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<!DOCTYPE html><html lang="en" data-capo><head><meta charset="utf-8"> <meta name="viewport" content="width=device-width, initial-scale=1, maximum-scale=1, user-scalable=no"> <title>Blog - Biz Wiz | Liberty</title> <link rel="preconnect" href="https://a.storyblok.com" crossorigin="anonymous"> <link rel="preconnect" href="https://api.storyblok.com" crossorigin="anonymous"> <link rel="preconnect" href="https://www.googletagmanager.com" crossorigin="anonymous"> <link rel="preconnect" href="https://dev.visualwebsiteoptimizer.com" crossorigin="anonymous"> <style> @font-face { font-family: 'Nexa'; src: url('/fonts/nexa/Nexa-Regular.woff2') format('woff2'), url('/fonts/nexa/Nexa-Regular.woff') format('woff'); font-weight: normal; font-style: normal; font-display: swap; } @font-face { font-family: 'Nexa'; src: url('/fonts/nexa/Nexa-Bold.woff2') format('woff2'), url('/fonts/nexa/Nexa-Bold.woff') format('woff'); font-weight: bold; font-style: normal; font-display: swap; } @font-face { 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hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1">Car loans</span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1">Business loans</span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1">SMSF lending</span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1">Self-employed</span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors 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items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1">First homebuyer</span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1">Investment loans</span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1">Refinancing</span></button><button class="relative inline-flex items-center border overflow-hidden hover:underline transition-colors will-change-colors duration-200 ease-in-out whitespace-nowrap shrink-0 py-1 px-3 h-[28px] rounded-full text-sm leading-tighter border-transparent bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity 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bg-grey-100 text-deep-sapphire hover:border-cerulean"><div class="absolute inset-0 gradient-secondary pointer-events-none transition-opacity will-change-opacity duration-200 ease-in-out overflow-hidden opacity-0 rounded-8"></div><span class="relative z-1">Commercial loans</span></button></div></div></div><div class="max:container w-full mx-auto lg:px-10"><div class="grid grid-cols-1 md:grid-cols-2 lg:grid-cols-3 gap-8 lg:gap-x-10 lg:gap-y-12"><div class="col-span-1 px-4 md:even:pr-8 md:even:pl-0 md:odd:pl-8 md:odd:pr-0 lg:even:px-0 lg:odd:px-0"><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="low doc business loan" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/1160x565/b0a76e2663/240521-liberty-low-doc-business-loan-blog-1160x565-v0-2.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/1160x565/b0a76e2663/240521-liberty-low-doc-business-loan-blog-1160x565-v0-2.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl pb-0" src="https://a.storyblok.com/f/148182/1160x565/b0a76e2663/240521-liberty-low-doc-business-loan-blog-1160x565-v0-2.jpg/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 py-4 px-3 lg:px-4 lg:pt-4 lg:pb-6"><a href="/blog/biz-wiz/unlock-funding-with-a-low-doc-business-loan" class><div class="font-heavy text-deep-sapphire text-h4-sm lg:text-h4 hover:underline">Unlock funding with a low doc business loan</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">Learn more about flexible options for self-employed borrowers.</p><div class="flex items-center mt-4 lg:mt-8"><div class="bg-grey-100 relative w-10 aspect-square rounded overflow-hidden mr-4"><img onerror="this.setAttribute('data-error', 1)" width="40" alt="Robyn Slater" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/40x0/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/80x0/filters:format(webp):quality(80) 2x" class="absolute z-1 w-full h-full object-cover" src="https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/40x0/filters:format(webp):quality(80)"></div><div class="flex flex-col"><span class="text-font-tundora text-[15px] leading-normal">Robyn Slater</span><span class="text-font-storm text-sm leading-normal">16 May 2024 ・ 2 min read</span></div><button type="button" class="group inline-flex items-center md:gap-2.5 gap-1 justify-center border border-transparent h-8 outline-none font-bold text-button-sm text-deep-sapphire hover:underline focus:underline active:underline ml-auto ml-auto"><div class="relative"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" fill="none" class="relative z-2 w-8 h-8 stroke-cerulean transition-colors duration-200 ease-in-out fill-transparent"><path d="m19.87 11.674-2.443-7.52c-.45-1.381-2.405-1.381-2.854 