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</div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Transparency, accountability and access to information <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/partners/cso/access-information-transparency/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/partners/cso/access-information/index.htm"> Transparency and access to information </a> </li> <li class="eib-mega-menu__item 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href="https://www.eib.org/en/about/partners/cso/consultations/index.htm"> Public consultations </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/about/partners/eib-institute/index"> EIB Institute </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> What we offer <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Loans <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/public-sector/index.htm"> Loans for the public sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/framework-public-sector/index.htm"> Framework loans for the public sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/private-sector/index.htm"> Loans for the private sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/sme-mid-caps/index.htm"> Intermediated loans for SMEs, mid-caps and other priorities </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/microfinance/index.htm"> Microfinance </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Equity <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/venture-debt.htm"> Venture debt </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/infra-environment-funds/index.htm"> Investments in infrastructure and environmental funds </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/sme-mid-caps-funds/index.htm"> Investments in SME and mid-cap funds </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Guarantees <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span 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class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Mandates and partnerships <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/investeu/index.htm"> InvestEU </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/eu-blending-facilities/index.htm"> EU Blending facilities </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/donor-partnerships/index.htm"> Donor partnerships </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/shared-management-funds/index.htm"> Shared management funds and financial instruments </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/efsd/index.htm"> EFSD Guarantee </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/index.htm#mandates"> All mandates and partnerships </a> </li> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Our work <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our projects <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/all/index.htm"> All projects </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/pipelines/index.htm"> Projects to be financed </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/loans/index.htm"> Financed projects </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our priorities <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/at-a-glance/eib-core-strategic-priorities">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/climate-action/index"> Climate and environment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/innovation-digital-and-human-capital/index"> Digitalisation and technological innovation </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/innovation-digital-and-human-capital/sesi/index"> Security and defence </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/regional-development/index"> A modern cohesion policy </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/energy-natural-resources/agriculture/index"> Agriculture and bioeconomy </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/sustainable-cities-regions/urban-development/affordable-and-sustainable-housing"> Social infrastructure </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/global/index"> High-impact global investment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/capital-markets-union/index"> Capital Markets Union </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our regions of activity <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/european-union/index.htm"> European Union </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/enlargement/index.htm"> Enlargement countries </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/western-balkans"> Western Balkans </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/eastern-neighbours/index.htm"> Eastern Neighbourhood </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/southern-neighbours/index.htm"> Southern Neighbourhood </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/sub-saharan-africa"> Sub-Saharan Africa </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/latin-america-caribbean"> Latin America and the Caribbean </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/asia-pacific"> Asia and the Pacific </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/efta/index.htm"> EFTA countries </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/united-kingdom/index.htm"> UK </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/map.htm"> Global investment map </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/cycle/index.htm"> Project cycle </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/accountability/evaluation/index.htm"> Evaluation </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Media centre <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/infocentre/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div 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href="https://www.eib.org/en/projects/topics/eib-solidarity-ukraine.htm"> Solidarity with Ukraine </a> </li> </ul> </span> </li> </ul> </div> </div> </div> <h1 class="eib-title__title eib-typography__title ">Regional development and cohesion</h1> <div class="eib-title__subtitle eib-typography__body "> <p>Economic, social and territorial integration in the European Union must be supported by suitable policy. The EU’s Cohesion Policy does just that: it helps each region reach its full potential, and the European Union as a whole improve its living standards and overall prosperity. See how the EIB’s work supports cohesion.