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<!doctype html><html lang="en"><head><title data-react-helmet="true">Fixed Deposit (FD): Open FD Online at Best Interest Rate - ABCD Aditya Birla Capital</title><meta data-react-helmet="true" name="description" content="Fixed deposit (FD) with ABCD Aditya Birla Capital assures secure financial goals. Open FD online for guaranteed high returns and start building your corpus now. 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data-bs-parent="#accordionMobNavgsn"><div class="accordion-body"><div class="nav_body_wrapper"><div class="nav_sub_main_tab_wrapper"><ul class="nav_sub_tab_list_wrapper"><li class="sub_tab_head"><a href="https://www.adityabirlacapital.com/abcd/mutual-funds">Mutual Funds<span class="redi_arrow"><img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/navRedi-arrow.svg" alt="arrow-icon" loading="lazy"/></span></a></li><li class="sub_tab_list"><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/debt-funds">Debt Funds</a></li><li class="sub_tab_list"><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/equity-funds">Equity Funds</a></li><li class="sub_tab_list"><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/hybrid-funds">Hybrid Funds</a></li><li class="sub_tab_list"><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/solutions-oriented-retirement-fund">Retirement Funds</a></li><li class="sub_tab_list"><a 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Digital Gold<span class="redi_arrow"><img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/navRedi-arrow.svg" alt="arrow-icon" loading="lazy"/></span></a></li><li class="sub_tab_list"><a href="https://www.adityabirlacapital.com/abcd/fixed-deposit">Fixed Deposit</a></li><li class="sub_tab_list"><a href="https://www.adityabirlacapital.com/abcd/digital-gold">Digital Gold</a></li></ul></div></div><div class="nav_body_wrapper"><div class="nav_sub_main_tab_wrapper"><ul class="nav_sub_tab_list_wrapper"><li class="sub_tab_head"><a href="https://www.adityabirlacapital.com/abcd/tax-planning">Tax Solutions<span class="redi_arrow"><img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/navRedi-arrow.svg" alt="arrow-icon" loading="lazy"/></span></a></li><li class="sub_tab_list"><a href="https://www.adityabirlacapital.com/abcd/tax-planning">Tax Planning</a></li><li class="sub_tab_list viewall-CTA"><a href="https://www.adityabirlacapital.com/abcd/tax-planning">view all</a></li></ul></div></div></div></div></div><div class="accordion-item"><div class="accordion-header" id="headingNav3"><button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseNav3" aria-expanded="false" aria-controls="collapseNav3"><span><img src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/nav-ico1.ashx" alt="icon-2" loading="lazy"/></span>Insurance</button></div><div id="collapseNav3" class="accordion-collapse collapse" aria-labelledby="headingNav3" data-bs-parent="#accordionMobNavgsn"><div class="accordion-body"><div class="nav_body_wrapper"><div class="nav_sub_main_tab_wrapper"><ul class="nav_sub_tab_list_wrapper"><li class="sub_tab_head"><a href="https://www.adityabirlacapital.com/abcd/life-insurance">Life Insurance<span class="redi_arrow"><img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/navRedi-arrow.svg" alt="arrow-icon" loading="lazy"/></span></a></li><li class="sub_tab_list"><a 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href="https://www.adityabirlacapital.com/healthinsurance/corporate-health-insurance">Group Health Insurance</a></li><li class="sub_tab_list"><a href="https://corporategeneralinsurance.adityabirlacapital.com/products/overview">Corporate General Insurance</a></li></ul></div></div></div></div></div></div></div><div class="nav_outlinks_wrpper d-none"><ul><li><a href="javascript:;" id="tools_li">Tools <span class="chevron_right_dark col_red"></span></a></li><li><a href="javascript:;" id="quickservices_li">Quick Services <span class="chevron_right_dark col_red"></span></a></li><li><a href="/about-us">About Us <span class="outlinkArroe"><img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/external-link.svg" loading="lazy"/></span></a></li></ul></div></div><div class="tab-pane fade" id="nav_pills-advisors" role="tabpanel" aria-labelledby="nav_pills-advisors-tab"><div class="accordian_wrapper_mb"><div class="accordion" id="accordionMobNavgsn4"><div class="accordion-item"><div 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class="outlinkArroe"><img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/external-link.svg" loading="lazy"/></span></a></li></ul></div></div></div><div class="nav_sub_tab_wrapper nav_sub_tab_wrapper-mob-new d-none" id="tools_sub_tab"><div class="nav_body_wrapper"><div class="nav_sub_main_tab_wrapper"></div></div></div><div class="nav_sub_tab_wrapper nav_sub_tab_wrapper-mob-new d-none" id="quickservices_sub_tab"><div class="nav_body_wrapper"><div class="nav_sub_main_tab_wrapper"></div></div></div></div></div></div></div><div class="search_result_wrapper " id="search_wrapper_id"><div class="search_result_grid"><div class="search_result_main_Wrapper"><div class="search_input_Wrapper"><input type="text" placeholder="Search For Insurance, Loans, Investing, Calculators, Articles" class="form-control"/><img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/cross.svg" class="close_search" id="close_search_btn" loading="lazy"/></div><div class="search_results_keywords"><div class="popular_search"><span class="popular-search-heading">Popular Searches</span><ul class="pop_search_tags"><li><a href="https://www.adityabirlacapital.com">ABSLI Child Future Assured Plan <span class="sc-image-wrapper"><img alt="Thunder Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_most_visited.ashx?iar=0&hash=365045ADD9FCE852B4C36F278D015400"/></span></a></li><li><a href="https://www.adityabirlacapital.com">ABSLI Digishield Plan <span class="sc-image-wrapper"><img alt="Thunder Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_most_visited.ashx?iar=0&hash=365045ADD9FCE852B4C36F278D015400"/></span></a></li><li><a href="https://www.adityabirlacapital.com">Housing Finance <span class="sc-image-wrapper"><img alt="Thunder Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_most_visited.ashx?iar=0&hash=365045ADD9FCE852B4C36F278D015400"/></span></a></li><li><a href="https://www.adityabirlacapital.com">Life Insurance <span class="sc-image-wrapper"><img alt="Thunder Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_most_visited.ashx?iar=0&hash=365045ADD9FCE852B4C36F278D015400"/></span></a></li><li><a href="https://www.adityabirlacapital.com">Retirement Plan <span class="sc-image-wrapper"><img alt="Thunder Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_most_visited.ashx?iar=0&hash=365045ADD9FCE852B4C36F278D015400"/></span></a></li><li><a href="https://www.adityabirlacapital.com">Savings Plan <span class="sc-image-wrapper"><img alt="Thunder Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_most_visited.ashx?iar=0&hash=365045ADD9FCE852B4C36F278D015400"/></span></a></li></ul></div><div class="popular_search"><span class="popular-search-heading">Trending Plans</span><div class="pop_search_tabs"><div class="search_tab_wrapper"><a href="https://www.adityabirlacapital.com"><span class="sc-image-wrapper"><img alt="Child Plan" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_child_plan.ashx?iar=0&hash=200A2A6B68A835E6757880D9CF72D4C1"/></span><div><span>Child Plan</span><p>ABSLI Vision Star Plan</p></div></a></div><div class="search_tab_wrapper"><a href="https://www.adityabirlacapital.com"><span class="sc-image-wrapper"><img alt="Retirement Plan" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_retirement_plan.ashx?iar=0&hash=A9A25B3297C0CA0C2AEB103C8E27A175"/></span><div><span>Retirement Plan</span><p>ABSLI Guaranteed Annuity Plus</p></div></a></div><div class="search_tab_wrapper"><a href="https://www.adityabirlacapital.com"><span class="sc-image-wrapper"><img alt="Savings Plan" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_savings_plan.ashx?iar=0&hash=6FFD26BE492D825B1D3B2970ACD21FA9"/></span><div><span>Savings Plan</span><p>ABSLI Nishchit Aayush Plan</p></div></a></div><div class="search_tab_wrapper"><a href="https://www.adityabirlacapital.com"><span class="sc-image-wrapper"><img alt="Term Plan" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_terms_plan.ashx?iar=0&hash=FBAD50B385A13F35D1BB3BC52F2E9760"/></span><div><span>Term Plan</span><p>ABSLI Saral Jeevan Bima</p></div></a></div></div></div><div class="popular_search"><span class="popular-search-heading">Popular Searches</span><ul class="pop_search_tags"><li><a href="">ABSLI Digishield Plan <img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/ico_most_visited.svg" loading="lazy"/></a></li><li><a href="">ABSLI Child Future Assured Plan <img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/ico_most_visited.svg" loading="lazy"/></a></li><li><a href="">ABSLI Fortune Elite Plan <img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/ico_most_visited.svg" loading="lazy"/></a></li><li><a href="">ABSLI Guaranteed Annuity Plus <img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/ico_most_visited.svg" loading="lazy"/></a></li></ul><ul class="pop_search_tags"><li><a href="">ABSLI Nishchit Aayush Plan <img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/ico_most_visited.svg" loading="lazy"/></a></li><li><a href="">ABSLI Assured Savings Plan <img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/ico_most_visited.svg" loading="lazy"/></a></li><li><a href="">ABSLI Fixed Maturity Plan <img src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/ico_most_visited.svg" loading="lazy"/></a></li></ul></div></div></div><div class="our_financial_solutions_wrapper"><div class="our_fin_sol_wrapper"><span class="financial-heading-megamenu">Our Financial Solutions</span><div class="fin_sol_grid"><div class="fin_sol_box"><img src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol2.ashx" alt="img" loading="lazy"/><p>Health Insurance</p></div><div class="fin_sol_box"><img src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol5.ashx" alt="img" loading="lazy"/><p>Housing Finance</p></div><div class="fin_sol_box"><img src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol2.ashx" alt="img" loading="lazy"/><p>Life Insurance</p></div><div class="fin_sol_box"><img src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol3.ashx" alt="img" loading="lazy"/><p>Mutual Funds</p></div><div class="fin_sol_box"><img src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol6.ashx" alt="img" loading="lazy"/><p>Personal Insurance</p></div><div class="fin_sol_box"><img src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol7.ashx" alt="img" loading="lazy"/><p>SME Finance</p></div><div class="fin_sol_box"><img src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol4.ashx" alt="img" loading="lazy"/><p>Stock & Securities</p></div></div></div><div class="nav_related_reads"><span class="financial-heading-megamenu">Related Reads</span><div class="nav_related_reads_slider_Wrapper"><div class="swiper nav_related_reads_slider"><div class="swiper-wrapper"><div class="swiper-slide"><a href="https://www.sitecore.com"><img __typename="ImageField" height="397" width="422" alt="img" class="w-100" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/related_reads1_302x372.ashx"/><div 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class="bmi_cal_slider_wrapper"><div class="swiper sip_calc_nav_slider"><div class="swiper-wrapper"><div class="swiper-slide swiper-slide-active" role="group" aria-label="1 / 3" style="background:url(/-/media/ABCCorp/data/media/img/bmi-bg.ashx);background-size:cover;width:275px;margin-right:10px"><div class="bmi_cal_wrapper"><div class="bmi_ico"><img __typename="ImageField" alt="Calculator Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/bmi_calc.ashx"/></div><div class="bmi_content"><span class="bmi_content_heading">Credit Track</span><p>Discover your financial fitness - check your credit score</p><a href="https://www.adityabirlacapital.com/abcd/check-free-credit-score" target="_blank">Know More</a></div></div></div></div><div class="swiper-pagination sip_calc_pagination"></div></div></div><div class="related_reads_wrapper"><span class="related_reads_heading">Related Reads</span><div class="swiper nav_related_reads_slider nav_slider_Wrapper swiper-initialized swiper-horizontal swiper-backface-hidden "><div class="swiper-wrapper"><div class="swiper-slide"><div class="related_reads_slide_wrapper "><picture><source srcSet="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/related-reads/SME-Finance-1.ashx" type="image/webp"/><img __typename="ImageField" height="372" width="302" alt="img" class="w-100" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/related-reads/SME-Finance-1.ashx"/></picture><div class="nav_slider_content"><a href="https://www.adityabirlacapital.com/abc-of-money/msme-loan-types" target=""><span class="nav-slide-heading">Types of MSME Loans for Your Business</span></a><p></p></div></div></div><div class="swiper-slide"><div class="related_reads_slide_wrapper "><picture><source srcSet="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/related-reads/SME-Finance-2.ashx" type="image/webp"/><img __typename="ImageField" height="372" width="302" alt="img" class="w-100" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/related-reads/SME-Finance-2.ashx"/></picture><div class="nav_slider_content"><a href="https://www.adityabirlacapital.com/abc-of-money/guide-to-start-up-business-loans" target=""><span class="nav-slide-heading">A Guide to Startup Business Loans</span></a><p></p></div></div></div><div class="swiper-slide"><div class="related_reads_slide_wrapper "><picture><source srcSet="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/related-reads/SME-Finance-3.ashx" type="image/webp"/><img __typename="ImageField" height="372" width="302" alt="img" class="w-100" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/related-reads/SME-Finance-3.ashx"/></picture><div class="nav_slider_content"><a href="https://www.adityabirlacapital.com/abc-of-money/things-to-include-business-loan-application" target=""><span class="nav-slide-heading">Things to Include In Your Business Loan Application</span></a><p></p></div></div></div></div><div class="swiper-pagination nav_related_reads_pagination"></div></div></div></div></div></div></div></div><div class="investment_megamenu_wrapper " id="investment_wrapper_id"><div class="investment_megamenu_container"><div class="investment_options_wrapper"><div class="investment_lists_wrapper"><ul class="investment_lists"><li id="mutual_funds_hover" class="list_hovered"><a id="menuTitle" href="https://www.adityabirlacapital.com/abcd/mutual-funds" target="">Mutual Funds<em