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entry-title"> FCA's 2024 Consumer Focus Still Has Firms Guessing</a></h3> <p>The Financial Conduct Authority shifted further toward results-based financial regulation in 2024 by requiring regulated companies to comply better with its Consumer Duty, forcing managers to make individual interpretations of the regime's often ambiguous requirements where more specific rules are missing.</p> </div> </div> </div> <div class="item"> <div class="slide-content"> <div class="headline-layer"> <h3><a href="/insurance-uk/articles/1840880/snap-july-4-election-leaves-pension-reform-in-disarray" title="Snap July 4 Election Leaves Pension Reform In Disarray" class="url entry-title">Snap July 4 Election Leaves Pension Reform In Disarray</a></h3> <p>The government's decision to call a snap general election for July 4 has left the U.K.'s pension sector in limbo, experts say, with uncertainty over whether the next administration will continue with an ambitious reform program.</p> </div> </div> </div> <div class="item"> <div class="slide-content"> <div class="headline-layer"> <h3><a href="/insurance-uk/articles/1698056/plan-to-recast-2-5t-pensions-sector-raises-new-risks" title="Plan To Recast £2.5T Pensions Sector Raises New Risks" class="url entry-title">Plan To Recast £2.5T Pensions Sector Raises New Risks</a></h3> <p>The government unveiled a set of reforms Tuesday designed to tap the U.K.'s £2.5 trillion ($3.2 trillion) pension sector for investment in new technology startups — but experts say the shakeup could lead to an uncertain future for millions of workers saving for retirement.</p> </div> </div> </div> </div> <a class="left carousel-control" href="#carousel-section-featured" role="button" data-slide="prev"> <span class="glyphicon glyphicon-chevron-left" aria-hidden="true"></span> <span class="sr-only">Previous</span> </a> <a class="right carousel-control" href="#carousel-section-featured" role="button" data-slide="next"> <span class="glyphicon glyphicon-chevron-right" aria-hidden="true"></span> <span class="sr-only">Next</span> </a> </div> </div> <div class="visible-xs"> <div class="featured-content"> <h3><a href="/insurance-uk/articles/2268570/the-biggest-developments-in-insurance-in-2024?carousel=1" title="The Biggest Developments In Insurance In 2024" class="url entry-title">The Biggest Developments In Insurance In 2024</a></h3> <p>The financial watchdog has come under pressure this year from the Labour government to tackle the cost of insurance, which has soared because of rising claims caused by the ongoing repercussions from Brexit and the war in Ukraine. </p> </div> <div class="featured-content"> <h3><a href="/insurance-uk/articles/2264176/-fca-s-2024-consumer-focus-still-has-firms-guessing?carousel=1" title=" FCA's 2024 Consumer Focus Still Has Firms Guessing" class="url entry-title"> FCA's 2024 Consumer Focus Still Has Firms Guessing</a></h3> <p>The Financial Conduct Authority shifted further toward results-based financial regulation in 2024 by requiring regulated companies to comply better with its Consumer Duty, forcing managers to make individual interpretations of the regime's often ambiguous requirements where more specific rules are missing.</p> </div> <div class="featured-content"> <h3><a href="/insurance-uk/articles/1840880/snap-july-4-election-leaves-pension-reform-in-disarray?carousel=1" title="Snap July 4 Election Leaves Pension Reform In Disarray" class="url entry-title">Snap July 4 Election Leaves Pension Reform In Disarray</a></h3> <p>The government's decision to call a snap general election for July 4 has left the U.K.'s pension sector in limbo, experts say, with uncertainty over whether the next administration will continue with an ambitious reform program.</p> </div> <div class="featured-content"> <h3><a href="/insurance-uk/articles/1698056/plan-to-recast-2-5t-pensions-sector-raises-new-risks?carousel=1" title="Plan To Recast £2.5T Pensions Sector Raises New Risks" class="url entry-title">Plan To Recast £2.5T Pensions Sector Raises New Risks</a></h3> <p>The government unveiled a set of reforms Tuesday designed to tap the U.K.'s £2.5 trillion ($3.2 trillion) pension sector for investment in new technology startups — but experts say the shakeup could lead to an uncertain future for millions of workers saving for retirement.