CINXE.COM

<!DOCTYPE html> <html lang="sk" dir="ltr" prefix="og: https://ogp.me/ns#"> <head> <meta charset="utf-8" /> <meta name="keywords" content="alternatívne riešenie sporu, finančné služby" /> <meta http-equiv="content-language" content="sk" /> <link rel="canonical" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_sk" /> <meta property="og:determiner" content="auto" /> <meta property="og:site_name" content="Finance" /> <meta property="og:type" content="website" /> <meta property="og:url" content="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_sk" /> <meta property="og:title" content="Sieť na riešenie finančných sporov: FIN-NET" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="twitter:title" content="Sieť na riešenie finančných sporov: FIN-NET" /> <meta name="twitter:url" content="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_sk" /> <meta property="og:image" content="https://finance.ec.europa.eu/profiles/contrib/ewcms/modules/ewcms_seo/assets/images/ec-socialmedia-fallback.png" /> <meta property="og:image:alt" content="Finance" /> <meta name="twitter:image" content="https://finance.ec.europa.eu/profiles/contrib/ewcms/modules/ewcms_seo/assets/images/ec-socialmedia-fallback.png" /> <meta name="twitter:image:alt" content="Finance" /> <meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" /> <meta name="Generator" content="Drupal 10 (https://www.drupal.org)" /> <meta name="MobileOptimized" content="width" /> <meta name="HandheldFriendly" content="true" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <script type="application/json">{"service":"etrans","renderAs":false,"user":"Finance","exclude":".ecl-site-header__language-item,.ecl-site-header__language-selector,.toolbar","languages":{"source":"sk","available":["bg","es","cs","da","de","et","el","en","fr","hr","it","lv","lt","hu","mt","nl","pl","pt","ro","sk","sl","fi","sv","is","no"]},"config":{"live":false,"mode":"lc2023","targets":{"receiver":"#webtools-etrans"}}}</script> <script type="application/json">{"service":"preview","position":"before"}</script> <link rel="icon" href="/profiles/contrib/ewcms/themes/ewcms_theme/images/favicons/ec/favicon.ico" type="image/vnd.microsoft.icon" /> <link rel="alternate" hreflang="bg" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_bg" /> <link rel="alternate" hreflang="es" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_es" /> <link rel="alternate" hreflang="cs" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_cs" /> <link rel="alternate" hreflang="da" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_da" /> <link rel="alternate" hreflang="de" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_de" /> <link rel="alternate" hreflang="et" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_et" /> <link rel="alternate" hreflang="el" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_el" /> <link rel="alternate" hreflang="en" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_en" /> <link rel="alternate" hreflang="fr" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_fr" /> <link rel="alternate" hreflang="hr" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_hr" /> <link rel="alternate" hreflang="it" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_it" /> <link rel="alternate" hreflang="lv" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_lv" /> <link rel="alternate" hreflang="lt" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_lt" /> <link rel="alternate" hreflang="hu" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_hu" /> <link rel="alternate" hreflang="mt" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_mt" /> <link rel="alternate" hreflang="nl" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_nl" /> <link rel="alternate" hreflang="pl" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_pl" /> <link rel="alternate" hreflang="pt-pt" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_pt" /> <link rel="alternate" hreflang="ro" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_ro" /> <link rel="alternate" hreflang="sk" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_sk" /> <link rel="alternate" hreflang="sl" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_sl" /> <link rel="alternate" hreflang="fi" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_fi" /> <link rel="alternate" hreflang="sv" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_sv" /> <link rel="alternate" hreflang="is" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net" /> <link rel="alternate" hreflang="nb" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net" /> <link rel="icon" href="/profiles/contrib/ewcms/themes/ewcms_theme/images/favicons/ec/favicon.svg" type="image/svg+xml" /> <link rel="apple-touch-icon" href="/profiles/contrib/ewcms/themes/ewcms_theme/images/favicons/ec/favicon.png" /> <title>Sieť na riešenie finančných sporov: FIN-NET - Európska komisia</title> <link rel="stylesheet" media="all" href="/sites/default/files/css/css_DKGZ8LebqtTLmMxgcRDmLZFyrDjym8iFtLmDobc5mZM.css?delta=0&language=sk&theme=ewcms_theme&include=eJxtjEEOgzAMBD8UiSdZISzFamJHtqs2v28OcEDittrZWQXFgYalaOsqkKDKq2UbhJJ8eKAta3YkvZbdWCLhW5qfzc6oG-EXMMmVuKjc-JlH15flfowHOJWYB5-pV5a3_wEKKDzZ" /> <link rel="stylesheet" media="all" href="/sites/default/files/css/css_95SznAqynUMKJ2iejmE_BImPKZrGUsU3n49qOjLgCPU.css?delta=1&language=sk&theme=ewcms_theme&include=eJxtjEEOgzAMBD8UiSdZISzFamJHtqs2v28OcEDittrZWQXFgYalaOsqkKDKq2UbhJJ8eKAta3YkvZbdWCLhW5qfzc6oG-EXMMmVuKjc-JlH15flfowHOJWYB5-pV5a3_wEKKDzZ" /> <link rel="stylesheet" media="print" href="/sites/default/files/css/css_VHCBQ0klxR3EyEnqqnlC6s9RfjM48xLtvyKmPPvodu0.css?delta=2&language=sk&theme=ewcms_theme&include=eJxtjEEOgzAMBD8UiSdZISzFamJHtqs2v28OcEDittrZWQXFgYalaOsqkKDKq2UbhJJ8eKAta3YkvZbdWCLhW5qfzc6oG-EXMMmVuKjc-JlH15flfowHOJWYB5-pV5a3_wEKKDzZ" /> <link rel="stylesheet" media="all" href="/sites/default/files/css/css_B9I7_E2sMa8dsjCRagZ9FTHOWwuiFpmPqG_xN04gIcA.css?delta=3&language=sk&theme=ewcms_theme&include=eJxtjEEOgzAMBD8UiSdZISzFamJHtqs2v28OcEDittrZWQXFgYalaOsqkKDKq2UbhJJ8eKAta3YkvZbdWCLhW5qfzc6oG-EXMMmVuKjc-JlH15flfowHOJWYB5-pV5a3_wEKKDzZ" /> <link rel="stylesheet" media="print" href="/sites/default/files/css/css_KB1TyVpv1WzUm76CNB9FbiIPaiU0IikfejlzcB7HDuA.css?delta=4&language=sk&theme=ewcms_theme&include=eJxtjEEOgzAMBD8UiSdZISzFamJHtqs2v28OcEDittrZWQXFgYalaOsqkKDKq2UbhJJ8eKAta3YkvZbdWCLhW5qfzc6oG-EXMMmVuKjc-JlH15flfowHOJWYB5-pV5a3_wEKKDzZ" /> <link