0l-2.443 7.52H4.224c-1.453 0-2.057 1.86-.882 2.713l6.397 4.647-2.444 7.52c-.449 1.382 1.133 2.53 2.309 1.677L16 23.584l6.396 4.647c1.176.854 2.758-.295 2.308-1.677l-2.443-7.52 6.397-4.647c1.175-.854.571-2.713-.882-2.713z"/></svg><div class="absolute z-1 -inset-1 bg-grey-100 rounded-md opacity-0 group-hover:opacity-100 group-focus-visible:opacity-100 group-active:bg-grey-400 transition-[backgroundColor,opacity] duration-200 ease-in-out"></div></div></button></div></div></div></div><div class="col-span-1 px-4 md:even:pr-8 md:even:pl-0 md:odd:pl-8 md:odd:pr-0 lg:even:px-0 lg:odd:px-0"><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="Boost Business Cash Flow" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/1160x565/3def4e47fe/boost-business-cash-flow.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/1160x565/3def4e47fe/boost-business-cash-flow.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl pb-0" src="https://a.storyblok.com/f/148182/1160x565/3def4e47fe/boost-business-cash-flow.jpg/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 py-4 px-3 lg:px-4 lg:pt-4 lg:pb-6"><a href="/blog/biz-wiz/three-ways-to-boost-business-cash-flow" class><div class="font-heavy text-deep-sapphire text-h4-sm lg:text-h4 hover:underline">Three ways to boost your business cash flow</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">Find out how to prepare your business for the year ahead.</p><div class="flex items-center mt-4 lg:mt-8"><div class="bg-grey-100 relative w-10 aspect-square rounded overflow-hidden mr-4"><img onerror="this.setAttribute('data-error', 1)" width="40" alt="Robyn Slater" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/40x0/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/80x0/filters:format(webp):quality(80) 2x" class="absolute z-1 w-full h-full object-cover" src="https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/40x0/filters:format(webp):quality(80)"></div><div class="flex flex-col"><span class="text-font-tundora text-[15px] leading-normal">Robyn Slater</span><span class="text-font-storm text-sm leading-normal">01 Feb 2024 ・ 2 min read</span></div><button type="button" class="group inline-flex items-center md:gap-2.5 gap-1 justify-center border border-transparent h-8 outline-none font-bold text-button-sm text-deep-sapphire hover:underline focus:underline active:underline ml-auto ml-auto"><div class="relative"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" fill="none" class="relative z-2 w-8 h-8 stroke-cerulean transition-colors duration-200 ease-in-out fill-transparent"><path d="m19.87 11.674-2.443-7.52c-.45-1.381-2.405-1.381-2.854 0l-2.443 7.52H4.224c-1.453 0-2.057 1.86-.882 2.713l6.397 4.647-2.444 7.52c-.449 1.382 1.133 2.53 2.309 1.677L16 23.584l6.396 4.647c1.176.854 2.758-.295 2.308-1.677l-2.443-7.52 6.397-4.647c1.175-.854.571-2.713-.882-2.713z"/></svg><div class="absolute z-1 -inset-1 bg-grey-100 rounded-md opacity-0 group-hover:opacity-100 group-focus-visible:opacity-100 group-active:bg-grey-400 transition-[backgroundColor,opacity] duration-200 ease-in-out"></div></div></button></div></div></div></div><div class="col-span-1 px-4 md:even:pr-8 md:even:pl-0 md:odd:pl-8 md:odd:pr-0 lg:even:px-0 lg:odd:px-0"><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="Transforming your hobby into a business" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/870x424/4aea7ebd95/transforming-your-hobby-into-a-business.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/870x424/4aea7ebd95/transforming-your-hobby-into-a-business.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl pb-0" src="https://a.storyblok.com/f/148182/870x424/4aea7ebd95/transforming-your-hobby-into-a-business.jpg/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 py-4 px-3 lg:px-4 lg:pt-4 lg:pb-6"><a href="/blog/biz-wiz/transforming-your-hobby-into-a-business" class><div class="font-heavy text-deep-sapphire text-h4-sm lg:text-h4 hover:underline">Transforming your hobby into a business</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">Making money from your passion is exciting, but where do you start?