</p> </div> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="/en/publications/20230145-cohesion-and-regional-development-overview-2023" target='_blank'> Download the EIB Cohesion and Regional Development Overview 2023 <em class="fa-light fa-download ml-3" > </em> </a> </div> <div class="eib-title__share">  <div class="eib-title__meta-line"> <div class="eib-title__meta-line__wrapper"> <div class="eib-title__meta-line_print btn-tooltip"> <button id="print-icon" class="btn-icon">Print <i class="fa-solid fa-print"></i></button> </div> <div class="eib-title__meta-line_share btn-tooltip"> <button class="btn-icon">Share <i class="fa-solid fa-arrow-up-from-bracket"></i></button> <span class="eib-icon-social-media toolip"> <a href="https://twitter.com/intent/tweet/?url=http://www.eib.org/projects/topics/regional-development/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-x-twitter fa-xl"></i></a> <a href="https://facebook.com/dialog/share?app_id=1214650435266588&href=http://www.eib.org/projects/topics/regional-development/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-facebook-f fa-xl"></i></a> <a href="https://www.linkedin.com/shareArticle?mini=true&url=http://www.eib.org/projects/topics/regional-development/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-linkedin-in fa-xl"></i></a> <a href="mailto:?body=http://www.eib.org/projects/topics/regional-development/index" target="_self" aria-hidden="true"><i class="fa-solid fa-envelope fa-xl"></i></a> <a href="whatsapp://send?text=http://www.eib.org/projects/topics/regional-development/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-whatsapp fa-xl"></i></a> </span> </div> </div> </div> </div> </div> </div> </div> </div> </div> </header> <main id="content"> <div class="eib-section eib-section--none"> <div class="eib-section--blue dark-bg eib-top-menu eib-top-menu__jumplinks eib-top-menu__sticky "> <div id="84915485917934" class="eib-topmenu__layout eib-layout eib-layout--contained eib-layout--align-left-contained"> <nav class="eib-list" aria-label="topmenu"> <div class="eib-list__group-row eib-list__group-row--none"> <div class="eib-topmenu__list eib-list__row eib-list__row--body"> <div class="eib-list__column"> <button class="eib-tabs-nav-arrow nav-arrow-left tabsScrollLeft"><i class="fa fa-arrow-left"></i></button> <div class="eib-list__column--items eib-typography"> <ul class="eib-list__tabs tabs list-inline eib-typography__primary-label text-left"> <li class="dropdown"> <a href="#92195416713685"> <span>What we offer</span> </a> </li> <li class="dropdown"> <a href="#95441527342241"> <span>Get support</span> </a> </li> <li class="dropdown"> <a href="#51014229013253"> <span>Just Transition</span> </a> </li> </ul> </div> <button class="eib-tabs-nav-arrow nav-arrow-right tabsScrollRight"><i class="fa fa-arrow-right"></i></button> </div> </div> </div> </nav> </div> </div> </div> <section id="84841928678652" class="eib-section eib-section--white contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">What is cohesion?</h3> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>The <a href="https://ec.europa.eu/regional_policy/en/2021_2027/" target="_blank">European Union's Cohesion Policy</a> helps to ensure there are no gaps between countries and between different areas and regions in the same country. It supports key EU goals, such as the green and digital transition.</p> <p>The EIB was born to support and finance cohesion throughout Europe. Since 1958, we have targeted support for projects in less-developed regions. Our cohesion financing supports projects in EU regions with gross domestic product (GDP) per capita below the EU average. Less developed and transition regions need specific types of support to reach their potential and to make sure that everyone in the European Union has a good quality of life.</p> </div> </div> </section> <section id="87984999732698" class="eib-section eib-section--grey contentText__component picture__component "> <div class="eib-layout eib-layout--halves[5/6] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">EU regions who need it the most</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>The EU Cohesion Policy defines the following categories of regions:</p> <p><span class="fa-solid fa-square" style="color:#ea6431"> </span> <strong>Less developed regions</strong>, which have a GDP per inhabitant that is less than 75% of the EU average</p> <p><span class="fa-solid fa-square" style="color: #f6af4c;"> </span> <strong>Transition regions,</strong> which have a GDP per inhabitant that is between 75% and 100% of the EU average</p> <p><span class="fa-solid fa-square" style="color: #fbd686;"> </span> <strong>More developed regions </strong>which have a GDP per inhabitant that is above 100% of the EU average</p> </div> </div> <div class="eib-layout__col eib-split-text__content eib-typography media--centered 2"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=2668ba02-fcb1-4919-9791-dba742ff6335&binaryType=XL" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=2668ba02-fcb1-4919-9791-dba742ff6335&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=2668ba02-fcb1-4919-9791-dba742ff6335&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=2668ba02-fcb1-4919-9791-dba742ff6335&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=2668ba02-fcb1-4919-9791-dba742ff6335&binaryType=XL"> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=2668ba02-fcb1-4919-9791-dba742ff6335&binaryType=XL"> <figcaption class="eib-typography__primary-label pt-2"> <span role="copyright" class="eib-typography__secondary-label"> EuroGeographics Association</span></figcaption> </picture> </figure> </div> </div> </div> </section> <section id="95441527342241" class="eib-section eib-section--white contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">More support for cohesion regions</h3> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>More than €36 billion, or 45% of our financing in the European Union, went to supporting cohesion regions in 2023, with close to 20% going to less developed regions. Economic modelling shows that our lending has a significant macroeconomic influence in these areas, increasing GDP by up to 2%. More support for high-impact projects is critical to reducing regional economic disparities and promoting a vibrant economy across the EU.</p> </div> </div> </section> <section id="28754205926747" class="eib-section eib-section--grey picture__component contentText__component "> <div class="eib-layout eib-layout--halves[6/5] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography media--centered"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=6ce63ecb-3a96-411e-b3a4-85bab9f4bb1d&binaryType=XL" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=6ce63ecb-3a96-411e-b3a4-85bab9f4bb1d&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=6ce63ecb-3a96-411e-b3a4-85bab9f4bb1d&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=6ce63ecb-3a96-411e-b3a4-85bab9f4bb1d&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=6ce63ecb-3a96-411e-b3a4-85bab9f4bb1d&binaryType=XL"> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=6ce63ecb-3a96-411e-b3a4-85bab9f4bb1d&binaryType=XL"> <figcaption class="eib-typography__primary-label pt-2"> <span role="copyright" class="eib-typography__secondary-label">Getty Images</span></figcaption> </picture> </figure> </div> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">EIB Group activities in EU cohesion regions 2023</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>This report analyses the EIB Group’s activity in cohesion regions in 2023, with particular emphasis on targeted social investments in key systemic enablers in those regions, such as access to essential services (e.g. inclusive healthcare and education, social and affordable housing), digital connectivity and the growth of mid-caps and small and medium-sized enterprises (SMEs), the latter with a particular focus on women entrepreneurs and youth.