</p> </div> </div> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-18">March 18, 2025</span> <h3><a href="/insurance-uk/articles/2312293/minister-defends-rejection-of-pension-redress-for-women" title="Minister Defends Rejection Of Pension Redress For Women" class="url entry-title">Minister Defends Rejection Of Pension Redress For Women</a></h3> <p class="entry-content">The U.K. government did not ignore a parliamentary report that condemned historic state failures to inform women their state pension age had changed, but came to a "different conclusion" in a "rare, but not unprecedented" move, the pensions minister said Monday.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-18">March 18, 2025</span> <h3><a href="/insurance-uk/articles/2312022/watchdog-probes-mha-s-audit-of-failed-uk-builder-isg-" title="Watchdog Probes MHA's Audit Of Failed UK Builder ISG " class="url entry-title">Watchdog Probes MHA's Audit Of Failed UK Builder ISG </a></h3> <p class="entry-content">The accounting watchdog said Tuesday that it has launched an enforcement investigation into accountancy firm MacIntyre Hudson LLP over its audit of failed construction services company ISG Ltd.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-18">March 18, 2025</span> <h3><a href="/insurance-uk/articles/2312024/gowling-led-church-of-scotland-seals-75m-pension-buy-in-" title="Gowling-Led Church Of Scotland Seals £75M Pension Buy-In " class="url entry-title">Gowling-Led Church Of Scotland Seals £75M Pension Buy-In </a></h3> <p class="entry-content">The Church of Scotland offloaded £75 million ($97.3 million) of its pension scheme liabilities to London-listed Just Group PLC, the insurer said Tuesday, in a deal guided by Gowling WLG and Burness Paull LLP.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-18">March 18, 2025</span> <h3><a href="/insurance-uk/articles/2312064/treasury-meets-fintech-bosses-on-growth-scrapping-rules" title="Treasury Meets Fintech Bosses On Growth, Scrapping Rules" class="url entry-title">Treasury Meets Fintech Bosses On Growth, Scrapping Rules</a></h3> <p class="entry-content">Chancellor Rachel Reeves met bosses of financial technology companies on Tuesday to discuss growth opportunities and new legislation to scrap unnecessary rules and boost capital markets, according to HM Treasury.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-18">March 18, 2025</span> <h3><a href="/insurance-uk/articles/2310744/aspen-says-frost-damage-excludes-pellet-maker-s-4m-claim" title="Aspen Says Frost Damage Excludes Pellet Maker's £4M Claim" class="url entry-title">Aspen Says Frost Damage Excludes Pellet Maker's £4M Claim</a></h3> <p class="entry-content">Aspen Insurance UK has argued it was right to deny a £4.2 million ($5.6 million) claim by a wood pellet manufacturer seeking to cover losses sustained after damage to its production equipment because the cause of the damage was excluded from the policy.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-17">March 17, 2025</span> <h3><a href="/insurance-uk/articles/2311539/insurers-fight-for-arbitration-in-la-hurricane-damage-dispute" title="Insurers Fight For Arbitration In La. Hurricane Damage Dispute" class="url entry-title">Insurers Fight For Arbitration In La. Hurricane Damage Dispute</a></h3> <p class="entry-content">A group of insurers is urging the Fifth Circuit to send its dispute with a Louisiana municipality over coverage for property damage caused by a pair of Category 4 hurricanes to arbitration, despite an opposing ruling last fall by the state's top court.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-17">March 17, 2025</span> <h3><a href="/insurance-uk/articles/2311384/9-in-10-providers-using-ai-pensions-body-says" title="9 In 10 Providers Using AI, Pensions Body Says" class="url entry-title">9 In 10 Providers Using AI, Pensions Body Says</a></h3> <p class="entry-content">Almost 90% of organizations in the pensions sector already use artificial intelligence at work, according to a survey published Monday by the Society of Pension Professionals.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-17">March 17, 2025</span> <h3><a href="/insurance-uk/articles/2311419/kuwait-pension-fund-says-director-ran-1b-bribery-scheme" title="Kuwait Pension Fund Says Director Ran $1B Bribery Scheme" class="url entry-title">Kuwait Pension Fund Says Director Ran $1B Bribery Scheme</a></h3> <p class="entry-content">The former director of Kuwait's pensions authority orchestrated a two-decade-long "unlawful scheme of corrupt payments" in excess of $1 billion, lawyers for the authority said at the opening of a bribery trial in London on Monday.