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</div> </div> </div> </nav> <h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">Pradhan Mantri Jeevan Jyoti Bima Yojana</span></h1> <div id="p-lang-btn" class="vector-dropdown mw-portlet mw-portlet-lang" > <input type="checkbox" id="p-lang-btn-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-p-lang-btn" class="vector-dropdown-checkbox mw-interlanguage-selector" aria-label="Go to an article in another language. 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Hindi" lang="hi" hreflang="hi" data-title="प्रधानमंत्री जीवन ज्योति बीमा योजना" data-language-autonym="हिन्दी" data-language-local-name="Hindi" class="interlanguage-link-target"><span>हिन्दी</span></a></li><li class="interlanguage-link interwiki-mr mw-list-item"><a href="https://mr.wikipedia.org/wiki/%E0%A4%AA%E0%A5%8D%E0%A4%B0%E0%A4%A7%E0%A4%BE%E0%A4%A8%E0%A4%AE%E0%A4%82%E0%A4%A4%E0%A5%8D%E0%A4%B0%E0%A5%80_%E0%A4%9C%E0%A5%80%E0%A4%B5%E0%A4%A8%E0%A4%9C%E0%A5%8D%E0%A4%AF%E0%A5%8B%E0%A4%A4%E0%A5%80_%E0%A4%B5%E0%A4%BF%E0%A4%AE%E0%A4%BE_%E0%A4%AF%E0%A5%8B%E0%A4%9C%E0%A4%A8%E0%A4%BE" title="प्रधानमंत्री जीवनज्योती विमा योजना – Marathi" lang="mr" hreflang="mr" data-title="प्रधानमंत्री जीवनज्योती विमा योजना" data-language-autonym="मराठी" data-language-local-name="Marathi" class="interlanguage-link-target"><span>मराठी</span></a></li><li class="interlanguage-link interwiki-ta mw-list-item"><a href="https://ta.wikipedia.org/wiki/%E0%AE%AA%E0%AE%BF%E0%AE%B0%E0%AE%A4%E0%AE%AE_%E0%AE%AE%E0%AE%A8%E0%AF%8D%E0%AE%A4%E0%AE%BF%E0%AE%B0%E0%AE%BF_%E0%AE%9C%E0%AF%80%E0%AE%B5%E0%AE%A9%E0%AF%8D_%E0%AE%9C%E0%AF%8B%E0%AE%A4%E0%AE%BF_%E0%AE%AA%E0%AF%80%E0%AE%AE%E0%AE%BE_%E0%AE%86%E0%AE%AF%E0%AF%81%E0%AE%B3%E0%AF%8D_%E0%AE%95%E0%AE%BE%E0%AE%AA%E0%AF%8D%E0%AE%AA%E0%AF%80%E0%AE%9F%E0%AF%8D%E0%AE%9F%E0%AF%81%E0%AE%A4%E0%AF%8D_%E0%AE%A4%E0%AE%BF%E0%AE%9F%E0%AF%8D%E0%AE%9F%E0%AE%AE%E0%AF%8D" title="பிரதம மந்திரி ஜீவன் ஜோதி பீமா ஆயுள் காப்பீட்டுத் திட்டம் – Tamil" lang="ta" hreflang="ta" data-title="பிரதம மந்திரி ஜீவன் ஜோதி பீமா ஆயுள் காப்பீட்டுத் திட்டம்" data-language-autonym="தமிழ்" data-language-local-name="Tamil" class="interlanguage-link-target"><span>தமிழ்</span></a></li><li class="interlanguage-link interwiki-te mw-list-item"><a href="https://te.wikipedia.org/wiki/%E0%B0%AA%E0%B1%8D%E0%B0%B0%E0%B0%A7%E0%B0%BE%E0%B0%A8%E0%B0%AE%E0%B0%82%E0%B0%A4%E0%B1%8D%E0%B0%B0%E0%B0%BF_%E0%B0%9C%E0%B1%80%E0%B0%B5%E0%B0%A8%E0%B0%9C%E0%B1%8D%E0%B0%AF%E0%B1%8B%E0%B0%A4%E0%B0%BF" title="ప్రధానమంత్రి జీవనజ్యోతి – Telugu" lang="te" hreflang="te" data-title="ప్రధానమంత్రి జీవనజ్యోతి" data-language-autonym="తెలుగు" data-language-local-name="Telugu" class="interlanguage-link-target"><span>తెలుగు</span></a></li> </ul> <div class="after-portlet after-portlet-lang"><span class="wb-langlinks-edit wb-langlinks-link"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q19895373#sitelinks-wikipedia" title="Edit interlanguage links" class="wbc-editpage">Edit links</a></span></div> </div> </div> </div> </header> <div class="vector-page-toolbar"> <div class="vector-page-toolbar-container"> <div id="left-navigation"> <nav aria-label="Namespaces"> <div id="p-associated-pages" class="vector-menu vector-menu-tabs mw-portlet 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.infobox-subbox{padding:0;border:none;margin:-3px;width:auto;min-width:100%;font-size:100%;clear:none;float:none;background-color:transparent}.mw-parser-output .infobox-3cols-child{margin:auto}.mw-parser-output .infobox .navbar{font-size:100%}@media screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><table class="infobox vcard"><tbody><tr><th colspan="2" class="infobox-above summary">Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)</th></tr><tr><td colspan="2" class="infobox-image"><span class="mw-default-size" typeof="mw:File/Frameless"><a href="/wiki/File:Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana.png" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/en/thumb/b/b7/Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana.png/220px-Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana.png" decoding="async" width="220" height="66" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/b/b7/Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana.png/330px-Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/b/b7/Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana.png/440px-Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana.png 2x" data-file-width="472" data-file-height="142" /></a></span></td></tr><tr><th scope="row" class="infobox-label">Country</th><td class="infobox-data"><a href="/wiki/India" title="India">India</a></td></tr><tr><th