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Predict 2025 : News & updates
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class="main--container live-homepage" > <!--hero--> <!-- Hero Banner --> <style type="text/css"> .section--live--hero{ h1::before{ background-image: url('/live-at/images/2024-predict/logo.png'); background-size: 300px; background-repeat: no-repeat; content:''; display: inline-block; width: 320px; height: 60px; } } </style> <!-- Standard Banner --> <section id="ctl00_ctl00_body_bodyLevel_HeroSection_sHero" class="section--live section--live--dark section--live--hero" style="background-image: url('/live-at/images/2024-predict/predict-header.png');"> <div class="container"> <div class="row"> <div class="col"> <div class="section--live--container col-12"> <div class="row section--live--container--content"> <div class="col-12 col-md-6"> <h1 id="ctl00_ctl00_body_bodyLevel_HeroSection_hTitle" class="h2"></h1> <h2 id="ctl00_ctl00_body_bodyLevel_HeroSection_hStrapLine" class="h1">Predictions for 2025 in banking, payments and fintech</h2> <img id="ctl00_ctl00_body_bodyLevel_HeroSection_iLogo" /> </div> </div> </div> </div> </div> </div> </section> <section id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_sLongReads" class="section--live section--live--long-reads"> <div class="container"> <div class="row"> <div class="col"> <div class="section--live--container col-12"> <div class="row section--live--container--header"> <div class="col-12"> <h2>Long Reads</h2> </div> </div> <div class="row section--live--container--content"> <div class="col-12 col-md-4"> <!-- Start: Live post card with profile image --> <div class="card card--live-post"> <div class="row"> <div class="col-12 card-img-container"> <a href="/the-long-read/1279/flexible-and-efficient-sme-lending-as-a-growth-enabler-in-2025" arial-label="Read article: Flexible and efficient SME lending as a growth enabler in 2025" > <img src="/finextra-images/oped/1279.jpg" class="card-img" alt="Flexible and efficient SME lending as a growth enabler in 2025" /> </a> </div> <div class="col-12 card-body-container"> <div class="card-body card-body-with-image-profile"> <div class="card-profile-container"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl00_hBlogger" aria-label="link to author: Emma Lovell" href="/bloggers/166633"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl00_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_166633_emma_lovell.jpg" alt="Emma Lovell" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl00_hMember" aria-label="link to author: Emma Lovell" href="/bloggers/166633">Emma Lovell</a> Chief Executive at LSB</p> <h3 class="card-title h4-h3-md"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl00_hTitle" aria-label="Read article: Flexible and efficient SME lending as a growth enabler in 2025" href="/the-long-read/1279/flexible-and-efficient-sme-lending-as-a-growth-enabler-in-2025">Flexible and efficient SME lending as a growth enabler in 2025</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-18 10:00:00Z">18 February 2025</time> </p> </div> </div> </div> </div> <!-- End: Live post card with profile image --> </div> <div class="col-12 col-md-4"> <!-- Start: Live post card with profile image --> <div class="card card--live-post"> <div class="row"> <div class="col-12 card-img-container"> <a href="/the-long-read/1274/cybercrime-landscape-in-2025-building-a-secure-digital-future" arial-label="Read article: Cybercrime landscape in 2025: Building a secure digital future" > <img src="/finextra-images/oped/1274.jpg" class="card-img" alt="Cybercrime landscape in 2025: Building a secure digital future" /> </a> </div> <div class="col-12 card-body-container"> <div class="card-body card-body-with-image-profile"> <div class="card-profile-container"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl01_hBlogger" aria-label="link to author: Michele Centemero" href="/bloggers/166631"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl01_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_166631_michele_centemero.jpg" alt="Michele Centemero" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl01_hMember" aria-label="link to author: Michele Centemero" href="/bloggers/166631">Michele Centemero</a> EVP Services Europe at Mastercard</p> <h3 class="card-title h4-h3-md"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl01_hTitle" aria-label="Read article: Cybercrime landscape in 2025: Building a secure digital future" href="/the-long-read/1274/cybercrime-landscape-in-2025-building-a-secure-digital-future">Cybercrime landscape in 2025: Building a secure digital future</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-17 10:00:00Z">17 February 2025</time> </p> </div> </div> </div> </div> <!-- End: Live post card with profile image --> </div> <div class="col-12 col-md-4"> <!