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13 Best 0% APR Credit Cards of December 2024 | Bankrate
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</script> <title>13 Best 0% APR Credit Cards of December 2024 | Bankrate</title><meta name="description" content="Find a top zero-interest credit card in 2024 to help finance big purchases and manage debt without paying interest with Bankrate."><meta name="Category" content="credit-card-category"><meta name="SubCategories" content="credit-cards"><meta name="pageuuid" content="87cc4125-e35f-4c1c-bb2e-2967e3b0adf1"><meta name="ContentSrc" content="sb:231490308"><meta name="PageType" content="index"><link rel="canonical" href="https://www.bankrate.com/credit-cards/zero-interest/best-zero-interest-cards/"><meta name="robots" content="index, follow"><meta property="og:title" content="13 Best 0% APR Credit Cards of December 2024 | Bankrate"><meta property="og:description" content="Find a top zero-interest credit card in 2024 to help finance big purchases and manage debt without paying interest with Bankrate."><meta property="og:url" content="https://www.bankrate.com/credit-cards/zero-interest/best-zero-interest-cards/"><meta property="og:site_name" content="Bankrate"><meta name="twitter:card" content="summary"><meta name="twitter:site" content="@bankrate"><meta name="twitter:title" content="13 Best 0% APR Credit Cards of December 2024 | Bankrate"><meta name="twitter:description" content="Find a top zero-interest credit card in 2024 to help finance big purchases and manage debt without paying interest with Bankrate."><script type="application/ld+json">{"@context":"https://schema.org","@type":"WebPage"}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What credit score is required for a 0% intro APR card?","acceptedAnswer":{"@type":"Answer","text":"A good credit score (FICO score between 670 and 739) would give you a solid chance to qualify for a 0 percent APR credit card, and an excellent credit score would give you the best approval odds and rates. You may have the best chance at some zero-interest cards with lengthy 21-month offers if your score is closer to excellent (a FICO score of 740 or higher). You can estimate your approval odds — and potentially find prequalified card offers — through Bankrate’s CardMatch tool if you want an extra vote of confidence."}},{"@type":"Question","name":"What happens when the 0% intro APR offer ends?","acceptedAnswer":{"@type":"Answer","text":"When your 0 percent intro APR offer ends, the card’s regular, ongoing interest rate will apply to any future balance you carry month to month. For example, if your intro APR period is over and you still have a balance of $200 on your card, your next credit card statement will show that you owe $200 — and the interest has already started compounding again."}},{"@type":"Question","name":"What are the longest 0% intro APR credit card offers?","acceptedAnswer":{"@type":"Answer","text":"All of the longest intro APR offers on the market currently hover around 21 months. However, these lengthy offers have become harder to find. The U.S. Bank Visa® Platinum Card offers a 0 percent intro APR for 21 billing cycles on purchases and qualifying balance transfers. (18.74% - 29.74% (Variable) ongoing) The Wells Fargo Reflect® Card offers a 0 percent intro APR for 21 months on purchases and qualifying balance transfers. Balance transfers made within 120 days qualify for the intro rate (with a balance transfer fee of 5 percent or a minimum of $5). (17.49%, 23.99%, or 29.24% Variable APR ongoing) The Citi® Diamond Preferred® Card has a 0 percent intro APR for 21 months on balance transfers made within four months of account opening, but its 0 percent intro APR on purchases only lasts 12 months. (17.49% - 28.24% (Variable) ongoing) The Citi Simplicity® Card also has a lengthy 0 percent intro APR for 21 months on balance transfers. However, its 0 percent intro APR on purchases is also limited to 12 months, with the same ongoing rate thereafter. (18.49% - 29.24% (Variable) ongoing) "}},{"@type":"Question","name":"Is deferred interest the same as a 0% intro APR credit card?","acceptedAnswer":{"@type":"Answer","text":"Deferred interest can be much costlier than a traditional 0 percent intro APR if you don’t pay off your balance before the offer period ends. Deferred interest still begins compounding when you open the account, but the interest is forgiven once you pay off your balance in the specified time period. However, that interest that’s been building in the background is added to your balance if you don’t pay the full balance off in time."}}]}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","name":"Credit Cards","item":{"@type":"Thing","url":"https://www.bankrate.com/credit-cards/","@id":"https://www.bankrate.com/credit-cards/"},"position":1},{"@type":"ListItem","name":"Zero Interest","item":{"@type":"Thing","url":"https://www.bankrate.com/credit-cards/zero-interest/","@id":"https://www.bankrate.com/credit-cards/zero-interest/"},"position":2},{"@type":"ListItem","name":"Best Zero Interest Cards","item":{"@type":"Thing","url":"https://www.bankrate.com/credit-cards/zero-interest/best-zero-interest-cards/","@id":"https://www.bankrate.com/credit-cards/zero-interest/best-zero-interest-cards/"},"position":3}]}</script><script 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'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Banks" data-position="4"> Banks<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/banking/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Banking hub link - mobile nav" data-position="bottom" data-text="Explore all Banking resources" data-outcome="send to link" > Explore all banking resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Banking category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Banking</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare accounts</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/savings/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="1" data-text="Best savings accounts" data-outcome="send to Best savings accounts" > Best savings accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/savings/best-high-yield-interests-savings-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="2" data-text="Best high-yield savings accounts" data-outcome="send to Best high-yield savings accounts" > Best high-yield savings accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/checking/best-business-checking-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="3" data-text="Best business checking accounts" data-outcome="send to Best business checking accounts" > Best business checking accounts</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/checking/best-checking-accounts/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="4" data-text="Best checking accounts" data-outcome="send to Best checking accounts" > Best checking accounts</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/simple-savings-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="1" data-text="Savings calculator" data-outcome="send to link" > Savings calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/savings/calculators/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="2" data-text="All savings calculators" data-outcome="send to link" > All savings calculators</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/average-savings-interest-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="3" data-text="Savings rate trends" data-outcome="send to link" > Savings rate trends</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/savings/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory featured link" data-position="4" data-text="Savings resources" data-outcome="send to link" > Savings resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/savings/how-to-open-a-savings-account/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory link" data-position="1" data-text="Savings basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/6efbd0a01f/savings-basics.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Savings basics</span> <span class="SiteNavFeaturedLink-supportText">5 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/savings/start-saving-from-scratch/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Checking & savings subcategory link" data-position="2" data-text="How to start saving" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to start saving</span> <span class="SiteNavFeaturedLink-supportText">4 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare accounts</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="1" data-text="Best CD rates" data-outcome="send to Best CD rates" > Best CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-6-month-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="2" data-text="Best 6-month CD rates" data-outcome="send to Best 6-month CD rates" > Best 6-month CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-1-year-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="3" data-text="Best 1-year CD rates" data-outcome="send to Best 1-year CD rates" > Best 1-year CD rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/banking/cds/best-5-year-cd-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Banking anchor link" data-position="4" data-text="Best 5-year CD rates" data-outcome="send to Best 5-year CD rates" > Best 5-year CD rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/cd-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="1" data-text="CD calculator" data-outcome="send to link" > CD calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/cd-ladder-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="2" data-text="CD ladder calculator" data-outcome="send to link" > CD ladder calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/todays-cd-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="3" data-text="CD rate trends" data-outcome="send to link" > CD rate trends</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/cds/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - CDs subcategory featured link" data-position="4" data-text="CD resources" data-outcome="send to link" > CD resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/cds/what-is-a-cd/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - CDs subcategory link" data-position="1" data-text="CD basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/a7b9c5207a/cd-basics.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">CD basics</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/cds/how-to-invest-in-cds/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - CDs subcategory link" data-position="2" data-text="How to invest with CDs" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4b0ced533f/how-to-invest-with-cds.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to invest with CDs</span> <span class="SiteNavFeaturedLink-supportText">6 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Money market accounts</p> <p class="SiteNavTopicOverview-copy">Money market accounts are similar to savings accounts, but offer some checking features as well.</p> <a href="/banking/money-market/rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Banking nav - Money market subcategory CTA" data-position="1" data-text="View MMA rates" data-outcome="send to link" data-category="Banking"> View MMA rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/what-is-a-money-market-account/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="1" data-text="Money market basics" data-outcome="send to link" > Money market basics</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/money-market-account-vs-savings-account/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="2" data-text="Money market vs savings accounts" data-outcome="send to link" > Money market vs savings accounts</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/how-does-a-money-market-account-work/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="3" data-text="How does an MMA work?" data-outcome="send to link" > How does an MMA work?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/mma/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Money market subcategory featured link" data-position="4" data-text="MMA resources" data-outcome="send to link" > MMA resources</a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Banking</p> <p class="SiteNavTopicOverview-copy">Unlock financial rewards by signing up for a savings or checking account with a bonus offer.</p> <a href="/banking/best-bank-account-bonuses/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Banking nav - Banks subcategory CTA" data-position="1" data-text="Best bank bonuses" data-outcome="send to link" data-category="Banking"> Best bank bonuses</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/awards/2024/best-banks/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="1" data-text="Best banks of 2024" data-outcome="send to link" > Best banks of 2024</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/best-online-banks/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="2" data-text="Best online banks" data-outcome="send to link" > Best online banks</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="3" data-text="Bank reviews" data-outcome="send to link" > Bank reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/banking/federal-reserve/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Banking nav - Banks subcategory featured link" data-position="4" data-text="Federal Reserve news " data-outcome="send to link" > Federal Reserve news </a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/banking/reviews/capital-one/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Banks subcategory link" data-position="1" data-text="Capital One review" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/d50369eb56/capital-one-review.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/d50369eb56/capital-one-review.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/d50369eb56/capital-one-review.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Capital One review</span> <span class="SiteNavFeaturedLink-supportText">Our take on Capital One Bank</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/banking/reviews/marcus/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Banking nav - Banks subcategory link" data-position="2" data-text="Marcus review" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/d121fa8bad/marcus-review.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Marcus review</span> <span class="SiteNavFeaturedLink-supportText">Our take on Marcus by Goldman Sachs</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/banking/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Banking hub link - desktop nav" data-position="bottom" data-text="Explore all Banking resources" data-outcome="send to link" > Explore all banking resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-2" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/mortgages/" data-js-selector="siteNavCategorylink2" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 2, 7);" @keydown.right.prevent="keydownCategory('right', 2, 7);" @keydown.left.prevent="keydownCategory('left', 2, 7);" @keydown.down.prevent="keydownCategory('down', 2, 7);" @keydown.up.prevent="keydownCategory('up', 2, 7);" @keydown.home.prevent="keydownCategory('home', 2, 7);" @keydown.end.prevent="keydownCategory('end', 2, 7);" @keydown.space.prevent="keydownCategory('space', 2, 7);" @keydown.enter.prevent="keydownCategory('enter', 2, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="2" data-text="Mortgages" data-outcome="send to mortgages hub" > <span class="SiteNavCategory-label"> Mortgages</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-mortgages" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="2" data-text="Mortgages" data-outcome="open default mortgages container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="mortgages-tablist" class="SiteNavSubcategory-categoryTitle"> Mortgages</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="mortgages-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Purchase" data-position="1"> Purchase<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Refinance" data-position="2"> Refinance<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Real estate" data-position="3"> Real estate<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/mortgages/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Mortgages hub link - mobile nav" data-position="bottom" data-text="Explore all Mortgages resources" data-outcome="send to link" > Explore all mortgages resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Mortgages category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Mortgages</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/mortgage-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="1" data-text="Mortgage rates" data-outcome="send to Mortgage rates" > Mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/30-year-mortgage-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="2" data-text="30-year mortgage rates" data-outcome="send to 30-year mortgage rates" > 30-year mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/15-year-mortgage-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="3" data-text="15-year mortgage rates" data-outcome="send to 15-year mortgage rates" > 15-year mortgage rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/va-loan-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Homes anchor link" data-position="4" data-text="VA loan rates" data-outcome="send to VA loan rates" > VA loan rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/mortgages/mortgage-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="1" data-text="Mortgage calculator" data-outcome="send to link" > Mortgage calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/amortization-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="2" data-text="Amortization calculator" data-outcome="send to link" > Amortization calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/todays-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="3" data-text="Mortgage rate news" data-outcome="send to link" > Mortgage rate news</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/best-mortgage-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="4" data-text="Best mortgage lenders" data-outcome="send to link" > Best mortgage lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory featured link" data-position="5" data-text="Read lender reviews" data-outcome="send to link" > Read lender reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/mortgages/how-to-get-a-mortgage/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory link" data-position="1" data-text="How to get a mortgage" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4037e1299d/how-to-get-a-mortgage.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a mortgage</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/mortgages/first-time-homebuyer-loans-and-programs/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Purchase subcategory link" data-position="2" data-text="First-time homebuyer programs" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/8889d553d1/best-mortgage-lenders-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">First-time homebuyer programs</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/refinance-rates/" class="SiteNavPrimaryLink" target="" > Refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/cash-out-refinance-rates/" class="SiteNavPrimaryLink" target="" > Cash-out refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/30-year-refinance-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" > 30-year refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/mortgages/15-year-refinance-rates/?disablePre=1" class="SiteNavPrimaryLink" target="" > 15-year refinance rates</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/mortgages/refinance-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="1" data-text="Mortgage refinance calculator" data-outcome="send to link" > Mortgage refinance calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/refinance-mortgage-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="2" data-text="Best refinance lenders" data-outcome="send to link" > Best refinance lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/best-lenders/cash-out-refinance-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="3" data-text="Best cash-out refinance lenders" data-outcome="send to link" > Best cash-out refinance lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/mortgages/refinancing/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory featured link" data-position="4" data-text="Mortgage refinance resources" data-outcome="send to link" > Mortgage refinance resources</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/mortgages/how-does-refinancing-a-mortgage-work/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory link" data-position="1" data-text="How to refinance your mortgage" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1442x1440/d475e14a0e/home-equity-lender-reviews-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to refinance your mortgage</span> <span class="SiteNavFeaturedLink-supportText">12 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/mortgages/cash-out-refinancing/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Mortgages nav - Refinance subcategory link" data-position="2" data-text="Cash-out refinancing guide" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Cash-out refinancing guide</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Buying & selling</p> <p class="SiteNavTopicOverview-copy">Find an expert who knows the market. Compare trusted real estate agents all in one place.</p> <a href="/real-estate/agents/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Mortgages nav - Real estate subcategory CTA" data-position="1" data-text="Find an agent" data-outcome="send to link" data-category="Mortgages"> Find an agent</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/real-estate/new-house-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - Real estate subcategory featured link" data-position="1" data-text="Home affordability calculator" data-outcome="send to link" > Home affordability calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/real-estate/cost-of-living-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Mortgages nav - 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class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Credit cards category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Credit cards</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare cards</p> <ul class="SiteNavPrimaryLinkList-list SiteNavPrimaryLinkList-list--twoColumns"> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/best-credit-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="1" data-text="Best cards of 2024" data-outcome="send to Best cards of 2024" > Best cards of 2024</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/cash-back/best-cash-back-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="2" data-text="Best cash back cards" data-outcome="send to Best cash back cards" > Best cash back cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/balance-transfer/best-balance-transfer-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="3" data-text="Best balance transfer cards" data-outcome="send to Best balance transfer cards" > Best balance transfer cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/zero-interest/best-zero-interest-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="4" data-text="Best 0% APR cards" data-outcome="send to Best 0% APR cards" > Best 0% APR cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/travel/best-travel-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="5" data-text="Best travel cards" data-outcome="send to Best travel cards" > Best travel cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/rewards/best-rewards-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="6" data-text="Best rewards cards" data-outcome="send to Best rewards cards" > Best rewards cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/business/best-business-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="7" data-text="Best business cards" data-outcome="send to Best business cards" > Best business cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/building-credit/best-student-cards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="8" data-text="Best student cards" data-outcome="send to Best student cards" > Best student cards</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Find my matches</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/cardmatch/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by category subcategory link" data-position="1" data-text="CardMatch™" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4f02ac6944/cardmatch-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">CardMatch™</span> <span class="SiteNavFeaturedLink-supportText">Get personalized card recommendations</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/compare/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by category subcategory link" data-position="2" data-text="Card comparison tool" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/10ad7295ae/card-comparison-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Card comparison tool</span> <span class="SiteNavFeaturedLink-supportText">Compare credit cards side-by-side</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">See your card matches</p> <p class="SiteNavTopicOverview-copy">Answer a few quick questions and we’ll show you your top credit card options. </p> <a href="/credit-cards/tools/cardmatch/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory CTA" data-position="1" data-text="Find my matches" data-outcome="send to link" data-category="Credit cards"> Find my matches</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Compare cards</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/rewards/best-for-excellent-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="1" data-text="Excellent credit" data-outcome="send to link" > Excellent credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/best-for-good-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="2" data-text="Good credit" data-outcome="send to link" > Good credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/best-for-fair-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="3" data-text="Fair credit" data-outcome="send to link" > Fair credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/bad-credit/best-for-bad-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory featured link" data-position="4" data-text="Bad credit" data-outcome="send to link" > Bad credit</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/bad-credit/how-to-build-credit-fast/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory link" data-position="1" data-text="How to build credit" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/2e8651b174/how-to-build-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to build credit</span> <span class="SiteNavFeaturedLink-supportText">7 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/building-credit/best-for-no-credit-history/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Cards by credit subcategory link" data-position="2" data-text="Best cards for building credit" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/5a53191033/best-cards-for-building-credit-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Best cards for building credit</span> <span class="SiteNavFeaturedLink-supportText">Find out which credit cards could help</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">See what the experts say</p> <p class="SiteNavTopicOverview-copy">Read in-depth credit card reviews to find out which cards have the best perks and more. </p> <a href="/credit-cards/reviews/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory CTA" data-position="1" data-text="Read card reviews" data-outcome="send to link" data-category="Credit cards"> Read card reviews</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-card-payoff-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="1" data-text="Credit card payoff calculator" data-outcome="send to link" > Credit card payoff calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-card-balance-transfer-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="2" data-text="Balance transfer calculator" data-outcome="send to link" > Balance transfer calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/credit-utilization-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="3" data-text="Credit utilization calculator" data-outcome="send to link" > Credit utilization calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/tools/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory featured link" data-position="4" data-text="All credit card calculators" data-outcome="send to link" > All credit card calculators</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/credit-cards/tools/spender-type-tool/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Credit cards nav - Tools & reviews subcategory link" data-position="1" data-text="Spender type tool" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/43548bf9cd/spender-type-tool-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Spender type tool</span> <span class="SiteNavFeaturedLink-supportText">Find cards that fit your needs</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Get advice</p> <ul class="SiteNavPrimaryLinkList-list SiteNavPrimaryLinkList-list--twoColumns"> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/advice/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="1" data-text="Credit cards 101" data-outcome="send to Credit cards 101" > Credit cards 101</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/balance-transfer/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="2" data-text="Balance transfer advice" data-outcome="send to Balance transfer advice" > Balance transfer advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/zero-interest/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="3" data-text="Zero interest credit cards" data-outcome="send to Zero interest credit cards" > Zero interest credit cards</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/rewards/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="4" data-text="Rewards credit card advice" data-outcome="send to Rewards credit card advice" > Rewards credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/cash-back/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="5" data-text="Cash back credit card advice" data-outcome="send to Cash back credit card advice" > Cash back credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/travel/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="6" data-text="Travel credit card advice" data-outcome="send to Travel credit card advice" > Travel credit card advice</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/credit-cards/business/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Credit cards anchor link" data-position="7" data-text="Business credit card advice" data-outcome="send to Business credit card advice" > Business credit card advice</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Build credit</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/bad-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Guides & resources subcategory featured link" data-position="1" data-text="Advice for bad credit" data-outcome="send to link" > Advice for bad credit</a> </li> <li> <a class="SiteNavSecondaryLink" href="/credit-cards/building-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Credit cards nav - Guides & resources subcategory featured link" data-position="2" data-text="Rebuilding credit score" data-outcome="send to link" > Rebuilding credit score</a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/credit-cards/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Credit cards hub link - desktop nav" data-position="bottom" data-text="Explore all Credit cards resources" data-outcome="send to link" > Explore all credit cards resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> </div> </div> </div> </li> <li x-cloak class="SiteNavCategory" id="category-5" @mouseenter="focusCategory($el)" @mouseleave="blurCategory" x-data> <a class="SiteNavCategory-link" href="/loans/" data-js-selector="siteNavCategorylink5" data-preamp="nav-category-item" @focus="focusCategory($el.parentElement)" @click="handleCategoryClick" @keydown.tab.prevent="keydownCategory('tab', 5, 7);" @keydown.right.prevent="keydownCategory('right', 5, 7);" @keydown.left.prevent="keydownCategory('left', 5, 7);" @keydown.down.prevent="keydownCategory('down', 5, 7);" @keydown.up.prevent="keydownCategory('up', 5, 7);" @keydown.home.prevent="keydownCategory('home', 5, 7);" @keydown.end.prevent="keydownCategory('end', 5, 7);" @keydown.space.prevent="keydownCategory('space', 5, 7);" @keydown.enter.prevent="keydownCategory('enter', 5, 7);" :tabindex="isMobile && !isNavOpen ? -1 : 0" data-beam-element-clicked data-type="link" data-location="site-nav" data-name="top-level" data-position="5" data-text="Loans" data-outcome="send to loans hub" > <span class="SiteNavCategory-label"> Loans</span> <svg class="SiteNavCategory-icon SiteNavCategory-arrow" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></a> <div x-ref="flyout" class="SiteNavCategory-flyout" id="siteNavCategory-flyout-loans" data-beam-element-viewed data-type="drawer" data-location="site-nav" data-name="top-level-hover" data-position="5" data-text="Loans" data-outcome="open default loans container" > <div class="SiteNavCategory-panel" x-ref="siteNavCategoryPanel"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateCategory" x-ref="backToCategoriesButton" @keydown.prevent="keyDownBackToCategoriesButton" aria-label="Back to all categories"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg>All </button> </div> <div class="SiteNavSubcategory" x-id="['subcategory']"> <div class="SiteNavSubcategory-tabsContainer"> <div id="loans-tablist" class="SiteNavSubcategory-categoryTitle"> Loans</div> <div class="SiteNavSubcategory-tabs" x-ref="siteNavTablist" @keydown.prevent="keydownSubcategoryTabs" role="tablist" aria-labelledby="loans-tablist"> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Personal loans" data-position="1"> Personal loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Auto loans" data-position="2"> Auto loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Student loans" data-position="3"> Student loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> <button class="SiteNavSubcategory-tab" :class="isActiveSubcategory($el.id) ? 'is-active' : ''" type="button" role="tab" @mouseover="handleSubcategoryMouseOver" @click="handleSubcategoryClick" @mousedown.prevent @focus="activateSubcategory($el.id)" :id="$id('subcategory', whichChild($el, $el.parentElement))" :tabindex="isActiveSubcategory($el.id) ? 0 : -1" :aria-selected="isActiveSubcategory($el.id)" data-subcategory-name="Small business loans" data-position="4"> Small business loans<svg class="Icon Icon--xs" aria-hidden="true" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></button> </div> <div class="SiteNavSubcategory-categoryLinkContainer" @keydown.left.prevent="keydownSubcategoryTabs" @keydown.up.prevent="keydownSubcategoryTabs" @keydown.right.prevent="keydownSubcategoryTabs" @keydown.down.prevent="keydownSubcategoryTabs" @keydown.tab.prevent="keydownSubcategoryTabs"> <a href="/loans/" class="SiteNavSubcategory-categoryLink" x-ref="siteNavCategoryLinkMobile" @keydown.space.prevent="$el.click()" @keydown.enter.prevent="$el.click()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Loans hub link - mobile nav" data-position="bottom" data-text="Explore all Loans resources" data-outcome="send to link" > Explore all loans resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Loans category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Loans</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="1" data-text="Best personal loans" data-outcome="send to Best personal loans" > Best personal loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="2" data-text="Best personal loans for bad credit" data-outcome="send to Best personal loans for bad credit" > Best personal loans for bad credit</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/personal-loans/debt-consolidation-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="3" data-text="Best debt consolidation loans" data-outcome="send to Best debt consolidation loans" > Best debt consolidation loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/home-improvement/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="4" data-text="Best home improvement loans" data-outcome="send to Best home improvement loans" > Best home improvement loans</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="1" data-text="Personal loan resources" data-outcome="send to link" > Personal loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="2" data-text="Personal loan lender reviews" data-outcome="send to link" > Personal loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/personal-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="3" data-text="Personal loans calculator" data-outcome="send to link" > Personal loans calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/personal-loans/average-personal-loan-rates/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory featured link" data-position="4" data-text="Average personal loan interest rates" data-outcome="send to link" > Average personal loan interest rates</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/personal-loans/what-is-a-personal-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory link" data-position="1" data-text="Personal loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/38750a2d5a/what-is-a-certified-financial-planner-s.