scope="row" class="infobox-label"><a href="/wiki/Prime_Minister_of_India" title="Prime Minister of India">Prime Minister(s)</a></th><td class="infobox-data"><a href="/wiki/Narendra_Modi" title="Narendra Modi">Narendra Modi</a></td></tr><tr><th scope="row" class="infobox-label">Launched</th><td class="infobox-data">9 May 2015<span class="noprint">; 9 years ago</span><span style="display:none"> (<span class="bday dtstart published updated">2015-05-09</span>)</span></td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><span class="url"><a rel="nofollow" class="external text" href="https://jansuraksha.gov.in/">jansuraksha.gov.in</a></span></td></tr></tbody></table> <p><b>Pradhan Mantri Jeevan Jyoti Bima Yojana</b> (<i>Prime Minister Jeevan Jyoti Insurance Scheme</i>) is a <a href="/wiki/Government_of_India" title="Government of India">Government</a>-backed <a href="/wiki/Life_insurance" title="Life insurance">life insurance</a> scheme in India. It was originally mentioned in the year <a href="/wiki/2015_Union_budget_of_India" title="2015 Union budget of India">2015 budget speech</a> by the then-<a href="/wiki/Ministry_of_Finance_(India)" title="Ministry of Finance (India)">Finance Minister</a>, <a href="/wiki/Arun_Jaitley" title="Arun Jaitley">Arun Jaitley</a> in February 2015.<sup id="cite_ref-Woes_1-0" class="reference"><a href="#cite_note-Woes-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> It was formally launched by <a href="/wiki/Prime_Minister_of_India" title="Prime Minister of India">Prime Minister</a> <a href="/wiki/Narendra_Modi" title="Narendra Modi">Narendra Modi</a> on 9 May 2015 in <a href="/wiki/Kolkata" title="Kolkata">Kolkata</a>.<sup id="cite_ref-Advertise_2-0" class="reference"><a href="#cite_note-Advertise-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> As of May 2015, only 20% of India's population has any kind of insurance, this scheme aims to increase the number.<sup id="cite_ref-ZeroBalance_3-0" class="reference"><a href="#cite_note-ZeroBalance-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> </p><p>Pradhan Mantri Jeevan Jyoti Bima Yojana is available to people between 18 and 50 years of age with bank accounts. It has an annual premium of <span class="nowrap"><span style="white-space: nowrap"><a href="/wiki/Indian_rupee" title="Indian rupee">₹</a></span>436</span> (US$5.00). The <a href="/wiki/Goods_and_Services_Tax_(India)" title="Goods and Services Tax (India)">GST</a> is exempted on Pradhan Mantri Jeevan Jyoti Bima Yojana. The amount will be automatically debited from the account on or before 31 May every year. Period for which insurance covered is 12 months i.e., from 1 June till 31 May. Those who register for auto debit facility will have auto renewal up to 55 years. However, a person over age 50 cannot register to this scheme. There is no need for a person to submit health report or certificate while joining to this scheme. In case of death due to any cause, the payment to the nominee will be <span class="nowrap"><span style="white-space: nowrap">₹</span>2 <a href="/wiki/Lakh" title="Lakh">lakh</a></span> (US$2,300).<sup id="cite_ref-Woes_1-1" class="reference"><a href="#cite_note-Woes-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-Advertise_2-1" class="reference"><a href="#cite_note-Advertise-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup> In order to avail of the benefits offered by the Pradhan Mantri Jeevan Jyoti Bima Yojana <a href="/wiki/Policy" title="Policy">policy</a>, it is mandatory to link your <a href="/wiki/Aadhaar" title="Aadhaar">Aadhaar Card</a> to the participatory <a href="/wiki/Banking_in_India" title="Banking in India">bank account</a>.<sup class="noprint Inline-Template Template-Fact" style="white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed"><span title="This claim needs references to reliable sources. (July 2022)">citation needed</span></a></i>]</sup> </p><p>This scheme will be linked also to the bank accounts opened under the <a href="/wiki/Pradhan_Mantri_Jan_Dhan_Yojana" title="Pradhan Mantri Jan Dhan Yojana">Pradhan Mantri Jan Dhan Yojana</a> scheme. Most of these account had zero balance initially. The Government aims to reduce the number of such zero balance accounts by using this and related schemes.<sup id="cite_ref-ZeroBalance_3-1" class="reference"><a href="#cite_note-ZeroBalance-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> </p><p>Now all bank account holders can avail this facility through their <a href="/wiki/Online_banking" title="Online banking">net-banking</a> service facility or filling a form at the bank branch at any time of the year.