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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/SchuldnerAtlas_Deutschland/2024-schuldneratlas-284x199.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="19. November 2024"> 19. November 2024 </time></span><a title="SchuldnerAtlas Deutschland 2024 - Angst-Sparen senkt Überschuldung" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/schuldneratlas-deutschland-2024"><h3 class="title">SchuldnerAtlas Deutschland 2024 - Angst-Sparen senkt Überschuldung</h3></a><span><p>5,56 Millionen Bürger überschuldet / Überschuldungsquote von 8,09 Prozent / Konsumzurückhaltung verhindert Anstieg / Arbeitsplätze in Gefahr</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-herbst-2024'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Mittelstand/284x199-wi-fi-mittelstand-herbst-2024-v1.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/0/b/csm_284x199-wi-fi-mittelstand-herbst-2024-v1_40b69c20e3.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Mittelstand/284x199-wi-fi-mittelstand-herbst-2024-v1.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Mittelstand/284x199-wi-fi-mittelstand-herbst-2024-v1.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="30. September 2024"> 30. September 2024 </time></span><a title="Wirtschaftslage und Finanzierung im Mittelstand, Herbst 2024" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-herbst-2024"><h3 class="title">Wirtschaftslage und Finanzierung im Mittelstand, Herbst 2024</h3></a><span><p>Die wirtschaftliche Lage des Mittelstandes bleibt auch im Herbst 2024 und somit das zweite Jahr in Folge angespannt. Eine geringe…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/frauen-im-mittelstand-gruenderszene-wird-weiblicher-und-juenger'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Frauenquote/284x199-frauenquote-2024.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/9/8/csm_284x199-frauenquote-2024_736e93f638.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Frauenquote/284x199-frauenquote-2024.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Frauenquote/284x199-frauenquote-2024.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="12. September 2024"> 12. September 2024 </time></span><a title="Frauen im Mittelstand - Gründerszene wird weiblicher und jünger" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/frauen-im-mittelstand-gruenderszene-wird-weiblicher-und-juenger"><h3 class="title">Frauen im Mittelstand - Gründerszene wird weiblicher und jünger</h3></a><span><p>In den Führungsetagen mittelständischer Unternehmen gibt es wieder mehr Frauen. Vor allem die Startup- und Gründerszene ist weiblicher und auch jünger…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-sommer-2024'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-zahlungsindikator-v1.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/4/5/csm_284x199-zahlungsindikator-v1_0336b28334.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-zahlungsindikator-v1.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-zahlungsindikator-v1.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="01. August 2024"> 01. August 2024 </time></span><a title="Creditreform Zahlungsindikator Deutschland - Sommer 2024" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-sommer-2024"><h3 class="title">Creditreform Zahlungsindikator Deutschland - Sommer 2024</h3></a><span><p>Im ersten Halbjahr 2024 sank der Zahlungsverzug auf zuletzt 8,80 Tage. Doch der schöne statistische Schein trügt leider: Kreditgeber und Lieferanten…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2024'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Deutschland/284x199-insolvenzen-de-2024.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/9/b/csm_284x199-insolvenzen-de-2024_3b1e67f29c.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Deutschland/284x199-insolvenzen-de-2024.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Deutschland/284x199-insolvenzen-de-2024.