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Traveling for Thanksgiving? Know when you're entitled a refund | Fox Business

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How airline refund rules can help when flights are canceled, delayed", "articleBody": "Over the next month, there will be millions of travelers passing through airports around the nation. Unfortunately, the holidays are synonymous with travel disruptions, including delayed or canceled flights. But this year, before the 2024 holiday season kicked off, the Biden administration&apos;s new rules, which require automatic cash refunds for canceled or significantly delayed flights, took effect.&#xA0; The new automatic refund rule, first laid out in April by the Department of Transportation (DOT), created a universal standard for when airline passengers on flights to, from or within the U.S. are owed refunds.&#xA0; TRAVELING FOR THE HOLIDAYS? HERE ARE SOME WAYS TO SAVE MONEY Prior to the rule taking effect, airlines set their own standards for what flight changes warranted a refund. Passengers then had to &quot;navigate a patchwork of cumbersome processes to request refunds owed to them,&quot; the DOT said. The rule was established to &quot;address persistent issues reported by airline passengers who were trying to obtain refunds they were owed,&quot; the DOT said.&#xA0; For the first time, travelers will know the types of flight changes that warrant a refund if the passenger chooses not to continue with booked travel.&#xA0; The rules also specify that a canceled flight would entitle a passenger to a refund if the passenger does not continue with their booked trip. It will also require airlines to provide automatic refunds to passengers when refunds are owed.&#xA0; A passenger is entitled to a refund if:&#xA0; 1. A flight is canceled for any reason and the airline does not rebook the passenger on another flight or the passenger does not proactively accept alternative compensation such as a flight voucher or miles.&#xA0; 2. A flight is canceled and the passenger does not accept the airline&apos;s offer to rebook them or provide alternative compensation.&#xA0; 3. A flight is &quot;significantly changed&quot; and the passenger does not accept the changed itinerary or any offers of rebooking or other types of compensation.&#xA0; According to the DOT, a &quot;significant change&quot; is defined as a situation where a flight&apos;s departure or arrival time is altered by more than three hours domestically and six hours internationally.&#xA0; This definition also includes changes in departure or arrival airports and an increase in the number of connections or connections at different airports.&#xA0; AAA: THANKSGIVING HOLIDAY TRAVELERS TO HIT 80 MILLION THIS YEAR It also applies in cases when a passenger is downgraded to a lower class of service or if flights are switched to planes that are less accessible or accommodating to a person with a disability. Under the new DOT rules, passengers are also entitled to refunds if their baggage is significantly delayed or if they paid for extra services that were not provided. For instance, passengers that file a mishandled baggage report can get a refund of their checked bag fee if it is not delivered within 12 hours of their domestic flight arriving at the gate.&#xA0; For international flights, passengers will be refunded if the bag doesn&apos;t arrive between 15 and 30 hours of their flight arriving at the gate, depending on the length of the flight. Passengers can be also be refunded if they paid for a service, such as Wi-Fi, seat selection or in-flight entertainment that the airline failed to provide. How airlines will refund a passenger When passengers are entitled to a refund, the DOT said airlines must automatically issue refunds without passengers having to request them within seven business days of refunds becoming due for credit card purchases and 20 calendar days for other payment methods. The refunds must be the full ticket purchase price, minus the cost of any portion of transportation already used. The refunds must include all government-imposed taxes and fees and airline-imposed fees.&#xA0; GET FOX BUSINESS ON THE GO BY CLICKING HERE The refunds must be returned in cash or in the form of the original payment that was used to make the purchase, such as credit card or airline miles.&#xA0; Airlines can&apos;t substitute cash refunds owed to consumers with vouchers, travel credits or other forms of compensation unless the passenger chooses to accept alternative compensation.&#xA0; If the passenger chooses alternative compensation, the travel voucher or credit offered must be valid for at least five years from the date of its issuance. According to the DOT, passengers won&apos;t be refunded if they accept a rebooked flight with the airline or continue with a significantly changed itinerary.&#xA0; Most U.S. airlines have also promised to provide hotels for overnight delays or meals for passengers during significant delays and cancellations that are caused by issues within the airline&#x2019;s control.", "datePublished": "2024-11-27T06:00:20-05:00", "dateModified": "2024-11-27T06:00:20-05:00", "description": "The busy holiday travel season is underway, and millions are traveling by air nationwide. 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Captioning Policy</a></li></ul> <div class="policy"><p> Quotes displayed in real-time or delayed by at least 15 minutes. Market data provided by <a href="https://www.factset.com/">Factset</a>. Powered and implemented by <a href="https://www.factset.com/solutions/business-needs/digital-solutions">FactSet Digital Solutions</a>.  <a href="https://www.factset.com/privacy">Legal Statement</a>. </p> <p>This material may not be published, broadcast, rewritten, or redistributed. ©2024 FOX News Network, LLC. All rights reserved. <a href="https://help.foxbusiness.com/hc/en-us/sections/4405278462107-FAQ">FAQ</a> - <a href="/privacy-policy">New Privacy Policy</a></p></div></div></div></div></header> <div class="page"><div class="pre-content"></div> <div class="page-content"><main class="main-content"><article section="lifestyle" tags="[object Object],[object Object],[object Object]" class="article-wrap"><!----> <header class="article-header"><div class="article-meta article-meta-upper"><div class="eyebrow"><a href="/category/travel">Travel</a></div> <div class="article-date"><span class="article-date__published"><span class="article-date__label--published"><strong>Published</strong></span> <time class="article-date__time article-date__time--published"> November 27, 2024 6:00am EST </time></span> <!----> <!----></div></div> <h1 class="headline">Traveling by plane for Thanksgiving? How airline refund rules can help when flights are canceled, delayed</h1> <h2 class="sub-headline">New rules require automatic cash refunds for canceled or significantly delayed flights</h2> <!----> <div class="article-meta article-meta-lower"><div class="social-byline"><div class="article-social "><div class="social-icons"><ul><li class="fb"><a href="#">Facebook</a></li> <li class="tw"><a href="#">Twitter</a></li> <li class="comments"><a href="#">Comments</a></li> <li class="print"><a href="#">Print</a></li> <li class="email"><a href="#">Email</a></li></ul></div></div> <div class="author-byline"><span><div class="author-headshot"><div class="m"><img src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2021/12/340/340/Daniella.Genovese-copy.jpg?ve=1&amp;tl=1" alt="Daniella Genovese"></div></div> <span class="article-authors"><span>By </span> <span class="authors"><span class="author"><a href="https://www.foxbusiness.com/person/g/daniella-genovese" rel="author">Daniella Genovese</a> <span></span></span></span></span> <span class="article-source"><a href="https://www.foxbusiness.com/">FOXBusiness</a></span></span></div></div> <!----></div></header> <div class="article-content-wrap sticky-columns"><div class="article-content"><div class="article-body"><!----> <!----> <div class="featured featured-video video-ct"><div class="contain"><div class="control"><a href="#" aria-label="top" class="top"></a> <a href="#" class="close">close</a></div> <div class="video-container"><div data-video-id="6364651886112" data-video-domain="foxbusiness" class="m video-player"><a href="https://www.foxbusiness.com/video/6364651886112"><picture><source srcset="https://a57.foxnews.com/cf-images.us-east-1.prod.boltdns.net/v1/static/854081161001/2775640c-78b9-4ceb-bcf1-894152fe5271/e8d4901d-d191-444a-a6db-fb3e04cc83e1/1280x720/match/288/162/image.jpg?ve=1&amp;tl=1" media="(max-width: 767px)"> <source srcset="https://a57.foxnews.com/cf-images.us-east-1.prod.boltdns.net/v1/static/854081161001/2775640c-78b9-4ceb-bcf1-894152fe5271/e8d4901d-d191-444a-a6db-fb3e04cc83e1/1280x720/match/672/378/image.jpg?ve=1&amp;tl=1" media="(min-width: 768px) and (max-width: 1023px)"> <source srcset="https://a57.foxnews.com/cf-images.us-east-1.prod.boltdns.net/v1/static/854081161001/2775640c-78b9-4ceb-bcf1-894152fe5271/e8d4901d-d191-444a-a6db-fb3e04cc83e1/1280x720/match/767/450/image.jpg?ve=1&amp;tl=1" media="(min-width: 1024px) and (max-width: 1279px)"> <source srcset="https://a57.foxnews.com/cf-images.us-east-1.prod.boltdns.net/v1/static/854081161001/2775640c-78b9-4ceb-bcf1-894152fe5271/e8d4901d-d191-444a-a6db-fb3e04cc83e1/1280x720/match/896/504/image.jpg?ve=1&amp;tl=1" media="(min-width: 1280px)"> <img src="https://cf-images.us-east-1.prod.boltdns.net/v1/static/854081161001/2775640c-78b9-4ceb-bcf1-894152fe5271/e8d4901d-d191-444a-a6db-fb3e04cc83e1/1280x720/match/image.jpg" alt="Virtuoso Vice President of Global Public Relations Misty Belles breaks down the holiday travel season, the trends and destinations as well as her outlook for 2025." width="896" height="500"></picture> <span class="overlay">video</span></a></div></div> <div class="info"><div class="caption"><h2 class="title"><a href="https://www.foxbusiness.com/video/6364651886112">Holiday travel is 'going very, very strong,' according to travel expert</a></h2> <p>Virtuoso Vice President of Global Public Relations Misty Belles breaks down the holiday travel season, the trends and destinations as well as her outlook for 2025.</p></div></div></div></div> <p>Over the next month, there will be millions of travelers passing through airports around the nation. Unfortunately, the holidays are synonymous with travel disruptions, including delayed or canceled flights.</p> <div class="ad-container mobile ad-h-250 ad-w-300 ad-placeholder-load"><div data-iu="ban1" id="mobile-mw-ad-ban1" class="ad gam inline"></div></div><p>But this year, before the 2024 holiday season kicked off, the <a href="https://www.foxbusiness.com/category/joe-biden" target="_blank" rel="noopener"><u>Biden administration</u>&apos;s</a> new rules, which require automatic cash refunds for canceled or significantly delayed flights, took effect.&#xA0;</p><p>The new automatic refund rule, first laid out in April by the Department of Transportation (DOT), created a universal standard for when airline passengers on flights to, from or within the U.S. are owed refunds.