rel="stylesheet" media="all" href="/sites/default/files/css/css_OEavVY4VqsxP4Ww95c-_7FpkBbLZwilERUt2XvmEgMQ.css?delta=5&language=sk&theme=ewcms_theme&include=eJxtjEEOgzAMBD8UiSdZISzFamJHtqs2v28OcEDittrZWQXFgYalaOsqkKDKq2UbhJJ8eKAta3YkvZbdWCLhW5qfzc6oG-EXMMmVuKjc-JlH15flfowHOJWYB5-pV5a3_wEKKDzZ" /> </head> <body class="language-sk ecl-typography path-node page-node-type-landing-page"> <a href="#main-content" class="ecl-link ecl-link--primary ecl-skip-link" id="skip-id" >Prejsť na hlavný obsah</a> <div id="cck_here"></div> <script type="application/json">{"utility":"globan","theme":"light","logo":true,"link":true,"mode":false}</script> <div class="dialog-off-canvas-main-canvas" data-off-canvas-main-canvas> <header class="ecl-site-header ecl-site-header--has-menu" data-ecl-auto-init="SiteHeader" > <div class="ecl-site-header__header"> <div class="ecl-site-header__background"> <div class="ecl-site-header__header"> <div class="ecl-site-header__container ecl-container"> <div class="ecl-site-header__top" data-ecl-site-header-top> <a class="ecl-link ecl-link--standalone ecl-site-header__logo-link" href="https://commission.europa.eu/index_sk" aria-label="Domovská stránka - Európska komisia" data-aria-label-en="Home - European Commission" > <picture class="ecl-picture ecl-site-header__picture" title="Európska komisia" ><source srcset="/themes/contrib/oe_theme/dist/ec/images/logo/positive/logo-ec--sk.svg" media="(min-width: 996px)" ><img class="ecl-site-header__logo-image" src="/themes/contrib/oe_theme/dist/ec/images/logo/logo-ec--mute.svg" alt="Logo Európskej komisie" ></picture> </a> <div class="ecl-site-header__action"> <div class="ecl-site-header__language"><a class="ecl-button ecl-button--tertiary ecl-site-header__language-selector" href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_sk" data-ecl-language-selector role="button" aria-label="Change language, current language is slovenčina - sk" aria-controls="language-list-overlay" ><span class="ecl-site-header__language-icon"><svg class="ecl-icon ecl-icon--s ecl-site-header__icon" focusable="false" aria-hidden="false" role="img"><title >sk</title><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#global"></use></svg></span>sk</a><div class="ecl-site-header__language-container" id="language-list-overlay" hidden data-ecl-language-list-overlay aria-labelledby="ecl-site-header__language-title" role="dialog"><div class="ecl-site-header__language-header"><div class="ecl-site-header__language-title" id="ecl-site-header__language-title" >Select your language</div><button class="ecl-button ecl-button--tertiary ecl-site-header__language-close ecl-button--icon-only" type="submit" data-ecl-language-list-close ><span class="ecl-button__container"><span class="ecl-button__label" data-ecl-label="true">Zatvoriť</span><svg class="ecl-icon ecl-icon--m ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#close"></use></svg></span></button></div><div class="ecl-site-header__language-content" data-ecl-language-list-content ><div class="ecl-site-header__language-category" data-ecl-language-list-eu><ul class="ecl-site-header__language-list"><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_bg" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="bg" ><span class="ecl-site-header__language-link-code">bg</span><span class="ecl-site-header__language-link-label" lang="bg">български</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_es" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="es" ><span class="ecl-site-header__language-link-code">es</span><span class="ecl-site-header__language-link-label" lang="es">español</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_cs" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="cs" ><span class="ecl-site-header__language-link-code">cs</span><span class="ecl-site-header__language-link-label" lang="cs">čeština</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_da" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="da" ><span class="ecl-site-header__language-link-code">da</span><span class="ecl-site-header__language-link-label" lang="da">dansk</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_de" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="de" ><span class="ecl-site-header__language-link-code">de</span><span class="ecl-site-header__language-link-label" lang="de">Deutsch</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_et" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="et" ><span class="ecl-site-header__language-link-code">et</span><span class="ecl-site-header__language-link-label" lang="et">eesti</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_el" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="el" ><span class="ecl-site-header__language-link-code">el</span><span class="ecl-site-header__language-link-label" lang="el">ελληνικά</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_en" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="en" ><span class="ecl-site-header__language-link-code">en</span><span class="ecl-site-header__language-link-label" lang="en">English</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_fr" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="fr" ><span class="ecl-site-header__language-link-code">fr</span><span class="ecl-site-header__language-link-label" lang="fr">français</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_ga" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="ga" ><span class="ecl-site-header__language-link-code">ga</span><span class="ecl-site-header__language-link-label" lang="ga">Gaeilge</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_hr" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="hr" ><span class="ecl-site-header__language-link-code">hr</span><span class="ecl-site-header__language-link-label" lang="hr">hrvatski</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_it" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="it" ><span class="ecl-site-header__language-link-code">it</span><span class="ecl-site-header__language-link-label" lang="it">italiano</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_lv" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="lv" ><span class="ecl-site-header__language-link-code">lv</span><span class="ecl-site-header__language-link-label" lang="lv">latviešu</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_lt" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="lt" ><span