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src="//web.archive.org/web/20240204081031im_/https://images.squarespace-cdn.com/content/v1/5aaac2c1d274cb7149773430/1573053897491-3X0K1T2XNJO30644KAF9/Standard-Teal_JPG_WEB_R.jpg?format=1500w" alt="Grameen America " class="Header-branding-logo"/> </a> </div> <div data-nc-container="bottom-right"> <nav class="Header-nav Header-nav--secondary" data-nc-element="secondary-nav" data-content-field="navigation"> <div class="Header-nav-inner"> <a href="/web/20240204081031/https://www.grameenamerica.org/request-a-loan" class="Header-nav-item">Inquire About A Loan</a><a href="http://web.archive.org/web/20240204081031/https://secure.givelively.org/donate/grameen-america-inc" target="_blank" class="Header-nav-item">Donate</a><a href="http://web.archive.org/web/20240204081031/http://eepurl.com/h2Q0g" target="_blank" class="Header-nav-item">Subscribe</a> </div> </nav> </div> </div> </header> <div class="Content-outer"> <main class="Main Main--page"> <section class="Main-content" data-content-field="main-content"> <div class="sqs-layout sqs-grid-12 columns-12" data-type="page" data-updated-on="1561057647599" id="page-5ade1c182b6a28b721d68add"><div class="row sqs-row"><div class="col sqs-col-12 span-12"><div class="sqs-block html-block sqs-block-html" data-block-type="2" id="block-a661450a0bd1aab5c9bc"><div class="sqs-block-content"> <div class="sqs-html-content"> <h1 style="text-align:center;white-space:pre-wrap;">Privacy Policy</h1><p class="" style="white-space:pre-wrap;">The privacy policies described herein (this “Privacy Policy”) apply wherever you use the Grameen America Website available at www.grameenamerica.org (the “Grameen America Website”), which is owned and operated by Grameen America (“Grameen America”). Grameen America respects the privacy of our online visitors. This Privacy Policy tells you how we protect the personal information that you supply voluntarily and will describe the choices you have concerning such information. We may need to change this Privacy Policy from time to time in order to address new issues and reflect changes on the Grameen America Website. We will post changes here so that you know what information we gather, how we might use that information and whether we will disclose that information to anyone. Changes and modifications to this Privacy Policy will be effective immediately upon our posting of the changes and modification on the Grameen America Website, except where prohibited by law. You agree to review this Privacy Policy each time you use the Grameen America Website. By submitting your personal data to us, you consent to the collection and use of your personal data in accordance with this Privacy Policy.</p><p class="" style="white-space:pre-wrap;">The Grameen America Website is a general audience website and Grameen America does not knowingly collect personally identifiable information from children under 13 years of age.</p><h3 style="white-space:pre-wrap;">Personal Information - Collection and Use</h3><p class="" style="white-space:pre-wrap;">The choice of how much personally identifiable information you provide to Grameen America and the Grameen America Website is left completely to you and is voluntary. There are times when we may need information from you, such as your name, mailing address or e-mail address. You will be asked to supply that information voluntarily. We collect and use personal information (including but not limited to name, address, telephone number and email) in order to:</p><ul data-rte-list="default"><li><p class="" style="white-space:pre-wrap;">administer or otherwise carry out our obligations in relation to any agreement you have with us;</p></li><li><p class="" style="white-space:pre-wrap;">tailor our services to match your requirements;</p></li><li><p class="" style="white-space:pre-wrap;">respond to queries or requests submitted by you;</p></li><li><p class="" style="white-space:pre-wrap;">anticipate and resolve problems with services supplied to you;</p></li><li><p class="" style="white-space:pre-wrap;">create services that may meet your needs; and</p></li><li><p class="" style="white-space:pre-wrap;">communicate with you about our services.</p></li></ul><p class="" style="white-space:pre-wrap;">As part of the services offered to you through the Grameen America Website, the information you provide to us may be transferred to countries outside the United States. By way of example, this may happen if any of our servers are from time to time located in a country outside of the United States or if one of our service providers is located in a country outside of the United States. These countries may not have similar data protection laws to the United States. If we transfer your information outside of the United States in this way, we will take steps to ensure that your privacy rights continue to be protected. In addition, if you use our services while you are outside the United States, your information may be transferred outside the United States in order to provide you with those services.</p><p class="" style="white-space:pre-wrap;">Grameen America makes no representation that materials on this website are appropriate or lawful for use or access in locations outside the United States. Access to this website from countries or territories where such access is illegal is prohibited. Those who choose to access this website from outside the United States do so on their own initiative and are responsible for compliance with local laws.</p><p class="" style="white-space:pre-wrap;">Except when required to do so by law (for example, if required to do so by legal process or for the purposes of prevention of fraud or other crime), Grameen America does not currently share, sell, rent, lend or give any of the personally identifiable information you provide to us with or to any third party, other than with our service providers who assist us in providing information and/or services to you and who need to know the information in order to verify or fulfill your transactions with us. [The provision of personally identifiable information about you to these service providers is done in accordance with agreements which state that the service provider agrees to keep such information confidential and to use such information in accordance with all applicable laws.] It is unethical for third parties to gather personally identifiable information from any communication you have made with us for any purpose, either by manual or electronic means. Grameen America does not grant permission to third parties to use personally identifiable information obtained under these circumstances.</p><p class="" style="white-space:pre-wrap;">[Grameen America maintains physical, electronic and procedural safeguards to guard your non-public, personally identifiable information] . However, Grameen America cannot guarantee that any information is totally secure. Third parties may unlawfully intercept or access transmissions or private communications and Grameen America makes no representation, warranty or guarantee that the Grameen America Website is protected from viruses, security threats or other vulnerabilities or that your information will always be secure. You hereby acknowledge that we are not responsible for any intercepted information sent via the Internet, and you hereby release us from any and all claims arising out of or related to the use of intercepted information in any unauthorized manner. If we become aware of any security breach which we know has resulted in unauthorized access of your personally identifying information, then we will endeavor to inform you of that breach as soon as it is practicable for us to do so.