-- Start: Live post card with profile image --> <div class="card card--live-post"> <div class="row"> <div class="col-12 card-img-container"> <a href="/the-long-read/1267/staying-ahead-of-cybercrime-the-importance-of-ai-based-fraud-prevention" arial-label="Read article: Staying ahead of cybercrime: The importance of AI-based fraud prevention" > <img src="/finextra-images/oped/1267.jpg" class="card-img" alt="Staying ahead of cybercrime: The importance of AI-based fraud prevention" /> </a> </div> <div class="col-12 card-body-container"> <div class="card-body card-body-with-image-profile"> <div class="card-profile-container"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl02_hBlogger" aria-label="link to author: David Capezza" href="/bloggers/165641"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl02_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_165641_david_capezza_121.jpg" alt="David Capezza" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl02_hMember" aria-label="link to author: David Capezza" href="/bloggers/165641">David Capezza</a> Vice President, Europe Risk Advisory at Visa Inc.</p> <h3 class="card-title h4-h3-md"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl02_hTitle" aria-label="Read article: Staying ahead of cybercrime: The importance of AI-based fraud prevention" href="/the-long-read/1267/staying-ahead-of-cybercrime-the-importance-of-ai-based-fraud-prevention">Staying ahead of cybercrime: The importance of AI-based fraud prevention</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-13 10:00:00Z">13 February 2025</time> </p> </div> </div> </div> </div> <!-- End: Live post card with profile image --> </div> <div class="col-12 col-md-4"> <!-- Start: Live post card with profile image --> <div class="card card--live-post"> <div class="row"> <div class="col-12 card-img-container"> <a href="/the-long-read/1252/banking-the-future-stablecoins-pave-the-way-in-2025" arial-label="Read article: Banking the future: Stablecoins pave the way in 2025" > <img src="/finextra-images/oped/1252.jpg" class="card-img" alt="Banking the future: Stablecoins pave the way in 2025" /> </a> </div> <div class="col-12 card-body-container"> <div class="card-body card-body-with-image-profile"> <div class="card-profile-container"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl03_hBlogger" aria-label="link to author: Miles Paschini" href="/bloggers/166260"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl03_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_166260_miles_paschini.png" alt="Miles Paschini" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl03_hMember" aria-label="link to author: Miles Paschini" href="/bloggers/166260">Miles Paschini</a> CEO at FV Bank</p> <h3 class="card-title h4-h3-md"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl03_hTitle" aria-label="Read article: Banking the future: Stablecoins pave the way in 2025" href="/the-long-read/1252/banking-the-future-stablecoins-pave-the-way-in-2025">Banking the future: Stablecoins pave the way in 2025</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-10 10:00:00Z">10 February 2025</time> </p> </div> </div> </div> </div> <!-- End: Live post card with profile image --> </div> <div class="col-12 col-md-4"> <!-- Start: Live post card with profile image --> <div class="card card--live-post"> <div class="row"> <div class="col-12 card-img-container"> <a href="/the-long-read/1238/token-achievement-how-and-why-decentralised-exchanges-are-starting-to-take-off" arial-label="Read article: Token achievement: How and why decentralised exchanges are starting to take off" > <img src="/finextra-images/oped/1238.jpg" class="card-img" alt="Token achievement: How and why decentralised exchanges are starting to take off" /> </a> </div> <div class="col-12 card-body-container"> <div class="card-body card-body-with-image-profile"> <div class="card-profile-container"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl04_hBlogger" aria-label="link to author: Olga Klein" href="/bloggers/151271"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl04_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_157123_olga_klein.png" alt="Olga Klein" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl04_hMember" aria-label="link to author: Olga Klein" href="/bloggers/151271">Olga Klein</a> Assistant Professor of Finance at Gillmore Centre of Financial Technology at Warwick</p> <h3 class="card-title h4-h3-md"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl04_hTitle" aria-label="Read article: Token achievement: How and why decentralised exchanges are starting to take off" href="/the-long-read/1238/token-achievement-how-and-why-decentralised-exchanges-are-starting-to-take-off">Token achievement: How and why decentralised exchanges are starting to take off</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-07 10:00:00Z">07 February 2025</time> </p> </div> </div> </div> </div> <!-- End: Live post card with profile image --> </div> <div class="col-12 col-md-4"> <!