> <path d="M70.089 70c0 2.762 2.238 5 5 5s5-2.238 5-5V60h-.001c.002-5.539 2.23-10.507 5.857-14.143 3.635-3.627 8.604-5.854 14.143-5.857 5.538.003 10.507 2.231 14.142 5.857 3.629 3.636 5.855 8.604 5.859 14.143h.001v10c0 2.762 2.151 5 4.913 5 2.762 0 5.087-2.238 5.087-5V60h-.001c.002-8.269-3.367-15.801-8.787-21.214-5.414-5.421-12.945-8.789-21.214-8.786-8.269-.002-15.8 3.365-21.213 8.786-5.422 5.413-8.789 12.945-8.787 21.214h.001v10zM149.965 160v-60c0-11.009-8.885-19.92-19.868-19.994v-.012h-60.32v.016c-10.967.103-19.812 9.012-19.812 19.994h.001V170h100.071v-10h-.072zm-10 0h-80v-59.996c0-5.516 4.484-10.004 10-10.004v-.006h59.996V90c5.516 0 10.004 4.484 10.004 10v60z"></path> <path d="M100.088 110.271c-5.373 0-9.729 4.355-9.729 9.729 0 3.49 1.844 6.543 4.605 8.26V140h9.644v-11.389c3.096-1.629 5.209-4.871 5.209-8.611 0-5.373-4.355-9.729-9.729-9.729z"></path> </svg> </span> <span class="m-button__text" aria-hidden="true">Log in</span> </a> </div> <div class="aem-header__utils-item"> <a class="m-button m-button--full-width m-button--text m-button--icon-left aem-header__utils-item--button aem-header__utils-item-focus" href="/personal/customer/register-online-account" aria-label="Register for online account servicing"> <span class="m-button__media aem-header__utils-item--icon"> <svg class="m-button__icon" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="30 30 140 140"> <path d="M140 60h-15.001S125 45.188 125 45c0-8.284-6.716-15-15-15H45v140h109.999V75.024c0-.008.001-.016.001-.024 0-8.284-6.717-15-15-15zm4.999 100H55V40h60v30h29.999v90z"></path> <path d="M73.553 111.353c-1.953-1.953-5.118-1.953-7.071 0-1.953 1.952-1.953 5.118 0 7.07l19.922 19.922c.977.977 2.256 1.465 3.536 1.465.033 0 .066-.009.099-.009.033.001.066.009.099.009 1.279 0 2.559-.488 3.536-1.465l39.844-39.844c1.953-1.953 1.953-5.119 0-7.071-1.951-1.952-5.119-1.952-7.07 0L90.04 127.838l-16.487-16.485z"></path> </svg> </span> <span class="m-button__text aem-button__text-register" aria-hidden="true">Register</span> </a> </div> <div class="aem-header__utils-item"> <button class="m-button m-button--full-width m-button--text m-button--icon-left aem-header__utils-item--button aem-header__utils-item-focus" aria-expanded="false" data-aem-js="searchButton"> <span class="m-button__media aem-header__utils-item--icon"> <svg class="m-button__icon" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 18.7 18.7"> <path d="M18.5 17.8l-2.4-2.4-2.9-2.9c.6-.7 1-1.4 1.4-2.2C16 6.3 14 2 10.2.5c-2.8-1-5.9-.4-8 1.7-2.9 2.9-2.9 7.7 0 10.6 2.1 2.1 5.3 2.8 8 1.7.8-.3 1.6-.8 2.2-1.4l2.9 2.9 2.4 2.4c.1.1.2.2.4.1.1 0 .3-.1.4-.1.1-.1.1-.2.1-.4.1 0 0-.2-.1-.2zM7.5 14C3.9 14 1 11.1 1 7.5S3.9 1 7.5 1 14 3.9 14 7.5c0 1.7-.7 3.4-1.9 4.6-1.2 1.2-2.9 1.9-4.6 1.9z"></path> </svg> </span> <span class="m-button__text">Search</span> </button> </div> </div> <div class="aem-header__mobile-navigation"> <button type="button" class="m-button m-button--text m-button--icon-right aem-button aem-button__mobile-navigation" data-aem-js="mobileMenuButton" aria-expanded="false" aria-controls="side-menu"> <span class="m-button__media aem-button__media--medium aem-button__media--size"> <svg class="m-button__icon" focusable="false" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 32 32"> <path d="M1.587 8h28.794c0.875 0 1.587-0.713 1.587-1.587s-0.713-1.587-1.587-1.587h-28.794c-0.875-0.032-1.587 0.68-1.587 1.555 0 0.907 0.713 1.619 1.587 1.619z"></path> <path d="M30.413 14.381h-28.826c-0.875 0-1.587 0.713-1.587 1.587s0.713 1.587 1.587 1.587h28.794c0.875 0 1.587-0.713 1.587-1.587 0.032-0.874-0.68-1.587-1.555-1.587z"></path> <path d="M30.413 24h-28.826c-0.875 0-1.587 0.713-1.587 1.587s0.713 1.587 1.587 1.587h28.794c0.875 0 1.587-0.713 1.587-1.587 0.032-0.875-0.68-1.587-1.555-1.587z"></path> </svg> </span> <span class="m-button__text aem-m-button__text--sr-only">Open</span> <span class="m-button__text aem-button__text aem-button__text--menu">Menu</span> </button> </div> </div> </div> <div class="aem-header__foot"> <div class="aem-header__foot-content"> <div class="aem-header__search-panel"> <div class="api-search api-search--header"> <div class="api-search--header" data-component-type="SearchHeader"> <div class="[ api-search__searchbar ]" data-placeholder="How can we help?" data-quick-search-path="/content/barclaycard-co-uk/en/personal/results.quick-search.json?q={query}&amp;origin={origin}&amp;_charset_=UTF-8" data-tag-mapping-path="/content/barclaycard-co-uk/en/personal/results.tag-mapping.json" data-total-results="10" data-search-page-path="/personal/results"> <div class="m-input-group"> <div class="m-input-group__item"> <input type="text" aria-label="Search bar" placeholder="How can we help?" class="a-input-text a-input-text--square-right [ api-search__search-input ]" data-aem-js="searchInput"/> </div> <div class="m-input-group__item m-input-group__item--suffix"> <button class="m-input-group__button [ api-search__search-button ]"> <svg class="m-input-group__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 18.7 18.7" width="100%" height="100%"> <path d="M18.5 17.8l-2.4-2.4-2.9-2.9c.6-.7 1-1.4 1.4-2.2C16 6.3 14 2 10.2.5c-2.8-1-5.9-.4-8 1.7-2.9 2.9-2.9 7.7 0 10.6 2.1 2.1 5.3 2.8 8 1.7.8-.3 1.6-.8 2.2-1.4l2.9 2.9 2.4 2.4c.1.1.2.2.4.1.1 0 .3-.1.4-.1.1-.1.1-.2.1-.4.1 0 0-.2-.1-.2zM7.5 14C3.9 14 1 