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<!DOCTYPE html> <html lang="en"> <head> <meta http-equiv="X-UA-Compatible" content="IE=edge"> <base href="/"> <meta charset="utf-8"> <meta name="apple-mobile-web-app-capable" content="yes" /> <meta name="viewport" content="width=device-width, initial-scale=1.0">  <script type="text/javascript" src="https://cdn.prod.blend.com/ui/login/e1f6e9c212add0b7638426a62af6bd288ffd558/scripts/head.js"></script>  <script type="text/javascript">(function () { var BOOTSTRAP_DATA = 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way","subheader":"You're a few minutes away from convenient banking with exceptional service."}},"POST_SHORT_FORM":{"step1":{"header":"Tell us more about what you're looking for","subheader":"Add more details about yourself and your financial situation."},"step2":{"header":"Get personalized rates","subheader":"We'll help you compare loan options you might qualify for."},"step3":{"header":"Upload documents for approval","subheader":"If you're approved, we'll support you through closing."},"summary":{"header":"Based on what you've provided so far, these are your next steps","subheader":"From applying to closing, we'll help you every step of the way."}},"UNSUPPORTED_LOAN_TYPE":{"step1":{"header":"Talk to your loan team","subheader":"We'll collect some more details about what you're looking for."},"step2":{"header":"Get personalized rates","subheader":"We'll help you compare loan options you might qualify for."},"step3":{"header":"Finalize your loan","subheader":"If you're approved, we'll help you close your loan."},"summary":{"header":"We'll be in touch soon","subheader":"From applying to closing, we'll help you each step of the way."}}},"enablePrequalFlow":false,"enableOnboarding":false,"enableSelfServeAssignments":true,"ensighten":{"enableTracking":false},"googleAnalytics":{"domains":[],"enableTracking":false},"googleTagManager":{"containerId":"GTM-T7MPGVG","enableTracking":true,"enabledServices":{"ga":true,"sp":true,"ua":true,"img":true,"opt":true,"awct":true,"html":true,"gaawc":true,"gaawe":true,"gclidw":true},"enabledTriggers":{"cl":true,"hl":true,"tl":true,"evl":true,"fsl":true,"jel":true,"lcl":true,"sdl":true,"ytl":true},"enabledVariables":{"c":true,"d":true,"e":true,"f":true,"j":true,"k":true,"r":true,"u":true,"v":true,"ctv":true,"dbg":true,"gas":true,"jsm":true,"smm":true,"vis":true,"remm":true,"zones":true}},"loanOfficerPages":{"isEnabled":false,"loanOfficerDescription":"","organizationDescription":"","applyNowButtonRedirectUrl":"","lenderLicensingInformation":"","enableApplyNowButtonRedirect":false},"oneTap":{"isEnabled":false,"minCreditScore":620,"preApprovalSynonym":"pre-approval","preApprovedSynonym":"pre-approved","pricingDefaultMode":"BLEND_DEFAULT","sendBuyingPowerEmail":false,"incomeVerificationMode":"WORK_NUMBER_ONLY","generateBuyingPowerAuditLog":false,"useExtendedVerifiedPreApprovalPDFLanguage":false,"verifiedPreApprovalExpiresDaysAfterCreditPull":120},"organization":{"id":"griffinfunding","name":"Griffin Funding, Inc.","colors":{"links":"#0066cc","action":"#00a447","header":"#d9d9d9","primary":"#000000","milestoneBg":"#5cd097","heroBackground":"#D9d9d9","loginBackground":"#ffffff","messageBubbleBg":"#ffffff"},"footer":"IMPORTANT NOTICE: Never trust wiring instructions sent via email.Cybercriminals are hacking email accounts and sending emails with fake wiring instructions. These emails are convincing and sophisticated. Always independently confirm wiring instructions in person or via a telephone call to a trusted and verified phone number. Never wire money without double-checking that the wiring instructions are correct. This email and any documents transmitted with it are intended solely for the use of the individual or entity to whom it is addressed. It contains information that may be protected as confidential and may be restricted from disclosure by applicable state and federal law. If you are not the named addressee you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately by e-mail if you have received this e-mail by mistake and delete this e-mail from your system. If you are not the intended recipient, you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this information is strictly prohibited. No employee or agent is authorized to conclude any binding agreement on behalf