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-17">March 17, 2025</span> <h3><a href="/insurance-uk/articles/2311391/government-wants-pension-watchdog-to-cut-red-tape" title="Government Wants Pension Watchdog To Cut Red Tape" class="url entry-title">Government Wants Pension Watchdog To Cut Red Tape</a></h3> <p class="entry-content">The government said Monday it wants the U.K.'s pension watchdog to cut red tape, in a bid to strip back regulatory burdens it sees as inhibiting growth.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-17">March 17, 2025</span> <h3><a href="/insurance-uk/articles/2311388/uk-to-launch-measures-to-speed-up-firms-approval-process" title="UK To Launch Measures To Speed Up Firms' Approval Process" class="url entry-title">UK To Launch Measures To Speed Up Firms' Approval Process</a></h3> <p class="entry-content">The U.K. government will introduce measures for the Financial Conduct Authority to speed up support for early-stage businesses as part of a broader set of reforms to reduce regulatory impediments to economic growth.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-17">March 17, 2025</span> <h3><a href="/insurance-uk/articles/2311383/eu-insurers-to-see-boost-from-increased-defense-spending" title="EU Insurers To See Boost From Increased Defense Spending" class="url entry-title">EU Insurers To See Boost From Increased Defense Spending</a></h3> <p class="entry-content">European insurers are set to benefit from rising government bond yields linked to increased borrowing to fund defense spending, Fitch Ratings has said.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-14">March 14, 2025</span> <h3><a href="/insurance-uk/articles/2310729/aon-can-sue-howden-in-staff-poaching-case-in-england" title="Aon Can Sue Howden In Staff Poaching Case In England" class="url entry-title">Aon Can Sue Howden In Staff Poaching Case In England</a></h3> <p class="entry-content">Aon UK Ltd can pursue its claim against Howden Group Holdings Ltd related to alleged staff poaching from Aon's Brazilian insurance business, after a ruling Friday that English courts have jurisdiction.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-14">March 14, 2025</span> <h3><a href="/insurance-uk/articles/2310773/gov-t-orders-law-shake-up-to-boost-insurance-mutuals-" title="Gov't Orders Law Shake-Up To Boost Insurance Mutuals " class="url entry-title">Gov't Orders Law Shake-Up To Boost Insurance Mutuals </a></h3> <p class="entry-content">The government has ordered a review of the law governing insurance mutuals, as it said it would double the number of companies operating in the sector.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-14">March 14, 2025</span> <h3><a href="/insurance-uk/articles/2310751/willkie-led-pe-firm-to-buy-stake-in-uk-insurance-broker" title="Willkie-Led PE Firm To Buy Stake In UK Insurance Broker" class="url entry-title">Willkie-Led PE Firm To Buy Stake In UK Insurance Broker</a></h3> <p class="entry-content">Private equity firm IK Partners has agreed to acquire a minority stake in broker and risk management company Seventeen as it seeks to tap into the U.K. insurance market.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-14">March 14, 2025</span> <h3><a href="/insurance-uk/articles/2310763/insurer-ardonagh-buys-uk-broker-anderson-co-" title="Insurer Ardonagh Buys UK Broker Anderson & Co." class="url entry-title">Insurer Ardonagh Buys UK Broker Anderson & Co.</a></h3> <p class="entry-content">Global insurance broker Ardonagh's SME platform has bought U.K. boutique Anderson & Co. (Holdings) Ltd. and its subsidiary to help bolster its presence in the North of England.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-14">March 14, 2025</span> <h3><a href="/insurance-uk/articles/2310719/uk-litigation-roundup-here-s-what-you-missed-in-london-" title="UK Litigation Roundup: Here's What You Missed In London " class="url entry-title">UK Litigation Roundup: Here's What You Missed In London </a></h3> <p class="entry-content">The past week in London has seen J.P. Morgan face action by the founder of Viva Wallet in an ongoing feud over the company's takeover, retailer Next Group contest a claim by the home ware brand owned by private members' club Soho House, and the venue of the Wimbledon Championships sue a local group opposed to its plans to build new tennis courts on protected land in Wimbledon Park.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-14">March 14, 2025</span> <h3><a href="/insurance-uk/articles/2310324/greek-firms-steer-bank-s-600m-insurer-stake-buy-from-cvc-" title="Greek Firms Steer Bank's €600M Insurer Stake Buy From CVC " class="url entry-title">Greek Firms Steer Bank's €600M Insurer Stake Buy From CVC </a></h3> <p class="entry-content">Piraeus Financial Holdings SA has signed a deal for its subsidiary to acquire 90% of Ethniki, a Greek insurer, from a fund controlled by CVC Capital Partners for €600 million ($654 million) in a move by the bank to diversify its business.