class="right_arrow"></em></a></li><li id="stocks_securities_hover" class=""><a id="menuTitle" href="https://www.adityabirlacapital.com/abcd/share-market" target="">Stocks & Securities<em class="right_arrow"></em></a></li><li id="other_investments_hover" class=""><a id="menuTitle" href="javascript:void(0);;return false;" target="">FD & Digital Gold<em class="right_arrow"></em></a></li><li id="other_investments_hover" class=""><a id="menuTitle" href="https://www.adityabirlacapital.com/abcd/tax-planning" target="">Tax Solutions<em class="right_arrow"></em></a></li></ul></div><div class="investment_plans_Wrapper list_hovered"><div class="terms_list_wrapper"><div class="terms_list_grid"><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/mutual-funds/debt-funds" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/mf_01.ashx"/><span class="term-card-heading">Debt Funds</span><p>Diversify your portfolio and reduce risk with Debt Funds</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/mutual-funds/equity-funds" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/mf_02.ashx"/><span class="term-card-heading">Equity Funds</span><p> Invest smartly in Equity Funds to aim for higher returns</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/mutual-funds/hybrid-funds" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/nav_mf1.ashx"/><span class="term-card-heading">Hybrid Funds</span><p>Diversify your portfolio and reduce your risk with a mix of equity and debt</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/mutual-funds/solutions-oriented-retirement-fund" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/mf_04.ashx"/><span class="term-card-heading">Retirement Funds</span><p>Goal-oriented fund with a lock-in period to create a corpus for retirement</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/mutual-funds/solutions-oriented-children-fund" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/mf_05.ashx"/><span class="term-card-heading">Children’s Funds</span><p>Secure your child’s financial future with solutions-oriented children’s funds</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/mutual-funds/etfs" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/mf_06.ashx"/><span class="term-card-heading">Exchange Traded Funds</span><p>Unlock a smart, hassle-free way to invest in various assets</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/mutual-funds/fund-of-funds" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/mf_07.ashx"/><span class="term-card-heading">Fund Of Funds</span><p>Choose the smart way to diversify risks and grow investments</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/mutual-funds/index-funds" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/mf_08.ashx"/><span class="term-card-heading">Index Funds</span><p>Follow the benchmark of smart investors to grow your wealth</p></a><div class="quick_links_wrapper" hide"><span class="quick-link-heading"></span><div class="wrapper-row"></div></div></div></div><div class="bmi_calc_related_reads"><div class="bmi_cal_slider_wrapper"><div class="swiper sip_calc_nav_slider"><div class="swiper-wrapper"><div class="swiper-slide swiper-slide-active" role="group" aria-label="1 / 3" style="background:url(/-/media/ABCCorp/data/media/img/Calculator_bg.ashx);background-size:cover;width:275px;margin-right:10px"><div class="bmi_cal_wrapper"><div class="bmi_ico"><img __typename="ImageField" alt="Calculator Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/ss_03.ashx"/></div><div class="bmi_content"><span class="bmi_content_heading">Aditya Birla Sun Life Mutual Fund</span><p>Visit to start your investment journey.</p><a href="https://mutualfund.adityabirlacapital.com/" target="_blank">Get Started</a></div></div></div><div class="swiper-slide swiper-slide-active" role="group" aria-label="2 / 3" style="background:url(/-/media/ABCCorp/data/media/img/Calculator_bg.ashx);background-size:cover;width:275px;margin-right:10px"><div class="bmi_cal_wrapper"><div class="bmi_ico"><img __typename="ImageField" alt="Calculator Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/ss_03.ashx"/></div><div class="bmi_content"><span class="bmi_content_heading">Mutual Fund Lumpsum Calculator</span><p>Calculate wealth creation through lumpsum investment in Mutual Funds</p><a href="https://www.adityabirlacapital.com/abc-of-calculators/mutual-funds-lumpsum-calculator" target="_blank">Calculate Now</a></div></div></div><div class="swiper-slide swiper-slide-active" role="group" aria-label="3 / 3" style="background:url(/-/media/ABCCorp/data/media/img/Calculator_bg.ashx);background-size:cover;width:275px;margin-right:10px"><div class="bmi_cal_wrapper"><div class="bmi_ico"><img __typename="ImageField" alt="Calculator Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/ss_03.ashx"/></div><div class="bmi_content"><span class="bmi_content_heading">Open Demat Account</span><p>Grow your wealth with our Demat account</p><a href="https://www.adityabirlacapital.com/abcd/share-market/open-demat-account" target="_blank">Calculate Now</a></div></div></div><div class="swiper-slide swiper-slide-active" role="group" aria-label="4 / 3" style="background:url(/-/media/ABCCorp/data/media/img/Calculator_bg.ashx);background-size:cover;width:275px;margin-right:10px"><div class="bmi_cal_wrapper"><div class="bmi_ico"><img __typename="ImageField" alt="Calculator Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/ss_03.ashx"/></div><div class="bmi_content"><span class="bmi_content_heading">Portfolio Track</span><p>Bring your assets and liabilities under one platform</p><a href="https://www.adityabirlacapital.com/abcd/portfolio-tracker" target="_blank">Get Started</a></div></div></div><div class="swiper-slide swiper-slide-active" role="group" aria-label="5 / 3" style="background:url(/-/media/ABCCorp/data/media/img/Calculator_bg.ashx);background-size:cover;width:275px;margin-right:10px"><div class="bmi_cal_wrapper"><div class="bmi_ico"><img __typename="ImageField" alt="Calculator Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/ss_03.ashx"/></div><div class="bmi_content"><span class="bmi_content_heading">SIP Calculator</span><p>Calculate wealth creation through Mutual Funds SIPs</p><a href="https://www.adityabirlacapital.com/abc-of-calculators/sip-calculator" target="_blank">Calculate Now</a></div></div></div></div><div class="swiper-pagination sip_calc_pagination"></div></div></div><div class="related_reads_wrapper"><span class="related_reads_heading">Related Reads</span><div class="swiper nav_related_reads_slider nav_slider_Wrapper swiper-initialized swiper-horizontal swiper-backface-hidden "><div class="swiper-wrapper"><div class="swiper-slide"><div class="related_reads_slide_wrapper "><picture><source srcSet="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/related-reads/Mutual-Funds-1.ashx" type="image/webp"/><img __typename="ImageField" height="372" width="302" alt="img" class="w-100" loading="lazy" 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href="https://www.adityabirlacapital.com/abcd/share-market/equity" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/ss_02.ashx"/><span class="term-card-heading">Equity Trading</span><p>Invest or trade in equity for attractive returns and long-term capital growth</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/share-market/margin-trading-facility" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/ss_03.ashx"/><span class="term-card-heading">Margin Trading Facility</span><p>Get up to 5X leverage on leading stocks & increase your trading power</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/share-market/sovereign-gold-bonds" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/ss_04.ashx"/><span class="term-card-heading">Bonds</span><p>Give your portfolio stability with attractive returns</p></a><div class="quick_links_wrapper" hide"><span class="quick-link-heading"></span><div class="wrapper-row"></div></div></div><div class="open_demat_account_main_wrapper"><div class="open_demat_account_wrapper"><span class="sc-image-wrapper"><img alt="img" width="778" height="418" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCD/data/media/img/nav_demat_bg.ashx?h=418&iar=0&w=778&hash=2A159400BB65B704EA69DE764A6BEC80"/></span><div class="open_demat_grid"><div class="open_demat_left_col"><span class="sc-image-wrapper"><img alt="img" width="421" height="404" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCD/data/media/img/nav_open_demat_account.ashx?h=404&iar=0&w=421&hash=5A473E7A4E205DC5112B906DF6DA5A39"/></span></div><div class="open_demat_right_col"><span>Open A Demat Account</span><p>Start trading in equities and other securities. 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nav_related_reads_pagination"></div></div></div></div></div><div class="investment_plans_Wrapper d-none"><div class="terms_list_wrapper"><div class="terms_list_grid"><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/fixed-deposit" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/nav_mf_cat1.ashx"/><span class="term-card-heading">Fixed Deposit</span><p>Invest in one of the safest ways to grow your money</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/digital-gold" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCD/data/media/img/demat/ic-equity.ashx"/><span class="term-card-heading">Digital Gold</span><p>Invest in gold without worrying about purity, storage or safety</p></a><div class="quick_links_wrapper" hide"><span class="quick-link-heading"></span><div 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today!</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/pocket-insurance/health/personal-accident-insurance" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/mi_02.ashx"/><span class="term-card-heading">Personal Accident Insurance</span><p>Secure your future with our affordable personal accident insurance plans.</p></a><div class="quick_links_wrapper" hide"><span class="quick-link-heading"></span><div class="wrapper-row"></div></div></div></div><div class="bmi_calc_related_reads"><div class="bmi_cal_slider_wrapper"><div class="swiper sip_calc_nav_slider"><div class="swiper-wrapper"><div class="swiper-slide swiper-slide-active" role="group" aria-label="1 / 3" style="background:url(/-/media/ABCCorp/data/media/img/Calculator_bg.ashx);background-size:cover;width:275px;margin-right:10px"><div class="bmi_cal_wrapper"><div class="bmi_ico"><img __typename="ImageField" alt="Calculator Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/bmi_calc.ashx"/></div><div class="bmi_content"><span class="bmi_content_heading">BMI Calculator</span><p>Measure your body mass index to start your journey to better health</p><a href="https://www.adityabirlacapital.com/abc-of-calculators/bmi-calculator" target="">Calculate Now</a></div></div></div></div><div class="swiper-pagination sip_calc_pagination"></div></div></div><div class="related_reads_wrapper"><span class="related_reads_heading"></span><div class="swiper nav_related_reads_slider nav_slider_Wrapper swiper-initialized swiper-horizontal swiper-backface-hidden "><div class="swiper-wrapper"></div><div class="swiper-pagination nav_related_reads_pagination"></div></div></div></div></div><div class="insurance_plans_Wrapper d-none"><div class="terms_list_wrapper"><div class="terms_list_grid"><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/travel-insurance" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/mf_07.ashx"/><span class="term-card-heading">Travel Insurance</span><p>Make your trips more enjoyable and memorable with our Travel Insurance</p></a><div class="quick_links_wrapper" hide"><span class="quick-link-heading"></span><div class="wrapper-row"></div></div></div></div><div class="bmi_calc_related_reads"><div class="bmi_cal_slider_wrapper"><div class="swiper sip_calc_nav_slider"><div class="swiper-wrapper"><div class="swiper-slide swiper-slide-active" role="group" aria-label="1 / 3" style="background:url(/-/media/ABCCorp/data/media/img/Calculator_bg.ashx);background-size:cover;width:275px;margin-right:10px"><div class="bmi_cal_wrapper"><div class="bmi_ico"><img __typename="ImageField" alt="Calculator Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/bmi_calc.ashx"/></div><div class="bmi_content"><span class="bmi_content_heading">BMI Calculator</span><p>Measure your body mass index to start your journey to better health</p><a href="https://www.adityabirlacapital.com/abc-of-calculators/bmi-calculator" target="">Calculate Now</a></div></div></div></div><div class="swiper-pagination sip_calc_pagination"></div></div></div><div class="related_reads_wrapper"><span class="related_reads_heading"></span><div class="swiper nav_related_reads_slider nav_slider_Wrapper swiper-initialized swiper-horizontal swiper-backface-hidden "><div class="swiper-wrapper"></div><div class="swiper-pagination nav_related_reads_pagination"></div></div></div></div></div></div></div></div><div class="insurance_megamenu_wrapper " id="insurance_wrapper_id"><div class="insurance_megamenu_container"><div class="insurance_options_wrapper"><div class="insurance_lists_wrapper"><ul class="insurance_lists"><li id="life_insurance_hover" class="list_hovered"><a id="menuTitle" href="javascript:void(0);;return false;" target="">Payment for Individuals<em class="right_arrow"></em></a></li><li id="life_insurance_hover" class=""><a id="menuTitle" href="javascript:void(0);;return false;" target="">Cards<em class="right_arrow"></em></a></li></ul></div><div class="insurance_plans_Wrapper list_hovered"><div class="terms_list_wrapper"><div class="terms_list_grid"><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/pay-bills" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/hi_01.ashx"/><span class="term-card-heading">Pay Bills</span><p>Utility bill payments made easy with BillPay</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/pay-for-anything" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/plans_ico2.ashx"/><span class="term-card-heading">Pay for Anything</span><p>Shopping grocery, lifestyle or paying bills, pay anything with our payment solutions</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/pay-to-anyone" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/plans_ico3.ashx"/><span class="term-card-heading">Pay Anyone</span><p>Sending money to individuals and businesses made easy and instant</p></a><a class="terms_wrapper" href="https://www.adityabirlacapital.com/abcd/pay-on-call" target=""><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/hi_04.ashx"/><span class="term-card-heading">Pay on Call</span><p>Pay on call in 3 simple steps by providing your UPI ID</p></a><div class="quick_links_wrapper" hide"><span class="quick-link-heading"></span><div class="wrapper-row"></div></div></div></div><div