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<script type="text/javascript"> googletag.cmd.push(function() { googletag.display('div-gpt-ad-category_textad_leaf_top_03'); }); </script> </div> </li></ul> </div> <p> 　三菱UFJフィナンシャル・グループ（MUFG）がデジタル専業の新銀行を設立する案を検討していることが日経FinTechの取材で分かった。ふくおかフィナンシャルグループ（FG）傘下のみんなの銀行向けにアクセンチュアなどが開発するクラウド型勘定系システムが選択肢に浮上している。MUFGは「金利のある世界」を念頭に国内リテール事業の再構築を進めており、新銀行案もその延長線上にある。 </p> <p> 　事情に詳しい複数の関係者が明らかにした。関係当局の許認可などを前提に、2026年にも新銀行を開業させる可能性がある。MUFGは日経FinTechの取材に対して「コメントを差し控える」とした。 </p> <p> 　MUFGは国内リテール事業の再構築を進めており、矢継ぎ早に手を打っている。2024年だけで見ても、2月に三菱UFJ銀行がロボアド国内最大手のウェルスナビと資本業務提携し、同社を持ち分法適用会社にした。両社は顧客データを収集し、アルゴリズムに基づいて最適な商品・サービスを提案する「総合アドバイザリー・プラットフォーム（MAP）」を開発し、2025年中の提供開始を目指している。 </p> <p> 　2024年7月にはBaaS（Banking as a Service）事業の中核に位置付ける「＆BANK」というプラットフォームの提供を始め、11月にKDDIとの協業関係の見直しに踏み込んだ。両社グループが共同出資するauカブコム証券を2025年1月に三菱UFJ銀行の完全子会社にした上で、社名を「三菱UFJeスマート証券」に変える一方、auじぶん銀行における三菱UFJ銀行の持ち分をKDDI側に全て譲渡する予定だ。 </p> <p> 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