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-13">March 13, 2025</span> <h3><a href="/insurance-uk/articles/2310061/solicitor-fined-over-disclosure-failure-with-insurer" title="Solicitor Fined Over Disclosure Failure With Insurer" class="url entry-title">Solicitor Fined Over Disclosure Failure With Insurer</a></h3> <p class="entry-content">The former owner of a defunct property law firm has been fined more than £4,000 ($5,177) for providing misleading information to an insurer when she was looking to renew her professional indemnity insurance, the Solicitors Regulation Authority has said.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-13">March 13, 2025</span> <h3><a href="/insurance-uk/articles/2305557/phoenix-group-sued-by-ex-ceo-over-short-pay" title="Phoenix Group Sued By Ex-CEO Over Short Pay" class="url entry-title">Phoenix Group Sued By Ex-CEO Over Short Pay</a></h3> <p class="entry-content">Phoenix Group Holdings PLC has been sued by the former chief executive officer of its subsidiary SunLife Ltd., who alleges that the insurer "arbitrarily reduced" his upper management compensation by almost £9 million ($11.6 million).</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-13">March 13, 2025</span> <h3><a href="/insurance-uk/articles/2310057/mps-to-debate-women-state-pension-redress-petition" title="MPs To Debate Women State Pension Redress Petition" class="url entry-title">MPs To Debate Women State Pension Redress Petition</a></h3> <p class="entry-content">Lawmakers will debate a petition calling for compensation for women affected by the historical failure to inform them that their pension age had changed, amid growing criticism of the government's decision not to launch a redress program.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-13">March 13, 2025</span> <h3><a href="/insurance-uk/articles/2310040/insurance-brokers-could-get-tax-refunds-after-court-ruling" title="Insurance Brokers Could Get Tax Refunds After Court Ruling" class="url entry-title">Insurance Brokers Could Get Tax Refunds After Court Ruling</a></h3> <p class="entry-content">U.K. insurance brokers could be in line for tax refunds from the state worth up to £400 million ($518 million) after a landmark court case, according to accountancy MHA.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-13">March 13, 2025</span> <h3><a href="/insurance-uk/articles/2310054/gov-t-urged-to-reform-rules-to-unlock-pension-surpluses-" title="Gov't Urged To Reform Rules To Unlock Pension Surpluses " class="url entry-title">Gov't Urged To Reform Rules To Unlock Pension Surpluses </a></h3> <p class="entry-content">The government should legislate to allow more flexible use of surpluses in defined benefit pension plans, a financial services consultancy has said, arguing that regulatory reform could generate £400 billion ($518 billion) in additional capital.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-12">March 12, 2025</span> <h3><a href="/insurance-uk/articles/2309418/gov-t-confirms-date-for-local-gov-t-pension-megafunds-" title="Gov't Confirms Date For Local Gov't Pension 'Megafunds'" class="url entry-title">Gov't Confirms Date For Local Gov't Pension 'Megafunds'</a></h3> <p class="entry-content">The U.K. government has confirmed it plans to stick to the deadline of March next year for all assets in the highly fragmented Local Government Pension Scheme to be pooled into larger, regulated funds.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-12">March 12, 2025</span> <h3><a href="/insurance-uk/articles/2309456/regulatory-rollback-gathers-pace-as-programs-axed" title="Regulatory Rollback Gathers Pace As Programs Axed" class="url entry-title">Regulatory Rollback Gathers Pace As Programs Axed</a></h3> <p class="entry-content">The City watchdog has dropped three of its top regulatory initiatives, responding on Wednesday to industry criticism and government pressure to boost competitiveness and economic growth.</p> </li> <li class="hnews hentry"> <span class="updated dtstamp" title="2025-03-12">March 12, 2025</span> <h3><a href="/insurance-uk/articles/2305561/great-lakes-denies-liability-for-1-26m-crane-damage" title="Great Lakes Denies Liability For £1.26M Crane Damage" class="url entry-title">Great Lakes Denies Liability For £1.26M Crane Damage</a></h3> <p class="entry-content">An insurance company involved in a row over damage caused by a crane in a property in an Essex industrial estate said it is not liable for the £1.26 million ($1.63 million) claimed because the incident happened in a private warehouse.