<sup id="cite_ref-AllAccountWithNetBanking_4-0" class="reference"><a href="#cite_note-AllAccountWithNetBanking-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> </p><p>The premium is deducted automatically from the insured's bank account. Insured's family members will receive a sum insured of ₹2 lakh after insured's death.<sup class="noprint Inline-Template Template-Fact" style="white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed"><span title="This claim needs references to reliable sources. (July 2022)">citation needed</span></a></i>]</sup> </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="Statistics[5][6]"><span id="Statistics.5B5.5D.5B6.5D"></span>Statistics<sup id="cite_ref-5" class="reference"><a href="#cite_note-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-6" class="reference"><a href="#cite_note-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup></h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana&action=edit&section=1" title="Edit section: Statistics[5][6]"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <table class="wikitable"> <caption> </caption> <tbody><tr> <th>Year </th> <th>Cumulative policyholder <p>numbers (Cr) </p> </th> <th>Cumulative Claims <p>Dispursed </p> </th></tr> <tr> <th>2015-16 </th> <th>2.97 </th> <th>25,555 </th></tr> <tr> <th>2016-17 </th> <th>3.13 </th> <th>62,479 </th></tr> <tr> <th>2017-18 </th> <th>5.36 </th> <th>94,262 </th></tr> <tr> <th>2018-19 </th> <th>6.05 </th> <th>1,39,917 </th></tr> <tr> <th>2019-20 </th> <th>7.15 </th> <th>1,82,271 </th></tr> <tr> <th>2020-21 </th> <th>10.35 </th> <th>2,45,452 </th></tr> <tr> <th>2021-22 </th> <th>12.89 </th> <th>5,85,644 </th></tr> <tr> <th>2022-23 </th> <th>16.19 </th> <th>6,64,520 </th></tr> <tr> <th>2023-24 </th> <th> </th> <th> </th></tr></tbody></table> <ul><li>Disbursed Amount for the claims: Rs. 13,290.40 crore (As on April 26, 2023)</li></ul> <div class="mw-heading mw-heading2"><h2 id="Results">Results</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana&action=edit&section=2" title="Edit section: Results"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>As of 31 March 2019, 5.92 crore (59.2 million) people have already enrolled for this scheme. 1,35,212 claims have been disbursed, amounting to a total of ₹2,704.22 <a href="/wiki/Crore" title="Crore">crore</a>.<sup id="cite_ref-7" class="reference"><a href="#cite_note-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup> As per news reports <sup id="cite_ref-:0_8-0" class="reference"><a href="#cite_note-:0-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup> from 2021, the scheme has failed during the <a href="/wiki/COVID-19_pandemic_in_India" title="COVID-19 pandemic in India">COVID-19 crisis</a>, in which the country suffered an unusually high number of deaths.<sup id="cite_ref-9" class="reference"><a href="#cite_note-9"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup> The article cites some possible reasons for this failure: </p> <ul><li>There is a very small window of 30 days post-death (with the caveat "preferably") to apply for the claim; therefore, most claims are rejected if received after 30 days.</li> <li>There is no policy document or any other document given under PMJJBY, which is why families do not even know that there is such a policy under which they can claim insurance, which is one reason why they are deprived of the scheme's benefits. There is absence of a clear "Guidance Manual" on how to apply for claims. Therefore, a large number of nominees of the deceased, who had taken the PMJJBY policy, are not even aware of it, as also whether the premium was paid or not.</li> <li>It is impractical to arrange for several documents such as death certificate/ death proof, discharge slip from hospital, premium statement from the bank, etc., within 30 days of death.</li> <li>There are a large number of accounts in which no nominee is linked. In such a situation, the family has to go through a lengthy legal process separately, which takes ages. Therefore, it is necessary to simplify the claim process and increase the claim amount so that the nominee and/ or the family can get some immediate help to come out of the deep financial crisis brought on by COVID.</li> <li>There is no monitoring system specifically for PMJJBY set up by the Central Govt. No grievance redressal mechanism has been created.</li></ul> <p>In short, there is low awareness of the scheme, no guidance or policy manual and tight restrictions; hence, the less educated and poor beneficiaries have to run from pillar to post to take advantage of the scheme's benefit.