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Le secteur de l’assurance | CNIL
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class="js-dropdown-wrapper nav menu--menu-menu-header"> <li class="menu-item menu-item-0"> <span class="menu-link menu-link-0 js-dropdown-toggle"> Ma conformité au RGPD </span> <ul class="menu-level-1"> <li class="menu-item menu-item-1"> <a href="/fr/comprendre-le-rgpd" class="menu-link menu-link-1" data-drupal-link-system-path="node/163964">Comprendre le RGPD</a> <ul class="menu-level-2"> <li class="menu-item menu-item-2"> <a href="/fr/rgpd-de-quoi-parle-t-on" class="menu-link menu-link-2" data-drupal-link-system-path="node/1183">Qu'est-ce que le RGPD ?</a> </li> <li class="menu-item menu-item-2"> <a href="/fr/comprendre-le-rgpd/les-six-grands-principes-du-rgpd" class="menu-link menu-link-2" data-drupal-link-system-path="node/902">Les six grands principes du RGPD</a> </li> <li class="menu-item menu-item-2"> <a href="/fr/comprendre-le-rgpd/le-mooc-de-la-cnil-est-de-retour-dans-une-nouvelle-version-enrichie" class="menu-link menu-link-2" data-drupal-link-system-path="node/9187">MOOC - 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le monde</a> </li> <li class="menu-item menu-item-2"> <a href="/fr/la-protection-des-donnees-dans-le-monde" class="menu-link menu-link-2" data-drupal-link-system-path="node/163814">La protection des données dans le monde</a> </li> <li class="menu-item menu-item-2"> <a href="/fr/en-europe-dans-le-monde/le-comite-europeen-de-la-protection-des-donnees-cepd" class="menu-link menu-link-2" data-drupal-link-system-path="node/1172">Le Comité européen de la protection des données (CEPD)</a> </li> <li class="menu-item menu-item-2"> <a href="/fr/en-europe-dans-le-monde/les-instances-internationales-de-protection-de-la-vie-privee" class="menu-link menu-link-2" data-drupal-link-system-path="node/1173">Les instances internationales</a> </li> <li class="menu-item menu-item-2"> <a href="/fr/en-europe-dans-le-monde/la-cooperation-police-justice" class="menu-link menu-link-2" data-drupal-link-system-path="node/1174">La coopération Police-Justice</a> </li> </ul> </li> <li class="menu-item menu-item-1"> <div class="field-menu-push-visuel"><div> <div class="field-media-image"> <img loading="lazy" src="/sites/cnil/files/styles/menu_header_thumbnail/public/2023-02/push_cnil.jpg?itok=0PwAX_DI" width="200" height="130" alt="" typeof="foaf:Image" class="img-responsive" /> </div> </div> </div> <a href="/fr/lhistoire-de-la-cnil-en-video" class="menu-link menu-link-1" data-drupal-link-system-path="node/163534">L'histoire de la CNIL en vidéo</a> </li> <li class="menu-item menu-item-1"> <a href="/fr/marches-publics-0" class="menu-link menu-link-1" data-drupal-link-system-path="node/14203">Marchés publics</a> </li> <li class="menu-item menu-item-1"> <a href="/fr/opendata" class="menu-link menu-link-1" data-drupal-link-system-path="opendata">Open CNIL</a> </li> <li class="menu-item menu-item-1"> <a href="/fr/la-cnil/travailler-la-cnil" class="menu-link menu-link-1" data-drupal-link-system-path="node/871">Travailler à la CNIL</a> </li> <li class="action"> <button class="js-dropdown-close dropdown-close">Fermer</button> </li> </ul> </li> <li class="search-button"> <button class="search-btn js-search-btn"></button> </li> </ul> <div class="nav--top-nav"><a href="/fr" class="fr is-active" hreflang="fr">Fr</a><a href="/en" class="en" hreflang="en">En</a><a href="/fr/gestion-des-cookies" class="cookies">Gestionnaire de cookies</a></div> </div> </div> </div> <div class="block-search-wrapper js-block-search-wrapper"> <div class="cnil-search-form block block-cnil-search block-cnil-search-form-block" data-drupal-selector="cnil-search-form" id="block-search"> <h2 class="visually-hidden">CNIL: search form</h2> <form action="/fr/assurance" method="post" id="cnil-search-form" accept-charset="UTF-8"> <div class="form-item js-form-item form-type-textfield js-form-type-textfield form-item-keyword js-form-item-keyword form-group"> <label for="edit-keyword" class="control-label">Poser une question ou rechercher un article, une délibération... </label> <input 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class="container"> </div> <div class="container"> <div class="layout--page-content"> <div class="layout-inner"> <div class="region region-content"> <div data-drupal-messages-fallback class="hidden"></div> <div class="hub node-type-page-hub ctn-gen"> <div class="ctn-gen-titre js-zoom-wrapper zoom-wrapper"><h1> <span>Le secteur de l’assurance</span> </h1></div> <hr class="separator" /> <div class="page-introduction js-zoom-wrapper zoom-wrapper clearfix"> <p>La CNIL propose des fiches pratiques pour comprendre les principaux enjeux de la protection des données dans le secteur de l’assurance. Ces contenus reprennent l’essentiel du contenu du guide élaboré par le secteur de l’assurance en association avec la CNIL.