class="bmi_calc_related_reads"><div class="bmi_cal_slider_wrapper"><div class="swiper sip_calc_nav_slider"><div class="swiper-wrapper"><div class="swiper-slide swiper-slide-active" role="group" aria-label="1 / 3" style="background:url(/-/media/ABCCorp/data/media/img/bmi-bg.ashx);background-size:cover;width:275px;margin-right:10px"><div class="bmi_cal_wrapper"><div class="bmi_ico"><img __typename="ImageField" alt="Calculator Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/bmi_calc.ashx"/></div><div class="bmi_content"><span class="bmi_content_heading">CreditTrack</span><p>Discover your financial fitness - check your credit score</p><a href="https://www.adityabirlacapital.com/abcd/check-free-credit-score" target="_blank">Know More</a></div></div></div></div><div class="swiper-pagination sip_calc_pagination"></div></div></div><div class="related_reads_wrapper"><span class="related_reads_heading"></span><div class="swiper nav_related_reads_slider nav_slider_Wrapper swiper-initialized swiper-horizontal swiper-backface-hidden "><div class="swiper-wrapper"></div><div class="swiper-pagination nav_related_reads_pagination"></div></div></div></div></div><div class="insurance_plans_Wrapper d-none"><div class="terms_list_wrapper"><div class="terms_list_grid"><a class="terms_wrapper" href="https://www.adityabirlacapital.com/credit-card" target="_blank"><img __typename="ImageField" alt="img" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/hi_01.ashx"/><span class="term-card-heading">Credit Cards</span><p>Wide range of curated co-branded credit cards</p></a><div class="quick_links_wrapper" hide"><span class="quick-link-heading"></span><div class="wrapper-row"></div></div></div></div><div class="bmi_calc_related_reads"><div class="bmi_cal_slider_wrapper"><div class="swiper sip_calc_nav_slider"><div class="swiper-wrapper"><div class="swiper-slide swiper-slide-active" role="group" aria-label="1 / 3" style="background:url(/-/media/ABCCorp/data/media/img/bmi-bg.ashx);background-size:cover;width:275px;margin-right:10px"><div class="bmi_cal_wrapper"><div class="bmi_ico"><img __typename="ImageField" alt="Calculator Icon" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/bmi_calc.ashx"/></div><div class="bmi_content"><span class="bmi_content_heading">CreditTrack</span><p>Discover your financial fitness - check your credit score</p><a href="https://www.adityabirlacapital.com/abcd/check-free-credit-score" target="">Know More</a></div></div></div></div><div class="swiper-pagination sip_calc_pagination"></div></div></div><div class="related_reads_wrapper"><span class="related_reads_heading"></span><div class="swiper nav_related_reads_slider nav_slider_Wrapper swiper-initialized swiper-horizontal swiper-backface-hidden "><div class="swiper-wrapper"></div><div class="swiper-pagination nav_related_reads_pagination"></div></div></div></div></div></div></div></div><div class="quckserives_megamenu_wrapper box-wrapper " id="quick_services_wrapper_id"><div class="loan_megamenu_container"><div class="loan_options_wrapper"><div class="loan_lists_wrapper"><div class="loan_plans_Wrapper"><div class="terms_list_wrapper"><div class="terms_list_grid"><div class="card border rounded-3 p-4"><span class="term-card-heading"><img __typename="ImageField" alt="img" class="quick_service_icon mr-3" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/life-insurance1.ashx"/>Life Insurance</span><ul class="term_list-mega_menu"><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9sb24JhHr71bYlW%2Bsafrg4oWUnzcIZK4Dk9HJgpfkpk5k9PVtfr5HsKPUpdKovjRxdC4FyzAFvW7xohdL9SdXOEteeQvbsES3TJEmGsWhSSimQuBrRBs2%2BDDxplKQIbcLxLrY8MIIL3XFrey40GuNkjFbi8y0nxtSwVO7Yr1aCrWejl8wyPSb0lNMg5JD9QKoiIh1jmQbdL4A5olEeXj9L5" target="_blank" class="cursor-pointer">Pay Premium</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9txth8JOL0KApBYePHn8LdI5IZVPVN51YKK9OLQdvLrL%2BTeK3qa8%2BQfofbFTKf1d1f5LiTO7drzErXDfmQ4F2B%2FaEyjn0MFSlecuu6Wwh%2FV%2BU70cs2d1bCrfiRx2kJ6CznfqgVDSdeB8Xq9EEcnczpu3nZkPRUoBFESVqg6xHW21mpbYW3PAze7nNFdXwOIKLZHcy3e1JbZ8PPTopvHI%2FC3" target="_blank" class="cursor-pointer">Download Policy Account Statement</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9u0qUVByt85K3%2BIDs3D3v%2FxyglMTu5e0wQsnT6Xf9GLyiJsESxkXZacw5MjQdBRGrdKL719n5XTT0DuJTT1o%2Bn%2BAOt5kgnwTWkdCK%2BrzUkiHPrnmSCQZk3nHw4rMZUC068C1gVCYv%2Fr%2B8BUnkx3awsNsGUUWHk4MN%2BmFNoVU5PutrIE3pZ3H1bllivU7FqTTK5MPPRMqQRYrWOnBTf4A43Y" target="_blank" class="cursor-pointer">Download Tax Certificate</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9uTVi1O54TYR9%2FW06S%2FZdP0tTIvs6AoBlt8cDIBracJQSET6gavzwD%2B%2F3b5J9MPtO%2BOcYqHC%2BWntQhgsAT0yxdgvKrP2svLOCYRhs%2FeAya3WkTFStcZj2c%2Fn3V9W3r2GwqpWheTVQsvb1WgF0KNVdm95Te1Z%2BCHUVgZRAcpZ%2Fvy02AVjfiHtTO9%2FQXeJA4V%2BwxGlus6TuIr0i%2FiGlw6KZb6" target="_blank" class="cursor-pointer">Download Premium Receipt</a></li></ul></div><div class="card border rounded-3 p-4"><span class="term-card-heading"><img __typename="ImageField" alt="img" class="quick_service_icon mr-3" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/health-insurance1.ashx"/>Health Insurance</span><ul class="term_list-mega_menu"><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9tFwr3OnxfNWBob1DfUBL%2FLnvqfG%2B49k0i6ooxj%2BV6S6k0O7%2BA%2BQYlH4xzbcbvVcpcsl1HCSzMr5jJq9%2FKXYEP8jCje3dL29uEhWsPakeBAEx%2BA%2B3cy4Lo633kuj2Ekf82SZ7TxOf4XS8xJw%2F%2BmJsie0WCZIiMZPI7DN%2F52h%2FRh9biYG3Q06xXcBd2NefK6xJDdZI3TWtXSBT%2F7i0Nc%2FWaC" target="_blank" class="cursor-pointer">Download Policy Wording</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9slZN8bx3XuGmTj7dfMybLqJ25N%2BWCjbRdy%2FHD56a03Fa0t4Jh6c16qhjRWSKXpzsTFlmKXFF88rUBdEe4AXs8uiAUInHJf3qndhY7tYE587P%2BOVJNSFranH6D97tuVVHzoPCda77oPn5Ohb7IPcdU%2BaAcYyNx12Kp4pR0n37g4owRlQGGbOuT8WTLDOAUZfhTx9R2PX25ReXdjdQW%2FCxp5" target="_blank" class="cursor-pointer">Download Premium Certificate</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9t1OzIeIR6vtwGyDRM%2F6qZReqNH3z6gbPTfKKANvuV1hOvZdUalt0AUdaJ4vqzHxhma4CbIjbZEvvPgGW0a4vIK1HgQV6viNVpnzHbO%2BogKfmdt9oSkzpjnpZbqPuXLPnUl%2Fjdld3KmPclqbG3ahz54o%2B1DutTl8IBx3oCCqJYkPyLzOfiRheiEftrQNmmbzYrIn7zPo9urJa%2FqAq6zaBCl" target="_blank" class="cursor-pointer">Download Policy Schedule</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9sEt%2BEIllhuELr9tc8WNDmteVBLJ38%2BhDr%2F7Jv%2FjWE1QRzhIzW0nD%2FNRMOmTM92%2BbWC4%2FDbM2hjt3rAUzAy9uDuP4wFpwQzp4m0vozBZY1lCktS1J%2BLjDVarVyO1T36lPNu5cJP92KKBs6h2aT33NUrxF37bKa0HbdaEdnhCCDeJ%2FBn%2FMxseAYFQCVkwwnInMm2th%2B2S50wfPSxCIccJcKN" target="_blank" class="cursor-pointer">Download E-Card</a></li></ul></div><div class="card border rounded-3 p-4"><span class="term-card-heading"><img __typename="ImageField" alt="img" class="quick_service_icon mr-3" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/mutual-fund1.ashx"/>Mutual Fund</span><ul class="term_list-mega_menu"><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9vfLsYrk0guRHm3M6h9eYpMWAMvsyWzY2jI2zzSaAl%2BtDzJ9p2rpA3BjRb2VPGji3%2BtEcK1kUegbR0jI9lLgubbCzHO%2FL71%2BG5FBgcoJBbiLaIf3zmIbqpeBsG8MofiM67u0rzdpOWvvshby4catiRgvDNpb3aVPoqbbGaGEhJcC%2Bqo%2BtvpJ%2BDu%2BCoJwEb6X4LMLq7ed7P5lZR5J2SBbaOm" target="_blank" class="cursor-pointer">Download Account Statement</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9sIZobA7bAcLDaTahp8UOgDu%2FUwF%2BXYoHFiXAETpWUOn%2FgO3cYkYf1kmzkxbJ2DCR47PXDsVyZNfX8mEF5Trs1kx2IYMgXKwK%2FBf5gAjkgKqsQeVJlrcXQkqDSDGMQXWyGyqRSkV8TY1q7f4YQhJm5ljGjwvVB1JHXhKF6cnC49O1Ie57XZvdP2VlM8t2xQwe8YYYMhThYcA2jAlfgrt9ou" target="_blank" class="cursor-pointer">Download Capital Gain Statement</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9u6MX73hnQHjRP5xBfOIJW6wWdOWHb9YiZgztHESNpO5%2FHvXZoPC36hqwXT%2FGMxXTrDbpc9%2BPZbo%2FdtShB%2BvotoJ8L%2BmdCpb5sFtoMZtixxvwhFjbbE2fn%2F1a08lVc7v7ulyKnUnjpzQBiPqg2U8wttC75cdEE9rRSTSmGJaeKn5uJE3U2OuLzkyl1adCrYU5GuDPG9r1yAexGr%2BoipUoSq" target="_blank" class="cursor-pointer">Download Exit Load Statement</a></li></ul></div><div class="card border rounded-3 p-4"><span class="term-card-heading"><img __typename="ImageField" alt="img" class="quick_service_icon mr-3" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/home-finance1.ashx"/>Home Finance</span><ul class="term_list-mega_menu"><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9uH7gPpQ0hM207ITHgRQCiB%2B6WbFYSOr9LQib5XYQRYnrBgqNYdRmIauuPNHbU09gPISB266K%2FfuyyUftVuxYZFLlLpqXRw1hF8veKYh%2F4pfrKFaJrRiL2C1pdz447LGoaI4c8kgJlSzM5Fwg7QhwoyCzevl%2BquEz7phpoIPxywLRAk%2FotSS37Ds2KV2yI4%2FbLxqp7%2FqoMS50pD0t7QUvNT" target="_blank" class="cursor-pointer">Pay Overdue EMI</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9s1op1QWNTKClLLiwL%2F5nad1mWCQDI7Xp8bsK4rtJkuTuPUx5l%2BSXita6yrKf9qQmy3zILb2NNRrsuWL3X64D0xkMIhe9Hgz6jY2DCIf%2Be94NMmgYVWYq9Yj7oLIlYcTSYdQER0AagFdGRTyQ9d3NxSO%2BdkOvO585pX5jGlzBKEZLl4z4xYJ0U5SrbtNnVqClGkerkT2C6hrk58FC4KQOlH" target="_blank" class="cursor-pointer">Raise Disbursement Request</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9tA%2BLNyb2aHfbAK5KP5J2H7zahqPZb3GZOO5xnNHwXRe6QsHAYaREx8n6OdK8PwRG1z6jmS7ql5yvheQZXAtYSxBR8Wf8MgPGN6oi43XtsaYHG8rxCSkYjLPGWEdDVoUJeOZIHCpkjq94L%2FD7yDB%2BYZXSJUthsjkVk%2FyfzrSIi9twODe2In7CYzuvGJYyV%2BsgKihNE4WSUyUkHR2dMbJTeP" target="_blank" class="cursor-pointer">Download Interest Certificate</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9vI2MbwZ59uyJZxbGF%2BTh9LScHV3eZC%2Bikt0gCC5r%2FThGg5ZYwZ1RJxUMNWV3C%2Fzg3nV17AV58ly%2F86nTdNioqtYkysQX8Rl6iFX%2BfFu1ZMEnArFf7sPyk1ThIVDAz7HMPm5sR89iI73dv7j1lZBxf5yXf7Mq0GoMSN0jseT9hgbtfEh%2B4GVsLspLjK6CcerT%2FXTkUv88tyFlk3YapDQoJd" target="_blank" class="cursor-pointer">Download Statement of Account</a></li></ul></div><div class="card border rounded-3 p-4"><span class="term-card-heading"><img __typename="ImageField" alt="img" class="quick_service_icon mr-3" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/personal-finance1.ashx"/>Personal Finance</span><ul class="term_list-mega_menu"><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9so5s36DEtC2dNUGfP7QrS5zgPXy3fv0rWy7WoUo6btTkNS%2BFcIUNscvUM99d5vTXMOYdkQ6BX8IXmBw3tG5mIbDKTOjwQa1SzSwi8PiuOalYUqQbEF6fIu29G9dC%2F3vTQb4qGGBIzy4HmhiP7Cr6SqwLSUybl0z9ky0wBZc7mS1TEWdIri1CF3p59832I%2FNPxlM8Xa56hjb%2FlM2mN3uIxxvVgdsXTYJnOdZjA50k%2BqpQ%3D%3D" target="_blank" class="cursor-pointer">View Loan Details</a></li></ul></div><div class="card border rounded-3 p-4"><span class="term-card-heading"><img __typename="ImageField" alt="img" class="quick_service_icon mr-3" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/Stock--Securities.ashx"/>Stocks & Securities</span><ul class="term_list-mega_menu"><li><a id="quickServicesItem" 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href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9vgjNUKSiTYGxA6%2BLbRHJlDuF4pCujELUalkywUHREWdzREsrJdrc8KpMQIcMU3MjlxHdEAhOT8b6HPP89A2i%2FdFe%2B9FOhQbWyZzKqKDjaV1knum2a4q1BLWIId8lZhSYdnds1sM3ULqufFJes884btzNAtLIe33HpTs563w6vi5fViEa7GkgZ0rX8gxfbkw%2B7ks29uNs5wC3RlxSUf1i95" target="_blank" class="cursor-pointer">Download Capital Gain Statement</a></li><li><a id="quickServicesItem" href="https://oneservice.adityabirlacapital.com/channel?request=il2cVNGyvchR8pUuUWHwWnrLr5MxyPIg9CUpDzokt9sPfAgm41GhhwJ3RBB5SkEYzukTZScHzQopRHI99%2BnL%2FqBMMGnJ1gDntcjo1%2FebByFDRI72NYXKts4YmI4cuUfsXfmVv7s3S5r9bFxmLUXBtcdSp9l%2Fb93wTJCtq%2FWbGKVBe6ZMrbcHw%2FwQPQn4bAFYEXvTgn9sUu%2Bo6iFEreKVgd6SBl95tkBUjBPsGF7p5sOoUyQHCPKE%2FXMUq2mmphfv" target="_blank" class="cursor-pointer">Download Contract Note</a></li></ul></div></div></div></div></div></div></div></div><div class="resources_megamenu_wrapper " id="resources_wrapper_id"><div 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src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/related-reads/Mutual-Funds-1.ashx"/></picture><div class="nav_slider_content"><a href="https://www.adityabirlacapital.com/abc-of-money/all-about-expense-ratio-in-mutual-funds" target=""><span class="nav-slide-heading">All You Need to Know About Mutual Fund Expense Ratio</span></a><p></p></div></div></div><div class="swiper-slide"><div class="related_reads_slide_wrapper "><picture><source srcSet="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/related-reads/Life-Insurance-2.ashx" type="image/webp"/><img __typename="ImageField" height="372" width="302" alt="img" class="w-100" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/related-reads/Life-Insurance-2.ashx"/></picture><div class="nav_slider_content"><a href="https://www.adityabirlacapital.com/abc-of-money/life-insurance-for-children" target=""><span class="nav-slide-heading">Insurance for Children: Does a Child Need Life Insurance?</span></a><p></p></div></div></div></div><div class="swiper-pagination nav_related_reads_pagination"></div></div></div></div></div></div></div></div><div class="right_sticky_options_wrapper"><ul class="right_option_list"><li class="rightNavAbcd-logo"><a href="javascript:;" data-bs-toggle="modal" data-bs-target="#our_companies_modal" data-position="secondary_navigation" class="downloadLink"><img src="https://abconeprod.azureedge.net/-/media/ABCD/data/media/img/sticky_ico1.ashx" alt="Our Companies" class="mob_app_right downloadImage"/><span>Our Companies</span></a></li><li class="rightNavAbcd-logo"><a href="javascript:;" data-bs-toggle="modal" data-bs-target="#get_in_touch_modal2" data-accordion="Fixed Deposit (FD)" data-position="secondary_navigation" class="downloadLink"><img src="https://abconeprod.azureedge.net/-/media/ABCD/data/media/img/sticky_ico3.ashx" alt="GET IN TOUCH" class="mob_app_right downloadImage"/><span>GET IN TOUCH</span></a></li><li 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class="sc-image-wrapper"><img alt="Our company" width="40" height="40" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/companies-icon/right-ico1.ashx?h=40&iar=0&w=40&hash=215F84BD259ECCF834C04C1C7CA091EE"/></span></span><div class="modal_redirects_heading">Aditya Birla Sun Life Insurance Company Limited</div><img class="redirect_ico" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/category/arrow_up_reidrect.svg"/></div></a><a href="https://finance.adityabirlacapital.com/" target="_blank"><div class="modal_redirects_Wrapper"><span class=""><span class="sc-image-wrapper"><img alt="Term Insurnace" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol5.ashx?iar=0&hash=B83AB53AE2D13AB1C9A9FDB146BCE9D4"/></span></span><div class="modal_redirects_heading">Aditya Birla Finance Limited</div><img class="redirect_ico" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/category/arrow_up_reidrect.svg"/></div></a><a href="https://www.adityabirlacapital.com/healthinsurance/homepage" target="_blank"><div class="modal_redirects_Wrapper"><span class=""><span class="sc-image-wrapper"><img alt="Term Insurnace" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol2.ashx?iar=0&hash=C692D309EE062478801EFC241EA98910"/></span></span><div class="modal_redirects_heading">Aditya Birla Health Insurance Company Limited</div><img class="redirect_ico" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/category/arrow_up_reidrect.svg"/></div></a><a href="https://stocksandsecurities.adityabirlacapital.com/" target="_blank"><div class="modal_redirects_Wrapper"><span class=""><span class="sc-image-wrapper"><img alt="Term Insurnace" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol1.ashx?iar=0&hash=9A81774D316C29EB50693A4A4446F689"/></span></span><div class="modal_redirects_heading">Aditya Birla Money Limited</div><img class="redirect_ico" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/category/arrow_up_reidrect.svg"/></div></a><a href="https://mutualfund.adityabirlacapital.com/" target="_blank"><div class="modal_redirects_Wrapper"><span class=""><span class="sc-image-wrapper"><img alt="Term Insurnace" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol7.ashx?iar=0&hash=A376AE3B266ED6D7A8EE469B9D66704D"/></span></span><div class="modal_redirects_heading">Aditya Birla Sun Life Mutual Fund Limited</div><img class="redirect_ico" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/category/arrow_up_reidrect.svg"/></div></a><a href="https://pensionfund.adityabirlacapital.com/" target="_blank"><div class="modal_redirects_Wrapper"><span class=""><span class="sc-image-wrapper"><img alt="Term Insurnace" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_retirement_plan.ashx?iar=0&hash=A9A25B3297C0CA0C2AEB103C8E27A175"/></span></span><div class="modal_redirects_heading">Aditya Birla Sun Life Pension Management Limited</div><img class="redirect_ico" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/category/arrow_up_reidrect.svg"/></div></a><a href="https://www.adityabirlacapital.com/multiply-wellness/#!