class="ecl-site-header__language-link-code">lt</span><span class="ecl-site-header__language-link-label" lang="lt">lietuvių</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_hu" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="hu" ><span class="ecl-site-header__language-link-code">hu</span><span class="ecl-site-header__language-link-label" lang="hu">magyar</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_mt" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="mt" ><span class="ecl-site-header__language-link-code">mt</span><span class="ecl-site-header__language-link-label" lang="mt">Malti</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_nl" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="nl" ><span class="ecl-site-header__language-link-code">nl</span><span class="ecl-site-header__language-link-label" lang="nl">Nederlands</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_pl" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="pl" ><span class="ecl-site-header__language-link-code">pl</span><span class="ecl-site-header__language-link-label" lang="pl">polski</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_pt" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="pt" ><span class="ecl-site-header__language-link-code">pt</span><span class="ecl-site-header__language-link-label" lang="pt">português</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_ro" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="ro" ><span class="ecl-site-header__language-link-code">ro</span><span class="ecl-site-header__language-link-label" lang="ro">română</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_sk" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link ecl-site-header__language-link--active" hreflang="sk" ><span class="ecl-site-header__language-link-code">sk</span><span class="ecl-site-header__language-link-label" lang="sk">slovenčina</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_sl" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="sl" ><span class="ecl-site-header__language-link-code">sl</span><span class="ecl-site-header__language-link-label" lang="sl">slovenščina</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_fi" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="fi" ><span class="ecl-site-header__language-link-code">fi</span><span class="ecl-site-header__language-link-label" lang="fi">suomi</span></a></li><li class="ecl-site-header__language-item"><a href="https://finance.ec.europa.eu/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_sv" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-site-header__language-link" hreflang="sv" ><span class="ecl-site-header__language-link-code">sv</span><span class="ecl-site-header__language-link-label" lang="sv">svenska</span></a></li></ul></div></div></div></div> <div class="ecl-site-header__search-container" role="search"> <a class="ecl-button ecl-button--tertiary ecl-site-header__search-toggle" href="" data-ecl-search-toggle="true" aria-controls="oe-search-search-form" aria-expanded="false" ><svg class="ecl-icon ecl-icon--s ecl-site-header__icon" focusable="false" aria-hidden="true" role="img"><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#search"></use></svg>Vyhľadávanie </a> <form class="ecl-search-form ecl-site-header__search" role="search" action="/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net_sk" method="post" id="oe-search-search-form" accept-charset="UTF-8" data-ecl-search-form ><div class="ecl-form-group"><label for="edit-keys" id="edit-keys-label" class="ecl-form-label ecl-search-form__label" >Vyhľadávanie</label><input id="edit-keys" class="ecl-text-input ecl-text-input--m ecl-search-form__text-input form-search ecl-search-form__text-input" name="keys" type="search" ></div><button class="ecl-button ecl-button--ghost ecl-search-form__button ecl-search-form__button" type="submit" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#search"></use></svg><span class="ecl-button__label" data-ecl-label="true">Vyhľadávanie</span></span></button><input data-drupal-selector="form-wuigszoydr3v-pvsgfsm0ykbkbnqf2sogcjtmz61284" type="hidden" name="form_build_id" value="form-wUIgSZOyDR3v-PVSgFSM0ykBKBnqf2sOgCJtMZ61284" /><input data-drupal-selector="edit-oe-search-search-form" type="hidden" name="form_id" value="oe_search_search_form" /></form> <script type="application/json">{"service":"search","results":"in","form":".ecl-search-form","lang":"sk","key":"europa_default"}</script> </div> </div> </div> </div> </div> </div> </div> <div class="ecl-site-header__banner-top"> <div class="ecl-container"> <a href="https://commission.europa.eu/business-economy-euro_sk" class="ecl-link ecl-link--standalone ecl-link--no-visited" data-header-class-link="true" data-header-class-link-label-en="Business, Economy, Euro">Podnikanie, hospodárstvo, euro</a> </div> </div> <div class="ecl-site-header__banner"> <div class="ecl-container"> <div class="ecl-site-header__site-name">Finance</div> </div> </div> <div id="block-ewcms-theme-horizontal-menu"> <nav class="ecl-menu" data-ecl-menu data-ecl-menu-max-lines="2" data-ecl-auto-init="Menu" data-ecl-menu-label-open="Menu" data-ecl-menu-label-close="Zatvoriť" aria-expanded="false" role="navigation" aria-label="Navigačné menu lokality" ><div class="ecl-menu__overlay"></div><div class="ecl-container ecl-menu__container"><button class="ecl-button ecl-button--tertiary ecl-menu__open ecl-button--icon-only" type="button" data-ecl-menu-open aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--m ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#hamburger"></use></svg><svg class="ecl-icon ecl-icon--m ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#close"></use></svg><span class="ecl-button__label" data-ecl-label="true">Menu</span></span></button><section class="ecl-menu__inner" data-ecl-menu-inner aria-label="Menu"><header class="ecl-menu__inner-header"><button class="ecl-button ecl-button--ghost ecl-menu__close ecl-button--icon-only" type="submit" data-ecl-menu-close ><span class="ecl-button__container"><span class="ecl-button__label" data-ecl-label="true">Zatvoriť</span><svg class="ecl-icon ecl-icon--m ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#close"></use></svg></span></button><div class="ecl-menu__title">Menu</div><button class="ecl-button ecl-button--ghost ecl-menu__back" type="submit" data-ecl-menu-back ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-270 