&#xA0;</p> <p><a href="https://www.foxbusiness.com/lifestyle/traveling-holidays-here-some-ways-save-money" target="_blank" rel="noopener"><strong>TRAVELING FOR THE HOLIDAYS? HERE ARE SOME WAYS TO SAVE MONEY</strong></a></p><div class="ad-container mobile ad-h-250 ad-w-300 ad-placeholder-load"><div data-iu="ban2" id="mobile-mw-ad-ban2" class="ad gam inline"></div></div> <p>Prior to the rule taking effect, airlines set their own standards for what flight changes warranted a refund. Passengers then had to &quot;navigate a patchwork of cumbersome processes to request refunds owed to them,&quot; the DOT said.</p><div data-unit-credible=",," data-in-article="true" class="credible"></div><p>The rule was established to &quot;address persistent issues reported by airline passengers who were trying to obtain refunds they were owed,&quot; the DOT said.&#xA0;</p><div class="inline image-ct"><div class="m"><picture><source media="(max-width: 767px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/343/192/travel.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/686/384/travel.jpg?ve=1&amp;tl=1 2x"> <source media="(min-width: 768px) and (max-width: 1023px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/672/378/travel.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/1344/756/travel.jpg?ve=1&amp;tl=1 2x"> <source media="(min-width: 1024px) and (max-width: 1279px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/931/523/travel.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/1862/1046/travel.jpg?ve=1&amp;tl=1 2x"> <source media="(min-width: 1280px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/720/405/travel.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/1440/810/travel.jpg?ve=1&amp;tl=1 2x"> <img src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/931/523/travel.jpg?ve=1&amp;tl=1" alt="Travel"></picture></div> <div class="caption"><p><span>Crowds pass through a terminal at Los Angeles International Airport on Nov. 21, 2023, as people travel ahead of the Thanksgiving holiday. </span><span> (David Swanson/AFP via Getty Images / Getty Images)</span></p></div></div><p>For the first time, travelers will know the types of flight changes that warrant a refund if the passenger chooses not to continue with booked travel.&#xA0;</p><div class="ad-container mobile ad-h-250 ad-w-300 ad-placeholder-load"><div data-iu="ban3" id="mobile-mw-ad-ban3" class="ad gam inline"></div></div><p>The rules also specify that a canceled flight would entitle a passenger to a refund if the passenger does not continue with their booked trip. It will also require airlines to provide automatic refunds to passengers when refunds are owed.&#xA0;</p><h3>Here's what to know:</h3><p><strong>A passenger is entitled to a refund if:&#xA0;</strong></p><p>1. A flight is canceled for any reason and the airline does not rebook the passenger on another flight or the passenger does not proactively accept alternative compensation such as a flight voucher or miles.&#xA0;</p><div class="ad-container mobile ad-h-250 ad-w-300 ad-placeholder-load"><div data-iu="ban4" id="mobile-mw-ad-ban4" class="ad gam inline"></div></div><p>2. A flight is canceled and the passenger does not accept the airline&apos;s offer to rebook them or provide alternative compensation.&#xA0;</p><p>3. A flight is &quot;significantly changed&quot; and the passenger does not accept the changed itinerary or any offers of rebooking or other types of compensation.&#xA0;</p><p>According to the DOT, a &quot;significant change&quot; is defined as a situation where a flight&apos;s departure or arrival time is altered by more than three hours domestically and six hours internationally.&#xA0;</p><div class="ad-container mobile ad-h-250 ad-w-300 ad-placeholder-load"><div data-iu="ban5" id="mobile-mw-ad-ban5" class="ad gam inline"></div></div><p>This definition also includes changes in departure or arrival airports and an increase in the number of connections or connections at different airports.&#xA0;</p><p><a href="https://www.foxbusiness.com/lifestyle/aaa-thanksgiving-holiday-travelers-hit-80-million-year" target="_blank" rel="noopener"><strong><u>AAA: THANKSGIVING HOLIDAY TRAVELERS TO HIT 80 MILLION THIS YEAR</u></strong></a></p><p>It also applies in cases when a passenger is downgraded to a lower class of service or if flights are switched to planes that are less accessible or accommodating to a person with a disability.</p><div class="ad-container mobile ad-h-250 ad-w-300 ad-placeholder-load"><div data-iu="ban6" id="mobile-mw-ad-ban6" class="ad gam inline"></div></div><div class="inline image-ct"><div class="m"><picture><source media="(max-width: 767px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/343/192/travel-3.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/686/384/travel-3.jpg?ve=1&amp;tl=1 2x"> <source media="(min-width: 768px) and (max-width: 1023px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/672/378/travel-3.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/1344/756/travel-3.jpg?ve=1&amp;tl=1 2x"> <source media="(min-width: 1024px) and (max-width: 1279px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/931/523/travel-3.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/1862/1046/travel-3.jpg?ve=1&amp;tl=1 2x"> <source media="(min-width: 1280px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/720/405/travel-3.