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data-url="/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911" status="" data-status="n" data-title="SIP vs PPF: How much corpus you can build in 15 years by investing Rs 1.5 lakh per year? Understand through calculations"><a name="s327911" id="327911"></a> <div class="bg-page"> <div class="row"> <div id="leftcontent" class="leftcontent"> <div class="col-lg-9 col-md-9 col-sm-12 col-xs-12 col-left"> <div class="left-side"> <div class="left-hold-area"> <div id="breadcrumb"> <div class="breadcrumb-container"> <div itemprop="breadcrumb" class="breadcrumb breadcrumb-gs breadcrumb-gs2"> <span> <a href="/"><span>Home</span></a></span> » <span> <a href="/photos"><span itemprop="title">Photogallery</span></a></span> » <span> <span itemprop="title">SIP vs PPF: How much corpus you can build in 15 years by investing Rs 1.5 lakh per year? Understand through calculations</span></span> </div> </div> </div> <div id="Slide" class="vidprabx mrgntp-20px vidprabx-gh vd-listing"> <div class="photo-blk-bg"> <div class="main-photo-block"> <div class="pd-header margin-bt10px"> <h1 class="photo-h margin-bt10px">SIP vs PPF: How much corpus you can build in 15 years by investing Rs 1.5 lakh per year? Understand through calculations</h1> <p class="pd-sum margin-bt10px">SIP vs PPF: Whether you are a salaried employee or an individual, building a substantial corpus for your retirement is crucial. So, if you are considering long-term investment options then mutual funds SIPs and Public Provident Funds (PPF) both are good options. How much corpus you will generate as the interest rate for each scheme is different? Understand through calculations </p> <div class="row margin-bt10px"> <div class="col-sm-7 col-md-7"> <span class="date"> <a href="/authors/zeebiz-webteam-120">ZeeBiz WebTeam</a> | Nov 23, 2024, 10:48 AM IST</span> </div> <div class="col-sm-5 col-md-5"> <div class="viewinapp text-left" > <a href="https://zeebusiness.page.link/?link=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911%23English&apn=com.zeebusiness.news" target="_blank" title="" onclick="gtag('event', 'ViewInApp', {'event_category' : 'Download App', 'event_label' : '/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911'});">View in App</a> </div> <div class="text-right photo-s"> <a class="twitter_share" href="https://twitter.com/share?url=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911&text=SIP+vs+PPF%3A+How+much+corpus+you+can+build+in+15+years+by+investing+Rs+1.5+lakh+per+year%3F+Understand+through+calculations" target="_blank"><img style="width:32px;height:32px;background:white;" src="https://cdn.zeebiz.com/sites/all/themes/zeebiz/images/X-13x27.svg" alt="Twitter" title="Twitter" class="twitter-new-icon"></a> <a class="facebook_share" href="https://www.facebook.com/sharer/sharer.php?u=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-face-icon.gif" alt="Facebook" title="Facebook"></a> <a class="hidden-lg" href="whatsapp://send?text=SIP+vs+PPF%3A+How+much+corpus+you+can+build+in+15+years+by+investing+Rs+1.5+lakh+per+year%3F+Understand+through+calculations - https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911" title="Whatsapp" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-whatsapp-icon.gif" alt="whatapp" title="whatapp"></a> </div> </div> </div> <div class="gal-body"> <div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"><p><strong>SIP vs PPF: </strong>Whether you are a salaried employee or an individual, building a substantial corpus for your retirement is crucial. From short-term to long-term, there are many investment options available in the market. However, if you are considering long-term investment options then mutual funds SIPs and Public Provident Funds (PPF) both are good options. </p> <p>PPF has a maturity period of 15 years and you can invest up to Rs 1.5 lakh per year. In contrast, SIP allows you to invest any amount and continue for any number of years. But the key difference between the two is that PPF is a government-sponsored scheme that guarantees returns, whereas SIP is market-linked which means that returns depend on market