</p><div class="flex items-center mt-4 lg:mt-8"><div class="bg-grey-100 relative w-10 aspect-square rounded overflow-hidden mr-4"><img onerror="this.setAttribute('data-error', 1)" width="40" alt="Robyn Slater" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/40x0/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/80x0/filters:format(webp):quality(80) 2x" class="absolute z-1 w-full h-full object-cover" src="https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/40x0/filters:format(webp):quality(80)"></div><div class="flex flex-col"><span class="text-font-tundora text-[15px] leading-normal">Robyn Slater</span><span class="text-font-storm text-sm leading-normal">02 Aug 2023 ・ 2 min read</span></div><button type="button" class="group inline-flex items-center md:gap-2.5 gap-1 justify-center border border-transparent h-8 outline-none font-bold text-button-sm text-deep-sapphire hover:underline focus:underline active:underline ml-auto ml-auto"><div class="relative"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" fill="none" class="relative z-2 w-8 h-8 stroke-cerulean transition-colors duration-200 ease-in-out fill-transparent"><path d="m19.87 11.674-2.443-7.52c-.45-1.381-2.405-1.381-2.854 0l-2.443 7.52H4.224c-1.453 0-2.057 1.86-.882 2.713l6.397 4.647-2.444 7.52c-.449 1.382 1.133 2.53 2.309 1.677L16 23.584l6.396 4.647c1.176.854 2.758-.295 2.308-1.677l-2.443-7.52 6.397-4.647c1.175-.854.571-2.713-.882-2.713z"/></svg><div class="absolute z-1 -inset-1 bg-grey-100 rounded-md opacity-0 group-hover:opacity-100 group-focus-visible:opacity-100 group-active:bg-grey-400 transition-[backgroundColor,opacity] duration-200 ease-in-out"></div></div></button></div></div></div></div><div class="col-span-1 px-4 md:even:pr-8 md:even:pl-0 md:odd:pl-8 md:odd:pr-0 lg:even:px-0 lg:odd:px-0"><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="What to know about buying a business vehicle" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/1160x565/292ab04f00/what-to-know-about-buying-a-business-vehicle.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/1160x565/292ab04f00/what-to-know-about-buying-a-business-vehicle.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl pb-0" src="https://a.storyblok.com/f/148182/1160x565/292ab04f00/what-to-know-about-buying-a-business-vehicle.jpg/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 py-4 px-3 lg:px-4 lg:pt-4 lg:pb-6"><a href="/blog/biz-wiz/top-tips-for-buying-a-vehicle-for-business" class><div class="font-heavy text-deep-sapphire text-h4-sm lg:text-h4 hover:underline">Top tips for buying a vehicle for business</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">Is a new set of wheels the right move for your business?</p><div class="flex items-center mt-4 lg:mt-8"><div class="bg-grey-100 relative w-10 aspect-square rounded overflow-hidden mr-4"><img onerror="this.setAttribute('data-error', 1)" width="40" alt="Robyn Slater" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/40x0/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/80x0/filters:format(webp):quality(80) 2x" class="absolute z-1 w-full h-full object-cover" src="https://a.storyblok.com/f/148182/96x96/d135c0b935/staff-robynslater.jpg/m/40x0/filters:format(webp):quality(80)"></div><div class="flex flex-col"><span class="text-font-tundora text-[15px] leading-normal">Robyn Slater</span><span class="text-font-storm text-sm leading-normal">08 Jun 2023 ・ 2 min read</span></div><button type="button" class="group inline-flex items-center md:gap-2.5 gap-1 justify-center border border-transparent h-8 outline-none font-bold text-button-sm text-deep-sapphire hover:underline focus:underline active:underline ml-auto ml-auto"><div class="relative"><svg xmlns="http://www.w3.org/2000/svg" width="32" height="32" fill="none" class="relative z-2 w-8 h-8 stroke-cerulean transition-colors duration-200 ease-in-out fill-transparent"><path d="m19.87 11.674-2.443-7.52c-.45-1.381-2.405-1.381-2.854 0l-2.443 7.52H4.224c-1.453 0-2.057 1.86-.882 2.713l6.397 4.647-2.444 7.52c-.449 1.382 1.133 2.53 2.309 1.677L16 23.584l6.396 4.647c1.176.854 2.758-.295 2.308-1.677l-2.443-7.52 6.397-4.647c1.175-.854.571-2.713-.882-2.713z"/></svg><div class="absolute z-1 -inset-1 bg-grey-100 rounded-md opacity-0 group-hover:opacity-100 group-focus-visible:opacity-100 group-active:bg-grey-400 transition-[backgroundColor,opacity] duration-200 ease-in-out"></div></div></button></div></div></div></div><div class="col-span-1 px-4 md:even:pr-8 md:even:pl-0 md:odd:pl-8 md:odd:pr-0 lg:even:px-0 lg:odd:px-0"><div class="flex h-full bg-white shadow-card hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="Three towers of coins of different heights growing with a tree sprouting from the top of each of them." loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/870x424/b524f83615/building-your-deposit-with-the-help-of-a-side-hustle.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/870x424/b524f83615/building-your-deposit-with-the-help-of-a-side-hustle.