IFRS 17 Solutions

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Current location and language selection is Vietnam English"> <span class="material-symbols-outlined" aria-hidden="true">language</span> <strong>VN</strong> | EN <span class="material-symbols-outlined" aria-hidden="true">expand_more</span> </button> </div> </div> <div class="d-block d-md-none country-selector__breadcrumb-nav"> <button type="button" aria-controls="country-selector" class="btn font-p font-p-large" data-menu-back="true" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Country Selector Close" data-cdlabel="Country Selector Close" data-cilabel="/sitecore/content/WTW/insights/2019/10/the-evolution-of-benefits-in-asia-pacific-from-transactional-to-transformational"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> <span class="material-symbols-outlined" aria-hidden="true">language</span> <strong>VN</strong> | EN </button> </div> <div class="country-selector__container pt-3"> <div class="container"> <div class="row justify-content-md-center"> <div class="col-12 col-lg-10"> <button type="button" aria-controls="country-selector" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Country Selector Close" data-cdlabel="X" data-cilabel="/sitecore/content/WTW/insights/2019/10/the-evolution-of-benefits-in-asia-pacific-from-transactional-to-transformational" data-menu-close="true" class="material-symbols-outlined d-none d-md-block btn-close" aria-label="Click to close the location selector"> close </button> <h2 class="mb-4 my-md-5 heading-1">Choose your location</h2> <h5 class="mb-3">Select the location and the language that you prefer</h5> <div class="accordion country-selector__accordion" id="country-accordion"> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region0" aria-expanded="false" aria-controls="region0" id="region-0" aria-label="Accordion menu, Americas locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Americas" data-cilabel="/sitecore/content/WTW/insights/2019/10/the-evolution-of-benefits-in-asia-pacific-from-transactional-to-transformational" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Americas</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region0" class="container collapse" aria-labelledby="region-0" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Americas </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Argentina </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ar' class="country-selector__languages" aria-label="Willis Towers Watson Argentina website in Spanish, click to navigate to website" data-current_country="Argentina" data-current_language="Spanish" data-menu_text="Argentina | Spanish" onclick="switchLanguage('/es-ar','/es-ar', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Bermuda </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-bm' class="country-selector__languages" aria-label="Willis Towers Watson Bermuda website in English, click to navigate to website" data-current_country="Bermuda" data-current_language="English" data-menu_text="Bermuda | English" onclick="switchLanguage('/en-bm','/en-bm', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Brazil </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pt-br' class="country-selector__languages" aria-label="Willis Towers Watson Brazil website in Portuguese, click to navigate to website" data-current_country="Brazil" data-current_language="Portuguese" data-menu_text="Brazil | Portuguese" onclick="switchLanguage('/pt-br','/pt-br', this); return false;"> Portuguese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Canada </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ca' class="country-selector__languages" aria-label="Willis Towers Watson Canada website in English, click to navigate to website" data-current_country="Canada" data-current_language="English" data-menu_text="Canada | English" onclick="switchLanguage('/en-ca','/en-ca', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-ca' class="country-selector__languages" aria-label="Willis Towers Watson Canada website in French, click to navigate to website" data-current_country="Canada" data-current_language="French" data-menu_text="Canada | French" onclick="switchLanguage('/fr-ca','/fr-ca', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Chile </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-cl' class="country-selector__languages" aria-label="Willis Towers Watson Chile website in Spanish, click to navigate to website" data-current_country="Chile" data-current_language="Spanish" data-menu_text="Chile | Spanish" onclick="switchLanguage('/es-cl','/es-cl', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Colombia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-co' class="country-selector__languages" aria-label="Willis Towers Watson Colombia website in Spanish, click to navigate to website" data-current_country="Colombia" data-current_language="Spanish" data-menu_text="Colombia | Spanish" onclick="switchLanguage('/es-co','/es-co', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Costa Rica </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-cr' class="country-selector__languages" aria-label="Willis Towers Watson Costa Rica website in Spanish, click to navigate to website" data-current_country="Costa Rica" data-current_language="Spanish" data-menu_text="Costa Rica | Spanish" onclick="switchLanguage('/es-cr','/es-cr', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">El Salvador </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-sv' class="country-selector__languages" aria-label="Willis Towers Watson El Salvador website in Spanish, click to navigate to website" data-current_country="El Salvador" data-current_language="Spanish" data-menu_text="El Salvador | Spanish" onclick="switchLanguage('/es-sv','/es-sv', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Guatemala </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-gt' class="country-selector__languages" aria-label="Willis Towers Watson Guatemala website in Spanish, click to navigate to website" data-current_country="Guatemala" data-current_language="Spanish" data-menu_text="Guatemala | Spanish" onclick="switchLanguage('/es-gt','/es-gt', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Honduras </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-hn' class="country-selector__languages" aria-label="Willis Towers Watson Honduras website in Spanish, click to navigate to website" data-current_country="Honduras" data-current_language="Spanish" data-menu_text="Honduras | Spanish" onclick="switchLanguage('/es-hn','/es-hn', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Mexico </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-mx' class="country-selector__languages" aria-label="Willis Towers Watson Mexico website in Spanish, click to navigate to website" data-current_country="Mexico" data-current_language="Spanish" data-menu_text="Mexico | Spanish" onclick="switchLanguage('/es-mx','/es-mx', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Nicaragua </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ni' class="country-selector__languages" aria-label="Willis Towers Watson Nicaragua website in Spanish, click to navigate to website" data-current_country="Nicaragua" data-current_language="Spanish" data-menu_text="Nicaragua | Spanish" onclick="switchLanguage('/es-ni','/es-ni', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Panama </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-pa' class="country-selector__languages" aria-label="Willis Towers Watson Panama website in Spanish, click to navigate to website" data-current_country="Panama" data-current_language="Spanish" data-menu_text="Panama | Spanish" onclick="switchLanguage('/es-pa','/es-pa', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Peru </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-pe' class="country-selector__languages" aria-label="Willis Towers Watson Peru website in Spanish, click to navigate to website" data-current_country="Peru" data-current_language="Spanish" data-menu_text="Peru | Spanish" onclick="switchLanguage('/es-pe','/es-pe', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">United States </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-us' class="country-selector__languages" aria-label="Willis Towers Watson United States website in English, click to navigate to website" data-current_country="United States" data-current_language="English" data-menu_text="United States | English" onclick="switchLanguage('/en-us','/en-us', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Venezuela </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ve' class="country-selector__languages" aria-label="Willis Towers Watson Venezuela website in Spanish, click to navigate to website" data-current_country="Venezuela" data-current_language="Spanish" data-menu_text="Venezuela | Spanish" onclick="switchLanguage('/es-ve','/es-ve', this); return false;"> Spanish</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region1" aria-expanded="false" aria-controls="region1" id="region-1" aria-label="Accordion menu, Asia-Pacific locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Asia-Pacific" data-cilabel="/sitecore/content/WTW/insights/2019/10/the-evolution-of-benefits-in-asia-pacific-from-transactional-to-transformational" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Asia-Pacific</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region1" class="container collapse" aria-labelledby="region-1" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Asia-Pacific </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Australia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-au' class="country-selector__languages" aria-label="Willis Towers Watson Australia website in English, click to navigate to website" data-current_country="Australia" data-current_language="English" data-menu_text="Australia | English" onclick="switchLanguage('/en-au','/en-au', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">China </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='https://www.wtwco.cn/zh-cn' class="country-selector__languages" aria-label="Willis Towers Watson China website in Simplified Chinese, click to navigate to website" data-current_country="China" data-current_language="Simplified Chinese" data-menu_text="China | Simplified Chinese" onclick="switchLanguage('/zh-cn','https://www.wtwco.cn/zh-cn', this); return false;"> Simplified Chinese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Hong Kong (China, SAR) </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-hk' class="country-selector__languages" aria-label="Willis Towers Watson Hong Kong (China, SAR) website in English, click to navigate to website" data-current_country="Hong Kong (China, SAR)" data-current_language="English" data-menu_text="Hong Kong (China, SAR) | English" onclick="switchLanguage('/en-hk','/en-hk', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">India </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-in' class="country-selector__languages" aria-label="Willis Towers Watson India website in English, click to navigate to website" data-current_country="India" data-current_language="English" data-menu_text="India | English" onclick="switchLanguage('/en-in','/en-in', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Indonesia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-id' class="country-selector__languages" aria-label="Willis Towers Watson Indonesia website in English, click to navigate to website" data-current_country="Indonesia" data-current_language="English" data-menu_text="Indonesia | English" onclick="switchLanguage('/en-id','/en-id', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Japan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ja-jp' class="country-selector__languages" aria-label="Willis Towers Watson Japan website in Japanese, click to navigate to website" data-current_country="Japan" data-current_language="Japanese" data-menu_text="Japan | Japanese" onclick="switchLanguage('/ja-jp','/ja-jp', this); return false;"> Japanese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Korea </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ko-kr' class="country-selector__languages" aria-label="Willis Towers Watson Korea website in Korean, click to navigate to website" data-current_country="Korea" data-current_language="Korean" data-menu_text="Korea | Korean" onclick="switchLanguage('/ko-kr','/ko-kr', this); return false;"> Korean</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Malaysia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-my' class="country-selector__languages" aria-label="Willis Towers Watson Malaysia website in English, click to navigate to website" data-current_country="Malaysia" data-current_language="English" data-menu_text="Malaysia | English" onclick="switchLanguage('/en-my','/en-my', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">New Zealand </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-nz' class="country-selector__languages" aria-label="Willis Towers Watson New Zealand website in English, click to navigate to website" data-current_country="New Zealand" data-current_language="English" data-menu_text="New Zealand | English" onclick="switchLanguage('/en-nz','/en-nz', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Philippines </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ph' class="country-selector__languages" aria-label="Willis Towers Watson Philippines website in English, click to navigate to website" data-current_country="Philippines" data-current_language="English" data-menu_text="Philippines | English" onclick="switchLanguage('/en-ph','/en-ph', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Singapore </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-sg' class="country-selector__languages" aria-label="Willis Towers Watson Singapore website in English, click to navigate to website" data-current_country="Singapore" data-current_language="English" data-menu_text="Singapore | English" onclick="switchLanguage('/en-sg','/en-sg', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Taiwan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/zh-tw' class="country-selector__languages" aria-label="Willis Towers Watson Taiwan website in Traditional Chinese, click to navigate to website" data-current_country="Taiwan" data-current_language="Traditional Chinese" data-menu_text="Taiwan | Traditional Chinese" onclick="switchLanguage('/zh-tw','/zh-tw', this); return false;"> Traditional Chinese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Thailand </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-th' class="country-selector__languages" aria-label="Willis Towers Watson Thailand website in English, click to navigate to website" data-current_country="Thailand" data-current_language="English" data-menu_text="Thailand | English" onclick="switchLanguage('/en-th','/en-th', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/th-th' class="country-selector__languages" aria-label="Willis Towers Watson Thailand website in Thai, click to navigate to website" data-current_country="Thailand" data-current_language="Thai" data-menu_text="Thailand | Thai" onclick="switchLanguage('/th-th','/th-th', this); return false;"> Thai</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Vietnam </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-vn' class="country-selector__languages" aria-label="Willis Towers Watson Vietnam website in English, click to navigate to website" data-current_country="Vietnam" data-current_language="English" data-menu_text="Vietnam | English" onclick="switchLanguage('/en-vn','/en-vn', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region2" aria-expanded="false" aria-controls="region2" id="region-2" aria-label="Accordion menu, Europe locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Europe" data-cilabel="/sitecore/content/WTW/insights/2019/10/the-evolution-of-benefits-in-asia-pacific-from-transactional-to-transformational" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Europe</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region2" class="container collapse" aria-labelledby="region-2" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Europe </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Austria </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/de-at' class="country-selector__languages" aria-label="Willis Towers Watson Austria website in German, click to navigate to website" data-current_country="Austria" data-current_language="German" data-menu_text="Austria | German" onclick="switchLanguage('/de-at','/de-at', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Belgium </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in English, click to navigate to website" data-current_country="Belgium" data-current_language="English" data-menu_text="Belgium | English" onclick="switchLanguage('/en-be','/en-be', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in French, click to navigate to website" data-current_country="Belgium" data-current_language="French" data-menu_text="Belgium | French" onclick="switchLanguage('/fr-be','/fr-be', this); return false;"> French</a> </li> <li class="d-inline-block"> <a href='/nl-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in Flemish, click to navigate to website" data-current_country="Belgium" data-current_language="Flemish" data-menu_text="Belgium | Flemish" onclick="switchLanguage('/nl-be','/nl-be', this); return false;"> Flemish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Croatia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-hr' class="country-selector__languages" aria-label="Willis Towers Watson Croatia website in English, click to navigate to website" data-current_country="Croatia" data-current_language="English" data-menu_text="Croatia | English" onclick="switchLanguage('/en-hr','/en-hr', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/hr-hr' class="country-selector__languages" aria-label="Willis Towers Watson Croatia website in Croatian, click to navigate to website" data-current_country="Croatia" data-current_language="Croatian" data-menu_text="Croatia | Croatian" onclick="switchLanguage('/hr-hr','/hr-hr', this); return false;"> Croatian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Czech Republic </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-cz' class="country-selector__languages" aria-label="Willis Towers Watson Czech Republic website in English, click to navigate to website" data-current_country="Czech Republic" data-current_language="English" data-menu_text="Czech Republic | English" onclick="switchLanguage('/en-cz','/en-cz', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/cs-cz' class="country-selector__languages" aria-label="Willis Towers Watson Czech Republic website in Czech, click to navigate to website" data-current_country="Czech Republic" data-current_language="Czech" data-menu_text="Czech Republic | Czech" onclick="switchLanguage('/cs-cz','/cs-cz', this); return false;"> Czech</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Denmark </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/da-dk' class="country-selector__languages" aria-label="Willis Towers Watson Denmark website in Danish, click to navigate to website" data-current_country="Denmark" data-current_language="Danish" data-menu_text="Denmark | Danish" onclick="switchLanguage('/da-dk','/da-dk', this); return false;"> Danish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Finland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fi-fi' class="country-selector__languages" aria-label="Willis Towers Watson Finland website in Finnish, click to navigate to website" data-current_country="Finland" data-current_language="Finnish" data-menu_text="Finland | Finnish" onclick="switchLanguage('/fi-fi','/fi-fi', this); return false;"> Finnish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">France </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-fr' class="country-selector__languages" aria-label="Willis Towers Watson France website in French, click to navigate to website" data-current_country="France" data-current_language="French" data-menu_text="France | French" onclick="switchLanguage('/fr-fr','/fr-fr', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Germany </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/de-de' class="country-selector__languages" aria-label="Willis Towers Watson Germany website in German, click to navigate to website" data-current_country="Germany" data-current_language="German" data-menu_text="Germany | German" onclick="switchLanguage('/de-de','/de-de', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Greece </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/el-gr' class="country-selector__languages" aria-label="Willis Towers Watson Greece website in Greek, click to navigate to website" data-current_country="Greece" data-current_language="Greek" data-menu_text="Greece | Greek" onclick="switchLanguage('/el-gr','/el-gr', this); return false;"> Greek</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Hungary </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/hu-hu' class="country-selector__languages" aria-label="Willis