CINXE.COM
Finlit.uz - O‘zR MB moliyaviy savodxonlik bo‘yicha axborot-ta’lim veb-sayti
<!DOCTYPE html> <html lang="uz" data-site-dir="/uz/"> <head> <meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no"> <meta http-equiv="x-ua-compatible" content="ie=edge"> <title>Finlit.uz - O‘zR MB moliyaviy savodxonlik bo‘yicha axborot-ta’lim veb-sayti</title> <link rel="icon" href="/favicon.ico" type="image/x-icon"> <link rel="shortcut icon" href="/favicon.ico" type="image/x-icon"> <link href="/bitrix/templates/finlit/css/jquery.reject-1.1.0.min.css" type="text/css" rel="stylesheet" data-skip-moving="true"> <meta http-equiv="Content-Type" content="text/html; charset=UTF-8" /> <meta name="keywords" content="moliya, savodxonlik, ta'lim, uzbekistan, markaziy, bank, pul, ma`lumot, maqolalar" /> <meta name="description" content="Hozirgi kunda O‘zbekiston Respublikasida moliyaviy savodxonlik darajasini oshirishga qaratilgan e’tibor oshib bormoqda. Bu o‘z navbatida, iqtisodiy tarraqqiyotining eng muhim omili hisoblangan fuqarolarning hayot sifati va farovonligini oshirishga xizmat qiladi." /> <script data-skip-moving="true">(function(w, d, n) {var cl = "bx-core";var ht = d.documentElement;var htc = ht ? ht.className : undefined;if (htc === undefined || htc.indexOf(cl) !== -1){return;}var ua = n.userAgent;if (/(iPad;)|(iPhone;)/i.test(ua)){cl += " bx-ios";}else if (/Windows/i.test(ua)){cl += ' bx-win';}else if (/Macintosh/i.test(ua)){cl += " bx-mac";}else if (/Linux/i.test(ua) && !/Android/i.test(ua)){cl += " bx-linux";}else if (/Android/i.test(ua)){cl += " bx-android";}cl += (/(ipad|iphone|android|mobile|touch)/i.test(ua) ? " bx-touch" : " bx-no-touch");cl += w.devicePixelRatio && w.devicePixelRatio >= 2? " bx-retina": " bx-no-retina";if (/AppleWebKit/.test(ua)){cl += " bx-chrome";}else if (/Opera/.test(ua)){cl += " bx-opera";}else if (/Firefox/.test(ua)){cl += " bx-firefox";}ht.className = htc ? htc + " " + cl : cl;})(window, document, navigator);</script> <link href="/bitrix/js/ui/design-tokens/dist/ui.design-tokens.min.css?172977453223463" type="text/css" rel="stylesheet" /> <link href="/bitrix/js/ui/fonts/opensans/ui.font.opensans.min.css?16778425832320" type="text/css" rel="stylesheet" /> <link href="/bitrix/js/main/popup/dist/main.popup.bundle.min.css?173280784126589" type="text/css" rel="stylesheet" /> <link href="/bitrix/js/altasib.errorsend/css/window.css?1694603798910" type="text/css" rel="stylesheet" /> <link href="/bitrix/cache/css/f3/finlit/template_9cbc653cd8c5bcc058228ee6555f0203/template_9cbc653cd8c5bcc058228ee6555f0203_v1.css?1733923239271501" type="text/css" data-template-style="true" rel="stylesheet" /> <meta property="fb:app_id" content="296968588117559"> <meta property="og:title" content="Finlit.uz - O‘zR MB moliyaviy savodxonlik bo‘yicha axborot-ta’lim veb-sayti"> <meta property="og:type" content="article"> <meta property="og:url" content="https://finlit.uz/uz/"> <meta property="og:image" content="https://finlit.uz/upload/media/images/social_finlit_new.jpg"> <meta property="og:site_name" content="O‘zbekiston Respublikasi Markaziy bankining moliyaviy savodxonlik bo‘yicha axborot-ta’lim veb-sayti"> <meta property="og:description" content="Hozirgi kunda O‘zbekiston Respublikasida moliyaviy savodxonlik darajasini oshirishga qaratilgan e’tibor oshib bormoqda. Bu o‘z navbatida, iqtisodiy tarraqqiyotining eng muhim omili hisoblangan fuqarolarning hayot sifati va farovonligini oshirishga xizmat qiladi."> <link rel="image_src" href="https://finlit.uz/upload/media/images/social_finlit_new.jpg"> </head> <body class="lang-uz is-main"> <div id="panel"></div> <header class="header with-background"> <div class="header-desctop"> <div class="container"> <div class="row top-nav d-none d-md-flex"> <div class="col-auto flex-grow-05 ml-auto"> <div class="minLogo d-flex align-items-center"> <svg width="36" height="36" viewBox="0 0 36 36" fill="none" xmlns="http://www.w3.org/2000/svg"> <g clip-path="url(#clip0)"> <path fill-rule="evenodd" clip-rule="evenodd" d="M34.5676 25.0498C31.8248 31.4873 25.4401 36.0004 18.0009 36.0004C12.4983 36.0004 7.57318 33.5304 4.27148 29.6396L6.28362 27.9337C9.10145 31.2544 13.3047 33.3623 18.0009 33.3623C24.3498 33.3623 29.7989 29.5107 32.1397 24.0166L34.5676 25.0498V25.0498Z" fill="url(#paint0_radial)"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M22.6629 13.2107L19.6702 15.7218V15.7219L16.5925 18.3045V17.1173V13.2107L0.46582 26.7427H5.12141L13.6 19.6284V20.8155V24.3487L13.5988 24.7231L13.6 24.7221L16.3182 22.4411L16.5925 22.2111L19.6702 19.6284V21.9546V24.3487H22.6629H23.4608H23.547H25.4569C27.3487 24.3487 28.7649 24.006 29.7055 23.324C30.6461 22.6421 31.1181 21.6141 31.1181 20.2399C31.1181 19.2993 30.8735 18.5195 30.3803 17.9005C29.8909 17.2815 29.1426 16.8165 28.1423 16.5017C28.7613 16.2221 29.2369 15.8444 29.5621 15.3652C29.8873 14.8863 30.0482 14.1994 30.0482 13.5666C30.0482 12.3497 29.5685 11.5649 28.6074 10.9453C27.6488 10.3272 26.2262 10.0186 24.3414 10.0186H23.4608V10.0187H13.7484L10.8751 12.4128H23.4608H23.5506H24.5163C25.4794 12.4128 25.5903 12.4875 25.9091 12.7558C26.2301 13.0258 26.4766 13.53 26.4766 14.0824C26.4766 14.5826 26.3489 15.032 26.0491 15.2989C25.6081 15.6911 25.4073 15.7523 24.7932 15.7523H23.4608V18.1463H24.7191C25.6865 18.1463 26.0213 18.1699 26.5695 18.5642C26.9853 18.8633 27.2984 19.506 27.2984 20.1214C27.2984 20.6203 27.111 21.0685 26.6677 21.4611C26.0591 22.0001 25.6702 21.9546 24.7399 21.9546H23.547H23.4608H22.6629V17.1173V13.2107V13.2107Z" fill="url(#paint1_radial)"/> <path d="M34.3081 22.638C34.8219 22.638 35.2383 22.2215 35.2383 21.7077C35.2383 21.1939 34.8219 20.7773 34.3081 20.7773C33.7944 20.7773 33.3779 21.1939 33.3779 21.7077C33.3779 22.2215 33.7944 22.638 34.3081 22.638Z" fill="url(#paint2_radial)"/> <path fill-rule="evenodd" clip-rule="evenodd" d="M18.002 0C27.9431 0 36.002 8.05886 36.002 18C36.002 18.3347 35.9921 18.667 35.9742 18.9974L33.3402 18.8511C33.3555 18.5694 33.3639 18.2856 33.3639 18C33.3639 9.51586 26.4863 2.63804 18.002 2.63804C9.51781 2.63804 2.63999 9.51586 2.63999 18C2.63999 19.2273 2.78474 20.4207 3.05664 21.5648L0.490215 22.177C0.171592 20.8365 0.00195312 19.438 0.00195312 18C0.00195312 8.05886 8.06081 0 18.002 0V0Z" fill="url(#paint3_radial)"/> </g> <defs> <radialGradient id="paint0_radial" cx="0" cy="0" r="1" gradientUnits="userSpaceOnUse" gradientTransform="translate(30.3033 24.1425) rotate(152.471) scale(25.6688 22.8115)"> <stop stop-color="#E4A237"/> <stop offset="0.501961" stop-color="#F0B644"/> <stop offset="1" stop-color="#E7C66E"/> </radialGradient> <radialGradient id="paint1_radial" cx="0" cy="0" r="1" gradientUnits="userSpaceOnUse" gradientTransform="translate(26.8037 10.1943) rotate(144.286) scale(28.3641 29.1486)"> <stop stop-color="#E4A237"/> <stop offset="0.501961" stop-color="#F0B644"/> <stop offset="1" stop-color="#E7C66E"/> </radialGradient> <radialGradient id="paint2_radial" cx="0" cy="0" r="1" gradientUnits="userSpaceOnUse" gradientTransform="translate(34.9765 20.7969) rotate(127.192) scale(2.31235 2.41433)"> <stop stop-color="#E4A237"/> <stop offset="0.501961" stop-color="#F0B644"/> <stop offset="1" stop-color="#E7C66E"/> </radialGradient> <radialGradient id="paint3_radial" cx="0" cy="0" r="1" gradientUnits="userSpaceOnUse" gradientTransform="translate(30.9348 0.23303) rotate(140.933) scale(34.8373 36.9607)"> <stop stop-color="#E4A237"/> <stop offset="0.501961" stop-color="#F0B644"/> <stop offset="1" stop-color="#E7C66E"/> </radialGradient> <clipPath id="clip0"> <rect width="36" height="36" fill="white"/> </clipPath> </defs> </svg> <span class="text-secondary">O‘zbekiston Respublikasi Markaziy bankining moliyaviy savodxonlik bo‘yicha axborot-ta’lim veb-sayti</span> </div> </div> <div class="col-auto flex-grow-05 "> <nav class="top-nav_list"> <a href="/uz/about/" class="top-nav_list-link">Loyiha haqida</a> <a href="/uz/contacts/" class="top-nav_list-link">Biz bilan bog‘lanish</a> <a href="#" class="top-nav_list-link" data-fancybox="" data-src="#myModalSpeechFancybox" _data-toggle="modal" _data-target="#myModalSpeech"> <span class="icon-announcement-speaker"></span></a> <a href="/uz/?mobile=Y" class="top-nav_list-link btn-open-adaptive"> <span class="icon-smartphone"></span></a> <div class="top-nav-list_select" style="max-width: 155px"> <div class="lang-img"> <svg class="lang-ru d-none" style="width: 24px; height:24px"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#lang-ru"></use> </svg> <svg class="lang-uz" style="width: 24px; height:24px"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#lang-uz"></use> </svg> <svg class="lang-oz d-none" style="width: 24px; height:24px"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#lang-oz"></use> </svg> </div> <select name="lang" id="selectLang"> <option value="uz" selected="selected" data-href="/uz/" data-lang="uz">O‘zb</option> <option value="oz" data-href="/oz/" data-lang="oz">Ўзб</option> <option value="ru" data-href="/ru/" data-lang="ru">Рус</option> </select> </div> </nav> </div> </div> <div class="row align-items-center pt-4"> <a href="/uz/" class="col-12 col-sm-5 col-lg-auto logo-link justify-content-center justify-content-sm-start mx-sm-0"> <!