Fintech Consulting Services

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data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="sub-nav-5491b467-3640-4db8-8b56-cf1ad7621cda-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" class="off-canvas-menu__back-link">About</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5> <a href="/es-es/about/further/diversity-equity-inclusion/" aria-label="Diversity, Equity & Inclusion">Diversity, Equity & Inclusion</a> </h5> <ul> <li> <a href="/es-es/about/further/diversity-equity-inclusion/dei-report/" aria-label="2024 Diversity, Equity, and Inclusion Report">2024 Diversity, Equity, and Inclusion Report</a> </li> <li> <a href="/es-es/about/further/diversity-equity-inclusion/dei-report/2023/" aria-label="2023 Diversity, Equity, and Inclusion Report">2023 Diversity, Equity, and Inclusion Report</a> </li> </ul> </div> </div> </li> </ul> </div> </div> </section> <section class="primary-nav__secondary-list"> <div class="primary-nav__col-group"> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="/es-es/about/further/our-social-impact/" aria-label="Social Impact">Social Impact</a> </li> <li> <a href="/es-es/about/further/our-sustainability/" aria-label="Sustainability">Sustainability</a> </li> <li> <a href="/es-es/about/world-economic-forum/" aria-label="World Economic Forum">World Economic Forum</a> </li> </ul> </div> </div> <a class="primary-nav__see-all" href="/es-es/about/further/" aria-label="Learn more about Further">Learn more about Further</a> </section> </div> </section> </div> </div> </li> <li> <a href="#" id="nav-a7b2ea29-6e83-4060-a659-76992e151816" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-two-active">Carreras</a> <div class="primary-nav__mega-menu" data-level="1" data-delay-toggle data-control-elements="#nav-a7b2ea29-6e83-4060-a659-76992e151816, #nav-a7b2ea29-6e83-4060-a659-76992e151816-close" data-class-toggle="mega-menu__level-two--expanded" data-delay-time="400" data-reverse="true"> <div class="primary-nav__mega-menu-wrapper"> <div id="off-canvas-header" class="off-canvas-menu__header"> <button data-toggle="off-canvas-menu body html overlay" role="button" aria-label="menu" class="js-hamburger-btn js-hamburger-btn-in-off-canvas"> <span class="icon-bars"></span> </button> <div class="off-canvas-menu__logo primary-nav__logo "> <a href="/es-es/" aria-label="Main navigation logo link"> <img alt="" src="/contentassets/0b88e3e10a7b4592809517c28b75847e/logo_red_bain.svg" /> </a> </div> </div> <div class="off-canvas-menu__back-link"> <a id="nav-a7b2ea29-6e83-4060-a659-76992e151816-close" data-toggle="off-canvas-header" data-toggle-element="#off-canvas-menu-container" data-close-only="true" data-toggle-class="level-two-active" data-remove-class="level-three-active" class="off-canvas-menu__back-link ">Main menu</a> </div> <section data-dynamic-max-height data-delay-time="400"> <div class="primary-nav__level2-container"> <div class="primary-nav__primary-list"> <h4 class="primary-nav__mega-menu-heading"> <a href="/es-es/careers/">Carreras</a> </h4> <div class="primary-nav__col-group"> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="#" id="sub-nav-5e85afb7-887a-4d46-9490-76c13712a54a" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active">Trabaja con Nosotros</a> <div class="primary-nav__level-three" data-level="2" data-delay-toggle data-control-elements="#sub-nav-5e85afb7-887a-4d46-9490-76c13712a54a, #sub-nav-5e85afb7-887a-4d46-9490-76c13712a54a-close, #nav-a7b2ea29-6e83-4060-a659-76992e151816-close" data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="sub-nav-5e85afb7-887a-4d46-9490-76c13712a54a-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" class="off-canvas-menu__back-link">Carreras</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5> <a href="/es-es/careers/work-with-us/" aria-label="Trabaja con Nosotros">Trabaja con Nosotros</a> </h5> <ul> <li> <a href="/es-es/careers/work-with-us/find-your-place/" aria-label="Find Your Place">Find Your Place</a> </li> <li> <a href="/es-es/careers/work-with-us/our-work-areas/" aria-label="Nuestras Áreas de Trabajo">Nuestras Áreas de Trabajo</a> </li> <li> <a href="/es-es/careers/work-with-us/integrated-teams/" aria-label="Equipos Integrados">Equipos Integrados</a> </li> <li> <a href="/es-es/careers/work-with-us/students/" aria-label="Estudiantes">Estudiantes</a> </li> <li> <a href="/es-es/careers/work-with-us/internships-programs/" aria-label="Internships & Programs">Internships & Programs</a> </li> <li> <a href="/es-es/careers/work-with-us/recruiting-events/" aria-label="Eventos de Reclutamiento">Eventos de Reclutamiento</a> </li> </ul> </div> </div> </li> </ul> </div> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="#" id="sub-nav-bd57cbc9-6292-40a7-9efb-dd83da178515" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active">La Vida en Bain</a> <div class="primary-nav__level-three" data-level="2" data-delay-toggle data-control-elements="#sub-nav-bd57cbc9-6292-40a7-9efb-dd83da178515, #sub-nav-bd57cbc9-6292-40a7-9efb-dd83da178515-close, #nav-a7b2ea29-6e83-4060-a659-76992e151816-close" data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="sub-nav-bd57cbc9-6292-40a7-9efb-dd83da178515-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" class="off-canvas-menu__back-link">Carreras</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5> <a href="/es-es/careers/life-at-bain/" aria-label="La Vida en Bain">La Vida en Bain</a> </h5> <ul> <li> <a href="/es-es/careers/life-at-bain/supporting-your-growth/career-stories/" aria-label="Historias Profesionales">Historias Profesionales</a> </li> <li> <a href="/es-es/careers/life-at-bain/our-people/" aria-label="Nuestra Gente">Nuestra Gente</a> </li> <li> <a href="/es-es/careers/life-at-bain/where-we-work/" aria-label="Dónde Trabajamos">Dónde Trabajamos</a> </li> <li> <a href="/es-es/careers/life-at-bain/supporting-your-growth/" aria-label="Apoyando tu Crecimiento">Apoyando tu Crecimiento</a> </li> <li> <a href="/es-es/careers/life-at-bain/affinity-groups/" aria-label="Grupos de Afinidad">Grupos de Afinidad</a> </li> <li> <a href="/es-es/careers/life-at-bain/benefits/" aria-label="Beneficios">Beneficios</a> </li> </ul> </div> </div> </li> </ul> </div> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="/es-es/careers/impact-stories/" aria-label="Impact