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From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help. </p> </div> <div class="col col-4 no-tablet no-mobile"> <a id="mozo-powered" href="https://web.archive.org/web/20160426082915/https://mozo.com.au/home-loans"> <img src="https://web.archive.org/web/20160426082915im_/https://stat.mozo.com.au/images/mozo-powered-logos/icon-full-medium.png"> </a> <select id="mozo-nav" placeholder="Other banking products"> <option value="" default disabled selected>Other banking products</option> <optgroup label="Want money?"> <option value="/home-loans">Home loans</option> <option value="/credit-cards">Credit cards</option> <option value="/rewards-credit-cards">Rewards credit cards</option> <option value="/personal-loans">Personal loans</option> <option value="/car-loans">Car loans</option> </optgroup> <optgroup label="Got money?"> <option value="/savings-accounts">Savings accounts</option> <option value="/term-deposits">Term deposits</option> <option value="/bank-accounts">Bank accounts</option> <option value="/debit-cards">Debit cards</option> </optgroup> </select> <div class="mbd-tile clear centered mt1"> <ul class="col col-7"> <li> <p><strong>Mystery Bank</strong></p> <p><strong>Red Hot Rate Deal</strong></p> </li> <li> <a class="button" href="https://web.archive.org/web/20160426082915/http://compare.theage.com.au/mystery-bank-deal?placement=home-loans-tile">Find out more</a> </li> </ul> <ul class="col col-5"> <li class="left-rate mtb1"> <strong class="mbd-rate mbd-red">3.89 <span>% p.a. <br> variable rate</span></strong> <p class="starburst right"> <span> <span> <span> <span> <span> <span> <span> <span> <span> <span> <strong>100%</strong><br/>OFFSET </span> </span> </span> </span> </span> </span> </span> </span> </span> </span> </p> </li> <li class="right-rate mtb1"> <strong class="centered mbd-rate">3.92 <span>% p.a. <br> comparison rate*</span></strong> <a class="tandc" href="https://web.archive.org/web/20160426082915/http://compare.theage.com.au/mystery-bank-deal?placement=home-loans-tile">Terms and conditions</a> </li> <li> </li> </ul> </div> </div> </div> </div> <div class="mpp-page-content"> <div class="container row mobile-row clear"> <div class="col col-12 sponsored-deal-wrapper"> <h5>Today's sponsored deal</h5> <div class="gts-c gts-e sponsored-deal clear"> <p class="mpp-name no-desktop show-tablet show-mobile"><b>NAB Home Loans</b></p> <div class="gts-d" data-product_id="3392" data-product_type="HomeLoan" data-provider_id="85" data-the_url="uggcf://nq.qbhoyrpyvpx.arg/qqz/pyx/303882026%3O131061917%3Oj" data-type="gts" data-provider_name="nab" data-path="none" data-originaldc="compare.theage.com.au" data-alternatives="[]" data-tab_name="all" data-partial="featured product"></div> <table> <tr> <td class="promo-image"> <div class="thumb-1758 no-tablet no-mobile">NAB</div> <div class="thumb-1759 no-desktop show-tablet show-mobile">NAB</div> <p class="name no-mobile"><b>NAB Home Loan</b></p> </td> <td class="name-dps"> <p class="no-tablet no-mobile mw-serif"><b>NAB Home Loans</b></p> <ul class="dot-points fa-ul mw-serif"> <li><i class="fa-li fa fa-check"></i>Free NAB Property Report</li> <li><i class="fa-li fa fa-check"></i>Helping you get the facts to make your next move with confidence</li> </ul> <p class="conditions mw-serif"></p> </td> <td class="agts"> <a class="btn-gts btn-gts-featured-product right" rel="nofollow" href="javascript:void(0)"> <span>Check it out</span> </a> </td> </tr> </table> </div> </div> <div class="col no-desktop tablet-full mobile-full mb1"> <div class="mbd-tile clear centered mt1"> <ul class="col col-7"> <li> <p><strong>Mystery Bank</strong></p> <p><strong>Red Hot Rate Deal</strong></p> </li> <li> <a class="button" href="https://web.archive.org/web/20160426082915/http://compare.theage.com.au/mystery-bank-deal?placement=home-loans-tile">Find out more</a> </li> </ul> <ul class="col col-5"> <li class="left-rate mtb1"> <strong class="mbd-rate mbd-red">3.89 <span>% p.a. <br> variable rate</span></strong> <p class="starburst right"> <span> <span> <span> <span> <span> <span> <span> <span> <span> <span> <strong>100%</strong><br/>OFFSET </span> </span> </span> </span> </span> </span> </span> </span> </span> </span> </p> </li> <li class="right-rate mtb1"> <strong class="centered mbd-rate">3.92 <span>% p.a. <br> comparison rate*</span></strong> <a class="tandc" href="https://web.archive.org/web/20160426082915/http://compare.theage.com.au/mystery-bank-deal?placement=home-loans-tile">Terms and conditions</a> </li> <li> </li> </ul> </div> </div> <p class="mpp-title col col-12 tablet-full mobile-full"> Home loan comparisons<span class="right no-mobile">Rates updated daily</span> </p> <div class="col col-12 no-mobile row"> <ul class="new-tab-style"> <li class=" flex-col-8"> <a data-position="1" id="mpp-tab-1" class="selected" href="javascript:void(0);"> All <i class="triangle"></i> </a> </li> <li class=" flex-col-8"> <a data-position="2" id="mpp-tab-2" class="" href="/web/20160426082915/http://compare.theage.com.au/home-loans/variable-rate"> Variable rate <i class="triangle"></i> </a> </li> <li class=" flex-col-8"> <a data-position="3" id="mpp-tab-3" class="" href="/web/20160426082915/http://compare.theage.com.au/home-loans/fixed-rate"> Fixed rate <i class="triangle"></i> </a> </li> <li class=" flex-col-8"> <a data-position="5" id="mpp-tab-5" class="" href="/web/20160426082915/http://compare.theage.com.au/home-loans/refinance"> Refinance <i class="triangle"></i> </a> </li> <li class=" flex-col-8"> <a data-position="6" id="mpp-tab-6" class="" href="/web/20160426082915/http://compare.theage.com.au/home-loans/full-feature"> Full feature <i class="triangle"></i> </a> </li> <li class=" flex-col-8"> <a data-position="7" id="mpp-tab-7" class="" href="/web/20160426082915/http://compare.theage.com.au/home-loans/first-home-loans"> First home loans <i class="triangle"></i> </a> </li> <li class=" flex-col-8"> <a data-position="8" id="mpp-tab-8" class="" href="/web/20160426082915/http://compare.theage.com.au/home-loans/low-deposit"> Low deposit <i class="triangle"></i> </a> </li> <li class=" flex-col-8"> <a data-position="9" id="mpp-tab-9" class="" href="/web/20160426082915/http://compare.theage.com.au/home-loans/investment-loans"> Investment loans <i class="triangle"></i> </a> </li> </ul> </div> <div class="col col-12"> <div class="mpp-wrapper "> <ul id="mpp-panel-1" class="mpp-content home-loans