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Personal loan basics</span> <span class="SiteNavFeaturedLink-supportText">9 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/personal-loans/how-to-get-personal-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Personal loans subcategory link" data-position="2" data-text="How to get a personal loan" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a personal loan</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/rates/" class="SiteNavPrimaryLink" target="" > Best auto loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/refinance-rates/" class="SiteNavPrimaryLink" target="" > Best auto loan refinance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/auto-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" > Best car loans for bad credit</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="1" data-text="Auto loan resources" data-outcome="send to link" > Auto loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="2" data-text="Auto loan lender reviews" data-outcome="send to link" > Auto loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/auto-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="3" data-text="Auto loan calculator" data-outcome="send to link" > Auto loan calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/auto-loans/auto-loan-refinancing-guide/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory featured link" data-position="4" data-text="Auto loan refinancing guide" data-outcome="send to link" > Auto loan refinancing guide</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/auto-loans/how-to-get-the-best-auto-loan-rate/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory link" data-position="1" data-text="How to get the best auto loan rate" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/d1a328a134/auto-loan-refinancing-guide-nav.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get the best auto loan rate</span> <span class="SiteNavFeaturedLink-supportText">10 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/auto-loans/what-is-an-auto-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Auto loans subcategory link" data-position="2" data-text="Auto loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/720x720/c481afa0d2/auto-loan-refinancing-guide-s.jpg/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Auto loan basics</span> <span class="SiteNavFeaturedLink-supportText">5 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="1" data-text="Student loan rates" data-outcome="send to Student loan rates" > Student loan rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/refinance-rates/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="2" data-text="Student loan refinancing rates" data-outcome="send to Student loan refinancing rates" > Student loan refinancing rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/private-student-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="3" data-text="Best private student loans" data-outcome="send to Best private student loans" > Best private student loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/student-loans/bad-credit-loans/" class="SiteNavPrimaryLink" target="" data-beam-element-clicked data-type="anchor link" data-location="site-nav" data-name="Personal loans anchor link" data-position="4" data-text="Best bad credit student loans" data-outcome="send to Best bad credit student loans" > Best bad credit student loans</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="1" data-text="Student loan resources" data-outcome="send to link" > Student loan resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="2" data-text="Student loan lender reviews" data-outcome="send to link" > Student loan lender reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/student-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="3" data-text="Student loan calculator" data-outcome="send to link" > Student loan calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/student-loans/student-loan-refinance-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Student loans subcategory featured link" data-position="4" data-text="Student loan refinance calculator" data-outcome="send to link" > Student loan refinance calculator</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/student-loans/private-student-loans-guide/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Student loans subcategory link" data-position="1" data-text="Private student loan basics" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/3d6f458d84/how-to-start-investing-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Private student loan basics</span> <span class="SiteNavFeaturedLink-supportText">10 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/loans/student-loans/how-to-get-student-loan/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - Student loans subcategory link" data-position="2" data-text="How to get a student loan" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/4c26764452/how-to-start-saving.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to get a student loan</span> <span class="SiteNavFeaturedLink-supportText">11 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare lenders</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/best-small-business-loans/" class="SiteNavPrimaryLink" target="" > Best small business loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/bad-credit-business-loans/" class="SiteNavPrimaryLink" target="" > Bad credit small business loans</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/business-line-of-credit/" class="SiteNavPrimaryLink" target="" > Business lines of credit</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/loans/small-business/best-banks-for-small-business-loans/" class="SiteNavPrimaryLink" target="" > Small business loan banks</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/loans/small-business/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory featured link" data-position="1" data-text="Small business loans resources" data-outcome="send to link" > Small business loans resources</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/small-business/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory featured link" data-position="2" data-text="Small business loan reviews" data-outcome="send to link" > Small business loan reviews</a> </li> <li> <a class="SiteNavSecondaryLink" href="/loans/small-business/business-loan-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Loans nav - Small business loans subcategory featured link" data-position="3" data-text="Small business loan calculator" data-outcome="send to link" > Small business loan calculator</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/loans/small-business/how-do-small-business-loans-work/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Loans nav - 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mobile nav" data-position="bottom" data-text="Explore all Home equity resources" data-outcome="send to link" > Explore all home equity resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Home equity category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Home equity</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">HELOC </p> <p class="SiteNavTopicOverview-copy">A HELOC is a variable-rate line of credit that lets you borrow funds for a set period and repay them later.</p> <a href="/home-equity/heloc-rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Home equity nav - HELOC subcategory CTA" data-position="1" data-text="HELOC Rates" data-outcome="send to link" data-category="Home equity"> HELOC Rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Home equity basics </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/home-equity/heloc-lenders/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="1" data-text="Best HELOC lenders" data-outcome="send to link" > Best HELOC lenders</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/heloc-calculator/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="2" data-text="HELOC calculator" data-outcome="send to link" > HELOC calculator</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/what-is-heloc/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="3" data-text="What is a HELOC?" data-outcome="send to link" > What is a HELOC?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/pros-cons-of-home-equity-lines/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="4" data-text="Pros and cons of HELOCs" data-outcome="send to link" > Pros and cons of HELOCs</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory featured link" data-position="5" data-text="Home equity lender reviews" data-outcome="send to link" > Home equity lender reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/home-equity/what-is-home-equity/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory link" data-position="1" data-text="What is home equity?" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/e9e92b7729/home-equity-heloc-guide-nav-imagery.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">What is home equity?</span> <span class="SiteNavFeaturedLink-supportText">8 min read</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/home-equity/how-to-calculate-equity-in-your-home/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - HELOC subcategory link" data-position="2" data-text="How to calculate home equity" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1280x720/98576f9f53/home-purchase.jpeg/m/50x50/filters:quality(90):format(webp)" alt="Home purchase"> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">How to calculate home equity</span> <span class="SiteNavFeaturedLink-supportText">6 min read</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavTopicOverview"> <p class="SiteNavTopicOverview-heading" role="heading">Home equity loans </p> <p class="SiteNavTopicOverview-copy">Home equity loans let you borrow a lump sum at a fixed rate, based on how much of the home you own outright.</p> <a href="/home-equity/home-equity-loan-rates/" class="Button Button--primary"data-beam-element-clicked data-type="button" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory CTA" data-position="1" data-text="Home equity loan rates" data-outcome="send to link" data-category="Home equity"> Home equity loan rates</a> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/home-equity/what-is-home-equity-loan/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="1" data-text="What is a home equity loan?" data-outcome="send to link" > What is a home equity loan?</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/pros-cons-home-equity-loan/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="2" data-text="Home equity loan pros and cons" data-outcome="send to link" > Home equity loan pros and cons</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/requirements-to-borrow-from-home-equity/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="3" data-text="Home equity loan requirements" data-outcome="send to link" > Home equity loan requirements</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/home-equity-loan-vs-line-of-credit/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="4" data-text="HELOC vs home equity loan" data-outcome="send to link" > HELOC vs home equity loan</a> </li> <li> <a class="SiteNavSecondaryLink" href="/home-equity/how-to-build-equity-in-your-home/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory featured link" data-position="5" data-text="How to build home equity" data-outcome="send to link" > How to build home equity</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/home-equity/home-equity-loan-lenders/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory link" data-position="1" data-text="Best home equity loan lenders" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/721x720/bad3fd8f56/heloc-lender-reviews-s.jpg/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Best home equity loan lenders</span> <span class="SiteNavFeaturedLink-supportText">Compare top home equity lenders</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/home-equity/home-equity-calculator/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Home equity nav - Home equity loans subcategory link" data-position="2" data-text="Home equity calculator" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1920x1080/2654611691/cd-rates.jpeg/m/50x50/filters:quality(90):format(webp)" alt="CD Rates"> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Home equity calculator</span> <span class="SiteNavFeaturedLink-supportText">Calculate how much you can borrow</span> </div> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="SiteNavSubcategory-categoryLinkContainer"> <a href="/home-equity/" class="SiteNavSubcategory-categoryLink" @keydown.tab="focusNextSubcategoryTab" @keydown.down="$event.preventDefault()" data-beam-element-clicked data-type="LINK" data-location="site-nav" data-name="Home equity hub link - 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mobile nav" data-position="bottom" data-text="Explore all Insurance resources" data-outcome="send to link" > Explore all insurance resources <svg class="Icon Icon--sm text-blue" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></a> </div> </div> <div class="SiteNavSubcategory-content" :class="{'is-active': showSubcategoryView}" @keydown.up.prevent="keydownSubcategoryLinks($el.querySelector('.is-active'), $event)"> <div class="SiteNavSubcategory-panelsContainer" x-ref="siteNavSubcategoryPanelsContainer"> <div class="SiteNavMobile-sticky"> <button class="SiteNavMobile-back" @click="deactivateSubcategory" x-ref="backToSubcategoriesButton" @keydown.prevent="keyDownBackToSubcategoriesButton" aria-label="Back to Insurance category"> <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Left Icon</title><path d="M15.85 21a1.36 1.36 0 0 1-.938-.379L7.23 12.932c-.51-.51-.51-1.35 0-1.86l7.681-7.69a1.32 1.32 0 0 1 1.86 0c.51.511.51 1.35 0 1.861l-6.745 6.75 6.744 6.751c.51.51.51 1.35 0 1.86a1.29 1.29 0 0 1-.937.38l.016.016Z" class="icon-base"/></svg> Insurance</button> </div> <div class="SiteNavSubcategory-categoryTitle" x-text="activeSubcategoryName"></div> <div class="SiteNavSubcategory-panels" tabindex="-1"> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/best-car-insurance-companies/" class="SiteNavPrimaryLink" target="" > Best car insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/cheap-car-insurance-companies/" class="SiteNavPrimaryLink" target="" > Cheapest car insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/rates/" class="SiteNavPrimaryLink" target="" > Compare car insurance rates</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/car/average-cost-of-car-insurance/" class="SiteNavPrimaryLink" target="" > How much is car insurance?</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance</p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/allstate/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="1" data-text="Allstate insurance review" data-outcome="send to link" > Allstate insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/erie/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="2" data-text="Erie insurance review" data-outcome="send to link" > Erie insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/progressive/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="3" data-text="Progressive insurance review" data-outcome="send to link" > Progressive insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/state-farm/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="4" data-text="State Farm insurance review" data-outcome="send to link" > State Farm insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory featured link" data-position="5" data-text="All insurance company reviews" data-outcome="send to link" > All insurance company reviews</a> </li> </ul> <ul class="SiteNavFeaturedLinkList"> <li> <a class="SiteNavFeaturedLink" href="/insurance/car/states/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory link" data-position="1" data-text="Auto insurance by state" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/5bfb00cc0b/auto-insurance-by-state.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/5bfb00cc0b/auto-insurance-by-state.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/5bfb00cc0b/auto-insurance-by-state.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Auto insurance by state</span> <span class="SiteNavFeaturedLink-supportText">Compare rates in your state</span> </div> </a> </li> <li> <a class="SiteNavFeaturedLink" href="/insurance/car/" data-beam-element-clicked data-type="featured link" data-location="site-nav" data-name="Insurance nav - Auto insurance subcategory link" data-position="2" data-text="Car insurance resources" data-outcome="send to link" > <div class="SiteNavFeaturedLink-image"> <img loading="lazy" srcset="https://www.bankrate.com/f/102997/1440x1440/20e5cbc3e7/how-much-is-car-insurance-nav.png/m/50x50/filters:quality(90):format(webp), https://www.bankrate.com/f/102997/1440x1440/20e5cbc3e7/how-much-is-car-insurance-nav.png/m/100x100/filters:quality(90):format(webp) 2x" src="https://www.bankrate.com/f/102997/1440x1440/20e5cbc3e7/how-much-is-car-insurance-nav.png/m/50x50/filters:quality(90):format(webp)" alt=""> </div> <div class="SiteNavFeaturedLink-content"> <span class="SiteNavFeaturedLink-mainText">Car insurance resources</span> <span class="SiteNavFeaturedLink-supportText">Learn more about auto insurance</span> </div> </a> </li> </ul> </div> </div> </div> </div> <div class="SiteNavSubcategory-panel" :class="{'is-active' : isActiveSubcategory($id('subcategory', whichChild($el, $el.parentElement)))}" :aria-labelledby="$id('subcategory', whichChild($el, $el.parentElement))" role="tabpanel" @keydown="keydownSubcategoryLinks($el, $event)" tabindex="-1"> <div class="SiteNavSubcategory-firstColumn"> <div class="SiteNavPrimaryLinkList"> <p class="SiteNavPrimaryLinkList-eyebrow">Compare rates</p> <ul class="SiteNavPrimaryLinkList-list"> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/best-home-insurance-companies/" class="SiteNavPrimaryLink" target="" > Best home insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/cheap-homeowners-insurance/" class="SiteNavPrimaryLink" target="" > Cheapest home insurance companies</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/home-insurance-quotes/" class="SiteNavPrimaryLink" target="" > Home insurance quotes</a> </li> <li class="SiteNavPrimaryLinkList-item"> <a href="/insurance/homeowners-insurance/homeowners-insurance-cost/" class="SiteNavPrimaryLink" target="" > How much is homeowners insurance?</a> </li> </ul> </div> </div> <div class="SiteNavSubcategory-secondColumn"> <div class="SiteNavSecondaryLinkListWrapper"> <p class="SiteNavSecondaryLinkListWrapper-eyebrow" role="heading">Get guidance </p> <div class="SiteNavSecondaryLinkLists"> <ul class="SiteNavSecondaryLinkList"> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/kin/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Home insurance subcategory featured link" data-position="1" data-text="Kin insurance review" data-outcome="send to link" > Kin insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/hippo-insurance/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Home insurance subcategory featured link" data-position="2" data-text="Hippo insurance review" data-outcome="send to link" > Hippo insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/lemonade/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - Home insurance subcategory featured link" data-position="3" data-text="Lemonade insurance review" data-outcome="send to link" > Lemonade insurance review</a> </li> <li> <a class="SiteNavSecondaryLink" href="/insurance/reviews/citizens-insurance/" data-beam-element-clicked data-type="secondary link" data-location="site-nav" data-name="Insurance nav - 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is-active text-slate" aria-current="page"> Best Zero Interest Cards</span> </li> </ol> </nav> </div> <div data-cy="" class="Headline w-full"> <h1 class="type-heading-one mb-6 md:mb-8"> 13 Best 0% interest credit cards of December 2024 </h1> </div> <span class="sm:display-flex"> <div data-cy="byline" x-data="{expanded: false}" class="Byline display-flex flex-wrap gap-y-4 mb-4 justify-content-center Byline--noPipelines flex-direction-column sm:flex-direction-row sm:align-items-center"> <div class="Byline-user display-flex align-items-center"> <img srcset="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 pos-relative z-layer-one flex-shrink-0" alt=""> <span> <span class="text-slate font-circular-book" data-preamp="mortgage-dark-mode">Written by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('RgpzRP')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-RgpzRP" aria-controls="tooltip-content-RgpzRP" x-bind="trigger"> Garrett Yarbrough</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-RgpzRP" aria-hidden="true" aria-labelledby="tooltip-trigger-RgpzRP" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--author AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/garrett-yarbrough/" class="Link Link--standalone text-black"> Garrett Yarbrough</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Writer, Credit cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm text-black mr-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Ribbon Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M17.856 16.638a2.291 2.291 0 0 0 1.514-2.15v-.764c0-.283.115-.551.314-.75l.535-.543a2.25 2.25 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1.666-2.363v-.841c0-.311.126-.606.345-.824l.588-.597c.488-.48.749-1.11.749-1.784a2.52 2.52 0 0 0-.74-1.791l-.59-.589a1.157 1.157 0 0 1-.336-.824v-.841a2.533 2.533 0 0 0-2.523-2.532h-.85c-.319 0-.613-.126-.824-.336l-.597-.606a2.523 2.523 0 0 0-3.566 0l-.589.589a1.143 1.143 0 0 1-.824.336h-.85a2.525 2.525 0 0 0-2.514 2.414c-.017.042-.017.093-.017.135v.832c0 .312-.126.606-.345.825l-.522.53a.54.54 0 0 1-.037.033 2.508 2.508 0 0 0-.77 1.808c0 .674.27 1.313.749 1.792l.588.589c.219.219.337.513.337.824v.841c0 1.103.717 2.046 1.707 2.388v4.812A1.506 1.506 0 0 0 8.648 22.5h.009a1.5 1.5 0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit card strategy</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit card comparisons</li> </ul> </div> <div class="display-flex align-items-center text-black"> <svg class="Icon Icon--sm mr-2 align-self-flex-start" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Calendar Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M14.945 6H6.846c-.78 0-1.433.94-1.433 2.05v13.4c0 1.11.654 2.05 1.433 2.05h14.268c.779 0 1.433-.94 1.433-2.05V8.05c0-1.11-.654-2.05-1.434-2.05h-6.168Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M15.752 6.413a.647.647 0 0 1-.644-.644v-.887H8.892v.887c0 .354-.29.644-.644.644a.647.647 0 0 1-.645-.644v-.887H5.57c-.7 0-1.29.846-1.29 1.846v2.216h15.421V6.728c0-1-.588-1.846-1.29-1.846h-2.015v.887c0 .354-.29.644-.645.644Zm-8.15-2.82H5.58C4.161 3.592 3 5.002 3 6.727v12.067c0 1.734 1.16 3.136 2.58 3.136h12.84c1.427 0 2.58-1.41 2.58-3.136V6.729c0-1.733-1.16-3.136-2.58-3.136h-2.023v-.879a.647.647 0 0 0-.645-.645.647.647 0 0 0-.644.645v.88H8.892v-.88a.647.647 0 0 0-.644-.645.647.647 0 0 0-.645.645v.88Zm-3.32 6.64h15.42v8.563c0 1-.588 1.846-1.29 1.846H5.572c-.702 0-1.29-.847-1.29-1.846v-8.562Zm3.683 4.128a.808.808 0 0 0 .806-.806.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .444.363.806.806.806Zm.806 2.781a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.443.363-.806.806-.806.444 0 .806.363.806.806Zm3.346-2.78a.808.808 0 0 0 .806-.807.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .444.362.806.806.806Zm.806 2.78a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.443.362-.806.806-.806.443 0 .806.363.806.806Zm3.329-2.797a.808.808 0 0 0 .806-.806.808.808 0 0 0-.806-.806.808.808 0 0 0-.806.806c0 .443.363.806.806.806Zm.806 2.773a.808.808 0 0 1-.806.806.808.808 0 0 1-.806-.806c0-.444.363-.806.806-.806.443 0 .806.362.806.806Z" class="icon-base"/></svg><div class="type-body-two font-circular-bold leading-normal lowercase display-flex"> 4 Years of experience</div> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers.</div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/garrett-yarbrough/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://www.linkedin.com/in/garrett-yarbrough-b94187127/" target="_blank" rel="nofollow" aria-label="Connect with Garrett Yarbrough on LinkedIn" data-beam-element-clicked id="author_bio_garrett_yarbrough_linkedin_icon" data-type="icon" data-location="author_bio_garrett_yarbrough" data-position="top" data-text="linkedin" data-outcome="open_linkedin" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>LinkedIn Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M7.482 22.48h9.036c3.58 0 5.982-2.506 5.982-6.244V7.723c0-3.738-2.401-6.244-5.982-6.244H7.482C3.902 1.48 1.5 3.996 1.5 7.723v8.513c0 3.738 2.401 6.244 5.982 6.244ZM3.215 7.733c0-2.752 1.672-4.53 4.267-4.53h9.036c2.595 0 4.267 1.778 4.267 4.53v8.514c0 2.752-1.672 4.53-4.267 4.53H7.482c-2.595 0-4.267-1.778-4.267-4.53V7.733Zm3.398 7.775a.86.86 0 0 0 .858.857.86.86 0 0 0 .857-.857V11.47a.86.86 0 0 0-.857-.857.86.86 0 0 0-.858.857v4.037Zm9.927.857a.86.86 0 0 1-.858-.857v-3.652a1.9 1.9 0 0 0-1.897-1.895c-1.05 0-1.887.846-1.887 1.895v3.652a.86.86 0 0 1-.858.857.86.86 0 0 1-.857-.857v-3.652a3.6 3.6 0 0 1 3.602-3.598c1.983 0 3.612 1.617 3.612 3.598v3.652a.86.86 0 0 1-.857.857ZM8.37 8.462a.9.9 0 1 1-1.8-.001.9.9 0 0 1 1.8 0Z" class="icon-base"/></svg></a> </li> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="mailto:gyarbrough@redventures.com" target="_blank" rel="nofollow" aria-label="Get in contact with Garrett Yarbrough via Email" data-beam-element-clicked id="author_bio_garrett_yarbrough_email_icon" data-type="icon" data-location="author_bio_garrett_yarbrough" data-position="top" data-text="email" data-outcome="open_email" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Email Envelope Icon</title><path d="M7.463 22.403h12.6c1.244 0 2.097-.244 2.602-.748.574-.566.835-1.584.835-3.203V8.96C23.5 5.966 22.656 5 20.037 5H7.463C4.844 5 4 5.966 4 8.96v9.492c0 1.619.27 2.637.835 3.203.505.504 1.358.748 2.602.748h.026Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M17.949 21.512H6.051c-1.558 0-2.632-.345-3.378-1.09-.812-.813-1.173-2.026-1.173-3.945V7.531c0-3.534 1.37-5.043 4.576-5.043h11.848c4.027 0 4.576 2.55 4.576 5.043v8.946c0 1.919-.36 3.14-1.173 3.944-.746.747-1.82 1.09-3.378 1.09ZM6.076 20.2h11.873c1.173 0 1.976-.23 2.452-.705.541-.533.787-1.493.787-3.018V7.531c0-2.82-.795-3.73-3.264-3.73H6.076c-2.469 0-3.264.91-3.264 3.73v8.946c0 1.525.254 2.485.787 3.018.476.475 1.28.705 2.452.705h.025Zm5.944-6.872c-.64 0-1.28-.213-1.812-.64l-.361-.29L6.69 15.82a.66.66 0 0 1-.927.041.66.66 0 0 1-.041-.926l3.1-3.364L5.797 9.13a.653.653 0 1 1 .82-1.017l3.49 2.815a.64.64 0 0 1 .157.127l.765.617c.582.467 1.41.467 1.992 0l.794-.646a.67.67 0 0 1 .082-.066l3.487-2.839a.655.655 0 0 1 .927.099.655.655 0 0 1-.099.926l-2.986 2.431 3.06 3.359a.655.655 0 1 1-.968.886l-3.11-3.415-.367.298c-.54.427-1.18.64-1.82.64v-.017Z" class="icon-base"/></svg></a> </li> </ul> </div> </div> </div><button type="button" class="visually-hidden focusable text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/garrett-yarbrough/" class="text-link text-black plain font-circular-bold ">Garrett Yarbrough</a> </div> </span> <div class="display-block ml-2 sm:display-none"> <button @click="expanded = !expanded" aria-expanded="false" data-preamp="mortgage-dark-mode" class="Button Button--bare font-circular-bold display-inline-flex align-items-center Byline-text text-black text-base"> + 2 others<span :style="expanded ? 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'display-flex' : 'display-none'" class="flex-direction-column -mt-1 gap-1 mb-2 sm:display-none"> <div class="Byline-usermd:border-l md:border-gray-300 md:pl-3 md:py-1"> <img srcset="https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Edited by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('5x7AtQ')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-5x7AtQ" aria-controls="tooltip-content-5x7AtQ" x-bind="trigger"> Courtney Mihocik</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-5x7AtQ" aria-hidden="true" aria-labelledby="tooltip-trigger-5x7AtQ" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--editor AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/courtney-mihocik/" class="Link Link--standalone text-black"> Courtney Mihocik</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Senior Editor, Credit Cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm text-black mr-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Ribbon Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M17.856 16.638a2.291 2.291 0 0 0 1.514-2.15v-.764c0-.283.115-.551.314-.75l.535-.543a2.25 2.25 0 0 0 .68-1.622c0-.612-.236-1.193-.672-1.629l-.536-.535a1.053 1.053 0 0 1-.306-.75V7.13a2.303 2.303 0 0 0-2.294-2.302h-.773c-.29 0-.558-.115-.75-.306l-.543-.551a2.294 2.294 0 0 0-3.243 0l-.535.535a1.04 1.04 0 0 1-.75.306h-.773a2.296 2.296 0 0 0-2.287 2.196c-.015.038-.015.084-.015.122v.757c0 .283-.115.551-.314.75l-.474.482-.034.03-.035.031a2.28 2.28 0 0 0-.665 1.614c0 .612.245 1.193.68 1.63l.536.535c.199.199.306.466.306.75v.764c0 1.003.652 1.861 1.553 2.171v4.377a1.37 1.37 0 0 0 1.377 1.377h.008c.214 0 .42-.046.62-.146l2.477-1.239a.147.147 0 0 1 .138 0l2.241 1.186c.429.23.934.214 1.354-.038a1.37 1.37 0 0 0 .666-1.178v-4.345Zm-4.445-8.3c-.65 0-1.262.253-1.728.72a2.442 2.442 0 0 0 0 3.457c.925.925 2.531.925 3.457 0a2.425 2.425 0 0 0 .719-1.729c0-.65-.252-1.262-.719-1.728a2.425 2.425 0 0 0-1.729-.72Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M11.996 17.975c-.64 0-1.287-.244-1.775-.732l-.597-.605a1.157 1.157 0 0 0-.824-.328h-.32v4.676c0 .076.042.118.084.143.034.025.093.042.16 0l2.725-1.363c.438-.218.959-.21 1.388.017l2.464 1.304a.194.194 0 0 0 .168 0c.034-.025.085-.067.085-.143v-4.626h-.37c-.32 0-.606.118-.825.336l-.589.59a2.521 2.521 0 0 1-1.791.74l.017-.009Zm4.048-3.011h-.835c-.673 0-1.304.26-1.775.732l-.589.588a1.17 1.17 0 0 1-1.657.017l-.597-.605a2.493 2.493 0 0 0-1.775-.732h-.86a.672.672 0 0 0-.182-.016 1.192 1.192 0 0 1-.985-1.17v-.841c0-.673-.26-1.304-.731-1.775l-.59-.589a1.177 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1.792l.588.589c.219.219.337.513.337.824v.841c0 1.103.717 2.046 1.707 2.388v4.812A1.506 1.506 0 0 0 8.648 22.5h.009a1.5 1.5 0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit scores</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Building credit</li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Courtney Mihocik is an editor at Bankrate Credit Cards and CreditCards.com specializing in credit card news and personal finance advice. Previously, she led insurance content at Reviews.com and worked as the loans editor at The Simple Dollar.</div> </div> </div><button type="button" class="visually-hidden focusable text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/courtney-mihocik/" class="text-link text-black plain font-circular-bold ">Courtney Mihocik</a> </div> </span> </div> <div class="Byline-usermd:border-l md:border-gray-300 md:pl-3 md:py-1 md:ml-3"> <img srcset="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Reviewed by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('cfUNbp')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-cfUNbp" aria-controls="tooltip-content-cfUNbp" x-bind="trigger"> Jason Steele</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-cfUNbp" aria-hidden="true" aria-labelledby="tooltip-trigger-cfUNbp" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--reviewer AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/jason-steele/" class="Link Link--standalone text-black"> Jason Steele</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Former contributor, Credit Cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm text-black mr-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Ribbon Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M17.856 16.638a2.291 2.291 0 0 0 1.514-2.15v-.764c0-.283.115-.551.314-.75l.535-.543a2.25 2.25 0 0 0 .68-1.622c0-.612-.236-1.193-.672-1.629l-.536-.535a1.053 1.053 0 0 1-.306-.75V7.13a2.303 2.303 0 0 0-2.294-2.302h-.773c-.29 0-.558-.115-.75-.306l-.543-.551a2.294 2.294 0 0 0-3.243 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0-.613-.126-.824-.336l-.597-.606a2.523 2.523 0 0 0-3.566 0l-.589.589a1.143 1.143 0 0 1-.824.336h-.85a2.525 2.525 0 0 0-2.514 2.414c-.017.042-.017.093-.017.135v.832c0 .312-.126.606-.345.825l-.522.53a.54.54 0 0 1-.037.033 2.508 2.508 0 0 0-.77 1.808c0 .674.27 1.313.749 1.792l.588.589c.219.219.337.513.337.824v.841c0 1.103.717 2.046 1.707 2.388v4.812A1.506 1.506 0 0 0 8.648 22.5h.009a1.5 1.5 0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit cards</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Rewards credit cards</li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> <span data-sheets-value="{"1":2,"2":"Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points Guy, and his work has been appearing there since 2011. He has also contributed to over 100 of the leading personal finance and travel outlets."}" data-sheets-userformat="{"2":15107,"3":{"1":0},"4":{"1":2,"2":16777215},"11":3,"12":0,"14":{"1":2,"2":3355443},"15":"\"Open Sans\", sans-serif","16":11}">Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points Guy, and his work has been appearing there since 2011. He has also contributed to over 100 of the leading personal finance and travel outlets.</span></div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/jason-steele/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://twitter.com/RealJasonSteele" target="_blank" rel="nofollow" aria-label="Connect with Jason Steele on Twitter" data-beam-element-clicked id="author_bio_jason_steele_twitter_icon" data-type="icon" data-location="author_bio_jason_steele" data-position="top" data-text="twitter" data-outcome="open_twitter" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Twitter Icon</title><path 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<div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/jason-steele/" class="text-link text-black plain font-circular-bold ">Jason Steele</a> </div> </span> </div> </div> <div class="Byline-user md:border-l md:border-gray-300 md:pl-3 md:py-1 Byline-accordion-on-mobile"> <img srcset="https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Edited by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('5exzbo')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-5exzbo" aria-controls="tooltip-content-5exzbo" x-bind="trigger"> Courtney Mihocik</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-5exzbo" aria-hidden="true" aria-labelledby="tooltip-trigger-5exzbo" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--editor AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2022/10/26154650/Courtney-Mihocik-Headshot-2-1-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/courtney-mihocik/" class="Link Link--standalone text-black"> Courtney Mihocik</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Senior Editor, Credit Cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm text-black mr-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Ribbon Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M17.856 16.638a2.291 2.291 0 0 0 1.514-2.15v-.764c0-.283.115-.551.314-.75l.535-.543a2.25 2.25 0 0 0 .68-1.622c0-.612-.236-1.193-.672-1.629l-.536-.535a1.053 1.053 0 0 1-.306-.75V7.13a2.303 2.303 0 0 0-2.294-2.302h-.773c-.29 0-.558-.115-.75-.306l-.543-.551a2.294 2.294 0 0 0-3.243 0l-.535.535a1.04 1.04 0 0 1-.75.306h-.773a2.296 2.296 0 0 0-2.287 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2.525 0 0 0-2.514 2.414c-.017.042-.017.093-.017.135v.832c0 .312-.126.606-.345.825l-.522.53a.54.54 0 0 1-.037.033 2.508 2.508 0 0 0-.77 1.808c0 .674.27 1.313.749 1.792l.588.589c.219.219.337.513.337.824v.841c0 1.103.717 2.046 1.707 2.388v4.812A1.506 1.506 0 0 0 8.648 22.5h.009a1.5 1.5 0 0 0 .681-.16l2.725-1.362a.16.16 0 0 1 .151 0l2.465 1.303a1.495 1.495 0 0 0 1.489-.042c.454-.277.731-.757.731-1.295v-4.777Zm-4.887-2.397a4.002 4.002 0 0 1-2.85-1.185 4.036 4.036 0 0 1 0-5.703 4.002 4.002 0 0 1 2.85-1.186c1.077 0 2.086.42 2.852 1.186a4.002 4.002 0 0 1 1.186 2.851c0 1.077-.42 2.086-1.186 2.852a4.002 4.002 0 0 1-2.852 1.185Zm0-6.728c-.715 0-1.387.277-1.9.79a2.685 2.685 0 0 0 0 3.802c1.017 1.018 2.784 1.018 3.801 0 .513-.513.79-1.186.79-1.9 0-.716-.277-1.389-.79-1.902a2.666 2.666 0 0 0-1.9-.79Z" class="icon-base"/></svg><span class="type-body-two text-black font-circular-bold"> Expertise </span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit scores</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Building credit</li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> Courtney Mihocik is an editor at Bankrate Credit Cards and CreditCards.com specializing in credit card news and personal finance advice. Previously, she led insurance content at Reviews.com and worked as the loans editor at The Simple Dollar.