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[o]" accesskey="o"><span class="vector-icon mw-ui-icon-logIn mw-ui-icon-wikimedia-logIn"></span> <span>Zaloguj się</span></a></li> </ul> </div> </div> <div id="p-user-menu-anon-editor" class="vector-menu mw-portlet mw-portlet-user-menu-anon-editor" > <div class="vector-menu-heading"> Strony dla anonimowych edytorów <a href="/wiki/Pomoc:Pierwsze_kroki" aria-label="Dowiedz się więcej na temat edytowania"><span>dowiedz się więcej</span></a> </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-anoncontribs" class="mw-list-item"><a href="/wiki/Specjalna:M%C3%B3j_wk%C5%82ad" title="Lista edycji wykonanych z tego adresu IP [y]" accesskey="y"><span>Edycje</span></a></li><li id="pt-anontalk" class="mw-list-item"><a href="/wiki/Specjalna:Moja_dyskusja" title="Dyskusja użytkownika dla tego adresu IP [n]" accesskey="n"><span>Dyskusja</span></a></li> </ul> </div> </div> </div> </div> </nav> </div> </header> </div> <div class="mw-page-container"> <div class="mw-page-container-inner"> <div class="vector-sitenotice-container"> <div id="siteNotice"></div> </div> <div class="vector-column-start"> <div class="vector-main-menu-container"> <div id="mw-navigation"> <nav id="mw-panel" class="vector-main-menu-landmark" aria-label="Witryna"> <div id="vector-main-menu-pinned-container" class="vector-pinned-container"> </div> </nav> </div> </div> <div class="vector-sticky-pinned-container"> <nav id="mw-panel-toc" aria-label="Spis treści" data-event-name="ui.sidebar-toc" class="mw-table-of-contents-container vector-toc-landmark"> <div id="vector-toc-pinned-container" class="vector-pinned-container"> <div id="vector-toc" class="vector-toc vector-pinnable-element"> <div class="vector-pinnable-header vector-toc-pinnable-header vector-pinnable-header-pinned" data-feature-name="toc-pinned" data-pinnable-element-id="vector-toc" > <h2 class="vector-pinnable-header-label">Spis treści</h2> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-toc.pin">przypnij</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-toc.unpin">ukryj</button> </div> <ul class="vector-toc-contents" id="mw-panel-toc-list"> <li id="toc-mw-content-text" class="vector-toc-list-item vector-toc-level-1"> <a href="#" class="vector-toc-link"> <div class="vector-toc-text">Początek</div> </a> </li> <li id="toc-Rodzaje_inwestycji" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Rodzaje_inwestycji"> <div class="vector-toc-text"> <span class="vector-toc-numb">1</span> <span>Rodzaje inwestycji</span> </div> </a> <ul id="toc-Rodzaje_inwestycji-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Cechy_inwestycji" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Cechy_inwestycji"> <div class="vector-toc-text"> <span class="vector-toc-numb">2</span> <span>Cechy inwestycji</span> </div> </a> <ul id="toc-Cechy_inwestycji-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Determinanty_poziomu_inwestycji" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Determinanty_poziomu_inwestycji"> <div class="vector-toc-text"> <span class="vector-toc-numb">3</span> <span>Determinanty poziomu inwestycji</span> </div> </a> <ul id="toc-Determinanty_poziomu_inwestycji-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Zobacz_też" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Zobacz_też"> <div class="vector-toc-text"> <span class="vector-toc-numb">4</span> <span>Zobacz też</span> </div> </a> <ul id="toc-Zobacz_też-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Przypisy" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Przypisy"> <div class="vector-toc-text"> <span class="vector-toc-numb">5</span> <span>Przypisy</span> </div> </a> <ul id="toc-Przypisy-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Bibliografia" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Bibliografia"> <div class="vector-toc-text"> <span class="vector-toc-numb">6</span> <span>Bibliografia</span> </div> </a> <ul id="toc-Bibliografia-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="Spis treści" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-titlebar-toc" class="vector-dropdown-checkbox " aria-label="Przełącz stan spisu treści" > <label id="vector-page-titlebar-toc-label" for="vector-page-titlebar-toc-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-listBullet mw-ui-icon-wikimedia-listBullet"></span> <span class="vector-dropdown-label-text">Przełącz stan spisu treści</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-titlebar-toc-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">Inwestycja</span></h1> <div id="p-lang-btn" class="vector-dropdown mw-portlet mw-portlet-lang" > <input type="checkbox" id="p-lang-btn-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-p-lang-btn" class="vector-dropdown-checkbox mw-interlanguage-selector" aria-label="Przejdź do artykułu w innym języku. Treść dostępna w 88 językach" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-88" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">88 języków</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="interlanguage-link interwiki-af mw-list-item"><a href="https://af.wikipedia.org/wiki/Belegging" title="Belegging – afrikaans" lang="af" hreflang="af" data-title="Belegging" data-language-autonym="Afrikaans" data-language-local-name="afrikaans" class="interlanguage-link-target"><span>Afrikaans</span></a></li><li class="interlanguage-link interwiki-ar mw-list-item"><a href="https://ar.wikipedia.org/wiki/%D8%A7%D8%B3%D8%AA%D8%AB%D9%85%D8%A7%D8%B1" title="استثمار – arabski" lang="ar" hreflang="ar" data-title="استثمار" data-language-autonym="العربية" data-language-local-name="arabski" class="interlanguage-link-target"><span>العربية</span></a></li><li class="interlanguage-link interwiki-arc mw-list-item"><a href="https://arc.wikipedia.org/wiki/%DC%AB%DC%98%DC%9A%DC%A1%DC%A0%DC%90" title="ܫܘܚܡܠܐ – aramejski" lang="arc" hreflang="arc" data-title="ܫܘܚܡܠܐ" data-language-autonym="ܐܪܡܝܐ" data-language-local-name="aramejski" class="interlanguage-link-target"><span>ܐܪܡܝܐ</span></a></li><li class="interlanguage-link interwiki-ast mw-list-item"><a href="https://ast.wikipedia.org/wiki/Inversi%C3%B3n" title="Inversión – asturyjski" lang="ast" hreflang="ast" data-title="Inversión" data-language-autonym="Asturianu" data-language-local-name="asturyjski" class="interlanguage-link-target"><span>Asturianu</span></a></li><li class="interlanguage-link interwiki-az mw-list-item"><a href="https://az.wikipedia.org/wiki/%C4%B0nvestisiya" title="İnvestisiya – azerbejdżański" lang="az" hreflang="az" data-title="İnvestisiya" data-language-autonym="Azərbaycanca" data-language-local-name="azerbejdżański" class="interlanguage-link-target"><span>Azərbaycanca</span></a></li><li class="interlanguage-link interwiki-azb mw-list-item"><a href="https://azb.wikipedia.org/wiki/%DB%8C%D8%A7%D8%AA%DB%8C%D8%B1%DB%8C%D9%85%D8%AC%DB%8C%D9%84%DB%8C%DA%A9" title="یاتیریمجیلیک – South Azerbaijani" lang="azb" hreflang="azb" data-title="یاتیریمجیلیک" data-language-autonym="تۆرکجه" data-language-local-name="South Azerbaijani" class="interlanguage-link-target"><span>تۆرکجه</span></a></li><li class="interlanguage-link interwiki-zh-min-nan mw-list-item"><a href="https://zh-min-nan.wikipedia.org/wiki/T%C3%A2u-chu" title="Tâu-chu – minnański" lang="nan" hreflang="nan" data-title="Tâu-chu" data-language-autonym="閩南語 / Bân-lâm-gú" data-language-local-name="minnański" class="interlanguage-link-target"><span>閩南語 / Bân-lâm-gú</span></a></li><li class="interlanguage-link interwiki-ba mw-list-item"><a href="https://ba.wikipedia.org/wiki/%D0%98%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%86%D0%B8%D1%8F%D0%BB%D0%B0%D1%80" title="Инвестициялар – baszkirski" lang="ba" hreflang="ba" data-title="Инвестициялар" data-language-autonym="Башҡортса" data-language-local-name="baszkirski" class="interlanguage-link-target"><span>Башҡортса</span></a></li><li class="interlanguage-link interwiki-be mw-list-item"><a href="https://be.wikipedia.org/wiki/%D0%86%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D1%8B%D1%86%D1%8B%D1%8F" title="Інвестыцыя – białoruski" lang="be" hreflang="be" data-title="Інвестыцыя" data-language-autonym="Беларуская" data-language-local-name="białoruski" class="interlanguage-link-target"><span>Беларуская</span></a></li><li class="interlanguage-link interwiki-be-x-old mw-list-item"><a href="https://be-tarask.wikipedia.org/wiki/%D0%86%D0%BD%D0%B2%D1%8D%D1%81%D1%82%D1%8B%D1%86%D1%8B%D1%8F" title="Інвэстыцыя – Belarusian (Taraškievica orthography)" lang="be-tarask" hreflang="be-tarask" data-title="Інвэстыцыя" data-language-autonym="Беларуская (тарашкевіца)" data-language-local-name="Belarusian (Taraškievica orthography)" class="interlanguage-link-target"><span>Беларуская (тарашкевіца)</span></a></li><li class="interlanguage-link interwiki-bg mw-list-item"><a href="https://bg.wikipedia.org/wiki/%D0%98%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%86%D0%B8%D1%8F" title="Инвестиция – bułgarski" lang="bg" hreflang="bg" data-title="Инвестиция" data-language-autonym="Български" data-language-local-name="bułgarski" class="interlanguage-link-target"><span>Български</span></a></li><li class="interlanguage-link interwiki-bs mw-list-item"><a href="https://bs.wikipedia.org/wiki/Investicija" title="Investicija – bośniacki" lang="bs" hreflang="bs" data-title="Investicija" data-language-autonym="Bosanski" data-language-local-name="bośniacki" class="interlanguage-link-target"><span>Bosanski</span></a></li><li class="interlanguage-link interwiki-br mw-list-item"><a href="https://br.wikipedia.org/wiki/Posterezh" title="Posterezh – bretoński" lang="br" hreflang="br" data-title="Posterezh" data-language-autonym="Brezhoneg" data-language-local-name="bretoński" class="interlanguage-link-target"><span>Brezhoneg</span></a></li><li class="interlanguage-link interwiki-ca mw-list-item"><a href="https://ca.wikipedia.org/wiki/Inversi%C3%B3_econ%C3%B2mica" title="Inversió econòmica – kataloński" lang="ca" hreflang="ca" data-title="Inversió econòmica" data-language-autonym="Català" data-language-local-name="kataloński" class="interlanguage-link-target"><span>Català</span></a></li><li class="interlanguage-link interwiki-cs mw-list-item"><a href="https://cs.wikipedia.org/wiki/Investice" title="Investice – czeski" lang="cs" hreflang="cs" data-title="Investice" data-language-autonym="Čeština" data-language-local-name="czeski" class="interlanguage-link-target"><span>Čeština</span></a></li><li class="interlanguage-link interwiki-da mw-list-item"><a href="https://da.wikipedia.org/wiki/Investering" title="Investering – duński" lang="da" hreflang="da" data-title="Investering" data-language-autonym="Dansk" data-language-local-name="duński" class="interlanguage-link-target"><span>Dansk</span></a></li><li class="interlanguage-link interwiki-de mw-list-item"><a href="https://de.wikipedia.org/wiki/Investition" title="Investition – niemiecki" lang="de" hreflang="de" data-title="Investition" data-language-autonym="Deutsch" data-language-local-name="niemiecki" class="interlanguage-link-target"><span>Deutsch</span></a></li><li class="interlanguage-link interwiki-et mw-list-item"><a href="https://et.wikipedia.org/wiki/Investeering" title="Investeering – estoński" lang="et" hreflang="et" data-title="Investeering" data-language-autonym="Eesti" data-language-local-name="estoński" class="interlanguage-link-target"><span>Eesti</span></a></li><li class="interlanguage-link interwiki-el mw-list-item"><a href="https://el.wikipedia.org/wiki/%CE%95%CF%80%CE%AD%CE%BD%CE%B4%CF%85%CF%83%CE%B7" title="Επένδυση – grecki" lang="el" hreflang="el" data-title="Επένδυση" data-language-autonym="Ελληνικά" data-language-local-name="grecki" class="interlanguage-link-target"><span>Ελληνικά</span></a></li><li class="interlanguage-link interwiki-en mw-list-item"><a href="https://en.wikipedia.org/wiki/Investment" title="Investment – angielski" lang="en" hreflang="en" data-title="Investment" data-language-autonym="English" data-language-local-name="angielski" class="interlanguage-link-target"><span>English</span></a></li><li class="interlanguage-link interwiki-es mw-list-item"><a href="https://es.wikipedia.org/wiki/Inversi%C3%B3n" title="Inversión – hiszpański" lang="es" hreflang="es" data-title="Inversión" data-language-autonym="Español" data-language-local-name="hiszpański" class="interlanguage-link-target"><span>Español</span></a></li><li class="interlanguage-link interwiki-eo mw-list-item"><a href="https://eo.wikipedia.org/wiki/Investado" title="Investado – esperanto" lang="eo" hreflang="eo" data-title="Investado" data-language-autonym="Esperanto" data-language-local-name="esperanto" class="interlanguage-link-target"><span>Esperanto</span></a></li><li class="interlanguage-link interwiki-eu mw-list-item"><a href="https://eu.wikipedia.org/wiki/Inbestimendu" title="Inbestimendu – baskijski" lang="eu" hreflang="eu" data-title="Inbestimendu" data-language-autonym="Euskara" data-language-local-name="baskijski" class="interlanguage-link-target"><span>Euskara</span></a></li><li class="interlanguage-link interwiki-fa mw-list-item"><a href="https://fa.wikipedia.org/wiki/%D8%B3%D8%B1%D9%85%D8%A7%DB%8C%D9%87%E2%80%8C%DA%AF%D8%B0%D8%A7%D8%B1%DB%8C" title="سرمایه‌گذاری – perski" lang="fa" hreflang="fa" data-title="سرمایه‌گذاری" data-language-autonym="فارسی" data-language-local-name="perski" class="interlanguage-link-target"><span>فارسی</span></a></li><li class="interlanguage-link interwiki-fr mw-list-item"><a href="https://fr.wikipedia.org/wiki/Investissement" title="Investissement – francuski" lang="fr" hreflang="fr" data-title="Investissement" data-language-autonym="Français" data-language-local-name="francuski" class="interlanguage-link-target"><span>Français</span></a></li><li class="interlanguage-link interwiki-fy mw-list-item"><a href="https://fy.wikipedia.org/wiki/Ynvestearjen" title="Ynvestearjen – zachodniofryzyjski" lang="fy" hreflang="fy" data-title="Ynvestearjen" data-language-autonym="Frysk" data-language-local-name="zachodniofryzyjski" class="interlanguage-link-target"><span>Frysk</span></a></li><li class="interlanguage-link interwiki-ga mw-list-item"><a href="https://ga.wikipedia.org/wiki/Infheist%C3%ADocht" title="Infheistíocht – irlandzki" lang="ga" hreflang="ga" data-title="Infheistíocht" data-language-autonym="Gaeilge" data-language-local-name="irlandzki" class="interlanguage-link-target"><span>Gaeilge</span></a></li><li class="interlanguage-link interwiki-gl