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="/en/publications/20240079-eib-group-activity-in-eu-cohesion-regions-2023" target='_blank'> Read the report <em class="fa fa-arrow-right" > </em> </a> </div> </div> </div> </div> </section> <section id="65443787046426" class="eib-section eib-section--white cardCarouselManual cardCarouselManual__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in eib-section-subtitle--in"> <h3 class="eib-heading-3 ">Our cohesion projects on the ground</h3> <div class="eib-section-subtitle eib-typography__section-subtitle"> Watch how we contribute to a cohesive and inclusive Europe </div> </div> <section class="card-carousel eib-carousel eib-carousel--enhanced eib-carousel--three-up "> <div id="88044975521263" class="card-carousel__content eib-carousel__container "> <div class='eib-layout'> <div class="swiper--contained"> <div class="eib-carousel__carousel swiper-initialized swiper-horizontal swiper-container eib-carousel"> <ul class="eib-carousel__items swiper-wrapper my-gallery" data-number-slide="5" data-display="card" itemscope itemtype="http://schema.org/ImageGallery"> <li class="eib-carousel__item swiper-slide"> <div class="eib-card f38882d8-e7dc-4067-b725-28c4dc682adf" data-type="custom" data-subType="" data-img-type="panorama"> <a class="eib-card__link" href="https://youtu.be/b855_NQTKUw" > <div 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style="background-image: url('https://www.eib.org/photos/download.do?documentId=d3861a19-12e7-481d-b647-8de1665e27e1&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://youtu.be/EjEiyJSsh8s" >Lithuania and the EIB</a> </h3> </header>  </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 9b6c24cc-8866-43db-a371-e501c2576258" data-type="custom" data-subType="" data-img-type="panorama"> <a class="eib-card__link" href="https://youtu.be/Sek8CyslJm4" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=9b6c24cc-8866-43db-a371-e501c2576258&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=9b6c24cc-8866-43db-a371-e501c2576258&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://youtu.be/Sek8CyslJm4" >Croatia and the EIB</a> </h3> </header>  </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 87e98f25-22a7-457f-96eb-58de35e91681" data-type="custom" data-subType="" data-img-type="panorama"> <a class="eib-card__link" href="https://youtu.be/YZeNFkCNx1Q" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=87e98f25-22a7-457f-96eb-58de35e91681&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=87e98f25-22a7-457f-96eb-58de35e91681&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://youtu.be/YZeNFkCNx1Q" >Bulgaria and the EIB</a> </h3> </header>  </div> </div> </li> </ul> <div class="swiper-pagination"></div> </div> <div title="Prev" class="eib-swiper-button-prev"></div> <div title="Next" class="eib-swiper-button-next"></div> </div> </div> </div> </section> </div> </section> <section id="91370103946719" class="eib-section eib-section--grey picture__component contentText__component "> <div class="eib-layout eib-layout--halves[6/5] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography media--centered"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=21eee434-487a-4cbd-99de-3dfc7c1e7558&binaryType=original" data-alt=""> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=21eee434-487a-4cbd-99de-3dfc7c1e7558&binaryType=original"> <img class="eib-rounded-item" src="https://www.eib.org/photos/download.do?documentId=21eee434-487a-4cbd-99de-3dfc7c1e7558&binaryType=original"> <figcaption class="eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> </div> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Find out about our EIB-financed cohesion projects in Europe</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>From support for small businesses to financing for education and skills training, the EIB is helping to build a more inclusive Europe. Explore our cohesion projects using this interactive map.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="https://www.eib.org/projects/sectors/regional-development/map" > See the map <em class="fa fa-arrow-right" > </em> </a> </div> </div> </div> </div> </section> <section id="79554347525006" class="eib-section eib-section--white cardCarouselManual cardCarouselManual__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">Our cohesion stories in the spotlight</h3> </div> <section class="card-carousel eib-carousel eib-carousel--enhanced eib-carousel--three-up "> <div id="63889602254924" class="card-carousel__content eib-carousel__container "> <div class='eib-layout'> <div class="swiper--contained"> <div class="eib-carousel__carousel swiper-initialized swiper-horizontal swiper-container eib-carousel"> <ul class="eib-carousel__items swiper-wrapper my-gallery" data-number-slide="8" data-display="card" itemscope itemtype="http://schema.org/ImageGallery"> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 66245887-0002-4017-ac03-d044121997d3" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/innovation-cohesion" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=66245887-0002-4017-ac03-d044121997d3&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=66245887-0002-4017-ac03-d044121997d3&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>4 October 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/innovation-cohesion" >An innovative approach to cohesion</a> </h3> </header> <div class="eib-card-text"> <p>To make a success of the green industrial transition, the EU’s cohesion policy needs to place a greater emphasis on raising the innovation potential of its less advanced regions</p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Research, innovation and technology</span> <span class="eib-btn-tag">Development</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card fdc69402-30c3-4cfd-a07b-2353b8e9b713" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/small-businesses-croatian-economy-guarantee" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=fdc69402-30c3-4cfd-a07b-2353b8e9b713&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=fdc69402-30c3-4cfd-a07b-2353b8e9b713&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>26 April 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/small-businesses-croatian-economy-guarantee" >Driving Croatian growth</a> </h3> </header> <div class="eib-card-text"> <p>Small businesses power the Croatian economy. But they often struggle to get finance. Three European guarantees are changing that</p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Covid-19</span> <span class="eib-btn-tag">Croatia</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Balanced regional development</span> <span class="eib-btn-tag">InvestEU</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Health and life sciences</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card f7eed9d2-2d61-46e4-888c-93a389d2a9f2" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/new-athens-metro-line" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=f7eed9d2-2d61-46e4-888c-93a389d2a9f2&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=f7eed9d2-2d61-46e4-888c-93a389d2a9f2&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>25 March 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/new-athens-metro-line" >New Athens metro cuts emissions </a> </h3> </header> <div