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Find out why!</div><a href="/detox-hospital-california/top-10/"><button class="jsx-4274634914 button " style="opacity:1">Top Reasons</button></a></div><div class="jsx-2144113503"><div class="jsx-2144113503 desktop-nav__dropdown-container"><div class="jsx-2144113503 desktop-nav__dropdown-title text-xl">Treatment Overview</div><a class="desktop-nav__visit-page text-base" title="Treatment Overview" href="/detox-hospital-california/">Visit Page</a><hr style="margin:15px 0 0 0" class="jsx-2144113503"/></div><ul class="jsx-2d575c222acb5b2e desktop-nav__sub-navs"><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li "><div class="jsx-2d575c222acb5b2e"><div class="jsx-2d575c222acb5b2e desktop-nav__sub-nav-title">Our Programs</div></div><ul class="jsx-2d575c222acb5b2e desktop-nav__sub-nav-ul"><li class="jsx-2d575c222acb5b2e"><a title="Levels of Care" href="/detox-hospital-california/levels-of-care/">Levels of Care</a></li><li class="jsx-2d575c222acb5b2e"><a title="Medical Detox Program" href="/detox-hospital-california/levels-of-care/hospital-based-detox/">Medical Detox Program</a></li><li class="jsx-2d575c222acb5b2e"><a title="Inpatient Rehab Details" href="/detox-hospital-california/levels-of-care/inpatient-rehab/">Inpatient Rehab Details</a></li><li class="jsx-2d575c222acb5b2e"><a title="Types of Therapy" href="/detox-hospital-california/our-therapies/">Types of Therapy</a></li><li class="jsx-2d575c222acb5b2e"><a title="Specialized Treatment Offerings" href="/detox-hospital-california/specialized-treatment/">Specialized Treatment Offerings</a></li><li class="jsx-2d575c222acb5b2e"><a title="Veterans and First Responders" href="/detox-hospital-california/veterans-rehab-program/">Veterans and First Responders</a></li><li class="jsx-2d575c222acb5b2e"><a title="Chronic Relapse Program" href="/detox-hospital-california/chronic-relapse/">Chronic Relapse Program</a></li></ul></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li "><div class="jsx-2d575c222acb5b2e"><div class="jsx-2d575c222acb5b2e desktop-nav__sub-nav-title">Our Facility</div></div><ul class="jsx-2d575c222acb5b2e desktop-nav__sub-nav-ul"><li class="jsx-2d575c222acb5b2e"><a title="Detox & Inpatient Rehab in Orange County, CA" href="/orange-county-ca-drug-rehab/">Detox & Inpatient Rehab in Orange County, CA</a></li><li class="jsx-2d575c222acb5b2e"><a title="Photos & Amenities" href="/detox-hospital-california/facility/">Photos & Amenities</a></li><li class="jsx-2d575c222acb5b2e"><a title="Excursions" href="/detox-hospital-california/excursions/">Excursions</a></li></ul></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li "><div class="jsx-2d575c222acb5b2e"><div class="jsx-2d575c222acb5b2e desktop-nav__sub-nav-title">What to Expect</div></div><ul class="jsx-2d575c222acb5b2e desktop-nav__sub-nav-ul"><li class="jsx-2d575c222acb5b2e"><a title="What to Expect: Patients" href="/detox-hospital-california/admissions/patients/">What to Expect: Patients</a></li><li class="jsx-2d575c222acb5b2e"><a title="What to Expect: Families" href="/detox-hospital-california/admissions/families/">What to Expect: Families</a></li><li class="jsx-2d575c222acb5b2e"><a title="What to Expect: FAQ" href="/detox-hospital-california/admissions/faq/">What to Expect: FAQ</a></li></ul></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li "><div class="jsx-2d575c222acb5b2e"><div class="jsx-2d575c222acb5b2e desktop-nav__sub-nav-title">After Rehab</div></div><ul class="jsx-2d575c222acb5b2e desktop-nav__sub-nav-ul"><li class="jsx-2d575c222acb5b2e"><a title="Aftercare" href="/detox-hospital-california/aftercare-at-laguna/">Aftercare</a></li><li class="jsx-2d575c222acb5b2e"><a title="Alumni Program" href="/alumni/">Alumni Program</a></li><li class="jsx-2d575c222acb5b2e"><a title="Family Roles in Addiction Recovery" href="/family-resources/addiction-and-family/">Family Roles in Addiction Recovery</a></li></ul></li></ul></div></div></li><li class="jsx-ddf1cbbe2b433b8f desktop-nav__dropdown-li"><a class="desktop-nav__dropdown-li-title" title="Insurance" href="/detox-hospital-california/payment-options/insurance/">Insurance</a><div class="jsx-2144113503 desktop-nav__dropdown "><div class="jsx-2144113503"><div class="jsx-2144113503 desktop-nav__dropdown-container"><div class="jsx-2144113503 desktop-nav__dropdown-title text-xl">Insurance</div><a class="desktop-nav__visit-page text-base" title="Insurance" href="/detox-hospital-california/payment-options/insurance/">Visit Page</a><hr style="margin:15px 0 0 0" class="jsx-2144113503"/></div><ul class="jsx-2d575c222acb5b2e desktop-nav__sub-navs"><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Anthem BC or Carelon Coverage" href="/detox-hospital-california/payment-options/insurance/bcbs/">Anthem BC or Carelon