/home" target="_blank"><div class="modal_redirects_Wrapper"><span class=""><span class="sc-image-wrapper"><img alt="Term Insurnace" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/ico_fin_sol2.ashx?iar=0&hash=C692D309EE062478801EFC241EA98910"/></span></span><div class="modal_redirects_heading">Aditya Birla Wellness Private Limited</div><img class="redirect_ico" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/category/arrow_up_reidrect.svg"/></div></a><a href="https://assetreconstruction.adityabirlacapital.com/" target="_blank"><div class="modal_redirects_Wrapper"><span class=""><span class="sc-image-wrapper"><img alt="Term Insurnace" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/nav_mf_cat6.ashx?iar=0&hash=CD2BD12B4E051D65203EA6F218FB88EB"/></span></span><div class="modal_redirects_heading">Aditya Birla Asset Reconstruction Company Limited</div><img class="redirect_ico" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/category/arrow_up_reidrect.svg"/></div></a><a href="https://www.adityabirlacapital.com/abcd" target="_blank"><div class="modal_redirects_Wrapper"><span class=""><span class="sc-image-wrapper"><img alt="Term Insurnace" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/icons/Personal-loan-Eligibility.ashx?iar=0&hash=A76961D2B886D7A9E318FC8CEFF77D95"/></span></span><div class="modal_redirects_heading">Aditya Birla Capital Digital Limited</div><img class="redirect_ico" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/category/arrow_up_reidrect.svg"/></div></a></div></div></div></div><div class="modal fade metaverse_right_pos get_early_access modal_download_app" id="metaverse_modal_x1" tabindex="-1" aria-labelledby="metaverse_modal_modalLabel" aria-hidden="true"><div class="modal-dialog modal-dialog-slideout-right"><div class="modal-content"><button type="button" class="btn-close" data-bs-dismiss="modal" aria-label="Close"></button><div class="modal-body"><div class="modal_wrapper_top"><div class="top-logo-video"><img __typename="ImageField" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCD/data/media/img/abc_logo_red.ashx"/></div><div class="modal-title" id="metaverse_modal_modalLabel">Download the ABCD App</div><p class="popup-p">Unlock Financial Tools, Investment Insights, And Expert Guidance – All In One Convenient App</p><a href="https://adityabirlacapitaldigital.onelink.me/vYLv/xf7of68m" class="know_more_about-us download_app_btn">Download our App <img __typename="ImageField" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/play-store.ashx"/><img __typename="ImageField" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/apple-store.ashx"/></a></div><div class="modal_form_wrapper"></div></div><div class="modal_body_bottom"><img __typename="ImageField" class="mob-img-mb" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/download_app_mob_graphic.ashx"/><div class="modal_scanner_Wrapper"><img __typename="ImageField" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCCorp/data/media/img/19122024_xf7of68m_qr_code.ashx"/><p>You can <span>Scan the QR</span> Code to Download our Mobile App</p></div></div></div></div></div></div><div class="btnScrollTop "></div><div><section class="top_banner_wrapper top_banner_wrapper_cat"><div class="swiper_vs_wrapper"><div class="swiper-slide"><picture><img alt="Fixed-Deposit-banner" width="1260" height="950" class="d-none d-md-block" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/Banners_Images/FD/Fixed-Deposit.ashx?h=950&iar=0&w=1260&hash=AE5E735F8620B47A2158DC2F33D1BAE5"/></picture><picture class="d-block d-md-none"><img src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/Banners_Images/FD/Fixed-Deposit.ashx?h=950&iar=0&w=1260&hash=AE5E735F8620B47A2158DC2F33D1BAE5" alt="Fixed-Deposit-banner" width="1260" height="950" loading="lazy"/></picture><div class="banner_caption_wrapper"><div class="banner-bread-crumbs"><nav aria-label="breadcrumb" style="--bs-breadcrumb-divider:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='8' height='8'%3E%3Cpath d='M2.5 0L1 1.5 3.5 4 1 6.5 2.5 8l4-4-4-4z' fill='currentColor'/%3E%3C/svg%3E")"><ol class="breadcrumb"><li class="breadcrumb-item "><a href="/">Home</a></li><li class="breadcrumb-item "><a href="/abcd/">ABCD</a></li><li class="breadcrumb-item active">Fixed Deposit (FD)</li></ol></nav></div><div class="caption_inner_wrap"><h1><span><div>Fixed Deposit (FD)</div></span></h1><p class="cat_banner_p">Invest in fixed deposits to enjoy guaranteed high returns and create a secured corpus for your financial goals.</p><ul class="cat_banner_ul"><li class="cat_banner_item"><div class="iImage-ck"><img alt="banner_image" class="iImg-ck--img" width="100%" height="100%" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/category/banner-ticks.ashx?iar=0&hash=5B17DE5CD19BB9D8AEBAE2B3E962E09A"/></div><div class="cat_item_span"><div class="cat_item_span">Choose FDs from multiple banks and NBFCs</div></div></li><li class="cat_banner_item"><div class="iImage-ck"><img alt="banner_image" class="iImg-ck--img" width="100%" height="100%" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/category/banner-ticks.ashx?iar=0&hash=5B17DE5CD19BB9D8AEBAE2B3E962E09A"/></div><div class="cat_item_span"><div class="cat_item_span">No need to open a bank account</div></div></li><li class="cat_banner_item"><div class="iImage-ck"><img alt="banner_image" class="iImg-ck--img" width="100%" height="100%" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/category/banner-ticks.ashx?iar=0&hash=5B17DE5CD19BB9D8AEBAE2B3E962E09A"/></div><div class="cat_item_span"><div class="cat_item_span">Bank FDs are insured by DICGC (a wholly-owned subsidiary of RBI)</div></div></li><li class="cat_banner_item"><div class="iImage-ck"><img alt="banner_image" class="iImg-ck--img" width="100%" height="100%" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/category/banner-ticks.ashx?iar=0&hash=5B17DE5CD19BB9D8AEBAE2B3E962E09A"/></div><div class="cat_item_span"><div class="cat_item_span">FDs are offered by Banks/NBFCs</div></div></li></ul></div></div></div></div><div class="swiper_right_div category_right_div "><div class="start_journey_main_Wrapper homepage-banner homepage-banner-xenter bg_img_for_lead_form_banner"><div class="start_journey_form_wrapper"><div class="to-help-form-area"><div class="to-help-div"><div class="to-help-stepper-form-mb"><div class="stepper"><div class="step--1 step-active">Step 1</div><div class="step--2">Step 2</div><div class="step--3">Step 3</div><div class="step--4">Finish</div></div><div class="form-parent form-parent_wrap"><form class="form form-active" id="stepper-form-1-step-1"><div class="start_journey_head_Wrapper left_heading_wrap"><div class="jounrneyStepHeading">Invest in Fixed Deposits</div><p>Our team will get in touch with you soon.</p></div><div class="form-input-main top-overlap"><input type="hidden" id="lob" value="Deposits"/><input type="hidden" id="formType" value="Banner"/><div class="input-field fieldset name-field"><div class="input-inner"><div class="inpt-icon"><img class="input-img" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/user-input.svg" alt="img" loading="lazy"/></div><input id="name" type="text" name="name" required="" placeholder="Enter Your Name" value=""/></div></div><div class="input-field fieldset number-field"><div class="input-inner country_code_91"><div class="inpt-icon"><img class="input-img" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/input-phone.svg" alt="img" loading="lazy"/></div><input type="tel" placeholder="Enter Your Phone Number" name="mobileNumber" maxLength="10" required="" value=""/></div></div><div class="input-field fieldset checkbox-field"><div class="input-inner"><div class="tacbox"><input id="wp-comment-cookies-consent " name="wp-comment-cookies-consent" required="" type="checkbox" checked=""/><label for="wp-comment-cookies-consent-label" label="I agree to the">I agree to the<a href="https://www.adityabirlacapital.com/abcd/terms-conditions" target="_blank" rel="noopener noreferrer">Terms and Conditions.</a></label></div></div></div><div class="btn-field"><button class="form__btn send-otp " id="btn-1" type="submit" disabled="" value="submit">Get Otp</button></div></div></form></div><div class="form--message"></div></div></div></div></div></div></div></section><section class="what_is_life_insurance our_life_insurance_plans_cat_page " id="" style="background:url(/-/media/ABCD/data/media/img/category/docu.ashx);background-size:cover"><div class="content_container"><div class="content_left_container"><h2 class="section-heading heading-flex"><span class="span-1-anm">What are <span class="color-1">Fixed Deposits?</span> </span></h2><p><p>Fixed deposits are fixed-income investment avenues wherein you deposit a lump sum amount for a specified period and earn guaranteed returns on the deposit. </p> <div class="disclem"><strong>Disclaimer : </strong>Fixed Deposits are offered by Banks/NBFCs and are regulated by the Reserve Bank of India. Aditya Birla Capital Digital (using the brand name ABCD) is acting in the capacity of Sub Agent/Referral Partner for distribution of Fixed Deposits(FD) of Banks and NBFCs.</div></p></div><div class="content_right_container"><div class="watch_video_wrapper"><picture><img alt="img" width="100%" height="100%" class="watch_video_poster" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCD/data/media/img/whylifeinsurance_section/FD.ashx"/></picture><a href="#" class="video-play-button" id="play-video" data-bs-toggle="modal" data-bs-target="#video-modal"><span></span></a></div></div></div><div class="topBenefits-div "><div class="topBenifits-heading"><h3 class="heading-tb">Top benefits of fixed deposits</h3></div><div class="swiper topBenefits-slider"><div class="swiper-wrapper features_ben_grid_wrapper dflex-imp"><div class="swiper-slide"><div class="features_ben_boxes"><img width="100%" height="100%" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCD/data/media/img/Top_Benefits/SS_FD/comprehensive-protection.ashx"/><div class="features_ben_text"><h4 class="features_ben_text_headig_35fxvr">Safety and stability</h4><p>Your deposited amount remains safe and you can earn stable returns on investments irrespective of market volatility</p></div></div></div><div class="swiper-slide"><div class="features_ben_boxes"><img width="100%" height="100%" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCD/data/media/img/Top_Benefits/SS_FD/Affordable-premiums.ashx"/><div class="features_ben_text"><h4 class="features_ben_text_headig_35fxvr">Guaranteed returns</h4><p>The interest on your investment is guaranteed. It does not depend on market performance.</p></div></div></div><div class="swiper-slide"><div class="features_ben_boxes"><img width="100%" height="100%" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCD/data/media/img/Top_Benefits/SS_FD/Flexible-tenure.ashx"/><div class="features_ben_text"><h4 class="features_ben_text_headig_35fxvr">Flexible tenure</h4><p>You can choose from a flexible range of deposit tenure that matches your investment horizon.</p></div></div></div><div class="swiper-slide"><div class="features_ben_boxes"><img width="100%" height="100%" loading="lazy" src="https://abconeprod.azureedge.net/-/media/ABCD/data/media/img/Top_Benefits/SS_FD/noun-liquidity-4935329.ashx"/><div class="features_ben_text"><h4 class="features_ben_text_headig_35fxvr">Liquidity </h4><p>Fixed deposits allow premature withdrawal facility for your financial needs allowing liquidity.</p></div></div></div></div><div class="swiper-pagination"></div></div></div></section><div class="modal fade video_modal_sec_2" id="video-modal" tabindex="-1" role="dialog" aria-labelledby="video-modalLabel" aria-hidden="true"><div class="modal-dialog modal-dialog-centered" role="document"><div class="modal-content"><div class="modal-body popup__overlay"><iframe width="100%" height="100%" src="" id="video" frameBorder="0" allow="autoplay" allowfullscreen="" title="Embedded Video"></iframe></div></div></div></div><section class="abc_of_calc calc_sec_inner_page lazy-content" id="cat_calc"><div class="container-fluid"><div class="row"><div class="calc_tab_main_wrapper" data-aos="fade-up" data-aos-duration="2000"><div class="calc_tab_wrapper"><h2 class="section-heading heading-flex"><span><div>Fixed Deposit<span class="color-1"> Investment Calculator</span></div></span></h2><div class="bmi_cacl_text"><p class="p--med"></p><div class="sub_div_bmi hidden-xs hidden-sm"><h3 class="sub_head_bmi">How to use our FD calculator?</h3><p>ABCDL offers a simple FD calculator that helps you calculate investment returns. Just choose the deposit amount, tenure, and FD interest rate and the calculator will show the returns instantly.