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg><span class="ecl-button__label" data-ecl-label="true">Back</span></span></button></header><button class="ecl-button ecl-button--ghost ecl-menu__item ecl-menu__items-previous ecl-button--icon-only" type="button" data-ecl-menu-items-previous tabindex="-1" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--s ecl-icon--rotate-270 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg><span class="ecl-button__label" data-ecl-label="true">Previous items</span></span></button><button class="ecl-button ecl-button--ghost ecl-menu__item ecl-menu__items-next ecl-button--icon-only" type="button" data-ecl-menu-items-next tabindex="-1" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--s ecl-icon--rotate-90 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg><span class="ecl-button__label" data-ecl-label="true">Next items</span></span></button><ul class="ecl-menu__list" data-ecl-menu-list><li class="ecl-menu__item" data-ecl-menu-item id="ecl-menu-item-ecl-menu-1250329168-0"><a href="/index_sk" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Home" data-ecl-menu-link id="ecl-menu-item-ecl-menu-1250329168-0-link" >Domovská stránka</a></li><li class="ecl-menu__item ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-1250329168-1"><a href="/regulation-and-supervision_sk" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Regulation, Supervision" data-ecl-menu-link id="ecl-menu-item-ecl-menu-1250329168-1-link" >Finančné reformy a pokrok v ich realizácii</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Rozbaliť podkapitoly" aria-describedby="ecl-menu-item-ecl-menu-1250329168-1-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/regulation-and-supervision/regulatory-process-financial-services_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Regulatory process in financial services" >Regulatory process in financial services</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/regulation-and-supervision/capital-movements_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Capital movements" >Capital movements</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/regulation-and-supervision/european-system-financial-supervision_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="European system of financial supervision" >European system of financial supervision</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/regulation-and-supervision/expert-groups-comitology-and-other-committees_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Expert groups, comitology and other committees" >Expert groups, comitology and other committees</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="https://finance.ec.europa.eu/regulation-and-supervision/consultation_en" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Consultations" >Consultations</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/regulation-and-supervision/financial-services-legislation_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Financial services legislation" >Financial services legislation</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/regulation-and-supervision_sk" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Zobraziť všetky</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li><li class="ecl-menu__item ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-1250329168-2"><a href="/capital-markets-union-and-financial-markets_sk" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Financial markets" data-ecl-menu-link id="ecl-menu-item-ecl-menu-1250329168-2-link" >Financial markets</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Rozbaliť podkapitoly" aria-describedby="ecl-menu-item-ecl-menu-1250329168-2-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/capital-markets-union-and-financial-markets/capital-markets-union_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Capital markets union" >Únia kapitálových trhov</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/capital-markets-union-and-financial-markets/financial-markets_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Financial markets" >Finančné trhy</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/capital-markets-union-and-financial-markets/company-reporting-and-auditing_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Company reporting and auditing" >Správy o hospodárení spoločností a audit</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/capital-markets-union-and-financial-markets_sk" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Zobraziť všetky</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li><li class="ecl-menu__item ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-1250329168-3"><a href="/banking_sk" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Banking & insurance" data-ecl-menu-link id="ecl-menu-item-ecl-menu-1250329168-3-link" >Banking & insurance</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Rozbaliť podkapitoly" aria-describedby="ecl-menu-item-ecl-menu-1250329168-3-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/banking/banking-union_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Banking union" >Banková únia</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/banking/banking-regulation_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Banking regulation" >Banking regulation</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/banking/non-performing-loans-npls_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Non-performing loans (NPLs)" >Non-performing loans (NPLs)</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/banking/supplementary-supervision-financial-conglomerates_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Supplementary supervision of financial conglomerates" >Supplementary supervision of financial conglomerates</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/banking/insurance_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Insurance" >Insurance</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/banking/pension-funds_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Pension funds" >Pension funds</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/banking_sk" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Zobraziť všetky</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li><li class="ecl-menu__item ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-1250329168-4"><a