--<span class="logo"></span> <span class="logo-text">Moliyaviy <br />Savodxonlik</span>--> <img src="/bitrix/templates/finlit/img/logo/finlit-logotype-uz.svg" alt=""> </a> <div class="col-12 col-sm-7 col-md mt-3 mt-sm-0"> <div class="search-and-nav"> <div class="form-group h-54 with-icon with-border "> <form action="/uz/search/index.php" class="js-form-search-main"> <input class="form-control" type="text" name="q" maxlength="50" id="search-form-1" placeholder="Saytdan qidiruv..." autocomplete="off"> <span class="icon-search" style="cursor: pointer;"></span> </form> </div> <div class="toggle-menu-button"> <span class="icon-menu"></span> </div> </div> </div> </div> </div> </div> <div class="container py-5 pr-0 d-none d-lg-block position-relative"> <div class="owl-carousel card-category row"> <div class="item px-2"> <a href="/uz/articles/money/" class="card-body my-3 "> <span class="h3">Pul</span> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#License"></use> </svg> </a> <a href="/uz/articles/deposits/" class="card-body my-3 "> <span class="h3">Depozit (omonatlar)</span> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#clipboard"></use> </svg> </a> </div> <div class="item px-2"> <a href="/uz/articles/credit/" class="card-body my-3 "> <span class="h3">Kredit</span> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#calculator"></use> </svg> </a> <a href="/uz/articles/budget/" class="card-body my-3 "> <span class="h3">Budjet</span> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#abacus"></use> </svg> </a> </div> <div class="item px-2"> <a href="/uz/articles/payments-and-transfers/" class="card-body my-3 "> <span class="h3">To'lov va o'tkazmalar</span> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#social-campaign"></use> </svg> </a> <a href="/uz/articles/financial-market/" class="card-body my-3 "> <span class="h3">Moliya bozori</span> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#chart"></use> </svg> </a> </div> <div class="item px-2"> <a href="/uz/articles/monetary-policy/" class="card-body my-3 "> <span class="h3">Pul-kredit siyosati va uning elementlari</span> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#diagramma"></use> </svg> </a> <a href="/uz/articles/currency-regulation/" class="card-body my-3 "> <span class="h3">Moliyaviy xavfsizlik </span> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#interview-1"></use> </svg> </a> </div> <div class="item px-2"> <a href="/uz/articles/consumer-banking-rights/" class="card-body my-3 "> <span class="h3">Bank xizmatlari iste'molchilari huquqlari</span> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#movie"></use> </svg> </a> <a href="/uz/articles/remote-banking/" class="card-body my-3 "> <span class="h3">Tadbirkorlik</span> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#coins"></use> </svg> </a> </div> </div> <button class="owl-next"> <span class="icon-arrow-right" aria-hidden="true"></span> <span class="sr-only">Next</span> </button> </div> <div class="pl-2 py-4 d-lg-none"> <div class="owl-carousel card-category"> <div class="item px-2"> <div class="card-body img-left small with-shadow my-3" onClick="window.location='/uz/articles/money/'"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#License"></use> </svg> <span class="h6">Pul </span> <span class="icon-chevron-right"></span> </div> <div class="card-body img-left small with-shadow my-3" onClick="window.location='/uz/articles/deposits/'"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#clipboard"></use> </svg> <span class="h6">Depozit (omonatlar) </span> <span class="icon-chevron-right"></span> </div> <div class="card-body img-left small with-shadow my-3" onClick="window.location='/uz/articles/credit/'"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#calculator"></use> </svg> <span class="h6">Kredit </span> <span class="icon-chevron-right"></span> </div> </div> <div class="item px-2"> <div class="card-body img-left small with-shadow my-3" onClick="window.location='/uz/articles/budget/'"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#abacus"></use> </svg> <span class="h6">Budjet </span> <span class="icon-chevron-right"></span> </div> <div class="card-body img-left small with-shadow my-3" onClick="window.location='/uz/articles/payments-and-transfers/'"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#social-campaign"></use> </svg> <span class="h6">To'lov va o'tkazmalar </span> <span class="icon-chevron-right"></span> </div> <div class="card-body img-left small with-shadow my-3" onClick="window.location='/uz/articles/financial-market/'"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#chart"></use> </svg> <span class="h6">Moliya bozori </span> <span class="icon-chevron-right"></span> </div> </div> <div class="item px-2"> <div class="card-body img-left small with-shadow my-3" onClick="window.location='/uz/articles/monetary-policy/'"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#diagramma"></use> </svg> <span class="h6">Pul-kredit siyosati va uning elementlari </span> <span class="icon-chevron-right"></span> </div> <div class="card-body img-left small with-shadow my-3" onClick="window.location='/uz/articles/currency-regulation/'"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#interview-1"></use> </svg> <span class="h6">Moliyaviy xavfsizlik </span> <span class="icon-chevron-right"></span> </div> <div class="card-body img-left small with-shadow my-3" onClick="window.location='/uz/articles/consumer-banking-rights/'"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#movie"></use> </svg> <span class="h6">Bank xizmatlari iste'molchilari huquqlari </span> <span class="icon-chevron-right"></span> </div> </div> <div class="item px-2"> <div class="card-body img-left small with-shadow my-3" onClick="window.location='/uz/articles/remote-banking/'"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#coins"></use> </svg> <span class="h6">Tadbirkorlik </span> <span class="icon-chevron-right"></span> </div> </div> </div> </div> <div class="header-with-scroll main"> <div class="container bg-white"> <div class="row flex-nowrap py-1 align-items-center"> <a href="/uz/" class="col logo-link order-1 order-sm-0 "> <div class="d-flex"> <!--<span class="logo"></span> <span class="logo-text align-self-center">Moliyaviy savodxonlik</span>--> <img src="/bitrix/templates/finlit/img/logo/finlit-logotype-tablet.svg" alt=""> </div> </a> <div class="col-auto order-0 order-sm-1"> <form action="/uz/search/index.php" class="search-and-nav"> <div class="form-group with-icon custom-search with-border"> <button class="icon-search"></button> <input type="text" class="form-control" name="q" maxlength="100" placeholder="Saytdan qidiruv..." autocomplete="off" /> </div> </form> </div> <div class="col-auto pl-0 order-3"> <div class="toggle-menu-button p-1 ml-1"> <span class="icon-menu"></span> </div> </div> </div> </div> </div> <div class="top-nav-collapse with-background"> <div class="container"> <div class="row flex-nowrap py-1 align-items-center d-flex d-sm-none"> <a href="/uz/" class="col logo-link order-1 order-sm-0 "> <div class="d-flex"> <!--<span class="logo"></span> <span class="logo-text align-self-center">Moliyaviy <br />Savodxonlik</span>--> <img src="/bitrix/templates/finlit/img/logo/finlit-logotype-mobile.svg" alt=""> </div> </a> <div class="col-auto order-0 order-sm-1"> <form action="/uz/search/index.php" class="search-and-nav"> <div class="form-group with-icon custom-search"> <button class="icon-search"></button> <input class="form-control" type="text" name="q" maxlength="100" placeholder="Saytdan qidiruv..." autocomplete="off"> </div> </form> </div> <div class="col-auto order-3"> <div class="toggle-menu-button"> <span class="icon-Close"></span> </div> </div> </div> <div class="row align-items-center mt-4 d-none d-sm-flex"> <a href="/uz/" class="col-12 col-sm-5 col-lg-auto logo-link justify-content-center justify-content-sm-start mx-sm-0"> <!