Stories">Impact Stories</a> </li> </ul> </div> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="#" id="sub-nav-b3494696-afed-4f50-bdef-343bcec9b225" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active">Nuestro Proceso</a> <div class="primary-nav__level-three" data-level="2" data-delay-toggle data-control-elements="#sub-nav-b3494696-afed-4f50-bdef-343bcec9b225, #sub-nav-b3494696-afed-4f50-bdef-343bcec9b225-close, #nav-a7b2ea29-6e83-4060-a659-76992e151816-close" data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="sub-nav-b3494696-afed-4f50-bdef-343bcec9b225-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" class="off-canvas-menu__back-link">Carreras</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5> <a href="/es-es/careers/hiring-process/" aria-label="Nuestro Proceso">Nuestro Proceso</a> </h5> <ul> <li> <a href="/es-es/careers/hiring-process/what-to-expect/" aria-label="Qué Esperar">Qué Esperar</a> </li> <li> <a href="/es-es/careers/hiring-process/interviewing/" aria-label="Entrevistas">Entrevistas</a> </li> </ul> </div> </div> </li> </ul> </div> <div class="primary-nav__career-ctas primary-nav__career-ctas-hamburger"> <a href="/es-es/careers/find-a-role/" class="btn--pill-hamburger " data-ctabuttonclick="true">FIND JOBS </a> </div> </div> </div> </div> </section> </div> </div> </li> </ul> <ul class="primary-nav__level-one off-canvas-menu__utility-nav global-utility-nav"> <li> <a href="#" id="nav-utility-783e25df-fb51-4887-9907-e89cf1ff06e1" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-two-active"> Offices </a> <div class="primary-nav__mega-menu" data-level="1" data-delay-toggle data-control-elements="#nav-utility-783e25df-fb51-4887-9907-e89cf1ff06e1, #nav-utility-783e25df-fb51-4887-9907-e89cf1ff06e1-close" data-class-toggle="mega-menu__level-two--expanded" data-delay-time="400" data-reverse="true"> <div class="primary-nav__mega-menu-wrapper"> <div id="off-canvas-header" class="off-canvas-menu__header"> <button data-toggle="off-canvas-menu body html overlay" role="button" aria-label="menu" class="js-hamburger-btn js-hamburger-btn-in-off-canvas"> <span class="icon-bars"></span> </button> <div class="off-canvas-menu__logo primary-nav__logo "> <a href="/es-es/" aria-label="Main navigation logo link"> <img alt="" src="/contentassets/0b88e3e10a7b4592809517c28b75847e/logo_red_bain.svg" /> </a> </div> </div> <div class="off-canvas-menu__back-link"> <a id="nav-utility-783e25df-fb51-4887-9907-e89cf1ff06e1-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-two-active" data-remove-class="level-three-active" data-close-only="true" class="off-canvas-menu__back-link">Main menu</a> </div> <section data-dynamic-max-height data-delay-time="400"> <div class="primary-nav__level2-container"> <div class="primary-nav__primary-list"> <h4 class="primary-nav__mega-menu-heading"> <a href="" aria-label="Offices">Offices</a> </h4> <div class="primary-nav__col-group"> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="#" id="nav-utility-be1dd97a-8ab4-4b9c-b09f-a654edee6a37" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active">North & Latin America</a> <div class="primary-nav__level-three" data-level="2" data-delay-toggle data-control-elements="#nav-utility-be1dd97a-8ab4-4b9c-b09f-a654edee6a37, #nav-utility-be1dd97a-8ab4-4b9c-b09f-a654edee6a37-close, #nav-utility-783e25df-fb51-4887-9907-e89cf1ff06e1-close" data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="nav-utility-be1dd97a-8ab4-4b9c-b09f-a654edee6a37-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" data-close-only="true" class="off-canvas-menu__back-link">Offices</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5 class="">North & Latin America</h5> <ul> <li> <a href="/es-es/offices/atlanta/" aria-label="Atlanta">Atlanta</a> </li> <li> <a href="/es-es/offices/austin/" aria-label="Austin">Austin</a> </li> <li> <a href="/offices/bogota/" aria-label="Bogota">Bogota</a> </li> <li> <a href="/es-es/offices/boston/" aria-label="Boston">Boston</a> </li> <li> <a href="/offices/buenos-aires/" aria-label="Buenos Aires">Buenos Aires</a> </li> <li> <a href="/es-es/offices/Chicago/" aria-label="Chicago">Chicago</a> </li> <li> <a href="/es-es/offices/dallas/" aria-label="Dallas">Dallas</a> </li> <li> <a href="/es-es/offices/denver/" aria-label="Denver">Denver</a> </li> <li> <a href="/es-es/offices/houston/" aria-label="Houston">Houston</a> </li> <li> <a href="/es-es/offices/los-angeles/" aria-label="Los Angeles">Los Angeles</a> </li> <li> <a href="/es-es/offices/mexico-city/" aria-label="Mexico City">Mexico City</a> </li> <li> <a href="/es-es/offices/minneapolis-frwd/" aria-label="Minneapolis">Minneapolis</a> </li> <li> <a href="/es-es/offices/monterrey/" aria-label="Monterrey">Monterrey</a> </li> <li> <a href="/es-es/offices/new-york/" aria-label="New York">New York</a> </li> <li> <a href="/es-es/offices/rio-de-janeiro/" aria-label="Rio de Janeiro">Rio de Janeiro</a> </li> <li> <a href="/es-es/offices/san-francisco/" aria-label="San Francisco">San Francisco</a> </li> <li> <a href="/es-es/offices/santiago/" aria-label="Santiago">Santiago</a> </li> <li> <a href="/es-es/offices/sao-paulo/" aria-label="São Paulo">São Paulo</a> </li> <li> <a href="/es-es/offices/seattle/" aria-label="Seattle">Seattle</a> </li> <li> <a href="/es-es/offices/silicon-valley/" aria-label="Silicon Valley">Silicon Valley</a> </li> <li> <a href="/es-es/offices/toronto/" aria-label="Toronto">Toronto</a> </li> <li> <a href="/es-es/offices/washington-dc/" aria-label="Washington, DC">Washington, DC</a> </li> </ul> </div> </div> </li> </ul> </div> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="#" id="nav-utility-ee84a7c5-7d88-4197-b12d-f5be2df58f44" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active">Europe & Africa</a> <div class="primary-nav__level-three" data-level="2" data-delay-toggle data-control-elements="#nav-utility-ee84a7c5-7d88-4197-b12d-f5be2df58f44, #nav-utility-ee84a7c5-7d88-4197-b12d-f5be2df58f44-close, #nav-utility-783e25df-fb51-4887-9907-e89cf1ff06e1-close" data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="nav-utility-ee84a7c5-7d88-4197-b12d-f5be2df58f44-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" data-close-only="true" class="off-canvas-menu__back-link">Offices</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5 