<sup id="cite_ref-:0_8-1" class="reference"><a href="#cite_note-:0-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="See_also">See also</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana&action=edit&section=3" title="Edit section: See also"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <ul><li><a href="/wiki/Pradhan_Mantri_Jan_Dhan_Yojana" title="Pradhan Mantri Jan Dhan Yojana">Pradhan Mantri Jan Dhan Yojana</a>, a financial inclusion scheme in India</li> <li><a href="/wiki/Pradhan_Mantri_Suraksha_Bima_Yojana" title="Pradhan Mantri Suraksha Bima Yojana">Pradhan Mantri Suraksha Bima Yojana</a>, a related accident insurance scheme</li> <li><a href="/wiki/Atal_Pension_Yojana" title="Atal Pension Yojana">Atal Pension Yojana</a>, a related pension scheme</li></ul> <div class="mw-heading mw-heading2"><h2 id="References">References</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Pradhan_Mantri_Jeevan_Jyoti_Bima_Yojana&action=edit&section=4" title="Edit section: References"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239543626">.mw-parser-output .reflist{margin-bottom:0.5em;list-style-type:decimal}@media screen{.mw-parser-output .reflist{font-size:90%}}.mw-parser-output .reflist .references{font-size:100%;margin-bottom:0;list-style-type:inherit}.mw-parser-output .reflist-columns-2{column-width:30em}.mw-parser-output .reflist-columns-3{column-width:25em}.mw-parser-output .reflist-columns{margin-top:0.3em}.mw-parser-output .reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist"> <div class="mw-references-wrap"><ol class="references"> <li id="cite_note-Woes-1"><span class="mw-cite-backlink">^ <a href="#cite_ref-Woes_1-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-Woes_1-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><style data-mw-deduplicate="TemplateStyles:r1238218222">.mw-parser-output cite.citation{font-style:inherit;word-wrap:break-word}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .citation:target{background-color:rgba(0,127,255,0.133)}.mw-parser-output .id-lock-free.id-lock-free a{background:url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-limited.id-lock-limited a,.mw-parser-output .id-lock-registration.id-lock-registration a{background:url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-subscription.id-lock-subscription a{background:url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .cs1-ws-icon a{background:url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg")right 0.1em center/12px no-repeat}body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-free a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-limited a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-registration a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-subscription a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .cs1-ws-icon a{background-size:contain;padding:0 1em 0 0}.mw-parser-output .cs1-code{color:inherit;background:inherit;border:none;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;color:var(--color-error,#d33)}.mw-parser-output .cs1-visible-error{color:var(--color-error,#d33)}.mw-parser-output .cs1-maint{display:none;color:#085;margin-left:0.3em}.mw-parser-output .cs1-kern-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}@media screen{.mw-parser-output .cs1-format{font-size:95%}html.skin-theme-clientpref-night .mw-parser-output .cs1-maint{color:#18911f}}@media screen and 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Retrieved <span class="nowrap">9 May</span> 2015</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Live+Mint&rft.atitle=Banks+advertise+Pradhan+Mantri+Bima+Yojana+ahead+of+the+roll+out&rft.date=2015-05-08&rft_id=http%3A%2F%2Fwww.livemint.com%2FMoney%2Fn6uNxsGr1kytGMNBXklVTI%2FBanks-advertise-Pradhan-Mantri-Bima-Yojana-ahead-of-the-roll.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3APradhan+Mantri+Jeevan+Jyoti+Bima+Yojana" class="Z3988"></span></span> </li> <li id="cite_note-ZeroBalance-3"><span class="mw-cite-backlink">^ <a href="#cite_ref-ZeroBalance_3-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-ZeroBalance_3-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://www.business-standard.com/article/news-ians/jan-suraksha-schemes-to-help-eliminate-jan-dhan-s-zero-balance-accounts-115050801384_1.html">"<span class="cs1-kern-left"></span>'Jan Suraksha schemes to help eliminate Jan Dhan's zero balance accounts'<span class="cs1-kern-right"></span>"</a>. <i><a href="/wiki/Business_Standard" title="Business Standard">Business Standard</a></i>. 