Towers Watson Hungary website in Hungarian, click to navigate to website" data-current_country="Hungary" data-current_language="Hungarian" data-menu_text="Hungary | Hungarian" onclick="switchLanguage('/hu-hu','/hu-hu', this); return false;"> Hungarian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ireland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ie' class="country-selector__languages" aria-label="Willis Towers Watson Ireland website in English, click to navigate to website" data-current_country="Ireland" data-current_language="English" data-menu_text="Ireland | English" onclick="switchLanguage('/en-ie','/en-ie', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Italy </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/it-it' class="country-selector__languages" aria-label="Willis Towers Watson Italy website in Italian, click to navigate to website" data-current_country="Italy" data-current_language="Italian" data-menu_text="Italy | Italian" onclick="switchLanguage('/it-it','/it-it', this); return false;"> Italian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kazakhstan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/kk-kz' class="country-selector__languages" aria-label="Willis Towers Watson Kazakhstan website in Kazakh, click to navigate to website" data-current_country="Kazakhstan" data-current_language="Kazakh" data-menu_text="Kazakhstan | Kazakh" onclick="switchLanguage('/kk-kz','/kk-kz', this); return false;"> Kazakh</a> </li> <li class="d-inline-block"> <a href='/ru-kz' class="country-selector__languages" aria-label="Willis Towers Watson Kazakhstan website in Russian, click to navigate to website" data-current_country="Kazakhstan" data-current_language="Russian" data-menu_text="Kazakhstan | Russian" onclick="switchLanguage('/ru-kz','/ru-kz', this); return false;"> Russian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Luxembourg </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-lu' class="country-selector__languages" aria-label="Willis Towers Watson Luxembourg website in French, click to navigate to website" data-current_country="Luxembourg" data-current_language="French" data-menu_text="Luxembourg | French" onclick="switchLanguage('/fr-lu','/fr-lu', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Netherlands </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/nl-nl' class="country-selector__languages" aria-label="Willis Towers Watson Netherlands website in Dutch, click to navigate to website" data-current_country="Netherlands" data-current_language="Dutch" data-menu_text="Netherlands | Dutch" onclick="switchLanguage('/nl-nl','/nl-nl', this); return false;"> Dutch</a> </li> <li class="d-inline-block"> <a href='/en-nl' class="country-selector__languages" aria-label="Willis Towers Watson Netherlands website in English, click to navigate to website" data-current_country="Netherlands" data-current_language="English" data-menu_text="Netherlands | English" onclick="switchLanguage('/en-nl','/en-nl', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Norway </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/nn-no' class="country-selector__languages" aria-label="Willis Towers Watson Norway website in Norwegian, click to navigate to website" data-current_country="Norway" data-current_language="Norwegian" data-menu_text="Norway | Norwegian" onclick="switchLanguage('/nn-no','/nn-no', this); return false;"> Norwegian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Poland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pl-pl' class="country-selector__languages" aria-label="Willis Towers Watson Poland website in Polish, click to navigate to website" data-current_country="Poland" data-current_language="Polish" data-menu_text="Poland | Polish" onclick="switchLanguage('/pl-pl','/pl-pl', this); return false;"> Polish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Portugal </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pt-pt' class="country-selector__languages" aria-label="Willis Towers Watson Portugal website in Portuguese, click to navigate to website" data-current_country="Portugal" data-current_language="Portuguese" data-menu_text="Portugal | Portuguese" onclick="switchLanguage('/pt-pt','/pt-pt', this); return false;"> Portuguese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Romania </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ro-ro' class="country-selector__languages" aria-label="Willis Towers Watson Romania website in Romanian, click to navigate to website" data-current_country="Romania" data-current_language="Romanian" data-menu_text="Romania | Romanian" onclick="switchLanguage('/ro-ro','/ro-ro', this); return false;"> Romanian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Serbia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/sr-rs' class="country-selector__languages" aria-label="Willis Towers Watson Serbia website in Serbian, click to navigate to website" data-current_country="Serbia" data-current_language="Serbian" data-menu_text="Serbia | Serbian" onclick="switchLanguage('/sr-rs','/sr-rs', this); return false;"> Serbian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Slovakia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/sk-sk' class="country-selector__languages" aria-label="Willis Towers Watson Slovakia website in Slovak, click to navigate to website" data-current_country="Slovakia" data-current_language="Slovak" data-menu_text="Slovakia | Slovak" onclick="switchLanguage('/sk-sk','/sk-sk', this); return false;"> Slovak</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Spain </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-es' class="country-selector__languages" aria-label="Willis Towers Watson Spain website in Spanish, click to navigate to website" data-current_country="Spain" data-current_language="Spanish" data-menu_text="Spain | Spanish" onclick="switchLanguage('/es-es','/es-es', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Sweden </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-se' class="country-selector__languages" aria-label="Willis Towers Watson Sweden website in English, click to navigate to website" data-current_country="Sweden" data-current_language="English" data-menu_text="Sweden | English" onclick="switchLanguage('/en-se','/en-se', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/sv-se' class="country-selector__languages" aria-label="Willis Towers Watson Sweden website in Swedish, click to navigate to website" data-current_country="Sweden" data-current_language="Swedish" data-menu_text="Sweden | Swedish" onclick="switchLanguage('/sv-se','/sv-se', this); return false;"> Swedish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Switzerland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in English, click to navigate to website" data-current_country="Switzerland" data-current_language="English" data-menu_text="Switzerland | English" onclick="switchLanguage('/en-ch','/en-ch', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in French, click to navigate to