11.1 1 7.5S3.9 1 7.5 1 14 3.9 14 7.5c0 1.7-.7 3.4-1.9 4.6-1.2 1.2-2.9 1.9-4.6 1.9z"></path> </svg> <span>Search</span> </button> </div> </div> </div> </div> </div> </div> </div> </div> <nav class="aem-header__side-menu" id="side-menu" aria-label="Mobile Navigation" style="display: none" aria-hidden="true"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-1"> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Find a Barclaycard</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-2" aria-hidden="true"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards"> <span class="aem-nav-button__text">View all credit cards</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/find-the-right-barclaycard"> <span class="aem-nav-button__text">Find the right card for you </span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/eligibility-checker"> <span class="aem-nav-button__text">Check your eligibility</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/credit-building-cards"> <span class="aem-nav-button__text">Cards for building your credit history</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/amazon-barclaycard"> <span class="aem-nav-button__text">Amazon rewards credit card</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/avios"> <span class="aem-nav-button__text">Avios credit cards</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/purchase-credit-cards"> <span class="aem-nav-button__text">Cards for purchases</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/rewards-credit-cards"> <span class="aem-nav-button__text">Cards for earning rewards </span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/balance-transfer-credit-cards"> <span class="aem-nav-button__text">Cards for making balance transfers</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Manage your account</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-2" aria-hidden="true"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer"> <span class="aem-nav-button__text">Existing customer homepage</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Getting started with your card</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/barclaycard-app"> <span class="aem-nav-button__text">Download the Barclaycard app</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/register-online-account"> <span class="aem-nav-button__text">Register for an online account </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/activate-new-barclaycard"> <span class="aem-nav-button__text">Activate your card</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Managing your account online</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/additional-cardholder"> <span class="aem-nav-button__text">Add a cardholder </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/alerts"> <span class="aem-nav-button__text">Set up email and text alerts </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/change-personal-information"> <span class="aem-nav-button__text">Change your personal information</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/change-credit-limit"> <span class="aem-nav-button__text">Change your credit limit </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/view-pin"> <span class="aem-nav-button__text">View your PIN</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/online-account-servicing-a2z"> <span class="aem-nav-button__text">Online account servicing A-Z</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/servicing-updates"> <span class="aem-nav-button__text">Latest updates to your online account</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Your billing and payments </span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/pay-your-bill"> <span class="aem-nav-button__text">Pay your bill</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/view-statements"> <span class="aem-nav-button__text">View your statements</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/change-due-date"> <span class="aem-nav-button__text">Change your payment due date</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/know-your-rights"> <span class="aem-nav-button__text">Protecting your purchases</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/missed-payment"> <span class="aem-nav-button__text">Missed payment</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Transfers and offers</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/lending-guide"> <span class="aem-nav-button__text">Transfer and offers guide</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/transfer-balance"> <span class="aem-nav-button__text">Transfer a credit card balance to your Barclaycard</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="https://www.barclaycard.co.uk/personal/customer/money-transfer"> <span class="aem-nav-button__text">Money transfers</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/instalment-plan"> <span class="aem-nav-button__text">Instalment plans</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Barclaycard benefits</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/barclaycard-cashback-rewards"> <span class="aem-nav-button__text">Barclaycard Cashback rewards</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/barclaycard-entertainment"> <span