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="24. Juni 2024"> 24. Juni 2024 </time></span><a title="Insolvenzen in Deutschland, 1. Halbjahr 2024" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2024"><h3 class="title">Insolvenzen in Deutschland, 1. Halbjahr 2024</h3></a><span><p>Im 1. Halbjahr 2024 registrierte Creditreform 11.000 Unternehmensinsolvenzen. Das ist ein Anstieg um fast 30 Prozent gegenüber dem Vorjahreszeitraum…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/leises-industriesterben-unternehmensschliessungen-nehmen-zu'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Unternehmensschlie%C3%9Fungen/284x199-unternehmensschliessungen.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/5/e/csm_284x199-unternehmensschliessungen_29ed2f1f19.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Unternehmensschlie%C3%9Fungen/284x199-unternehmensschliessungen.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Unternehmensschlie%C3%9Fungen/284x199-unternehmensschliessungen.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="28. Mai 2024"> 28. Mai 2024 </time></span><a title="„Leises“ Industriesterben: Unternehmensschließungen nehmen zu" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/leises-industriesterben-unternehmensschliessungen-nehmen-zu"><h3 class="title">„Leises“ Industriesterben: Unternehmensschließungen nehmen zu</h3></a><span><p>Alleine 2023 sind 176.000 Unternehmen geschlossen worden. Insbesondere der Maschinenraum Deutschlands – die Industrie und die Bauwirtschaft – ist…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/zahlungsmoral-verbessert-ausgaben-zurueckgefahren'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-Zahlungsverhalten.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/e/b/csm_284x199-Zahlungsverhalten_e5f3370b25.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-Zahlungsverhalten.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-Zahlungsverhalten.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="23. Mai 2024"> 23. Mai 2024 </time></span><a title="Zahlungsmoral verbessert, Ausgaben zurückgefahren" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/zahlungsmoral-verbessert-ausgaben-zurueckgefahren"><h3 class="title">Zahlungsmoral verbessert, Ausgaben zurückgefahren</h3></a><span><p>Die deutschen Unternehmen haben im ersten Quartal 2024 wieder pünktlicher gezahlt als im Vorjahreszeitraum. Trotz wirtschaftspolitischer Unsicherheit…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2023'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Europa/284x199-insolvenzen-europa-2023.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/5/b/csm_284x199-insolvenzen-europa-2023_485898e5de.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Europa/284x199-insolvenzen-europa-2023.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Europa/284x199-insolvenzen-europa-2023.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="14. Mai 2024"> 14. Mai 2024 </time></span><a title="Unternehmensinsolvenzen in Europa, Jahr 2023" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2023"><h3 class="title">Unternehmensinsolvenzen in Europa, Jahr 2023</h3></a><span><p>Nachdem die Insolvenzzahlen in jüngster Vergangenheit wieder deutlich anzogen, ist der aktuelle Wert nun der höchste seit dem Jahr 2016. Doch…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-fruehjahr-2024'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Mittelstand/284x199-studie-mittelstand-fj2024.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/8/5/csm_284x199-studie-mittelstand-fj2024_aa37e1e2f3.