Coverage</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Aetna Coverage" href="/detox-hospital-california/payment-options/insurance/aetna/">Aetna Coverage</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Cigna Coverage" href="/detox-hospital-california/payment-options/insurance/cigna/">Cigna Coverage</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Humana Coverage" href="/detox-hospital-california/payment-options/insurance/humana/">Humana Coverage</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Kaiser Coverage" href="/detox-hospital-california/payment-options/insurance/kaiser/">Kaiser Coverage</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Kaiser Hawaii Coverage" href="/detox-hospital-california/payment-options/insurance/kaiser/hawaii/">Kaiser Hawaii Coverage</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Magellan Health Coverage" href="/detox-hospital-california/payment-options/insurance/">Magellan Health Coverage</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="MHN Coverage" href="/detox-hospital-california/payment-options/insurance/mhn/">MHN Coverage</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="UnitedHealthcare or Optum Coverage" href="/detox-hospital-california/payment-options/insurance/unitedhealth-group/">UnitedHealthcare or Optum Coverage</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Check Your Insurance Coverage" href="/detox-hospital-california/admissions/#vob-form-section">Check Your Insurance Coverage</a></li></ul></div></div></li><li class="jsx-ddf1cbbe2b433b8f desktop-nav__dropdown-li"><a class="desktop-nav__dropdown-li-title" title="About Us" href="/about-us/">About Us</a><div class="jsx-2144113503 desktop-nav__dropdown "><div data-bg="url(/static/nav/nav-4.jpg)" loading="lazybg" class="jsx-2386814955 jsx-2739618873"><div class="jsx-4ca77494450ea33 nav-cta__text text-xl">See what others say about Laguna</div><a href="/about-us/reviews-and-testimonials/"><button class="jsx-4274634914 button " style="opacity:1">Read Reviews</button></a></div><div class="jsx-2144113503"><div class="jsx-2144113503 desktop-nav__dropdown-container"><div class="jsx-2144113503 desktop-nav__dropdown-title text-xl">About Us</div><a class="desktop-nav__visit-page text-base" title="About Us" href="/about-us/">Visit Page</a><hr style="margin:15px 0 0 0" class="jsx-2144113503"/></div><ul class="jsx-2d575c222acb5b2e desktop-nav__sub-navs"><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Accreditations & Distinctions" href="/about-us/accreditations-memberships/">Accreditations & Distinctions</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Leadership and Staff" href="/staff/">Leadership and Staff</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Meet Our Admissions Team" href="/detox-hospital-california/admissions/navigator-team/">Meet Our Admissions Team</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Reviews & Testimonials" href="/about-us/reviews-and-testimonials/">Reviews & Testimonials</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Compare AAC Facilities" href="/about-us/compare-rehab-facilities/">Compare AAC Facilities</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Events & Media" href="/about-us/events-and-media/">Events & Media</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Refer a Patient" href="/contact-us/referring-providers/">Refer a Patient</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Brand Promise" href="/brand-promise/">Brand Promise</a></li><li class="jsx-2d575c222acb5b2e desktop-nav__sub-navs-li desktop-nav__sub-navs-li-single"><a title="Careers" href="/about-us/careers-at-laguna/">Careers</a></li></ul></div></div></li><li class="jsx-ddf1cbbe2b433b8f desktop-nav__dropdown-li"><a class="desktop-nav__dropdown-li-title" title="Get Help" href="/detox-hospital-california/admissions/">Get Help</a><div class="jsx-402042049 desktop-nav__dropdown-get-help "><div class="jsx-402042049"><div class="jsx-402042049 desktop-nav__get-help-container"><div class="jsx-402042049 get-help__tile"><p class="jsx-402042049 text-xl font-weight-bold">Admissions</p><p class="jsx-402042049 get-help__copy">Recovery starts now. Start your admission process online today.</p><a class="text-base font-weight-bold desktop-nav__get-help-link" title="Start Admissions" href="/detox-hospital-california/admissions/">Start Admissions</a></div><div class="jsx-402042049 get-help__tile"><p class="jsx-402042049 text-xl font-weight-bold">Paying for Treatment</p><p class="jsx-402042049 get-help__copy">Treatment is an investment in your future. You have options.</p><a class="text-base font-weight-bold desktop-nav__get-help-link" title="Insurance and Payment Options" href="/detox-hospital-california/payment-options/">Insurance and Payment Options</a></div><div class="jsx-402042049 get-help__tile"><p class="jsx-402042049 text-xl font-weight-bold">Contact Us</p><p class="jsx-402042049 get-help__copy">Get directions or learn how to contact our front desk.