</div> </div> </div><button type="button" class="visually-hidden focusable text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/courtney-mihocik/" class="text-link text-black plain font-circular-bold ">Courtney Mihocik</a> </div> </span> </div> <div class="Byline-user md:border-l md:border-gray-300 md:pl-3 md:py-1 Byline-accordion-on-mobile"> <img srcset="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=24&height=24&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--xs Byline-userAvatar mr-2 flex-shrink-0" alt=""> <span> <span data-preamp="mortgage-dark-mode" class="text-slate font-circular-book">Reviewed by</span> <div class="Tooltip display-none sm:display-inline-block" x-data="interactiveTooltip('S29j8b')" x-bind="container"> <button class="Tooltip-trigger text-link text-black plain font-circular-bold" data-preamp="mortgage-dark-mode"type="button" id="tooltip-trigger-S29j8b" aria-controls="tooltip-content-S29j8b" x-bind="trigger"> Jason Steele</button><div class="Tooltip-content Tooltip-content--belowTrigger Tooltip-content--anchorCenter author-preview"style="display: none;" id="tooltip-content-S29j8b" aria-hidden="true" aria-labelledby="tooltip-trigger-S29j8b" role="dialog" x-bind="content"> <div class="Tooltip-body"> <div class="Tooltip-arrow"></div> <div class="AuthorPreview AuthorPreview--reviewer AuthorPreview--tooltip"> <div class="AuthorPreview-top border-b border-gray-light pb-4"> <img srcset="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/03/12163115/jason-steele-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg AuthorPreview-avatar flex-shrink-0" alt=""> <div class="AuthorPreview-attribution"> <div class="AuthorPreview-name"> <a href="https://www.bankrate.com/authors/jason-steele/" class="Link Link--standalone text-black"> Jason Steele</a> </div> <span class="AuthorPreview-title type-body-two text-slate text-crop-none">Former contributor, Credit Cards</span> </div> </div> <div class="AuthorPreview-expertise my-4"> <div class="w-full"> <div class="display-flex align-items-center"> <svg class="Icon Icon--sm text-black mr-2" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Ribbon Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M17.856 16.638a2.291 2.291 0 0 0 1.514-2.15v-.764c0-.283.115-.551.314-.75l.535-.543a2.25 2.25 0 0 0 .68-1.622c0-.612-.236-1.193-.672-1.629l-.536-.535a1.053 1.053 0 0 1-.306-.75V7.13a2.303 2.303 0 0 0-2.294-2.302h-.773c-.29 0-.558-.115-.75-.306l-.543-.551a2.294 2.294 0 0 0-3.243 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</span> </div> <ul class="List ml-2 mt-3 mb-3"> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Credit cards</li> <li class="display-flex align-items-center gap-2 mt-2 text-black"> <span class="text-blue-mid text-base"> • </span> Rewards credit cards</li> </ul> </div> </div> <div class="AuthorPreview-bottom text-slate"> <div class="AuthorPreview-bio text-crop-none AuthorPreview-bio--truncated"> <span data-sheets-value="{"1":2,"2":"Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points Guy, and his work has been appearing there since 2011. He has also contributed to over 100 of the leading personal finance and travel outlets."}" data-sheets-userformat="{"2":15107,"3":{"1":0},"4":{"1":2,"2":16777215},"11":3,"12":0,"14":{"1":2,"2":3355443},"15":"\"Open Sans\", sans-serif","16":11}">Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since 2008. He was one of the original contributors to The Points Guy, and his work has been appearing there since 2011. He has also contributed to over 100 of the leading personal finance and travel outlets.</span></div> <div class="display-flex align-items-center justify-content-space-between w-full"> <a href="https://www.bankrate.com/authors/jason-steele/" class="Link Link--standalone font-bold"> Read more </a> <ul class="AuthorSocialConnect List display-flex align-items-center mb-0 "> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://twitter.com/RealJasonSteele" target="_blank" rel="nofollow" aria-label="Connect with Jason Steele on Twitter" data-beam-element-clicked id="author_bio_jason_steele_twitter_icon" data-type="icon" data-location="author_bio_jason_steele" data-position="top" data-text="twitter" data-outcome="open_twitter" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Twitter Icon</title><path d="m14.001 10.394 7.82-8.906h-1.853l-6.794 7.72-5.423-7.72H1.5l8.202 11.686L1.5 22.512h1.853l7.165-8.165 5.731 8.165H22.5l-8.499-12.118Zm-2.544 2.879-.828-1.162L4.02 2.86h2.841l5.337 7.473.827 1.162 6.93 9.71h-2.84l-5.658-7.931Z" class="icon-base"/></svg></a> </li> <li class="AuthorSocialConnect-item display-block"> <a class="AuthorSocialConnect-link display-flex align-items-center text-slate p-3 hover:text-blue-600" href="https://www.linkedin.com/in/jason-steele/" target="_blank" rel="nofollow" aria-label="Connect with Jason Steele on LinkedIn" data-beam-element-clicked id="author_bio_jason_steele_linkedin_icon" data-type="icon" data-location="author_bio_jason_steele" data-position="top" data-text="linkedin" data-outcome="open_linkedin" > <svg class="Icon Icon--xs" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>LinkedIn Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M7.482 22.48h9.036c3.58 0 5.982-2.506 5.982-6.244V7.723c0-3.738-2.401-6.244-5.982-6.244H7.482C3.902 1.48 1.5 3.996 1.5 7.723v8.513c0 3.738 2.401 6.244 5.982 6.244ZM3.215 7.733c0-2.752 1.672-4.53 4.267-4.53h9.036c2.595 0 4.267 1.778 4.267 4.53v8.514c0 2.752-1.672 4.53-4.267 4.53H7.482c-2.595 0-4.267-1.778-4.267-4.53V7.733Zm3.398 7.775a.86.86 0 0 0 .858.857.86.86 0 0 0 .857-.857V11.47a.86.86 0 0 0-.857-.857.86.86 0 0 0-.858.857v4.037Zm9.927.857a.86.86 0 0 1-.858-.857v-3.652a1.9 1.9 0 0 0-1.897-1.895c-1.05 0-1.887.846-1.887 1.895v3.652a.86.86 0 0 1-.858.857.86.86 0 0 1-.857-.857v-3.652a3.6 3.6 0 0 1 3.602-3.598c1.983 0 3.612 1.617 3.612 3.598v3.652a.86.86 0 0 1-.857.857ZM8.37 8.462a.9.9 0 1 1-1.8-.001.9.9 0 0 1 1.8 0Z" class="icon-base"/></svg></a> </li> </ul> </div> <a class="text-blue text-crop-none" href="/financial-review-board/">About our review board</a> </div> </div><button type="button" class="visually-hidden focusable text-link text-black plain font-circular-bold" @click="close()">Close</button> </div> </div> </div> <div class="display-inline-block sm:display-none"> <a data-preamp="mortgage-dark-mode-mobile" href="https://www.bankrate.com/authors/jason-steele/" class="text-link text-black plain font-circular-bold ">Jason Steele</a> </div> </span> </div> </div> <div class="type-body-two mb-4 md:pl-2 md:ml-4 md:py-2 md:border-l md:border-gray-300"> Updated November 23, 2024</div> </span> <div class="pos-relative mb-2"> <p class="text-slate text-xs mb-0">Advertiser Disclosure: The listings that appear on the website are from credit card companies from which Bankrate receives compensation. 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Here's an explanation for <button class="Link bg-transparent p-0 " data-modal="toggle" data-target="#how-we-make-money-cards" data-beam-element-clicked id="how we make money" data-type="Button" data-location="seo mustache" data-name="How we make money" data-position="top" data-text="How we make money" data-outcome="open how we make money modal" >how we make money </button> <span> and <a class="Link " style="padding-bottom: 0.125rem;" href="/credit-cards/bankrate-score/">how we rate our cards. </a> </span> </p> </div> <div x-data="{ expanded: false }"> <button id="card-list-trigger" class="p-0 mb-2 button group Card--icon cursor-pointer bg-transparent" type="button" aria-controls="card-list-content" aria-expanded="false" data-toggle-visibility="card-list-content-01eafc8f-091b-485b-ac3f-148cb5bf667d" @click="expanded = !expanded" data-beam-element-clicked data-type="Button" data-location="seomustache" data-position="null" data-text="Show summary" data-outcome="toggle accordion" > <h2 class="Accordion-title font-bold text-size-sm mb-2 text-blue"> <span x-text="expanded ? '- Hide Summary' : '+ Show Summary'">+ Show Summary</span> </h2> </button> </div> <div id="card-list-content-01eafc8f-091b-485b-ac3f-148cb5bf667d" class="skip-focus text-size-sm display-none" role="region" tabindex="-1" data-toggle-visibility-content-family="seo-mustache"> <div class="seo-mustache-summary-list"> <div class="wysiwyg display-block w-full"> <ul> <li><a class="Link" href="#card1">Wells Fargo Reflect® Card</a>: Best for long intro APR</li> <li><a class="Link" href="#card2">Chase Freedom Unlimited®</a>: Best for flexible spending</li> <li><a class="Link" href="#card3">Capital One Savor Cash Rewards Credit Card</a>: Best for dining and entertainment</li> <li><a class="Link" href="#card4">Discover it® Cash Back</a>: Best for rotating bonus categories</li> <li><a class="Link" href="#card5">Ink Business Unlimited® Credit Card</a>: Best for business purchases</li> <li><a class="Link" href="#card6">Citi Custom Cash® Card</a>: Best for commuters</li> <li><a class="Link" href="#card7">Capital One VentureOne Rewards Credit Card</a>: Best for travel</li> <li><a class="Link" href="#card8">Blue Cash Preferred® Card from American Express</a>: Best for families</li> <li><a class="Link" href="#card9">Blue Cash Everyday® Card from American Express Card</a>: Best for everyday use</li> <li><a class="Link" href="#card10">Bank of America® Unlimited Cash Rewards credit card</a>: Best for Bank of America customers</li> <li><a class="Link" href="#card11">Capital One Quicksilver Cash Rewards Credit Card</a>: Best for simplicity</li> <li><a class="Link" href="#card12">Wells Fargo Active Cash® Card</a>: Best for flat-rate rewards</li> <li><a class="Link" href="#card13">The Bank of America® Customized Cash Rewards credit card</a>: Best for shopping</li> <li>BankAmericard® credit card: Best for low interest</li> </ul></div> </div> </div></div> </section> <div x-data x-init="$nextTick(() => { window.initModal('how-we-make-money-cards', 1); })" class="display-none"> <template x-teleport="#modalStack"> <div id="how-we-make-money-cards" class="Modal is-closed " role="dialog" aria-hidden="true"> <button class="Modal-overlay" data-target="how-we-make-money-cards" aria-label="close" @click=""></button> <div data-cy="modalContainer" class="Modal-container" role="document" tabindex="-1" aria-labelledby="how-we-make-money-cards-title"> <div class="p-6 bg-white box-shadow-four rounded-lg max-w-3xl"> <div class="display-flex align-items-center pb-6 border-b" style="border-color: #E3E6EE;"> <svg class="mr-4 display-none sm:display-inline" width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <title>Bankrate logo</title> <rect width="32" height="32" rx="4" fill="#0157FF" /> <path fill="#ffffff" fill-rule="evenodd" clip-rule="evenodd" d="M20.0705 16.0299C19.7404 15.7036 19.364 15.4236 18.9524 15.1982C19.0949 15.0614 19.2272 14.915 19.3482 14.7602C20.0268 13.8733 20.3526 12.7829 20.267 11.6857C20.196 10.5387 19.6941 9.45526 18.8542 8.63624C17.8763 7.72575 16.5555 7.23461 15.1936 7.27505H10.4727V24.7238H16.0372C17.4884 24.7756 18.898 24.2532 19.936 23.2787C20.9739 22.3042 21.549 20.9633 21.5266 19.5701C21.5446 18.2523 21.0215 16.9807 20.0705 16.0299ZM15.1936 9.3099C17.1091 9.3099 18.0539 10.5713 18.1405 11.8216C18.2068 13.1109 17.2481 14.2402 15.9188 14.4386H12.5934V9.3099H15.1936ZM12.5934 22.6889H16.0286H16.0372C18.3717 22.6889 19.4147 21.0727 19.4147 19.5701C19.4147 18.1341 18.4526 16.4707 15.731 16.4707H12.5934V22.6889Z" /> </svg><h3 class="type-heading-four m-0"> How we make money </h3> </div> <div class="text-slate mt-6"> <p> You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. </p> <p> Bankrate follows a strict <a class="Link" href="/editorial-guidelines/" title="editorial policy" target="_blank">editorial policy</a>, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. </p> <p> We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. </p> <p> Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service. </p> <p> Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. </p> </div> </div><button data-cy="modalClose" class="Modal-close" type="button" data-target="how-we-make-money-cards" aria-label="close" @click=""></button> </div> </div> </template> </div> <section class="credit-card-category-page_banner_calculator gutter section-wrapper mt-0 display-none pos-relative"> <div class="wrapper"> <div x-data="zeroAprBannerCalculator" class="zero-apr-calculator-container" data-beam-element-viewed data-type="calculator" data-location="seo mustache" data-name="Zero Percent Intro APR Purchases Calculator iteration v1" data-position="top" data-text="See how much you could lower your interest payments with a 0% intro APR on new purchases:" > <template x-if="!isMobile"> <div class="zero-apr-banner-calculator bg-white pos-relative box-shadow-1 rounded-lg md:w-3/4 md:max-w-3xl display-grid grid-rows-auto gap-4 py-5 px-10 m-auto"> <p class="type-heading-three text-xl mb-0"> See how much you could lower your interest payments with a 0% intro APR on new purchases:</p> <form class="w-full"> <div class="w-full display-flex md:flex-direction-row flex-direction-column gap-3"> <div class="FormControl-wrap w-full md:mb-0"> <div class="FormControl FormControl--withLeftIcon" data-format="$"> <label class="FormLabel FormLabel--rightAddon" for="newPurchases">New purchases</label> <input class="FormInput" x-model="newPurchases" x-on:input="onInputChange" x-on:blur="onInputBlur" type="text" name="newPurchases" id="newPurchases"> </div> </div> <div class="FormControl-wrap w-full md:mb-0"> <div class="FormControl FormControl--withLeftIcon" data-format="$"> <label class="FormLabel FormLabel--leftAddon" for="monthlyPayment"> Monthly payment <span class="text-slate">(min. $<span x-text="minimumMonthlyPayment"></span>)</span> </label> <input class="FormInput" type="text" x-model="monthlyPayment" x-on:input="onInputChange" x-on:blur="onInputBlur" name="monthlyPayment" id="monthlyPayment"> </div> </div> </div> </form> <div class="result-container" x-show="!hasErrors()"> <div class="zero-apr-banner-result-container display-flex justify-content-center bg-blue-50 sm:text-center rounded-lg border p-4 mt-4 md:mt-0"> <p class="text-base text-black m-0 display-flex gap-1 flex-direction-column text-center align-items-center md:text-left md:display-block"> You could pay <span class="text-3xl md:text-xl text-blue-800 font-circular-bold">$<span x-text="formattedInterestSaving">$0</span></span> less in interest with a 0% intro APR card </p> </div> </div> <div class="how-we-calculate-container mt-4 md:mt-0"> <div class="text-center"> <button type="button" class="Link bg-transparent p-0 text-xs" data-target="#how-we-calculate-modal-458a7ea8-269b-444b-ba0e-8c7d0b8275e8" data-beam-element-clicked data-type="BUTTON" data-location="Zero Percent Intro APR Purchases Calculator iteration v1" data-name="How we calculate this clicked" data-text="How we calculate this" > How we calculate this </button> </div> <div x-data x-init="$nextTick(() => { window.initModal('how-we-calculate-modal-458a7ea8-269b-444b-ba0e-8c7d0b8275e8', 1); })" class="display-none"> <template x-teleport="#modalStack"> <div id="how-we-calculate-modal-458a7ea8-269b-444b-ba0e-8c7d0b8275e8" class="Modal is-closed " role="dialog" aria-hidden="true"> <button class="Modal-overlay" data-target="how-we-calculate-modal-458a7ea8-269b-444b-ba0e-8c7d0b8275e8" aria-label="close" @click=""></button> <div data-cy="modalContainer" class="Modal-container" role="document" tabindex="-1" aria-labelledby="how-we-calculate-modal-title"> <div class="p-6 bg-white box-shadow-four rounded-lg max-w-3xl"> <h2 class="type-heading-four mb-8 display-flex" id="how-we-calculate-modal-title"> <svg class="mr-4" width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <title>Bankrate logo</title> <rect width="32" height="32" rx="4" fill="#0157FF" /> <path fill="#ffffff" fill-rule="evenodd" clip-rule="evenodd" d="M20.0705 16.0299C19.7404 15.7036 19.364 15.4236 18.9524 15.1982C19.0949 15.0614 19.2272 14.915 19.3482 14.7602C20.0268 13.8733 20.3526 12.7829 20.267 11.6857C20.196 10.5387 19.6941 9.45526 18.8542 8.63624C17.8763 7.72575 16.5555 7.23461 15.1936 7.27505H10.4727V24.7238H16.0372C17.4884 24.7756 18.898 24.2532 19.936 23.2787C20.9739 22.3042 21.549 20.9633 21.5266 19.5701C21.5446 18.2523 21.0215 16.9807 20.0705 16.0299ZM15.1936 9.3099C17.1091 9.3099 18.0539 10.5713 18.1405 11.8216C18.2068 13.1109 17.2481 14.2402 15.9188 14.4386H12.5934V9.3099H15.1936ZM12.5934 22.6889H16.0286H16.0372C18.3717 22.6889 19.4147 21.0727 19.4147 19.5701C19.4147 18.1341 18.4526 16.4707 15.731 16.4707H12.5934V22.6889Z" /> </svg> How we calculate your reduced interest payments </h2> <p class="type-body-one text-slate mb-4"> We use Bankrate’s <a class="Link Link--standalone" href="/credit-cards/tools/credit-card-balance-transfer-calculator/">Balance Transfer Calculator</a> (BTC) to estimate the lower interest payments from a credit card with a 0% intro APR with two editable inputs (i.e., new purchases: current balance field within Bankrate’s BTC; new monthly payment: new card payment field within Bankrate’s BTC) and the following assumptions: </p> <ul class="m-0 px-4 marker-blue type-body-one text-slate"> <li>Current card APR (i.e., APR for credit card without a 0% intro APR period): 25%</li> <li>Monthly payment (i.e., monthly payment for credit card without a 0% intro APR period): Makes minimum monthly payment</li> <li>Minimum Balance Transfer Fee: Not applicable ($0)</li> <li>Balance Transfer Fee Rate: Not applicable (0%)</li> <li>Balance Transfer Cap: Not applicable (leave blank)</li> <li>Intro APR: 0%</li> <li>Intro term: 15 months</li> <li>APR after intro: 25%</li> <li>Annual fee: $0</li> </ul> <p class="type-body-one text-slate my-4">This calculation assumes new purchases are all made on the first day of the 0% intro APR period.</p> <p class="type-body-one text-slate mb-4"> The estimated reduction in interest payments is the difference between the potential amount of interest from a credit card without an intro APR (i.e., current card’s total interest in the BTC) less the amount of interest from a credit card with a 0% intro APR (i.e., new card’s total interest in the BTC). </p> <p class="type-body-one text-slate mb-4"> To see your potential savings with other assumptions, visit Bankrate’s <a class="Link Link--standalone" href="/credit-cards/tools/credit-card-balance-transfer-calculator/">Balance Transfer Calculator</a>. Here are some tips for filling out the BTC calculator to calculate the difference in interest payments with a 0% intro APR card: </p> <ul class="m-0 px-4 marker-blue type-body-one text-slate"> <li> In the “Enter current cards to transfer” section, fill in the “Current balance” field with how much you plan to make in purchases (this assumes all new purchases are made on day one of the 0% intro APR period) and the “Interest (APR)” field with your APR – this could be your current card’s APR or you can follow our assumption of 25%. You can input an amount in the “Monthly payment” field or keep the minimum payment amount that will be calculated after you input the “Current balance” and “Interest (APR)”. </li> <li> For this calculator to correctly calculate interest on new purchases, you must assume you are not transferring a balance. Please leave the Minimum Balance Transfer Fee, Balance Transfer Fee Rate, and Balance Transfer Cap at “0” or blank as illustrated in the example above. </li> <li> The “Enter new card details” section should be filled with details related to the new card you intend to apply for. </li> </ul> <p class="type-body-one text-slate mt-4 italic"> These assumptions are not based on a specific card and the potential savings shown strictly focus on the savings from interest. There are other factors (e.g., card bonuses, rewards, fees) to consider when making a financial decision. </p> </div><button data-cy="modalClose" class="Modal-close" type="button" data-target="how-we-calculate-modal-458a7ea8-269b-444b-ba0e-8c7d0b8275e8" aria-label="close" @click=""></button> </div> </div> </template> </div> </div> </div> </template> <template x-if="isMobile"> <div class="Accordion w-full zero-apr-banner-calculator bg-white pos-relative box-shadow-1 rounded-lg p-1 border-0"> <div x-id="['panel-see-how-much-you-could-lower-your-interest-payments-with-a-0-intro-apr-on-new-purchases', 'heading-see-how-much-you-could-lower-your-interest-payments-with-a-0-intro-apr-on-new-purchases']" x-data="{ expanded: 1, disableMobileHover: 0, }" class="Accordion-item border-0 bg-white" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-see-how-much-you-could-lower-your-interest-payments-with-a-0-intro-apr-on-new-purchases')" :aria-controls="$id('panel-see-how-much-you-could-lower-your-interest-payments-with-a-0-intro-apr-on-new-purchases')" :aria-expanded="expanded ? true : false" aria-expanded="true" x-on:click="expanded = !expanded" data-beam-element-clicked data-type="BUTTON" data-location="Zero Percent Intro APR Purchases Calculator iteration v1" data-name="Accordion button clicked" data-text="See how much you could lower your interest payments with a 0% intro APR on new purchases:" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <p class="Accordion-title mr-2 md:flex-1 my-0"> See how much you could lower your interest payments with a 0% intro APR on new purchases: </p> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-see-how-much-you-could-lower-your-interest-payments-with-a-0-intro-apr-on-new-purchases')" :labelledBy="$id('heading-see-how-much-you-could-lower-your-interest-payments-with-a-0-intro-apr-on-new-purchases')" x-show="expanded" x-collapse role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <form class="w-full"> <div class="w-full display-flex md:flex-direction-row flex-direction-column gap-3"> <div class="FormControl-wrap w-full md:mb-0"> <div class="FormControl FormControl--withLeftIcon" data-format="$"> <label class="FormLabel FormLabel--rightAddon" for="newPurchases">New purchases</label> <input class="FormInput" x-model="newPurchases" x-on:input="onInputChange" x-on:blur="onInputBlur" type="text" name="newPurchases" id="newPurchases"> </div> </div> <div class="FormControl-wrap w-full md:mb-0"> <div class="FormControl FormControl--withLeftIcon" data-format="$"> <label class="FormLabel FormLabel--leftAddon" for="monthlyPayment"> Monthly payment <span class="text-slate">(min. $<span x-text="minimumMonthlyPayment"></span>)</span> </label> <input class="FormInput" type="text" x-model="monthlyPayment" x-on:input="onInputChange" x-on:blur="onInputBlur" name="monthlyPayment" id="monthlyPayment"> </div> </div> </div> </form> <div class="result-container" x-show="!hasErrors()"> <div class="zero-apr-banner-result-container display-flex justify-content-center bg-blue-50 sm:text-center rounded-lg border p-4 mt-4 md:mt-0"> <p class="text-base text-black m-0 display-flex gap-1 flex-direction-column text-center align-items-center md:text-left md:display-block"> You could pay <span class="text-3xl md:text-xl text-blue-800 font-circular-bold">$<span x-text="formattedInterestSaving">$0</span></span> less in interest with a 0% intro APR card </p> </div> </div> <div class="how-we-calculate-container mt-4 md:mt-0"> <div class="text-center"> <button type="button" class="Link bg-transparent p-0 text-xs" data-target="#how-we-calculate-modal-5cde0f1d-dbe6-4885-bcbb-3d3596798fa7" data-beam-element-clicked data-type="BUTTON" data-location="Zero Percent Intro APR Purchases Calculator iteration v1" data-name="How we calculate this clicked" data-text="How we calculate this" > How we calculate this </button> </div> <div x-data x-init="$nextTick(() => { window.initModal('how-we-calculate-modal-5cde0f1d-dbe6-4885-bcbb-3d3596798fa7', 1); })" class="display-none"> <template x-teleport="#modalStack"> <div id="how-we-calculate-modal-5cde0f1d-dbe6-4885-bcbb-3d3596798fa7" class="Modal is-closed " role="dialog" aria-hidden="true"> <button class="Modal-overlay" data-target="how-we-calculate-modal-5cde0f1d-dbe6-4885-bcbb-3d3596798fa7" aria-label="close" @click=""></button> <div data-cy="modalContainer" class="Modal-container" role="document" tabindex="-1" aria-labelledby="how-we-calculate-modal-title"> <div class="p-6 bg-white box-shadow-four rounded-lg max-w-3xl"> <h2 class="type-heading-four mb-8 display-flex" id="how-we-calculate-modal-title"> <svg class="mr-4" width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <title>Bankrate logo</title> <rect width="32" height="32" rx="4" fill="#0157FF" /> <path fill="#ffffff" fill-rule="evenodd" clip-rule="evenodd" d="M20.0705 16.0299C19.7404 15.7036 19.364 15.4236 18.9524 15.1982C19.0949 15.0614 19.2272 14.915 19.3482 14.7602C20.0268 13.8733 20.3526 12.7829 20.267 11.6857C20.196 10.5387 19.6941 9.45526 18.8542 8.63624C17.8763 7.72575 16.5555 7.23461 15.1936 7.27505H10.4727V24.7238H16.0372C17.4884 24.7756 18.898 24.2532 19.936 23.2787C20.9739 22.3042 21.549 20.9633 21.5266 19.5701C21.5446 18.2523 21.0215 16.9807 20.0705 16.0299ZM15.1936 9.3099C17.1091 9.3099 18.0539 10.5713 18.1405 11.8216C18.2068 13.1109 17.2481 14.2402 15.9188 14.4386H12.5934V9.3099H15.1936ZM12.5934 22.6889H16.0286H16.0372C18.3717 22.6889 19.4147 21.0727 19.4147 19.5701C19.4147 18.1341 18.4526 16.4707 15.731 16.4707H12.5934V22.6889Z" /> </svg> How we calculate your reduced interest payments </h2> <p class="type-body-one text-slate mb-4"> We use Bankrate’s <a class="Link Link--standalone" href="/credit-cards/tools/credit-card-balance-transfer-calculator/">Balance Transfer Calculator</a> (BTC) to estimate the lower interest payments from a credit card with a 0% intro APR with two editable inputs (i.e., new purchases: current balance field within Bankrate’s BTC; new monthly payment: new card payment field within Bankrate’s BTC) and the following assumptions: </p> <ul class="m-0 px-4 marker-blue type-body-one text-slate"> <li>Current card APR (i.e., APR for credit card without a 0% intro APR period): 25%</li> <li>Monthly payment (i.e., monthly payment for credit card without a 0% intro APR period): Makes minimum monthly payment</li> <li>Minimum Balance Transfer Fee: Not applicable ($0)</li> <li>Balance Transfer Fee Rate: Not applicable (0%)</li> <li>Balance Transfer Cap: Not applicable (leave blank)</li> <li>Intro APR: 0%</li> <li>Intro term: 15 months</li> <li>APR after intro: 25%</li> <li>Annual fee: $0</li> </ul> <p class="type-body-one text-slate my-4">This calculation assumes new purchases are all made on the first day of the 0% intro APR period.</p> <p class="type-body-one text-slate mb-4"> The estimated reduction in interest payments is the difference between the potential amount of interest from a credit card without an intro APR (i.e., current card’s total interest in the BTC) less the amount of interest from a credit card with a 0% intro APR (i.e., new card’s total interest in the BTC). </p> <p class="type-body-one text-slate mb-4"> To see your potential savings with other assumptions, visit Bankrate’s <a class="Link Link--standalone" href="/credit-cards/tools/credit-card-balance-transfer-calculator/">Balance Transfer Calculator</a>. Here are some tips for filling out the BTC calculator to calculate the difference in interest payments with a 0% intro APR card: </p> <ul class="m-0 px-4 marker-blue type-body-one text-slate"> <li> In the “Enter current cards to transfer” section, fill in the “Current balance” field with how much you plan to make in purchases (this assumes all new purchases are made on day one of the 0% intro APR period) and the “Interest (APR)” field with your APR – this could be your current card’s APR or you can follow our assumption of 25%. You can input an amount in the “Monthly payment” field or keep the minimum payment amount that will be calculated after you input the “Current balance” and “Interest (APR)”. </li> <li> For this calculator to correctly calculate interest on new purchases, you must assume you are not transferring a balance. Please leave the Minimum Balance Transfer Fee, Balance Transfer Fee Rate, and Balance Transfer Cap at “0” or blank as illustrated in the example above. </li> <li> The “Enter new card details” section should be filled with details related to the new card you intend to apply for. </li> </ul> <p class="type-body-one text-slate mt-4 italic"> These assumptions are not based on a specific card and the potential savings shown strictly focus on the savings from interest. There are other factors (e.g., card bonuses, rewards, fees) to consider when making a financial decision. </p> </div><button data-cy="modalClose" class="Modal-close" type="button" data-target="how-we-calculate-modal-5cde0f1d-dbe6-4885-bcbb-3d3596798fa7" aria-label="close" @click=""></button> </div> </div> </template> </div> </div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-see-how-much-you-could-lower-your-interest-payments-with-a-0-intro-apr-on-new-purchases')" :labelledBy="$id('heading-see-how-much-you-could-lower-your-interest-payments-with-a-0-intro-apr-on-new-purchases')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <form class="w-full"> <div class="w-full display-flex md:flex-direction-row flex-direction-column gap-3"> <div class="FormControl-wrap w-full md:mb-0"> <div class="FormControl FormControl--withLeftIcon" data-format="$"> <label class="FormLabel FormLabel--rightAddon" for="newPurchases">New purchases</label> <input class="FormInput" x-model="newPurchases" x-on:input="onInputChange" x-on:blur="onInputBlur" type="text" name="newPurchases" id="newPurchases"> </div> </div> <div class="FormControl-wrap w-full md:mb-0"> <div class="FormControl FormControl--withLeftIcon" data-format="$"> <label class="FormLabel FormLabel--leftAddon" for="monthlyPayment"> Monthly payment <span class="text-slate">(min. $<span x-text="minimumMonthlyPayment"></span>)</span> </label> <input class="FormInput" type="text" x-model="monthlyPayment" x-on:input="onInputChange" x-on:blur="onInputBlur" name="monthlyPayment" id="monthlyPayment"> </div> </div> </div> </form> <div class="result-container" x-show="!hasErrors()"> <div class="zero-apr-banner-result-container display-flex justify-content-center bg-blue-50 sm:text-center rounded-lg border p-4 mt-4 md:mt-0"> <p class="text-base text-black m-0 display-flex gap-1 flex-direction-column text-center align-items-center md:text-left md:display-block"> You could pay <span class="text-3xl md:text-xl text-blue-800 font-circular-bold">$<span x-text="formattedInterestSaving">$0</span></span> less in interest with a 0% intro APR card </p> </div> </div> <div class="how-we-calculate-container mt-4 md:mt-0"> <div class="text-center"> <button type="button" class="Link bg-transparent p-0 text-xs" data-target="#how-we-calculate-modal-5cde0f1d-dbe6-4885-bcbb-3d3596798fa7" data-beam-element-clicked data-type="BUTTON" data-location="Zero Percent Intro APR Purchases Calculator iteration v1" data-name="How we calculate this clicked" data-text="How we calculate this" > How we calculate this </button> </div> <div x-data x-init="$nextTick(() => { window.initModal('how-we-calculate-modal-5cde0f1d-dbe6-4885-bcbb-3d3596798fa7', 1); })" class="display-none"> <template x-teleport="#modalStack"> <div id="how-we-calculate-modal-5cde0f1d-dbe6-4885-bcbb-3d3596798fa7" class="Modal is-closed " role="dialog" aria-hidden="true"> <button class="Modal-overlay" data-target="how-we-calculate-modal-5cde0f1d-dbe6-4885-bcbb-3d3596798fa7" aria-label="close" @click=""></button> <div data-cy="modalContainer" class="Modal-container" role="document" tabindex="-1" aria-labelledby="how-we-calculate-modal-title"> <div class="p-6 bg-white box-shadow-four rounded-lg max-w-3xl"> <h2 class="type-heading-four mb-8 display-flex" id="how-we-calculate-modal-title"> <svg class="mr-4" width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <title>Bankrate logo</title> <rect width="32" height="32" rx="4" fill="#0157FF" /> <path fill="#ffffff" fill-rule="evenodd" clip-rule="evenodd" d="M20.0705 16.0299C19.7404 15.7036 19.364 15.4236 18.9524 15.1982C19.0949 15.0614 19.2272 14.915 19.3482 14.7602C20.0268 13.8733 20.3526 12.7829 20.267 11.6857C20.196 10.5387 19.6941 9.45526 18.8542 8.63624C17.8763 7.72575 16.5555 7.23461 15.1936 7.27505H10.4727V24.7238H16.0372C17.4884 24.7756 18.898 24.2532 19.936 23.2787C20.9739 22.3042 21.549 20.9633 21.5266 19.5701C21.5446 18.2523 21.0215 16.9807 20.0705 16.0299ZM15.1936 9.3099C17.1091 9.3099 18.0539 10.5713 18.1405 11.8216C18.2068 13.1109 17.2481 14.2402 15.9188 14.4386H12.5934V9.3099H15.1936ZM12.5934 22.6889H16.0286H16.0372C18.3717 22.6889 19.4147 21.0727 19.4147 19.5701C19.4147 18.1341 18.4526 16.4707 15.731 16.4707H12.5934V22.6889Z" /> </svg> How we calculate your reduced interest payments </h2> <p class="type-body-one text-slate mb-4"> We use Bankrate’s <a class="Link Link--standalone" href="/credit-cards/tools/credit-card-balance-transfer-calculator/">Balance Transfer Calculator</a> (BTC) to estimate the lower interest payments from a credit card with a 0% intro APR with two editable inputs (i.e., new purchases: current balance field within Bankrate’s BTC; new monthly payment: new card payment field within Bankrate’s BTC) and the following assumptions: </p> <ul class="m-0 px-4 marker-blue type-body-one text-slate"> <li>Current card APR (i.e., APR for credit card without a 0% intro APR period): 25%</li> <li>Monthly payment (i.e., monthly payment for credit card without a 0% intro APR period): Makes minimum monthly payment</li> <li>Minimum Balance Transfer Fee: Not applicable ($0)</li> <li>Balance Transfer Fee Rate: Not applicable (0%)</li> <li>Balance Transfer Cap: Not applicable (leave blank)</li> <li>Intro APR: 0%</li> <li>Intro term: 15 months</li> <li>APR after intro: 25%</li> <li>Annual fee: $0</li> </ul> <p class="type-body-one text-slate my-4">This calculation assumes new purchases are all made on the first day of the 0% intro APR period.</p> <p class="type-body-one text-slate mb-4"> The estimated reduction in interest payments is the difference between the potential amount of interest from a credit card without an intro APR (i.e., current card’s total interest in the BTC) less the amount of interest from a credit card with a 0% intro APR (i.e., new card’s total interest in the BTC). </p> <p class="type-body-one text-slate mb-4"> To see your potential savings with other assumptions, visit Bankrate’s <a class="Link Link--standalone" href="/credit-cards/tools/credit-card-balance-transfer-calculator/">Balance Transfer Calculator</a>. Here are some tips for filling out the BTC calculator to calculate the difference in interest payments with a 0% intro APR card: </p> <ul class="m-0 px-4 marker-blue type-body-one text-slate"> <li> In the “Enter current cards to transfer” section, fill in the “Current balance” field with how much you plan to make in purchases (this assumes all new purchases are made on day one of the 0% intro APR period) and the “Interest (APR)” field with your APR – this could be your current card’s APR or you can follow our assumption of 25%. You can input an amount in the “Monthly payment” field or keep the minimum payment amount that will be calculated after you input the “Current balance” and “Interest (APR)”. </li> <li> For this calculator to correctly calculate interest on new purchases, you must assume you are not transferring a balance. Please leave the Minimum Balance Transfer Fee, Balance Transfer Fee Rate, and Balance Transfer Cap at “0” or blank as illustrated in the example above. </li> <li> The “Enter new card details” section should be filled with details related to the new card you intend to apply for. </li> </ul> <p class="type-body-one text-slate mt-4 italic"> These assumptions are not based on a specific card and the potential savings shown strictly focus on the savings from interest. There are other factors (e.g., card bonuses, rewards, fees) to consider when making a financial decision. </p> </div><button data-cy="modalClose" class="Modal-close" type="button" data-target="how-we-calculate-modal-5cde0f1d-dbe6-4885-bcbb-3d3596798fa7" aria-label="close" @click=""></button> </div> </div> </template> </div> </div> </div> </div> </noscript> </div> </div> </template> </div> <style> .border-blue-300 { border-color: #aac7fe; } section:has(.zero-apr-calculator-container) { background: #00143d; padding-bottom: 1.5rem; margin-bottom: 1.5rem; } .zero-apr-banner-calculator .Accordion-titleContainer { background-color: var(--color-white) !important; } .zero-apr-banner-calculator .Accordion-title { font-family: "CircularStd-Bold", Arial, sans-serif; font-size: 1.25rem; color: var(--color-black) !important; } .zero-apr-banner-calculator .Accordion-titleContainer>. 