of the Company with another party by e-mail without the express written confirmation by an officer of the Company. Our Company accepts no liability for the content of this e-mail, or for the consequences of any actions taken on the basis of the information provided unless that information is subsequently confirmed in writing by an authorized officer. Unless there is explicit and specific language and disclosures to the contrary, this e-mail does not contain or constitute an electronic signature. This e-mail is not intended nor is it to be construed as a rate lock, an unconditional loan commitment, unconditional loan approval, unconditional pre-approval, unconditional pre-qualification or any other unconditional offer or agreement. Any loan pre-approval and rate communicated by this email are subject to receipt and satisfactory review of verification of income and employment, property appraisal and all additional documentation required from the borrower as applicable (including a completed Loan Application Package). Any pre-approval or offer contained in this email is subject to compliance with any and all regulations required by the respective agencies and\u002For investors, minimum down payment and loan-to-value guidelines and may be subject to final investor or PMI approval. Any pre-approval provided in this e-mail is also based on current rates, terms and conditions as of the date of this communication. Rates, terms, and conditions may change without notice. Any views or opinions presented in this e-mail are solely those of the author and do not necessarily represent those of the company. This e-mail and any documents transmitted with it are not intended, should not be deemed, and are not authorized by the Company to be “Advertising” © 2021Griffin Funding, Inc. ALL RIGHTS RESERVED","nmlsId":"1120111","address":"1501 West Fountainhead Parkway, Suite 610, Tempe, AZ 85282","website":"https:\u002F\u002Fgriffinfunding.com","econsent":"\u003Ch2\u003ENotice and Agreement Regarding Consent to Use Electronic Signatures and Records\u003C\u002Fh2\u003E\n\u003Cp\u003E\u003Cstrong\u003ETo use electronic signatures and receive documents electronically in connection with your use of this\nplatform (\u003Cem\u003EPlatform\u003C\u002Fem\u003E), you must read and consent to the terms outlined in this document, which require\nyour ability to access and retain electronic Documents. This \u003Cem\u003EeConsent\u003C\u002Fem\u003E, if you provide it,\napplies to your use of the Platform on any \u003Cem\u003EAccess Device\u003C\u002Fem\u003E, including a desktop, laptop, tablet,\nmobile, or other electronic device, and to any \u003Cem\u003EDocument\u003C\u002Fem\u003E we provide to you in electronic form. If you provide\neConsent, we will be able to provide electronic Documents to you within this Platform, in other portals, and\u002For\nthrough other methods we may use for delivery of electronic Documents.\u003C\u002Fstrong\u003E\u003C\u002Fp\u003E\n\n\u003Cp\u003EPlease note these additional definitions: \u003Cstrong\u003E\u003Cem\u003EWe\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E, \u003Cstrong\u003E\u003Cem\u003Eour\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E, and\n\u003Cstrong\u003E\u003Cem\u003Eus\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E means your lender and its affiliates, successors, and assignees.\n\u003Cstrong\u003E\u003Cem\u003EYou\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E and \u003Cstrong\u003E\u003Cem\u003Eyour\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E means the person providing this eConsent, authorized\nsigner, authorized representative, delegate, and\u002For service user. \u003Cstrong\u003E\u003Cem\u003EDocuments\u003C\u002Fem\u003E\u003C\u002Fstrong\u003E may include\nmessages, notices, disclosures, consents, authorizations, acknowledgments, and terms and conditions, whether required\nby law or otherwise.\u003C\u002Fp\u003E\n\n\u003Ch3\u003EScope of your eConsent\u003C\u002Fh3\u003E\n\n\u003Cp\u003EWe must, due to legal and other requirements, provide you with certain Documents in writing. In addition, you may\nneed to sign certain Documents. \u003Cstrong\u003EYour eConsent will apply to all of the Documents transmitted, received,\ndelivered, and\u002For signed by you and by us in connection with your use of this Platform.