website" data-current_country="Switzerland" data-current_language="French" data-menu_text="Switzerland | French" onclick="switchLanguage('/fr-ch','/fr-ch', this); return false;"> French</a> </li> <li class="d-inline-block"> <a href='/de-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in German, click to navigate to website" data-current_country="Switzerland" data-current_language="German" data-menu_text="Switzerland | German" onclick="switchLanguage('/de-ch','/de-ch', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Turkey </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/tr-tr' class="country-selector__languages" aria-label="Willis Towers Watson Turkey website in Turkish, click to navigate to website" data-current_country="Turkey" data-current_language="Turkish" data-menu_text="Turkey | Turkish" onclick="switchLanguage('/tr-tr','/tr-tr', this); return false;"> Turkish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ukraine </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/uk-ua' class="country-selector__languages" aria-label="Willis Towers Watson Ukraine website in Ukrainian, click to navigate to website" data-current_country="Ukraine" data-current_language="Ukrainian" data-menu_text="Ukraine | Ukrainian" onclick="switchLanguage('/uk-ua','/uk-ua', this); return false;"> Ukrainian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">United Kingdom </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-gb' class="country-selector__languages" aria-label="Willis Towers Watson United Kingdom website in English, click to navigate to website" data-current_country="United Kingdom" data-current_language="English" data-menu_text="United Kingdom | English" onclick="switchLanguage('/en-gb','/en-gb', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region3" aria-expanded="false" aria-controls="region3" id="region-3" aria-label="Accordion menu, Middle East and Africa locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Middle East and Africa" data-cilabel="/sitecore/content/WTW/insights/2019/10/the-evolution-of-benefits-in-asia-pacific-from-transactional-to-transformational" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Middle East and Africa</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region3" class="container collapse" aria-labelledby="region-3" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Middle East and Africa </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Cameroon </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-cm' class="country-selector__languages" aria-label="Willis Towers Watson Cameroon website in English, click to navigate to website" data-current_country="Cameroon" data-current_language="English" data-menu_text="Cameroon | English" onclick="switchLanguage('/en-cm','/en-cm', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-cm' class="country-selector__languages" aria-label="Willis Towers Watson Cameroon website in French, click to navigate to website" data-current_country="Cameroon" data-current_language="French" data-menu_text="Cameroon | French" onclick="switchLanguage('/fr-cm','/fr-cm', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Congo </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-cd' class="country-selector__languages" aria-label="Willis Towers Watson Congo website in French, click to navigate to website" data-current_country="Congo" data-current_language="French" data-menu_text="Congo | French" onclick="switchLanguage('/fr-cd','/fr-cd', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Egypt </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-eg' class="country-selector__languages" aria-label="Willis Towers Watson Egypt website in English, click to navigate to website" data-current_country="Egypt" data-current_language="English" data-menu_text="Egypt | English" onclick="switchLanguage('/en-eg','/en-eg', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ghana </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-gh' class="country-selector__languages" aria-label="Willis Towers Watson Ghana website in English, click to navigate to website" data-current_country="Ghana" data-current_language="English" data-menu_text="Ghana |English" onclick="switchLanguage('/en-gh','/en-gh', this); return false;">English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ivory Coast </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-ci' class="country-selector__languages" aria-label="Willis Towers Watson Ivory Coast website in French, click to navigate to website" data-current_country="Ivory Coast" data-current_language="French" data-menu_text="Ivory Coast | French" onclick="switchLanguage('/fr-ci','/fr-ci', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Israel </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-il' class="country-selector__languages" aria-label="Willis Towers Watson Israel website in English, click to navigate to website" data-current_country="Israel" data-current_language="English" data-menu_text="Israel | English" onclick="switchLanguage('/en-il','/en-il', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Jordan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-jo' class="country-selector__languages" aria-label="Willis Towers Watson Jordan website in English, click to navigate to website" data-current_country="Jordan" data-current_language="English" data-menu_text="Jordan | English" onclick="switchLanguage('/en-jo','/en-jo', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kenya </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ke' class="country-selector__languages" aria-label="Willis Towers Watson Kenya website in English, click to navigate to website" data-current_country="Kenya" data-current_language="English" data-menu_text="Kenya | English" onclick="switchLanguage('/en-ke','/en-ke', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kuwait </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-kw' class="country-selector__languages" aria-label="Willis Towers Watson Kuwait website in English, click to navigate to website" data-current_country="Kuwait" data-current_language="English" data-menu_text="Kuwait | English" onclick="switchLanguage('/en-kw','/en-kw', this); 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But it also provides a unique opportunity to review and update the technology, processes and people used for financial reporting.