class="aem-nav-button__text">Barclaycard Entertainment</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/know-your-rights"> <span class="aem-nav-button__text">Purchase protection</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/spending-abroad"> <span class="aem-nav-button__text">Using your card abroad</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/contactless"> <span class="aem-nav-button__text">Pay your way</span> </a> </div> </div> </li> </ul> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Help &amp; support</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-2" aria-hidden="true"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Help with your Barclaycard</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/lost-stolen-damaged-cards"> <span class="aem-nav-button__text">Lost, stolen and damaged cards </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/forgotten-log-in-details"> <span class="aem-nav-button__text">Forgotten your login details?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/emergency-card-replacement"> <span class="aem-nav-button__text">Emergency card replacement </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/credit-card-charges"> <span class="aem-nav-button__text">Credit card charges</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/spending-abroad"> <span class="aem-nav-button__text">Spending abroad</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/help-with-your-barclaycard/insurance"> <span class="aem-nav-button__text">Insurance</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/help-with-your-barclaycard/bereavement-guide"> <span class="aem-nav-button__text">Bereavement guide</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" href="/personal/customer/money-worries"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Money worries</span> </a> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/billing-and-payments/missed-payment"> <span class="aem-nav-button__text">Missed payments</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/job-loss"> <span class="aem-nav-button__text">Job loss</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/bereavement"> <span class="aem-nav-button__text">Bereavement</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/accident"> <span class="aem-nav-button__text">Accident</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/mental-health"> <span class="aem-nav-button__text">Mental health</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/carer"> <span class="aem-nav-button__text">Support for carers</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/illness"> <span class="aem-nav-button__text">Illness</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/separated"> <span class="aem-nav-button__text">Separation and divorce</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/addiction"> <span class="aem-nav-button__text">Addiction</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/student-debt"> <span class="aem-nav-button__text">Student debt</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/no-budget"> <span class="aem-nav-button__text">Budget problems</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/reduced-income"> <span class="aem-nav-button__text">Reduced income</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/report-fraud"> <span class="aem-nav-button__text">Report fraud</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help-and-support/jargon-buster"> <span class="aem-nav-button__text">Jargon buster </span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/contact-us"> <span class="aem-nav-button__text">Contact us</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="/personal/help"> <span class="aem-nav-button__text">Help centre / FAQs</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width" href="https://www.barclays.co.uk/loans/ways-to-borrow"> <span class="aem-nav-button__text">Ways to borrow</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1 aem-nav-item__head--has-children"> <button type="button" class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width aem-nav-button--icon-right" aria-expanded="false"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Get Credit Confident </span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-2" aria-hidden="true"> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Credit card basics</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/advantages-of-credit-card"> <span class="aem-nav-button__text">Why get a credit card?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/how-do-credit-cards-work"> <span class="aem-nav-button__text">How do credit cards work?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/how-do-credit-cards-work/what-should-i-use-my-credit-card-for"> <span class="aem-nav-button__text">What to use your credit card for </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/budgeting/how-can-I-manage-my-credit-repayments"> <span class="aem-nav-button__text">How to manage your credit repayments</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/how-do-credit-cards-work/what-is-a-credit-card-apr"> <span class="aem-nav-button__text">Understanding credit card APR</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Understanding credit scores</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/credit-score-basics"> <span class="aem-nav-button__text">Credit score basics</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/credit-score-basics/how-to-check-your-credit-score"> <span class="aem-nav-button__text">How to check your credit score</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/understanding-your-credit-rating"> <span class="aem-nav-button__text">Understanding your credit score</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/credit-score-basics/what-are-the-causes-of-a-bad-credit-rating"> <span class="aem-nav-button__text">What is bad credit?