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mt-[56px] text-claim-fluid text-primary-claim bg-primary-white" data-v-19f07838> Easy answers about life in Switzerland </div></div> <link itemprop="logo" href="/_nuxt/img/logo.829f25f.svg" data-v-19f07838></header> <div role="complementary" class="sr-only"><h1>Welcome on ch.ch - the platform about life in Switzerland</h1></div> <div id="navigation" class="relative h-full overflow-auto !lg:hidden"><div data-simplebar-auto-hide="false" class="relative h-full"><div class="simplebar-wrapper"><div class="simplebar-height-auto-observer-wrapper"><div class="simplebar-height-auto-observer"></div></div> <div class="simplebar-mask"><div class="simplebar-offset"><div class="simplebar-content-wrapper"><div class="simplebar-content"><nav role="navigation" aria-label="Desktop navigation" class="flex-1 overflow-y-auto px-11"><ul class="pb-12"><li class="mt-4 text-primary-blue first:mt-0"><div fragment="512bf3f8b3"><a fragment="512bf3f8b3" href="/en/up-to-date/" target="_self" class="leading-tight 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data-v-89a2a4b4><div class="hidden before:hidden slick-arrow slick-prev slick-disabled" data-v-21137603 data-v-89a2a4b4 data-v-3d1a4f76></div><div class="slick-list" data-v-3d1a4f76><div class="slick-track" style="width:600%;left:0" data-v-e4caeaf8 data-v-3d1a4f76><div tabindex="-1" data-index="0" aria-hidden="false" class="slick-slide slick-active slick-current" style="outline:0;width:16.666666666666668%" data-v-e4caeaf8><div data-v-e4caeaf8><div data-key="doc-1ibc7hvv80" tabindex="-1" class="px-4 pb-4 text-left lg:h-[65vh] md:px-12 md:pb-14 carousel-entry" style="width:100%;display:inline-block" data-v-e4caeaf8 data-v-89a2a4b4><div fragment="db63c4c171" data-fetch-key="data-v-2e508ea7:0" data-v-2e508ea7 data-v-89a2a4b4><div fragment="db63c4c171" data-v-2e508ea7> <div data-fetch-key="ImageBlock:0" class="flex" data-v-2e508ea7> <figure class="flex flex-col mx-auto"><picture class="cursor-pointer"><img src="https://livingdocs-ch-ch-prod.imgix.net/2024/10/29/e2a55f96-5003-4b1d-98e3-c6d0b979017d.png?auto=format" alt="" class="w-full w-auto m-auto mb-4 max-h-[20vh]" style="max-width:100%"></picture> </figure> </div></div><div fragment="db63c4c171" data-v-2e508ea7><div href="" data-v-2e508ea7><h2 class="mb-4 text-navigation-fluid" data-v-2e508ea7>Happy birthday ch.ch</h2></div> </div> <div fragment="db63c4c171" class="h-full lg:overflow-hidden" data-v-2e508ea7><div class="v-popover" data-v-2e508ea7><div class="trigger" style="display:inline-block"><p tabindex="0" data-fetch-key="TextBlock:0" class="mb-4 carousel-lead" data-v-2e508ea7><a target="_blank" href="https://www.admin.ch/gov/en/start/documentation/media-releases.msg-id-102945.html">ch.ch is 20</a>! Thank you for your loyalty and your contributions to the success of our information portal!</p> </div> <div id="popover_qmnxrar3vz" aria-hidden="true" tabindex="0" class="tooltip popover vue-popover-theme" style="visibility:hidden"><div class="wrapper"><div class="popover-inner tooltip-inner popover-inner-small" style="position:relative"><div><span class="break-words" data-v-2e508ea7><a target="_blank" href="https://www.admin.ch/gov/en/start/documentation/media-releases.msg-id-102945.html">ch.ch is 20</a>! Thank you for your loyalty and your contributions to the success of our information portal!