mw-list-item"><a href="https://gl.wikipedia.org/wiki/Investimento" title="Investimento – galicyjski" lang="gl" hreflang="gl" data-title="Investimento" data-language-autonym="Galego" data-language-local-name="galicyjski" class="interlanguage-link-target"><span>Galego</span></a></li><li class="interlanguage-link interwiki-ko mw-list-item"><a href="https://ko.wikipedia.org/wiki/%ED%88%AC%EC%9E%90" title="투자 – koreański" lang="ko" hreflang="ko" data-title="투자" data-language-autonym="한국어" data-language-local-name="koreański" class="interlanguage-link-target"><span>한국어</span></a></li><li class="interlanguage-link interwiki-hy mw-list-item"><a href="https://hy.wikipedia.org/wiki/%D5%86%D5%A5%D6%80%D5%A4%D6%80%D5%B8%D6%82%D5%B4_(%D5%A2%D5%A1%D5%B6%D5%AF%D5%A1%D5%B5%D5%AB%D5%B6)" title="Ներդրում (բանկային) – ormiański" lang="hy" hreflang="hy" data-title="Ներդրում (բանկային)" data-language-autonym="Հայերեն" data-language-local-name="ormiański" class="interlanguage-link-target"><span>Հայերեն</span></a></li><li class="interlanguage-link interwiki-hi mw-list-item"><a href="https://hi.wikipedia.org/wiki/%E0%A4%A8%E0%A4%BF%E0%A4%B5%E0%A5%87%E0%A4%B6" title="निवेश – hindi" lang="hi" hreflang="hi" data-title="निवेश" data-language-autonym="हिन्दी" data-language-local-name="hindi" class="interlanguage-link-target"><span>हिन्दी</span></a></li><li class="interlanguage-link interwiki-hr mw-list-item"><a href="https://hr.wikipedia.org/wiki/Investicija" title="Investicija – chorwacki" lang="hr" hreflang="hr" data-title="Investicija" data-language-autonym="Hrvatski" data-language-local-name="chorwacki" class="interlanguage-link-target"><span>Hrvatski</span></a></li><li class="interlanguage-link interwiki-io mw-list-item"><a href="https://io.wikipedia.org/wiki/Koloko" title="Koloko – ido" lang="io" hreflang="io" data-title="Koloko" data-language-autonym="Ido" data-language-local-name="ido" class="interlanguage-link-target"><span>Ido</span></a></li><li class="interlanguage-link interwiki-id mw-list-item"><a href="https://id.wikipedia.org/wiki/Investasi" title="Investasi – indonezyjski" lang="id" hreflang="id" data-title="Investasi" data-language-autonym="Bahasa Indonesia" data-language-local-name="indonezyjski" class="interlanguage-link-target"><span>Bahasa Indonesia</span></a></li><li class="interlanguage-link interwiki-it mw-list-item"><a href="https://it.wikipedia.org/wiki/Investimento" title="Investimento – włoski" lang="it" hreflang="it" data-title="Investimento" data-language-autonym="Italiano" data-language-local-name="włoski" class="interlanguage-link-target"><span>Italiano</span></a></li><li class="interlanguage-link interwiki-he mw-list-item"><a href="https://he.wikipedia.org/wiki/%D7%94%D7%A9%D7%A7%D7%A2%D7%94" title="השקעה – hebrajski" lang="he" hreflang="he" data-title="השקעה" data-language-autonym="עברית" data-language-local-name="hebrajski" class="interlanguage-link-target"><span>עברית</span></a></li><li class="interlanguage-link interwiki-jv mw-list-item"><a href="https://jv.wikipedia.org/wiki/Inv%C3%A8stasi" title="Invèstasi – jawajski" lang="jv" hreflang="jv" data-title="Invèstasi" data-language-autonym="Jawa" data-language-local-name="jawajski" class="interlanguage-link-target"><span>Jawa</span></a></li><li class="interlanguage-link interwiki-kn mw-list-item"><a href="https://kn.wikipedia.org/wiki/%E0%B2%B9%E0%B3%82%E0%B2%A1%E0%B2%BF%E0%B2%95%E0%B3%86" title="ಹೂಡಿಕೆ – kannada" lang="kn" hreflang="kn" data-title="ಹೂಡಿಕೆ" data-language-autonym="ಕನ್ನಡ" data-language-local-name="kannada" class="interlanguage-link-target"><span>ಕನ್ನಡ</span></a></li><li class="interlanguage-link interwiki-ka mw-list-item"><a href="https://ka.wikipedia.org/wiki/%E1%83%98%E1%83%9C%E1%83%95%E1%83%94%E1%83%A1%E1%83%A2%E1%83%98%E1%83%AA%E1%83%98%E1%83%90" title="ინვესტიცია – gruziński" lang="ka" hreflang="ka" data-title="ინვესტიცია" data-language-autonym="ქართული" data-language-local-name="gruziński" class="interlanguage-link-target"><span>ქართული</span></a></li><li class="interlanguage-link interwiki-kk mw-list-item"><a href="https://kk.wikipedia.org/wiki/%D0%98%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%86%D0%B8%D1%8F" title="Инвестиция – kazachski" lang="kk" hreflang="kk" data-title="Инвестиция" data-language-autonym="Қазақша" data-language-local-name="kazachski" class="interlanguage-link-target"><span>Қазақша</span></a></li><li class="interlanguage-link interwiki-la mw-list-item"><a href="https://la.wikipedia.org/wiki/Collocatio_pecuniae" title="Collocatio pecuniae – łaciński" lang="la" hreflang="la" data-title="Collocatio pecuniae" data-language-autonym="Latina" data-language-local-name="łaciński" class="interlanguage-link-target"><span>Latina</span></a></li><li class="interlanguage-link interwiki-lv mw-list-item"><a href="https://lv.wikipedia.org/wiki/Kapit%C4%81lieguld%C4%ABjumi" title="Kapitālieguldījumi – łotewski" lang="lv" hreflang="lv" data-title="Kapitālieguldījumi" data-language-autonym="Latviešu" data-language-local-name="łotewski" class="interlanguage-link-target"><span>Latviešu</span></a></li><li class="interlanguage-link interwiki-lt mw-list-item"><a href="https://lt.wikipedia.org/wiki/Investicijos" title="Investicijos – litewski" lang="lt" hreflang="lt" data-title="Investicijos" data-language-autonym="Lietuvių" data-language-local-name="litewski" class="interlanguage-link-target"><span>Lietuvių</span></a></li><li class="interlanguage-link interwiki-hu mw-list-item"><a href="https://hu.wikipedia.org/wiki/Beruh%C3%A1z%C3%A1s" title="Beruházás – węgierski" lang="hu" hreflang="hu" data-title="Beruházás" data-language-autonym="Magyar" data-language-local-name="węgierski" class="interlanguage-link-target"><span>Magyar</span></a></li><li class="interlanguage-link interwiki-mk mw-list-item"><a href="https://mk.wikipedia.org/wiki/%D0%98%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%86%D0%B8%D0%B8" title="Инвестиции – macedoński" lang="mk" hreflang="mk" data-title="Инвестиции" data-language-autonym="Македонски" data-language-local-name="macedoński" class="interlanguage-link-target"><span>Македонски</span></a></li><li class="interlanguage-link interwiki-mr mw-list-item"><a href="https://mr.wikipedia.org/wiki/%E0%A4%AD%E0%A4%BE%E0%A4%82%E0%A4%A1%E0%A4%B5%E0%A4%B2%E0%A5%80_%E0%A4%97%E0%A5%81%E0%A4%82%E0%A4%A4%E0%A4%B5%E0%A4%A3%E0%A5%82%E0%A4%95" title="भांडवली गुंतवणूक – marathi" lang="mr" hreflang="mr" data-title="भांडवली गुंतवणूक" data-language-autonym="मराठी" data-language-local-name="marathi" class="interlanguage-link-target"><span>मराठी</span></a></li><li class="interlanguage-link interwiki-ms mw-list-item"><a href="https://ms.wikipedia.org/wiki/Pelaburan" title="Pelaburan – malajski" lang="ms" hreflang="ms" data-title="Pelaburan" data-language-autonym="Bahasa Melayu" data-language-local-name="malajski" class="interlanguage-link-target"><span>Bahasa Melayu</span></a></li><li class="interlanguage-link interwiki-min mw-list-item"><a href="https://min.wikipedia.org/wiki/Investasi" title="Investasi – minangkabu" lang="min" hreflang="min" data-title="Investasi" data-language-autonym="Minangkabau" data-language-local-name="minangkabu" class="interlanguage-link-target"><span>Minangkabau</span></a></li><li class="interlanguage-link