class="eib-card-text"> <p>Ancient Greek hero Odysseus took 10 years to get home from the Trojan War. Commuters in the Greek capital are luckier, with a new Athens metro line making life better and cutting carbon emissions</p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Infrastructure</span> <span class="eib-btn-tag">Greece</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Transport</span> <span class="eib-btn-tag">Climate action and environment</span> <span class="eib-btn-tag">Balanced regional development</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card ec9ef759-0b55-4eb4-b93f-0f1d38d13310" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/czech-rail-freight" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=ec9ef759-0b55-4eb4-b93f-0f1d38d13310&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=ec9ef759-0b55-4eb4-b93f-0f1d38d13310&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>10 August 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/czech-rail-freight" >On track to a greener future </a> </h3> </header> <div class="eib-card-text"> <p>New trains to modernise Czech rail freight will create jobs, improve the accessibility of remote regions—and cut emissions</p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Czechia</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Transport</span> <span class="eib-btn-tag">Climate action and environment</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 5042c1ba-70cf-4264-b453-299b8926b39b" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/romania-regional-hospitals" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=5042c1ba-70cf-4264-b453-299b8926b39b&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=5042c1ba-70cf-4264-b453-299b8926b39b&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>20 July 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/romania-regional-hospitals" >A quick trip to the hospital</a> </h3> </header> <div class="eib-card-text"> <p>Romania is investing in three new regional hospitals offering modern centralised medical services to improve healthcare</p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Romania</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Health and life sciences</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 59b6144c-89c5-4f76-bc67-4b2d336eea74" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/malta-smes" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=59b6144c-89c5-4f76-bc67-4b2d336eea74&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=59b6144c-89c5-4f76-bc67-4b2d336eea74&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>14 July 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/malta-smes" >Small island, big impact</a> </h3> </header> <div class="eib-card-text"> <p>Backed by an EU programme, Bank of Valletta helps Malta SMEs innovate, and create new jobs after the COVID-19 pandemic</p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Malta</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Research, innovation and technology</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 0cd2816a-ead0-4954-8700-a364b2bdb824" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/greece-cyprus-digital-insurance" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=0cd2816a-ead0-4954-8700-a364b2bdb824&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=0cd2816a-ead0-4954-8700-a364b2bdb824&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>2 June 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/greece-cyprus-digital-insurance" >Digital insurance in Greece and Cyprus </a> </h3> </header> <div class="eib-card-text"> <p>A Greece Cyprus digital insurance company is pioneering a new platform to bring faster, cheaper, and more accessible insurance services to the region</p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Venture debt</span> <span class="eib-btn-tag">Greece</span> <span class="eib-btn-tag">Cyprus</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Research, innovation and technology</span> <span class="eib-btn-tag">Venture capital & equity</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 64423193-dcbd-4063-86f5-82e9b1f6dc85" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/portugal-sustainable-waste-management" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=64423193-dcbd-4063-86f5-82e9b1f6dc85&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=64423193-dcbd-4063-86f5-82e9b1f6dc85&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>12 April 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/portugal-sustainable-waste-management" >Automating solid waste treatment</a> </h3> </header> <div class="eib-card-text"> <p>A new Portugal sustainable waste management plant uses automated sorting for recycling and energy generation, while improving services to cohesion regions and contributing to the circular economy</p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Infrastructure</span> <span class="eib-btn-tag">Portugal</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Climate action and environment</span> <span class="eib-btn-tag">Circular economy</span> </div> </footer> </div> </div> </li> </ul> <div class="swiper-pagination"></div> </div> <div title="Prev" class="eib-swiper-button-prev"></div> <div title="Next" class="eib-swiper-button-next"></div> </div> </div> </div> </section> </div> </section> <section id="36998331759591" class="eib-section eib-panel eibPanel__component eib-section--grey "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in eib-section-subtitle--in"> <h3 class="eib-heading-3 ">Working with the European Union </h3> <div class="eib-section-subtitle eib-typography__section-subtitle"> <h3>We support the EU’s Territorial Agenda 2030</h3> <p>The EIB supports the <a href="https://territorialagenda.eu/" target="_blank">Territorial Agenda 2030</a>, a strategic policy document that outlines the goals for Europe, its regions, and its communities. This document defines two overarching objectives: a Just Europe and a Green Europe, with six priorities for developing the continent and all its places.</p> </div> </div> <div class="eib-panel-items panels-components__nav top__navbar-nav text-center button-nav__panel"> <button class="eib-panel-nav-arrow nav-arrow-left panelsScrollLeft"><i class="fa fa-arrow-left"></i></button> <div class="eib-panel-nav-arrow-shadow-left"></div> <div class="button-nav__panel-wrap"> <a href="#just-europe" data-tab="just-europe" class="eib-button eib-title__button panel-nav-tab tab-item active"> A just Europe </a> <a href="#green-europe" data-tab="green-europe" class="eib-button eib-title__button panel-nav-tab tab-item"> A green Europe </a> </div> <div class="eib-panel-nav-arrow-shadow-right"></div> <button class="eib-panel-nav-arrow nav-arrow-right panelsScrollRight " ><i class="fa fa-arrow-right"></i></button> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel active" id="just-europe"> <section id="96787982790251" class="eib-section eib-section--grey boxes boxes__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <section id="20588191615994" class="eib-boxes eib-component--item"> <div class="eib-layout eib-layout--thirds pl-0 pr-0"> <div class="eib-layout__row"> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fa-light