--<span class="logo"></span> <span class="logo-text">Moliyaviy <br />Savodxonlik</span>--> <img src="/bitrix/templates/finlit/img/logo/finlit-logotype-uz.svg" alt=""> </a> <div class="col-12 col-sm-7 col-lg mt-3 mt-sm-0 flex-grow-1"> <div class="search-and-nav"> <div class="form-group with-icon"> <form action="/uz/search/index.php" class="js-form-search"> <input type="text" class="form-control" id="exampleInputPassword1" name="q" maxlength="100" placeholder="Saytdan qidiruv..." autocomplete="off" /> <span class="icon-search" style="cursor: pointer;"></span> </form> </div> <div class="toggle-menu-button"> <span class="icon-Close"></span> </div> </div> </div> </div> <div class="row mt-4 pt-2"> <div class="col-12 d-none d-md-flex col-lg-9 order-2 order-lg-1"> <div class="row card-category align-self-baseline w-100"> <div class="col-12"> <span class="h3"> Maqolalar </span> </div> <div class="col-4"> <a href="/uz/articles/money/" class="card-body img-left small with-shadow my-3"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#License"></use> </svg> <span class="h6">Pul </span> <span class="icon-chevron-right"></span> </a> </div> <div class="col-4"> <a href="/uz/articles/deposits/" class="card-body img-left small with-shadow my-3"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#clipboard"></use> </svg> <span class="h6">Depozit (omonatlar) </span> <span class="icon-chevron-right"></span> </a> </div> <div class="col-4"> <a href="/uz/articles/credit/" class="card-body img-left small with-shadow my-3"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#calculator"></use> </svg> <span class="h6">Kredit </span> <span class="icon-chevron-right"></span> </a> </div> <div class="col-4"> <a href="/uz/articles/budget/" class="card-body img-left small with-shadow my-3"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#abacus"></use> </svg> <span class="h6">Budjet </span> <span class="icon-chevron-right"></span> </a> </div> <div class="col-4"> <a href="/uz/articles/payments-and-transfers/" class="card-body img-left small with-shadow my-3"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#social-campaign"></use> </svg> <span class="h6">To'lov va o'tkazmalar </span> <span class="icon-chevron-right"></span> </a> </div> <div class="col-4"> <a href="/uz/articles/financial-market/" class="card-body img-left small with-shadow my-3"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#chart"></use> </svg> <span class="h6">Moliya bozori </span> <span class="icon-chevron-right"></span> </a> </div> <div class="col-4"> <a href="/uz/articles/monetary-policy/" class="card-body img-left small with-shadow my-3"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#diagramma"></use> </svg> <span class="h6">Pul-kredit siyosati va uning elementlari </span> <span class="icon-chevron-right"></span> </a> </div> <div class="col-4"> <a href="/uz/articles/currency-regulation/" class="card-body img-left small with-shadow my-3"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#interview-1"></use> </svg> <span class="h6">Moliyaviy xavfsizlik </span> <span class="icon-chevron-right"></span> </a> </div> <div class="col-4"> <a href="/uz/articles/consumer-banking-rights/" class="card-body img-left small with-shadow my-3"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#movie"></use> </svg> <span class="h6">Bank xizmatlari iste'molchilari huquqlari </span> <span class="icon-chevron-right"></span> </a> </div> <div class="col-4"> <a href="/uz/articles/remote-banking/" class="card-body img-left small with-shadow my-3"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#coins"></use> </svg> <span class="h6">Tadbirkorlik </span> <span class="icon-chevron-right"></span> </a> </div> </div> </div> <div class="col-12 col-lg-3 order-1 order-lg-2"> <div class="lang-menu-list"> <a href="#" class="selected"><span>O‘zb</span></a> <a href="/oz/"><span>Ўзб</span></a> <a href="/ru/"><span>Рус</span></a> </div> <ul class="list"> <li class="list-item d-block d-md-none"><a href="javascript:void(0);" class="tree-toggle h4">Maqolalar</a> <ul class="list-nested tree" style="display: block!important;"> <li class="list-item"><a href="/uz/articles/" class="" >Barcha maqolalar</a></li> <li class="list-item"><a href="/uz/articles/money/" class="" >Pul</a></li> <li class="list-item"><a href="/uz/articles/deposits/" class="" >Depozit (omonatlar)</a></li> <li class="list-item"><a href="/uz/articles/credit/" class="" >Kredit</a></li> <li class="list-item"><a href="/uz/articles/budget/" class="" >Budjet</a></li> <li class="list-item"><a href="/uz/articles/payments-and-transfers/" class="" >To'lov va o'tkazmalar</a></li> <li class="list-item"><a href="/uz/articles/financial-market/" class="" >Moliya bozori</a></li> <li class="list-item"><a href="/uz/articles/monetary-policy/" class="" >Pul-kredit siyosati va uning elementlari</a></li> <li class="list-item"><a href="/uz/articles/currency-regulation/" class="" >Moliyaviy xavfsizlik </a></li> <li class="list-item"><a href="/uz/articles/consumer-banking-rights/" class="" >Bank xizmatlari iste'molchilari huquqlari</a></li> <li class="list-item"><a href="/uz/articles/remote-banking/" class="" >Tadbirkorlik</a></li> </ul></li> <li class="list-item"><a href="javascript:void(0);" class="tree-toggle h4">O‘quv qo‘llanmalar</a> <ul class="list-nested tree" style="display: block!important;"> <li class="list-item"><a href="/uz/training/glossary/" class="" >Lug‘at</a></li> <li class="list-item"><a href="/uz/training/books/" class="" >Moliyaviy savodxonlik bo‘yicha kitoblar</a></li> <li class="list-item"><a href="/uz/training/video/" class="" >Video</a></li> </ul></li> <li class="list-item"><a href="javascript:void(0);" class="tree-toggle h4">Loyihalar</a> <ul class="list-nested tree" style="display: block!important;"> <li class="list-item"><a href="/uz/news/" class="" >Barcha loyihalar</a></li> <li class="list-item"><a href="/uz/news/global-money-week-projects/" class="" >Global Money Week</a></li> <li class="list-item"><a href="/uz/news/worlds-sawings-day-projects/" class="" >World Savings day</a></li> <li class="list-item"><a href="/uz/news/contests/" class="" >Tanlovlar</a></li> <li class="list-item"><a href="/uz/news/olympics-and-championships/" class="" >Olimpiadalar va chempionatlar</a></li> <li class="list-item"><a href="/uz/news/keys-championship/" class="" >Keys-chempionat</a></li> <li class="list-item"><a href="/uz/news/treninglar-va-seminarlar/" class="" >Treninglar va seminarlar</a></li> <li class="list-item"><a href="/uz/news/novosti-finlituz/" class="" >Finlit.uz yangiliklari</a></li> <li class="list-item"><a href="/uz/news/proekty-v-smi/" class="" >OAVda loyihalar</a></li> <li class="list-item"><a href="/uz/news/educational-materials/" class="" >O‘quv materiallari</a></li> </ul></li> <li class="list-item"><a href="javascript:void(0);" class="tree-toggle h4">Interaktiv xizmatlar</a> <ul class="list-nested tree" style="display: block!important;"> <li class="list-item"><a href="/uz/services/calculators/" class="" >Depozit va kredit kalkulyatorlari</a></li> <li class="list-item"><a href="/uz/services/question_answer/" class="" >Ko‘p beriladigan savollar</a></li> <li class="list-item"><a href="/uz/services/questioning/" class="" >So‘rovnoma</a></li> <li class="list-item"><a href="/uz/services/votes/" class="" >So‘rovlar</a></li> </ul></li> <li class="list-item"><a href="/uz/photo_gallery/" class="h4" >Fotogalereya</a></li> <li class="list-item"><a href="/uz/about/" class="h4" >Loyiha haqida</a></li> <li class="list-item"><a href="/uz/search/" class="h4" >Kengaytirilgan qidiruv</a></li> <li class="list-item"><a href="/uz/map/" class="h4" >Sayt xaritasi</a></li> </ul> </div> </div> </div> </div> <div class="_animation_before"></div> </header> <div class="container"> <div class="row"> <div class="col-sm-12 col-md-12 col-lg-6" style="border-right: 2px solid #f7f5e8"> <div class="container py-5 pc-main-events-list" style="padding-bottom: 0rem!important;"> <div class="row"> <div class="col-12 heading-section wow fadeInUp "> <span class="h1">2024 yil natijalari</span> </div> </div> <p><a href="/upload/iblock/223/myzr08cwfjijkfw95zjjpkxk7cng3d2p/Frame_34555950.jpg" class="fancybox"><img loading="lazy" src="/upload/iblock/223/myzr08cwfjijkfw95zjjpkxk7cng3d2p/Frame_34555950.jpg" alt="2024 yil natijalari" class="img-fluid"></a></p> </div> </div> <div class="col-sm-12 col-md-12 col-lg-6"> <div id="best-post" class="container py-5 pc-main-events-list" style="padding-bottom: 0rem!important;"> <div class="row"> <div class="col-12 heading-section wow fadeInUp "> <span class="h1">Moliyaviy savodxonlik bo‘yicha tadbirlar</span> </div> </div> <div class="row"> <div class="col-sm-12 col-md-6 col-lg-6 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/news/1951546/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/6de/f6su6w8u4htg6nadwdmee8zgb28ybxlq/Frame_34556109_4_.jpg" alt="Markaziy bank Toshkent shahridagi kutubxonalarda moliyaviy savodxonlikni oshirish bo‘yicha loyihalarni amalga oshirmoqda" class="img-fluid" > </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/news/novosti-finlituz/" class="post-tag-text"> Finlit.uz yangiliklari</a> </div> <p class="p">Markaziy bank Toshkent shahridagi kutubxonalarda moliyaviy savodxonlikni oshirish bo‘yicha loyihalarni amalga oshirmoqda</p> </div> </div> <div class="col-sm-12 col-md-6 col-lg-6 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/news/1949794/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/92a/fb6b7aa9e7v83ua7c915muvs3vk4285u/Frame_34556120.jpg" alt="Ayollar va yoshlarning moliyaviy madaniyatini shakllantirish, “kibergigiyena”ga o‘rgatish va mikromoliya xizmatlarini ommalashtirish – moliyaviy savodxonlikni