interwiki-cdo mw-list-item"><a href="https://cdo.wikipedia.org/wiki/D%C3%A0u-c%E1%B9%B3%CC%86" title="Dàu-cṳ̆ – Mindong" lang="cdo" hreflang="cdo" data-title="Dàu-cṳ̆" data-language-autonym="閩東語 / Mìng-dĕ̤ng-ngṳ̄" data-language-local-name="Mindong" class="interlanguage-link-target"><span>閩東語 / Mìng-dĕ̤ng-ngṳ̄</span></a></li><li class="interlanguage-link interwiki-mn mw-list-item"><a href="https://mn.wikipedia.org/wiki/%D0%A5%D3%A9%D1%80%D3%A9%D0%BD%D0%B3%D3%A9_%D0%BE%D1%80%D1%83%D1%83%D0%BB%D0%B0%D0%BB%D1%82" title="Хөрөнгө оруулалт – mongolski" lang="mn" hreflang="mn" data-title="Хөрөнгө оруулалт" data-language-autonym="Монгол" data-language-local-name="mongolski" class="interlanguage-link-target"><span>Монгол</span></a></li><li class="interlanguage-link interwiki-nl mw-list-item"><a href="https://nl.wikipedia.org/wiki/Investering" title="Investering – niderlandzki" lang="nl" hreflang="nl" data-title="Investering" data-language-autonym="Nederlands" data-language-local-name="niderlandzki" class="interlanguage-link-target"><span>Nederlands</span></a></li><li class="interlanguage-link interwiki-ne mw-list-item"><a href="https://ne.wikipedia.org/wiki/%E0%A4%B2%E0%A4%97%E0%A4%BE%E0%A4%A8%E0%A5%80" title="लगानी – nepalski" lang="ne" hreflang="ne" data-title="लगानी" data-language-autonym="नेपाली" data-language-local-name="nepalski" class="interlanguage-link-target"><span>नेपाली</span></a></li><li class="interlanguage-link interwiki-new mw-list-item"><a href="https://new.wikipedia.org/wiki/%E0%A4%B2%E0%A4%97%E0%A4%BE%E0%A4%A8%E0%A5%80" title="लगानी – newarski" lang="new" hreflang="new" data-title="लगानी" data-language-autonym="नेपाल भाषा" data-language-local-name="newarski" class="interlanguage-link-target"><span>नेपाल भाषा</span></a></li><li class="interlanguage-link interwiki-ja mw-list-item"><a href="https://ja.wikipedia.org/wiki/%E6%8A%95%E8%B3%87" title="投資 – japoński" lang="ja" hreflang="ja" data-title="投資" data-language-autonym="日本語" data-language-local-name="japoński" class="interlanguage-link-target"><span>日本語</span></a></li><li class="interlanguage-link interwiki-no mw-list-item"><a href="https://no.wikipedia.org/wiki/Investering" title="Investering – norweski (bokmål)" lang="nb" hreflang="nb" data-title="Investering" data-language-autonym="Norsk bokmål" data-language-local-name="norweski (bokmål)" class="interlanguage-link-target"><span>Norsk bokmål</span></a></li><li class="interlanguage-link interwiki-nn mw-list-item"><a href="https://nn.wikipedia.org/wiki/Investering" title="Investering – norweski (nynorsk)" lang="nn" hreflang="nn" data-title="Investering" data-language-autonym="Norsk nynorsk" data-language-local-name="norweski (nynorsk)" class="interlanguage-link-target"><span>Norsk nynorsk</span></a></li><li class="interlanguage-link interwiki-mhr mw-list-item"><a href="https://mhr.wikipedia.org/wiki/%D0%98%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%86%D0%B8%D0%B9" title="Инвестиций – Eastern Mari" lang="mhr" hreflang="mhr" data-title="Инвестиций" data-language-autonym="Олык марий" data-language-local-name="Eastern Mari" class="interlanguage-link-target"><span>Олык марий</span></a></li><li class="interlanguage-link interwiki-uz mw-list-item"><a href="https://uz.wikipedia.org/wiki/Investitsiya" title="Investitsiya – uzbecki" lang="uz" hreflang="uz" data-title="Investitsiya" data-language-autonym="Oʻzbekcha / ўзбекча" data-language-local-name="uzbecki" class="interlanguage-link-target"><span>Oʻzbekcha / ўзбекча</span></a></li><li class="interlanguage-link interwiki-pa mw-list-item"><a href="https://pa.wikipedia.org/wiki/%E0%A8%A8%E0%A8%BF%E0%A8%B5%E0%A9%87%E0%A8%B8%E0%A8%BC" title="ਨਿਵੇਸ਼ – pendżabski" lang="pa" hreflang="pa" data-title="ਨਿਵੇਸ਼" data-language-autonym="ਪੰਜਾਬੀ" data-language-local-name="pendżabski" class="interlanguage-link-target"><span>ਪੰਜਾਬੀ</span></a></li><li class="interlanguage-link interwiki-pnb mw-list-item"><a href="https://pnb.wikipedia.org/wiki/%D8%B3%D8%B1%D9%85%D8%A7%DB%8C%DB%81_%DA%A9%D8%A7%D8%B1%DB%8C" title="سرمایہ کاری – Western Punjabi" lang="pnb" hreflang="pnb" data-title="سرمایہ کاری" data-language-autonym="پنجابی" data-language-local-name="Western Punjabi" class="interlanguage-link-target"><span>پنجابی</span></a></li><li class="interlanguage-link interwiki-ps mw-list-item"><a href="https://ps.wikipedia.org/wiki/%D9%BE%D8%A7%D9%86%DA%AB%D9%88%D9%86%D9%87" title="پانګونه – paszto" lang="ps" hreflang="ps" data-title="پانګونه" data-language-autonym="پښتو" data-language-local-name="paszto" class="interlanguage-link-target"><span>پښتو</span></a></li><li class="interlanguage-link interwiki-pt mw-list-item"><a href="https://pt.wikipedia.org/wiki/Investimento" title="Investimento – portugalski" lang="pt" hreflang="pt" data-title="Investimento" data-language-autonym="Português" data-language-local-name="portugalski" class="interlanguage-link-target"><span>Português</span></a></li><li class="interlanguage-link interwiki-ro mw-list-item"><a href="https://ro.wikipedia.org/wiki/Investi%C8%9Bie" title="Investiție – rumuński" lang="ro" hreflang="ro" data-title="Investiție" data-language-autonym="Română" data-language-local-name="rumuński" class="interlanguage-link-target"><span>Română</span></a></li><li class="interlanguage-link interwiki-ru mw-list-item"><a href="https://ru.wikipedia.org/wiki/%D0%98%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%86%D0%B8%D0%B8" title="Инвестиции – rosyjski" lang="ru" hreflang="ru" data-title="Инвестиции" data-language-autonym="Русский" data-language-local-name="rosyjski" class="interlanguage-link-target"><span>Русский</span></a></li><li class="interlanguage-link interwiki-sa mw-list-item"><a href="https://sa.wikipedia.org/wiki/%E0%A4%A8%E0%A4%BF%E0%A4%B5%E0%A5%87%E0%A4%B6%E0%A4%83" title="निवेशः – sanskryt" lang="sa" hreflang="sa" data-title="निवेशः" data-language-autonym="संस्कृतम्" data-language-local-name="sanskryt" class="interlanguage-link-target"><span>संस्कृतम्</span></a></li><li class="interlanguage-link interwiki-sq mw-list-item"><a href="https://sq.wikipedia.org/wiki/Investimi" title="Investimi – albański" lang="sq" hreflang="sq" data-title="Investimi" data-language-autonym="Shqip" data-language-local-name="albański" class="interlanguage-link-target"><span>Shqip</span></a></li><li class="interlanguage-link interwiki-simple mw-list-item"><a href="https://simple.wikipedia.org/wiki/Investment" title="Investment – Simple English" lang="en-simple" hreflang="en-simple" data-title="Investment" data-language-autonym="Simple English" data-language-local-name="Simple English" class="interlanguage-link-target"><span>Simple English</span></a></li><li class="interlanguage-link interwiki-sl mw-list-item"><a href="https://sl.wikipedia.org/wiki/Investicija" title="Investicija – słoweński" lang="sl" hreflang="sl" data-title="Investicija" data-language-autonym="Slovenščina" data-language-local-name="słoweński" class="interlanguage-link-target"><span>Slovenščina</span></a></li><li class="interlanguage-link interwiki-ckb mw-list-item"><a href="https://ckb.wikipedia.org/wiki/%D9%88%DB%95%D8%A8%DB%95%D8%B1%DA%BE%DB%8E%D9%86%D8%A7%D9%86" title="وەبەرھێنان – sorani" lang="ckb" hreflang="ckb" data-title="وەبەرھێنان" data-language-autonym="کوردی" data-language-local-name="sorani" class="interlanguage-link-target"><span>کوردی</span></a></li><li class="interlanguage-link interwiki-sr mw-list-item"><a href="https://sr.wikipedia.org/wiki/%D0%A3%D0%BB%D0%B0%D0%B3%D0%B0%D1%9A%D0%B5" title="Улагање – serbski" lang="sr" hreflang="sr" data-title="Улагање" data-language-autonym="Српски / srpski" data-language-local-name="serbski" class="interlanguage-link-target"><span>Српски / srpski</span></a></li><li class="interlanguage-link interwiki-sh mw-list-item"><a href="https://sh.wikipedia.org/wiki/Investicija" title="Investicija – serbsko-chorwacki" lang="sh" hreflang="sh" data-title="Investicija" data-language-autonym="Srpskohrvatski / српскохрватски" data-language-local-name="serbsko-chorwacki" class="interlanguage-link-target"><span>Srpskohrvatski / српскохрватски</span></a></li><li class="interlanguage-link interwiki-su mw-list-item"><a href="https://su.wikipedia.org/wiki/Inv%C3%A9stasi" title="Invéstasi – sundajski" lang="su" hreflang="su" data-title="Invéstasi" data-language-autonym="Sunda" data-language-local-name="sundajski" class="interlanguage-link-target"><span>Sunda</span></a></li><li class="interlanguage-link interwiki-fi mw-list-item"><a href="https://fi.wikipedia.org/wiki/Investointi" title="Investointi – fiński" lang="fi" hreflang="fi" data-title="Investointi" data-language-autonym="Suomi" data-language-local-name="fiński" class="interlanguage-link-target"><span>Suomi</span></a></li><li class="interlanguage-link interwiki-sv mw-list-item"><a href="https://sv.wikipedia.org/wiki/Investering" title="Investering – szwedzki" lang="sv" hreflang="sv" data-title="Investering" data-language-autonym="Svenska" data-language-local-name="szwedzki" class="interlanguage-link-target"><span>Svenska</span></a></li><li class="interlanguage-link interwiki-tl mw-list-item"><a href="https://tl.wikipedia.org/wiki/Pamumuhunan" title="Pamumuhunan – tagalski" lang="tl" hreflang="tl" data-title="Pamumuhunan" data-language-autonym="Tagalog" data-language-local-name="tagalski" class="interlanguage-link-target"><span>Tagalog</span></a></li><li class="interlanguage-link interwiki-ta mw-list-item"><a href="https://ta.wikipedia.org/wiki/%E0%AE%AE%E0%AF%81%E0%AE%A4%E0%AE%B2%E0%AF%80%E0%AE%9F%E0%AF%81" title="முதலீடு – tamilski" lang="ta" hreflang="ta" data-title="முதலீடு" data-language-autonym="தமிழ்" data-language-local-name="tamilski" class="interlanguage-link-target"><span>தமிழ்</span></a></li><li class="interlanguage-link interwiki-te mw-list-item"><a href="https://te.wikipedia.org/wiki/%E0%B0%AA%E0%B1%86%E0%B0%9F%E0%B1%8D%E0%B0%9F%E0%B1%81%E0%B0%AC%E0%B0%A1%E0%B0%BF" title="పెట్టుబడి – telugu" lang="te" hreflang="te" data-title="పెట్టుబడి" data-language-autonym="తెలుగు" data-language-local-name="telugu" class="interlanguage-link-target"><span>తెలుగు</span></a></li><li class="interlanguage-link interwiki-th mw-list-item"><a href="https://th.wikipedia.org/wiki/%E0%B8%81%E0%B8%B2%E0%B8%A3%E0%B8%A5%E0%B8%87%E0%B8%97%E0%B8%B8%E0%B8%99" title="การลงทุน – tajski" lang="th" hreflang="th" data-title="การลงทุน" data-language-autonym="ไทย" data-language-local-name="tajski" class="interlanguage-link-target"><span>ไทย</span></a></li><li class="interlanguage-link interwiki-tg mw-list-item"><a href="https://tg.wikipedia.org/wiki/%D0%A1%D0%B0%D1%80%D0%BC%D0%BE%D1%8F%D0%B3%D1%83%D0%B7%D0%BE%D1%80%D3%A3" title="Сармоягузорӣ – tadżycki" lang="tg" hreflang="tg" data-title="Сармоягузорӣ" data-language-autonym="Тоҷикӣ" data-language-local-name="tadżycki" class="interlanguage-link-target"><span>Тоҷикӣ</span></a></li><li class="interlanguage-link interwiki-tr mw-list-item"><a href="https://tr.wikipedia.org/wiki/Yat%C4%B1r%C4%B1m" title="Yatırım – turecki" lang="tr" hreflang="tr" data-title="Yatırım" data-language-autonym="Türkçe" data-language-local-name="turecki" class="interlanguage-link-target"><span>Türkçe</span></a></li><li class="interlanguage-link interwiki-uk mw-list-item"><a href="https://uk.wikipedia.org/wiki/%D0%86%D0%BD%D0%B2%D0%B5%D1%81%D1%82%D0%B8%D1%86%D1%96%D1%8F" title="Інвестиція – ukraiński" lang="uk" hreflang="uk" data-title="Інвестиція" data-language-autonym="Українська" data-language-local-name="ukraiński" class="interlanguage-link-target"><span>Українська</span></a></li><li class="interlanguage-link interwiki-ur mw-list-item"><a href="https://ur.wikipedia.org/wiki/%D8%B3%D8%B1%D9%85%D8%A7%DB%8C%DB%81_%DA%A9%D8%A7%D8%B1%DB%8C" title="سرمایہ کاری – urdu" lang="ur" hreflang="ur" data-title="سرمایہ کاری" data-language-autonym="اردو" data-language-local-name="urdu" class="interlanguage-link-target"><span>اردو</span></a></li><li class="interlanguage-link interwiki-vec mw-list-item"><a href="https://vec.wikipedia.org/wiki/Investimento" title="Investimento – wenecki" lang="vec" hreflang="vec" data-title="Investimento" data-language-autonym="Vèneto" data-language-local-name="wenecki" class="interlanguage-link-target"><span>Vèneto</span></a></li><li class="interlanguage-link interwiki-vi mw-list-item"><a href="https://vi.wikipedia.org/wiki/%C4%90%E1%BA%A7u_t%C6%B0" title="Đầu tư – wietnamski" lang="vi" hreflang="vi" data-title="Đầu tư" data-language-autonym="Tiếng Việt" data-language-local-name="wietnamski" class="interlanguage-link-target"><span>Tiếng Việt</span></a></li><li class="interlanguage-link interwiki-wuu mw-list-item"><a href="https://wuu.wikipedia.org/wiki/%E6%8A%95%E8%B5%84" title="投资 – wu" lang="wuu" hreflang="wuu" data-title="投资" data-language-autonym="吴语" data-language-local-name="wu" class="interlanguage-link-target"><span>吴语</span></a></li><li class="interlanguage-link interwiki-zh-yue mw-list-item"><a href="https://zh-yue.wikipedia.org/wiki/%E6%8A%95%E8%B3%87" title="投資 – kantoński" lang="yue" hreflang="yue" data-title="投資" data-language-autonym="粵語" data-language-local-name="kantoński" class="interlanguage-link-target"><span>粵語</span></a></li><li class="interlanguage-link interwiki-zh mw-list-item"><a href="https://zh.wikipedia.org/wiki/%E6%8A%95%E8%B5%84" title="投资 – chiński" lang="zh" hreflang="zh" data-title="投资" data-language-autonym="中文" data-language-local-name="chiński" class="interlanguage-link-target"><span>中文</span></a></li><li class="interlanguage-link interwiki-bew mw-list-item"><a href="https://bew.wikipedia.org/wiki/Penyukongan" title="Penyukongan – betawi" lang="bew" hreflang="bew" data-title="Penyukongan" data-language-autonym="Betawi" data-language-local-name="betawi" class="interlanguage-link-target"><span>Betawi</span></a></li> </ul> <div class="after-portlet after-portlet-lang"><span class="wb-langlinks-edit wb-langlinks-link"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q4290#sitelinks-wikipedia" title="Edytuj linki pomiędzy wersjami językowymi" class="wbc-editpage">Edytuj linki</a></span></div> </div> </div> </div> </header> <div class="vector-page-toolbar"> <div class="vector-page-toolbar-container"> <div id="left-navigation"> <nav aria-label="Przestrzenie nazw"> <div id="p-associated-pages" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-associated-pages" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-nstab-main" class="selected vector-tab-noicon mw-list-item"><a href="/wiki/Inwestycja" title="Zobacz stronę treści [c]" accesskey="c"><span>Artykuł</span></a></li><li id="ca-talk" class="vector-tab-noicon mw-list-item"><a href="/wiki/Dyskusja:Inwestycja" rel="discussion" title="Dyskusja o zawartości tej strony [t]" accesskey="t"><span>Dyskusja</span></a></li> </ul> </div> </div> <div id="vector-variants-dropdown" class="vector-dropdown emptyPortlet" > <input type="checkbox" id="vector-variants-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-variants-dropdown" class="vector-dropdown-checkbox " aria-label="Zmień wariant języka" > <label id="vector-variants-dropdown-label" for="vector-variants-dropdown-checkbox" 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id="ca-edit" class="collapsible vector-tab-noicon mw-list-item"><a href="/w/index.php?title=Inwestycja&action=edit" title="Edycja kodu źródłowego strony [e]" accesskey="e"><span>Edytuj kod źródłowy</span></a></li><li id="ca-history" class="vector-tab-noicon mw-list-item"><a href="/w/index.php?title=Inwestycja&action=history" title="Starsze wersje tej strony [h]" accesskey="h"><span>Wyświetl historię</span></a></li> </ul> </div> </div> </nav> <nav class="vector-page-tools-landmark" aria-label="Narzędzia dla stron"> <div id="vector-page-tools-dropdown" class="vector-dropdown vector-page-tools-dropdown" > <input type="checkbox" id="vector-page-tools-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-tools-dropdown" class="vector-dropdown-checkbox " aria-label="Narzędzia" > <label id="vector-page-tools-dropdown-label" for="vector-page-tools-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet" aria-hidden="true" ><span class="vector-dropdown-label-text">Narzędzia</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-tools-unpinned-container" class="vector-unpinned-container"> <div id="vector-page-tools" class="vector-page-tools vector-pinnable-element"> <div class="vector-pinnable-header vector-page-tools-pinnable-header vector-pinnable-header-unpinned" data-feature-name="page-tools-pinned" data-pinnable-element-id="vector-page-tools" data-pinned-container-id="vector-page-tools-pinned-container" data-unpinned-container-id="vector-page-tools-unpinned-container" > <div class="vector-pinnable-header-label">Narzędzia</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-page-tools.pin">przypnij</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-page-tools.unpin">ukryj</button> </div> <div id="p-cactions" class="vector-menu mw-portlet mw-portlet-cactions emptyPortlet vector-has-collapsible-items" title="Więcej opcji" > <div class="vector-menu-heading"> Działania </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-more-view" class="selected vector-more-collapsible-item mw-list-item"><a href="/wiki/Inwestycja"><span>Czytaj</span></a></li><li id="ca-more-ve-edit" class="vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=Inwestycja&veaction=edit" title="Edytuj tę stronę [v]" accesskey="v"><span>Edytuj</span></a></li><li id="ca-more-edit" class="collapsible vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=Inwestycja&action=edit" title="Edycja kodu źródłowego strony [e]" accesskey="e"><span>Edytuj kod źródłowy</span></a></li><li id="ca-more-history" class="vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=Inwestycja&action=history"><span>Wyświetl historię</span></a></li> </ul> </div> </div> <div id="p-tb" class="vector-menu mw-portlet mw-portlet-tb" > <div class="vector-menu-heading"> Ogólne </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="t-whatlinkshere" class="mw-list-item"><a href="/wiki/Specjalna:Linkuj%C4%85ce/Inwestycja" title="Pokaż listę wszystkich stron linkujących do tej strony [j]" accesskey="j"><span>Linkujące</span></a></li><li id="t-recentchangeslinked" class="mw-list-item"><a href="/wiki/Specjalna:Zmiany_w_linkowanych/Inwestycja" rel="nofollow" title="Ostatnie zmiany w stronach, do których ta strona linkuje [k]" accesskey="k"><span>Zmiany w linkowanych</span></a></li><li id="t-upload" class="mw-list-item"><a href="//pl.wikipedia.org/wiki/Wikipedia:Prześlij_plik" title="Prześlij pliki [u]" accesskey="u"><span>Prześlij plik</span></a></li><li id="t-specialpages" class="mw-list-item"><a href="/wiki/Specjalna:Strony_specjalne" title="Lista wszystkich stron specjalnych [q]" accesskey="q"><span>Strony specjalne</span></a></li><li id="t-permalink" class="mw-list-item"><a href="/w/index.php?title=Inwestycja&oldid=74340493" title="Stały link do tej wersji tej strony"><span>Link do tej wersji</span></a></li><li id="t-info" class="mw-list-item"><a href="/w/index.php?title=Inwestycja&action=info" title="Więcej informacji na temat tej strony"><span>Informacje o tej stronie</span></a></li><li id="t-cite" class="mw-list-item"><a href="/w/index.php?title=Specjalna:Cytuj&page=Inwestycja&id=74340493&wpFormIdentifier=titleform" title="Informacja o tym jak należy cytować tę stronę"><span>Cytowanie tego artykułu</span></a></li><li id="t-urlshortener" class="mw-list-item"><a href="/w/index.php?title=Specjalna:Skr%C3%B3%C4%87_adres_URL&url=https%3A%2F%2Fpl.wikipedia.org%2Fwiki%2FInwestycja"><span>Zobacz skrócony adres URL</span></a></li><li id="t-urlshortener-qrcode" class="mw-list-item"><a href="/w/index.php?title=Specjalna:Kod_QR&url=https%3A%2F%2Fpl.wikipedia.org%2Fwiki%2FInwestycja"><span>Pobierz kod QR</span></a></li> </ul> </div> </div> <div id="p-coll-print_export" class="vector-menu mw-portlet mw-portlet-coll-print_export" > <div class="vector-menu-heading"> Drukuj lub eksportuj </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="coll-create_a_book" class="mw-list-item"><a href="/w/index.php?title=Specjalna:Ksi%C4%85%C5%BCka&bookcmd=book_creator&referer=Inwestycja"><span>Utwórz książkę</span></a></li><li id="coll-download-as-rl" class="mw-list-item"><a href="/w/index.php?title=Specjalna:DownloadAsPdf&page=Inwestycja&action=show-download-screen"><span>Pobierz jako PDF</span></a></li><li id="t-print" class="mw-list-item"><a href="/w/index.php?title=Inwestycja&printable=yes" title="Wersja do wydruku [p]" accesskey="p"><span>Wersja do druku</span></a></li> </ul> </div> </div> <div id="p-wikibase-otherprojects" class="vector-menu mw-portlet mw-portlet-wikibase-otherprojects" > <div class="vector-menu-heading"> W innych projektach </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="wb-otherproject-link wb-otherproject-commons mw-list-item"><a href="https://commons.wikimedia.org/wiki/Category:Investments" hreflang="en"><span>Wikimedia Commons</span></a></li><li class="wb-otherproject-link wb-otherproject-wikiquote mw-list-item"><a href="https://pl.wikiquote.org/wiki/Inwestycja" hreflang="pl"><span>Wikicytaty</span></a></li><li id="t-wikibase" class="wb-otherproject-link wb-otherproject-wikibase-dataitem mw-list-item"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q4290" title="Link do powiązanego elementu w repozytorium danych [g]" accesskey="g"><span>Element Wikidanych</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> </div> </div> <div class="vector-column-end"> <div class="vector-sticky-pinned-container"> <nav class="vector-page-tools-landmark" aria-label="Narzędzia dla stron"> <div id="vector-page-tools-pinned-container" class="vector-pinned-container"> </div> </nav> <nav class="vector-appearance-landmark" aria-label="Wygląd"> <div