</p><a class="text-base font-weight-bold desktop-nav__get-help-link" title="Contact Us" href="/contact-us/">Contact Us</a></div><div class="jsx-402042049 get-help__tile"><p class="jsx-402042049 text-xl font-weight-bold">Need Help?</p><p class="jsx-402042049 get-help__copy">Your recovery can start today!</p><a href="tel:+1-949-565-2377"><button class="jsx-4274634914 button " style="opacity:1">Call 949-565-2377</button></a></div></div></div></div></li></ul></nav></div></section></header><div class="main-content"><div class="jsx-20110232 max-width undefined"><div class="jsx-20110232 max-width__container"><div class="jsx-832155829 breadcrumbs-placeholder"></div><section class="jsx-832155829 two-column-container"><article class="jsx-832155829"><div class="jsx-832155829 two-column__badges"><div class="jsx-832155829"></div><div class="jsx-832155829"><div class="sc-25910e0e-0 leoLlc"><div class="in-network-badge"><div class="in-network-badge__icon"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" style="transform:rotate(0deg)"><path fill-rule="evenodd" clip-rule="evenodd" d="M21.1844 4.33358C20.7588 3.94614 20.2199 3.7143 19.6584 3.65288C19.6072 3.13887 19.3244 2.72613 18.9835 2.45716C18.6066 2.15976 18.1215 2 17.6187 2H12.3813C11.8785 2 11.3934 2.15976 11.0165 2.45716C10.6756 2.72613 10.3928 3.13887 10.3416 3.65288C9.78013 3.7143 9.24115 3.94614 8.81555 4.33358C8.31032 4.79351 8 5.44485 8 6.15385V11H9.55556V6.15385C9.55556 5.96148 9.63857 5.74837 9.83347 5.57094C10.0319 5.3903 10.3222 5.27273 10.6444 5.27273H10.6666C10.769 5.41179 10.8886 5.53288 11.0165 5.63375C11.3934 5.93115 11.8785 6.09091 12.3813 6.09091H17.6187C18.1215 6.09091 18.6066 5.93115 18.9835 5.63375C19.1114 5.53288 19.231 5.41179 19.3334 5.27273H19.3556C19.6778 5.27273 19.9681 5.3903 20.1665 5.57094C20.3614 5.74837 20.4444 5.96148 20.4444 6.15385V17.4825C20.4444 17.6749 20.3614 17.888 20.1665 18.0654C19.9681 18.2461 19.6778 18.3636 19.3556 18.3636H10.6444C10.3222 18.3636 10.0319 18.2461 9.83347 18.0654C9.63857 17.888 9.55556 17.6749 9.55556 17.4825V17H8V17.4825C8 18.1915 8.31032 18.8429 8.81555 19.3028C9.31725 19.7595 9.9765 20 10.6444 20H19.3556C20.0235 20 20.6827 19.7595 21.1844 19.3028C21.6897 18.8429 22 18.1915 22 17.4825V6.15385C22 5.44485 21.6897 4.79351 21.1844 4.33358ZM11.8889 3.83117C11.8943 3.82051 11.9098 3.7978 11.9498 3.76625C12.0326 3.70095 12.1826 3.63636 12.3813 3.63636H17.6187C17.8174 3.63636 17.9674 3.70095 18.0502 3.76625C18.0902 3.7978 18.1057 3.82051 18.1111 3.83117V4.25974C18.1057 4.27039 18.0902 4.29311 18.0502 4.32466C17.9674 4.38996 17.8174 4.45455 17.6187 4.45455H12.3813C12.1826 4.45455 12.0326 4.38996 11.9498 4.32466C11.9098 4.29311 11.8943 4.2704 11.8889 4.25974V3.83117Z" fill="var(--interactive-300)"></path><path fill-rule="evenodd" clip-rule="evenodd" d="M15.4106 9.42413L9.28304 7.107C9.1007 7.03804 8.89945 7.03804 8.71711 7.107L2.58959 9.42413C2.24379 9.55489 2.03263 9.90557 2.07882 10.2724L2.74245 15.5423C2.90693 16.8486 3.6007 18.0299 4.66136 18.8098L8.52616 21.6515C8.8081 21.8588 9.19205 21.8588 9.47399 21.6515L13.3388 18.8098C14.3994 18.0299 15.0932 16.8486 15.2577 15.5423L15.9213 10.2724C15.9675 9.90557 15.7564 9.55489 15.4106 9.42413ZM10.0001 17H8.00008V15H6.00008V13H8.00008V11H10.0001V13H12.0001V15H10.0001V17Z" fill="var(--interactive-300)"></path></svg></div><div>Humana is In-Network with AAC</div></div></div></div></div><h1 class="jsx-832155829">Addiction Treatment Covered by Humana Insurance</h1><div class="sc-28ddbdae-0 cpBZyz header-pills"><button id="evidenceBasedCare" class="sc-e656a4b9-0 eTPGOy"><svg width="20" height="20" viewBox="0 0 24 24" fill="none" style="transform:rotate(0deg)"><path d="M19 21H5C4.44772 21 4 20.5523 4 20V10.357C4.01549 10.1119 4.11964 9.88089 4.293 9.707L11.293 2.707C11.4806 2.51922 11.7351 2.41371 12.0005 2.41371C12.2659 2.41371 12.5204 2.51922 12.708 2.707L19.708 9.707C19.8957 9.89428 20.0009 10.1488 20 10.414V20C20 20.5523 19.5523 21 19 21ZM12 4.828L6 10.828V19H18V10.828L12 4.828ZM10.5 17.559L7.794 14.859L9.2 13.441L10.5 14.733L14.8 10.441L16.212 11.857L10.5 17.558V17.559Z" fill="var(--interactive)"></path></svg> Evidence-Based Care</button><button id="qualityPrograms" class="sc-e656a4b9-0 eTPGOy"><svg width="20" height="20" viewBox="0 0 24 24" fill="none" style="transform:rotate(0deg)"><path d="M19 21H5C4.44772 21 4 20.5523 4 20V10.357C4.01549 10.1119 4.11964 9.88089 4.293 9.707L11.293 2.707C11.4806 2.51922 11.7351 2.41371 12.0005 2.41371C12.2659 2.41371 12.5204 2.51922 12.708 2.707L19.708 9.707C19.8957 9.89428 20.0009 10.1488 20 10.414V20C20 20.5523 19.5523 21 19 21ZM12 4.828L6 10.828V19H18V10.828L12 4.828ZM12 16.999C11.792 16.814 11.557 16.621 11.308 16.417L11.261 16.379C10.104 15.435 8.661 14.26 8.661 12.799C8.66116 