</p><p class="" style="white-space:pre-wrap;">We aim to keep our information about you as accurate as possible. If you would like to access, review or change the details you have supplied us with, please email us at <a href="http://web.archive.org/web/20240204081031/mailto:info@grameenamerica.org" target="_blank">info@grameenamerica.org</a>. If you would like to contact Grameen America about our Privacy Policy, please email us at <a href="http://web.archive.org/web/20240204081031/mailto:info@grameenamerica.org" target="_blank">info@grameenamerica.org</a>.</p><h3 style="white-space:pre-wrap;">Anonymous Information</h3><p class="" style="white-space:pre-wrap;">We gather information during normal browsing which we do not tie back to specific individual users. Like many other websites, Grameen America receives and collects information about your session, including the IP (internet protocol) address, domain name, browser type, operating system you use, files you download, pages you visit and dates/times of those visits. This information about your session or about you may be collected by technology such as a “cookie.”</p><h3 style="white-space:pre-wrap;">Cookies</h3><p class="" style="white-space:pre-wrap;">“Cookies” are small text files that a website transfers to a user’s hard disk or browser that can be used by a website to enable its users to store tailored information from the website. Some of the pages on the Grameen America Website use cookies so that we can better serve you. A cookie does not retrieve any other data from your hard drive or capture or store your e-mail address. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. However, if you decide to erase or block the cookie you may not be able to utilize the features of the Grameen America Website.</p><h3 style="white-space:pre-wrap;">Third Party Service Providers</h3><p class="" style="white-space:pre-wrap;">Donations to Grameen America via the Grameen America Website are processed by PayPal or Click & Pledge, and not by Grameen America. For further details about the privacy practices and security precautions of PayPal and Click & Pledge, please consult their respective privacy policies at www.paypal.com and www.clickandpledge.com.</p><p class="" style="white-space:pre-wrap;">[Unless you specify that a gift be “anonymous” or otherwise request that your name not be listed, we list the names of donors who give $1,000 and up in some brochures and benefit programs, so as to recognize their generosity publicly. We do not sell, share or rent our donor lists to anyone, nor do we include donor names in any direct mail solicitations.]</p><p class="" style="white-space:pre-wrap;">In addition, our email newsletter is administered by MailChimp. Users who subscribe to the newsletter will interact with MailChimp’s website. For further details about the privacy practices and security precautions of MailChimp, please consult its privacy policy at www.mailchimp.com.</p><p class="" style="white-space:pre-wrap;">We may use other outside service providers to facilitate the Grameen America Website and overall operation, and to perform functions on our behalf, such as sending postal mail and email, removing repetitive information from donor lists, analyzing data, processing credit card payments and providing customer service. These third parties may have access to your personal information as needed to perform their functions, but they may not use it for any other purpose.</p><h3 style="white-space:pre-wrap;">Links to Third Party Website</h3><p class="" style="white-space:pre-wrap;">Grameen America may provide links to third party websites; however, we are not responsible for those sites, their content or privacy policies. This Privacy Policy does not apply to any web pages not under a domain owned or operated by Grameen America, regardless of any hyperlinks from a web page under our domains to external web pages. We advise you to check their privacy policies as well.</p><h3 style="white-space:pre-wrap;">Social Networking Sites</h3><p class="" style="white-space:pre-wrap;">[Grameen America operates and maintains social networking pages and venues on websites such as Facebook, Twitter, Google and Tumblr.] Grameen America will, from time to time, import comments and posts from these third-party websites to this website. If you post to any of Grameen America’s social networking pages on third-party websites, you are providing information to the public and do so at your own risk. Further, Grameen America may use these postings on its website without notice or compensation to you. Please visit the privacy policies of any third party websites before posting to Grameen America’s pages there.</p><h3 style="white-space:pre-wrap;">Miscellaneous</h3><p class="" style="white-space:pre-wrap;">This Privacy Policy shall be governed by and construed in accordance with the laws of the State of New York, without giving effect to the conflicts of laws provision thereof. Any suit, action or proceeding seeking to enforce any provision of, or based on any matter arising out of or in connection with, this Privacy Policy shall be brought in the United States District Court for the Southern District of New York or any New York State court sitting in New York City, so long as one of such courts shall have subject matter jurisdiction over such suit, action or proceeding, and that any cause of action arising out of this Privacy Policy shall be deemed to have arisen from a transaction of business in the State of New York, and you hereby irrevocably consent to the jurisdiction of such courts (and of the appropriate appellate courts therefrom) in any such suit, action or proceeding and irrevocably waive, to the fullest extent permitted by law, any objection that you may now or hereafter have to the laying of the venue of any such suit, action or proceeding in any such court or that any such suit, action or proceeding brought in any such court has been brought in an inconvenient forum.</p><p class="" style="white-space:pre-wrap;">If any term, provision, covenant or restriction of this Privacy Policy is held by a court of competent jurisdiction to be invalid, void or unenforceable, the remainder of the terms, provisions, covenants and restrictions of this Privacy Policy shall remain in full force and effect. This Privacy Policy constitutes the entire agreement between you and Grameen America with respect to the subject matter hereof and supersedes all prior agreements and understandings, both oral and written, between you and Grameen America with respect to the subject matter hereof. No failure or delay by Grameen America in exercising any right, power or privilege hereunder shall operate as a waiver thereof nor shall any single or partial exercise thereof preclude any other or further exercise thereof or the exercise of any other right, power or privilege. 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