performance. </p> <p>So, if you invest Rs 1.5 lakh per year for 15 years in both PPF and SIP, how much corpus you will generate as the interest rate for each scheme is different? PPF offers an interest rate of 7.1 per cent while the average long-term return from SIP is 12 per cent. Let's calculate -</p> </div></div></div> </div> </div> <div class="photo-details-block margin-bt50px" id="jsp327923" data-url="/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911" > <div class="p-con-block"> <div class="row"> <div class="col-sm-2 col-md-1"> <div class="photo-count"><span>1</span>/10</div> </div> <div class="col-sm-10 col-md-11"> <h2 class="img-tit"> SIP Investment: Your Total Contribution Over 15 Years </h2> </div> </div> </div> <div class="p-black-bg"><img data-qazy="false" src="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333030-sip-vs-ppf1.jpg" data-large="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333030-sip-vs-ppf1.jpg" data-description="According to the SIP calculator, over 15 years, your total investment will amount to Rs 22,50,000 i.e., Rs 12,500 per month. " data-alt="SIP Investment: Your Total Contribution Over 15 Years" data-title="SIP Investment: Your Total Contribution Over 15 Years" title="SIP Investment: Your Total Contribution Over 15 Years" alt="SIP Investment: Your Total Contribution Over 15 Years" class="img-responsive margin-auto"></div> <div class="p-con-block"> <div class="row"> <div class="col-sm-8 col-md-10"> <h3><p>According to the SIP calculator, over 15 years, your total investment will amount to Rs 22,50,000 i.e., Rs 12,500 per month.</p> </h3> </div> <div class="col-sm-4 col-md-2"> <div class="text-right s-white"> <a target="_blank" href="https://www.facebook.com/sharer/sharer.php?u=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911" title="Facebook" class="facebook_share"><img src="https://cdn.zeebiz.com/html/images/fs-face-icon.gif" alt="Facebook" title="Facebook"></a> <a target="_blank" href="https://twitter.com/share?url=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911&text=SIP Investment: Your Total Contribution Over 15 Years" title="Twitter" class="twitter_share"><img src="https://cdn.zeebiz.com/sites/all/themes/zeebiz/images/X-13x27.svg" style="width:32px;height:32px;background:white;" alt="Twitter" title="Twitter" class="twitter-new-icon"></a> <a class="hidden-lg" href="whatsapp://send?text=SIP+Investment%3A+Your+Total+Contribution+Over+15+Years - https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911" title="Whatsapp" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-whatsapp-icon.gif" alt="whatapp" title="whatapp"></a> </div> </div> </div> </div> </div><div class="photo-details-block margin-bt50px" id="jsp327913" data-url="/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-expected-capital-gain-at-12-annual-return-327913" > <div class="p-con-block"> <div class="row"> <div class="col-sm-2 col-md-1"> <div class="photo-count"><span>2</span>/10</div> </div> <div class="col-sm-10 col-md-11"> <h2 class="img-tit"> SIP Investment: Expected Capital Gain at 12% Annual Return </h2> </div> </div> </div> <div class="p-black-bg"><img data-qazy="true" src="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333019-money-66925641280.jpg" data-large="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333019-money-66925641280.jpg" data-description="Assuming an average annual return of 12 per cent, your expected capital gain after 15 years will be Rs 40,57,200. " data-alt="SIP Investment: Expected Capital Gain at 12% Annual Return" data-title="SIP Investment: Expected Capital Gain at 12% Annual Return" title="SIP Investment: Expected Capital Gain at 12% Annual Return" alt="SIP Investment: Expected Capital Gain at 12% Annual Return" class="img-responsive margin-auto"></div> <div class="p-con-block"> <div class="row"> <div class="col-sm-8 col-md-10"> <h3><p>Assuming an average annual return of 12 per cent, your expected capital gain after 15 years will be Rs 40,57,200.