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/1440/810/travel-3.jpg?ve=1&amp;tl=1 2x"> <img src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/931/523/travel-3.jpg?ve=1&amp;tl=1" alt="Travel"></picture></div> <div class="caption"><p><span>The new automatic refund rule, first laid out in April by the Department of Transportation, created a universal standard for when airline passengers on flights to, from or within the U.S. are owed refunds.</span><span> (Mario Tama/Getty Images / Viral Press)</span></p></div></div><p>Under the new DOT rules, passengers are also entitled to refunds if their baggage is significantly delayed or if they paid for extra services that were not provided. For instance, passengers that file a mishandled baggage report can get a refund of their checked bag fee if it is not delivered within 12 hours of their domestic flight arriving at the gate.&#xA0;</p><p>For international flights, passengers will be refunded if the bag doesn&apos;t arrive between 15 and 30 hours of their flight arriving at the gate, depending on the length of the flight.</p><p>Passengers can be also be refunded if they paid for a service, such as Wi-Fi, seat selection or in-flight entertainment that the airline failed to provide.</p><div class="ad-container mobile ad-h-250 ad-w-300 ad-placeholder-load"><div data-iu="ban7" id="mobile-mw-ad-ban7" class="ad gam inline"></div></div><p><strong>How airlines will refund a passenger</strong></p><p>When passengers are entitled to a refund, the DOT said airlines must automatically issue refunds without passengers having to request them within seven business days of refunds becoming due for credit card purchases and 20 calendar days for other payment methods.</p><p>The refunds must be the full ticket purchase price, minus the cost of any portion of transportation already used. The refunds must include all government-imposed taxes and fees and airline-imposed fees.&#xA0;</p><div class="ad-container mobile ad-h-250 ad-w-300 ad-placeholder-load"><div data-iu="ban8" id="mobile-mw-ad-ban8" class="ad gam inline"></div></div><p><a href="https://www.foxbusiness.com/apps-products" target="_blank" rel="noopener noreferrer"><strong><u>GET FOX BUSINESS ON THE GO BY CLICKING HERE</u></strong></a></p><p><a href="https://www.foxbusiness.com/economy/biden-admin-new-airline-rules-require-cash-refunds-canceled-flights-fees-disclosed-up-front" target="_blank" rel="noopener">The refunds must be returned in cash</a> or in the form of the original payment that was used to make the purchase, such as credit card or airline miles.&#xA0;</p><p>Airlines can&apos;t substitute cash refunds owed to consumers with vouchers, travel credits or other forms of compensation unless the passenger chooses to accept alternative compensation.&#xA0;</p><div class="ad-container mobile ad-h-250 ad-w-300 ad-placeholder-load"><div data-iu="ban9" id="mobile-mw-ad-ban9" class="ad gam inline"></div></div><div class="inline image-ct"><div class="m"><picture><source media="(max-width: 767px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/343/192/travel-2.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/686/384/travel-2.jpg?ve=1&amp;tl=1 2x"> <source media="(min-width: 768px) and (max-width: 1023px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/672/378/travel-2.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/1344/756/travel-2.jpg?ve=1&amp;tl=1 2x"> <source media="(min-width: 1024px) and (max-width: 1279px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/931/523/travel-2.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/1862/1046/travel-2.jpg?ve=1&amp;tl=1 2x"> <source media="(min-width: 1280px)" srcset="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/720/405/travel-2.jpg?ve=1&amp;tl=1, https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/1440/810/travel-2.jpg?ve=1&amp;tl=1 2x"> <img src="https://a57.foxnews.com/static.foxbusiness.com/foxbusiness.com/content/uploads/2024/11/931/523/travel-2.jpg?ve=1&amp;tl=1" alt="Travel"></picture></div> <div class="caption"><p><span>Prior to the rule taking effect, airlines set their own standards for what flight changes warranted a refund. Passengers then had to "navigate a patchwork of cumbersome processes to request refunds owed to them," the DOT said.</span><span> (Spencer Platt/Getty Images / Getty Images)</span></p></div></div><p>If the passenger chooses alternative compensation, the travel voucher or credit offered must be valid for at least five years from the date of its issuance.</p><p>According to the DOT, passengers won&apos;t be refunded if they accept a rebooked flight with the airline or continue with a significantly changed itinerary.&#xA0;</p><p>Most U.S. airlines have also promised to provide hotels for overnight delays or meals for passengers during <a href="https://www.foxbusiness.com/economy/flight-canceled-disrupted-know-your-rights" target="_blank" rel="noopener">significant delays and cancellations</a> that are caused by issues within the airline&#x2019;s control.</p><div class="ad-container mobile ad-h-250 ad-w-300 ad-placeholder-load"><div data-iu="ban10" id="mobile-mw-ad-ban10" class="ad gam inline"></div></div></div> <footer class="article-footer"><!----> <!