</p> </li> </ul> </div> </div> <div class="ie-analysis col-md-4"> <div class="hidden-xs hidden-sm"> <div style="width:100%;display:flex;justify-content:center;background-color:rgb(247, 247, 247);flex-direction:column;"> <small style="margin-top:5px;text-align:center;color:darkgray;">ADVERTISEMENT</small> <div id='div-gpt-ad-1579645709123-0' style='width: 300px; margin:auto; margin-bottom: 10px;'> <script> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1579645709123-0'); }); </script> </div> </div> <br> </div> <div class="hidden-md hidden-lg"> <div style="width:100%;display:flex;justify-content:center;background-color:rgb(247, 247, 247);flex-direction:column;"> <small style="margin-top:5px;text-align:center;color:darkgray;">ADVERTISEMENT</small> <div id='div-gpt-ad-1580340232058-0' style='width:250px;height:250px;margin:auto;margin-bottom:5px;'> <script> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1580340232058-0'); }); </script> </div> </div> <br> </div> <div id="editor-picks"> <h4>Editor's Picks</h4> <ul> <li> <h3><a href="/insurance-uk/articles/1817518/top-court-ruling-in-whiplash-test-case-could-hit-premiums?editor_picks=1" title="Editor's Pick" class="url entry-title">Top Court Ruling In 'Whiplash' Test Case Could Hit Premiums</a></h3> <p class="entry-content">Personal injury claimants could get higher payouts from their motor insurance as a result of a test case ruling at Britain's highest court on Tuesday, although analysts warn that insurers could respond with higher premiums to cover the cost of bigger claims.</p> </li> <li> <h3><a href="/insurance-uk/articles/1809919/fca-begins-crackdown-on-poor-value-insurance-products?editor_picks=1" title="Editor's Pick" class="url entry-title">FCA Begins Crackdown On Poor-Value Insurance Products</a></h3> <p class="entry-content">The move by the Financial Conduct Authority to restrict sales of guaranteed asset protection insurance is a sign of a faster approach to market intervention, and could lead the regulator to scrutinize other underperforming products, consultants say. </p> </li> <li> <h3><a href="/insurance-uk/articles/1796690/post-election-uk-pension-changes-could-be-in-the-fine-print?editor_picks=1" title="Editor's Pick" class="url entry-title">Post-Election UK Pension Changes Could Be In The Fine Print</a></h3> <p class="entry-content">Regulatory lawyers are not expecting radical overhaul in pension policies if the government changes after this year's general election. But lawyers say that signals in the opposition Labour Party's policy language could hint at possible shifts in investment priorities for retirement savings.</p> </li> </ul> </div> <div id="expert-analysis"> <h4>Expert Analysis</h4> <ul> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2305816/new-uk-order-offers-welcome-clarity-to-crypto-staking-rules-" title="New UK Order Offers Welcome Clarity To Crypto Staking Rules " class="url entry-title">New UK Order Offers Welcome Clarity To Crypto Staking Rules </a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2305000/2305816/eba6d711b88df467e7ea21e1084e4c26b0affddb-andrew-henderson-goodwin.jpg" width="54" /> <p class="entry-content">The recently effective Financial Services and Markets Act 2000 Amendment Order clarifies that arrangements for qualifying crypto-asset staking do not amount to a collective investment scheme, and by addressing an issue that curtailed staking activities in the U.K., facilitates the use of that practice, says Andrew Henderson at Goodwin.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2303516/how-eu-s-anticoercion-tool-may-counter-new-us-tariffs" title="How EU's Anticoercion Tool May Counter New US Tariffs" class="url entry-title">How EU's Anticoercion Tool May Counter New US Tariffs</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2303000/2303516/157bd2eaea3d18e423c4d806d6301bd2d1e7c280-vassilis-akritidis-crowell.jpg" width="54" /> <p class="entry-content">The never-before-used anticoercion instrument could allow the European Union to respond to the imposition of U.S. tariffs, potentially effective March 12, and gives EU companies a voice in the process as it provides for consultation with economic operators at different steps throughout the procedure, say lawyers at Crowell & Moring.