</p> </h3> </div> <div class="col-sm-4 col-md-2"> <div class="text-right s-white"> <a target="_blank" href="https://www.facebook.com/sharer/sharer.php?u=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-expected-capital-gain-at-12-annual-return-327913" title="Facebook" class="facebook_share"><img src="https://cdn.zeebiz.com/html/images/fs-face-icon.gif" alt="Facebook" title="Facebook"></a> <a target="_blank" href="https://twitter.com/share?url=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-expected-capital-gain-at-12-annual-return-327913&text=SIP Investment: Expected Capital Gain at 12% Annual Return" title="Twitter" class="twitter_share"><img src="https://cdn.zeebiz.com/sites/all/themes/zeebiz/images/X-13x27.svg" style="width:32px;height:32px;background:white;" alt="Twitter" title="Twitter" class="twitter-new-icon"></a> <a class="hidden-lg" href="whatsapp://send?text=SIP+Investment%3A+Expected+Capital+Gain+at+12%25+Annual+Return - https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-expected-capital-gain-at-12-annual-return-327913" title="Whatsapp" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-whatsapp-icon.gif" alt="whatapp" title="whatapp"></a> </div> </div> </div> </div> </div><div class="photo-details-block margin-bt50px" id="jsp327914" data-url="/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-total-amount-received-327914" > <div class="p-con-block"> <div class="row"> <div class="col-sm-2 col-md-1"> <div class="photo-count"><span>3</span>/10</div> </div> <div class="col-sm-10 col-md-11"> <h2 class="img-tit"> SIP Investment: Total Amount Received </h2> </div> </div> </div> <div class="p-black-bg"><img data-qazy="true" src="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333020-17.jpg" data-large="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333020-17.jpg" data-description="Adding the two, your corpus will grow to approximately Rs 63,07,200 by the end of 15 years. " data-alt="SIP Investment: Total Amount Received" data-title="SIP Investment: Total Amount Received" title="SIP Investment: Total Amount Received" alt="SIP Investment: Total Amount Received" class="img-responsive margin-auto"></div> <div class="p-con-block"> <div class="row"> <div class="col-sm-8 col-md-10"> <h3><p>Adding the two, your corpus will grow to approximately Rs 63,07,200 by the end of 15 years.</p> </h3> </div> <div class="col-sm-4 col-md-2"> <div class="text-right s-white"> <a target="_blank" href="https://www.facebook.com/sharer/sharer.php?u=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-total-amount-received-327914" title="Facebook" class="facebook_share"><img src="https://cdn.zeebiz.com/html/images/fs-face-icon.gif" alt="Facebook" title="Facebook"></a> <a target="_blank" href="https://twitter.com/share?url=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-total-amount-received-327914&text=SIP Investment: Total Amount Received" title="Twitter" class="twitter_share"><img src="https://cdn.zeebiz.com/sites/all/themes/zeebiz/images/X-13x27.svg" style="width:32px;height:32px;background:white;" alt="Twitter" title="Twitter" class="twitter-new-icon"></a> <a class="hidden-lg" href="whatsapp://send?text=SIP+Investment%3A+Total+Amount+Received - https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-total-amount-received-327914" title="Whatsapp" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-whatsapp-icon.gif" alt="whatapp" title="whatapp"></a> </div> </div> </div> </div> </div> <div class="photo-details-block margin-bt50px"> <div class="photo-ad"> <div class ="ad-col"> <div id="div-gpt-ad-gallery-327911-2-1"> <script> googletag.cmd.push(function() { googletag.defineSlot( "/11440465/Zeebiz_Web/zeebiz_ptg_as_btf_1_300x250" , [300, 250] , "div-gpt-ad-gallery-327911-2-1" ).addService(googletag.pubads()); googletag.display( "div-gpt-ad-gallery-327911-2-1" ); }); </script> </div> </div> <div class ="ad-col"> <div id="div-gpt-ad-gallery-327911-2-2"> <script> googletag.cmd.push(function() { googletag.defineSlot( "/11440465/Zeebiz_Web/zeebiz_ptg_as_btf_2_300x250" , [300, 250] , "div-gpt-ad-gallery-327911-2-2" ).addService(googletag.pubads()); googletag.display( "div-gpt-ad-gallery-327911-2-2" ); }); </script> </div> </div> </div> </div><div class="photo-details-block