Latest insights from the community: Finextra Research

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href="/bloggers/luke_allchin_rfi"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl00_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_135631_luke_allchin_175.jpg" alt="Luke Allchin" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl00_hMember" aria-label="link to author: Luke Allchin" href="/bloggers/luke_allchin_rfi">Luke Allchin</a> Director - North America at RFI Global</p> <h2 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl00_hTitle" aria-label="Read article: Breaking Barriers: The Banks That Are Supporting Black Financial Inclusion" href="/blogposting/27816/breaking-barriers-the-banks-that-are-supporting-black-financial-inclusion">Breaking Barriers: The Banks That Are Supporting Black Financial Inclusion</a> </h2> <p class="card-text"> February is Black History Month in the US, a time to celebrate progress and highlight positive changes, including those happening within the financial industry. While we honor the achievements of Black Americans, we must also recognize the financial challenges that persist – for example, the data shows that 39% of Black households are either strug... </p> <p class="card-baseline"> <time class="card-timestamp card-icon clock" datetime="2025-02-19 14:14:04Z">13 hours</time> <span class="card-channels"> <a href="/channel/retail" class="card-channel-link" arial-label="link to channel: /channel/retail">/retail</a> <a href="/channel/inclusion" class="card-channel-link" arial-label="link to channel: /channel/inclusion">/inclusion</a> </span> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl00_hGroup" class="card-channelgroup-link card-icon folder" aria-label="link to group:Banking" href="/community-group/193/banking">Banking</a> </p> </div> </div> </div> </div>  <div class="card card--post no-post-img card-round-border"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl01_hBlogger" aria-label="link to author: Igor Kostyuchenok" href="/bloggers/165855"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl01_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_165855_igor_kostyuchenok_42.jpg" alt="Igor Kostyuchenok" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl01_hMember" aria-label="link to author: Igor Kostyuchenok" href="/bloggers/165855">Igor Kostyuchenok</a> Managing Director at IKFT</p> <h2 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl01_hTitle" aria-label="Read article: Munich Security Conference and the Future of Tech" href="/blogposting/27894/munich-security-conference-and-the-future-of-tech">Munich Security Conference and the Future of Tech</a> </h2> <p class="card-text"> Munich Security Conference was a shock for some of the Europeans, although it shouldn’t have been. The so called liberal values have contributed to the creation of the new virtual reality with tens of genders, slash of free speech and cancel of the political opposition. What has been preached by the global liberal elites through the US government... </p> <p class="card-baseline"> <time class="card-timestamp card-icon clock" datetime="2025-02-19 13:55:41Z">13 hours</time> <span class="card-channels"> <a href="/channel/markets" class="card-channel-link" arial-label="link to channel: /channel/markets">/markets</a> <a href="/channel/predictions" class="card-channel-link" arial-label="link to channel: /channel/predictions">/predictions</a> </span> </p> </div> </div> </div> </div>  <div class="card card--post no-post-img card-round-border"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl02_hBlogger" aria-label="link to author: Francesco Fulcoli" href="/bloggers/ff82"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl02_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_158160_francesco_fulcoli_14.jpg" alt="Francesco Fulcoli" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl02_hMember" aria-label="link to author: Francesco Fulcoli" href="/bloggers/ff82">Francesco Fulcoli</a> Chief Compliance and Risk Officer at Flagstone</p> <h2 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl02_hTitle" aria-label="Read article: Big Tech and Digital Wallets: Next Steps from the FCA and PSR Feedback Statement" href="/blogposting/27892/big-tech-and-digital-wallets-next-steps-from-the-fca-and-psr-feedback-statement">Big Tech and Digital Wallets: Next Steps from the FCA and PSR Feedback Statement</a> </h2> <p class="card-text"> The Financial Conduct Authority (FCA) and the Payment Systems Regulator PSR) have released their latest Feedback