yaxshilashning muhim yo‘nalishlaridan biri" > </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/news/treninglar-va-seminarlar/" class="post-tag-text"> Treninglar va seminarlar</a> </div> <p class="p">Ayollar va yoshlarning moliyaviy madaniyatini shakllantirish, “kibergigiyena”ga o‘rgatish va mikromoliya xizmatlarini ommalashtirish – moliyaviy savodxonlikni yaxshilashning muhim yo‘nalishlaridan biri</p> </div> </div> <div class="col-sm-12 col-md-6 col-lg-6 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/news/1923749/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/9c0/x8gx92l9jgfc3cf3ojj3yfk0ueez40d9/Frame_34556093_2_.jpg" alt="Markaziy bankning hududiy bosh boshqarmalari mutaxassislari moliyaviy savodxonlik va ommaboplik yo‘nalishida malakasi oshirildi" > </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/news/treninglar-va-seminarlar/" class="post-tag-text"> Treninglar va seminarlar</a> </div> <p class="p">Markaziy bankning hududiy bosh boshqarmalari mutaxassislari moliyaviy savodxonlik va ommaboplik yo‘nalishida malakasi oshirildi</p> </div> </div> <div class="col-sm-12 col-md-6 col-lg-6 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/news/1870613/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/f02/7eyzbx528mqukjeerfydq2skmyyjl8fl/Frame_34556004.jpg" alt="O'zbekiston 24 telekanalida yangi loyiha "Moliyaviy madaniyat"" > </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/news/proekty-v-smi/" class="post-tag-text"> OAVda loyihalar</a> </div> <p class="p">O'zbekiston 24 telekanalida yangi loyiha "Moliyaviy madaniyat"</p> </div> </div> </div> </div> </div> </div> </div> <div id="best-post" class="container py-5 pc-main-articles-list" style="padding-bottom: 0rem!important;"> <div class="row"> <div class="col-12 heading-section wow fadeInUp "> <span class="h1">Yangi maqolalar</span> </div> </div> <div class="row"> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/currency-regulation/moliyaviy-firibgarliklarning-oldini-olishda-antifrod-tizimlarning-roli-anday/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/551/qagsdg0tyuwnet2meu806ekm0wr1kgxd/standard_quality_control_collage.jpg" alt="Moliyaviy firibgarliklarning oldini olishda antifrod tizimlarning roli qanday?" class="img-fluid" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/currency-regulation/" class="post-tag-text"> Moliyaviy xavfsizlik </a> </div> <p class="p"> Moliyaviy firibgarliklarning oldini olishda antifrod tizimlarning roli qanday? </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/budget/to-buy-your-children-virtual-/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/48c/1i339bj10sxa5scu720m2x66d5u143m1/teenager_playing_video_games_near_sister_1.jpg" alt="Farzandlaringizga virtual tovarlarni sotib olish uchun bank kartangizni onlayn o‘yin platformalariga ulashiga ruxsat berasizmi? " /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/budget/" class="post-tag-text"> Budjet</a> </div> <p class="p"> Farzandlaringizga virtual tovarlarni sotib olish uchun bank kartangizni onlayn o‘yin platformalariga ulashiga ruxsat berasizmi? </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/budget/saving-money-kids/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/f86/urle2rdfiiinog7dl4630ncqgn8di58c/finansovoe_vospitanie_detej_2_e1540909186948_1.jpg" alt="Maktab o‘quvchisi yoshidagi bolaning jamg‘armasi bo‘lsa uni ko‘paytirish uchun qayerga yo‘naltirsa bo‘ladi? " /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/budget/" class="post-tag-text"> Budjet</a> </div> <p class="p"> Maktab o‘quvchisi yoshidagi bolaning jamg‘armasi bo‘lsa uni ko‘paytirish uchun qayerga yo‘naltirsa bo‘ladi? </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/remote-banking/muzoraba/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/c53/47npktgs3wao1bvmzwu7j1fjro6sc957/Frame_34555783.jpg" alt="Muzoraba" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/remote-banking/" class="post-tag-text"> Tadbirkorlik</a> </div> <p class="p"> Muzoraba </p> </div> </div> </div> </div> <div id="best-post" class="container py-5 "> <div class="row"> <div class="col-12 heading-section wow fadeInUp "> <span class="h1">Eng yaxshi maqolalar</span> <span class="p color-secondary ml-lg-3">foydalanuvchilarga ko‘ra</span> </div> </div> <div class="row"> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/credit/loan-for-estate/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/9ec/Frame_33660.jpg" alt="Uy-joy sotib olish va ta'mirlash uchun qanday kreditlar olish mumkin?" class="img-fluid" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/credit/" class="post-tag-text"> Kredit</a> </div> <p class="p"> Uy-joy sotib olish va ta'mirlash uchun qanday kreditlar olish mumkin? </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/remote-banking/new-youth-business/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/582/finlituz_new_post.jpg" alt="Yoshlar tadbirkorligi uchun yangi imkoniyatlar" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/remote-banking/" class="post-tag-text"> Tadbirkorlik</a> </div> <p class="p"> Yoshlar tadbirkorligi uchun yangi imkoniyatlar </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/deposits/what-is-a-deposit/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/80a/36.jpeg" alt="Omonat nima va uni qanday tushunish kerak?" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/deposits/" class="post-tag-text"> Depozit (omonatlar)</a> </div> <p class="p"> Omonat nima va uni qanday tushunish kerak? </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/budget/family-budget/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/3e9/image002.jpg" alt="Oilaviy budjet" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/budget/" class="post-tag-text"> Budjet</a> </div> <p class="p"> Oilaviy budjet </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/deposits/how-to-open-a-deposit/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/6c2/22.jpg" alt="Depozit (omonat)ni qanday ochish mumkin" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/deposits/" class="post-tag-text"> Depozit (omonatlar)</a> </div> <p class="p"> Depozit (omonat)ni qanday ochish mumkin </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/credit/what-is-leasing/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/d08/lizing.jpg" alt="Lizing o‘zi nima?" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/credit/" class="post-tag-text"> Kredit</a> </div> <p class="p"> Lizing o‘zi nima? </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/monetary-policy/concept-of-inflation/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/db8/20.jpg" alt="Inflyatsiya haqida boshlang'ich tushuncha" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/monetary-policy/" class="post-tag-text"> Pul-kredit siyosati va uning elementlari</a> </div> <p class="p"> Inflyatsiya haqida boshlang'ich tushuncha </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 wow fadeInUp post-container" onclick="window.location='/uz/articles/financial-market/commercial-banks/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/231/64.jpg" alt="Tijorat banklari" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/financial-market/" class="post-tag-text"> Moliya bozori</a> </div> <p class="p"> Tijorat banklari </p> </div> </div> </div><div class="row collapse multi-collapse" id="best-post-collapse"> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 post-container" onclick="window.location='/uz/articles/credit/loan-payments-date/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/e02/Frame_33139_1_.jpg" alt="Kreditni so‘ndirish usullari | Kredit bo‘yicha to‘lovlar" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/credit/" class="post-tag-text"> Kredit</a> </div> <p class="p"> Kreditni so‘ndirish usullari | Kredit bo‘yicha to‘lovlar </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 post-container" onclick="window.location='/uz/articles/deposits/ladder-deposits/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/c83/Frame_33619.jpg" alt="Omonat foizlarini pog‘onali hisoblash: u o‘zi nima va qanday hisoblanadi?" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/deposits/" class="post-tag-text"> Depozit (omonatlar)</a> </div> <p class="p"> Omonat foizlarini pog‘onali hisoblash: u o‘zi nima va qanday hisoblanadi? </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 post-container" onclick="window.location='/uz/articles/financial-market/how-the-stock-exchange-works/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/dd4/19.jpg" alt="Fond birjasi qanday faoliyat yuritadi?" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/financial-market/" class="post-tag-text"> Moliya bozori</a> </div> <p class="p"> Fond birjasi qanday faoliyat yuritadi? </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 post-container" onclick="window.location='/uz/articles/payments-and-transfers/sent-money-by-mistake/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/79b/Frame_32962.jpg" alt="Pul o‘tkazmalarini amalga oshirishda xatoga yo‘l qo‘ysangiz yoki pul mablag‘lari qabul qiluvchiga yetib bormasa nima qilish zarur?" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/payments-and-transfers/" class="post-tag-text"> To'lov va o'tkazmalar</a> </div> <p class="p"> Pul o‘tkazmalarini amalga oshirishda xatoga yo‘l qo‘ysangiz yoki pul mablag‘lari qabul qiluvchiga yetib bormasa nima qilish zarur? </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 post-container" onclick="window.location='/uz/articles/remote-banking/opportunities-for-self-employed/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/981/Frame_33027.jpg" alt="O‘zini o‘zi band qiladigan shaxslarga yaratilgan imkoniyatlardan foydalaning" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/remote-banking/" class="post-tag-text"> Tadbirkorlik</a> </div> <p class="p"> O‘zini o‘zi band qiladigan shaxslarga yaratilgan imkoniyatlardan foydalaning </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 post-container" onclick="window.location='/uz/articles/financial-market/international-financial-institutions/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/f92/66.jpg" alt="Xalqaro moliyaviy institutlar" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/financial-market/" class="post-tag-text"> Moliya bozori</a> </div> <p class="p"> Xalqaro moliyaviy institutlar </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 post-container" onclick="window.location='/uz/articles/financial-market/central-bank/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/17f/16.png" alt="Markaziy bank" /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/financial-market/" class="post-tag-text"> Moliya bozori</a> </div> <p class="p"> Markaziy bank </p> </div> </div> <div class="col-sm-6 col-md-4 col-lg-3 px-0 mb-3 post-container" onclick="window.location='/uz/articles/credit/how-to-use-credit-card/'"> <div class="post mx-auto"> <div class="post-img"> <img loading="lazy" src="/upload/iblock/2d0/33.jpg" alt="Kredit kartasi nima va undan qanday foydalaniladi? " /> </div> <div class="tags post-tag post-tag-position"> <span class="icon-tag"></span> <a href="/uz/articles/credit/" class="post-tag-text"> Kredit</a> </div> <p class="p"> Kredit kartasi nima va undan qanday foydalaniladi? </p> </div> </div> </div> <div class="col-12 footer-section text-center wow fadeInUp pc-area-btn-load-more"> <button class="btn btn-outline-primary mx-auto" data-toggle="collapse" href="#best-post-collapse" role="button" aria-expanded="false" aria-controls="best-post-collapse" onclick="$(this).hide();" > <span class="icon-refresh-cw"></span> <span class="btn-text">Ko‘proq maqolalar</span> </button> </div> </div> <div class="container-fluid with-background-gradient with-background-question"> <section id="question" class="row"> <div class="container"> <div class="row"> <div class="col-12 heading-section text-center text-white wow fadeInUp"> <span class="h1">Ko‘p beriladigan savollar</span> </div> </div> <div class="row"> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/bank-cards/CVV-code-on-bank-cards/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#cards"></use> </svg> <span class="card-question-title d-sm-none"> Bank kartalari </span> <p class="p"> Chet el valyutasi bank kartalaridagi CVV-kod nima? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/Loans/loan-period/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#calculator"></use> </svg> <span class="card-question-title d-sm-none"> Kreditlar </span> <p class="p"> Kredit bo‘yicha imtiyozli davr bu nima? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/deposits/capitalization-of-interest/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#clipboard"></use> </svg> <span class="card-question-title d-sm-none"> Omonatlar </span> <p class="p"> Foizlar kapitalizatsiyasi nimani anglatadi? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/bank-cards/change-pin-code-of-the-bank-card/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#cards"></use> </svg> <span class="card-question-title d-sm-none"> Bank kartalari </span> <p class="p"> Bank kartaning pin-kodini qanday almashtirish mumkin? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/Loans/kredit-foizlarini-nisbatan-kamroq-to-lash-maqsadida-bir-yil-oldin-iste-mol-kreditimni-muddatidan-old/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#calculator"></use> </svg> <span class="card-question-title d-sm-none"> Kreditlar </span> <p class="p"> Kredit foizlarini nisbatan kamroq to‘lash maqsadida bir yil oldin iste'mol kreditimni muddatidan oldin so‘ndirish uchun to‘lov grafigiga nisbatan ko‘proq summa to‘lab, bank xodimiga kreditni asosiy qarzidan kamaytirishini aytgan edim. Ammo bank asosiy qarzdan kamaytirmasdan, pullarni hisobvarag‘imda saqlab turgan ekan. Endi bank mendan kredit foizlari bo‘yicha qo‘shimcha to‘lovni talab etmoqda. Aslida esa kredit muddatidan oldin so‘ndirilganda, foizlar kamroq hisoblanishi kerak edi. Ushbu vaziyatda nima qilishim kerak, men qo‘shimcha hisoblangan foizlarni qaytartira olmanmi? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/Loans/interest-on-loans/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#calculator"></use> </svg> <span class="card-question-title d-sm-none"> Kreditlar </span> <p class="p"> Nima sababdan omonat bo‘yicha foiz stavkalariga nisbatan kredit bo‘yicha foiz stavkalari balandroq? </p> </a> </div> </div><div class="row collapse multi-collapse" id="question-more"> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/Loans/men-sotib-olmoqchi-bo-lgan-uy-uning-egasi-tomonidan-kreditga-olingan-va-bank-tomonidan-taqiqqa-qo-yi/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#calculator"></use> </svg> <span class="card-question-title d-sm-none"> Kreditlar </span> <p class="p"> Men sotib olmoqchi bo‘lgan uy, uning egasi tomonidan kreditga olingan va bank tomonidan taqiqqa qo‘yilgan ekan. Ushbu uyni kredit majburiyatlari bilan sotib olib o‘z nomimga rasmiylashtirishim mumkinmi? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/bank-cards/lost-a-bank-card/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#cards"></use> </svg> <span class="card-question-title d-sm-none"> Bank kartalari </span> <p class="p"> Bank kartasi yo‘qolgan taqdirda nima qilish kerak? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/deposits/open-a-deposit-for-a-child/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#clipboard"></use> </svg> <span class="card-question-title d-sm-none"> Omonatlar </span> <p class="p"> Voyaga yetmagan farzand uchun unga voyaga yetganda foydalanish imkoniyatini beruvchi omonat turini qanday qilib ochish mumkin? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/deposits/bequeath-money-to-relatives/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#clipboard"></use> </svg> <span class="card-question-title d-sm-none"> Omonatlar </span> <p class="p"> Omonat mablag'larimni qarindoshlarimga vasiyat qilib qoldirsam bo'ladimi? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/bank-cards/bank-card-has-expired/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#cards"></use> </svg> <span class="card-question-title d-sm-none"> Bank kartalari </span> <p class="p"> Bank kartasining muddati tugagan taqdirda nima qilish kerak? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/Loans/kredit-bo-yicha-garovmi/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#calculator"></use> </svg> <span class="card-question-title d-sm-none"> Kreditlar </span> <p class="p"> Kredit bo‘yicha garov ta'minoti almashtirilishi mumkinmi? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/bank-cards/banks-charge-commissions-to-cash-out-at-atm/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#cards"></use> </svg> <span class="card-question-title d-sm-none"> Bank kartalari </span> <p class="p"> Nega banklar pul mablag‘larini bankomatlar orqali naqdlashtirishda komissiya to‘lovlari (foizlar)ni undirishadi? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/bank-cards/open-a-bank-card-remotely/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#cards"></use> </svg> <span class="card-question-title d-sm-none"> Bank kartalari </span> <p class="p"> Masofadan turib bank kartasini ochish mumkinmi? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/entrepreneurship/oilaviy-tadbirkorlik-boyicha-kredit-olishda-taminotchi-korkhonaga-pul-otkazib-bergandan-keyin-mahsul/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#entrepreneurship"></use> </svg> <span class="card-question-title d-sm-none"> Tadbirkorlik </span> <p class="p"> Oilaviy tadbirkorlik bo‘yicha kredit olishda ta'minotchi korxonaga pul o‘tkazib bergandan keyin mahsulotlarni olamizmi? </p> </a> </div> <div class="col-12 col-lg-6 mb-4 pt-2 wow fadeInUp"> <a href="/uz/services/question_answer/deposits/open-several-deposits-on-one-name/" class="card-question"> <svg class="card-question-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#clipboard"></use> </svg> <span class="card-question-title d-sm-none"> Omonatlar </span> <p class="p"> O'zimning nomimga omonat soni qancha miqdorgacha ochilishi mumkin? </p> </a> </div> </div> <div class="row"> <div class="col-12 footer-section text-center"> <button class="btn btn-outline-primary reverse mx-auto" data-toggle="collapse" href="#question-more" role="button" aria-expanded="false" aria-controls="question-more" onclick="$(this).hide();" > <span class="icon-refresh-cw"></span> <span class="btn-text">Ko‘proq savollar</span> </button> </div> </div> </div> </section> <section id="fresh-video" class="row"> <div class="container"> <div class="row px-3"> <div class="col-12 heading-section text-center wow fadeInUp"> <span class="h1">Yangi video</span> </div> <div class="col-12 col-lg-6 px-1 wow fadeInUp"> <a data-href="#myPromoVideo" class="investors__video_button" href="/upload/media_finlit/video/20210107/Idti_v_bank_13_uz.mp4" data-real-href="" data-width="640" data-height="360" data-fancybox> <div class="card-video big"> <div class="card-video-img"> <img src="/upload/iblock/8ca/02.jpg" loading="lazy" class="h-100" alt="Bankka kelganingizda o'z huquqlaringizni bilasizmi?" /> </div> <div class="card-video-play"> <span class="icon-google-play_logo"></span> </div> <div class="card-video-title" style="text-align: left!important;"> <small>Video</small> <span class="h4"> Bankka kelganingizda o'z huquqlaringizni bilasizmi? </span> </div> </div></a> </div> <div class="col-12 col-sm-6 col-lg-3 px-1 mt-lg-0 mt-2 wow fadeInUp"> <a data-href="#myPromoVideo" class="investors__video_button" href="/upload/media_finlit/video/20210107/Garov_7_1.mp4" data-real-href="" _data-width="640" _data-height="360" data-fancybox><div class="card-video medium"> <div class="card-video-img"> <img src="/upload/iblock/df8/zalog3.jpg" loading="lazy" class="h-100" alt="Garov ta'minoti siz va bank uchun qulay" /> </div> <div class="card-video-play"> <span class="icon-google-play_logo"></span> </div> <div class="card-video-title" style="text-align: left!important;"> <small>Video</small> <span class="h4"> Garov ta'minoti siz va bank uchun qulay </span> </div> </div></a> </div> <div class="col-12 col-sm-6 col-lg-3 px-1 pl-0 mt-lg-0 mt-2 wow fadeInUp"> <a data-href="#myPromoVideo" class="investors__video_button" href="/upload/media_finlit/video/20210107/Pokupki_11_uz_1.mp4" data-real-href="" _data-width="640" _data-height="360" data-fancybox><div class="card-video medium "> <div class="card-video-img"> <img src="/upload/iblock/235/online3.jpg" loading="lazy" class="h-100" alt="Bank kartasi orqali onlayn xaridlarni qanday amalga oshirish mumkin?" /> </div> <div class="card-video-play"> <span class="icon-google-play_logo"></span> </div> <div class="card-video-title" style="text-align: left!important;"> <small>Video</small> <span class="h4"> Bank kartasi orqali onlayn xaridlarni qanday amalga oshirish mumkin? </span> </div> </div></a> </div> </div> <div class="row"> <div class="col-12 footer-section text-center"> <button class="btn btn-outline-primary reverse mx-auto" role="button" onclick="window.location='/uz/training/video/'"> <span class="btn-text">Ko‘proq loyihalar</span> </button> </div> </div> </div> </section> <section id="consumer" class="row "> <div class="col-12 col-sm-11 col-lg-6 px-md-0 mx-auto wow fadeInUp"> <div class="investors__video_button"> <div class="card-video medium"> <div class="card-video-img"> <img alt="img" src="/upload/iblock/a5a/2qpt04qdyl7wp78m2hacqowfqsz1stpu/Frame_34458_3_.webp" class="img-fluid" loading="lazy"> </div> </div> </div> <br> </div> <div class="col-12 col-lg-6 consumer-right-block wow fadeInUp"> <div class="consumer-right-block--content"> <a href="https://financeworld.uz/" class="display-1"> Moliya olami - interaktiv ta'lim platformasi </a> <div class="d-flex flex-wrap card-category justify-content-between "> <a href="https://financeworld.uz/" class="card-body img-left medium without-all pr-md-3" target="_blank"> <svg class="card-img"><use xlink:href="/bitrix/templates/finlit/img/sprite.svg#document"></use></svg> <span class="h6 d-flex align-items-center justify-content-between">Financeworld.uz<i class="pl-2 icon-circle-arrow-left"></i></span> </a> </div> </div> </div> </section> </div> <div id="info"> <div class="container "> <div class="row"> <div class="col-md-12 col-lg-8 mx-auto"> <div class="h1 mb-5 text-center text-lg-left"> Xizmatlar </div> <div class="card-category row"> <div class="col-12 col-md-6 wow fadeInUp mb-4"> <a href="/uz/training/glossary/" class="card-body img-left"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#glossary2"></use> </svg> <span class="h4">Lug‘at</span> </a> </div> <div class="col-12 col-md-6 wow fadeInUp mb-4"> <a href="/uz/services/calculators/" class="card-body img-left"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#calculator-1"></use> </svg> <span class="h4">Depozit va kredit kalkulyatorlari</span> </a> </div> <div class="col-12 col-md-6 wow fadeInUp mb-4"> <a href="/uz/services/questioning/" class="card-body img-left"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#interview"></use> </svg> <span class="h4">So‘rovnoma</span> </a> </div> <div class="col-12 col-md-6 wow fadeInUp mb-4"> <a href="/uz/services/votes/" class="card-body img-left"> <svg class="card-img"> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#teamwork"></use> </svg> <span class="h4">So‘rovlar</span> </a> </div> <div class="col-12 px-0 px-sm-3 wow fadeInUp d-lg-none"> <div class="slider"> <div class="h1 text-center py-4">Yangi kitoblar</div> <div class="d-flex justify-content-center align-items-center"> <div class="owl-book owl-carousel order-1"> <div class="book" onclick="window.location='/uz/training/books/1743199/'"> <div class="book-img"> <img loading="lazy" src="/upload/iblock/967/o39nb6ov4kqbjpfnp1gus5wjfo0alb5v/Frame_34555928_6_.jpg" alt="Brett King Bank 4.0 Doim siz bilan - hozir va shu yerda" /> </div> <p class="p"> Brett King Bank 4.0 Doim siz bilan - hozir va shu yerda </p> </div> <div class="book" onclick="window.location='/uz/training/books/1743201/'"> <div class="book-img"> <img loading="lazy" src="/upload/iblock/204/vfhuf15xdyqet2q87cxg1wxo9jdiq0xs/Frame_34555928_7_.jpg" alt="Dunkan Klark Alibaba. Jek Ma bunyod etgan maskan" /> </div> <p class="p"> Dunkan Klark Alibaba. Jek Ma bunyod etgan maskan </p> </div> <div class="book" onclick="window.location='/uz/training/books/1743194/'"> <div class="book-img"> <img loading="lazy" src="/upload/iblock/ba4/sweuyg7zkon7eqm9wyhe4vowfoumfevc/Frame_34555928.jpg" alt="Eshli Vens Ilon Mask. Tesla, SpaseX va kelajak sari yo‘l" /> </div> <p class="p"> Eshli Vens Ilon Mask. Tesla, SpaseX va kelajak sari yo‘l </p> </div> </div> <div class="slider-book-next order-3 px-2 mb-50"> <button class="btn btn-outline-primary with-icon icon-arrow-right"></button> </div> <div class="slider-book-prev order-0 px-2 mb-50"> <button class="btn btn-outline-primary with-icon icon-arrow-left"></button> </div> </div> </div> </div> <div class="social wow fadeInUp"> <div class="heading-section"> <svg> <use xlink:href="/bitrix/templates/finlit/img/sprite.svg#money"></use> </svg> </div> <div class="d-flex align-items-center flex-wrap justify-content-around w-75 mx-auto"> <span class="p pb-lg-0">Bizga obuna bo‘ling</span> <a href="https://www.facebook.com/finlituzb/" class="social-button medium facebook"> <i class="social-icon"> <svg width="11" height="22" viewBox="0 0 11 22" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M6.875 7.5625V4.8125C6.875 4.0535 7.491 3.4375 8.25 3.4375H9.625V0H6.875C4.59662 0 2.75 1.84663 2.75 4.125V7.5625H0V11H2.75V22H6.875V11H9.625L11 7.5625H6.875Z" fill="white" ></path> </svg> </i> </a> <a href="https://www.instagram.com/finlituzb/" class="social-button medium instagram"> <img src="/bitrix/templates/finlit/img/Instagram.svg" class="social-icon" alt=""> </a> <a href="https://t.me/finlituzb" class="social-button medium telegram"> <i class="social-icon"> <svg width="22" height="20" viewBox="0 0 22 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M5.83843 11.2128L0.434202 8.84815C-0.174837 8.58187 -0.13363 7.70428 0.497839 7.49653L21.048 0.721942C21.5857 0.544868 22.1096 1.02483 21.9801 1.5762L17.8735 19.0366C17.7509 19.5582 17.124 19.771 16.7095 19.4315L11.8841 15.4832L5.83843 11.2128Z" fill="#EBF0FA" ></path> <path d="M17.0356 4.49297L5.83838 11.2134L7.20844 17.5684C7.33133 18.1386 8.00336 18.3898 8.47017 18.0403L11.8841 15.4837L9.07513 13.185L17.3894 4.94814C17.6331 4.70661 17.3299 4.31633 17.0356 4.49297Z" fill="#BEC3D2" ></path> <path d="M7.66028 18.128C7.91199 18.2418 8.22046 18.2269 8.47024 18.0398L11.8842 15.4833L10.4797 14.3339L9.0752 13.1846L7.66028 18.128Z" fill="#AFB4C8" ></path> </svg> </i> </a> <a href="https://www.youtube.com/channel/UCNs4B8FabHPZVNwOkgWnthA" class="social-button