----> <div class="partners"><div class="partner geo-item"><div data-uid="fbr-ar-21" class="vendor-unit "></div></div> <div class="partner geo-item"><div data-uid="fbr-ar-22" class="vendor-unit "></div></div> <div class="partner geo-item"><div data-uid="ar-18" class="vendor-unit tablet-desktop"></div></div> <div class="partner geo-item"><div data-uid="fbr-ar-23" class="vendor-unit "></div></div> <div class="partner geo-item"><div data-uid="ar-19" class="vendor-unit tablet-desktop"></div></div> <div class="partner geo-item"><div data-uid="MB_2" class="vendor-unit mobile"></div></div></div> <div id="commenting" class="article-comments"></div></footer></div> <aside aria-label="primary sidebar" class="sidebar sidebar-primary"><div class="sticky-region"><section class="collection collection-market-indexes"><header class="heading"><h2 class="title">U.S. Stock Market Quotes</h2></header> <div class="content"><form autocomplete="off" action="/search" method="get"><fieldset><div class="input-wrap quote-lookup"><input value type="text" placeholder="Quote Lookup" name="q" onblur onfocus autocomplete="off" aria-label="quote lookup" class="input-text"> <input type="hidden" name="ss" value="fb"> <input type="submit" aria-label="submit" value="Search" class="input-search"></div></fieldset></form> </div></section><!----><div class="advert upper"><div class="ad-container desktop ad-w-300"> <div data-ad-pos="desktop" data-ad-size="300x600,300x250" class="ad gpt"></div> <span class="advert-txt">Advertisement</span></div><div class="ad-container tablet ad-w-300"> <div data-ad-pos="tablet" data-ad-size="300x250" class="ad gpt"></div> <span class="advert-txt">Advertisement</span></div><div class="ad-container mobile ad-w-300"> <div data-ad-pos="mobile" data-ad-size="300x250" class="ad gpt"></div> <span class="advert-txt">Advertisement</span></div></div><div class="embed-media advanced"><div class="item item-newsletter-article fox-business-rundown" data-slid="3DC725E303A24F8D5F8BE2343A002FB8"> <div class="m logo"> <img data-cke-saved-src="//static.foxnews.com/foxnews.com/content/uploads/2023/09/532x120-NEWSLETTER_BIZ-Rundown.png" src="//static.foxnews.com/foxnews.com/content/uploads/2023/09/532x120-NEWSLETTER_BIZ-Rundown.png" alt="Fox News First"> </div> <div class="info"> <div class="arrive"> <span>Arrives Weekly</span> </div> <div class="newsletter-title">Get Our Newsletter</div> <p class="dek">Get a brief on the top business stories of the week, plus CEO interviews, market updates, tech and money news that matters to you.</p> <div class="user-input hide"> <p class="success">We've added you to our mailing list.</p> </div> <div class="email-input"> <input data-cke-saved-name="email" name="email" placeholder="Enter email address" type="email" class="input-email js-bound"> </div> <div class="button subscribe"> <a data-cke-saved-href="#" href="#">Subscribe</a> </div> <p class="disclosure">By clicking subscribe, you agree to the Fox News <a href="https://www.foxnews.com/privacy-policy" target="_blank">Privacy Policy</a> and <a href="https://www.foxnews.com/terms-of-use" target="_blank">Terms of Use</a>, and agree to receive content and promotional communications from Fox News. 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Unfortunately, the holidays are synonymous with travel disruptions, including delayed or canceled flights."}};dY[2]={is:g,props:{parsedParagraph:"But this year, before the 2024 holiday season kicked off, the \u003Ca href=\"https:\u002F\u002Fwww.foxbusiness.com\u002Fcategory\u002Fjoe-biden\" target=\"_blank\" rel=\"noopener\"\u003E\u003Cu\u003EBiden administration\u003C\u002Fu\u003E&apos;s\u003C\u002Fa\u003E new rules, which require automatic cash refunds for canceled or significantly delayed flights, took effect.&#xA0;"}};dY[3]={is:g,props:{parsedParagraph:"The new automatic refund rule, first laid out in April by the Department of Transportation (DOT), created a universal standard for when airline passengers on flights to, from or within the U.S. are owed refunds.&#xA0;"}};dY[4]={is:g,props:{parsedParagraph:"\u003Ca href=\"https:\u002F\u002Fwww.foxbusiness.com\u002Flifestyle\u002Ftraveling-holidays-here-some-ways-save-money\" target=\"_blank\" rel=\"noopener\"\u003E\u003Cstrong\u003ETRAVELING FOR THE HOLIDAYS? HERE ARE SOME WAYS TO SAVE MONEY\u003C\u002Fstrong\u003E\u003C\u002Fa\u003E"}};dY[5]={is:g,props:{parsedParagraph:"Prior to the rule taking effect, airlines set their own standards for what flight changes warranted a refund. Passengers then had to &quot;navigate a patchwork of cumbersome processes to request refunds owed to them,&quot; the DOT said."}};dY[6]={is:g,props:{parsedParagraph:"The rule was established to &quot;address persistent issues reported by airline passengers who were trying to obtain refunds they were owed,&quot; the DOT said.&#xA0;"}};dY[7]={is:cw,props:{url:d_,externalUrl:a,imageAlt:f,description:"Crowds pass through a terminal at Los Angeles International Airport on Nov. 21, 2023, as people travel ahead of the Thanksgiving holiday. ",shortDescription:a,copyright:"David Swanson\u002FAFP via Getty Images",source:aa,alignment:cx}};dY[8]={is:g,props:{parsedParagraph:"For the first time, travelers will know the types of flight changes that warrant a refund if the passenger chooses not to continue with booked travel.&#xA0;"}};dY[9]={is:g,props:{parsedParagraph:"The rules also specify that a canceled flight would entitle a passenger to a refund if the passenger does not continue with their booked trip. It will also require airlines to provide automatic refunds to passengers when refunds are owed.&#xA0;"}};dY[10]={is:"heading",props:{level:3,content:"Here's what to know:"}};dY[11]={is:g,props:{parsedParagraph:"\u003Cstrong\u003EA passenger is entitled to a refund if:&#xA0;\u003C\u002Fstrong\u003E"}};dY[12]={is:g,props:{parsedParagraph:"1. A flight is canceled for any reason and the airline does not rebook the passenger on another flight or the passenger does not proactively accept alternative compensation such as a flight voucher or miles.