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2299471/what-to-know-about-compliance-as-eu-ai-act-takes-effect" title="What To Know About Compliance As EU AI Act Takes Effect" class="url entry-title">What To Know About Compliance As EU AI Act Takes Effect</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2299000/2299471/0b4c5edb470cd3abedda2bb27f1c219fe26ae7da-raj-shah-mishcon.jpg" width="54" /> <p class="entry-content">Raj Shah at Mishcon de Reya explains how recently effective provisions of the European Union Artificial Intelligence Act, which concern prohibited AI practices and AI literacy, will affect both providers and users of AI systems, and suggests steps that companies can take now to plug any compliance gaps.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2297325/rethinking-no-comment-for-clients-facing-public-crises" title="Rethinking 'No Comment' For Clients Facing Public Crises" class="url entry-title">Rethinking 'No Comment' For Clients Facing Public Crises</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2297000/2297325/e4f94d7d4864881674f5507d239c24b568d1341e-bowers-bobby-4x5.jpg" width="54" /> <p class="entry-content">“No comment” is no longer a cost-free or even a viable public communications strategy for companies in crisis, and counsel must tailor their guidance based on a variety of competing factors to help clients emerge successfully, says Robert Bowers at Moore & Van Allen.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2296085/market-infrastructure-regs-aim-to-reinvigorate-eu-trading" title="Market Infrastructure Regs Aim To Reinvigorate EU Trading" class="url entry-title">Market Infrastructure Regs Aim To Reinvigorate EU Trading</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2296000/2296085/c426c1ea7c9e7b7f4b7f7e91b6a03c097a6bf1db-vlad-maly-mcdermott.jpg" width="54" /> <p class="entry-content">The recently amended European Market Infrastructure Regulation, imposing a requirement on certain financial and nonfinancial institutions to maintain an active EU counterparty account, hopes to incentivize the central clearing of trades, although there are concerns that higher compliance costs will lead to a decrease in competitiveness, say lawyers at McDermott.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2291813/important-changes-to-note-in-accountant-ethics-code-update" title="Important Changes To Note In Accountant Ethics Code Update" class="url entry-title">Important Changes To Note In Accountant Ethics Code Update</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2291000/2291813/13732eda4d90f906186884361ca0d7303f61ac51-rachael-healey-rpc.jpg" width="54" /> <p class="entry-content">The Institute of Chartered Accountants of England and Wales' forthcoming code of ethics will bring a number of significant updates to raise standards within the profession, but also risks of professional indemnity claims that could lead to challenges for firms, say lawyers at RPC. </p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2291625/what-2025-holds-for-uk-eu-restructuring-and-insolvency-" title="What 2025 Holds For UK, EU Restructuring And Insolvency " class="url entry-title">What 2025 Holds For UK, EU Restructuring And Insolvency </a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2291000/2291625/16823f62693dd885956e90818a04f2e230a8ff6c-inga-west-ashurst.jpg" width="54" /> <p class="entry-content">European Union and U.K. restructuring developments in 2024, with a new era of director accountability, the use of cramdown tools and the emergence of aggressive liability management exercises, mean greater consideration of creditors' interests and earlier engagement in restructuring discussions can be expected this year, says Inga West at Ashurst.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2289585/how-gcs-can-protect-cos-from-geopolitical-headwinds" title="How GCs Can Protect Cos. From Geopolitical Headwinds" class="url entry-title">How GCs Can Protect Cos. From Geopolitical Headwinds</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2289000/2289585/c934f70725b341b433b9e8b7b5f9ab7844d629b8-juliet-young-schillings.png" width="54" /> <p class="entry-content">Geopolitical uncertainty is perceived by corporate leaders as the biggest short-term threat to global business, but many of the potential crises are navigable if general counsel focus on what is being said about a company and what the company is doing, says Juliet Young at Schillings.