Moving Out Of Home

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Disputes</a> </li> <li> <a href="/help-and-support/faqs/fast-track-faq" class="subnav-item-title nav-lvl3">Fast Track Account FAQs</a> </li> <li> <a href="/help-and-support/faqs/credit-card-faq" class="subnav-item-title nav-lvl3">Credit Card FAQs</a> </li> <li> <a href="/help-and-support/faqs/asic-reference" class="subnav-item-title nav-lvl3">ASIC Reference</a> </li> <li> <a href="/help-and-support/faqs/changes-to-our-adi-licence" class="subnav-item-title nav-lvl3">Changes to our ADI licence</a> </li> <li> <a href="/help-and-support/faqs/card-management" class="subnav-item-title nav-lvl3">Card Management</a> </li> <li> <a href="/help-and-support/faqs/account-management" class="subnav-item-title nav-lvl3">Account Management</a> </li> <li> <a href="/help-and-support/faqs/payments-transactions" class="subnav-item-title nav-lvl3">Payments & Transactions</a> </li> <li> <a href="/help-and-support/faqs/transfers-payments" class="subnav-item-title nav-lvl3">Transfers & Payments</a> </li> <li> <a href="/help-and-support/faqs/managing-cryptocurrency-payments" class="subnav-item-title nav-lvl3">Managing Cryptocurrency Payments </a> </li> </ul> </li> <li class="has-children"> <a href="/help-and-support/fraud-and-scams" class="subnav-item-title nav-lvl2">BOQ Fraud and Scam Assistance</a> <ul> <li> <a href="/help-and-support/fraud-and-scams/types-of-scams" class="subnav-item-title nav-lvl3">Types of Scams </a> </li> <li> <a href="/help-and-support/fraud-and-scams/protect-yourself" class="subnav-item-title nav-lvl3">Protect Yourself</a> </li> <li> <a href="/help-and-support/fraud-and-scams/latest-alerts" class="subnav-item-title nav-lvl3">Latest Alerts</a> </li> <li> <a href="/help-and-support/fraud-and-scams/report" class="subnav-item-title nav-lvl3">Report a Fraud or Scam</a> </li> </ul> </li> <li class="has-children"> <a href="/help-and-support/assistance" class="subnav-item-title nav-lvl2">Financial Difficulty Assistance</a> </li> <li class="has-children"> <a href="/help-and-support/customer-advocate" class="subnav-item-title nav-lvl2">Your Customer Advocate</a> </li> <li class="has-children"> <a href="/help-and-support/discontinued-products" class="subnav-item-title nav-lvl2">Discontinued Products & Services</a> </li> <li class="has-children"> <a href="/help-and-support/foreign-tax-resident-reporting" class="subnav-item-title nav-lvl2">Foreign Tax Resident Reporting</a> </li> <li class="has-children"> <a href="/help-and-support/getting-started" class="subnav-item-title nav-lvl2">Getting Started at BOQ</a> </li> <li class="has-children"> <a href="/help-and-support/boq-kitchen" class="subnav-item-title nav-lvl2">BOQ Kitchen</a> </li> <li class="has-children"> <a href="/help-and-support/Switching-to-BOQ" class="subnav-item-title nav-lvl2">Switching to BOQ</a> </li> <li class="has-children"> <a href="/help-and-support/find-a-branch" class="subnav-item-title nav-lvl2">Find a branch or ATM</a> </li> <li class="has-children"> <a href="/help-and-support/getting-started-business" class="subnav-item-title nav-lvl2">Getting Started at BOQ Business</a> </li> <li class="has-children"> <a href="/help-and-support/accessible-and-inclusive-banking" class="subnav-item-title nav-lvl2">Accessible and Inclusive Banking</a> </li> <li class="has-children"> <a href="/help-and-support/the-code-of-operation" class="subnav-item-title nav-lvl2">The Code of Operation</a> </li> <li class="has-children"> <a href="/help-and-support/switching-to-myboq" class="subnav-item-title nav-lvl2">Switching to myBOQ</a> </li> <li class="has-children"> <a href="/help-and-support/interest-rate-hub" class="subnav-item-title nav-lvl2">Rate Change Hub</a> </li> <li class="has-children"> <a href="/help-and-support/cheque-changes" class="subnav-item-title nav-lvl2">Cheque Changes</a> </li> </ul> </div> </div> </li> </ul> <a href="#" class="nav-login js-mouse-popover-toggle" data-popover-id="logonPanel">Log On</a> <div class="logon-menu" id="logonPanel"> <div class="logon-panel-wrap"> <h4>Internet Banking</h4> <a href="javascript:launchIB('EIB');" class="cta cta-primary-dark">Log On to Internet Banking</a> </div> <div class="logon-panel-wrap"> <ul> <li> <a href="/help-and-support/online-banking/self-service-hub" class="logon-link" target="_blank">Self-Service Hub</a> </li> <li> <a href="https://www.boqrewards.com/cms/sites/bq-eng/index.page" class="logon-link" target="_blank">Q Rewards</a> </li> <li> <a href="https://boq.cardservicesdirect.com.au/AUBOQ/ICARD/appsta/getEntry.do?TTC=1062" class="logon-link" target="_blank">Retrieve Credit Card application</a> </li> <li> <a href="https://onlineapplications.boq.com.au/#/login" class="logon-link" target="_blank">Retrieve saved application</a> </li> <li> <a href="/personal/banking/openbanking" class="logon-link" target="_blank">Manage Data Sharing</a> </li> </ul> </div> </div> </nav>  </div> </header>   <div class="l-padding"> <div class="global-search" role="search" id="global-search"> <div class="l-padding"> <form action="/search-results"> <div class="ctrl-holder"> <label class="vh" for="site-search">Search</label> <div class="ctrl"> <p class="vh">Type a minimum of three characters then press UP or DOWN on the keyboard to navigate the autocompleted search results</p> <div class="text autocomplete js-autocomplete has-button" data-autocomplete-url="/boq/search/autocomplete?collection=boq-search&path=/content/boq/en/home/search-results" data-autocomplete-type="links"> <input name="keyword" id="site-search" class="js-autocomplete-input text" autocomplete="off" type="search"/> <input name="collection" value="boq-search" type="hidden"/> <button class="link-icon search-submit" type="submit" role="button" aria-label="Search button"> <span class="vh">Search button</span> <span class="icon svg-search-white" data-grunticon-embed></span> </button> </div> <div class="status-msg"> </div> </div> </div> </form> </div> </div> </div>   <nav id="nav" class="offscreen-panel js-offscreen" role="navigation" tabindex="-1" data-offscreen-at="0,m"> <div class="offscreen-content"> <h2 class="vh">Navigation</h2> <div class="nav-header"> <div class="logo"> <a href="/personal"> <img src="/content/dam/boq/images/miscellaneous-images/boq-logo2.png" width="80" alt="BOQ"/> </a> </div> <button class="link-icon nav-close js-offscreen-close"> <span class="icon svg-close-grey" data-grunticon-embed></span> <span class="vh">Close