class="">Europe & Africa</h5> <ul> <li> <a href="/es-es/offices/amsterdam/" aria-label="Amsterdam">Amsterdam</a> </li> <li> <a href="/es-es/offices/athens/" aria-label="Athens">Athens</a> </li> <li> <a href="/es-es/offices/berlin/" aria-label="Berlin">Berlin</a> </li> <li> <a href="/es-es/offices/brussels/" aria-label="Brussels">Brussels</a> </li> <li> <a href="/es-es/offices/copenhagen/" aria-label="Copenhagen">Copenhagen</a> </li> <li> <a href="/es-es/offices/dusseldorf/" aria-label="Dusseldorf">Dusseldorf</a> </li> <li> <a href="/es-es/offices/frankfurt/" aria-label="Frankfurt">Frankfurt</a> </li> <li> <a href="/es-es/offices/helsinki/" aria-label="Helsinki">Helsinki</a> </li> <li> <a href="/es-es/offices/istanbul/" aria-label="Istanbul">Istanbul</a> </li> <li> <a href="/es-es/offices/johannesburg/" aria-label="Johannesburg">Johannesburg</a> </li> <li> <a href="/es-es/offices/kyiv/" aria-label="Kyiv">Kyiv</a> </li> <li> <a href="/es-es/offices/lisbon/" aria-label="Lisbon">Lisbon</a> </li> <li> <a href="/es-es/offices/london/" aria-label="London">London</a> </li> <li> <a href="/es-es/offices/madrid/" aria-label="Madrid">Madrid</a> </li> <li> <a href="/es-es/offices/milan/" aria-label="Milan">Milan</a> </li> <li> <a href="/es-es/offices/munich/" aria-label="Munich">Munich</a> </li> <li> <a href="/es-es/offices/oslo/" aria-label="Oslo">Oslo</a> </li> <li> <a href="/es-es/offices/paris/" aria-label="Paris">Paris</a> </li> <li> <a href="/es-es/offices/rome/" aria-label="Rome">Rome</a> </li> <li> <a href="/es-es/offices/stockholm/" aria-label="Stockholm">Stockholm</a> </li> <li> <a href="/es-es/offices/vienna/" aria-label="Vienna">Vienna</a> </li> <li> <a href="/es-es/offices/warsaw/" aria-label="Warsaw">Warsaw</a> </li> <li> <a href="/es-es/offices/zurich/" aria-label="Zurich">Zurich</a> </li> </ul> </div> </div> </li> </ul> <ul class="primary-nav__level-two"> <li> <a href="#" id="nav-utility-049a594a-b7fd-46d7-a387-c9bba86b3de3" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active">Middle East</a> <div class="primary-nav__level-three" data-level="2" data-delay-toggle data-control-elements="#nav-utility-049a594a-b7fd-46d7-a387-c9bba86b3de3, #nav-utility-049a594a-b7fd-46d7-a387-c9bba86b3de3-close, #nav-utility-783e25df-fb51-4887-9907-e89cf1ff06e1-close" data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="nav-utility-049a594a-b7fd-46d7-a387-c9bba86b3de3-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" data-close-only="true" class="off-canvas-menu__back-link">Offices</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5><a href=/es-es/offices/middle-east/>Middle East</a></h5> <ul> <li> <a href="/es-es/offices/doha/" aria-label="Doha">Doha</a> </li> <li> <a href="/es-es/offices/dubai/" aria-label="Dubai">Dubai</a> </li> <li> <a href="/es-es/offices/riyadh/" aria-label="Riyadh">Riyadh</a> </li> </ul> </div> </div> </li> </ul> </div> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="#" id="nav-utility-d9755601-28ec-4e83-b8e0-3f5196d4c767" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active">Asia & Australia</a> <div class="primary-nav__level-three" data-level="2" data-delay-toggle data-control-elements="#nav-utility-d9755601-28ec-4e83-b8e0-3f5196d4c767, #nav-utility-d9755601-28ec-4e83-b8e0-3f5196d4c767-close, #nav-utility-783e25df-fb51-4887-9907-e89cf1ff06e1-close" data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="nav-utility-d9755601-28ec-4e83-b8e0-3f5196d4c767-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" data-close-only="true" class="off-canvas-menu__back-link">Offices</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5 class="">Asia & Australia</h5> <ul> <li> <a href="/es-es/offices/bangkok/" aria-label="Bangkok">Bangkok</a> </li> <li> <a href="/offices/beijing/" aria-label="Beijing">Beijing</a> </li> <li> <a href="/es-es/offices/bengaluru/" aria-label="Bengaluru">Bengaluru</a> </li> <li> <a href="/es-es/offices/ho-chi-minh-city/" aria-label="Ho Chi Minh City">Ho Chi Minh City</a> </li> <li> <a href="/es-es/offices/hong-kong/" aria-label="Hong Kong">Hong Kong</a> </li> <li> <a href="/es-es/offices/jakarta/" aria-label="Jakarta">Jakarta</a> </li> <li> <a href="/es-es/offices/kuala-lumpur/" aria-label="Kuala Lumpur">Kuala Lumpur</a> </li> <li> <a href="/es-es/offices/manila/" aria-label="Manila">Manila</a> </li> <li> <a href="/es-es/offices/melbourne/" aria-label="Melbourne">Melbourne</a> </li> <li> <a href="/es-es/offices/mumbai/" aria-label="Mumbai">Mumbai</a> </li> <li> <a href="/es-es/offices/new-delhi/" aria-label="New Delhi">New Delhi</a> </li> <li> <a href="/es-es/offices/perth/" aria-label="Perth">Perth</a> </li> <li> <a href="/es-es/offices/shanghai/" aria-label="Shanghai">Shanghai</a> </li> <li> <a href="/es-es/offices/singapore/" aria-label="Singapore">Singapore</a> </li> <li> <a href="/es-es/offices/sydney/" aria-label="Sydney">Sydney</a> </li> <li> <a href="/es-es/offices/tokyo/" aria-label="Tokyo">Tokyo</a> </li> </ul> </div> </div> </li> </ul> </div> </div> <a href="/es-es/about/offices/" aria-label="See all offices" target="" class="primary-nav__see-all">See all offices</a> </div> </div> </section> </div> </div> </li> <li > <a href="/es-es/about/alumni-services/" aria-label="Alumni" class="">Alumni</a> </li><li > <a href="/es-es/about/media-center/" aria-label="Media Center" target="_top" class="">Media Center</a> </li><li > <a href="/es-es/subscribe/" aria-label="Subscribe" class="">Subscribe</a> </li><li > <a href="/es-es/about/contact-us/" aria-label="Contact" target="_top" class="">Contact</a> </li> <li> <a href="#" id="nav-utility-585d2d8b-f3c0-48ef-93c1-1385aa3871e0" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-two-active"> <i class="utility-navigation__icon utility-megamenu__icon utility-megamenu__icon--spritesheet spain-icon"></i> Spain | Español </a> <div class="primary-nav__mega-menu" data-level="1" data-delay-toggle data-control-elements="#nav-utility-585d2d8b-f3c0-48ef-93c1-1385aa3871e0, #nav-utility-585d2d8b-f3c0-48ef-93c1-1385aa3871e0-close" data-class-toggle="mega-menu__level-two--expanded" data-delay-time="400" data-reverse="true"> <div class="primary-nav__mega-menu-wrapper"> <div id="off-canvas-header" class="off-canvas-menu__header"> <button data-toggle="off-canvas-menu body html overlay" role="button" aria-label="menu" class="js-hamburger-btn