CINXE.COM

<!DOCTYPE html> <html lang="en" prefix="og: https://ogp.me/ns#"> <head>   <script type="text/javascript" src="https://cdn.cookielaw.org/consent/02abb198-81a8-49e5-a9b1-f69a5dd9c039/OtAutoBlock.js" ></script> <script src="https://cdn.cookielaw.org/scripttemplates/otSDKStub.js" type="text/javascript" charset="UTF-8" data-domain-script="02abb198-81a8-49e5-a9b1-f69a5dd9c039" ></script>  <script> function OptanonWrapper(){var t;window.infotrackInitialized||void 0===window.Infotrack?window.Infotrack.setSegmentIntegrations():(window.infotrackInitialized=!0,Infotrack.load("https://g.foolcdn.com/mms/resources/js/infotrack-ot_min.js"),t=t||0,setTimeout(function(){window.Infotrack.initialize("affiliates")},t))}window.top!=window&&(window.analytics=window.top.analytics,window.inIframe=!0);var segmentKey="XLLMzvc5mH4V3kvd3IjydoSxjhi7Oio0",segmentSnippetVersion="4.15.2",getSegmentUrl=function(t){return t=t||window.segmentKey,("https:"===document.location.protocol?"https://":"http://")+"evs.pink-boat.fool.com/analytics.js/v1/"+t+"/analytics.min.js"},trackerMaker=function(t){function n(n){function t(){var t=Array.prototype.slice.call(arguments,0),t=[n].concat(t);e.push(t)}return t.stub=!0,t}for(var e=[],o=(e.invoked=!1,e.methods=["trackSubmit","trackClick","trackLink","trackForm","pageview","identify","reset","group","track","ready","alias","debug","page","once","off","on"],t&&(e.methods=e.methods.concat(t)),0);o<e.methods.length;o++){var i=e.methods[o];e[i]=n(i)}return e.load=function(t){var n;e.invoked?window.console&&console.error&&console.error("Tracking snippet included twice."):((n=document.createElement("script")).type="text/javascript",n.async=!0,n.src=t,(t=document.getElementsByTagName("script")[0]).parentNode.insertBefore(n,t),e.invoked=!0)},e},analytics=window.analytics=window.analytics||trackerMaker(["addSourceMiddleware","addIntegrationMiddleware","setAnonymousId","addDestinationMiddleware"]),Infotrack=window.Infotrack=window.Infotrack||trackerMaker(["initialize","setSegmentIntegrations"]); </script> <meta name="infotrackSnippetVersion" content="7.3.1" data-tracker-key="infotrackSnippetVersion"> <title> The Best Homeowners Insurance Companies of 2024 | The Motley Fool </title>  <script type="text/javascript" src="https://cdn-4.convertexperiments.com/js/10045690-10046166.js"></script>  <meta charset="utf-8"> <meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=5, user-scalable=yes"/> <meta name="description" content="Learn who are our top picks for the best homeowners insurance companies of 2021."/> <meta name="STORY_UID" content="387b8a8d-8ac1-4e35-a990-767f2969ae58" data-tracker-key="article_uuid"/> <meta name="author" content="Kailey Hagen" data-tracker-key="article_author"/> <meta name="bureau" content="insurance" data-tracker-key="article_bureau"/> <meta name="page_type" content="ascent_product_list" data-tracker-key="page_type"/>  <meta name="twitter:card" content="summary_large_image"> <meta name="twitter:site" content="@TheMotleyFool"/> <meta property="fb:app_id" content="489204688582574"/> <meta property="og:description" content="Learn who are our top picks for the best homeowners insurance companies of 2021."/> <meta property="og:image" content="https://m.foolcdn.com/media/affiliates/original_images/Best_Homeowners_Insurance_Companies_kJhYYEq.png?width=1200"/> <meta property="og:site_name" content="The Motley Fool"/> <meta property="og:title" content="The Best Homeowners Insurance Companies of 2024 | The Motley Fool"/> <meta property="og:type" content="article"> <meta property="article:modified_time" content="2024-11-27T12:17:10-0500"/> <meta property="article:published_time" content="2021-10-05T10:44:33-0400"/> <meta property="og:updated_time" content="2024-11-27T12:17:10-0500"/> <meta itemprop="datePublished" content="2021-10-05T10:44:33-0400"/> <meta itemprop="dateModified" content="2024-11-27T12:17:10-0500"/> <meta property="og:url" content="https://www.fool.com/money/insurance/homeowners/best-homeowners-insurance-companies/"/> <meta name="gsa_date" content="2021 10 05" data-tracker-key="article_publish_date"/> <meta name="publish_time" content="10:44" data-tracker-key="article_publish_time"/> <meta name="theme-color" content="#3a87ad"/> <meta name="msvalidate.01" content="8D40D58712924715BAA79D135A6C8DDA"/> <meta name="google-site-verification" content="iu7TTdQTRYrKc10sEwNP1pXCd-B3MNh94TQ8ij6NT6o"/> <meta name="color-scheme" content="only"> <meta name="robots" content="max-image-preview:large"> <link rel="manifest" href="/money/manifest.json"> <link rel="preconnect" href="https://amplifypixel.outbrain.com"> <link rel="preconnect" href="https://s.yimg.com"> <link rel="preconnect" href="https://www.google-analytics.com"> <link rel="preconnect" href="https://www.google.com"> <script> var dataLayer = dataLayer || []; </script> <script> var dataLayer = dataLayer || []; dataLayer.push({ 'template_string': 'insurance/insurance_page.html' }); </script> <link href="https://fonts.googleapis.com/css?family=Open+Sans|PT+Sans:200,300,400,700&display=swap" rel="preload" as="style" crossorigin="anonymous"> <link href="https://fonts.googleapis.com/css?family=Open+Sans|PT+Sans:200,300,400,700&display=swap" rel="stylesheet" type="text/css" crossorigin="anonymous"> <link href="https://fonts.googleapis.com/css2?family=Poppins:ital,wght@0,400;0,600;0,700;1,400&display=swap" rel="preload" as="style" crossorigin="anonymous"> <link href="https://fonts.googleapis.com/css2?family=Poppins:ital,wght@0,400;0,600;0,700;1,400&display=swap" rel="stylesheet" type="text/css" crossorigin="anonymous"> <link href="https://fonts.googleapis.com/css2?family=Lora:ital@1&display=swap" rel="stylesheet" type="text/css" crossorigin="anonymous"> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Article", "inLanguage": "en-US", "url": "https://www.fool.com/money/insurance/homeowners/best-homeowners-insurance-companies/", "mainEntityOfPage": "https://www.fool.com/money/insurance/homeowners/best-homeowners-insurance-companies/", "thumbnailUrl": "https://m.foolcdn.com/media/affiliates/original_images/Best_Homeowners_Insurance_Companies_kJhYYEq.png?width=1500&height=1500&fit=pad&background=%23385cc7", "image": [ { "@type": "ImageObject", "url": "https://m.foolcdn.com/media/affiliates/original_images/Best_Homeowners_Insurance_Companies_kJhYYEq.png?width=1500&height=1500&fit=pad&background=%23385cc7", "width": 1500, "height": 1500 }, { "@type": "ImageObject", "url": "https://m.foolcdn.com/media/affiliates/original_images/Best_Homeowners_Insurance_Companies_kJhYYEq.png?width=2000&height=1500&fit=pad&background=%23385cc7", "width": 2000, "height": 1500 }, { "@type": "ImageObject", "url": "https://m.foolcdn.com/media/affiliates/original_images/Best_Homeowners_Insurance_Companies_kJhYYEq.png?width=2667&height=1500&fit=pad&background=%23385cc7", "width": 2667, "height": 1500 } ], "name": "Best Homeowners Insurance Companies", "headline": "Best Homeowners Insurance Companies", "alternativeHeadline": "Best Homeowners Insurance Companies", "description": "Learn who are our top picks for the best homeowners insurance companies of 2021.", "datePublished": "2021-10-05T10:44:33-0400", "dateModified": "2024-11-27T12:17:10-0500", "author": { "@type": "Person", "name": "Kailey Hagen", "description": "Kailey Hagen has been covering personal finance topics, including banks, insurance, and retirement since 2013.", "jobTitle": null, "sameAs": null, "image": "https://m.foolcdn.com/media/affiliates/original_images/Kailey_Hagen_2c0KOhx.jpg?width=128&height=128", "url": "https://www.fool.com/money/authors/profile/kailey-hagen/" }, "publisher": { "@type": "Organization", "name": "The Motley Fool", "legalName": "The Motley Fool, LLC", "url": "https://www.fool.com/", "logo": { "@type": "ImageObject", "url": "https://g.foolcdn.com/misc-assets/logo-tmf-primary-7-magenta-royalpurple.svg", "width": 157, "height": 43 }, "foundingDate": "1993", "address": { "@type": "PostalAddress", "streetAddress": "2000 Duke Street", "addressLocality": "Alexandria", "addressRegion": "VA", "postalCode": "22314", "addressCountry": "US" }, "sameAs": [ "https://www.fool.com/about/", "https://en.wikipedia.org/wiki/The_Motley_Fool", "https://www.linkedin.com/company/the-motley-fool", "https://www.facebook.com/themotleyfool/", "https://twitter.com/themotleyfool", "https://www.instagram.com/themotleyfoolofficial/", "https://www.youtube.com/channel/UCpRQuynBX9Qy9tPrcswpPag", "https://www.pinterest.com/themotleyfool/", "https://www.google.com/search?kgmid=/m/0578mk" ], "contactPoint": { "@type": "ContactPoint", "contactType": "Media Inquiries", "email": "pr@fool.com" } } } </script> <script type="application/ld+json"> { "@context": "https://schema.org/", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "What is the 80% rule in home insurance?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="hocwo">The 80% rule is applied by many homeowners insurance providers to ensure homeowners buy enough coverage. Specifically, an insurer will only pay the full amount for a covered loss if a homeowner purchased replacement coverage insurance equal to at least 80% of the home's replacement value.</p><p data-block-key="5274u">Let's say a home would cost $400,000 to replace. A homeowner must have a replacement value policy with a coverage limit of at least $320,000. Otherwise if a covered disaster happens, the insurer will only pay a proportion of the damages. This is true even if the damage is less than the coverage limits. The proportion an insurer will pay is determined based on the amount of insurance purchased, relative to the amount that should have been purchased.</p><p data-block-key="2v532">If the homeowner purchased $300,000 in coverage, they purchased 93.75% of what they should have. Only 93.75% of their damages would be paid for. If $250,000 in damage occurred, even though this is below the $300,000 policy limit, the insurer would only cover $234,375 (93.75% of it) due to the 80% rule.</p>" } }, { "@type": "Question", "name": "What is the most popular form of homeowners insurance?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="4y30l">The most common type of homeowners insurance is called an HO-3 Policy or a Homeowners Policy Special Form. This is an open peril policy. That means it covers the homeowner from losses resulting from all causes, except those that are specifically excluded (floods or sinkholes are common exclusions).</p><p data-block-key="bbnpj">An HO-3 Policy typically provides coverage for the following, with many insurers setting limits on the amount of coverage:</p><ul><li data-block-key="bsfeu">The dwelling</li><li data-block-key="eqg7h">Other structures on the policy (often limited to a maximum of 10% of the dwelling coverage)</li><li data-block-key="bstqd">Personal property (often limited to 50% of the dwelling coverage, personal property is usually covered only if the damage results from a named peril -- a cause specifically listed in the insurance policy)</li><li data-block-key="vlc6">Loss of use (often limited to 10% of the dwelling coverage)</li></ul><p data-block-key="tgon">An HO-3 Policy also provides personal liability coverage that protects a homeowner from claims arising if someone else is harmed on his property or by his pet. The homeowner may choose the amount of liability coverage they want to pay for.</p>" } }, { "@type": "Question", "name": "What are the main types of homeowners insurance?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="4y30l">Most homeowners insurance policies include the following types of coverage:</p><ul><li data-block-key="55hcl"><b>Hazard insurance</b>: This pays for covered losses to the home or other dwellings that result from causes such as wind, fire, smoke, vandalism, civil commotion, and hail.</li><li data-block-key="95ifj"><b>Loss of use:</b> This pays for the homeowner's alternative living arrangements while a home is being fixed or rebuilt following a covered loss.</li><li data-block-key="6et9"><b>Personal property coverage:</b> This pays for repair or replacement of possessions damaged by a covered loss.</li><li data-block-key="5mith"><b>Liability coverage:</b> This pays legal bills and a settlement or court judgment if someone is harmed on the owner's property or by an owner's pets.</li></ul><p data-block-key="bqdg1">Homeowners should make sure to get a comprehensive policy offering all the types of coverage they need.</p>" } }, { "@type": "Question", "name": "What is usually not covered by homeowners insurance?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="4y30l">A standard homeowners insurance policy will exclude damage from certain types of losses, such as floods, wildfires, earthquakes, sinkholes, or damage by war or nuclear hazards. Wear and tear, damage caused by insects or other pests, rust, mold, and rot are also typically excluded.</p><p data-block-key="f1hc7">Homeowners can purchase standalone policies or riders to obtain coverage for some perils that a standard homeowners policy excludes. For example, FEMA makes flood insurance available to homeowners in a flood zone.</p>" } }, { "@type": "Question", "name": "How many quotes should I get for homeowners insurance?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="4y30l">It is beneficial to get three to five quotes for homeowners insurance to make sure insurers are charging a fair price. Premiums and coverages can vary from one insurer to another, as can eligibility for discounts. By shopping around, a homeowner can make sure they do not overpay and that they are getting the full extent of protections they need.</p><p data-block-key="61ui4">Homeowners should also consider obtaining quotes annually to explore new policies that have come on the market or learn whether the offerings of existing insurers have changed. Periodically shopping around for insurance will allow property owners to avoid overpaying and ensure they always have the best coverage at the most affordable price.</p>" } } ] } </script> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ {"@type": "ListItem", "position": 1, "name": "Motley Fool Money", "item": "https://www.fool.com/money/" }, {"@type": "ListItem", "position": 2, "name": "Insurance", "item": "https://www.fool.com/money/insurance/" }, {"@type": "ListItem", "position": 3, "name": "Homeowners Insurance", "item": "https://www.fool.com/money/insurance/homeowners/" }, {"@type": "ListItem", "position": 4, "name": "Best Homeowners Insurance Companies", "item": "https://www.fool.com/money/insurance/homeowners/best-homeowners-insurance-companies/" } ] } </script>  <link rel="shortcut icon" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/favicon.ico"> <link rel="apple-touch-icon" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon.png"> <link rel="apple-touch-icon" sizes="57x57" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-57x57.png"> <link rel="apple-touch-icon" sizes="60x60" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-60x60.png"> <link rel="apple-touch-icon" sizes="72x72" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-72x72.png"> <link rel="apple-touch-icon" sizes="76x76" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-76x76.png"> <link rel="apple-touch-icon" sizes="114x114" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-114x114.png"> <link rel="apple-touch-icon" sizes="120x120" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-120x120.png"> <link rel="apple-touch-icon" sizes="144x144" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-144x144.png"> <link rel="apple-touch-icon" sizes="152x152" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-152x152.png"> <link rel="apple-touch-icon" sizes="180x180" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/apple-icon-180x180.png"> <link rel="icon" type="image/png" sizes="192x192" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/android-icon-192x192.png"> <link rel="icon" type="image/png" sizes="32x32" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/favicon-32x32.png"> <link rel="icon" type="image/png" sizes="96x96" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/favicon-96x96.png"> <link rel="icon" type="image/png" sizes="16x16" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/favicon-16x16.png"> <meta name="msapplication-TileColor" content="#ffffff"> <meta name="msapplication-TileImage" content="https://g.foolcdn.com/static/affiliates/project/images/favicon/ms-icon-144x144.png"> <link rel="alternate" type="application/rss+xml" title="RSS" href="https://www.fool.com/a/feeds/partner/googlechromefollow?apikey=5e092c1f-c5f9-4428-9219-908a47d2e2de"> <link rel="canonical" href="https://www.fool.com/money/insurance/homeowners/best-homeowners-insurance-companies/"> <style id="compressed-css" type="text/css" media="screen">html{box-sizing:border-box;-ms-overflow-style:scrollbar}*,*::before,*::after{box-sizing:inherit}.container,.container-fluid,.container-xl,.container-lg,.container-md,.container-sm{width:100%;padding-right:15px;padding-left:15px;margin-right:auto;margin-left:auto}@media (min-width:576px){.container-sm,.container{max-width:540px}}@media (min-width:768px){.container-md,.container-sm,.container{max-width:720px}}@media (min-width:992px){.container-lg,.container-md,.container-sm,.container{max-width:960px}}@media (min-width:1200px){.container-xl,.container-lg,.container-md,.container-sm,.container{max-width:1116px}}.row{display:flex;flex-wrap:wrap;margin-right:-15px;margin-left:-15px}.no-gutters{margin-right:0;margin-left:0}.no-gutters>.col,.no-gutters>[class*="col-"]{padding-right:0;padding-left:0}.col-xl,.col-xl-auto,.col-xl-12,.col-xl-11,.col-xl-10,.col-xl-9,.col-xl-8,.col-xl-7,.col-xl-6,.col-xl-5,.col-xl-4,.col-xl-3,.col-xl-2,.col-xl-1,.col-lg,.col-lg-auto,.col-lg-12,.block,.col-lg-11,.col-lg-10,.col-lg-9,.col-lg-8,.col-lg-7,.col-lg-6,.col-lg-5,.col-lg-4,.col-lg-3,.col-lg-2,.col-lg-1,.col-md,.col-md-auto,.col-md-12,.col-md-11,.col-md-10,.col-md-9,.col-md-8,.col-md-7,.col-md-6,.col-md-5,.col-md-4,.col-md-3,.col-md-2,.col-md-1,.col-sm,.col-sm-auto,.col-sm-12,.col-sm-11,.col-sm-10,.col-sm-9,.col-sm-8,.col-sm-7,.col-sm-6,.col-sm-5,.col-sm-4,.col-sm-3,.col-sm-2,.col-sm-1,.col,.col-auto,.col-12,.col-11,.col-10,.col-9,.col-8,.col-7,.col-6,.col-5,.col-4,.col-3,.col-2,.col-1{position:relative;width:100%;padding-right:15px;padding-left:15px}.col{flex-basis:0;flex-grow:1;max-width:100%}.row-cols-1>*{flex:0 0 100%;max-width:100%}.row-cols-2>*{flex:0 0 50%;max-width:50%}.row-cols-3>*{flex:0 0 33.33333%;max-width:33.33333%}.row-cols-4>*{flex:0 0 25%;max-width:25%}.row-cols-5>*{flex:0 0 20%;max-width:20%}.row-cols-6>*{flex:0 0 16.66667%;max-width:16.66667%}.col-auto{flex:0 0 auto;width:auto;max-width:100%}.col-1{flex:0 0 8.33333%;max-width:8.33333%}.col-2{flex:0 0 16.66667%;max-width:16.66667%}.col-3{flex:0 0 25%;max-width:25%}.col-4{flex:0 0 33.33333%;max-width:33.33333%}.col-5{flex:0 0 41.66667%;max-width:41.66667%}.col-6{flex:0 0 50%;max-width:50%}.col-7{flex:0 0 58.33333%;max-width:58.33333%}.col-8{flex:0 0 66.66667%;max-width:66.66667%}.col-9{flex:0 0 75%;max-width:75%}.col-10{flex:0 0 83.33333%;max-width:83.33333%}.col-11{flex:0 0 91.66667%;max-width:91.66667%}.col-12{flex:0 0 100%;max-width:100%}.order-first{order:-1}.order-last{order:13}.order-0{order:0}.order-1{order:1}.order-2{order:2}.order-3{order:3}.order-4{order:4}.order-5{order:5}.order-6{order:6}.order-7{order:7}.order-8{order:8}.order-9{order:9}.order-10{order:10}.order-11{order:11}.order-12{order:12}.offset-1{margin-left:8.33333%}.offset-2{margin-left:16.66667%}.offset-3{margin-left:25%}.offset-4{margin-left:33.33333%}.offset-5{margin-left:41.66667%}.offset-6{margin-left:50%}.offset-7{margin-left:58.33333%}.offset-8{margin-left:66.66667%}.offset-9{margin-left:75%}.offset-10{margin-left:83.33333%}.offset-11{margin-left:91.66667%}@media (min-width:576px){.col-sm{flex-basis:0;flex-grow:1;max-width:100%}.row-cols-sm-1>*{flex:0 0 100%;max-width:100%}.row-cols-sm-2>*{flex:0 0 50%;max-width:50%}.row-cols-sm-3>*{flex:0 0 33.33333%;max-width:33.33333%}.row-cols-sm-4>*{flex:0 0 25%;max-width:25%}.row-cols-sm-5>*{flex:0 0 20%;max-width:20%}.row-cols-sm-6>*{flex:0 0 16.66667%;max-width:16.66667%}.col-sm-auto{flex:0 0 auto;width:auto;max-width:100%}.col-sm-1{flex:0 0 8.33333%;max-width:8.33333%}.col-sm-2{flex:0 0 16.66667%;max-width:16.66667%}.col-sm-3{flex:0 0 25%;max-width:25%}.col-sm-4{flex:0 0 33.33333%;max-width:33.33333%}.col-sm-5{flex:0 0 41.66667%;max-width:41.66667%}.col-sm-6{flex:0 0 50%;max-width:50%}.col-sm-7{flex:0 0 58.33333%;max-width:58.33333%}.col-sm-8{flex:0 0 66.66667%;max-width:66.66667%}.col-sm-9{flex:0 0 75%;max-width:75%}.col-sm-10{flex:0 0 83.33333%;max-width:83.33333%}.col-sm-11{flex:0 0 91.66667%;max-width:91.66667%}.col-sm-12{flex:0 0 100%;max-width:100%}.order-sm-first{order:-1}.order-sm-last{order:13}.order-sm-0{order:0}.order-sm-1{order:1}.order-sm-2{order:2}.order-sm-3{order:3}.order-sm-4{order:4}.order-sm-5{order:5}.order-sm-6{order:6}.order-sm-7{order:7}.order-sm-8{order:8}.order-sm-9{order:9}.order-sm-10{order:10}.order-sm-11{order:11}.order-sm-12{order:12}.offset-sm-0{margin-left:0}.offset-sm-1{margin-left:8.33333%}.offset-sm-2{margin-left:16.66667%}.offset-sm-3{margin-left:25%}.offset-sm-4{margin-left:33.33333%}.offset-sm-5{margin-left:41.66667%}.offset-sm-6{margin-left:50%}.offset-sm-7{margin-left:58.33333%}.offset-sm-8{margin-left:66.66667%}.offset-sm-9{margin-left:75%}.offset-sm-10{margin-left:83.33333%}.offset-sm-11{margin-left:91.66667%}}@media (min-width:768px){.col-md{flex-basis:0;flex-grow:1;max-width:100%}.row-cols-md-1>*{flex:0 0 100%;max-width:100%}.row-cols-md-2>*{flex:0 0 50%;max-width:50%}.row-cols-md-3>*{flex:0 0 33.33333%;max-width:33.33333%}.row-cols-md-4>*{flex:0 0 25%;max-width:25%}.row-cols-md-5>*{flex:0 0 20%;max-width:20%}.row-cols-md-6>*{flex:0 0 16.66667%;max-width:16.66667%}.col-md-auto{flex:0 0 auto;width:auto;max-width:100%}.col-md-1{flex:0 0 8.33333%;max-width:8.33333%}.col-md-2{flex:0 0 16.66667%;max-width:16.66667%}.col-md-3{flex:0 0 25%;max-width:25%}.col-md-4{flex:0 0 33.33333%;max-width:33.33333%}.col-md-5{flex:0 0 41.66667%;max-width:41.66667%}.col-md-6{flex:0 0 50%;max-width:50%}.col-md-7{flex:0 0 58.33333%;max-width:58.33333%}.col-md-8{flex:0 0 66.66667%;max-width:66.66667%}.col-md-9{flex:0 0 75%;max-width:75%}.col-md-10{flex:0 0 83.33333%;max-width:83.33333%}.col-md-11{flex:0 0 91.66667%;max-width:91.66667%}.col-md-12,.block{flex:0 0 100%;max-width:100%}.order-md-first{order:-1}.order-md-last{order:13}.order-md-0{order:0}.order-md-1{order:1}.order-md-2{order:2}.order-md-3{order:3}.order-md-4{order:4}.order-md-5{order:5}.order-md-6{order:6}.order-md-7{order:7}.order-md-8{order:8}.order-md-9{order:9}.order-md-10{order:10}.order-md-11{order:11}.order-md-12{order:12}.offset-md-0,.block{margin-left:0}.offset-md-1{margin-left:8.33333%}.offset-md-2{margin-left:16.66667%}.offset-md-3{margin-left:25%}.offset-md-4{margin-left:33.33333%}.offset-md-5{margin-left:41.66667%}.offset-md-6{margin-left:50%}.offset-md-7{margin-left:58.33333%}.offset-md-8{margin-left:66.66667%}.offset-md-9{margin-left:75%}.offset-md-10{margin-left:83.33333%}.offset-md-11{margin-left:91.66667%}}@media (min-width:992px){.col-lg{flex-basis:0;flex-grow:1;max-width:100%}.row-cols-lg-1>*{flex:0 0 100%;max-width:100%}.row-cols-lg-2>*{flex:0 0 50%;max-width:50%}.row-cols-lg-3>*{flex:0 0 33.33333%;max-width:33.33333%}.row-cols-lg-4>*{flex:0 0 25%;max-width:25%}.row-cols-lg-5>*{flex:0 0 20%;max-width:20%}.row-cols-lg-6>*{flex:0 0 16.66667%;max-width:16.66667%}.col-lg-auto{flex:0 0 auto;width:auto;max-width:100%}.col-lg-1{flex:0 0 8.33333%;max-width:8.33333%}.col-lg-2{flex:0 0 16.66667%;max-width:16.66667%}.col-lg-3{flex:0 0 25%;max-width:25%}.col-lg-4{flex:0 0 33.33333%;max-width:33.33333%}.col-lg-5{flex:0 0 41.66667%;max-width:41.66667%}.col-lg-6{flex:0 0 50%;max-width:50%}.col-lg-7{flex:0 0 58.33333%;max-width:58.33333%}.col-lg-8{flex:0 0 66.66667%;max-width:66.66667%}.col-lg-9{flex:0 0 75%;max-width:75%}.col-lg-10{flex:0 0 83.33333%;max-width:83.33333%}.col-lg-11{flex:0 0 91.66667%;max-width:91.66667%}.col-lg-12,.block{flex:0 0 100%;max-width:100%}.order-lg-first{order:-1}.order-lg-last{order:13}.order-lg-0{order:0}.order-lg-1{order:1}.order-lg-2{order:2}.order-lg-3{order:3}.order-lg-4{order:4}.order-lg-5{order:5}.order-lg-6{order:6}.order-lg-7{order:7}.order-lg-8{order:8}.order-lg-9{order:9}.order-lg-10{order:10}.order-lg-11{order:11}.order-lg-12{order:12}.offset-lg-0,.block{margin-left:0}.offset-lg-1{margin-left:8.33333%}.offset-lg-2{margin-left:16.66667%}.offset-lg-3{margin-left:25%}.offset-lg-4{margin-left:33.33333%}.offset-lg-5{margin-left:41.66667%}.offset-lg-6{margin-left:50%}.offset-lg-7{margin-left:58.33333%}.offset-lg-8{margin-left:66.66667%}.offset-lg-9{margin-left:75%}.offset-lg-10{margin-left:83.33333%}.offset-lg-11{margin-left:91.66667%}}@media (min-width:1200px){.col-xl{flex-basis:0;flex-grow:1;max-width:100%}.row-cols-xl-1>*{flex:0 0 100%;max-width:100%}.row-cols-xl-2>*{flex:0 0 50%;max-width:50%}.row-cols-xl-3>*{flex:0 0 33.33333%;max-width:33.33333%}.row-cols-xl-4>*{flex:0 0 25%;max-width:25%}.row-cols-xl-5>*{flex:0 0 20%;max-width:20%}.row-cols-xl-6>*{flex:0 0 16.66667%;max-width:16.66667%}.col-xl-auto{flex:0 0 auto;width:auto;max-width:100%}.col-xl-1{flex:0 0 8.33333%;max-width:8.33333%}.col-xl-2{flex:0 0 16.66667%;max-width:16.66667%}.col-xl-3{flex:0 0 25%;max-width:25%}.col-xl-4{flex:0 0 33.33333%;max-width:33.33333%}.col-xl-5{flex:0 0 41.66667%;max-width:41.66667%}.col-xl-6{flex:0 0 50%;max-width:50%}.col-xl-7{flex:0 0 58.33333%;max-width:58.33333%}.col-xl-8{flex:0 0 66.66667%;max-width:66.66667%}.col-xl-9{flex:0 0 75%;max-width:75%}.col-xl-10{flex:0 0 83.33333%;max-width:83.33333%}.col-xl-11{flex:0 0 91.66667%;max-width:91.66667%}.col-xl-12{flex:0 0 100%;max-width:100%}.order-xl-first{order:-1}.order-xl-last{order:13}.order-xl-0{order:0}.order-xl-1{order:1}.order-xl-2{order:2}.order-xl-3{order:3}.order-xl-4{order:4}.order-xl-5{order:5}.order-xl-6{order:6}.order-xl-7{order:7}.order-xl-8{order:8}.order-xl-9{order:9}.order-xl-10{order:10}.order-xl-11{order:11}.order-xl-12{order:12}.offset-xl-0{margin-left:0}.offset-xl-1{margin-left:8.33333%}.offset-xl-2{margin-left:16.66667%}.offset-xl-3{margin-left:25%}.offset-xl-4{margin-left:33.33333%}.offset-xl-5{margin-left:41.66667%}.offset-xl-6{margin-left:50%}.offset-xl-7{margin-left:58.33333%}.offset-xl-8{margin-left:66.66667%}.offset-xl-9{margin-left:75%}.offset-xl-10{margin-left:83.33333%}.offset-xl-11{margin-left:91.66667%}}.media{display:flex;align-items:flex-start}.media-body{flex:1}.d-none{display:none!important}.d-inline{display:inline!important}.d-inline-block{display:inline-block!important}.d-block{display:block!important}.d-table{display:table!important}.d-table-row{display:table-row!important}.d-table-cell{display:table-cell!important}.d-flex{display:flex!important}.d-inline-flex{display:inline-flex!important}@media (min-width:576px){.d-sm-none{display:none!important}.d-sm-inline{display:inline!important}.d-sm-inline-block{display:inline-block!important}.d-sm-block{display:block!important}.d-sm-table{display:table!important}.d-sm-table-row{display:table-row!important}.d-sm-table-cell{display:table-cell!important}.d-sm-flex{display:flex!important}.d-sm-inline-flex{display:inline-flex!important}}@media (min-width:768px){.d-md-none{display:none!important}.d-md-inline{display:inline!important}.d-md-inline-block{display:inline-block!important}.d-md-block{display:block!important}.d-md-table{display:table!important}.d-md-table-row{display:table-row!important}.d-md-table-cell{display:table-cell!important}.d-md-flex{display:flex!important}.d-md-inline-flex{display:inline-flex!important}}@media (min-width:992px){.d-lg-none{display:none!important}.d-lg-inline{display:inline!important}.d-lg-inline-block{display:inline-block!important}.d-lg-block{display:block!important}.d-lg-table{display:table!important}.d-lg-table-row{display:table-row!important}.d-lg-table-cell{display:table-cell!important}.d-lg-flex{display:flex!important}.d-lg-inline-flex{display:inline-flex!important}}@media (min-width:1200px){.d-xl-none{display:none!important}.d-xl-inline{display:inline!important}.d-xl-inline-block{display:inline-block!important}.d-xl-block{display:block!important}.d-xl-table{display:table!important}.d-xl-table-row{display:table-row!important}.d-xl-table-cell{display:table-cell!important}.d-xl-flex{display:flex!important}.d-xl-inline-flex{display:inline-flex!important}}@media print{.d-print-none{display:none!important}.d-print-inline{display:inline!important}.d-print-inline-block{display:inline-block!important}.d-print-block{display:block!important}.d-print-table{display:table!important}.d-print-table-row{display:table-row!important}.d-print-table-cell{display:table-cell!important}.d-print-flex{display:flex!important}.d-print-inline-flex{display:inline-flex!important}}.flex-row{flex-direction:row!important}.flex-column{flex-direction:column!important}.flex-row-reverse{flex-direction:row-reverse!important}.flex-column-reverse{flex-direction:column-reverse!important}.flex-wrap{flex-wrap:wrap!important}.flex-nowrap{flex-wrap:nowrap!important}.flex-wrap-reverse{flex-wrap:wrap-reverse!important}.flex-fill{flex:1 1 auto!important}.flex-grow-0{flex-grow:0!important}.flex-grow-1{flex-grow:1!important}.flex-shrink-0{flex-shrink:0!important}.flex-shrink-1{flex-shrink:1!important}.justify-content-start{justify-content:flex-start!important}.justify-content-end{justify-content:flex-end!important}.justify-content-center{justify-content:center!important}.justify-content-between{justify-content:space-between!important}.justify-content-around{justify-content:space-around!important}.align-items-start{align-items:flex-start!important}.align-items-end{align-items:flex-end!important}.align-items-center{align-items:center!important}.align-items-baseline{align-items:baseline!important}.align-items-stretch{align-items:stretch!important}.align-content-start{align-content:flex-start!important}.align-content-end{align-content:flex-end!important}.align-content-center{align-content:center!important}.align-content-between{align-content:space-between!important}.align-content-around{align-content:space-around!important}.align-content-stretch{align-content:stretch!important}.align-self-auto{align-self:auto!important}.align-self-start{align-self:flex-start!important}.align-self-end{align-self:flex-end!important}.align-self-center{align-self:center!important}.align-self-baseline{align-self:baseline!important}.align-self-stretch{align-self:stretch!important}@media (min-width:576px){.flex-sm-row{flex-direction:row!important}.flex-sm-column{flex-direction:column!important}.flex-sm-row-reverse{flex-direction:row-reverse!important}.flex-sm-column-reverse{flex-direction:column-reverse!important}.flex-sm-wrap{flex-wrap:wrap!important}.flex-sm-nowrap{flex-wrap:nowrap!important}.flex-sm-wrap-reverse{flex-wrap:wrap-reverse!important}.flex-sm-fill{flex:1 1 auto!important}.flex-sm-grow-0{flex-grow:0!important}.flex-sm-grow-1{flex-grow:1!important}.flex-sm-shrink-0{flex-shrink:0!important}.flex-sm-shrink-1{flex-shrink:1!important}.justify-content-sm-start{justify-content:flex-start!important}.justify-content-sm-end{justify-content:flex-end!important}.justify-content-sm-center{justify-content:center!important}.justify-content-sm-between{justify-content:space-between!important}.justify-content-sm-around{justify-content:space-around!important}.align-items-sm-start{align-items:flex-start!important}.align-items-sm-end{align-items:flex-end!important}.align-items-sm-center{align-items:center!important}.align-items-sm-baseline{align-items:baseline!important}.align-items-sm-stretch{align-items:stretch!important}.align-content-sm-start{align-content:flex-start!important}.align-content-sm-end{align-content:flex-end!important}.align-content-sm-center{align-content:center!important}.align-content-sm-between{align-content:space-between!important}.align-content-sm-around{align-content:space-around!important}.align-content-sm-stretch{align-content:stretch!important}.align-self-sm-auto{align-self:auto!important}.align-self-sm-start{align-self:flex-start!important}.align-self-sm-end{align-self:flex-end!important}.align-self-sm-center{align-self:center!important}.align-self-sm-baseline{align-self:baseline!important}.align-self-sm-stretch{align-self:stretch!important}}@media (min-width:768px){.flex-md-row{flex-direction:row!important}.flex-md-column{flex-direction:column!important}.flex-md-row-reverse{flex-direction:row-reverse!important}.flex-md-column-reverse{flex-direction:column-reverse!important}.flex-md-wrap{flex-wrap:wrap!important}.flex-md-nowrap{flex-wrap:nowrap!important}.flex-md-wrap-reverse{flex-wrap:wrap-reverse!important}.flex-md-fill{flex:1 1 auto!important}.flex-md-grow-0{flex-grow:0!important}.flex-md-grow-1{flex-grow:1!important}.flex-md-shrink-0{flex-shrink:0!important}.flex-md-shrink-1{flex-shrink:1!important}.justify-content-md-start{justify-content:flex-start!important}.justify-content-md-end{justify-content:flex-end!important}.justify-content-md-center{justify-content:center!important}.justify-content-md-between{justify-content:space-between!important}.justify-content-md-around{justify-content:space-around!important}.align-items-md-start{align-items:flex-start!important}.align-items-md-end{align-items:flex-end!important}.align-items-md-center{align-items:center!important}.align-items-md-baseline{align-items:baseline!important}.align-items-md-stretch{align-items:stretch!important}.align-content-md-start{align-content:flex-start!important}.align-content-md-end{align-content:flex-end!important}.align-content-md-center{align-content:center!important}.align-content-md-between{align-content:space-between!important}.align-content-md-around{align-content:space-around!important}.align-content-md-stretch{align-content:stretch!important}.align-self-md-auto{align-self:auto!important}.align-self-md-start{align-self:flex-start!important}.align-self-md-end{align-self:flex-end!important}.align-self-md-center{align-self:center!important}.align-self-md-baseline{align-self:baseline!important}.align-self-md-stretch{align-self:stretch!important}}@media (min-width:992px){.flex-lg-row{flex-direction:row!important}.flex-lg-column{flex-direction:column!important}.flex-lg-row-reverse{flex-direction:row-reverse!important}.flex-lg-column-reverse{flex-direction:column-reverse!important}.flex-lg-wrap{flex-wrap:wrap!important}.flex-lg-nowrap{flex-wrap:nowrap!important}.flex-lg-wrap-reverse{flex-wrap:wrap-reverse!important}.flex-lg-fill{flex:1 1 auto!important}.flex-lg-grow-0{flex-grow:0!important}.flex-lg-grow-1{flex-grow:1!important}.flex-lg-shrink-0{flex-shrink:0!important}.flex-lg-shrink-1{flex-shrink:1!important}.justify-content-lg-start{justify-content:flex-start!important}.justify-content-lg-end{justify-content:flex-end!important}.justify-content-lg-center{justify-content:center!important}.justify-content-lg-between{justify-content:space-between!important}.justify-content-lg-around{justify-content:space-around!important}.align-items-lg-start{align-items:flex-start!important}.align-items-lg-end{align-items:flex-end!important}.align-items-lg-center{align-items:center!important}.align-items-lg-baseline{align-items:baseline!important}.align-items-lg-stretch{align-items:stretch!important}.align-content-lg-start{align-content:flex-start!important}.align-content-lg-end{align-content:flex-end!important}.align-content-lg-center{align-content:center!important}.align-content-lg-between{align-content:space-between!important}.align-content-lg-around{align-content:space-around!important}.align-content-lg-stretch{align-content:stretch!important}.align-self-lg-auto{align-self:auto!important}.align-self-lg-start{align-self:flex-start!important}.align-self-lg-end{align-self:flex-end!important}.align-self-lg-center{align-self:center!important}.align-self-lg-baseline{align-self:baseline!important}.align-self-lg-stretch{align-self:stretch!important}}@media (min-width:1200px){.flex-xl-row{flex-direction:row!important}.flex-xl-column{flex-direction:column!important}.flex-xl-row-reverse{flex-direction:row-reverse!important}.flex-xl-column-reverse{flex-direction:column-reverse!important}.flex-xl-wrap{flex-wrap:wrap!important}.flex-xl-nowrap{flex-wrap:nowrap!important}.flex-xl-wrap-reverse{flex-wrap:wrap-reverse!important}.flex-xl-fill{flex:1 1 auto!important}.flex-xl-grow-0{flex-grow:0!important}.flex-xl-grow-1{flex-grow:1!important}.flex-xl-shrink-0{flex-shrink:0!important}.flex-xl-shrink-1{flex-shrink:1!important}.justify-content-xl-start{justify-content:flex-start!important}.justify-content-xl-end{justify-content:flex-end!important}.justify-content-xl-center{justify-content:center!important}.justify-content-xl-between{justify-content:space-between!important}.justify-content-xl-around{justify-content:space-around!important}.align-items-xl-start{align-items:flex-start!important}.align-items-xl-end{align-items:flex-end!important}.align-items-xl-center{align-items:center!important}.align-items-xl-baseline{align-items:baseline!important}.align-items-xl-stretch{align-items:stretch!important}.align-content-xl-start{align-content:flex-start!important}.align-content-xl-end{align-content:flex-end!important}.align-content-xl-center{align-content:center!important}.align-content-xl-between{align-content:space-between!important}.align-content-xl-around{align-content:space-around!important}.align-content-xl-stretch{align-content:stretch!important}.align-self-xl-auto{align-self:auto!important}.align-self-xl-start{align-self:flex-start!important}.align-self-xl-end{align-self:flex-end!important}.align-self-xl-center{align-self:center!important}.align-self-xl-baseline{align-self:baseline!important}.align-self-xl-stretch{align-self:stretch!important}}body .buorg-pad{background:#FFB20C;color:#FFF}body #buorgig{background-color:#979797}*{font-family:"PT Sans","Tahoma",sans-serif;box-sizing:border-box;margin:0;padding:0}html{font-size:10px;font-weight:400;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;line-height:18px;letter-spacing:0.3px;text-align:left;color:#1c1d20}@media (max-width:575px){html,body{width:100%}body{margin:0;padding:0}}body{font-family:"PT Sans","Tahoma",sans-serif;text-size-adjust:100%;margin:0;padding:0;background-color:#fff;background-clip:border-box;background-attachment:scroll;background-origin:padding-box;background-position-x:0;background-position-y:0;background-repeat:no-repeat}body.body--fixed{overflow:hidden}.clearfix::after{content:"";clear:both;display:table}.main-contain{position:relative;margin:0 2.4rem}@media (max-width:575px){.main-contain{margin:0 1.2rem}}.main-contain .main--top{display:flex;flex-wrap:nowrap;justify-content:space-between;padding:10px 0 15px}.main-contain .main--top .grid{max-width:1440px;margin:0 auto}.rich-text img{max-width:100%;height:auto}.resp-obj iframe,.resp-obj object,.resp-obj embed{position:absolute;top:0;left:0;width:100%;height:100%}.table-style{box-shadow:0 0 8px 0 rgba(28,29,32,0.12);margin-top:1rem;margin-bottom:1rem}.global-banner{background-color:#175381;color:#FFB20C;display:block;font-size:2.2rem;line-height:2.6rem;min-height:100px;padding:10px 30px;text-align:center}.global-banner:hover{color:#FFB20C;cursor:pointer}.global-banner__close{background-image:url("../../insurance/scss/~icons/close_white@2x.png");background-size:contain;background-repeat:no-repeat;background-position-x:center;background-position-y:center;bottom:10px;display:inline-block;height:20px;position:absolute;right:10px;width:20px}.global-banner__sub-header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;color:#fff;font-size:1.6rem;line-height:2.0rem}.global-banner__sub-header:hover{color:#fff}.global-banner__title{flex-basis:100%;font-weight:400;padding:16px 