-- Start: Live post card with profile image --> <div class="card card--live-post"> <div class="row"> <div class="col-12 card-img-container"> <a href="/the-long-read/1249/uk-policy-and-the-power-of-data-in-2025" arial-label="Read article: UK policy and the power of data in 2025" > <img src="/finextra-images/oped/1249.jpg" class="card-img" alt="UK policy and the power of data in 2025" /> </a> </div> <div class="col-12 card-body-container"> <div class="card-body card-body-with-image-profile"> <div class="card-profile-container"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl05_hBlogger" aria-label="link to author: Charlotte Crosswell" href="/bloggers/166251"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl05_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_166251_charlotte_crosswell.jpg" alt="Charlotte Crosswell" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl05_hMember" aria-label="link to author: Charlotte Crosswell" href="/bloggers/166251">Charlotte Crosswell</a> Chair at Centre for Finance, Innovation and Technology</p> <h3 class="card-title h4-h3-md"> <a id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_rItems_ctl05_hTitle" aria-label="Read article: UK policy and the power of data in 2025" href="/the-long-read/1249/uk-policy-and-the-power-of-data-in-2025">UK policy and the power of data in 2025</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-05 10:00:00Z">05 February 2025</time> </p> </div> </div> </div> </div> <!-- End: Live post card with profile image --> </div> </div> <div class="row section--live--container--footer"> <div class="col-12"> <div class="section--live--container--buttons"> <a href="/keywords/Predict-2025?displayoptions=display&longreads=selected" id="ctl00_ctl00_body_bodyLevel_LongReadListingForm_aAll" class="button button-icon-right button-primary button-center button-fullWidth"><span class="button-text">All long reads</span><span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg'); mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg');"></span></a> </div> </div> </div> </div> </div> </div> </div> </section> <section class="section--homepage-finextratv section--live section--live--tv"> <div class="container"> <div class="row"> <div class="col-12"> <div class="section--homepage-finextratv-heading"> <h2 class="h2">FinextraTV</h2> </div> </div> </div> <div class="row card-row"> <div class="col-12 col-md-5 main-column"> <!-- Featured Video --> <div class="card card--article card-feature card-lighter"> <div class="row"> <div class="col-12 card-img-container"> <a href="/videoarticle/3227/what-are-future-safaris-and-the-5-ls-to-success" arial-label="Watch video: What Are 'Future Safaris' and The 5 L's to Success?" > <img src="/finextra-images/top_pics/xl/predict25-todder-moning.jpg" loading="lazy" class="card-img" alt="What Are 'Future Safaris' and The 5 L's to Success?" /> </a> </div> <div class="col-12 card-body-container"> <div class="card-body"> <h3 class="card-title h3"> <a id="ctl00_ctl00_body_bodyLevel_VideoSummary_hTitle" aria-label="Watch video: What Are 'Future Safaris' and The 5 L's to Success?" href="/videoarticle/3227/what-are-future-safaris-and-the-5-ls-to-success">What Are 'Future Safaris' and The 5 L's to Success?</a> </h3> <p class="card-text">Joining FinextraTV from CES in Las Vegas, Todder Moning, Head of Applied Foresights, U.S. Bank, shares his insights into the innovations at CES and how they inform his team鈥檚 view on the future. From explaining the role of futurists in banking to describing his 5 Ls for success, Moning provides his tips for future-proofing in the financial industry.</p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-01-16 17:00:00Z">16 January 2025</time> </p> </div> </div> </div> </div> </div> <div class="col-12 col-md-7 side-column"> <!-- Video Post --> <div class="card card--article card-lighter"> <div class="row"> <div class="col-4 col-md-5 col-lg-4 col-xl-3 card-img-container"> <a href="/videoarticle/3224/for-embedded-finance-innovation--compliance-can-work-hand-in-hand" arial-label="Watch video: For Embedded Finance, Innovation & Compliance Can Work Hand in Hand" > <img src="/finextra-images/top_pics/xl/predict25-renata-caine.jpg" loading="lazy" class="card-img" alt="For Embedded Finance, Innovation & Compliance Can Work Hand in Hand" /> </a> </div> <div class="col-8 col-md-7 col-lg-8 col-xl-9 card-body-container"> <div class="card-body"> <h3 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_VideoSummary_rVideos_ctl00_hTitle" aria-label="Watch video: For Embedded Finance, Innovation & Compliance Can Work Hand in Hand" href="/videoarticle/3224/for-embedded-finance-innovation--compliance-can-work-hand-in-hand">For Embedded Finance, Innovation & Compliance Can Work Hand in Hand</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-12-18 16:00:00Z">18 December 2024</time> </p> </div> </div> </div> </div> <!