navigation</span> </button> </div> <ul> <li> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/personal" class="subnav-item-title nav-lvl1">Personal</a> <a href="#nav-main-2" class="js-ec-link expandcollapse"><span class="vh">Personal child pages</span></a> </div> <div id="nav-main-2" class="js-ec expandcollapse-content"> <ul> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/personal/banking" class="has-nav-children subnav-item-title nav-lvl2">Banking</a> <a href="#nav-main-2-1" class="js-ec-link expandcollapse"><span class="vh">Banking child pages</span><span class="vh">Banking child pages</span><span class="vh">Banking child pages</span><span class="vh">Banking child pages</span><span class="vh">Banking child pages</span><span class="vh">Banking child pages</span><span class="vh">Banking child pages</span></a> </div> <div id="nav-main-2-1" class="js-ec expandcollapse-content"> <ul> <li> <a href="/personal/banking/transaction-accounts" class="subnav-item-title nav-lvl3">Transaction Accounts</a> </li> <li> <a href="/personal/banking/savings-and-term-deposits" class="subnav-item-title nav-lvl3">Savings and Term Deposits </a> </li> <li> <a href="/personal/banking/online-banking" class="subnav-item-title nav-lvl3">Online Banking</a> </li> <li> <a href="/personal/banking/todays-interest-rates" class="subnav-item-title nav-lvl3">Today's Interest Rates</a> </li> <li> <a href="/personal/banking/visa-debit-card" class="subnav-item-title nav-lvl3">Visa Debit Card</a> </li> <li> <a href="/personal/banking/digital-wallet" class="subnav-item-title nav-lvl3">Digital Wallet</a> </li> <li> <a href="/personal/banking/managing-direct-debits" class="subnav-item-title nav-lvl3">Managing Direct Debits</a> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/personal/credit-cards" class="has-nav-children subnav-item-title nav-lvl2">Credit Cards</a> <a href="#nav-main-2-2" class="js-ec-link expandcollapse"><span class="vh">Credit Cards child pages</span><span class="vh">Credit Cards child pages</span><span class="vh">Credit Cards child pages</span></a> </div> <div id="nav-main-2-2" class="js-ec expandcollapse-content"> <ul> <li> <a href="/personal/credit-cards/compare-credit-cards" class="subnav-item-title nav-lvl3">Compare Credit Cards</a> </li> <li> <a href="/personal/credit-cards/rewards-points" class="subnav-item-title nav-lvl3">Q Rewards Points</a> </li> <li> <a href="/personal/credit-cards/manage-my-credit-card-application" class="subnav-item-title nav-lvl3">Manage My Credit Card Application</a> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/personal/home-loans" class="has-nav-children subnav-item-title nav-lvl2">Home Loans</a> <a href="#nav-main-2-3" class="js-ec-link expandcollapse"><span class="vh">Home Loans child pages</span><span class="vh">Home Loans child pages</span><span class="vh">Home Loans child pages</span><span class="vh">Home Loans child pages</span><span class="vh">Home Loans child pages</span><span class="vh">Home Loans child pages</span></a> </div> <div id="nav-main-2-3" class="js-ec expandcollapse-content"> <ul> <li> <a href="/personal/home-loans/home-loan-review" class="subnav-item-title nav-lvl3">Home Loan Review</a> </li> <li> <a href="/personal/home-loans/home-loan-interest-rates" class="subnav-item-title nav-lvl3">Home Loan Interest Rates</a> </li> <li> <a href="/personal/home-loans/compare-our-home-loans" class="subnav-item-title nav-lvl3">Compare Home Loans</a> </li> <li> <a href="/personal/home-loans/home-loan-calculators" class="subnav-item-title nav-lvl3">Home Loan Calculators</a> </li> <li> <a href="/personal/home-loans/manage-home-loans" class="subnav-item-title nav-lvl3">Manage My Home Loan</a> </li> <li> <a href="/personal/home-loans/family-guarantee" class="subnav-item-title nav-lvl3">Family Guarantee</a> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/personal/personal-and-car-loans" class="has-nav-children subnav-item-title nav-lvl2">Personal and Car Loans</a> <a href="#nav-main-2-4" class="js-ec-link expandcollapse"><span class="vh">Personal and Car Loans child pages</span><span class="vh">Personal and Car Loans child pages</span><span class="vh">Personal and Car Loans child pages</span></a> </div> <div id="nav-main-2-4" class="js-ec expandcollapse-content"> <ul> <li> <a href="/personal/personal-and-car-loans/personal-loan" class="subnav-item-title nav-lvl3">Personal Loan</a> </li> <li> <a href="/personal/personal-and-car-loans/car-loans" class="subnav-item-title nav-lvl3">Car Loans</a> </li> <li> <a href="/personal/personal-and-car-loans/compare-personal-loans" class="subnav-item-title nav-lvl3">Compare Personal Loan Rates</a> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/personal/insurance" class="has-nav-children subnav-item-title nav-lvl2">Insurance</a> <a href="#nav-main-2-5" class="js-ec-link expandcollapse"><span class="vh">Insurance child pages</span><span class="vh">Insurance child pages</span><span class="vh">Insurance child pages</span></a> </div> <div id="nav-main-2-5" class="js-ec expandcollapse-content"> <ul> <li> <a href="/personal/insurance/home-and-contents-insurance" class="subnav-item-title nav-lvl3">Home and Contents Insurance</a> </li> <li> <a href="/personal/insurance/landlord-insurance" class="subnav-item-title nav-lvl3">Landlord Insurance </a> </li> <li> <a href="/personal/insurance/car-insurance" class="subnav-item-title nav-lvl3">Car Insurance</a> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/personal/travel" class="has-nav-children subnav-item-title nav-lvl2">Travel</a> <a href="#nav-main-2-6" class="js-ec-link expandcollapse"><span class="vh">Travel child pages</span><span class="vh">Travel child pages</span><span class="vh">Travel child pages</span></a> </div> <div id="nav-main-2-6" class="js-ec expandcollapse-content"> <ul> <li> <a href="/personal/travel/currency-exchange" class="subnav-item-title nav-lvl3">Currency Exchange</a> </li> <li> <a href="/personal/travel/travel-money-rates" class="subnav-item-title nav-lvl3">Exchange Rates</a> </li> <li> <a href="/personal/travel/cash-passport-card" class="subnav-item-title nav-lvl3">Cash Passport Platinum Mastercard</a> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/personal/investing-and-superannuation" class="has-nav-children subnav-item-title nav-lvl2">Investing and Superannuation</a> <a href="#nav-main-2-7" class="js-ec-link expandcollapse"><span class="vh">Investing and Superannuation child pages</span><span class="vh">Investing and Superannuation child pages</span><span class="vh">Investing