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl pb-0" 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rounded-2xl flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="Your business tax time tips" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/770x375/5d32cb7374/your-business-tax-time-tips.webp/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/770x375/5d32cb7374/your-business-tax-time-tips.webp/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl pb-0" src="https://a.storyblok.com/f/148182/770x375/5d32cb7374/your-business-tax-time-tips.webp/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 py-4 px-3 lg:px-4 lg:pt-4 lg:pb-6"><a href="/blog/biz-wiz/your-business-tax-time-tips" class><div class="font-heavy text-deep-sapphire text-h4-sm lg:text-h4 hover:underline">Your business tax time tips</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">A few things to consider before the June 30 deadline.</p><div class="flex items-center mt-4 lg:mt-8"><div class="bg-grey-100 relative w-10 aspect-square rounded overflow-hidden mr-4"><img onerror="this.setAttribute('data-error', 1)" width="40" alt="Laura Orchard" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/100x100/93d8653c10/staff-lauraorchard2.jpg/m/40x0/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/100x100/93d8653c10/staff-lauraorchard2.jpg/m/80x0/filters:format(webp):quality(80) 2x" class="absolute z-1 w-full h-full object-cover" src="https://a.storyblok.com/f/148182/100x100/93d8653c10/staff-lauraorchard2.jpg/m/40x0/filters:format(webp):quality(80)"></div><div class="flex flex-col"><span class="text-font-tundora text-[15px] leading-normal">Laura Orchard</span><span class="text-font-storm text-sm leading-normal">11 Jun 2021 ・ 2 min read</span></div><button type="button" class="group inline-flex items-center md:gap-2.5 gap-1 justify-center border border-transparent h-8 outline-none font-bold 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hover:shadow-card-hover transition-shadow duration-200 ease-in-out rounded-2xl flex-col"><div class="relative aspect-video w-full"><img onerror="this.setAttribute('data-error', 1)" alt="The definitive guide to low doc home loans" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/1160x565/0b213d9773/low-doc-home-loans.jpg/m/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/1160x565/0b213d9773/low-doc-home-loans.jpg/m/filters:format(webp):quality(80) 2x" class="absolute p-2 z-1 w-full h-full object-cover rounded-xl pb-0" src="https://a.storyblok.com/f/148182/1160x565/0b213d9773/low-doc-home-loans.jpg/m/filters:format(webp):quality(80)"></div><div class="flex flex-col flex-1 py-4 px-3 lg:px-4 lg:pt-4 lg:pb-6"><a href="/blog/biz-wiz/the-definitive-guide-to-low-doc-loans" class><div class="font-heavy text-deep-sapphire text-h4-sm lg:text-h4 hover:underline">The definitive guide to low doc loans</div></a><p class="text-font-gray text-body-sm mt-1 mb-auto">If you’re self-employed, you can still find a loan that’s right for you.</p><div class="flex items-center mt-4 lg:mt-8"><div class="bg-grey-100 relative w-10 aspect-square rounded overflow-hidden mr-4"><img onerror="this.setAttribute('data-error', 1)" width="40" alt="Heidi Armstrong" loading="lazy" data-nuxt-img srcset="https://a.storyblok.com/f/148182/100x100/4516cd56d6/staff_heidiarmstrong2.jpg/m/40x0/filters:format(webp):quality(80) 1x, https://a.storyblok.com/f/148182/100x100/4516cd56d6/staff_heidiarmstrong2.jpg/m/80x0/filters:format(webp):quality(80) 2x" class="absolute z-1 w-full h-full object-cover" src="https://a.storyblok.com/f/148182/100x100/4516cd56d6/staff_heidiarmstrong2.jpg/m/40x0/filters:format(webp):quality(80)"></div><div class="flex flex-col"><span class="text-font-tundora text-[15px] leading-normal">Heidi Armstrong</span><span class="text-font-storm text-sm leading-normal">18 May 2021 ・ 6 min read</span></div><button type="button" class="group inline-flex 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central</a></li><li class><a aria-current="page" href="/blog/biz-wiz" class="router-link-active router-link-exact-active cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2">Biz wiz</a></li></ul><ul class="inline-block w-full mb-8"><li class="mb-2.5"><span class="font-extrabold text-deep-sapphire text-base leading-tighter">About Liberty</span></li><li class="mb-2"><a href="/about-us" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2">About us</a></li><li class="mb-2"><a href="/about-us/diversity-and-inclusion" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2">Diversity and inclusion</a></li><li class="mb-2"><a href="/about-us/our-community" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2">Our community</a></li><li class="mb-2"><a href="/about-us/meet-the-team" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2">Meet the team</a></li><li class="mb-2"><a href="/about-us/customer-stories-and-testimonials" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2">Customer testimonials</a></li><li class><a href="/about-us/contact-us" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2">Contact us</a></li></ul><ul class="inline-block w-full mb-8"><li class="mb-2.5"><span class="font-extrabold