all"> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="3326" data-product_type="HomeLoan" data-provider_id="223" data-the_url="uggc://of.freivat-flf.pbz/OhefgvatCvcr/nqFreire.of%3spa=gs%26p=20%26zp=pyvpx%26cyv=17253736%26CyhVQ=0%26beq=" data-type="gts" data-provider_name="mortgage-house" data-path="none" data-originaldc="compare.theage.com.au" data-position="1" data-alternatives="[3397,3311,1354,1448,140,1270,2804,390,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Mortgage House</b> Advantage Discounted Variable Home Loan 70 (Owner Occupier)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-2327 logo" data-partial="mpp-logo">Mortgage House</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Mortgage House</b> Advantage Discounted Variable Home Loan 70 (Owner Occupier)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>We will pay your switching cost </li> <li> <i class="fa-li fa fa-check"></i> No monthly or annual fees </li> <li> <i class="fa-li fa fa-check"></i> Low interest rate </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">3.69% <span>variable for 6 months and then 4.19%</span></p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.19%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$200</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>We will pay your switching cost </li> <li> <i class="fa-li fa fa-check"></i> No monthly or annual fees </li> <li> <i class="fa-li fa fa-check"></i> Low interest rate </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>3.69% <span>variable for 6 months and then 4.19%</span></span></li> <li>Comparison rate*: <span>4.19%</span></li> <li>Upfront fees: <span>$200</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$450.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>yes</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>70.00%</span></li> <li>Minimum loan amount: <span>$150,000</span></li> <li>Maximum loan amount: <span></span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="3397" data-product_type="HomeLoan" data-provider_id="1004" data-the_url="uggcf://jjj.ybnaf.pbz.nh/Ynaqvat-Cntrf/JVC/Zbir-Snfg-Arj-Engr%3shgz_fbhepr=Zbmb%26hgz_zrqvhz=Nttertngbe%26hgz_pnzcnvta=zbirsnfg%26hgz_pbagrag=Engr_Gnoyr" data-type="gts" data-provider_name="loans-com-au" data-path="none" data-originaldc="compare.theage.com.au" data-position="2" data-alternatives="[3326,3311,1354,1448,140,1270,2804,390,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>loans.com.au</b> Move Fast Special (Owner Occupier)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-969 logo" data-partial="mpp-logo">loans.com.au</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>loans.com.au</b> Move Fast Special (Owner Occupier)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>Unlimited free redraws with no minimum redraw amount </li> <li> <i class="fa-li fa fa-check"></i>Split loan facility </li> <li> <i class="fa-li fa fa-check"></i>Available for purchase and refinance </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">3.88%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.28%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$520</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>Unlimited free redraws with no minimum redraw amount </li> <li> <i class="fa-li fa fa-check"></i>Split loan facility </li> <li> <i class="fa-li fa fa-check"></i>Available for purchase and refinance </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>3.88%</span></li> <li>Comparison rate*: <span>4.28%</span></li> <li>Upfront fees: <span>$520</span></li> <li>Ongoing fees: <span>$375.00 <span>yearly</span></span></li> <li>Discharge fee: <span>$550.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>no</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$50,000</span></li> <li>Maximum loan amount: <span>$500,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="3311" data-product_type="HomeLoan" data-provider_id="76" data-the_url="uggcf://jjj.onaxnhfg.pbz.nh/rnfl%3s%26hgz_fbhepr=Pbzcnevfba-fvgr%26hgz_zrqvhz=Zbmb%26hgz_pbagrag=OnfvpShyyFnynel%26hgz_pnzcnvta=" data-type="gts" data-provider_name="bank-australia" data-path="none" data-originaldc="compare.theage.com.au" data-position="3" data-alternatives="[3326,3397,1354,1448,140,1270,2804,390,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Bank Australia</b> Basic Home Loan Full Salary Credit (Owner Occupier)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-2590 logo" data-partial="mpp-logo">Bank Australia</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Bank Australia</b> Basic Home Loan Full Salary Credit (Owner Occupier)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>No monthly fees </li> <li> <i class="fa-li fa fa-check"></i>Redraw available </li> <li> <i class="fa-li fa fa-check"></i>3.98% p.a. variable rate </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">3.98%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.02%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$595</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>No monthly fees </li> <li> <i class="fa-li fa fa-check"></i>Redraw available </li> <li> <i class="fa-li fa fa-check"></i>3.98% p.a. variable rate </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>3.98%</span></li> <li>Comparison rate*: <span>4.02%</span></li> <li>Upfront fees: <span>$595</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$250.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - fees apply</span></li> <li>Offset account: <span>no</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>95.00%</span></li> <li>Minimum loan amount: <span>$10,000</span></li> <li>Maximum loan amount: <span></span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest, Interest Only</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li class="ad-slot"> <div id="dfp-mpp" style="display: none;"><span class="ad">Advertisement</span></div> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="1354" data-product_type="HomeLoan" data-provider_id="172" data-the_url="uggcf://nq.qbhoyrpyvpx.arg/qqz/pyx/297338736%3O124436778%3Om" data-type="gts" data-provider_name="ubank" data-path="none" data-originaldc="compare.theage.com.au" data-position="4" data-alternatives="[3326,3397,3311,1448,140,1270,2804,390,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>UBank</b> UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-3227 logo" data-partial="mpp-logo">UBank</div> <div class="experts-choice-medal experts-choice-medal-small-generic-2015"></div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>UBank</b> UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>Experts Choice Winner - Best Value Variable Home Loan </li> <li> <i class="fa-li fa fa-check"></i>No monthly fees </li> <li> <i class="fa-li fa fa-check"></i>20% Minimum deposit required </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">3.99%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">3.99%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$0</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>Experts Choice Winner - Best Value Variable Home Loan </li> <li> <i class="fa-li fa fa-check"></i>No monthly fees </li> <li> <i class="fa-li fa fa-check"></i>20% Minimum deposit required </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>3.99%</span></li> <li>Comparison rate*: <span>3.99%</span></li> <li>Upfront fees: <span>$0</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$0.