</p></div><div class="sub_div_bmi hidden-xs hidden-sm"><h3 class="sub_head_bmi"></h3><p></p></div></div></div><div class="calc_content_Wrapper"><div class="tab-content" id="v-pills-investments-tabContent"><div class="tab-pane fade show active" id="v-pills-sip" role="tabpanel" aria-labelledby="v-pills-home-tab"><div class="calc_main_grid"><div class="calc_range"><ul class="calc_tab_radio_Wrapper" id="pills-radio-tabs" role="tablist"></ul><div class="tab-content mt-4" id="pills-radio-tabsContent"><div class="tab-pane fade show active" id="pills-radio-sip" role="tabpanel" aria-labelledby="pills-radio-sip-tab"><div class="calculator_range_slider_wrapper"><div class="calculator_range_slider_grid"><div class="calc_rslider_content"><span class="rsLabel">DEPOSIT AMOUNT</span></div><div class="slider-container"><input type="text" id="slider-1-input" class="calc_slider-input" min="1000" max="100000000" name="depositAmount" value="20,000"/><div id="slider-1" class="calc-custom-slider"></div></div></div></div><div class="calculator_range_slider_wrapper"><div class="calculator_range_slider_grid"><div class="calc_rslider_content"><span class="rsLabel">TENURE (1 TO 10 YEARS)</span></div><div class="slider-container"><input type="text" id="slider-2-input" class="calc_slider-input" min="1" max="10" name="tenure" value="3"/><div id="slider-2" class="calc-custom-slider"></div></div></div></div><div class="calculator_range_slider_wrapper"><div class="calculator_range_slider_grid"><div class="calc_rslider_content"><span class="rsLabel">RATE OF INTEREST (3 TO 8%)</span></div><div class="slider-container"><input type="text" id="slider-3-input" class="calc_slider-input" min="3" max="8" maxLength="4" name="interestRate" value="5"/><div id="slider-3" class="calc-custom-slider"></div></div></div></div></div></div></div><div class="calc_range_graph_wrapper category_chart_wrapper " id="chart_div1"><div class="calc_range_graph"><div class="canvas_doughnut_chart_wrapper"><canvas role="img" height="150" width="300"></canvas></div><div class="graph_legends"><p><span class="legend_icon li_gren"></span> DepositedAmount</p><p><span class="legend_icon li_dark_green"></span> EstimatedInterest</p></div></div><div class="graph_results ptop"><p>MaturityAmount</p><span>₹ 0</span></div><div class="calc_range_metrics_wrapper" style="display:block flex"><div class="calc_range_metrics"><p>AmountDeposited</p><span>₹ 12,000</span></div><div class="calc_range_metrics"><p>InterestEarned</p><span>₹ 5,700</span></div></div><div class="discm"><div><strong> Disclaimer: </strong> Projections/estimations is backtested using historical data.</div></div></div></div></div></div></div></div></div></div></section><section id="purpose" class="swiperFdPurpose"><div class="cus-container"><div class="hear-what-the-expert-heading"><h2 class="section-heading heading-flex "><span>Use your <span class="font_purp">FD</span> for any purpose</span></h2></div><div class="your-fd-area"><div class="your-fd-SliderArea"><div class="swiper your-fd-slider"><div class="swiper-wrapper"><div class="swiper-slide"><div class="your-fdCard"><picture><source srcSet="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/fixed-deposits/fd1.ashx?h=486&iar=0&w=776&hash=A412E4226BA5C01026DB6F9EE40346B2" type="image/webp"/><img src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/fixed-deposits/fd1.ashx?h=486&iar=0&w=776&hash=A412E4226BA5C01026DB6F9EE40346B2" width="100%" height="100%" alt="Retirement"/></picture><div class="your-fdCardText"><h3 class="your-fdCardHead">Retirement</h3><p><p>Save up for your golden years and get a lump sum corpus</p> <ul> <li>Get a steady source of interest income</li> <li>Plan for emergencies</li> <li>Plan a legacy for your loved ones</li> <li>Get a corpus for travel needs</li> <li>Cover medical expenses</li> </ul></p></div></div></div><div class="swiper-slide"><div class="your-fdCard"><picture><source srcSet="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/fixed-deposits/fd2.ashx?h=486&iar=0&w=776&hash=FFBD24CC9720A83FE234A5FFB538EC65" type="image/webp"/><img src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/fixed-deposits/fd2.ashx?h=486&iar=0&w=776&hash=FFBD24CC9720A83FE234A5FFB538EC65" width="100%" height="100%" alt="Higher Educations"/></picture><div class="your-fdCardText"><h3 class="your-fdCardHead">Higher Education</h3><p><p>Save now with a long-term horizon and create a corpus for your child’s higher education</p> <ul> <li>Create a corpus for higher education </li> <li>Guaranteed returns enhance the corpus</li> <li>Protect your capital against market volatility</li> <li>Choose a long-term period for maximum returns</li> <li>Compounded returns for attractive earnings</li> </ul></p></div></div></div><div class="swiper-slide"><div class="your-fdCard"><picture><source srcSet="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/fixed-deposits/fd3.ashx?h=486&iar=0&w=776&hash=CF1E3004A736088AC0508B111FE538A5" type="image/webp"/><img src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/fixed-deposits/fd3.ashx?h=486&iar=0&w=776&hash=CF1E3004A736088AC0508B111FE538A5" width="100%" height="100%" alt="Home Expenses"/></picture><div class="your-fdCardText"><h3 class="your-fdCardHead">Home Expenses</h3><p><p>Build a corpus depending on your financial needs and make a supplemental fund for managing household expenses</p> <ul> <li>Create a fund for household expenses</li> <li>Guaranteed returns provide regular income</li> <li>Interest payouts supplement your income</li> <li>Attractive returns with long-term investment</li> <li>Liquidity through flexible tenure options</li> </ul></p></div></div></div><div class="swiper-slide"><div class="your-fdCard"><picture><source srcSet="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/fixed-deposits/fd4.ashx?h=486&iar=0&w=776&hash=9887C697DA97374A4A5261111883B389" type="image/webp"/><img src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/fixed-deposits/fd4.ashx?h=486&iar=0&w=776&hash=9887C697DA97374A4A5261111883B389" width="100%" height="100%" alt="Wedding Expenses"/></picture><div class="your-fdCardText"><h3 class="your-fdCardHead">Wedding Expenses</h3><p><p>Plan a grand celebration without worrying about the funds. Save up for your or your child’s wedding and get a guaranteed corpus.</p> <ul> <li>Save up for a fairytale wedding</li> <li>Get guaranteed returns to create a secured corpus</li> <li>Invested capital is protected against market volatility</li> <li>Long-term savings give compounded growth</li> </ul></p></div></div></div></div><div class="swiper-pagination"></div></div></div></div></div></section><section id="" class="reasons-buy ec_padding_cm" style="background:url(undefined);background-size:cover"><div class="compare-inner"><div class="cus-container"><div class="heading_wrapper"><h2 class="section-heading heading-flex text-center"><span>Why invest in <span class="font_purp"> FD with ABCD</span></span></h2></div><div class="reasons-buy-wrapper"><div class="tabs-container1"><nav class="tabs piul"><div class="selected_content"></div><ul class=""><li class="lievent active" data-tab="Highest interest rates">Highest interest rates</li><li class="lievent " data-tab="Secured-investments">Secured investments</li><li class="lievent " data-tab="Multiple-options">Multiple options</li><li class="lievent " data-tab="Tailored Repayment Option">Top-notch customer service</li><li class="lievent " data-tab="Quick-and-hassle-free-process">Quick and hassle-free process</li></ul></nav><div class="tabConn"><div id="Highest interest rates" class="tab-content active current"><div><div class="reasons-buyTabContainer"> <h3 class="tab3text"> Highest interest rates</h3> <p class="tabPtext">Earn attractive interest rates on your deposits and grow your corpus for your financial goals. Moreover, senior citizens and women enjoy additional interest rates on their deposits.</p> </div></div></div><div id="Secured-investments" class="tab-content "><div><div class="reasons-buyTabContainer"> <h3 class="tab3text">Secured investments</h3> <p class="tabPtext">FDs issued by banks are insured up to ₹ 5 lakhs by the DICGC which is a wholly-owned subsidiary of RBI. This ensures your deposits are safe.</p> </div></div></div><div id="Multiple-options" class="tab-content "><div><div class="reasons-buyTabContainer"> <h3 class="tab3text"> Multiple options</h3> <p class="tabPtext">Choose from the deposits offered by multiple banks and NBFCs and pick a scheme that matches your needs and also offers the highest interest rates.</p> </div></div></div><div id="Tailored Repayment Option" class="tab-content "><div><div class="reasons-buyTabContainer"> <h3 class="tab3text"> Top-notch customer service</h3> <p class="tabPtext">Enjoy the best-in-class customer service for all your queries, concerns and feedback.</p> </div></div></div><div id="Quick-and-hassle-free-process" class="tab-content "><div><div class="reasons-buyTabContainer"> <h3 class="tab3text">Quick and hassle-free process</h3> <p class="tabPtext">Invest in the FD online in simple steps, without opening a bank account and with a simple KYC process </p> </div></div></div></div></div></div></div></div></section><section class="how_to_buy_ins how_to_buy_ins_cat"><div class="component-bg-img-setup"><picture><img alt="image" width="1920" height="1059" class="desktop-img" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/category/how_to_buy_ins_bg2.ashx?h=1059&iar=0&w=1920&hash=11452CA75993EBDB0843A45B8EE6CF03"/></picture></div><div class="how_to_head_wrapper"><h2 class="section-heading heading-flex"><span class="span-1-anm"><span class="color-1">How To </span>Invest In FDs</span></h2><p class="paragraph_type_1">Given below are the simple steps which allow you to invest in an FD with ABCD App and earn attractive returns on investment. FDs are offered by Banks/NBFCs in partnership with Upswing.</p></div><div class="how_to_grid_wrapper"><div class="how_to_stepper_wrapper"><div class="how_to_step_group_grid_wrapper"><div class="how_to_step_group_wrapper"><div class="how_to_step_group "><div class="how_to_stepper_counter"><span>STEP</span><div class="stpper_count">01</div></div><p>Download the ABCD App & Go to ABCD App Homepage</p></div><div class="how_to_step_group "><div class="how_to_stepper_counter"><span>STEP</span><div class="stpper_count">02</div></div><p>Go to "Invest" section & Click on Fixed Deposits</p></div><div class="how_to_step_group last-child_none"><div class="how_to_stepper_counter"><span>STEP</span><div class="stpper_count">03</div></div><p>Choose the desired Bank/NBFC FD</p></div><div class="how_to_step_group deskDis-none-step"><div class="how_to_stepper_counter"><span>STEP</span><div class="stpper_count">04</div></div><p>Complete KYC process</p></div><div class="how_to_step_group deskDis-none-step"><div class="how_to_stepper_counter"><span>STEP</span><div class="stpper_count">05</div></div><p>Choose the withdrawal account</p></div><div class="how_to_step_group deskDis-none-step"><div class="how_to_stepper_counter"><span>STEP</span><div class="stpper_count">06</div></div><p>Start earning interest !</p></div></div><div class="how_to_step_group_wrapper mobDis-none-step"><div class="how_to_step_group"><div class="how_to_stepper_counter"><span>STEP</span><div class="stpper_count">04</div></div><p>Complete KYC process</p></div><div class="how_to_step_group"><div class="how_to_stepper_counter"><span>STEP</span><div class="stpper_count">05</div></div><p>Choose the withdrawal account</p></div><div class="how_to_step_group"><div class="how_to_stepper_counter"><span>STEP</span><div class="stpper_count">06</div></div><p>Start earning interest !</p></div></div></div><div class="know-more-btn how_to_btn"></div></div><div class="how_to_img_vdo_wrapper"><picture><img alt="" width="100%" height="100%" class="vdo_main_img" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/Easy_Steps_To_Apply.ashx?h=578&iar=0&w=600&hash=B8273C5F2EEA1104F4E388F044C96C5F"/></picture><a href="" class="video-play-button_how_to" id="play-video_how_to" data-bs-toggle="modal" data-bs-target="#video-modal_how_to"><span></span></a></div></div></section><div class="modal fade video_modal_sec_9" id="video-modal_how_to" tabindex="-1" role="dialog" aria-labelledby="video-modalLabel" aria-hidden="true"><div class="modal-dialog modal-dialog-centered" role="document"><div class="modal-content"><div class="modal-body popup__overlay"><iframe width="100%" height="100%" src="" id="video_how_to" frameBorder="0" allow="autoplay"></iframe></div></div></div></div><section class="discover_convenience_new_ui growWithabcd_mobApp" id="start_investing"><div class="cus-container"><div class="dc_new_content_grid"><div class="dc_text_wrapper" data-aos="fade-up" data-aos-once="true"><div class="dc-sec-heading"><h2 class="section-heading heading-flex sec_heading_black"><span><div>ABCD - One app to build a diversified</div> <span class="font_purp"> investment portfolio</span></span></h2></div><p>Invest in equity stocks or other securities listed on the market with the ABCD app. Get a completely convenient digital platform to trade effectively.