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/improving-credit-score"> <span class="aem-nav-button__text">Improving your credit score</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/credit-score-basics/the-truth-about-your-credit-rating-seven-common-myths-busted"> <span class="aem-nav-button__text">The truth about your credit score: 6 common myths busted </span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Understanding interest</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/your-cash-interest-rates-and-fees"> <span class="aem-nav-button__text">Interest rates, balances and fees </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/interest-calculator"> <span class="aem-nav-button__text">Interest calculator</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/base-rate-tracking"> <span class="aem-nav-button__text">How the Bank of England base rate affects interest</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/promotional-rates"> <span class="aem-nav-button__text">Promotional interest rates</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/compound-interest"> <span class="aem-nav-button__text">Compound interest </span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Understanding balance transfers </span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/credit-cards/what-is-a-balance-transfer"> <span class="aem-nav-button__text">What is a balance transfer?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/balance-transfers/how-could-a-balance-transfer-help-me-manage-my-money"> <span class="aem-nav-button__text">How can a balance transfer help manage your money?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/balance-transfers/how-to-improve-your-chances-of-getting-a-0-percent-balance-transfer-card"> <span class="aem-nav-button__text">How to improve your chance of getting a 0% balance transfer card </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/balance-transfers/how-much-does-a-balance-transfer-card-cost"> <span class="aem-nav-button__text">How much does a balance transfer card cost?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/balance-transfers/how-do-i-find-the-best-balance-transfer-credit-card"> <span class="aem-nav-button__text">How to find the best balance transfer credit card </span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Fraud and security</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/protecting-yourself-from-fraud"> <span class="aem-nav-button__text">Protecting yourself from fraud </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/how-we-protect-you"> <span class="aem-nav-button__text">How we help protect you from fraud </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/fraud-protection/what-is-identity-theft"> <span class="aem-nav-button__text">What is identity theft?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/customer/confirm"> <span class="aem-nav-button__text">Changes to the way you pay online</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/fraud-protection/how-to-spot-and-report-scams"> <span class="aem-nav-button__text">Spot the scams</span> </a> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation__item--level-2"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-2 aem-nav-item__head--has-children"> <button class="aem-nav-button aem-nav-button--primary aem-nav-button--small aem-nav-button--full-width aem-nav-button--icon-right" aria-haspopup="true" aria-expanded="false" type="button"> <span class="aem-nav-button__media"> <svg class="m-button__icon aem-nav-item__button__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </span> <span class="aem-nav-button__text">Financial life guides</span> </button> </div> <div class="aem-nav-item__body"> <ul class="aem-navigation aem-navigation--sidebar aem-navigation--level-3 aem-navigation--column" aria-hidden="true"> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/family-finances"> <span class="aem-nav-button__text">Family finances</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/shopping-and-travel/should-I-get-a-special-travel-credit-card-for-when-I-travel-abroad"> <span class="aem-nav-button__text">Should you get a special travel credit card?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/home-and-garden/the-first-time-home-buyers-guide"> <span class="aem-nav-button__text">The first time home buyers&#39; guide </span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/budgeting/how-much-rent-can-i-afford"> <span class="aem-nav-button__text">How much rent can you afford?