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes</span></li> <li>Offset account: <span>no</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$100,000</span></li> <li>Maximum loan amount: <span>$2,000,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="1448" data-product_type="HomeLoan" data-provider_id="19" data-the_url="uggc://of.freivat-flf.pbz/OhefgvatCvcr/nqFreire.of%3spa=gs%26p=20%26zp=pyvpx%26cyv=15644352%26CyhVQ=0%26beq=" data-type="gts" data-provider_name="bankwest" data-path="none" data-originaldc="compare.theage.com.au" data-position="5" data-alternatives="[3326,3397,3311,1354,140,1270,2804,390,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> <img src="//web.archive.org/web/20160426082915im_/http://bs.serving-sys.com/BurstingPipe/adServer.bs?cn=tf&c=19&mc=imp&pli=15644352&PluID=0&ord=1461645872&rtu=-1" border="0" width="0" height="0"> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Bankwest</b> Complete Variable Home Loan (LVR<80% $200k-$1.5m, Owner Occupier) (Package)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-705 logo" data-partial="mpp-logo">Bankwest</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Bankwest</b> Complete Variable Home Loan (LVR<80% $200k-$1.5m, Owner Occupier) (Package)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>$0 home loan application fees </li> <li> <i class="fa-li fa fa-check"></i>$0 annual fee on your choice of a rewards credit card </li> <li> <i class="fa-li fa fa-check"></i>$0 property valuation fees with your home loan application </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.22%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.62%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$150</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>$0 home loan application fees </li> <li> <i class="fa-li fa fa-check"></i>$0 annual fee on your choice of a rewards credit card </li> <li> <i class="fa-li fa fa-check"></i>$0 property valuation fees with your home loan application </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.22%</span></li> <li>Comparison rate*: <span>4.62%</span></li> <li>Upfront fees: <span>$150</span></li> <li>Ongoing fees: <span>$395.00 <span>yearly</span></span></li> <li>Discharge fee: <span>$338.20</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>yes</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$200,000</span></li> <li>Maximum loan amount: <span>$1,499,999</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest, Interest Only</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="140" data-product_type="HomeLoan" data-provider_id="85" data-the_url="uggc://nq.qbhoyrpyvpx.arg/qqz/pyx/268109163%3O93975627%3Ok" data-type="gts" data-provider_name="nab" data-path="none" data-originaldc="compare.theage.com.au" data-position="6" data-alternatives="[3326,3397,3311,1354,1448,1270,2804,390,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>NAB</b> Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-1759 logo" data-partial="mpp-logo">NAB</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>NAB</b> Base Variable Rate Home Loan (Owner Occupier, Principal & Interest)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>$0 upfront fees </li> <li> <i class="fa-li fa fa-check"></i>No annual or monthly fees </li> <li> <i class="fa-li fa fa-check"></i>Free extra repayments and redraw facility </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.45%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.45%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$0</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>$0 upfront fees </li> <li> <i class="fa-li fa fa-check"></i>No annual or monthly fees </li> <li> <i class="fa-li fa fa-check"></i>Free extra repayments and redraw facility </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.45%</span></li> <li>Comparison rate*: <span>4.45%</span></li> <li>Upfront fees: <span>$0</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$350.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes</span></li> <li>Offset account: <span>no</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>90.00%</span></li> <li>Minimum loan amount: <span>$20,000</span></li> <li>Maximum loan amount: <span></span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="1270" data-product_type="HomeLoan" data-provider_id="52" data-the_url="uggcf://jjj.tngrjnlph.pbz.nh/398zbmb.nfck" data-type="gts" data-provider_name="gateway-credit-union" data-path="none" data-originaldc="compare.theage.com.au" data-position="7" data-alternatives="[3326,3397,3311,1354,1448,140,2804,390,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Gateway Credit Union</b> Variable Rate Home Loan (LVR<80%, Owner Occupier, Principal & Interest) (Premium Package)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-1062 logo" data-partial="mpp-logo">Gateway Credit Union</div> <div class="experts-choice-medal experts-choice-medal-small-generic-2015"></div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Gateway Credit Union</b> Variable Rate Home Loan (LVR<80%, Owner Occupier, Principal & Interest) (Premium Package)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>Ability to make unlimited bulk repayments without penalty </li> <li> <i class="fa-li fa fa-check"></i>Offers borrowers up to four free splits </li> <li> <i class="fa-li fa fa-check"></i>Access extra features such as multiple offset accounts </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">3.98%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.28%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$0</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>Ability to make unlimited bulk repayments without penalty </li> <li> <i class="fa-li fa fa-check"></i>Offers borrowers up to four free splits </li> <li> <i class="fa-li fa fa-check"></i>Access extra features such as multiple offset accounts </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>3.98%</span></li> <li>Comparison rate*: <span>4.28%</span></li> <li>Upfront fees: <span>$0</span></li> <li>Ongoing fees: <span>$299.00 <span>yearly</span></span></li> <li>Discharge fee: <span>$300.