href="/sustainable-finance_sk" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Sustainable finance" data-ecl-menu-link id="ecl-menu-item-ecl-menu-1250329168-4-link" >Sustainable finance</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Rozbaliť podkapitoly" aria-describedby="ecl-menu-item-ecl-menu-1250329168-4-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/sustainable-finance/overview-sustainable-finance_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Overview of sustainable finance" >Overview of sustainable finance</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/sustainable-finance/tools-and-standards_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Tools and standards" >Tools and standards</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/sustainable-finance/international-platform-sustainable-finance_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="International Platform on Sustainable Finance" >International Platform on Sustainable Finance</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/sustainable-finance/disclosures_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Disclosures" >Disclosures</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/sustainable-finance_sk" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Zobraziť všetky</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li><li class="ecl-menu__item ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-1250329168-5"><a href="/digital-finance_sk" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Digital finance" data-ecl-menu-link id="ecl-menu-item-ecl-menu-1250329168-5-link" >Digital finance</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Rozbaliť podkapitoly" aria-describedby="ecl-menu-item-ecl-menu-1250329168-5-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/digital-finance/crypto-assets_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Crypto-assets" >Crypto-assets</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/digital-finance/overview-digital-finance_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Overview of digital finance" >Overview of digital finance</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/digital-finance/digital-euro_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Digital euro" >Digital euro</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/digital-finance/cyber-resilience_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Cyber resilience" >Cyber resilience</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/digital-finance/framework-financial-data-access_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Framework for financial data access" >Framework for financial data access</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/digital-finance_sk" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Zobraziť všetky</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li><li class="ecl-menu__item ecl-menu__item--current ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-1250329168-6"><a href="/consumer-finance-and-payments_sk" class="ecl-link ecl-link--standalone ecl-menu__link ecl-menu__link--current" data-untranslated-label="Consumer finance" data-ecl-menu-link id="ecl-menu-item-ecl-menu-1250329168-6-link" >Spotrebiteľské finančné a platobné služby</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Rozbaliť podkapitoly" aria-describedby="ecl-menu-item-ecl-menu-1250329168-6-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem ecl-menu__subitem--current" data-ecl-menu-subitem ><a href="/consumer-finance-and-payments/retail-financial-services_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink ecl-menu__sublink--current" data-untranslated-label="Retail financial services" aria-current="page" >Retail financial services</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/consumer-finance-and-payments/payment-services_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Payment services" >Payment services</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/consumer-finance-and-payments/financial-literacy_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Financial literacy" >Financial literacy</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/consumer-finance-and-payments_sk" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Zobraziť všetky</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li><li class="ecl-menu__item ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-1250329168-7"><a href="/financial-crime_sk" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Financial crime" data-ecl-menu-link id="ecl-menu-item-ecl-menu-1250329168-7-link" >Financial crime</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Rozbaliť podkapitoly" aria-describedby="ecl-menu-item-ecl-menu-1250329168-7-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/financial-crime/anti-money-laundering-and-countering-financing-terrorism-overview_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="AML overview" >AML overview</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/financial-crime/anti-money-laundering-and-countering-financing-terrorism-eu-level_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="AML at EU level" >AML at EU level</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/financial-crime/anti-money-laundering-and-countering-financing-terrorism-international-level_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="AML at international level" >AML at international level</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="https://www.amla.europa.eu/index_en" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="AMLA" >AMLA</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/financial-crime_sk" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Zobraziť všetky</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li><li class="ecl-menu__item ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-1250329168-8"><a href="/eu-and-world_sk" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="EU & worldwide" data-ecl-menu-link id="ecl-menu-item-ecl-menu-1250329168-8-link" >Medzinárodné vzťahy</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Rozbaliť podkapitoly" aria-describedby="ecl-menu-item-ecl-menu-1250329168-8-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/eu-and-world/international-fora_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="International fora" >International