0 12px}h1,.head-h1,h2,.head-h2,h3,.head-h3,h4,.head-h4,h5,.head-h5,h6,.head-h6,.head-sm{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif}h1,.head-h1{font-size:2.8rem;line-height:3.4rem;letter-spacing:.2px;font-weight:700}h2,.head-h2{font-size:2.4rem;line-height:2.8rem;font-weight:700}h3,.head-h3{font-size:2.0rem;line-height:2.4rem;font-weight:700}h4,.head-h4{font-size:1.8rem;line-height:2.4rem;font-weight:700}h5,.head-h5{font-size:1.6rem;line-height:2.4rem;font-weight:600}h6,.head-h6{font-size:1.4rem;line-height:1.8rem;color:#53565A;font-weight:700}.head-sm{font-size:2.0rem;line-height:2.6rem;font-weight:700}a,.link{font-size:inherit;line-height:inherit;color:#006BA6;text-decoration:none;outline:0}b,strong,.bold{font-weight:bold}p,span,b,strong{font-size:inherit;line-height:inherit}hr{border:0;border-bottom:1px solid #CACBCB}.crumb__list-item{list-style-type:none;font-size:1.2rem;display:inline-block}.crumb__list-item:not(:last-child):not(.active):not(.ttip__item)::after{position:relative;content:">";right:0.5rem}.crumb__list-item a{margin-right:1rem}.copy-body{font-size:1.6rem;line-height:2.8rem;letter-spacing:0.3px;font-weight:400}.copy-tight,.tooltip{font-size:1.8rem;line-height:2.4rem}.copy-tight .tooltip,.copy-tight .tooltip-parent{font-weight:normal}.copy-md{font-size:1.4rem;line-height:1.8rem}.copy-sm,.caption,.small-caption{font-size:1.2rem;line-height:1.8rem;color:#53565A}.copy-sm a,.caption a,.small-caption a{font-size:1.2rem;line-height:1.8rem;color:#006BA6;text-decoration:underline}.copy-tiny,.tiny{font-size:1.2rem;line-height:1.4rem}.copy-breadcrumb{font-size:1.2rem;line-height:2.0rem;padding-bottom:1.2rem;color:#53565A}.copy-breadcrumb a{color:#53565A;font-weight:400}.disc-copy{color:#53565A}.disc-copy a{text-decoration:underline}.copy-micro{font-size:1.0rem;line-height:1.2rem;color:#53565A}.copy-micro a{color:#53565A;font-weight:400}a:hover,.link:hover,a:active,.link:active{color:#006BA6;text-decoration:none;outline:0}a:focus{outline:1px solid #006BA6}a:hover,.link:hover{color:#35B2D6}.copy-sm a:hover,.copy-sm a:active,.caption a:hover,.caption a:active,.small-caption a:hover,.small-caption a:active{font-size:1.2rem;line-height:1.8rem;color:#006BA6;text-decoration:underline}.copy-breadcrumb a:hover{color:#53565A;font-weight:400}.copy-micro a:hover{color:#53565A;font-weight:400}.quote,blockquote{font-size:2.0rem;line-height:2.8rem;font-family:"PT Sans",sans-serif;font-style:italic;color:#53565A;font-weight:400;border-left:4px solid #FFB20C;padding-left:2.0rem;margin-top:3.4rem}@media (max-width:575px){.quote,blockquote{font-size:1.8rem}}.quote::before,blockquote::before{position:absolute;content:'“';font-size:6.4rem;padding-right:2.0rem;font-weight:700;color:#FFB20C;top:20px;left:-12px}.quote .attribution,blockquote .attribution{font-size:1.2rem;line-height:1.8rem;font-style:normal;color:#8A8C8E;padding-top:1.2rem}.crumb{text-align:left;display:inline-block;position:relative;margin:2.6rem 0 0.2rem;grid-row:1;z-index:10}.crumb .ttip--close{z-index:20}.crumb .ttip--active{top:40px}::-webkit-scrollbar{appearance:none;display:inherit;width:12px;-webkit-overflow-scrolling:auto}::-webkit-scrollbar:vertical{width:12px}::-webkit-scrollbar:horizontal{height:12px}::-webkit-scrollbar-thumb{background-color:rgba(0,0,0,0.5);border-radius:10px;border:2px solid #FFF}::-webkit-scrollbar-track{border-radius:10px;background-color:#FFF}@media (min-width:768px){.main-contain{max-width:720px;padding:0 2.4rem;margin:0 auto}h1,.head-h1{font-size:4.8rem;line-height:5.2rem;font-weight:700}h2,.head-h2{font-size:3.2rem;line-height:3.8rem;font-weight:700}h3,.head-h3{font-size:2.4rem;line-height:2.8rem;font-weight:700}h4,.head-h4{font-size:2.0rem;line-height:2.4rem;font-weight:700}h5,.head-h5{font-size:1.8rem;line-height:2.4rem;font-weight:600}.copy-body{font-size:1.8rem;line-height:2.8rem;font-weight:400}}@media (min-width:992px){.main-contain{max-width:960px}}@media (min-width:1200px){.main-contain{max-width:1116px}}.align-top{vertical-align:top}.float-left{float:left}.bg-0{background:#fff;background-color:#fff}.bg-gray{background:#F6F6F6;background-color:#F6F6F6}.bg-dark-gray{background:#53565A;background-color:#53565A}.bg-yellow{background:#FDF5DA;background-color:#FDF5DA;border:1px solid #FFB20C}.bg-creditcards{background:#F6FBFF;color:#fff}.bg-creditcards a{color:#fff}.bg-primary{background:#F6FBFF}.bg-secondary{background:#FAFAFA}.bg-tertiary{background:#0095C8}.b{border:1px solid #DCDCDD}.b-0{border:0}.bb{border-bottom:1px solid #CACBCB}.bb-0{border-bottom:0}.bt{border-top:1px solid #CACBCB}.bt-0{border-top:0}.bl{border-left:1px solid #CACBCB}.b-r{border-right:1px solid #CACBCB}.br{border-radius:4px}.bs{box-shadow:0 0 8px 0 rgba(28,29,32,0.12)}.d-block{display:block}.h--25{height:2.5rem}.h--100{height:100%}.lh--18{line-height:1.8rem}.lh--20{line-height:2.0rem}.lh--22{line-height:2.2rem}.lh--24{line-height:2.4rem}.lh--26{line-height:2.6rem}.lh-30{line-height:3.0rem}.lh--36{line-height:3.6rem}.m{margin:.8rem}.m-0{margin:0}.m-1{margin:.2rem}.m-2{margin:.4rem}.m-3{margin:.8rem}.m-4{margin:1.6rem}.m-5{margin:2.4rem}.m-6{margin:3.2rem}.m-auto{margin:auto}.mb{margin-bottom:.8rem}.mb-0{margin-bottom:0}.mb-1{margin-bottom:.2rem}.mb-2{margin-bottom:.4rem}.mb-3{margin-bottom:.8rem}.mb-4{margin-bottom:1.6rem}.mb-5{margin-bottom:2.4rem}.mb-6{margin-bottom:3.2rem}.mt{margin-top:.8rem}.mt-0{margin-top:0}.mt-1{margin-top:.2rem}.mt-2{margin-top:.4rem}.mt-3{margin-top:.8rem}.mt-4{margin-top:1.6rem}.mt-5{margin-top:2.4rem}.mt-6{margin-top:3.2rem}.mr{margin-right:.8rem}.mr-0{margin-right:0}.mr-1{margin-right:.2rem}.mr-2{margin-right:.4rem}.mr-3{margin-right:.8rem}.mr-4{margin-right:1.6rem}.mr-5{margin-right:2.4rem}.mr-6{margin-right:3.2rem}.mr-auto{margin:auto}.mx{margin-left:.8rem;margin-right:.8rem}.mx-0{margin-left:0;margin-right:0}.mx-1{margin-left:.2rem;margin-right:.2rem}.mx-2{margin-left:.4rem;margin-right:.4rem}.mx-3{margin-left:.8rem;margin-right:.8rem}.mx-4{margin-left:1.6rem;margin-right:1.6rem}.mx-5{margin-left:2.4rem;margin-right:2.4rem}.mx-6{margin-left:3.2rem;margin-right:3.2rem}.mx-auto{margin-left:auto;margin-right:auto}.my{margin-bottom:.8rem;margin-top:.8rem}.my-0{margin-bottom:0;margin-top:0}.my-1{margin-bottom:.2rem;margin-top:.2rem}.my-2{margin-bottom:.4rem;margin-top:.4rem}.my-3{margin-bottom:.8rem;margin-top:.8rem}.my-4{margin-bottom:1.6rem;margin-top:1.6rem}.my-5{margin-bottom:2.4rem;margin-top:2.4rem}.my-6{margin-bottom:3.2rem;margin-top:3.2rem}.my-auto{margin-bottom:auto;margin-top:auto}.p{padding:.8rem}.p-0,.pg-title-container{padding:0}.p-1{padding:.2rem}.p-2{padding:.4rem}.p-3{padding:.8rem}.p-4{padding:1.6rem}.p-5{padding:2.4rem}.p-6{padding:3.2rem}.pb{padding-bottom:.8rem}.pb-0{padding-bottom:0}.pb-1{padding-bottom:.2rem}.pb-2{padding-bottom:.4rem}.pb-3{padding-bottom:.8rem}.pb-4{padding-bottom:1.6rem}.pb-5{padding-bottom:2.4rem}.pb-6{padding-bottom:3.2rem}.pt{padding-top:.8rem}.pt-0{padding-top:0}.pt-1{padding-top:.2rem}.pt-2{padding-top:.4rem}.pt-3{padding-top:.8rem}.pt-4{padding-top:1.6rem}.pt-5{padding-top:2.4rem}.pt-6{padding-top:3.2rem}.py{padding-top:.8rem;padding-bottom:.8rem}.py-0{padding-top:0;padding-bottom:0}.py-1{padding-top:.2rem;padding-bottom:.2rem}.py-2{padding-top:.4rem;padding-bottom:.4rem}.py-3{padding-top:.8rem;padding-bottom:.8rem}.py-4{padding-top:1.6rem;padding-bottom:1.6rem}.py-5{padding-top:2.4rem;padding-bottom:2.4rem}.py-6{padding-top:3.2rem;padding-bottom:3.2rem}.px{padding-left:.8rem;padding-right:.8rem}.px-0{padding-left:0;padding-right:0}.px-1{padding-left:.2rem;padding-right:.2rem}.px-2{padding-left:.4rem;padding-right:.4rem}.px-3{padding-left:.8rem;padding-right:.8rem}.px-4{padding-left:1.6rem;padding-right:1.6rem}.px-5{padding-left:2.4rem;padding-right:2.4rem}.px-6{padding-left:3.2rem;padding-right:3.2rem}.pl{padding-left:.8rem}.pl-0{padding-left:0}.pl-1{padding-left:.2rem}.pl-2{padding-left:.4rem}.pl-3{padding-left:.8rem}.pl-4{padding-left:1.6rem}.pl-5{padding-left:2.4rem}.pl-6{padding-left:3.2rem}.pr{padding-right:.8rem}.pr-0{padding-right:0}.pr-1{padding-right:.2rem}.pr-2{padding-right:.4rem}.pr-3{padding-right:.8rem}.pr-4{padding-right:1.6rem}.pr-5{padding-right:2.4rem}.pr-6{padding-right:3.2rem}.text-center{text-align:center}@media (max-width:767px){.text-center-md{text-align:center}}@media (min-width:768px){.text-center-md-plus{text-align:center}}.text-left{text-align:left}@media (min-width:768px){.text-left-md-up{text-align:left}}.text-dark-gray{color:#53565A}.text-blue{color:#006BA6}.text-darker{color:#1c1d20}.text-drk-blue{color:#175381}.text-gray{color:#53565A}.text-light-gray{color:#979797}.text-drk-gray{color:#53565A}.text-orange{color:#FFB20C}.text-primary{color:#0095C8}.text-tertiary{color:#FFB20C}.text-bright-green{color:#43B02A}.text-white{color:#fff}.text-right{text-align:right}.text-secondary{color:#8A8C8E}.uppercase{text-transform:uppercase}.lowercase{text-transform:lowercase}.italic{font-style:italic}.capitalize{text-transform:capitalize}.underline{text-decoration:underline}.bold{font-weight:700}.fs-10{font-size:1.0rem}.fs-12{font-size:1.2rem}.fs-14{font-size:1.4rem}.fs-16{font-size:1.6rem}.fs-18{font-size:1.8rem}.fs-20{font-size:2.0rem}.fs-22{font-size:2.2rem}.fs-24{font-size:2.4rem}.fs-26{font-size:2.6rem}.fs-28{font-size:2.8rem}.fw-400{font-weight:400}.fw-600{font-weight:600}.fw-700{font-weight:700}.w-100{width:100%}.w-auto{width:auto}.w-0{width:0}.w--25{width:2.5rem}@media (max-width:767px){.w-md-600{width:600px}}.flex--nowrap{display:flex;flex-wrap:nowrap}.flex--wrap{display:flex;flex-wrap:wrap}.flex--col{flex-direction:column}.f--gap{column-gap:2.4rem}.f--ctr{justify-content:center}.f--spc-btwn{justify-content:space-between}.f--basis-100{flex-basis:100%}.a--ctr{align-items:center}.pos--rel{position:relative}.pos--abs{position:absolute}.l--0{left:0}.t--0{top:0}.too-small{display:none}@media only screen and (max-width:319px){.too-small{display:block}}.wagtail-styled-highlight{padding:0 0.8rem!important;border-radius:4px;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1.4rem;display:inline-block;background:#35b2d629;line-height:3.2rem;margin:0.4rem 0}:root{--star-size:24px;--star-color:#e3e5e7;--star-background:#f8b20b}.stars-tooltip-stars{--percent:calc(var(--rating) / 5 * 100%);display:inline-block;font-size:var(--star-size);font-family:Times,serif;line-height:1;margin:0.6rem 0}.stars-tooltip-stars::before{content:'★★★★★';letter-spacing:-2px;background:linear-gradient(90deg,var(--star-background) var(--percent),var(--star-color) var(--percent));background-clip:text;-webkit-text-fill-color:transparent}.inline-stars-text{display:inline-block;font-size:14px}.stars-tooltip-text{display:inline-block;font-size:13px;padding:0.5rem!important;margin:0.5rem!important}img.stars-tooltip-img{height:15px!important;width:15px!important;margin:0.1rem!important;top:3px;position:relative}html{scroll-behavior:smooth}span.wag{position:fixed;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}span.wag.seen{display:inline;font-size:inherit}[class$="--land"] .crumb__list-item a:focus,[class$="--land"] .pg-title-item a:focus,[class$="--land"] .socLinks.top .soc-share a.soc__link:focus{outline:#FFFFA3 solid 3px}[class$="--land"] .act-tile:focus{background:#204060;outline:#FFFFA3 solid 3px}[class$="--land"] .act-tile:focus .tile__title{color:#FFF}[class$="--land"] .art__land a.tag:focus{background:#CCC;color:#000;font-weight:700}[class$="--land"] .socLinks{color:#fff}.btn--apply:hover:focus,.btn-wrap a:hover:focus{outline:#FFFFA3 solid 3px;background:#DDD;color:#000}.hbspt-form input[id^="email"]:focus{outline:#FFFFA3 solid 5px;background:#EDEDED;color:#000}.hbspt-form .hs-button:focus{outline:#FFFFA3 solid 3px}.pagin li.active a:focus{outline:#FFFFA3 solid 3px}a.skip-main{left:-999px;position:absolute;top:auto;width:1px;height:1px;overflow:hidden;z-index:-999}a.skip-main:focus,a.skip-main:active{color:#fff;background-color:#0095C8;left:auto;top:auto;width:30%;height:auto;overflow:auto;margin:1.5rem 35%;padding:1rem;border-radius:5px;border:4px solid #FF0;text-align:center;font-size:2.5em;font-weight:700;z-index:999}.empty--cell{display:block;font-size:1.6rem;font-weight:400}.iframe-wrap{padding-top:1rem;padding-bottom:1rem}.rich-text p:first-child:empty{display:none}.icon--plus,.icon--minus{padding:5px;height:25px;width:25px;border-radius:50%;transition:0.3s ease-out all}.icon--plus{background:#FFB20C}.icon--minus{background:#CACBCB}.fas.fa-lock{position:absolute;left:0;right:0;display:block;font-weight:900;font-style:normal;color:#000;font-size:42px}.block .icon--check{background:#28a745;border-radius:2rem;border:0;height:25px;margin:0 auto;padding:4px;width:25px}form label{font-size:1.4rem}form textarea{align-content:start;background:#fff}form select{display:inline-block;min-height:44px;height:auto;border:1px solid #CACBCB;color:#1c1d20;border-radius:4px;box-sizing:border-box;padding:0 15px;font-size:1.4rem;width:100%;box-shadow:none;letter-spacing:0.3px;line-height:1.8rem;cursor:pointer;appearance:none;word-break:normal;max-width:100%;background-color:#fff;background-image:url("https://g.foolcdn.com/static/affiliates/project/images/icons/icon_caret.svg?90d1f2b5e0a1");background-repeat:no-repeat,repeat;background-position:right 1.6rem top 50%,0 0;background-size:.65em auto,100%}form select::-ms-expand{display:none}form select::placeholder{color:#53565A}form select:active,form select:focus{border-color:#1c1d20}form select.error{border-color:#FB686E}form select:hover,form select:focus{border-color:#1c1d20}form select option{color:#1c1d20}form select option[value=""]{color:#53565A}form select:disabled,form select[aria-disabled="true"],form select:disabled:hover{color:#EDEEEE}form label,form .radio-label,form .checkbox-label{font-weight:700;text-transform:uppercase;line-height:1.8rem;letter-spacing:0.3px}form .radio-group,form .checkbox-group{display:block}form .radio-group .radio-item,form .radio-group .checkbox-item,form .checkbox-group .radio-item,form .checkbox-group .checkbox-item{display:block;align-items:center;padding:.2rem 0}form .radio-group .radio-item.checkbox-item,form .radio-group .checkbox-item.checkbox-item,form .checkbox-group .radio-item.checkbox-item,form .checkbox-group .checkbox-item.checkbox-item{padding:.4rem 0.2rem 0}form .radio-group .radio-item label,form .radio-group .checkbox-item label,form .checkbox-group .radio-item label,form .checkbox-group .checkbox-item label{font-weight:400;text-transform:none;padding:0;margin:0;position:relative;top:-.2rem;left:.8rem}form input{background:#fff}form input[type="radio"]{appearance:none;width:1.6rem;height:1.6rem;min-height:1.6rem;padding:3px;background-clip:content-box;background-color:#fff;border-radius:50%;display:inline-block;cursor:pointer}form input[type="radio"]+label{cursor:pointer}form input[type="radio"]:checked,form input[type="radio"]:focus,form input[type="radio"]:hover{background-color:#1c1d20;border-color:#1c1d20}form input[type="checkbox"]:not(:checked),form input[type="checkbox"]:checked{position:absolute;left:-9999px}form input[type="checkbox"]:not(:checked)+label,form input[type="checkbox"]:checked+label{position:relative;padding-left:2.0rem;cursor:pointer}form input[type="checkbox"]:not(:checked)+label::before,form input[type="checkbox"]:checked+label::before{content:'';position:absolute;left:-0.8rem;top:-.2rem;width:1.6rem;height:1.6rem;border:1px solid #CACBCB;background:#fff;border-radius:3px;box-shadow:none}form input[type="checkbox"]:checked+label::before{border:1px solid #1c1d20;background:#1c1d20}form input[type="checkbox"]:not(:checked)+label::after,form input[type="checkbox"]:checked+label::after{content:'\2713\0020';position:absolute;top:-.1rem;left:-.5rem;font-size:1.4rem;color:#fff}form input[type="checkbox"]:not(:checked)+label::after{opacity:0;transform:scale(0)}form input[type="checkbox"]:checked+label::after{opacity:1;transform:scale(1)}form input[type="checkbox"]:hover+label::before,form input[type="checkbox"]:checked:hover+label::before{border:1px solid #CACBCB;background:#fff}form input[type="checkbox"]:hover+label::after{color:#1c1d20;opacity:1;transform:scale(1)}form input[type="checkbox"]:checked:focus+label::before,form input[type="checkbox"]:not(:checked):focus+label::before{outline:#00F}form input,form textarea{display:inline-block;min-height:44px;height:auto;border:1px solid #CACBCB;color:#1c1d20;border-radius:4px;box-sizing:border-box;padding:0 15px;font-size:1.4rem;width:100%;box-shadow:none;letter-spacing:0.3px;line-height:1.8rem;cursor:pointer}form input.btn-sm,form textarea.btn-sm{min-height:40px}form input::placeholder,form textarea::placeholder{color:#53565A}form input:active,form input:focus,form textarea:active,form textarea:focus{border-color:#1c1d20}form input.error,form textarea.error{border-color:#FB686E}form select[required]:invalid{color:#53565A}.foot .foot-socLink{padding-right:1.6rem;padding-left:1.6rem}.foot .foot-socLink svg circle{fill:#fff}.foot .foot-socLink:first-of-type{padding-left:0}.foot .foot-socLink.foot-fb:hover svg circle{fill:#3B5998}.foot .foot-socLink.foot-twitter:hover svg circle{fill:#1DA1F2}.foot .foot-socLink.foot-insta:hover svg circle{fill:#405DE6}.foot .foot-socLink:hover{transform:rotate(-10deg) scale(1.3)}.foot .foot-wrap{background:#37393B;color:#fff;overflow:hidden}.foot .foot-wrap a{color:#fff;text-decoration:none}.foot .foot-wrap a.lnk{color:#FFB20C;font-weight:700;display:block;font-size:1rem;line-height:1.2rem;letter-spacing:0.6px}.foot .foot-wrap .actions{top:1.1rem}.foot .foot-wrap .copy-micro{color:#fff}.foot .foot-wrap .foot__logo{margin:10px 0;width:100%;max-width:240px}@media (min-width:768px){.foot .foot-wrap .foot__logo{margin:8px 0 5px;grid-row:1;grid-column:1}}.foot .foot-wrap .ft-hd{text-transform:capitalize}.foot .foot-wrap .ft-col{text-align:left;border-top:1px solid #fff;margin:0 2.4rem}.foot .foot-wrap .ft-col:first-of-type{border:0;margin-top:2.4rem}.foot .foot-wrap .ft-col .ft-lnk-lst span{display:block;font-size:1.6rem;line-height:1.8rem;letter-spacing:0.4px;padding-top:1.2rem;padding-bottom:1.2rem}.foot .foot-wrap .ft-col .ft-lnk-lst span:first-of-type{padding-top:2.4rem}.foot .foot-wrap.bg-black{background:#1c1d20;border-top:0;margin-bottom:-2.0rem}.foot .foot-wrap.bg-black .ft-col{border-top:0}.foot .foot-wrap.bg-black .ft-col:first-of-type{margin-top:0}.foot .foot-wrap .foot-socLinks{display:flex;justify-content:left}.foot .foot-wrap .foot-socLinks .foot-socLink{padding-right:.8rem}.foot .foot-wrap .foot-socLinks a.foot-socLink img:hover{transform:rotate(-10deg) scale(1.3)}.foot .foot-wrap .ft-disc{margin-top:1.2rem;font-size:1.2rem;line-height:1.8rem;color:#fff}.foot .foot-wrap .ft-disc a,.foot .foot-wrap .ft-disc a:hover,.foot .foot-wrap .ft-disc a:active{font-size:1.2rem;line-height:1.8rem;color:#fff;text-decoration:underline}@media (min-width:768px){.foot .foot-wrap .ft-disc{text-align:center}.foot .foot-wrap .hbspt-form{display:block;margin:1.2rem auto}.foot .foot-wrap .hbspt-form .hs-email{width:70%;padding-right:1.6rem;align-self:end;display:inline-block;text-align:left}.foot .foot-wrap .hbspt-form .hs-submit{position:relative;width:30%;align-self:end;display:inline-block}}@media (min-width:992px){.foot .foot-wrap .width-limiter{max-width:1116px;margin:0 auto;display:flex}.foot .foot-wrap .foot__logo{margin-top:0}.foot .foot-wrap:not(.bg-black){display:flex;flex-direction:row}.foot .foot-wrap:not(.bg-black) .ft-col{margin:2.4rem 0!important;border-top:0;border-left:1px solid #fff;padding:0 2.4rem!important}.foot .foot-wrap:not(.bg-black) .ft-col:first-of-type{border-left:0}.foot .foot-wrap.bg-black .width-limiter{display:block}}@media (max-width:768px){.foot .ft-col{width:calc(100% - 4.0rem)}.foot .ft-col:last-of-type{border:0}}.broks .foot .cta-wrap,.mortgages .foot .cta-wrap,.loans .foot .cta-wrap{display:inline-block;padding:0 0 1.4rem;width:100%}.broks .foot .text-center,.mortgages .foot .text-center,.loans .foot .text-center{text-align:center}.broks .foot form,.mortgages .foot form,.loans .foot form{display:inline}.broks .foot form .actions,.mortgages .foot form .actions,.loans .foot form .actions{width:100%}.broks .foot form .actions::after,.mortgages .foot form .actions::after,.loans .foot form .actions::after{display:none}.broks .foot form .hs-email,.mortgages .foot form .hs-email,.loans .foot form .hs-email{text-align:left;margin-bottom:0}@media (min-width:768px){.broks .foot form .hs-email,.mortgages .foot form .hs-email,.loans .foot form .hs-email{margin-top:-8px}}.broks .foot form .hs-form-required,.mortgages .foot form .hs-form-required,.loans .foot form .hs-form-required{left:auto}.broks .foot form label,.mortgages .foot form label,.loans .foot form label{bottom:0;left:0;font-size:1rem;position:relative;text-transform:none}.broks .disc__txt,.mortgages .disc__txt,.loans .disc__txt{position:relative;width:100%;padding-top:40px;padding-bottom:10px;margin:0 auto;font-style:italic;font-size:12px;line-height:18px;color:#53565A}.broks .disc__txt a,.mortgages .disc__txt a,.loans .disc__txt a{font-size:1.4rem}.broks .disc__txt--sec,.mortgages .disc__txt--sec,.loans .disc__txt--sec{padding-top:10px;padding-bottom:10px}.broks .disc__txt--sec .rich-text p,.mortgages .disc__txt--sec .rich-text p,.loans .disc__txt--sec .rich-text p{font-size:1.4rem;margin-bottom:20px}.broks .disc__txt--sec::before,.mortgages .disc__txt--sec::before,.loans .disc__txt--sec::before{display:none}.broks .disc__txt::before,.mortgages .disc__txt::before,.loans .disc__txt::before{position:absolute;content:"";margin:0 auto;top:0;left:0;right:0;height:1px;background:#CACBCB}@media (min-width:768px){.broks .foot form .hs-email,.loans .foot form .hs-email{margin-top:6px}}.tooltip{display:none;position:absolute;top:0;left:0;background:#222;color:#FFF;padding:16px;border-radius:4px;pointer-events:none;z-index:10;min-width:200px;max-width:450px;font-size:small}.tooltip-arrow{position:absolute;background:#222;width:8px;height:8px;transform:rotate(45deg)}.tooltip-parent .info-wrap svg circle{stroke:#007bff!important}.tooltip-parent .info-wrap svg path{fill:#007bff!important}@keyframes slideIn{0%{opacity:0;height:0}50%{opacity:0.5;height:auto}100%{opacity:1;height:auto}}@keyframes SlideOut{0%{opacity:1;height:auto}70%{opacity:0.5;height:auto}100%{opacity:0;height:0}}.ttip{top:12px;left:initial;right:0;width:auto;min-width:285px;max-width:320px;pointer-events:none;opacity:0;box-shadow:0 2px 4px 0 rgba(0,0,0,0.5);animation:0.7s ease slideOut forwards;position:absolute;background:#37393B;padding:1.8rem;border-radius:3px;text-align:left;font-size:1.2rem;color:#fff;z-index:-1}.ttip .ttip--caret{position:absolute;content:"";top:-10px;width:0;margin:0 auto;border-right:10px solid transparent;border-left:10px solid transparent;border-bottom:10px solid #000}.brok-tile .ttip::before,.card-tile .ttip::before,.save-tile__rating .ttip::before{display:none}.ttip--active{animation:0.3s ease slideIn forwards;animation-iteration-count:1;pointer-events:auto;z-index:16;top:30px}.ttip--active a,.ttip--active li{color:#fff}.ttip--top{position:absolute}.ttip--top::before{top:initial;bottom:-10px;border-bottom:0;border-top:10px solid #175381}.ttip--right::before{left:initial;right:30px}.ttip--right .ttip--caret{left:initial}.ttip--left::before{right:initial;left:30px}.ttip--left .ttip--caret{right:initial}.ttip-wrap{max-height:280px;overflow-y:scroll}.ttip__head{display:block;color:#FFB20C;font-size:1.8rem;font-weight:700}.ttip__copy{padding-bottom:5px;padding-right:5px;font-size:1.2rem;line-height:1.8rem;letter-spacing:.3px;white-space:pre-line}.ttip .star{display:inline-block;position:relative;top:3px}.ttip--crumb{left:20px;padding:10px;transition:0.3s ease all;pointer-events:none}.ttip--crumb.ttip--active{opacity:1;pointer-events:auto}.ttip--crumb li{font-size:1.4rem;line-height:1.8em}.ttip__parent{position:static;display:inline-block;width:auto}.ttip__parent--z-index{z-index:12!important}.ttip__parent:not(.nav-disc-wrap) .ttip--active::before{display:none}.ttip__parent:not(.nav-disc-wrap) .info-wrap{display:inline-block;width:20px;height:15px}.ttip__rel{position:relative}.ttip__copy::-webkit-scrollbar{width:12px;background:#175381}.ttip__copy::-webkit-scrollbar-button{background:#fff}.ttip__copy::-webkit-scrollbar-thumb{background-color:#979797;border-radius:8px}.ttip--close{position:absolute;height:35px;width:40px;top:-5px;right:-5px;text-align:right;cursor:pointer}.ttip--close::before,.ttip--close::after{position:absolute;content:"";top:18px;right:15px;width:15px;height:2px;background:#fff}.ttip--close::before{transform:rotate(45deg)}.ttip--close::after{transform:rotate(-45deg)}@media (min-width:992px){.ttip--close{display:none}}.nav-disc-wrap .ttip{left:0}.ttip__slider{display:inline-block}.ttip__slider .ttip__copy{text-transform:initial}.ttip__slider .rating__info{width:13px}.accordion__child{height:0;max-height:0;overflow:hidden;transition:max-height 500ms ease-in-out}@media (min-width:576px){.accordion__child__research{columns:2}}.accordion .accordion__icon--negative,.accordion .picks__expander--negative{display:none}@media (min-width:992px){.accordion--active .accordion__child{height:auto;margin-bottom:0.5rem;max-height:100%;transition:max-height 500ms ease-in-out}.accordion--active .accordion__icon--positive,.accordion--active .picks__expander--positive{display:none}.accordion--active .accordion__icon--negative,.accordion--active .picks__expander--negative{display:inherit}}@media (max-width:991px){.accordion--active--mobile .accordion__child{height:auto;margin-bottom:0.5rem;max-height:100%;transition:max-height 500ms ease-in-out}.accordion--active--mobile .accordion__icon--positive,.accordion--active--mobile .picks__expander--positive{display:none}.accordion--active--mobile .accordion__icon--negative,.accordion--active--mobile .picks__expander--negative{display:inherit}}.picks{width:100%;margin:10px auto 0;padding-bottom:10px;background:#fff;border:0}.picks__expander{font-size:1.8rem;line-height:2.8rem;font-weight:300;display:inline-block}.picks__expander--negative{display:none}.picks__head{padding-bottom:0}.picks__list.accordion--active .picks__expander--negative{display:inline-block}.picks__list.accordion--active .picks__expander--positive{display:none}#the-picks{position:relative;height:100%;padding-left:0;margin:0;opacity:1;transition:0.3s ease all;z-index:10}.picks__list-item{color:#1c1d20;font-size:1.8rem;font-weight:300;list-style:none;line-height:2.86rem;position:relative;transition:0.3s ease all}.picks__list-item:first-child{margin-top:8px}.picks__link{font-size:1.8rem;font-weight:300}.picks__list--add-list-style ul{margin:10px 0 10px 10px}.picks__list--add-list-style .picks__list-item{font-size:1.8rem;letter-spacing:0.3px;line-height:2.8rem;list-style:disc;margin-left:2.0rem}.picks__list--add-list-style .picks__link{font-size:1.8rem}.block-auto_table_of_contents .prominents{height:auto}.block-auto_table_of_contents .picks__list p{font-size:1.8rem}.block-auto_table_of_contents .picks__list ul{margin:0;padding-top:8px}.wt-norm{font-weight:500}.wt-norm a{font-weight:inherit}.ta_table{font-size:1.8rem;line-height:2.0rem;letter-spacing:0.3px;margin:0 0 1rem;table-layout:fixed;font-weight:400;border:0;border-collapse:collapse;border-spacing:2px;box-shadow:0 0 12px rgba(28,29,32,0.2)}.ta_table-wrap{position:relative;overflow-x:scroll;padding:12px}.ta_table tr{padding:0;margin:0;border:0}.ta_table th{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1.4rem;background:#F6FBFF;color:#1C1D20;font-weight:600;padding:1.2rem 2.4rem;display:table-cell;border-left:1px solid #DCDCDD;text-align:left;vertical-align:top}.ta_table th:first-child{border-left:0}@media (max-width:767px){.ta_table th{padding:1.2rem}}.ta_table tbody th{border-bottom:1px solid #DCDCDD}.ta_table td{display:table-cell;padding:1.5rem 2.4rem;border-left:1px solid #DCDCDD;border-bottom:1px solid #DCDCDD;vertical-align:top}.ta_table td:first-child{border-left:0}@media (max-width:767px){.ta_table td{border-left:0}}.ta_table img.check{background:#28a745;background:#05ad4b;border-radius:2rem;border:0;box-shadow:1px 1px 1px 0 #a0a0a0;display:block;height:25px;margin:0 auto;padding:4px;width:25px}@media (max-width:991px){.ta_table--stacked th{display:none}.ta_table--stacked tr{display:grid;grid-template-columns:1fr;border-bottom:1px solid #CACBCB}.ta_table--stacked td{border-bottom:0;border-top:0;padding:4px 12px}.ta_table--stacked td:first-child{padding-top:12px}.ta_table--stacked td:last-child{padding-bottom:12px;padding-top:12px}.ta_table--stacked .stacked--centered{display:flex;flex-direction:column;align-items:center}}.btn,a.btn,.wysiwyg a.btn,.hs-button{padding:12px 14px;width:100%;color:#fff;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:18px;font-weight:700;letter-spacing:0.4px;line-height:20px;text-align:center;border-radius:4px;display:inline-block;background:#0095C8;border:0;cursor:pointer}.btn.btn-inverted,a.btn.btn-inverted,.wysiwyg a.btn.btn-inverted,.hs-button.btn-inverted{color:#0095C8;background:#fff;border:1px solid #0095C8}.btn.btn-inverted:hover,.btn.btn-inverted:active,a.btn.btn-inverted:hover,a.btn.btn-inverted:active,.wysiwyg a.btn.btn-inverted:hover,.wysiwyg a.btn.btn-inverted:active,.hs-button.btn-inverted:hover,.hs-button.btn-inverted:active{color:#fff!important;background:#0095C8;border:1px solid #0095C8;font-weight:700}.btn:hover,.btn:active,a.btn:hover,a.btn:active,.wysiwyg a.btn:hover,.wysiwyg a.btn:active,.hs-button:hover,.hs-button:active{font-weight:700;color:#fff;letter-spacing:0.4px;background:#35B2D6}.btn-primary,a.btn-primary,.wysiwyg a.btn-primary,.hs-button-primary{background:#0095C8;color:#fff}.btn-primary:hover,.btn-primary:active,a.btn-primary:hover,a.btn-primary:active,.wysiwyg a.btn-primary:hover,.wysiwyg a.btn-primary:active,.hs-button-primary:hover,.hs-button-primary:active{background:#35B2D6}.btn-primary.btn-inverted,a.btn-primary.btn-inverted,.wysiwyg a.btn-primary.btn-inverted,.hs-button-primary.btn-inverted{color:#0095C8;background:#fff;border:1px solid #0095C8}.btn-primary.btn-inverted:active,.btn-primary.btn-inverted:hover,a.btn-primary.btn-inverted:active,a.btn-primary.btn-inverted:hover,.wysiwyg a.btn-primary.btn-inverted:active,.wysiwyg a.btn-primary.btn-inverted:hover,.hs-button-primary.btn-inverted:active,.hs-button-primary.btn-inverted:hover{color:#fff!important;background:#0095C8;border:1px solid #0095C8}.btn-secondary,.btn.hs-button,a.btn-secondary,a.btn.hs-button,.wysiwyg a.btn-secondary,.wysiwyg a.btn.hs-button,.hs-button-secondary,.hs-button.hs-button{background:#8A8C8E;color:#fff}.btn-secondary:hover,.btn-secondary:active,.btn.hs-button:hover,.btn.hs-button:active,a.btn-secondary:hover,a.btn-secondary:active,a.btn.hs-button:hover,a.btn.hs-button:active,.wysiwyg a.btn-secondary:hover,.wysiwyg a.btn-secondary:active,.wysiwyg a.btn.hs-button:hover,.wysiwyg a.btn.hs-button:active,.hs-button-secondary:hover,.hs-button-secondary:active,.hs-button.hs-button:hover,.hs-button.hs-button:active{background:#FAFAFA;color:#000!important}.btn-secondary.btn-inverted,.btn.hs-button.btn-inverted,a.btn-secondary.btn-inverted,a.btn.hs-button.btn-inverted,.wysiwyg a.btn-secondary.btn-inverted,.wysiwyg a.btn.hs-button.btn-inverted,.hs-button-secondary.btn-inverted,.hs-button.hs-button.btn-inverted{color:#8A8C8E;background:#fff;border:1px solid #8A8C8E}.btn-secondary.btn-inverted:active,.btn-secondary.btn-inverted:hover,.btn.hs-button.btn-inverted:active,.btn.hs-button.btn-inverted:hover,a.btn-secondary.btn-inverted:active,a.btn-secondary.btn-inverted:hover,a.btn.hs-button.btn-inverted:active,a.btn.hs-button.btn-inverted:hover,.wysiwyg a.btn-secondary.btn-inverted:active,.wysiwyg a.btn-secondary.btn-inverted:hover,.wysiwyg a.btn.hs-button.btn-inverted:active,.wysiwyg a.btn.hs-button.btn-inverted:hover,.hs-button-secondary.btn-inverted:active,.hs-button-secondary.btn-inverted:hover,.hs-button.hs-button.btn-inverted:active,.hs-button.hs-button.btn-inverted:hover{color:#fff!important;background:#8A8C8E;border:1px solid #8A8C8E}.btn-tertiary,a.btn-tertiary,.wysiwyg a.btn-tertiary,.hs-button-tertiary{background:#FFB20C}.btn-tertiary:hover,.btn-tertiary:active,a.btn-tertiary:hover,a.btn-tertiary:active,.wysiwyg a.btn-tertiary:hover,.wysiwyg a.btn-tertiary:active,.hs-button-tertiary:hover,.hs-button-tertiary:active{background:#FBCC55;color:#fff!important}.btn-tertiary.btn-inverted,a.btn-tertiary.btn-inverted,.wysiwyg a.btn-tertiary.btn-inverted,.hs-button-tertiary.btn-inverted{color:#FFB20C;background:#fff;border:1px solid #FFB20C}.btn-tertiary.btn-inverted:active,.btn-tertiary.btn-inverted:hover,a.btn-tertiary.btn-inverted:active,a.btn-tertiary.btn-inverted:hover,.wysiwyg a.btn-tertiary.btn-inverted:active,.wysiwyg a.btn-tertiary.btn-inverted:hover,.hs-button-tertiary.btn-inverted:active,.hs-button-tertiary.btn-inverted:hover{color:#fff!important;background:#FFB20C;border:1px solid #FFB20C}.btn.btn-auto,a.btn.btn-auto,.wysiwyg a.btn.btn-auto,.hs-button.btn-auto{width:auto}.btn--sm,a.btn--sm,.wysiwyg a.btn--sm,.hs-button--sm{font-size:14px;font-weight:bold;letter-spacing:0.3px;line-height:14px;width:auto}.btn--sm:hover,.btn--sm:active,a.btn--sm:hover,a.btn--sm:active,.wysiwyg a.btn--sm:hover,.wysiwyg a.btn--sm:active,.hs-button--sm:hover,.hs-button--sm:active{letter-spacing:0.3px}.btn-inactive,a.btn-inactive,.wysiwyg a.btn-inactive,.hs-button-inactive{background:#CACBCB;color:#fff;border:1px solid #CACBCB;cursor:not-allowed}.btn-inactive:hover,.btn-inactive:active,a.btn-inactive:hover,a.btn-inactive:active,.wysiwyg a.btn-inactive:hover,.wysiwyg a.btn-inactive:active,.hs-button-inactive:hover,.hs-button-inactive:active{background:#CACBCB;color:#fff!important;border:1px solid #CACBCB}.btn-inactive.btn-inverted,.btn-inactive.btn-inverted:active,.btn-inactive.btn-inverted:hover,a.btn-inactive.btn-inverted,a.btn-inactive.btn-inverted:active,a.btn-inactive.btn-inverted:hover,.wysiwyg a.btn-inactive.btn-inverted,.wysiwyg a.btn-inactive.btn-inverted:active,.wysiwyg a.btn-inactive.btn-inverted:hover,.hs-button-inactive.btn-inverted,.hs-button-inactive.btn-inverted:active,.hs-button-inactive.btn-inverted:hover{color:#CACBCB;background:#fff!important;border:1px solid #CACBCB}.btn--nav,a.btn--nav,.wysiwyg a.btn--nav,.hs-button--nav{font-size:1.4rem;margin:16px 0;padding:12px 16px}.btn.disabled,a.btn.disabled,.wysiwyg a.btn.disabled,.hs-button.disabled{border:#CACBCB;box-shadow:none;background:#CACBCB}.blk__button a:hover{color:#fff!important}.star-rate{display:flex;justify-content:flex-start;flex-wrap:wrap}.star-rate .star{height:25px}.star-rate>*{flex-basis:100%;text-align:left}.star-rate__copy{font-size:14px}.star-rate__info{margin-left:8px;padding:0;position:relative;top:1px}.star-rate__stars_wrapper{display:flex;flex-wrap:wrap}.star-rate__stars-wrapper{display:flex;flex-wrap:wrap}.star-rate__stars-wrapper .star-rate__stars{display:flex;position:relative;width:auto;text-align:center}.star-rate__stars-wrapper .star-rate__stars>.star img{width:20px}.star-rate__stars-wrapper .star-rate__stars .star-rate__stars-selected{position:absolute;display:flex;left:0;top:0;overflow:hidden}.star-rate__stars-wrapper .star-rate__stars .star-rate__stars-selected>.star img{width:20px}.star-rate__stars-wrapper .stars__txt{display:inline-block;width:auto}.star-rate--center .star-rate__copy{text-align:center}.star-rate--center .star-rate__stars-wrapper{justify-content:center}.star-rate--inline{flex-wrap:nowrap}.star-rate--inline .star-rate__copy{display:flex;align-items:center;margin-left:5px}.star-rate--inline .star-rate__info{top:-2px}.subscore-tooltip .rating-container{display:inline-flex;justify-content:space-between;align-items:baseline}.subscore-tooltip .star-label{width:110px}.subscore-tooltip .star-label::before{content:'- ';padding-left:5px}.subscore-tooltip .star-ratings{unicode-bidi:bidi-override;color:#ccc;font-size:20px;position:relative;margin:0;padding:0;letter-spacing:5.5px}.subscore-tooltip .star-ratings .fill-ratings{color:#FFB20C;padding:0;position:absolute;z-index:1;display:block;top:0;left:0;overflow:hidden}.subscore-tooltip .star-ratings .fill-ratings span{display:inline-block}.subscore-tooltip .star-ratings .empty-ratings{padding:0;display:block;z-index:0}.blk__paragraph{position:relative;margin-top:10px;background:#fff}.wysiwyg{font-size:1.6rem;line-height:2.8rem;font-weight:400;word-wrap:break-word}.wysiwyg h1,.wysiwyg h2,.wysiwyg h3,.wysiwyg h4,.wysiwyg h5,.wysiwyg h6,.wysiwyg p{padding:1.6rem 0 1.2rem;margin:0}.wysiwyg h1,.wysiwyg .head-h1{font-size:2.8rem;line-height:3.4rem;letter-spacing:.2px;font-weight:700}.wysiwyg h1.h1--hero,.wysiwyg .head-h1.h1--hero{font-size:4.4rem;font-weight:700;line-height:4.4rem;text-align:left}.wysiwyg h2,.wysiwyg .head-h2{font-size:2.4rem;line-height:2.8rem;font-weight:700}.wysiwyg h3,.wysiwyg .head-h3{font-size:2.0rem;line-height:2.4rem;font-weight:700}.wysiwyg h4,.wysiwyg .head-h4{font-size:1.8rem;line-height:2.4rem;font-weight:700}.wysiwyg hr{margin:2.0rem 0}.wysiwyg image{min-height:272px}.wysiwyg ol:not(.faq__list),.wysiwyg ul:not(.faq__list){list-style-position:outside;padding:0 0 0 2.4rem;margin:0}.wysiwyg li{margin:0;padding:0}.wysiwyg li br{line-height:2em}.wysiwyg img{width:auto;max-width:100%;height:auto;margin:2.0rem 0 0}.wysiwyg img.left,.wysiwyg img.right{max-width:calc(min(100%,390px));margin-top:0.8rem}.wysiwyg img.full-width{width:100%}.wysiwyg p,.wysiwyg span,.wysiwyg a{padding:0.6rem 0 0.8rem}.wysiwyg p.caption,.wysiwyg span.caption,.wysiwyg a.caption{padding:0 0 0.8rem}.wysiwyg a .faq__link,.wysiwyg a span .faq__link,.wysiwyg a:hover .faq__link,.wysiwyg a:active .faq__link,.wysiwyg a:hover span .faq__link,.wysiwyg a:active span .faq__link{font-weight:400}.wysiwyg__about{margin-bottom:20px;color:#1c1d20}@media (min-width:768px){.wysiwyg img.right{padding:20px 0 20px 20px;float:right}.wysiwyg img.left{padding:20px 20px 20px 0;float:left}}@media (min-width:768px){.wysiwyg{font-size:1.8rem;line-height:2.8rem}.wysiwyg h1,.wysiwyg .head-h1{font-size:4.8rem;line-height:5.2rem;font-weight:700;letter-spacing:-1px}.wysiwyg h2,.wysiwyg .head-h2{font-size:3.2rem;line-height:3.8rem;font-weight:700}.wysiwyg h3,.wysiwyg .head-h3{font-size:2.4rem;line-height:2.8rem;font-weight:700}.wysiwyg h4,.wysiwyg .head-h4{font-size:2.0rem;line-height:2.4rem;font-weight:700}}.responsive-object{position:relative;margin-top:2.4rem}.responsive-object iframe{position:absolute;top:0;left:0;width:100%;height:100%}@media (min-width:768px){#key-points{margin-top:1rem}}#key-points ul{list-style-position:outside;padding-left:1em}#key-points ul li{padding-left:1em;padding-bottom:0.8rem}#key-points ul li::marker{font-style:normal;font-weight:900;font-size:1.8rem;line-height:32px;display:flex;align-items:flex-start;color:#FFB20C;content:'\2713'}.author-bio{justify-content:flex-start}.author-bio-author{align-items:center;display:flex;margin-top:12px}.author-bio-author:first-of-type{margin-top:0}@media (min-width:768px){.author-bio-author{margin-top:0}}.author-bio-description{font-size:1.2rem;color:#474747;text-transform:capitalize}.author-bio-fact-check{align-items:center;border:1px solid #000;border-radius:4px;display:flex;font-size:1.0rem;font-weight:bold;padding:6px;margin-right:8px}.author-bio-fact-check img{margin-right:8px}.author-bio-image-container{display:flex;max-width:85px}.author-bio-image{display:flex;margin-right:1rem;border-radius:50%;justify-content:center;overflow:hidden;min-width:45px;width:45px;height:45px}.author-bio-image img{object-fit:cover;width:100%;height:100%;margin:0}.author-bio-image--second-author{left:-24px;position:relative}.author-bio-name{align-items:center;display:inline-flex;font-size:1.4rem}.author-bio-footer-description{font-size:1.4rem;line-height:1.8rem}.auth-items .soc__img{display:flex;margin-left:1.2rem;justify-content:center;overflow:hidden}.auth-items .soc__img img{object-fit:scale-down;height:18px;display:inline-block}.auth-items .foot-socLink{padding-right:1.6rem;padding-left:1.6rem}.auth-items .foot-socLink:first-of-type{padding-left:0}.auth-items .foot-socLink.foot-fb:hover svg circle{fill:#3B5998}.auth-items .foot-socLink.foot-twitter:hover svg circle{fill:#1DA1F2}.auth-items .foot-socLink.foot-insta:hover svg circle{fill:#405DE6}.auth-items .foot-socLink:hover{transform:rotate(-10deg) scale(1.3)}.auth__info--ctr{display:flex;align-items:center}.auth__info--ctr>*{display:inline-block}.auth__info--ctr .auth__img{display:flex;margin-right:1rem;border-radius:50%;justify-content:center;overflow:hidden}.auth__info--ctr .auth__img img{object-fit:cover;width:42px;height:42px;margin:0}.auth__info--ctr .soc__img{display:flex;margin-left:1.2rem;justify-content:center;overflow:hidden}.auth__info--ctr .soc__img img{object-fit:scale-down;height:18px;display:inline-block}.vertical-bg .auth__info--ctr a{text-decoration:underline}.byline-container{display:flex}.author-link{z-index:1}.authors-container{display:flex;flex-direction:row;align-items:flex-start}@media (max-width:768px){.authors-container{flex-direction:column;flex-basis:100%}}.authors-container .author-bio-author{display:flex;flex-direction:row;align-items:center}.authors-container .author-bio-author:not(:first-child){margin-left:1.0rem;border-left:1px solid #CACBCB;padding-left:1.0rem}@media (max-width:768px){.authors-container .author-bio-author:not(:first-child){margin-left:0;border-left:none;padding-left:0;margin-top:0.8rem;display:none}}.authors-container .author-bio-image{margin-right:0;height:28px;width:28px}.authors-container .author-bio-image img{object-fit:cover;border-radius:50%;height:28px;width:28px}.author-wrap.author-hover{position:relative}.author-wrap.author-hover .author-hover-bio{position:absolute;cursor:auto;background:#fff;padding:1.2rem;max-width:100vw;min-width:300px;display:none}.author-wrap.author-hover .author-hover-bio .author-bio-content{padding:12px}.author-wrap.author-hover .author-hover-bio a{color:#35B2D6!important}.author-wrap.author-hover .author-hover-bio a:hover{color:#0095C8!important}.author-wrap.author-hover .author-hover-bio .author-bio-description{color:#53565A;letter-spacing:2.2px;font-size:1.4rem;line-height:1.8rem;font-weight:700}.author-wrap.author-hover .author-hover-bio .authors__social{margin:2.4rem 0 0;display:flex;justify-content:flex-start}.author-wrap.author-hover .author-hover-bio .authors__social .social-icon{height:1.6rem;width:1.6rem;margin-right:1.2rem}.author-wrap.author-hover .author-bio-name{display:flex;flex-direction:row;align-items:start}.author-wrap.author-hover .author-bio-name.author-wrapper-fact-checker{flex-direction:row}.author-wrap.author-hover .mobile-link-disable .text-normal{color:#1c1d20}.soc-share{display:inline-block}.soc-share svg circle{fill:#006BA6}.soc-share .soc-fb:hover svg circle{fill:#3B5998}.soc-share .soc-email:hover svg circle{fill:#AC145A}.soc-share .soc-li:hover svg circle{fill:#0077B5}.soc-share .soc-twit:hover svg circle{fill:#1DA1F2}.soc-share .soc-copy:hover svg circle{fill:#FFB81C}.soc-share .soc-icon{display:inline-block;position:relative;top:1rem;margin:0 .25rem}.soc-share .soc-icon:hover{transform:rotate(-10deg) scale(1.3)}p.soc-share__title{color:#8A8C8E;display:inline-block;font-size:1.2rem;font-weight:700;line-height:1.4rem;padding-right:1rem;text-transform:uppercase}.nav-disc.socLinks{padding:1.6rem 0 2.4rem}@media (min-width:768px){.nav-disc.socLinks{padding:3.6rem 0 3rem}}.faq__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_plus.svg?dcbd768875d0") no-repeat center center;height:18px;position:absolute;right:2px;top:2.2rem;transition:all ease-in-out 100ms;width:18px}.block-qa_list_no_schema .faq__expand-icon{top:inherit;bottom:1.2rem}.faq__question-container{padding-bottom:0;position:relative;transition:padding-bottom 100ms ease-in-out 100ms;width:100%;background:none;border:0;text-align:left}.faq__list{position:relative;margin-top:0;padding-left:0}.faq__list-item{border-bottom:1px solid #CACBCB;list-style:none;padding:.4rem 0;transition:border 0.3s ease}.faq__list-item:first-child{border-top:1px solid #CACBCB}.faq__list-item:hover{cursor:pointer}@media (min-width:992px){.faq__list-item.accordion--active .faq__expand-icon,.faq__list-item[expanded] .faq__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_minus.svg?535fe9c8ad45") no-repeat center center;transition:all 100ms ease-in-out}.faq__list-item.accordion--active .faq__question-container,.faq__list-item[expanded] .faq__question-container{padding-bottom:14px;transition:padding-bottom 100ms ease-in-out 100ms}}@media (max-width:991px){.faq__list-item.accordion--active--mobile .faq__expand-icon,.faq__list-item[expanded] .faq__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_minus.svg?535fe9c8ad45") no-repeat center center;transition:all 100ms ease-in-out}.faq__list-item.accordion--active--mobile .faq__question-container,.faq__list-item[expanded] .faq__question-container{padding-bottom:14px;transition:padding-bottom 100ms ease-in-out 100ms}}.faq__list-item--accordion{border:0!important}.faq__list-item--accordion .faq__expand-icon{margin-top:24px}.faq__list-item--accordion .faq__question-container{padding-bottom:0!important}.faq__title,h2.faq__title{font-size:3.8rem;line-height:4.2rem;text-align:left;margin:0 0 2.4rem;padding:0}.faq__link,a.faq__link{color:#1c1d20;display:inline-block;line-height:2.8rem;position:relative;padding:0;margin:1.8rem 3rem 1.8rem 0;border:0;background-color:transparent}.faq__link:hover,a.faq__link:hover{color:#1c1d20}.faq__link p:first-of-type,a.faq__link p:first-of-type{padding:0!important}.accordion--active .faq__link{margin-bottom:.8rem;font-weight:400}.accordion--active .faq__answer-container .wysiwyg{padding-top:0}.block-qa_list_no_schema .faq__link{margin-bottom:0.4rem}@media all and (-ms-high-contrast:none){.blk__faq{padding-left:25px;padding-right:25px;margin-left:auto;margin-right:auto}}.general-tile-item{display:grid;padding:24px 24px 30px;background:#FFF;border:1px solid #CACBCB;box-shadow:0 2px 10px 0 rgba(0,0,0,0.2)}@media (min-width:768px){.general-tile-item{grid-template-columns:minmax(280px,1fr) 2fr;margin:16px 10%}}.general-tile-item .general-award_banner{height:105px;min-width:74px;width:74px;margin-left:12px;margin-bottom:12px}@media (max-width:575px){.general-tile-item .general-award_banner{margin-top:12px}}.general-tile__head{color:#53565A;font-size:1.4rem;letter-spacing:0.3px;line-height:16px;text-align:left}@media (max-width:767px){.general-tile__head{padding-top:10px}}@media (min-width:768px){.general-tile__head-wrap{padding:0 0 0 24px;grid-column:2;width:100%}}.general-tile__img-wrap{height:auto;margin:0 auto;max-height:177px;width:100%;border:1px solid #CACBCB;text-align:center;vertical-align:middle}@media (min-width:768px){.general-tile__img-wrap{max-width:280px}}.general-tile__title{color:#000;display:block;font-size:2.2rem;font-weight:700;padding-top:10px;line-height:2.6rem;text-transform:none}.general-tile__offer-image{max-width:270px;max-height:170px;padding:10% 0}.nav-searchbar-wrap{background:#EDEEEE;height:86px;position:relative;width:100%}@media (min-width:992px){.nav-searchbar-wrap{z-index:110}}.nav-searchbar-wrap label{height:100%;position:absolute;top:35px;left:12px;font-weight:700;font-size:1.6rem;text-transform:uppercase}@media (min-width:992px){.nav-searchbar-wrap{background:transparent;height:100%;position:static;width:32px;transition:0.4s ease all}.nav-searchbar-wrap label{display:none}}@keyframes grow{0%{width:1px;visibility:hidden}100%{width:75%;visibility:visible}}.nav-searchbar{background:#EDEEEE;height:100%}@media (min-width:992px){.nav-searchbar{transition:all 0.3s ease-in-out;display:inline-block;position:absolute;right:0;top:0;z-index:11;visibility:hidden;width:0}}.nav-search{position:absolute;right:10px;top:50%;transform:translateY(-50%)}@media (min-width:992px){.nav-search{z-index:101}}.mi-search-bar{height:100%;position:relative;width:100%}.mi-search-bar .input{background:transparent;border:0;height:100%;line-height:100%;padding:12px;font-size:16px;width:100%;touch-action:manipulation}@media (min-width:992px){.mi-search-bar .input{display:none}}.mi-search-bar .input--active~label{top:0;transition:0.1s ease top}.mi-search-bar .input:focus{touch-action:manipulation}.searchbar--active .nav-searchbar{overflow:hidden;visibility:visible;width:75%}.searchbar--active .nav-searchbar input{padding:3.2rem 2.4rem}@media (min-width:992px){.searchbar--active .nav-searchbar input{display:inline-block;padding:0 2.4rem}}.searchbar--active .nav-searchbar label{display:inline-block;font-size:1.4rem;text-transform:uppercase;position:absolute;left:0;font-weight:600;padding-left:2.4rem}.items-search{display:flex;flex-direction:row;justify-content:space-between;align-items:center}@media (min-width:1200px){.items-search{flex-grow:5!important}.items-search ul .nav-item{margin:0}.items-search ul .nav-item a{padding:8px 15px}}@media (max-width:1199px){.items-search{flex-direction:column;justify-content:center}.items-search ul .nav-item{margin:0}.items-search ul .nav-item a{padding:8px 10px}}@media (max-width:991px){.items-search{flex-direction:column-reverse;justify-content:center}}@media (max-width:1199px){.items-search .search-bar-main{width:100%}}@media (max-width:991px){.items-search .search-bar-main{padding:40px 30px;width:200px}}@media (max-width:986px){.items-search .search-bar-main{padding:40px 30px;width:auto}}.article .title,.article .navbar-item,.search-item .title,.search-item .navbar-item{font-weight:bold;font-size:18px;text-decoration:underline}.article .description,.search-item .description{font-weight:normal;font-size:16px;text-decoration:none;margin-bottom:20px}.search-results-page-body .subtitle{color:#000;border-bottom:4px solid #008C5D;display:inline-block;margin:1.2rem 0}.search-results-page-body .title{text-decoration:none;margin-bottom:10px}.search-results-page-body .title .fake-link{border-bottom:2px solid #0B3D56;color:#000;line-height:2.6rem}.search-results-page-body .description{margin-bottom:15px}.search-results-page-body .article{border-bottom:2px solid #d9d9d9;margin-bottom:20px}.search-results-page-body .article:hover{border-color:#999}.search-results-page-body .article:hover .fake-link{border-bottom:2px solid #008C5D;color:#0B3D56}.search-results-page-body .no-results{font-size:2rem;padding-top:2.4rem;display:inline-block}.mi-search-results{padding:0!important;background:transparent!important;width:75%}.mi-search-results .title{background-color:#0B3D56;color:#fff;width:100%;padding:15px;font-weight:bold;font-size:18px;position:relative}.mi-search-results .title .close-search{position:absolute;top:50%;right:5px;transform:translateY(-50%);font-size:2em;color:#fff;background-color:transparent;padding:5px 15px;border:0;cursor:pointer;opacity:0.5}.mi-search-results .title .close-search:hover{opacity:1}.mi-search-results .title .close-search:focus{outline:none}.mi-search-results .search-results-bg{background:#eee;max-height:500px;overflow:auto;position:absolute;z-index:999999;border:2px solid #000}@media (max-width:991px){.mi-search-results .search-results-bg{display:none}}.mi-search-results .search-results-bg .see-more{text-align:center;margin:15px auto}.mi-search-results .search-results-bg .see-more a{border:2px solid #0B3D56;border-radius:2px;padding:10px;text-align:center}.mi-search-results .search-results-bg .see-more a:hover{background:#0B3D56;color:#fff}.mi-search-results .ajax-search-results .search-item{border-left:5px solid transparent;padding:15px;width:100%;height:auto;display:block}.mi-search-results .ajax-search-results .search-item:hover{border-color:#008C5D;background-color:rgba(0,140,93,0.1)}.mi-search-results .ajax-search-results .search-item .navbar-item{color:#000}.mi-search-results .ajax-search-results .search-item .navbar-item:hover{text-decoration:none}.mi-search-results .ajax-search-results .search-item .description{margin-bottom:0}@media (min-width:992px){.mi-search-results{position:absolute;left:25%;bottom:0}}.search-results-for{background-color:#0B3D56;padding:20px 0}.search-results-for h1{color:#fff;overflow-wrap:anywhere}.navigation-logo svg{max-width:200px}@media (max-width:575px){.navigation-logo svg{max-width:Min(calc(100% - 30px),175px)}}.navigation-logo-footer svg{max-width:211px;margin-top:-24px}.navigation{background-color:#fff;position:relative;z-index:550}.navigation-chevron{background-size:contain;background-repeat:no-repeat;background-position-x:center;background-position-y:center;background-image:url("https://g.foolcdn.com/static/affiliates/project/images/icons/arrow-down--darkblue.svg?a94fdec966de");display:inline-block;height:8px;position:relative;margin:0 4px;min-width:8px;width:8px}.navigation-chevron--left{transform:rotate(90deg)}.navigation-chevron--right{transform:rotate(-90deg)}.navigation-chevron--up{transform:rotate(-180deg)}.navigation-disclosure{align-items:center;background-color:#1c1d20;color:#fff;display:flex;font-size:1.2rem;font-weight:bold;height:30px;justify-content:center;letter-spacing:0.4px;line-height:1.4rem;text-align:left;z-index:100}.navigation-disclosure-marketing{background-color:transparent;color:#53565A;display:block;font-weight:400;min-height:30px;border:1px solid #CACBCB;height:auto;z-index:99}.navigation-disclosure .tooltip{background:#1c1d20;padding:1.2rem;font-size:1.4rem;font-weight:400;line-height:1.8rem;white-space:pre-line;margin-top:4px}@media (min-width:992px) and (max-width:1199px){.navigation-logo{width:180px}.navigation-logo svg{max-width:180px}}.navigation-main{align-items:center;display:flex;height:55px;justify-content:space-between}.navigation-main-wrap{box-shadow:rgba(0,0,0,0.1) 0 1px 1px 0}.navigation-menu-knowledge-section{padding-top:16px;margin-bottom:16px}.navigation-menu-knowledge-section:first-of-type{border-bottom:1px solid #CACBCB;padding-top:0}.navigation-menu-knowledge-section:last-of-type{margin-bottom:0}@media (min-width:992px){.navigation-menu-knowledge-section{padding-top:0}.navigation-menu-knowledge-section::after{background-color:#CACBCB;content:'';height:calc(100% - 1px);left:-16px;position:absolute;top:0;width:1px}.navigation-menu-knowledge-section:first-of-type{border-bottom:0}.navigation-menu-knowledge-section:first-of-type::after{content:none}.navigation-menu-knowledge-section:last-of-type{margin-bottom:16px}}@media (min-width:992px){.navigation-menu-list{align-items:center;display:flex;justify-content:flex-end}}.navigation-menu-list-item{border-bottom:1px solid #CACBCB;color:#1C1D20;display:flex;align-items:center;font-size:1.4rem;letter-spacing:0.6px;line-height:20px;min-height:60px}.navigation-menu-list-item:hover{cursor:pointer}@media (max-width:991px){.navigation-menu-list-item .navigation-menu-list-subgroup{display:none}.navigation-menu-list-item.focus .navigation-menu-list-subgroup{display:block;opacity:1;transform:rotateX(0) translateX(-100%);visibility:visible}}@media (max-width:991px) and (min-width:992px){.navigation-menu-list-item.focus .navigation-menu-list-subgroup{transform:rotateX(0) translateX(0) translateY(65px)}}@media (min-width:992px){.navigation-menu-list-item{border-bottom:0;min-height:55px}.navigation-menu-list-item.focus{cursor:pointer}.navigation-menu-list-item.focus .navigation-chevron{background-image:url("https://g.foolcdn.com/static/affiliates/project/images/icons/arrow-down--berry.svg?b04dd4454d61");transform:rotate(-180deg)}.navigation-menu-list-item.focus .navigation-menu-list-subgroup{opacity:1;transform:rotateX(0) translateX(-100%);visibility:visible}}@media (min-width:992px) and (min-width:992px){.navigation-menu-list-item.focus .navigation-menu-list-subgroup{transform:rotateX(0) translateX(0) translateY(55px)}}.navigation-menu-list-item--parent{padding:0 12px;z-index:1}@media (min-width:992px){.navigation-menu-list-item--parent{padding:0 4px;text-align:center}}@media (min-width:1200px){.navigation-menu-list-item--parent{padding:0 12px}}.navigation-menu-list-subgroup{background-color:#fff;border:1px solid #CACBCB;padding:0 12px;position:absolute;opacity:0;left:100%;text-align:left;top:0;visibility:hidden;width:100%;z-index:2}@media (min-width:992px){.navigation-menu-list-subgroup{display:flex;left:0;padding-top:24px;border:0;border-bottom:1px solid rgba(0,0,0,0.1);border-top:1px solid #0095C8}.navigation-menu-list-subgroup .navigation-menu-list-item{display:none}}.navigation-menu-list-subgroup-item{border-bottom:1px solid #CACBCB;margin-bottom:1.6rem}.navigation-menu-list-subgroup-item:last-of-type{border-bottom:0;margin-bottom:0}@media (min-width:992px){.navigation-menu-list-subgroup-item{border-bottom:0;flex:1;position:relative;padding-right:32px}.navigation-menu-list-subgroup-item::after{background-color:#CACBCB;content:'';height:calc(100% - 1px);left:-16px;position:absolute;top:0;width:1px}.navigation-menu-list-subgroup-item:first-of-type::after{content:none}.navigation-menu-list-subgroup-item:last-of-type{margin-bottom:1.6rem}}.navigation-menu-mobile{display:block;position:relative;top:0;width:30px;height:4px;background:#006BA6;border-radius:10px;border:1px solid #006BA6;transform:rotate(0deg);transition:0.3s ease transform,0.3s ease top 0.2s}.navigation-menu-mobile--mid{margin-top:5px;margin-bottom:5px;transition:0.1s ease all}.navigation-menu-sublist{list-style:none}.navigation-menu-sublist-header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;align-items:center;color:#1C1D20;display:flex;font-size:26px;font-weight:bold;letter-spacing:0.8px;line-height:26px}.navigation-menu-sublist-item{margin-bottom:12px}.navigation-menu-sublist-item-link{color:#006BA6;display:inline-block;font-size:16px;height:100%;letter-spacing:0.4px;width:100%}.navigation-menu-sublist-scroller{display:flex;overflow:scroll hidden;list-style:none}.navigation-menu-sublist-scroller-item{min-width:200px;padding-right:12px}.navigation-menu-sublist-scroller-item:last-of-type{padding-right:0}.navigation-menu-sublist-scroller-item-header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;color:#0095C8;font-size:1.4rem;font-weight:700}@media (min-width:992px){.navigation-menu-sublist-scroller-item-image-wrapper{height:140px}}.navigation-menu-sublist-scroller-item-image-wrapper img{object-fit:cover;height:100%;width:100%}.navigation-menu-sublist-scroller-item-link{color:#1C1D20;display:block;font-size:1.4rem;line-height:20px;margin-bottom:12px}@media (min-width:992px){.navigation-menu-sublist-scroller-item{flex:1;padding-right:24px;max-width:calc(max(239px,25%))}}.navigation-menu-toggle{position:relative;height:26px;top:35%}@media (min-width:992px){.navigation-menu-toggle{display:none}}.navigation-menu-container{height:100%}@media (max-width:991px){.navigation-menu-container.focus .navigation-link-container{opacity:1;transform:rotateX(0) translateY(0);visibility:visible}.navigation-menu-container.focus .navigation-menu-mobile:first-of-type{transform:rotate(45deg);top:9px;transition:0.3s ease top,0.2s ease transform 0.2s}.navigation-menu-container.focus .navigation-menu-mobile:last-of-type{transform:rotate(-45deg);top:-9px;transition:0.3s ease top,0.2s ease transform 0.2s}.navigation-menu-container.focus .navigation-menu-mobile--mid{background:transparent;border:0}}@media (min-width:992px){.navigation-menu-container{flex:1}}.navigation-link-container{background-color:#fff;border:1px solid rgba(0,0,0,0.1);height:auto;left:0;min-height:400px;opacity:0;position:absolute;top:55px;transform:rotateX(-90deg) translateY(-100%);transform-origin:top center;visibility:hidden;width:100%;z-index:10}@media (min-width:992px){.navigation-link-container{border:0;min-height:auto;opacity:1;position:inherit;transform:none;visibility:visible}}#sidenav{position:absolute;top:calc(var(--header-height) + 10px);left:8vw;width:184px;margin-top:4px;padding:unset}@media (min-width:2400px){#sidenav{left:25%;transform:translateX(-25%)}}@media (min-width:1900px) and (max-width:2400px){#sidenav{left:15%;transform:translateX(-15%)}}@media (max-width:1600px) and (min-width:1200px){#sidenav{height:auto;left:1.25%}}@media (max-width:1355px) and (min-width:1199px){#sidenav{position:relative;top:0;height:auto;left:inherit;width:80%;padding-top:28px}}@media (max-width:1199px) and (min-width:992px){#sidenav{position:relative;top:0;height:auto;left:inherit;width:63%;padding-top:28px}}@media (max-width:992px) and (min-width:768px){#sidenav{position:relative;top:0;height:auto;left:inherit;width:78%;padding-top:28px}}@media (max-width:768px){#sidenav{position:relative;top:0;height:auto;width:95%;left:inherit;padding-top:28px}}#sidenav.fixed{position:fixed;top:1vh}.border-top{border-top:1px solid #e5e5e5}.chevron_expander{height:18px;position:absolute;right:2px;top:2.2rem;transition:all ease-in-out 100ms;width:18px;background-image:url("https://g.foolcdn.com/static/affiliates/project/images/icons/chevron--white.svg?883928a19e0c") no-repeat center center;transform:scale(0.6)}.chevron_expander img{filter:invert(39%) sepia(68%) saturate(907%) hue-rotate(168deg) brightness(91%) contrast(80%)}.chevron_expander:hover img{filter:invert(35%) sepia(75%) saturate(791%) hue-rotate(168deg) brightness(91%) contrast(118%)}.faq__list-item{border-bottom:1px solid #CACBCB;list-style:none;padding:.4rem 0;transition:border 0.3s ease}.faq__list-item.accordion--active .chevron_expander,.faq__list-item[expanded] .chevron_expander{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/chevron--white.svg?883928a19e0c") no-repeat center center;transition:all 100ms ease-in-out;transform:scaleY(-1) scale(0.6)}.faq__list-item.accordion--active .faq__link,.faq__list-item[expanded] .faq__link{font-weight:bold}.foot .foot-socLink{padding-right:1.6rem;padding-left:1.6rem}.foot .foot-socLink svg circle{fill:#fff}.foot .foot-socLink:first-of-type{padding-left:0}.foot .foot-socLink.foot-fb:hover svg circle{fill:#3B5998}.foot .foot-socLink.foot-twitter:hover svg circle{fill:#1DA1F2}.foot .foot-socLink.foot-insta:hover svg circle{fill:#405DE6}.foot .foot-socLink:hover{transform:rotate(-10deg) scale(1.3)}.foot .foot-wrap{background:#37393B;color:#fff;overflow:hidden}.foot .foot-wrap a{color:#fff;text-decoration:none}.foot .foot-wrap a.lnk{color:#FFB20C;font-weight:700;display:block;font-size:1rem;line-height:1.2rem;letter-spacing:0.6px}.foot .foot-wrap .actions{top:1.1rem}.foot .foot-wrap .copy-micro{color:#fff}.foot .foot-wrap .foot__logo{margin:10px 0;width:100%;max-width:240px}@media (min-width:768px){.foot .foot-wrap .foot__logo{margin:8px 0 5px;grid-row:1;grid-column:1}}.foot .foot-wrap .ft-hd{text-transform:capitalize}.foot .foot-wrap .ft-col{text-align:left;border-top:1px solid #fff;margin:0 2.4rem}.foot .foot-wrap .ft-col:first-of-type{border:0;margin-top:2.4rem}.foot .foot-wrap .ft-col .ft-lnk-lst span{display:block;font-size:1.6rem;line-height:1.8rem;letter-spacing:0.4px;padding-top:1.2rem;padding-bottom:1.2rem}.foot .foot-wrap .ft-col .ft-lnk-lst span:first-of-type{padding-top:2.4rem}.foot .foot-wrap.bg-black{background:#1c1d20;border-top:0;margin-bottom:-2.0rem}.foot .foot-wrap.bg-black .ft-col{border-top:0}.foot .foot-wrap.bg-black .ft-col:first-of-type{margin-top:0}.foot .foot-wrap .foot-socLinks{display:flex;justify-content:left}.foot .foot-wrap .foot-socLinks .foot-socLink{padding-right:.8rem}.foot .foot-wrap .foot-socLinks a.foot-socLink img:hover{transform:rotate(-10deg) scale(1.3)}.foot .foot-wrap .ft-disc{margin-top:1.2rem;font-size:1.2rem;line-height:1.8rem;color:#fff}.foot .foot-wrap .ft-disc a,.foot .foot-wrap .ft-disc a:hover,.foot .foot-wrap .ft-disc a:active{font-size:1.2rem;line-height:1.8rem;color:#fff;text-decoration:underline}@media (min-width:768px){.foot .foot-wrap .ft-disc{text-align:center}.foot .foot-wrap .hbspt-form{display:block;margin:1.2rem auto}.foot .foot-wrap .hbspt-form .hs-email{width:70%;padding-right:1.6rem;align-self:end;display:inline-block;text-align:left}.foot .foot-wrap .hbspt-form .hs-submit{position:relative;width:30%;align-self:end;display:inline-block}}@media (min-width:992px){.foot .foot-wrap .width-limiter{max-width:1116px;margin:0 auto;display:flex}.foot .foot-wrap .foot__logo{margin-top:0}.foot .foot-wrap:not(.bg-black){display:flex;flex-direction:row}.foot .foot-wrap:not(.bg-black) .ft-col{margin:2.4rem 0!important;border-top:0;border-left:1px solid #fff;padding:0 2.4rem!important}.foot .foot-wrap:not(.bg-black) .ft-col:first-of-type{border-left:0}.foot .foot-wrap.bg-black .width-limiter{display:block}}@media (max-width:768px){.foot .ft-col{width:calc(100% - 4.0rem)}.foot .ft-col:last-of-type{border:0}}.broks .foot .cta-wrap,.mortgages .foot .cta-wrap,.loans .foot .cta-wrap{display:inline-block;padding:0 0 1.4rem;width:100%}.broks .foot .text-center,.mortgages .foot .text-center,.loans .foot .text-center{text-align:center}.broks .foot form,.mortgages .foot form,.loans .foot form{display:inline}.broks .foot form .actions,.mortgages .foot form .actions,.loans .foot form .actions{width:100%}.broks .foot form .actions::after,.mortgages .foot form .actions::after,.loans .foot form .actions::after{display:none}.broks .foot form .hs-email,.mortgages .foot form .hs-email,.loans .foot form .hs-email{text-align:left;margin-bottom:0}@media (min-width:768px){.broks .foot form .hs-email,.mortgages .foot form .hs-email,.loans .foot form .hs-email{margin-top:-8px}}.broks .foot form .hs-form-required,.mortgages .foot form .hs-form-required,.loans .foot form .hs-form-required{left:auto}.broks .foot form label,.mortgages .foot form label,.loans .foot form label{bottom:0;left:0;font-size:1rem;position:relative;text-transform:none}.broks .disc__txt,.mortgages .disc__txt,.loans .disc__txt{position:relative;width:100%;padding-top:40px;padding-bottom:10px;margin:0 auto;font-style:italic;font-size:12px;line-height:18px;color:#53565A}.broks .disc__txt a,.mortgages .disc__txt a,.loans .disc__txt a{font-size:1.4rem}.broks .disc__txt--sec,.mortgages .disc__txt--sec,.loans .disc__txt--sec{padding-top:10px;padding-bottom:10px}.broks .disc__txt--sec .rich-text p,.mortgages .disc__txt--sec .rich-text p,.loans .disc__txt--sec .rich-text p{font-size:1.4rem;margin-bottom:20px}.broks .disc__txt--sec::before,.mortgages .disc__txt--sec::before,.loans .disc__txt--sec::before{display:none}.broks .disc__txt::before,.mortgages .disc__txt::before,.loans .disc__txt::before{position:absolute;content:"";margin:0 auto;top:0;left:0;right:0;height:1px;background:#CACBCB}@media (min-width:768px){.broks .foot form .hs-email,.loans .foot form .hs-email{margin-top:6px}}.tooltip{display:none;position:absolute;top:0;left:0;background:#222;color:#FFF;padding:16px;border-radius:4px;pointer-events:none;z-index:10;min-width:200px;max-width:450px;font-size:small}.tooltip-arrow{position:absolute;background:#222;width:8px;height:8px;transform:rotate(45deg)}.tooltip-parent .info-wrap svg circle{stroke:#007bff!important}.tooltip-parent .info-wrap svg path{fill:#007bff!important}@keyframes slideIn{0%{opacity:0;height:0}50%{opacity:0.5;height:auto}100%{opacity:1;height:auto}}@keyframes SlideOut{0%{opacity:1;height:auto}70%{opacity:0.5;height:auto}100%{opacity:0;height:0}}.ttip{top:12px;left:initial;right:0;width:auto;min-width:285px;max-width:320px;pointer-events:none;opacity:0;box-shadow:0 2px 4px 0 rgba(0,0,0,0.5);animation:0.7s ease slideOut forwards;position:absolute;background:#37393B;padding:1.8rem;border-radius:3px;text-align:left;font-size:1.2rem;color:#fff;z-index:-1}.ttip .ttip--caret{position:absolute;content:"";top:-10px;width:0;margin:0 auto;border-right:10px solid transparent;border-left:10px solid transparent;border-bottom:10px solid #000}.brok-tile .ttip::before,.card-tile .ttip::before,.save-tile__rating .ttip::before{display:none}.ttip--active{animation:0.3s ease slideIn forwards;animation-iteration-count:1;pointer-events:auto;z-index:16;top:30px}.ttip--active a,.ttip--active li{color:#fff}.ttip--top{position:absolute}.ttip--top::before{top:initial;bottom:-10px;border-bottom:0;border-top:10px solid #175381}.ttip--right::before{left:initial;right:30px}.ttip--right .ttip--caret{left:initial}.ttip--left::before{right:initial;left:30px}.ttip--left .ttip--caret{right:initial}.ttip-wrap{max-height:280px;overflow-y:scroll}.ttip__head{display:block;color:#FFB20C;font-size:1.8rem;font-weight:700}.ttip__copy{padding-bottom:5px;padding-right:5px;font-size:1.2rem;line-height:1.8rem;letter-spacing:.3px;white-space:pre-line}.ttip .star{display:inline-block;position:relative;top:3px}.ttip--crumb{left:20px;padding:10px;transition:0.3s ease all;pointer-events:none}.ttip--crumb.ttip--active{opacity:1;pointer-events:auto}.ttip--crumb li{font-size:1.4rem;line-height:1.8em}.ttip__parent{position:static;display:inline-block;width:auto}.ttip__parent--z-index{z-index:12!important}.ttip__parent:not(.nav-disc-wrap) .ttip--active::before{display:none}.ttip__parent:not(.nav-disc-wrap) .info-wrap{display:inline-block;width:20px;height:15px}.ttip__rel{position:relative}.ttip__copy::-webkit-scrollbar{width:12px;background:#175381}.ttip__copy::-webkit-scrollbar-button{background:#fff}.ttip__copy::-webkit-scrollbar-thumb{background-color:#979797;border-radius:8px}.ttip--close{position:absolute;height:35px;width:40px;top:-5px;right:-5px;text-align:right;cursor:pointer}.ttip--close::before,.ttip--close::after{position:absolute;content:"";top:18px;right:15px;width:15px;height:2px;background:#fff}.ttip--close::before{transform:rotate(45deg)}.ttip--close::after{transform:rotate(-45deg)}@media (min-width:992px){.ttip--close{display:none}}.nav-disc-wrap .ttip{left:0}.ttip__slider{display:inline-block}.ttip__slider .ttip__copy{text-transform:initial}.ttip__slider .rating__info{width:13px}.accordion__child{height:0;max-height:0;overflow:hidden;transition:max-height 500ms ease-in-out}@media (min-width:576px){.accordion__child__research{columns:2}}.accordion .accordion__icon--negative,.accordion .picks__expander--negative{display:none}@media (min-width:992px){.accordion--active .accordion__child{height:auto;margin-bottom:0.5rem;max-height:100%;transition:max-height 500ms ease-in-out}.accordion--active .accordion__icon--positive,.accordion--active .picks__expander--positive{display:none}.accordion--active .accordion__icon--negative,.accordion--active .picks__expander--negative{display:inherit}}@media (max-width:991px){.accordion--active--mobile .accordion__child{height:auto;margin-bottom:0.5rem;max-height:100%;transition:max-height 500ms ease-in-out}.accordion--active--mobile .accordion__icon--positive,.accordion--active--mobile .picks__expander--positive{display:none}.accordion--active--mobile .accordion__icon--negative,.accordion--active--mobile .picks__expander--negative{display:inherit}}.block-collapsible_paragraph .block-wrap{height:auto;transition-duration:0.35s;transition-timing-function:cubic-bezier(0,0,1,1)}.block-collapsible_paragraph .block-wrap .content-to-truncate{overflow:hidden}.block-collapsible_paragraph .block-wrap .content-truncation{border-bottom:1px #006BA6}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="true"] .content-to-truncate{max-height:100%}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="true"] .collapsed-text{display:none}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="true"] .expand-text{margin-top:1rem;display:block}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="false"] .content-to-truncate{max-height:8rem;mask-image:linear-gradient(#000,rgba(0,0,0,0))}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="false"] .collapsed-text{display:block;margin-top:1rem}.block-collapsible_paragraph .block-wrap .content-truncation[aria-expanded="false"] .expand-text{display:none}.block-collapsible_paragraph .block-wrap .paragraph-controller{font-size:1.6rem;color:#006BA6;text-transform:uppercase;cursor:pointer}.block-collapsible_paragraph .block-wrap .paragraph-controller:hover{text-decoration:underline}@media (max-width:767px){.verticalline{border-top:1px solid #CACBCB;padding-top:8px}}@media (min-width:768px){.verticalline{position:relative;border-left:1px solid #CACBCB}}.block-two_column_paragraph{margin-top:1.2em}.block-expert_qa,.block-expert_qa_block,.block-reviewers_block,#reviewers__container,#experts__container{width:100%}.expert__info--ctr{display:flex;align-items:center;box-shadow:0 0 8px #CACBCB}.expert__info--ctr .expert__copy{display:flex;flex-direction:column;border-left:1px solid #CACBCB;padding:16px;height:auto;align-items:start;justify-content:center}.expert__info--ctr .expert__copy .wysiwyg p{padding:0.6rem 0 0.8rem}.expert__info--ctr .expert__img{width:102px;height:102px;margin:16px;border-radius:50%;overflow:hidden;flex-shrink:0}.expert__info--ctr .expert__img img{width:102px;height:102px;object-fit:cover;margin:0}#experts__container .expert__details,#reviewers__container .expert__details{height:0;margin:0.5rem 0;max-height:0;overflow:hidden;transition:max-height 500ms ease-in-out}#experts__container .expert__details-open,#reviewers__container .expert__details-open{height:auto;max-height:100%;transition:max-height 500ms ease-in-out}#experts__container .review-details,#reviewers__container .review-details{position:relative;top:-1.6rem;box-shadow:0 0 8px #EDEEEE;padding:0 0.8rem}.expert__read-more-button{background:none;border:0;padding:0;color:#0095C8;cursor:pointer}#reviewers--view-all{cursor:pointer;font-size:1.8rem;line-height:2.8rem;font-weight:300;color:#0095C8}.how-to .image-wrapper{height:auto;max-width:100%}.cta-wrap{display:flex;flex-wrap:wrap;gap:1.2rem}@media (min-width:768px){.cta-wrap{display:grid;grid-template-columns:repeat(2,1fr)}}@media (min-width:992px){.cta-wrap.cta-3{grid-template-columns:repeat(3,1fr)}.cta-wrap.cta-4{grid-template-columns:repeat(4,1fr)}}.cta-wrap .box-cta{align-items:center;border:1px solid transparent;border-radius:6px;display:flex;flex:1 0 auto;gap:1rem;height:auto;max-width:100%;padding:1rem;text-decoration:none;text-align:center;z-index:5}@media (min-width:768px){.cta-wrap .box-cta{flex-direction:column;height:134px;justify-content:center;padding:1.2rem 1.6rem}}.cta-wrap .box-cta .box-cta__img{height:3rem;width:auto;filter:invert(38%) sepia(100%) saturate(416%) hue-rotate(158deg) brightness(94%) contrast(86%)}@media (min-width:768px){.cta-wrap .box-cta .box-cta__img{height:4rem}}.cta-wrap .box-cta .box-cta__title{color:#1c1d20;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1.4rem;font-weight:600;line-height:2rem;text-align:left}@media (min-width:768px){.cta-wrap .box-cta .box-cta__title{font-size:1.6rem;text-align:center}}.cta-wrap .box-cta:hover{border-color:#35B2D6}.cta-wrap .box-cta:hover .box-cta__title{color:#35B2D6}.cta-wrap .box-cta:hover .box-cta__img{filter:invert(60%) sepia(100%) saturate(300%) hue-rotate(160deg) brightness(96%) contrast(80%)}.cta-wrap.cta-wrap-desktop{display:none}@media (min-width:768px){.cta-wrap.cta-wrap-desktop{display:grid}}.block-why_trust_the_motley_fool #methodology-accordion-button,.block-why_trust_the_motley_fool_accordion #methodology-accordion-button{background-color:#fff;cursor:pointer;padding:1rem;width:100%;border:1px solid lightgray;text-align:left;font-size:inherit;transition:0.4s;display:inline-flex;align-items:center;font-weight:700;margin-top:1em;color:#1c1d20}.block-why_trust_the_motley_fool #methodology-accordion-button:hover,.block-why_trust_the_motley_fool_accordion #methodology-accordion-button:hover{background-color:#F6FBFF}.block-why_trust_the_motley_fool .methodology-list,.block-why_trust_the_motley_fool_accordion .methodology-list{padding-top:10px!important}.block-why_trust_the_motley_fool .methodology-img,.block-why_trust_the_motley_fool_accordion .methodology-img{object-fit:cover;border-radius:50%;height:35px;width:35px;margin-right:10px}.block-why_trust_the_motley_fool .methodology-bottom a,.block-why_trust_the_motley_fool_accordion .methodology-bottom a{color:inherit}.block-why_trust_the_motley_fool .methodology-bottom a:hover,.block-why_trust_the_motley_fool_accordion .methodology-bottom a:hover{text-decoration:underline}.block-why_trust_the_motley_fool .methodology-accordion-block .methodology-chevron,.block-why_trust_the_motley_fool_accordion .methodology-accordion-block .methodology-chevron{transition:all ease-in-out 100ms}.block-why_trust_the_motley_fool .methodology-accordion-block .accordion--active .methodology-chevron,.block-why_trust_the_motley_fool_accordion .methodology-accordion-block .accordion--active .methodology-chevron{transition:all 100ms ease-in-out;transform:scaleY(-1) scale(1)}.block-why_trust_the_motley_fool .methodology-accordion-block .faq__link,.block-why_trust_the_motley_fool_accordion .methodology-accordion-block .faq__link{padding-right:5px}.block-why_trust_the_motley_fool .methodology-accordion-button.accordion--active.faq__link,.block-why_trust_the_motley_fool_accordion .methodology-accordion-button.accordion--active.faq__link{font-weight:bold!important;margin-bottom:unset}.block-why_trust_the_motley_fool .methodology-accordion-button .accordion--active .faq__link,.block-why_trust_the_motley_fool_accordion .methodology-accordion-button .accordion--active .faq__link{font-weight:bold!important}.block-why_trust_the_motley_fool .methodology-chevron img,.block-why_trust_the_motley_fool_accordion .methodology-chevron img{width:18px;filter:invert(39%) sepia(68%) saturate(907%) hue-rotate(168deg) brightness(91%) contrast(80%)}.block-why_trust_the_motley_fool #methodology-accordion-content>div,.block-why_trust_the_motley_fool_accordion #methodology-accordion-content>div{border:1px solid lightgray;padding:1rem}.block-why_trust_the_motley_fool #methodology-accordion-button>span.methodology-chevron,.block-why_trust_the_motley_fool_accordion #methodology-accordion-button>span.methodology-chevron{margin-left:auto}.widget-partner-title-media{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1rem;font-weight:600;color:#53565A;line-height:1.8rem;text-align:center}.widget-partner-title-marketing{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:3.2rem;font-weight:700;line-height:3.8rem}.widget-partners-grid-marketing{color:#53565A;display:grid;gap:1.2rem;grid-template-columns:repeat(auto-fit,calc(100% / 5 - 1.2rem));justify-content:center;justify-items:center;margin:0 auto;padding:1.2rem}@media (max-width:991px){.widget-partners-grid-marketing{grid-template-columns:repeat(auto-fit,30%);gap:0.8rem;padding:0.8rem}}@media (max-width:575px){.widget-partners-grid-marketing{grid-template-columns:repeat(auto-fit,45%)}}.widget-partners-grid-media{display:flex;flex-wrap:nowrap!important;gap:1.2rem 4rem;justify-content:center;margin:1.2rem 0;padding:0}.widget-partner-img-wrap-marketing{height:auto;width:100%;align-self:center}.widget-partner-img-wrap-marketing img{object-fit:contain;max-width:100%;height:auto;width:auto;margin:auto;align-self:center}.widget-partner-img-wrap-media{height:30px;padding:0}.widget-partner-img-wrap-media img{object-fit:contain;max-height:20px;max-width:100%;height:100%;width:100%;margin:auto}.partner-title-media{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1.6rem;font-weight:600;color:#53565A;line-height:1.8rem}.partner-title-marketing{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:3.2rem;font-weight:700;line-height:3.8rem}.partners-grid-marketing{display:grid;gap:1.2rem;grid-template-columns:repeat(auto-fit,calc(100% / 5 - 1.2rem));justify-content:center;justify-items:center;margin:0 auto;padding:1.2rem}@media (max-width:991px){.partners-grid-marketing{grid-template-columns:repeat(auto-fit,30%);gap:0.8rem;padding:0.8rem}}@media (max-width:575px){.partners-grid-marketing{grid-template-columns:repeat(auto-fit,45%)}}.partners-grid-media{display:flex;flex-wrap:wrap;gap:1.2rem 4rem;justify-content:center;margin:1.2rem 0;padding:0}.partner-img-wrap-marketing{height:auto;width:100%;align-self:center}.partner-img-wrap-marketing img{object-fit:contain;max-width:100%;height:auto;width:auto;margin:auto;align-self:center}.partner-img-wrap-media{height:30px;padding:0}.partner-img-wrap-media img{object-fit:contain;max-height:20px;max-width:100%;height:100%;width:100%;margin:auto}.block-write_review{margin:1.2rem 0}.block-write_review .wysiwyg.modal-body p,.block-write_review .review-modal-form-container .wysiwyg p{padding-top:0.8rem}.block-write_review .review-modal-form-container .wysiwyg p.label-help-text{padding-top:0;font-size:16px;font-weight:400;line-height:28px;text-align:left;color:#53565A}.block-write_review .write-review-wrap{display:flex;gap:2.4rem;margin-bottom:1.2rem}.block-write_review .write-review-wrap .image-wrap{max-width:320px;height:82px;align-self:center;max-height:100px}.block-write_review .write-review-wrap .image-wrap img{height:auto;width:auto;padding:1.2rem 0;max-height:100px}@media (min-width:576px){.block-write_review .write-review-wrap{flex-direction:row}.block-write_review .write-review-wrap .image-wrap{max-width:170px;height:120px}}.block-write_review .review-modal{display:none;position:fixed;z-index:22;left:0;top:0;width:100%;height:100%;overflow:auto;background-color:#000;background-color:rgba(0,0,0,0.4)}.block-write_review .review-modal-content{background-color:#fefefe;margin:115px auto;padding:20px;border:1px solid #888;width:90%}.block-write_review .review-modal-content form label{text-transform:none;font-size:1.8rem;font-weight:400;line-height:2.8rem;letter-spacing:0.3px}.block-write_review .review-modal-content form input,.block-write_review .review-modal-content form select,.block-write_review .review-modal-content form option,.block-write_review .review-modal-content form textarea{font-size:1.8rem;line-height:2.2rem;padding:0.8rem}@media (min-width:576px){.block-write_review .review-modal-content{width:80%;max-width:800px}}.block-write_review .review-modal-content .image-wrap{height:120px;max-width:300px;margin:0}.block-write_review .review-modal-content .image-wrap img{height:auto;width:auto;border:1px solid #CACBCB;padding:1.2rem;max-height:calc(120px - 2.4rem)}.block-write_review .review-modal-header-wrap{border-bottom:1px solid #CACBCB;margin:-15px -15px 15px;height:50px}.block-write_review .review-modal-header-wrap .review-modal-header{margin:15px 15px 0;display:flex;flex-direction:row;justify-content:space-between}.block-write_review .review-modal-header-wrap .logo{margin-top:-2.4rem}.block-write_review .review-modal-header-wrap .logo svg{max-width:180px}.block-write_review .review-close{color:#aaa;float:right;font-size:28px;font-weight:bold}.block-write_review .review-close:hover,.block-write_review .review-close:focus{color:black;text-decoration:none;cursor:pointer}.block-ugc_reviews_list{background-color:#F6FBFF;padding:2.4rem;margin:1.2rem}.block-ugc_reviews_list .ugc-review-overall-rating-container{box-sizing:border-box;display:inline-flex;flex-flow:row wrap;align-items:center;align-content:flex-start;padding:12px 16px;gap:2px 8px;border:1px solid #CACBCB;border-radius:8px;width:auto}.block-ugc_reviews_list .ugc-review-rating{display:inline-flex;gap:2px 8px;align-items:center;align-content:flex-start;padding:12px 0 0}@media (max-width:575px){.block-ugc_reviews_list .ugc-review-rating{display:grid;grid-template-columns:repeat(2,auto);gap:8px;padding-bottom:1.2rem}}.block-ugc_reviews_list .ugc-review:not(:first-child){margin-top:1.2rem}.block-ugc_reviews_list .ugc-review-text{font-size:1.8rem;line-height:2.8rem}.block-ugc_reviews_list .star-rate__copy{display:none}.block-ugc_reviews_list .disclaimer{font-size:1.6rem;font-weight:400;line-height:2.85rem;margin-top:2.4rem}.otRelFont{font-size:1.5rem!important}ul.checkmark-list{padding:unset!important}ul.checkmark-list li{background:url("https://g.foolcdn.com/misc-assets/check.width-800.png") no-repeat left top;margin:0;padding:0 0 1px 28px;list-style:none}form label{font-size:1.4rem}form textarea{align-content:start;background:#fff}form select{display:inline-block;min-height:44px;height:auto;border:1px solid #CACBCB;color:#1c1d20;border-radius:4px;box-sizing:border-box;padding:0 15px;font-size:1.4rem;width:100%;box-shadow:none;letter-spacing:0.3px;line-height:1.8rem;cursor:pointer;appearance:none;word-break:normal;max-width:100%;background-color:#fff;background-image:url("https://g.foolcdn.com/static/affiliates/project/images/icons/icon_caret.svg?90d1f2b5e0a1");background-repeat:no-repeat,repeat;background-position:right 1.6rem top 50%,0 0;background-size:.65em auto,100%}form select::-ms-expand{display:none}form select::placeholder{color:#53565A}form select:active,form select:focus{border-color:#1c1d20}form select.error{border-color:#FB686E}form select:hover,form select:focus{border-color:#1c1d20}form select option{color:#1c1d20}form select option[value=""]{color:#53565A}form select:disabled,form select[aria-disabled="true"],form select:disabled:hover{color:#EDEEEE}form label,form .radio-label,form .checkbox-label{font-weight:700;text-transform:uppercase;line-height:1.8rem;letter-spacing:0.3px}form .radio-group,form .checkbox-group{display:block}form .radio-group .radio-item,form .radio-group .checkbox-item,form .checkbox-group .radio-item,form .checkbox-group .checkbox-item{display:block;align-items:center;padding:.2rem 0}form .radio-group .radio-item.checkbox-item,form .radio-group .checkbox-item.checkbox-item,form .checkbox-group .radio-item.checkbox-item,form .checkbox-group .checkbox-item.checkbox-item{padding:.4rem 0.2rem 0}form .radio-group .radio-item label,form .radio-group .checkbox-item label,form .checkbox-group .radio-item label,form .checkbox-group .checkbox-item label{font-weight:400;text-transform:none;padding:0;margin:0;position:relative;top:-.2rem;left:.8rem}form input{background:#fff}form input[type="radio"]{appearance:none;width:1.6rem;height:1.6rem;min-height:1.6rem;padding:3px;background-clip:content-box;background-color:#fff;border-radius:50%;display:inline-block;cursor:pointer}form input[type="radio"]+label{cursor:pointer}form input[type="radio"]:checked,form input[type="radio"]:focus,form input[type="radio"]:hover{background-color:#1c1d20;border-color:#1c1d20}form input[type="checkbox"]:not(:checked),form input[type="checkbox"]:checked{position:absolute;left:-9999px}form input[type="checkbox"]:not(:checked)+label,form input[type="checkbox"]:checked+label{position:relative;padding-left:2.0rem;cursor:pointer}form input[type="checkbox"]:not(:checked)+label::before,form input[type="checkbox"]:checked+label::before{content:'';position:absolute;left:-0.8rem;top:-.2rem;width:1.6rem;height:1.6rem;border:1px solid #CACBCB;background:#fff;border-radius:3px;box-shadow:none}form input[type="checkbox"]:checked+label::before{border:1px solid #1c1d20;background:#1c1d20}form input[type="checkbox"]:not(:checked)+label::after,form input[type="checkbox"]:checked+label::after{content:'\2713\0020';position:absolute;top:-.1rem;left:-.5rem;font-size:1.4rem;color:#fff}form input[type="checkbox"]:not(:checked)+label::after{opacity:0;transform:scale(0)}form input[type="checkbox"]:checked+label::after{opacity:1;transform:scale(1)}form input[type="checkbox"]:hover+label::before,form input[type="checkbox"]:checked:hover+label::before{border:1px solid #CACBCB;background:#fff}form input[type="checkbox"]:hover+label::after{color:#1c1d20;opacity:1;transform:scale(1)}form input[type="checkbox"]:checked:focus+label::before,form input[type="checkbox"]:not(:checked):focus+label::before{outline:#00F}form input,form textarea{display:inline-block;min-height:44px;height:auto;border:1px solid #CACBCB;color:#1c1d20;border-radius:4px;box-sizing:border-box;padding:0 15px;font-size:1.4rem;width:100%;box-shadow:none;letter-spacing:0.3px;line-height:1.8rem;cursor:pointer}form input.btn-sm,form textarea.btn-sm{min-height:40px}form input::placeholder,form textarea::placeholder{color:#53565A}form input:active,form input:focus,form textarea:active,form textarea:focus{border-color:#1c1d20}form input.error,form textarea.error{border-color:#FB686E}form select[required]:invalid{color:#53565A}.block{max-width:1116px}.block h2{font-size:2.4rem;line-height:2.8rem;font-weight:700;padding-top:4.0rem}.block h3{font-size:2.2rem;line-height:2.6rem;font-weight:600}.block h4{font-size:2.0rem;line-height:2.4rem;font-weight:400}@media (min-width:768px){.block h2{font-size:3.2rem;line-height:3.8rem}.block h3{font-size:2.6rem;line-height:2.8rem}.block h4{font-size:2.4rem;line-height:2.8rem}}.block .wysiwyg p,.block .wysiwyg h1,.block .wysiwyg h2,.block .wysiwyg h3,.block .wysiwyg h4,.block .wysiwyg h5,.block .wysiwyg h6{padding:2.4rem 0 0;margin:0}.block .wysiwyg p.rich-text,.block .wysiwyg p.image,.block .wysiwyg h1.rich-text,.block .wysiwyg h1.image,.block .wysiwyg h2.rich-text,.block .wysiwyg h2.image,.block .wysiwyg h3.rich-text,.block .wysiwyg h3.image,.block .wysiwyg h4.rich-text,.block .wysiwyg h4.image,.block .wysiwyg h5.rich-text,.block .wysiwyg h5.image,.block .wysiwyg h6.rich-text,.block .wysiwyg h6.image{padding:0}.block .wysiwyg p:empty{display:none}.block .wysiwyg ol,.block .wysiwyg ul{padding-top:0.6rem}.block.block-tips{margin-bottom:0;position:relative}.callouts-offer-status{border:1px dashed #CACBCB}.callouts-offer-status h3{font-size:1.4rem;letter-spacing:0.3px;line-height:2.4rem;font-weight:700}.callouts-offer-status .copy-tight{height:auto;width:100%}.callouts-offer-status .copy-tight ul,.callouts-offer-status .copy-tight ol{padding:1.8rem}.callouts-offer-status .copy-tight ul li,.callouts-offer-status .copy-tight ol li{text-indent:.4rem;font-size:1.8rem}.callouts-offer-status .rich-text p{margin-bottom:1.8rem}.callouts-offer-status .rich-text p:last-of-type{margin-bottom:0}.callouts-offer-status__body{font-size:1.4rem;color:#1c1d20}.callout-wrap a.btn:hover{color:#fff!important}.callout-wrap .img-block-wrap{height:155px;width:170px;overflow:hidden}.callout-wrap .richtext-image{max-width:100%;height:auto}.callout-wrap .richtext-image.small{max-width:50%}.callout-wrap .callout-header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-weight:700;font-size:1.8rem;line-height:2.8rem;letter-spacing:0.3px;margin-bottom:1.0rem}@media (max-width:767px){.callout-wrap .callout-header{font-size:1.6rem;line-height:2.2rem}}.callout-wrap .copy-tight{height:auto;width:100%}.callout-wrap .copy-tight ul,.callout-wrap .copy-tight ol{padding:1.8rem}.callout-wrap .copy-tight ul li,.callout-wrap .copy-tight ol li{text-indent:.4rem;font-size:1.8rem}.callout-wrap .rich-text p{margin-bottom:1.8rem}.callout-wrap .rich-text p:last-of-type{margin-bottom:0}.tip-icon .callout-wrap{height:100%;width:100%;border:1px #EDEEEE;border-style:solid none solid solid;border-left:4px #FFB20C solid}.tip-icon .callout-wrap .callout-content{margin:auto;padding:2.4rem 2.4rem 2.4rem 0;position:relative;display:flex;flex-direction:row}.tip-icon .callout-wrap .callout-content .tip-icon{display:flex;flex-direction:column;justify-content:space-around;padding:0 2.4rem}.tip-icon .callout-wrap .callout-content .tip-icon .tip-text{color:#006BA6;font-size:1.2rem;font-weight:700;line-height:1.6rem;letter-spacing:0.3px;align-self:center}@media (max-width:991px){.tip-icon .callout-wrap .callout-content{flex-direction:column}.tip-icon .callout-wrap .callout-content .tip-icon{flex-direction:row;justify-content:flex-start}.tip-icon .callout-wrap .callout-content .tip-icon .tip-text{display:inline-flex;top:-14px;position:relative;left:10px;font-size:1.8rem}.tip-icon .callout-wrap .callout-content .tip-body{padding:1.6rem 2.4rem 0}}.colorful-border .callout-wrap{height:100%;width:100%;border:4px #FFB20C;border-left-style:solid}.colorful-border .callout-wrap .callout-content{margin:auto;padding:0 0 0 3.2rem;position:relative}.full-border .callout-wrap{height:100%;width:100%;border:1px solid #CACBCB;box-shadow:0 0 8px 0 rgba(0,0,0,0.12);padding:2.4rem;overflow:hidden}.full-border .callout-wrap .callout-content{margin:auto;padding:0;position:relative}.full-border .callout-wrap .wysiwyg p:first-child{padding-top:0}.tip-border .callout-wrap{height:100%;width:100%;border:1px #EDEEEE;border-style:solid none solid solid}@media (max-width:991px){.tip-border .callout-wrap{margin-left:20px;width:90%}}.tip-border .callout-wrap .callout-content{margin:auto;padding:25px 0 30px 50px;position:relative}.tip-border .callout-wrap .callout-content .oval{width:48px;height:48px;border-radius:48px / 48px;background-color:#006BA6;position:absolute;left:-24px;top:36%;display:flex;justify-content:center;align-items:center}.tip-border .callout-wrap .callout-content .oval p{color:#fff;font-size:1.8rem;font-weight:bold;letter-spacing:0.3px;line-height:2.4rem;padding:0}.blk__ecap-wrapper{border:1px solid #fff;outline:8px solid #0095C8;background:#0095C8;text-align:left;color:#fff;width:calc(100% - 16px);margin:2.4rem 0 2.4rem 8px;padding:1.2rem}.blk__ecap-wrapper form input{display:inline-block;min-height:44px!important;height:auto;border:1px solid #CACBCB;color:#1c1d20;border-radius:4px;box-sizing:border-box;padding:0 15px;font-size:1.4rem;width:100%;box-shadow:none;letter-spacing:0.3px;line-height:1.8rem;cursor:pointer}.blk__ecap-wrapper form input:not(select){background:#fff}.blk__ecap-wrapper form input[type="submit"]{border:0;font-size:1.8rem;font-weight:700;border-radius:4px;appearance:none}.blk__ecap-wrapper form input::placeholder{color:#53565A}.blk__ecap-wrapper form input:focus,.blk__ecap-wrapper form input:active{border-color:#1c1d20}.blk__ecap-wrapper form input.error{border-color:#FB686E}.blk__ecap-wrapper label{display:none}.blk__ecap-wrapper label.error,.blk__ecap-wrapper label.hs-error-msg{display:block}.blk__ecap-wrapper ul.hs-error-msgs{display:none}.blk__ecap-wrapper ul.hs-error-msgs li{list-style:none;text-align:left;font-size:1.2rem}.blk__ecap-wrapper .copy-micro{color:#fff;max-width:740px;margin:0 auto;text-align:center}.blk__ecap-wrapper .copy-micro a,.blk__ecap-wrapper .copy-micro a:hover{font-size:1.0rem;color:#fff;text-decoration:underline;font-weight:400}.blk__ecap-wrapper .head-h4::before{content:url("https://g.foolcdn.com/static/affiliates/project/images/icons/mfm-cap-animated.svg?b128151f936c");width:48px;height:23px;position:relative;top:3px;margin-right:5px}@media (max-width:767px){.blk__ecap-wrapper .hs-email{margin:1.2rem 0}.blk__ecap-wrapper .head-h4::before{content:none}}@media (min-width:768px){.blk__ecap-wrapper .cta-wrap .hbspt-form{display:block;margin:10px auto 20px;text-align:center}.blk__ecap-wrapper .cta-wrap .hbspt-form form{display:flex}.blk__ecap-wrapper .cta-wrap .hbspt-form form .hs-email{padding-right:16px;width:70%;margin-left:0;margin-right:1.2rem;align-self:end}.blk__ecap-wrapper .cta-wrap .hbspt-form form .hs-submit{align-self:end;width:calc(30% - 16px)}}.ribbon-new{border-left:3px solid transparent;border-top:28px solid #FFB20C;color:#fff;font-size:14px;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-weight:600;height:28px;left:-5px;position:relative;text-transform:uppercase;top:-20px;width:170px;margin:0 0 -20px}.ribbon-new::before{border-bottom:14px solid #d7a631;border-left:7px solid #fff;border-top:14px solid #d7a631;bottom:-10px;content:'';left:-10px;position:absolute;width:10px;z-index:-1}.ribbon-new::after{border-bottom:14px solid transparent;border-left:7px solid #FFB20C;border-top:14px solid transparent;content:'';position:absolute;right:-7px;top:-28px}.ribbon-new--blue{border-top-color:#006BA6}.ribbon-new--blue::before{border-top-color:#006BA6;border-bottom-color:#006BA6}.ribbon-new--blue::after{border-left-color:#006BA6}.ribbon-new>span{display:inline-block;height:28px;left:0;line-height:28px;text-align:center;position:absolute;top:-28px;width:100%}.ribbon-new.bump-up{margin-top:-2.4rem}.award-ribbon{border-left:3px solid transparent;border-top:28px solid #35B2D6;color:#fff;font-size:1.2rem;font-weight:800;line-height:18px;height:28px;left:-19px;position:relative;text-transform:uppercase;top:15px;width:170px;margin:0 0 -20px}.award-ribbon img{left:-10px;top:2px;position:relative;margin-right:-6px}.award-ribbon::before{border-bottom:14px solid #0095C8;border-left:7px solid #fff;border-top:14px solid #0095C8;bottom:-10px;content:'';left:-10px;position:absolute;width:10px;z-index:-1}.award-ribbon::after{border-bottom:14px solid transparent;border-left:7px solid #35B2D6;border-top:14px solid transparent;content:'';position:absolute;right:-7px;top:-28px}.award-ribbon>span{display:inline-block;height:28px;left:14px;line-height:28px;position:absolute;top:-28px;width:100%}.award-ribbon.bump-up{margin-top:-2.4rem}.card-tile-wrap .cc-tile-banner-text.award-ribbon{top:-5px;left:-19px}.card-tile-wrap .cc-tile-banner-text.ribbon-new{top:-5px;left:-19px;position:relative}.featured-text-banner{background-color:#175381;border:solid #175381;padding-top:5px;padding-bottom:5px;padding-left:10px;color:#fff;font-weight:600;text-transform:uppercase;font-size:1.2rem;line-height:1.8rem;position:relative;margin-top:1.2rem}.featured-text-banner .featured-text{padding-left:35px}.featured-text-banner .featured-banner{width:26.64px;height:50px;top:-3px;background-color:#FFB71B;position:absolute;clip-path:polygon(0% 0%,100% 0%,100% 85%,50% 75%,0% 85%);z-index:1}.featured-text-banner .featured-banner-content{width:100%;height:100%;background-image:url("https://g.foolcdn.com/static/affiliates/project/images/jester_cap.svg?2a99b0ec4df6");background-repeat:no-repeat;background-position:65% 30%;background-size:80%}.featured-card{border:0.2rem solid #175381}.featured-card .bs:first-of-type{box-shadow:unset}.featured-card .award-ribbon{display:none;margin-top:-15px}.featured-card .brok-tile{margin:0 auto}.promo-sticky-button{opacity:0;position:fixed;left:0;border-bottom:1px solid #D3D3D3;top:-80px;align-items:center;background-color:#fff;display:flex;max-height:120px;height:auto;min-height:70px;padding:8px;justify-content:center;transition:all 0.5s ease-in-out;width:100%;z-index:21;max-width:100vw}@media (min-width:992px){.promo-sticky-button{border-top:1px solid #D3D3D3;bottom:-60px}}.promo-sticky-button .btn--apply-wrap{min-width:140px;max-width:240px}.promo-sticky-button-wrapper{display:flex;justify-content:space-between;padding:0 8px}.promo-sticky-button .promo-sticky-button-img{height:auto;width:auto;max-width:100%;max-height:100%}.promo-sticky-img-wrapper{display:flex;justify-content:center;align-items:center;max-width:150px;margin-right:15px;max-height:70px;min-height:35px}.promo-sticky-button .btn-wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;flex:1}.promo-sticky-button .btn-wrap .btn--sm,.promo-sticky-button .btn-wrap .btn--sm .btn{font-size:14px}@media screen and (min-width:400px){.promo-sticky-button-wrapper{max-width:400px}}.image-wrapper{align-items:center;border:1px solid #DCDCDD;display:inline-flex;justify-content:center;max-width:120px;padding:4px}.image-wrapper img{max-height:100%;max-width:100%;height:auto;width:auto;margin:0 auto}.qs-widget-wrapper,#universalLifeWidget,.blk_insurify_widget,.blk__bankrate_auto_widget{padding:0.8rem;box-shadow:0 0 8px 0 #1c1d201f;border:8px double #979797!important;background:#f9f9f9!important}.qs-widget-wrapper.pet-widget,#universalLifeWidget.pet-widget,.blk_insurify_widget.pet-widget,.blk__bankrate_auto_widget.pet-widget{padding-bottom:3.5rem}.blk__tile-sum{padding-bottom:20px;padding-top:10px}.sum-list__sum__title{text-align:center;font-weight:400}.apply__disclaim{font-size:1.2rem;color:#53565A;text-align:center}.apply__disclaim--no-hightlight{font-weight:normal!important}.apply__disclaim--no-hightlight:hover{color:#53565A}.button__disclaim{font-size:1.2rem;color:#53565A;text-align:left}.sum-list__sum{display:table;width:100%;margin:0 auto;padding:20px}@media (min-width:992px){.sum-list__sum{padding:0;border-collapse:collapse;border-spacing:2px;border-color:#808080}.sum-list__sum td{display:table-cell}.sum-list__sum td:not(:first-child){border-left:1px solid #DCDCDD}}.card-tile-item.sum-list-item .cc_sum_tab_star_tip{text-align:left}.sum-list__copy{border-bottom:1px solid #DCDCDD;padding:20px 30px}.sum-list__copy>*{text-align:center}@media (max-width:990px){.sum-list__copy td,.sum-list__copy th{display:block;padding:0;border:0;min-width:100%;font-size:1.6rem}.sum-list__copy .sum-list__name,.sum-list__copy .sum-list__name a{margin-bottom:.8rem}}.sum-list__copy:nth-of-type(even){background:#EDEEEE}@media (max-width:991px){.sum-list__copy{display:flex;flex-wrap:wrap}.sum-list__copy>*{display:block;width:100%;text-align:center}}.sum-list__copy .stars__txt{display:inline-block;font-size:1.4rem}.sum-list__name,.sum-list__name a{font-size:2rem;line-height:1.2em}@media (min-width:992px){.sum-list__name{order:2;text-align:left;width:100%;margin:auto 2.4rem}}.sum-list__header{display:none}.sum-list__img-wrap{display:block;margin:0 auto}.col__header{color:#1c1d20}.col__header--inline{display:block;margin-bottom:8px;margin-top:8px;font-size:1.6rem;font-weight:700}@media (min-width:992px){.sum-list__header{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;display:table-row}.sum-list__header th{background:#F6FBFF;color:#1c1d20;font-weight:600;padding:1.2rem 2.4rem;font-size:1.4rem;display:table-cell;text-align:left;vertical-align:top}.sum-list__header th:not(:first-child){border-left:1px solid #DCDCDD}.sum-list__img-wrap{display:table-cell;order:1;text-align:left;width:100px}.col__header--inline{display:none}.sum-list__copy{padding:1.2rem}.sum-list__copy td{padding:1.8rem}.sum-list__copy>*,.sum-list__copy .sum-list__name,.sum-list__copy .sum-list__name a{font-size:1.8rem;line-height:2.0rem;text-align:left}.sum-list__copy .rate-wrap,.sum-list__copy .card-tile__star--rate{margin-left:0;padding-left:0;text-align:center}.sum-list__copy .rate-wrap .ttip__parent,.sum-list__copy .card-tile__star--rate .ttip__parent{position:relative}.sum-list__copy .stars__txt{font-size:1.8rem}}.card-marketing-tile-summary-list{border-collapse:collapse;min-width:800px;width:100%}.card-marketing-tile-summary-list .col__header--inline{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;display:inline;font-size:1.2rem}.card-marketing-tile-summary-list-best-for p{display:inline;font-size:1.2rem}.card-marketing-tile-summary-list-wrapper{width:100%;overflow:auto}.card-marketing-tile-summary-list-header th{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;background:#53565A;color:#fff;font-weight:700;text-transform:uppercase;padding:1.2rem 2.4rem;font-size:1.6rem;display:table-cell;text-align:left;vertical-align:top;border:1px solid #fff}.card-marketing-tile-summary-list-item{font-size:1.4rem}.card-marketing-tile-summary-list-item td{vertical-align:top;border-bottom:2px solid #CACBCB;max-width:200px;padding:12px}@media (min-width:768px){.card-marketing-tile-summary-list-item td{max-width:inherit}}.card-marketing-tile-summary-list-item .best__for{max-width:360px}.card-marketing-tile-summary-list-item-img-wrap{text-align:center}.card-marketing-tile-summary-list-item-img-wrap img{margin:0 auto}.card-marketing-tile-summary-list-item-name,.card-marketing-tile-summary-list-item a{font-weight:bold;text-align:center;margin-bottom:8px}.card-marketing-tile-summary-list-item-stars-copy{display:flex;text-align:center;justify-content:center}.card-marketing-tile-summary-list-item-stars-copy .stars__txt{font-size:1.4rem;margin-right:4px}.card-marketing-tile-summary-list-item-stars .card-tile__star--rate{justify-content:center;margin-top:-6px}.card-marketing-tile-summary-list-item-stars .card-tile__star--rate img{width:16px!important}.card-marketing-tile-summary-list-item-stars .card-tile__stars{margin:0}@media (max-width:991px){.block-insurance_list_summary .card__detail_block{font-size:1.6rem}.block-insurance_list_summary .insurance-stars .insurance-stars .star-rate{display:block;text-align:center;margin:0.4rem 0}.block-insurance_list_summary .insurance-stars .insurance-stars .star-rate .star-rate__stars-wrapper,.block-insurance_list_summary .insurance-stars .insurance-stars .star-rate .star-rate__copy{display:block;text-align:center}}.block-insurance_list_summary{margin-top:2.4rem}.sum-list__copy:nth-of-type(even){background-color:#fff}.card__name{margin-top:.1rem;font-weight:700}@media (min-width:992px){.card__detail_block{margin-left:1.4rem}}@media (min-width:992px){.sum-list__header th{font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif;font-size:1.2rem;background-color:#F6FBFF}}.blk__card-tile-sum-list .copy-sm{font-size:1.2rem;line-height:1.8rem;color:#5a5b5d;font-weight:700}@media (min-width:992px){.sum-get__quote{width:25%}.sum-best__for{min-width:45%}.sum-list__copy{width:30%}}@media (min-width:992px){.sum-list__name{margin:auto 1rem}}.block.block-button{margin-top:4.0rem;margin-bottom:3.2rem}.block.block-table,.block-heading_block{margin-top:2.4rem}.block.block-tips{margin-bottom:-2.4rem!important}.general-tile-item{margin:30px 0}.block-general_offer_block .general-tile-item{margin:2.4rem 0 0!important}.prosAndCons{display:flex;justify-content:space-between}.prosAndCons>div{width:45%}.prosAndCons>div.divider{width:1px;background-color:#CACBCB;height:auto}.general-tile-btn-nextinsure:focus,.general-tile-btn-nextinsure:hover:focus{background-color:#35B2D6;color:#fff}</style> <script> var static_url = 'https://g.foolcdn.com/static/affiliates/'; </script>  <script type="text/javascript" src="//www.nextinsure.com/listingdisplay/loader/sh"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/instrumentation.js" charset="UTF-8" rel="preload" as="script"></script> <script async>(function(d){var s = d.createElement("script");s.setAttribute("data-account", "JPpJAc3inv");s.setAttribute("data-trigger", "accessibilityWidget");s.setAttribute("src", "https://cdn.userway.org/widget.js");(d.body || d.head).appendChild(s);})(document)</script><noscript>Please ensure Javascript is enabled for purposes of <a href="https://cdn.userway.org">website accessibility</a></noscript> <script>window.geoVars = {"geoStateName":"","geoStateCode":"","geoCityCode":"","geoCountryCode":"SG"}</script></head> <body class="" > <div class="container-fluid"> <div class="row"> <div class="too-small bg-dark-gray text-white p-3 text-center"> <h3>This device is too small</h3> <p class="copy-md mt-3">If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.</p> </div> </div> </div> <a class="skip-main" href="#main-copy" tabindex="1">Skip to main content</a> <div class="container-fluid navigation"> <div class="row"> <div class="col-12 navigation-disclosure" aria-label="Navigation Disclosure"> <div class="pb-0" tabindex="2"> <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-advertiserDisclosure-id---desc"> <span class="info-wrap"> Advertiser Disclosure </span> <span id="ttip-advertiserDisclosure-id---desc" class="tooltip" role="tooltip"> Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace. <span class="tooltip-arrow"></span> </span> </span> </div> <div class="pb-0" tabindex="3"> <span id="accessibilityWidget" style="cursor: pointer">    |    Accessibility Options</span> </div> </div> <div class="col-12"> <div class="bb navigation-main-wrap row" role="navigation" aria-label="Main menu"> <div class="navigation-main col-12"> <div> <h2> <a aria-label="Link to home page" tabindex="3" class="navigation-logo" href="https://www.fool.com/money/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ltxt=Link+to+home+page"> <svg width="699" height="88" viewBox="0 0 699 88" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M331.693 87.2685L336.866 75.4537L323.391 42.6914H333.29L341.847 64.1497L350.533 42.6914H360.432L341.464 87.2685H331.693Z" fill="black"/> <path d="M292.365 59.0414V58.722C292.365 53.6768 293.962 49.6533 297.155 46.5879C300.412 43.4585 304.499 41.9258 309.417 41.9258C314.207 41.9258 318.166 43.5224 321.168 46.6517C324.17 49.7811 325.702 53.6129 325.702 58.2111C325.702 59.2968 325.638 60.3825 325.511 61.3405H301.881C302.073 65.1723 305.33 67.5991 310.375 67.5991C314.973 67.5991 318.805 66.5773 321.807 64.4698V72.7721C318.741 74.7519 314.782 75.7099 309.864 75.7099C304.627 75.7099 300.412 74.1771 297.155 71.1755C293.962 68.1101 292.365 64.0866 292.365 59.0414ZM301.945 55.1456H316.123C316.123 52.2718 313.185 49.8449 309.417 49.8449C307.437 49.8449 305.713 50.3558 304.244 51.3777C302.775 52.3995 302.009 53.6768 301.945 55.1456Z" fill="black"/> <path d="M289.938 74.8785H280.422V30.3652H289.938V74.8785Z" fill="black"/> <path d="M271.012 74.8785H261.752V51.3127H257.473V42.691H261.752V30.3652H271.012V42.691H278.101V51.3127H271.012V74.8785Z" fill="black"/> <path d="M239.321 41.7344C244.239 41.7344 248.454 43.3948 251.966 46.7158C255.479 49.9728 257.203 53.9963 257.203 58.7861C257.203 63.5759 255.479 67.5993 251.966 70.9203C248.454 74.1773 244.239 75.8378 239.321 75.8378C234.34 75.8378 230.125 74.1773 226.612 70.9203C223.164 67.5993 221.439 63.5759 221.439 58.7861C221.439 53.9963 223.164 49.9728 226.612 46.7158C230.125 43.3948 234.34 41.7344 239.321 41.7344ZM230.955 58.7861C230.955 61.1491 231.785 63.1927 233.382 64.7893C234.979 66.3859 236.958 67.2161 239.321 67.2161C241.684 67.2161 243.664 66.3859 245.261 64.7893C246.857 63.1288 247.688 61.1491 247.688 58.7861C247.688 56.4231 246.857 54.4433 245.261 52.8467C243.664 51.1863 241.684 50.356 239.321 50.356C236.958 50.356 234.979 51.1863 233.382 52.8467C231.785 54.4433 230.955 56.4231 230.955 58.7861Z" fill="black"/> <path d="M180.307 74.8794H170.855V28.7695L194.357 54.379L217.859 28.7695V74.8794H208.408V52.2715L194.357 68.0459L180.307 52.2715V74.8794Z" fill="black"/> <path d="M492.953 74.8785H483.438V30.3652H492.953V74.8785Z" fill="black"/> <path d="M461.609 41.7324C466.526 41.7324 470.741 43.3929 474.254 46.7138C477.766 49.9709 479.49 53.9943 479.49 58.7841C479.49 63.5739 477.766 67.5974 474.254 70.9183C470.741 74.1754 466.526 75.8358 461.609 75.8358C456.627 75.8358 452.412 74.1754 448.9 70.9183C445.451 67.5974 443.727 63.5739 443.727 58.7841C443.727 53.9943 445.451 49.9709 448.9 46.7138C452.412 43.3929 456.627 41.7324 461.609 41.7324ZM453.242 58.7841C453.242 61.1471 454.073 63.1908 455.669 64.7874C457.266 66.384 459.246 67.2142 461.609 67.2142C463.971 67.2142 465.951 66.384 467.548 64.7874C469.144 63.1269 469.975 61.1471 469.975 58.7841C469.975 56.4212 469.144 54.4414 467.548 52.8448C465.951 51.1843 463.971 50.3541 461.609 50.3541C459.246 50.3541 457.266 51.1843 455.669 52.8448C454.073 54.4414 453.242 56.4212 453.242 58.7841Z" fill="black"/> <path d="M424.058 41.7324C428.975 41.7324 433.19 43.3929 436.703 46.7138C440.215 49.9709 441.94 53.9943 441.94 58.7841C441.94 63.5739 440.215 67.5974 436.703 70.9183C433.19 74.1754 428.975 75.8358 424.058 75.8358C419.076 75.8358 414.861 74.1754 411.349 70.9183C407.9 67.5974 406.176 63.5739 406.176 58.7841C406.176 53.9943 407.9 49.9709 411.349 46.7138C414.861 43.3929 419.076 41.7324 424.058 41.7324ZM415.692 58.7841C415.692 61.1471 416.522 63.1908 418.118 64.7874C419.715 66.384 421.695 67.2142 424.058 67.2142C426.421 67.2142 428.4 66.384 429.997 64.7874C431.594 63.1269 432.424 61.1471 432.424 58.7841C432.424 56.4212 431.594 54.4414 429.997 52.8448C428.4 51.1843 426.421 50.3541 424.058 50.3541C421.695 50.3541 419.715 51.1843 418.118 52.8448C416.522 54.4414 415.692 56.4212 415.692 58.7841Z" fill="black"/> <path d="M386.251 74.8785H376.416V30.3652H405.73V39.3062H386.251V48.4388H404.005V57.1881H386.251V74.8785Z" fill="black"/> <path d="M670.003 88.0009L675.176 76.1861L661.701 43.4238H671.6L680.158 64.8822L688.843 43.4238H698.742L679.775 88.0009H670.003Z" fill="black"/> <path d="M630.674 59.7728V59.4535C630.674 54.4082 632.27 50.3848 635.464 47.3193C638.721 44.19 642.808 42.6572 647.726 42.6572C652.515 42.6572 656.475 44.2538 659.477 47.3832C662.478 50.5125 664.011 54.3444 664.011 58.9426C664.011 60.0283 663.947 61.1139 663.819 62.0719H640.19C640.381 65.9037 643.638 68.3306 648.683 68.3306C653.282 68.3306 657.114 67.3088 660.115 65.2012V73.5036C657.05 75.4834 653.09 76.4413 648.173 76.4413C642.936 76.4413 638.721 74.9086 635.464 71.907C632.27 68.8415 630.674 64.8181 630.674 59.7728ZM640.253 55.8771H654.431C654.431 53.0032 651.494 50.5764 647.726 50.5764C645.746 50.5764 644.021 51.0873 642.553 52.1091C641.084 53.1309 640.317 54.4082 640.253 55.8771Z" fill="black"/> <path d="M606.854 75.6117H597.338V43.4242H606.854V47.4476C608.195 44.6376 611.835 42.7217 616.242 42.7217C624.097 42.7217 628.567 47.7031 628.567 56.0693V75.6117H619.052V57.2188C619.052 53.4508 616.944 51.1517 613.176 51.1517C609.536 51.1517 606.854 53.7702 606.854 57.5381V75.6117Z" fill="black"/> <path d="M577.015 42.4658C581.932 42.4658 586.147 44.1263 589.66 47.4472C593.172 50.7043 594.897 54.7277 594.897 59.5175C594.897 64.3073 593.172 68.3308 589.66 71.6517C586.147 74.9088 581.932 76.5692 577.015 76.5692C572.033 76.5692 567.818 74.9088 564.306 71.6517C560.857 68.3308 559.133 64.3073 559.133 59.5175C559.133 54.7277 560.857 50.7043 564.306 47.4472C567.818 44.1263 572.033 42.4658 577.015 42.4658ZM568.649 59.5175C568.649 61.8805 569.479 63.9241 571.075 65.5208C572.672 67.1174 574.652 67.9476 577.015 67.9476C579.378 67.9476 581.358 67.1174 582.954 65.5208C584.551 63.8603 585.381 61.8805 585.381 59.5175C585.381 57.1546 584.551 55.1748 582.954 53.5782C581.358 51.9177 579.378 51.0875 577.015 51.0875C574.652 51.0875 572.672 51.9177 571.075 53.5782C569.479 55.1748 568.649 57.1546 568.649 59.5175Z" fill="black"/> <path d="M518.001 75.6108H508.549V29.501L532.051 55.1105L555.553 29.501V75.6108H546.101V53.003L532.051 68.7774L518.001 53.003V75.6108Z" fill="black"/> <path d="M152.768 68.4355C156.327 68.4355 159.213 65.5498 159.213 61.9902C159.213 58.4306 156.327 55.5449 152.768 55.5449C149.208 55.5449 146.322 58.4306 146.322 61.9902C146.322 65.5498 149.208 68.4355 152.768 68.4355Z" fill="#FFB71B"/> <path d="M114.155 0C132.859 0 148.558 21.0149 153 49.4314C153.083 49.9585 152.722 50.463 152.194 50.5533C151.743 50.6286 151.306 50.3802 151.133 49.951C146.698 39.0858 139.078 31.9102 130.427 31.9102C118.018 31.9102 107.13 47.0822 105.91 67.9466C104.299 71.4102 91.4536 74.0606 79.6172 74.5123V24.6291C86.9585 9.62275 101.506 0 114.155 0Z" fill="#0095C8"/> <path d="M6.44529 68.4355C10.0049 68.4355 12.8906 65.5498 12.8906 61.9902C12.8906 58.4306 10.0049 55.5449 6.44529 55.5449C2.88565 55.5449 0 58.4306 0 61.9902C0 65.5498 2.88565 68.4355 6.44529 68.4355Z" fill="#FFB71B"/> <path d="M45.0579 0C26.3545 0 10.6554 21.0149 6.21299 49.4314C6.13016 49.9585 6.49158 50.463 7.01865 50.5533C7.47042 50.6286 7.90714 50.3802 8.08032 49.951C12.5152 39.0858 20.1351 31.9102 28.7866 31.9102C41.1952 31.9102 52.083 47.0822 53.3027 67.9466C54.9141 71.4102 67.7595 74.0606 79.5959 74.5123V24.6291C72.2546 9.62275 57.7075 0 45.0579 0Z" fill="#003B5C"/> <path d="M114.375 65.0632H113.238V64.3705H116.235V65.0632H115.098V67.9471H114.375V65.0632ZM116.679 64.3555H116.747L118.629 66.2755L120.512 64.3555H120.58V67.9471H119.857V65.9818L118.629 67.3296L117.402 65.9818V67.9471H116.679V64.3555Z" fill="#0093C9"/> </svg> </a> </h2> </div> <div class="navigation-menu-container" aria-expanded="false" role="navigation"> <div class="navigation-menu-toggle" role="button" aria-controls="mainNavigationDropdown" aria-label="mobile navigation toggle button" aria-expanded="false"> <span class="navigation-menu-mobile"></span> <span class="navigation-menu-mobile navigation-menu-mobile--mid"></span> <span class="navigation-menu-mobile"></span> </div> <nav class="navigation-link-container" aria-label="Main Navigation" id="mainNavigationDropdown"> <ul class="navigation-menu-list navigation-menu-base"> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="100" aria-expanded="false"> Credit Cards <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Credit Cards </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Credit Cards of November 2024</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/best-travel-rewards-credit-cards/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/best-travel-rewards-credit-cards/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Travel Credit Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/best-credit-cards-for-gas-and-groceries/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/best-credit-cards-for-gas-and-groceries/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Gas & Groceries Credit Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/best-balance-transfer-credit-cards/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/best-balance-transfer-credit-cards/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best Balance Transfer Credit Cards</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">By Issuer</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/american-express/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/american-express/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best American Express Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/chase/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/chase/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Chase Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/citi/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/citi/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Citi Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/reviews/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Credit Card Reviews</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Credit Card Tools</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/compare-cards/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/compare-cards/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Compare Credit Cards</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/guides-tools/interest-calculator/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/guides-tools/interest-calculator/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Credit Card Interest Calculator</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/guides-tools/balance-transfer-calculator/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/guides-tools/balance-transfer-calculator/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Balance Transfer Calculator</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Credit Card Guides</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/guides-tools/how-credit-cards-work-beginners-guide/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/guides-tools/how-credit-cards-work-beginners-guide/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Credit Cards 101: A Beginner's Guide</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/guides-tools/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/guides-tools/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Credit Card Guides</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/compare-cards/comparison-guides/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/compare-cards/comparison-guides/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Credit Card Comparisons</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/credit-cards/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/credit-cards/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Credit Card Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="200" aria-expanded="false"> Banks <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Banks </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/savings-accounts/best-savings-accounts/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/savings-accounts/best-savings-accounts/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best High-Yield Savings