\u003C\u002Fstrong\u003E\u003C\u002Fp\u003E\n\n\u003Ch3\u003ERight to have a paper version of your Documents\u003C\u002Fh3\u003E\n\n\u003Cp\u003EWe are required to give you certain Documents “in writing.” This means you are entitled to receive a paper version\nof the Documents. While we may provide Documents to you electronically with your prior consent, you are not required\nto provide eConsent. If you do not provide eConsent, we will deliver a paper version of the Documents to you by mail\nor in person, and you will have to receive, transmit, and sign a paper version of the Documents.\u003C\u002Fp\u003E\n\n\u003Cp\u003EIf you provide eConsent, your Documents will be delivered electronically so that you can access the Documents\nand retain them for future access. The Documents will be accessible electronically\nuntil the closing of any loan you obtain in connection with your use of this Platform or until you are no longer\nactive on this Platform. If you want to ensure that you continue to have access to the Documents, you must save\nthem onto an Access Device or external storage device.\u003C\u002Fp\u003E\n\n\u003Cp\u003ENote that you have the right to receive a paper version of your Documents, even if you have provided eConsent and\nwe deliver the Documents within the Platform. You may have to pay a fee for a paper version unless charging a fee is\nprohibited by applicable law. If you want a paper version of the Documents, you may request this by contacting your\nloan representative. In addition, we may, at any time, in our sole discretion, provide you\nwith or require you to use a paper version of the Documents, even if you have provided eConsent.\u003C\u002Fp\u003E\n\n\u003Ch3\u003ERight to withdraw your eConsent\u003C\u002Fh3\u003E\n\n\u003Cp\u003EIf you have provided eConsent, you have the right to withdraw your eConsent at any time and instead receive a paper\nversion of your Documents. If you decide to withdraw your eConsent, do so by contacting your loan representative.\nYour eConsent withdrawal will become effective after we have had a reasonable opportunity to act upon it.\u003C\u002Fp\u003E\n\n\u003Ch3\u003EObligation to update your email address \u003C\u002Fh3\u003E\n\n\u003Cp\u003E\u003Cstrong\u003EYou must provide us with your own valid and current email address where you can receive email, access hyperlinks,\nand access electronic Documents. You must ensure that we always have your valid and current email address, even if\nyou have provided eConsent and we deliver your Documents electronically. To update your email address or other\ncontact information, contact us.\u003C\u002Fstrong\u003E\u003C\u002Fp\u003E\n\n\u003Ch3\u003EHardware and software requirements\u003C\u002Fh3\u003E\n\n\u003Cp\u003EBefore providing eConsent, you must ensure that the hardware and software of any Access Device(s) you use meet the\nrequirements below:\u003C\u002Fp\u003E\n\n\u003Cul\u003E\n \u003Cli\u003EInternet browser – Current Version of Google Chrome, Microsoft Internet Explorer, Mozilla Firefox, or Apple\n Safari, with 128-bit encryption; “Current Version” means a software version currently supported by its publisher\n \u003C\u002Fli\u003E\n \u003Cli\u003EInternet access – 1.5 Mbps per second or better\u003C\u002Fli\u003E\n \u003Cli\u003EOperating system – Windows 7 or Mac OS 10.9 +, or Current Version of either\u003C\u002Fli\u003E\n \u003Cli\u003EDisc space – Sufficient memory on Access Device or external storage device to retain Documents\u003C\u002Fli\u003E\n \u003Cli\u003EAdobe Acrobat Reader DC or Current Version - PDF reader – If you do not have a PDF reader, you may\n download one at:\n \u003Ca href=\"https:\u002F\u002Fget.adobe.com\u002Freader\u002F\" target=\"_blank\"\u003Ehttps:\u002F\u002Fget.adobe.com\u002Freader\u002F\u003C\u002Fa\u003E\u003C\u002Fli\u003E\n \u003Cli\u003EPrinter - Installed printer to print disclosures\u003C\u002Fli\u003E\n \u003Cli\u003ESSL Encryption\u003C\u002Fli\u003E\n\u003C\u002Ful\u003E\n\n\u003Cp\u003EAny tablet, mobile, or other device you use must meet the following additional requirements, as applicable:\u003C\u002Fp\u003E\n\n\u003Cul\u003E\n \u003Cli\u003EiPhone, 2014 or newer, iOS – Either of latest two fully-patched versions\u003C\u002Fli\u003E\n \u003Cli\u003EiPad, 2014 or newer, iOS – Either of latest two