fora</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/eu-and-world/bilateral-relations_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Bilateral relations" >Bilateral relations</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/eu-and-world/equivalence-non-eu-financial-frameworks_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Equivalence of non-EU financial frameworks" >Equivalence of non-EU financial frameworks</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/eu-and-world/international-cooperation-financial-regulation-and-capital-movements_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="International cooperation" >International cooperation</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/eu-and-world/sanctions-restrictive-measures_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Sanctions (restrictive measures)" >Sanctions (restrictive measures)</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/eu-and-world/open-strategic-autonomy_sk" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Open strategic autonomy" >Open strategic autonomy</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/eu-and-world_sk" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Zobraziť všetky</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li></ul></section></div></nav> </div> </header> <div class="ecl-u-mb-2xl" id="block-ewcms-theme-page-header"> <div class="ecl-page-header" ><div class="ecl-container"><nav class="ecl-breadcrumb ecl-page-header__breadcrumb" aria-label="Nachádzate sa tu:" aria-label="" data-ecl-breadcrumb="true" data-ecl-auto-init="Breadcrumb" ><ol class="ecl-breadcrumb__container"><li class="ecl-breadcrumb__segment" data-ecl-breadcrumb-item="static"><a href="https://finance.ec.europa.eu/index_sk" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-breadcrumb__link" >Domovská stránka</a><svg class="ecl-icon ecl-icon--fluid ecl-breadcrumb__icon" focusable="false" aria-hidden="true" role="presentation"><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></li><li class="ecl-breadcrumb__segment ecl-breadcrumb__segment--ellipsis" data-ecl-breadcrumb-ellipsis aria-hidden="true" ><button class="ecl-button ecl-button--ghost ecl-breadcrumb__ellipsis" type="button" data-ecl-breadcrumb-ellipsis-button aria-label="" >…</button><svg class="ecl-icon ecl-icon--fluid ecl-breadcrumb__icon" focusable="false" aria-hidden="true" role="presentation"><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></li><li class="ecl-breadcrumb__segment" data-ecl-breadcrumb-item="expandable"><a href="/consumer-finance-and-payments_sk" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-breadcrumb__link" >Spotrebiteľské finančné a platobné služby</a><svg class="ecl-icon ecl-icon--fluid ecl-breadcrumb__icon" focusable="false" aria-hidden="true" role="presentation"><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></li><li class="ecl-breadcrumb__segment" data-ecl-breadcrumb-item="static"><a href="/consumer-finance-and-payments/retail-financial-services_sk" class="ecl-link ecl-link--standalone ecl-link--no-visited ecl-breadcrumb__link" >Retail financial services</a><svg class="ecl-icon ecl-icon--fluid ecl-breadcrumb__icon" focusable="false" aria-hidden="true" role="presentation"><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></li><li class="ecl-breadcrumb__segment ecl-breadcrumb__current-page" data-ecl-breadcrumb-item="static" aria-current="page"><span>Sieť na riešenie finančných sporov: FIN-NET</span></li></ol></nav><div class="ecl-page-header__info"><h1 class="ecl-page-header__title"><span>Sieť na riešenie finančných sporov: FIN-NET</span></h1></div></div></div> </div> <main class="ecl-u-pb-xl" id="main-content" data-inpage-navigation-source-area="h2.ecl-u-type-heading-2, div.ecl-featured-item__heading"> <div class="ecl-container"> <div class="ecl-row"> <div class="ecl-col-s-12 ewcms-top-sidebar"> <div> <div data-drupal-messages-fallback class="hidden"></div> </div> </div> </div> <div class="ecl-row"> <div class="ecl-col-s-12"> <div id="block-ewcms-theme-main-page-content" data-inpage-navigation-source-area="h2, div.ecl-featured-item__heading" class="ecl-u-mb-l"> <article dir="ltr"> <div> <div class="navigation-lists-block"><div class="ecl-content-item-block"><div class="ecl-row"><div class="ecl-content-item-block__item contextual-region ecl-u-mb-l ecl-col-12 ecl-col-l-4 last-item-column"><article class="ecl-navigation-list__item ecl-navigation-list__item--no-border" ><div class="ecl-content-block ecl-navigation-list__content-block" data-ecl-auto-init="ContentBlock" data-ecl-content-block ><div class="ecl-content-block__title"data-ecl-title-link><a href="/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net/about-fin-net_sk" class="ecl-link ecl-link--standalone" data-untranslated-label="About FIN-NET" data-level="1" >O sieti FIN-NET</a></div><div class="ecl-content-block__description">Poslanie siete FIN-NET, členstvo a správy.</div></div></article></div><div class="ecl-content-item-block__item contextual-region ecl-u-mb-l ecl-col-12 ecl-col-l-4 last-item-column"><article class="ecl-navigation-list__item ecl-navigation-list__item--no-border" ><div class="ecl-content-block ecl-navigation-list__content-block" data-ecl-auto-init="ContentBlock" data-ecl-content-block ><div class="ecl-content-block__title"data-ecl-title-link><a href="/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net/make-complaint-about-financial-service-provider-another-eea-country_sk" class="ecl-link ecl-link--standalone" data-untranslated-label="Make a complaint about a financial service provider in another EEA country" data-level="1" >Podanie sťažnosti na poskytovateľa finančných služieb v inej krajine EHP</a></div><div class="ecl-content-block__description">Sieť FIN-NET pomáha zákazníkom riešiť cezhraničné spory mimosúdnou cestou.</div></div></article></div><div class="ecl-content-item-block__item contextual-region ecl-u-mb-l ecl-col-12 ecl-col-l-4 last-item-column last-item"><article class="ecl-navigation-list__item ecl-navigation-list__item--no-border" ><div class="ecl-content-block ecl-navigation-list__content-block" data-ecl-auto-init="ContentBlock" data-ecl-content-block ><div class="ecl-content-block__title"data-ecl-title-link><a href="/consumer-finance-and-payments/retail-financial-services/financial-dispute-resolution-network-fin-net/members-fin-net-country_sk" class="ecl-link ecl-link--standalone" data-untranslated-label="Members of FIN-NET by country" data-level="1" >Členovia siete FIN-NET podľa jednotlivých krajín</a></div><div class="ecl-content-block__description">Sieť FIN-NET má členov vo väčšine krajín Európskeho hospodárskeho priestoru (EHP), teda v EÚ, Lichtenštajnsku, Nórsku a na Islande.