Accounts</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/checking-accounts/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/checking-accounts/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Checking Accounts</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/cds/best-cd-rates/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/cds/best-cd-rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best CD Rates</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/money-market-accounts/best-money-market-accounts/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/money-market-accounts/best-money-market-accounts/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best Money Market Accounts</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Bank Reviews</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/reviews/capital-one-bank-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/reviews/capital-one-bank-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Capital One Bank Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/reviews/american-express-bank-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/reviews/american-express-bank-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">American Express National Bank Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/savings-accounts/reviews/sofi-checking-and-savings-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/savings-accounts/reviews/sofi-checking-and-savings-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">SoFi Bank Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/reviews/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Bank Reviews</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Knowledge & Tools</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/reviews/comparisons/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/reviews/comparisons/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Bank Account Comparisons</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/guides-tools/emergency-fund-calculator/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/guides-tools/emergency-fund-calculator/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Emergency Fund Calculator</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/federal-reserve-interest-rates/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/federal-reserve-interest-rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Federal Reserve Interest Rates</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Banking Resources</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Banking Guides</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/guides-tools/what-is-bank/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/guides-tools/what-is-bank/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Guide to Banking</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/guides-tools/open-account-online/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/guides-tools/open-account-online/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">How to Open a Bank Account</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/guides-tools/types-accounts/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/guides-tools/types-accounts/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Types of Bank Accounts</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/banks/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/banks/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Banking Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="300" aria-expanded="false"> Brokers <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Brokers </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Stock Brokers of November 2024</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-free-stock-trading-app/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/best-free-stock-trading-app/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Free Stock Trading Apps</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-brokers-options/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/best-brokers-options/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Options Trading Platforms</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-brokers-iras/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/best-brokers-iras/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best IRA Accounts</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best for Beginners</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-online-stock-brokers-beginners/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/best-online-stock-brokers-beginners/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Stock Brokers for Beginners</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-investment-apps-beginners/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/best-investment-apps-beginners/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Investment Apps for Beginners</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/best-robo-advisors-beginners/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/best-robo-advisors-beginners/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Robo-Advisors for Beginners</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Top Reviews</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/robinhood-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/robinhood-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Robinhood Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/sofi-active-investing-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/sofi-active-investing-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">SoFi Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/etrade-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/etrade-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">E*TRADE Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/reviews/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Brokerage Reviews</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Guides</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/how-brokerage-account-works/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/how-brokerage-account-works/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">What Is a Brokerage Account?</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/how-to-choose-an-online-brokerage/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/how-to-choose-an-online-brokerage/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">How to Choose a Brokerage Account</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/how-to-open-brokerage-account/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/how-to-open-brokerage-account/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">How to Open a Brokerage Account</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/buying-stocks/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/buying-stocks/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Brokerage Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="400" aria-expanded="false"> Crypto <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Crypto </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/best-cryptocurrency-apps/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/best-cryptocurrency-apps/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Crypto Exchanges</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/best-place-buy-bitcoin/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/best-place-buy-bitcoin/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Bitcoin Exchanges</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/best-place-buy-ethereum/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/best-place-buy-ethereum/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Ethereum Exchanges</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/nft-marketplaces/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/nft-marketplaces/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best NFT Marketplaces</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Top Reviews</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/coinbase-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/coinbase-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Coinbase Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/gemini-exchange-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/gemini-exchange-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Gemini Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/cryptocom-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/cryptocom-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Crypto.com Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/reviews/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Crypto Reviews</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Exchange Comparisons</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/coinbase-vs-robinhood/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/coinbase-vs-robinhood/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Coinbase vs. Robinhood</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/gemini-vs-coinbase/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/gemini-vs-coinbase/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Gemini vs. Coinbase</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/cryptocom-vs-coinbase/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/cryptocom-vs-coinbase/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Crypto.com vs. Coinbase</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/cryptocom-vs-robinhood/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/cryptocom-vs-robinhood/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Robinhood vs. Crypto.com</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Knowledge</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/investing/stock-market/market-sectors/financials/cryptocurrency-stocks/guide-to-cryptocurrencies/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">A Complete Guide to Cryptocurrencies</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/investing/stock-market/market-sectors/financials/cryptocurrency-stocks/types-of-cryptocurrencies/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Types of Cryptocurrencies</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/investing/stock-market/market-sectors/financials/cryptocurrency-stocks/how-to-invest-in-cryptocurrency/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">How to Invest in Crypto</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/cryptocurrency/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/cryptocurrency/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Cryptocurrency Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="500" aria-expanded="false"> Mortgages <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Mortgages </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/best-mortgage-lenders/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/best-mortgage-lenders/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Mortgage Lenders of November 2024</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/best-refinance-lenders/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/best-refinance-lenders/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Best Refinance Lenders</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/best-mortgage-lenders-first-time-homebuyers/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/best-mortgage-lenders-first-time-homebuyers/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Mortgage Lenders for First-Time Homebuyers</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/best-home-equity-loan-lenders/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/best-home-equity-loan-lenders/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best Home Equity Loan Lenders</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Mortgage Rates</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/rates/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Today's Best Mortgage Rates</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/refinance-rates/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/refinance-rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Today's Best Refinance Rates</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/15-year-mortgage-rates/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/15-year-mortgage-rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">15-Year Mortgage Rates</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/30-year-mortgage-rates/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/30-year-mortgage-rates/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">30-Year Mortgage Rates</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Mortgage Tools</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/mortgage-calculator/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/mortgage-calculator/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Mortgage Calculator</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/mortgage-lenders-and-calculators-by-location/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/mortgage-lenders-and-calculators-by-location/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">State-Specific Mortgage Calculators</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/pre-approval/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/pre-approval/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Get Pre-Approved For a Mortgage</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Guide to Mortgages</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Guides</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/reviews/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Mortgage Lender Reviews</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/mortgage-types/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/mortgage-types/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Types of Mortgages</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/how-to-choose-mortgage-lender/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/how-to-choose-mortgage-lender/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">How to Choose a Mortgage Lender</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/mortgages/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/mortgages/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Mortgage Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="600" aria-expanded="false"> Insurances <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Insurances </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Auto Insurance</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/auto/best-car-insurance-companies/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/auto/best-car-insurance-companies/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Auto Insurance</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/auto/reviews/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/auto/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Auto Insurance Reviews</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/auto/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/auto/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Auto Insurance Articles</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/auto/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/auto/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Auto Insurance Resources</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Homeowners Insurance</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/homeowners/best-homeowners-insurance-companies/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/homeowners/best-homeowners-insurance-companies/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Homeowners Insurance</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/homeowners/reviews/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/homeowners/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Homeowners Insurance Reviews</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/homeowners/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/homeowners/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Homeowners Insurance Articles</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/homeowners/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/homeowners/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Homeowners Insurance Resources</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Life Insurance</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/life/best-life-insurance-companies/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/life/best-life-insurance-companies/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Life Insurance Companies</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/life/reviews/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/life/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Life Insurance Reviews</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/life/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/life/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Life Insurance Articles</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/life/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/life/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Life Insurance Resources</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Pet Insurance</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/pet/best-pet-insurance-companies/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/pet/best-pet-insurance-companies/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Pet Insurance Companies</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/pet/reviews/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/pet/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Pet Insurance Reviews</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/pet/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/pet/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Pet Insurance Articles</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/insurance/pet/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/insurance/pet/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Pet Insurance Resources</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="700" aria-expanded="false"> Loans <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Loans </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Best Of Lists</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Best Personal Loans of November 2024</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/hardship-loans/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/hardship-loans/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Hardship Loans</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/best-personal-loans-debt-consolidation/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/best-personal-loans-debt-consolidation/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Best Debt Consolidation Loans</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/best-personal-loans-bad-credit/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/best-personal-loans-bad-credit/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Best Personal Loans for Bad Credit</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Lender Reviews</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/sofi-personal-loans-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/sofi-personal-loans-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">SoFi Personal Loans Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/upstart-personal-loans-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/upstart-personal-loans-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Upstart Personal Loans Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/citibank-personal-loans-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/citibank-personal-loans-review/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Citi Personal Loans Review</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/reviews/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/reviews/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Personal Loans Reviews</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Personal Loan Tools</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/calculator/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/calculator/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Loan Payoff Calculator</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/how-much-can-i-get/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/how-much-can-i-get/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">How Much Personal Loan Can You Get?</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/what-credit-score-for-personal-loan/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/what-credit-score-for-personal-loan/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">What Credit Score Do You Need?</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Personal Loan Guides</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/how-to-finance/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/how-to-finance/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">How to Finance a Purchase</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/pre-approval/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/pre-approval/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">How to Get Pre-approved for a Loan</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/how-to-apply-personal-loan/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/how-to-apply-personal-loan/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">How to Apply for a Personal Loan</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-loans/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-loans/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Personal Loan Articles</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="800" aria-expanded="false"> Podcast <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> Podcast </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Motley Fool Money Podcast</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/podcasts/motley-fool-money/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Motley Fool Money Podcast</a> </li> </ul> </div> </div> </li> <li data-navitem='true' class="navigation-menu-list-item navigation-menu-list-item--parent" tabindex="900" aria-expanded="false"> About Us <span class="d-none d-lg-inline-block navigation-chevron"></span> <span class="d-lg-none navigation-chevron navigation-chevron--right"></span> <div class="navigation-menu-list-subgroup"> <p class="navigation-menu-list-item mb-4"> <span class="d-lg-none navigation-chevron navigation-chevron--left"></span> About Us </p> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Knowledge</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/personal-finance/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/personal-finance/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">Personal Finance Guides</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/research/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/research/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Market Research & Insights</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/awards/2025/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/awards/2025/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">2025 Award Winners</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/articles/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">All Motley Fool Money Articles</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">Motley Fool Money</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/about-us/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/about-us/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">About Motley Fool Money</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/our-advertisers/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/our-advertisers/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">How We Make Money</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/editorial-integrity/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/editorial-integrity/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Editorial Integrity</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="/money/rating-methodology/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" tabindex="" data-track-link="/money/rating-methodology/" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Our Rating Methodology</a> </li> </ul> </div> <div class="pb-2 navigation-menu-list-subgroup-item"> <div class="pb-4 navigation-menu-sublist-header">The Motley Fool</div> <ul class="navigation-menu-sublist"> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1">The Motley Fool</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/investing-news/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="2">Stock Market News</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/services/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="3">Motley Fool Premium Services</a> </li> <li class="navigation-menu-sublist-item"> <a class="navigation-menu-sublist-item-link" href="https://www.fool.com/about/investing-philosophy/" tabindex="" data-track-link="" data-track-category="nav_click" data-track-action="main_nav" data-track-order="4">Our Investing Philosophy</a> </li> </ul> </div> </div> </li> <li class="navigation-menu-list-item"> <div class="nav-searchbar-wrap navbar-item has-dropdown is-hidden-mobile search-bar-main"> <a href="#" tabindex="0" class="nav-search search-icon d-none d-lg-block"> <svg width="16px" height="16px" viewBox="0 0 16 16" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" class="subtle icon search-icon" aria-labelledby="searchIcon searchIconDesc">  <title id="searchIcon">Search Icon</title> <desc id="searchIconDesc">Click here to search</desc> <g id="Individual-Investment" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd" class="search-icon"> <g id="individual-investment-detail" transform="translate(-1208.000000, -770.000000)" fill="#003B5C" fill-rule="nonzero" class="search-icon"> <path class="search-icon" d="M1223.78125,783.84375 C1223.92708,783.989584 1224,784.166666 1224,784.375 C1224,784.583334 1223.92708,784.760416 1223.78125,784.90625 L1222.90625,785.78125 C1222.76042,785.927084 1222.58333,786 1222.375,786 C1222.16667,786 1221.98958,785.927084 1221.84375,785.78125 L1218.71875,782.65625 C1218.57292,782.510416 1218.5,782.333334 1218.5,782.125 L1218.5,781.625 C1217.33333,782.541671 1216,783 1214.5,783 C1213.31249,783 1212.22396,782.708336 1211.23438,782.125 C1210.24479,781.541664 1209.45834,780.755213 1208.875,779.765625 C1208.29166,778.776037 1208,777.687506 1208,776.5 C1208,775.312494 1208.29166,774.223963 1208.875,773.234375 C1209.45834,772.244787 1210.24479,771.458336 1211.23438,770.875 C1212.22396,770.291664 1213.31249,770 1214.5,770 C1215.68751,770 1216.77604,770.291664 1217.76562,770.875 C1218.75521,771.458336 1219.54166,772.244787 1220.125,773.234375 C1220.70834,774.223963 1221,775.312494 1221,776.5 C1221,778 1220.54167,779.333327 1219.625,780.5 L1220.125,780.5 C1220.33333,780.5 1220.51042,780.572916 1220.65625,780.71875 L1223.78125,783.84375 Z M1214.5,780.5 C1215.22917,780.5 1215.90104,780.322918 1216.51562,779.96875 C1217.13021,779.614582 1217.61458,779.130211 1217.96875,778.515625 C1218.32292,777.901039 1218.5,777.22917 1218.5,776.5 C1218.5,775.77083 1218.32292,775.098961 1217.96875,774.484375 C1217.61458,773.869789 1217.13021,773.385418 1216.51562,773.03125 C1215.90104,772.677082 1215.22917,772.5 1214.5,772.5 C1213.77083,772.5 1213.09896,772.677082 1212.48438,773.03125 C1211.86979,773.385418 1211.38542,773.869789 1211.03125,774.484375 C1210.67708,775.098961 1210.5,775.77083 1210.5,776.5 C1210.5,777.22917 1210.67708,777.901039 1211.03125,778.515625 C1211.38542,779.130211 1211.86979,779.614582 1212.48438,779.96875 C1213.09896,780.322918 1213.77083,780.5 1214.5,780.5 Z" id=""></path> </g> </g> </svg> </a> <div class="nav-searchbar navbar-item" id="searchTrigger"> <div class="d-flex d-lg-none nav-search"> <svg width="16px" height="16px" viewBox="0 0 16 16" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" class="subtle icon search-icon" aria-labelledby="searchIconMob searchIconMobDesc">  <title id="searchIconMob">Search Icon</title> <desc id="searchIconMobDesc">Click here to search</desc> <g id="Individual-Investment-mob" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd" class="search-icon"> <g id="individual-investment-detail-mob" transform="translate(-1208.000000, -770.000000)" fill="#003B5C" fill-rule="nonzero" class="search-icon"> <path class="search-icon" d="M1223.78125,783.84375 C1223.92708,783.989584 1224,784.166666 1224,784.375 C1224,784.583334 1223.92708,784.760416 1223.78125,784.90625 L1222.90625,785.78125 C1222.76042,785.927084 1222.58333,786 1222.375,786 C1222.16667,786 1221.98958,785.927084 1221.84375,785.78125 L1218.71875,782.65625 C1218.57292,782.510416 1218.5,782.333334 1218.5,782.125 L1218.5,781.625 C1217.33333,782.541671 1216,783 1214.5,783 C1213.31249,783 1212.22396,782.708336 1211.23438,782.125 C1210.24479,781.541664 1209.45834,780.755213 1208.875,779.765625 C1208.29166,778.776037 1208,777.687506 1208,776.5 C1208,775.312494 1208.29166,774.223963 1208.875,773.234375 C1209.45834,772.244787 1210.24479,771.458336 1211.23438,770.875 C1212.22396,770.291664 1213.31249,770 1214.5,770 C1215.68751,770 1216.77604,770.291664 1217.76562,770.875 C1218.75521,771.458336 1219.54166,772.244787 1220.125,773.234375 C1220.70834,774.223963 1221,775.312494 1221,776.5 C1221,778 1220.54167,779.333327 1219.625,780.5 L1220.125,780.5 C1220.33333,780.5 1220.51042,780.572916 1220.65625,780.71875 L1223.78125,783.84375 Z M1214.5,780.5 C1215.22917,780.5 1215.90104,780.322918 1216.51562,779.96875 C1217.13021,779.614582 1217.61458,779.130211 1217.96875,778.515625 C1218.32292,777.901039 1218.5,777.22917 1218.5,776.5 C1218.5,775.77083 1218.32292,775.098961 1217.96875,774.484375 C1217.61458,773.869789 1217.13021,773.385418 1216.51562,773.03125 C1215.90104,772.677082 1215.22917,772.5 1214.5,772.5 C1213.77083,772.5 1213.09896,772.677082 1212.48438,773.03125 C1211.86979,773.385418 1211.38542,773.869789 1211.03125,774.484375 C1210.67708,775.098961 1210.5,775.77083 1210.5,776.5 C1210.5,777.22917 1210.67708,777.901039 1211.03125,778.515625 C1211.38542,779.130211 1211.86979,779.614582 1212.48438,779.96875 C1213.09896,780.322918 1213.77083,780.5 1214.5,780.5 Z" id=""></path> </g> </g> </svg> </div> <div class="control is-search mi-search-bar"> <input class="input" type="text" id="search" autocomplete="off" tabindex="0" data-track-link="search_input" data-track-category="nav_click" data-track-action="main_nav" data-track-order="1" /> <label for="search" class="l-sp--sm c--sec pl--24 trans">Search For</label> </div> </div> <div id="search-results" class="navbar-dropdown mi-search-results"> </div> </div> </li> </ul> </nav> </div> </div> </div> </div> </div> </div> <div class="vertical-bg container-fluid" role="main"> <div class="row"> <div class="container"> <div class="row"> <div class="col-12 col-md-10 offset-md-1 col-lg-8 offset-lg-2 col-xl-10 offset-xl-1"> <div class="block-pg-title">  <div class="pb-3"> <ul class="crumb crumb__list"> <li class="crumb__list-item"><a class="crumb__link" href="https://www.fool.com/money/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">Motley Fool Money</a></li> <li class="crumb__list-item"><a class="crumb__link" href="https://www.fool.com/money/insurance/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">Insurance</a></li> <li class="crumb__list-item"><a class="crumb__link" href="https://www.fool.com/money/insurance/homeowners/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">Homeowners Insurance</a></li> </ul> </div> </div> <div class="pb-3 bb"> <section class="copy-md"> <div class="block pg-title-item px-0"> <h1 class="pg-title__child pg-title__title"> The Best Homeowners Insurance Companies of 2024 </h1> </div> </section>  <div class="block pb-3 px-0"> <div class="row mt-4"> <div class="col-12 fs-12"> Updated <time datetime="2024-11-27T12:17:10.384139-05:00">Nov. 27, 2024</time> </div> </div> <div class="row author-bio pb mt-4"> <div class="col-12"> <div class="authors-container"> <div class="author-bio-author"> <div class="author-bio-image-container"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Kailey_Hagen_2c0KOhx.jpg?width=128&height=128" alt="Kailey Hagen" height="48" width="48"/> </div> </div> <div class="byline-container"> <div class="author-wrap author-hover"> <div class="author-wrapper author-wrapper-fact-checker author-bio-name"> <a class="mobile-link-disable author-link"> <span class="text-normal">Author:</span> Kailey Hagen</a> <div class="author-hover-bio bs br"> <div class="author-bio-content"> <div> <div class="author-bio-author"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Kailey_Hagen_2c0KOhx.jpg?width=128&height=128" alt="Kailey Hagen" height="32" width="32"/> </div> <div class="d-block"> <div class="author-bio-name"><a href="/money/authors/profile/kailey-hagen/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">Kailey Hagen</a> </div> <div class="author-bio-description">Writer</div> </div> </div> <div class="copy-md pt-3"> <p data-block-key="1oyfz">Kailey Hagen has been writing about small businesses and finance for almost 10 years. Articles she's written for The Motley Fool have been syndicated to USA Today, MSN, and Yahoo! Finance. She specializes in personal and business bank accounts and software for small to medium-size businesses. She lives on what's almost a farm in northern Wisconsin with her husband and three dogs.</p> </div> <p class="pt-4"> <a href="/money/authors/profile/kailey-hagen/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">See Full Bio</a> </p> <div class="authors__social"> <a href="https://www.linkedin.com/in/kaileyhagen/" rel="nofollow"> <img class="social-icon" src="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%401x.svg" srcset="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 1x, https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 2x" alt="Linked In Icon"> </a> </div> </div> </div> </div> </div> </div> </div> <div class="secondary-author-toggle d-md-none fs-14"> <span class="px-2 lh-28">|</span> <a class="toggle-button" data-base_text="1 other ">1 other [ + ]</a> </div> </div> <div class="author-bio-author"> <div class="author-bio-image-container"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/image_xWNMFqj.png?width=128&height=128" alt="Eric McWhinnie" height="48" width="48"/> </div> </div> <div class="byline-container"> <div class="author-wrap author-hover"> <div class="author-wrapper author-wrapper-fact-checker author-bio-name"> <a class="mobile-link-disable author-link"> <span class="text-normal">Fact Checked:</span> Eric McWhinnie</a> <div class="author-hover-bio bs br"> <div class="author-bio-content"> <div> <div class="author-bio-author"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/image_xWNMFqj.png?width=128&height=128" alt="Eric McWhinnie" height="32" width="32"/> </div> <div class="d-block"> <div class="author-bio-name"><a href="/money/authors/profile/eric-mcwhinnie/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">Eric McWhinnie</a> </div> </div> </div> <div class="copy-md pt-3"> <p data-block-key="srrzf">Eric McWhinnie has been writing and editing digital content since 2010. He specializes in personal finance and investing. He also holds a bachelor’s degree in Finance.</p> </div> <p class="pt-4"> <a href="/money/authors/profile/eric-mcwhinnie/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">See Full Bio</a> </p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <script> document.addEventListener('DOMContentLoaded', function () { const authorsContainer = document.querySelector('.authors-container'); const authorBioAuthors = authorsContainer.querySelectorAll('.author-bio-author'); const toggleButton = authorsContainer.querySelector('.toggle-button'); const toggleButtonContainer = authorsContainer.querySelector('.secondary-author-toggle'); function isMobile() { return window.innerWidth <= 768; } function isMultiLine(element) { const lineHeight = parseInt(window.getComputedStyle(element).lineHeight, 20); return element.offsetHeight > lineHeight; } function moveToggleButton() { if (authorBioAuthors.length > 1 && isMobile()) { const firstAuthor = authorBioAuthors[0]; if (isMultiLine(firstAuthor)) { const secondAuthor = authorBioAuthors[2]; firstAuthor.insertAdjacentElement('afterend', toggleButtonContainer); toggleButtonContainer.style.paddingLeft = '45px'; toggleButtonContainer.querySelector('span').style.display = 'none'; } } } // handler for mobile toggling of other authors toggleButton.addEventListener('click', function () { for (let i = 1; i < authorBioAuthors.length; i++) { if (authorBioAuthors[i].style.display === 'none' || authorBioAuthors[i].style.display === '') { authorBioAuthors[i].style.display = 'flex'; toggleButton.textContent = `${toggleButton.dataset.base_text} [ - ]`; } else { authorBioAuthors[i].style.display = 'none'; toggleButton.textContent = `${toggleButton.dataset.base_text} [ + ]`; } } }); // Show all authors on larger screens window.addEventListener('resize', function () { moveToggleButton(); if (window.innerWidth > 768) { for (let i = 1; i < authorBioAuthors.length; i++) { authorBioAuthors[i].style.display = 'flex'; } toggleButton.textContent = `${toggleButton.dataset.base_text} [ - ]`; } }); moveToggleButton(); }); </script> </div> </div> </div> </div> </div> </div> </div> <div class="container-fluid " role="main">   <div class="row pt-6"> <div class=" container " id="main-copy" tabindex="0"> <div class="row"> <div class="col-12 col-md-10 offset-md-1 col-lg-8 offset-lg-2 col-xl-10 offset-xl-1"> <section class="p-3 copy-sm affiliate-disc-copy disc-copy bg-0 b"> <span> Many or all of the products here are from our partners that compensate us. <a href="/money/our-advertisers/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">It’s how we make money.