&#xA0;"}};dY[13]={is:g,props:{parsedParagraph:"2. A flight is canceled and the passenger does not accept the airline&apos;s offer to rebook them or provide alternative compensation.&#xA0;"}};dY[14]={is:g,props:{parsedParagraph:"3. A flight is &quot;significantly changed&quot; and the passenger does not accept the changed itinerary or any offers of rebooking or other types of compensation.&#xA0;"}};dY[15]={is:g,props:{parsedParagraph:"According to the DOT, a &quot;significant change&quot; is defined as a situation where a flight&apos;s departure or arrival time is altered by more than three hours domestically and six hours internationally.&#xA0;"}};dY[16]={is:g,props:{parsedParagraph:"This definition also includes changes in departure or arrival airports and an increase in the number of connections or connections at different airports.&#xA0;"}};dY[17]={is:g,props:{parsedParagraph:"\u003Ca href=\"https:\u002F\u002Fwww.foxbusiness.com\u002Flifestyle\u002Faaa-thanksgiving-holiday-travelers-hit-80-million-year\" target=\"_blank\" rel=\"noopener\"\u003E\u003Cstrong\u003E\u003Cu\u003EAAA: THANKSGIVING HOLIDAY TRAVELERS TO HIT 80 MILLION THIS YEAR\u003C\u002Fu\u003E\u003C\u002Fstrong\u003E\u003C\u002Fa\u003E"}};dY[18]={is:g,props:{parsedParagraph:"It also applies in cases when a passenger is downgraded to a lower class of service or if flights are switched to planes that are less accessible or accommodating to a person with a disability."}};dY[19]={is:cw,props:{url:"https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2024\u002F11\u002Ftravel-3.jpg",externalUrl:a,imageAlt:f,description:"The new automatic refund rule, first laid out in April by the Department of Transportation, created a universal standard for when airline passengers on flights to, from or within the U.S. are owed refunds.",shortDescription:a,copyright:"Mario Tama\u002FGetty Images",source:"Viral Press",alignment:cx}};dY[20]={is:g,props:{parsedParagraph:"Under the new DOT rules, passengers are also entitled to refunds if their baggage is significantly delayed or if they paid for extra services that were not provided. For instance, passengers that file a mishandled baggage report can get a refund of their checked bag fee if it is not delivered within 12 hours of their domestic flight arriving at the gate.&#xA0;"}};dY[21]={is:g,props:{parsedParagraph:"For international flights, passengers will be refunded if the bag doesn&apos;t arrive between 15 and 30 hours of their flight arriving at the gate, depending on the length of the flight."}};dY[22]={is:g,props:{parsedParagraph:"Passengers can be also be refunded if they paid for a service, such as Wi-Fi, seat selection or in-flight entertainment that the airline failed to provide."}};dY[23]={is:g,props:{parsedParagraph:"\u003Cstrong\u003EHow airlines will refund a passenger\u003C\u002Fstrong\u003E"}};dY[24]={is:g,props:{parsedParagraph:"When passengers are entitled to a refund, the DOT said airlines must automatically issue refunds without passengers having to request them within seven business days of refunds becoming due for credit card purchases and 20 calendar days for other payment methods."}};dY[25]={is:g,props:{parsedParagraph:"The refunds must be the full ticket purchase price, minus the cost of any portion of transportation already used. The refunds must include all government-imposed taxes and fees and airline-imposed fees.&#xA0;"}};dY[26]={is:g,props:{parsedParagraph:"\u003Ca href=\"https:\u002F\u002Fwww.foxbusiness.com\u002Fapps-products\" target=\"_blank\" rel=\"noopener noreferrer\"\u003E\u003Cstrong\u003E\u003Cu\u003EGET FOX BUSINESS ON THE GO BY CLICKING HERE\u003C\u002Fu\u003E\u003C\u002Fstrong\u003E\u003C\u002Fa\u003E"}};dY[27]={is:g,props:{parsedParagraph:"\u003Ca href=\"https:\u002F\u002Fwww.foxbusiness.com\u002Feconomy\u002Fbiden-admin-new-airline-rules-require-cash-refunds-canceled-flights-fees-disclosed-up-front\" target=\"_blank\" rel=\"noopener\"\u003EThe refunds must be returned in cash\u003C\u002Fa\u003E or in the form of the original payment that was used to make the purchase, such as credit card or airline miles.&#xA0;"}};dY[28]={is:g,props:{parsedParagraph:"Airlines can&apos;t substitute cash refunds owed to consumers with vouchers, travel credits or other forms of compensation unless the passenger chooses to accept alternative compensation.&#xA0;"}};dY[29]={is:cw,props:{url:"https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2024\u002F11\u002Ftravel-2.jpg",externalUrl:a,imageAlt:f,description:"Prior to the rule taking effect, airlines set their own standards for what flight changes warranted a refund. Passengers then had to \"navigate a patchwork of cumbersome processes to request refunds owed to them,\" the DOT said.",shortDescription:a,copyright:"Spencer Platt\u002FGetty Images",source:aa,alignment:cx}};dY[30]={is:g,props:{parsedParagraph:"If the passenger chooses alternative compensation, the travel voucher or credit offered must be valid for at least five years from the date of its issuance."}};dY[31]={is:g,props:{parsedParagraph:"According to the DOT, passengers won&apos;t be refunded if they accept a rebooked flight with the airline or continue with a significantly changed itinerary.