</span> </a> </div> </div> </li> <li class="aem-navigation__item"> <div class="aem-nav-item aem-nav-item--sidebar"> <div class="aem-nav-item__head aem-nav-item__head--level-3"> <a class="aem-nav-button aem-nav-button--secondary aem-nav-button--small aem-nav-button--full-width" href="/personal/money-matters/home-and-garden/should-you-put-your-home-improvements-on-a-credit-card"> <span class="aem-nav-button__text">Should you put your home improvements on a credit card?</span> </a> </div> </div> </li> </ul> </div> </div> </li> </ul> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width" href="#as3-login" title="Log into Barclaycard online servicing"> <span class="aem-nav-button__text">Log in</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width" href="/personal/privacy-policy"> <span class="aem-nav-button__text">Privacy and Cookie Policy</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width" href="/personal/accessibility"> <span class="aem-nav-button__text">Accessibility</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width" href="/personal/contact-us"> <span class="aem-nav-button__text">Contact us</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width" href="/personal/customer/staying-safe"> <span class="aem-nav-button__text">Security</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width" href="/personal/help"> <span class="aem-nav-button__text">FAQs</span> </a> </div> </div> </li> <li class="aem-navigation__item aem-navigation--sidebar aem-navigation__item--level-1"> <div class="aem-nav-item aem-nav-item--sidebar" data-aem-js="navItem"> <div class="aem-nav-item__head aem-nav-item__head--level-1"> <a class="aem-nav-button aem-nav-button--primary aem-nav-button--full-width" href="/personal/sitemap"> <span class="aem-nav-button__text">Sitemap</span> </a> </div> </div> </li> </ul> </nav> </header> <span class="aem-header-ie-fix"></span> </div> </div> </div> <!-- Cookie component --> <div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="cookies iparsys parsys"></div> </div> <!-- Upgrade browser --> <div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="upgrade-browser iparsys parsys"><div class="upgrade-browser parbase section"> <!-- [if lt IE 9]> <div class="aem-upgrade-browser" role="alert" data-component-type="UpgradeBrowser"> <div class="aem-upgrade-browser__content"> <div class="aem-upgrade-browser__body"> <div class="aem-upgrade-browser__message"> <p><span class="h3">It looks like your browser needs an upgrade</span></p> <p>Download a new version now to continue using our online services</p> </div> </div> </div> </div> <![endif] --> </div> </div> </div> <!-- Breadcrumb --> <div class="standalone-breadcrumb"> </div> <main aria-label="Main Page Content" id="main-content"> <div class="container-fluid"> <div class="row visuallyhidden"> <div class="col-xs-12"> <h1>Credit Card Charges</h1> </div> </div> </div> <!-- Hero Component --> <section class="jumbo jumbo-short jumbo-content-white " data-component-type="HeroBanner"> <picture> <source srcset="/content/dam/barclaycard/images/personal/existing-customers/hero-images/interest-rate-guide-hero-3_1.large.medium_quality.jpg" media="(min-width: 1024px)"/> <source srcset="/content/dam/barclaycard/images/personal/existing-customers/hero-images/interest-rate-guide-hero-3_1.small.medium_quality.jpg" media="(min-width: 768px)"/> <source srcset="/content/dam/barclaycard/images/personal/existing-customers/hero-images/interest-rate-guide-hero-16_9.xsmall.medium_quality.jpg" media="(min-width: 480px)"/> <source srcset="/content/dam/barclaycard/images/personal/existing-customers/hero-images/interest-rate-guide-hero-16_9.xxsmall.medium_quality.jpg"/> <img class="jumbo-media" data-object-fit alt="" src="/content/dam/barclaycard/images/personal/existing-customers/hero-images/interest-rate-guide-hero-3_1.large.medium_quality.jpg" fetchpriority="high"/> </picture> <div class="jumbo-body"> <div class="container-fluid"> <div class="row"> <div class="col-xsm-12 col-sm-6"> <div class="jumbo-overlay "> <div class="h-pull-left"> <span class="jumbo-overlay-icon" aria-hidden="true"></span> </div> <div class="jumbo-overlay-content "> <div class="jumbo-overlay-body"> <div> <h2>Credit card charges</h2> </div> </div> </div> </div> </div> </div> </div> </div> </section> <!-- Content Area --> <div class="container-fluid"> <div class="row"> <div class="main col-md-9 col-sm-12"> <div class="row "> <div class="col-md-12" data-component-type="Column1"> <div class="article-snippet shaded"> <div class="article-snippet-hd"> <h3> A guide to interest rate changes – credit card re-pricing</h3> </div> <div class="media"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <p>The UK Cards Association is a trade body which develops industry standards and best practices.</p> <p>Working with its members, it has created a factsheet that aims to answer customers' questions on credit card re-pricing.<a href="/content/dam/barclaycard/documents/personal/existing-customers/re-pricing_factsheet_final_december_2010.pdf" target="_blank" title="Download the UK Cards factsheet about interest rate changes, opens in a new window"> Download the UK Cards factsheet about interest rate changes.</a> PDF (52KB).</p> <p>If you don't have <a href="https://get.adobe.com/reader/?loc=uk" title="Download Adobe reader to view PDF documents, opens in a new window, third party site" target="_blank">Adobe Reader</a> installed on your computer, download it for free.