8 May 2015<span class="reference-accessdate">. Retrieved <span class="nowrap">9 May</span> 2015</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=article&rft.jtitle=Business+Standard&rft.atitle=%27Jan+Suraksha+schemes+to+help+eliminate+Jan+Dhan%27s+zero+balance+accounts%27&rft.date=2015-05-08&rft_id=http%3A%2F%2Fwww.business-standard.com%2Farticle%2Fnews-ians%2Fjan-suraksha-schemes-to-help-eliminate-jan-dhan-s-zero-balance-accounts-115050801384_1.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3APradhan+Mantri+Jeevan+Jyoti+Bima+Yojana" class="Z3988"></span></span> </li> <li id="cite_note-AllAccountWithNetBanking-4"><span class="mw-cite-backlink"><b><a href="#cite_ref-AllAccountWithNetBanking_4-0">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation news cs1"><a rel="nofollow" class="external text" href="http://economictimes.indiatimes.com/wealth/insure/pradhan-mantri-suraksha-bima-yojana-accidental-death-disability-coverrs-12-p-a/articleshow/54458290.cms">"<span class="cs1-kern-left"></span>'Pradhan Mantri Suraksha Bima Yojana: Accidental death, disability cover@Rs 12 p.a'<span class="cs1-kern-right"></span>"</a>. <i><a href="/wiki/The_Economic_Times" title="The Economic Times">Economic Times</a></i>. 22 September 2016<span class="reference-accessdate">. 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(August 2024)">bare URL</span></a></i>]</sup></span> </li> <li id="cite_note-7"><span class="mw-cite-backlink"><b><a href="#cite_ref-7">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://indianexpress.com/article/explained/enrolment-and-claims-in-flagship-life-accident-insurance-schemes-6158854/">"Telling Numbers: Enrolment and claims in flagship life, accident insurance schemes"</a>. <i>Jan Suraksha</i><span class="reference-accessdate">. Retrieved <span class="nowrap">30 April</span> 2017</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=Jan+Suraksha&rft.atitle=Telling+Numbers%3A+Enrolment+and+claims+in+flagship+life%2C+accident+insurance+schemes&rft_id=https%3A%2F%2Findianexpress.com%2Farticle%2Fexplained%2Fenrolment-and-claims-in-flagship-life-accident-insurance-schemes-6158854%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3APradhan+Mantri+Jeevan+Jyoti+Bima+Yojana" class="Z3988"></span></span> </li> <li id="cite_note-:0-8"><span class="mw-cite-backlink">^ <a href="#cite_ref-:0_8-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-:0_8-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.newsclick.in/revealed-rti-pm-jeevan-jyoti-bima-yojana-not-working-even-covid-crisis">"Revealed by RTI: PM Jeevan Jyoti Bima Yojana Not Working Even in COVID Crisis"</a>. <i>NewsClick</i>. 14 June 2021<span class="reference-accessdate">. Retrieved <span class="nowrap">14 June</span> 2021</span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=NewsClick&rft.atitle=Revealed+by+RTI%3A+PM+Jeevan+Jyoti+Bima+Yojana+Not+Working+Even+in+COVID+Crisis&rft.date=2021-06-14&rft_id=https%3A%2F%2Fwww.newsclick.in%2Frevealed-rti-pm-jeevan-jyoti-bima-yojana-not-working-even-covid-crisis&rfr_id=info%3Asid%2Fen.wikipedia.org%3APradhan+Mantri+Jeevan+Jyoti+Bima+Yojana" class="Z3988"></span></span> </li> <li id="cite_note-9"><span class="mw-cite-backlink"><b><a href="#cite_ref-9">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFGamioGlanz2021" class="citation news cs1">Gamio, Lazaro; Glanz, James (25 May 2021). <a rel="nofollow" class="external text" href="https://www.nytimes.com/interactive/2021/05/25/world/asia/india-covid-death-estimates.html">"Just How Big Could India's True Covid Toll Be?"</a>. <i>The New York Times</i>. <a href="/wiki/ISSN_(identifier)" class="mw-redirect" title="ISSN (identifier)">ISSN</a> <a rel="nofollow" class="external text" href="https://search.worldcat.org/issn/0362-4331">0362-4331</a><span class="reference-accessdate">. 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href="/wiki/Template:Government_Schemes_in_India" title="Template:Government Schemes in India"><abbr title="View this template">v</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:Government_Schemes_in_India" title="Template talk:Government Schemes in India"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Government_Schemes_in_India" title="Special:EditPage/Template:Government Schemes in India"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="Government_schemes_in_India146" style="font-size:114%;margin:0 4em"><a href="/wiki/List_of_schemes_of_the_government_of_India" title="List of schemes of the government of India">Government schemes in India</a></div></th></tr><tr><td colspan="2" class="navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/List_of_schemes_of_the_government_of_India" title="List of schemes of the government of India">List of schemes</a></li> <li><a href="/wiki/Welfare_schemes_for_women_in_India" title="Welfare schemes for women in India">Welfare schemes for