12.3149 8.85626 11.8514 9.20228 11.5129C9.5483 11.1744 10.0161 10.9895 10.5 11C11.0722 10.9985 11.6179 11.2411 12 11.667C12.3822 11.2412 12.9278 10.9986 13.5 11C13.9834 10.9906 14.4503 11.1761 14.7955 11.5147C15.1407 11.8533 15.3351 12.3165 15.335 12.8C15.335 14.266 13.883 15.449 12.717 16.4L12.66 16.447C12.423 16.641 12.199 16.824 11.999 17.001L12 16.999Z" fill="var(--interactive)"></path></svg> Quality Programs</button><button id="sameDayAdmissions" class="sc-e656a4b9-0 eTPGOy"><svg role="img" aria-label="stopwatch" width="20" height="20" viewBox="0 0 24 24" fill="none" style="transform:rotate(0deg)"><path d="M12 21C7.58172 21 4 17.4183 4 13C4 8.58172 7.58172 5 12 5C16.4183 5 20 8.58172 20 13C19.995 17.4162 16.4162 20.995 12 21ZM12 7C8.68629 7 6 9.68629 6 13C6 16.3137 8.68629 19 12 19C15.3137 19 18 16.3137 18 13C17.9961 9.68789 15.3121 7.00386 12 7ZM13 14H11V9H13V14ZM19.293 7.707L17.293 5.707L18.707 4.293L20.707 6.293L19.294 7.706L19.293 7.707ZM15 4H9V2H15V4Z" fill="var(--interactive)"></path></svg> Same Day Admissions</button></div><div class="sc-d183eb2b-0 bwIHXl c-byline text-xs "><img alt="Amanda Lautieri avatar" loading="lazy" width="30" height="30" decoding="async" data-nimg="1" style="color:transparent;object-fit:contain;border-radius:50%;height:30px;width:30px" srcSet="/_next/image/?url=https%3A%2F%2Fadmin.lagunatreatment.com%2Fwp-content%2Fuploads%2F2019%2F04%2FAmanda-1-150x150.png&w=32&q=75 1x, /_next/image/?url=https%3A%2F%2Fadmin.lagunatreatment.com%2Fwp-content%2Fuploads%2F2019%2F04%2FAmanda-1-150x150.png&w=64&q=75 2x" src="/_next/image/?url=https%3A%2F%2Fadmin.lagunatreatment.com%2Fwp-content%2Fuploads%2F2019%2F04%2FAmanda-1-150x150.png&w=64&q=75"/><div class="c-byline__entries"><div class="c-byline__entry text-xs"><span class="c-byline__text">Written by: </span><a href="/contributors/amanda-lautieri/">Amanda Lautieri</a></div><div class="c-byline__entry text-xs">Updated: Jun 13, 2024</div></div></div><div class="jsx-832155829 toc-placeholder"></div><div id="wordpress-content"><div> <body><p>A large national healthcare company with millions of members, Humana offers a variety of health insurance plans for families, individuals, military service members, and veterans.<sup>1</sup> With resources specific to behavioral health, which includes treatment for addiction and mental health concerns, Humana offers support and coverage for many <a href="https://lagunatreatment.com/southern-california-rehab-guide/">Californians struggling with substance abuse</a>.</p> <div class='in-content-hightlight-cta' id='in-content-hightlight-cta'></div><h2 id="Does-Humana-Cover-Substance-Abuse-Treatment">Does Humana Cover Substance Abuse Treatment?</h2> <p><img loading="lazyel" decoding="async" class="size-full wp-image-70813 alignright" alt="Man in group therapy" width="300" height="200" data-src="https://admin.lagunatreatment.com/wp-content/uploads/2021/07/group_treatment.jpg" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E">Humana does provide behavioral healthcare coverage, and this includes benefits for substance use disorder treatment.<sup>2</sup> Your behavioral health coverage and how much Humana will pay for addiction treatment will depend on your exact plan.</p> <p>You can immediately check your benefits online with our <span class="portal_ssvob" id="portal_ssvob-1"><script crossorigin type="application/json">{"props":{"modal":"benefits verification form"}}</script></span>, which requires only a few details such as your name, member ID and insurance provider. You’ll receive results from us within just minutes.</p> <p>You can also view the details of your specific plan by using Humana’s <a href="https://www.humana.com/member/mobile-apps/myhumana" target="_blank" rel="noopener">MyHumana mobile app</a>. If you have this app, you can use it for easy access to:<sup>3</sup></p> <ul> <li>Your Humana insurance ID card.</li> <li>Plan details including deductibles and copays.</li> <li>Treatment providers near you.</li> </ul> <h3>How Much Does Addiction Treatment Cost with Humana?</h3> <p>The cost of rehab with Humana may be impacted by several factors which include:</p> <ul> <li><strong>Your Humana plan</strong>. Different plans will have <a href="https://www.humana.com/member/using-a-health-insurance-plan/understand-common-payment-terms" target="_blank" rel="noopener">deductibles, coinsurance rates, or other costs</a> associated with treatment. You can view your plan’s summary of benefits to learn more or call the number on your insurance card.</li> <li><strong>The type(s) of treatment that you utilize. </strong>Certain kinds of treatment are generally more expensive than others. For example, an inpatient stay may cost you more than outpatient therapy, depending on your coverage.