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data-v-1ff02520>其他</a></dt> <dd data-v-1ff02520><a href="https://m.anjuke.com/tj/ask/fl-zhuangxiu/" data-soj="m_wdsy_ml" data-v-1ff02520>装修</a></dd><dd data-v-1ff02520><a href="https://m.anjuke.com/tj/ask/fl-tudi/" data-soj="m_wdsy_ml" data-v-1ff02520>土地</a></dd><dd data-v-1ff02520><a href="https://m.anjuke.com/tj/ask/fl-chaiqian/" data-soj="m_wdsy_ml" data-v-1ff02520>拆迁</a></dd><dd data-v-1ff02520><a href="https://m.anjuke.com/tj/ask/fl-fangchanzhengce/" data-soj="m_wdsy_ml" data-v-1ff02520>房产政策</a></dd><dd data-v-1ff02520><a href="https://m.anjuke.com/tj/ask/fl-falvjiufen/" data-soj="m_wdsy_ml" data-v-1ff02520>法律纠纷</a></dd><dd data-v-1ff02520><a href="https://m.anjuke.com/tj/ask/fl-qitab/" data-soj="m_wdsy_ml" data-v-1ff02520>其他</a></dd></dl></div></div></div>  <div class="qalst-cont" data-v-62b1cf84><ul data-v-62b1cf84><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 天津买首套房，房贷首付比例是多少 </h1> <p data-v-7253a1fc>首套房首付百分之15</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200060004/" data-soj="m_wdsy_bq" data-v-7253a1fc>首套房</a><a href="https://m.anjuke.com/tj/ask/jh-100200060001/" data-soj="m_wdsy_bq" data-v-7253a1fc>首付</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-11-02 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>48</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 【滨湾万科城】买房认贷款是全国的房贷还是天津呢 </h1> <p data-v-7253a1fc>贷款是认全国的房贷，您可以打征信看一下，能体现出来的就算一次</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020010/" data-soj="m_wdsy_bq" data-v-7253a1fc>贷款</a><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100500060005/" data-soj="m_wdsy_bq" data-v-7253a1fc>万科</a><a href="https://m.anjuke.com/tj/ask/jh-100000020073/" data-soj="m_wdsy_bq" data-v-7253a1fc>买房</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-06-23 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>5</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 【红光家园】新房贷款多久下钥匙给房本 </h1> <p data-v-7253a1fc>贷款一个月左右放款，房本是交付180天后可以办理</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200020010/" data-soj="m_wdsy_bq" data-v-7253a1fc>贷款</a><a href="https://m.anjuke.com/tj/ask/jh-100000060002/" data-soj="m_wdsy_bq" data-v-7253a1fc>新房</a><a href="https://m.anjuke.com/tj/ask/jh-100200070010/" data-soj="m_wdsy_bq" data-v-7253a1fc>房本</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-05-06 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>9</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 买房贷款下不来首付能退吗？ </h1> <p data-v-7253a1fc></p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200020010/" data-soj="m_wdsy_bq" data-v-7253a1fc>贷款</a><a href="https://m.anjuke.com/tj/ask/jh-100000020073/" data-soj="m_wdsy_bq" data-v-7253a1fc>买房</a><a href="https://m.anjuke.com/tj/ask/jh-100200060001/" data-soj="m_wdsy_bq" data-v-7253a1fc>首付</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-05-11 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>0</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 【提前部分还款】2015年的购房贷款，现在能否一次性还部分贷款。最低还款额多少。 </h1> <p data-v-7253a1fc>可于每月10-16日期间工作日（春节月份另行安排），持本人身份证和还贷卡到公积金中心窗口（贷款在三县的到县管理部）办理。每年不超过1次，累计不超过3次，每次不低于1万元。</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200020010/" data-soj="m_wdsy_bq" data-v-7253a1fc>贷款</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-05-07 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>1</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 【二手房贷款】你好，请问连排的独栋住宅可以用公积金贷款吗，有房产证，面积96平，不是别墅 </h1> <p data-v-7253a1fc>根据我市住房公积金贷款相关政策，职工申请二手房贷款，所购住房应符合一下条件：非独栋或联体别墅，竣工时间不超过20年，原则上是市区或所辖三县县城未列入拆迁计划的小区成套住宅，有不动产权证或房产证及国有土地使用权证，面积不低于50㎡，同意以所购住房作抵押，提供中心认可的担保。