women</a></li> <li><a href="/w/index.php?title=Poverty_alleviation_programmes_in_India&action=edit&redlink=1" class="new" title="Poverty alleviation programmes in India (page does not exist)">Poverty alleviation programmes</a></li> <li><a href="/wiki/Subsidies_in_India" title="Subsidies in India">Subsidies</a></li> <li><a href="/wiki/Social_security_in_India" title="Social security in India">Social security</a></li> <li><a href="/wiki/Food_security_in_India" title="Food security in India">Food security</a></li></ul> </div></td></tr><tr><td colspan="2" class="navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em">Active</div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Schemes</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Antyodaya_Anna_Yojana" title="Antyodaya Anna Yojana">Antyodaya Anna</a></li> <li><a href="/wiki/Atal_Pension_Yojana" title="Atal Pension Yojana">Atal Pension</a></li> <li><a href="/wiki/Ayushman_Bharat_Yojana" title="Ayushman Bharat Yojana">Ayushman Bharat</a></li> <li><a href="/wiki/Beti_Bachao,_Beti_Padhao_Yojana" class="mw-redirect" title="Beti Bachao, Beti Padhao Yojana">Beti Bachao, Beti Padhao</a></li> <li><a href="/wiki/Deen_Dayal_Upadhyaya_Antyodaya_Yojana" title="Deen Dayal Upadhyaya Antyodaya Yojana">Deen Dayal Upadhyaya Antyodaya</a></li> <li><a href="/wiki/Deen_Dayal_Upadhyaya_Grameen_Kaushalya_Yojana" title="Deen Dayal Upadhyaya Grameen Kaushalya Yojana">Deen Dayal Upadhyaya Grameen Kaushalya</a></li> <li><a href="/wiki/Deen_Dayal_Upadhyaya_Gram_Jyoti_Yojana" title="Deen Dayal Upadhyaya Gram Jyoti Yojana">Deen Dayal Upadhyaya Gram Jyoti</a></li> <li><a href="/wiki/Direct_Benefit_Transfer" title="Direct Benefit Transfer">Direct Benefit Transfer</a></li> <li><a href="/wiki/DigiLocker" title="DigiLocker">DigiLocker</a></li> <li><a href="/wiki/Garib_Kalyan_Rojgar_Abhiyaan" title="Garib Kalyan Rojgar Abhiyaan">Garib Kalyan Rojgar Abhiyaan</a></li> <li><a href="/wiki/Heritage_City_Development_and_Augmentation_Yojana" title="Heritage City Development and Augmentation Yojana">Heritage City Development and Augmentation</a></li> <li><a href="/wiki/Integrated_Child_Development_Services" title="Integrated Child Development Services">Integrated Child Development Services</a></li> <li><a href="/wiki/Income_declaration_scheme,_2016" title="Income declaration scheme, 2016">Income declaration</a></li> <li><a href="/wiki/JAM_Yojana" title="JAM Yojana">JAM Yojana</a></li> <li><a href="/wiki/Khelo_India" title="Khelo India">Khelo India</a></li> <li><a href="/wiki/Mahatma_Gandhi_Pravasi_Suraksha_Yojana" title="Mahatma Gandhi Pravasi Suraksha Yojana">Pravasi Suraksha</a></li> <li><a href="/wiki/Midday_Meal_Scheme" title="Midday Meal Scheme">Midday Meal Scheme</a></li> <li><a href="/wiki/Members_of_Parliament_Local_Area_Development_Scheme" title="Members of Parliament Local Area Development Scheme">Local Area Development</a></li> <li><a href="/wiki/National_Infrastructure_Pipeline" title="National Infrastructure Pipeline">National Infrastructure Pipeline</a></li> <li><a href="/wiki/National_Pension_System" title="National Pension System">National Pension System</a></li> <li><a href="/wiki/National_Social_Assistance_Scheme" title="National Social Assistance Scheme">National Social Assistance Scheme</a></li> <li><a href="/wiki/National_Service_Scheme" title="National Service Scheme">National Service Scheme</a></li> <li><a href="/wiki/Post_Office_Passport_Seva_Kendra" title="Post Office Passport Seva Kendra">Post Office Passport</a></li> <li><a href="/wiki/Farmer_Income_Protection_Scheme_(PM_AASHA)" title="Farmer Income Protection Scheme (PM AASHA)">Farmer Income Protection Scheme (PM AASHA)</a></li> <li><a href="/wiki/Pradhan_Mantri_Adarsh_Gram_Yojana" title="Pradhan Mantri Adarsh Gram Yojana">Adarsh Gram</a></li> <li><a href="/wiki/Pradhan_Mantri_Gramin_Awaas_Yojana" class="mw-redirect" title="Pradhan Mantri Gramin Awaas Yojana">Gramin Awaas</a></li> <li><a href="/wiki/Pradhan_Mantri_Awas_Yojana" title="Pradhan Mantri Awas Yojana">Awas</a></li> <li><a href="/wiki/Pradhan_Mantri_Digital_Health_Mission" title="Pradhan Mantri Digital Health Mission">Digital Health Mission</a></li> <li><a href="/wiki/Pradhan_Mantri_Gram_Sadak_Yojana" title="Pradhan Mantri Gram Sadak Yojana">Gram Sadak</a></li> <li><a href="/wiki/Pradhan_Mantri_Jan_Dhan_Yojana" title="Pradhan Mantri Jan Dhan Yojana">Jan Dhan</a></li> <li><a href="/wiki/Pradhan_Mantri_Krishi_Sinchai_Yojana" title="Pradhan Mantri Krishi Sinchai Yojana">Krishi Sinchai</a></li> <li><a href="/wiki/Pradhan_Mantri_Matsya_Sampada_Yojana" title="Pradhan Mantri Matsya Sampada Yojana">Matsya Sampada</a></li> <li><a