fully-patched versions\u003C\u002Fli\u003E\n \u003Cli\u003EAndroid phone, Android OS – Either of latest two fully-patched versions\u003C\u002Fli\u003E\n\u003C\u002Ful\u003E\n\n\u003Ch3\u003EChanges to this Notice Regarding Consent to Use Electronic Signatures and Records, including changes to hardware\nor software requirements\u003C\u002Fh3\u003E\n\n\u003Cp\u003EWe will notify you if there are changes to the terms of your eConsent or to the hardware or software requirements\nthat could materially affect your eConsent or your ability to access or retain your Documents. The notice may require\nyou to reaffirm your eConsent and your ability to access and retain electronic Documents, or may indicate that you\ncan reaffirm your eConsent by continuing to access your Documents electronically. The notice will remind you of\nyour right to withdraw your eConsent, and how to do so if you choose that option.\u003C\u002Fp\u003E\n\n\u003Ch3\u003EObligation regarding change of Access Device\u003C\u002Fh3\u003E\n\u003Cp\u003E\u003Cstrong\u003EIf you change your Access Device during the loan application process, it is your responsibility to ensure\nthat the new Access Device meets the hardware and software requirements listed above and that you are still able to\naccess and retain Documents using the new Access Device. By continuing to access your Documents within the Platform,\nyou reaffirm your eConsent.\u003C\u002Fstrong\u003E\u003C\u002Fp\u003E\n\n\u003Ch3\u003EBy clicking on the “I have read and consent” button below, you provide your eConsent and indicate your agreement\nto and confirmation of the following:\u003C\u002Fh3\u003E\n\n\u003Cul\u003E\n \u003Cli\u003EI am able to access these terms regarding eConsent.\u003C\u002Fli\u003E\n \u003Cli\u003EI consent to sign and receive Documents electronically in place of paper documents. My electronic signature\n has the same effect as if I were to sign in ink.\u003C\u002Fli\u003E\n \u003Cli\u003EI have reviewed the hardware and software requirements, and agree that my Access Device(s) meet these\n requirements. I understand that it is my responsibility to ensure that any Access Device(s) I use in the future\n meet these requirements.\u003C\u002Fli\u003E\n \u003Cli\u003EI have provided my lender with my own valid and current email address, where I can receive email, access\n hyperlinks, and access electronic Documents. I will ensure that my lender always has a valid and current email\n address for contacting me.\u003C\u002Fli\u003E\n \u003Cli\u003EMy eConsent applies to all of my activities within the Platform.\u003C\u002Fli\u003E\n\u003C\u002Ful\u003E","emailLogoUrl":"https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Fgriffinfunding\u002Fd9d5f694-799d-456f-a30b-1d305af2f6d7.png","friendlyName":"Griffin Funding","loginLogoUrl":"https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Fgriffinfunding\u002Fb8617db1-5144-45a6-845d-eaa4d3511297.png","supportPhone":"8775811272","headerLogoUrl":"https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Fgriffinfunding\u002Fa03f0394-87f1-4add-8e3a-64d6b1070137.png","lenderLogoUrl":"https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Fgriffinfunding\u002F4bd48ad5-f3ab-46b6-a886-82626071eef5.png","supportEmails":{"MORTGAGE":"info@griffinfunding.com"},"faviconLogoUrl":"https:\u002F\u002Fbl-prod-uploaded-assets.s3.amazonaws.com\u002Fbranding\u002Fgriffinfunding\u002F8d7fe14f-5f85-4dc1-85b0-23e833879055.ico","lenderPortalURI":"https:\u002F\u002Fapply.griffinfunding.com","lenderTermsOfUse":"\u003Cp\u003EBy Opting In, you accept these Terms & Conditions and agree to resolve disputes with Griffin Funding through binding arbitration and waive any right to participate in class actions, all as outlined in the Disputes section below.\u003C\u002Fp\u003E\n\u003Cbr \u002F\u003E\n\n\u003Ch2\u003EDefinitions\u003C\u002Fh2\u003E\n\u003Cul\u003E\n\u003Cli\u003E“Text Messaging” means any arrangement or situation in which Griffin Funding, Inc. sends, or indicates that it may send, or receives a request that it send, one or more text messages. \u003C\u002Fli\u003E\n\u003Cli\u003E“Opting In” or “Opt-In” means requesting, joining, agreeing to, enrolling in, signing up for, acknowledging, or otherwise consenting to receive one or more text messages. \u003C\u002Fli\u003E\n\u003Cli\u003E“Opting Out” or “Opt-Out” means to rescind or revoke previous consent to receive one or more text messages.