</span></div> <div tabindex="-1" class="resize-observer" data-v-8859cc6c></div></div> <div class="tooltip-arrow popover-arrow"></div></div></div></div></div> </div></div></div></div><div tabindex="-1" data-index="1" aria-hidden="true" class="slick-slide" style="outline:0;width:16.666666666666668%" data-v-e4caeaf8><div data-v-e4caeaf8><div data-key="doc-1i8f6v7220" tabindex="-1" class="px-4 pb-4 text-left lg:h-[65vh] md:px-12 md:pb-14 carousel-entry" style="width:100%;display:inline-block" data-v-e4caeaf8 data-v-89a2a4b4><div fragment="fc32f6e3b0" data-fetch-key="data-v-2e508ea7:1" data-v-2e508ea7 data-v-89a2a4b4><div fragment="fc32f6e3b0" data-v-2e508ea7> <div data-fetch-key="ImageBlock:1" class="flex flex-col items-center px-10" data-v-2e508ea7> <figure class="flex flex-col mx-auto"><picture class="cursor-pointer"><img src="https://livingdocs-ch-ch-prod.imgix.net/2024/09/24/0d72be8f-e40f-4dd2-aeed-3a2539a5ec7b.png?auto=format" alt="Krankenkasse" class="w-full w-auto m-auto mb-4 max-h-[20vh] m-auto" style="max-width:1283px"></picture> </figure> </div></div><div fragment="fc32f6e3b0" data-v-2e508ea7><div href="" data-v-2e508ea7><h2 class="mb-4 text-navigation-fluid" data-v-2e508ea7>Health insurance premiums</h2></div> </div> <div fragment="fc32f6e3b0" class="h-full lg:overflow-hidden" data-v-2e508ea7><div class="v-popover" data-v-2e508ea7><div class="trigger" style="display:inline-block"><p tabindex="0" data-fetch-key="TextBlock:1" class="mb-4 carousel-lead" data-v-2e508ea7>Health insurance premiums are set to rise again in 2025. ch.ch explains how you can save money on your premiums or obtain a <a target="_blank" data-li-document-ref="6674" href="https://www.ch.ch/en/insurance/health-insurance/health-insurance-costs">premium reduction</a>. You can also find out what you have to do to modify your insurance model or <a target="_blank" data-li-document-ref="6867" href="https://www.ch.ch/en/insurance/health-insurance/health-insurance:-taking-out--changing--cancelling">change your basic insurance provider</a>.</p> </div> <div id="popover_6ehaznkvnc" aria-hidden="true" tabindex="0" class="tooltip popover vue-popover-theme" style="visibility:hidden"><div class="wrapper"><div class="popover-inner tooltip-inner popover-inner-small" style="position:relative"><div><span class="break-words" data-v-2e508ea7>Health insurance premiums are set to rise again in 2025. ch.ch explains how you can save money on your premiums or obtain a <a target="_blank" data-li-document-ref="6674" href="https://ch.ch/6674">premium reduction</a>. You can also find out what you have to do to modify your insurance model or <a target="_blank" data-li-document-ref="6867" href="https://ch.ch/6867">change your basic insurance provider</a>.</span></div> <div tabindex="-1" class="resize-observer" data-v-8859cc6c></div></div> <div class="tooltip-arrow popover-arrow"></div></div></div></div></div> </div></div></div></div><div tabindex="-1" data-index="2" aria-hidden="true" class="slick-slide" style="outline:0;width:16.666666666666668%" data-v-e4caeaf8><div data-v-e4caeaf8><div data-key="doc-1i7dticfn0" tabindex="-1" class="px-4 pb-4 text-left lg:h-[65vh] md:px-12 md:pb-14 carousel-entry" style="width:100%;display:inline-block" data-v-e4caeaf8 data-v-89a2a4b4><div fragment="103a5dea450" data-fetch-key="data-v-2e508ea7:2" data-v-2e508ea7 data-v-89a2a4b4><div fragment="103a5dea450" data-v-2e508ea7> <div data-fetch-key="ImageBlock:2" class="flex flex-col items-center px-10" data-v-2e508ea7> <figure class="flex flex-col mx-auto"><picture class="cursor-pointer"><img src="https://livingdocs-ch-ch-prod.imgix.net/2024/09/17/66b04355-f8bc-41ad-8722-6b29a9a0e13b.png?auto=format" alt="Abstimmung ICON" class="w-full w-auto m-auto mb-4 max-h-[20vh] m-auto" style="max-width:1283px"></picture> </figure> </div></div><div