</a> But our <a href="/money/editorial-integrity/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">editorial integrity</a> ensures that our product ratings are not influenced by compensation. Terms may apply to offers listed on this page. </span> <span> </span> </section> </div> <nav id="sidenav" class="container-fluid"> <ul class="faq__list"> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" aria-label="Insurance Guides"> <span class="faq__link copy-md bold fs-14"> Insurance Guides </span> <span class="chevron_expander"><img src="https://g.foolcdn.com/static/affiliates/project/images/icons/chevron--white.svg" alt="chevron"></span> </button> <div class="accordion__child"> <ul> <li class="border-top pt-3 pb-3"> <a href="/money/insurance/homeowners/best-cheap-home-insurance-washington-dc/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" class="copy-md">The Best Cheap Washington D.C Homeowners Insurance</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/insurance/homeowners/best-cheap-home-insurance-wisconsin-wi/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" class="copy-md">The Best Cheap Wisconsin Homeowners Insurance</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/insurance/homeowners/best-cheap-home-insurance-south-dakota-sd/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" class="copy-md">The Best Cheap South Dakota Homeowners Insurance</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/insurance/homeowners/best-cheap-home-insurance-south-carolina-sc/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" class="copy-md">The Best Cheap South Carolina Homeowners Insurance</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/insurance/homeowners/best-cheap-home-insurance-utah-ut/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" class="copy-md">The Best Cheap Utah Homeowners Insurance</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/insurance/homeowners/best-cheap-home-insurance-vermont-vt/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" class="copy-md">The Best Cheap Vermont Homeowners Insurance</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/insurance/homeowners/best-cheap-home-insurance-rhode-island-ri/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" class="copy-md">The Best Cheap Rhode Island Homeowners Insurance</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/insurance/homeowners/best-cheap-home-insurance-missouri-mo/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" class="copy-md">The Best Cheap Missouri Homeowners Insurance</a> </li> </ul> </div> </li> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" aria-label="Insurance Guides"> <span class="faq__link copy-md bold fs-14"> Table of Contents </span> <span class="chevron_expander"><img src="https://g.foolcdn.com/static/affiliates/project/images/icons/chevron--white.svg" alt="chevron"></span> </button> <div class="accordion__child"> <ul> <li class="border-top pt-3 pb-3 "> <a href="#the-best-homeowners-insurance-companies-of-auto_date_month_year" class="copy-md">The Top Homeowners Insurance Companies</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#what-is-homeowners-insurance" class="copy-md">What Is Homeowners Insurance?</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#who-needs-homeowners-insurance" class="copy-md">Who Needs Homeowners Insurance?</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#how-expensive-is-homeowners-insurance" class="copy-md">How Expensive Is Homeowners Insurance?</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#how-much-home-insurance-coverage-do-i-need" class="copy-md">How Much Home Insurance Coverage Do I Need?</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#how-to-buy-homeowners-insurance" class="copy-md">How to Buy Homeowners Insurance</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#how-do-i-know-that-i-am-choosing-the-right-home-insurance-company" class="copy-md">How Do I Know That I Am Choosing the Right Home Insurance Company?</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#homeowners-insurance-by-state" class="copy-md">Homeowners Insurance by State</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#the-value-of-bundling-home-and-auto-insurance" class="copy-md">The Value of Bundling Home and Auto Insurance</a> </li> </ul> </div> </li> </ul> <div id="ascent_evergreen_sidebar" data-pitch-placement="mfm_evergreen_sidebar"></div> </nav> <div class="col-12 col-md-10 offset-md-1 col-lg-8 offset-lg-2 col-xl-10 offset-xl-1"> <div class="insurance_page"> <div class="row"> <div class="block block-affiliate_disclosure"> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="bfx9k">Your home is among your most valuable possessions, so you ought to protect it with homeowners insurance. Choosing among the many insurance providers can feel like an overwhelming task, but if you focus on the best home insurance companies, you can make things a lot easier for yourself. Here are some of our favorite home insurance providers for several common scenarios.</p> </div> </div> <div class="block block-quin_street_insurance_widget">  <div class="my-5 p-0 mx-0 qs-widget-wrapper"> <div id="qsWidgetContainer"></div> </div> <script> function triggerEvent(type, obj, data){ var ev; if (document.createEvent) { ev = document.createEvent("HTMLEvents"); ev.initEvent(type, true, true); } else { ev = document.createEventObject(); ev.eventType = type; } ev.eventName = type; if(data){ for(var key in data){ if(data.hasOwnProperty(key)){ ev[key] = data[key]; } } } if (document.createEvent) { obj.dispatchEvent(ev); } else { obj.fireEvent("on" + ev.eventType, ev);//for < IE8 } } function defineVisitCookie(count){ let new_count = count + 1; let tries = 4; let delay = 1000; const visitCookieValue = document.cookie.replace(/(?:(?:^|.*;\s*)Visit\s*=\s*([^;]*).*$)|^.*$/, "$1"); let attributionValue = visitCookieValue.replace(/.*visit=([\w-]*).*/, "$1"); if (attributionValue) { window.attributionValue = attributionValue; triggerEvent('VisitCookieDefined', window, {visitCookieName: "attributionValue"}); } else if (new_count < tries) { setTimeout(() => { defineVisitCookie(new_count); }, delay); } else { window.attributionValue = 'unset-cookie'; triggerEvent('VisitCookieDefined', window, {visitCookieName: "attributionValue"}); } } setTimeout(() => { defineVisitCookie(0); }, 1000) </script> <script> function quinstreetCheckAndRetry(matchingConfiguration, count, maxRetries) { //the widget will be loaded into a div with id="qsWidgetContainer". if (typeof sh !== 'undefined') { sh.initialize(matchingConfiguration, "qsWidgetContainer"); } else if (count < maxRetries) { setTimeout(function () { quinstreetCheckAndRetry(matchingConfiguration, count + 1, maxRetries); }, 500); } else { // do nothing, fail silently } } window.addEventListener("VisitCookieDefined", (event) => { let ni_var1 = window[event.visitCookieName]; let matchingConfiguration = { "src": "669439", "var1": ni_var1, "var2": "subid 2", "var3": "subid 3", "trn_id": "transactionId", }; // Call the function with initial count 0 and maximum retries 3 quinstreetCheckAndRetry(matchingConfiguration, 0, 3); }); </script> </div> <div class="block block-heading"> <h2 id="the-best-homeowners-insurance-companies-of-auto_date_month_year">The best homeowners insurance companies of November 2024</h2> </div> <div class="block block-insurance_offer_list_block"> <section class="blk__card-tile-list tile-wrap trigger_sticky_offer_list"> <div class="border--grey-top"> <div class="tile-wrap ttip--outer" id="liberty-mutual-homeowners-insurance"> <div> <div class="general-tile-item"> <div class="general-tile__img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/LIberty_Mutual.jpeg" alt="Logo for Liberty Mutual" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for optional coverages<span class="general-tile__title">Liberty Mutual</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_compceb1da-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--offer_compceb1da icon-info-descrip-1-offer_compceb1da" role="img">  <desc id="icon-info-descrip-1-offer_compceb1da">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-offer_compceb1da-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compceb1da-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <a href="#" class="shmktpl-direct-link btn btn--apply general-tile-btn-nextinsure" data-track-link="Liberty Mutual" data-track-category="offer_click" data-track-action="next_insure_widget_click" data-sh-src="669670" data-sh-inventorytype="generic-lightbox-staticlink" data-sh-target="Liberty Mutual" data-sh-trn-id="" data-primary-color="#AC145A" data-button-font-color="#FFFFFF" data-button-hover-color="#C7196" rel="sponsored noopener nofollow"> Get A Quote </a> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><p data-block-key="lh5ax">Liberty Mutual has been in business for over 110 years and is one of the most respected names in the industry. As one of the largest homeowners insurers in the U.S., the company is known for having an AM Best rating of A and its strong philanthropic efforts, including helping the homeless, those with disabilities, and supporting education in underserved communities.</p><p data-block-key="7emfm"></p><p data-block-key="7do00"><b>Pros</b></p><ul><li data-block-key="322ag">One of the least expensive providers in our ratings</li><li data-block-key="952d9">Offers customizable coverages to include belongings, damages, and living expenses with inflation protection</li><li data-block-key="dk5s6">Multiple discounts, including 10% for purchasing online (in most states)</li><li data-block-key="cllo7">Can manage policy and file claims through mobile app</li><li data-block-key="ngt2">Optional coverage for water backup</li></ul><p data-block-key="a8oto"><b>Cons</b></p><ul><li data-block-key="6lr1d">More than twice the average number of customer complaints</li><li data-block-key="43q7d">J.D. Power customer satisfaction rankings lower than average</li></ul></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/homeowners/liberty-mutual-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=1&ltxt=Read+full+review+of+Liberty+Mutual" data-offer_order="1" class="" data-slug="liberty-mutual-homeowners-insurance" data-link_type="txt-rev" aria-label="Read full review of Liberty Mutual"> Read our Liberty Mutual review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="erie-homeowners-insurance"> <div> <div class="general-tile-item"> <div class="general-tile__img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/Erie_insurance.png" alt="Logo for Erie Homeowners Insurance" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for flexible policies<span class="general-tile__title">Erie Homeowners Insurance</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_comp375d0b-id--2-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-2--offer_comp375d0b icon-info-descrip-2-offer_comp375d0b" role="img">  <desc id="icon-info-descrip-2-offer_comp375d0b">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--2-offer_comp375d0b-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp375d0b-id--2-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/homeowners/erie-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=btn-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=2&ltxt=Read+full+review+of+Erie+Homeowners+Insurance" data-offer_order="2" class="" data-slug="erie-homeowners-insurance" data-link_type="btn-rev" aria-label="Read full review of Erie Homeowners Insurance"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><p data-block-key="dnihz">Erie Insurance customers who bundle home and <a href="https://www.fool.com/money/insurance/auto/best-car-insurance-companies/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">auto insurance</a> could save up to 25% on their premiums. That's a tempting reason to consider this insurer, but it's not the only one. Customers can also look forward to strong customer satisfaction ratings and guaranteed <a href="https://www.fool.com/money/insurance/homeowners/replacement-cost-insurance/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">replacement cost coverage</a> included at no additional cost. Erie also offers coverage for pets, gift card and gift certificate reimbursement, and hard-to-replace items. This coverage is included in all policies at no additional cost. Erie's base policy offers more flexibility and coverage options than many competitors.</p><p data-block-key="643v9"><b>Pros</b></p><ul><li data-block-key="97khp">AM Best A+ Rating</li><li data-block-key="3nt6j">More than 13,000 agents with local presence</li><li data-block-key="3c9er">Strong customer service ratings</li><li data-block-key="3fcdo">Unique coverage options included at no additional cost</li></ul><p data-block-key="r934"><b>Cons</b></p><ul><li data-block-key="bmrh5">Only available in a handful of states</li><li data-block-key="1set9">Discounts change by state</li><li data-block-key="34q43">Can't purchase a policy without speaking to an agent</li></ul></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/homeowners/erie-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=btn-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=2&ltxt=Read+full+review+of+Erie+Homeowners+Insurance" data-offer_order="2" class="" data-slug="erie-homeowners-insurance" data-link_type="btn-rev" aria-label="Read full review of Erie Homeowners Insurance"> Read our Erie Homeowners Insurance review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="allstate-homeowners-insurance"> <div> <div class="general-tile-item"> <div class="general-tile__img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/personal-finance-art/Allstate_Logo-2_90YIVvk.jpg" alt="Logo for Allstate" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for generous discounts<span class="general-tile__title">Allstate</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>5.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_comp791a94-id--3-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-3--offer_comp791a94 icon-info-descrip-3-offer_comp791a94" role="img">  <desc id="icon-info-descrip-3-offer_comp791a94">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--3-offer_comp791a94-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp791a94-id--3-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <a href="#" class="shmktpl-direct-link btn btn--apply general-tile-btn-nextinsure" data-track-link="allstate" data-track-category="offer_click" data-track-action="next_insure_widget_click" data-sh-src="669670" data-sh-inventorytype="generic-lightbox-staticlink" data-sh-target="allstate" data-sh-trn-id="" data-primary-color="#AC145A" data-button-font-color="#FFFFFF" data-button-hover-color="#C7196" rel="sponsored noopener nofollow"> Get A Quote </a> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><p data-block-key="1g3qi"><a href="https://www.fool.com/money/insurance/homeowners/allstate-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">Allstate</a> offers some of the most generous discounts in the industry, which includes a discount of up to 25% when you bundle home and auto policies, up to 20% when you switch to Allstate without a recent home insurance claim, 10% loyalty discount, and 5% automatic payment. Allstate also has an extensive network of agents.</p><p data-block-key="ehcbp"><b>Pros</b></p><ul><li data-block-key="a6657">Customizable coverage options</li><li data-block-key="f74a7">Many discounts available</li><li data-block-key="5p030">High customer satisfaction</li><li data-block-key="c4hvd">Large Allstate agent network</li></ul><p data-block-key="9adsm"><b>Cons</b></p><ul><li data-block-key="24fdo">Premiums can be costlier than some competitors</li><li data-block-key="b3ljs">J.D. Power customer satisfaction rankings lower than average</li></ul></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/homeowners/allstate-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=3&ltxt=Read+full+review+of+Allstate" data-offer_order="3" class="" data-slug="allstate-homeowners-insurance" data-link_type="txt-rev" aria-label="Read full review of Allstate"> Read our Allstate review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="amica-homeowners-insurance"> <div> <div class="general-tile-item"> <div class="general-tile__img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/Amica_insurance_logo_8WugCeF.png" alt="Logo for Amica" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for customer service<span class="general-tile__title">Amica</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>5.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_comp29d2fc-id--4-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-4--offer_comp29d2fc icon-info-descrip-4-offer_comp29d2fc" role="img">  <desc id="icon-info-descrip-4-offer_comp29d2fc">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--4-offer_comp29d2fc-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp29d2fc-id--4-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/homeowners/amica-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=btn-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=4&ltxt=Read+full+review+of+Amica" data-offer_order="4" class="" data-slug="amica-homeowners-insurance" data-link_type="btn-rev" aria-label="Read full review of Amica"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><p data-block-key="tku64"><a href="https://www.fool.com/money/insurance/homeowners/amica-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">Amica</a> isn't as well known as some of the other home insurance companies on this list, but if you asked its customers about their experiences, most would probably give you glowing reviews. Amica Mutual ranks among the highest in J.D. Power's homeowners insurance. While its coverage options may not be as extensive as some of its competitors, it does the basics extremely well, and you won't find an equal to its dividend policies anywhere else. In addition, Amica has teamed up with Rocket Mortgage, and Amica policyholders can receive special loan pricing and save $2,000 on closing costs.</p><p data-block-key="barr6"><b>Pros</b></p><ul><li data-block-key="8eqg2">Excellent customer satisfaction ratings</li><li data-block-key="661vu">Good selection of homeowners discounts</li><li data-block-key="50bvr">Unique dividend policy option: Get up to 20% of your annual premium back</li><li data-block-key="f4907">Special loan pricing and savings of $2,000 on closing costs when using Rocket Mortgage</li></ul><p data-block-key="5d1pn"><b>Cons</b></p><ul><li data-block-key="dd8ge">Not available in all states</li><li data-block-key="c4ua4">Fewer endorsements than some of its competitors</li><li data-block-key="407bm">Dividend policy may cost more upfront</li><li data-block-key="1n42s">Can't buy a policy online</li></ul></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/homeowners/amica-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=btn-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=4&ltxt=Read+full+review+of+Amica" data-offer_order="4" class="" data-slug="amica-homeowners-insurance" data-link_type="btn-rev" aria-label="Read full review of Amica"> Read our Amica review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="state-farm-homeowners-insurance"> <div> <div class="general-tile-item"> <div class="general-tile__img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/StateFarm_ADjTsFf.png" alt="Logo for State Farm" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for bundling policies<span class="general-tile__title">State Farm</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.50/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_compfb354d-id--5-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-5--offer_compfb354d icon-info-descrip-5-offer_compfb354d" role="img">  <desc id="icon-info-descrip-5-offer_compfb354d">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--5-offer_compfb354d-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compfb354d-id--5-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/homeowners/state-farm-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=btn-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=5&ltxt=Read+full+review+of+State+Farm" data-offer_order="5" class="" data-slug="state-farm-homeowners-insurance" data-link_type="btn-rev" aria-label="Read full review of State Farm"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><p data-block-key="lm5b4">State Farm claims on its website that you can save up to $1,273 on auto and home insurance. If you have an auto insurance policy, the company notes that you can add a homeowners, renters, condo, or life insurance policy and save up to 17% on <a href="https://www.fool.com/money/insurance/homeowners/homeowners-insurance-premium/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">home insurance premiums</a>. State Farm offers customizable homeowners policies that include optional coverage for pets, identity theft, and water backup.</p><p data-block-key="4pgfc"><b>Pros</b></p><ul><li data-block-key="9croq">Multiple discounts</li><li data-block-key="6jdc3">AM Best rating of A++ (Superior)</li><li data-block-key="5n7op">Above-average customer service</li><li data-block-key="3lqoc">Large network of more than 19,000 agents</li></ul><p data-block-key="e8iaf"><b>Cons</b></p><ul><li data-block-key="8brhs">Discounts are limited in certain states</li><li data-block-key="dn5nd">State Farm premiums vary widely</li></ul></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/homeowners/state-farm-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=btn-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=5&ltxt=Read+full+review+of+State+Farm" data-offer_order="5" class="" data-slug="state-farm-homeowners-insurance" data-link_type="btn-rev" aria-label="Read full review of State Farm"> Read our State Farm review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="lemonade-homeowners-insurance"> <div> <div class="general-tile-item"> <div class="general-tile__img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/lemonade-insurance-logo-vector.png" alt="Logo for Lemonade" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for tech-savvy shoppers<span class="general-tile__title">Lemonade</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_compa92004-id--6-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-6--offer_compa92004 icon-info-descrip-6-offer_compa92004" role="img">  <desc id="icon-info-descrip-6-offer_compa92004">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--6-offer_compa92004-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compa92004-id--6-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <a href="#" class="shmktpl-direct-link btn btn--apply general-tile-btn-nextinsure" data-track-link="lemonade" data-track-category="offer_click" data-track-action="next_insure_widget_click" data-sh-src="669670" data-sh-inventorytype="generic-lightbox-staticlink" data-sh-target="lemonade" data-sh-trn-id="" data-primary-color="#AC145A" data-button-font-color="#FFFFFF" data-button-hover-color="#C7196" rel="sponsored noopener nofollow"> Get A Quote </a> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><p data-block-key="4a1u2"><a href="https://www.fool.com/money/insurance/homeowners/lemonade-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">Lemonade</a> is a top destination for customers looking for cheap home insurance, with premiums starting as low as $25 per month. The company makes shopping for insurance easy by offering an all-online application process and instant answers. Policies can be managed primarily through the Lemonade app or online.</p><p data-block-key="38r0b"><b>Pros</b></p><ul><li data-block-key="9fpdm">Unused premiums are donated to charity</li><li data-block-key="crd08">Plans start at $25/month</li><li data-block-key="dkctf">Many claims are paid instantly</li><li data-block-key="c2h4b">Easy online application process</li></ul><p data-block-key="6ho7a"><b>Cons</b></p><ul><li data-block-key="ba45c">Coverage isn't available in all states</li><li data-block-key="486t5">There are limited options for bundling coverage</li><li data-block-key="ep9hm">No in-person support</li></ul></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/homeowners/lemonade-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=6&ltxt=Read+full+review+of+Lemonade" data-offer_order="6" class="" data-slug="lemonade-homeowners-insurance" data-link_type="txt-rev" aria-label="Read full review of Lemonade"> Read our Lemonade review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="travelers-homeowners-insurance"> <div> <div class="general-tile-item"> <div class="general-tile__img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/Travelers.png" alt="Logo for Travelers" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for green homes<span class="general-tile__title">Travelers</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 3.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 70.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>3.50/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_comp6ffa83-id--7-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-7--offer_comp6ffa83 icon-info-descrip-7-offer_comp6ffa83" role="img">  <desc id="icon-info-descrip-7-offer_comp6ffa83">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--7-offer_comp6ffa83-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp6ffa83-id--7-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/homeowners/travelers-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=btn-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=7&ltxt=Read+full+review+of+Travelers" data-offer_order="7" class="" data-slug="travelers-homeowners-insurance" data-link_type="btn-rev" aria-label="Read full review of Travelers"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><p data-block-key="669of">While <a href="https://www.fool.com/money/insurance/homeowners/travelers-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">Travelers</a> has a lot of great coverage options that appeal to a broad base of homeowners, it's especially popular with those interested in green homes and sustainable living. Not only does it offer green home coverage to help homeowners rebuild their home with greener materials, but it also rewards green homeowners with a sweet discount on their premiums. For example, you can save up to 5% if your home is certified a "green home" by the Leadership Energy and Environmental Design (LEED) organization.</p><p data-block-key="ho4g"><b>Pros</b></p><ul><li data-block-key="5v0el">Coverage for green homes</li><li data-block-key="e2n5t">Option to add extra coverage for personal property</li><li data-block-key="a16hi">Policies are widely available across the U.S.</li></ul><p data-block-key="d7gkp"><b>Cons</b></p><ul><li data-block-key="32nmi">Poor customer satisfaction ratings</li><li data-block-key="avo9e">Discounts vary by state</li></ul></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/homeowners/travelers-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=btn-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=7&ltxt=Read+full+review+of+Travelers" data-offer_order="7" class="" data-slug="travelers-homeowners-insurance" data-link_type="btn-rev" aria-label="Read full review of Travelers"> Read our Travelers review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="usaa-homeowners-insurance"> <div> <div class="general-tile-item"> <div class="general-tile__img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/USAA.png" alt="Logo for USAA" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for military members and their families<span class="general-tile__title">USAA</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-offer_compd1d340-id--8-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-8--offer_compd1d340 icon-info-descrip-8-offer_compd1d340" role="img">  <desc id="icon-info-descrip-8-offer_compd1d340">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--8-offer_compd1d340-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compd1d340-id--8-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/homeowners/usaa-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=btn-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=8&ltxt=Read+full+review+of+USAA" data-offer_order="8" class="" data-slug="usaa-homeowners-insurance" data-link_type="btn-rev" aria-label="Read full review of USAA"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><p data-block-key="20hvd"><a href="https://www.fool.com/money/insurance/homeowners/usaa-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">USAA</a> is the go-to home insurance provider for just about everyone who qualifies for it. Unfortunately, it's only available to military members, veterans, and their families. Homeowners who fall into one of these groups should give it a look as it's often one of the most affordable home insurance companies around, and its customer satisfaction ratings are the highest in the industry. USAA would be ranked No. 1 in virtually all areas of the U.S. in J.D. Power rankings, but because it doesn't meet its award criteria, J.D. Power gives USAA a score but does not include it in the rankings.</p><p data-block-key="b7gd3"><b>Pros</b></p><ul><li data-block-key="aen6g">Has the highest customer ratings scores by J.D. Power</li><li data-block-key="ckjp9">USAA offers more protection and added benefits for military members at affordable rates</li><li data-block-key="2thg0">Option to save even more by bundling</li></ul><p data-block-key="ikjqj"><b>Cons</b></p><ul><li data-block-key="cl2ti">Only available to military members and their families</li><li data-block-key="2rteu">Not many physical branches</li></ul></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/homeowners/usaa-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=btn-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=8&ltxt=Read+full+review+of+USAA" data-offer_order="8" class="" data-slug="usaa-homeowners-insurance" data-link_type="btn-rev" aria-label="Read full review of USAA"> Read our USAA review </a> </div> </p> </div> </div> </div> </section> </div> <div class="block block-heading"> <h2 id="what-is-homeowners-insurance">What is homeowners insurance?</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="bfx9k">Homeowners insurance is a <a href="https://www.fool.com/money/insurance/homeowners/types-of-homeowners-insurance/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">type of insurance policy</a> that protects the policyholder's home and personal property against storm damage, theft, vandalism, and other hazards. It can also help homeowners cover the cost of staying somewhere else if they're forced to vacate their current home due to a covered claim.</p><p data-block-key="dvc4t">However, a typical homeowners insurance policy doesn't protect homeowners against everything. Flood and earthquake damage are typically excluded. Those interested in these types of coverage must purchase a separate flood or <a href="https://www.fool.com/money/insurance/homeowners/earthquake-insurance/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">earthquake insurance</a> policy.</p> </div> </div> <div class="block block-heading"> <h2 id="who-needs-homeowners-insurance">Who needs homeowners insurance?</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="bfx9k">Homeowners who have mortgages often have to deal with <a href="/money/insurance/homeowners/is-homeowners-insurance-required/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">homeowners insurance lender requirements</a>. This is where lenders require homeowners to purchase insurance to ensure it will still get paid even if the home is destroyed in a natural disaster.</p><p data-block-key="113f6">Those who own their home outright aren't required to purchase homeowners insurance, but it's a good idea to have coverage anyway. Without homeowners insurance, you must pay for any damage to your home on your own, and this could easily cost tens or hundreds of thousands of dollars.</p> </div> </div> <div class="block block-heading"> <h2 id="how-expensive-is-homeowners-insurance">How expensive is homeowners insurance?</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="z2vee">While homeowners insurance costs can vary based upon a variety of factors, data shows that there is a difference in cost for newer construction versus older homes.</p><p data-block-key="e5628">Additionally, homeowners who make improvements to their home can actually bring their home insurance premiums down with the right home updates. For example, updating a home’s electric or heating systems can reduce premiums because they reduce the risk of fires.</p> </div> </div> <div class="block block-heading"> <h2 id="how-much-home-insurance-coverage-do-i-need">How much home insurance coverage do I need?</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="bfx9k">There are two considerations when determining how much homeowners insurance coverage to buy:</p><ul><li data-block-key="a46f">The types of protections you should put in place</li><li data-block-key="1a424">The policy limits for your insurance policy</li></ul><h3 id="types-of-protections" data-block-key="2cc7q">Types of protections</h3><p data-block-key="9otfe">Homeowners must get the right kinds of protections so they can transfer an appropriate amount of risk to an insurer. Specifically, it is important for a homeowner to have:</p><ul><li data-block-key="4ucbu"><b>Replacement value coverage</b> for their dwelling and other structures. This will pay to repair or rebuild the home and other structures such as sheds or pools, in the event of a covered loss. Replacement value coverage is superior to market value coverage, which pays up to the amount the home is currently worth. If a home has declined in value, it could cost more to rebuild than it would sell for on an open market. Homeowners should make certain they can pay to replace their property, even if it is not worth that amount to rebuild.</li><li data-block-key="5fdh9"><b>Liability coverage,</b> so they do not have to pay legal fees out of pocket or pay for a settlement or court judgment if someone is hurt on their property or if their pet harms someone.</li><li data-block-key="97hd3"><b>Loss of use coverage,</b> so they can pay the costs associated with being displaced if a covered loss occurs.</li><li data-block-key="92ofk"><b>Replacement value personal property coverage</b>, which will pay to replace or repair possessions such as furniture and electronics that are destroyed by a covered loss. Replacement value coverage is especially important as old TVs and furniture may be worth very little and generally would cost much more to replace than their market value.</li></ul><p data-block-key="psfu">Without these coverages, a homeowner could face significant financial loss if something goes wrong.</p><p data-block-key="cvaog">Homeowners also should make sure they have coverage for all of the potential causes of loss they are at risk for. For example, many standard homeowners policies exclude coverage for floods or sinkholes. If these are a potential concern in the area where the home is located, homeowners should add a standalone policy or a rider that covers them.</p><h3 id="policy-limits" data-block-key="bm2rg">Policy limits</h3><p data-block-key="5r6c">Homeowners also must consider their policy limits. This is the maximum amount the insurer will pay when a covered loss occurs. If a property has replacement value coverage with a policy limit of $400,000, the insurer would pay a maximum of $400,000 in damages if the home was damaged or destroyed.</p><p data-block-key="2ankt">If the policy limits are too low, a homeowner may face uncompensated losses. This is a major concern, especially with liability insurance. A victim could sue a homeowner personally to recover uncompensated damages above policy limits when serious injuries occur.</p><h4 id="" data-block-key="hxi5v">The 80% rule for homeowners insurance</h4><p data-block-key="ebofr">Many insurers also require property owners to buy coverage with a policy limit equal to at least 80% of the replacement value of the home. So, someone with a $400,000 home would need a policy limit of $320,000 or higher. Otherwise, the insurer would not pay the full amount of damages in the event of a covered loss.</p><p data-block-key="5ma73">Determining the replacement costs of a home can be complicated. Homeowners may be able to calculate this on their own if they know the square footage of their home and the rough cost of construction per square foot in their area. Online home value calculators or professional appraisers can also help homeowners determine how much home insurance coverage they need.</p> </div> </div> <div class="block block-heading"> <h2 id="how-to-buy-homeowners-insurance">How to buy homeowners insurance</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="u912b">Here are the steps for property owners to take when buying homeowners insurance.</p><h3 id="1.-determine-the-coverage-they-need" data-block-key="kaccy">1. Determine the coverage they need</h3><p data-block-key="bphcn">It is important to understand exactly what kinds of protections should be put in place when buying <a href="https://www.fool.com/money/insurance/homeowners/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F">homeowners insurance</a>. Homeowners typically require:</p><ul><li data-block-key="6q6uq"><b>Dwelling coverage</b> to protect the dwelling</li><li data-block-key="7es4i"><b>Other structures coverage</b> to protect other structures on the property, such as sheds and freestanding garages</li><li data-block-key="4jcma"><b>Personal property coverage</b> to protect their possessions</li><li data-block-key="4667i"><b>Loss of use coverage</b> to pay for costs if displaced from a home</li><li data-block-key="f27cv"><b>Liability coverage</b> to pay for losses caused to others</li></ul><p data-block-key="fru4s">Homeowners should also consider whether they want open peril coverage, which pays for losses caused by any cause that isn't specifically excluded, or named peril coverage that pays only for losses by specified causes.</p><p data-block-key="dm70l">Many people in dangerous parts of the country will need to obtain additional coverage not offered as a part of standard homeowners policies, such as sinkhole coverage, earthquake coverage, or flood insurance.</p><h3 id="2.-decide-on-a-deductible" data-block-key="eh1dv">2. Decide on a deductible</h3><p data-block-key="4i33l">Homeowners must pay a deductible out of pocket when making a claim. A deductible could be as low as a few hundred dollars or as high as a few thousand dollars.</p><p data-block-key="3v5ba">A policy with a low deductible has higher premiums, but homeowners will pay lower out-of-pocket costs in the event of a claim. A policy with a high deductible has lower premiums, but the homeowner will have to pay more in the event of a covered loss.</p><p data-block-key="72b8n">Homeowners should consider the size of their emergency fund, as well as whether they would prefer to pay more to transfer additional risk and limit unexpected costs.</p><h3 id="3.-obtain-multiple-home-insurance-quotes" data-block-key="u4233">3. Obtain multiple home insurance quotes</h3><p data-block-key="adrg5">Homeowners should obtain at least three to five insurance quotes once they have determined what coverages they need. This can help to ensure they are getting the best price.</p><p data-block-key="c0l8m">It's quick and simple to obtain insurance quotes online from most insurers. Homeowners can also choose to work with an agent. It is important to find an independent agent that has relationships with multiple insurers, as this will enable a homeowner to compare multiple companies. Agents who work for a single insurer can only provide information on that insurer's policies.</p><p data-block-key="24fso">When comparing quotes, remember this is just an estimate and the actual amount of premiums due may change after a formal application is submitted.</p><h3 id="4.-compare-apples-to-apples" data-block-key="1tn52">4. Compare apples to apples</h3><p data-block-key="5lq99">When comparing quotes, homeowners need to ensure they are comparing similar offers from different insurers. This involves considering:</p><ul><li data-block-key="55l44">The types of coverage</li><li data-block-key="1rnq">The policy limits</li><li data-block-key="8imsj">Whether the coverage is replacement value coverage (and will pay to replace property) or market value coverage (and will pay only what the property is currently worth)</li><li data-block-key="2pjqv">Add-ons or riders</li><li data-block-key="8t22c">Whether the policy is an open peril or named peril policy</li><li data-block-key="cv6dc">What riders or add-on coverage is included</li><li data-block-key="13am4">The deductible</li></ul><p data-block-key="enb1c">If a policy is more expensive but offers far more comprehensive coverage with a lower deductible, that policy could actually be the better deal. That's why it's so important to make sure quotes that are being compared offer a similar level of coverage.