</li> <li><strong>How long your treatment lasts. </strong>Longer treatment durations may result in higher out-of-pocket costs. Humana may also place time limits on how long they’ll cover certain kinds of treatment, such as detox or inpatient rehab.</li> <li><strong>Whether you stay in your plan network.</strong> Generally, staying in the Humana network will help you keep your costs low. Going out of network may result in much higher out-of-pocket expenses.</li> </ul> <p>Because the Affordable Care Act and the Mental Health Parity and Addiction Equity Act require most insurance plans to cover addiction treatment the same way they cover other medical services, you should be able to access care without too much strain on your wallet; however, if you have concerns about paying the additional expenses Human won’t cover, you can explore flexible ways to <a href="https://lagunatreatment.com/detox-hospital-california/payment-options/">pay for treatment</a> with your provider such as loans or financing.</p> <h3>How to Use Humana Insurance to Pay for Detox & Rehab</h3> <p>Using your Humana <a href="https://lagunatreatment.com/detox-hospital-california/payment-options/insurance/">insurance for rehab</a> doesn’t have to be complicated. We can help you get started.</p> <p>First, you can verify your Humana benefits and get some information about your plan may cover by completing the brief form below. All you need to have on hand is your insurance card to input your plan and member ID.</p> <p>Once you’ve submitted the form, we’ll email you and give your information to help you get started and move forward if you are interesting in <a href="https://lagunatreatment.com/detox-hospital-california/admissions/">beginning treatment</a> with Laguna Treatment Center or one of our sister facilities across the country.</p> <div class="portal_ssvob" id="portal_ssvob-2"><script crossorigin type="application/json">{"props":{"type":"two-step"}}</script></div> <p>If you want in-person help immediately, we are here to speak to you at any time at <span class="portal_phone_link" id="portal_phone_link-1"><script crossorigin type="application/json">{"props":{"helpline":"true"},"children":""}</script></span>. An admissions navigator can go over your benefits with you and help you understand your <a href="https://lagunatreatment.com/detox-hospital-california/levels-of-care/">treatment options</a>.</p> <h3>Using a Humana PPO vs. HMO</h3> <p>Humana insurance plans include both preferred provider organizations (PPOs) and health maintenance organizations (HMOs).</p> <p>An HMO plan will ask that members remain in network in order for coverage to be used and will generally require a primary care physician to provide referrals to substance use disorder treatment, while a PPO will allow members to seek treatment from in- and out-of-network providers with no referral.</p> <div class="portal_callout" id="portal_callout-1"><script crossorigin type="application/json">{"props":{},"children":"<p>Laguna Treatment Center is in-network with Humana and provides hospital-based medical detox and inpatient rehab in beautiful Orange County, CA.<\/p>\n"}</script></div> <div class='portal_additional_cta' id='portal_additional_cta' data-title="Have you lost control<span class='portal_drug-of-choice' id='portal_drug-of-choice-24' data-pretext=' of your' data-posttext=' use'></span>?" data-copy="Our Orange County detox & rehab facility is committed to supporting your recovery journey. Learn more about <span class='portal_drug-of-choice' id='portal_drug-of-choice-25' data-pretext='' data-posttext=' '></span>addiction treatment." data-link-hide="false" data-link-text="" data-link-url="" data-link-target="_self" data-link-rel="" data-background-src="" ></div><h2 id="Benefits-of-Humana-Coverage-for-Substance-Abuse-Treatment">Benefits of Humana Coverage for Substance Abuse Treatment</h2> <p>For many people, fears over the cost of rehab create a barrier to essential treatment. If you have a Humana plan, you can leave this fear behind. With a Humana plan, you can seek help when you need it without having to bear the entire burden of treatment costs on your own.</p> <h3>Types of Treatment Covered by Humana</h3> <p>Humana plans may differ in the specific forms of treatment they will cover and to what extent. If you have Humana, treatments that may be covered by your plan include:</p> <ul> <li>Medical detox (withdrawal management).</li> <li><a href="https://lagunatreatment.com/orange-county-ca-drug-rehab/">Inpatient rehab</a>.</li> <li>Outpatient treatment programs including partial hospitalization (day treatment) and intensive outpatient programs.</li> <li>In-person or telehealth therapy.</li> <li>Treatment medications.</li> </ul> <p>The type of treatment that Humana will cover will depend on what Humana deems “medically necessary.” Often, substance use disorder treatment requires pre-authorization from Humana, at which time they will ensure the treatment is necessary to treat your addiction, check that your plans covers the treatment, and approve it prior to you being admitted.