Statement (FS25/1) on Big Tech and digital wallets. This comprehensive document consolidates feedback received from stakeholders following their July 2024 Call for Information (CFI). It highlights the rapid adoption of digital wallets... </p> <p class="card-baseline"> <time class="card-timestamp card-icon clock" datetime="2025-02-19 12:45:05Z">14 hours</time> <span class="card-channels"> <a href="/channel/payments" class="card-channel-link" arial-label="link to channel: /channel/payments">/payments</a> <a href="/channel/regulation" class="card-channel-link" arial-label="link to channel: /channel/regulation">/regulation</a> </span> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl02_hGroup" class="card-channelgroup-link card-icon folder" aria-label="link to group:Fintech" href="/community-group/83/fintech">Fintech</a> </p> </div> </div> </div> </div>  <div class="card card--post no-post-img card-round-border"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl03_hBlogger" aria-label="link to author: Jack Land" href="/bloggers/166382"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl03_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_166382_jack_land_175.jpg" alt="Jack Land" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl03_hMember" aria-label="link to author: Jack Land" href="/bloggers/166382">Jack Land</a> Head of Marketing & UK Growth at MetaWealth</p> <h2 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl03_hTitle" aria-label="Read article: What’s In Store for Real-World Assets in 2025" href="/blogposting/27890/whats-in-store-for-real-world-assets-in-2025">What’s In Store for Real-World Assets in 2025</a> </h2> <p class="card-text"> The tokenisation of real-world assets (RWAs) is gaining serious momentum in 2025, with industry experts predicting that $50 billion in total RWA on-chain value will be reached this year. Converting ownership of real-world assets such as bonds, real estate or commodities into digital tokens on a blockchain enhances liquidity and transparency. Finan... </p> <p class="card-baseline"> <time class="card-timestamp card-icon clock" datetime="2025-02-19 12:07:45Z">15 hours</time> <span class="card-channels"> <a href="/channel/wealth" class="card-channel-link" arial-label="link to channel: /channel/wealth">/wealth</a> <a href="/channel/crypto" class="card-channel-link" arial-label="link to channel: /channel/crypto">/crypto</a> </span> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl03_hGroup" class="card-channelgroup-link card-icon folder" aria-label="link to group:Innovation in Financial Services" href="/community-group/33/innovation-in-financial-services">Innovation in Financial Services</a> </p> </div> </div> </div> </div>  <div class="card card--post no-post-img card-round-border"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl04_hBlogger" aria-label="link to author: Frank Moreno" href="/bloggers/155431"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl04_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_155431_frank_moreno_2.jpg" alt="Frank Moreno" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl04_hMember" aria-label="link to author: Frank Moreno" href="/bloggers/155431">Frank Moreno</a> CMO at Entersekt</p> <h2 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl04_hTitle" aria-label="Read article: Striking the right balance to combat rising APP fraud in the US" href="/blogposting/27891/striking-the-right-balance-to-combat-rising-app-fraud-in-the-us">Striking the right balance to combat rising APP fraud in the US</a> </h2> <p class="card-text"> APP fraud has been steadily increasing, with losses projected to reach around $3.08 billion by 2026. This reflects a significant increase from previous years. In response to this global challenge, Britain’s Treasury (HMT) last year published draft regulations that would allow banks to delay outbound payments for up to 72 hours if fraud was suspec... </p> <p class="card-baseline"> <time class="card-timestamp card-icon clock" datetime="2025-02-19 11:55:46Z">15 hours</time> <span class="card-channels"> <a href="/channel/payments" class="card-channel-link" arial-label="link to channel: /channel/payments">/payments</a> <a href="/channel/crime" class="card-channel-link" arial-label="link to channel: /channel/crime">/crime</a> </span> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl04_hGroup" class="card-channelgroup-link card-icon folder" aria-label="link to group:Digital Banking" href="/community-group/182/digital-banking">Digital Banking</a> </p> </div> </div> </div> </div>  <div class="card card--post no-post-img card-round-border"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl05_hBlogger" aria-label="link to author: Shuvo G. Roy" href="/bloggers/157979"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl05_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_157979_shuvo_g.