href="/wiki/Pradhan_Mantri_Matritva_Vandana_Yojana" class="mw-redirect" title="Pradhan Mantri Matritva Vandana Yojana">Matritva Vandana</a></li> <li><a href="/wiki/Pradhan_Mantri_Shram_Yogi_Mandhan" title="Pradhan Mantri Shram Yogi Mandhan">Shram Yogi Mandhan</a></li> <li><a href="/wiki/Pradhan_Mantri_Ujjwala_Yojana" title="Pradhan Mantri Ujjwala Yojana">Ujjwala</a></li> <li><a href="/wiki/Pradhan_Mantri_Bhartiya_Jan_Aushadhi_Yojana_Kendra" class="mw-redirect" title="Pradhan Mantri Bhartiya Jan Aushadhi Yojana Kendra">Bhartiya Jan Aushadhi</a></li> <li><a href="/wiki/Pradhan_Mantri_Garib_Kalyan_Yojana" title="Pradhan Mantri Garib Kalyan Yojana">Garib Kalyan</a></li> <li><a href="/wiki/Pradhan_Mantri_Garib_Kalyan_Anna_Yojana" title="Pradhan Mantri Garib Kalyan Anna Yojana">Garib Kalyan Anna Yojana</a></li> <li><a class="mw-selflink selflink">Jeevan Jyoti Bima</a></li> <li><a href="/wiki/Pradhan_Mantri_Kisan_Samman_Nidhi" title="Pradhan Mantri Kisan Samman Nidhi">Kisan Samman Nidhi</a></li> <li><a href="/wiki/Pradhan_Mantri_Suraksha_Bima_Yojana" title="Pradhan Mantri Suraksha Bima Yojana">Suraksha Bima</a></li> <li><a href="/wiki/Sansad_Adarsh_Gram_Yojana" title="Sansad Adarsh Gram Yojana">Sansad Adarsh Gram</a></li> <li><a href="/wiki/Saubhagya_scheme" title="Saubhagya scheme">Saubhagya</a></li> <li><a href="/wiki/Soil_Health_Card_Scheme" title="Soil Health Card Scheme">Soil Health Card</a></li> <li><a href="/wiki/UDAN" title="UDAN">UDAN</a></li> <li><a href="/wiki/Ujwal_DISCOM_Assurance_Yojana" title="Ujwal DISCOM Assurance Yojana">Ujwal DISCOM Assurance </a></li> <li><a href="/wiki/Unnat_Jeevan_by_Affordable_LEDs_and_Appliances_for_All" class="mw-redirect" title="Unnat Jeevan by Affordable LEDs and Appliances for All">Unnat Jeevan</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/Indian_missions" title="Indian missions">Missions</a></th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Atal_Mission_for_Rejuvenation_and_Urban_Transformation" title="Atal Mission for Rejuvenation and Urban Transformation">Rejuvenation and Urban Transformation</a></li> <li><a href="/wiki/Mission_Indradhanush" title="Mission Indradhanush">Indradhanush</a></li> <li><a href="/wiki/National_Education_Mission" title="National Education Mission">Education</a></li> <li><a href="/wiki/National_Initiative_on_Climate_Resilient_Agriculture" title="National Initiative on Climate Resilient Agriculture">Climate Resilient Agriculture</a></li> <li><a href="/wiki/National_Mission_for_Manuscripts" title="National Mission for Manuscripts">Manuscripts</a></li> <li><a href="/wiki/National_Health_Mission" title="National Health Mission">Health</a> <ul><li><a href="/wiki/Anganwadi" title="Anganwadi">Anganwadi</a></li> <li><a href="/wiki/Auxiliary_nurse_midwife" title="Auxiliary nurse midwife">Auxiliary nurse midwife</a></li> <li><a href="/wiki/Accredited_Social_Health_Activist" title="Accredited Social Health Activist">Accredited Social Health Activist</a></li></ul></li> <li><a href="/wiki/National_Solar_Mission" title="National Solar Mission">Solar</a></li> <li><a href="/wiki/National_Translation_Mission" title="National Translation Mission">Translation</a></li> <li><a href="/wiki/Providing_Urban_Amenities_to_Rural_Areas" title="Providing Urban Amenities to Rural Areas">Providing Urban Amenities to Rural Areas</a></li> <li><a href="/wiki/Rashtriya_Madhyamik_Shiksha_Abhiyan" title="Rashtriya Madhyamik Shiksha Abhiyan">Rashtriya Madhyamik Shiksha Abhiyan</a></li> <li><a href="/wiki/Rashtriya_Uchchatar_Shiksha_Abhiyan" title="Rashtriya Uchchatar Shiksha Abhiyan">Rashtriya Uchchatar Shiksha Abhiyan</a></li> <li><a href="/wiki/Remunerative_Approach_for_Agriculture_and_Allied_sector_Rejuvenation" title="Remunerative Approach for Agriculture and Allied sector Rejuvenation">Remunerative Approach for Agriculture and Allied sector Rejuvenation</a></li> <li><a href="/wiki/Sarva_Shiksha_Abhiyan" title="Sarva Shiksha Abhiyan">Sarva Shiksha Abhiyan</a></li> <li><a href="/wiki/Smart_Cities_Mission" title="Smart Cities Mission">Smart Cities Mission</a></li> <li><a href="/wiki/TB-Mission_2020" class="mw-redirect" title="TB-Mission 2020">TB-Mission 2020</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Projects</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Agriculture_MMP" title="Agriculture MMP">Agriculture MMP</a></li> <li><a href="/wiki/Bharatmala" title="Bharatmala">Bharatmala</a></li> <li><a href="/wiki/Indian_Rivers_Inter-link" class="mw-redirect" title="Indian Rivers Inter-link">Indian Rivers Inter-link</a></li> <li><a href="/wiki/Operation_Flood" class="mw-redirect" title="Operation Flood">Operation Flood</a></li> <li><a href="/wiki/Sagar_Mala_project" title="Sagar