js-hamburger-btn-in-off-canvas"> <span class="icon-bars"></span> </button> <div class="off-canvas-menu__logo primary-nav__logo "> <a href="/es-es/" aria-label="Main navigation logo link"> <img alt="" src="/contentassets/0b88e3e10a7b4592809517c28b75847e/logo_red_bain.svg" /> </a> </div> </div> <div class="off-canvas-menu__back-link"> <a id="nav-utility-585d2d8b-f3c0-48ef-93c1-1385aa3871e0-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-two-active" data-remove-class="level-three-active" data-close-only="true" class="off-canvas-menu__back-link">Main menu</a> </div> <section data-dynamic-max-height data-delay-time="400"> <div class="primary-nav__level2-container"> <div class="primary-nav__primary-list"> <h4 class="primary-nav__mega-menu-heading"> <a href="" aria-label="Select your region and language">Select your region and language</a> </h4> <div class="primary-nav__col-group"> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="#" id="nav-utility-851730e7-9efb-4c6c-b817-e15e754507f0" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active">Global</a> <div class="primary-nav__level-three" data-level="2" data-delay-toggle data-control-elements="#nav-utility-851730e7-9efb-4c6c-b817-e15e754507f0, #nav-utility-851730e7-9efb-4c6c-b817-e15e754507f0-close, #nav-utility-585d2d8b-f3c0-48ef-93c1-1385aa3871e0-close" data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="nav-utility-851730e7-9efb-4c6c-b817-e15e754507f0-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" data-close-only="true" class="off-canvas-menu__back-link">Select your region and language</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5 class="">Global</h5> <ul> <li> <a href="/industry-expertise/financial-services/fintech/" title="Global (English)" target="" data-visibility-id="utility-lang-message_en" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--global"></i> Global (English) </a> </li> </ul> </div> </div> </li> </ul> </div> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="#" id="nav-utility-4729bc0a-05e1-43d0-a684-52004db20c97" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active">North & Latin America</a> <div class="primary-nav__level-three" data-level="2" data-delay-toggle data-control-elements="#nav-utility-4729bc0a-05e1-43d0-a684-52004db20c97, #nav-utility-4729bc0a-05e1-43d0-a684-52004db20c97-close, #nav-utility-585d2d8b-f3c0-48ef-93c1-1385aa3871e0-close" data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="nav-utility-4729bc0a-05e1-43d0-a684-52004db20c97-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" data-close-only="true" class="off-canvas-menu__back-link">Select your region and language</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5 class="">North & Latin America</h5> <ul> <li> <a href="/pt-br/industrias/financial-services/fintech/" title="Brazil (Português)" target="" data-visibility-id="utility-lang-message_pt-br" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet brazil-icon"></i> Brazil (Português) </a> </li> <li> <a href="/es-ar/industry-expertise/financial-services/fintech/" title="Argentina (Español)" target="" data-visibility-id="utility-lang-message_es-ar" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet argentina-icon"></i> Argentina (Español) </a> </li> <li> <a href="/es-cl/industry-expertise/financial-services/fintech/" title="Chile (Español)" target="" data-visibility-id="utility-lang-message_es-cl" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet chile-icon"></i> Chile (Español) </a> </li> <li> <a href="/es-co/industry-expertise/financial-services/fintech/" title="Colombia (Español)" target="" data-visibility-id="utility-lang-message_es-co" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet columbia-icon"></i> Colombia (Español) </a> </li> </ul> </div> </div> </li> </ul> </div> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="#" id="nav-utility-69888648-5d0c-403e-b197-6218430dfd61" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active">Europe, Middle East, & Africa</a> <div class="primary-nav__level-three" data-level="2" data-delay-toggle data-control-elements="#nav-utility-69888648-5d0c-403e-b197-6218430dfd61, #nav-utility-69888648-5d0c-403e-b197-6218430dfd61-close, #nav-utility-585d2d8b-f3c0-48ef-93c1-1385aa3871e0-close" data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="nav-utility-69888648-5d0c-403e-b197-6218430dfd61-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" data-close-only="true" class="off-canvas-menu__back-link">Select your region and language</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5 class="">Europe, Middle East, & Africa</h5> <ul> <li> <a href="/fr/expertises-sectorielles/services-financiers/fintech/" title="France (Français)" target="" data-visibility-id="utility-lang-message_fr" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet france-icon"></i> France (Français) </a> </li> <li> <a href="/de/branchenkompetenzen/finanzdienstleistungen/fintech/" title="DACH Region (Deutsch)" target="" data-visibility-id="utility-lang-message_de" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet german-icon"></i> DACH Region (Deutsch) </a> </li> <li> <a href="/it/industry-expertise/financial-services/fintech/" title="Italy (Italiano)" target="" data-visibility-id="utility-lang-message_it" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet italy-icon"></i> Italy (Italiano) </a> </li> <li> <a href="/es-es/industry-expertise/financial-services/fintech/" title="Spain (Español)" target="" data-visibility-id="utility-lang-message_es-es" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet spain-icon"></i> Spain (Español) </a> </li> <li> <a href="/el/industry-expertise/financial-services/fintech/" title="Greece (Elliniká)" target="" data-visibility-id="utility-lang-message_el" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet greece-icon"></i> Greece (Elliniká) </a> </li> </ul> </div> </div> </li> </ul> </div> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li> <a href="#" id="nav-utility-5ce0d201-1e7d-419e-88a6-eddfa0a73603" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active">Asia & Australia</a> <div class="primary-nav__level-three" data-level="2" data-delay-toggle