</p><h3 id="5.-check-to-see-if-bundling-coverage-is-worthwhile" data-block-key="2085o">5. Check to see if bundling coverage is worthwhile</h3><p data-block-key="8guua">Homeowners can often save by bundling insurance coverage. This means buying multiple policies from the same carrier, such as buying both home and auto insurance. Savings for bundling can be as high as 25% with some carriers.</p><p data-block-key="7su89">However, this doesn't always mean that bundling is cheaper, especially if one insurer charges significantly higher rates for a specific kind of coverage such as homeowners insurance in a high-risk state. Consumers should get quotes for both bundled and separate coverage from different insurers to see what will provide the best price overall.</p><p data-block-key="8r7s0">Consumers should also research the insurer's reputation for customer service and claims handling for all types of insurance that would potentially be bundled. That's because some insurers excel in providing a particular type of coverage, but offer substandard customer service with other policy types.</p><h3 id="6.-research-discounts-available" data-block-key="uhqoz">6. Research discounts available</h3><p data-block-key="cub17">Many discounts could be available when purchasing home insurance, including savings for avoiding claims for a certain number of years, working in a specific profession, membership in specific organizations, or working for a particular employer.</p><p data-block-key="4q8pa">Having certain safety devices installed, such as an alarm or sprinkler system, could also result in reduced premiums.</p><p data-block-key="7loo7">Homeowners should research discounts different insurers offer, so they can see which provides the lowest price coverage after all their savings is applied.</p><h3 id="7.-check-the-insurer's-reputation" data-block-key="z9hc7">7. Check the insurer's reputation</h3><p data-block-key="4ndrv">The purpose of insurance is to provide protection against loss. No homeowner wants to face a problem getting a claim paid. As a result, it is important to check the reputation of the insurer.</p><p data-block-key="aprlq">When buying coverage, consumers should review the database of the National Association of Insurance Commissioners to check how many complaints have been received for a particular company. It's also helpful to look at J.D. Power customer satisfaction ratings to see how satisfied customers generally are with particular home insurance companies.</p><h3 id="8.-consider-the-insurer's-financial-strength" data-block-key="zolju">8. Consider the insurer's financial strength</h3><p data-block-key="29p5">It's important that an insurer be financially sound so it can pay out claims promptly even in the event of a large-scale disaster. AM Best and Standard & Poor ratings offer insight into whether an insurer is financially sound.</p><h3 id="9.-read-the-fine-print" data-block-key="gq02o">9. Read the fine print</h3><p data-block-key="803pi">Finally, homeowners should read the fine print on their insurance policy when purchasing coverage.</p><p data-block-key="909if">It is important to understand what losses are covered, what is excluded, and whether any special policy limits apply. For example, many insurers limit coverage of jewelry or weapons or art or furs to $1,500, so those who have large gun collections or expensive jewelry or other specialized collections may need to buy add-on coverage.</p><p data-block-key="1pogi">By carefully reviewing a policy, a homeowner can make sure they have the coverage they need before disaster strikes and they are left without the financial support they need to rebuild.</p> </div> </div> <div class="block block-heading"> <h2 id="how-do-i-know-that-i-am-choosing-the-right-home-insurance-company">How do I know that I am choosing the right home insurance company?</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="bfx9k">There are many factors homeowners must consider to determine if they are choosing the right home insurance company. Here are some of the big factors a consumer should consider when shopping for insurance.</p><h3 id="customer-service" data-block-key="kfijy">Customer service</h3><p data-block-key="84d8q">Homeowners want to be sure their insurer will pay a claim promptly and without hassle if a covered loss occurs. When shopping for insurance, it is helpful to read reviews of insurers online. Consumers can also look at J.D. Power customer satisfaction ratings. They should also review the complaint database of the <a href="https://content.naic.org/consumer.htm">National Association of Insurance Commissioners</a> to see how their potential insurer fared in terms of the number of consumer complaints received.</p><h3 id="available-policy-options" data-block-key="ys6pc">Available policy options</h3><p data-block-key="duuf0">There are differences in coverage options among different insurers. For example, some insurers may offer add-ons like building code coverage that pays extra to bring old properties up to current codes in the event of a covered loss. Some also offer more options for add-on protections, such as sinkhole coverage. It is important for homeowners to ensure their preferred company provides the desired protections.</p><h3 id="premium-price" data-block-key="g4usc">Premium price</h3><p data-block-key="d8f88">The size of a home, its value, and its location all play into how much coverage costs. Homeowners will need to compare prices among several different insurers to see which offers the most affordable premiums.</p><h3 id="policy-discounts" data-block-key="27o93">Policy discounts</h3><p data-block-key="dudcg">Many homeowners insurance companies offer discounts for things like affiliation with a particular company or organization or the installation of certain safety features in a home such as an alarm system. Homeowners should explore the types of discounts each insurer offers to make sure they are not missing opportunities to save.</p><h3 id="bundling-options" data-block-key="krtxi">Bundling options</h3><p data-block-key="8ga3b">It is often less expensive to buy multiple types of coverage from the same insurer. This is called bundling. For example, a homeowner could save up to 25% by combining home and auto coverage. Typically, the more policies an insurance buyer bundles from a company, the greater the savings. So, homeowners may want to look for a company offering multiple types of coverage they are interested in.</p><h3 id="financial-strength" data-block-key="ytszd">Financial strength</h3><p data-block-key="dhdpg">Homeowners want to ensure their insurance company has the money to pay out claims as promised and will not fail if a covered disaster such as a tornado affects many houses and causes many claims to be made. AM Best and Standard & Poor both provide financial strength ratings for insurance companies, which policyholders should review.</p><p data-block-key="4c95n">Homeowners may also wish to consider other factors such as the ease of applying for coverage, and whether in-person customer service is available if desired.</p> </div> </div> <div class="block block-heading"> <h2 id="the-value-of-bundling-home-and-auto-insurance">The value of bundling home and auto insurance</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="okgdo">Here's a closer look at the advantages and disadvantages of bundling home and auto insurance.</p><h3 id="advantages-of-bundling-home-and-auto-insurance" data-block-key="kxa7s">Advantages of bundling home and auto insurance</h3><p data-block-key="dn6kf">Bundling home and auto insurance coverage typically saves consumers around 25%, although the specific savings can vary by insurer. Bundling also has other advantages, including the following:</p><h4 id="easier-policy-management" data-block-key="jc2u9">Easier policy management</h4><p data-block-key="fed5b">It can be easier to work with just one insurer when buying coverage. If a homeowner must make a claim, it's often also easier to work with only one insurer. For example, if a tree falls on a vehicle in a driveway and a homeowner has bundled home and auto coverage, there are fewer complications in determining which insurer should pay for damages.</p><h4 id="eligibility-for-umbrella-insurance" data-block-key="b3kk5">Eligibility for umbrella insurance</h4><p data-block-key="bn5kr">Homeowners may wish to purchase an umbrella policy that provides supplementary coverage. This pays for excess damages above liability policy limits if the homeowner is responsible for hurting someone and damages are extensive. To cover a homeowner for injuries that occur both at home and while in a vehicle, some umbrella insurers require the homeowner to have home and auto policies with the same carrier.</p><h4 id="reduced-risk-of-losing-coverage" data-block-key="xx1zf">Reduced risk of losing coverage</h4><p data-block-key="2uqsc">A policyholder who has multiple policies with the same company is less likely to be dropped if a problem arises, such as an accident or a speeding ticket, that makes them a higher-risk customer.</p><h3 id="disadvantages-of-bundling-home-and-auto-insurance" data-block-key="tub4w">Disadvantages of bundling home and auto insurance</h3><p data-block-key="ar5vo">There are also some downsides to bundling home and auto, though. Specifically:</p><h4 id="loss-of-ability-to-choose-the-best-company-for-each-specific-kind-of-protection" data-block-key="admj4">Loss of ability to choose the best company for each specific kind of protection</h4><p data-block-key="44p2r">In some cases, an insurer excels at handling auto claims but isn't as good at handling home insurance claims. This could mean a consumer settles for poor customer service with one type of policy if they bundle coverage.</p><h4 id="higher-premiums" data-block-key="02jus">Higher premiums</h4><p data-block-key="51ot6">Usually a bundled coverage discount makes buying multiple policies from the same carrier cheaper. But there are times when it would be more cost effective to buy separate policies from different companies if each one independently offers lower rates for a specific kind of coverage.</p><p data-block-key="8jvrj">Before bundling coverage, consumers should research the customer service ratings and complaints for both home and auto coverage with the carrier they are considering. They should also compare prices for separate and bundled coverage to ensure they are getting the best deal, and should make sure the carrier offers the types of protections they need for both home and auto coverage.</p> </div> </div> <div class="block block-insurance_list_summary"> <section class="blk__card-tile-sum-list"> <div class=""> <div class="table-style"> <table class="card-tile__sum sum-list__sum"> <caption style="display:none"> The Picks </caption> <thead> <tr class="sum-list__header"> <th>Offer</th> <th>Best For</th> <th>Next Steps</th> </tr> </thead> <tbody> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/LIberty_Mutual.jpeg?width=281' alt="Graphic of Liberty Mutual" width="60" height="auto"/> </div> <div class="card__detail_block ml-3"> Liberty Mutual <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-cs_sum_tab9c5939-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--cs_sum_tab9c5939 icon-info-descrip-1-cs_sum_tab9c5939" role="img">  <desc id="icon-info-descrip-1-cs_sum_tab9c5939">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-cs_sum_tab9c5939-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab9c5939-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for optional coverages </td> <td class="sum-get__quote cell"> <div class="text-center btn-wrap"> <a href="#" class="shmktpl-direct-link general-tile-btn-nextinsure btn btn--apply" data-track-link="Liberty Mutual" data-track-category="offer_click" data-track-action="next_insure_widget_click" data-sh-src="669670" data-sh-inventorytype="generic-lightbox-staticlink" data-sh-target="Liberty Mutual" data-sh-trn-id="" data-primary-color="#AC145A" data-button-font-color="#FFFFFF" data-button-hover-color="#C7196" rel="sponsored noopener nofollow" > Get A Quote </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/Erie_insurance.png?width=281' alt="Graphic of Erie Homeowners Insurance" width="60" height="auto"/> </div> <div class="card__detail_block ml-3"> Erie Homeowners Insurance <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-cs_sum_tab0c67b9-id--2-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-2--cs_sum_tab0c67b9 icon-info-descrip-2-cs_sum_tab0c67b9" role="img">  <desc id="icon-info-descrip-2-cs_sum_tab0c67b9">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--2-cs_sum_tab0c67b9-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab0c67b9-id--2-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for flexible policies </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/homeowners/erie-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=2&ltxt=Read+full+review+of+Erie+Homeowners+Insurance" data-offer_order="2" class="text-center btn-wrap" data-slug="erie-homeowners-insurance" data-link_type="txt-rev" aria-label="Read full review of Erie Homeowners Insurance"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/personal-finance-art/Allstate_Logo-2_90YIVvk.jpg?width=281' alt="Graphic of Allstate" width="60" height="auto"/> </div> <div class="card__detail_block ml-3"> Allstate <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>5.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-cs_sum_tab2e210f-id--3-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-3--cs_sum_tab2e210f icon-info-descrip-3-cs_sum_tab2e210f" role="img">  <desc id="icon-info-descrip-3-cs_sum_tab2e210f">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--3-cs_sum_tab2e210f-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab2e210f-id--3-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for generous discounts </td> <td class="sum-get__quote cell"> <div class="text-center btn-wrap"> <a href="#" class="shmktpl-direct-link general-tile-btn-nextinsure btn btn--apply" data-track-link="allstate" data-track-category="offer_click" data-track-action="next_insure_widget_click" data-sh-src="669670" data-sh-inventorytype="generic-lightbox-staticlink" data-sh-target="allstate" data-sh-trn-id="" data-primary-color="#AC145A" data-button-font-color="#FFFFFF" data-button-hover-color="#C7196" rel="sponsored noopener nofollow" > Get A Quote </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/Amica_insurance_logo_8WugCeF.png?width=281' alt="Graphic of Amica" width="60" height="auto"/> </div> <div class="card__detail_block ml-3"> Amica <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>5.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-cs_sum_tab6523e4-id--4-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-4--cs_sum_tab6523e4 icon-info-descrip-4-cs_sum_tab6523e4" role="img">  <desc id="icon-info-descrip-4-cs_sum_tab6523e4">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--4-cs_sum_tab6523e4-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab6523e4-id--4-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for customer service </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/homeowners/amica-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=4&ltxt=Read+full+review+of+Amica" data-offer_order="4" class="text-center btn-wrap" data-slug="amica-homeowners-insurance" data-link_type="txt-rev" aria-label="Read full review of Amica"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/StateFarm_ADjTsFf.png?width=281' alt="Graphic of State Farm" width="60" height="auto"/> </div> <div class="card__detail_block ml-3"> State Farm <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.50/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-cs_sum_tab80dd3a-id--5-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-5--cs_sum_tab80dd3a icon-info-descrip-5-cs_sum_tab80dd3a" role="img">  <desc id="icon-info-descrip-5-cs_sum_tab80dd3a">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--5-cs_sum_tab80dd3a-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab80dd3a-id--5-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for bundling policies </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/homeowners/state-farm-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=5&ltxt=Read+full+review+of+State+Farm" data-offer_order="5" class="text-center btn-wrap" data-slug="state-farm-homeowners-insurance" data-link_type="txt-rev" aria-label="Read full review of State Farm"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/lemonade-insurance-logo-vector.png?width=281' alt="Graphic of Lemonade" width="60" height="auto"/> </div> <div class="card__detail_block ml-3"> Lemonade <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-cs_sum_tab590f68-id--6-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-6--cs_sum_tab590f68 icon-info-descrip-6-cs_sum_tab590f68" role="img">  <desc id="icon-info-descrip-6-cs_sum_tab590f68">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--6-cs_sum_tab590f68-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab590f68-id--6-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for tech-savvy shoppers </td> <td class="sum-get__quote cell"> <div class="text-center btn-wrap"> <a href="#" class="shmktpl-direct-link general-tile-btn-nextinsure btn btn--apply" data-track-link="lemonade" data-track-category="offer_click" data-track-action="next_insure_widget_click" data-sh-src="669670" data-sh-inventorytype="generic-lightbox-staticlink" data-sh-target="lemonade" data-sh-trn-id="" data-primary-color="#AC145A" data-button-font-color="#FFFFFF" data-button-hover-color="#C7196" rel="sponsored noopener nofollow" > Get A Quote </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/Travelers.png?width=281' alt="Graphic of Travelers" width="60" height="auto"/> </div> <div class="card__detail_block ml-3"> Travelers <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 3.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 70.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>3.50/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-cs_sum_tabfbc35c-id--7-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-7--cs_sum_tabfbc35c icon-info-descrip-7-cs_sum_tabfbc35c" role="img">  <desc id="icon-info-descrip-7-cs_sum_tabfbc35c">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--7-cs_sum_tabfbc35c-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tabfbc35c-id--7-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for green homes </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/homeowners/travelers-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=7&ltxt=Read+full+review+of+Travelers" data-offer_order="7" class="text-center btn-wrap" data-slug="travelers-homeowners-insurance" data-link_type="txt-rev" aria-label="Read full review of Travelers"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/USAA.png?width=281' alt="Graphic of USAA" width="60" height="auto"/> </div> <div class="card__detail_block ml-3"> USAA <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-cs_sum_tabe7d026-id--8-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-8--cs_sum_tabe7d026 icon-info-descrip-8-cs_sum_tabe7d026" role="img">  <desc id="icon-info-descrip-8-cs_sum_tabe7d026">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--8-cs_sum_tabe7d026-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tabe7d026-id--8-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for military members and their families </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/homeowners/usaa-homeowners-insurance-review/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt-rev&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=8&ltxt=Read+full+review+of+USAA" data-offer_order="8" class="text-center btn-wrap" data-slug="usaa-homeowners-insurance" data-link_type="txt-rev" aria-label="Read full review of USAA"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> </tbody> </table> </div> </div> </section> </div> <div class="block block-expert_qa"> <h2 class="pb-3" id="ask-the-experts">Ask the experts</h2> <div id="experts__container"> <section class="expert__container"> <header class="expert__info--ctr mb-4" id="dr-patrick-van-esch"> <div class="expert__img"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/210907_Patrick_van_Esch_03copy_Me10AIW.jpeg?width=102&height=102" alt="Dr. Patrick van Esch" height="102" width="102" /> </div> <div class="expert__copy"> <div class="copy-md"> <p class="pb-1"> <b>Dr. Patrick van Esch</b> </p> <p class="pr-3">Assistant Professor of Marketing, Kennesaw State University</p> </div> <button class="expert__read-more-button" data-id="dr-patrick-van-esch">Read More</button> </div> </header> <div class="wysiwyg mb-6 expert__details" data-id="dr-patrick-van-esch"> <p data-block-key="14rog"><b>How do you think climate change will impact homeowners insurance?</b></p><p data-block-key="17i9v">With droughts, fires, floods, and sea-levels on the rise, so too will insurance premiums. Insurance firms continue to assess the risk profile of consumers, the economy, and the environment in relation to the products they offer. With inevitable increases in homeowners insurance premiums, consumers may be forced to pay higher prices for plans that actually provide less in terms of coverage. Worse still, consumers may even be dropped by their insurer. Remembering that insurance is state-regulated (for example, the Federal Insurance Office or the Dodd-Frank Wall Street Reform and Consumer Protection Act), if consumers experience such challenging circumstances, they can contact their state’s department of insurance to find out if their insurance provider is breaking the law.</p><p data-block-key="b1ta0"></p><p data-block-key="f5res"><b>What can homeowners concerned with weather threats do to make sure they’re covered?</b></p><p data-block-key="4vopr">If buying a house, always consider the location and check if it is part of a fire, flood, or extreme weather zone. If you already own a home in a high-risk area, look for ways to reduce your risk and expenses. For example, look for opportunities to weatherproof your future or existing home. Moreover, when selecting an appropriate insurance policy, look for an insurer that gives pricing discounts for adding weatherproofing. Lastly, many financial factors determine the price of insurance policies, so it's important to build and maintain a good credit score.</p><p data-block-key="8251i"></p><p data-block-key="1psk3"><b>What should homeowners do if their policy is canceled as the result of a weather emergency?</b></p><p data-block-key="dha9n">Don’t give up! Contact the insurance provider and seek advice on what you might be able to change for them to insure you again. If that fails, shop around as there are many mainstream and independent insurers offering different types of policies at a range of different prices. Additionally, talk to family and friends and ask which insurer they use, as those firms already have a precedence of insuring houses in your particular location. Lastly, if you can’t get an insurance firm to provide you cover, reach out to your state department. They may be able to offer a Fair Access to Insurance Requirements (FAIR) Plan. But remember, these types of plans only cover the bare-minimum. </p> </div> </section> <section class="expert__container"> <header class="expert__info--ctr mb-4" id="prachi-gala"> <div class="expert__img"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/PrachiGala-2_IXVxfUL.jpg?width=102&height=102" alt="Prachi Gala" height="102" width="102" /> </div> <div class="expert__copy"> <div class="copy-md"> <p class="pb-1"> <b>Prachi Gala</b> </p> <p class="pr-3">Assistant Professor of Marketing at Coles College of Business at Kennesaw State University</p> </div> <button class="expert__read-more-button" data-id="prachi-gala">Read More</button> </div> </header> <div class="wysiwyg mb-6 expert__details" data-id="prachi-gala"> <p data-block-key="ox6uu"><b>How do you think climate change will impact homeowners insurance? </b></p><p data-block-key="a7396">We have already noticed a lot of weather reactions resulting from climate change. These weather changes come in the form of more tornadoes, flooding, and fires, among many others.</p><p data-block-key="eo8h7">There are at least two ways that climate change will affect homeowners insurance:</p><ol><li data-block-key="d64r1">A potential increase in your homeowners insurance rate. Once your annual contract is up, the renewal of that contract may showcase a rate increase. In such cases, you can do two things: </li></ol><ul><li data-block-key="dqst5">Negotiate with the company to reduce the rate</li><li data-block-key="72gpi">Shop around and check the quotes from other home insurance companies</li></ul><ol><li data-block-key="ohr5">Specific damages are not covered. For example, you stay in an area which is not flood prone. Due to climate change, there was flooding in your area and your home did face some damage. Because your area was not under the flood zone, your company never covered it -- and you end up paying for it. So it's best for you to check the coverage policy and ask for some additional coverage, if that gives you peace of mind. </li></ol><p data-block-key="8vknn"></p><p data-block-key="fkf4v"><b>What can homeowners concerned with weather threats do to make sure they’re covered? </b></p><p data-block-key="3r80j">Customers can always ask for additional coverage. For example, your home insurance company may suggest that you don’t need the flood coverage, as you are not in a flood prone area. In that scenario, you can ask them to cover you, for an additional cost, if you think that climate change could make your area flood prone. Depending on where you live and your insurance company, things that are usually not covered include: </p><ul><li data-block-key="3oqgv">Earthquakes</li><li data-block-key="cjvif">Water damage</li><li data-block-key="687pn">Ice quakes and ice surges</li></ul><p data-block-key="fo1q0">Moreover, read the renewal of policies very closely. Ask a lot of questions and negotiate where needed. Clarify the coverage terms with your agent, and ask for additional coverage if you think your area will soon be newly prone to things like flooding or earthquakes.</p><p data-block-key="93tuc">Finally, look for other companies that have better rates. It's always safe to enquire and shop around with at least three more companies to see what they offer and how it compares with your current policy. If they are providing better coverage, changing your insurance may be the right move. </p><p data-block-key="b0fs8"></p><p data-block-key="b0ds1"><b>What should homeowners do if their policy is canceled as the result of a weather emergency? </b></p><ul><li data-block-key="3rino">Check the federal and state laws to see if your insurance company is allowed to cancel it and under what circumstances. You can always challenge that decision, if there are certain laws that the company needs to abide by, before canceling it. </li><li data-block-key="bor92">Reach out to your homeowners association, neighbors, or anyone from your community. See if they are facing similar issues or if they are aware of any better insurance company options.</li><li data-block-key="2t4df">Call multiple insurance companies yourself to get a quote and understand their policies towards these changes. </li><li data-block-key="2cs2b">Negotiations work. It can help to call the company’s customer service to check on what you can do to get it covered. </li><li data-block-key="3cmm0">Check the Fair Access to Insurance Requirements (FAIR) plan.</li></ul> </div> </section> <section class="expert__container"> <header class="expert__info--ctr mb-4" id="tim-zhang"> <div class="expert__img"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/TimZHANG-Copy_qJoNBmn.JPG?width=102&height=102" alt="Tim Zhang" height="102" width="102" /> </div> <div class="expert__copy"> <div class="copy-md"> <p class="pb-1"> <b>Tim Zhang</b> </p> <p class="pr-3">Finance Professor at University of Wyoming</p> </div> <button class="expert__read-more-button" data-id="tim-zhang">Read More</button> </div> </header> <div class="wysiwyg mb-6 expert__details" data-id="tim-zhang"> <p data-block-key="m92zb"><b>How do you think climate change will impact homeowners insurance? </b></p><p data-block-key="9bqfb">With the increasing impact of climate change, U.S. homeowners have already started to see multi-faceted changes to their home insurance. For example, more extreme weather is causing insurance premiums to rise. But in places that are more vulnerable to extreme weather, residents have more extensive insurance options. </p><p data-block-key="8m1bg">However, weather emergencies started to visit unexpected places where insuring your properties used to seem unnecessary. In those areas with an extremely high risk of climate disaster, insurers have canceled home insurance policies to protect themselves, leaving local residents unprotected. In recent years, climate change has become more like a systematic risk factor, significantly affecting the rate and availability of homeowners insurance.</p><p data-block-key="7q0au"></p><p data-block-key="477rs"><b>What can homeowners concerned with weather threats do to make sure they’re covered? </b></p><p data-block-key="9qcs6">Knowing what to expect from weather threats and when to expect them is a good starting point. As a homeowner, you need to know every detail of your policy -- since your insurance coverage can depend entirely on the policy you choose and what coverage is available in your state. For instance, many people with homeowners insurance are not aware that flood damage is not included in their coverage. Make sure you add any weather-related risk to your coverage from the start and plan ahead. Many companies will not allow you to add additional coverage within 30 days of a predicted weather event.</p><p data-block-key="1nl64"></p><p data-block-key="6u4fr"><b>What should homeowners do if their policy is canceled as the result of a weather emergency? </b></p><p data-block-key="7obeb">If your policy is canceled due to a weather emergency, your first step is to call your agent or carrier to find out why it is being terminated and see if you can convince them to keep your coverage. In some cases, you may be able to make changes to your home or policy, such as repairing a damaged roof, which will satisfy the insurance company. If you're not able to convince your agent, or you're having trouble finding another affordable home insurance, check with your state’s department of insurance. They may provide a list of carriers who are capable of providing coverage in your area. Do it as soon as you can, because your lender may purchase a new home insurance policy on your behalf and expect you to pay for it.</p> </div> </section> <section class="expert__container"> <header class="expert__info--ctr mb-4" id="brian-adams"> <div class="expert__img"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/adamsbr_UztCSiW_nzieI4C.jpeg?width=102&height=102" alt="Brian Adams" height="102" width="102" /> </div> <div class="expert__copy"> <div class="copy-md"> <p class="pb-1"> <b>Brian Adams</b> </p> <p class="pr-3">Associate Dean of Graduate Business Programs at University of Portland’s Pamplin School of Business</p> </div> <button class="expert__read-more-button" data-id="brian-adams">Read More</button> </div> </header> <div class="wysiwyg mb-6 expert__details" data-id="brian-adams"> <p data-block-key="7s89h"><b>How do you think climate change will impact homeowners insurance?</b></p><p data-block-key="4mrnc">U.S. insurance firms have already begun to assess the potential financial impact of climate risk exposure. Looking at this trend from a positive viewpoint, homeowners in areas of the country with a higher probability of loss from climate change should be protected from significant loss through their homeowners insurance. However, this added protection will likely come with higher premiums and with additional language in homeowners policies regarding climate risks and what is not covered by insurance.</p><p data-block-key="bk53e"></p><p data-block-key="5cg6u"><b>What can homeowners concerned with weather threats do to make sure they’re covered?</b></p><p data-block-key="c09f3">As with all financial services we purchase, it benefits the consumer to establish relationships with their brokers and agents at banks, insurance companies, real estate firms, and more. The better communication you can build with your financial institutions, the more likely you will be fully informed on the financial services you have purchased. It also helps you get your questions answered quickly.</p><p data-block-key="65kig"></p><p data-block-key="4g54q"><b>What should homeowners do if their policy is canceled as the result of a weather emergency?</b></p><p data-block-key="b8i3h">It is difficult for a homeowner to have risk management options if their policy is already canceled. This is why it is imperative to have people you regularly talk with at the insurance firm you use. Ask your agent/service representative about climate risk language in your homeowners policy. If you feel that your policy does not effectively manage your climate risk exposure, then shop for a new insurance company before there is an issue.</p> </div> </section> <section class="expert__container"> <header class="expert__info--ctr mb-4" id="suzanne-hollander-esq"> <div class="expert__img"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Photo2HighRes_GulbMu1.JPG?width=102&height=102" alt="Suzanne Hollander, Esq." height="102" width="102" /> </div> <div class="expert__copy"> <div class="copy-md"> <p class="pb-1"> <b>Suzanne Hollander, Esq.</b> </p> <p class="pr-3">Real Estate Law Professor at Florida International University’s Hollo School of Real Estate</p> </div> <button class="expert__read-more-button" data-id="suzanne-hollander-esq">Read More</button> </div> </header> <div class="wysiwyg mb-6 expert__details" data-id="suzanne-hollander-esq"> <p data-block-key="una87"><b>How do you think climate change will impact homeowners insurance? </b></p><p data-block-key="5lq5s">The impact of climate change (increased flooding, sea level rise, hurricanes, and other natural disasters) will lead to increased homeowners insurance premiums in locations prone to these types of natural events. On the other hand, homeowners insurance premiums may decrease in locations that are not prone to these types of events.</p><p data-block-key="bp36d">Depending on the amounts of the increase, homeowners tolerance may be tested to an extreme, finally underlying a homeowner’s (or a commercial property owner’s) decision to vote with their feet and move to a location where insurance premiums and costs of living are lower. </p><p data-block-key="2k39f">To combat property owners' flight caused by increased insurance rates, the local, state, and federal government may consider capping and limiting the percentage insurance companies may raise insurance premiums per year.</p><p data-block-key="5gjlg"></p><p data-block-key="244g3"><b>What can homeowners concerned with weather threats do to make sure they’re covered? </b></p><p data-block-key="a4qiv">Verify their policy. Read it. Make sure they have all the requirements for the area in which the property is located.</p><p data-block-key="8oqpu"></p><p data-block-key="ec460"><b>What should homeowners do if their policy is canceled as the result of a weather emergency? </b></p><p data-block-key="e54b9">Immediately contact their lender. It may be a mortgage default if the homeowners insurance is canceled.</p> </div> </section> </div> </div> <div class="block block-qa_list_no_schema"> <section class="blk__faq"> <ul class="faq__list"> <li class="faq__list-item faq__list-item--accordion accordion"> <div class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="Article sources"> <div class="faq__link pr-6 wysiwyg" href="#faq_1_04a1491a-ed52-4f92-bce2-538be8a4933a"><h2 id="" data-block-key="e44rp">Article sources</h2></div> <span class="faq__expand-icon"></span> </div> <div id="faq_1_04a1491a-ed52-4f92-bce2-538be8a4933a" class="faq__answer-container accordion__child"> <div class="wysiwyg"><ul><li data-block-key="bo87v"><a href="https://content.naic.org/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&COCODE=23043&:refresh">https://content.naic.org/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&COCODE=23043&:refresh</a></li><li data-block-key="d33hl"><a href="https://www.statefarm.com/insurance/multiline">https://www.statefarm.com/insurance/multiline</a></li></ul></div> </div> </li> </ul> </section> </div> <div class="block block-heading"> <h2 id="homeowners-insurance-ratings-methodology">Homeowners insurance ratings methodology</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="bao94">The data found on this page is a combination of publicly available quote data obtained directly from the carrier as well as insurance rate data from Quadrant Information Services. These rates were publicly sourced from the top ten (10) to fifteen (15) carrier markets, within each state, based on annual written premium and should be used for comparative purposes only -- your own quotes may be different.</p><p data-block-key="8q403">Insurance products are then rated on a scale of one to five stars, primarily focusing on:</p><h5 id="pricing" data-block-key="scubc">Pricing</h5><p data-block-key="e51bl">With so many options for insurance across the board these days, it's easiest, and quite effective, to first look at the bottom line. Do single out competitive prices across insurance categories it's important to focus on:</p><ul><li data-block-key="5gqbo">Deductibles</li><li data-block-key="8dph1">Terms</li><li data-block-key="6hm6p">Coverage</li><li data-block-key="3ofs9">The fine print</li></ul><h5 id="discounts" data-block-key="k5ioe">Discounts</h5><p data-block-key="9vhm0">Insurance provides coverage for unexpected financial burdens and piece of mind. But it's important to check your policies and see how you can lower your premium. Insurance companies offer discounts for all sorts of things now from safety devices to good grades to automatic bill pay. Pay attention to:</p><ul><li data-block-key="6lrbn">Discounts offered</li><li data-block-key="4b750">Variety of discounts</li><li data-block-key="b0qg9">Discount qualifications</li></ul><h5 id="perksbenefits" data-block-key="hqi35">Perks/Benefits</h5><p data-block-key="deho9">The benefits of insurance these days have gone far beyond just what your policy covers. Most companies and policies come with perks -- some of which may be completely unrelated to your insurance policy. Take a look at:</p><ul><li data-block-key="6f1qs">Non-pricing related perks offered</li><li data-block-key="a13io">Benefits unrelated to your coverage</li><li data-block-key="2jtrl">Perks that stand out in the industry</li><li data-block-key="eok6e">Will you actually use the benefit?