</p><div><ul class="cat_banner_ul"> <li class="cat_banner_item"> <div class="iImage-ck"> <img class="iImg-ck--img" src="/data/media/img/category/banner-ticks.svg" width="100%" height="100%" alt="Life Insurance" /> </div> <div class="cat_item_span">Maximize your savings with fixed deposits</div> </li> <li class="cat_banner_item"> <div class="iImage-ck"> <img class="iImg-ck--img" src="/data/media/img/category/banner-ticks.svg" width="100%" height="100%" alt="Life Insurance" /> </div> <div class="cat_item_span">Guaranteed returns for peace of mind</div> </li> <li class="cat_banner_item"> <div class="iImage-ck"> <img class="iImg-ck--img" src="/data/media/img/category/banner-ticks.svg" width="100%" height="100%" alt="Life Insurance" /> </div> <div class="cat_item_span">Flexible tenures to fit your goals</div> </li> </ul> </div> <div class="download_app_now hidden-xs hidden-sm"><span class="down_head">Download our mobile app now</span><div class="download_btn_ggrid"><a href="https://adityabirlacapitaldigital.onelink.me/vYLv/yvl25t2u" class="know_more_about-us" target="_blank"><img alt="apple_store_image" width="20" height="20" class="dc-apple-store" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/downloadapp/play-store.ashx?h=20&iar=0&w=20&hash=73B9403863E6B499CE6CA48FDDD7F226"/>PLAY STORE</a><a href="https://adityabirlacapitaldigital.onelink.me/vYLv/d2c4ylai" class="know_more_about-us" target="_blank"><img alt="google_app" width="20" height="24" class="dc-play-store" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/downloadapp/apple-store.ashx?h=24&iar=0&w=20&hash=79516642CFC3E0EF2C882FBDDA0A0044"/>APP STORE</a></div></div></div><div class="dc_image_wrapper"><div class="dc_download_scnner_Wrapper"><img alt="" width="140" height="140" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/Download-App-QR-code/fixed_deposit.ashx?h=1124&iar=0&w=1124&hash=BEFA1F89FD26872D314F6D133C49AAF0"/><p>Scan the QR code to download our Mobile App</p></div><img alt="image_1" width="783" height="783" class="mob_app_img" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/Download_App_imgs/Fixed-Deposits.ashx?h=700&iar=0&w=765&hash=09E45766233D30EDBF4088495C78A6D3"/></div><div class="download_app_now hidden-lg hidden-md"><span class="down_head">Download our mobile app now</span><div class="download_btn_ggrid"><a href="https://adityabirlacapitaldigital.onelink.me/vYLv/yvl25t2u" class="know_more_about-us" target="_blank"><img alt="apple_store_image" width="20" height="20" class="dc-apple-store" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/downloadapp/play-store.ashx?h=20&iar=0&w=20&hash=73B9403863E6B499CE6CA48FDDD7F226"/>PLAY STORE</a><a href="https://adityabirlacapitaldigital.onelink.me/vYLv/d2c4ylai" class="know_more_about-us" target="_blank"><img alt="google_app" width="20" height="24" class="dc-play-store" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/downloadapp/apple-store.ashx?h=24&iar=0&w=20&hash=79516642CFC3E0EF2C882FBDDA0A0044"/>APP STORE</a></div></div></div></div></section><section class="faq_section faq_section_cat abcd_faq span-1-anm"><div class="component-bg-img-setup"><picture><img src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/category/section2_bg.ashx?iar=0&hash=9C6396E0477576B6260DE853A4CCA5CF" alt="image" class="desktop-img"/><img class="responsive-img"/></picture></div><div class="faq_header_wrapper"><h2 class="section-heading heading-flex "><span class="" data-aos="fade-up" data-aos-duration="2000"><div>FAQs <small class="color-1">Fixed Deposits</small></div></span></h2></div><div class="faq_acc_wrapper"><div class="magic_line_tabs_filter_faq"><ul class="faq_tab_Wrapper magic_line_faq_menu" id="faq_pills-tab" role="tablist"><li class="nav-item" role="presentation"><button class="nav-link " id="faq_pills-fixed deposits" data-bs-toggle="pill" data-bs-target="#fixed deposits" type="button" role="tab" aria-controls="faq_pills-fixed deposits" aria-selected="false">Fixed Deposits</button></li><div class="magic-line_faq"></div></ul></div><div class="tab-content faq_Wrapper_tab_div" id="faq_pills-tabContent"><div class="tab-pane fade " id="faq_pills-fixed deposits" role="tabpanel" aria-labelledby="faq_pills-fixed deposits-tab"><div class="accordion" id="tab260F94E46CD44DCA9C78115B1E5378A4_acc"><div class="accordion-item faq_acc_item support_yellow_theme border_red"><h2 class="accordion-header" id="heading1_260F94E46CD44DCA9C78115B1E5378A4"><button class="accordion-button accordion-button-p " type="button" data-bs-toggle="collapse" data-bs-target="#collapse1_260F94E46CD44DCA9C78115B1E5378A4" aria-expanded="true" aria-controls="collapse1_260F94E46CD44DCA9C78115B1E5378A4">Are the deposits offered of ABCD ? <em class="faq_chev_down faq_chev_down_m"></em></button></h2><div id="collapse1_260F94E46CD44DCA9C78115B1E5378A4" class="accordion-collapse faq_acc_collapse collapse show" aria-labelledby="heading1_260F94E46CD44DCA9C78115B1E5378A4" data-bs-parent="#tab260F94E46CD44DCA9C78115B1E5378A4_acc"><div class="accordion-body"><p class="accordion-p">ABCD has strategically partnered with upswing to introduce an innovative feature within our app—offering a range of deposits from both leading banks and Non-Banking Financial Companies (NBFCs).</p></div></div></div><div class="accordion-item faq_acc_item support_green_theme "><h2 class="accordion-header" id="heading2_260F94E46CD44DCA9C78115B1E5378A4"><button class="accordion-button accordion-button-p collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse2_260F94E46CD44DCA9C78115B1E5378A4" aria-expanded="false" aria-controls="collapse2_260F94E46CD44DCA9C78115B1E5378A4">What is DICGC and which deposits are secured by them? <em class="faq_chev_down faq_chev_down_m"></em></button></h2><div id="collapse2_260F94E46CD44DCA9C78115B1E5378A4" class="accordion-collapse faq_acc_collapse collapse " aria-labelledby="heading2_260F94E46CD44DCA9C78115B1E5378A4" data-bs-parent="#tab260F94E46CD44DCA9C78115B1E5378A4_acc"><div class="accordion-body"><p class="accordion-p">Deposit Insurance and Credit Guarantee Corporation (DICGC) is a wholly-owned subsidiary of the Reserve Bank of India (RBI). It provides deposit insurance that works as a protection cover for bank deposit holders when the bank fails to pay its depositors. The agency insures all kinds of deposit accounts of a bank, such as savings, current, recurring, and fixed deposits up to a limit of Rs. 5 lakh per account holder per bank. All your FDs booked with a bank (and not NBFCs) will thus be insured upto INR 5 lakh.</p></div></div></div><div class="accordion-item faq_acc_item warm_yellow_theme "><h2 class="accordion-header" id="heading3_260F94E46CD44DCA9C78115B1E5378A4"><button class="accordion-button accordion-button-p collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse3_260F94E46CD44DCA9C78115B1E5378A4" aria-expanded="false" aria-controls="collapse3_260F94E46CD44DCA9C78115B1E5378A4">How is the interest rate determined ? <em class="faq_chev_down faq_chev_down_m"></em></button></h2><div id="collapse3_260F94E46CD44DCA9C78115B1E5378A4" class="accordion-collapse faq_acc_collapse collapse " aria-labelledby="heading3_260F94E46CD44DCA9C78115B1E5378A4" data-bs-parent="#tab260F94E46CD44DCA9C78115B1E5378A4_acc"><div class="accordion-body"><p class="accordion-p">The interest rate depends on your age, gender, period of deposit, type of fixed deposit scheme, the current repo rate, and the financial institution with whom you make the deposit. </p></div></div></div><div class="accordion-item faq_acc_item dark_green_theme "><h2 class="accordion-header" id="heading4_260F94E46CD44DCA9C78115B1E5378A4"><button class="accordion-button accordion-button-p collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse4_260F94E46CD44DCA9C78115B1E5378A4" aria-expanded="false" aria-controls="collapse4_260F94E46CD44DCA9C78115B1E5378A4">Is the interest income taxable ? <em class="faq_chev_down faq_chev_down_m"></em></button></h2><div id="collapse4_260F94E46CD44DCA9C78115B1E5378A4" class="accordion-collapse faq_acc_collapse collapse " aria-labelledby="heading4_260F94E46CD44DCA9C78115B1E5378A4" data-bs-parent="#tab260F94E46CD44DCA9C78115B1E5378A4_acc"><div class="accordion-body"><p class="accordion-p">If you are not a senior citizen, the interest earned from a fixed deposit scheme would be taxed in your hands at your income tax slab rates. Senior citizens, however, can enjoy tax-free interest income up to Rs.50,000 under Section 80TTB. </p></div></div></div><div class="accordion-item faq_acc_item support_yellow_theme "><h2 class="accordion-header" id="heading5_260F94E46CD44DCA9C78115B1E5378A4"><button class="accordion-button accordion-button-p collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapse5_260F94E46CD44DCA9C78115B1E5378A4" aria-expanded="false" aria-controls="collapse5_260F94E46CD44DCA9C78115B1E5378A4">How can I make premature withdrawals in fixed deposits ? <em class="faq_chev_down faq_chev_down_m"></em></button></h2><div id="collapse5_260F94E46CD44DCA9C78115B1E5378A4" class="accordion-collapse faq_acc_collapse collapse " aria-labelledby="heading5_260F94E46CD44DCA9C78115B1E5378A4" data-bs-parent="#tab260F94E46CD44DCA9C78115B1E5378A4_acc"><div class="accordion-body"><p class="accordion-p">You can make premature withdrawals through the ABCD app. The withdrawal, however, attracts a penalty which reduces your interest earnings.</p></div></div></div></div></div></div></div></section><section class="sns_card_section sec_padding_cm" id=""><div class="sns_card_inner"><div class="cus-container"><div class="sns_card_row"><div class="sns_card_col"><div class="card_info_div"><img class="sns-card-img" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/category/snsCardBg.png" width="100%" height="100%"/><div class="overlayContent_sns"><div class="snsOverlay_row"><div class="content_wrap_sm"><h2 class="card_tagsns"> Personal Loan </h2><div class="sns_card_heading">Instant funds with personal loans </div><ul class="cat_banner_ul"><li class="cat_banner_item"> <div class="iImage-ck"> <img class="iImg-ck--img" src="/data/media/img/category/banner-ticks.svg" width="100%" height="100%" alt="Life Insurance" /> </div> <div class="cat_item_span">Low rates, flexible repayment </div> </li> <li class="cat_banner_item"> <div class="iImage-ck"> <img class="iImg-ck--img" src="/data/media/img/category/banner-ticks.svg" width="100%" height="100%" alt="Life Insurance" /> </div> <div class="cat_item_span">Easy Online application </div> </li></ul><div class="sns_buttons_group"><a href="/abcd/personal-finance/personal-loan" class="get_started_sns">View Plans</a></div></div><div class="card_upImg"><img alt="" width="440" height="440" class="sns-cardUp-img" loading="lazy" src="https://abconeprod.azureedge.net/abcd/-/media/ABCD/data/media/img/Portfolio/Personal-Loan2x.ashx?h=440&iar=0&w=440&hash=6B0661B32B31A09124EAD3F128EE4F24"/></div></div></div></div></div><div class="sns_card_col"><div class="card_info_div"><img class="sns-card-img" src="https://abconeprod.azureedge.net/dist/ABCD/assets/images/category/snsCardBg.png" width="100%" height="100%"/><div class="overlayContent_sns"><div class="snsOverlay_row"><div class="content_wrap_sm"><h2 class="card_tagsns"> LI Savings Plans </h2><div class="sns_card_heading">Protect and save with life insurance</div><ul 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href="https://www.adityabirlacapital.com/abc-of-calculators/swp-calculator" target="">SWP Calculator</a></li></ul></div><div class="footer_acc_links"><span>LOANS</span><ul class="list-inline"><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/home-loan-emi-calculator" target="">Home Loan EMI Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/personal-loan-emi-calculator" target="">Personal Loan EMI Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/business-loan-emi-calculator" target="">Business Loan EMI Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/home-loan-eligibility-calculator" target="">Home Loan Eligibility Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/personal-loan-eligibility-calculator" target="">Personal Loan Eligibility Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/mortgage-calculator" target="">Mortgage Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/pmay-subsidy-calculator" target="">PMAY Calculator</a></li></ul></div><div class="footer_acc_links"><span>MONEY</span><ul class="list-inline"><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/income-tax-calculator" target="">Income Tax Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/fd-calculator" target="">FD Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/rd-calculator" target="">RD Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/gratuity-calculator-online" target="">Gratuity Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/gst-calculator" target="">GST Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/cagr-calculator" target="">CAGR Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/compound-interest-calculator" target="">Compound Interest Calculator</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-calculators/sukanya-samriddhi-yojana-calculator" target="">SSY Calculator</a></li></ul></div></div><div class="tab-pane fade " id="pills-footer6" role="tabpanel" aria-labelledby="pills-footer6-tab"><div class="footer_acc_links"><span></span><ul class="list-inline"><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abcd/check-free-credit-score" target="">Credit Track</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abcd/portfolio-tracker" target="">Portfolio Track</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abcd/health-track" target="">Health Track</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abcd/spend-track" target="">Spend Track</a></li></ul></div></div><div class="tab-pane fade " id="pills-footer7" role="tabpanel" aria-labelledby="pills-footer7-tab"><div class="footer_acc_links"><span><a href="https://www.adityabirlacapital.com/abcd/housing-finance/home-loan" target="">READ ABOUT MONEY</a></span><ul class="list-inline"><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/money/abc-of-retirement-planning" target="">ABC of Retirement Planning</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/money/abc-of-personal-money" target="">ABC of Personal Money</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/money/abc-of-taxes" target="">ABC of Taxes</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/money/govt-utility" target="">ABC of Govt Utility</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/money/themoneyproject" target="">TheMoneyProject</a></li></ul></div><div class="footer_acc_links"><span>READ ABOUT INSURANCE</span><ul class="list-inline"><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/protecting-solutions/life-insurance" target="">Life Insurance</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/protecting-solutions/health-insurance" target="">Health Insurance</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/protecting-solutions/motor-insurance" target="">Motor Insurance</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/protecting-solutions/travel-insurance" target="">Travel Insurance</a></li></ul></div><div class="footer_acc_links"><span>READ ABOUT INVESTING </span><ul class="list-inline"><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/investing-solutions/mutual-funds" target="">Mutual Funds</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/investing-solutions/pension-funds" target="">Pension Funds</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/investing-solutions/stocks-and-securities" target="">Stocks and Securities</a></li></ul></div><div class="footer_acc_links"><span>READ ABOUT FINANCING</span><ul class="list-inline"><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/financing-solutions/home-finance" target="">Home Finance</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/financing-solutions/personal-finance" target="">Personal Finance</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abc-of-money/financing-solutions/sme-finance" target="">SME Finance</a></li></ul></div></div><div class="tab-pane fade " id="pills-footer8" role="tabpanel" aria-labelledby="pills-footer8-tab"><div class="footer_acc_links"><span></span><ul class="list-inline"><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abcd/about-us" target="">About Us </a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abcd/terms-conditions" target="_blank">Terms and Condition</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abcd/privacy-policy" target="_blank">Privacy Policy</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abcd/app-help-support-faq" target="_blank">Help & Support FAQs</a></li><li class="list-inline-item"><a