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>yes - free</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$150,000</span></li> <li>Maximum loan amount: <span>$1,000,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="2804" data-product_type="HomeLoan" data-provider_id="63" data-the_url="uggc://of.freivat-flf.pbz/OhefgvatCvcr/nqFreire.of%3spa=gs%26p=20%26zp=pyvpx%26cyv=16300679%26CyhVQ=0%26beq=" data-type="gts" data-provider_name="imb-bank" data-path="none" data-originaldc="compare.theage.com.au" data-position="8" data-alternatives="[3326,3397,3311,1354,1448,140,1270,390,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>IMB Bank</b> Budget Home Loan (LVR<80%, Owner Occupier) </p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-2997 logo" data-partial="mpp-logo">IMB Bank</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>IMB Bank</b> Budget Home Loan (LVR<80%, Owner Occupier) </p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>Free extra repayments </li> <li> <i class="fa-li fa fa-check"></i>Free redraw facility </li> <li> <i class="fa-li fa fa-check"></i>Split account available </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">3.99%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.04%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$769</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>Free extra repayments </li> <li> <i class="fa-li fa fa-check"></i>Free redraw facility </li> <li> <i class="fa-li fa fa-check"></i>Split account available </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>3.99%</span></li> <li>Comparison rate*: <span>4.04%</span></li> <li>Upfront fees: <span>$769</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$50.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>no</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$75,000</span></li> <li>Maximum loan amount: <span>$5,000,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest, Interest Only</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="390" data-product_type="HomeLoan" data-provider_id="214" data-the_url="uggcf://jjj.fgngrphfgbqvnaf.pbz.nh/pbzcner/fgnaqneq-inevnoyr.ugzy%3shgz_fbhepr=zbmb%26hgz_zrqvhz=engrgnoyr%26hgz_pnzcnvta=snvesnkfi80yie" data-type="gts" data-provider_name="state-custodians" data-path="none" data-originaldc="compare.theage.com.au" data-position="9" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>State Custodians</b> Standard Variable (LVR<80%, Owner Occupier)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-3121 logo" data-partial="mpp-logo">State Custodians</div> <div class="experts-choice-medal experts-choice-medal-small-generic-2015"></div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>State Custodians</b> Standard Variable (LVR<80%, Owner Occupier)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>Special Discounted Rate For Owner Occupiers </li> <li> <i class="fa-li fa fa-check"></i>P&I or Interest Only Up to 5yrs </li> <li> <i class="fa-li fa fa-check"></i>Free 100% Offset Account </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">3.99%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.32%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$275</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>Special Discounted Rate For Owner Occupiers </li> <li> <i class="fa-li fa fa-check"></i>P&I or Interest Only Up to 5yrs </li> <li> <i class="fa-li fa fa-check"></i>Free 100% Offset Account </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>3.99%</span></li> <li>Comparison rate*: <span>4.32%</span></li> <li>Upfront fees: <span>$275</span></li> <li>Ongoing fees: <span>$299.00 <span>yearly</span></span></li> <li>Discharge fee: <span>$300.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>yes</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$100,000</span></li> <li>Maximum loan amount: <span>$1,500,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest, Interest Only</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="2875" data-product_type="HomeLoan" data-provider_id="6" data-the_url="uggcf://jjj.nzc.pbz.nh/ubzrybnafzbmbpnzcnvta" data-type="gts" data-provider_name="amp" data-path="none" data-originaldc="compare.theage.com.au" data-position="10" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>AMP</b> Essential Home Loan (Owner Occupier)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-967 logo" data-partial="mpp-logo">AMP</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>AMP</b> Essential Home Loan (Owner Occupier)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>Competitive variable rate </li> <li> <i class="fa-li fa fa-check"></i>Additional repayments anytime </li> <li> <i class="fa-li fa fa-check"></i>Waived establishment & settlement fees </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.08%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.10%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$295</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>Competitive variable rate </li> <li> <i class="fa-li fa fa-check"></i>Additional repayments anytime </li> <li> <i class="fa-li fa fa-check"></i>Waived establishment & settlement fees </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.08%</span></li> <li>Comparison rate*: <span>4.10%</span></li> <li>Upfront fees: <span>$295</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$100.00</span></li> <li>Extra repayments: <span>yes - free </span></li> <li>Redraw facility: <span>yes</span></li> <li>Offset account: <span>no</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>90.00%</span></li> <li>Minimum loan amount: <span>$40,000</span></li> <li>Maximum loan amount: <span>$2,000,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="1775" data-product_type="HomeLoan" data-provider_id="233" data-the_url="uggcf://nq.qbhoyrpyvpx.arg/qqz/pyx/298663649%3O125752508%3Ok" data-type="gts" data-provider_name="greater-building-society" data-path="none" data-originaldc="compare.theage.com.au" data-position="11" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1514,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Greater Building Society</b> Great Rate Home Loan (Owner Occupier, LVR<80%, over $150k)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-1921 logo" data-partial="mpp-logo">Greater Building Society</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Greater Building Society</b> Great Rate Home Loan (Owner Occupier, LVR<80%, over $150k)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>No establishment fee </li> <li> <i class="fa-li fa fa-check"></i>No ongoing fee </li> <li> <i class="fa-li fa fa-check"></i>Free internet redraw facility </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.09%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.09%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$0</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>No establishment fee </li> <li> <i class="fa-li fa fa-check"></i>No ongoing fee </li> <li> <i class="fa-li fa fa-check"></i>Free internet redraw facility </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.09%</span></li> <li>Comparison rate*: <span>4.09%</span></li> <li>Upfront fees: <span>$0</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$300.