</div></div></article></div></div></div></div> </div> </article> </div> </div> </div> <div class="ecl-row"> <div class="ecl-col-s-12"> <div> <div id="block-ewcms-theme-socialshare"> <div class="ecl-social-media-share"> <p class="ecl-social-media-share__description"> Podeliť sa o túto stránku </p> <script type="application/json">{"service":"share","version":"2.0","networks":["twitter","facebook","linkedin","email","more"],"display":"icons","stats":true,"selection":true}</script> </div> </div> </div> </div> </div> </div> </main> <div id="block-ewcms-theme-pagefeedbackform"> <script type="application/json">{"service":"dff","id":"h09CkBIN_dff_v2","lang":"sk","version":"2.0"}</script> </div> <footer class="ecl-site-footer" data-logo-area-label-en="Home - European Commission" ><div class="ecl-container ecl-site-footer__container"><div class="ecl-site-footer__row"><div class="ecl-site-footer__column"><div class="ecl-site-footer__section ecl-site-footer__section--site-info"><div class="ecl-site-footer__title"><a href="https://finance.ec.europa.eu/index_sk" class="ecl-link ecl-link--standalone ecl-site-footer__title-link" >Finance</a></div><div class="ecl-site-footer__description">Túto stránku spravuje:<br />Generálne riaditeľstvo pre finančnú stabilitu, finančné služby a úniu kapitálových trhov</div></div></div><div class="ecl-site-footer__column"><div class="ecl-site-footer__section"><div class="ecl-site-footer__title">Kontakt</div><ul class="ecl-site-footer__list"><li class="ecl-site-footer__list-item"><a href="https://ec.europa.eu/info/departments/financial-stability-financial-services-and-capital-markets-union_en#contact" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="Contact us" data-footer-link-label="Contact Directorate-General for Financial Stability, Financial Services and Capital Markets Union" >Contact Directorate-General for Financial Stability, Financial Services and Capital Markets Union</a></li><li class="ecl-site-footer__list-item"><a href="/accessibility-statement_sk" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="Contact us" data-footer-link-label="Accessibility" >Accessibility</a></li></ul></div><div class="ecl-site-footer__section"><div class="ecl-site-footer__title">Sledujte nás</div><ul class="ecl-site-footer__list ecl-site-footer__list--inline"><li class="ecl-site-footer__list-item"><a href="https://www.youtube.com/user/dgmarkt" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-link--icon ecl-site-footer__link" data-section-label-untranslated="Follow us" data-footer-link-label="YouTube" ><svg class="ecl-icon ecl-icon--m ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons-social-media/sprites/icons-social-media.svg#youtube-negative"></use></svg><span class="ecl-link__label">YouTube</span></a></li><li class="ecl-site-footer__list-item"><a href="https://www.linkedin.com/showcase/eu-economy-finance" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-link--icon ecl-site-footer__link" data-section-label-untranslated="Follow us" data-footer-link-label="EU Economy and Finance " ><svg class="ecl-icon ecl-icon--m ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons-social-media/sprites/icons-social-media.svg#linkedin-negative"></use></svg><span class="ecl-link__label">EU Economy and Finance </span></a></li><li class="ecl-site-footer__list-item"><a href="https://be.linkedin.com/in/john-berrigan-31131778" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-link--icon ecl-site-footer__link" data-section-label-untranslated="Follow us" data-footer-link-label="Director-General John Berrigan" ><svg class="ecl-icon ecl-icon--m ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons-social-media/sprites/icons-social-media.svg#linkedin-negative"></use></svg><span class="ecl-link__label">Director-General John Berrigan</span></a></li><li class="ecl-site-footer__list-item"><a href="/eu-finance-podcast-future-finance_sk" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="Follow us" data-footer-link-label="EU Finance Podcast" >EU Finance Podcast</a></li><li class="ecl-site-footer__list-item"><a href="https://finance.ec.europa.eu/finance-news-hub_en" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="Follow us" data-footer-link-label="Finance news hub" >Finance news hub</a></li><li class="ecl-site-footer__list-item"><a href="https://twitter.com/EU_Finance" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-link--icon ecl-site-footer__link" data-section-label-untranslated="Follow us" data-footer-link-label="X" ><svg class="ecl-icon ecl-icon--m ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons-social-media/sprites/icons-social-media.svg#twitter-negative"></use></svg><span class="ecl-link__label">X</span></a></li></ul></div></div><div class="ecl-site-footer__column"><div class="ecl-site-footer__section"><div class="ecl-site-footer__title">O nás</div><ul class="ecl-site-footer__list"><li class="ecl-site-footer__list-item"><a href="https://ec.europa.eu/info/departments/financial-stability-financial-services-and-capital-markets-union_en" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="About us" data-footer-link-label="Directorate-General for Financial Stability, Financial Services and Capital Markets Union" >Directorate-General for Financial Stability, Financial Services and Capital Markets Union</a></li><li class="ecl-site-footer__list-item"><a href="https://commission.europa.eu/about-european-commission/departments-and-executive-agencies/financial-stability-financial-services-and-capital-markets-union/mission-statement-financial-stability-financial-services-and-capital-markets-union_en" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="About us" data-footer-link-label="Mission and objectives" >Mission and objectives</a></li></ul></div><div class="ecl-site-footer__section"><div class="ecl-site-footer__title">Súvisiace webové sídla</div><ul class="ecl-site-footer__list"><li class="ecl-site-footer__list-item"><a href="https://digital-finance-platform.ec.europa.eu/" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="Related sites" data-footer-link-label="EU DIgital Finance Platform" >EU DIgital Finance Platform</a></li><li class="ecl-site-footer__list-item"><a href="https://ec.europa.eu/green-finances/index_en.html" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="Related sites" data-footer-link-label="How green are your finances?" >How green are your finances?