margin-bt50px" id="jsp327915" data-url="/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-your-total-contribution-over-15-years-327915" > <div class="p-con-block"> <div class="row"> <div class="col-sm-2 col-md-1"> <div class="photo-count"><span>4</span>/10</div> </div> <div class="col-sm-10 col-md-11"> <h2 class="img-tit"> PPF Investment: Your Total Contribution Over 15 Years </h2> </div> </div> </div> <div class="p-black-bg"><img data-qazy="true" src="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333021-201.jpg" data-large="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333021-201.jpg" data-description="According to the PPF calculator, over 15 years, your total investment will amount to Rs 22,50,000. " data-alt="PPF Investment: Your Total Contribution Over 15 Years" data-title="PPF Investment: Your Total Contribution Over 15 Years" title="PPF Investment: Your Total Contribution Over 15 Years" alt="PPF Investment: Your Total Contribution Over 15 Years" class="img-responsive margin-auto"></div> <div class="p-con-block"> <div class="row"> <div class="col-sm-8 col-md-10"> <h3><p>According to the PPF calculator, over 15 years, your total investment will amount to Rs 22,50,000.</p> </h3> </div> <div class="col-sm-4 col-md-2"> <div class="text-right s-white"> <a target="_blank" href="https://www.facebook.com/sharer/sharer.php?u=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-your-total-contribution-over-15-years-327915" title="Facebook" class="facebook_share"><img src="https://cdn.zeebiz.com/html/images/fs-face-icon.gif" alt="Facebook" title="Facebook"></a> <a target="_blank" href="https://twitter.com/share?url=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-your-total-contribution-over-15-years-327915&text=PPF Investment: Your Total Contribution Over 15 Years" title="Twitter" class="twitter_share"><img src="https://cdn.zeebiz.com/sites/all/themes/zeebiz/images/X-13x27.svg" style="width:32px;height:32px;background:white;" alt="Twitter" title="Twitter" class="twitter-new-icon"></a> <a class="hidden-lg" href="whatsapp://send?text=PPF+Investment%3A+Your+Total+Contribution+Over+15+Years - https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-your-total-contribution-over-15-years-327915" title="Whatsapp" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-whatsapp-icon.gif" alt="whatapp" title="whatapp"></a> </div> </div> </div> </div> </div><div id ='v-zeebiz-v0'></div><div class="photo-details-block margin-bt50px" id="jsp327916" data-url="/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-total-interest-at-71-annual-return-327916" > <div class="p-con-block"> <div class="row"> <div class="col-sm-2 col-md-1"> <div class="photo-count"><span>5</span>/10</div> </div> <div class="col-sm-10 col-md-11"> <h2 class="img-tit"> PPF Investment: Total Interest at 7.1% Annual Return </h2> </div> </div> </div> <div class="p-black-bg"><img data-qazy="true" src="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333022-hands-18386581280.jpg" data-large="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333022-hands-18386581280.jpg" data-description="At 7.1 per cent annualised return, your total money received as interest after 15 years will be Rs 18,18,209. " data-alt="PPF Investment: Total Interest at 7.1% Annual Return" data-title="PPF Investment: Total Interest at 7.1% Annual Return" title="PPF Investment: Total Interest at 7.1% Annual Return" alt="PPF Investment: Total Interest at 7.1% Annual Return" class="img-responsive margin-auto"></div> <div class="p-con-block"> <div class="row"> <div class="col-sm-8 col-md-10"> <h3><p>At 7.1 per cent annualised return, your total money received as interest after 15 years will be Rs 18,18,209.