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes</span></li> <li>Offset account: <span>no</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$150,000</span></li> <li>Maximum loan amount: <span></span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest, Interest Only</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="1514" data-product_type="HomeLoan" data-provider_id="76" data-the_url="uggcf://jjj.onaxnhfg.pbz.nh/rnfl%3s%26hgz_fbhepr=Pbzcnevfba-fvgr%26hgz_zrqvhz=Zbmb%26hgz_pbagrag=%2526hgz_pnzcnvta=" data-type="gts" data-provider_name="bank-australia" data-path="none" data-originaldc="compare.theage.com.au" data-position="12" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1775,391,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Bank Australia</b> Basic Home Loan (Owner Occupier)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-2590 logo" data-partial="mpp-logo">Bank Australia</div> <div class="experts-choice-medal experts-choice-medal-small-generic-2015"></div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Bank Australia</b> Basic Home Loan (Owner Occupier)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>No monthly fees </li> <li> <i class="fa-li fa fa-check"></i>Redraw available </li> <li> <i class="fa-li fa fa-check"></i>Option to fix full loan or split between fixed and variable </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.10%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.14%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$595</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>No monthly fees </li> <li> <i class="fa-li fa fa-check"></i>Redraw available </li> <li> <i class="fa-li fa fa-check"></i>Option to fix full loan or split between fixed and variable </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.10%</span></li> <li>Comparison rate*: <span>4.14%</span></li> <li>Upfront fees: <span>$595</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$250.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - fees apply</span></li> <li>Offset account: <span>no</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>95.00%</span></li> <li>Minimum loan amount: <span>$10,000</span></li> <li>Maximum loan amount: <span></span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest, Interest Only</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="391" data-product_type="HomeLoan" data-provider_id="214" data-the_url="uggcf://jjj.fgngrphfgbqvnaf.pbz.nh/pbzcner/oerngur-rnfl.ugzy%3shgz_fbhepr=zbmb%26hgz_zrqvhz=engrgnoyr%26hgz_pnzcnvta=snvesnkor80yie" data-type="gts" data-provider_name="state-custodians" data-path="none" data-originaldc="compare.theage.com.au" data-position="13" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1775,1514,3222,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> <img src="//web.archive.org/web/20160426082915im_/http://www.statecustodians.com.au/home-loans/promos/breathe-easy-special?utm_source=mozo&utm_medium=ratetable&utm_campaign=be80lvr" border="0" width="0" height="0"> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>State Custodians</b> Breathe Easy (LVR<80%, Owner Occupier)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-3121 logo" data-partial="mpp-logo">State Custodians</div> <div class="experts-choice-medal experts-choice-medal-small-generic-2015"></div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>State Custodians</b> Breathe Easy (LVR<80%, Owner Occupier)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>$0 Annual Fee </li> <li> <i class="fa-li fa fa-check"></i>Special Discounted Rate For Owner Occupiers </li> <li> <i class="fa-li fa fa-check"></i>Free 100% Offset Account </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.12%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.15%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$275</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>$0 Annual Fee </li> <li> <i class="fa-li fa fa-check"></i>Special Discounted Rate For Owner Occupiers </li> <li> <i class="fa-li fa fa-check"></i>Free 100% Offset Account </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.12%</span></li> <li>Comparison rate*: <span>4.15%</span></li> <li>Upfront fees: <span>$275</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$300.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>yes</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$100,000</span></li> <li>Maximum loan amount: <span>$1,500,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest, Interest Only</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="3222" data-product_type="HomeLoan" data-provider_id="1066" data-the_url="uggc://jjj.vzbegtntr.pbz.nh/%3shgz_fbhepr=zbmb%26hgz_zrqvhz=pcp_yvfgvat%26hgz_pbagrag=vzbegtntr_ryvgr%26hgz_pnzcnvta=zbmb_zne2016" data-type="gts" data-provider_name="imortgage" data-path="none" data-originaldc="compare.theage.com.au" data-position="14" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1775,1514,391,2433,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>iMortgage</b> Elite 80 (Principal & Interest, Owner Occupier)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-1204 logo" data-partial="mpp-logo">iMortgage</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>iMortgage</b> Elite 80 (Principal & Interest, Owner Occupier)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>$0 application, legal and valuation fees </li> <li> <i class="fa-li fa fa-check"></i>100% Offset available on variable rate loans ($198 pa fee applies) </li> <li> <i class="fa-li fa fa-check"></i>Low rate for the life of the loan </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.14%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.15%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$0</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>$0 application, legal and valuation fees </li> <li> <i class="fa-li fa fa-check"></i>100% Offset available on variable rate loans ($198 pa fee applies) </li> <li> <i class="fa-li fa fa-check"></i>Low rate for the life of the loan </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.14%</span></li> <li>Comparison rate*: <span>4.15%</span></li> <li>Upfront fees: <span>$0</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$400.