text-deep-sapphire text-base leading-tighter">Career Centre</span></li><li class="mb-2"><a href="/about-us/current-opportunities/join-the-team" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2">Join the team</a></li><li class="mb-2"><a href="/about-us/employee-benefits" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2">Employee benefits</a></li><li class><a href="/about-us/recruitment-process" class="cursor-pointer text-deep-sapphire text-base leading-tighter hover:underline my-3 lg:my-2">Recruitment process</a></li></ul></div></div><div class="be-ix-link-block"></div></div><div class="bg-grey-footer order-4 pt-12 pb-24"><div class="max:container w-full mx-auto px-4 md:px-8 lg:px-10"><ul class="mobile:grid mobile:grid-cols-1 lg:flex lg:flex-wrap gap-4 mb-10 lg:mb-8"><li><a href="/disclosures/privacy-policy" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Privacy disclosure</a></li><li><a href="/disclosures/responsible-lending" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Responsible lending</a></li><li><a href="/disclosures/terms-of-use" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Terms of use</a></li><li><a href="/disclosures/application-assessment" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Application assessment</a></li><li><a href="/disclosures/reference-check-requests" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Reference checks</a></li><li><a href="/disclosures/target-market-determinations" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Target market determinations</a></li><li><a href="https://www.lfgroup.com.au/assets/pdf/Liberty-Financial-Group-Limited-Whistleblower-Policy.pdf" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-deep-sapphire text-body-sm hover:underline">Whistleblower policy</a></li><li><a href="/about-us/family-violence-policy" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Family violence policy</a></li><li><a href="/disclosures/cdr-policy" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">CDR policy</a></li><li><a href="/media-releases" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Media releases</a></li><li><a href="https://www.lfgroup.com.au" rel="noopener noreferrer" target="_blank" class="cursor-pointer flex items-center text-deep-sapphire text-body-sm hover:underline">Shareholder centre</a></li><li><a href="/investments" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Investments </a></li><li><a href="/about-us/feedback-and-complaints" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Feedback and complaints </a></li><li><a href="/about-us/financial-hardship" class="cursor-pointer text-deep-sapphire text-body-sm hover:underline">Financial hardship</a></li></ul><div class="text-font-tundora text-body-sm richtext"><p><b>Our Acknowledgment</b></p><p>Liberty’s head office is located on the traditional lands of the Kulin Nation, with offices across the country. We respectfully acknowledge the Traditional Owners of the land, the Bunurong Boon Wurrung and Wurundjeri Woi Wurrung peoples of the Eastern Kulin Nation and their continuing connections to lands, waters, cultures and communities. We pay our respects to Elders past and present.</p><p>Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2025 All rights reserved | Liberty Network Services Pty Ltd (ABN 65 151 158 628/Australian Credit Licence 408042) is a wholly-owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248 983/Australian Credit Licence 286596). Liberty Network Services has access to products including those from Liberty Financial.</p></div><div class="text-font-tundora text-body-sm richtext"></div><div class="text-font-tundora text-body-sm richtext"></div></div></div></div></footer></div></div><div id="teleports"></div><script type="application/json" data-nuxt-data="nuxt-app" data-ssr="true" id="__NUXT_DATA__" data-src="/blog/biz-wiz/_payload.json?65d7ec7e-bb2a-48e9-b714-b4a093dfe668">[{"state":1,"once":334,"_errors":335,"serverRendered":331,"path":337,"pinia":338,"prerenderedAt":387},["Reactive",2],{"$sglobalData":3,"$ssite-config":329},{"trustpilotData":4,"productTags":173,"blogTags":235},["Ref",5],["Reactive",6],{"_uid":7,"reviews":8,"component":147,"star_image":16,"awards_main":148,"star_string":156,"trust_score":157,"awards_mobile":158,"awards_desktop":163,"trustpilot_url":167,"link_main_award":168,"number_of_reviews":172},"968a0e81-d4cc-4574-b869-f920239594a0",[9,21,31,41,47,57,64,73,82,91,101,110,119,128,138],{"_uid":10,"text":11,"title":12,"consumer":13,"component":14,"review_url":15,"star_image":16,"adviser_url":17,"review_date":18,"adviser_guid":19,"adviser_name":20},"fa056f46-2e17-49ac-b9a7-f8bea84d7f83","Michael was so informative and explained every process to me. 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