fa-scale-balanced fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> Balanced Europe </p> </div> <p class="eib-typography__card-body">Better balanced territorial development utilising Europe's diversity. </p> </div> </div> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fal fa-globe fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> Functional regions </p> </div> <p class="eib-typography__card-body">Local and regional development, less inequality between places. </p> </div> </div> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fal fa-light fa-shuffle fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> Integration beyond borders </p> </div> <p class="eib-typography__card-body">Living and working across national borders. </p> </div> </div> </div> </div> </section> </div> </section> <section id="85908006247844" class="eib-section eib-section--grey contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-content-text eib-typography__body eib-component--item"> <p>Today, the <a href="https://territorialagenda.eu/news-articles/territorial-agenda-2030-insights-from-the-european-investment-bank/" target="_blank">EIB helps with important investments</a> and gives technical advice. Many of these<br /> activities help meet the goals and priorities of the Territorial Agenda 2030.</p> </div> </div> </section> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel" id="green-europe" > <section id="48986345477424" class="eib-section eib-section--grey boxes boxes__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <section id="63326773036572" class="eib-boxes eib-component--item"> <div class="eib-layout eib-layout--thirds pl-0 pr-0"> <div class="eib-layout__row"> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fa-light fa-hand-holding-seedling fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> Healthy Environment </p> </div> <p class="eib-typography__card-body">Better ecological livelihoods and climate neutral towns, cities and regions. </p> </div> </div> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fal fa-light fa-arrow-rotate-right fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> Circular Economy </p> </div> <p class="eib-typography__card-body">Strong and sustainable local economies in a globalised world. </p> </div> </div> <div class="eib-layout__col "> <div class="eib-boxes__icons "> <span class="fa-stack fa-3x"> <i class="fal fa-light fa-signal-stream fa-stack-1x" aria-hidden="true"></i> </span> <div class="eib-boxes__title"> <p class="eib-card-title"> Sustainable Connections </p> </div> <p class="eib-typography__card-body">Sustainable digital and physical connectivity of places. </p> </div> </div> </div> </div> </section> </div> </section> <section id="80701851666202" class="eib-section eib-section--grey contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-content-text eib-typography__body eib-component--item"> <p>Today, the <a href="https://territorialagenda.eu/news-articles/territorial-agenda-2030-insights-from-the-european-investment-bank/" target="_blank">EIB helps with important investments</a> and gives technical advice. Many of these<br /> activities help meet the goals and priorities of the Territorial Agenda 2030.</p> </div> </div> </section> </div> </div> <div class=""> </div> </section> <section id="51014229013253" class="eib-section eib-section--white contentText__component video__component "> <div class="eib-layout eib-layout--halves[5/6] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">A Just Transition</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>The EU aims to become the first carbon-neutral economic union by 2050. While the advantages of decarbonisation are global, the costs are not. Regions dependent on mining and emission-intensive manufacturing will be hit hardest.</p> <p>A Just Transition makes sure that the transition to a low-carbon economy is done in a way that doesn't have a negative impact on the people and places that are most affected.</p> </div> </div> <div class="eib-layout__col eib-split-text__content eib-typography media--centered 2"> <div class="post-video__content eib-rounded-item youtube-player eib-poster-image pristine video video__component eib-component--item" data-youtubeList='false' data-video-id="HVjgAdSoRKs"> <div class="play-video video-play-button" data-message="This can be click to play the video"> <span></span> </div> <img class="lozad eib-rounded-item " data-src="https://www.eib.org/photos/download.do?documentId=5f27e8d2-59aa-4d54-9a98-56b7aa335e67&binaryType=WL" src="https://www.eib.org/photos/download.do?documentId=5f27e8d2-59aa-4d54-9a98-56b7aa335e67&binaryType=WS" alt="custom-preview"> </div> </div> </div> </div> </section> <section id="just-transition" class="eib-section eib-section--grey contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">How we support a Just Transition</h3> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>Many of the worst affected EU regions already have low incomes or have a long history of industrial decline. It takes many changes to move away from coal mining and CO<sub>2</sub>-intensive energy and industrial production, for example:</p> <ul> <li>Find new sources of heat and electricity.</li> <li>Clean up mining sites.</li> <li>Attract new businesses and invest in infrastructure to make up for the loss of jobs, value added, and tax revenue.</li> </ul> <p>The Just Transition Mechanism addresses the social and economic effects of the transition. It focusses on the regions, industries and workers who will face the greatest challenges. The mechanism supports projects located in or benefiting one of the <a href="https://ec.europa.eu/regional_policy/en/funding/jtf/just-transition-platform/" target="_blank">Just Transition regions</a> jointly identified by Member States and the European Commission in the Territorial Just Transition Plans.<br /> The Just Transition Mechanism has three pillars:</p> </div> </div> </section> <section id="65134212556360" class="eib-section eib-section--grey boxes boxes__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <section id="79793484977675" class="eib-boxes eib-component--item"> <div class="eib-layout eib-layout--halves pl-0 pr-0"> <div class="eib-layout__row"> <div class="eib-layout__col "> <div class="eib-boxes__icons eib-boxes__icons-featured "> <div class="eib-boxes__featured-icon-wrap"> <span class="fa-stack fa-3x"> <i class="fal fa-chart-network fa-stack-1x" aria-hidden="true"></i> </span> </div> <div class="eib-boxes__featured-content-wrap"> <div class="eib-boxes__title"> <p class="eib-card-title"> Just Transition Fund </p> </div> <p class="eib-typography__card-body">This fund provides grants of up to 85% of the project investment cost, with private or public sector beneficiaries covering the rest.<br /><br /> <strong>Our support: </strong>The EIB can co-finance the public sector beneficiaries’ contribution to projects, advise on project preparation or help with financial instruments. </p> </div> </div> </div> <div class="eib-layout__col "> <div class="eib-boxes__icons eib-boxes__icons-featured "> <div class="eib-boxes__featured-icon-wrap"> <span class="fa-stack fa-3x"> <i class="fal fa-users-class fa-stack-1x" aria-hidden="true"></i> </span> </div> <div class="eib-boxes__featured-content-wrap"> <div class="eib-boxes__title"> <p class="eib-card-title"> Public Sector Loan Facility </p> </div> <p class="eib-typography__card-body">An EIB loan can be combined with an EU grant for public sector entities to support individual projects or sets of smaller projects.