%20roy_17.jpg" alt="Shuvo G. Roy" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl05_hMember" aria-label="link to author: Shuvo G. Roy" href="/bloggers/157979">Shuvo G. Roy</a> Industry Solutions & Head Financial Services EMEA at Mphasis</p> <h2 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl05_hTitle" aria-label="Read article: Navigating the cost-of-living crisis: How advanced analytics can mitigate credit risk" href="/blogposting/27889/navigating-the-cost-of-living-crisis-how-advanced-analytics-can-mitigate-credit-risk">Navigating the cost-of-living crisis: How advanced analytics can mitigate credit risk</a> </h2> <p class="card-text"> Britain's cost of living crisis isn't up for debate. It's real, and it's biting hard. With the Consumer Prices Index (CPI) surging by 10.1% year-on-year, the squeeze on household finances is undeniable. Rising inflation, soaring energy costs, and stagnant wages are putting unprecedented pressure on consumers and businesses, with families struggli... </p> <p class="card-baseline"> <time class="card-timestamp card-icon clock" datetime="2025-02-19 10:48:02Z">16 hours</time> <span class="card-channels"> <a href="/channel/wealth" class="card-channel-link" arial-label="link to channel: /channel/wealth">/wealth</a> <a href="/channel/inclusion" class="card-channel-link" arial-label="link to channel: /channel/inclusion">/inclusion</a> </span> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl05_hGroup" class="card-channelgroup-link card-icon folder" aria-label="link to group:Banking" href="/community-group/193/banking">Banking</a> </p> </div> </div> </div> </div>  <div class="card card--post no-post-img card-round-border"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl06_hBlogger" aria-label="link to author: Paula Hunter" href="/bloggers/160811"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl06_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_160811_paula_hunter_14.jpg" alt="Paula Hunter" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl06_hMember" aria-label="link to author: Paula Hunter" href="/bloggers/160811">Paula Hunter</a> Executive Director at Mojaloop Foundation</p> <h2 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl06_hTitle" aria-label="Read article: How Open Source Software Provides Control While Fostering Innovation" href="/blogposting/27886/how-open-source-software-provides-control-while-fostering-innovation">How Open Source Software Provides Control While Fostering Innovation</a> </h2> <p class="card-text"> As digital payments evolve, financial service providers and regulators face a critical challenge: how to maintain control over financial infrastructure while fostering innovation. Open-source software designed for inclusive, instant interoperable payment systems (IIPS), offers a solution that balances both. Open-source software designed for IIPS i... </p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-18 19:48:53Z">18 February 2025</time> <span class="card-channels"> <a href="/channel/payments" class="card-channel-link" arial-label="link to channel: /channel/payments">/payments</a> <a href="/channel/inclusion" class="card-channel-link" arial-label="link to channel: /channel/inclusion">/inclusion</a> </span> </p> </div> </div> </div> </div>  <div class="card card--post no-post-img card-round-border"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl07_hBlogger" aria-label="link to author: Bo Harald" href="/bloggers/good%20for%20society%20at%20large"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl07_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_43145_bo_harald_15.jpg" alt="Bo Harald" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl07_hMember" aria-label="link to author: Bo Harald" href="/bloggers/good%20for%20society%20at%20large">Bo Harald</a> Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,</p> <h2 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl07_hTitle" aria-label="Read article: Reposting e-invoicing letter to Santa.. should write him about wallets next.." href="/blogposting/27885/reposting-e-invoicing-letter-to-santa-should-write-him-about-wallets-next">Reposting e-invoicing letter to Santa.. should write him about wallets next..