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However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div><select class="FormSelect w-full normal-case" id="credit-range"><option value="all" selected="">All credit levels</option><option value="3">Good to excellent (670 - 850)</option><option value="2">Fair to good (580 - 740)</option><option value="1">Bad (420 - 580)</option><option value="-1">No credit history</option></select><span class="FormSelect-arrow Icon Icon--xs"><span class="inline-block align-middle relative top-[-6px] right-[-10px]"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></div></div><div class="flex"><div class="FormControl min-w-fit"><label class="mb-2 font-bold inline-block" for="sort-by-filter">Sort by</label><select class="FormSelect w-full normal-case" id="sort-by-filter"><option value="featured" selected="">Featured</option><option value="ratingDesc">Highest rating</option><option value="annualFeeAsc">Lowest annual fee</option><option value="aprAsc">Lowest APR</option></select><span class="FormSelect-arrow Icon Icon--xs"><span class="inline-block align-middle relative top-[-6px] right-[-10px]"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></div></div></div></div><div id="back-to-top-trigger"><p class="font-bold fon-sans h-16 mb-0 filterMatchedProductTiles">Showing <!-- -->14<!-- --> results</p><div id="card1" class="rounded-lg border mb-8" data-pid="7981" data-testid="7981-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex 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src="https://cdn.prodstatic.com/shared/images/cards/219x139/bd73df70-996f-11ec-81f6-95945bae99c9.png?auto=webp" alt="Wells Fargo Reflect&#174; Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="7981-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="7981-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Wells Fargo Reflect® Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.3 star rating"><div class="RatingStars-iconMask" style="width:86%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" 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5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="7981-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.3</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="7981-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="7981-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/wells-fargo-reflect-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="7981-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="7981-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="7981-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="7981-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="7981-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="7981-secure-site">on <!-- -->Wells Fargo<!-- -->'s secure site</p><a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1056968.530&type=3&subid=0&u1=[TRANS_ID]" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="7981-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% intro APR for 21 months from account opening</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">17.49%, 23.99%, or 29.24% Variable APR</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Intro offer is not available for this Wells Fargo credit card.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="7981-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="7981-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card2" class="rounded-lg border mb-8" data-pid="221211280" data-testid="221211280-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="221211280-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for flexible spending</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="221211280-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="221211280-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/da2489c0-bbaf-11ea-bf12-c7437d5726b0.png?auto=webp" alt="Chase Freedom Unlimited&#174;" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="221211280-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="221211280-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Chase Freedom Unlimited®</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.8 star rating"><div class="RatingStars-iconMask" style="width:96%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" 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2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="221211280-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.8</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="221211280-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="221211280-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/chase-freedom-unlimited/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="221211280-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="221211280-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="221211280-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="221211280-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="221211280-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="221211280-secure-site">on <!-- -->Chase<!-- -->'s secure site</p></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% Intro APR on Purchases for 15 months</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.99% - 28.74% Variable</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Up to $300 cash back</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more. 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service. 1.5% cash back on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1.5% - 5%</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="221211280-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It combines an intro APR with a high base rewards rate and a handful of boosted categories, making it a great standalone option.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="221211280-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="221211280-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="221211280-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card3" class="rounded-lg border mb-8" data-pid="221012282" data-testid="221012282-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="221012282-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for dining and entertainment</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="221012282-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="221012282-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/80d15850-9088-11ef-9b25-ab59e8af7111.png?auto=webp" alt="Capital One Savor Cash Rewards Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="221012282-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="221012282-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One Savor Cash Rewards Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="5.0 star rating"><div class="RatingStars-iconMask" style="width:100%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="221012282-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">5.0</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="221012282-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="221012282-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/capital-one-savorone-rewards-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="221012282-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="221012282-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="221012282-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="221012282-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="221012282-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="221012282-secure-site">on <!-- -->Capital One<!-- -->'s secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30978.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="221012282-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% intro on purchases for 15 months</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.74% - 29.74% (Variable)</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">$250 Cash Back after you spend $500 on purchases within 3 months from account opening</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$250 Cash Back</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">8% Cash Back on Capital One Entertainment purchases, 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply), 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, 1% Cash Back on all other purchases</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 8%</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="221012282-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->Few cards offer such high rewards rates in this many everyday bonus categories at such low cost.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="221012282-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="221012282-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="221012282-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card4" class="rounded-lg border mb-8" data-pid="6746" data-testid="6746-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="6746-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for rotating bonus categories</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="6746-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="6746-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/discover-it-cashback-match-012518.png?auto=webp" alt="Discover it&#174; Cash Back" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="6746-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="6746-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Discover it® Cash Back</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.4 star rating"><div class="RatingStars-iconMask" style="width:88.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="6746-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.4</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="6746-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="6746-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/discover-it/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="6746-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="6746-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="6746-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="6746-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="6746-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="6746-secure-site">on <!-- -->Discover<!-- -->'s secure site</p><a href="https://goto.discover.com/c/1243448/568217/9099?subId1=[TRANS_ID]&sharedid=4117253&prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=CATF_4272" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="6746-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% for 15 months</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">18.74% - 27.74% Variable APR</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Cashback Match</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 5%</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="6746-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It blends a generous intro APR and welcome offer with long-term value from high rewards rates and category variety.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="6746-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="6746-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="6746-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card5" class="rounded-lg border mb-8" data-pid="6217" data-testid="6217-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="6217-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for business purchases</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="6217-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="6217-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/c16ef160-f077-11eb-99d8-ddd3faec9ad4.png?auto=webp" alt="Ink Business Unlimited&reg; Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="6217-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="6217-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Ink Business Unlimited® Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.2 star rating"><div class="RatingStars-iconMask" style="width:84.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 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xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 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class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="6217-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.2</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="6217-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="6217-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/ink-business-unlimited-credit-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="6217-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="6217-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="6217-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="6217-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="6217-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="6217-secure-site">on <!-- -->Chase<!-- -->'s secure site</p></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% Intro APR on Purchases for 12 Months</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">17.99% - 23.99% Variable</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Earn $750 bonus cash back</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn unlimited 1.5% cash back on every purchase made for your business</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1.5%</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="6217-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->You’ll earn valuable Chase points at a great flat rate and can free up cash flow with its intro APR offer (not always a given on business cards).</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="6217-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="6217-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="6217-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card6" class="rounded-lg border mb-8" data-pid="7905" data-testid="7905-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="7905-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for commuters</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="7905-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="7905-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/9aedd300-bfe7-11eb-a48f-65ac0bb53c5b.png?auto=webp" alt="Citi Custom Cash&reg; Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="7905-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="7905-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Citi Custom Cash® Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.4 star rating"><div class="RatingStars-iconMask" style="width:88.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="7905-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.4</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="7905-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="7905-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/citi-custom-cash-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="7905-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="7905-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="7905-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="7905-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="7905-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="7905-secure-site">on <!-- -->Citi<!-- -->'s secure site</p><a href="https://click.linksynergy.com/fs-bin/click?id=EhraRx8K/BE&offerid=1638459.3529&type=3&subid=0" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="7905-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% for 15 months on purchases</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">18.49% - 28.49% (Variable)</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$200</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026. Earn unlimited 1% cash back on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 5%</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="7905-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->Its top rewards rate adapts to match your spending, giving you a shot at one of the best rates available in several popular categories.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="7905-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="7905-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="7905-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card7" class="rounded-lg border mb-8" data-pid="22105773" data-testid="22105773-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="22105773-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for travel</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="22105773-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="22105773-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/596ce980-6f88-11ef-88db-67757e6c8737.png?auto=webp" alt="Capital One VentureOne Rewards Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="22105773-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="22105773-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One VentureOne Rewards Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.1 star rating"><div class="RatingStars-iconMask" style="width:82%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="22105773-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.1</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="22105773-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="22105773-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/capital-one-ventureone-rewards-credit-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="22105773-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="22105773-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="22105773-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="22105773-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="22105773-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="22105773-secure-site">on <!-- -->Capital One<!-- -->'s secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30769.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="22105773-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% intro on purchases for 15 months</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.74% - 29.74% (Variable)</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">20,000 miles</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">5 Miles per dollar on hotels and rental cars booked through Capital One Travel, 1.25 Miles per dollar on every purchase, every day</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1.25 Miles - 5 Miles</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="22105773-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It's one of the only no-annual-fee travel cards that offers an intro APR and lets you transfer miles to airline and hotel partners.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="22105773-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="22105773-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="22105773-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card8" class="rounded-lg border mb-8" data-pid="220310583" data-testid="220310583-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="220310583-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for families</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="220310583-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="220310583-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/4f675c90-7268-11e9-8bc5-4d4394516d65.png?auto=webp" alt="Blue Cash Preferred&#174; Card from American Express" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="220310583-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="220310583-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Blue Cash Preferred® Card from American Express</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.4 star rating"><div class="RatingStars-iconMask" style="width:88.00000000000001%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="220310583-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.4</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="220310583-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="220310583-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/blue-cash-preferred-card-from-american-express/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="220310583-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="220310583-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="220310583-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="220310583-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="220310583-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="220310583-secure-site">on <!-- -->American Express<!-- -->'s secure site</p><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="220310583-rates-and-fees">See Rates & Fees</a><span class="text-gray-700 text-xs mr-5" data-testid="220310583-terms-apply">, Terms Apply</span></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% on purchases for 12 months</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">18.49%-29.49% Variable</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Earn $250</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 3% Cash Back at U.S. gas stations, 1% Cash Back on other purchases</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 6%</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="220310583-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It combines the best rewards rate available at U.S. supermarkets with strong rates and credits for other common purchases.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="220310583-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="220310583-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="220310583-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card9" class="rounded-lg border mb-8" data-pid="220310542" data-testid="220310542-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="220310542-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for everyday use</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="220310542-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="220310542-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/51f0d120-037f-11ed-92d2-4352643c3844.png?auto=webp" alt="Blue Cash Everyday&#174; Card from American Express" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="220310542-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="220310542-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Blue Cash Everyday® Card from American Express</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.6 star rating"><div class="RatingStars-iconMask" style="width:92%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg 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6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="220310542-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.6</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="220310542-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="220310542-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/blue-cash-everyday-card-from-american-express/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="220310542-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="220310542-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="220310542-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="220310542-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="220310542-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="220310542-secure-site">on <!-- -->American Express<!-- -->'s secure site</p><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-everyday-credit-card/26129-10-0/?print#terms-details" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="220310542-rates-and-fees">See Rates & Fees</a><span class="text-gray-700 text-xs mr-5" data-testid="220310542-terms-apply">, Terms Apply</span></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% on purchases for 15 months</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">18.49%-29.49% Variable</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">Earn $200</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. 1% Cash Back on other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 3%</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="220310542-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It has great short- and long-term value since it offers both an intro APR and rewards on everyday spending.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="220310542-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="220310542-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="220310542-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card10" class="rounded-lg border mb-8" data-pid="7880" data-testid="7880-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="7880-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for Bank of America customers</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="7880-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="7880-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/4937e540-40f1-11ee-88ac-8d33dad17a11.jpg?auto=webp" alt="Bank of America&reg; Unlimited Cash Rewards credit card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="7880-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="7880-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Bank of America® Unlimited Cash Rewards credit card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="3.8 star rating"><div class="RatingStars-iconMask" style="width:76%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="7880-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">3.8</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="7880-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="7880-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/bank-of-america-unlimited-cash-rewards-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="7880-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="7880-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="7880-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="7880-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="7880-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="7880-secure-site">on <!-- -->Bank of America<!-- -->'s secure site</p></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% Intro APR for 15 billing cycles for purchases</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">18.74% - 28.74% Variable APR on purchases and balance transfers</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$200</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn unlimited 1.5% cash back on all purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1.5%</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="7880-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->Thanks to the Preferred Rewards Program, this can be one the most lucrative flat-rate cash back cards available.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="7880-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="7880-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="7880-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card11" class="rounded-lg border mb-8" data-pid="22100504" data-testid="22100504-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="22100504-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for simplicity</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="22100504-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="22100504-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/a4b7ce50-5980-11ef-a7c5-db9b566f392d.png?auto=webp" alt="Capital One Quicksilver Cash Rewards Credit Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="22100504-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="22100504-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Capital One Quicksilver Cash Rewards Credit Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="3.8 star rating"><div class="RatingStars-iconMask" style="width:76%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 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2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="22100504-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">3.8</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="22100504-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="22100504-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/capital-one-quicksilver-cash-rewards-credit-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="22100504-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="22100504-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="22100504-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="22100504-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="22100504-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="22100504-secure-site">on <!-- -->Capital One<!-- -->'s secure site</p><a href="https://d25970n8puso9u.cloudfront.net/disclosure.30743.en-US.pdf" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="22100504-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% intro on purchases for 15 months</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.74% - 29.74% (Variable)</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$200</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply, Earn unlimited 1.5% cash back on every purchase, every day</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1.5% - 5%</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="22100504-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->Its streamlined rewards and solid intro APR offer make it a good starter cash back card.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="22100504-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="22100504-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="22100504-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card12" class="rounded-lg border mb-8" data-pid="7870" data-testid="7870-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="7870-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for flat-rate rewards</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="7870-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="7870-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/99e9a180-5a55-11ef-a7c5-db9b566f392d.png?auto=webp" alt="Wells Fargo Active Cash&#174; Card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="7870-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="7870-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Wells Fargo Active Cash® Card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.3 star rating"><div class="RatingStars-iconMask" style="width:86%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="7870-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.3</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="7870-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="7870-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/wells-fargo-active-cash-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="7870-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="7870-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="7870-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="7870-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="7870-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="7870-secure-site">on <!-- -->Wells Fargo<!-- -->'s secure site</p><a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1618308.918&type=3&subid=0&u1=[TRANS_ID]" target="_blank" class="Link text-xs" rel="sponsored noopener noreferrer" data-testid="7870-rates-and-fees">See Rates & Fees</a></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% intro APR for 12 months from account opening</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">19.49%, 24.49%, or 29.49% Variable APR</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$200 cash rewards</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-3" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-3" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn unlimited 2% cash rewards on purchases</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">2%</p></div></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="7870-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="7870-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">What you should know</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="7870-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card13" class="rounded-lg border mb-8" data-pid="22069416" data-testid="22069416-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="22069416-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for shopping</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="22069416-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="22069416-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/45b282a0-c5c5-11ee-9db9-8dd34998ba1a.jpg?auto=webp" alt="Bank of America&#174; Customized Cash Rewards credit card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="22069416-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="22069416-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">Bank of America® Customized Cash Rewards credit card</h2></a></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.3 star rating"><div class="RatingStars-iconMask" style="width:86%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="22069416-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.3</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="22069416-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="22069416-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/bank-of-america-cash-rewards-credit-card/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="22069416-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="22069416-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="22069416-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="22069416-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div><a href="" class="Button w-full no-underline block mx-auto Button--primary" target="_blank" rel="sponsored" data-testid="22069416-apply-now-btn">Apply now<span class="inline-block align-middle relative -mt-1 ml-2 Icon Icon--xs"><svg class="Icon-glyph " viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><path fill-rule="evenodd" clip-rule="evenodd" d="M16.1489 7.0377V8.47406H7.8423V6.97713C7.8423 4.71879 9.70262 2.88443 11.9956 2.88443C14.2885 2.88443 16.1489 4.74475 16.1489 7.0377ZM6.45787 6.97713V8.47406H6.23319C4.57188 8.47406 3.23071 9.82387 3.23071 11.4765V19.4975C3.23071 21.1589 4.58053 22.5 6.23319 22.5H17.7672V22.4914C19.4285 22.4914 20.7697 21.1242 20.7697 19.437V11.4765C20.7697 9.81522 19.4198 8.47406 17.7672 8.47406H17.5333V7.0377C17.5333 3.98331 15.05 1.5 11.9956 1.5C8.94119 1.5 6.45787 3.95735 6.45787 6.97713ZM6.22453 9.86714C5.33331 9.86714 4.60649 10.594 4.60649 11.4852V19.5062C4.60649 20.3974 5.33331 21.1242 6.22453 21.1242H17.7585C18.6671 21.1242 19.3766 20.3888 19.3766 19.4543V11.4938C19.3766 10.6026 18.6498 9.87579 17.7585 9.87579H6.22453V9.86714ZM11.3036 16.6681C11.3036 17.0488 11.6151 17.3603 11.9958 17.3603C12.3765 17.3603 12.688 17.0488 12.688 16.6681V14.306C12.688 13.9252 12.3765 13.6137 11.9958 13.6137C11.6151 13.6137 11.3036 13.9252 11.3036 14.306V16.6681Z" class="icon-base"></path><title>Lock</title></svg></span></a><p class="text-xs mt-2 sm:mt-3 text-gray-700 mb-0" data-testid="22069416-secure-site">on <!-- -->Bank of America<!-- -->'s secure site</p></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-0" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-0" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$200</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards Rate</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-1" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight hidden" id="tooltip-1" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases). Earn unlimited 1% on all other purchases.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">1% - 3%</p></div><div data-offer="annualFee"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Annual fee</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">$0</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">18.74% - 28.74% Variable APR on purchases and balance transfers</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="22069416-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It’s an ultra-flexible card thanks to its intro APR and mix of cash back categories, which you can swap out once per calendar month.