data-control-elements="#nav-utility-5ce0d201-1e7d-419e-88a6-eddfa0a73603, #nav-utility-5ce0d201-1e7d-419e-88a6-eddfa0a73603-close, #nav-utility-585d2d8b-f3c0-48ef-93c1-1385aa3871e0-close" data-class-toggle="mega-menu__level-three--expanded" data-delay-time="400" data-reverse="true"> <div class="off-canvas-menu__back-link"> <a id="nav-utility-5ce0d201-1e7d-419e-88a6-eddfa0a73603-close" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-three-active" data-close-only="true" class="off-canvas-menu__back-link">Select your region and language</a> </div> <div class="off-canvas-menu__level-three-wrap"> <h5 class="">Asia & Australia</h5> <ul> <li> <a href="http://www.bain.cn/" title="China (中文版)" target="_blank" data-visibility-id="utility-lang-message_zh" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet china-icon"></i> China (中文版) <span class="icon-external-link"></span> </a> </li> <li> <a href="/ko/industries/financial-services/fintech/" title="Korea (한국어)" target="" data-visibility-id="utility-lang-message_ko" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet korea-icon"></i> Korea (한국어) </a> </li> <li> <a href="/ja/industries/financial-services/fintech/" title="Japan (日本語)" target="" data-visibility-id="utility-lang-message_ja" data-utility-lang-nav> <i class="utility-megamenu__icon utility-megamenu__icon--spritesheet japan-icon"></i> Japan (日本語) </a> </li> </ul> </div> </div> </li> </ul> </div> </div> </div> </div> </section> </div> </div> </li> <li> <a href="#" id="red-66b8cf83-1fe2-4d55-a2e5-387d791f5e5f" class="js-offcanvas-red-folder" data-nav-red-folder-hamburger-control> <span class="icon-folder"></span>Saved items  <span class="red-folder-count-container" data-red-folder-count-container>(<span class="red-folder-count" data-red-folder-count>0</span>)</span> </a> <section class="red-folder empty" data-delay-toggle data-control-elements="#red-66b8cf83-1fe2-4d55-a2e5-387d791f5e5f, #red-66b8cf83-1fe2-4d55-a2e5-387d791f5e5f-close" data-class-toggle="red-folder--expanded" data-delay-time="400" data-reverse="true" data-level="1"> <div id="off-canvas-header" class="off-canvas-menu__header"> <button data-toggle="off-canvas-menu body html overlay" role="button" aria-label="menu" class="js-hamburger-btn js-hamburger-btn-in-off-canvas"> <span class="icon-bars"></span> </button> <div class="off-canvas-menu__logo primary-nav__logo "> <a href="/es-es/"> <img alt="" src="/contentassets/0b88e3e10a7b4592809517c28b75847e/logo_red_bain.svg" /> </a> </div> </div> <div class="off-canvas-menu__back-link"> <a id="red-66b8cf83-1fe2-4d55-a2e5-387d791f5e5f-close" class="off-canvas-menu__back-link" data-toggle-element="#off-canvas-menu-container" data-toggle-class="level-two-active">Main menu</a> </div> <div class="large-12 column utility-megamenu__content"> <div class="red-folder__full"> <div class="large-12 column red-folder__content" data-bookmark-container data-count="0"></div> <a href="/es-es/about/curated-for-you-landing/" data-red-folder-link data-cookie-name="redFolder" data-endpoint="/es-ES/api/redfolder/getcontent" data-databaseendpointurl="/es-ES/api/redfolder/addUpdateUserBookmark" class="textlink textlink--cta">Saved items (<span class="red-folder-count" data-red-folder-count>0</span>)</a> </div> <section class="red-folder-empty"> <span class="icon-folder-open" id="icon-folder-open"></span> <h4 class="">You have no saved items.</h4> <p>Bookmark content that interests you and it will be saved here for you to read or share later.</p> <div class="red-folder-empty__btns"> <a href="/es-es/insights/" class="btn">Explore Bain Insights</a> </div> </section> </div> </section> </li> </ul> <script nonce="xxG7uIsrd09a/dgQeZS+Yhq6wN0Fky/YzMMeyaZZu4g="> //script to trigger red folder hamburger item for careers (function () { var redFolderCountContainer = document.querySelector('.red-folder-count-container'); var globalRedFolderUtilityNav = document.querySelector('.js-offcanvas-red-folder'); var careerUtilityNavItemRedFolder = document.querySelector('.career-utility-nav-item-red-folder'); var careerUtilityNavItemRedFolderLi = document.querySelector('.career-utility-nav-item-red-folder-li'); if (careerUtilityNavItemRedFolder != null && careerUtilityNavItemRedFolderLi != null) { const observer = new MutationObserver((mutations) => { mutations.forEach((mutation) => { if (mutation.type === 'attributes' && mutation.attributeName === 'class') { if (mutation.target.className.includes('has-count')) { careerUtilityNavItemRedFolderLi.classList.add('full'); careerUtilityNavItemRedFolder.classList.add('utility-navigation__red-folder-link'); careerUtilityNavItemRedFolder.href = globalRedFolderUtilityNav.href; } else { careerUtilityNavItemRedFolderLi.classList.remove('full'); 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has-caret">Industries</a> <ul class="primary-nav__mega-menu menu-4-col"> <li class="primary-nav__mega-menu-wrapper"> <section> <div class="primary-nav__primary-list"> <h4 class="primary-nav__mega-menu-heading"> <a href="/es-es/industry-expertise/" aria-label="Industries">Industries</a> </h4> <div class="primary-nav__col-group"> <div class="primary-nav__col"> <ul class="primary-nav__level-two"> <li role="none"> <a href="/es-es/industry-expertise/aerospace-defense-government-services/" aria-label="Aerospace & Defense" role="menuitem">Aerospace & Defense</a> </li> <li role="none"> <a href="/es-es/industry-expertise/automotive/" aria-label="Automotive & Mobility" role="menuitem">Automotive & Mobility</a> </li> <li role="none"> <a href="/es-es/industry-expertise/aviation/" aria-label="Aviation" role="menuitem">Aviation</a> </li> <li role="none"> <a href="/es-es/industry-expertise/consumer-products/" aria-label="Consumer Products" role="menuitem">Consumer Products</a> </li> <li role="none"> 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</section> <section class="section overview row" id="overview-section" data-magellan-target="overview-section"> <div class="medium-10 large-8 column overview--centered medium-centered"> <div id="overview-section-text" > <p style="text-align: left;">Few industries have been more affected by the changes in the macroeconomic climate than fintech. Customer needs and expectations are evolving rapidly, and investment strategies are shifting to prioritize sustainable growth and acquisition opportunities.