Mala project">Sagar Mala project</a></li> <li><a href="/wiki/Setu_Bharatam" title="Setu Bharatam">Setu Bharatam</a></li> <li><a href="/wiki/Urja_Ganga_Gas_Pipeline_Project" title="Urja Ganga Gas Pipeline Project">Urja Ganga Gas Pipeline Project</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Campaigns</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Accessible_India_Campaign" title="Accessible India Campaign">Accessible India Campaign</a></li> <li><a href="/wiki/Digital_India" title="Digital India">Digital India</a></li> <li><a href="/wiki/Make_in_India" title="Make in India">Make in India</a></li> <li><a href="/wiki/Skill_India" title="Skill India">Skill India</a></li> <li><a href="/wiki/Standup_India" class="mw-redirect" title="Standup India">Standup India</a></li> <li><a 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href="/wiki/Unorganised_Workers%27_Identification_Number" title="Unorganised Workers' Identification Number">Unorganised Workers</a></li> <li><a href="/wiki/Voter_ID_(India)" title="Voter ID (India)">Voters</a></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">State</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Category:Government_welfare_schemes_in_Andhra_Pradesh" title="Category:Government welfare schemes in Andhra Pradesh">AP</a> <ul><li><a href="/wiki/Annadatha_Sukhibhava" class="mw-redirect" title="Annadatha Sukhibhava">Annadatha Sukhibhava</a></li></ul></li> <li><a href="/wiki/Category:Government_schemes_in_Telangana" title="Category:Government schemes in Telangana">TG</a> <ul><li><a href="/wiki/Mission_Bhagiratha" title="Mission Bhagiratha">Mission Bhagiratha</a></li> <li><a href="/wiki/T_App_Folio" title="T App Folio">T App Folio</a></li></ul></li> <li>GJ <ul><li><a href="/wiki/Jyotigram_Yojana" title="Jyotigram Yojana">Jyotigram</a></li> <li><a href="/wiki/Vibrant_Gujarat" title="Vibrant Gujarat">Vibrant Gujarat</a></li></ul></li> <li><a href="/wiki/Category:Government_schemes_in_Madhya_Pradesh" title="Category:Government schemes in Madhya Pradesh">MP</a> <ul><li><a href="/wiki/Madhya_Pradesh_Global_Investors%27_Summit" title="Madhya Pradesh Global Investors' Summit">Global Investors Summit</a></li> <li><a href="/wiki/Ladli_Laxmi_Yojana" title="Ladli Laxmi Yojana">Ladli Laxmi</a></li></ul></li> <li><a href="/wiki/Category:Government_schemes_in_Maharashtra" title="Category:Government schemes in Maharashtra">MH</a> <ul><li><a href="/wiki/Mahatma_Jyotiba_Phule_Jan_Arogya_Yojana" title="Mahatma Jyotiba Phule Jan Arogya Yojana">Mahatma Jyotiba Phule Jan Arogya</a></li> <li><a href="/wiki/Magnetic_Maharashtra" title="Magnetic Maharashtra">Magnetic Maharashtra</a></li></ul></li> <li><a href="/wiki/List_of_schemes_of_the_government_of_Odisha" title="List of schemes of the government of Odisha">OR</a> <ul><li><a href="/wiki/Ahar_Yojana" title="Ahar Yojana">Ahar</a></li> <li><a href="/wiki/Biju_Krushak_Kalyan_Yojana" title="Biju Krushak Kalyan Yojana">Biju Krushak Kalyan</a></li> <li><a href="/wiki/Madhu_Babu_Pension_Yojana" title="Madhu Babu Pension Yojana">Madhu Babu Pension</a></li></ul></li> <li><a href="/wiki/Category:Government_schemes_in_Rajasthan" title="Category:Government schemes in Rajasthan">RJ</a> <ul><li><a href="/wiki/Bhamashah_Yojana" title="Bhamashah Yojana">Bhamashah</a></li></ul></li> <li><a href="/wiki/Category:Government_schemes_in_Uttar_Pradesh" title="Category:Government schemes in Uttar Pradesh">UP</a> <ul><li>Global Investors Summit</li></ul></li> <li><a href="/wiki/Category:Government_welfare_schemes_in_Tamil_Nadu" title="Category:Government welfare schemes in Tamil Nadu">TN</a> <ul><li><a href="/wiki/Tamil_Nadu_Global_Investors_Meet" title="Tamil Nadu Global Investors Meet">Global Investors Meet</a></li></ul></li></ul> </div></td></tr><tr><td colspan="2" class="navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em">Closed/subsumed</div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Schemes</th><td class="navbox-list-with-group navbox-list navbox-even" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><a href="/wiki/Bharat_Nirman" title="Bharat Nirman">Bharat Nirman</a></li> <li><a href="/wiki/Jawaharlal_Nehru_National_Urban_Renewal_Mission" title="Jawaharlal Nehru National Urban Renewal Mission">National Urban Renewal</a></li> <li><a href="/wiki/Kasturba_Gandhi_Balika_Vidyalaya" title="Kasturba Gandhi Balika Vidyalaya">Kasturba Gandhi Balika Vidyalaya</a></li> <li><a href="/wiki/Kishore_Vaigyanik_Protsahan_Yojana" title="Kishore Vaigyanik Protsahan Yojana">Kishore Vaigyanik Protsahan</a></li> <li><a href="/wiki/National_Rural_Livelihood_Mission" 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