&#xA0;"}};dY[32]={is:g,props:{parsedParagraph:"Most U.S. airlines have also promised to provide hotels for overnight delays or meals for passengers during \u003Ca href=\"https:\u002F\u002Fwww.foxbusiness.com\u002Feconomy\u002Fflight-canceled-disrupted-know-your-rights\" target=\"_blank\" rel=\"noopener\"\u003Esignificant delays and cancellations\u003C\u002Fa\u003E that are caused by issues within 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How airline refund rules can help when flights are canceled, delayed","\u002Fcategory\u002Ftravel","article","image","attachment","persons","Daniella Genovese","\u002Fcategory\u002Flifestyle","foxbusiness.com\u002Fperson\u002Fg\u002Fdaniella-genovese","Author","https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2021\u002F12\u002FDaniella.Genovese-copy.jpg",0,"FOX Business","lifestyle","Airplanes","Economy","\u002Feconomy","https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2024\u002F08\u002FJetBlue-airplane-1.jpg","keyword","9fc2d0f2-fc99-5ae5-a7ec-357ab40ef742","content\u002Ffbn\u002Fperson\u002Fg\u002Fdaniella-genovese","daniella-genovese","Daniella","Genovese","Reporter","https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fdaniella-alessandra-genovese-b843769b","\u003Cp\u003EDaniella Genovese is a consumer and business reporter for Fox Business and Fox News Digital. \u003C\u002Fp\u003E","3fef0781-2e99-5eb8-92ed-0dd58db3b71c",2095059,"\u002Fcategory\u002Fairplanes","foxbusiness.com\u002Fperson\u002Fm\u002Faislinn-murphy","Aislinn Murphy","2024-11-27T06:00:20-05:00","88abbd5f-3425-55e5-bf8a-90252fec26a7","63a63fac-5b54-5664-aaf2-c82d09d2566f","publish","Markets","\u002Fmarkets","foxbusiness.com\u002Fperson\u002Fa\u002Fpilar-arias","Pilar Arias","https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2021\u002F09\u002FPilar-Arias-White-Background-01-1.jpg","The busy holiday travel season is underway, and millions are traveling by air nationwide. Here's what you need to know about airline refund rules before you fly.","Getty Images","fox-business\u002Flifestyle","Holiday","https:\u002F\u002Fcf-images.us-east-1.prod.boltdns.net\u002Fv1\u002Fstatic\u002F854081161001\u002F2775640c-78b9-4ceb-bcf1-894152fe5271\u002Fe8d4901d-d191-444a-a6db-fb3e04cc83e1\u002F1280x720\u002Fmatch\u002Fimage.jpg","video","Mornings with Maria","Writer","\u002Fterms-of-use","\u002Fprivacy-policy","Closed Captioning Policy","source","travel","fox-business\u002Flifestyle\u002Ftravel","7a7dbbbd-5cad-5c2d-ad78-8b6e7651d792","holiday","spark_tags","bfd3d945-88be-55b0-8ccc-ee08d0594ed5","airplanes","d326ee03-73c7-5e78-ae0f-6e730f28a38d","2024-11-27T12:45:36-05:00","Virtuoso Vice President of Global Public Relations Misty Belles breaks down the holiday travel season, the trends and destinations as well as her outlook for 2025.","Airlines","\u002Fcategory\u002Ffox-news-airlines","https:\u002F\u002Fwww.foxbusiness.com\u002Fcategory\u002Flifestyle","NaN:NaN","30516405-6b30-5026-90b1-7d617a2a6f45","content\u002Ffbn\u002Fperson\u002Fm\u002Faislinn-murphy","aislinn-murphy","Aislinn","Murphy","\u003Cp\u003EAislinn Murphy is a writer for FOX Business\u003C\u002Fp\u003E","Mortgages","\u002Fcategory\u002Fmortgage","Student Loans","\u002Fcategory\u002Fstudent-loans","Credit Cards","\u002Fcategory\u002Fcredit-cards","Personal Loans","\u002Fcategory\u002Fpersonal-loans","Savings","\u002Fcategory\u002Fsavings","Insurance","\u002Fcategory\u002Finsurance","401k","\u002Fcategory\u002F401k","\u002Fcategory\u002Fmodern-retirement","Tax Planning","\u002Fcategory\u002Ftax-planning","Personal Finance","\u002Fpersonal-finance","Government Spending","\u002Fcategory\u002Fgovernment-spending","\u002Fcategory\u002Fmoney-and-policy","Small Business","\u002Fcategory\u002Fsmall-business","Stocks","US Markets","\u002Fcategory\u002Fus-markets","Cryptocurrency","\u002Fcategory\u002Fcryptocurrency","\u002Fcategory\u002Ffutures-commodities","Bonds","\u002Fcategory\u002Fbonds","ETFs","\u002Fcategory\u002Fetfs","Business Leaders","\u002Fcategory\u002Fbusiness-leaders","Industries","\u002Fcategory\u002Findustries","Retail","\u002Fcategory\u002Fretail","\u002Fcategory\u002Fpre-markets","Mutual Funds","\u002Fcategory\u002Fmutual-funds","Watchlist","\u002Fwatchlist","Entertainment","\u002Fcategory\u002Fentertainment","\u002Fcategory\u002Frich-famous","Cars","\u002Fcategory\u002Fcars","\u002Fcategory\u002Ffood-drinks","Arts","\u002Fcategory\u002Farts","\u002Flifestyle","\u002Fcategory\u002Fpersonal-real-estate","\u002Fcategory\u002Fcommercial-real-estate","Luxury Properties","\u002Fcategory\u002Fluxury-properties","Real Estate","\u002Freal-estate","Digital","\u002Fcategory\u002Fdigital","Social Media","\u002Fcategory\u002Fsocial-media","Gadgets","\u002Fcategory\u002Fgadgets","Business Tech","\u002Fcategory\u002Fbusiness-tech","Healthcare Tech","\u002Fcategory\u002Fhealth-care-tech","Future Tech","\u002Fcategory\u002Ffuture-tech","AI","\u002Fcategory\u002Fartificial-intelligence","Space","Tech","\u002Ftechnology","Video","\u002Fvideo","300x250","JetBlue airplane Washington D.C.","JetBlue has been sued in the Southern District of New York for allegedly violating the Civil Rights Act of 1866 against Orthodox Jewish passengers.",2451320,"Beata Zawrzel\u002FNurPhoto via Getty Images","7fb92dbd-e9b4-5802-b5b1-00d4b8f9a8c6","https:\u002F\u002Fwww.gettyimages.com\u002F","foxbusiness.com\u002Fsource\u002Fgetty-images",2014458,"218c6a22-54c6-5328-82fd-f7a57d616e68","traveling-plane-thanksgiving-how-airline-refund-rules-can-help-when-flights-canceled-delayed","FOXBusiness","https:\u002F\u002Fwww.foxbusiness.com","New rules require automatic cash refunds for canceled or significantly delayed flights","fox-business\u002Ftopic\u002Fholiday","fox-business\u002Flifestyle\u002Fairplanes","\u002Fcategory\u002Fholiday","Original","foxbusiness.com\u002Flifestyle\u002Ftraveling-plane-thanksgiving-how-airline-refund-rules-can-help-when-flights-canceled-delayed","Holiday