</p> <p style="text-align: left;">One constant remains the potential for fintech to significantly disrupt the financial services ecosystem. Developments in technology signal a need for companies to form a robust digital strategy to win in this fast-evolving sector.</p> <p style="text-align: left;">Our fintech consulting practice combines the flexible delivery of a start-up with the benefits of one of the world’s most data-driven, experienced, and knowledgeable organizations. Our experts have designed, built, and launched end-to-end digital capabilities in markets around the world, serving some of the largest banks and fintech firms. Additionally, we are the world’s leading adviser to growth equity investors, having advised on roughly 80% of the deal flow related to financial services and fintechs in recent years.</p> <p style="text-align: left;">Our fintech consultants are supported by our firm's multidisciplinary expertise, enabling us to address each element of the value chain, from strategy to acquisition to post-merger integration and execution. Our development team will help you with every step of your new venture launch, from defining the value proposition to designing, developing, and scaling your fintech solution. Wherever you are in your fintech journey, we’ll partner with you to understand your challenge, fulfill your customers’ unmet needs, and take your business to the next level. </p> </div> </div> </section> <section class="spacing spacing--top-bottom"> <section class="section overview row" id="5a776961-1f19-4a57-a0e3-cd0cf4ccbe09" data-magellan-target="5a776961-1f19-4a57-a0e3-cd0cf4ccbe09"> <div class="column"> <div class="section__midline-heading"> <h3 class="showDesktopTitle">What We Do</h3> <h3 class="showMobileTitle">What We Do</h3> </div> </div> <div class="medium-10 large-8 column end">  <div id="basicTextBlockReadMorea9030ae8-8165-410f-8896-5f1548305a28" class="rte__heading rte__rte-table"> </div> </div> </section> </section> <section class="spacing spacing--top-bottom"> <section class="brand-narrative-container"> <div class="mobile-carousel brand-narrative-container__carousel " data-brand-narrative-carousel> <section class="brand-narrative brand-narrative__left-align "> <div class="brand-narrative--largeFont"> </div> <h4>Strategy, benchmarking, and trend analysis</h4> <p>Invest and grow into the right opportunity areas, based on our unparalleled knowledge, data-driven insights, and industry experience</p> </section> <section class="brand-narrative brand-narrative__left-align "> <div class="brand-narrative--largeFont"> </div> <h4>Value proposition and customer-centricity</h4> <p>Identify opportunities for growth by putting customers at the heart of your value proposition and applying rigorous commercial expertise</p> </section> <section class="brand-narrative brand-narrative__left-align "> <div class="brand-narrative--largeFont"> </div> <h4>Reach full potential</h4> <p>Our team can help you scale your business and shift to sustainable growth models while staying ahead of the innovation curve</p> </section> <section class="brand-narrative brand-narrative__left-align "> <div class="brand-narrative--largeFont"> </div> <h4>Digital transformation</h4> <p>We help clients every day to modernize their technology, data, and operations</p> </section> </div> </section> </section> <section class="spacing spacing--top-bottom"> <section id="b53e447e-b94f-4e32-8a50-f2f684801ed4" data-magellan-target="b53e447e-b94f-4e32-8a50-f2f684801ed4" class="section card__grid column row js-profiles-grid"> <div class="section__midline-heading"> <h3 class="">Our Fintech Consultants</h3> </div> <div class="row small-up-1 medium-up-2 large-up-4" > <div class="column" dir="ltr"> <div class="card card--profile "> <div class="card__wrapper"> <div class="card__image"> <a href="/es-es/our-team/jeff-tijssen/" aria-label="Jeff Tijssen profile link"> <div class="card__image-wrap"> <img alt="" srcset="/contentassets/cbc23a9fe1384ca58f107525ffb9b8df/tijssen-jeff-16_9.jpg?width=1440&height=810&mode=crop 1440w,/contentassets/cbc23a9fe1384ca58f107525ffb9b8df/tijssen-jeff-16_9.jpg?width=1080&height=612&mode=crop 1080w,/contentassets/cbc23a9fe1384ca58f107525ffb9b8df/tijssen-jeff-16_9.jpg?width=768&height=432&mode=crop 768w,/contentassets/cbc23a9fe1384ca58f107525ffb9b8df/tijssen-jeff-16_9.jpg?width=480&height=270&mode=crop 480w" data-object-fit loading="lazy"/> </div> </a> </div> <div class="card__content-container"> <div class="card__content profile-hover"> <a href="/es-es/our-team/jeff-tijssen/" > <h4> Jeff Tijssen <small class="" >Partner</small> <small class="" >London</small> </h4> </a> </div> </div> </div> </div> </div> <div class="column" dir="ltr"> <div class="card card--profile "> <div class="card__wrapper"> <div class="card__image"> <div class="card__image-wrap"> <img alt="" srcset="/contentassets/d4442fe8e4a144848a610fe34a329d6b/davis-adam-16_9.jpg?width=1440&height=810&mode=crop 1440w,/contentassets/d4442fe8e4a144848a610fe34a329d6b/davis-adam-16_9.jpg?width=1080&height=612&mode=crop 1080w,/contentassets/d4442fe8e4a144848a610fe34a329d6b/davis-adam-16_9.jpg?width=768&height=432&mode=crop 768w,/contentassets/d4442fe8e4a144848a610fe34a329d6b/davis-adam-16_9.jpg?width=480&height=270&mode=crop 480w" data-object-fit loading="lazy"/> </div> </div> <div class="card__content-container"> <div class="card__content "> <h4> Adam Davis <small class="" >Expert Associate Partner</small> <small class="" >London</small> </h4> </div> </div> </div> </div> </div> <div class="column" dir="ltr"> <div class="card card--profile "> <div class="card__wrapper"> <div class="card__image"> <a href="/es-es/our-team/mike-cashman/" aria-label="Mike Cashman profile link"> <div class="card__image-wrap"> <img alt="" srcset="/contentassets/74036ce3b48b4d1a9601280b82ba4909/cashman-michael-16_9.jpg?width=1440&height=810&mode=crop 1440w,/contentassets/74036ce3b48b4d1a9601280b82ba4909/cashman-michael-16_9.jpg?width=1080&height=612&mode=crop 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alt="" srcset="/contentassets/4d27da463e7b4a60886ac772b88d2e64/jeffery-graeme-16_9.jpg?width=1440&height=810&mode=crop 1440w,/contentassets/4d27da463e7b4a60886ac772b88d2e64/jeffery-graeme-16_9.jpg?width=1080&height=612&mode=crop 1080w,/contentassets/4d27da463e7b4a60886ac772b88d2e64/jeffery-graeme-16_9.jpg?width=768&height=432&mode=crop 