</p></div><div class="Accordion border-t-0 border-b border-gray-200" data-testid="22069416-reward-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="reward-details" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Reward Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0 border-gray-200" data-testid="22069416-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" aria-controls="pros-cons" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Pros & Cons</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div><div class="Accordion border-t-0" data-testid="22069416-card-details"><div class="Accordion-item border-b-0 py-2"><button class="flex w-full items-center px-4 md:px-6" aria-controls="details-bullets" aria-expanded="false" type="button"><div class="Accordion-title mb-0 font-bold text-lg">Card Details</div><span class="Icon Icon--xs flex items-center"><span class="inline-block align-middle relative duration-500"><svg xmlns="http://www.w3.org/2000/svg" class="Icon-glyph fill-blue-600" viewBox="0 0 11 8" focusable="false"><path fill="" fill-rule="evenodd" d="M3.875 5.875l-3.75-3.75 1.25-1.25 3.75 3.75 3.75-3.75 1.25 1.25-5 5-1.25-1.25z"></path></svg></span></span></button></div></div></div><div id="card14" class="rounded-lg border mb-8" data-pid="6544" data-testid="6544-category-product-box"><div class="grid gap-6 grid-cols-1 md:grid-cols-12 p-2 md:p-6 border-b"><div class="md:col-span-8"><div class="mb-1 md:hidden flex flex-row justify-end"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-mobile"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div><p data-testid="6544-superlative" class="text-blue-600 font-sans font-bold mb-3 text-sm mt-3 md:mt-0">Best for low interest</p><div class="grid gap-4 grid-cols-12"><div class="col-span-4 row-span-2 md:col-span-3 lg:col-span-2 flex items-center"><a data-testid="6544-card-art-link" href="" class="no-underline" target="_blank"><figure class="mb-0"><img data-testid="6544-card-art" src="https://cdn.prodstatic.com/shared/images/cards/219x139/50df2940-8030-11eb-be9c-9790947db9db.jpg?auto=webp" alt="BankAmericard&#174; credit card" loading="lazy"/></figure></a></div><div class="col-span-8 row-span-2 flex items-center md:row-span-1 md:col-span-9 lg:col-span-10 md:items-end"><a data-testid="6544-card-name-link" href="" class="no-underline" target="_blank"><h2 data-testid="6544-card-name" class="text-lg md:text-2xl leading-6 md:leading-7 text-black m-0 hover:text-blue-600 hover:underline">BankAmericard® credit card</h2></a><div class="Tooltip ml-1" data-testid="6544-card-name-tooltip"><button class="Tooltip-trigger" aria-controls="non-monetized-tooltip" aria-expanded="false" role="button" tabindex="0"><span class="text-blue-600 text-lg md:text-2xl">*</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="non-monetized-tooltip" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p data-testid="6544-card-name-tooltip-text" class="text-xs">*The information about the BankAmericard® credit card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.</p></div></div></div></div><div class="col-span-12 flex items-start md:col-span-8"><div class="basis-full md:inline-flex md:items-center"><p class="font-bold text-sm mb-0 md:inline mr-2">Bankrate score</p><div class="inline-block align-middle"><div class="RatingStars mr-2 mt-1" aria-label="4.8 star rating"><div class="RatingStars-iconMask" style="width:96%"><span class="RatingStars-iconContainer"><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#0157ff" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 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width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span><span class="RatingStars-icon Icon Icon--xs"><svg class="Icon-glyph" width="16" height="16" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><title>star icon</title><g fill="none" fill-rule="evenodd"><path d="M0 0h16v16H0z"></path><path fill="#0157ff" d="M8.108.7l2.352 4.764 5.257.764-3.804 3.708.898 5.236L8.108 12.7l-4.702 2.472.898-5.236L.5 6.228l5.257-.764L8.108.7zm1.688 5.678L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661-3.772-.548z"></path><path fill="#FFFFFF" d="M9.796 6.378L8.108 2.959 6.421 6.378l-3.773.548 2.73 2.66-.644 3.758 3.374-1.774 3.373 1.774-.643-3.757 2.73-2.661z"></path></g></svg></span></span></div><span data-testid="6544-bankrate-score" class="font-sans text-sm relative top-[-2px] undefined font-bold">4.8</span></div><div class="Tooltip ml-2 mr-1 align-middle top-[1px]" data-testid="6544-bankrate-score-tooltip"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-score" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorCenter Tooltip-content--belowTrigger hidden" id="tooltip-score" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm m-0" data-testid="6544-bankrate-score-tooltip-text">Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.</p></div></div></div><a href="/credit-cards/reviews/null/" class="text-xs Link Link--standalone inline-flex align-middle" data-testid="6544-bankrate-score-link">Bankrate review</a></div></div></div><div class="mt-4 hidden md:block"><div class="CompareSelector w-fit"><label class="FormCheckbox hover:before:bg-white hover:before:shadow-none undefined"><span class="text-black font-circular-bold text-sm mr-3 inline-block">Add to compare</span><input class="FormCheckbox-input form-checkbox__input" type="checkbox" data-testid="compare-desktop"/><span class="FormCheckbox-fauxInput Icon Icon--sm mr-0"><svg class="Icon-glyph" viewBox="0 0 12 9" fill-rule="evenodd"><path d="M4.1 6.1L1.4 3.4 0 4.9 4.1 9l7.6-7.6L10.3 0z"></path></svg></span></label></div></div></div><div class="md:col-span-4 text-center"><div class="mb-2 w-full text-black bg-blue-600/5 border border-blue-600/50 rounded text-sm md:text-xs lg:text-sm max-w-sm mx-auto h-9 flex items-center justify-center"><span class="font-thin mr-1 ml-0.5">Recommended credit score:</span><span class="font-bold" data-testid="6544-recommended-credit">(<!-- -->670<!-- --> - <!-- -->850<!-- -->)</span><div class="Tooltip ml-1 top-[1px]" data-testid="6544-recommended-credit-tooltip"><button class="Tooltip-trigger" aria-controls="tooltip-credit" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600 top-[-3px]"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorRight Tooltip-content--belowTrigger hidden" id="tooltip-credit" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0" data-testid="6544-recommended-credit-tooltip-text">A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.</p></div></div></div></div></div></div><div class="grid grid-cols-2 md:grid-cols-4 gap-4 p-4 md:p-6 justify-start align-items-center"><div data-offer="purchaseIntroAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Purchase intro APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">0% Intro APR for 18 billing cycles for purchases</p></div><div data-offer="regularAPR"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Regular APR</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">15.74% - 25.74% Variable APR on purchases and balance transfers</p></div><div data-offer="introOffer"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Intro offer</p><div class="Tooltip ml-1 h-4" data-testid="undefined"><button class="Tooltip-trigger relative top-[-8px]" aria-controls="tooltip-2" aria-expanded="false" role="button" tabindex="0"><span class="Icon Icon--xs fill-blue-600"><span class="inline-block align-middle relative icon-base-blue-600"><svg viewBox="0 0 16 16" width="16" height="16" xmlns="http://www.w3.org/2000/svg" focusable="false" class=""><path fill-rule="evenodd" clip-rule="evenodd" d="M8 16C12.4183 16 16 12.4183 16 8C16 3.58172 12.4183 0 8 0C3.58172 0 0 3.58172 0 8C0 12.4183 3.58172 16 8 16ZM8 15C4.13401 15 1 11.866 1 8C1 4.13401 4.13401 1 8 1C11.866 1 15 4.13401 15 8C15 11.866 11.866 15 8 15ZM7 5.0122C7 4.45122 7.45122 4 8 4C8.56098 4 9 4.45122 9 5.0122C9 5.54878 8.56098 6 8 6C7.45122 6 7 5.54878 7 5.0122ZM7 12V7H9V12H7Z" class="icon-base" fill="currentColor"></path><title>Info</title></svg></span></span><span class="sr-only">Hover to learn more</span></button><div class="Tooltip-content z-20 max-w-48 md:max-w-max Tooltip-content--anchorLeft hidden" id="tooltip-2" role="tooltip" aria-hidden="true"><div class="Tooltip-body text-gray-700"><div class="Tooltip-arrow"></div><p class="text-gray-700 text-sm mb-0">Intro offer is not available for this Bank of America credit card.</p></div></div></div></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div><div data-offer="rewardsRate"><div class="flex"><p class="mb-0 text-gray-700 text-sm font-bold">Rewards rate</p></div><p class="mb-0 text-black font-sans font-bold text-md md:text-lg leading-[100%]">N/A</p></div></div><div class="px-6 pb-6 pt-2 md:py-6"><p class="bg-blue-600/5 mb-0 p-4 rounded-lg text-sm" data-testid="6544-why-like-this"><span class="font-bold block md:inline">Why you'll like this:</span> <!-- -->It offers a chance at one of the lowest ongoing APRs available on a balance transfer card.</p></div><div class="Accordion border-t-0 border-gray-200" data-testid="6544-pros-cons"><div class="Accordion-item border-gray-200 py-2"><button class="flex w-full items-center px-4 md:px-6 hover:bg-white" 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href=\"https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/\"\u003eBlue Cash Preferred® Card from American Express\u003c/a\u003e is a solid alternative since it has a higher cash back rate on groceries.\u003cbr\u003e\u0026nbsp;\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"Anyone looking for a flexible everyday rewards card might find this card can work as either a supporting card or standalone option."},{"text":"The card touts a number of consumer-friendly terms, including no annual fee and no foreign transaction fees."}],"cons":[{"text":"Compared to other rewards cards, the Savor has a high ongoing APR, so you may need to pay off your balance in full before the intro APR offer ends to maximize this card's value."},{"text":"Cards from other issuers have better food-related perks that this card’s missing, such as complimentary DoorDash or Instacart+ 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Business owners with personal Chase credit cards can also enjoy pooling rewards they earn with this card.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more:\u003c/strong\u003e \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/ink-business-unlimited-cash-back-for-businesses/\"\u003eWhy the Ink Business Unlimited is a good flat-rate cash back card\u003c/a\u003e\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eAlternative:\u003c/strong\u003e The \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/american-express-blue-business-cash-card/\"\u003eAmerican Express Blue Business Cash™ Card\u003c/a\u003e is a solid alternative for small-business owners since it earns a flat 2 percent cash back rate on the first eligible $50,000 spent per year (then 1 percent back).\u003c/div\u003e","pros_and_cons_header":"What you should know","pros":[{"text":"The flat rewards rate on this card makes it easy to earn on business spending."},{"text":"You can take advantage of a decent intro APR offer on purchases with a chance at a low ongoing APR afterward."}],"cons":[{"text":"With no intro APR on balance transfers, it's a poor choice if you have credit card debt you want to pay down interest-free."},{"text":"Business cards with bonus categories could out-earn the Ink Business Unlimited."}],"exclusive_offer_text":null,"is_new_card":false,"limited_time_offer_text":null,"limited_time_offer_tooltip":null,"cardfit_tag":null,"is_default":false,"review_category_id":null,"whyLikeThis":"You’ll earn valuable Chase points at a great flat rate and can free up cash flow with its intro APR offer (not always a given on business cards).","callouts":"marketplace_zeroInterest","our_picks_for":"Business purchases","credit_building_features":[],"cashback_highlights":null}],"cardfitTags":[],"aoEligible":false,"bankrateScore":4.2,"cardholderRating":null,"cardholderRatingTooltipText":null,"program":{"id":52,"name":"Cash Intro Offers","active_rate":{"id":53,"label":"1:1_Ratio","active":1,"unit_value":"1.00000"}},"reviewSlug":"ink-business-unlimited-credit-card","subRatings":[{"subRatingType":"rewards_value","subRatingValue":4},{"subRatingType":"apr","subRatingValue":1},{"subRatingType":"rewards_flexibility","subRatingValue":4},{"subRatingType":"features","subRatingValue":3}],"enabled":true,"showApplyLink":true,"filterExclusions":null},{"pid":"7905","name":"Citi Custom Cash\u0026reg; Card","capiId":"7905","issuerName":"Citi","issuerId":"1679091c5a880faf6fb5e6087eb1b2dc","network":"Mastercard","lastUpdated":"2024-11-14T14:06:45+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26706465","type":"creditcard","id":"1081","attributes":{"baseProductId":null,"legacyId":null,"name":"Citi Custom Cash\u0026reg; Card","link":"https://oc.brcclx.com/t?lid=26706465","image":{"url":"9aedd300-bfe7-11eb-a48f-65ac0bb53c5b.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/9aedd300-bfe7-11eb-a48f-65ac0bb53c5b.png","isVertical":false},"sku":null,"network":"Mastercard","additionalData":null,"bullets":["Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. 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Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.","Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. 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Card from American Express","capiId":"220310542","issuerName":"American Express","issuerId":"c81e728d9d4c2f636f067f89cc14862c","network":"American Express","lastUpdated":"2024-11-11T15:51:10+00:00","monetized":true,"inFeed":true,"link":"https://oc.brcclx.com/t?lid=26271428","type":"creditcard","id":"723","attributes":{"baseProductId":null,"legacyId":null,"name":"Blue Cash Everyday\u0026#174; Card from American Express","link":"https://oc.brcclx.com/t?lid=26271428","image":{"url":"51f0d120-037f-11ed-92d2-4352643c3844.png","fullUrl":"https://cdn.prodstatic.com/shared/images/cards/51f0d120-037f-11ed-92d2-4352643c3844.png","isVertical":false},"sku":"BCE - CCCOM","network":"American Express","additionalData":null,"bullets":["Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.","No Annual Fee.","Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. 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When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage."}],"productTypeId":9,"rewardRules":[{"name":"","rank":0,"unit":"%","value":1,"endDate":null,"startDate":null,"spendLimit":null,"periodLimit":null,"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[],"eligibleCategoriesCount":null},{"name":"","rank":1,"unit":"%","value":3,"endDate":null,"startDate":null,"spendLimit":{"unit":"$","value":6000},"periodLimit":{"unit":"months","value":12},"earningLimit":null,"isHighestCategory":false,"rewardRuleCategoryIds":[156,4,64],"eligibleCategoriesCount":null}],"benefitTermsUrl":null,"annualRewardValue":null,"applyByPhoneNumber":"","annualRewardDisplayText":null,"badges":[],"disclosure":null,"creditLimit":null},"relationships":{"tags":[{"name":"0% Introductory APR","image":"c12c6fbd562a494517625a65bbb1e71e.png"},{"name":"Balance Transfer","image":"04593be0-bd24-11e9-8c33-b96e508849bb.svg"},{"name":"Cash Back","image":"0fcfc350-bd23-11e9-a841-3728becc33ed.svg"},{"name":"EMV","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png"},{"name":"Editor's Pick","image":"7a8ac2d0-bd23-11e9-a841-3728becc33ed.svg"},{"name":"Excellent Credit","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Free Credit Score","image":"c921b548023dc6f855952e83fcfca848.png"},{"name":"Gas","image":"884742a0-bd22-11e9-a841-3728becc33ed.svg"},{"name":"Grocery","image":null},{"name":"Mobile Pay Ready","image":"c9a039a1830fa29723ae3591721396ec.png"},{"name":"No Annual Fee","image":"4226595fe40f1186714c2263039b7df0.png"},{"name":"Popular","image":"4b16a0f0-bd23-11e9-a841-3728becc33ed.svg"},{"name":"Presale Tickets","image":"bb284692903330764acc7c1350a85a42.png"},{"name":"Rewards","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg"},{"name":"Unsecured credit card","image":"1c40e1f0-bd23-11e9-8c33-b96e508849bb.svg"},{"name":"Zero Fraud Liability","image":"7f303633e8c906a4a36c040425d50a31.png"}],"issuer":{"id":"c81e728d9d4c2f636f067f89cc14862c","name":"American Express","type":"issuer"},"creditNeeded":[{"name":"Good","value":3,"displayName":"Excellent, Good"},{"name":"Excellent","value":4,"displayName":"Excellent, Good"}],"loyaltyPrograms":[],"additionalBonuses":[]},"approvalOdds":null,"meta":{"monetized":true,"lastUpdated":"2024-11-11T15:51:10+00:00","commission":null},"variations":[{"name":"5129 | 0% interest credit cards category page","credit_card_pid":"220310542","superlative":"Best for everyday use","bankrates_view":"\u003cdiv\u003e\u003cstrong\u003eWhat we love:\u003c/strong\u003e The Amex Blue Cash Everyday has a competitive intro APR offer for both purchases and balance transfers, making it a good choice for people who want a card that covers paying down debt and financing large purchases. Plus, it earns rewards in various categories that cover common household purchases.\u003cbr\u003e\u003cbr\u003e\u003cstrong\u003eLearn more:\u003c/strong\u003e \u003ca href=\"https://www.bankrate.com/credit-cards/reviews/is-blue-cash-everyday-worth-it/\"\u003eIs the Amex Blue Cash Everyday worth it?\u003c/a\u003e\u003cbr\u003e\u003ca href=\"https://www.bankrate.com/credit-cards/reviews/is-blue-cash-everyday-worth-it/\"\u003e\u003cbr\u003e\u003c/a\u003e\u003cstrong\u003eAlternative: \u003c/strong\u003e\u0026nbsp;The Bank of America® Customized Cash Rewards credit card offers both an intro APR and the flexibility to choose your own bonus category alongside groceries (including gas, online shopping and more). 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</div> <div class="monarch-rule-set" data-monarch-container="01ac62d1-988e-4abd-ac6b-0e24c31a2e16"> <div> <div x-data="table({ tableId: 'table-d563d8d2-7d0c-4ef6-9e57-5f61a89079b1', rowsToShow: 14, enableTracking: false, })" class="credit-cards-compare-table" aria-label="cards comparison table" data-beam-element-viewed data-type="product grid" data-location="compare table" data-name="Compare Bankrate's best best zero interest cards credit cards" data-cy="compare-table"> <h2>Compare Bankrate's top 0% intro APR credit cards</h2> <div class="table-wrapper"> <table id="table-d563d8d2-7d0c-4ef6-9e57-5f61a89079b1" class="CompareTable horizontal-scroll"> <thead> <tr> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 " data-column=card-name> Card Name</th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 " data-column=manual-veRSEJmpw5FSQFTKxtTDYS> Our pick for</th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 sortable" data-column=bt-intro-apr-period> <div class="display-flex flex-direction-row align-items-center pos-relative w-full"> <div> Balance Transfer Intro Offer</div> <div class="mr-2 sortable-buttons"> <button aria-label="Unsorted" data-op="sort-desc" data-col="3" class="Button Button--bare align-items-center text-gray sort hover:icon-base-blue Button--sort" data-beam-element-clicked data-type="SORTING" data-name="Sort" data-location="Compare Table" data-cy="sort-button"> <span class="Icon Icon--custom mx-1 sort-desc"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Unsorted Caret Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.39 7.966c.17.16.385.246.61.246.225 0 .44-.075.611-.246a.86.86 0 0 0 0-1.211l-5.006-5.006a.86.86 0 0 0-1.21 0L6.388 6.755a.86.86 0 0 0 0 1.21.86.86 0 0 0 1.211 0l4.395-4.394 4.394 4.395ZM11.994 22.5h.01-.02.01Zm-.6-.247a.868.868 0 0 0 .6.247.849.849 0 0 0 .6-.247l5.005-5.005a.86.86 0 0 0 0-1.211.86.86 0 0 0-1.21 0l-4.395 4.394L7.6 16.037a.86.86 0 0 0-1.21 0 .86.86 0 0 0 0 1.211l5.005 5.005Z" class="icon-base"/></svg></span> <span class="Icon Icon--sort mx-1 mb-1 sort-default display-none"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg></span> <span class="Icon Icon--sort mx-1 sort-asc display-none"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> </div> </div> </th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 " data-column=purchase-intro-apr-offer> Purchase Intro Offer</th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 " data-column=apr> Ongoing APR</th> <th class="bg-gray-light font-bold font-circular-bold text-sm py-4 sortable" data-column=bankrate-review-score> <div class="display-flex flex-direction-row align-items-center pos-relative w-full"> <div> Bankrate score</div> <div class="mr-2 sortable-buttons"> <button aria-label="Unsorted" data-op="sort-desc" data-col="6" class="Button Button--bare align-items-center text-gray sort hover:icon-base-blue Button--sort" data-beam-element-clicked data-type="SORTING" data-name="Sort" data-location="Compare Table" data-cy="sort-button"> <span class="Icon Icon--custom mx-1 sort-desc"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Unsorted Caret Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.39 7.966c.17.16.385.246.61.246.225 0 .44-.075.611-.246a.86.86 0 0 0 0-1.211l-5.006-5.006a.86.86 0 0 0-1.21 0L6.388 6.755a.86.86 0 0 0 0 1.21.86.86 0 0 0 1.211 0l4.395-4.394 4.394 4.395ZM11.994 22.5h.01-.02.01Zm-.6-.247a.868.868 0 0 0 .6.247.849.849 0 0 0 .6-.247l5.005-5.005a.86.86 0 0 0 0-1.211.86.86 0 0 0-1.21 0l-4.395 4.394L7.6 16.037a.86.86 0 0 0-1.21 0 .86.86 0 0 0 0 1.211l5.005 5.005Z" class="icon-base"/></svg></span> <span class="Icon Icon--sort mx-1 mb-1 sort-default display-none"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Up Icon</title><path d="M19.664 17.145c-.346 0-.675-.131-.938-.378l-6.742-6.742-6.743 6.742a1.32 1.32 0 0 1-1.859 0 1.32 1.32 0 0 1 0-1.858l7.68-7.68c.247-.247.576-.379.938-.379.345 0 .69.132.937.379l7.68 7.68c.51.51.51 1.348 0 1.858a1.29 1.29 0 0 1-.937.378h-.016Z" class="icon-base"/></svg></span> <span class="Icon Icon--sort mx-1 sort-asc display-none"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg></span> </button> </div> </div> </th> </tr> </thead> <tbody aria-label="table rows"> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26681316" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681316" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="d25bea4e-0875-4f68-aa78-a9747bf2ab41" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Reflect&#174; Card" data-position="1" data-text="Wells Fargo Reflect&#174; Card" data-outcome="APPLY" data-productid="7981" data-category="best-zero-interest-cards credit card" data-brand="Wells Fargo" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/bd73df70-996f-11ec-81f6-95945bae99c9.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Wells Fargo Reflect&#174; Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26681316" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681316" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="d25bea4e-0875-4f68-aa78-a9747bf2ab41" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Reflect&#174; Card" data-position="1" data-text="Wells Fargo Reflect&#174; Card" data-outcome="APPLY" data-productid="7981" data-category="best-zero-interest-cards credit card" data-brand="Wells Fargo" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Wells Fargo Reflect® Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Long intro APR offer</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 21 months</span> <span class="display-flex align-items-baseline"> 0% intro APR for 21 months from account opening on qualifying balance transfers</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 21 months</span> <span class="display-flex align-items-baseline"> 0% intro APR for 21 months from account opening</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 17.49%, 23.99%, or 29.24% Variable APR</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-reflect-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Reflect&#174; Card" data-position="1" data-text="BANKRATE SCORE" data-outcome="review" data-productid="7981" data-brand="Wells Fargo" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.3 / 5</p> </a> <div id="tc9e464b8-61e8-4a68-99c2-062d2f94d02a" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tc9e464b8-61e8-4a68-99c2-062d2f94d02a" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-reflect-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Reflect&#174; Card" data-position="1" data-text="READ REVIEW" data-outcome="review" data-productid="7981" data-brand="Wells Fargo" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26681316" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26681316" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Reflect&#174; Card" data-position="1" data-text="APPLY NOW" data-outcome="APPLY" data-productid="7981" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Wells Fargo's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1056968.530&type=3&subid=0&u1=[TRANS_ID]" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Reflect&#174; Card" data-position="1" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="7981" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26377973" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26377973" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="07f0a7d8-fb6d-4ce3-8be7-e9ccc7f806d9" data-beam-product-clicked data-location="GRID" data-name="Chase Freedom Unlimited&#174;" data-position="2" data-text="Chase Freedom Unlimited&#174;" data-outcome="APPLY" data-productid="221211280" data-category="best-zero-interest-cards credit card" data-brand="Chase" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/da2489c0-bbaf-11ea-bf12-c7437d5726b0.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Chase Freedom Unlimited&#174;" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26377973" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26377973" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="07f0a7d8-fb6d-4ce3-8be7-e9ccc7f806d9" data-beam-product-clicked data-location="GRID" data-name="Chase Freedom Unlimited&#174;" data-position="2" data-text="Chase Freedom Unlimited&#174;" data-outcome="APPLY" data-productid="221211280" data-category="best-zero-interest-cards credit card" data-brand="Chase" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Chase Freedom Unlimited®</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Flexible spending </p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% Intro APR on Balance Transfers for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% Intro APR on Purchases for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 19.99% - 28.74% Variable</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/chase-freedom-unlimited/" data-beam-element-clicked data-location="below the fold" data-name="Chase Freedom Unlimited&#174;" data-position="2" data-text="BANKRATE SCORE" data-outcome="review" data-productid="221211280" data-brand="Chase" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.8 / 5</p> </a> <div id="t078fce3a-6504-442b-8611-c1873f77df77" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t078fce3a-6504-442b-8611-c1873f77df77" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/chase-freedom-unlimited/" data-beam-element-clicked data-location="below the fold" data-name="Chase Freedom Unlimited&#174;" data-position="2" data-text="READ REVIEW" data-outcome="review" data-productid="221211280" data-brand="Chase" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26377973" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26377973" data-beam-product-clicked data-location="below the fold" data-name="Chase Freedom Unlimited&#174;" data-position="2" data-text="APPLY NOW" data-outcome="APPLY" data-productid="221211280" data-brand="Chase" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Chase's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26635932" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26635932" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="b6e9b6ed-5003-4916-aba4-21e7618485fb" data-beam-product-clicked data-location="GRID" data-name="Capital One Savor Cash Rewards Credit Card" data-position="3" data-text="Capital One Savor Cash Rewards Credit Card" data-outcome="APPLY" data-productid="221012282" data-category="best-zero-interest-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/80d15850-9088-11ef-9b25-ab59e8af7111.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One Savor Cash Rewards Credit Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26635932" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26635932" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="b6e9b6ed-5003-4916-aba4-21e7618485fb" data-beam-product-clicked data-location="GRID" data-name="Capital One Savor Cash Rewards Credit Card" data-position="3" data-text="Capital One Savor Cash Rewards Credit Card" data-outcome="APPLY" data-productid="221012282" data-category="best-zero-interest-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One Savor Cash Rewards Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Dining and entertainment</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% intro on balance transfers for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% intro on purchases for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 19.74% - 29.74% (Variable)</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-savorone-rewards-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="3" data-text="BANKRATE SCORE" data-outcome="review" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">5.0 / 5</p> </a> <div id="tcd4248b6-7b3d-4398-8c3e-3bb8d770c4c0" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tcd4248b6-7b3d-4398-8c3e-3bb8d770c4c0" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-savorone-rewards-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="3" data-text="READ REVIEW" data-outcome="review" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26635932" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26635932" data-beam-product-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="3" data-text="APPLY NOW" data-outcome="APPLY" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30978.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One Savor Cash Rewards Credit Card" data-position="3" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="221012282" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26662736" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662736" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="40c2f5f9-6a9f-442f-9b55-98cb9d4dd1a4" data-beam-product-clicked data-location="GRID" data-name="Discover it&#174; Cash Back" data-position="4" data-text="Discover it&#174; Cash Back" data-outcome="APPLY" data-productid="6746" data-category="best-zero-interest-cards credit card" data-brand="Discover" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/discover-it-cashback-match-012518.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Discover it&#174; Cash Back" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26662736" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662736" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="40c2f5f9-6a9f-442f-9b55-98cb9d4dd1a4" data-beam-product-clicked data-location="GRID" data-name="Discover it&#174; Cash Back" data-position="4" data-text="Discover it&#174; Cash Back" data-outcome="APPLY" data-productid="6746" data-category="best-zero-interest-cards credit card" data-brand="Discover" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Discover it® Cash Back</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div> <p>Rotating bonus categories</p> <div> </div> </div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 18.74% - 27.74% Variable APR</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/discover-it/" data-beam-element-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="4" data-text="BANKRATE SCORE" data-outcome="review" data-productid="6746" data-brand="Discover" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.4 / 5</p> </a> <div id="tec0dac14-a833-4b3b-b333-cceedbd7417c" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tec0dac14-a833-4b3b-b333-cceedbd7417c" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/discover-it/" data-beam-element-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="4" data-text="READ REVIEW" data-outcome="review" data-productid="6746" data-brand="Discover" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26662736" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26662736" data-beam-product-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="4" data-text="APPLY NOW" data-outcome="APPLY" data-productid="6746" data-brand="Discover" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Discover's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://goto.discover.com/c/1243448/568217/9099?subId1=[TRANS_ID]&sharedid=4117253&prodsku=100&u=https%3A%2F%2Fwww.discovercard.com%2Fapplication%2Fwebsite%2Fratesrewards%3FsrcCde%3DGJVM%261&intsrc=CATF_4272" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Discover it&#174; Cash Back" data-position="4" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="6746" data-brand="Discover" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26667981" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26667981" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="c9a607bb-cf7a-422e-9ec9-985c13fa2729" data-beam-product-clicked data-location="GRID" data-name="Ink Business Unlimited&reg; Credit Card" data-position="5" data-text="Ink Business Unlimited&reg; Credit Card" data-outcome="APPLY" data-productid="6217" data-category="best-zero-interest-cards credit card" data-brand="Chase" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/c16ef160-f077-11eb-99d8-ddd3faec9ad4.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Ink Business Unlimited&reg; Credit Card" width="120" height="75" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26667981" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26667981" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="c9a607bb-cf7a-422e-9ec9-985c13fa2729" data-beam-product-clicked data-location="GRID" data-name="Ink Business Unlimited&reg; Credit Card" data-position="5" data-text="Ink Business Unlimited&reg; Credit Card" data-outcome="APPLY" data-productid="6217" data-category="best-zero-interest-cards credit card" data-brand="Chase" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Ink Business Unlimited® Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Business purchases</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> N/A </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 12 months</span> <span class="display-flex align-items-baseline"> 0% Intro APR on Purchases for 12 Months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 17.99% - 23.99% Variable</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/ink-business-unlimited-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Ink Business Unlimited&reg; Credit Card" data-position="5" data-text="BANKRATE SCORE" data-outcome="review" data-productid="6217" data-brand="Chase" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.2 / 5</p> </a> <div id="t8a7cded1-16b1-4328-8c41-072b47eb13b1" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t8a7cded1-16b1-4328-8c41-072b47eb13b1" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/ink-business-unlimited-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Ink Business Unlimited&reg; Credit Card" data-position="5" data-text="READ REVIEW" data-outcome="review" data-productid="6217" data-brand="Chase" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26667981" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26667981" data-beam-product-clicked data-location="below the fold" data-name="Ink Business Unlimited&reg; Credit Card" data-position="5" data-text="APPLY NOW" data-outcome="APPLY" data-productid="6217" data-brand="Chase" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Chase's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26706465" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26706465" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6e79d016-a3c3-4800-9d36-4ddc07a7c84d" data-beam-product-clicked data-location="GRID" data-name="Citi Custom Cash&reg; Card" data-position="6" data-text="Citi Custom Cash&reg; Card" data-outcome="APPLY" data-productid="7905" data-category="best-zero-interest-cards credit card" data-brand="Citi" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/9aedd300-bfe7-11eb-a48f-65ac0bb53c5b.