</p> </div> </div> <div> </div> </div> </div> </div> </div> </div> </div> <div class="row "> <div class="col-md-12" data-component-type="Column1"> <div class="article-snippet shaded"> <div class="article-snippet-hd"> <h3> Find the best Barclaycard for you</h3> </div> <div class="media"> <div class="media-body"> <div class="article-snippet-bd cms-content"> <div> <div> <p>Whether you’d like to transfer a balance, make purchases more flexibly, get cashback or try contactless technology, we have a credit card to suit you.</p> </div> </div> <div> </div> </div> <div class="article-snippet-ft"> <div class="h-pull-left"> <a class="button btn btn-primary btn-sm " href="/personal/credit-cards" title="View and compare all Barclaycard credit cards" target="_parent" aria-label="View and compare all Barclaycard credit cards">See all our credit cards </a> </div> </div> </div> </div> </div> </div> </div> </div> <div class="side col-md-3 col-sm-12"> <section class="quicklink quicklink-1col default borderbottom" data-component-type="Quicklink"> <div class="quicklink-item"> <div class="quicklink-content"> <nav aria-label="Quick Link Navigation"> <h2>I&#39;m interested in...</h2> <ul> <li> <a href="/personal/credit-cards" title="View our range of credit cards" target="_parent">Finding the best credit cards for my needs <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/credit-cards/find-the-right-barclaycard" title="Find the right Barclaycard for you" target="_parent">Choosing a credit card <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/customer/protecting-yourself-from-fraud" title="How to reduce your chances of fraud and ways to spot common types of fraud" target="_parent"> Reducing my chances of fraud <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/credit-cards/improving-credit-score" title="Find out how to improve your credit rating" target="_parent"> Improving my credit rating <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/customer/protecting-yourself-from-fraud" title="How to protect yourself while shopping online" target="_parent">Shopping safely online <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/credit-cards/understanding-interest" title="Get to grips with credit card costs and interest" target="_parent">Understanding your credit card costs <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> <li> <a href="/personal/credit-cards/eligibility-checker" title="Find out if your application is likely to get accepted" target="_parent">Credit Card Eligibility Check <svg class="quicklink__icon" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 94.8 52.7" focusable="false"> <path d="M43.7 51.2L1.5 9c-2.1-2.1-2.1-5.4 0-7.5S6.9-.6 9 1.5l42.2 42.2c2.1 2.1 2.1 5.4 0 7.4s-5.4 2.1-7.5.1z"></path> <path d="M51.1 51.2c-2.1 2.1-5.4 2.1-7.4 0s-2.1-5.4 0-7.4L85.8 1.5c2.1-2.1 5.4-2.1 7.4 0s2.1 5.4 0 7.4L51.1 51.2z"></path> </svg> </a> </li> </ul> </nav> </div> </div> </section> </div> </div> </div> <!-- Modal Component --> </main> <!-- Footer Component --> <div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="footer iparsys parsys"><div class="footer bdlfooter parbase section"> <footer class="o-section" aria-label="Company Information" id="footerlink"> <div class="o-section__content"> <div class="aem-footer" data-component-type="Footer"> <div class="aem-footer__content"> <div class="aem-footer__head"> <div> <div class="aem-rte "> </div> </div> <div class="aem-column-layout aem-column-layout--arrangement-3-3-3-3 "> <div class="aem-column-layout__item aem-column-layout__item--span-3 aem-column-layout__item--no-gutter"> <ul class="aem-list"> <li class="aem-list-item aem-list-item--media"> <div class="aem-list-item__media"> <div class="aem-list__icon"> <span class="aem-icon aem-icon--large" data-component-type="Icon"> <svg focusable="false" class="aem-icon__media" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <image href="/content/dam/barclaycard/icons/personal/help/CreditCard.svg" width="100%" height="100%" alt=""></image> </svg> </span> </div> </div> <div class="aem-list-item__content"> <div class="aem-rte "> <h3><span class="h4">Find a Barclaycard</span></h3> </div> <div class="aem-rte "> <p><a href="/personal/credit-cards/eligibility-checker">Eligibility checker</a></p> <p><a href="/personal/credit-cards/find-the-right-barclaycard">Find the right Barclaycard for you</a></p> <p><a href="/personal/credit-cards/credit-building-cards">Cards for building your credit history</a></p> <p><a href="/personal/credit-cards/balance-transfer-credit-cards">Cards for balance transfers</a></p> <p><a href="/personal/credit-cards/rewards-credit-cards">Cards for earning rewards</a></p> <p><a href="/personal/credit-cards/purchase-credit-cards">Cards for purchases</a></p> </div> </div> </li> </ul> </div> <div class="aem-column-layout__item aem-column-layout__item--span-3 aem-column-layout__item--no-gutter"> <ul class="aem-list"> <li class="aem-list-item aem-list-item--media"> <div class="aem-list-item__media"> <div class="aem-list__icon"> <span class="aem-icon aem-icon--large" data-component-type="Icon"> <svg focusable="false" class="aem-icon__media" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <image href="/content/dam/barclaycard/icons/personal/help/Calculator.svg" width="100%" height="100%" alt=""></image> </svg> </span> </div> </div> <div class="aem-list-item__content"> <div class="aem-rte "> <h3><span class="h4">Tools and  calculators</span></h3> </div> <div class="aem-rte "> <p><a href="/personal/customer/repayment-calculator-tool">Repayment calculator</a></p> <p><a href="/personal/credit-cards/interest-calculator">Interest calculator</a></p> <p><a href="/personal/fraud-fighter">Fraud fighter</a></p> <p><a href="/personal/customer/credit-builder">Credit builder</a></p> </div> </div> </li> </ul> </div> <div class="aem-column-layout__item aem-column-layout__item--span-3 aem-column-layout__item--no-gutter"> <ul class="aem-list"> <li class="aem-list-item aem-list-item--media"> <div class="aem-list-item__media"> <div class="aem-list__icon"> <span class="aem-icon aem-icon--large" data-component-type="Icon"> <svg focusable="false" class="aem-icon__media" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <image href="/content/dam/barclaycard/icons/personal/help/Help.svg" width="100%" height="100%" alt=""></image> </svg> </span> </div> </div> <div class="aem-list-item__content"> <div class="aem-rte "> <h3><span class="h4">Help and support</span></h3> </div> <div class="aem-rte "> <p><a href="/personal/money-matters/how-do-credit-cards-work/should-I-get-a-credit-card">Why get a credit card?</a></p> <p><a href="/personal/credit-cards/understanding-interest">Understanding interest</a></p> <p><a href="/personal/customer/money-worries">Money worries</a></p> <p><a href="/personal/customer/fraud">Fraud protection</a></p> <p><a href="/personal/help">FAQs</a></p> </div> </div> </li> </ul> </div> <div class="aem-column-layout__item aem-column-layout__item--span-3 aem-column-layout__item--no-gutter"> <ul class="aem-list"> <li class="aem-list-item aem-list-item--media"> <div class="aem-list-item__media"> <div class="aem-list__icon"> <span class="aem-icon aem-icon--large" data-component-type="Icon"> <svg focusable="false" class="aem-icon__media" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <image href="/content/dam/barclaycard/icons/personal/help/CustomerService.svg" width="100%" height="100%" alt=""></image> </svg> </span> </div> </div> <div class="aem-list-item__content"> <div class="aem-rte "> <h3><span class="h4">Contact us</span></h3> </div> <div class="aem-rte "> <p>We've fewer colleagues to speak to you in our contact centres at the moment, which is having an impact on call wait times - we're truly sorry about this. If you need to get in touch, please visit our <a href="/personal/contact-us">contact us</a> page.</p> </div> </div> </li> </ul> </div> </div> </div> <div class="aem-footer__body"> <div class="aem-footer__body-social"> <div class="aem-footer__body-social-buttons"> <!--parsys to add rte, social buttons--> <div class="aem-footer__body-social-rte"> <div class="aem-rte "> <p>Download the Barclaycard app</p> </div> </div> <div class="aem-adaptive-image__item"> <div class="aem-adaptive-image " data-component-type="AdaptiveImage"> <a class="aem-adaptive-image__link" href="https://play.google.com/store/apps/details?id=com.barclays.bca&feature=nav_result#?t=W251bGwsMSwxLDMsImNvbS5iYXJjbGF5cy5iY2EiXQ" target='_blank' title="Download the Barclaycard app from Google Play, Opens in a new window, third party site"> <picture class="aem-adaptive-image__picture"> <source data-srcset="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/Google-Play-button.xsmall.medium_quality.jpg" media="(min-width: 1440px)"/> <source data-srcset="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/Google-Play-button.xsmall.medium_quality.jpg" media="(min-width: 1024px)"/> <source data-srcset="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/Google-Play-button.xsmall.medium_quality.jpg" media="(min-width: 768px)"/> <source data-srcset="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/Google-Play-button.xsmall.medium_quality.jpg 1.5x, https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/Google-Play-button.xxsmall.medium_quality.jpg 1x" media="(min-width: 480px)"/> <source data-srcset="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/Google-Play-button.xxsmall.medium_quality.jpg"/> <img class="aem-adaptive-image__img lazy" data-src="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/Google-Play-button.large.medium_quality.jpg" alt="Download the Barclaycard app from Google Play, opens in a new window, third party site"/> </picture> </a> </div> </div> <div class="aem-adaptive-image__item"> <div class="aem-adaptive-image " data-component-type="AdaptiveImage"> <a class="aem-adaptive-image__link" href="https://itunes.apple.com/gb/app/mybarclaycard/id596487185" target='_blank' title="Download the Barclaycard app from the App Store, Opens in a new window, third party site"> <picture class="aem-adaptive-image__picture"> <source data-srcset="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/app-store-button.xsmall.medium_quality.jpg" media="(min-width: 1440px)"/> <source data-srcset="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/app-store-button.xsmall.medium_quality.jpg" media="(min-width: 1024px)"/> <source data-srcset="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/app-store-button.xsmall.medium_quality.jpg" media="(min-width: 