</p> </h3> </div> <div class="col-sm-4 col-md-2"> <div class="text-right s-white"> <a target="_blank" href="https://www.facebook.com/sharer/sharer.php?u=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-total-interest-at-71-annual-return-327916" title="Facebook" class="facebook_share"><img src="https://cdn.zeebiz.com/html/images/fs-face-icon.gif" alt="Facebook" title="Facebook"></a> <a target="_blank" href="https://twitter.com/share?url=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-total-interest-at-71-annual-return-327916&text=PPF Investment: Total Interest at 7.1% Annual Return" title="Twitter" class="twitter_share"><img src="https://cdn.zeebiz.com/sites/all/themes/zeebiz/images/X-13x27.svg" style="width:32px;height:32px;background:white;" alt="Twitter" title="Twitter" class="twitter-new-icon"></a> <a class="hidden-lg" href="whatsapp://send?text=PPF+Investment%3A+Total+Interest+at+7.1%25+Annual+Return - https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-total-interest-at-71-annual-return-327916" title="Whatsapp" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-whatsapp-icon.gif" alt="whatapp" title="whatapp"></a> </div> </div> </div> </div> </div><div class="photo-details-block margin-bt50px" id="jsp327917" data-url="/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-total-amount-received-327917" > <div class="p-con-block"> <div class="row"> <div class="col-sm-2 col-md-1"> <div class="photo-count"><span>6</span>/10</div> </div> <div class="col-sm-10 col-md-11"> <h2 class="img-tit"> PPF Investment: Total Amount Received </h2> </div> </div> </div> <div class="p-black-bg"><img data-qazy="true" src="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333023-invest-s.jpg" data-large="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333023-invest-s.jpg" data-description="Adding the two, your corpus will grow to approximately Rs 40,68,209 by the end of 15 years. " data-alt="PPF Investment: Total Amount Received" data-title="PPF Investment: Total Amount Received" title="PPF Investment: Total Amount Received" alt="PPF Investment: Total Amount Received" class="img-responsive margin-auto"></div> <div class="p-con-block"> <div class="row"> <div class="col-sm-8 col-md-10"> <h3><p>Adding the two, your corpus will grow to approximately Rs 40,68,209 by the end of 15 years.</p> </h3> </div> <div class="col-sm-4 col-md-2"> <div class="text-right s-white"> <a target="_blank" href="https://www.facebook.com/sharer/sharer.php?u=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-total-amount-received-327917" title="Facebook" class="facebook_share"><img src="https://cdn.zeebiz.com/html/images/fs-face-icon.gif" alt="Facebook" title="Facebook"></a> <a target="_blank" href="https://twitter.com/share?url=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-total-amount-received-327917&text=PPF Investment: Total Amount Received" title="Twitter" class="twitter_share"><img src="https://cdn.zeebiz.com/sites/all/themes/zeebiz/images/X-13x27.svg" style="width:32px;height:32px;background:white;" alt="Twitter" title="Twitter" class="twitter-new-icon"></a> <a class="hidden-lg" href="whatsapp://send?text=PPF+Investment%3A+Total+Amount+Received - https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/ppf-investment-total-amount-received-327917" title="Whatsapp" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-whatsapp-icon.gif" alt="whatapp" title="whatapp"></a> </div> </div> </div> </div> </div><div class='photo-details-block margin-bt50px'> <div id='taboola-mid-gallery-thumbnails6'></div> </div><div class="photo-details-block margin-bt50px" id="jsp327918" data-url="/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/what-if-you-want-to-invest-in-ppf-for-more-than-15-years-327918" > <div class="p-con-block"> <div class="row"> <div class="col-sm-2 col-md-1"> <div class="photo-count"><span>7</span>/10</div> </div> <div class="col-sm-10 col-md-11"> <h2 class="img-tit"> What if you want to invest in PPF for more than 15 years? </h2> </div> </div> </div> <div class="p-black-bg"><img data-qazy="true" src="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333024-investment-86921761280.jpg" data-large="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333024-investment-86921761280.jpg" data-description="If you wish to continue investing in PPF beyond the 15-year term, you can extend your investment in blocks of 5 years.  " data-alt="What if you want to invest in PPF for more than 15 years?" data-title="What if you want to invest in PPF for more than 15 years?" title="What if you want to invest in PPF for more than 15 years?" alt="What if you want to invest in PPF for more than 15 years?" class="img-responsive margin-auto"></div> <div class="p-con-block"> <div class="row"> <div class="col-sm-8 col-md-10"> <h3><p>If you wish to continue investing in PPF beyond the 15-year term, you can extend your investment in blocks of 5 years. </p> </h3> </div> <div class="col-sm-4 col-md-2"> <div class="text-right s-white"> <a target="_blank" href="https://www.facebook.com/sharer/sharer.php?u=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/what-if-you-want-to-invest-in-ppf-for-more-than-15-years-327918" title="Facebook" class="facebook_share"><img src="https://cdn.zeebiz.com/html/images/fs-face-icon.gif" alt="Facebook" title="Facebook"></a> <a target="_blank" href="https://twitter.com/share?url=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/what-if-you-want-to-invest-in-ppf-for-more-than-15-years-327918&text=What if you want to invest in PPF for more than 15 years?" title="Twitter" class="twitter_share"><img src="https://cdn.zeebiz.com/sites/all/themes/zeebiz/images/X-13x27.svg" style="width:32px;height:32px;background:white;" alt="Twitter" title="Twitter" class="twitter-new-icon"></a> <a class="hidden-lg" href="whatsapp://send?text=What+if+you+want+to+invest+in+PPF+for+more+than+15+years%3F - https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/what-if-you-want-to-invest-in-ppf-for-more-than-15-years-327918" title="Whatsapp" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-whatsapp-icon.gif" alt="whatapp" title="whatapp"></a> </div> </div> </div> </div> </div><div class="photo-details-block margin-bt50px" id="jsp327919" data-url="/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/what-to-do-to-continue-investing-in-ppf-327919" > <div class="p-con-block"> <div class="row"> <div class="col-sm-2 col-md-1"> <div class="photo-count"><span>8</span>/10</div> </div> <div class="col-sm-10 col-md-11"> <h2 class="img-tit"> What to do to continue investing in PPF? </h2> </div> </div> </div> <div class="p-black-bg"><img data-qazy="true" src="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333025-money-86921751280.jpg" data-large="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333025-money-86921751280.jpg" data-description="To do this, submit an application to the post office where your PPF account is held before the completion of the 1-year maturity period. You’ll also need to fill out and submit a form to extend the account. " data-alt="What to do to continue investing in PPF?" data-title="What to do to continue investing in PPF?" title="What to do to continue investing in PPF?" alt="What to do to continue investing in PPF?" class="img-responsive margin-auto"></div> <div class="p-con-block"> <div class="row"> <div class="col-sm-8 col-md-10"> <h3><p>To do this, submit an application to the post office where your PPF account is held before the completion of the 1-year maturity period. You’ll also need to fill out and submit a form to extend the account.</p> </h3> </div> <div class="col-sm-4 col-md-2"> <div class="text-right s-white"> <a target="_blank" href="https://www.facebook.com/sharer/sharer.php?u=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/what-to-do-to-continue-investing-in-ppf-327919" title="Facebook" class="facebook_share"><img src="https://cdn.zeebiz.com/html/images/fs-face-icon.gif" alt="Facebook" title="Facebook"></a> <a target="_blank" href="https://twitter.com/share?url=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/what-to-do-to-continue-investing-in-ppf-327919&text=What to do to continue investing in PPF?" title="Twitter" class="twitter_share"><img src="https://cdn.zeebiz.com/sites/all/themes/zeebiz/images/X-13x27.svg" style="width:32px;height:32px;background:white;" alt="Twitter" title="Twitter" class="twitter-new-icon"></a> <a class="hidden-lg" href="whatsapp://send?text=What+to+do+to+continue+investing+in+PPF%3F - https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/what-to-do-to-continue-investing-in-ppf-327919" title="Whatsapp" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-whatsapp-icon.gif" alt="whatapp" title="whatapp"></a> </div> </div> </div> </div> </div><div class="photo-details-block