<br /><br /> <strong>Our support: </strong>The EIB gives a loan to a counterpart (see <a href="/en/products/loans/index">our loans</a> for the public sector) who also <a href="https://ec.europa.eu/info/funding-tenders/opportunities/portal/screen/programmes/jtm" target="_blank">applies</a> for the <a href="https://cinea.ec.europa.eu/just-transition-mechanism_en" target="_blank">EU grant</a>. Counterparts can also approach EIB financial intermediaries. Additionally, the EIB can provide advisory support to prepare and implement projects. </p> </div> </div> </div> <div class="eib-layout__col "> <div class="eib-boxes__icons eib-boxes__icons-featured "> <div class="eib-boxes__featured-icon-wrap"> <span class="fa-stack fa-3x"> <i class="fal fa-wind-turbine fa-stack-1x" aria-hidden="true"></i> </span> </div> <div class="eib-boxes__featured-content-wrap"> <div class="eib-boxes__title"> <p class="eib-card-title"> InvestEU "Just Transition" scheme </p> </div> <p class="eib-typography__card-body">Some of the investments made in Just Transition regions may benefit from <a href="/en/products/mandates-partnerships/investeu/index">InvestEU</a>.<br /><br /> <strong>Our support: </strong>For projects located in Just Transition regions, the EIB can give a loan backed up with the InvestEU guarantee and provide advisory support. </p> </div> </div> </div> </div> </div> </section> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="mailto:infodesk@eib.org" > Get support under the Just Transition Mechanism <em class="fa fa-arrow-right" > </em> </a> </div> </div> </section> <section id="15724026813393" class="eib-section eib-section--grey contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-content-text eib-typography__body eib-component--item"> <p>The Just Transition Mechanism will primarily assist areas in EIB Cohesion priority regions. This means that there will be strong synergies between Cohesion and Just Transition.</p> <p>The EIB Group:</p> <ul> <li>Sets down “Ensuring a Just Transition for all” as one of the four overarching objectives in its <a href="/about/priorities/climate-action/cbr/index" target="_blank">Climate Bank Roadmap 2025</a>.</li> <li>Supports all three pillars as outlined in the <a href="/publications/supporting-the-just-transition-mechanism">comprehensive approach to supporting the Just Transition Mechanism</a>.</li> <li>Offers advisory support to authorities and promoters.</li> </ul> <p>The EIB will co-operate with other Multilateral Development Banks (MDBs) to support Just Transition outside the EU, following the <a href="/attachments/documents/mdb-just-transition-high-level-principles-en.pdf" target="_blank">MDB Just Transition High-level principles</a>.</p> </div> </div> </section> <section id="46921818374811" class="eib-section eib-section--white picture__component contentText__component "> <div class="eib-layout eib-layout--halves[6/5] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography media--centered"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=79b4a561-b7c4-4a31-9885-ee8f1a076627&binaryType=XL" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=79b4a561-b7c4-4a31-9885-ee8f1a076627&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=79b4a561-b7c4-4a31-9885-ee8f1a076627&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=79b4a561-b7c4-4a31-9885-ee8f1a076627&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=79b4a561-b7c4-4a31-9885-ee8f1a076627&binaryType=XL"> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=79b4a561-b7c4-4a31-9885-ee8f1a076627&binaryType=XL"> <figcaption class="eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> </div> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Cohesive and creative</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>A long history of investment for cohesion in Europe’s poorer regions is a foundation for the EIB’s role in the European Commission’s Just Transition Mechanism.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="/en/stories/just-transition-mechanism" target='_blank'> Read more <em class="fa fa-arrow-right" > </em> </a> </div> </div> </div> </div> </section> <section id="45674225920295" class="eib-section eib-section--grey cardCarouselManual cardCarouselManual__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">Our key publications</h3> </div> <section class="card-carousel eib-carousel eib-carousel--enhanced eib-carousel--three-up "> <div id="28020460240110" class="card-carousel__content eib-carousel__container "> <div class='eib-layout'> <div class="swiper--contained"> <div class="eib-carousel__carousel swiper-initialized swiper-horizontal swiper-container eib-carousel"> <ul class="eib-carousel__items swiper-wrapper my-gallery" data-number-slide="6" data-display="card" itemscope itemtype="http://schema.org/ImageGallery"> <li class="eib-carousel__item swiper-slide"> <div class="eib-card " data-type="media" data-subType="publications"> <div class="eib-card__image-wrapper publication-wrapper"> <a href="https://www.eib.org/en/publications/20240079-eib-group-activity-in-eu-cohesion-regions-2023" class="card-img eib-card__link text-center"> <img class="eib-publication-card__image" src="https://www.eib.org/photos/download.do?documentId=606e3458-3449-4389-bf9b-da5c769489c8&binaryType=S4"/> </a> </div> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>15 July 2024</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/publications/20240079-eib-group-activity-in-eu-cohesion-regions-2023" >EIB Group activities in EU cohesion regions 2023</a> </h3> </header> <div class="eib-card-text"> <p> This year's EIB Group Activities in EU Cohesion Regions report focuses on the importance of building inclusive communities. </p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Balanced regional development</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card " data-type="media" data-subType="publications"> <div class="eib-card__image-wrapper publication-wrapper"> <a href="https://www.eib.org/en/publications/20240070-working-with-europe-s-cities-and-regions" class="card-img eib-card__link text-center"> <img class="eib-publication-card__image" src="https://www.eib.org/photos/download.do?documentId=a2c47b62-cabf-4760-bba2-262103013b1b&binaryType=S4"/> </a> </div> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>18 March 2024</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/publications/20240070-working-with-europe-s-cities-and-regions" >Working with Europe's cities and regions</a> </h3> </header> <div class="eib-card-text"> <p> This brochure explains how the European Investment Bank Group can help Europe’s regions and cities meet their investment needs. </p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Urban development</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card " data-type="media" data-subType="publications"> <div class="eib-card__image-wrapper publication-wrapper"> <a href="https://www.eib.org/en/publications/supporting-the-just-transition-mechanism" class="card-img