</li></ul><h5 id="customer-serviceclaims-process" data-block-key="e0k5u">Customer Service/Claims Process</h5><p data-block-key="7lbpe">Policy research and coverage options are great, but how is the process when you have to actually use your insurance policy? The best coverage doesn't hold much value if it's a hassle to get paid out. Pay special attention to:</p><ul><li data-block-key="6v9ju">How hard it is to file a claim</li><li data-block-key="6r6q4">If your provider has a history of resisting payouts</li><li data-block-key="aqu9p">The customer satisfaction scores for your provider</li></ul> </div> </div> <div class="block block-qa_list"> <section class="blk__faq pb-6"> <h2 class="faq__title" id="qa-list-febe999b-1170-422b-9036-97ea91b5563b">FAQs</h2> <ul class="faq__list"> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="What is the 80% rule in home insurance?"> <span class="faq__link head-h4 pr-6">What is the 80% rule in home insurance?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_1_febe999b-1170-422b-9036-97ea91b5563b" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="hocwo">The 80% rule is applied by many homeowners insurance providers to ensure homeowners buy enough coverage. Specifically, an insurer will only pay the full amount for a covered loss if a homeowner purchased replacement coverage insurance equal to at least 80% of the home's replacement value.</p><p data-block-key="5274u">Let's say a home would cost $400,000 to replace. A homeowner must have a replacement value policy with a coverage limit of at least $320,000. Otherwise if a covered disaster happens, the insurer will only pay a proportion of the damages. This is true even if the damage is less than the coverage limits. The proportion an insurer will pay is determined based on the amount of insurance purchased, relative to the amount that should have been purchased.</p><p data-block-key="2v532">If the homeowner purchased $300,000 in coverage, they purchased 93.75% of what they should have. Only 93.75% of their damages would be paid for. If $250,000 in damage occurred, even though this is below the $300,000 policy limit, the insurer would only cover $234,375 (93.75% of it) due to the 80% rule.</p></div> </div> </li> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="What is the most popular form of homeowners insurance?"> <span class="faq__link head-h4 pr-6">What is the most popular form of homeowners insurance?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_2_febe999b-1170-422b-9036-97ea91b5563b" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="4y30l">The most common type of homeowners insurance is called an HO-3 Policy or a Homeowners Policy Special Form. This is an open peril policy. That means it covers the homeowner from losses resulting from all causes, except those that are specifically excluded (floods or sinkholes are common exclusions).</p><p data-block-key="bbnpj">An HO-3 Policy typically provides coverage for the following, with many insurers setting limits on the amount of coverage:</p><ul><li data-block-key="bsfeu">The dwelling</li><li data-block-key="eqg7h">Other structures on the policy (often limited to a maximum of 10% of the dwelling coverage)</li><li data-block-key="bstqd">Personal property (often limited to 50% of the dwelling coverage, personal property is usually covered only if the damage results from a named peril -- a cause specifically listed in the insurance policy)</li><li data-block-key="vlc6">Loss of use (often limited to 10% of the dwelling coverage)</li></ul><p data-block-key="tgon">An HO-3 Policy also provides personal liability coverage that protects a homeowner from claims arising if someone else is harmed on his property or by his pet. The homeowner may choose the amount of liability coverage they want to pay for.</p></div> </div> </li> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="What are the main types of homeowners insurance?"> <span class="faq__link head-h4 pr-6">What are the main types of homeowners insurance?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_3_febe999b-1170-422b-9036-97ea91b5563b" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="4y30l">Most homeowners insurance policies include the following types of coverage:</p><ul><li data-block-key="55hcl"><b>Hazard insurance</b>: This pays for covered losses to the home or other dwellings that result from causes such as wind, fire, smoke, vandalism, civil commotion, and hail.</li><li data-block-key="95ifj"><b>Loss of use:</b> This pays for the homeowner's alternative living arrangements while a home is being fixed or rebuilt following a covered loss.</li><li data-block-key="6et9"><b>Personal property coverage:</b> This pays for repair or replacement of possessions damaged by a covered loss.</li><li data-block-key="5mith"><b>Liability coverage:</b> This pays legal bills and a settlement or court judgment if someone is harmed on the owner's property or by an owner's pets.</li></ul><p data-block-key="bqdg1">Homeowners should make sure to get a comprehensive policy offering all the types of coverage they need.</p></div> </div> </li> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="What is usually not covered by homeowners insurance?"> <span class="faq__link head-h4 pr-6">What is usually not covered by homeowners insurance?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_4_febe999b-1170-422b-9036-97ea91b5563b" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="4y30l">A standard homeowners insurance policy will exclude damage from certain types of losses, such as floods, wildfires, earthquakes, sinkholes, or damage by war or nuclear hazards. Wear and tear, damage caused by insects or other pests, rust, mold, and rot are also typically excluded.</p><p data-block-key="f1hc7">Homeowners can purchase standalone policies or riders to obtain coverage for some perils that a standard homeowners policy excludes. For example, FEMA makes flood insurance available to homeowners in a flood zone.</p></div> </div> </li> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="How many quotes should I get for homeowners insurance?"> <span class="faq__link head-h4 pr-6">How many quotes should I get for homeowners insurance?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_5_febe999b-1170-422b-9036-97ea91b5563b" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="4y30l">It is beneficial to get three to five quotes for homeowners insurance to make sure insurers are charging a fair price. Premiums and coverages can vary from one insurer to another, as can eligibility for discounts. By shopping around, a homeowner can make sure they do not overpay and that they are getting the full extent of protections they need.</p><p data-block-key="61ui4">Homeowners should also consider obtaining quotes annually to explore new policies that have come on the market or learn whether the offerings of existing insurers have changed. Periodically shopping around for insurance will allow property owners to avoid overpaying and ensure they always have the best coverage at the most affordable price.</p></div> </div> </li> </ul> </section> </div> </div> </div>  <div class="art__pitch wysiwyg copy-body" data-pitch-placement="mfm_promobox" data-nosnippet></div>  <div class="row"> <div class="block pb-3"> <div class="bt pt-3"></div> <div class="soc-share pb-3"> <span class="head-h6 uppercase">Share This Page <div class="soc-share"> <div class="soc-icon facebook-this"> <a class="soc__link soc-fb" rel="noopener" aria-label="Share article on facebook." href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.fool.com%2Fmoney%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F%3Futm_term%3Dsocial_share&luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=+2+&ltxt=Share+article+on+facebook." data-track-link="best-homeowners-insurance-companies" data-track-category="share_click" data-track-action="facebook" data-offer_order=" 2 "> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" aria-labelledby="fbIcon fbIconDesc" role="img"> <title id="fbIcon">Facebook Icon</title> <desc id="fbIconDesc">This icon shares the page you are on via Facebook</desc> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-233.000000, -6126.000000)"> <g transform="translate(233.000000, 6126.000000)"> <g> <circle fill="#006BA6" cx="16" cy="16" r="16"></circle> <path d="M17.3495511,22.4492153 C20.5914066,21.9400727 23.0712171,19.1346213 23.0712171,15.7500125 C23.0712171,12.0039277 20.0360681,8.96877868 16.2899833,8.96877868 C12.5438985,8.96877868 9.50874948,12.0039277 9.50874948,15.7500125 C9.50874948,19.1346213 11.98856,21.9400727 15.2304155,22.4492153 L15.2304155,17.710293 L13.5077634,17.710293 L13.5077634,15.7500125 L15.2304155,15.7500125 L15.2304155,14.2559632 C15.2304155,12.5565425 16.2421319,11.6178317 17.7916963,11.6178317 C18.5337943,11.6178317 19.3098316,11.7501708 19.3098316,11.7501708 L19.3098316,13.4181356 L18.4545137,13.4181356 C17.6123335,13.4181356 17.3495511,13.9409501 17.3495511,14.4771693 L17.3495511,15.7500125 L19.2302572,15.7500125 L18.9294767,17.710293 L17.3495511,17.710293 L17.3495511,22.4492153 Z" fill="#FFFFFF" fill-rule="nonzero"></path> </g> </g> </g> </g> </svg> </a> </div> <div class="soc-icon tweet-this"> <a class="soc__link meta-act-link meta-tweet soc-twit" aria-label="Share article on twitter." rel="noopener" href="https://twitter.com/intent/tweet?text=Best+Homeowners+Insurance+Companies+via+%40themotleyfool+https%3A%2F%2Fwww.fool.com%2Fmoney%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F%3Futm_term%3Dsocial_share&luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=+2+&ltxt=Share+article+on+twitter." target="_blank" data-track-link="best-homeowners-insurance-companies" data-track-category="share_click" data-track-action="twitter" data-offer_order=" 2 "> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" aria-labelledby="twitterIcon twitterIconDesc" role="img">  <title id="twitterIcon">Blue Twitter Icon</title> <desc id="twitterIconDesc">Share this website with Twitter</desc> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-273.000000, -6126.000000)"> <g transform="translate(233.000000, 6126.000000)"> <g id="icon_twt-blue" transform="translate(40.000000, 0.000000)"> <circle fill="#006BA6" cx="16" cy="16" r="16"></circle> <path d="M13.6960716,21.4352826 C18.9727352,21.4352826 21.8597637,17.0647257 21.8597637,13.2716172 C21.8597637,13.1472622 21.8597637,13.0228538 21.8508717,12.8984988 C22.4105093,12.4898656 22.8991175,11.9835267 23.2899132,11.4150238 C22.7747091,11.6370844 22.2150714,11.7970076 21.6376497,11.8591717 C22.2328021,11.503864 22.6858421,10.9442264 22.8990641,10.2779644 C22.3482651,10.6066494 21.7264633,10.8464941 21.0780121,10.9708491 C20.5538625,10.4112115 19.8077056,10.0647691 18.9815472,10.0647691 C17.3914745,10.0647691 16.1122761,11.3528329 16.1122761,12.9340402 C16.1122761,13.1561276 16.1389255,13.3781882 16.1833323,13.5913835 C13.8026693,13.4670018 11.679555,12.3299691 10.2671362,10.5888653 C10.0183727,11.0152559 9.87628705,11.5038373 9.87628705,12.0368256 C9.87628705,13.0317458 10.3825992,13.9111764 11.1554321,14.4264073 C10.6846614,14.4086766 10.2404601,14.2754295 9.85850298,14.0622343 L9.85850298,14.097749 C9.85850298,15.4924104 10.8445579,16.6472005 12.1592711,16.9137213 C11.9194531,16.9758854 11.6618243,17.0114269 11.4042223,17.0114269 C11.2176497,17.0114269 11.0399958,16.9936695 10.8623153,16.9670201 C11.2265417,18.1040795 12.2836528,18.9302112 13.5450672,18.9568873 C12.5590123,19.7297203 11.3242206,20.1827603 9.9828847,20.1827603 C9.74304,20.1827603 9.52097937,20.1738682 9.29,20.1472455 C10.5603064,20.9644586 12.0704308,21.4352826 13.6960716,21.4352826 Z" fill="#FFFFFF" fill-rule="nonzero"></path> </g> </g> </g> </g> </svg> </a> </div> <div class="soc-icon linkedin-this"> <a class="soc__link soc-li" aria-label="Share article on Linked In." rel="noopener" href="https://www.linkedin.com/shareArticle?mini=true&title=https%3A%2F%2Fwww.fool.com%2Fmoney%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&url=https%3A%2F%2Fwww.fool.com%2Fmoney%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F%3Futm_term%3Dsocial_share&luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ord=+2+&ltxt=Share+article+on+Linked+In." target="_blank" data-track-category="share_click" data-track-action="linkedin" data-offer_order=" 2 "> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" aria-labelledby="linkedinIcon linkedinIconDesc" role="img"> <title id="linkedinIcon">LinkedIn Icon</title> <desc id="linkedinIconDesc">This image links to share the page over LinkedIn.</desc> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-313.000000, -6126.000000)"> <g transform="translate(233.000000, 6126.000000)"> <g transform="translate(80.000000, 0.000000)"> <circle fill="#006BA6" cx="16" cy="16" r="16"></circle> <path d="M21.5399729,21.8749979 C22.0212111,21.8749979 22.4149708,21.4785145 22.4149708,20.9918022 L22.4149708,10.5082228 C22.4149708,10.0215105 22.0212111,9.62502712 21.5399729,9.62502712 L11.0372742,9.62502712 C10.5560094,9.62502712 10.165,10.0215105 10.165,10.5082228 L10.165,20.9918022 C10.165,21.4785145 10.5560094,21.8749979 11.0372742,21.8749979 L21.5399729,21.8749979 Z M12.9595299,13.4804867 C12.3771148,13.4804867 11.9067981,13.0074463 11.9067981,12.4277548 C11.9067981,11.8480634 12.3771148,11.3750229 12.9595299,11.3750229 C13.5392214,11.3750229 14.0122618,11.8480634 14.0122618,12.4277548 C14.0122618,13.01017 13.5419451,13.4804867 12.9595299,13.4804867 Z M16.8231873,20.1250021 L15.0075559,20.1250021 L15.0075559,14.2789276 L16.749354,14.2789276 L16.749354,15.0773686 L16.773974,15.0773686 C17.0173167,14.6179733 17.61068,14.1340114 18.4938757,14.1340114 C20.3313767,14.1340114 20.6731727,15.3453313 20.6731727,16.9203169 L20.6731727,20.1250021 L18.8575681,20.1250021 L18.8575681,17.2812589 C18.8575681,16.6031408 18.8438962,15.7308666 17.914211,15.7308666 C16.9681034,15.7308666 16.8231873,16.4691461 16.8231873,17.2320456 L16.8231873,20.1250021 Z M13.8700693,20.1250021 L12.0517143,20.1250021 L12.0517143,14.2789276 L13.8700693,14.2789276 L13.8700693,20.1250021 Z" id="" fill="#FFFFFF" fill-rule="nonzero"></path> </g> </g> </g> </g> </svg> </a> </div> <div class="soc-icon mail-this"> <a class="soc__link soc-email" aria-label="Share article via email." rel="noopener" href="/cdn-cgi/l/email-protection#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" data-track-link="best-homeowners-insurance-companies" data-track-category="share_click" data-track-action="email" data-offer_order=" 2 "> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" aria-labelledby="mailIcon mailIconDesc" role="img"> <title id="mailIcon">Email Icon</title> <desc id="mailIconDesc">Share this website with email</desc> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-353.000000, -6126.000000)"> <g transform="translate(233.000000, 6126.000000)"> <g transform="translate(120.000000, 0.000000)"> <circle fill="#006BA6" cx="16" cy="16" r="16"></circle> <path d="M16.2899833,17.5000083 C16.9243621,17.5109565 17.8376252,16.7015674 18.2970205,16.3679691 C21.9255061,13.7347776 22.2016933,13.5051067 23.0383994,12.8488582 C23.1969874,12.7258117 23.2899666,12.5344059 23.2899666,12.3320519 L23.2899666,11.8125219 C23.2899666,11.0879143 22.7020774,10.500025 21.9774698,10.500025 L10.6024969,10.500025 C9.87788922,10.500025 9.29,11.0879143 9.29,11.8125219 L9.29,12.3320519 C9.29,12.5344059 9.38297921,12.7230613 9.54156724,12.8488582 C10.3782733,13.5023563 10.6544606,13.7347776 14.2829462,16.3679691 C14.7423414,16.7015674 15.6556045,17.5109565 16.2899833,17.5000083 Z M21.9774698,21 C22.7020774,21 23.2899666,20.4121108 23.2899666,19.6875031 L23.2899666,14.0957196 C23.2899666,13.9617248 23.1313786,13.8824442 23.0247275,13.9671989 C22.412245,14.4429897 21.6028559,15.0500249 18.8138001,17.0761812 C18.2587286,17.4808624 17.2661582,18.3859544 16.2899833,18.3777299 C15.3192825,18.383204 14.345858,17.4972847 13.7688902,17.0761812 C10.9798344,15.0500249 10.1677216,14.4457134 9.55523908,13.9699493 C9.44586434,13.8851679 9.29,13.9617248 9.29,14.0984433 L9.29,19.6875031 C9.29,20.4121108 9.87788922,21 10.6024969,21 L21.9774698,21 Z" id="" fill="#FFFFFF" fill-rule="nonzero"></path> </g> </g> </g> </g> </svg> </a> </div> </div> </span> </div> </div> </div>  <div class="container px-0"> <div class="row"> <div class="block pb-6"> <div class="disc disc__foot bt py-5" role="contentinfo"> <p class="copy-sm"> <span class="disc--edit"> We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of <a href="https://www.fool.com/about/the-motley-fools-publishing-standards/">publishing standards</a> and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.</span> <span class="disc--edit"> </span> </p> <div class="disc__txt--sec copy-sm pt-3"> <a href="https://www.fool.com/author/20025/">Kailey Hagen</a> has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Apple, Gala, Intuit, and Target. The Motley Fool has a <a href="https://www.fool.com/legal/fool-disclosure-policy/">disclosure policy</a>. </div> </div> </div> </div> </div> </div> </div> </div> </div>   <div class="row"> <div class="container-fluid"> <div class="foot row" role="contentinfo"> <div class="foot-wrap col-12"> <div class="width-limiter"> <div class="ft-col pb-5 col-lg-3"> <a aria-label="Link to home page" class="navigation-logo-footer" href="https://www.fool.com/money/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F&ltxt=Link+to+home+page"> <svg width="699" height="88" viewBox="0 0 699 88" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M331.693 87.2685L336.866 75.4537L323.391 42.6914H333.29L341.847 64.1497L350.533 42.6914H360.432L341.464 87.2685H331.693Z" fill="white"/> <path d="M292.365 59.0414V58.722C292.365 53.6768 293.962 49.6533 297.155 46.5879C300.412 43.4585 304.499 41.9258 309.417 41.9258C314.207 41.9258 318.166 43.5224 321.168 46.6517C324.17 49.7811 325.702 53.6129 325.702 58.2111C325.702 59.2968 325.638 60.3825 325.511 61.3405H301.881C302.073 65.1723 305.33 67.5991 310.375 67.5991C314.973 67.5991 318.805 66.5773 321.807 64.4698V72.7721C318.741 74.7519 314.782 75.7099 309.864 75.7099C304.627 75.7099 300.412 74.1771 297.155 71.1755C293.962 68.1101 292.365 64.0866 292.365 59.0414ZM301.945 55.1456H316.123C316.123 52.2718 313.185 49.8449 309.417 49.8449C307.437 49.8449 305.713 50.3558 304.244 51.3777C302.775 52.3995 302.009 53.6768 301.945 55.1456Z" fill="white"/> <path d="M289.938 74.8785H280.422V30.3652H289.938V74.8785Z" fill="white"/> <path d="M271.012 74.8785H261.752V51.3127H257.473V42.691H261.752V30.3652H271.012V42.691H278.101V51.3127H271.012V74.8785Z" fill="white"/> <path d="M239.321 41.7344C244.239 41.7344 248.454 43.3948 251.966 46.7158C255.479 49.9728 257.203 53.9963 257.203 58.7861C257.203 63.5759 255.479 67.5993 251.966 70.9203C248.454 74.1773 244.239 75.8378 239.321 75.8378C234.34 75.8378 230.125 74.1773 226.612 70.9203C223.164 67.5993 221.439 63.5759 221.439 58.7861C221.439 53.9963 223.164 49.9728 226.612 46.7158C230.125 43.3948 234.34 41.7344 239.321 41.7344ZM230.955 58.7861C230.955 61.1491 231.785 63.1927 233.382 64.7893C234.979 66.3859 236.958 67.2161 239.321 67.2161C241.684 67.2161 243.664 66.3859 245.261 64.7893C246.857 63.1288 247.688 61.1491 247.688 58.7861C247.688 56.4231 246.857 54.4433 245.261 52.8467C243.664 51.1863 241.684 50.356 239.321 50.356C236.958 50.356 234.979 51.1863 233.382 52.8467C231.785 54.4433 230.955 56.4231 230.955 58.7861Z" fill="white"/> <path d="M180.307 74.8794H170.855V28.7695L194.357 54.379L217.859 28.7695V74.8794H208.408V52.2715L194.357 68.0459L180.307 52.2715V74.8794Z" fill="white"/> <path d="M492.953 74.8785H483.438V30.3652H492.953V74.8785Z" fill="white"/> <path d="M461.609 41.7324C466.526 41.7324 470.741 43.3929 474.254 46.7138C477.766 49.9709 479.49 53.9943 479.49 58.7841C479.49 63.5739 477.766 67.5974 474.254 70.9183C470.741 74.1754 466.526 75.8358 461.609 75.8358C456.627 75.8358 452.412 74.1754 448.9 70.9183C445.451 67.5974 443.727 63.5739 443.727 58.7841C443.727 53.9943 445.451 49.9709 448.9 46.7138C452.412 43.3929 456.627 41.7324 461.609 41.7324ZM453.242 58.7841C453.242 61.1471 454.073 63.1908 455.669 64.7874C457.266 66.384 459.246 67.2142 461.609 67.2142C463.971 67.2142 465.951 66.384 467.548 64.7874C469.144 63.1269 469.975 61.1471 469.975 58.7841C469.975 56.4212 469.144 54.4414 467.548 52.8448C465.951 51.1843 463.971 50.3541 461.609 50.3541C459.246 50.3541 457.266 51.1843 455.669 52.8448C454.073 54.4414 453.242 56.4212 453.242 58.7841Z" fill="white"/> <path d="M424.058 41.7324C428.975 41.7324 433.19 43.3929 436.703 46.7138C440.215 49.9709 441.94 53.9943 441.94 58.7841C441.94 63.5739 440.215 67.5974 436.703 70.9183C433.19 74.1754 428.975 75.8358 424.058 75.8358C419.076 75.8358 414.861 74.1754 411.349 70.9183C407.9 67.5974 406.176 63.5739 406.176 58.7841C406.176 53.9943 407.9 49.9709 411.349 46.7138C414.861 43.3929 419.076 41.7324 424.058 41.7324ZM415.692 58.7841C415.692 61.1471 416.522 63.1908 418.118 64.7874C419.715 66.384 421.695 67.2142 424.058 67.2142C426.421 67.2142 428.4 66.384 429.997 64.7874C431.594 63.1269 432.424 61.1471 432.424 58.7841C432.424 56.4212 431.594 54.4414 429.997 52.8448C428.4 51.1843 426.421 50.3541 424.058 50.3541C421.695 50.3541 419.715 51.1843 418.118 52.8448C416.522 54.4414 415.692 56.4212 415.692 58.7841Z" fill="white"/> <path d="M386.251 74.8785H376.416V30.3652H405.73V39.3062H386.251V48.4388H404.005V57.1881H386.251V74.8785Z" fill="white"/> <path d="M670.003 88.0009L675.176 76.1861L661.701 43.4238H671.6L680.158 64.8822L688.843 43.4238H698.742L679.775 88.0009H670.003Z" fill="white"/> <path d="M630.674 59.7728V59.4535C630.674 54.4082 632.27 50.3848 635.464 47.3193C638.721 44.19 642.808 42.6572 647.726 42.6572C652.515 42.6572 656.475 44.2538 659.477 47.3832C662.478 50.5125 664.011 54.3444 664.011 58.9426C664.011 60.0283 663.947 61.1139 663.819 62.0719H640.19C640.381 65.9037 643.638 68.3306 648.683 68.3306C653.282 68.3306 657.114 67.3088 660.115 65.2012V73.5036C657.05 75.4834 653.09 76.4413 648.173 76.4413C642.936 76.4413 638.721 74.9086 635.464 71.907C632.27 68.8415 630.674 64.8181 630.674 59.7728ZM640.253 55.8771H654.431C654.431 53.0032 651.494 50.5764 647.726 50.5764C645.746 50.5764 644.021 51.0873 642.553 52.1091C641.084 53.1309 640.317 54.4082 640.253 55.8771Z" fill="white"/> <path d="M606.854 75.6117H597.338V43.4242H606.854V47.4476C608.195 44.6376 611.835 42.7217 616.242 42.7217C624.097 42.7217 628.567 47.7031 628.567 56.0693V75.6117H619.052V57.2188C619.052 53.4508 616.944 51.1517 613.176 51.1517C609.536 51.1517 606.854 53.7702 606.854 57.5381V75.6117Z" fill="white"/> <path d="M577.015 42.4658C581.932 42.4658 586.147 44.1263 589.66 47.4472C593.172 50.7043 594.897 54.7277 594.897 59.5175C594.897 64.3073 593.172 68.3308 589.66 71.6517C586.147 74.9088 581.932 76.5692 577.015 76.5692C572.033 76.5692 567.818 74.9088 564.306 71.6517C560.857 68.3308 559.133 64.3073 559.133 59.5175C559.133 54.7277 560.857 50.7043 564.306 47.4472C567.818 44.1263 572.033 42.4658 577.015 42.4658ZM568.649 59.5175C568.649 61.8805 569.479 63.9241 571.075 65.5208C572.672 67.1174 574.652 67.9476 577.015 67.9476C579.378 67.9476 581.358 67.1174 582.954 65.5208C584.551 63.8603 585.381 61.8805 585.381 59.5175C585.381 57.1546 584.551 55.1748 582.954 53.5782C581.358 51.9177 579.378 51.0875 577.015 51.0875C574.652 51.0875 572.672 51.9177 571.075 53.5782C569.479 55.1748 568.649 57.1546 568.649 59.5175Z" fill="white"/> <path d="M518.001 75.6108H508.549V29.501L532.051 55.1105L555.553 29.501V75.6108H546.101V53.003L532.051 68.7774L518.001 53.003V75.6108Z" fill="white"/> <path d="M152.768 68.4355C156.327 68.4355 159.213 65.5498 159.213 61.9902C159.213 58.4306 156.327 55.5449 152.768 55.5449C149.208 55.5449 146.322 58.4306 146.322 61.9902C146.322 65.5498 149.208 68.4355 152.768 68.4355Z" fill="#FFB71B"/> <path d="M114.155 0C132.859 0 148.558 21.0149 153 49.4314C153.083 49.9585 152.722 50.463 152.194 50.5533C151.743 50.6286 151.306 50.3802 151.133 49.951C146.698 39.0858 139.078 31.9102 130.427 31.9102C118.018 31.9102 107.13 47.0822 105.91 67.9466C104.299 71.4102 91.4536 74.0606 79.6172 74.5123V24.6291C86.9585 9.62275 101.506 0 114.155 0Z" fill="#0095C8"/> <path d="M6.44529 68.4355C10.0049 68.4355 12.8906 65.5498 12.8906 61.9902C12.8906 58.4306 10.0049 55.5449 6.44529 55.5449C2.88565 55.5449 0 58.4306 0 61.9902C0 65.5498 2.88565 68.4355 6.44529 68.4355Z" fill="#FFB71B"/> <path d="M45.0579 0C26.3545 0 10.6554 21.0149 6.21299 49.4314C6.13016 49.9585 6.49158 50.463 7.01865 50.5533C7.47042 50.6286 7.90714 50.3802 8.08032 49.951C12.5152 39.0858 20.1351 31.9102 28.7866 31.9102C41.1952 31.9102 52.083 47.0822 53.3027 67.9466C54.9141 71.4102 67.7595 74.0606 79.5959 74.5123V24.6291C72.2546 9.62275 57.7075 0 45.0579 0Z" fill="#003B5C"/> <path d="M114.375 65.0632H113.238V64.3705H116.235V65.0632H115.098V67.9471H114.375V65.0632ZM116.679 64.3555H116.747L118.629 66.2755L120.512 64.3555H120.58V67.9471H119.857V65.9818L118.629 67.3296L117.402 65.9818V67.9471H116.679V64.3555Z" fill="#0093C9"/> </svg> </a> <p class="copy-micro">Motley Fool Money is a Motley Fool service that rates and reviews essential products for your everyday money matters.</p> <div class="foot-socLinks pt-4 pb-3"> <a class="foot-socLink foot-fb" aria-label="Visit us on facebook." rel="noopener" href="https://www.facebook.com/themotleyfool/"> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <title>btn_facebook-yellow</title> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="btn_facebook-yellow"> <circle fill="#FFB81C" cx="16" cy="16" r="16"></circle> <path d="M17.3495511,22.4492153 C20.5914066,21.9400727 23.0712171,19.1346213 23.0712171,15.7500125 C23.0712171,12.0039277 20.0360681,8.96877868 16.2899833,8.96877868 C12.5438985,8.96877868 9.50874948,12.0039277 9.50874948,15.7500125 C9.50874948,19.1346213 11.98856,21.9400727 15.2304155,22.4492153 L15.2304155,17.710293 L13.5077634,17.710293 L13.5077634,15.7500125 L15.2304155,15.7500125 L15.2304155,14.2559632 C15.2304155,12.5565425 16.2421319,11.6178317 17.7916963,11.6178317 C18.5337943,11.6178317 19.3098316,11.7501708 19.3098316,11.7501708 L19.3098316,13.4181356 L18.4545137,13.4181356 C17.6123335,13.4181356 17.3495511,13.9409501 17.3495511,14.4771693 L17.3495511,15.7500125 L19.2302572,15.7500125 L18.9294767,17.710293 L17.3495511,17.710293 L17.3495511,22.4492153 Z" fill="#37393B" fill-rule="nonzero"></path> </g> </g> </svg> </a> <a class="foot-socLink foot-twitter" aria-label="Visit us on twitter" rel="noopener" href="https://x.com/themotleyfool"> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <title>btn_twitter-yellow</title> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-40.000000, 0.000000)"> <g id="btn_twitter-yellow" transform="translate(40.000000, 0.000000)"> <circle fill="#FFB81C" cx="16" cy="16" r="16"></circle> <path d="M13.6960716,21.4352826 C18.9727352,21.4352826 21.8597637,17.0647257 21.8597637,13.2716172 C21.8597637,13.1472622 21.8597637,13.0228538 21.8508717,12.8984988 C22.4105093,12.4898656 22.8991175,11.9835267 23.2899132,11.4150238 C22.7747091,11.6370844 22.2150714,11.7970076 21.6376497,11.8591717 C22.2328021,11.503864 22.6858421,10.9442264 22.8990641,10.2779644 C22.3482651,10.6066494 21.7264633,10.8464941 21.0780121,10.9708491 C20.5538625,10.4112115 19.8077056,10.0647691 18.9815472,10.0647691 C17.3914745,10.0647691 16.1122761,11.3528329 16.1122761,12.9340402 C16.1122761,13.1561276 16.1389255,13.3781882 16.1833323,13.5913835 C13.8026693,13.4670018 11.679555,12.3299691 10.2671362,10.5888653 C10.0183727,11.0152559 9.87628705,11.5038373 9.87628705,12.0368256 C9.87628705,13.0317458 10.3825992,13.9111764 11.1554321,14.4264073 C10.6846614,14.4086766 10.2404601,14.2754295 9.85850298,14.0622343 L9.85850298,14.097749 C9.85850298,15.4924104 10.8445579,16.6472005 12.1592711,16.9137213 C11.9194531,16.9758854 11.6618243,17.0114269 11.4042223,17.0114269 C11.2176497,17.0114269 11.0399958,16.9936695 10.8623153,16.9670201 C11.2265417,18.1040795 12.2836528,18.9302112 13.5450672,18.9568873 C12.5590123,19.7297203 11.3242206,20.1827603 9.9828847,20.1827603 C9.74304,20.1827603 9.52097937,20.1738682 9.29,20.1472455 C10.5603064,20.9644586 12.0704308,21.4352826 13.6960716,21.4352826 Z" fill="#37393B" fill-rule="nonzero"></path> </g> </g> </g> </svg> </a> <a class="foot-socLink foot-insta" aria-label="Visit us on instagram." rel="noopener" href="https://www.instagram.com/themotleyfoolofficial/"> <svg width="32px" height="32px" viewBox="0 0 32 32" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"> <title>btn_instagram-yellow</title> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-120.000000, 0.000000)"> <g id="btn_instagram-yellow" transform="translate(120.000000, 0.000000)"> <circle fill="#FFB81C" cx="16" cy="16" r="16"></circle> <path d="M18.8192762,21.8312587 C19.8009252,21.7847691 20.670449,21.5605455 21.3868589,20.841412 C22.1032421,20.1250021 22.3274657,19.2554782 22.376679,18.2738293 C22.4341167,17.2621129 22.4341167,14.232438 22.376679,13.2207217 C22.3302161,12.2390727 22.1059925,11.3695489 21.3868589,10.653139 C20.670449,9.93675581 19.8009252,9.71253225 18.8192762,9.66331896 C17.8075599,9.6058812 14.7751346,9.6058812 13.7634182,9.66331896 C12.7845197,9.70978186 11.9149958,9.93400542 11.1958623,10.6504153 C10.4767287,11.3668252 10.2552288,12.236349 10.2060155,13.217998 C10.1486045,14.2297143 10.1486045,17.2621129 10.2060155,18.2738293 C10.2525051,19.2554782 10.4767287,20.1250021 11.1958623,20.841412 C11.9149958,21.5578219 12.781796,21.7820187 13.7634182,21.8312587 C14.7751346,21.8886698 17.8075599,21.8886698 18.8192762,21.8312587 Z M16.2927091,20.7703024 C15.4013156,20.7703024 13.484534,20.841412 12.680619,20.5242092 C12.1446935,20.3109338 11.7317878,19.8980548 11.5157887,19.3593789 C11.1958623,18.5527402 11.2696955,16.6386823 11.2696955,15.7472888 C11.2696955,14.8558687 11.1985859,12.9390871 11.5157887,12.135172 C11.7290641,11.5992465 12.1419431,11.1863408 12.680619,10.9703418 C13.4872577,10.6504153 15.4013156,10.7242486 16.2927091,10.7242486 C17.1841292,10.7242486 19.1009109,10.653139 19.9048259,10.9703418 C20.4407514,11.1836172 20.8536571,11.5964961 21.0696562,12.135172 C21.3895826,12.9418107 21.3157493,14.8558687 21.3157493,15.7472888 C21.3157493,16.6386823 21.3895826,18.5554639 21.0696562,19.3593789 C20.8563808,19.8953045 20.4435018,20.3082101 19.9048259,20.5242092 C19.0981872,20.8441357 17.1841292,20.7703024 16.2927091,20.7703024 Z M19.5630298,13.2097735 C19.967711,13.2097735 20.2958352,12.8843997 20.2958352,12.4769681 C20.2958352,12.0722869 19.967711,11.7441627 19.5630298,11.7441627 C19.1583486,11.7441627 18.8302244,12.0722869 18.8302244,12.4769681 C18.8302244,12.8816493 19.1555982,13.2097735 19.5630298,13.2097735 Z M16.2927091,18.8890622 C18.0317835,18.8890622 19.4345091,17.4863365 19.4345091,15.7472888 C19.4345091,14.0082145 18.0317835,12.6054888 16.2927091,12.6054888 C14.5536614,12.6054888 13.1509357,14.0082145 13.1509357,15.7472888 C13.1509357,17.4863365 14.5536614,18.8890622 16.2927091,18.8890622 Z M16.2927091,17.7898407 C15.1688943,17.7898407 14.2501572,16.8738273 14.2501572,15.7472888 C14.2501572,14.6207237 15.1661706,13.7047102 16.2927091,13.7047102 C17.4192742,13.7047102 18.3352877,14.6207237 18.3352877,15.7472888 C18.3352877,16.8738273 17.4165506,17.7898407 16.2927091,17.7898407 Z" id="" fill="#37393B" fill-rule="nonzero"></path> </g> </g> </g> </svg> </a> </div> <p class="copy-micro">Copyright © 2018 - 2024 Motley Fool Money. All rights reserved.</p> </div> <div class="ft-col py-5 col-lg"> <div class="ft-hd head-h3">About Motley Fool Money</div> <div class="ft-lnk-lst"> <span> <a href="/money/about-us/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="1"> About Us </a> </span> <span> <a href="/money/contact-us/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="2"> Contact Us </a> </span> <span> <a href="/money/newsroom/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="3"> Newsroom </a> </span> <span> <a href="/money/our-advertisers/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="4"> How We Make Money </a> </span> <span> <a href="/money/editorial-integrity/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="5"> Editorial Integrity </a> </span> <span> <a href="/money/rating-methodology/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="6"> Ratings Methodology </a> </span> <span> <a href="https://www.fool.com/money/feed?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" rel="noopener" target="_blank" data-track-order="7"> RSS Feed </a> </span> <span> <a href="https://www.fool.com/about/" rel="noopener" target="_blank" data-track-order="8"> About The Motley Fool </a> </span> </div> </div> <div class="ft-col py-5 col-lg"> <div class="ft-hd head-h3">Legal</div> <div class="ft-lnk-lst"> <span> <a href="https://www.fool.com/legal/terms-and-conditions/fool-rules/" rel="noopener" target="_blank" data-track-order="1"> Terms of Use </a> </span> <span> <a href="https://www.fool.com/legal/privacy-statement/" rel="noopener" target="_blank" data-track-order="2"> Privacy Policy </a> </span> <span> <a href="https://www.fool.com/legal/accessibility-policy/" rel="noopener" target="_blank" data-track-order="3"> Accessibility Policy </a> </span> <span> <a href="https://www.fool.com/legal/terms-and-conditions/" rel="noopener" target="_blank" data-track-order="4"> Terms and Conditions </a> </span> <span> <a href="https://www.fool.com/legal/stuff-we-own/" rel="noopener" target="_blank" data-track-order="5"> Copyright, Trademark and Patent Information </a> </span> <span> <a href="https://www.fool.com/data-protection/ccpa-update/" rel="noopener" target="_blank" data-track-order="6"> Do Not Sell My Personal Information </a> </span> </div> </div> <div class="ft-col py-5 col-lg"> <div class="ft-hd head-h3">Learn</div> <div class="ft-lnk-lst"> <span> <a href="/money/credit-cards/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="1"> Credit Cards </a> </span> <span> <a href="/money/banks/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="2"> Banking </a> </span> <span> <a href="/money/buying-stocks/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="3"> Brokerage </a> </span> <span> <a href="/money/cryptocurrency/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="4"> Cryptocurrency </a> </span> <span> <a href="/money/mortgages/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="5"> Mortgages </a> </span> <span> <a href="/money/insurance/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="6"> Insurance </a> </span> <span> <a href="/money/personal-loans/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="7"> Loans </a> </span> <span> <a href="/money/articles/?luuid=387b8a8d-8ac1-4e35-a990-767f2969ae58&luri=%2Finsurance%2Fhomeowners%2Fbest-homeowners-insurance-companies%2F&ltyp=txt&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&furi=%2Fmortgages%2Freviews%2F" data-track-order="8"> Recent Articles </a> </span> </div> </div> </div> </div> <div class="foot-wrap col-12 bt bg-black"> <div class="width-limiter"> <div class="ft-col p-5"> <div class="lnk-wrap"> <a class="lnk uppercase text-center" href="https://www.fool.com" rel="noopener">Back to The Motley Fool</a> </div> </div> </div> </div> </div> </div> </div> <script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/vendorImport.js" rel="preload"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/navigation.js" defer charset="UTF-8" rel="preload" as="script"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/internal_links_no_follow.js" charset="UTF-8"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/geo_loc_vars.js" charset="UTF-8" rel="preload" as="script"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/lazyload.js" async charset="UTF-8"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/tooltip.js" async defer charset="UTF-8"></script>  <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/accordion.js" defer charset="UTF-8"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/search.js" async defer charset="UTF-8" rel="preload" as="script"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/sticky_button.js" async defer charset="UTF-8" rel="preload" as="script"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/expert_qa.js" async defer charset="UTF-8"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/ecap.js" async defer charset="UTF-8"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/fool.js" async defer charset="UTF-8"></script> <script type="text/javascript" src="https://g.foolcdn.com/mms/resources/js/fool_mad_v1.js"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/browser_update.js" async defer charset="UTF-8"></script> <script>document.querySelectorAll('a[href *= "/offers/"]').forEach(element=>{element.setAttribute("target","_blank")});document.querySelectorAll("a[href^='http']:not([href^='https://www.fool.com/money/'])").forEach(element=>{element.setAttribute("target","_blank")});;</script> <script>var loc=window.location.toString().replace(/[?&]from=([\w-]*)/,'');var campaign=loc.replace(/.*[?|&]utm_campaign=([\w-]*).*|^.*$/,"$1").trim().substring(0,63);var source=loc.replace(/.*[?|&]utm_source=([\w-]*).*|^.*$/,"$1").trim();var ftm_source=loc.replace(/.*[?|&]ftm_source=([\w-]*).*|^.*$/,"$1").trim().substring(0,63);if(ftm_source&&ftm_source!==""){source=ftm_source;} var ftm_campaign=loc.replace(/.*[?|&]ftm_campaign=([\w-]*).*|^.*$/,"$1").trim().substring(0,63);if(ftm_campaign&&ftm_campaign!==""){campaign=ftm_campaign;} if(campaign&&campaign!==""){document.cookie="mfm_campaign="+campaign+";path=/money;max-age=31536000";} if(source&&source!==""){document.cookie="mfm_source="+source+";path=/money;max-age=31536000";} if(document.URL.includes('yhoo')||(document.URL.includes('cpc')&&(document.URL.includes('bng')||document.URL.includes('msn')))){document.querySelectorAll('[aria-label="Navigation Disclosure"]').forEach(element=>{element.setAttribute("style","font-size: 1.6rem;");if(!document.URL.includes('yhoo')){element.innerHTML="Advertisement   |   "+element.innerHTML;}});};</script> <script>window.onerror=(msg)=>{document.body.setAttribute("JSError",msg)};</script> <script> var isIE = /*@cc_on!@*/false || !!document.documentMode, // Internet Explorer 6-11 isEdge = !isIE && !!window.StyleMedia; // Edge 20+ </script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/collapsible_paragraph.js" async charset="UTF-8" defer rel="preload" as="script"></script> <script src="https://g.foolcdn.com/static/affiliates/webpack_bundles/side_nav.js" charset='UTF-8' rel='preload' as='script'></script> <script> var dataLayer = dataLayer || []; dataLayer.push({ 'event': 'InsurancePage' }); </script> <script type="text/javascript"> function quinstreetVariableCheckAndRetry(count, maxRetries) { if (typeof sh !== 'undefined') { sh.enableDirectLinks(); } else if (count < maxRetries) { setTimeout(function () { quinstreetVariableCheckAndRetry(count + 1, maxRetries); }, 500); } } // Call the function with initial count 0 and maximum retries 3 quinstreetVariableCheckAndRetry(0, 3); </script> <script>(function(){function c(){var b=a.contentDocument||a.contentWindow.document;if(b){var d=b.createElement('script');d.innerHTML="window.__CF$cv$params={r:'8e98280c4e6e879d',t:'MTczMjc3MzgyMy4wMDAwMDA='};var a=document.createElement('script');a.nonce='';a.src='/cdn-cgi/challenge-platform/scripts/jsd/main.js';document.getElementsByTagName('head')[0].appendChild(a);";b.getElementsByTagName('head')[0].appendChild(d)}}if(document.body){var a=document.createElement('iframe');a.height=1;a.width=1;a.style.position='absolute';a.style.top=0;a.style.left=0;a.style.border='none';a.style.visibility='hidden';document.body.appendChild(a);if('loading'!==document.readyState)c();else if(window.addEventListener)document.addEventListener('DOMContentLoaded',c);else{var e=document.onreadystatechange||function(){};document.onreadystatechange=function(b){e(b);'loading'!==document.readyState&&(document.onreadystatechange=e,c())}}}})();</script></body> </html>