href="https://www.adityabirlacapital.com/abcd/device-os-threats-and-issues-faq" target="_blank">Device OS FAQ</a></li></ul></div></div></div></div><div class="mobile_accordion_Wrapper d-lg-none"><div class="footer_accordion accordion" id="mobile_footer_accordion"><div class="accordion-item footer_mobile_acc_item"><div class="accordion-header" id="mobile_footer_accordion_panels-headingTwo-0"><button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#mobile_footer_accordion_panels-collapseTwo-0" aria-expanded="true" aria-controls="mobile_footer_accordion_panels-collapseTwo-0">LOANS</button></div><div id="mobile_footer_accordion_panels-collapseTwo-0" class="accordion-collapse collapse" aria-labelledby="mobile_footer_accordion_panels-headingTwo-0" data-bs-parent="#mobile_footer_accordion"><div class="accordion-body"><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">HOUSING FINANCE</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/housing-finance/home-loan" target="_blank">Home Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/housing-finance/home-loan-balance-transfer" target="">Home Loan Balance Transfer</a></li><li><a href="https://www.adityabirlacapital.com/abcd/housing-finance/top-up-home-loan" target="">Home Loan Top Up</a></li><li><a href="https://www.adityabirlacapital.com/abcd/housing-finance/loan-against-property" target="">Loan Against Property</a></li><li><a href="https://www.adityabirlacapital.com/abcd/housing-finance/home-extension-loan" target="">Home Extension Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/housing-finance/home-renovation-loan" target="">Home Renovation Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/housing-finance/home-construction-loan" target="">Home Construction Loans</a></li><li><a href="https://www.adityabirlacapital.com/abcd/housing-finance/plot-and-home-construction-loan" target="">Plot And Construction Loan</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">PERSONAL FINANCE</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan" target="">Personal Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/flexi-loan" target="">Flexi Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/interest-rates" target="">Personal Loan Interest Rates</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/eligibility-criteria" target="">Personal Loan Eligibility</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/instant-personal-loan" target="">Instant Personal Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/short-term-personal-loan" target="">Short Term Personal Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/debt-consolidation-loan" target="">Debt Consolidation Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/education-loan" target="">Education Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/emergency-loan" target="">Emergency Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/wedding-loan" target="">Marriage Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/vacation-loan" target="">Travel Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/long-term-personal-loan" target="">Long Term Personal Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/loan-of-50000" target="">Loan Of ₹50,000</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/loan-of-1-lakh" target="">Loan of Rs. 1 Lakh</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/loan-of-5-lakh" target="">Loan of Rs. 5 Lakh</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/doctors-loan" target="">Doctors Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan/loan-for-self-employed" target="">Loan For Self-employed</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">BUSINESS LOAN</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/business-loan/secured-business-loan" target="">Secured Business Loan</a></li><li><a href="https://www.adityabirlacapital.com/abcd/business-loan/unsecured-business-loan" target="">Unsecured Business Loan</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">GOLD LOAN</span><ul><li><a href="/abcd/gold-loan" target="">Gold Loan</a></li></ul></div></div></div></div><div class="accordion-item footer_mobile_acc_item"><div class="accordion-header" id="mobile_footer_accordion_panels-headingTwo-1"><button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#mobile_footer_accordion_panels-collapseTwo-1" aria-expanded="true" aria-controls="mobile_footer_accordion_panels-collapseTwo-1">INVESTMENTS</button></div><div id="mobile_footer_accordion_panels-collapseTwo-1" class="accordion-collapse collapse" aria-labelledby="mobile_footer_accordion_panels-headingTwo-1" data-bs-parent="#mobile_footer_accordion"><div class="accordion-body"><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">MUTUAL FUNDS</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/debt-funds" target="">Debt Funds</a></li><li><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/equity-funds" target="">Equity Funds</a></li><li><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/hybrid-funds" target="">Hybrid Funds</a></li><li><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/etfs" target="">Exchange Traded Funds (ETFs)</a></li><li><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/fund-of-funds" target="">Fund Of Funds</a></li><li><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/index-funds" target="">Index Funds</a></li><li><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/solutions-oriented-retirement-fund" target="">Retirement Funds</a></li><li><a href="https://www.adityabirlacapital.com/abcd/mutual-funds/solutions-oriented-children-fund" target="">Children's Funds</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">STOCKS & SECURITIES</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/share-market" target="_blank">Share Market</a></li><li><a href="https://www.adityabirlacapital.com/abcd/share-market/sovereign-gold-bonds" target="">Sovereign Gold Bonds</a></li><li><a href="https://www.adityabirlacapital.com/abcd/share-market/margin-trading-facility" target="">Margin Trading Facility (MTF)</a></li><li><a href="https://www.adityabirlacapital.com/abcd/share-market/equity" target="">Equity Trading</a></li><li><a href="https://www.adityabirlacapital.com/abcd/share-market/open-demat-account" target="">Open Demat Account</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">FD & DIGITAL GOLD</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/fixed-deposit" target="">Fixed Deposit (FD)</a></li><li><a href="https://www.adityabirlacapital.com/abcd/digital-gold" target="">Digital Gold</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">TAX SOLUTIONS</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/tax-planning" target="">Tax Planning</a></li></ul></div></div></div></div><div class="accordion-item footer_mobile_acc_item"><div class="accordion-header" id="mobile_footer_accordion_panels-headingTwo-2"><button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#mobile_footer_accordion_panels-collapseTwo-2" aria-expanded="true" aria-controls="mobile_footer_accordion_panels-collapseTwo-2">INSURANCE</button></div><div id="mobile_footer_accordion_panels-collapseTwo-2" class="accordion-collapse collapse" aria-labelledby="mobile_footer_accordion_panels-headingTwo-2" data-bs-parent="#mobile_footer_accordion"><div class="accordion-body"><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">LIFE INSURANCE</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/life-insurance/term-insurance-plans" target="">Term Insurance</a></li><li><a href="https://www.adityabirlacapital.com/abcd/life-insurance/ulip-plans" target="">ULIP Plans</a></li><li><a href="https://www.adityabirlacapital.com/abcd/life-insurance/retirement-and-pension-plans" target="">Retirement Plans</a></li><li><a href="https://www.adityabirlacapital.com/abcd/life-insurance/savings-plans" target="">Savings Plans</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">HEALTH INSURANCE</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/health-insurance/health-and-wellness-plans" target="">Health & Wellness Plans</a></li><li><a href="https://www.adityabirlacapital.com/abcd/health-insurance/top-up-plans" target="">Super Top Up Plans</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">VEHICLE INSURANCE</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/motor-insurance/bike-insurance" target="">Bike Insurance</a></li><li><a href="https://www.adityabirlacapital.com/abcd/motor-insurance/car-insurance" target="">Car Insurance</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">POCKET INSURANCE</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/pocket-insurance/health/eye-insurance" target="">Eye Insurance</a></li><li><a href="https://www.adityabirlacapital.com/abcd/pocket-insurance/health/dental-insurance" target="">Dental Insurance</a></li><li><a href="https://www.adityabirlacapital.com/abcd/pocket-insurance/health/hospital-cash-insurance" target="">Hospicash insurance</a></li><li><a href="https://www.adityabirlacapital.com/abcd/pocket-insurance/health/mental-health-and-nutrition-insurance" target="">Mental Health & Nutrition Insurance</a></li><li><a href="https://www.adityabirlacapital.com/abcd/pocket-insurance/health/personal-accident-insurance" target="">Personal Accident Insurance</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">TRAVEL INSURANCE</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/travel-insurance" target="">Travel Insurance</a></li></ul></div></div></div></div><div class="accordion-item footer_mobile_acc_item"><div class="accordion-header" id="mobile_footer_accordion_panels-headingTwo-3"><button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#mobile_footer_accordion_panels-collapseTwo-3" aria-expanded="true" aria-controls="mobile_footer_accordion_panels-collapseTwo-3">PAYMENTS</button></div><div id="mobile_footer_accordion_panels-collapseTwo-3" class="accordion-collapse collapse" aria-labelledby="mobile_footer_accordion_panels-headingTwo-3" data-bs-parent="#mobile_footer_accordion"><div class="accordion-body"><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">PAYMENT FOR INDIVIDUALS</span><ul><li><a href="https://www.adityabirlacapital.com/abcd/pay-bills" target="">Pay Bills</a></li><li><a href="https://www.adityabirlacapital.com/abcd/pay-for-anything" target="">Pay for Anything</a></li><li><a href="https://www.adityabirlacapital.com/abcd/pay-to-anyone" target="">Pay Anyone</a></li><li><a href="https://www.adityabirlacapital.com/abcd/pay-on-call" target="">Pay on Call</a></li></ul></div></div></div></div><div class="accordion-item footer_mobile_acc_item"><div class="accordion-header" id="mobile_footer_accordion_panels-headingTwo-4"><button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#mobile_footer_accordion_panels-collapseTwo-4" aria-expanded="true" aria-controls="mobile_footer_accordion_panels-collapseTwo-4">CALCULATORS</button></div><div id="mobile_footer_accordion_panels-collapseTwo-4" class="accordion-collapse collapse" aria-labelledby="mobile_footer_accordion_panels-headingTwo-4" data-bs-parent="#mobile_footer_accordion"><div class="accordion-body"><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">INSURANCE</span><ul><li><a href="https://www.adityabirlacapital.com/abc-of-calculators/bmi-calculator" target="">BMI Calculator</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">INVESTMENT</span><ul><li><a href="https://www.adityabirlacapital.com/abc-of-calculators/sip-calculator" target="">SIP Calculator</a></li><li><a href="https://www.adityabirlacapital.com/abc-of-calculators/mutual-funds-lumpsum-calculator" target="">Mutual Fund Lumpsum Calculator</a></li><li><a href="https://www.adityabirlacapital.com/abc-of-calculators/nps-calculator" target="">NPS Calculator</a></li><li><a href="https://www.adityabirlacapital.com/abc-of-calculators/hra-calculator" target="">HRA Calculator</a></li><li><a href="https://www.adityabirlacapital.com/abc-of-calculators/ppf-calculator" target="">PPF Calculator</a></li><li><a href="https://www.adityabirlacapital.com/abc-of-calculators/swp-calculator" target="">SWP Calculator</a></li></ul></div><div class="mobile_url_acc_wrapper"><span class="mobile_accordion_url_head">LOANS</span><ul><li><a href="https://www.adityabirlacapital.com/abc-of-calculators/home-loan-emi-calculator" target="">Home Loan EMI Calculator</a></li><li><a href="https://www.adityabirlacapital.com/abc-of-calculators/personal-loan-emi-calculator" target="">Personal Loan EMI Calculator</a></li><li><a href="https://www.adityabirlacapital.com/abc-of-calculators/business-loan-emi-calculator" target="">Business Loan EMI Calculator</a></li><li><a href="https://www.adityabirlacapital.com/abc-of-calculators/home-loan-eligibility-calculator" target="">Home Loan Eligibility Calculator</a></li><li><a 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src=\"\u002Fdata\u002Fmedia\u002Fimg\u002Fcategory\u002Fbanner-ticks.svg\" width=\"100%\" height=\"100%\" alt=\"Life Insurance\" \u002F\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"cat_item_span\"\u003EMaximize your savings with fixed deposits\u003C\u002Fdiv\u003E\n \u003C\u002Fli\u003E\n \u003Cli class=\"cat_banner_item\"\u003E\n \u003Cdiv class=\"iImage-ck\"\u003E\n \u003Cimg class=\"iImg-ck--img\" src=\"\u002Fdata\u002Fmedia\u002Fimg\u002Fcategory\u002Fbanner-ticks.svg\" width=\"100%\" height=\"100%\" alt=\"Life Insurance\" \u002F\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv class=\"cat_item_span\"\u003EGuaranteed returns for peace of mind\u003C\u002Fdiv\u003E\n \u003C\u002Fli\u003E\n \u003Cli class=\"cat_banner_item\"\u003E\n \u003Cdiv class=\"iImage-ck\"\u003E\n \u003Cimg class=\"iImg-ck--img\" src=\"\u002Fdata\u002Fmedia\u002Fimg\u002Fcategory\u002Fbanner-ticks.svg\" width=\"100%\" height=\"100%\" alt=\"Life Insurance\" \u002F\u003E\n \u003C\u002Fdiv\u003E\n \u003Cdiv 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Duis aute\n irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla\n pariatur.\n \u003C\u002Fp\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n \u003C\u002Fdiv\u003E\n\n--\u003E"},"Riders":{"value":"\u003Cdiv class=\"accordion-item\"\u003E\n\u003Cdiv class=\"accordion-header\" id=\"footer_accordion_panels-headingTwo\"\u003E\n\u003Cbutton class=\"accordion-button collapsed\" type=\"button\" data-bs-toggle=\"collapse\" data-bs-target=\"#footer_accordion_panels-collapseTwo\" aria-expanded=\"false\" aria-controls=\"footer_accordion_panels-collapseTwo\"\u003E\nADITYA BIRLA CAPITAL DIGITAL LIMITED (ABCDL)\n\u003Cdiv class=\"smallText\"\u003ECIN- U64990MH2023PLC399485, IRDAI Registration Number - CA0871, AMFI Registration Number - ARN-270149\n\u003C\u002Fdiv\u003E\n\u003C\u002Fbutton\u003E\n\u003C\u002Fdiv\u003E\n\u003Cdiv id=\"footer_accordion_panels-collapseTwo\" class=\"accordion-collapse collapse\" aria-labelledby=\"footer_accordion_panels-headingTwo\"\u003E\n\u003Cdiv class=\"accordion-body\"\u003E\n\u003Cp\u003E\n\u003Cstrong\u003EADITYA BIRLA CAPITAL DIGITAL LIMITED (“ABCDL”)\u003C\u002Fstrong\u003E is a corporate agent of Aditya Birla Sun Life Insurance Company, Aditya Birla Health Insurance Company Limited, Acko General Insurance Limited, ICICI Lombard General Insurance Company Limited and Go Digit General Insurance Limited under IRDAI Registration No: CA0871 and does not underwrite the risk or act as an insurer.