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>Optional - $198 annual fee</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$150,000</span></li> <li>Maximum loan amount: <span>$5,000,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="2433" data-product_type="HomeLoan" data-provider_id="165" data-the_url="uggc://jjj.uhagrehavgrq.pbz.nh/qernzubzrybna%3shgz_fbhepr=Zbmb%26hgz_zrqvhz=Nssvyvngr%26hgz_grez=Qernz%20Ubzr%20Ybna%26hgz_pnzcnvta=Qernz%20UY" data-type="gts" data-provider_name="hunter-united-credit-union" data-path="none" data-originaldc="compare.theage.com.au" data-position="15" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1775,1514,391,3222,1287,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Hunter United Credit Union</b> Dream Home Loan - Platinum (Owner Occupier, LVR<90%)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-3041 logo" data-partial="mpp-logo">Hunter United Credit Union</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Hunter United Credit Union</b> Dream Home Loan - Platinum (Owner Occupier, LVR<90%)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>100% interest offset facility </li> <li> <i class="fa-li fa fa-check"></i>Low deposit - from 10% of purchase price (Owner Occupier) </li> <li> <i class="fa-li fa fa-check"></i>No annual fee </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.20%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.32%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$350</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>100% interest offset facility </li> <li> <i class="fa-li fa fa-check"></i>Low deposit - from 10% of purchase price (Owner Occupier) </li> <li> <i class="fa-li fa fa-check"></i>No annual fee </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.20%</span></li> <li>Comparison rate*: <span>4.32%</span></li> <li>Upfront fees: <span>$350</span></li> <li>Ongoing fees: <span>$8.00 <span>monthly</span></span></li> <li>Discharge fee: <span>$80.00</span></li> <li>Extra repayments: <span>yes</span></li> <li>Redraw facility: <span>yes - fees apply</span></li> <li>Offset account: <span>yes</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>90.00%</span></li> <li>Minimum loan amount: <span>$300,000</span></li> <li>Maximum loan amount: <span></span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="1287" data-product_type="HomeLoan" data-provider_id="69" data-the_url="uggcf://jjj.yvoregl.pbz.nh/ubzr-ybnaf/vafgnag-nafjref%3sirefvba=nygreangvir%26yvo_pnzcnvta=160301-NHERF-ZBMB-YVFG-YVOFUNEC-70INE%26hgz_zrqvhz=CebqhpgPCP%26hgz_pnzcnvta=160301-NHERF-ZBMB-YVFG-YVOFUNEC-70INE%26hgz_fbhepr=Zbmb" data-type="gts" data-provider_name="liberty" data-path="none" data-originaldc="compare.theage.com.au" data-position="16" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1775,1514,391,3222,2433,1648,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Liberty</b> Sharp Home Loan (LVR<70%, Owner Occupier)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-3057 logo" data-partial="mpp-logo">Liberty</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Liberty</b> Sharp Home Loan (LVR<70%, Owner Occupier)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>Great low rate </li> <li> <i class="fa-li fa fa-check"></i>No on-going fees </li> <li> <i class="fa-li fa fa-check"></i>Set and forget </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.24%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.31%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$995</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>Great low rate </li> <li> <i class="fa-li fa fa-check"></i>No on-going fees </li> <li> <i class="fa-li fa fa-check"></i>Set and forget </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.24%</span></li> <li>Comparison rate*: <span>4.31%</span></li> <li>Upfront fees: <span>$995</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$395.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - fees apply</span></li> <li>Offset account: <span>No</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>70.00%</span></li> <li>Minimum loan amount: <span>$100,000</span></li> <li>Maximum loan amount: <span>$500,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="1648" data-product_type="HomeLoan" data-provider_id="233" data-the_url="uggcf://nq.qbhoyrpyvpx.arg/qqz/pyx/298663906%3O125752412%3Oa" data-type="gts" data-provider_name="greater-building-society" data-path="none" data-originaldc="compare.theage.com.au" data-position="17" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1775,1514,391,3222,2433,1287,3185,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Greater Building Society</b> Discount Ultimate Home Loan (LVR<80%, over $150K, Owner Occupier) (Package)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-1921 logo" data-partial="mpp-logo">Greater Building Society</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Greater Building Society</b> Discount Ultimate Home Loan (LVR<80%, over $150K, Owner Occupier) (Package)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>No establishment fee </li> <li> <i class="fa-li fa fa-check"></i>100% offset account </li> <li> <i class="fa-li fa fa-check"></i>Free internet redraw facility </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.24%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.61%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$0</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>No establishment fee </li> <li> <i class="fa-li fa fa-check"></i>100% offset account </li> <li> <i class="fa-li fa fa-check"></i>Free internet redraw facility </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.24%</span></li> <li>Comparison rate*: <span>4.61%</span></li> <li>Upfront fees: <span>$0</span></li> <li>Ongoing fees: <span>$375.00 <span>yearly</span></span></li> <li>Discharge fee: <span>$300.