768px)"/> <source data-srcset="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/app-store-button.xsmall.medium_quality.jpg 1.5x, https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/app-store-button.xxsmall.medium_quality.jpg 1x" media="(min-width: 480px)"/> <source data-srcset="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/app-store-button.xxsmall.medium_quality.jpg"/> <img class="aem-adaptive-image__img lazy" data-src="https://www.barclaycard.co.uk/content/dam/barclaycard/images/personal/existing-customers/snippet_images/app-store-button.large.medium_quality.jpg" alt="Download the Barclaycard app from the App Store, opens in a new window, third party site"/> </picture> </a> </div> </div> </div> <div class="aem-footer__body-social-icons"> <div class="aem-footer__body-social-icons-item"> <a class="m-button aem-button m-button--text m-button--default m-button--full-width " href="https://www.facebook.com/Barclaycard/" data-add-query-params='false' data-component-type="Button" title="Join the Barclaycard Facebook group, opens in a new window, third party site" target="_blank"> <span class="m-button__media aem-button__media m-button__media--large"> <span class="m-button__icon"> <span class="aem-icon aem-icon--large" data-component-type="Icon"> <svg focusable="false" class="aem-icon__media" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <image href="/content/dam/barclaycard/icons/personal/social/Facebook.svg" width="100%" height="100%" alt="Share on Facebook"></image> </svg> </span> </span> </span> <span class="m-button__text aem-button__text"> </span> </a> </div> <div class="aem-footer__body-social-icons-item"> <a class="m-button aem-button m-button--text m-button--default m-button--full-width " href="https://www.linkedin.com/company/barclaycard" data-add-query-params='false' data-component-type="Button" title="Follow Barclaycard on LinkedIn, opens in a new window, third party site" target="_blank"> <span class="m-button__media aem-button__media m-button__media--large"> <span class="m-button__icon"> <span class="aem-icon aem-icon--large" data-component-type="Icon"> <svg focusable="false" class="aem-icon__media" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <image href="/content/dam/barclaycard/icons/personal/social/LinkedIn.svg" width="100%" height="100%" alt=""></image> </svg> </span> </span> </span> <span class="m-button__text aem-button__text"> </span> </a> </div> <div class="aem-footer__body-social-icons-item"> <a class="m-button aem-button m-button--text m-button--default m-button--full-width " href="https://www.twitter.com/Barclaycard" data-add-query-params='false' data-component-type="Button" title="Follow Barclaycard on Twitter, opens in a new window, third party site" target="_blank"> <span class="m-button__media aem-button__media m-button__media--large"> <span class="m-button__icon"> <span class="aem-icon aem-icon--large" data-component-type="Icon"> <svg focusable="false" class="aem-icon__media" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <image href="/content/dam/barclaycard/icons/personal/X.svg" width="100%" height="100%" alt=""></image> </svg> </span> </span> </span> <span class="m-button__text aem-button__text"> </span> </a> </div> </div> </div> </div> <div class="aem-footer__foot"> <div class="aem-rte "> <p>Barclaycard is a trading name of Barclays Bank UK PLC. Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 759676). Registered in England Number 9740322. Registered office: 1 Churchill Place, London E14 5HP.</p> <p>© Barclaycard 2025</p> </div> </div> </div> </div> </div> </footer> </div> </div> </div> <script src="/etc/designs/bccl/clientlibs/bcdl/deps/js/jquery.min.js"></script> <script src="/etc/designs/bccl/clientlibs/bcdl/deps/js/jquery.qtip.min.js"></script> <script defer src="/etc/designs/bccl/clientlibs/bcdl/deps/js/lazyload.min.js"></script> <script defer src="/etc/designs/bccl/clientlibs/bcdl/js/bdl.js"></script> <div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="custom_tags_footer_sitewide iparsys parsys"><div class="custom_tag parbase section"> </div> <div class="custom_tag parbase section"> </div> </div> </div> <script defer src="/etc/designs/componentlibrary/transition.bccl/clientlib.js"></script> <script> window.$CQ = $CQ = jQuery; </script> <div class="modal js-modal" id="as3-login" tabIndex="-1" role="dialog" data-component-type="Modal" data-modal-use-href data-modal-src="/content/barclaycard-co-uk/en/personal/summary/as3-login.html" data-modal-title="as3-login" aria-label="as3-login"> <div class="modal-dialog" role="document"> <div class="modal-content"> <div class="modal-header"> <button type="button" class="modal-close-btn" data-modal-dismiss aria-label="Close"> <span>&times;</span> </button> </div> <div class="modal-iframe"> <iframe title="as3-login"></iframe> </div> </div> </div> </div> <script> if ((window.location !== window.parent.location) && (document.referrer.indexOf(window.location.host) < 0)) { document.write('<img src="/content/dam/barclaycard/images/loaded-in-iframe.png?referrer=' + encodeURI(document.referrer) + '&initiator=' + encodeURI(window.location.href) +'" alt="">'); } </script> <script defer src="/etc/designs/bccl/datalayer/personal.js"></script> </body> </html>

Pages: 1 2 3 4 5 6 7 8 9 10