</p> <a href="https://www.wtwco.com/en-vn/contact-us" class="btn btn-lg btn-primary arrow-link text-white" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Contact Us Button" data-ewlabel="Contact Us Button" data-cdlabel="Contact Us" data-cilabel="/sitecore/content/WTW/contact-us" data-ctlabel="Contact Us Button"> Contact Us <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </a> </div> <div class="col-12 col-lg-6 position-static" data-match-height=""> <div class="hero-large__image-container"> <div class="hero-large__image-reveal-wrapper" data-match-height="heroImage"> <picture> <source media="(max-width: 992px)" srcset="https://media.wtwco.com/-/media/Feature/Resources/Images/icons/hide.png?modified=20200414150518&imgeng=meta_true"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610-Refresh/GettyImages-948404692-1610.jpg?modified=20230213153806&imgeng=meta_true&h=1800&w=2880&la=en-VN&hash=9EE116FB0B3C64B1A9B692211C26138D" class="img-fluid" role="presentation" alt="" /> </picture> <img src="https://media.wtwco.com/-/media/WTW/Motifs/WTWCO_Motifs_Large_FiCo_BR_1.svg?modified=20220907142448&imgeng=meta_true&la=en-VN&hash=F7B98A5C3F1861A7F64F7A1EB03083F6" class="wtw-motif" role="presentation" alt="" /> </div> </div> </div> </div> </div> </div> </header> <main> <section class="container mt-3 pt-3 mt-lg-4 pt-lg-4"> <div class="row"> <article class="col-12 col-lg-7"> <p>Insurance system and process evolution has often taken place in a piecemeal fashion, in isolation from other business considerations. IFRS 17 provides a catalyst to take a step back, and to review the people, processes and technologies that will be needed not only to deliver a successful IFRS 17 implementation, but to position the business for the future.</p> <h3>How we can help</h3> <p>WTW is uniquely placed to help both Life and property and casualty (P&C) insurers interpret and implement the new accounting standard. We combine specialist knowledge, with unique technology tools and unrivalled depth of capabilities to deliver a range of IFRS services.</p> <h3>Our IFRS 17 consultancy support</h3> <p>We are totally immersed in the key technical financial issues of IFRS 17, such as the complexities of the contractual service margin (CSM), and help you identify where gaps in your ability to respond exist, be they related to data, systems, processes or people. But, as insurance specialists, we’ll also help you understand the wider business impacts and implications – and help you to manage these to continue to present your business in the best light possible.</p> <p>What we believe makes us different from most other IFRS 17 consultants you could choose is that we don’t walk away at this point. Where we really come in to our own is implementing in a very practical way what’s needed to achieve your goals.</p> <p>Our state-of-the-art technology solutions, developed specifically for the insurance sector, play a big part in that.</p> <h3>Our technology solutions</h3><p>We’ve created a suite of IFRS 17 technology solutions, based on our proven software products, to meet the market’s diverse needs.</p><p>They share a modular approach, so you can take what you need and tailor a solution to your situation, and integrate it with existing models and processes.</p> <ol class="row stylized-list mb-0"> <li class="col-12 stylized-list__item mb-0"> <p class="stylized-list__number">01</p> <h4>IFRS 17 Enterprise Solution</h4> <p>The enterprise solution uses high levels of automation, in a governed and auditable WTW Unify workflow environment, to receive source information and deliver the key IFRS 17 numbers. A modular, building block approach gives the flexibility to integrate with the systems you already have, including downstream accounting systems. </p> <div class="download-content mb-5"> <h5>Download</h5> <div class="table-responsive"> <table id="" class="table">  <thead> <tr> <th>Title</th> <th nowrap="">File Type</th> <th nowrap="">File Size</th> </tr> </thead>   <tbody> <tr> <th class="" data-title="Title"> <span class="download-icon" aria-hidden="true"></span> <span class="download-file"> <a href="-/media/WTW/Insights/Trending Topics/an-enterprise-solution-that-delivers-more-than-just-the-numbers.pdf" aria-label="Link, download, click to download IFRS 17: An enterprise solution that delivers more than just the numbers, Size 1.1 megabytes. File type PDF" target="_blank" data-eventaction="Downloaded File" data-eventcategory="Page Interaction - Downloaded File" data-eventlabel="Title: IFRS 17: An enterprise solution that delivers more than just the numbers" download=""> IFRS 17: An enterprise solution that delivers more than just the numbers </a> </span> </th> <td data-title="File Type">PDF</td> <td data-title="File Size">1.1 MB</td> </tr> </tbody>  </table> </div> </div> </li> </ol><ol class="row stylized-list mb-0"> <li class="col-12 stylized-list__item mb-0"> <p class="stylized-list__number">02</p> <h4>ResQ Financial Reporter</h4> <p><a href="https://www.wtwco.com/en-vn/solutions/products/resq-financial-reporter">ResQ Financial Reporter</a> is a calculation and data management tool that enables P&C insurers to carry out the measurement and reporting of insurance contracts under IFRS 17 by applying either the general measurement model (building block approach), or the simplified model (premium allocation approach).</p> <div class="download-content mb-5"> <h5>Download</h5> <div class="table-responsive"> <table id="" class="table">  <thead> <tr> <th>Title</th> <th nowrap="">File Type</th> <th nowrap="">File Size</th> </tr> </thead>   <tbody> <tr> <th class="" data-title="Title"> <span class="download-icon" aria-hidden="true"></span> <span class="download-file"> <a href="https://www.wtwco.com/-/media/wtw/solutions/products/resq-financial-reporter.pdf?modified=20221125170949" aria-label="Link, download, click to download ResQ Financial Reporter: Delivering IFRS 17 efficiency for P&C insurers, Size 3.2 megabytes. File type PDF" target="_blank" data-eventaction="Downloaded File" data-eventcategory="Page Interaction - Downloaded File" data-eventlabel="Title: ResQ Financial Reporter: Delivering IFRS 17 efficiency for P&C insurers" download=""> ResQ Financial Reporter: Delivering IFRS 17 efficiency for P&C insurers </a> </span> </th> <td data-title="File Type">PDF</td> <td data-title="File Size">3.2 MB</td> </tr> </tbody>  </table> </div> </div> </li> </ol>  <div class="card inline-media sr-reveal inline-media--video"> <div class="inline-media__video-container sr-reveal-video"> <div style="position: relative; display: block; max-width: 100%;"> <div style="padding-top: 56.25%;"> <video data-video-id="6182937948001" data-account="5728959027001" data-player="HJUdFfTmQ" data-embed="default" data-application-id class="video-js" controls style="position: absolute; top: 0px; right: 0px; bottom: 0px; left: 0px; width: 100%; height: 100%;"></video> <script src="//players.brightcove.net/5728959027001/HJUdFfTmQ_default/index.min.js"></script> </div> </div> </div> <div class="card-body"> <div class="card-title mb-0 font-weight-semibold font-mono">  ResQ Financial Reporter  </div> <p class="card-text font-p-small">  ResQ Financial Reporter takes the complexity out of IFRS 17 for P&C and composite insurers, saving you time and effort in your end-to-end IFRS 17 reporting processes.  </p> </div> </div> <ol class="row stylized-list mb-0"> <li class="col-12 stylized-list__item mb-0"> <p class="stylized-list__number">03</p> <h4 id="IFRS17calc">RiskAgility FM IFRS 17 Calculation Engine</h4> <p>The RiskAgility FM IFRS 17 Calculation Engine, which also forms part of the Enterprise Solution, is a calculation solution that enables the seamless estimation of the insurance contract liabilities under IFRS 17. It applies either the building bock approach (BBA), the variable fee approach (VFA), or the premium allocation approach (PAA) on standardized actuarial and actual input cashflows, and IFRS 17 assumptions.