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes</span></li> <li>Offset account: <span>yes</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$150,000</span></li> <li>Maximum loan amount: <span></span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest, Interest Only</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="3185" data-product_type="HomeLoan" data-provider_id="71" data-the_url="uggc://jjj.znpdhnevr.pbz/nh/crefbany/pnzcnvtaf/ubzr-ybnaf/nuy-onfvp%3shgz_zrqvhz=nssvyvngr%26hgz_pnzcnvta=nhghzaubzrybnaf%26hgz_fbhepr=zbmb%26hgz_pbagrag=onfvp" data-type="gts" data-provider_name="macquarie" data-path="none" data-originaldc="compare.theage.com.au" data-position="18" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1775,1514,391,3222,2433,1287,1648,1078,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Macquarie</b> Basic Home Loan Offer (Owner Occupier, LVR<80%, up to $750k)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-3130 logo" data-partial="mpp-logo">Macquarie</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Macquarie</b> Basic Home Loan Offer (Owner Occupier, LVR<80%, up to $750k)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>A low rate home loan with no application fee </li> <li> <i class="fa-li fa fa-check"></i>Make unlimited extra payments on a variable rate loan or up to 5% each year on a fixed rate loan </li> <li> <i class="fa-li fa fa-check"></i>No application or account management fees </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.29%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.29%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$0</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>A low rate home loan with no application fee </li> <li> <i class="fa-li fa fa-check"></i>Make unlimited extra payments on a variable rate loan or up to 5% each year on a fixed rate loan </li> <li> <i class="fa-li fa fa-check"></i>No application or account management fees </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.29%</span></li> <li>Comparison rate*: <span>4.29%</span></li> <li>Upfront fees: <span>$0</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$400.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>no</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$250,000</span></li> <li>Maximum loan amount: <span>$750,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="1078" data-product_type="HomeLoan" data-provider_id="63" data-the_url="uggc://of.freivat-flf.pbz/OhefgvatCvcr/nqFreire.of%3spa=gs%26p=20%26zp=pyvpx%26cyv=16300685%26CyhVQ=0%26beq=" data-type="gts" data-provider_name="imb-bank" data-path="none" data-originaldc="compare.theage.com.au" data-position="19" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1775,1514,391,3222,2433,1287,1648,3185,3186,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>IMB Bank</b> Essentials Home Loan (LVR<80%, Owner Occupier)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-2997 logo" data-partial="mpp-logo">IMB Bank</div> <div class="experts-choice-medal experts-choice-medal-small-generic-2015"></div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>IMB Bank</b> Essentials Home Loan (LVR<80%, Owner Occupier)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>Experts Choice Winner - Best Value Full Feature Home Loan </li> <li> <i class="fa-li fa fa-check"></i>100% offset account </li> <li> <i class="fa-li fa fa-check"></i>No monthly, annual or establishment fees </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.30%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.30%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$0</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>Experts Choice Winner - Best Value Full Feature Home Loan </li> <li> <i class="fa-li fa fa-check"></i>100% offset account </li> <li> <i class="fa-li fa fa-check"></i>No monthly, annual or establishment fees </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.30%</span></li> <li>Comparison rate*: <span>4.30%</span></li> <li>Upfront fees: <span>$0</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$50.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>yes</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$75,000</span></li> <li>Maximum loan amount: <span>$5,000,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest, Interest Only</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="3186" data-product_type="HomeLoan" data-provider_id="71" data-the_url="uggc://jjj.znpdhnevr.pbz/nh/crefbany/pnzcnvtaf/ubzr-ybnaf/nuy-sylre%3shgz_zrqvhz=nssvyvngr%26hgz_pnzcnvta=nhghzaubzrybnaf%26hgz_fbhepr=zbmb%26hgz_pbagrag=sylre" data-type="gts" data-provider_name="macquarie" data-path="none" data-originaldc="compare.theage.com.au" data-position="20" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,1520,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Macquarie</b> Flyer Home Loan Offer (Owner Occupier, LVR<80%, up to $750k)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-3130 logo" data-partial="mpp-logo">Macquarie</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Macquarie</b> Flyer Home Loan Offer (Owner Occupier, LVR<80%, up to $750k)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i> Earn up to 160,000 Qantas Points on a $500,000 loan </li> <li> <i class="fa-li fa fa-check"></i> Free Qantas Frequent Flyer membership (save $89.50) </li> <li> <i class="fa-li fa fa-check"></i>No application or account management fees </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.34%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.34%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$0</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i> Earn up to 160,000 Qantas Points on a $500,000 loan </li> <li> <i class="fa-li fa fa-check"></i> Free Qantas Frequent Flyer membership (save $89.50) </li> <li> <i class="fa-li fa fa-check"></i>No application or account management fees </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.34%</span></li> <li>Comparison rate*: <span>4.34%</span></li> <li>Upfront fees: <span>$0</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$400.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>no</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>80.00%</span></li> <li>Minimum loan amount: <span>$250,000</span></li> <li>Maximum loan amount: <span>$750,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="1520" data-product_type="HomeLoan" data-provider_id="61" data-the_url="uggcf://jjj.vyynjneenph.pbz.nh/crefbany-yraqvat/ubzr-ybnaf/%3shgz_pnzcnvta=Fjvgpu-Pnzcnvta%26hgz_fbhepr=ZBMB%26hgz_zrqvhz=Nssvyvngr-Znexrgvat%26hgz_pbagrag=Engr-Gnoyr-Cerzvhz%26hgz_grez=" data-type="gts" data-provider_name="illawarra-credit-union" data-path="none" data-originaldc="compare.theage.com.au" data-position="21" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1286]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Illawarra Credit Union</b> Variable Home Loan (Owner Occupier) </p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-2218 logo" data-partial="mpp-logo">Illawarra Credit Union</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Illawarra Credit Union</b> Variable Home Loan (Owner Occupier) </p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>For new home loans over $250k only </li> <li> <i class="fa-li fa fa-check"></i>No annual or ongoing fees </li> <li> <i class="fa-li fa fa-check"></i>100% Offset Account available with no transaction or account keeping fees </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.35%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.39%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$600</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>For new home loans over $250k only </li> <li> <i class="fa-li fa fa-check"></i>No annual or ongoing fees </li> <li> <i class="fa-li fa fa-check"></i>100% Offset Account available with no transaction or account keeping fees </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.35%</span></li> <li>Comparison rate*: <span>4.39%</span></li> <li>Upfront fees: <span>$600</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$250.