and Superannuation child pages</span></a> </div> <div id="nav-main-2-7" class="js-ec expandcollapse-content"> <ul> <li> <a href="/personal/investing-and-superannuation/boq-online-share-trading" class="subnav-item-title nav-lvl3">BOQ Online Share Trading </a> </li> <li> <a href="/personal/investing-and-superannuation/log-in-to-boq-trading" class="subnav-item-title nav-lvl3">Log In to BOQ Trading</a> </li> <li> <a href="/personal/investing-and-superannuation/self-managed-super-funds" class="subnav-item-title nav-lvl3">Self Managed Super Funds</a> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/personal/tools-and-calculators" class="has-nav-children subnav-item-title nav-lvl2">Tools and Calculators </a> <a href="#nav-main-2-8" class="js-ec-link expandcollapse"><span class="vh">Tools and Calculators child pages</span><span class="vh">Tools and Calculators child pages</span><span class="vh">Tools and Calculators child pages</span><span class="vh">Tools and Calculators child pages</span><span class="vh">Tools and Calculators child pages</span></a> </div> <div id="nav-main-2-8" class="js-ec expandcollapse-content"> <ul> <li> <a href="/personal/tools-and-calculators/loan-repayment-calculator" class="subnav-item-title nav-lvl3">Loan Repayments Calculator</a> </li> <li> <a href="/personal/tools-and-calculators/stamp-duty-calculator" class="subnav-item-title nav-lvl3">Stamp Duty Calculator</a> </li> <li> <a href="/personal/tools-and-calculators/borrowing-power-calculator" class="subnav-item-title nav-lvl3">Borrowing Power Calculator</a> </li> <li> <a href="/personal/tools-and-calculators/boq-property-app" class="subnav-item-title nav-lvl3">Property and Suburb Reports</a> </li> <li> <a href="/personal/tools-and-calculators/rate-change-calculator" class="subnav-item-title nav-lvl3">Rate Change Calculator</a> </li> </ul> </div> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/business" class="subnav-item-title nav-lvl1">Business</a> <a href="#nav-main-3" class="js-ec-link expandcollapse"><span class="vh">Business child pages</span></a> </div> <div id="nav-main-3" class="js-ec expandcollapse-content"> <ul> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/business/small-business" class="has-nav-children subnav-item-title nav-lvl2">Small Business</a> <a href="#nav-main-3-1" class="js-ec-link expandcollapse"><span class="vh">Small Business child pages</span></a> </div> <div id="nav-main-3-1" class="js-ec expandcollapse-content"> <ul> <li> <a href="/business/small-business/business-knowledge-hub" class="subnav-item-title nav-lvl3">Business Knowledge Hub</a> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/business/industry-specialists" class="has-nav-children subnav-item-title nav-lvl2">Industry Specialists</a> <a href="#nav-main-3-2" class="js-ec-link expandcollapse"><span class="vh">Industry Specialists child pages</span><span class="vh">Industry Specialists child pages</span><span class="vh">Industry Specialists child pages</span></a> </div> <div id="nav-main-3-2" class="js-ec expandcollapse-content"> <ul> <li> <a href="/business/industry-specialists/agribusiness" class="subnav-item-title nav-lvl3">Agribusiness</a> </li> <li> <a href="/business/industry-specialists/corporate-and-property" class="subnav-item-title nav-lvl3">Corporate and Property</a> </li> <li> <a href="/business/industry-specialists/health-care" class="subnav-item-title nav-lvl3">Health Care</a> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/business/business-bank-accounts" class="has-nav-children subnav-item-title nav-lvl2">Business Bank Accounts</a> <a href="#nav-main-3-3" class="js-ec-link expandcollapse"><span class="vh">Business Bank Accounts child pages</span><span class="vh">Business Bank Accounts child pages</span><span class="vh">Business Bank Accounts child pages</span><span class="vh">Business Bank Accounts child pages</span></a> </div> <div id="nav-main-3-3" class="js-ec expandcollapse-content"> <ul> <li> <a href="/business/business-bank-accounts/transaction-accounts" class="subnav-item-title nav-lvl3">Transaction Accounts</a> </li> <li> <a href="/business/business-bank-accounts/savings-and-investment-accounts" class="subnav-item-title nav-lvl3">Savings and Investment Accounts</a> </li> <li> <a href="/business/business-bank-accounts/industry-specialist-accounts" class="subnav-item-title nav-lvl3">Industry Specialist Accounts</a> </li> <li> <a href="/business/business-bank-accounts/business-visa-debit-card" class="subnav-item-title nav-lvl3">Business Visa Debit Card</a> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/business/loan-and-finance" class="has-nav-children subnav-item-title nav-lvl2">Loans and Finance</a> <a href="#nav-main-3-4" class="js-ec-link expandcollapse"><span class="vh">Loans and Finance child pages</span><span class="vh">Loans and Finance child pages</span><span class="vh">Loans and Finance child pages</span><span class="vh">Loans and Finance child pages</span></a> </div> <div id="nav-main-3-4" class="js-ec expandcollapse-content"> <ul> <li> <a href="/business/loan-and-finance/compare-business-loans" class="subnav-item-title nav-lvl3">Compare Business Loans</a> </li> <li> <a href="/business/loan-and-finance/business-loans" class="subnav-item-title nav-lvl3">Business Loans Australia</a> </li> <li> <a href="/business/loan-and-finance/equipment-and-vehicle-finance" class="subnav-item-title nav-lvl3">Equipment and Vehicle Finance </a> </li> <li> <a href="/business/loan-and-finance/insurance-premium-funding" class="subnav-item-title nav-lvl3">Insurance Premium Funding</a> </li> </ul> </div> </li> <li class="has-children"> <div class="nav-item-wrapper"> <a href="/business/merchant-and-payment-products" class="has-nav-children subnav-item-title nav-lvl2">Merchant and Payment Products</a> <a href="#nav-main-3-5" class="js-ec-link expandcollapse"><span class="vh">Merchant and Payment Products child pages</span><span class="vh">Merchant and Payment Products child pages</span><span class="vh">Merchant and Payment Products child pages</span></a> </div> <div id="nav-main-3-5" class="js-ec expandcollapse-content"> <ul> <li> <a href="/business/merchant-and-payment-products/payment-solutions-and-billing" class="subnav-item-title nav-lvl3">Payment Solutions and Billing</a> </li> <li> <a 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"unsupported_browser_url": "https:\/\/www.boq.com.au\/ancillary\u002Dcontent\/fraud\u002Dwarnings\/ibunsupportedbrowser" } </script>  <div