</p> </div> <div class="page--tools"><div class="social"><ul><li><a href="" class="icon-print print-btn print" onClick="#">Print the article</a></li><li><a href="" class="icon-share-email email" onClick="#">Courriel</a></li></ul></div><div class="tools"><ul><li><a href="" class="js-zoom-link decrease" data-zoom="-2">Decrease the size of the font</a></li><li><a href="" class="js-zoom-link increase" data-zoom="2">Increase the size of the font</a></li></ul></div></div> <div class="content js-zoom-wrapper zoom-wrapper"> <div class="row"> <div class="contenus"> <div class="col-xs-12 col-sm-6 bloc"> <h2 class="titre">Adopter les six bons réflexes</h2> <a href="/fr/comprendre-le-rgpd/les-six-grands-principes-du-rgpd"> <div class='descriptif'>Ces 6 réflexes reprennent des notions ou principes qui peuvent vous être utiles pour sensibiliser votre entourage professionnel à la protection des données personnelles. </div> </a> <hr/> </div> <div class="col-xs-12 col-sm-6 bloc"> <h2 class="titre">La qualification des acteurs</h2> <a href="/fr/la-qualification-des-acteurs-du-secteur-de-lassurance-au-regard-du-rgpd"> <div class='descriptif'> Les acteurs du secteur de l’assurance traitant des données personnelles sont soit responsable de traitement, soit sous-traitant, soit responsable de traitement conjoint. Ces qualifications s’accompagnent d’obligations spécifiques. </div> </a> <hr/> </div> <div class="col-xs-12 col-sm-6 bloc"> <h2 class="titre">Les grands traitements et leurs bases légales</h2> <a href="/fr/les-grands-traitements-du-secteur-de-lassurance-et-leurs-bases-legales"> <div class='descriptif'> Tout traitement de données personnelles doit répondre à un objectif précis et se fonder sur une base légale, qui doit être définie par le responsable pour chaque traitement en fonction de ses caractéristiques. </div> </a> <hr/> </div> <div class="col-xs-12 col-sm-6 bloc"> <h2 class="titre">Les durées de conservation des données</h2> <a href="/fr/les-durees-de-conservation-des-donnees-du-secteur-de-lassurance"> <div class='descriptif'> Une durée de conservation doit être déterminée en fonction de la finalité du traitement. Dans le secteur de l’assurance, ces durées peuvent notamment dépendre de la conclusion du contrat ou de délais de prescription spécifiques. </div> </a> <hr/> </div> <div class="col-xs-12 col-sm-6 bloc"> <h2 class="titre">La minimisation des données et le traitement du NIR et des données de santé</h2> <a href="/fr/le-principe-de-minimisation-et-les-traitements-du-nir-et-des-donnees-de-sante-dans-le-secteur-de"> <div class='descriptif'> Les données traitées dans le cadre d'un contrat d'assurance doivent être pertinentes et nécessaires au regard de l'objectif de celui-ci. Les traitements du NIR et des données de santé doivent faire l’objet d’une vigilance particulière. </div> </a> <hr/> </div> <div class="col-xs-12 col-sm-6 bloc"> <h2 class="titre">Les droits des personnes et le profilage</h2> <a href="/fr/droit-des-personnes-et-profilage-les-specificites-du-secteur-de-lassurance"> <div class='descriptif'> Que le contrat soit signé ou non, il est essentiel d’informer les personnes et de respecter leurs droits. Le profilage et la prise de décision automatisée, fréquents dans le secteur de l'assurance, font l'objet un encadrement spécifique. </div> </a> <hr/> </div> <div class="col-xs-12 col-sm-6 bloc"> <h2 class="titre">Le guide RGPD publié par la Fédération française de l'assurance</h2> <a href="https://www.franceassureurs.fr/nos-positions/lassurance-qui-protege/traitement-des-donnees-a-caractere-personnel-guide-dactualisation-du-pack-de-conformite-assurance/"> <div class='descriptif'>Ce guide RGPD de l’assurance est également publié sur le site du Centre Technique des Institutions de Prévoyance (CTIP), du syndicat Planète CSCA et de la Fédération nationale de la Mutualité Française. </div> </a> <hr/> </div> <div class="col-xs-12 col-sm-6 bloc"> <h2 class="titre">Les autres fiches pour le secteur de l'assurance</h2> <a href="/fr/assurance/fiches-pratiques"> <div class='descriptif'>La CNIL propose des fiches pour mieux comprendre certains fichiers spécifiques ou pour appliquer le RGPD dans des situations non abordées dans le guide de la FFA. </div> </a> </div> <div class="col-xs-12 col-sm-6 bloc"> <img src="/sites/cnil/files/styles/contenu_generique_liste_visuel/public/2023-08/faq_bleu.png?itok=eBMGnU00" width="302" height="170" alt="" loading="lazy" typeof="foaf:Image" class="img-responsive" /> <h2 class="titre">Questions/réponses</h2> <h3 class="sous-titre">Assurance</h3> <div class='lien col-sm-10 col-sm-offset-1'> <a title="" href="/fr/cnil-direct/recherche/assurance">Voir la FAQ</a> </div> </div> </div> </div> <hr /> <div class="articles-associes"><h2>Les articles associés les plus consultés</h2> <div class="row"><div class="article col-xs-12 col-sm-4 col-md-4"> <div class="conteneur-article-associe"> <img src="/sites/cnil/files/styles/interest_image/public/thumbnails/image/enregistrement_conversations-telephoniques_contrat.jpeg?itok=KKNbJh0D" width="385" height="246" alt="" loading="lazy" typeof="foaf:Image" class="img-responsive" /> <div class="article-inner"> 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