</p> <div class="download-content mb-5"> <h5>Download</h5> <div class="table-responsive"> <table id="" class="table">  <thead> <tr> <th>Title</th> <th nowrap="">File Type</th> <th nowrap="">File Size</th> </tr> </thead>   <tbody> <tr> <th class="" data-title="Title"> <span class="download-icon" aria-hidden="true"></span> <span class="download-file"> <a href="-/media/WTW/Insights/Trending Topics/RiskAgility-FM-IFRS-17-Calculation-Engine.pdf" aria-label="Link, download, click to download RiskAgility FM IFRS 17 Calculation Engine File type PDF" target="_blank" data-eventaction="Downloaded File" data-eventcategory="Page Interaction - Downloaded File" data-eventlabel="Title: RiskAgility FM IFRS 17 Calculation Engine" download=""> RiskAgility FM IFRS 17 Calculation Engine </a> </span> </th> <td data-title="File Type">PDF</td> <td data-title="File Size">8.8 MB</td> </tr> </tbody>  </table> </div> </div> </li> </ol> <ol class="row stylized-list"> <li class="col-12 stylized-list__item mb-0"> <p class="stylized-list__number">04</p> <h4>Financial Results Analyzer</h4> <p>Financial Results Analyzer is an automated Enterprise Reporting Solution that supports and connects your actuarial and accounting teams. It provides fast and intuitive insights for users reporting under the IFRS 9 & 17 accounting standards — in a transparent, controlled, and efficient way.</p> </li> </ol> <div class="download-content mb-5"> <h2 class="heading-5">Download</h2> <div class="table-responsive"> <table id="" class="table">  <thead> <tr> <th>Title</th> <th nowrap="">File Type</th> <th nowrap="">File Size</th> </tr> </thead>   <tbody> <tr> <th class="" data-title="Title"> <span class="download-icon" aria-hidden="true"></span> <span class="download-file"> <a href="https://www.wtwco.com/-/media/wtw/insights/trending-topics/financial-results-analyzer-all-en.pdf?modified=20240207043050" aria-label="Link, download, click to download Financial results analyzer, Size .2 megabytes. File type PDF" target="_blank" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Downloadable Content" data-ewlabel="Download" data-cdlabel="Financial results analyzer" data-cilabel="/sitecore/media library/WTW/Insights/Trending Topics/financial-results-analyzer-all-en" data-ctlabel="Downloads"> Financial results analyzer </a> </span> </th> <td data-title="File Type">PDF</td> <td data-title="File Size">.2 MB</td> </tr> </tbody>  </table> </div> </div> <div class="card inline-media sr-reveal inline-media--video"> <div class="inline-media__video-container sr-reveal-video"> <div style="position: relative; display: block; max-width: 100%;"> <div style="padding-top: 56.25%;"> <video data-video-id="6350759389112" data-account="5728959027001" data-player="HJUdFfTmQ" data-embed="default" data-application-id class="video-js" controls style="position: absolute; top: 0px; right: 0px; bottom: 0px; left: 0px; width: 100%; height: 100%;"></video> <script 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<section class="container related-content-matrix" id="related-services"> <div class="row"> <div class="col col-md-10 col-xl-6"> <h2 class="heading-3">Related services</h2> <p class="font-p-large text-faded"></p> </div> </div> <div class="row"> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-vn/insights/campaigns/finance-and-process-transformation" title="Finance and Process Transformation" class="related-matrix-item-link" data-capability-id="1e2e52e2-617f-45aa-9be4-da6b05f8278b" data-capability-code="Finance and Process Transformation" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Finance and Process Transformation" data-cilabel="/sitecore/content/WTW/insights/campaigns/finance-and-process-transformation"> <div class="related-matrix-item"> <div class="related-matrix-item__img-wrapper d-none d-md-block"> <picture> <source media="(max-width: 767px)" srcset="https://media.wtwco.com/-/media/Feature/Resources/Images/icons/hide.png?modified=20200414150518&imgeng=meta_true"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610/Aerial/GettyImages-812259756-1610.jpg?modified=20190322020243&imgeng=meta_true&la=en-VN&h=506&w=810&mw=810&hash=69A0CF716BCF7B3BF92573A534B088A3" aria-hidden="true" loading="lazy" alt="" class="related-matrix-item__img" role="presentation" /> </picture> </div> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Finance and Process Transformation </div> <p class="font-p-small">In an industry facing multiple disruptive forces — including technological, regulatory and competitive pressures — rethinking business and financial systems, and how they interconnect, can help insurers reduce costs, report more quickly and derive more business value from their data.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-vn/solutions/services/risk-and-capital-management-for-insurers" title="Risk and Capital Management for Insurers" class="related-matrix-item-link" data-capability-id="c7cca44a-d263-48ab-a1e0-df6d33c93757" data-capability-code="Risk and Capital Management for Insurers" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Risk and Capital Management for Insurers" data-cilabel="/sitecore/content/WTW/solutions/services/risk-and-capital-management-for-insurers"> <div class="related-matrix-item"> <div class="related-matrix-item__img-wrapper d-none d-md-block"> <picture> <source media="(max-width: 767px)" srcset="https://media.wtwco.com/-/media/Feature/Resources/Images/icons/hide.png?modified=20200414150518&imgeng=meta_true"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610/Aerial/GettyImages-607064637-1610.jpg?modified=20190321212920&imgeng=meta_true&la=en-VN&h=506&w=810&mw=810&hash=C244620F8DCDC25485C6803B857BFFB8" aria-hidden="true" loading="lazy" alt="" class="related-matrix-item__img" role="presentation" /> </picture> </div> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Risk and Capital Management for Insurers </div> <p class="font-p-small">By helping insurers address their changing risk exposures and apply capital more effectively, WTW offers broad-based solutions to insurers seeking to update business and product strategy, to adapt risk strategy management and appetite and to adopt innovative risk retention or transfer approaches.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-vn/solutions/services/technology-for-insurers" title="Technology for Insurers" class="related-matrix-item-link" data-capability-id="5d5552a5-520d-4995-8b23-38d143c71181" data-capability-code="Technology for Insurers" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Technology for Insurers" data-cilabel="/sitecore/content/WTW/solutions/services/technology-for-insurers"> <div class="related-matrix-item"> <div class="related-matrix-item__img-wrapper d-none d-md-block"> <picture> <source media="(max-width: 767px)" srcset="https://media.wtwco.com/-/media/Feature/Resources/Images/icons/hide.png?modified=20200414150518&imgeng=meta_true"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610/People/GettyImages-482178901-1610.jpg?modified=20230425093614&imgeng=meta_true&la=en-VN&h=506&w=810&mw=810&hash=2EFC43E073B40D1EA82CDDFFD099D291" aria-hidden="true" loading="lazy" alt="" class="related-matrix-item__img" role="presentation" /> </picture> </div> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Technology for Insurers </div> <p class="font-p-small">We help transform insurance companies by combining leading-edge technology solutions and deep insurance industry experience to help with their unique challenges and opportunities.