<sup>4</sup></p> <p>For any questions about preauthorization, you may call Humana by dialing the number on your insurance ID card. Humana can put you in contact with a clinical care manager who can help you. <sup>4 </sup></p> <div class="portal_accordion" id="portal_accordion-1"><script crossorigin type="application/json">{"props":{"title":"References"},"children":"<ol>\n<li>Humana. (n.d.). <em><a href=\"https:\/\/www.humana.com\/about\/humana-websites\" target=\"_blank\" rel=\"noopener\">Humana websites<\/a><\/em>.<\/li>\n<li>Humana Behavioral Health. (n.d.). <a href=\"https:\/\/web.archive.org\/web\/20210613224757\/https:\/\/www.humanabehavioralhealth.com\/members\/behavioral-health-benefits\" target=\"_blank\" rel=\"noopener\"><em>Behavioral health benefits. <\/em><\/a><\/li>\n<li>Humana. (n.d.). <em><a href=\"https:\/\/www.humana.com\/member\/mobile-apps\/myhumana\" target=\"_blank\" rel=\"noopener\">MyHumana app<\/a><\/em>.<\/li>\n<li>Humana. (n.d.). <em>Frequently asked questions (FAQs).<\/em><\/li>\n<\/ol>\n<p>\n"}</script></div> </body></div></div><div class="sc-8612b676-1 gZcqUn"><div class="article-feedback"><div class="screen show"><div class="article-feedback__inner"><div class="article-feedback__left"><div class="article-feedback__title intro__title">Was this page helpful?</div><div class="article-feedback__buttons"><div class="sc-8612b676-0 fUHJgK"><button class="sc-e656a4b9-0 hUIyYw"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" style="transform:rotate(0deg)"><path d="M2.43897 19.5498C3.01452 20.0651 4.01928 20.0165 4.90698 19.9776C5.10208 19.9679 5.28742 19.9582 5.46301 19.9582C6.19463 19.9582 6.93601 19.9096 7.64812 19.8707C9.04308 19.7929 10.4771 19.7832 11.8915 19.7832C13.4816 19.7929 15.1302 19.7929 16.7397 19.7637C17.4031 19.754 18.6029 19.6179 19.1785 18.8498C19.5004 18.4122 19.5687 17.858 19.3833 17.1969C19.3541 17.0802 19.4126 17.0024 19.637 16.7982C20.1735 16.3121 20.2125 15.6801 20.2418 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All rights reserved.<br /> Various trademarks held by their respective owners.</span></div></footer></div><script> window.lazyLoadOptions = { elements_selector: '[loading=lazyel], [loading=lazybg]', }; window.addEventListener( "LazyLoad::Initialized", function (event) { window.lazyLoadInstance = event.detail.instance; }, false ); </script><script async="" src="https://cdn.jsdelivr.net/npm/vanilla-lazyload@12.0.0/dist/lazyload.min.js"></script><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{"_sentryTraceData":"e012377281ac40ce9c880333e17e3feb-97ca3a9438ac5730-0","_sentryBaggage":"sentry-environment=production,sentry-release=La7REms2gyagUSM3eBcxN,sentry-public_key=b6b59a177803483da2cedc6f6e6deb76,sentry-trace_id=e012377281ac40ce9c880333e17e3feb,sentry-sample_rate=0.01,sentry-transaction=%2F%5B...pathname%5D,sentry-sampled=false","data":{"id":60009,"date":"2018-05-28T19:50:58","date_gmt":"2018-05-28T19:50:58","guid":{"rendered":"https://lagunatreatment.com/?page_id=60009"},"modified":"2024-06-13T16:21:38","modified_gmt":"2024-06-13T16:21:38","slug":"humana","status":"publish","type":"page","link":"https://lagunatreatment.com/detox-hospital-california/payment-options/insurance/humana/","title":{"rendered":"Addiction Treatment Covered by Humana Insurance"},"content":{"rendered":"\u003cdiv\u003e\n\u003cbody\u003e\u003cp\u003eA large national healthcare company with millions of members, Humana offers a variety of health insurance plans for families, individuals, military service members, and veterans.\u003csup\u003e1\u003c/sup\u003e With resources specific to behavioral health, which includes treatment for addiction and mental health concerns, Humana offers support and coverage for many \u003ca href=\"https://lagunatreatment.com/southern-california-rehab-guide/\"\u003eCalifornians struggling with substance abuse\u003c/a\u003e.\u003c/p\u003e\n\u003ch2 id=\"Does-Humana-Cover-Substance-Abuse-Treatment\"\u003eDoes Humana Cover Substance Abuse Treatment?\u003c/h2\u003e\n\u003cp\u003e\u003cimg loading=\"lazyel\" decoding=\"async\" class=\"size-full wp-image-70813 alignright\" alt=\"Man in group therapy\" width=\"300\" height=\"200\" data-src=\"https://admin.lagunatreatment.com/wp-content/uploads/2021/07/group_treatment.jpg\" src=\"data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20300%20200'%3E%3C/svg%3E\"\u003eHumana does provide behavioral healthcare coverage, and this includes benefits for substance use disorder treatment.\u003csup\u003e2\u003c/sup\u003e Your behavioral health coverage and how much Humana will pay for addiction treatment will depend on your exact plan.