fragment="103a5dea450" data-v-2e508ea7><div href="" data-v-2e508ea7><h2 class="mb-4 text-navigation-fluid" data-v-2e508ea7>Popular vote on 24 November 2024</h2></div> </div> <div fragment="103a5dea450" class="h-full lg:overflow-hidden" data-v-2e508ea7><div class="v-popover" data-v-2e508ea7><div class="trigger" style="display:inline-block"><p tabindex="0" data-fetch-key="TextBlock:2" class="mb-4 carousel-lead" data-v-2e508ea7>On 24 November 2024 the Swiss decided on a variety of issues. <a target="_blank" data-li-document-ref="10292" href="https://www.ch.ch/en/popular-vote-on-24-november-2024">Here</a> you will find a brief overview of the most important details and useful links to further information. From noon on 24.11, you will also find the results.</p> </div> <div id="popover_dr1y2n7zdu" aria-hidden="true" tabindex="0" class="tooltip popover vue-popover-theme" style="visibility:hidden"><div class="wrapper"><div class="popover-inner tooltip-inner popover-inner-small" style="position:relative"><div><span class="break-words" data-v-2e508ea7>On 24 November 2024 the Swiss decided on a variety of issues. <a target="_blank" data-li-document-ref="10292" href="https://ch.ch/10292">Here</a> you will find a brief overview of the most important details and useful links to further information. From noon on 24.11, you will also find the results.</span></div> <div tabindex="-1" class="resize-observer" data-v-8859cc6c></div></div> <div class="tooltip-arrow popover-arrow"></div></div></div></div></div> </div></div></div></div><div tabindex="-1" data-index="3" aria-hidden="true" class="slick-slide" style="outline:0;width:16.666666666666668%" data-v-e4caeaf8><div data-v-e4caeaf8><div data-key="doc-1gf15s3lm0" tabindex="-1" class="px-4 pb-4 text-left lg:h-[65vh] md:px-12 md:pb-14 carousel-entry" style="width:100%;display:inline-block" data-v-e4caeaf8 data-v-89a2a4b4><div fragment="5276c617e6" data-fetch-key="data-v-2e508ea7:3" data-v-2e508ea7 data-v-89a2a4b4><div fragment="5276c617e6" data-v-2e508ea7> <div data-fetch-key="ImageBlock:3" class="flex flex-col items-center px-10" data-v-2e508ea7> <figure class="flex flex-col mx-auto"><picture class="cursor-pointer"><img src="https://livingdocs-ch-ch-prod.imgix.net/2024/11/26/8b7b449d-b551-4ebe-8aad-16d087becbff.png?auto=format" alt="Eine Spritze und ein Fläschchen symbolisieren die Impfung" class="w-full w-auto m-auto mb-4 max-h-[20vh] m-auto" style="max-width:1283px"></picture> </figure> </div></div><div fragment="5276c617e6" data-v-2e508ea7><div href="" data-v-2e508ea7><h2 class="mb-4 text-navigation-fluid" data-v-2e508ea7>Flu vaccination</h2></div> </div> <div fragment="5276c617e6" class="h-full lg:overflow-hidden" data-v-2e508ea7><div class="v-popover" data-v-2e508ea7><div class="trigger" style="display:inline-block"><p tabindex="0" data-fetch-key="TextBlock:3" class="mb-4 carousel-lead" data-v-2e508ea7>It’s flu season – thinking about getting <a href="https://www.ch.ch/en/health/vaccinations">vaccinated</a>? ch.ch offers useful information on the topic.</p> </div> <div id="popover_v3cihb91s1" aria-hidden="true" tabindex="0" class="tooltip popover vue-popover-theme" style="visibility:hidden"><div class="wrapper"><div class="popover-inner tooltip-inner popover-inner-small" style="position:relative"><div><span class="break-words" data-v-2e508ea7>It’s flu season – thinking about getting <a href="https://www.ch.ch/en/health/vaccinations">vaccinated</a>? ch.ch offers useful information on the topic.