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> </div> </section> <div class="col-12 bg-grey"> <section class="container related-content-matrix" id="other-related-services"> <div class="row"> <div class="col col-md-10 col-xl-6"> <h2 class="heading-3">Other related services</h2> <p class="font-p-large text-faded"></p> </div> </div> <div class="row"> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-vn/solutions/services/actuarial-function-and-outsourcing" title="Actuarial Function and Outsourcing" class="related-matrix-item-link" data-capability-id="056c3770-431e-4d9d-a36f-58efa514b21b" data-capability-code="Actuarial Function and Outsourcing" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Actuarial Function and Outsourcing" data-cilabel="/sitecore/content/WTW/solutions/services/actuarial-function-and-outsourcing"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Actuarial Function and Outsourcing </div> <p class="font-p-small">WTW provides a wide range of actuarial function consulting services, as well as providing full or partial outsourced actuarial function teams to suit client’s needs.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-vn/solutions/services/capital-management" title="Capital Management" class="related-matrix-item-link" data-capability-id="f9e3b52d-9cee-4b9e-8e98-139c71abd965" data-capability-code="Capital Management" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Capital Management" data-cilabel="/sitecore/content/WTW/solutions/services/capital-management"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Capital Management </div> <p class="font-p-small">Insurers are increasingly recognizing how strategic capital management can be used to enhance business performance. Astute management of capital can, through maximizing regulatory and tax efficiency, enable a company to become more competitive and flexible.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-vn/solutions/services/cost-management" title="Cost Management" class="related-matrix-item-link" data-capability-id="c78fa791-f6f6-4ae5-ab37-f33cdee9be12" data-capability-code="Cost Management" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Cost Management" data-cilabel="/sitecore/content/WTW/solutions/services/cost-management"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Cost Management </div> <p class="font-p-small">In an era of persistently low interest rates, increasing price transparency and sweeping regulatory change, reducing or getting the most from their existing cost base is crucial for insurers to deliver competitive advantage, profit and shareholder value.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-vn/solutions/services/digitalization" title="Digitalization" class="related-matrix-item-link" data-capability-id="17cf94d9-94ae-4282-b903-5ab54bd2fc66" data-capability-code="Digitalization " onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Digitalization" data-cilabel="/sitecore/content/WTW/solutions/services/digitalization"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Digitalization </div> <p class="font-p-small">The insurance industry is adapting to a new digital landscape. Organizations must deliver an innovative, customer focused and future-proof digital transformation strategy or they risk becoming obsolete.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-vn/solutions/services/financial-and-regulatory-reporting" title="Financial and Regulatory Reporting" class="related-matrix-item-link" data-capability-id="5b29e5ef-84cf-4fe0-b161-3c0d819d8549" data-capability-code="Financial and Regulatory Reporting" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Financial and Regulatory Reporting" data-cilabel="/sitecore/content/WTW/solutions/services/financial-and-regulatory-reporting"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Financial and Regulatory Reporting </div> <p class="font-p-small">In recent years there have been considerable changes in global financial and regulatory reporting. These changes bring some very specific challenges for insurers’ finance and actuarial teams, including the need to produce numbers and analyses ever quicker, with greater transparency and with more stringent governance and controls.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-vn/solutions/services/strategy-and-distribution" title="Strategy and Distribution" class="related-matrix-item-link" data-capability-id="b0f60450-7c4c-4094-8805-76009017d367" data-capability-code="Strategy and Distribution" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Strategy and Distribution" data-cilabel="/sitecore/content/WTW/solutions/services/strategy-and-distribution"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Strategy and Distribution </div> <p class="font-p-small">Where to play? How to win? In a world of constant change, every insurer needs to be vigilant and agile, ready to fix, grow or transform their business to maintain a compelling answer to these questions.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> </div> </section> </div> <div class="contact-us__wrapper"> <a href="https://www.wtwco.com/en-vn/contact-us" class="contact-us__button" onclick="linkClick(this)" data-etlabel="internal_link_click" data-selabel="Persistent Contact Us button" data-ewlabel="Contact Us Persistent Button" data-cdlabel="Envelope Icon" data-cilabel="/sitecore/content/WTW/contact-us" aria-label="Contact Willis Towers Watson, click to navigate to a contact form page"> <img src="-/media/Feature/Resources/Images/buttons/contact-us.svg" class="img-fluid" loading="lazy" alt="Contact us"> </a> </div> </main> <footer class="site-footer" id="divWtwFooter"> <div class="container"> <div class="row"> <div class="col-12 col-md-4"> <a href=https://www.wtwco.com/en-vn class="d-block site-footer__logo" onclick="linkClick(this);" data-etlabel="footer_navigation" data-selabel="Logo" data-ewlabel="Logo (footer)" data-cdlabel="WTW" data-cilabel="/sitecore/content/WTW"> <img src="https://media.wtwco.com/-/media/WTW/Logo/Footer-Willis-Towers-Watson_Text.svg?modified=20220110040900&imgeng=meta_true&la=en-VN&hash=54808A9B12AE146B05D53AF96062EA0E" loading="lazy" alt="Willis Towers Watson logo" /> </a> </div>  <div class="col-12 offset-md-1 col-md-4"> <ul class="site-footer__primary"> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-vn/about-us/overview" data-cdlabel="About Us" onclick="linkClick(this);" data-selabel="Footer links - 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