\u003c/p\u003e\n\u003cp\u003eYou can immediately check your benefits online with our \u003cspan class=\"portal_ssvob\" id=\"portal_ssvob-1\"\u003e\u003cscript crossorigin type=\"application/json\"\u003e{\"props\":{\"modal\":\"benefits verification form\"}}\u003c/script\u003e\u003c/span\u003e, which requires only a few details such as your name, member ID and insurance provider. You’ll receive results from us within just minutes.\u003c/p\u003e\n\u003cp\u003eYou can also view the details of your specific plan by using Humana’s \u003ca href=\"https://www.humana.com/member/mobile-apps/myhumana\" target=\"_blank\" rel=\"noopener\"\u003eMyHumana mobile app\u003c/a\u003e. If you have this app, you can use it for easy access to:\u003csup\u003e3\u003c/sup\u003e\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eYour Humana insurance ID card.\u003c/li\u003e\n\u003cli\u003ePlan details including deductibles and copays.\u003c/li\u003e\n\u003cli\u003eTreatment providers near you.\u003c/li\u003e\n\u003c/ul\u003e\n\u003ch3\u003eHow Much Does Addiction Treatment Cost with Humana?\u003c/h3\u003e\n\u003cp\u003eThe cost of rehab with Humana may be impacted by several factors which include:\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003e\u003cstrong\u003eYour Humana plan\u003c/strong\u003e. Different plans will have \u003ca href=\"https://www.humana.com/member/using-a-health-insurance-plan/understand-common-payment-terms\" target=\"_blank\" rel=\"noopener\"\u003edeductibles, coinsurance rates, or other costs\u003c/a\u003e associated with treatment. You can view your plan’s summary of benefits to learn more or call the number on your insurance card.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eThe type(s) of treatment that you utilize. \u003c/strong\u003eCertain kinds of treatment are generally more expensive than others. For example, an inpatient stay may cost you more than outpatient therapy, depending on your coverage.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eHow long your treatment lasts. \u003c/strong\u003eLonger treatment durations may result in higher out-of-pocket costs. Humana may also place time limits on how long they’ll cover certain kinds of treatment, such as detox or inpatient rehab.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eWhether you stay in your plan network.\u003c/strong\u003e Generally, staying in the Humana network will help you keep your costs low. Going out of network may result in much higher out-of-pocket expenses.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eBecause the Affordable Care Act and the Mental Health Parity and Addiction Equity Act require most insurance plans to cover addiction treatment the same way they cover other medical services, you should be able to access care without too much strain on your wallet; however, if you have concerns about paying the additional expenses Human won’t cover, you can explore flexible ways to \u003ca href=\"https://lagunatreatment.com/detox-hospital-california/payment-options/\"\u003epay for treatment\u003c/a\u003e with your provider such as loans or financing.\u003c/p\u003e\n\u003ch3\u003eHow to Use Humana Insurance to Pay for Detox \u0026amp; Rehab\u003c/h3\u003e\n\u003cp\u003eUsing your Humana \u003ca href=\"https://lagunatreatment.com/detox-hospital-california/payment-options/insurance/\"\u003einsurance for rehab\u003c/a\u003e doesn’t have to be complicated. We can help you get started.\u003c/p\u003e\n\u003cp\u003eFirst, you can verify your Humana benefits and get some information about your plan may cover by completing the brief form below. All you need to have on hand is your insurance card to input your plan and member ID.\u003c/p\u003e\n\u003cp\u003eOnce you’ve submitted the form, we’ll email you and give your information to help you get started and move forward if you are interesting in \u003ca href=\"https://lagunatreatment.com/detox-hospital-california/admissions/\"\u003ebeginning treatment\u003c/a\u003e with Laguna Treatment Center or one of our sister facilities across the country.\u003c/p\u003e\n\u003cdiv class=\"portal_ssvob\" id=\"portal_ssvob-2\"\u003e\u003cscript crossorigin type=\"application/json\"\u003e{\"props\":{\"type\":\"two-step\"}}\u003c/script\u003e\u003c/div\u003e\n\u003cp\u003eIf you want in-person help immediately, we are here to speak to you at any time at \u003cspan class=\"portal_phone_link\" id=\"portal_phone_link-1\"\u003e\u003cscript crossorigin type=\"application/json\"\u003e{\"props\":{\"helpline\":\"true\"},\"children\":\"\"}\u003c/script\u003e\u003c/span\u003e. An admissions navigator can go over your benefits with you and help you understand your \u003ca href=\"https://lagunatreatment.com/detox-hospital-california/levels-of-care/\"\u003etreatment options\u003c/a\u003e.\u003c/p\u003e\n\u003ch3\u003eUsing a Humana PPO vs. HMO\u003c/h3\u003e\n\u003cp\u003eHumana insurance plans include both preferred provider organizations (PPOs) and health maintenance organizations (HMOs).