</a> </h2> <p class="card-text"> Europe 17.12.2008 Dear Santa, We have been really nice, technology-neutral and hardworking Experts this year and look forward to You bringing us a few presents to play around with in 2009. The first wish is a book - more precisely a handbook. We namely wrote a letter to the EU Commission in July and asked for Equal Treatment of paper and e-invo... </p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-18 18:13:20Z">18 February 2025</time> <span class="card-channels"> <a href="/channel/payments" class="card-channel-link" arial-label="link to channel: /channel/payments">/payments</a> <a href="/channel/retail" class="card-channel-link" arial-label="link to channel: /channel/retail">/retail</a> </span> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl07_hGroup" class="card-channelgroup-link card-icon folder" aria-label="link to group:Innovation in Financial Services" href="/community-group/33/innovation-in-financial-services">Innovation in Financial Services</a> </p> </div> </div> </div> </div>  <div class="card card--post no-post-img card-round-border"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl08_hBlogger" aria-label="link to author: Jignesh Kapadia" href="/bloggers/166789"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl08_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_166789_jignesh_kapadia_126.jpg" alt="Jignesh Kapadia" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl08_hMember" aria-label="link to author: Jignesh Kapadia" href="/bloggers/166789">Jignesh Kapadia</a> </p> <h2 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl08_hTitle" aria-label="Read article: Future Of Financial Services with Evolution of AI" href="/blogposting/27883/future-of-financial-services-with-evolution-of-ai">Future Of Financial Services with Evolution of AI</a> </h2> <p class="card-text"> Financial Services Industry plays a very crucial role in global commerce landscape. It is undergoing a rapid transformation with new technology advancements and innovations, changing customer’s behavior, expectations and a regulatory landscape that is ever demanding. The Executives (CXO/CMO/CRO/CFO/CPO/CDO) face a challenge to tr </p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-18 16:07:56Z">18 February 2025</time> <span class="card-channels"> <a href="/channel/ai" class="card-channel-link" arial-label="link to channel: /channel/ai">/ai</a> <a href="/channel/wealth" class="card-channel-link" arial-label="link to channel: /channel/wealth">/wealth</a> </span> </p> </div> </div> </div> </div>  <div class="card card--post no-post-img card-round-border"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl09_hBlogger" aria-label="link to author: Jignesh Kapadia" href="/bloggers/166789"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl09_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_166789_jignesh_kapadia_126.jpg" alt="Jignesh Kapadia" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl09_hMember" aria-label="link to author: Jignesh Kapadia" href="/bloggers/166789">Jignesh Kapadia</a> </p> <h2 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl09_hTitle" aria-label="Read article: SUSTAINABLE GREEN BOND INVESTMENTS FOR CAPITAL MARKETS" href="/blogposting/27882/sustainable-green-bond-investments-for-capital-markets">SUSTAINABLE GREEN BOND INVESTMENTS FOR CAPITAL MARKETS</a> </h2> <p class="card-text"> In today’s constantly changing world, global challenges, and business landscape there are many challenges that the leaders and organizations must go through. For the Financial Services industry it presents new or increasing risks for investors, such as climate risk, increased regulatory pressures, social and demographic shifts, pri </p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-18 14:50:35Z">18 February 2025</time> <span class="card-channels"> <a href="/channel/wealth" class="card-channel-link" arial-label="link to channel: /channel/wealth">/wealth</a> <a href="/channel/sustainable" class="card-channel-link" arial-label="link to channel: /channel/sustainable">/sustainable</a> </span> <a id="ctl00_ctl00_body_bodyLevel_Listing_rBlogs_ctl09_hGroup" class="card-channelgroup-link card-icon folder" aria-label="link to group:Alternative Investments" href="/community-group/180/alternative-investments">Alternative Investments</a> </p> </div> </div> </div> </div> </section> <div class="pagination--row"> <div class="col-12"> <div id="ctl00_ctl00_body_bodyLevel_Listing_pagination" class="pagination"> 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