medium youtube"> <img src="/bitrix/templates/finlit/img/youtube.svg" class="social-icon" alt=""> </a> <a href="/uz/articles/rss/" class="social-button medium rss"> <span class="icon-RSS mr-2"></span> RSS ga obuna bo‘ling </a> </div> </div> </div> </div> <div class="col-auto flex-grow-1 wow fadeInUp d-none d-lg-block"> <div class="slider"> <div class="h1 text-center py-4">Yangi kitoblar</div> <div class="d-flex justify-content-center align-items-center"> <div class="owl-book owl-carousel order-1"> <div class="book" onclick="window.location='/uz/training/books/1743199/'"> <div class="book-img"> <img loading="lazy" src="/upload/iblock/967/o39nb6ov4kqbjpfnp1gus5wjfo0alb5v/Frame_34555928_6_.jpg" alt="Brett King Bank 4.0 Doim siz bilan - hozir va shu yerda" /> </div> <p class="p"> Brett King Bank 4.0 Doim siz bilan - hozir va shu yerda </p> </div> <div class="book" onclick="window.location='/uz/training/books/1743201/'"> <div class="book-img"> <img loading="lazy" src="/upload/iblock/204/vfhuf15xdyqet2q87cxg1wxo9jdiq0xs/Frame_34555928_7_.jpg" alt="Dunkan Klark Alibaba. Jek Ma bunyod etgan maskan" /> </div> <p class="p"> Dunkan Klark Alibaba. Jek Ma bunyod etgan maskan </p> </div> <div class="book" onclick="window.location='/uz/training/books/1743194/'"> <div class="book-img"> <img loading="lazy" src="/upload/iblock/ba4/sweuyg7zkon7eqm9wyhe4vowfoumfevc/Frame_34555928.jpg" alt="Eshli Vens Ilon Mask. Tesla, SpaseX va kelajak sari yo‘l" /> </div> <p class="p"> Eshli Vens Ilon Mask. Tesla, SpaseX va kelajak sari yo‘l </p> </div> </div> <div class="slider-book-next order-3 px-2 mb-50"> <button class="btn btn-outline-primary with-icon icon-arrow-right"></button> </div> <div class="slider-book-prev order-0 px-2 mb-50"> <button class="btn btn-outline-primary with-icon icon-arrow-left"></button> </div> </div> </div> </div> </div> </div> </div> <footer class="footer container-fluid px-0 pt-5"> <section class="company"> <div class="container"> <div class="row align-items-center justify-content-between"> <div class="col-auto"> <div class="d-flex align-items-center"> <!--<div class="logo"></div> <div class="logo-text"> Moliyaviy <br />Savodxonlik </div>--> <img src="/bitrix/templates/finlit/img/logo/finlit-logotype-uz-gray.svg" alt=""> </div> </div> <div class="col-auto"> <nav class="footer-nav"> <a href="/uz/" class="footer-nav-link">Bosh sahifa</a> <a href="/uz/map/" class="footer-nav-link">Sayt xaritasi</a> <a href="/uz/services/question_answer/" class="footer-nav-link">Ko‘p beriladigan savollar</a> <a href="/uz/search/" class="footer-nav-link">Kengaytirilgan qidiruv</a> <a href="/uz/contacts/" class="footer-nav-link">Qayta aloqalar</a> </nav> </div> <div class="col col-lg-auto"> <a href="https://apps.apple.com/uz/app/finlituz-moliyaviy-savodxonlik/id1576671233" class="link-market"> <img loading="lazy" src="/bitrix/templates/finlit/img/apple-market-uz.svg" alt="applemarket" /> </a> </div> <div class="col col-lg-auto"> <a href="/uz/services/app/" class="link-market"> <img loading="lazy" src="/bitrix/templates/finlit/img/google-play-uz.svg" alt="google-play" /> </a> </div> <div class="col-2 d-flex"> <span class="icon-zap"></span> <span class="footer-faq"> <b>Matnda xatolikni ko‘rdingizmi?</b> <br /> Sichqoncha bilan belgilang va bosing CTRL + ENTER </span> </div> <div class="col-auto"> <img loading="lazy" src="/bitrix/templates/finlit/img/pechatb.svg" alt="" /> </div> </div> </div> <div class="col mx-auto d-lg-none text-center"> <img loading="lazy" width="300" height="47" src="/bitrix/templates/finlit/img/logo-cbu-footer-uz.svg" alt="" /> </div> </section> <section class="itcompany"> <div class="container"> <div class="row align-items-sm-center justify-content-between flex-column flex-lg-row"> <div class="col-12 col-lg-4"> <div class="d-flex d-lg-block flex-column py-3 text-center text-lg-left"> <div class="aboute-site-company"> © 2024 Moliyaviy savodxonlik bo‘yicha axborot-ta’lim veb-sayti </div> <div class="aboute-site-company"> Sayt materiallaridan foydalanish paytida <a href="https://finlit.uz">www.finlit.uz</a> ga havola berish zarur </div> </div> </div> <div class="col-12 col-lg-4 tech-info"> <div id="js-counters" class="d-flex justify-content-center counters"> </div> </div> <div class="col-12 col-lg-4"> <div class="d-flex flex-column align-items-center flex-lg-row py-3 justify-content-lg-end"> <div class="mr-lg-2"> <a href="https://pixelcraft.uz" title="www.pixelcraft.uz" class="aboute-site-company text-center text-lg-right d-block"> Sayt yaratuvchisi Pixelcraft® </a> <a href="https://1c-bitrix.ru" class="aboute-site-company text-center text-lg-right d-block"> Sayt 1C-Bitriksda ishlaydi </a> </div> <a href="https://pixelcraft.uz" title="www.pixelcraft.uz"> <img loading="lazy" src="/bitrix/templates/finlit/img/logo-studio.svg" alt="Pixelcraft®" class="logo-razrab my-2" /> </a> </div> </div> </div> </div> </section> </footer> <span style="" id="sexy_tooltip_title"><span class="the-tooltip top left dark-midnight-blue"><span class="tooltip_inner">Belgilangan matnni tinglash uchun quyidagi tugmani bosing</span></span></span> <span style="position: absolute; margin-top: -50000px;" id="sexy_tooltip"><span class="the-tooltip bottom left dark-midnight-blue"><span class="tooltip_inner powered_by_3 powered_by">Powered by <a href="#" target="_top" class="backlink_a">X</a></span></span></span> <div id="sound_container" class="sound_div sound_div_basic size_1 speaker_32" title=""> <div id="sound_text"></div> </div> <div id="sound_audio"></div> <div style="display: none;max-width:600px;" id="myModalSpeechFancybox" class="p-5"> <h4 class="modal-title" id="myModalSpeechLabel">Matnni audio holatda tinglash</h4> Veb-saytda matnni audio holatda tinglash mumkin. <br><br>Matnni tinglash uchun uni sichqoncha bilan ajratib oling va paydo bo‘lgan belgini bosing.<br><br><br> <h3>Ekran suxandoni</h3> <label><input id="speechSwitcher" title="Ekran suxandon funksiyasi yoqildi" name="speechSwitcher" type="checkbox"> Yoqish / O‘chirish</label> </div> <script type="text/javascript" async> !(function(t) { "use strict"; t.loadCSS || (t.loadCSS = function() {}); var e = (loadCSS.relpreload = {}); if ( ((e.support = (function() { var e; try { e = t.document.createElement("link").relList.supports("preload"); } catch (t) { e = !1; } return function() { return e; }; })()), (e.bindMediaToggle = function(t) { function e() { t.media = a; } var a = t.media || "all"; t.addEventListener ? t.addEventListener("load", e) : t.attachEvent && t.attachEvent("onload", e), setTimeout(function() { (t.rel = "stylesheet"), (t.media = "only x"); }), setTimeout(e, 3e3); }), (e.poly = function() { if (!e.support()) for (var a = t.document.getElementsByTagName("link"), n = 0; n < a.length; n++) { var o = a[n]; "preload" !== o.rel || "style" !== o.getAttribute("as") || o.getAttribute("data-loadcss") || (o.setAttribute("data-loadcss", !0), e.bindMediaToggle(o)); } }), !e.support()) ) { e.poly(); var a = t.setInterval(e.poly, 500); t.addEventListener ? t.addEventListener("load", function() { e.poly(), t.clearInterval(a); }) : t.attachEvent && t.attachEvent("onload", function() { e.poly(), t.clearInterval(a); }); } "undefined" != typeof exports ? (exports.loadCSS = loadCSS) : (t.loadCSS = loadCSS); })("undefined" != typeof global ? global : this); </script> <script> var PORTAL_MESS = {}; PORTAL_MESS["TEST_VERSION_1"] = "Sayt test rejimida ishlaydi"; PORTAL_MESS["TEST_VERSION_2"] = "#URL_START#Aloqa formasi#URL_END# orqali yuboriladi sharxlar va takliflar"; PORTAL_MESS["TEST_VERSION_3"] = "Sayt eski versiyasi bu manzilda #SITE# joylashgan"; PORTAL_MESS["SUM"] = "sum"; PORTAL_MESS["TIYIN"] = "tiyin"; PORTAL_MESS["CALC_WAIT"] = "Hisoblanmoqda... kuting..."; PORTAL_MESS["OB_TEXT_1"] = "Siz, eski brauzerdan foydalanayotganligingizni bilasizmi?"; PORTAL_MESS["OB_TEXT_2"] = "Sizning brauzeringiz juda eski va mazkur saytni noto‘g‘ri aks ettirishi mumkin. Siz o‘zingizga istalgan zamonaviyroq brauzerni o‘rnatishingiz mumkin"; PORTAL_MESS["OB_TEXT_3"] = "Oddiygina, o‘zingiz yoqtirgan brauzer tugmachasini bosing va uni ko‘chirib olish sahifasiga o‘tasiz"; PORTAL_MESS["OB_TEXT_4"] = "Ushbu oynani yopish orqali Siz brauzeringiz eskiligiga rozilik bildirasiz va zamonaviyroq brauzerni ko‘chirib olish istagingizni tasdiqlaysiz"; PORTAL_MESS["OB_TEXT_5"] = "Ushbu oyna yopilsin"; PORTAL_MESS["SHOW_ON_MAP"] = "Xaritada ko‘rsatish"; PORTAL_MESS["STAT_COMPLETE"] = "Yakunlanganlar"; PORTAL_MESS["STAT_RECEIVED"] = "Kelib tushganlar"; PORTAL_MESS["USD"] = "USD"; PORTAL_MESS["USDEUR"] = "USD"; PORTAL_MESS["EUR"] = "EURO"; PORTAL_MESS["UZS"] = "so‘m"; </script> <script type="text/javascript"> function ip_alert(text) { } </script> <script>if(!window.BX)window.BX={};if(!window.BX.message)window.BX.message=function(mess){if(typeof mess==='object'){for(let i in mess) {BX.message[i]=mess[i];} return true;}};</script> <script>(window.BX||top.BX).message({"pull_server_enabled":"N","pull_config_timestamp":0,"pull_guest_mode":"N","pull_guest_user_id":0});(window.BX||top.BX).message({"PULL_OLD_REVISION":"This page must be reloaded to ensure proper site functioning and to continue work."