</a></li><li class="ecl-site-footer__list-item"><a href="https://ec.europa.eu/finance/invest-in-you/" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="Related sites" data-footer-link-label="Own your future, invest in you!" >Own your future, invest in you!</a></li></ul></div></div></div><div class="ecl-site-footer__row"><div class="ecl-site-footer__column"><div class="ecl-site-footer__section ecl-footer-class-links"><div class="ecl-site-footer__description">Viac informácií:</div><ul class="ecl-site-footer__list"><li class="ecl-site-footer__list-item"><a href="https://commission.europa.eu/business-economy-euro_sk" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-footer-class-link-en="Business, Economy, Euro" >Podnikanie, hospodárstvo, euro</a></li></ul></div></div></div><div class="ecl-site-footer__row"><div class="ecl-site-footer__column"><div class="ecl-site-footer__section"><a href="https://commission.europa.eu/index_sk" class="ecl-link ecl-link--standalone ecl-site-footer__logo-link" ><picture class="ecl-picture ecl-site-footer__picture" title="Európska komisia" ><source srcset="/themes/contrib/oe_theme/dist/ec/images/logo/negative/logo-ec--sk.svg" media="(min-width: 996px)" ><img class="ecl-site-footer__logo-image" src="/themes/contrib/oe_theme/dist/ec/images/logo/negative/logo-ec--sk.svg" alt="Logo Európskej komisie" ></picture></a></div></div><div class="ecl-site-footer__column"><div class="ecl-site-footer__section"><ul class="ecl-site-footer__list"><li class="ecl-site-footer__list-item"><a href="https://commission.europa.eu/about-european-commission/contact_sk" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="service_navigation" data-footer-link-label="Contact the European Commission" >Kontakty na Európsku komisiu</a></li><li class="ecl-site-footer__list-item"><a href="https://european-union.europa.eu/contact-eu/social-media-channels_sk#/search?page=0&institutions=european_commission" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="service_navigation" data-footer-link-label="Follow the European Commission on social media" >Sledujte Európsku komisiu na sociálnych médiách</a></li><li class="ecl-site-footer__list-item"><a href="https://commission.europa.eu/resources-partners_sk" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="service_navigation" data-footer-link-label="Resources for partners" >Materiály pre partnerov</a></li><li class="ecl-site-footer__list-item"><a href="https://commission.europa.eu/legal-notice/vulnerability-disclosure-policy_sk" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="service_navigation" data-footer-link-label="Report an IT vulnerability" >Nahlásiť IT zraniteľnosť</a></li></ul></div></div><div class="ecl-site-footer__column"><div class="ecl-site-footer__section"><ul class="ecl-site-footer__list"><li class="ecl-site-footer__list-item"><a href="https://commission.europa.eu/languages-our-websites_sk" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="legal_navigation" data-footer-link-label="Languages on our websites" >Jazyky na našich webových stránkach</a></li><li class="ecl-site-footer__list-item"><a href="https://commission.europa.eu/cookies_sk" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="legal_navigation" data-footer-link-label="Cookies" >Súbory cookies</a></li><li class="ecl-site-footer__list-item"><a href="https://commission.europa.eu/privacy-policy_sk" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="legal_navigation" data-footer-link-label="Privacy policy" >Politika ochrany osobných údajov</a></li><li class="ecl-site-footer__list-item"><a href="https://commission.europa.eu/legal-notice_sk" class="ecl-link ecl-link--standalone ecl-link--inverted ecl-site-footer__link" data-section-label-untranslated="legal_navigation" data-footer-link-label="Legal notice" >Právne upozornenie</a></li></ul></div></div></div></div></footer> </div> <script type="application/json">{"utility":"piwik","siteID":"045a3504-b34e-4402-a1fc-f699a34988d5","sitePath":["finance.ec.europa.eu"],"instance":"ec","dimensions":[{"id":3,"value":"Landing Page"},{"id":4,"value":"alternative-dispute-resolution financial-services"},{"id":5,"value":"Directorate-General-for-Financial-Stability,-Financial-Services-and-Capital-Markets-Union"},{"id":6,"value":"Financial dispute resolution network: FIN-NET"},{"id":7,"value":"c01617f9-7118-48e4-8c0d-2e7c59ff8009"},{"id":8,"value":"EC - STANDARDISED"},{"id":9,"value":"alternative-dispute-resolution banking-policy financial-services judicial-proceedings legal-system"}]}</script> <script type="application/json">{"utility":"cck"}</script> <script type="application/json">{"service":"laco","include":"#block-ewcms-theme-main-page-content .ecl","coverage":{"document":"any","page":"any"},"icon":"all","exclude":".nolaco, .ecl-file, .ecl-content-item__title","ignore":["filename=([A-Za-z0-9\\-\\_]+)_([A-Za-z]{2}).pdf"]}</script> <script type="application/json" data-drupal-selector="drupal-settings-json">{"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/138","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"sk","urlSuffixes":["bg","es","cs","da","de","et","el","en","fr","ga","hr","it","lv","lt","hu","mt","nl","pl","pt","ro","sk","sl","fi","sv","ar","ca","is","no","tr","uk","ru","zh","lb","sw","he","ja"]},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"6ac4be5190c3632cc52a6f9c83f35ca6c65dd5cda867860bd1dc2c0aad2257d2"}}</script> <script src="/sites/default/files/js/js_6vxGGwuMZWvUGvhZw_SPzKQu4pdjLR1V9QBFWx1nQ0Q.js?scope=footer&delta=0&language=sk&theme=ewcms_theme&include=eJxVjVEKg0AMRC_U1iOFuA66kE0kyWq9faUopX8zvOGNgXaMaSYxTN5Xltfdn9HYU4wn-MNAuaBhKNZWU2iS1NHZD0L5UbwTriwU2_zAXlrc4Jv5REfWEhdrXbJK1bmzXJPGZal6-pw1hLOaktp5tuFfWCi6bzg-k5hN8w"></script> <script src="https://webtools.europa.eu/load.js" defer></script> <script src="/sites/default/files/js/js_TZH6lJb6F3E-Hng1YrquBMISfI3QKgM50IHveeJPyRM.js?scope=footer&delta=2&language=sk&theme=ewcms_theme&include=eJxVjVEKg0AMRC_U1iOFuA66kE0kyWq9faUopX8zvOGNgXaMaSYxTN5Xltfdn9HYU4wn-MNAuaBhKNZWU2iS1NHZD0L5UbwTriwU2_zAXlrc4Jv5REfWEhdrXbJK1bmzXJPGZal6-pw1hLOaktp5tuFfWCi6bzg-k5hN8w"></script> <script src="https://ec.europa.eu/wel/surveys/wr_survey01/wr_survey.js" defer></script> </body> </html>