\u003C\u002Fli\u003E\n\u003C\u002Ful\u003E\n\u003Cbr \u002F\u003E\n\n\u003Ch2\u003EAbout Texting\u003C\u002Fh2\u003E\n\u003Cp\u003EText Messaging from Griffin Funding, Inc. may include one-time or recurring texts related to your mortgage loan application and\u002For products and services offered by Griffin Funding, Inc.\u003C\u002Fp\u003E\n\n\u003Cp\u003EGriffin Funding, Inc. may send text messages to your mobile number using an automatic dialing system. Message and Data rates may apply. Text messaging may not be available via all wireless providers. Griffin Funding, Inc. does not guarantee your wireless provider's successful delivery of text messages. Messages sent by text may not be delivered if the mobile device is not in range of a transmission site, or if network capacity is not available at a particular time. Even within a coverage area, factors beyond the control of wireless carriers may interfere with message delivery, including the terrain, concentration of cellular users, building type, weather, the recipient's equipment, and more. Griffin Funding, Inc. will not be liable for losses or damages arising from (a) non-delivery, delayed delivery, or misdirected delivery of a text message; (b) inaccurate or incomplete content in a text message; or (c) use or reliance on the content of any text message for any purpose. If you no longer want to receive Text Message Service from Griffin Funding, Inc., the sole and exclusive remedy is to end enrollment in the program by Opting Out, as described below.\u003C\u002Fp\u003E\n\u003Cbr \u002F\u003E\n\u003Ch2\u003EOpting In\u003C\u002Fh2\u003E\n\u003Cp\u003EWhen you Opt-In for Text Messaging: You explicitly agree to receive text messages from Griffin Funding, Inc. You authorize Griffin Funding, Inc. to use autodialer or non-autodialer technology to send text messages to the cell phone number associated with your Opt-In, i.e. the cell phone number listed on your loan application. You also authorize Griffin Funding, Inc. to include marketing content in text such messages. You confirm that you are the subscriber to the relevant cell phone number\u002Fwireless service or that you are the customary user of that number on a family or business plan and that you are authorized to Opt-In. You consent to the use of an electronic record to document your Opt-In. You can rescind your consent to the use of electronic records by emailing WHAT IS OUR OPT OUT EMAIL or calling WHAT IS OUR OPT OUT NUMBER. To view and retain an electronic copy of these Terms & Conditions or the rest of your Opt-In, you will need (i) a device (such as a computer or cell phone) with internet access, and (ii) either a printer or storage space on such device. These Terms & Conditions still will apply if you withdraw the consent mentioned above or Opt-Out of the Text Messaging.\u003C\u002Fp\u003E\n\u003Cbr \u002F\u003E\n\u003Ch2\u003ENOTE:\u003C\u002Fh2\u003E\n\u003Cp\u003EYou do not have to Opt-In or agree to Opt-In as a condition of obtaining a mortgage loan from Griffin Funding, Inc.. If you prefer not to receive texts, you can still apply for a mortgage directly with your Griffin Funding, Inc. loan officer. Please call or email them to proceed. If you are not working with anyone, please call 855-698-1098 to apply with one of our Loan Officers.\u003C\u002Fp\u003E\n\nOpting Out\n\u003Cp\u003EYou can Opt-Out by texting STOP to any text message sent by Griffin Funding, Inc. Your Opt-Out request may generate either a confirmation text. Griffin Funding, Inc. also provides Opt-Out instructions in the welcome text message delivered after your Opt-In.\u003C\u002Fp\u003E\n\n\u003Ch2\u003EDisputes\u003C\u002Fh2\u003E\n\u003Cp\u003EAny dispute or claim arising out of or relating in any way to a Text Message Service will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply to these Conditions of Use.\u003C\u002Fp\u003E\n\u003Cbr \u002F\u003E\n\u003Cp\u003EBY AGREEING TO ARBITRATION, YOU UNDERSTAND AND AGREE THAT YOU ARE WAIVING YOUR RIGHT TO MAINTAIN OTHER AVAILABLE RESOLUTION PROCESSES, SUCH AS A COURT ACTION OR ADMINISTRATIVE PROCEEDING, TO SETTLE ANY DISPUTES OR CLAIMS. THE RULES IN ARBITRATION ARE DIFFERENT. THERE IS NO JUDGE OR JURY. 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