margin-bt50px" id="jsp327920" data-url="/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-important-note-327920" > <div class="p-con-block"> <div class="row"> <div class="col-sm-2 col-md-1"> <div class="photo-count"><span>9</span>/10</div> </div> <div class="col-sm-10 col-md-11"> <h2 class="img-tit"> SIP Investment: Important Note </h2> </div> </div> </div> <div class="p-black-bg"><img data-qazy="true" src="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333026-rupee-43954991280.jpg" data-large="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333026-rupee-43954991280.jpg" data-description="SIP is a market-linked scheme, so returns are not guaranteed. The 12 per cent return mentioned above is an estimate, and actual returns may vary depending on market conditions.  " data-alt="SIP Investment: Important Note" data-title="SIP Investment: Important Note" title="SIP Investment: Important Note" alt="SIP Investment: Important Note" class="img-responsive margin-auto"></div> <div class="p-con-block"> <div class="row"> <div class="col-sm-8 col-md-10"> <h3><p>SIP is a market-linked scheme, so returns are not guaranteed. The 12 per cent return mentioned above is an estimate, and actual returns may vary depending on market conditions. </p> </h3> </div> <div class="col-sm-4 col-md-2"> <div class="text-right s-white"> <a target="_blank" href="https://www.facebook.com/sharer/sharer.php?u=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-important-note-327920" title="Facebook" class="facebook_share"><img src="https://cdn.zeebiz.com/html/images/fs-face-icon.gif" alt="Facebook" title="Facebook"></a> <a target="_blank" href="https://twitter.com/share?url=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-important-note-327920&text=SIP Investment: Important Note" title="Twitter" class="twitter_share"><img src="https://cdn.zeebiz.com/sites/all/themes/zeebiz/images/X-13x27.svg" style="width:32px;height:32px;background:white;" alt="Twitter" title="Twitter" class="twitter-new-icon"></a> <a class="hidden-lg" href="whatsapp://send?text=SIP+Investment%3A+Important+Note - https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-investment-important-note-327920" title="Whatsapp" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-whatsapp-icon.gif" alt="whatapp" title="whatapp"></a> </div> </div> </div> </div> </div> <div class="photo-details-block margin-bt50px"> <div class="photo-ad"> <div class ="ad-col"> <div id="div-gpt-ad-gallery-327911-8-1"> <script> googletag.cmd.push(function() { googletag.defineSlot( "/11440465/Zeebiz_Web/zeebiz_ptg_as_btf_1_300x250" , [300, 250] , "div-gpt-ad-gallery-327911-8-1" ).addService(googletag.pubads()); googletag.display( "div-gpt-ad-gallery-327911-8-1" ); }); </script> </div> </div> <div class ="ad-col"> <div id="div-gpt-ad-gallery-327911-8-2"> <script> googletag.cmd.push(function() { googletag.defineSlot( "/11440465/Zeebiz_Web/zeebiz_ptg_as_btf_2_300x250" , [300, 250] , "div-gpt-ad-gallery-327911-8-2" ).addService(googletag.pubads()); googletag.display( "div-gpt-ad-gallery-327911-8-2" ); }); </script> </div> </div> </div> </div><div class="photo-details-block margin-bt50px" id="jsp327921" data-url="/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-327921" > <div class="p-con-block"> <div class="row"> <div class="col-sm-2 col-md-1"> <div class="photo-count"><span>10</span>/10</div> </div> <div class="col-sm-10 col-md-11"> <h2 class="img-tit"> SIP </h2> </div> </div> </div> <div class="p-black-bg"><img data-qazy="true" src="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333027-coins-85053631280-1.jpg" data-large="https://cdn.zeebiz.com/sites/default/files/2024/11/22/333027-coins-85053631280-1.jpg" data-description="Despite the market risks, SIP is often considered a good option for wealth creation, as it benefits from rupee cost averaging, which helps mitigate losses. However, keep in mind the inherent risks of investing in SIP and plan accordingly. " data-alt="SIP" data-title="SIP" title="SIP" alt="SIP" class="img-responsive margin-auto"></div> <div class="p-con-block"> <div class="row"> <div class="col-sm-8 col-md-10"> <h3><p>Despite the market risks, SIP is often considered a good option for wealth creation, as it benefits from rupee cost averaging, which helps mitigate losses. However, keep in mind the inherent risks of investing in SIP and plan accordingly.