\u003c/p\u003e\n\u003cp\u003eAn HMO plan will ask that members remain in network in order for coverage to be used and will generally require a primary care physician to provide referrals to substance use disorder treatment, while a PPO will allow members to seek treatment from in- and out-of-network providers with no referral.\u003c/p\u003e\n\u003cdiv class=\"portal_callout\" id=\"portal_callout-1\"\u003e\u003cscript crossorigin type=\"application/json\"\u003e{\"props\":{},\"children\":\"\u003cp\u003eLaguna Treatment Center is in-network with Humana and provides hospital-based medical detox and inpatient rehab in beautiful Orange County, CA.\u003c\\/p\u003e\\n\"}\u003c/script\u003e\u003c/div\u003e\n\u003ch2 id=\"Benefits-of-Humana-Coverage-for-Substance-Abuse-Treatment\"\u003eBenefits of Humana Coverage for Substance Abuse Treatment\u003c/h2\u003e\n\u003cp\u003eFor many people, fears over the cost of rehab create a barrier to essential treatment. If you have a Humana plan, you can leave this fear behind. With a Humana plan, you can seek help when you need it without having to bear the entire burden of treatment costs on your own.\u003c/p\u003e\n\u003ch3\u003eTypes of Treatment Covered by Humana\u003c/h3\u003e\n\u003cp\u003eHumana plans may differ in the specific forms of treatment they will cover and to what extent. If you have Humana, treatments that may be covered by your plan include:\u003c/p\u003e\n\u003cul\u003e\n\u003cli\u003eMedical detox (withdrawal management).\u003c/li\u003e\n\u003cli\u003e\u003ca href=\"https://lagunatreatment.com/orange-county-ca-drug-rehab/\"\u003eInpatient rehab\u003c/a\u003e.\u003c/li\u003e\n\u003cli\u003eOutpatient treatment programs including partial hospitalization (day treatment) and intensive outpatient programs.\u003c/li\u003e\n\u003cli\u003eIn-person or telehealth therapy.\u003c/li\u003e\n\u003cli\u003eTreatment medications.\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eThe type of treatment that Humana will cover will depend on what Humana deems “medically necessary.” Often, substance use disorder treatment requires pre-authorization from Humana, at which time they will ensure the treatment is necessary to treat your addiction, check that your plans covers the treatment, and approve it prior to you being admitted.\u003csup\u003e4\u003c/sup\u003e\u003c/p\u003e\n\u003cp\u003eFor any questions about preauthorization, you may call Humana by dialing the number on your insurance ID card. Humana can put you in contact with a clinical care manager who can help you. \u003csup\u003e4 \u003c/sup\u003e\u003c/p\u003e\n\u003cdiv class=\"portal_accordion\" id=\"portal_accordion-1\"\u003e\u003cscript crossorigin type=\"application/json\"\u003e{\"props\":{\"title\":\"References\"},\"children\":\"\u003col\u003e\\n\u003cli\u003eHumana. (n.d.). \u003cem\u003e\u003ca href=\\\"https:\\/\\/www.humana.com\\/about\\/humana-websites\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\"\u003eHumana websites\u003c\\/a\u003e\u003c\\/em\u003e.\u003c\\/li\u003e\\n\u003cli\u003eHumana Behavioral Health. (n.d.). \u003ca href=\\\"https:\\/\\/web.archive.org\\/web\\/20210613224757\\/https:\\/\\/www.humanabehavioralhealth.com\\/members\\/behavioral-health-benefits\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\"\u003e\u003cem\u003eBehavioral health benefits.\u0026nbsp;\u003c\\/em\u003e\u003c\\/a\u003e\u003c\\/li\u003e\\n\u003cli\u003eHumana. (n.d.). \u003cem\u003e\u003ca href=\\\"https:\\/\\/www.humana.com\\/member\\/mobile-apps\\/myhumana\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\"\u003eMyHumana app\u003c\\/a\u003e\u003c\\/em\u003e.\u003c\\/li\u003e\\n\u003cli\u003eHumana. (n.d.). \u003cem\u003eFrequently asked questions (FAQs).\u003c\\/em\u003e\u003c\\/li\u003e\\n\u003c\\/ol\u003e\\n\u003cp\u003e\\n\"}\u003c/script\u003e\u003c/div\u003e\n\n\u003c/body\u003e\u003c/div\u003e","protected":false},"excerpt":{"rendered":"\u003cp\u003eA large national healthcare company with millions of members, Humana offers a variety of health insurance plans for families, individuals, military service members, and veterans.1 With resources specific to behavioral health, which\u0026#8230;\u003c/p\u003e\n","protected":false},"author":23,"featured_media":70813,"parent":59975,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"tags":[214],"yoast_head":"\u003c!-- This site is optimized with the Yoast SEO plugin v22.0 - https://yoast.com/wordpress/plugins/seo/ --\u003e\n\u003ctitle\u003eHumana Insurance for Detox \u0026amp; Rehab | Laguna Treatment Center\u003c/title\u003e\n\u003cmeta name=\"description\" content=\"Humana offers support \u0026amp; coverage to enhance treatment \u0026amp; promote recovery. 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