class="l-layout l-one-column-hero cf">  <div class="breadcrumbs"> <div class="l-padding"> <a href="/life-stages" class="back-to-parent">Back to Life Stages</a> <ul itemprop="breadcrumb"> <li> <a href="/">Home</a> </li> <li> <a href="/life-stages">Life Stages</a> </li> <li class="is-active">Moving Out Of Home </li> </ul> </div> </div>  <div class="carousel-container section"> <div class="hero-carousel"> <div class="js-carousel" data-carousel-type="hero"> <div class="carousel-item section"> <section class="hero-carousel-item"> <div class="l-padding">  <div class="content"> <h1>Moving out of home </h1> <p>A helpful guide to prepare you for moving out of home and beyond </p> </div>   <div class="image" style="background-image: url(/content/dam/boq/images/content-header/lady-packing-home-header.jpg)"> <span class="vh">Image: </span>  </div> </div> </section> </div> </div> </div> </div>  <div class="l-content-container cf l-home ">  <div class="l-content-column">  <main id="main" tabindex="-1" role="main" class="l-main">  <div class="l-padding"> <div class="tabbed-navigation section"> <div id="sticky-wrapper" class="sticky-wrapper"> <div class="sticky_nav" style=""> <div class="l-padding"> <h4>Quick view</h4> <ul> <li><a class="sticky-bar-nav" href="#moving">Moving house</a></li> <li><a class="sticky-bar-nav" href="#budgeting">Costs of moving</a></li> <li><a class="sticky-bar-nav" href="#account">Your account</a></li> <li><a class="sticky-bar-nav" href="#savings">Your budget</a></li> <li><a class="sticky-bar-nav" href="#credit">Credit rating </a></li> </ul> <a href="/personal/tools-and-calculators" class="cta is-alternate is-small">Helpful calculators</a> </div> </div> </div></div> <div class="column-container section"> <div class="column-container"> <div class="sl "> <div class="sl-list has-2-items has-feature-right" data-heights-type="sl-list-has-2-items"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h2>Welcome</h2> </div> </div> </div> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <p>Moving out of home for the first time can be exciting, but also an overwhelming experience.  It can also be a steep learning curve when it comes to financial management. If you're planning to live with others or rent a place solo, it's important to be prepared to make your big move as seamless as possible. </p> <p> </p> </div> </div> </div> </div> </div> </div> </div> <div class="column-container section"> <div class="column-container"> <div class="sl has-top-border"> <div class="sl-list has-2-items has-feature-right" data-heights-type="sl-list-has-2-items"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h2>Start thinking about moving out of home </h2> </div> </div> </div> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <p>We understand how overwhelming moving out of home for the first time can be. The great unknown is filled with endless stumbling blocks and difficult decisions to be made. That's why we've gone to great lengths to help you navigate your moving journey. At BOQ, we're here to help you simplify your decision-making process.</p> <p>Here are some of the benefits of banking with BOQ when you're moving out of home: </p> <ul> <li>Customer Contact Centre here to help. Visit <a href="/contact-us">www.boq.com.au/contact-us</a> for our operating hours.</li> <li>Access to competitive interest rates across a range of products, to help you find the one to suit your needs</li> <li>Easily manage your account via your internet banking to keep track of your moving expenses </li> </ul> </div> </div> </div> </div> </div> </div> </div> <div class="column-container section"> <div class="column-container" id="moving"> <div class="sl has-top-border"> <div class="sl-list has-2-items has-feature-right"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h2>Step 1: What to consider when moving</h2> </div> </div> </div> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h6>First steps for moving out</h6> <p>Moving out of home for the first time can be an expensive venture with many challenges along the way. Maybe you've also just started <a href="/life-stages/your-first-job" target="_blank">your first job</a>, <a href="/blog/personal-finance/3-tips-to-consider-before-buying-your-first-car" target="_blank">purchased your first car</a> or <a href="/life-stages/studying" target="_blank">you're studying</a>, either way we're here to simplify the process.  Once you've found a suitable rental property there are many decisions you'll have to make either with your new roommates or by yourself. </p> <h6>Here are some key points to consider when you're moving out of home:</h6> <ul> <li>Set yourself a moving budget </li> <li>Understand the upfront and ongoing costs of moving out of home</li> <li>Consider how long you intend living at the property</li> <li>Understand the breakdown of household duties and monthly bill paying </li> <li>The time of year you move could affect some costs as most people tend to move in January and February, making it a generally more expensive time of year to move </li> <li>Understand the impact of your rental agreement eg. lease-breaking fees </li> <li>Do you need <a href="/personal/insurance/home-and-contents-insurance" target="_blank">contents insurance</a> to protect your valuables? </li> </ul> <p><a href="/blog/personal-finance/starting-early-why-you-need-to-teach-your-kids-about-saving" target="_blank"><span class="cta">For more saving tips when moving check here</span></a></p> </div> </div> </div> </div> </div> </div> </div> <div class="column-container section"> <div class="column-container" id="budgeting"> <div class="sl has-top-border"> <div class="sl-list has-2-items has-feature-right"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h2>Step 2: Setting a budget for moving</h2> </div> </div> </div> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h6>Costs of moving out of home</h6> <p>Once you've decided to move out of home it's important to set a budget so you can keep track of what you're expecting to spend during this exciting transition. Setting a <a href="/personal/tools-and-calculators/budget-planner" target="_blank">budget</a> will also help you understand if you can afford not only the upfront costs of moving, but also the ongoing costs too. When organising your budget don't forget to also include what you plan on <a href="/blog/personal-finance/10-every-day-money-saving-tips" target="_blank">saving</a> per month to help you work towards any future financial goals you might have. <a href="/personal/online-banking" target="_blank">BOQ Money</a> can also take the hassle out of budgeting by allowing both BOQ customers and non-customers to easily find out where their money is being spent.