768w,/contentassets/4d27da463e7b4a60886ac772b88d2e64/jeffery-graeme-16_9.jpg?width=480&height=270&mode=crop 480w" data-object-fit loading="lazy"/> </div> </a> </div> <div class="card__content-container"> <div class="card__content profile-hover"> <a href="/es-es/our-team/graeme-jeffery/" > <h4> Graeme Jeffery <small class="" >Partner</small> <small class="" >London</small> </h4> </a> </div> </div> </div> </div> </div> </div> <div class="column row centered"> <a class="btn btn--secondary" href="/es-es/our-team/?invisibleFilters=audienceRelevancy(0)" data-ctabuttonclick="true">See more</a> </div> </section> </section> <section class="spacing spacing--top-bottom"> <section class="promo promo--on-white row collapse promo__img-right feed__row " > <div class="medium-6 column"> <div class="promo__text-container"> <h4 class="">Deciphered: The Fintech Podcast</h4> <p class="">With help from industry expert guests, we're deciphering the financial services world in a way that is digestible, to help add context to your day to day industry conversations.</p> <a href="/es-es/insights/topics/deciphered-the-fintech-podcast/" target="" class="btn " data-ctabuttonclick=true>View all episodes</a> <a href="https://podcasts.apple.com/podcast/deciphered-the-fintech-podcast/id1619295097" target="" class="btn " data-ctabuttonclick=true>Subscribe on Apple Podcasts</a> </div> </div> <div class="medium-6 column"> <div class="promo__image"> <picture> <source srcset="/contentassets/743bdddef9df4115b4c05d52ba281793/flyins-and-disruptor_16x9.png?width=1440&height=810&mode=crop" media="(min-width:1440px)" /> <source srcset="/contentassets/743bdddef9df4115b4c05d52ba281793/flyins-and-disruptor_16x9.png?width=1080&height=612&mode=crop" media="(min-width:1081px)" /> <source srcset="/contentassets/743bdddef9df4115b4c05d52ba281793/flyins-and-disruptor-04.png?width=768&height=768&mode=crop" media="(min-width:768px)" /> <source srcset="/contentassets/743bdddef9df4115b4c05d52ba281793/flyins-and-disruptor_16x9.png?width=768&height=432&mode=crop" media="(min-width:350px)" /> <source srcset="/contentassets/743bdddef9df4115b4c05d52ba281793/flyins-and-disruptor_16x9.png?width=480&height=270&mode=crop" media="(min-width:110px)" /> <img alt="" src="/contentassets/743bdddef9df4115b4c05d52ba281793/flyins-and-disruptor_16x9.png?width=110&height=110&mode=crop" /> </picture> </div> </div> </section> </section> <section class="section column row spacing spacing--top-bottom" id="2ffc9385-52d3-4d1e-a916-f71ceb5ed618" data-magellan-target="2ffc9385-52d3-4d1e-a916-f71ceb5ed618"> <div class="section__midline-heading"> <h3 class="">Our Fintech Insights</h3> </div> <div class="card__grid column row feed__row"> <div class="row small-up-1 medium-up-2 large-up-4"> <div class="column"> <div class="card card--insights " dir="ltr"> <div class="card__wrapper " data-click="true" data-url="/es-es/insights/fragmentation-of-wholesale-payments/" data-srcType="articleGrid"> <div class="card__image"> <a href="/es-es/insights/fragmentation-of-wholesale-payments/" aria-label="Card image link"> <div class="card__image-wrap"> <picture> <source srcset="/contentassets/6986897490844bb09b40de79eb5582e0/21237-wholesale-payments-1440x810-16_9.jpg?width=1440&height=810&mode=crop" media="(min-width:1440px)" /> <source srcset="/contentassets/6986897490844bb09b40de79eb5582e0/21237-wholesale-payments-1440x810-16_9.jpg?width=1080&height=612&mode=crop" media="(min-width:1081px)" /> <source srcset="/contentassets/6986897490844bb09b40de79eb5582e0/21237-wholesale-payments-1440x810-16_9.jpg?width=768&height=432&mode=crop" media="(min-width:768px)" /> <source srcset="/contentassets/6986897490844bb09b40de79eb5582e0/21237-wholesale-payments-768x768-1_1.jpg?width=110&height=110&mode=crop" media="(min-width:350px)" /> <source srcset="/contentassets/6986897490844bb09b40de79eb5582e0/21237-wholesale-payments-768x768-1_1.jpg?width=110&height=110&mode=crop" media="(min-width:110px)" /> <img alt="" data-object-fit src="/contentassets/6986897490844bb09b40de79eb5582e0/21237-wholesale-payments-768x768-1_1.jpg?width=110&height=110&mode=crop" loading="lazy"/> </picture> </div> </a> </div> <div class="card__content-container"> <div class="card__content"> <a href="/es-es/insights/fragmentation-of-wholesale-payments/" > <h5 class=""> The Fragmentation of Wholesale Payments Calls for Banks to Remake Their Approach </h5> <div class="card__desc rte__heading">Banks have a dominant position, but competitors look set to take market share. </div> </a> </div> <div class="card__footer"> <div> <span class="" >Brief</span>  </div> <a href="#" class="card__bookmark" title="Save" data-hover-text="Save" data-remove-hover="Remove" data-redfoldersave="true" data-bookmark-link data-show-on="large" data-cookie-name="redFolder" data-add-message="#red-folder-added-message" data-remove-message="#red-folder-removed-message" data-tooltip aria-haspopup="true" data-disable-hover="false" data-click-open="false" data-template-classes="red-folder--tooltip" data-pageid="2087474" data-endpoint="/es-ES/api/redfolder/getcontent" data-databaseendpointurl="/es-ES/api/redfolder/addUpdateUserBookmark"> <span class="icon-bookmark"></span> </a> </div> </div> </div> </div> </div> <div class="column"> <div class="card card--insights " dir="ltr"> <div class="card__wrapper " data-click="true" data-url="/es-es/insights/payments-m-and-a-report-2024/" data-srcType="articleGrid"> <div class="card__image"> <a href="/es-es/insights/payments-m-and-a-report-2024/" aria-label="Card image link"> <div class="card__image-wrap"> <picture> <source srcset="/contentassets/bf57a50755f8400db0c44d8fa17d1745/22188-payments-768x768.jpg?width=1440&height=810&mode=crop" media="(min-width:1440px)" /> <source srcset="/contentassets/bf57a50755f8400db0c44d8fa17d1745/22188-payments-768x768.jpg?width=1080&height=612&mode=crop" media="(min-width:1081px)" /> <source srcset="/contentassets/bf57a50755f8400db0c44d8fa17d1745/22188-payments-768x768.jpg?width=768&height=432&mode=crop" media="(min-width:768px)" /> <source srcset="/contentassets/bf57a50755f8400db0c44d8fa17d1745/22188-payments-768x768.jpg?width=110&height=110&mode=crop" media="(min-width:350px)" /> <source srcset="/contentassets/bf57a50755f8400db0c44d8fa17d1745/22188-payments-768x768.jpg?width=110&height=110&mode=crop" media="(min-width:110px)" /> <img alt="" data-object-fit src="/contentassets/bf57a50755f8400db0c44d8fa17d1745/22188-payments-768x768.jpg?width=110&height=110&mode=crop" loading="lazy"/> </picture> </div> </a> </div> <div class="card__content-container"> <div class="card__content"> <a href="/es-es/insights/payments-m-and-a-report-2024/" > <h5 class=""> Payments M&A </h5> <div class="card__desc rte__heading">While many companies wait for the math to improve, others find deals to expand reach or unlock value.