</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100000050006/" data-soj="m_wdsy_bq" data-v-7253a1fc>二手房</a><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200020010/" data-soj="m_wdsy_bq" data-v-7253a1fc>贷款</a><a href="https://m.anjuke.com/tj/ask/jh-100200040003/" data-soj="m_wdsy_bq" data-v-7253a1fc>公积金</a><a href="https://m.anjuke.com/tj/ask/jh-100200050001/" data-soj="m_wdsy_bq" data-v-7253a1fc>公积金贷款</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-04-26 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>1</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 如果为他人贷款担保，自己买房时会影响自己房贷审批吗？ </h1> <p data-v-7253a1fc>会有影响，会算在你的负债</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020010/" data-soj="m_wdsy_bq" data-v-7253a1fc>贷款</a><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100300030002/" data-soj="m_wdsy_bq" data-v-7253a1fc>担保</a><a href="https://m.anjuke.com/tj/ask/jh-100000020073/" data-soj="m_wdsy_bq" data-v-7253a1fc>买房</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-04-23 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>3</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 房贷批不下来,首付款还能退吗？ </h1> <p data-v-7253a1fc>首付款可以退，但需要购房人赔偿一定金额得违约金，具体违约金支付金额以签订合同规定为准，若是开发商问题导致房贷批不下来，可以申请全额退款</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200060001/" data-soj="m_wdsy_bq" data-v-7253a1fc>首付</a><a href="https://m.anjuke.com/tj/ask/jh-100200060002/" data-soj="m_wdsy_bq" data-v-7253a1fc>首付款</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-04-10 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>1</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 如何申请提前还房贷 </h1> <p data-v-7253a1fc>去所贷款的银行去提前预约</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-04-08 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>2</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 工行银行房贷利息多少 </h1> <p data-v-7253a1fc>目前天津市工商银行，首套房Lpr利率为4.45，减去20个基点为4.25。二套房为4.45的基准利率加60个基点是5.05。</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200020004/" data-soj="m_wdsy_bq" data-v-7253a1fc>利息</a><a href="https://m.anjuke.com/tj/ask/jh-100200050007/" data-soj="m_wdsy_bq" data-v-7253a1fc>银行</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-04-08 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>2</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 房贷等额本金和等额本息的区别是什么 </h1> <p data-v-7253a1fc></p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-04-03 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>0</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 收入不够可以和父母一起办房贷吗 </h1> <p data-v-7253a1fc></p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-03-29 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>0</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 房贷怎么才算面签通过？ </h1> <p data-v-7253a1fc>材料准备好后向银行提交贷款申请，银行会根据客户的工资流水还有现有的大额财产进行评估，通过的话会出批贷函，证明客户申请成功</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-03-26 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>1</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 房贷利率换锚对已经办理贷款的人有影响吗？ </h1> <p data-v-7253a1fc>没有影响。房贷利率方式的改变将给还贷人更多的一种选择，还贷人可以根据适合自己的还贷方式自由选择。变更还贷方式在办理贷款银行的APP上自行变更，快捷方便。</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200020001/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷利率</a><a href="https://m.anjuke.com/tj/ask/jh-100200020003/" data-soj="m_wdsy_bq" data-v-7253a1fc>利率</a><a href="https://m.anjuke.com/tj/ask/jh-100200020010/" data-soj="m_wdsy_bq" data-v-7253a1fc>贷款</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-03-25 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>1</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 购房贷款能贷多少 </h1> <p data-v-7253a1fc>其实购房贷款的额度和房子的金额是有关系的，还有你选择的贷款方式。