</p> </h3> </div> <div class="col-sm-4 col-md-2"> <div class="text-right s-white"> <a target="_blank" href="https://www.facebook.com/sharer/sharer.php?u=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-327921" title="Facebook" class="facebook_share"><img src="https://cdn.zeebiz.com/html/images/fs-face-icon.gif" alt="Facebook" title="Facebook"></a> <a target="_blank" href="https://twitter.com/share?url=https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-327921&text=SIP" title="Twitter" class="twitter_share"><img src="https://cdn.zeebiz.com/sites/all/themes/zeebiz/images/X-13x27.svg" style="width:32px;height:32px;background:white;" alt="Twitter" title="Twitter" class="twitter-new-icon"></a> <a class="hidden-lg" href="whatsapp://send?text=SIP - https://www.zeebiz.com/personal-finance/photo-gallery-sip-investment-vs-ppf-comparison-build-corpus-15-years-investing-rs-15-lakh-calculations-327911/sip-327921" title="Whatsapp" target="_blank"><img src="https://cdn.zeebiz.com/html/images/fs-whatsapp-icon.gif" alt="whatapp" title="whatapp"></a> </div> </div> </div> </div> </div> </div> </div>  <div class="clearfix"></div> <div class="next-story-block2 margin-bt50px"><div class="view view-zbiz-article-prev-next view-id-zbiz_article_prev_next view-display-id-block_5 view-dom-id-6a826acbe98664935d3bfd541f670290"> <div class="view-content"> <div class="clearfix"> <a href="/markets/stocks/photo-gallery-tcs-tata-power-rec-pfc-shipping-corporation-of-india-sbi-among-stocks-that-buzzed-on-november-22-327900" title="D-Street Newsmakers: 2 Tata group stocks, 4 PSUs among 7 stocks that hogged limelight today" id="327900"> <div class="next-story-padd"> <div class="ver-m s-border"> <span class="next-story-heading">Next<br>Gallery</span> </div> <div class="ver-m"> <h3 class="next-story-content">D-Street Newsmakers: 2 Tata group stocks, 4 PSUs among 7 stocks that hogged limelight today</h3> </div> </div> </a> <a href="/markets/stocks/photo-gallery-tcs-tata-power-rec-pfc-shipping-corporation-of-india-sbi-among-stocks-that-buzzed-on-november-22-327900" title="D-Street Newsmakers: 2 Tata group stocks, 4 PSUs among 7 stocks that hogged limelight today" id="327900" head="Next Gallery"></a> </div> </div> </div></div> <div class="clearfix"></div> <div id="taboola-below-gallery-thumbnails"></div> </div>  </div> </div> </div> </div> <div id="rightcontent"> <div class="col-lg-3 col-md-3 col-sm-12 col-xs-12 padding-left"> <div class="padding-right"> <aside> <div class="mrgntp-40px marlft-6px" style="margin-bottom:20px;">  <div id='div-gpt-ad-1456225219876-2' style='width:300px;'> <script type='text/javascript'> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1456225219876-2'); }); </script> </div> </div> <div class="clearfix mrgntp-40px marlft-6px"> <a href="/personal-finance/income-tax-calculator"><img border=0 src="https://cdn.zeebiz.com/html/images/banner_income_tax_calculator.png" ></a> </div> <div class="clearfix"></div> <div class="marlft-6px clearfix mrgntp-40px">  <div id='div-gpt-ad-1456225219876-3' style='width:300px;'> <script type='text/javascript'> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1456225219876-3'); }); </script> </div> </div> <div class="clearfix"></div> <div style="clear: both" class="mrgntp-40px"></div> <div class="block other-story-block"> <h2 class="other-story">Most Popular</h2> <div class="group group-1 ">  <div class="right-photo-list"> <a href="/personal-finance/photo-gallery-provident-fund-new-rules-epfo-30-to-be-launched-in-2025-labour-ministry-may-allow-pf-withdrawal-through-atm-like-debit-card-retirement-planning-by-imcreasing-epfo-contribution-329525"> <div class="pos-relative"> <img data-qazy="true" class="img-responsive" typeof="foaf:Image" src="https://cdn.zeebiz.com/sites/default/files/styles/zeebiz_700x394/public/2024/11/29/334710-epfo-ians.jpg?itok=gNtSLGoN" alt="Can you withdraw your EPF through ATMs after EPFO 3.0 implementation? 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