eib-card__link text-center"> <img class="eib-publication-card__image" src="https://www.eib.org/photos/download.do?documentId=cb614aab-70bc-409b-8275-862b1f897692&binaryType=S4"/> </a> </div> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>1 June 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/publications/supporting-the-just-transition-mechanism" >Supporting the Just Transition Mechanism – comprehensive proposal of the EIB Group</a> </h3> </header> <div class="eib-card-text"> <p>A proposal of the European Investment Bank Group in support of the European Union’s Just Transition Mechanism, a key tool to ensure that the transition towards a climate-neutral economy happens in a fair way, leaving no one behind. </p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Environment</span> <span class="eib-btn-tag">Climate</span> <span class="eib-btn-tag">Renewable energy</span> <span class="eib-btn-tag">Climate action</span> <span class="eib-btn-tag">Fossil fuel</span> <span class="eib-btn-tag">Climate action and environment</span> <span class="eib-btn-tag">Balanced regional development</span> <span class="eib-btn-tag">Energy</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card " data-type="media" data-subType="publications"> <div class="eib-card__image-wrapper publication-wrapper"> <a href="https://www.eib.org/en/publications/eib-cohesion-orientation-2021-2027" class="card-img eib-card__link text-center"> <img class="eib-publication-card__image" src="https://www.eib.org/photos/download.do?documentId=3cd03c0f-13ff-4b9f-96b9-cd4e4be20f5e&binaryType=S4"/> </a> </div> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>13 October 2021</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/publications/eib-cohesion-orientation-2021-2027" >European Investment Bank Cohesion Orientation 2021-2027</a> </h3> </header> <div class="eib-card-text"> <p>The Cohesion Orientation 2021-2027 sets out the European Investment Bank’s plan to increase support for economically weaker EU regions, while focusing on the transition towards a low-carbon economy. </p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Balanced regional development</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card " data-type="media" data-subType="publications"> <div class="eib-card__image-wrapper publication-wrapper"> <a href="https://www.eib.org/en/publications/eib-energy-lending-policy" class="card-img eib-card__link text-center"> <img class="eib-publication-card__image" src="https://www.eib.org/img/publication/eib_energy_lending_policy_en.jpg"/> </a> </div> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>15 November 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/publications/eib-energy-lending-policy" >EIB energy lending policy: Supporting the energy transformation</a> </h3> </header> <div class="eib-card-text"> <p>This document informs EIB’s stakeholders - shareholders, borrowers, promoters, partners and civil society organisations - as well as the wider public on how the Bank supports EU energy policy.</p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Environment</span> <span class="eib-btn-tag">Climate</span> <span class="eib-btn-tag">Climate action</span> <span class="eib-btn-tag">Fossil fuel</span> <span class="eib-btn-tag">Energy lending policy</span> <span class="eib-btn-tag">Energy transformation</span> <span class="eib-btn-tag">Climate action and environment</span> <span class="eib-btn-tag">Energy</span> <span class="eib-btn-tag">Circular economy</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card " data-type="media" data-subType="publications"> <div class="eib-card__image-wrapper publication-wrapper"> <a href="https://www.eib.org/en/publications/the-eib-group-climate-bank-roadmap" class="card-img eib-card__link text-center"> <img class="eib-publication-card__image" src="https://www.eib.org/img/publication/eib_group_climate_bank_roadmap_en.jpg"/> </a> </div> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>14 December 2020</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/publications/the-eib-group-climate-bank-roadmap" >The EIB Group Climate Bank Roadmap 2021-2025</a> </h3> </header> <div class="eib-card-text"> <p>Our new global plan to tackle the urgent climate challenges over the next critical decade.</p> </div>  <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Climate action and environment</span> </div> </footer> </div> </div> </li> </ul> <div class="swiper-pagination"></div> </div> <div title="Prev" class="eib-swiper-button-prev"></div> <div title="Next" class="eib-swiper-button-next"></div> </div> </div> </div> </section> </div> </section> <section id="98391149674695" class="eib-section eib-section--white contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">Projects eligible for financing</h3> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>We finance regional and cohesion policy projects under the following policy objectives:</p> <ul> <li><a href="/en/about/priorities/sustainable-cities-regions/index"><strong>Sustainable Cities and Regions</strong></a> (including Integrated territorial development and sustainable transport)</li> <li><a href="/en/about/priorities/energy-natural-resources/index"><strong>Sustainable Energy and Natural Resources</strong></a> (including Renewable energy, Energy efficiency, water, sewerage and waste management and the bioeconomy)</li> <li><a href="/en/about/priorities/innovation-digital-and-human-capital/index"><strong>Innovation, Digital and Human Capital</strong></a> (including private and public R&D, digitalisation, telecommunication networks, life sciences, education and health infrastructure)</li> <li><a href="/en/about/priorities/sme/index"><strong>Small and medium-sized businesses</strong></a></li> </ul> </div> </div> </section> <section id="92195416713685" class="eib-section eib-panel eibPanel__component eib-section--grey "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in eib-section-subtitle--in"> <h3 class="eib-heading-3 ">What we offer</h3> <div class="eib-section-subtitle eib-typography__section-subtitle"> Our lending, our financial instruments, and also our technical assistance and advisory services can support the regions and people with furthest to go </div> </div> <div class="eib-panel-items panels-components__nav top__navbar-nav text-center button-nav__panel"> <button class="eib-panel-nav-arrow nav-arrow-left panelsScrollLeft"><i class="fa fa-arrow-left"></i></button> <div class="eib-panel-nav-arrow-shadow-left"></div> <div class="button-nav__panel-wrap"> <a href="#lending" data-tab="lending" class="eib-button eib-title__button panel-nav-tab tab-item active"> Lending </a> <a href="#advisory" data-tab="advisory" class="eib-button eib-title__button panel-nav-tab tab-item"> Advisory support </a> <a href="#financial" data-tab="financial" class="eib-button eib-title__button panel-nav-tab tab-item"> Financial instruments </a> </div> <div class="eib-panel-nav-arrow-shadow-right"></div> <button class="eib-panel-nav-arrow nav-arrow-right panelsScrollRight " ><i class="fa fa-arrow-right"></i></button> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel active" id="lending"> <section id="50343024689270" class="eib-section eib-section--grey contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-content-text eib-typography__body eib-component--item"> <p>Our cohesion loans must address at least one of the EIB's four priorities: innovation, infrastructure, small businesses, and environmental sustainability. In cohesion regions, we fund both public and private sectors.