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Citi Custom Cash&reg; Card" width="120" height="75" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26706465" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26706465" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6e79d016-a3c3-4800-9d36-4ddc07a7c84d" data-beam-product-clicked data-location="GRID" data-name="Citi Custom Cash&reg; Card" data-position="6" data-text="Citi Custom Cash&reg; Card" data-outcome="APPLY" data-productid="7905" data-category="best-zero-interest-cards credit card" data-brand="Citi" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Citi Custom Cash® Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Commuters</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% for 15 months on balance transfers</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% for 15 months on purchases</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 18.49% - 28.49% (Variable)</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/citi-custom-cash-card/" data-beam-element-clicked data-location="below the fold" data-name="Citi Custom Cash&reg; Card" data-position="6" data-text="BANKRATE SCORE" data-outcome="review" data-productid="7905" data-brand="Citi" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.4 / 5</p> </a> <div id="t2ed8af9c-e021-4f45-9bac-681b99709ba2" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t2ed8af9c-e021-4f45-9bac-681b99709ba2" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/citi-custom-cash-card/" data-beam-element-clicked data-location="below the fold" data-name="Citi Custom Cash&reg; Card" data-position="6" data-text="READ REVIEW" data-outcome="review" data-productid="7905" data-brand="Citi" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26706465" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26706465" data-beam-product-clicked data-location="below the fold" data-name="Citi Custom Cash&reg; Card" data-position="6" data-text="APPLY NOW" data-outcome="APPLY" data-productid="7905" data-brand="Citi" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Citi's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://click.linksynergy.com/fs-bin/click?id=EhraRx8K/BE&offerid=1638459.3529&type=3&subid=0" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Citi Custom Cash&reg; Card" data-position="6" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="7905" data-brand="Citi" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026578" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026578" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6bb75f51-0159-4939-8f8e-8ae636aa8ba9" data-beam-product-clicked data-location="GRID" data-name="Capital One VentureOne Rewards Credit Card" data-position="7" data-text="Capital One VentureOne Rewards Credit Card" data-outcome="APPLY" data-productid="22105773" data-category="best-zero-interest-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/596ce980-6f88-11ef-88db-67757e6c8737.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One VentureOne Rewards Credit Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25026578" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026578" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="6bb75f51-0159-4939-8f8e-8ae636aa8ba9" data-beam-product-clicked data-location="GRID" data-name="Capital One VentureOne Rewards Credit Card" data-position="7" data-text="Capital One VentureOne Rewards Credit Card" data-outcome="APPLY" data-productid="22105773" data-category="best-zero-interest-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One VentureOne Rewards Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Travel</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% intro on balance transfers for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% intro on purchases for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 19.74% - 29.74% (Variable)</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-ventureone-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="7" data-text="BANKRATE SCORE" data-outcome="review" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.1 / 5</p> </a> <div id="t6ffeb00a-0181-498a-8a42-4320a793ab0f" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t6ffeb00a-0181-498a-8a42-4320a793ab0f" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-ventureone-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="7" data-text="READ REVIEW" data-outcome="review" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=25026578" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25026578" data-beam-product-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="7" data-text="APPLY NOW" data-outcome="APPLY" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30769.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One VentureOne Rewards Credit Card" data-position="7" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="22105773" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26272457" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26272457" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="95089db9-38e0-4e78-83b3-bb7a2e2f4e03" data-beam-product-clicked data-location="GRID" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="8" data-text="Blue Cash Preferred&#174; Card from American Express" data-outcome="APPLY" data-productid="220310583" data-category="best-zero-interest-cards credit card" data-brand="American Express" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/4f675c90-7268-11e9-8bc5-4d4394516d65.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Blue Cash Preferred&#174; Card from American Express" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26272457" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26272457" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="95089db9-38e0-4e78-83b3-bb7a2e2f4e03" data-beam-product-clicked data-location="GRID" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="8" data-text="Blue Cash Preferred&#174; Card from American Express" data-outcome="APPLY" data-productid="220310583" data-category="best-zero-interest-cards credit card" data-brand="American Express" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Blue Cash Preferred® Card from American Express</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Families</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 12 months</span> <span class="display-flex align-items-baseline"> 0% on balance transfers for 12 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 12 months</span> <span class="display-flex align-items-baseline"> 0% on purchases for 12 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 18.49%-29.49% Variable</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/" data-beam-element-clicked data-location="below the fold" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="8" data-text="BANKRATE SCORE" data-outcome="review" data-productid="220310583" data-brand="American Express" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.4 / 5</p> </a> <div id="t6c36274c-decf-4515-9881-04f079d319b9" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t6c36274c-decf-4515-9881-04f079d319b9" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/blue-cash-preferred-card-from-american-express/" data-beam-element-clicked data-location="below the fold" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="8" data-text="READ REVIEW" data-outcome="review" data-productid="220310583" data-brand="American Express" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26272457" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26272457" data-beam-product-clicked data-location="below the fold" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="8" data-text="APPLY NOW" data-outcome="APPLY" data-productid="220310583" data-brand="American Express" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on American Express's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Blue Cash Preferred&#174; Card from American Express" data-position="8" data-text="Rates & Fees, Terms Apply" data-outcome="EXTERNALLINK" data-productid="220310583" data-brand="American Express" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> <span class="text-slate">, Terms Apply</span> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26271428" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26271428" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="c665cb70-4c35-48d8-b1e8-244a94226e2c" data-beam-product-clicked data-location="GRID" data-name="Blue Cash Everyday&#174; Card from American Express" data-position="9" data-text="Blue Cash Everyday&#174; Card from American Express" data-outcome="APPLY" data-productid="220310542" data-category="best-zero-interest-cards credit card" data-brand="American Express" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/51f0d120-037f-11ed-92d2-4352643c3844.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Blue Cash Everyday&#174; Card from American Express" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26271428" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26271428" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="c665cb70-4c35-48d8-b1e8-244a94226e2c" data-beam-product-clicked data-location="GRID" data-name="Blue Cash Everyday&#174; Card from American Express" data-position="9" data-text="Blue Cash Everyday&#174; Card from American Express" data-outcome="APPLY" data-productid="220310542" data-category="best-zero-interest-cards credit card" data-brand="American Express" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Blue Cash Everyday® Card from American Express</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Everyday use</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% on balance transfers for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% on purchases for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 18.49%-29.49% Variable</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/blue-cash-everyday-card-from-american-express/" data-beam-element-clicked data-location="below the fold" data-name="Blue Cash Everyday&#174; Card from American Express" data-position="9" data-text="BANKRATE SCORE" data-outcome="review" data-productid="220310542" data-brand="American Express" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.6 / 5</p> </a> <div id="t81edb3ea-4841-40a6-9544-46687c9da7fb" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t81edb3ea-4841-40a6-9544-46687c9da7fb" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/blue-cash-everyday-card-from-american-express/" data-beam-element-clicked data-location="below the fold" data-name="Blue Cash Everyday&#174; Card from American Express" data-position="9" data-text="READ REVIEW" data-outcome="review" data-productid="220310542" data-brand="American Express" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26271428" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26271428" data-beam-product-clicked data-location="below the fold" data-name="Blue Cash Everyday&#174; Card from American Express" data-position="9" data-text="APPLY NOW" data-outcome="APPLY" data-productid="220310542" data-brand="American Express" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on American Express's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-everyday-credit-card/26129-10-0/?print#terms-details" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Blue Cash Everyday&#174; Card from American Express" data-position="9" data-text="Rates & Fees, Terms Apply" data-outcome="EXTERNALLINK" data-productid="220310542" data-brand="American Express" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> <span class="text-slate">, Terms Apply</span> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26680454" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680454" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="2150fa95-8fca-405d-800d-81d08d2e1549" data-beam-product-clicked data-location="GRID" data-name="Bank of America&reg; Unlimited Cash Rewards credit card" data-position="10" data-text="Bank of America&reg; Unlimited Cash Rewards credit card" data-outcome="APPLY" data-productid="7880" data-category="best-zero-interest-cards credit card" data-brand="Bank of America" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/4937e540-40f1-11ee-88ac-8d33dad17a11.jpg?auto=webp&fit=bounds&width=120&height=76" alt="Image of Bank of America&reg; Unlimited Cash Rewards credit card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26680454" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680454" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="2150fa95-8fca-405d-800d-81d08d2e1549" data-beam-product-clicked data-location="GRID" data-name="Bank of America&reg; Unlimited Cash Rewards credit card" data-position="10" data-text="Bank of America&reg; Unlimited Cash Rewards credit card" data-outcome="APPLY" data-productid="7880" data-category="best-zero-interest-cards credit card" data-brand="Bank of America" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Bank of America® Unlimited Cash Rewards credit card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Bank of America customers</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 billing cycles</span> <span class="display-flex align-items-baseline"> 0% Intro APR for 15 billing cycles for any BTs made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 billing cycles</span> <span class="display-flex align-items-baseline"> 0% Intro APR for 15 billing cycles for purchases</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 18.74% - 28.74% Variable APR on purchases and balance transfers</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/bank-of-america-unlimited-cash-rewards-card/" data-beam-element-clicked data-location="below the fold" data-name="Bank of America&reg; Unlimited Cash Rewards credit card" data-position="10" data-text="BANKRATE SCORE" data-outcome="review" data-productid="7880" data-brand="Bank of America" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">3.8 / 5</p> </a> <div id="t063b0fe0-6fe9-4a24-b5b8-7062b74fdc0f" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t063b0fe0-6fe9-4a24-b5b8-7062b74fdc0f" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/bank-of-america-unlimited-cash-rewards-card/" data-beam-element-clicked data-location="below the fold" data-name="Bank of America&reg; Unlimited Cash Rewards credit card" data-position="10" data-text="READ REVIEW" data-outcome="review" data-productid="7880" data-brand="Bank of America" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26680454" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680454" data-beam-product-clicked data-location="below the fold" data-name="Bank of America&reg; Unlimited Cash Rewards credit card" data-position="10" data-text="APPLY NOW" data-outcome="APPLY" data-productid="7880" data-brand="Bank of America" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Bank of America's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26383273" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26383273" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="005c1254-aaa1-4ffc-b0b2-e8ebf0e64c80" data-beam-product-clicked data-location="GRID" data-name="Capital One Quicksilver Cash Rewards Credit Card" data-position="11" data-text="Capital One Quicksilver Cash Rewards Credit Card" data-outcome="APPLY" data-productid="22100504" data-category="best-zero-interest-cards credit card" data-brand="Capital One" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/a4b7ce50-5980-11ef-a7c5-db9b566f392d.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Capital One Quicksilver Cash Rewards Credit Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26383273" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26383273" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="005c1254-aaa1-4ffc-b0b2-e8ebf0e64c80" data-beam-product-clicked data-location="GRID" data-name="Capital One Quicksilver Cash Rewards Credit Card" data-position="11" data-text="Capital One Quicksilver Cash Rewards Credit Card" data-outcome="APPLY" data-productid="22100504" data-category="best-zero-interest-cards credit card" data-brand="Capital One" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Capital One Quicksilver Cash Rewards Credit Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Simplicity</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% intro on balance transfers for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 months</span> <span class="display-flex align-items-baseline"> 0% intro on purchases for 15 months</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 19.74% - 29.74% (Variable)</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-quicksilver-cash-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Quicksilver Cash Rewards Credit Card" data-position="11" data-text="BANKRATE SCORE" data-outcome="review" data-productid="22100504" data-brand="Capital One" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">3.8 / 5</p> </a> <div id="t225ac230-932f-481a-805f-5bf234d99359" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t225ac230-932f-481a-805f-5bf234d99359" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/capital-one-quicksilver-cash-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Capital One Quicksilver Cash Rewards Credit Card" data-position="11" data-text="READ REVIEW" data-outcome="review" data-productid="22100504" data-brand="Capital One" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26383273" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26383273" data-beam-product-clicked data-location="below the fold" data-name="Capital One Quicksilver Cash Rewards Credit Card" data-position="11" data-text="APPLY NOW" data-outcome="APPLY" data-productid="22100504" data-brand="Capital One" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Capital One's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://d25970n8puso9u.cloudfront.net/disclosure.30743.en-US.pdf" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Capital One Quicksilver Cash Rewards Credit Card" data-position="11" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="22100504" data-brand="Capital One" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26680300" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680300" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="7ccdd82f-3a31-41f1-a661-7432064488f8" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Active Cash&#174; Card" data-position="12" data-text="Wells Fargo Active Cash&#174; Card" data-outcome="APPLY" data-productid="7870" data-category="best-zero-interest-cards credit card" data-brand="Wells Fargo" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/99e9a180-5a55-11ef-a7c5-db9b566f392d.png?auto=webp&fit=bounds&width=120&height=76" alt="Image of Wells Fargo Active Cash&#174; Card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=26680300" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680300" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="7ccdd82f-3a31-41f1-a661-7432064488f8" data-beam-product-clicked data-location="GRID" data-name="Wells Fargo Active Cash&#174; Card" data-position="12" data-text="Wells Fargo Active Cash&#174; Card" data-outcome="APPLY" data-productid="7870" data-category="best-zero-interest-cards credit card" data-brand="Wells Fargo" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Wells Fargo Active Cash® Card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Flat-rate cash rewards</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 12 months</span> <span class="display-flex align-items-baseline"> 0% intro APR for 12 months from account opening on qualifying balance transfers</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 12 months</span> <span class="display-flex align-items-baseline"> 0% intro APR for 12 months from account opening</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 19.49%, 24.49%, or 29.49% Variable APR</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-active-cash-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="12" data-text="BANKRATE SCORE" data-outcome="review" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.3 / 5</p> </a> <div id="tf054e0b6-bd02-43f4-89b3-329e06fe9420" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="tf054e0b6-bd02-43f4-89b3-329e06fe9420" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-active-cash-card/" data-beam-element-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="12" data-text="READ REVIEW" data-outcome="review" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=26680300" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=26680300" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="12" data-text="APPLY NOW" data-outcome="APPLY" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Wells Fargo's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> <a href="https://click.linksynergy.com/fs-bin/click?id=27pXCeFyR/A&offerid=1618308.918&type=3&subid=0&u1=[TRANS_ID]" class="Link Link--standalone display-inline-block" target="blank" data-beam-product-clicked data-location="below the fold" data-name="Wells Fargo Active Cash&#174; Card" data-position="12" data-text="Rates & Fees" data-outcome="EXTERNALLINK" data-productid="7870" data-brand="Wells Fargo" data-variant="BUTTON" data-page-id="$pageId" data-featured="$pageFeatured" data-category-id=""> See Rates & Fees </a> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <a class="display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25626006" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25626006" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="ba2a8dd4-c9cd-4a9d-9c8f-c68982dfddcb" data-beam-product-clicked data-location="GRID" data-name="Bank of America&#174; Customized Cash Rewards credit card" data-position="13" data-text="Bank of America&#174; Customized Cash Rewards credit card" data-outcome="APPLY" data-productid="22069416" data-category="best-zero-interest-cards credit card" data-brand="Bank of America" data-variant="THUMBNAIL" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/45b282a0-c5c5-11ee-9db9-8dd34998ba1a.jpg?auto=webp&fit=bounds&width=120&height=76" alt="Image of Bank of America&#174; Customized Cash Rewards credit card" width="120" height="76" loading="lazy" > </a> <figcaption class="text-slate pt-2"> <a class="text-slate display-block text-decoration-none no-underline" href="https://oc.brcclx.com/t?lid=25626006" rel="sponsored" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25626006" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply" data-apply-button data-collation-id="ba2a8dd4-c9cd-4a9d-9c8f-c68982dfddcb" data-beam-product-clicked data-location="GRID" data-name="Bank of America&#174; Customized Cash Rewards credit card" data-position="13" data-text="Bank of America&#174; Customized Cash Rewards credit card" data-outcome="APPLY" data-productid="22069416" data-category="best-zero-interest-cards credit card" data-brand="Bank of America" data-variant="CARD NAME" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" > Bank of America® Customized Cash Rewards credit card</a> </figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div>Best for shopping</div></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 billing cycles</span> <span class="display-flex align-items-baseline"> 0% Intro APR for 15 billing cycles for any BTs made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 15 billing cycles</span> <span class="display-flex align-items-baseline"> 0% Intro APR for 15 billing cycles for purchases</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 18.74% - 28.74% Variable APR on purchases and balance transfers</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div class="score mb-2"> <div class="display-flex justify-content-center gap-2"> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/bank-of-america-cash-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Bank of America&#174; Customized Cash Rewards credit card" data-position="13" data-text="BANKRATE SCORE" data-outcome="review" data-productid="22069416" data-brand="Bank of America" data-variant="BUTTON" > <p class="text-blue sm:text-sm md:text-md mb-0">4.3 / 5</p> </a> <div id="t493b643e-5e3c-4e06-80f8-a87e4eac064a" class="display-none"> <div class="w-72" style="max-width: calc(100vw - 4rem)"> <p class="type-body-two m-0"> Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. </p></div> </div> <div class="display-inline-block ml-1 cursor-pointer TooltipFix"> <div x-data data-tippy-maxWidth="none" data-template="t493b643e-5e3c-4e06-80f8-a87e4eac064a" role="tooltip" tabIndex="0"x-tooltip="" > <span class="Icon Icon--xs -mt-3 text-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Info Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M0 12c0 6.612 5.388 12 12 12s12-5.388 12-12S18.612 0 12 0 0 5.388 0 12Zm1.96 0C1.96 6.465 6.464 1.96 12 1.96c5.535 0 10.04 4.505 10.04 10.04 0 5.535-4.505 10.04-10.04 10.04-5.535 0-10.04-4.505-10.04-10.04Zm11.02-4.543c0-.538-.441-.98-.98-.98-.539 0-.98.441-.98.98v.074c0 .539.441.98.98.98.539 0 .98-.441.98-.98v-.074Zm.012 3.796c0-.539-.441-.98-.98-.98-.539 0-.98.441-.98.98v5.265c0 .54.441.98.98.98.539 0 .98-.44.98-.98v-5.265Z" class="icon-base"/></svg></span></div> </div> </div> <a class="Link Link--standalone sm:text-sm md:text-md" href="https://www.bankrate.com/credit-cards/reviews/bank-of-america-cash-rewards-credit-card/" data-beam-element-clicked data-location="below the fold" data-name="Bank of America&#174; Customized Cash Rewards credit card" data-position="13" data-text="READ REVIEW" data-outcome="review" data-productid="22069416" data-brand="Bank of America" data-variant="BUTTON" > (Read card review) </a> </div> <div class="w-full display-flex flex-direction-column text-center mb-2 p-2"> <a class="Button Button--primary Button--normal" href="https://oc.brcclx.com/t?lid=25626006" onClick="event.preventDefault()" data-apply-click data-link="https://oc.brcclx.com/t?lid=25626006" data-beam-product-clicked data-location="below the fold" data-name="Bank of America&#174; Customized Cash Rewards credit card" data-position="13" data-text="APPLY NOW" data-outcome="APPLY" data-productid="22069416" data-brand="Bank of America" data-variant="BUTTON" data-page-id="339" data-featured="0" data-category-id="" data-track-click="creditcard.apply"> Apply now <span class="Icon Icon--xs icon-base-white -mt-1"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Lock Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M16.149 7.038v1.436H7.842V6.977c0-2.258 1.86-4.093 4.153-4.093a4.154 4.154 0 0 1 4.154 4.154Zm-9.691-.06v1.496h-.225a3.004 3.004 0 0 0-3.003 3.002v8.021A3.004 3.004 0 0 0 6.233 22.5h11.534v-.009c1.661 0 3.002-1.367 3.002-3.054v-7.96a3.004 3.004 0 0 0-3.002-3.003h-.234V7.038A5.543 5.543 0 0 0 11.995 1.5c-3.054 0-5.537 2.457-5.537 5.477Zm-.234 2.89c-.89 0-1.618.726-1.618 1.617v8.021c0 .891.727 1.618 1.618 1.618h11.534c.909 0 1.618-.735 1.618-1.67v-7.96c0-.891-.727-1.618-1.618-1.618H6.224v-.009Zm5.08 6.8c0 .38.31.692.692.692.38 0 .692-.311.692-.692v-2.362a.694.694 0 0 0-.692-.692.694.694 0 0 0-.693.692v2.362Z" class="icon-base"/></svg></span> </a> <div class="type-body-three mt-2 sm:mt-3"> on Bank of America's secure site </div> </div> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> <tr class=" md:justify-content-space-evenly"> <td x-data="{aoProduct: {odd: ''}}" class="CompareTable-card_name_bg CompareTable-card_name"> <div> <figure class="CreditCardProductTileCardart mb-0 mb-2 CompareTable-card_name"> <img class="CreditCardProductTileCardart__image js-product-box__image" src="https://cdn.prodstatic.com/shared/images/cards/120x76/50df2940-8030-11eb-be9c-9790947db9db.jpg?auto=webp&fit=bounds&width=120&height=76" alt="Image of BankAmericard&#174; credit card" width="118" height="76" loading="lazy" > <figcaption class="text-slate pt-2"> BankAmericard® credit card</figcaption> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <p>Low interest</p></div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 18 billing cycles</span> <span class="display-flex align-items-baseline"> 0% Intro APR for 18 billing cycles for any BTs made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <figure class="text-left text-slate mb-2 CompareTable-purchase_intro_apr"> <span class="display-inline-flex align-items-baseline font-circular-bold rounded min-w-max"> 18 billing cycles</span> <span class="display-flex align-items-baseline"> 0% Intro APR for 18 billing cycles for purchases</span> </figure> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="text-left text-slate mb-2 CompareTable-apr"> <div> Regular APR: 15.74% - 25.74% Variable APR on purchases and balance transfers</div> </div> </div> </td> <td x-data="{aoProduct: {odd: ''}}" class=""> <div> <div class="display-flex flex-direction-column text-center mb-2 "> <div id="terms-apply" class="text-xs px-2 mb-2 text-center w-full mt-2"> </div> </div> </div> </td> </tr> </tbody> </table> </div> </div> </div> </div> <div class="vertical-spacer pt-8 " style="width: 100%; content: '';"></div> <div class="TwoColumnLayout TwoColumnLayout--reversed gap-y-4"> <div class="TwoColumnLayout-aside SectionWithToc-toc" > <div class="TableOfContents TOC-track" x-data> <nav aria-label="Content on this page" class="TableOfContents-sidebar display-none md:display-block TOC-container"> <p class="TableOfContents-heading type-heading-six uppercase display-block"> On This Page</p> <ul class="TableOfContents-list List"> <li class=""> <a class="TableOfContents-link" href="#how-much-could-you-save" data-toc-jumpto="#how-much-could-you-save" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="How much can you save?" data-position="1" data-text="How much can you save?" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">How much can you save?</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#popular-zero-interest-credit-cards" data-toc-jumpto="#popular-zero-interest-credit-cards" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="Popular 0% interest credit cards" data-position="2" data-text="Popular 0% interest credit cards" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">Popular 0% interest credit cards</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#what-people-say-about-0-intro-apr-credit-cards" data-toc-jumpto="#what-people-say-about-0-intro-apr-credit-cards" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="What people say about 0% intro APR credit cards" data-position="3" data-text="What people say about 0% intro APR credit cards" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">What people say about 0% intro APR credit cards</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#in-the-news-feds-may-cut-interest-rates-in-september" data-toc-jumpto="#in-the-news-feds-may-cut-interest-rates-in-september" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="In the News: Feds may cut interest rates in September" data-position="4" data-text="In the News: Feds may cut interest rates in September" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">In the News: Feds may cut interest rates in September</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#ask-the-experts" data-toc-jumpto="#ask-the-experts" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="Ask the experts" data-position="5" data-text="Ask the experts" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">Ask the experts</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#faqs" data-toc-jumpto="#faqs" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="Frequently asked questions" data-position="6" data-text="Frequently asked questions" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">Frequently asked questions</span> </a> </li> <li class=""> <a class="TableOfContents-link" href="#why-we-chose" data-toc-jumpto="#why-we-chose" data-beam-element-clicked-no-delay data-type="LINK" data-location="SHELF-TOC-desktop" data-name="How we assess the best zero-interest credit cards" data-position="7" data-text="How we assess the best zero-interest credit cards" data-outcome="INTERNALLINK" > <span class="TableOfContents-linkText">How we assess the best zero-interest credit cards</span> </a> </li> </ul> </nav> </div></div> <div class="TwoColumnLayout-main SectionWithToc-body gap-y-4 hideTocMobile" data-e2e-monitor=SectionWithToc-body> <div id="how-much-could-you-save" class="SectionWithTocItem " data-beam-element-viewed id="how-much-could-you-save" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="How much can you save?" data-position="1" data-text="" > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> How much can you save with a zero-interest card? </h2> </div> <div class="wysiwyg display-block w-full"> <p>Credit card interest is <a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/what-is-credit-card-apr/">the cost of borrowing money</a> as a percentage of your credit card balance at the end of each billing cycle. It's one of the main ways that credit card companies make money. At the end of each billing cycle, the credit card issuer <a class="Link" href="https://www.consumerfinance.gov/ask-cfpb/how-does-my-credit-card-company-calculate-the-amount-of-interest-i-owe-en-51/" target="_blank" rel="noopener">calculates your interest charges</a> using your average daily balance, APR and the number of days in the billing cycle. How much interest you pay depends on the card's APR, which can be determined partly by your creditworthiness and federal interest rates.</p> <p>Knowing your APR is important to understanding how much you pay each month and how much you can save with an intro APR offer. Rates steadily increased throughout summer 2024 but took a sharp dip in September 2024. Since rates are trending down, your ongoing APR — the interest rate after your intro APR offer ends — won’t be as high, ultimately saving you even more money. So now’s a good time to consider applying for cards with zero-interest intro offers.</p></div> <div class="cards-weekly-apr-chart sm:h-[65vh]" data-cy="cards-weekly-apr-chart"> <div class="type-heading-four text-center m-8" data-cy="cards-weekly-header"> Current credit card interest rates</div> <div id="cards-weekly-apr-chart-id" data-cy="cards-weekly-chart"></div> </div> <div class="wysiwyg display-block w-full"> <p>High rates could easily accumulate hundreds of dollars in interest payments before you settle your balance, especially if you charge most of your purchases to a credit card. With the right intro APR offer, you can focus on paying down your debt without racking up additional interest on your balance during the intro period. These offers usually only keep interest at bay for 12 to 21 months until the typical interest rate kicks in, but this could still be more than enough time to settle your balance if you stick to <a class="Link" href="https://www.bankrate.com/personal-finance/debt/how-to-stick-to-debt-payoff-plan/">your debt payoff plan</a>. </p> <p>Based on a $3,000 balance, 3 percent balance transfer fee and the minimum payment required to settle the balance within 18 months, Bankrate’s <a class="Link" href="https://www.bankrate.com/credit-cards/tools/credit-card-payoff-calculator/">credit card payoff calculator</a> shows that an 18-month 0 percent intro APR offer could save you around $400 in interest on a $3,000 credit card balance. Just keep in mind that an intro APR on balance transfers only shields your transferred balance from interest — new purchases you make will still rack up interest unless the card also has a 0 percent intro APR offer for new purchases.</p> <!--StartFragment--> <table class="Table Table--stripedEven"> <thead> <tr> <th>APR</th> <th>With 3% balance transfer fee</th> <th>Monthly payment</th> <th>Total interest</th> <th>Total amount paid</th> </tr> </thead> <tbody> <tr> <td>20% for 18 months</td> <td>$3,000</td> <td>$194</td> <td>$497</td> <td>$3,497</td> </tr> <tr> <td>0% intro on balance transfers for 18 months</td> <td>$3,090</td> <td>$167</td> <td>$0</td> <td>$3,090</td> </tr> </tbody> </table></div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> <div class="wysiwyg display-block w-full"> <h3><strong>Choosing a </strong><strong>0% intro APR </strong><strong>card for purchases vs. balance transfers</strong></h3> <p>While many zero-interest cards have the same intro APR offers for purchases and balance transfers, some of the most popular cards may provide a shorter offer on purchases to deliver a longer balance transfer intro APR or another valuable perk. To help narrow down your shortlist of potential cards, consider whether you prioritize keeping interest at bay on upcoming purchases, your existing balance or if a well-rounded card with matching offers is best for your situation.</p></div> <div class="SupplementaryLink"> Dig deeper: <a class=" " href="https://www.bankrate.com/credit-cards/zero-interest/how-to-choose-a-0-apr-credit-card/" target=""data-beam-element-clicked data-type="link" data-location="https://www.bankrate.com/credit-cards/zero-interest/best-zero-interest-cards/" data-name="Learn more link" data-position="middle" data-text="How to choose a 0% intro APR credit card" data-outcome="send to page" > How to choose a 0% intro APR credit card</a> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> <div id="tabs-v3-6dd6e975-eccc-4613-8e28-d437a45bbe50" class="TabsV3" x-data="{ selectedId: null, init() { // Set the first available tab on the page on page load. this.$nextTick(() => this.select(this.$id('tab', 1))) }, select(id) { this.selectedId = id }, isSelected(id) { return this.selectedId === id }, whichChild(el, parent) { return Array.from(parent.children).indexOf(el) + 1 } }" x-id="['tab']"> <div class="sm:gutter"> <div class="wrapper" style=""> <ul class="TabsV3-nav full-width display-flex" x-ref="tablist" @keydown.right.prevent.stop="$focus.wrap().next()" @keydown.home.prevent.stop="$focus.first()" @keydown.page-up.prevent.stop="$focus.first()" @keydown.left.prevent.stop="$focus.wrap().prev()" @keydown.end.prevent.stop="$focus.last()" @keydown.page-down.prevent.stop="$focus.last()" role="tablist"> <li class="TabsV3-item pb-0" role="presentation"> <button :id="$id('tab', whichChild($el.parentElement, $refs.tablist))" @click="select($el.id);" @mousedown.prevent @focus="select($el.id)" type="button" :tabindex="isSelected($el.id) ? 