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2287048/navigating-pra-s-data-request-for-crypto-asset-exposure-" title="Navigating PRA's Data Request For Crypto-Asset Exposure " class="url entry-title">Navigating PRA's Data Request For Crypto-Asset Exposure </a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2287000/2287048/d82b9d1611891e429657796457ddb186c464bb77-james-wickes.jpg" width="54" /> <p class="entry-content">The Prudential Regulation Authority’s recent data request for details on financial institutions' crypto-asset exposures should be used as an opportunity for firms to update their compliance procedures, and consider the future use of crypto-assets and related services, says James Wickes at RPC.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2287035/key-points-from-fca-financial-crime-guide-updates" title="Key Points From FCA Financial Crime Guide Updates" class="url entry-title">Key Points From FCA Financial Crime Guide Updates</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2287000/2287035/fb85e88fd3c993e4a3e47c5c1ccddf1301a2e0dc-radmore-emma-2-word.jpg" width="54" /> <p class="entry-content">The Financial Conduct Authority’s recent updates to its financial crime guide reflect the regulator’s learnings on sanctions following Russia's invasion of Ukraine, highlighting and clarifying consumer duty, anti-money laundering and other compliance expectations, say lawyers at Womble Bond. </p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2285416/why-nonfinancial-misconduct-should-be-on-firms-radar" title="Why Nonfinancial Misconduct Should Be On Firms' Radar" class="url entry-title">Why Nonfinancial Misconduct Should Be On Firms' Radar</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2285000/2285416/86d33672deeba08db245b292a5fe181e5130a5c7-charlotte-pope-williams-hare-ct.jpg" width="54" /> <p class="entry-content">Following a recent Financial Conduct Authority survey showing an increase in nonfinancial misconduct, the regulator has made clear that it expects firms to have systems in place to identify and mitigate risks, says Charlotte Pope-Williams at 3 Hare Court.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2279438/insider-info-compliance-highlights-from-new-fca-guidance" title="Insider Info Compliance Highlights From New FCA Guidance" class="url entry-title">Insider Info Compliance Highlights From New FCA Guidance</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2279000/2279438/53392dc78681ed1b21f63ad67105c5220d8c152d-blackmore,-vanessa-sullivan.jpg" width="54" /> <p class="entry-content">The Financial Conduct Authority's recent guidance to companies on identifying inside information clarifies the regulator's expectation of case-by-case assessment, helpfully highlighting that abuse of U.K.-regulated markets can arise earlier than some might think, say lawyers at Sullivan & Cromwell. </p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2272523/interpreting-newly-released-consumer-fraud-complaints-data-" title="Interpreting Newly Released Consumer Fraud Complaints Data " class="url entry-title">Interpreting Newly Released Consumer Fraud Complaints Data </a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2272000/2272523/7beb129181e536c4364eaf66075692cf69b9caf3-allinson_david_formal.jpg" width="54" /> <p class="entry-content">The Financial Ombudsman Service’s latest complaint data focuses on scams and customer service, and demonstrates that as fraud is becoming rapidly more complex, financial regulators need to acknowledge that technology is here to stay and work together with firms to protect consumers, say lawyers at RPC. </p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2275809/anticipating-the-uk-s-top-m-a-trends-in-2025" title="Anticipating The UK's Top M&A Trends In 2025" class="url entry-title">Anticipating The UK's Top M&A Trends In 2025</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2275000/2275809/1ac3673cdb6c4b5706085372ed321af5ac827739-layla.jpg" width="54" /> <p class="entry-content">Conversations with market participants are focusing on five key questions about 2025's transactional markets, ranging from issues of artificial intelligence, to the boom in takeovers and increased regulatory scrutiny, says Layla D’Monte at King & Spalding.</p> </li> <li class="hnews hentry"> <h4><a href="/insurance-uk/articles/2272126/hawaii-climate-insurance-case-is-good-news-for-energy-cos-" title="Hawaii Climate Insurance Case Is Good News For Energy Cos." class="url entry-title">Hawaii Climate Insurance Case Is Good News For Energy Cos.</a></h4> <img align="left" title="" alt="Author Photo" height="68" src="https://assets.law360news.com/2272000/2272126/d816c0e54d4eece5e73647b7c4eecc9b2e1c358e-amy-lacey.jpg" width="54" /> <p class="entry-content">The Hawaii Supreme Court's recent ruling in a dispute between an oil company and its insurers, 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