</p> <h6>When starting your budget here are some important costs to consider when moving out of home:</h6> <h6><b>Upfront costs</b></h6> <ul> <li><b>Rental security bond - </b>usually the equivalent of four weeks rent</li> <li><b>Utility connection fees - </b>usually for internet, electricity and gas</li> <li><b>Obtaining a parking permit</b> for your street </li> <li><b>Moving costs</b> eg. boxes, removalists, hiring of trucks or vans</li> <li><b>If the property isn't fully furnished</b> you'll need to purchase your own furniture, in addition to towels, linen, white goods, cutlery and crockery</li> </ul> <p><b>Ongoing costs </b></p> <ul> <li><b>Monthly rent </b></li> <li><b>Utility bills</b> eg. internet, electricity, gas and cable tv </li> <li><b>General maintenance</b> eg. cleaners or gardeners </li> <li><a href="/personal/insurance/home-and-contents-insurance" target="_blank"><b>Contents insurance</b></a> to protect your valuables </li> </ul> <p><a href="/personal/tools-and-calculators/budget-planner" target="_blank"><span class="cta">For a budget planner tool check here</span></a></p> <p> </p> </div> </div> </div> </div> </div> </div> </div> <div class="column-container section"> <div class="column-container" id="handytools"> <div class="sl has-top-border"> <div class="sl-list has-2-items has-feature-right"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h2>Helpful tools for moving out of home</h2> </div> </div> </div> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h6>Get moving faster with our budget calculator </h6> <p>These tools make it easy to calculate how much you can save based on your income and expenses. These calculators can also help you determine what you're spending and where and how you can monitor your monthly expenses to make your move easier. </p> </div> </div> <div class="column-container section"> <div class="column-container"> <div class="sl "> <div class="sl-list has-3-items" data-heights-type="sl-list-has-4-items"> <div class="sl-item"> <div class="content-tile section"> <section class="cm cm-content-tile-icon"> <a href="/personal/tools-and-calculators/savings-calculator" class="cm-image-block-link"> <div class="icon"> <img class="img" src="/content/dam/boq/images/icons/icon-bank2.svg" alt="Borrowing power calculator"/> <img class="img-hover" src="/content/dam/boq/images/icons/icon-bank2-wht.svg" alt="Borrowing power calculator"/> </div> <div class="content"> <h2 class="header">Savings Calculator</h2> </div> </a> </section> </div> </div> <div class="sl-item"> <div class="content-tile section"> <section class="cm cm-content-tile-icon"> <a href="/personal/tools-and-calculators/personal-loan-repayments-calculator" class="cm-image-block-link"> <div class="icon"> <img class="img" src="/content/dam/boq/images/icons/icon-credit-card.svg" alt="Borrowing power calculator"/> <img class="img-hover" src="/content/dam/boq/images/icons/icon-bank2-wht.svg" alt="Borrowing power calculator"/> </div> <div class="content"> <h2 class="header">Personal Loan Calculator</h2> </div> </a> </section> </div> </div> <div class="sl-item"> <div class="content-tile section"> <section class="cm cm-content-tile-icon"> <a href="/personal/tools-and-calculators/budget-planner" class="cm-image-block-link"> <div class="icon"> <img class="img" src="/content/dam/boq/images/icons/icon-money-bag.svg" alt="Budget Planner"/> <img class="img-hover" src="/content/dam/boq/images/icons/icon-money-bag-wht.svg" alt="Budget Planner"/> </div> <div class="content"> <h2 class="header">Budget Planner</h2> </div> </a> </section> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="column-container section"> <div class="column-container" id="account"> <div class="sl has-top-border"> <div class="sl-list has-2-items has-feature-right" data-heights-type="sl-list-has-2-items"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h2>Step 3: Open your bank accounts</h2> </div> </div> </div> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h6>Next steps for moving out of home</h6> <p>So now you've outlined your budget by understanding your monthly expenses, it's time to think about saving for the future and the best way you can achieve this. Your <a href="/blog/personal-finance/10-every-day-money-saving-tips" target="_blank">savings</a> account of choice is an important way to get you motivated about watching your money grow and also investing in your future. You'll want two types of bank accounts when moving out of home; a <a href="/personal/banking/everyday-transaction-account" target="_blank">transactions account</a> and a <a href="/personal/banking/savings-and-term-deposits/smart-saver" target="_blank">savings account</a>. </p> <h6>Here are our tips to help make the process as easy as possible: </h6> <ul> <li>You'll want to set up a transactions account for paying monthly bills and also sending and receiving funds to and from your roommates </li> <li> Having a transactional account when moving can also help you understand exactly where your money is being spent and also help you pay your bills on time to avoid late payment fees and charges</li> <li>You can also set up automated payments to help you keep on top of regular monthly payments that won't alter eg. rent </li> <li>Organising a savings account is important not only for future investments, but also unexpected costs that can occur when you're living out of home eg. buying a new fridge </li> <li>Your savings account will also help you make a regular commitment towards your future financial goals </li> </ul> <p><a href="/blog/personal-finance/10-every-day-money-saving-tips" target="_blank"><span class="cta">For more money saving tips check here </span></a></p> </div> </div> </div> </div> </div> </div> </div> <div class="column-container section"> <div class="column-container" id="savings"> <div class="sl has-top-border"> <div class="sl-list has-2-items has-feature-right" data-heights-type="sl-list-has-2-items"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h2>Step 4: Planning for your financial future </h2> </div> </div> </div> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h6>Setting goals and making plans </h6> <p>While you're renting there are many things you might want to consider. Maybe you'll want to <a href="/blog/personal-finance/10-every-day-money-saving-tips" target="_blank">save</a> a deposit for <a href="/blog/property/5-common-mistakes-first-home-buyers-should-avoid" target="_blank">your first home</a>? <a href="/blog/personal-finance/3-tips-to-consider-before-buying-your-first-car" target="_blank">Your first car</a>? Or even an <a href="/blog/personal-finance/top-tips-for-saving-money-and-getting-overseas-sooner-" target="_blank">overseas holiday</a>? Either way setting up a financial plan for the future is an important next step to take. Creating a structured savings plans to help you achieve your long term goals is an easy way to make your future plans a reality.