0 : -1" :aria-selected="isSelected($el.id)" :class="isSelected($el.id) ? 'is-active' : ''" role="tab" class="TabsV3-button flex-direction-row" > Purchases</button> </li> <li class="TabsV3-item pb-0" role="presentation"> <button :id="$id('tab', whichChild($el.parentElement, $refs.tablist))" @click="select($el.id);" @mousedown.prevent @focus="select($el.id)" type="button" :tabindex="isSelected($el.id) ? 0 : -1" :aria-selected="isSelected($el.id)" :class="isSelected($el.id) ? 'is-active' : ''" role="tab" class="TabsV3-button flex-direction-row" > Balance transfers</button> </li> </ul> </div> </div> <div class="TabsV3-content mt-5 TabsV3-content-noscript sm:gutter" x-cloak> <noscript><style> .TabsV3-content-noscript {display: block!important;} </style></noscript> <div class="wrapper"> <div x-show="isSelected($id('tab', whichChild($el, $el.parentElement)))" :aria-labelledby="$id('tab', whichChild($el, $el.parentElement))" role="tabpanel" class="TabsV3-tab py- px-"> <div class="wysiwyg display-block w-full"> <p>Zero-interest cards are great when <a class="Link" href="https://www.bankrate.com/credit-cards/advice/using-a-credit-card-for-large-purchases/">planning a large purchase</a>, such as furniture or new tech, while getting used to a card’s features. It’s also a great time to figure out a budget for you and your card. Just make sure you know when the offer ends so you’re not caught off guard when the ongoing APR applies.</p></div> </div> <div x-show="isSelected($id('tab', whichChild($el, $el.parentElement)))" :aria-labelledby="$id('tab', whichChild($el, $el.parentElement))" role="tabpanel" class="TabsV3-tab py- px-"> <div class="wysiwyg display-block w-full"> <p>It can be easier to plan how long it will take to pay down your debt if you have a clear timeline between 12 and 21 months. You can divide it evenly or focus on lowering your debt to a certain amount before the offer ends. </p> <p>If you can’t pay off the total amount, the offer can still help decrease the overall debt. In this case, it’s best not to use the card for purchases, too. This can be especially important for zero-interest cards that earn rewards since, although you can earn cash back, it may leave you with more debt than you started with. </p></div> </div> </div> </div> </div> <div class="wysiwyg display-block w-full"> <h3><strong>Should you get a 0% intro APR card?</strong></h3> <p><span style="font-size: 1em;">While an intro APR offer can help you potentially save hundreds on potential interest costs, a zero-interest card can be a <a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/use-zero-percent-apr-cards-to-your-advantage/">slippery slope into a debt cycle</a> or <a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/ways-zero-percent-card-can-hurt-credit/">credit damage</a> if you’re not careful. If you don’t make sufficient payments or you’re still racking up a bigger balance than you can pay off in time, you could end up <a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/why-you-owe-interest-on-zero-percent-apr-card/">owing interest on your zero-interest card</a> too. Your intro APR could also end early if you missed a payment due date or didn’t make the minimum payment — leaving you right back where you started and possibly with a sky-high penalty APR. </span></p></div> <div class="BannerCard Card Card--flat box-shadow-1 rounded-md pos-relative Card--imageLeft"> <div class="Card-imageContainer"> <img loading="lazy" class="Card-image" src="https://www.bankrate.com/f/102997/912x513/c49a4b0460/how-to-use-a-0-apr-credit-card-as-an-interest-free-loan.webp?auto=webp&optimize=high" srcset="https://www.bankrate.com/f/102997/912x513/c49a4b0460/how-to-use-a-0-apr-credit-card-as-an-interest-free-loan.webp?auto=webp&fit=crop&width=475&height=270 475w, https://www.bankrate.com/f/102997/912x513/c49a4b0460/how-to-use-a-0-apr-credit-card-as-an-interest-free-loan.webp?auto=webp&fit=crop&width=400&height=220 400w, https://www.bankrate.com/f/102997/912x513/c49a4b0460/how-to-use-a-0-apr-credit-card-as-an-interest-free-loan.webp?auto=webp&fit=crop&width=310&height=180 310w, https://www.bankrate.com/f/102997/912x513/c49a4b0460/how-to-use-a-0-apr-credit-card-as-an-interest-free-loan.webp?auto=webp&fit=crop&width=230&height=150 230w, https://www.bankrate.com/f/102997/912x513/c49a4b0460/how-to-use-a-0-apr-credit-card-as-an-interest-free-loan.webp?auto=webp&fit=crop&width=80&height=70 80w" alt="Bankrate's image file"> </div> <div class="Card-body flex-direction-column sm:flex-direction-row align-items-center justify-content-space-between p-8"> <a href="https://www.bankrate.com/credit-cards/zero-interest/use-zero-apr-credit-card-interest-free-loan/" class="text-black pos-absolute w-full h-full" aria-label="Using a 0% APR credit card as an interest-free loan" style="left:0" > </a> <div class="w-full mb-8 sm:mb-0"> <h4 class="BannerCard-title type-heading-four mt-0 mb-4"> Using a 0% APR credit card as an interest-free loan </h4> <div class="BannerCard-copy type-body-one text-slate"> </div> </div> <div class="display-flex align-items-center flex-direction-row-reverse w-full sm:w-auto sm:flex-direction-row m-0"> <div class="flex-1"> <div class="Card-arrow"> <span class="Icon Icon--xs fill-blue"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </div> </div> </div> </div> </div> </div> <div id="popular-zero-interest-credit-cards" class="SectionWithTocItem " data-beam-element-viewed id="popular-zero-interest-credit-cards" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="Popular 0% interest credit cards" data-position="2" data-text="" > <div id="well-6a059cdb-e2af-4c2c-8830-583b6a367a8e" class="WellContainer rounded-lg border-4 border-blue-mid bg-blue-light py-8 px-4"> <div data-cy="" class="Headline w-full"> <h2 class="type-heading-three"> Our data: Bankrate’s most popular zero percent intro APR credit cards </h2> </div> <div class="wysiwyg display-block w-full"> <p>We dug into our <a class="Link" href="https://www.bankrate.com/credit-cards/how-we-use-data/">proprietary data</a> to identify Bankrate’s most popular intro APR credit card offers in 2024. An average of 21 percent of Bankrate users clicked on these three credit cards:</p> <ul> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/bankamericard-credit-card/">BankAmericard Credit Card</a>*</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-custom-cash-card/">Citi Custom Cash® Card</a>*</li> <li><a class="Link" href="https://www.bankrate.com/credit-cards/reviews/bank-of-america-cash-rewards-credit-card/">Bank of America® Customized Cash Rewards credit card</a>*</li> </ul> <p>Interestingly enough, these cards don’t have the longest intro APR offers on the market. All three have intro APR offers of 18 months or less, which is a notable difference from the most popular cards in 2023 — the BankAmericard, <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-diamond-preferred-card/">Citi® Diamond Preferred® Card</a> and <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/u-s-bank-visa-platinum-card/">U.S. Bank Visa® Platinum Card</a> — which have APR offers of 21 months, the longest intro APRs on balance transfers currently available. This trend aligns with our <a class="Link" href="https://www.bankrate.com/credit-cards/news/credit-card-debt-report/#credit-card-rewards">2024 Credit Debt Report</a>, showing an increasing interest in earning rewards over a few more months of an intro APR — even for cardholders with credit card debt.</p> <p>While having a longer intro APR offer can be beneficial in paying off debt, once the offer ends, intro APR-focused cards’ long-term value can be limited, and many of the options with the longest offers don’t earn rewards or carry other notable perks.<span style="font-size: 1em;"> This can be quite the drawback, especially when you consider that many of these cards require a good to excellent credit score to qualify.</span></p> <p><em>*BankAmericard Credit Card </em><em>15.74% - 25.74% Variable APR on purchases and balance transfers<br></em></p> <p><em>*Citi Custom Cash® Card 18.49% - 28.49% (Variable)</em></p> <p><em>*Bank of America® Customized Cash Rewards credit card</em><em style="font-size: 1em;"> 18.74% - 28.74% Variable APR on purchases and balance transfers</em></p></div> </div> </div> <div id="what-people-say-about-0-intro-apr-credit-cards" class="SectionWithTocItem " data-beam-element-viewed id="what-people-say-about-0-intro-apr-credit-cards" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="What people say about 0% intro APR credit cards" data-position="3" data-text="" > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> What people say about 0% intro APR credit cards </h2> </div> <div class="wysiwyg display-block w-full"> <p>Getting advice from others who have been in your situation is a great way to determine your next financial step. Using a credit card with a zero-interest intro APR offer can help you plan for large expenses without accumulating interest. Make sure you use your offer carefully, as your credit score remains an important piece of your overall financial health.</p></div> <ul class="Accordion w-full border-0" data-cy="accordion-5d05f047-b406-4c1b-bbb4-ac24d21d0090"> <li x-id="['panel-span-classtext-first-hand-experience-from-zero-interest-credit-card-usersspan', 'heading-span-classtext-first-hand-experience-from-zero-interest-credit-card-usersspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item Card Card--accentedBottom mb-4 border-0" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6 hover:bg-white" :id="$id('heading-span-classtext-first-hand-experience-from-zero-interest-credit-card-usersspan')" :aria-controls="$id('panel-span-classtext-first-hand-experience-from-zero-interest-credit-card-usersspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" first-hand experience from zero-interest credit card users " data-position="1" data-text=" First-hand experience from zero-interest credit card users " data-outcome="" data-variant="card" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> First-hand experience from zero-interest credit card users</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-first-hand-experience-from-zero-interest-credit-card-usersspan')" :labelledBy="$id('heading-span-classtext-first-hand-experience-from-zero-interest-credit-card-usersspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate border-t border-gray p-0 pt-5 m-3 mb-4 sm:m-6 mt-0 sm:mt-0"> <div class="wysiwyg display-block w-full"> <p><a class="Link" href="https://www.bankrate.com/credit-cards/news/why-are-credit-card-aprs-so-high/">Credit card APRs are especially high right now</a>, so the best way to avoid interest is to not have a balance. This leaves you with all the rewards without worrying about losing money by carrying a balance.</p> <p>However, it could be worth considering a card with more long-term value than just long intro APR offers, based on recent online discussion. The best zero-interest card will be the one that fits best into your financial situation, whether you’re using one to finance upcoming expenses or manage any existing credit card debt. In a <a class="Link" href="https://ficoforums.myfico.com/t5/Credit-Cards/Setting-Your-gt-2024-lt-Card-Strategy/m-p/6720628#M1857705" target="_blank" rel="noopener">myFICO forum</a><span style="font-size: 1em;"> for planning a 2024 credit card strategy, several users prioritized paying down their debt and preparing for potential major expenses. One user is adjusting their credit card strategy to find cards with long-term value due to rising costs in the current card economy.</span></p> <p>“We often remind each other that ‘Credit is a marathon, not a Sprint,’ to try to pace ourselves, and to realize that we need to keep some self-discipline in the process," one myFICO contributor said. "Self discipline requires a plan.”</p> <p><span style="font-size: 1em;">Because costs are increasing, cash back will be more important than ever. And they said that they’ll more strongly consider zero-interest cards with cash back welcome offers.</span></p> <p><em>*The quotes and citations included on this page have been verified by our editorial team and are accurate as of the posting date. Be sure to check the issuer's website/terms and conditions for all up to date content. Outlinked content may contain views and opinions that do not reflect the views and opinions of Bankrate.</em></p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-first-hand-experience-from-zero-interest-credit-card-usersspan')" :labelledBy="$id('heading-span-classtext-first-hand-experience-from-zero-interest-credit-card-usersspan')" role="region" > <div class="Accordion-content text-slate border-t border-gray p-0 pt-5 m-3 mb-4 sm:m-6 mt-0 sm:mt-0"> <div class="wysiwyg display-block w-full"> <p><a class="Link" href="https://www.bankrate.com/credit-cards/news/why-are-credit-card-aprs-so-high/">Credit card APRs are especially high right now</a>, so the best way to avoid interest is to not have a balance. This leaves you with all the rewards without worrying about losing money by carrying a balance.</p> <p>However, it could be worth considering a card with more long-term value than just long intro APR offers, based on recent online discussion. The best zero-interest card will be the one that fits best into your financial situation, whether you’re using one to finance upcoming expenses or manage any existing credit card debt. In a <a class="Link" href="https://ficoforums.myfico.com/t5/Credit-Cards/Setting-Your-gt-2024-lt-Card-Strategy/m-p/6720628#M1857705" target="_blank" rel="noopener">myFICO forum</a><span style="font-size: 1em;"> for planning a 2024 credit card strategy, several users prioritized paying down their debt and preparing for potential major expenses. One user is adjusting their credit card strategy to find cards with long-term value due to rising costs in the current card economy.</span></p> <p>“We often remind each other that ‘Credit is a marathon, not a Sprint,’ to try to pace ourselves, and to realize that we need to keep some self-discipline in the process," one myFICO contributor said. "Self discipline requires a plan.”</p> <p><span style="font-size: 1em;">Because costs are increasing, cash back will be more important than ever. And they said that they’ll more strongly consider zero-interest cards with cash back welcome offers.</span></p> <p><em>*The quotes and citations included on this page have been verified by our editorial team and are accurate as of the posting date. Be sure to check the issuer's website/terms and conditions for all up to date content. Outlinked content may contain views and opinions that do not reflect the views and opinions of Bankrate.</em></p></div> </div> </div> </noscript> </li> </ul> <div class="wysiwyg display-block w-full"> <h3>How a Bankrate writer used his 0% intro APR card offer</h3> <p>Using an intro APR card can make it easier to cover large purchases, but you should do your best not to charge more than you’re sure you can pay off.</p> <p>The Citi Custom Cash card and its intro APR on purchases helped Bankrate writer <a class="Link" href="https://www.bankrate.com/authors/brendan-dyer/">Brendan Dyer</a> get used to adding a new car loan payment into his monthly budget.</p> <blockquote class="pull-quote"> <p>“Shortly after I bought a car, I applied for the Citi Custom Cash card because it had an introductory APR offer I wanted to take advantage of alongside my new car loan. I used the card to buy groceries and, occasionally, gas. I never had a loan before, so making car payments was new to me. I wanted to get it over with as quickly as possible, or at least get far enough ahead on the loan that I could trim the overall interest I would pay on it.</p> <p>The Citi Custom Cash card and its introductory APR offer let me carry a balance for all my regular purchases for a little more than one year while I focused on paying off my car. I knew I would eventually pay off my card balance before the offer period ended, but the intro APR gave me a safety net while I managed a new monthly car payment. It also helped me avoid a lot of interest on my car loan because I didn’t need to pay my card off right away and could keep paying down the principal on my loan.”</p> <cite class="pull-quote__cite">— Brendan Dyer, Writer, Bankrate</cite></blockquote> <p> </p></div> </div> <div id="in-the-news-feds-may-cut-interest-rates-in-september" class="SectionWithTocItem " data-beam-element-viewed id="in-the-news-feds-may-cut-interest-rates-in-september" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="In the News: Feds may cut interest rates in September" data-position="4" data-text="" > <div id="well-93828594-c9c6-4d93-a237-75f33b9a3785" class="WellContainer rounded-lg border-4 border-blue-mid bg-blue-light py-8 px-4"> <div data-cy="" class="Headline w-full"> <h2 class="type-heading-three"> In the news: The Fed’s September rate cuts may be a sign of more notable APR cuts into 2025 </h2> </div> <div class="wysiwyg display-block w-full"> <p>With the job market and <a class="Link" href="https://www.bankrate.com/banking/federal-reserve/latest-inflation-statistics/">inflation slowing down</a>, the Federal Reserve finally <a class="Link" href="https://www.bankrate.com/banking/federal-reserve/fomc-meeting-recap-september-2024/">cut interest rates</a> for the first time since the consistent rate hikes and plateaus began early in the pandemic. Fed officials anticipate this unexpectedly significant half-point cut may be the prologue to more cuts this year and potentially another full percentage point of cuts in 2025.</p> <p>Although it may be a while before <a class="Link" href="https://www.bankrate.com/credit-cards/news/subprime-card-holders-impacted-by-high-interest-rates/">the sting of high inflation subsides</a>, this is great news for cardholders and borrowers since it may indicate slightly lower APRs and hope for more meaningful drops in the future. However, this small drop from <a class="Link" href="https://www.bankrate.com/credit-cards/news/why-are-credit-card-aprs-so-high/">record-high rates</a> means it’s still far from a good time to put large purchases on a card that could accrue interest. Cardholders with credit-building cards are still especially affected since it will still be hard to avoid remarkably high APRs on these cards.</p> <p>In the meantime, you can double-check your credit score to ensure you have the best approval odds for whichever 0 percent APR card you apply for. You generally want to aim for good to excellent credit. You can also use tools such as <a class="Link" href="https://www.bankrate.com/credit-cards/tools/cardmatch/">CardMatch</a> to check your odds for a 0 percent APR card.</p></div> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> </div> <div id="ask-the-experts" class="SectionWithTocItem " data-beam-element-viewed id="ask-the-experts" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="Ask the experts" data-position="5" data-text="" > <div class="AskTheExperts border-grey border-1 rounded-lg bg-gray-light gap-4 p-8" x-data="{ author_id_active: '1470' }"> <h3 class="type-heading-three w-full mb-4"> Ask the experts: What are the best ways to avoid paying interest on a credit card?</h3> <ul class="AskTheExperts-panel -m-2" role="list"> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-1" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '1470'" role="button" aria-label="Author name Thomas Nitzsche"> <img srcset="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Thomas Nitzsche</p> </button> </li> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-2" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '1057'" role="button" aria-label="Author name Stephanie Zito"> <img srcset="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Stephanie Zito</p> </button> </li> <li class="AskTheExperts-panelItem p-2" role="listitem"> <button id="AskTheExperts-tab-3" class="AskTheExperts-panelAuthor rounded bg-white p-4" x-on:click="author_id_active = '368'" role="button" aria-label="Author name Erica Sandberg"> <img srcset="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=48&height=48&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--md flex-shrink-0" alt=""> <p class="font-bold m-0 ml-4" aria-hidden="true">Erica Sandberg</p> </button> </li> </ul> <hr class="w-full border-grey border-1 mx-0 my-2"> <div class="AskTheExperts-details" role="tabpanel"> <div x-show="author_id_active == '1470'" aria-labelledby="AskTheExperts-tab-1" role="tabpanel" style=""> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/thomas-nitzsche/"> <img srcset="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2023/10/11115315/ThomasNitzsche-14-scaled.jpg?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Thomas Nitzsche</p> <p class="text-slate m-0">Financial Educator, Debt and Credit</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> Whenever possible, pay off your credit cards every month. If you have a balance with a high interest rate, look for balance transfer opportunities and try to pay off the balance within the promotional rate time frame. If you have bad credit and are struggling to pay down your balance, look into a debt management plan through a nonprofit credit counseling agency. Some creditors offer as low as 0 percent through a debt management plan, and multiple monthly payments can be consolidated into one. On average, a debt management plan lasts four years, but there is no prepayment penalty if you are able to pay it off sooner. Keep in mind that a debt management plan will close the accounts you’re consolidating, so this isn’t something you want to do as a first option. </p> </div> </div> </div> <div x-show="author_id_active == '1057'" aria-labelledby="AskTheExperts-tab-2" role="tabpanel" style="display: none;"> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/stephanie-zito/"> <img srcset="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/04/06151214/stephanie-zito-150-1.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Stephanie Zito</p> <p class="text-slate m-0">Contributor, Personal Finance</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> Hands down, the best way to avoid paying any interest is to set every one of your card accounts to auto-pay the full balance each month on or before the due date. This method to set it and forget it always works — as long as you’re never spending more than what is in your bank account.</p> </div> </div> </div> <div x-show="author_id_active == '368'" aria-labelledby="AskTheExperts-tab-3" role="tabpanel" style="display: none;"> <div class="AskTheExperts-detailsItem"> <a class="AskTheExperts-detailsAuthor no-underline" href="https://www.bankrate.com/authors/erica-sandberg/"> <img srcset="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=1.5 1.5x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=2 2x, https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart&dpr=3 3x" src="https://www.bankrate.com/2021/08/05100718/erica-sandberg-1501.png?auto=webp&quality=85&width=64&height=64&fit=cover&enable=upscale&crop=1:1,smart" loading="lazy" class="AuthorAvatar AuthorAvatar--lg flex-shrink-0" alt=""> <div class="ml-6"> <p class="type-heading-four Link border-0 m-0 mb-1">Erica Sandberg</p> <p class="text-slate m-0">Contributor, Credit Cards</p> </div> </a> <div class="w-full mt-4 border-grey border-1 rounded bg-white p-4"> <p class="type-body-two text-gray-dark m-0"> I’m a big fan of the “pay as you charge” method. Make sure you have your bank’s app on your phone — it should be connected to your checking account. Then use your credit card for the things you want and can afford, and immediately pay off the balance at the end of the day. You’ll never pay another penny in interest, you’ll rack up the rewards (if your card has a rewards program) and you won’t face a big balance at the end of the month that you may be tempted to partially pay off. </p> </div> </div> </div> </div> </div> <div class="vertical-spacer pt-8 " style="width: 100%; content: '';"></div> </div> <div id="faqs" class="SectionWithTocItem " data-beam-element-viewed id="faqs" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="Frequently asked questions" data-position="6" data-text="" > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> Frequently asked questions about 0% intro APR credit cards </h2> </div> <ul class="Accordion w-full" data-cy="accordion-a1ad2abf-9241-4c40-ad2f-637392401fee"> <li x-id="['panel-accordion-how-do-i-qualify-for-a-0-apr-credit-card', 'heading-accordion-how-do-i-qualify-for-a-0-apr-credit-card']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-accordion-how-do-i-qualify-for-a-0-apr-credit-card')" :aria-controls="$id('panel-accordion-how-do-i-qualify-for-a-0-apr-credit-card')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" what credit score is required for a 0% intro apr card? " data-position="1" data-text=" What credit score is required for a 0% intro APR card? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> What credit score is required for a 0% intro APR card?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-accordion-how-do-i-qualify-for-a-0-apr-credit-card')" :labelledBy="$id('heading-accordion-how-do-i-qualify-for-a-0-apr-credit-card')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>A good credit score (FICO score between 670 and 739) would give you a solid chance to qualify for a 0 percent APR credit card, and an excellent credit score would give you the best approval odds and rates. You may have the best chance at some zero-interest cards with lengthy 21-month offers if your score is closer to excellent (a FICO score of 740 or higher).</p> <p>You can estimate your approval odds — and potentially find prequalified card offers — through Bankrate’s <a class="Link" href="https://www.bankrate.com/credit-cards/tools/cardmatch/flow/">CardMatch</a> tool if you want an extra vote of confidence.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-accordion-how-do-i-qualify-for-a-0-apr-credit-card')" :labelledBy="$id('heading-accordion-how-do-i-qualify-for-a-0-apr-credit-card')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>A good credit score (FICO score between 670 and 739) would give you a solid chance to qualify for a 0 percent APR credit card, and an excellent credit score would give you the best approval odds and rates. You may have the best chance at some zero-interest cards with lengthy 21-month offers if your score is closer to excellent (a FICO score of 740 or higher).</p> <p>You can estimate your approval odds — and potentially find prequalified card offers — through Bankrate’s <a class="Link" href="https://www.bankrate.com/credit-cards/tools/cardmatch/flow/">CardMatch</a> tool if you want an extra vote of confidence.</p></div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-what-happens-when-the-0-intro-apr-offer-endsspan', 'heading-span-classtext-what-happens-when-the-0-intro-apr-offer-endsspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-what-happens-when-the-0-intro-apr-offer-endsspan')" :aria-controls="$id('panel-span-classtext-what-happens-when-the-0-intro-apr-offer-endsspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" what happens when the 0% intro apr offer ends? " data-position="2" data-text=" What happens when the 0% intro APR offer ends? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> What happens when the 0% intro APR offer ends?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-what-happens-when-the-0-intro-apr-offer-endsspan')" :labelledBy="$id('heading-span-classtext-what-happens-when-the-0-intro-apr-offer-endsspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>When your <a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/what-happens-when-my-0-intro-apr-period-ends/">0 percent intro APR offer ends,</a> the card’s regular, <a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/good-apr-for-credit-card/">ongoing interest rate</a> will apply to any future balance you carry month to month. For example, if your intro APR period is over and you still have a balance of $200 on your card, your next credit card statement will show that you owe $200 — and the interest has already started compounding again.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-what-happens-when-the-0-intro-apr-offer-endsspan')" :labelledBy="$id('heading-span-classtext-what-happens-when-the-0-intro-apr-offer-endsspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>When your <a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/what-happens-when-my-0-intro-apr-period-ends/">0 percent intro APR offer ends,</a> the card’s regular, <a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/good-apr-for-credit-card/">ongoing interest rate</a> will apply to any future balance you carry month to month. For example, if your intro APR period is over and you still have a balance of $200 on your card, your next credit card statement will show that you owe $200 — and the interest has already started compounding again.</p></div> </div> </div> </noscript> </li> <li x-id="['panel-accordion-what-are-the-longest-0-apr-credit-card-offers', 'heading-accordion-what-are-the-longest-0-apr-credit-card-offers']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-accordion-what-are-the-longest-0-apr-credit-card-offers')" :aria-controls="$id('panel-accordion-what-are-the-longest-0-apr-credit-card-offers')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" what are the longest 0% intro apr credit card offers? " data-position="3" data-text=" What are the longest 0% intro APR credit card offers? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> What are the longest 0% intro APR credit card offers?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-accordion-what-are-the-longest-0-apr-credit-card-offers')" :labelledBy="$id('heading-accordion-what-are-the-longest-0-apr-credit-card-offers')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div>All of the longest intro APR offers on the market currently hover around 21 months. <span style="font-size: 1em;">However, these lengthy offers <a class="Link" href="https://www.bankrate.com/credit-cards/balance-transfer/which-cards-still-offer-21-months-zero-percent/">have become harder to find</a>.</span><br /><br /></div> <ul> <li>The<strong> <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/u-s-bank-visa-platinum-card/">U.S. Bank Visa® Platinum Card</a></strong> offers a 0 percent intro APR for 21 billing cycles on purchases and qualifying balance transfers. (18.74% - 29.74% (Variable) ongoing) </li> <li>The<strong> <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-reflect-card/">Wells Fargo Reflect® Card</a></strong> offers a 0 percent intro APR for 21 months on purchases and qualifying balance transfers. Balance transfers made within 120 days qualify for the intro rate (with a balance transfer fee of 5 percent or a minimum of $5). (17.49%, 23.99%, or 29.24% Variable APR ongoing) </li> <li>The <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-diamond-preferred-card/"><strong>Citi® Diamond Preferred® Card</strong></a> has a 0 percent intro APR for 21 months on balance transfers made within four months of account opening, but its 0 percent intro APR on purchases only lasts 12 months. (17.49% - 28.24% (Variable) ongoing)</li> <li>The <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-simplicity-card/"><strong>Citi Simplicity® Card</strong></a> also has a lengthy 0 percent intro APR for 21 months on balance transfers. However, its 0 percent intro APR on purchases is also limited to 12 months, with the same ongoing rate thereafter. (18.49% - 29.24% (Variable) ongoing) </li> </ul></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-accordion-what-are-the-longest-0-apr-credit-card-offers')" :labelledBy="$id('heading-accordion-what-are-the-longest-0-apr-credit-card-offers')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div>All of the longest intro APR offers on the market currently hover around 21 months. <span style="font-size: 1em;">However, these lengthy offers <a class="Link" href="https://www.bankrate.com/credit-cards/balance-transfer/which-cards-still-offer-21-months-zero-percent/">have become harder to find</a>.</span><br /><br /></div> <ul> <li>The<strong> <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/u-s-bank-visa-platinum-card/">U.S. Bank Visa® Platinum Card</a></strong> offers a 0 percent intro APR for 21 billing cycles on purchases and qualifying balance transfers. (18.74% - 29.74% (Variable) ongoing) </li> <li>The<strong> <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/wells-fargo-reflect-card/">Wells Fargo Reflect® Card</a></strong> offers a 0 percent intro APR for 21 months on purchases and qualifying balance transfers. Balance transfers made within 120 days qualify for the intro rate (with a balance transfer fee of 5 percent or a minimum of $5). (17.49%, 23.99%, or 29.24% Variable APR ongoing) </li> <li>The <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-diamond-preferred-card/"><strong>Citi® Diamond Preferred® Card</strong></a> has a 0 percent intro APR for 21 months on balance transfers made within four months of account opening, but its 0 percent intro APR on purchases only lasts 12 months. (17.49% - 28.24% (Variable) ongoing)</li> <li>The <a class="Link" href="https://www.bankrate.com/credit-cards/reviews/citi-simplicity-card/"><strong>Citi Simplicity® Card</strong></a> also has a lengthy 0 percent intro APR for 21 months on balance transfers. However, its 0 percent intro APR on purchases is also limited to 12 months, with the same ongoing rate thereafter. (18.49% - 29.24% (Variable) ongoing) </li> </ul></div> </div> </div> </noscript> </li> <li x-id="['panel-accordion-is-deferred-interest-the-same-as-a-0-apr-credit-card', 'heading-accordion-is-deferred-interest-the-same-as-a-0-apr-credit-card']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-accordion-is-deferred-interest-the-same-as-a-0-apr-credit-card')" :aria-controls="$id('panel-accordion-is-deferred-interest-the-same-as-a-0-apr-credit-card')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="faq section" data-name=" is deferred interest the same as a 0% intro apr credit card? " data-position="4" data-text=" Is deferred interest the same as a 0% intro APR credit card? " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Is deferred interest the same as a 0% intro APR credit card?</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-accordion-is-deferred-interest-the-same-as-a-0-apr-credit-card')" :labelledBy="$id('heading-accordion-is-deferred-interest-the-same-as-a-0-apr-credit-card')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p><a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/what-is-deferred-interest/">Deferred interest</a> can be <a class="Link" href="https://www.consumerfinance.gov/about-us/blog/how-understand-special-promotional-financing-offers-credit-cards/" target="_blank" rel="noopener">much costlier</a> than a traditional 0 percent intro APR if you don’t pay off your balance before the offer period ends. Deferred interest still begins compounding when you open the account, but the interest is forgiven once you pay off your balance in the specified time period. However, that interest that’s been building in the background is added to your balance if you don’t pay the full balance off in time.</p></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-accordion-is-deferred-interest-the-same-as-a-0-apr-credit-card')" :labelledBy="$id('heading-accordion-is-deferred-interest-the-same-as-a-0-apr-credit-card')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p><a class="Link" href="https://www.bankrate.com/credit-cards/zero-interest/what-is-deferred-interest/">Deferred interest</a> can be <a class="Link" href="https://www.consumerfinance.gov/about-us/blog/how-understand-special-promotional-financing-offers-credit-cards/" target="_blank" rel="noopener">much costlier</a> than a traditional 0 percent intro APR if you don’t pay off your balance before the offer period ends. Deferred interest still begins compounding when you open the account, but the interest is forgiven once you pay off your balance in the specified time period. However, that interest that’s been building in the background is added to your balance if you don’t pay the full balance off in time.