});</script> <script>(window.BX||top.BX).message({"JS_CORE_LOADING":"Загрузка...","JS_CORE_WINDOW_CLOSE":"Yopish","JS_CORE_WINDOW_EXPAND":"Развернуть","JS_CORE_WINDOW_NARROW":"Свернуть в окно","JS_CORE_WINDOW_SAVE":"Сохранить","JS_CORE_WINDOW_CANCEL":"Bekor qilish","JS_CORE_H":"ч","JS_CORE_M":"м","JS_CORE_S":"с","JS_CORE_NO_DATA":"- Ma’lumot yo’q -","JSADM_AI_HIDE_EXTRA":"Скрыть лишние","JSADM_AI_ALL_NOTIF":"Показать все","JSADM_AUTH_REQ":"Требуется авторизация!","JS_CORE_WINDOW_AUTH":"Kirish","JS_CORE_IMAGE_FULL":"Полный размер","JS_CORE_WINDOW_CONTINUE":"Продолжить"});</script><script src="/bitrix/js/main/core/core.min.js?1729774625225181"></script><script>BX.Runtime.registerExtension({"name":"main.core","namespace":"BX","loaded":true});</script> <script>BX.setJSList(["\/bitrix\/js\/main\/core\/core_ajax.js","\/bitrix\/js\/main\/core\/core_promise.js","\/bitrix\/js\/main\/polyfill\/promise\/js\/promise.js","\/bitrix\/js\/main\/loadext\/loadext.js","\/bitrix\/js\/main\/loadext\/extension.js","\/bitrix\/js\/main\/polyfill\/promise\/js\/promise.js","\/bitrix\/js\/main\/polyfill\/find\/js\/find.js","\/bitrix\/js\/main\/polyfill\/includes\/js\/includes.js","\/bitrix\/js\/main\/polyfill\/matches\/js\/matches.js","\/bitrix\/js\/ui\/polyfill\/closest\/js\/closest.js","\/bitrix\/js\/main\/polyfill\/fill\/main.polyfill.fill.js","\/bitrix\/js\/main\/polyfill\/find\/js\/find.js","\/bitrix\/js\/main\/polyfill\/matches\/js\/matches.js","\/bitrix\/js\/main\/polyfill\/core\/dist\/polyfill.bundle.js","\/bitrix\/js\/main\/core\/core.js","\/bitrix\/js\/main\/polyfill\/intersectionobserver\/js\/intersectionobserver.js","\/bitrix\/js\/main\/lazyload\/dist\/lazyload.bundle.js","\/bitrix\/js\/main\/polyfill\/core\/dist\/polyfill.bundle.js","\/bitrix\/js\/main\/parambag\/dist\/parambag.bundle.js"]); </script> <script>BX.Runtime.registerExtension({"name":"ui.design-tokens","namespace":"window","loaded":true});</script> <script>BX.Runtime.registerExtension({"name":"ui.fonts.opensans","namespace":"window","loaded":true});</script> <script>BX.Runtime.registerExtension({"name":"main.popup","namespace":"BX.Main","loaded":true});</script> <script>BX.Runtime.registerExtension({"name":"popup","namespace":"window","loaded":true});</script> <script>(window.BX||top.BX).message({"LANGUAGE_ID":"uz","FORMAT_DATE":"DD.MM.YYYY","FORMAT_DATETIME":"DD.MM.YYYY HH:MI:SS","COOKIE_PREFIX":"BITRIX_SM","SERVER_TZ_OFFSET":"18000","UTF_MODE":"Y","SITE_ID":"f3","SITE_DIR":"\/uz\/","USER_ID":"","SERVER_TIME":1734170417,"USER_TZ_OFFSET":0,"USER_TZ_AUTO":"Y","bitrix_sessid":"589ad5fbce9c4abad69c374a74c6fca0"});</script><script src="/bitrix/js/pull/protobuf/protobuf.min.js?165995639976433"></script> <script src="/bitrix/js/pull/protobuf/model.min.js?165995639914190"></script> <script src="/bitrix/js/main/core/core_promise.min.js?15823123752490"></script> <script src="/bitrix/js/rest/client/rest.client.min.js?15823123748529"></script> <script src="/bitrix/js/pull/client/pull.client.min.js?172977445949664"></script> <script src="/bitrix/js/main/popup/dist/main.popup.bundle.min.js?173280784165924"></script> <script>BX.setJSList(["\/bitrix\/templates\/finlit\/js\/jquery.min.js","\/bitrix\/templates\/finlit\/js\/jquery.reject-1.1.0.min.js","\/bitrix\/templates\/finlit\/js\/bundle.js","\/bitrix\/templates\/finlit\/js\/jquery.fancybox\/jquery.fancybox.min.js","\/bitrix\/templates\/finlit\/js\/jquery.cookie-1.4.1.min.js","\/bitrix\/templates\/finlit\/js\/common.js","\/bitrix\/templates\/finlit\/js\/common-index.js","\/bitrix\/templates\/finlit\/js\/jQueryRotate-2.1.min.js","\/bitrix\/templates\/finlit\/js\/jquery.easing-1.3.min.js","\/bitrix\/templates\/finlit\/js\/mediaelement-and-player-2.16.4.min.js","\/bitrix\/templates\/finlit\/js\/gspeech-1.0.3.min.js","\/bitrix\/templates\/finlit\/js\/narrator\/jquery-ui.min.js","\/bitrix\/templates\/finlit\/js\/narrator\/default.min.js","\/bitrix\/templates\/finlit\/js\/narrator\/specialView.min.js","\/bitrix\/templates\/finlit\/js\/narrator\/mousetrap.min.js"]);</script> <script>BX.setCSSList(["\/bitrix\/components\/pixelcraft\/fg.lang.menu\/templates\/.main_mobile\/style.css","\/bitrix\/templates\/finlit\/styles.css","\/bitrix\/templates\/finlit\/template_styles.css","\/bitrix\/components\/pixelcraft\/document\/templates\/.default\/style.css","\/bitrix\/templates\/finlit\/assets\/bootstrap.min.css","\/bitrix\/templates\/finlit\/assets\/animate.min.css","\/bitrix\/templates\/finlit\/js\/jquery.fancybox\/jquery.fancybox.min.css","\/bitrix\/templates\/finlit\/css\/style.bundle.css","\/bitrix\/templates\/finlit\/css\/gspeech.css","\/bitrix\/templates\/finlit\/css\/narrator\/main.min.css","\/bitrix\/templates\/finlit\/css\/narrator\/media.css"]);</script> <script type="text/javascript"> var ALXerrorSendMessages={ 'head':'Matndan topilgan hatolik', 'footer':'<b>Muallifga hatolik to’g’risida habar berish kerakmi?</b><br /><span style="font-size: 10px; color: #7d7d7d">(brauzeringiz shu sahifada qoladi)</span>', 'comment':'Muallif uchun mulohaza (zaruriyatda)', 'TitleForm':'Hatolik haqida habar', 'ButtonSend':'Yuborish', 'LongText':'Siz juda katta hajmdagi matnni belgiladingiz.', 'LongText2':'Qaytadan urinib ko’ring.', 'cancel':'Bekor qilish', 'senderror':'Xabar yuborishda xatolik!', 'close':'Yopish', 'text_ok':'Sizning habaringiz yuborildi.', 'text_ok2':'E’tiboringiz uchun rahmat!' } </script> <script type='text/javascript' async src='/bitrix/js/altasib.errorsend/error.js'></script> <script src="/bitrix/cache/js/f3/finlit/template_92ef308eca0e1f20c6313a5dd77c8d06/template_92ef308eca0e1f20c6313a5dd77c8d06_v1.js?1733923259793328"></script> <script type="text/javascript"> var site_lng = 'uz'; var players = new Array(), blink_timer = new Array(), rotate_timer = new Array(), lang_identifier = 'uz', selected_txt = '', sound_container_clicked = false, sound_container_visible = true, blinking_enable = true, basic_plg_enable = true, pro_container_clicked = false, streamerphp_folder = '/bitrix/components/pixelcraft/gspeech/', translation_tool = 'g', translation_audio_type = 'audio/mpeg', speech_text_length = 50, blink_start_enable_pro = true, createtriggerspeechcount = 0, speechtimeoutfinal = 0, speechtxt = '', userRegistered = "0", gspeech_bcp = ["rgba(0,0,0,0)","rgba(255,255,255,0)","rgba(255,255,255,0)","rgba(255,255,255,0)","rgba(255,255,255,0)"], gspeech_cp = ["#F0F0F0","#3284c7","#fc0000","#0d7300","#ea7d00"], gspeech_bca = ["rgba(0, 0, 0, 0.24)","#3284c7","#ff3333","#0f8901","#ea7d00"], gspeech_ca = ["#ffffff","#ffffff","#ffffff","#ffffff","#ffffff"], gspeech_spop = ["90","80","90","90","90"], gspeech_spoa = ["100","100","100","100","100"], gspeech_animation_time = ["400","400","400","400","400"]; </script> <script>var adwSnow={canvas:document.createElement("CANVAS"),canvasStyles:{pointerEvents:"none",position:"fixed",top:0,left:0,right:0,bottom:0,width:"100%",opacity:.8,zIndex:9999},ctx:null,snowColor:"rgb(255,255,255)",snowSize:1,width:window.innerWidth,height:window.innerHeight,delay:33,animationTimer:0,resizeTimeout:null,particles:[],snowCount:0,init:function(t){for(var i in"object"==typeof t&&"number"==typeof t.snowSize&&(this.snowSize=t.snowSize)&&"string"==typeof t.snowColor&&(this.snowColor=t.snowColor),this.canvasStyles)this.canvas.style[i]=this.canvasStyles[i];this.setCanvasSize(),document.body.appendChild(this.canvas),window.addEventListener("resize",function(){this.resizeTimeout||(this.resizeTimeout=setTimeout(function(){this.resizeTimeout=null,this.resizeHandler()}.bind(this),66))}.bind(this),!1),this.ctx=this.canvas.getContext("2d"),"object"==typeof this.ctx&&this.startPaint()},setCanvasSize:function(){return this.snowCount=.26*window.innerWidth,this.canvas.width=this.width=window.innerWidth,this.canvas.height=this.height=window.innerHeight,this},resizeHandler:function(){this.setCanvasSize()},startPaint:function(){for(var t=0;t<this.snowCount;t++)this.particles.push(new this.createParticles(t,Math.random()*this.width,Math.random()*this.height,this.snowSize));this.animationTimer=setInterval(this.newFrame.bind(this),this.delay)},createParticles:function(t,i,s,n){this.x=i,this.y=s,this.r=Math.random()+.25*n,this.xs=Math.random()*this.r*4-2,this.ys=this.r*Math.random()*2+1},newFrame:function(){this.ctx.globalCompositeOperation="source-over",this.ctx.clearRect(0,0,this.width,this.height);for(var t=0;t<this.particles.length;t++){var i=this.particles[t];this.ctx.beginPath(),this.ctx.fillStyle=this.snowColor,this.ctx.arc(i.x,i.y,i.r,2*Math.PI,!1),this.ctx.fill(),99<100*Math.random()&&(i.xs=Math.random()*i.r*4-2),i.y+=i.ys,i.x+=i.xs,(i.x>this.canvas.width||i.y>this.canvas.height)&&(i.x=Math.random()*this.canvas.width,i.y=-2)}}};adwSnow.init({snowSize:5,snowColor:"#ffffff",});</script></body> </html>