</p> <h6>When thinking about saving for the future here are some things you may want to consider: </h6> <ul> <li>Nominate a weekly allowance towards savings eg. $40 per week towards your first car deposit  </li> <li>Sell unused belongings and bank the cash into your savings account </li> <li>Monitor all account keeping and transaction fees</li> <li>Revisit your monthly budget to understand where you're spending the largest portion of money and try to reduce your spending </li> <li>If you've just landed your first job try to save a portion of your weekly pay eg. $50 per week into a high yield savings account </li> </ul> <p><a href="/blog/personal-finance/10-every-day-money-saving-tips" target="_blank"><span class="cta">For more savings tips check here </span></a></p> </div> </div> </div> </div> </div> </div> </div> <div class="column-container section"> <div class="column-container" id="credit"> <div class="sl has-top-border"> <div class="sl-list has-2-items has-feature-right"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h2>Step 5: Other financial considerations when moving</h2> </div> </div> </div> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h6>Maintain a healthy credit rating</h6> <p>Thinking about your financial future might not seem too important today, but maintaining a healthy credit rating now, will impact your ability to borrow money in the future. Credit can not only help us pay our rent, take a <a href="/blog/personal-finance/top-tips-for-saving-money-and-getting-overseas-sooner-" target="_blank">holiday</a>, cover our general living expenses and even purchase a <a href="/blog/personal-finance/3-tips-to-consider-before-buying-your-first-car" target="_blank">car</a> or home. When applying for credit, companies will need to ensure you can repay them. Your credit score is a number between 0 and 1,200 that indicates how reliable you are with credit. A score in the mid-600s is good, 700-800 is very good, and above 800 is excellent. Basically, the higher your score, the more 'credit-worthy' you are. </p> <h6>When selecting a credit card here are some things to consider: </h6> <ul> <li>Know your various <a href="/personal/credit-cards/payment-options" target="_blank">payment options</a> to ensure your payments are always made on time </li> <li>If you borrow money you should aim to repay your loan as soon as possible as this will assist in minimising interest and fees</li> <li>When you make purchases on your credit card log on to the app to ensure the correct amount has been charged </li> <li>Aim to stay on top of your bills and credit card payments as falling behind maybe result in a negative impact on your credit score </li> </ul> <p><a href="/blog/personal-finance/what-is-a-credit-score-and-why-is-it-important" target="_blank"><span class="cta">For more credit score tips check here</span></a></p> </div> </div> </div> </div> </div> </div> </div> <div class="column-container section"> <div class="column-container"> <div class="sl has-top-border"> <div class="sl-list has-1-item"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h3 style="text-align: center;">Our popular account for moving out of home</h3> </div> </div> </div> </div> </div> </div> </div> <div class="column-container section"> <div class="column-container"> <div class="sl "> <div class="sl-list has-2-items"> <div class="sl-item"> <div class="reference parbase section"><div class="cq-dd-paragraph"><div class="product_tile product-tile"> <section class="cm cm-product-tile is-full-width-img "> <div class="content-main"> <a href="https://application.boq.com.au/boq-forms/boq-bank-and-save/boq-apply-now?product=spend"> <div class="image"> <img class="img" src="/content/dam/boq/images/content-tile/everday-account-family-backyard.jpg" alt="Everyday Account"/> </div> <div class="content"> <div class="product-key-rates"> <div class="product-key-rate-item"> <div class="key-top-text">Monthly account keeping fee</div> <div class="key-value-text">$0</div> <div class="key-bottom-text"></div> </div> </div> </div> </a> </div> <div class="content-secondary"> <p class="product-key-description">Everyday banking with no monthly account keeping fees</p> <h2 class="product-name"><a href="https://application.boq.com.au/boq-forms/boq-bank-and-save/boq-apply-now?product=spend">Everyday Account</a></h2> <p class="product-description">Our simple, intuitive everyday transaction account, made even better for you with user-friendly features that help you make the most of your money.</p> <ul class="product-features"> <li><span>Access your money whenever you need, exclusively on myBOQ mobile app. Please note: As an app-exclusive account, it cannot be accessed via Internet Banking.</span></li> <li><span>Managing your money has never been easier, with in-app spend tracking to help you budget better and bill tracker to give you a heads up when bills are due. </span></li> <li><span>Fast, easy payments. Pay or be paid instantly with PayID. </span></li> <li><span>Open an Everyday Account directly within the myBOQ app and start banking with BOQ today!</span></li> </ul> <div class="product-cta"> <a href="/personal/banking/everyday-transaction-account" class="cta primary_id ">Learn about our Everyday Account</a> <a href="https://application.boq.com.au/boq-forms/boq-bank-and-save/boq-apply-now?product=spend" class="cta is-secondary secondary_id ">Apply now</a> </div> </div> </section> </div> </div> </div> </div> <div class="sl-item"> <div class="reference parbase section"><div class="cq-dd-paragraph"><div class="product_tile_interes product-tile-interest-rates"> <section class="cm cm-product-tile is-full-width-img "> <div class="content-main"> <a href="https://application.boq.com.au/boq-forms/boq-bank-and-save/boq-apply-now?product=smartbundle"> <div class="image"> <img class="img" src="/content/dam/boq/images/content-tile/smart-saver-cycle-trip.jpg" alt="Smart Saver Account"/> </div> <div class="content"> <div class="product-key-rates"> <div class="product-key-rate-item"> <div class="key-top-text">You can earn</div> <div class="key-value-text"> <span>4.90</span> <sup>%P.A.