id="vector-appearance-pinned-container" class="vector-pinned-container"> <div id="vector-appearance" class="vector-appearance vector-pinnable-element"> <div class="vector-pinnable-header vector-appearance-pinnable-header vector-pinnable-header-pinned" data-feature-name="appearance-pinned" data-pinnable-element-id="vector-appearance" data-pinned-container-id="vector-appearance-pinned-container" data-unpinned-container-id="vector-appearance-unpinned-container" > <div class="vector-pinnable-header-label">Wygląd</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-appearance.pin">przypnij</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-appearance.unpin">ukryj</button> </div> </div> </div> </nav> </div> </div> <div id="bodyContent" class="vector-body" aria-labelledby="firstHeading" data-mw-ve-target-container> <div class="vector-body-before-content"> <div class="mw-indicators"> </div> <div id="siteSub" class="noprint">Z Wikipedii, wolnej encyklopedii</div> </div> <div id="contentSub"><div id="mw-content-subtitle"></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="pl" dir="ltr"><p><b>Inwestycja</b> – w ujęciu <a href="/wiki/Ekonomia" title="Ekonomia">ekonomicznym</a> nakład gospodarczy poniesiony na utrzymanie, tworzenie lub zwiększanie <a href="/wiki/Kapita%C5%82_(ekonomia)" title="Kapitał (ekonomia)">kapitału</a> (np. maszyn i urządzeń, budynków czy zapasów). Zgodnie z inną definicją inwestycja to wyrzeczenie się obecnych, pewnych korzyści na rzecz niepewnych korzyści w przyszłości. </p><p>Przeciwieństwem inwestycji jest <a href="/wiki/Konsumpcja" title="Konsumpcja">konsumpcja</a>. </p><p>W świetle art. 3 ust. 1 pkt 17 <a href="/wiki/Ustawa_o_rachunkowo%C5%9Bci" title="Ustawa o rachunkowości">ustawy o rachunkowości</a> poprzez inwestycje rozumie się <a href="/wiki/Aktywa" title="Aktywa">aktywa</a> posiadane przez jednostkę w celu osiągnięcia z nich korzyści ekonomicznych wynikających z przyrostu wartości tych aktywów, uzyskania przychodów w formie <a href="/wiki/Odsetki" title="Odsetki">odsetek</a>, <a href="/wiki/Dywidenda" title="Dywidenda">dywidend</a> (udziałów w zyskach) lub innych pożytków, w tym również z transakcji handlowej, a w szczególności <a href="/wiki/Aktywa_finansowe" title="Aktywa finansowe">aktywa finansowe</a> oraz te nieruchomości i <a href="/wiki/Warto%C5%9Bci_niematerialne_i_prawne" title="Wartości niematerialne i prawne">wartości niematerialne i prawne</a>, które nie są użytkowane przez jednostkę, lecz są posiadane przez nią w celu osiągnięcia tych korzyści. W przypadku zakładów ubezpieczeń i zakładów reasekuracji przez inwestycje rozumie się <a href="/wiki/Lokata" class="mw-disambig" title="Lokata">lokaty</a><sup id="cite_ref-1" class="reference"><a href="#cite_note-1">[1]</a></sup>. </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="Rodzaje_inwestycji">Rodzaje inwestycji</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Inwestycja&veaction=edit&section=1" title="Edytuj sekcję: Rodzaje inwestycji" class="mw-editsection-visualeditor"><span>edytuj</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Inwestycja&action=edit&section=1" title="Edytuj kod źródłowy sekcji: Rodzaje inwestycji"><span>edytuj kod</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Ze względu na czas realizacji wyróżnia się: </p> <ol><li>inwestycje długoterminowe (ponad 1 rok),</li> <li><a href="/wiki/Inwestycja_kr%C3%B3tkoterminowa" title="Inwestycja krótkoterminowa">inwestycje krótkoterminowe</a> (do 1 roku).</li></ol> <p>Ze względu na cel wyróżnia się: </p> <ol><li>inwestycje odtworzeniowe,</li> <li>inwestycje modernizacyjne,</li> <li>inwestycje rozwojowe,</li> <li>inwestycje strategiczne,</li> <li><a href="/wiki/Inwestycja_celu_publicznego" title="Inwestycja celu publicznego">inwestycje interesu publicznego</a>,</li> <li>inwestycje dotyczące ustroju społecznego.</li></ol> <p>Ze względu na przedmiot inwestycji: </p> <ol><li><a href="/wiki/Inwestycja_rzeczowa" title="Inwestycja rzeczowa">inwestycje rzeczowe</a>,</li> <li>inwestycje finansowe,</li> <li>inwestycje w kapitał ludzki.</li></ol> <div class="mw-heading mw-heading2"><h2 id="Cechy_inwestycji">Cechy inwestycji</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Inwestycja&veaction=edit&section=2" title="Edytuj sekcję: Cechy inwestycji" class="mw-editsection-visualeditor"><span>edytuj</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Inwestycja&action=edit&section=2" title="Edytuj kod źródłowy sekcji: Cechy inwestycji"><span>edytuj kod</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Na podstawie definicji inwestycji można wyróżnić 4 główne cechy inwestycji: </p> <ul><li>czas realizacji inwestycji,</li> <li>ponoszone nakłady na realizację danej inwestycji,</li> <li>oczekiwane korzyści z inwestycji,</li> <li>ryzyko realizacji inwestycji.</li></ul> <div class="mw-heading mw-heading2"><h2 id="Determinanty_poziomu_inwestycji">Determinanty poziomu inwestycji</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Inwestycja&veaction=edit&section=3" title="Edytuj sekcję: Determinanty poziomu inwestycji" class="mw-editsection-visualeditor"><span>edytuj</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Inwestycja&action=edit&section=3" title="Edytuj kod źródłowy sekcji: Determinanty poziomu inwestycji"><span>edytuj kod</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Przedsiębiorstwa podejmują decyzje inwestycyjne, opierając się na trzech czynnikach<sup id="cite_ref-2" class="reference"><a href="#cite_note-2">[2]</a></sup>: </p> <ul><li><b>przychody</b>, których wielkość zależy bezpośrednio od <a href="/wiki/Popyt" title="Popyt">popytu</a> na określony produkt.</li> <li><b>koszty</b>, których wyznacznikiem jest poziom <a href="/wiki/Stopa_procentowa" title="Stopa procentowa">stóp procentowych</a>. Wyższa stopa procentowa oznacza wyższy koszt inwestycji przy finansowaniu zewnętrznym oraz wyższy <a href="/wiki/Koszt_alternatywny" title="Koszt alternatywny">koszt alternatywny</a> (np. korzystne lokaty) w przypadku finansowania wewnętrznego.</li> <li><b>oczekiwania</b>, czyli „stan zaufania” przedsiębiorcy do gospodarki. Przewidywana <a href="/wiki/Recesja_gospodarcza" title="Recesja gospodarcza">recesja</a> zniechęca przedsiębiorców do inwestowania, przeciwnie oddziałuje <a href="/w/index.php?title=Ekspansja_gospodarcza&action=edit&redlink=1" class="new" title="Ekspansja gospodarcza (strona nie istnieje)">ekspansja gospodarcza</a>.</li></ul> <div class="mw-heading mw-heading2"><h2 id="Zobacz_też"><span id="Zobacz_te.C5.BC"></span>Zobacz też</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Inwestycja&veaction=edit&section=4" title="Edytuj sekcję: Zobacz też" class="mw-editsection-visualeditor"><span>edytuj</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Inwestycja&action=edit&section=4" title="Edytuj kod źródłowy sekcji: Zobacz też"><span>edytuj kod</span></a><span class="mw-editsection-bracket">]</span></span></div> <table class="infobox noprint plainlinks" cellpadding="4" role="presentation"> <tbody><tr> <td style="vertical-align:middle; text-align:center; width:30px;"><span class="notpageimage" typeof="mw:File"><span><img alt="" src="//upload.wikimedia.org/wikipedia/commons/thumb/6/67/WiktionaryPl_nodesc.svg/28px-WiktionaryPl_nodesc.svg.png" decoding="async" width="28" height="27" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/6/67/WiktionaryPl_nodesc.svg/42px-WiktionaryPl_nodesc.svg.