\n\u003Cbr\u002F\u003E\n\u003Cbr\u002F\u003E\n\u003Cstrong\u003ERegistered Address:\u003C\u002Fstrong\u003E Aditya Birla Capital Digital Limited, One World Center, Tower 1, Jupiter Mills Compound,841 Senapati Bapat Marg, Elphinstone Road Delisle Road, Mumbai Maharashtra 400013.\n\u003Cbr\u002F\u003E\n\u003Cbr\u002F\u003E\n\nParticipation by the ABCDL’s clients in the insurance products is purely on a voluntary basis.\n\u003Cbr\u002F\u003E\n\u003Cbr\u002F\u003E\n\nThe trade logo “Aditya Birla Capital” displayed above is owned by ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) and used by ADITYA BIRLA CAPITAL DIGITAL LIMITED under the license.\n\u003Cbr\u002F\u003E\n\u003Cbr\u002F\u003E\n\nThe policy is underwritten and provided by respective insurance companies.\n\u003Cbr\u002F\u003E\n\u003Cbr\u002F\u003E\n\nMutual fund investments are subject to market risks. 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our Mobile App"},"field({\"name\":\"stickyDownloadAppLogo\"})":{"__typename":"ImageField","src":"\u002F-\u002Fmedia\u002FABCD\u002Fdata\u002Fmedia\u002Fimg\u002Fabc_logo_red.ashx"}},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:7B1E844B3D66447590451AF5EE098156":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"7B1E844B3D66447590451AF5EE098156","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"Are the deposits offered of ABCD ?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"ABCD has strategically partnered with upswing to introduce an innovative feature within our app—offering a range of deposits from both leading banks and Non-Banking Financial Companies (NBFCs)."},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:3D948004589148B89C1B15A0078BA5FC":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"3D948004589148B89C1B15A0078BA5FC","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"What is DICGC and which deposits are secured by them?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"Deposit Insurance and Credit Guarantee Corporation (DICGC) is a wholly-owned subsidiary of the Reserve Bank of India (RBI). It provides deposit insurance that works as a protection cover for bank deposit holders when the bank fails to pay its depositors. The agency insures all kinds of deposit accounts of a bank, such as savings, current, recurring, and fixed deposits up to a limit of Rs. 5 lakh per account holder per bank. All your FDs booked with a bank (and not NBFCs) will thus be insured upto INR 5 lakh."},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:151C6E61F367473A8CB2161A342473F6":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"151C6E61F367473A8CB2161A342473F6","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"How is the interest rate determined ?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"The interest rate depends on your age, gender, period of deposit, type of fixed deposit scheme, the current repo rate, and the financial institution with whom you make the deposit. \n"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:0051598BE1E14620B9F577222371C01A":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"0051598BE1E14620B9F577222371C01A","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"Is the interest income taxable ?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"If you are not a senior citizen, the interest earned from a fixed deposit scheme would be taxed in your hands at your income tax slab rates. Senior citizens, however, can enjoy tax-free interest income up to Rs.50,000 under Section 80TTB.\n"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:0DD25DB5BB2D4AB487C6D97C3DBE224B":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"0DD25DB5BB2D4AB487C6D97C3DBE224B","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"How can I make premature withdrawals in fixed deposits ?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"You can make premature withdrawals through the ABCD app. The withdrawal, however, attracts a penalty which reduces your interest earnings."},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:1AF5397F8AD54FEF8D147C2EA436572A":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"1AF5397F8AD54FEF8D147C2EA436572A","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"What is the cumulative and non-cumulative fixed deposit scheme?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"A cumulative fixed deposit scheme is one which accumulates the interest earned till maturity. The interest earned is reinvested with the deposit for future interest earnings. On maturity, the total interest earned and the deposited amount are paid out in a lump sum.\n\u003Cbr \u002F\u003E\n\u003Cbr \u002F\u003E\nA non-cumulative fixed deposit scheme is one where the interest earned is paid out as regular income. You can choose the income payment frequency and the interest income is paid out in the chosen frequency. On maturity, the deposited amount is paid back. \n"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:07953A4E2E7C483596A5737AEFC7F408":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"07953A4E2E7C483596A5737AEFC7F408","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"Does the interest rate change over the deposit tenure?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"No, once fixed, the interest rate does not change over the deposit tenure.\n"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:71B35FAA5EE84AF0AC2E0C704B1FB9AF":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"71B35FAA5EE84AF0AC2E0C704B1FB9AF","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"Can minors invest in a fixed deposit scheme?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"Minors can invest in the fixed deposit scheme. However, in the case of minors, the parent or guardian can invest in the fixed deposit scheme on the minor’s behalf. \n"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:57BC1E476DA8424F939B241144A21ACC":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"57BC1E476DA8424F939B241144A21ACC","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"What are the benefits for senior citizens?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"Senior citizens enjoy a higher interest rate on their fixed deposits. Moreover, the interest earned is allowed as a tax-free income up to Rs.50,000 under Section 80TTB. \n"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:A0812435C2B24F7C88C92B0787001A97":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"A0812435C2B24F7C88C92B0787001A97","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"Can NRIs invest in fixed deposit schemes ?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"Yes, NRIs can also invest in fixed deposit schemes with an Indian financial institution. \n"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:86F88E667DF44B3F9F73A750F1E7BA8D":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"86F88E667DF44B3F9F73A750F1E7BA8D","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"Can depositors name a nominee ?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"Yes, fixed deposit holders can name a nominee of their choice."},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:D903D383E08440B1B48608E8F642AC7B":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"D903D383E08440B1B48608E8F642AC7B","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"Will depositors get back their money if the account is closed before maturity ?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"Yes, depositors will receive money upon premature closure of a fixed deposit. However, there could be specific penalties and interest rate deductions as per the rules of your bank\u002FNBFC."},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:D304FC01E36748A1B8383D95C44EB8CE":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"D304FC01E36748A1B8383D95C44EB8CE","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"How is the FD maturity amount calculated ?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"mv = (p X r X t) \u002F 100\n\u003Cbr \u002F\u003E\n\u003Cbr \u002F\u003E\nin which\n\u003Cbr \u002F\u003E\nmv = maturity value\n\u003Cbr \u002F\u003E\np = principal amount deposited\n\u003Cbr \u002F\u003E\nr = rate of interest\n\u003Cbr \u002F\u003E\nt = tenure of the FD"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:E943FDD6285D487691333225C495A5D2":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"E943FDD6285D487691333225C495A5D2","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"Can minors open a fixed deposit account?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"Yes, a minor can open a fixed deposit account through their legal guardian or parents.\n"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:00C7C28C9E7947218C0D281D68494C15":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"00C7C28C9E7947218C0D281D68494C15","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"How is the systematic deposit plan different from a fixed deposit?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"While a systematic deposit plan requires consistent, fixed amounts to be deposited in your FD over a period of time, a regular fixed deposit involves a lumpsum deposit. An SDP can be said to provide certain benefits of both FDs and SIPs (Systematic Investment Plans).\n"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:2405B31F1C7B4384862BD02255CA16A5":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"2405B31F1C7B4384862BD02255CA16A5","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"What is reinvestment or cumulative FD?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"In a cumulative FD, the interest earned in regular cycles of your tenure is reinvested and added to your principal. Thus, in the next cycle, you can earn through this escalated amount as well as additional interest.\n"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:84844A149F3248198B47EECD454F50DE":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"84844A149F3248198B47EECD454F50DE","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"What’s the difference between fixed deposit vs recurring deposit?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"A fixed deposit is a lumpsum investment that is held over a period of time of your choice, at the end of which maturity and withdrawal is possible. In a recurring deposit, you break your total investment down in equal parts and keep adding a part consistently at regular intervals till the end of the tenure. \n\u003Cbr \u002F\u003E\n\u003Cbr \u002F\u003E\nFor example, you can invest ₹10,000 at once in an FD, or invest ₹1000 every month over a period of 10 months in an RD. \n"},"field({\"name\":\"CssClassName\"})":null},"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:07BA5F0E96CC4A4DA8967A0252531769":{"__typename":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5","id":"07BA5F0E96CC4A4DA8967A0252531769","field({\"name\":\"Heading\"})":{"__typename":"TextField","value":"Is submitting a PAN required in order to open a fixed deposit?"},"field({\"name\":\"Subheading\"})":{"__typename":"TextField","value":""},"field({\"name\":\"Description\"})":{"__typename":"TextField","value":"Yes, your PAN card is a necessary part of the KYC documents required for opening a fixed deposit. \n"},"field({\"name\":\"CssClassName\"})":null},"Tabs_d89dcb8bccfc5eee85d92792a1fa69aa:260F94E46CD44DCA9C78115B1E5378A4":{"__typename":"Tabs_d89dcb8bccfc5eee85d92792a1fa69aa","id":"260F94E46CD44DCA9C78115B1E5378A4","field({\"name\":\"MenuTitle\"})":{"__typename":"TextField","value":"Fixed Deposits"},"field({\"name\":\"MenuLink\"})":{"__typename":"LinkField","url":"http:\u002F\u002Fjavascript:void(0);","linkType":"external","className":""},"field({\"name\":\"CssClassName\"})":{"__typename":"TextField","value":""},"children({\"includeTemplateIDs\":[\"{F87F1103-1641-5E17-AC5D-683FA797C5E5}\"]})":[{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:7B1E844B3D66447590451AF5EE098156"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:3D948004589148B89C1B15A0078BA5FC"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:151C6E61F367473A8CB2161A342473F6"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:0051598BE1E14620B9F577222371C01A"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:0DD25DB5BB2D4AB487C6D97C3DBE224B"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:1AF5397F8AD54FEF8D147C2EA436572A"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:07953A4E2E7C483596A5737AEFC7F408"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:71B35FAA5EE84AF0AC2E0C704B1FB9AF"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:57BC1E476DA8424F939B241144A21ACC"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:A0812435C2B24F7C88C92B0787001A97"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:86F88E667DF44B3F9F73A750F1E7BA8D"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:D903D383E08440B1B48608E8F642AC7B"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:D304FC01E36748A1B8383D95C44EB8CE"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:E943FDD6285D487691333225C495A5D2"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:00C7C28C9E7947218C0D281D68494C15"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:2405B31F1C7B4384862BD02255CA16A5"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:84844A149F3248198B47EECD454F50DE"},{"__ref":"GetInsuredStep_f87f110316415e17ac5d683fa797c5e5:07BA5F0E96CC4A4DA8967A0252531769"}]}}}</script><script src="https://abconeprod.azureedge.net/dist/ABCD/assets/js/bootstrap.min.js"></script><script id="swiper-include" src="https://abconeprod.azureedge.net/dist/ABCD/assets/js/swiper-bundle.min.js"></script><script src="https://abconeprod.azureedge.net/dist/ABCD/assets/js/aos.js"></script><script src="https://abconeprod.azureedge.net/dist/ABCD/assets/js/chartjs.js"></script><script id="nouislider-include" src="https://cdnjs.cloudflare.com/ajax/libs/noUiSlider/15.7.1/nouislider.min.js" defer="defer"></script><script src="https://code.jquery.com/jquery-3.6.0.min.js" defer="defer"></script><script src="https://abconeprod.azureedge.net/dist/ABCD/assets/js/ga4.js" defer="defer"></script><script src="https://abconeprod.azureedge.net/dist/ABCD/assets/js/clevertapGA4.js" defer="defer"></script></body></html>