<sup>^^</sup></sup> </div> <div class="key-bottom-text">On deposit balances up to $250,000</div> </div> </div> </div> </a> </div> <div class="content-secondary"> <p class="product-key-description">BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $250,000 IF BONUS INTEREST CRITERIA MET<sup>**</sup></p> <h2 class="product-name"><a href="https://application.boq.com.au/boq-forms/boq-bank-and-save/boq-apply-now?product=smartbundle">Smart Saver Account</a></h2> <p class="product-description">Our high interest savings account for customers 36 years or older.</p> <ul class="product-features"> <li><span>Available on the myBOQ app</span></li> <li><span>No monthly account fees</span></li> <li><span>Comes linked with an Everyday Transaction Account</span></li> <li><span> Earn bonus interest each month when you meet the bonus interest criteria**</span></li> </ul> <div class="product-cta"> <a href="/personal/banking/savings-and-term-deposits/smart-saver" class="cta primary_id ">Learn about Smart Saver</a> <a href="https://application.boq.com.au/boq-forms/boq-bank-and-save/boq-apply-now?product=smartbundle" class="cta is-secondary secondary_id ">Apply now</a> </div> </div> </section> </div> </div> </div> </div> </div> </div> </div> </div> <div class="column-container section"> <div class="column-container" id="howtoapply"> <div class="sl has-top-border"> <div class="sl-list has-2-items has-feature-right"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h2>Ready to get started?</h2> <p>We鈥檙e here to answer any questions you may have.</p> </div> </div> </div> <div class="sl-item"> <div class="column-container section"> <div class="column-container"> <div class="sl "> <div class="sl-list has-2-items" data-heights-type="sl-list-has-2-items"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h4 class="color-primary">Get started online</h4> <p><a href="/personal/banking/savings-and-term-deposits/smart-saver" target="_blank" class="ctaEnquire"><span class="cta">Apply online</span></a></p> </div> </div> </div> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h4 class="color-primary">Chat to us</h4> <ul> <li>Call us on <span class="AVANSERnumber"><a href="tel:1300557272">1300 55 72 72</a>, visit <a href="/contact-us">www.boq.com.au/contact-us</a> for our operating hours.</span></li> <li><u><a href="/help-and-support/find-a-branch" class="ctaBranch">Locate your nearest branch</a></u><br> </li> </ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="column-container section"> <div class="column-container"> <div class="sl has-top-border"> <div class="sl-list has-4-items"> <div class="sl-item"> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> <h2>Helpful hints: Moving out of home articles</h2> <p>Here are some more articles to help you out when you're moving out of home. </p> </div> </div> <div class="richtext section"> <div class="cm cm-rich-text module__content l-full-width"> </div> </div> </div> <div class="sl-item"> <div class="content-tile section"> <section class="cm cm-content-tile"> <div> <div class="image"> <img class="img" src="/content/dam/boq/images/blog-images/afterpay-understand.jpg"/> </div> <div class="content"> <h2 class="header">What Exactly Is Afterpay, And What Are The Risks </h2> <p class="subheading"> <strong class="content-type">Article</strong> </p> <p><a href="/blog/personal-finance/what-is-afterpay-and-what-are-its-benefits-and-risks"><span class="cta-is-small">Read more</span></a></p> </div> </div> </section> </div> </div> <div class="sl-item"> <div class="content-tile section"> <section class="cm cm-content-tile"> <div> <div class="image"> <img class="img" src="/content/dam/boq/images/blog-images/full-time-job-savings.jpg"/> </div> <div class="content"> <h2 class="header">How To Maximise Savings From Your First Job</h2> <p class="subheading"> <strong class="content-type">Article</strong> </p> <p><a href="/blog/personal-finance/3-strategies-to-maximise-your-savings-from-your-first-full-time-"><span class="cta-is-small">Read more</span></a></p> </div> </div> </section> </div> </div> <div class="sl-item"> <div class="content-tile section"> <section class="cm cm-content-tile"> <div> <div class="image"> <img class="img" src="/content/dam/boq/images/blog-images/super-made-simple.jpg"/> </div> <div class="content"> <h2 class="header">What You Need To Know About Superannuation </h2> <p class="subheading"> <strong class="content-type">Article</strong> </p> <p><a href="/blog/personal-finance/simple-everything-you-need-to-know-about-superannuation"><span class="cta-is-small">Read more</span></a></p> </div> </div> </section> </div> </div> </div> </div> </div> </div> </div>     <div class="l-padding"> </div>  </main>  </div>  </div>   <div class="global-terms-conditions-container section"> <div class="cm cm-global-tcs"> <div class="l-padding"> <div> </div> <section class="cm cm-accordion no-vertical-margin"> <ul class="accordion-list"> <li> <a href="#global-tcs" class="js-ec-link accordion-item">Important Information</a> <div id="global-tcs" class="js-ec-scroll-tc expandcollapse-content" data-ec-group="accordion" data-ec-hash="true"> <ol> <div> <div class="reference parbase section"><div class="cq-dd-paragraph"><div class="global_terms_conditi global-terms-conditions"> <li><p>Conditions, Criteria and聽Fees Apply.聽 You should obtain and consider the relevant Product Disclosure Statement (PDS),聽<a href="/important-information/terms-and-conditions">terms and conditions</a>聽and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. 聽Full聽<a></a><a href="/important-information/terms-and-conditions">terms and conditions</a>聽are available online or at any聽<a></a><a href="/help-and-support/find-a-branch">Bank of Queensland branch</a>.