</p></div> </div> </div> </noscript> </li> </ul> </div> <div id="why-we-chose" class="SectionWithTocItem " data-beam-element-viewed id="why-we-chose" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="How we assess the best zero-interest credit cards" data-position="7" data-text="" > <div class="wysiwyg display-block w-full"> <h2>How we assess the best zero-interest credit cards</h2></div> <div class="expertise-card-group expertise-container display-flex flex-wrap justify-content-space-around w-full"> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Document Icon</title><path d="M18.323 23.99H10.11A4.5 4.5 0 0 1 5.7 19.399V8.564c.055-2.432 2.069-4.399 4.486-4.399h5.858c.743 0 1.464.31 1.975.836l3.92 4.082c.489.51.76 1.184.76 1.897v8.434a4.547 4.547 0 0 1-4.37 4.584l-.007-.007Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M16.365 22.492H7.669a4.765 4.765 0 0 1-4.668-4.863V6.158C3.06 3.583 5.191 1.5 7.751 1.5h6.202c.788 0 1.55.328 2.092.886l4.15 4.32c.518.542.805 1.256.805 2.01v8.93a4.814 4.814 0 0 1-4.627 4.854l-.008-.008ZM7.75 2.812a3.464 3.464 0 0 0-3.445 3.354v11.471a3.454 3.454 0 0 0 3.371 3.535h8.655c1.879-.074 3.355-1.632 3.347-3.535V8.84h-2.413a3.464 3.464 0 0 1-3.453-3.452V2.812H7.75Zm7.374.517v2.058c0 1.18.96 2.14 2.141 2.14h1.892L15.125 3.33Zm-.705 12.988H8.628a.658.658 0 0 1-.656-.656c0-.36.295-.656.656-.656h5.792c.36 0 .656.295.656.656 0 .361-.295.656-.656.656Zm-2.199-4.026H8.62a.658.658 0 0 1-.656-.656c0-.36.295-.656.656-.656h3.601c.361 0 .657.295.657.656 0 .36-.296.656-.657.656Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 100+</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> card ratings</div> </div> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Credit Card Apr Icon</title><path d="M6.04 5.53c-.959 0-1.74.797-1.74 1.775v11.39c0 .978.781 1.775 1.74 1.775h16.12c.958 0 1.74-.797 1.74-1.775V7.305c0-.978-.782-1.775-1.74-1.775H6.04Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M12.135 18.33h-7.79c-1.566 0-2.845-1.118-2.845-2.503V5.323c0-1.378 1.271-2.503 2.845-2.503h15.31c1.566 0 2.845 1.118 2.845 2.503v5.858c0 .317-.295.577-.656.577-.36 0-.656-.26-.656-.577V9.929H2.812v5.898c0 .743.689 1.349 1.533 1.349h7.79c.361 0 .656.26.656.577 0 .317-.295.577-.656.577ZM2.812 5.323v3.294h18.376V5.323c0-.743-.689-1.349-1.533-1.349H4.345c-.844 0-1.533.606-1.533 1.35ZM15.42 20.901h.003-.008.005Zm.463-.189a.643.643 0 0 1-.463.189.679.679 0 0 1-.464-.189.658.658 0 0 1 0-.927l4.945-4.944a.658.658 0 0 1 .926 0 .658.658 0 0 1 0 .927l-4.944 4.944Zm-.427-4.493h-.065a.93.93 0 0 1-.927-.927.93.93 0 0 1 .927-.927h.065a.93.93 0 0 1 .927.927.93.93 0 0 1-.927.927Zm4.904 4.96h.065c.517 0 .91-.417.91-.942 0-.525-.45-.943-.975-.943a.943.943 0 0 0 0 1.886Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 400+</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> APRs tracked</div> </div> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Search Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M10.312 1.5C5.702 1.5 2 5.28 2 10c0 4.72 3.703 8.5 8.312 8.5a8.18 8.18 0 0 0 4.648-1.44l4.947 5.11c.428.44 1.125.44 1.553 0l.219-.22c.428-.38.428-1.1 0-1.54l-4.917-5.03A8.611 8.611 0 0 0 18.623 10c0-4.72-3.753-8.5-8.311-8.5Zm0 2.19c3.374 0 6.161 2.85 6.161 6.31 0 3.46-2.787 6.31-6.161 6.31-3.375 0-6.162-2.85-6.162-6.31 0-3.46 2.737-6.31 6.162-6.31Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 3000</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> data points analyzed</div> </div> <div class="expertise display-grid grid-rows-3 sm:h-44 sm:max-w-2xl box-sizing-border-box rounded-lg box-shadow-4 my-3 w-40 h-24"> <div class="display-flex flex-wrap justify-content-center"> <div class="expertise__banner w-40 h-6 bg-blue rounded-t-lg"></div> <div class="Icon expertise__icon sm:w-12 sm:h-12 bg-white pos-absolute sm:mt-2 mt-1 p-2 rounded-t-full"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Congrats Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M15.239 15.447a11.51 11.51 0 0 0-1.386-1.946c-.879-1.002-1.852-1.787-2.78-2.299-1.439-.964-2.969-1.516-3.82-.72-.062.058-.117.12-.165.185a.562.562 0 0 0-.14.232l-.006.02a1.58 1.58 0 0 0-.106.331L3.592 21.44a1.222 1.222 0 0 0 1.168 1.593l-.007.007c.106 0 .206-.014.312-.043l10.441-2.747a.592.592 0 0 0 .103-.038c.173-.063.332-.158.47-.287.822-.779.525-2.407-.827-4.46a.606.606 0 0 0-.013-.018Z" fill="transparent" class="icon-offset"/><path fill-rule="evenodd" clip-rule="evenodd" d="M9.535 2.977c.055.078 1.562 2.255.086 4.984-1.474-.864-2.946-1.258-3.812-.448a1.57 1.57 0 0 0-.191.215.651.651 0 0 0-.162.268l-.007.02a1.83 1.83 0 0 0-.123.389l-2 6.284a.649.649 0 0 0-.127.396l-1.633 5.13a1.417 1.417 0 0 0 1.354 1.846l-.008.009c.123 0 .238-.017.361-.05l12.104-3.183a.682.682 0 0 0 .12-.046 1.6 1.6 0 0 0 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1-.669-.656c0-.361.28-.656.64-.656h.025c.36 0 .656.295.656.656 0 .36-.293.654-.652.656Zm0 0h.004-.008.004Zm3.085-11.357a.673.673 0 0 1-.668-.656c0-.361.279-.657.64-.657h.024c.361 0 .657.296.657.657 0 .36-.293.654-.653.656Zm0 0h.005-.009.004Zm-.152 9.847a.66.66 0 0 1-.525-.262c-1.37-1.797-3.102-1.855-3.118-1.855a.653.653 0 0 1-.64-.673.63.63 0 0 1 .673-.64c.098 0 2.388.074 4.136 2.372a.655.655 0 0 1-.123.919.632.632 0 0 1-.394.131l-.009.008Zm-10.293-3.43h.004-.008.004Zm.463-.197a.652.652 0 0 1-.463.197.659.659 0 0 1-.472-1.116c.156-.164 3.939-3.963 9.749-2.314a.66.66 0 0 1 .451.812.66.66 0 0 1-.812.452c-5.039-1.428-8.313 1.83-8.453 1.97Z" class="icon-base"/></svg></div> </div> <div class="expertise__mid-content display-flex sm:text-5xl text-3xl justify-content-center align-content-center sm:pt-3 pt-1"> 40+</div> <div class="expertise__bottom-content font-circular-book sm:text-base text-xs leading-4 text-center sm:pt-4 pt-1 sm:px-2"> perks evaluated</div> </div> </div> <div class="vertical-spacer pt-8 " style="width: 100%; content: '';"></div> <div class="wysiwyg display-block w-full"> <p>When evaluating the best zero-interest cards, we consider a mix of factors, including how cards score in our <a class="Link" href="https://www.bankrate.com/credit-cards/bankrate-score/">proprietary card rating system</a> and whether cards offer features that fit the priorities of a diverse group of cardholders. </p> <p>A “zero-interest” designation can apply to several different types of card, each best suited to a different type of cardholder. Some users may need to finance purchases or carry a balance long term, others may need as much time as possible to chip away at debt and still others would love an intro APR but mostly want to maximize a card’s long-term value via rewards.</p> <p>Here’s a quick look at our card rating methodologies vary based on card type, with most “zero-interest” cards landing in a primary scoring category of Balance Transfer, Low-Interest or Rewards.</p> <p>For balance transfer and low-interest cards, our scoring breaks down as follows:</p></div> <div class="DonutChart wrapper-editorial display-flex flex-direction-row-reverse justify-content-center align-items-center flex-wrap sm:justify-content-space-between"> <div class="mx-auto md:mx-0 w-80 h-80 pos-relative flex-grow-0"> <div id="DonutChart-41347723-8a49-4d43-bc2c-90583a685c6f" class="DonutChart-chart-anchor"></div> <div class="DonutChart-chart-middle w-36 h-36 pos-absolute border border-slate rounded-full display-flex flex-direction-column align-items-center"> <span class="DonutChart-chart-middle-score text-4xl leading-10 font-bold">5</span> <div class="star-rating star-rating--number-size-sm align-center my-1" style="font-size: 16px"> <span class="visually-hidden">Rating: 5 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> </div> </div> </div> <span class="type-body-three">Overall Score</span> </div> </div> <ul class="DonutChart-list List display-flex gap-y-3 flex-direction-column justify-content-center mx-auto mb-0 md:mx-0"> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-teal-600 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Rates and fees</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">80%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-coral-500 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Perks</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">10%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-lavender-400 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Customer experience</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">10%</span> </div> </li></ul> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> <div class="wysiwyg display-block w-full"> <p>For rewards cards, the breakdown looks quite different:</p></div> <div class="DonutChart wrapper-editorial display-flex flex-direction-row-reverse justify-content-center align-items-center flex-wrap sm:justify-content-space-between"> <div class="mx-auto md:mx-0 w-80 h-80 pos-relative flex-grow-0"> <div id="DonutChart-1041cdd5-ab2c-467c-8b00-653fe5e3a97e" class="DonutChart-chart-anchor"></div> <div class="DonutChart-chart-middle w-36 h-36 pos-absolute border border-slate rounded-full display-flex flex-direction-column align-items-center"> <span class="DonutChart-chart-middle-score text-4xl leading-10 font-bold">5</span> <div class="star-rating star-rating--number-size-sm align-center my-1" style="font-size: 16px"> <span class="visually-hidden">Rating: 5 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> </div> </div> </div> <span class="type-body-three">Overall Score</span> </div> </div> <ul class="DonutChart-list List display-flex gap-y-3 flex-direction-column justify-content-center mx-auto mb-0 md:mx-0"> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-teal-600 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Value</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">65%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-coral-500 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Flexibility</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">15%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-lavender-400 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Perks</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">15%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-blue-mid rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Customer experience</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">5%</span> </div> </li></ul> </div> <div class="vertical-spacer pt-8 " style="width: 100%; content: '';"></div> <div class="wysiwyg display-block w-full"> <p>We analyzed over 100 of the most popular zero-interest cards and scored each based on its introductory APR, intro APR period length, ongoing APR, balance transfer fee, perks and more to determine whether it belonged in this month’s roundup.</p> <p>Here are some of the key factors that we considered:</p></div> <ul class="Accordion w-full" data-cy="accordion-9f5cd32c-8237-477e-8594-36a62f27a37e"> <li x-id="['panel-span-classtext-generous-intro-and-ongoing-aprspan', 'heading-span-classtext-generous-intro-and-ongoing-aprspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-generous-intro-and-ongoing-aprspan')" :aria-controls="$id('panel-span-classtext-generous-intro-and-ongoing-aprspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" generous intro and ongoing apr " data-position="1" data-text=" Generous intro and ongoing APR " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Generous intro and ongoing APR</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-generous-intro-and-ongoing-aprspan')" :labelledBy="$id('heading-span-classtext-generous-intro-and-ongoing-aprspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>The primary factor in a balance transfer or low-interest card’s rating and its inclusion in our list is the quality of its introductory APR offer and ongoing APR. This includes both the introductory rate itself and the length of the intro APR promotional on both balance transfers and new purchases. </p> <p>For cards designed primarily for balance transfers, the intro APR offer on balance transfers has the largest impact on overall score. The quality of these cards’ intro APR on new purchases is also considered, but holds less weight than the intro APR on balance transfers. </p> <p>For general low-interest cards, the intro APR offer on new purchases has the largest impact on overall score, followed by the ongoing APR and intro APR offer on balance transfers. This weighting assumes cardholders considering a card in this category will prioritize payment flexibility on new purchases or may need to carry a balance long term, whereas cardholders trying to pay off debt will opt for a dedicated balance transfer card.</p> <p>The cards that score the highest in these categories and are most likely to be included in our list tend to offer long 0 percent intro APRs on both balance transfer and new purchases as well as a lower-than-average low-end APR.</p> <p>Here’s a closer look at how a card’s rates, fees and intro APR periods are evaluated in our rating methodology:</p> <h4>Balance transfer card rates & fees scoring </h4></div> <div class="DonutChart wrapper-editorial display-flex flex-direction-row-reverse justify-content-center align-items-center flex-wrap sm:justify-content-space-between"> <div class="mx-auto md:mx-0 w-80 h-80 pos-relative flex-grow-0"> <div id="DonutChart-62eb215c-e8f3-466d-9f0e-bd9fc2be3b63" class="DonutChart-chart-anchor"></div> <div class="DonutChart-chart-middle w-36 h-36 pos-absolute border border-slate rounded-full display-flex flex-direction-column align-items-center"> <span class="DonutChart-chart-middle-score text-4xl leading-10 font-bold">5</span> <div class="star-rating star-rating--number-size-sm align-center my-1" style="font-size: 16px"> <span class="visually-hidden">Rating: 5 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> </div> </div> </div> <span class="type-body-three">Overall Score</span> </div> </div> <ul class="DonutChart-list List display-flex gap-y-3 flex-direction-column justify-content-center mx-auto mb-0 md:mx-0"> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-teal-600 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Intro APR and offer length for balance transfers</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">45%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-coral-500 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Intro APR and offer length for new purchases</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">18%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-lavender-400 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Balance transfer, annual and other fees</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">22%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-blue-mid rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Ongoing APR</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">15%</span> </div> </li></ul> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> <div data-cy="" class="Headline w-full"> <h4 class="type-heading-four"> Low-interest card rates & fees scoring </h4> </div> <div class="DonutChart wrapper-editorial display-flex flex-direction-row-reverse justify-content-center align-items-center flex-wrap sm:justify-content-space-between"> <div class="mx-auto md:mx-0 w-80 h-80 pos-relative flex-grow-0"> <div id="DonutChart-5c90155c-6742-41af-96ba-f48b7a96af7c" class="DonutChart-chart-anchor"></div> <div class="DonutChart-chart-middle w-36 h-36 pos-absolute border border-slate rounded-full display-flex flex-direction-column align-items-center"> <span class="DonutChart-chart-middle-score text-4xl leading-10 font-bold">5</span> <div class="star-rating star-rating--number-size-sm align-center my-1" style="font-size: 16px"> <span class="visually-hidden">Rating: 5 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> </div> </div> </div> <span class="type-body-three">Overall Score</span> </div> </div> <ul class="DonutChart-list List display-flex gap-y-3 flex-direction-column justify-content-center mx-auto mb-0 md:mx-0"> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-teal-600 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Intro APR and offer length for new purchases</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">40%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-coral-500 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Ongoing APR</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">35%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-lavender-400 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Intro APR and offer length for balance transfers</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">13%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-blue-mid rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Balance transfer, annual and other fees</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">12%</span> </div> </li></ul> </div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-generous-intro-and-ongoing-aprspan')" :labelledBy="$id('heading-span-classtext-generous-intro-and-ongoing-aprspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <p>The primary factor in a balance transfer or low-interest card’s rating and its inclusion in our list is the quality of its introductory APR offer and ongoing APR. This includes both the introductory rate itself and the length of the intro APR promotional on both balance transfers and new purchases. </p> <p>For cards designed primarily for balance transfers, the intro APR offer on balance transfers has the largest impact on overall score. The quality of these cards’ intro APR on new purchases is also considered, but holds less weight than the intro APR on balance transfers. </p> <p>For general low-interest cards, the intro APR offer on new purchases has the largest impact on overall score, followed by the ongoing APR and intro APR offer on balance transfers. This weighting assumes cardholders considering a card in this category will prioritize payment flexibility on new purchases or may need to carry a balance long term, whereas cardholders trying to pay off debt will opt for a dedicated balance transfer card.</p> <p>The cards that score the highest in these categories and are most likely to be included in our list tend to offer long 0 percent intro APRs on both balance transfer and new purchases as well as a lower-than-average low-end APR.</p> <p>Here’s a closer look at how a card’s rates, fees and intro APR periods are evaluated in our rating methodology:</p> <h4>Balance transfer card rates & fees scoring </h4></div> <div class="DonutChart wrapper-editorial display-flex flex-direction-row-reverse justify-content-center align-items-center flex-wrap sm:justify-content-space-between"> <div class="mx-auto md:mx-0 w-80 h-80 pos-relative flex-grow-0"> <div id="DonutChart-62eb215c-e8f3-466d-9f0e-bd9fc2be3b63" class="DonutChart-chart-anchor"></div> <div class="DonutChart-chart-middle w-36 h-36 pos-absolute border border-slate rounded-full display-flex flex-direction-column align-items-center"> <span class="DonutChart-chart-middle-score text-4xl leading-10 font-bold">5</span> <div class="star-rating star-rating--number-size-sm align-center my-1" style="font-size: 16px"> <span class="visually-hidden">Rating: 5 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> </div> </div> </div> <span class="type-body-three">Overall Score</span> </div> </div> <ul class="DonutChart-list List display-flex gap-y-3 flex-direction-column justify-content-center mx-auto mb-0 md:mx-0"> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-teal-600 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Intro APR and offer length for balance transfers</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">45%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-coral-500 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Intro APR and offer length for new purchases</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">18%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-lavender-400 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Balance transfer, annual and other fees</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">22%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-blue-mid rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Ongoing APR</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">15%</span> </div> </li></ul> </div> <div class="vertical-spacer pt-8" style="width: 100%; content: '';"></div> <div data-cy="" class="Headline w-full"> <h4 class="type-heading-four"> Low-interest card rates & fees scoring </h4> </div> <div class="DonutChart wrapper-editorial display-flex flex-direction-row-reverse justify-content-center align-items-center flex-wrap sm:justify-content-space-between"> <div class="mx-auto md:mx-0 w-80 h-80 pos-relative flex-grow-0"> <div id="DonutChart-5c90155c-6742-41af-96ba-f48b7a96af7c" class="DonutChart-chart-anchor"></div> <div class="DonutChart-chart-middle w-36 h-36 pos-absolute border border-slate rounded-full display-flex flex-direction-column align-items-center"> <span class="DonutChart-chart-middle-score text-4xl leading-10 font-bold">5</span> <div class="star-rating star-rating--number-size-sm align-center my-1" style="font-size: 16px"> <span class="visually-hidden">Rating: 5 stars out of 5</span> <div class="star-rating__main-content"> <div class="star-rating__items-container"> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> <div class="star-rating__item"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> <div class="star-rating__fill" style="width: 100%"> <svg class="star-rating__icon" width="16" height="15" viewBox="0 0 16 15"> <path d="M8 12l-4.7023 2.4721.898-5.236L.3916 5.5279l5.2574-.764L8 0l2.3511 4.764 5.2574.7639-3.8043 3.7082.898 5.236z"></path> </svg> </div> </div> </div> </div> </div> <span class="type-body-three">Overall Score</span> </div> </div> <ul class="DonutChart-list List display-flex gap-y-3 flex-direction-column justify-content-center mx-auto mb-0 md:mx-0"> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-teal-600 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Intro APR and offer length for new purchases</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">40%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-coral-500 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Ongoing APR</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">35%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-lavender-400 rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Intro APR and offer length for balance transfers</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">13%</span> </div> </li> <li class="DonutChartItem"> <div class="display-flex gap-2 flex-direction-row align-items-center w-full px-4 py-2 rounded-lg box-shadow-1 text-decoration-none no-underline border border-transparent"> <span class="DonutChartItem-coloredDot bg-blue-mid rounded-full w-4 h-4"></span> <span class="DonutChartItem-title type-body-one text-crop-none type-body-one leading-7 text-slate flex-grow"> Balance transfer, annual and other fees</span> <span class="DonutChartItem-percentage display-block text-base leading-7 text-black font-circular-bold">12%</span> </div> </li></ul> </div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-reasonable-feesspan', 'heading-span-classtext-reasonable-feesspan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-reasonable-feesspan')" :aria-controls="$id('panel-span-classtext-reasonable-feesspan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" reasonable fees " data-position="2" data-text=" Reasonable fees " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Reasonable fees</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-reasonable-feesspan')" :labelledBy="$id('heading-span-classtext-reasonable-feesspan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>Along with evaluating each card’s intro APR offers, we score balance transfer and low-interest cards based on their fees. </p> <p>Of primary importance is a card’s balance transfer fee, since this can play a large role in the total cost of a balance transfer. We rate each card’s balance transfer fee based on how it stacks up against the fee you’ll find on competing cards. </p> <p>While this fee carries less weight when we assess general low-interest cards than dedicated balance transfer cards, it still factors into our evaluation since cardholders may decide to transfer debt to a low-interest card even if it offers no intro APR or an intro APR higher than 0 percent.</p> <p>And while a lower balance transfer fee could save you more overall than a few extra months of 0 percent APR, this fee carries less weight in our scoring system than a card’s introductory APR and intro APR period. This is because many users prioritize getting as much time as possible to pay off debt while avoiding interest. </p> <p>Other fees considered in our assessment include the presence of annual, foreign transaction, cash advance and late payment fees, along with penalty APRs. Annual fees are weighted most heavily since these are the only “unavoidable” fees in the list and tend to be less common on dedicated balance transfer and low-interest credit cards.</p> </div></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-reasonable-feesspan')" :labelledBy="$id('heading-span-classtext-reasonable-feesspan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>Along with evaluating each card’s intro APR offers, we score balance transfer and low-interest cards based on their fees. </p> <p>Of primary importance is a card’s balance transfer fee, since this can play a large role in the total cost of a balance transfer. We rate each card’s balance transfer fee based on how it stacks up against the fee you’ll find on competing cards. </p> <p>While this fee carries less weight when we assess general low-interest cards than dedicated balance transfer cards, it still factors into our evaluation since cardholders may decide to transfer debt to a low-interest card even if it offers no intro APR or an intro APR higher than 0 percent.</p> <p>And while a lower balance transfer fee could save you more overall than a few extra months of 0 percent APR, this fee carries less weight in our scoring system than a card’s introductory APR and intro APR period. This is because many users prioritize getting as much time as possible to pay off debt while avoiding interest. </p> <p>Other fees considered in our assessment include the presence of annual, foreign transaction, cash advance and late payment fees, along with penalty APRs. Annual fees are weighted most heavily since these are the only “unavoidable” fees in the list and tend to be less common on dedicated balance transfer and low-interest credit cards.</p> </div></div> </div> </div> </noscript> </li> <li x-id="['panel-span-classtext-solid-long-term-valuespan', 'heading-span-classtext-solid-long-term-valuespan']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-span-classtext-solid-long-term-valuespan')" :aria-controls="$id('panel-span-classtext-solid-long-term-valuespan')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" data-beam-element-clicked-no-delay id="" data-type="accordion" data-location="" data-name=" solid long-term value " data-position="3" data-text=" Solid long-term value " data-outcome="" data-variant="default" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h3 class="Accordion-title mr-2 md:flex-1 my-0"> <span class="text"> Solid long-term value</span> </h3> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-span-classtext-solid-long-term-valuespan')" :labelledBy="$id('heading-span-classtext-solid-long-term-valuespan')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>While getting a generous intro APR offer and low ongoing APR are likely to be the biggest priorities for someone looking for a low-interest or balance transfer card, we also consider how much value a card can offer <em>after </em>its intro APR comes to an end. </p> <p>Balance transfer and low-interest cards receive a higher rating and are more likely to be included in our list of best cards if they also include an ongoing rewards program or unique and valuable perks. Such features make a card more useful long term and make it less likely you’ll need to apply for a new card (and temporarily hurt your credit score) after you pay off debt.</p> <p>With this in mind, our best cards list often includes a number of rewards and cash back cards alongside dedicated balance transfer cards. These cards tend to offer slightly shorter intro APR periods, but could help you save more overall, either via rewards earned on everyday spending, valuable perks or a lower balance transfer fee.</p> </div></div> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-span-classtext-solid-long-term-valuespan')" :labelledBy="$id('heading-span-classtext-solid-long-term-valuespan')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <div class="wysiwyg display-block w-full"> <div> <p>While getting a generous intro APR offer and low ongoing APR are likely to be the biggest priorities for someone looking for a low-interest or balance transfer card, we also consider how much value a card can offer <em>after </em>its intro APR comes to an end. </p> <p>Balance transfer and low-interest cards receive a higher rating and are more likely to be included in our list of best cards if they also include an ongoing rewards program or unique and valuable perks. Such features make a card more useful long term and make it less likely you’ll need to apply for a new card (and temporarily hurt your credit score) after you pay off debt.</p> <p>With this in mind, our best cards list often includes a number of rewards and cash back cards alongside dedicated balance transfer cards. These cards tend to offer slightly shorter intro APR periods, but could help you save more overall, either via rewards earned on everyday spending, valuable perks or a lower balance transfer fee.</p> </div></div> </div> </div> </noscript> </li> </ul> <div class="wysiwyg display-block w-full"> <p>Have more questions for our credit cards editors? Feel free to send us an <a class="Link" href="https://www.bankrate.com/contact/">email</a>, find us on <a class="Link" href="https://www.facebook.com/Bankrate/" target="_blank" rel="noopener">Facebook</a>, or Tweet us <a class="Link" href="https://twitter.com/bankrate" target="_blank" rel="noopener">@Bankrate</a>.<br /><br /><em>For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.</em></p> <p><em>The information about the Chase Freedom Flex has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.</em></p> <hr /></div> </div> <div id="link" class="SectionWithTocItem " data-beam-element-viewed id="link" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="Link list" data-text="" > <div data-cy="" class="Headline w-full"> <h2 class="type-heading-two"> Continue reading: </h2> </div> <ul id="link-list-1fa5c7aa-6c85-4ee4-a0fb-54224ccb4990" class="List icon-list-wrapper mb-0 w-full display-grid gap-x-6 gap-y-4"> <li class=""> <div class="Card group h-full Card--accentedLeft Card--flat rounded box-shadow-1"> <div class="Card-body flex-direction-row align-items-center"> <span class="m-0 "> <a class="Card-link display-inline-flex m-0" href="https://www.bankrate.com/credit-cards/zero-interest/use-zero-apr-credit-card-interest-free-loan/" > <span class="text-lg mt-1">How to use a 0% APR credit card as an interest-free loan</span> </a> </span> <svg class="Icon Icon--sm text-blue ml-auto mt-0" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></div> </div> </li> <li class=""> <div class="Card group h-full Card--accentedLeft Card--flat rounded box-shadow-1"> <div class="Card-body flex-direction-row align-items-center"> <span class="m-0 "> <a class="Card-link display-inline-flex m-0" href="https://www.bankrate.com/credit-cards/news/ways-to-pay-off-credit-card-debt/" > <span class="text-lg mt-1">How to pay off credit card debt</span> </a> </span> <svg class="Icon Icon--sm text-blue ml-auto mt-0" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></div> </div> </li> <li class=""> <div class="Card group h-full Card--accentedLeft Card--flat rounded box-shadow-1"> <div class="Card-body flex-direction-row align-items-center"> <span class="m-0 "> <a class="Card-link display-inline-flex m-0" href="https://www.bankrate.com/credit-cards/balance-transfer/avoid-balance-transfer-card-mistakes/ " > <span class="text-lg mt-1">8 balance transfer credit card mistakes to avoid</span> </a> </span> <svg class="Icon Icon--sm text-blue ml-auto mt-0" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Right Icon</title><path d="M8.168 21a1.39 1.39 0 0 1-.938-.379c-.51-.51-.51-1.35 0-1.86l6.744-6.75L7.23 5.242c-.51-.51-.51-1.35 0-1.86a1.32 1.32 0 0 1 1.859 0l7.681 7.689c.51.51.51 1.35 0 1.86l-7.681 7.69A1.29 1.29 0 0 1 8.15 21h.017Z" class="icon-base"/></svg></div> </div> </li> </ul> </div> <div id="Articles-Cited" class="SectionWithTocItem " data-beam-element-viewed id="Articles-Cited" data-type="SHELF-TOC" data-location="SHELF-TOC-section" data-name="Articles Cited" data-text="" > <ul class="Accordion w-full CitedSources"> <li x-id="['panel-article-sources', 'heading-article-sources']" x-data="{ expanded: 0, disableMobileHover: 0, }" class="Accordion-item" > <button class="Accordion-titleContainer px-3 py-4 sm:px-6 group sm:py-6" :id="$id('heading-article-sources')" :aria-controls="$id('panel-article-sources')" :aria-expanded="expanded ? true : false" x-on:click="expanded = !expanded" :data-outcome="expanded ? 'open_accordion' : 'close_accordion'" :class="{ 'no-hover': (typeof isMobile !== 'undefined' && isMobile) && disableMobileHover }" > <h2 class="Accordion-title mr-2 md:flex-1 my-0"> Article sources </h2> <span class="Accordion-icon Icon Icon--sm icon-base-blue" aria-hidden="true"> <svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Caret Down Icon</title><path d="M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z" class="icon-base"/></svg> </span> </button> <div class="Accordion-contentWrapper" :id="$id('panel-article-sources')" :labelledBy="$id('heading-article-sources')" x-show="expanded" x-collapse role="region" style="height: 0px; overflow: hidden; display: none;" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <p class="mb-0"> We use primary sources to support our work. Bankrate’s authors, reporters and editors are subject-matter experts who thoroughly fact-check editorial content to ensure the information you’re reading is accurate, timely and relevant. </p> <ol> <li> <p class="CitedSource"><a rel="nofollow" href="https://www.consumerfinance.gov/ask-cfpb/how-does-my-credit-card-company-calculate-the-amount-of-interest-i-owe-en-51/"><u>How does my credit card company calculate the amount of interest I owe?</u></a> Consumer Finance Protection Bureau. Accessed on Nov. 4, 2024.</p> </li> <li> <p class="CitedSource"><a rel="nofollow" href="https://www.consumerfinance.gov/about-us/blog/how-understand-special-promotional-financing-offers-credit-cards/"><u>How to understand special promotional financing offers on credit cards</u></a>. Consumer Finance Protection Bureau. Accessed on Nov. 4, 2024.</p> </li> </ol> </div> </div> <noscript> <div class="Accordion-contentWrapper" :id="$id('no-js-panel-article-sources')" :labelledBy="$id('heading-article-sources')" role="region" > <div class="Accordion-content text-slate px-3 pb-4 sm:px-6 sm:pb-6"> <p class="mb-0"> We use primary sources to support our work. Bankrate’s authors, reporters and editors are subject-matter experts who thoroughly fact-check editorial content to ensure the information you’re reading is accurate, timely and relevant. </p> <ol> <li> <p class="CitedSource"><a rel="nofollow" href="https://www.consumerfinance.gov/ask-cfpb/how-does-my-credit-card-company-calculate-the-amount-of-interest-i-owe-en-51/"><u>How does my credit card company calculate the amount of interest I owe?</u></a> Consumer Finance Protection Bureau. Accessed on Nov. 4, 2024.</p> </li> <li> <p class="CitedSource"><a rel="nofollow" href="https://www.consumerfinance.gov/about-us/blog/how-understand-special-promotional-financing-offers-credit-cards/"><u>How to understand special promotional financing offers on credit cards</u></a>. Consumer Finance Protection Bureau. Accessed on Nov. 4, 2024.</p> </li> </ol> </div> </div> </noscript> </li> </ul> </div></div> </div> </div> </section> <section id="credit-card-category-page-footer" class="gutter my-8"> <div class="wrapper"> <div class="display-flex flex-direction-column sm:flex-direction-row gap-6 mb-10"> <div class="w-full sm:w-1/2"> <div class="user-card h-full display-flex flex-1 user-card--full"> <div class="column rounded-lg bg-white box-shadow-two w-full p-6 sm:pt-0"> <div class="row row-v sm:column sm:row-t"> <div class="h-full"> <div style="background-image: url(https://www.bankrate.com/2023/04/03122209/Garrett-Yarbrough-Headshot-2-scaled.jpg?auto=webp&optimize=high&width=80&height=80&fit=cover&crop=1:1,smart);" class="user-card-avatar bg-img bg-1:1 rounded-full overflow-hidden mr-4 sm:mr-0"></div> </div> <div class="column sm:mt-2"> <a class="row row-v no-underline" href="https://www.bankrate.com/authors/garrett-yarbrough/" > <span class="type-heading-four text-lg leading-snug text-black">Garrett Yarbrough</span> <span class="Icon ml-4 text-blue"><svg class="Icon-glyph" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" focusable="false"><title>Arrow Right Icon</title><path fill-rule="evenodd" clip-rule="evenodd" d="M12.29 18.69c.2.19.45.29.71.29V19c.25 0 .5-.09.7-.29l6.01-6c.18-.19.29-.44.29-.71 0-.27-.1-.52-.29-.71l-6.01-6a.996.996 0 1 0-1.41 1.41l4.3 4.3H4c-.55 0-1 .45-1 1s.45 1 1 1h12.58l-4.29 4.28a.996.996 0 0 0 0 1.41Z" class="icon-base"/></svg></span> </a> <span class="type-body-two leading-snug pt-2 pb-1"> Writer, Credit cards</span> </div> </div> <div class="mt-6 border-t"></div> <div class="mt-4 text-slate type-body-two"> Bankrate expert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. 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