</span></div> <div tabindex="-1" class="resize-observer" data-v-8859cc6c></div></div> <div class="tooltip-arrow popover-arrow"></div></div></div></div></div> </div></div></div></div><div tabindex="-1" data-index="4" aria-hidden="true" class="slick-slide" style="outline:0;width:16.666666666666668%" data-v-e4caeaf8><div data-v-e4caeaf8><div data-key="doc-1gkvcts5n0" tabindex="-1" class="px-4 pb-4 text-left lg:h-[65vh] md:px-12 md:pb-14 carousel-entry" style="width:100%;display:inline-block" data-v-e4caeaf8 data-v-89a2a4b4><div fragment="1921e49a3f5" data-fetch-key="data-v-2e508ea7:4" data-v-2e508ea7 data-v-89a2a4b4><div fragment="1921e49a3f5" data-v-2e508ea7> <div data-fetch-key="ImageBlock:4" class="flex flex-col items-center px-10" data-v-2e508ea7> <figure class="flex flex-col mx-auto"><picture class="cursor-pointer"><img src="https://livingdocs-ch-ch-prod.imgix.net/2024/09/17/a879d80c-c72f-468c-8595-2f47ca1cb43c.png?auto=format" alt="Hypothekarzins" class="w-full w-auto m-auto mb-4 max-h-[20vh] m-auto" style="max-width:1283px"></picture> </figure> </div></div><div fragment="1921e49a3f5" data-v-2e508ea7><div href="" data-v-2e508ea7><h2 class="mb-4 text-navigation-fluid" data-v-2e508ea7>Rent trends</h2></div> </div> <div fragment="1921e49a3f5" class="h-full lg:overflow-hidden" data-v-2e508ea7><div class="v-popover" data-v-2e508ea7><div class="trigger" style="display:inline-block"><p tabindex="0" data-fetch-key="TextBlock:4" class="mb-4 carousel-lead" data-v-2e508ea7>For the moment, Swiss tenants don’t need to worry about a general increase in rents. The benchmark mortgage rate remains at 1.75% – at least until the start of December 2024. ch.ch tells you everything you need to know about <a href="https://www.ch.ch/en/housing/rent/noise--damage-and-rent">tenants’ rights and obligations</a>.</p> </div> <div id="popover_fidh7b0sdz" aria-hidden="true" tabindex="0" class="tooltip popover vue-popover-theme" style="visibility:hidden"><div class="wrapper"><div class="popover-inner tooltip-inner popover-inner-small" style="position:relative"><div><span class="break-words" data-v-2e508ea7>For the moment, Swiss tenants don’t need to worry about a general increase in rents. The benchmark mortgage rate remains at 1.75% – at least until the start of December 2024. ch.ch tells you everything you need to know about <a href="https://www.ch.ch/en/housing/rent/noise--damage-and-rent">tenants’ rights and obligations</a>.</span></div> <div tabindex="-1" class="resize-observer" data-v-8859cc6c></div></div> <div class="tooltip-arrow popover-arrow"></div></div></div></div></div> </div></div></div></div><div tabindex="-1" data-index="5" aria-hidden="true" class="slick-slide" style="outline:0;width:16.666666666666668%" data-v-e4caeaf8><div data-v-e4caeaf8><div data-key="doc-1h8u6um850" tabindex="-1" class="px-4 pb-4 text-left lg:h-[65vh] md:px-12 md:pb-14 carousel-entry" style="width:100%;display:inline-block" data-v-e4caeaf8 data-v-89a2a4b4><div fragment="149380734e" data-fetch-key="data-v-2e508ea7:5" data-v-2e508ea7 data-v-89a2a4b4><div fragment="149380734e" data-v-2e508ea7><div href="" data-v-2e508ea7><h2 class="mb-4 text-navigation-fluid" data-v-2e508ea7>ch.ch</h2></div> </div> <div fragment="149380734e" class="h-full lg:overflow-hidden" data-v-2e508ea7><div class="v-popover" data-v-2e508ea7><div class="trigger" style="display:inline-block"><p tabindex="0" data-fetch-key="TextBlock:5" class="mb-4 carousel-lead" data-v-2e508ea7>Over 2100 communes <br>26 cantons<br>1 Confederation<br>15 areas of daily life <br>1 portal <br><a href="https://www.ch.ch/en/about-us">ch.ch is the information portal of the Swiss authorities</a>. 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