travel is 'going very, very strong,' according to travel expert","full-width-image","center","\u002Flifestyle\u002Ftraveling-plane-thanksgiving-how-airline-refund-rules-can-help-when-flights-canceled-delayed",1280,720,"771490b4-c718-5a93-9581-469e0c6b1f8d","Maria Bartiromo","shows","2024-04-23T12:10:49-04:00","U.S. Economy","\u002Fcategory\u002Fus-economy","30f68e9e-e7c8-52c5-8fe7-4092a4d57820","content\u002Ffbn\u002Fperson\u002Fa\u002Fpilar-arias","pilar-arias","Pilar","Arias","\u003Cp\u003EPilar Arias is a multimedia journalist with more than 10 years of experience in broadcast, digital and print production. She enjoys covering a wide variety of topics. Follow her on Twitter: \u003Ca href=\"https:\u002F\u002Ftwitter.com\u002FPilarFOXNews\" target=\"_blank\"\u003E@PilarFOXNews.\u003C\u002Fa\u003E\u003C\u002Fp\u003E","92d88863-c390-5781-ad98-ef89a0f54b26",2058936,"Retirement","Money & Policy","Inflation","\u002Fcategory\u002Finflation","\u002Fstocks","Futures & Commodities","Pre-Markets","Rich & Famous","Food & Drinks","Personal","Commercial","\u002Fcategory\u002Fspace-business","NFL","\u002Fcategory\u002Fnfl","NBA","\u002Fcategory\u002Fnba","MLB","\u002Fcategory\u002Fmlb","NASCAR","\u002Fcategory\u002Fnascar","Boxing","\u002Fcategory\u002Fboxing","Soccer","\u002Fcategory\u002Fsoccer","Golf","\u002Fcategory\u002Fgolf","Tennis","\u002Fcategory\u002Ftennis","Sports","\u002Fsports","Opinion","\u002Fopinion","Channel Finder","\u002Fchannel-finder","Jobs","https:\u002F\u002Fwww.foxcareers.com\u002F","Terms of Use","Updated Privacy Policy","FAQ","https:\u002F\u002Fhelp.foxbusiness.com\u002Fhc\u002Fen-us\u002Fsections\u002F4405278462107-FAQ","Media Relations","https:\u002F\u002Fpress.foxbusiness.com\u002Fmedia-contacts\u002F","Corporate Information","https:\u002F\u002Fpress.foxbusiness.com","\u002Fclosed-captioning","Accessibility Statement","\u002Faccessibility-statement","Fox News","https:\u002F\u002Fwww.foxnews.com\u002F","Fox Nation","https:\u002F\u002Fnation.foxnews.com\u002F","Fox Business Go","https:\u002F\u002Fwww.foxbusiness.com\u002Fvideo\u002F5640669329001","Apps & Products","\u002Fapps-products","About","\u002Fabout-us","featured-ad","Traveling for Thanksgiving? Know when you're entitled a refund",Array(1),{},"articles","2024-11-25T13:35:12-05:00",Array(33),"6364651886112","https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2024\u002F11\u002Ftravel.jpg","https:\u002F\u002Fcf-images.us-east-1.prod.boltdns.net\u002Fv1\u002Fstatic\u002F854081161001\u002F2775640c-78b9-4ceb-bcf1-894152fe5271\u002Fde217fd1-1b35-44a8-aa5d-7b6b7cc9decb\u002F160x90\u002Fmatch\u002Fimage.jpg","MP4",82333577,"on_air|mornings_with_maria","2024-11-13T15:07:53Z","Brightcove","2024-02-26T10:45:32-05:00","mornings-with-maria","https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2024\u002F02\u002Fmornings-with-maria.png","show","2016-10-17T16:20:32-04:00","3166411554001","https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2024\u002F02\u002Fmornings-with-maria-poster.png","foxbusiness.com\u002Fperson\u002Fb\u002Fmaria-bartiromo","https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2024\u002F02\u002Fmornings-with-maria-banner.png","e388d824-b7ce-57d9-a56d-7b033f6726e3","foxbusiness.com\u002Fvideo\u002F6364651886112","ffceff27-678a-57eb-bf4f-f8b6121f500f","What To Watch","9d44f2e3-6444-523a-a726-55e21d9bba16","Shows","badae25d-02ae-5cf9-81ac-437553f2ad3d","Mornings with Maria | Latest Episodes","54569ca9-7fa8-5fe5-8adb-f393b1578087","v-videos","fc09c12f-0a81-5be9-a573-a2f6cf95b622","V-Videos","302aab5e-fc74-5ba2-9b69-454970ee3ead","a26367a6-8318-5b7e-b7c9-4d1c2dc03289","VACATION DESTINATIONS","825db2b3-45c8-5651-af4e-27efc3c21990","GENERAL","foxbusiness.com\u002Fcategory\u002Flifestyle","foxbusiness.com\u002Fperson\u002Fs\u002Fstephen-sorace","Stephen Sorace","https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2024\u002F03\u002Fuber-lyft.jpg","Uber","\u002Fcategory\u002Fuber","https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2024\u002F11\u002Fspirit-airlines.jpg","Bankruptcy","\u002Fcategory\u002Fbankruptcy","foxbusiness.com\u002Fperson\u002Fp\u002Felizabeth-pritchett","Elizabeth Pritchett","https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2022\u002F10\u002FScreen-Shot-2022-10-20-at-7.45.13-AM.png","Cruises","\u002Fcategory\u002Ffox-news-cruises","foxbusiness.com\u002Fperson\u002Fb\u002Fjasmine-baehr","Jasmine Baehr","https:\u002F\u002Fstatic.foxbusiness.com\u002Ffoxbusiness.com\u002Fcontent\u002Fuploads\u002F2023\u002F07\u002FJasmine-Baehr-headshot-2022.jpg","Politics","\u002Fcategory\u002Fpolitics","Updated Terms of Use","a0fb3e4b-c794-4eb0-bdf4-21894c6d7e1a","footer_termsofuse","New Privacy Policy","338905ef-29ff-40b0-adde-4c08d328b644","footer_privacypolicy","Your Privacy Choices","b49473b2-6386-4cd7-bc34-321f5b159051","footer_privacychoices","https:\u002F\u002Fprivacy.foxbusiness.com\u002Fmain\u002Fweb\u002Fmain","Help","64d0a182-d974-4987-8d19-a5aa0ba32cef","footer_help","https:\u002F\u002Fhelp.foxbusiness.com\u002Fhc\u002Fen-us","3d5153c4-c41d-4e76-8f80-b90ab214551b","footer_closedcaptioning","\u002Fclosed-captioning\u002F",{},{}));</script><script src="/_wzln/9922675.js" defer></script><script src="/_wzln/b8881d1.js" defer></script><script src="/_wzln/32e4220.js" defer></script><script src="/_wzln/1905e24.js" defer></script> <script type="text/javascript">!function(i){i.Loader&&i.Loader.init()}(window.FNC||{})</script> </body> </html>

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