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>yes</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>95.00%</span></li> <li>Minimum loan amount: <span>$250,000</span></li> <li>Maximum loan amount: <span></span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest, Interest Only</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> <li> <div class="gts-c"> <div class="promoted-panel"> <span>promoted</span> <div class="gts-d" data-product_id="1286" data-product_type="HomeLoan" data-provider_id="69" data-the_url="uggcf://jjj.yvoregl.pbz.nh/ubzr-ybnaf/vafgnag-nafjref%3sirefvba=nygreangvir%26yvo_pnzcnvta=160301-NHERF-ZBMB-YVFG-YVOSERR-70-INE%26hgz_zrqvhz=CebqhpgPCP%26hgz_pnzcnvta=160301-NHERF-ZBMB-YVFG-YVOSERR-70-INE%26hgz_fbhepr=Zbmb" data-type="gts" data-provider_name="liberty" data-path="none" data-originaldc="compare.theage.com.au" data-position="22" data-alternatives="[3326,3397,3311,1354,1448,140,1270,2804,390,2875,1775,1514,391,3222,2433,1287,1648,3185,1078,3186,1520]" data-tab_name="all" data-partial="mpp"></div> </div> <p class="gts-e mpp-name mw-serif no-desktop show-tablet show-mobile"><b>Liberty</b> Free Variable Home Loan (LVR<70%, Owner Occupier)</p> <table class="mpp"> <tr> <td class="mpp-logo"> <div class="gts-e thumb-3057 logo" data-partial="mpp-logo">Liberty</div> </td> <td class="mpp-name-dps mw-serif no-tablet no-mobile"> <p class="gts-e name" data-partial="mpp-name"><b>Liberty</b> Free Variable Home Loan (LVR<70%, Owner Occupier)</p> <ul class="mpp-lower fa-ul mw-serif"> <li> <i class="fa-li fa fa-check"></i>Low deposit </li> <li> <i class="fa-li fa fa-check"></i>Non-genuine savings </li> <li> <i class="fa-li fa fa-check"></i>No upfront or ongoing fees </li> </ul> </td> <td class="rate "> <p class="label">variable rate</p> <p class=" ">4.49%</p> </td> <td class="rate "> <p class="label">comparison rate*</p> <p class=" ">4.50%</p> </td> <td class="rate no-mobile"> <p class="label">Upfront fees</p> <p class=" ">$0</p> </td> <td class="agts"> <a class="gts-e btn-gts btn-gts-large" rel="nofollow" href="javascript:void(0)"> <span>Go to site</span> </a> <p class="more-info-handle-inline pcols-3 no-mobile no-tablet">More info <i class="fa fa-plus-circle"></i></p> </td> </tr> </table> <ul class="mpp-lower fa-ul mw-serif no-mobile no-desktop show-tablet"> <li> <i class="fa-li fa fa-check"></i>Low deposit </li> <li> <i class="fa-li fa fa-check"></i>Non-genuine savings </li> <li> <i class="fa-li fa fa-check"></i>No upfront or ongoing fees </li> </ul> <div class="more-info clear"> <div class="fees col col-8 mobile-full"> <h6>Product info</h6> <ul> <li>Variable rate: <span>4.49%</span></li> <li>Comparison rate*: <span>4.50%</span></li> <li>Upfront fees: <span>$0</span></li> <li>Ongoing fees: <span>$0.00</span></li> <li>Discharge fee: <span>$395.00</span></li> <li>Extra repayments: <span>yes - free</span></li> <li>Redraw facility: <span>yes - free</span></li> <li>Offset account: <span>yes</span></li> </ul> <ul> <li>Maximum loan to value ratio: <span>70.00%</span></li> <li>Minimum loan amount: <span>$50,000</span></li> <li>Maximum loan amount: <span>$1,000,000</span></li> <li>Type of loan: <span>Variable</span></li> <li>Repayment types: <span>Principal & Interest, Interest Only</span></li> <li>Availability: <span>Owner Occupier</span></li> <li>Repayment options: <span>Weekly, Fortnightly, Monthly</span></li> </ul> </div> <div class="left col-4 mobile-full"> <div class="find-out-more"> <h6>Need more information?</h6> <a class="gts-e btn-gts" href="javascript:void(0)" rel="nofollow"><span>Go to site</span></a> </div> </div> </div> </div> <p class="more-info-handle no-desktop show-tablet show-mobile">More info <i class="fa fa-plus-circle"></i></p> </li> </ul> </div> </div> <div class="mobile-row mobile-full no-desktop no-table"> <div class="col col-12 tablet-full mobile-full"> <h4>Look for a specific type of home loan:</h4> <div id="dd-2" class="wrapper-dropdown" tabindex="1"> <div class="top"> <span class="em">-- Choose loan type --</span><i class="fa fa-chevron-down"></i> </div> <ul class="dropdown"> <li><a data-position="1" id="dd-tab-1" href="javascript:void(0);" class="selected">All</a></li> <li><a data-position="2" id="dd-tab-2" href="/web/20160426082915/http://compare.theage.com.au/home-loans/variable-rate" class="">Variable rate</a></li> <li><a data-position="3" id="dd-tab-3" href="/web/20160426082915/http://compare.theage.com.au/home-loans/fixed-rate" class="">Fixed rate</a></li> <li><a data-position="4" id="dd-tab-4" href="/web/20160426082915/http://compare.theage.com.au/home-loans/major-banks" class="">Major banks</a></li> <li><a data-position="5" id="dd-tab-5" href="/web/20160426082915/http://compare.theage.com.au/home-loans/refinance" class="">Refinance</a></li> <li><a data-position="6" id="dd-tab-6" href="/web/20160426082915/http://compare.theage.com.au/home-loans/full-feature" class="">Full feature</a></li> <li><a data-position="7" id="dd-tab-7" href="/web/20160426082915/http://compare.theage.com.au/home-loans/first-home-loans" class="">First home loans</a></li> <li><a data-position="8" id="dd-tab-8" href="/web/20160426082915/http://compare.theage.com.au/home-loans/low-deposit" class="">Low deposit</a></li> <li><a data-position="9" id="dd-tab-9" href="/web/20160426082915/http://compare.theage.com.au/home-loans/investment-loans" class="">Investment loans</a></li> </ul> </div> </div> </div> <p class="col col-12 disclaimer">* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may in铿倁ence the cost of the loan.</p> </div> </div> <div id="mid-page-slot" class="container no-mobile no-tablet row clear"> <div class="col col-8 "> <div class="pop-box"> <i class="fa fa-thumbs-o-up"></i> <h2>Rate & Review</h2> <p class="mw-serif">Mozo is home to Australia's largest database of customer reviews for banks and insurers. 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