-- Video Post --> <div class="card card--article card-lighter"> <div class="row"> <div class="col-4 col-md-5 col-lg-4 col-xl-3 card-img-container"> <a href="/videoarticle/3226/how-ces-informs-us-banks-continuous-innovation" arial-label="Watch video: How CES Informs U.S. Bank's Continuous Innovation" > <img src="/finextra-images/top_pics/xl/predict25-don-relyea.jpg" loading="lazy" class="card-img" alt="How CES Informs U.S. Bank's Continuous Innovation" /> </a> </div> <div class="col-8 col-md-7 col-lg-8 col-xl-9 card-body-container"> <div class="card-body"> <h3 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_VideoSummary_rVideos_ctl01_hTitle" aria-label="Watch video: How CES Informs U.S. Bank's Continuous Innovation" href="/videoarticle/3226/how-ces-informs-us-banks-continuous-innovation">How CES Informs U.S. Bank's Continuous Innovation</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-01-15 12:40:00Z">15 January 2025</time> </p> </div> </div> </div> </div> <!-- Video Post --> <div class="card card--article card-lighter"> <div class="row"> <div class="col-4 col-md-5 col-lg-4 col-xl-3 card-img-container"> <a href="/videoarticle/3223/how-partnerships-can-be-key-to-startup-survival" arial-label="Watch video: How Partnerships Can Be Key to Startup Survival" > <img src="/finextra-images/top_pics/xl/predict25-rob-burnett.jpg" loading="lazy" class="card-img" alt="How Partnerships Can Be Key to Startup Survival" /> </a> </div> <div class="col-8 col-md-7 col-lg-8 col-xl-9 card-body-container"> <div class="card-body"> <h3 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_VideoSummary_rVideos_ctl02_hTitle" aria-label="Watch video: How Partnerships Can Be Key to Startup Survival" href="/videoarticle/3223/how-partnerships-can-be-key-to-startup-survival">How Partnerships Can Be Key to Startup Survival</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-12-18 16:00:00Z">18 December 2024</time> </p> </div> </div> </div> </div> <!-- Video Post --> <div class="card card--article card-lighter"> <div class="row"> <div class="col-4 col-md-5 col-lg-4 col-xl-3 card-img-container"> <a href="/videoarticle/3228/mambu-predictions-report-provides-expert-insights-for-success-in-2025" arial-label="Watch video: Mambu: Predictions report provides expert insights for success in 2025" > <img src="/finextra-images/top_pics/xl/predict25-anthony-nonnis.jpg" loading="lazy" class="card-img" alt="Mambu: Predictions report provides expert insights for success in 2025" /> </a> </div> <div class="col-8 col-md-7 col-lg-8 col-xl-9 card-body-container"> <div class="card-body"> <h3 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_VideoSummary_rVideos_ctl03_hTitle" aria-label="Watch video: Mambu: Predictions report provides expert insights for success in 2025" href="/videoarticle/3228/mambu-predictions-report-provides-expert-insights-for-success-in-2025">Mambu: Predictions report provides expert insights for success in 2025</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-06 11:00:00Z">06 February 2025</time> </p> </div> </div> </div> </div> <!-- CTA --> <div class="cta-row"> <a href="/keywords/Predict-2025?displayoptions=display&tv=selected" id="ctl00_ctl00_body_bodyLevel_VideoSummary_aAll" class="button button-icon-right button-primary button-center"> <span 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and GenAI" > <img src="/finextra-images/top_pics/xl/ana-borquez-uf4pfwzpor8-unsplash.jpg" loading="lazy" class="card-img" alt="NextGen Nordics 2025 agenda to cover DORA, VoP, CBDC, instant payments, fraud, and GenAI" /> </a> </div> <div class="col-8 col-md-12 card-body-container"> <div class="card-body"> <p class="card-eyebrow"> <a id="ctl00_ctl00_body_bodyLevel_NewsListing_rTopNews_ctl00_hChannel" aria-label="Link to channel: /Payments" href="payments">/payments</a> </p> <h3 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_NewsListing_rTopNews_ctl00_hTitle" aria-label="Read article: NextGen Nordics 2025 agenda to cover DORA, VoP, CBDC, instant payments, fraud, and GenAI" href="/newsarticle/45507/nextgen-nordics-2025-agenda-to-cover-dora-vop-cbdc-instant-payments-fraud-and-genai">NextGen Nordics 2025 agenda to cover DORA, VoP, CBDC, instant payments, fraud, and GenAI</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-13 13:45:00Z">13 February</time> <span class="card-icon counter linkedin">1</span> </p> </div> </div> </div> </div> </div> <div class="column col-12 col-lg-6 col-xl-4"> <div class="card card--article"> <div class="row"> <div class="col-4 col-md-12 card-img-container"> <a href="/newsarticle/45466/gemini-in-talks-to-pursue-ipo" arial-label="Read article: Gemini in talks to pursue IPO" > <img src="/finextra-images/top_pics/xl/screenshot-2023-01-13-094201.png" loading="lazy" class="card-img" alt="Gemini in talks to pursue IPO" /> </a> </div> <div class="col-8 col-md-12 card-body-container"> <div class="card-body"> <p class="card-eyebrow"> <a id="ctl00_ctl00_body_bodyLevel_NewsListing_rTopNews_ctl01_hChannel" aria-label="Link to channel: /crypto" href="crypto">/crypto</a> </p> <h3 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_NewsListing_rTopNews_ctl01_hTitle" aria-label="Read article: Gemini in talks to pursue IPO" href="/newsarticle/45466/gemini-in-talks-to-pursue-ipo">Gemini in 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