如果是选择商业贷款的话，那么贷款的额度就应该房子成交价格的70%左右。如果你选择公积金贷款的话，主要就是跟你公积金账户里面的余额有关系的。比如说你公积金账户余额有两万元的话，那么公积金贷款的额度大概就是40万左右，所以在选择贷款方式的时候，还是根据你个人的经济条件。</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200020010/" data-soj="m_wdsy_bq" data-v-7253a1fc>贷款</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-03-24 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>1</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 工商银行有50万房贷要提前一次还清。总计要还多少。贷款已超过2年 </h1> <p data-v-7253a1fc>要看看您的当时50万贷款多少年，还款方式，要看你个人的具体情况。</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200020010/" data-soj="m_wdsy_bq" data-v-7253a1fc>贷款</a><a href="https://m.anjuke.com/tj/ask/jh-100200050007/" data-soj="m_wdsy_bq" data-v-7253a1fc>银行</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-03-16 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>17</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 现在房贷可以提前还吗？ </h1> <p data-v-7253a1fc>可以提前还但是每个银行都不一样有的可能需要交违约金具体还要看是哪个银行了</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-03-19 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>4</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 交了首付后什么时候开始还房贷 </h1> <p data-v-7253a1fc>贷款审批以后次月开始还贷款</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200060001/" data-soj="m_wdsy_bq" data-v-7253a1fc>首付</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-02-27 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>39</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 买房贷款利率上浮什么意思？ </h1> <p data-v-7253a1fc>您好！是根据银行LPR来计算的</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a><a href="https://m.anjuke.com/tj/ask/jh-100200020010/" data-soj="m_wdsy_bq" data-v-7253a1fc>贷款</a><a href="https://m.anjuke.com/tj/ask/jh-100200020003/" data-soj="m_wdsy_bq" data-v-7253a1fc>利率</a><a href="https://m.anjuke.com/tj/ask/jh-100000020073/" data-soj="m_wdsy_bq" data-v-7253a1fc>买房</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-03-15 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>3</span></div></div></div></li><li data-v-62b1cf84><div data-v-7253a1fc data-v-62b1cf84><div class="list-cell" data-v-7253a1fc><h1 data-v-7253a1fc> 房贷是越久越好吗 </h1> <p data-v-7253a1fc>办理房贷的时候房贷肯定不是越久越好的，相反房贷是越短越好的，因为大家都知道在办理房贷的时候会产生一个利率，这个利率越高利息就会越多，而我们贷款的时间越长利率就会越高，所以贷款的时间越短我们是越划算的。一般贷款的最短时间为一年，最长时间为三十年，我个人建议大家应该控制在十年左右比较的好，一般公积金贷款十年左右的利率会在2.83%左右，而商业贷款十年的利率会控制在4.87%左右。</p> <div class="qalst-tag" data-v-7253a1fc><a href="https://m.anjuke.com/tj/ask/jh-100200020006/" data-soj="m_wdsy_bq" data-v-7253a1fc>房贷</a></div> <div class="qalst-time" data-v-7253a1fc> 2022-03-16 <span class="qa-anscount" data-v-7253a1fc><i class="icon icon-msg-loading" data-v-7253a1fc></i>1</span></div></div></div></li></ul> <div data-v-62b1cf84><a href="javascript:void(0);" data-soj="m_wdsy_ask" class="qa-ask btnact" data-v-31fa8fa8 data-v-62b1cf84><i class="icon icon-edit" data-v-31fa8fa8></i> <p data-v-31fa8fa8>我要提问</p></a></div></div></div>  <div class="bottom-seo-wrap"><div class="crumbs"><a href="https://m.anjuke.com/tj/" class="c-item">天津房产网</a> <span class="icon icon-angle-right2"></span><a href="https://m.anjuke.com/tj/qa" class="c-item">天津房产问答</a> <span class="icon icon-angle-right2"></span><a href="https://m.anjuke.com/tj/ask/fl-daikuan/" class="c-item">天津贷款问答</a> <span class="icon icon-angle-right2"></span><a href="https://m.anjuke.com/tj/ask/fl-daikuanlilv/" class="c-item">天津贷款利率问答</a> <span class="icon 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