</div> </a> </div> <div class="card__footer"> <div> <span class="" >M&A Report</span>  </div> <a href="#" class="card__bookmark" title="Save" data-hover-text="Save" data-remove-hover="Remove" data-redfoldersave="true" data-bookmark-link data-show-on="large" data-cookie-name="redFolder" data-add-message="#red-folder-added-message" data-remove-message="#red-folder-removed-message" data-tooltip aria-haspopup="true" data-disable-hover="false" data-click-open="false" data-template-classes="red-folder--tooltip" data-pageid="2072841" data-endpoint="/es-ES/api/redfolder/getcontent" data-databaseendpointurl="/es-ES/api/redfolder/addUpdateUserBookmark"> <span class="icon-bookmark"></span> </a> </div> </div> </div> </div> </div> <div class="column"> <div class="card card--insights " dir="ltr"> <div class="card__wrapper " data-click="true" data-url="/es-es/insights/united-we-thrive-the-untapped-power-of-bank-fintech-partnerships/" data-srcType="articleGrid"> <div class="card__image"> <a href="/es-es/insights/united-we-thrive-the-untapped-power-of-bank-fintech-partnerships/" aria-label="Card image link"> <div class="card__image-wrap"> <picture> <source srcset="/contentassets/de05b8d3c6944c3ebed9366cdefb0e0f/gettyimages-138300643_16-9.jpg?width=1440&height=810&mode=crop" media="(min-width:1440px)" /> <source srcset="/contentassets/de05b8d3c6944c3ebed9366cdefb0e0f/gettyimages-138300643_16-9.jpg?width=1080&height=612&mode=crop" media="(min-width:1081px)" /> <source srcset="/contentassets/de05b8d3c6944c3ebed9366cdefb0e0f/gettyimages-138300643_16-9.jpg?width=768&height=432&mode=crop" media="(min-width:768px)" /> <source srcset="/contentassets/de05b8d3c6944c3ebed9366cdefb0e0f/gettyimages-138300643_1-1.jpg?width=110&height=110&mode=crop" media="(min-width:350px)" /> <source srcset="/contentassets/de05b8d3c6944c3ebed9366cdefb0e0f/gettyimages-138300643_1-1.jpg?width=110&height=110&mode=crop" media="(min-width:110px)" /> <img alt="" data-object-fit src="/contentassets/de05b8d3c6944c3ebed9366cdefb0e0f/gettyimages-138300643_1-1.jpg?width=110&height=110&mode=crop" loading="lazy"/> </picture> </div> </a> </div> <div class="card__content-container"> <div class="card__content"> <a href="/es-es/insights/united-we-thrive-the-untapped-power-of-bank-fintech-partnerships/" > <h5 class=""> United We Thrive: The Untapped Power of Bank-Fintech Partnerships </h5> <div class="card__desc rte__heading">The rise of digital banking puts a premium on partnerships, but they require substantial investments and organizational changes from both parties.</div> </a> </div> <div class="card__footer"> <div> <span class="" >Brief</span>  </div> <a href="#" class="card__bookmark" title="Save" data-hover-text="Save" data-remove-hover="Remove" 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<source srcset="/contentassets/38315b9773664641a8b2d2612487ee5c/19875-gettyimages-1388398423-16-9.jpg?width=1440&height=810&mode=crop" media="(min-width:1440px)" /> <source srcset="/contentassets/38315b9773664641a8b2d2612487ee5c/19875-gettyimages-1388398423-16-9.jpg?width=1080&height=612&mode=crop" media="(min-width:1081px)" /> <source srcset="/contentassets/38315b9773664641a8b2d2612487ee5c/19875-gettyimages-1388398423-16-9.jpg?width=768&height=432&mode=crop" media="(min-width:768px)" /> <source srcset="/contentassets/38315b9773664641a8b2d2612487ee5c/19875-gettyimages-1388398423-1-1.jpg?width=110&height=110&mode=crop" media="(min-width:350px)" /> <source srcset="/contentassets/38315b9773664641a8b2d2612487ee5c/19875-gettyimages-1388398423-1-1.jpg?width=110&height=110&mode=crop" media="(min-width:110px)" /> <img alt="" data-object-fit src="/contentassets/38315b9773664641a8b2d2612487ee5c/19875-gettyimages-1388398423-1-1.jpg?width=110&height=110&mode=crop" loading="lazy"/> </picture> </div> </a> </div> <div class="card__content-container"> <div class="card__content"> <a href="/es-es/insights/small-businesses-dont-want-banking-products-they-want-support-managing-their-finances/" > <h5 class=""> Small Businesses Don’t Want Banking Products; They Want Support Managing Their Finances </h5> <div class="card__desc rte__heading">The challenge for banks: get to know all of the client’s priorities and address them with a compelling, joined-up proposition.</div> </a> </div> <div class="card__footer"> <div> <span class="" >Brief</span>  </div> <a href="#" class="card__bookmark" title="Save" data-hover-text="Save" data-remove-hover="Remove" data-redfoldersave="true" data-bookmark-link data-show-on="large" data-cookie-name="redFolder" data-add-message="#red-folder-added-message" data-remove-message="#red-folder-removed-message" data-tooltip aria-haspopup="true" data-disable-hover="false" data-click-open="false" data-template-classes="red-folder--tooltip" data-pageid="1991330" 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We work closely with you to maximize the value of such arrangements, and build the internal capabilities you need to manage them to full potential.</p> </div> <span class="textlink textlink--cta"><span>Read more</span></span> </a> </div> <div class="column"> <a href="/es-es/industry-expertise/private-equity/" class="featured-solutions__card featured-solutions__card--small"> <h4 class="featured-solutions__animated-text">Private Equity</h4> <span class="featured-solutions__placeholder-text">Private Equity</span> <div class="featured-solutions__card-description"> <p>Providing unmatched expertise across every phase of the dealmaking journey.</p> </div> <span class="textlink textlink--cta"><span>Read more</span></span> </a> </div> <div class="column"> <a href="/es-es/consulting-services/performance-improvement/zero-based-redesign/" class="featured-solutions__card featured-solutions__card--small"> <h4 class="featured-solutions__animated-text">Zero-based Redesign</h4> <span 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