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/6/67/WiktionaryPl_nodesc.svg/56px-WiktionaryPl_nodesc.svg.png 2x" data-file-width="122" data-file-height="117" /></span></span> </td> <td style="line-height:normal; vertical-align:middle; text-align:center; flex:unset;"><a href="https://pl.wiktionary.org/wiki/inwestycja" class="extiw" title="wikt:inwestycja"><strong>Zobacz hasło</strong> <em>inwestycja</em> w Wikisłowniku</a> </td></tr></tbody></table> <ul><li><a href="/wiki/Inwestor" title="Inwestor">Inwestor</a></li> <li><a href="/wiki/Inwestowanie" title="Inwestowanie">Inwestowanie</a></li></ul> <div class="mw-heading mw-heading2"><h2 id="Przypisy">Przypisy</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Inwestycja&veaction=edit&section=5" title="Edytuj sekcję: Przypisy" class="mw-editsection-visualeditor"><span>edytuj</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Inwestycja&action=edit&section=5" title="Edytuj kod źródłowy sekcji: Przypisy"><span>edytuj kod</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="do-not-make-smaller refsection"><div class="mw-references-wrap"><ol class="references"> <li id="cite_note-1"><span class="mw-cite-backlink"><a href="#cite_ref-1">↑</a></span> <span class="reference-text">Ustawa z dnia 29 września 1994 r. o rachunkowości (<span class="plainlinks"><a rel="nofollow" class="external text" href="https://isap.sejm.gov.pl/isap.nsf/DocDetails.xsp?id=WDU20210000217">Dz.U. z 2021 r. poz. 217</a></span>).</span> </li> <li id="cite_note-2"><span class="mw-cite-backlink"><a href="#cite_ref-2">↑</a></span> <span class="reference-text"><a href="/wiki/Paul_Samuelson" title="Paul Samuelson">Paul Samuelson</a>, <a href="/wiki/William_Nordhaus" title="William Nordhaus">William Nordhaus</a>: <i>Ekonomia 1.</i> Warszawa: Wydawnictwo Naukowe PWN 1995. s. 216–218. <a href="/wiki/Specjalna:Ksi%C4%85%C5%BCki/8301116234" title="Specjalna:Książki/8301116234">ISBN <span class="isbn">83-01-11623-4</span></a>.</span> </li> </ol></div></div> <div class="mw-heading mw-heading2"><h2 id="Bibliografia">Bibliografia</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Inwestycja&veaction=edit&section=6" title="Edytuj sekcję: Bibliografia" class="mw-editsection-visualeditor"><span>edytuj</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=Inwestycja&action=edit&section=6" title="Edytuj kod źródłowy sekcji: Bibliografia"><span>edytuj kod</span></a><span class="mw-editsection-bracket">]</span></span></div> <ul><li>R. Milewski, E. Kwiatkowski (red.), <i>Podstawy Ekonomii</i>, Wydawnictwo Naukowe PWN, Warszawa, 2005, <a href="/wiki/Specjalna:Ksi%C4%85%C5%BCki/9788301152932" title="Specjalna:Książki/9788301152932">ISBN <span class="isbn">978-83-01-15293-2</span></a>.</li> <li>P. Felis, <i>Metody i procedury oceny efektywności inwestycji rzeczowych przedsiębiorstw</i>, Wydawnictwo WSE-I, Warszawa, 2005, <a href="/wiki/Specjalna:Ksi%C4%85%C5%BCki/838744412X" title="Specjalna:Książki/838744412X">ISBN <span class="isbn">83-87444-12-X</span></a>.</li></ul> <style data-mw-deduplicate="TemplateStyles:r74016753">.mw-parser-output #normdaten>div+div{margin-top:0.5em}.mw-parser-output #normdaten>div>div{background:var(--background-color-neutral,#eaecf0);padding:.2em .5em}.mw-parser-output #normdaten ul{margin:0;padding:0}.mw-parser-output #normdaten ul li:first-child{padding-left:.5em;border-left:1px solid var(--border-color-base,#a2a9b1)}</style> <div id="normdaten" class="catlinks"><div class="normdaten-typ-fehlt"><div><a href="/wiki/Kontrola_autorytatywna" title="Kontrola autorytatywna">Kontrola autorytatywna</a> (<span class="description">pojęcie ekonomiczne</span>):</div><ul><li><a href="/wiki/Library_of_Congress_Control_Number" title="Library of Congress Control Number">LCCN</a>: <span class="uid"><a rel="nofollow" class="external text" href="http://lccn.loc.gov/sh85067715">sh85067715</a></span></li><li><a href="/wiki/Gemeinsame_Normdatei" title="Gemeinsame Normdatei">GND</a>: <span class="uid"><a rel="nofollow" class="external text" href="http://d-nb.info/gnd/4027556-5">4027556-5</a></span></li><li><a href="https://de.wikipedia.org/wiki/Web_NDL_Authorities" class="extiw" title="de:Web NDL Authorities">NDL</a>: <span class="uid"><a rel="nofollow" class="external text" href="http://id.ndl.go.jp/auth/ndlna/00573346">00573346</a></span></li><li><a href="/wiki/Biblioth%C3%A8que_nationale" title="Bibliothèque nationale">BnF</a>: <span class="uid"><a rel="nofollow" class="external text" href="http://catalogue.bnf.fr/ark:/12148/cb11974118m">11974118m</a></span></li><li><a href="/wiki/Centralna_Biblioteka_Narodowa_we_Florencji" title="Centralna Biblioteka Narodowa we Florencji">BNCF</a>: <span class="uid"><a rel="nofollow" class="external text" href="http://thes.bncf.firenze.sbn.it/termine.php?id=5767">5767</a></span></li><li><a href="/wiki/Biblioteka_Narodowa_Republiki_Czeskiej" title="Biblioteka Narodowa Republiki Czeskiej">NKC</a>: <span class="uid"><a rel="nofollow" class="external text" href="http://aut.nkp.cz/ph114790">ph114790</a></span>, <span class="uid"><a rel="nofollow" class="external text" href="http://aut.nkp.cz/ph137283">ph137283</a></span></li><li><a href="/wiki/Biblioteka_Narodowa_Izraela" title="Biblioteka Narodowa Izraela">J9U</a>: <span class="uid"><a rel="nofollow" class="external text" href="http://olduli.nli.org.il/F/?func=find-b&local_base=NLX10&find_code=UID&request=987007558171605171">987007558171605171</a></span></li></ul></div><div class="normdaten-andere"><div><a href="/wiki/Encyklopedia_internetowa" title="Encyklopedia internetowa">Encyklopedie internetowe</a>:</div> <ul><li><a href="/wiki/Encyklopedia_Britannica" title="Encyklopedia Britannica">Britannica</a>: <span class="uid"><a rel="nofollow" class="external text" href="https://www.britannica.com/money/investment">money/investment</a></span></li> <li><a href="https://www.wikidata.org/wiki/Property:P3219" class="extiw" title="d:Property:P3219">Universalis</a>: <span class="uid"><a rel="nofollow" class="external text" href="https://www.universalis.fr/encyclopedie/investissement/">investissement</a></span></li> <li><a href="/wiki/Wielka_Encyklopedia_Rosyjska" title="Wielka Encyklopedia Rosyjska">БРЭ</a>: <span class="uid"><a rel="nofollow" class="external text" href="https://old.bigenc.ru/text/2007456">2007456</a></span></li> <li><a href="/wiki/Encyk%C5%82opedija_suczasnoji_Ukrajiny" title="Encykłopedija suczasnoji Ukrajiny">ЕСУ</a>: <span class="uid"><a rel="nofollow" class="external text" href="http://esu.com.ua/search_articles.php?id=13322">13322</a></span></li> <li><a href="/wiki/Den_Store_Danske_Encyklop%C3%A6di" title="Den Store Danske Encyklopædi">DSDE</a>: <span class="uid"><a class="external text" href="https://wikidata-externalid-url.toolforge.org/?p=8313&url_prefix=https://lex.dk/&id=investering">investering</a></span></li></ul> </div></div></div><noscript><img src="https://login.wikimedia.org/wiki/Special:CentralAutoLogin/start?type=1x1" alt="" width="1" height="1" style="border: none; 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