聽</p> </li></div> </div> </div> <div class="reference parbase section"><div class="cq-dd-paragraph"><div class="richtext"> <div class="cm cm-rich-text module__content l-full-width"> <p>^^ Interest rates are variable rates and are subject to change at any time without notice. </p> <p>** A Bonus Interest variable rate will only be paid if bonus interest criteria are met in the previous month. Bonus interest criteria will be met where both the following conditions are met:</p> <p>-  a minimum of $1,000 is credited electronically to the linked Everyday Account in the prior calendar month. This excludes cash and cheque deposits and amounts transferred from another one of your BOQ Accounts including any Account you may be linked to as an Authorised User or joint Account holder;</p> <p>AND</p> <p>-  at least 5 direct debit transactions, ATM withdrawals, BPAY payments, or purchases of goods or services from a Merchant are made in the prior calendar month by using your eftpos Card or BOQ Visa Debit Card associated with your linked Everyday Account. This does not include cheques written or deposited, branch cash withdrawals, transfers or payments to any BOQ account or to a non-BOQ account via Internet Banking, in branch or at ATMs, transfer of funds to accounts held at an overseas bank, pending Visa Debit Card transactions and BOQ Credit Card transactions.</p> <p>Transactions that are not settled (are pending) do not count towards the bonus interest criteria. If a transaction is made but settles in the following calendar month then the transaction will be counted in the following calendar month.</p> <p>The variable Base Rate always applies in the first month after opening an account. In the first month, bonus interest criteria. on the transaction account is measured from the time the Saver Account is opened, not the full calendar month even if the transaction account was already existing. Interest is calculated on a stepped basis and paid monthly on the first day of the following month. If bonus interest criteria conditions are not met the variable Base Rate only will apply.</p> </div> </div> </div> </div> <div class="reference parbase section"><div class="cq-dd-paragraph"><div class="richtext"> <div class="cm cm-rich-text module__content l-full-width"> <p>^^ Interest rates are variable rates and are subject to change at any time without notice. </p> <p>** A Bonus Interest variable rate will only be paid if bonus interest criteria are met in the previous month. bonus interest criteria will be met where both the following conditions are met:</p> <p>-  a minimum of $1,000 is credited electronically to the linked Everyday Account in the prior calendar month. This excludes cash and cheque deposits and amounts transferred from another one of your BOQ Accounts including any Account you may be linked to as an Authorised User or joint Account holder;</p> <p>AND</p> <p>-  at least 5 direct debit transactions, ATM withdrawals, BPAY payments, or purchases of goods or services from a Merchant are made in the prior calendar month by using your eftpos Card or BOQ Visa Debit Card associated with your linked Everyday Account. This does not include cheques written or deposited, branch cash withdrawals, transfers or payments to any BOQ account or to a non-BOQ account via Internet Banking, in branch or at ATMs, transfer of funds to accounts held at an overseas bank, pending Visa Debit Card transactions and BOQ Credit Card transactions.</p> <p>Transactions that are not settled (are pending) do not count towards the bonus interest criteria. If a transaction is made but settles in the following calendar month then the transaction will be counted in the following calendar month.</p> <p>The variable Base Rate always applies in the first month after opening an account. In the first month, bonus interest criteria on the transaction account is measured from the time the Saver Account is opened, not the full calendar month even if the transaction account was already existing. Interest is calculated on a stepped basis and paid monthly on the first day of the following month. If bonus interest criteria conditions are not met the variable Base Rate only will apply.</p> </div> </div> </div> </div> </div> </ol> </div> </li> </ul> </section> </div> </div></div>   <div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="contact-bar iparsys parsys"></div> </div>  </div>   <footer class="global-footer" role="contentinfo">  <div class="l-padding"> <span class="vh">Site footer</span> <nav> <ul class="nav-footer has-4-items">   <li> <span><div class="h2"> <a href="/About-us">About Us</a> </div></span> <ul> <li> <a href="/About-us/company-overview">Company overview</a> </li> <li> <a href="/About-us/media-centre">Media centre</a> </li> <li> <a href="/About-us/careers">Careers</a> </li> </ul> </li> <li> <span><div class="h2"> <a href="/Shareholder-centre">Shareholder Centre</a> </div></span> <ul> <li> <a href="/Shareholder-centre/my-shareholding">My shareholding</a> </li> <li> <a href="/About-us/media-centre/asx-announcements">ASX announcements</a> </li> <li> <a href="/Shareholder-centre/financial-information">Financial information</a> </li> <li> <a href="/Shareholder-centre/sustainability">Sustainability</a> </li> </ul> </li> <li> <span><div class="h2"> <a href="/help-and-support">Help & Support</a> </div></span> <ul> <li> <a href="/contact-us">Contact us</a> </li> <li> <a href="/help-and-support/find-a-branch">Find a branch or ATM</a> </li> <li> <a href="/important-information">Important information</a> </li> <li> <a href="/help-and-support/faqs">FAQs</a> </li> </ul> </li> <li class="nav-footer-social link-icons-disabled"> <span></span> <ul> <li> <a href="https://www.facebook.com/BOQOnline/" target="_blank" title="Facebook"><span class="icon svg-social-facebook-white" data-grunticon-embed></span></a> </li> <li> <a href="https://x.com/BOQ" target="_blank" title="Twitter"><span class="icon svg-social-twitter-white" data-grunticon-embed></span></a> </li> <li> <a href="https://au.linkedin.com/company/bank-of-queensland" target="_blank" title="LinkedIn"><span class="icon svg-social-linkedin-white" data-grunticon-embed></span></a> </li> <li> <a href="https://www.youtube.com/user/BOQOnline" target="_blank" title="Youtube"><span class="icon svg-social-youtube-white" data-grunticon-embed></span></a> </li> <li> <a href="https://www.instagram.com/bankofqueensland/" target="_blank" title="Instagram"><span class="icon svg-social-instagram-white" data-grunticon-embed></span></a> </li> <li> <a href="https://www.boq.com.au/blog" target="_blank" title="Blog"><span class="icon svg-social-blog-white" data-grunticon-embed></span></a> </li> </ul> </li> </ul> </nav> <p>漏 2025 Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616. | Registered Address: Level 3, 100 Skyring Terrace, Newstead, Queensland 4006.</p> <p>BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. 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