</p> </div> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-4 eib-section-heading ">For municipalities and regional governments</h3> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>Based on the size of the project, the EIB offers a wide range of financing instruments for municipalities and regional governments, ranging from <a href="/en/products/loans/public-sector">investment loans</a> for big projects to <a href="/en/products/loans/framework-public-sector">framework loans</a> for smaller multi-sector initiatives.</p> <p>Our structural programme loans can also help deliver the EU budget's <a href="/en/products/mandates-partnerships/esif/index">shared management funds</a> (formerly known as the European Structural and Investment Funds, or ESIF).</p> </div> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-4 eib-section-heading ">For small businesses, mid-caps and large corporates</h3> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>We finance the private sector in cohesion regions: thanks to our <a href="/en/products/loans/sme-mid-caps">intermediated loans</a>, about one-third of our cohesion lending supports small businesses and mid-caps. We also offer <a href="/en/products/loans/private-sector">loans for larger corporations</a> in a variety of industries.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="https://www.eib.org/products/loans/index" > More on our loans <em class="fa fa-arrow-right" > </em> </a> </div> </div> </section> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel" id="advisory" > <section id="60782394279803" class="eib-section eib-section--grey contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-content-text eib-typography__body eib-component--item"> <p>Engineers and economists evaluate every project that the EIB finances, and the EIB makes this expertise available to promoters, regional and national governments, and financial intermediaries in cohesion regions to improve the technical and financial quality of their projects.</p> </div> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-4 eib-section-heading ">fi-compass</h3> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>This platform delivers advisory services on financial instruments under the <a href="https://www.eib.org/en/products/mandates-partnerships/esif/index.htm">shared management funds</a>.</p> </div> <div class="call-to-action text-left"> <a class="eib-button eib-button--icon-with-text-footer mt-0" href="https://www.fi-compass.eu/" target='_blank'> Find out more about fi-compass <em class="fa fa-arrow-right"> </em> </a> </div> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-4 eib-section-heading ">Innovation Fund - Project Development Assistance (PDA)</h3> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>The European Investment Bank (EIB) gives specific help to projects that support a clean transition through new technologies. The goal is to make the projects more ready for future Innovation Fund calls.</p> </div> <div class="call-to-action text-left"> <a class="eib-button eib-button--icon-with-text-footer mt-0" href="https://www.eib.org/products/mandates-partnerships/innovation-fund/index" > More on the Innovation Fund - PDA <em class="fa fa-arrow-right"> </em> </a> </div> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-4 eib-section-heading ">Joint Assistance to Support Projects in European Regions (JASPERS)</h3> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>JASPERS works actively on cohesion. In the recent years, it supports Just Transition fund projects. </p> <p>JASPERS also works with local governments, project developers, and the managing authorities of EU funds in EU countries to help them prepare strategies and sustainable projects, as well as to build their capabilities in areas such as the circular economy, energy efficiency, carbon neutrality, smart cities, applied research and innovation, healthcare systems, connectivity and sustainable mobility, affordable water and sanitation services.</p> </div> <div class="call-to-action text-left"> <a class="eib-button eib-button--icon-with-text-footer mt-0" href="https://jaspers.eib.org/" > Find out more about JASPERS <em class="fa fa-arrow-right"> </em> </a> </div> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-4 eib-section-heading ">Project Advisory Support Service Agreement (PASSA)</h3> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>The PASSA program combines EIB internal expertise and external consulting to accelerate the implementation of EU-funded projects, in collaboration with promoters and governing authorities.</p> </div> <div class="call-to-action text-left"> <a class="eib-button eib-button--icon-with-text-footer mt-0" href="https://www.eib.org/products/advisory-services/passa/index" > Find out more about PASSA <em class="fa fa-arrow-right"> </em> </a> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="https://www.eib.org/products/advisory-services/index" > More on our advisory services <em class="fa fa-arrow-right" > </em> </a> </div> </div> </section> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel" id="financial" > <section id="80669720223089" class="eib-section eib-section--grey contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-content-text eib-typography__body eib-component--item"> <p>With the help of the European Investment Bank, Member States use the Bank’s professional fund management skills to implement financial instruments. They can use these innovative financial instruments with other sources of financing.</p> </div> <div class="call-to-action text-left"> <a class="eib-button eib-button--icon-with-text-footer mt-0" href="https://www.eib.org/products/mandates-partnerships/shared-management-funds/index" > Find out more about shared management funds <em class="fa fa-arrow-right"> </em> </a> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>EU countries can give part of their shared management funds to the <a href="/en/products/mandates-partnerships/investeu/index">InvestEU Fund</a> by setting up a "Member State compartment." These countries can benefit from the EU guarantee's high credit rating, which allows more risky projects to be financed.</p> </div> </div> </section> </div> </div> <div class=""> </div> </section> <section id="86552507954774" class="eib-section eib-section--white accordionDynamic accordionDynamic__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">Stay up to date</h3> </div> <div id="74121114600453" class="accordion__wrapper dynamic eib-component--item"> <div class="accordion__result px-0" data-filters='{"subjects":{"values":["regional-development"],"operator":"orSubjects"}}' data-group-filters="and" data-number-items="10" data-sorts='{"startDate":"DESC"}' data-type='["media"]' data-types-list='["pressReleases","news"]'> <div class="eib-accordion px-0 pt-0 pb-0 "> <div class="eib-accordion-item "> <a href="#" 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