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Mittelstand/284x199-studie-mittelstand-fj2024.jpg"/><img 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DO+w02+5oDEZCQhEedEAQ2kDAAzgJwPY1zCKFAKGFDI+tYsrCGQQQaWvHyzCKq11Am36Wucb/ozVrDTWd6Yb7peYCvdOfUg/VKqdYOvJGnFNxdbsrTCJCE3iOoPso7DzSn1JT+YjA7muQVwIyjnyUBXukbT/mK3Id1vdrIVbL3c44HGxMlRT/pORS1/DJW7tIK3sz43bEUu9cMXCAFMvNvxJCPS60oLQ4gjsRwQQexrQSmZa1BLSBIg5P2IGXUA9mzxuA67T6uuCeK4/wBCeMmq9GTh5imLnaFKy7AWyhkfUoUhI2q/Yj6V1f4fa9074gWtT9hlBTyUj4iC/hL7JP8AUnuPZQyPrWMh0R0uCvpsvmad+qksSQzLjh6MsONEkZxjBHUEdQfoazge1a7kNrznJKCWHSAHXEHG5IOfV9eOvXrTFOu8q5KMeybm2T96WR1H5fp9f/tcGvRWM1V5lu3e9tQlmPFSJM08BCeUo/xH/itGDanZD5mXVzznzzhX3UD/AIFerJYv5YBslvPZXuUZAC14wcgKxk5OOuTx1rNdGFXVarYhKzFBBlqQSNw6hoEHI7E4/T3qKHVAJI5JYiDcZIklJENk4jpIxuPdZ/Xt9KpH+Ky8gu6c082vp5l0fQR+rTJz+7x/ar8iwG4pbDKpHoBSlLjylj1Y49WT245rjjxfvX8/8T9RS0KUqOw/8AxlWQEMDYSD7FYWr9624MYfMOg3WbKkLYjaiIFFFFejSNFJRRQhFFFFQpRRRRQhFKKSipUJaKB0ooQsLzCVg8Vqwlz7Rc2bhZ5T8OeyctvsKKVD6fUe4PBpwoqiXGZKKcro5nR7hSfXHizrDV9gjWe6S24kVLZRJ+DBQqYc9XDngYwNo4POewDJo/XOsNIFAsF6kJiowPhXz5zJA7bVdB+hFNrwHsKGwKxewRe6tPtknNXQj+JG8OabmMPWBiNfi3sjzWV5ZSs8FZbVzkDJA5BOM8VUNou15grLkK93eMtSi4pbU1xJUonJUecEkkk8dTWEgEHIoR0qyLAijNEX81zJmSPG23yU4tnizr63EeVqh+QgfJMjtvf74BqDMo8tsJKio91HqT1JP717orVHjxxElgpZ3zvkFONopKU0lXKpFFFFQgIooooUr//Z" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Mittelstand/284x199-studie-mittelstand-fj2024.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="23. April 2024"> 23. April 2024 </time></span><a title="Wirtschaftslage und Finanzierung im Mittelstand, Frühjahr 2024" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-fruehjahr-2024"><h3 class="title">Wirtschaftslage und Finanzierung im Mittelstand, Frühjahr 2024</h3></a><span><p>Die Stimmungslage der mittelständischen Wirtschaft hat sich im Frühjahr 2024 nochmal weiter verschlechtert. Das zeigt die aktuelle Untersuchung der…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/krisenauswirkungen-in-der-gastronomie-48000-schliessungen-seit-2020'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Beitr%C3%A4ge_zur_Wirtschaftsforschung/gastronomie.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/f/3/csm_gastronomie_75721812db.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Beitr%C3%A4ge_zur_Wirtschaftsforschung/gastronomie.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Beitr%C3%A4ge_zur_Wirtschaftsforschung/gastronomie.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="14. März 2024"> 14. März 2024 </time></span><a title="Krisenauswirkungen in der Gastronomie: 48.000 Schließungen seit 2020" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/krisenauswirkungen-in-der-gastronomie-48000-schliessungen-seit-2020"><h3 class="title">Krisenauswirkungen in der Gastronomie: 48.000 Schließungen seit 2020</h3></a><span><p>In den Jahren 2020 bis 2023 haben in der Gastronomie bundesweit rund 48.000 Betriebe geschlossen. Für 6.100 Betriebe kam in dieser Zeit das Aus durch…</p></span></div></div></div><div class="pagination pt-4 mb-7"><div class="nav-links"><span class="page-numbers current">1</span><a href="/aktuelles-wissen/wirtschaftsforschung/npage/2" class="page-numbers">2</a><a href="/aktuelles-wissen/wirtschaftsforschung/npage/3" class="page-numbers">3</a><span class="page-numbers">...</span><a href="/aktuelles-wissen/wirtschaftsforschung/npage/10" class="page-numbers">10</a><a href="/aktuelles-wissen/wirtschaftsforschung/npage/2" title="" class="next page-numbers"><span class="far fa-long-arrow-right"></span></a></div></div><div class="news-clear"></div></div></div></div><div class="col-12 col-lg-4"></div></div></div></div></div></li><li class=""><a href="#" class="openerA">SchuldnerAtlas Deutschland</a><div class="slideA js-acc-hidden"><div id="c9199" class="cid9199" ><div class="ce-textpic ce-center ce-above"><div class="ce-bodytext"><h3>Jährliche Analyse zur Überschuldung von Privatpersonen in Deutschland</h3><p>Die Analyse untersucht, wie sich die Personen mit Negativmerkmalen innerhalb Deutschlands kleinräumig verteilen und wird jährlich von Creditreform sowie unseren <a href="/creditreform/wir-ueber-uns/creditreform-ag">Tochterfirmen</a> Boniversum und microm durchgeführt. <br><br> Mit Hilfe der Analyse können Schuldnerquoten (Personen mit Negativmerkmalen im Verhältnis zu allen Personen ab 18 Jahren) auf Basis von Bundesländern bis hin zu Kreisen und kreisfreien Städten dargestellt werden. <br><br> Die Negativmerkmale setzen sich aus den aktuell vorliegenden juristischen Negativmerkmalen (harte Negativmerkmale und Privatpersoneninsolvenz), den unstrittigen Inkassofällen der Organisation Creditreform gegenüber Privatpersonen und den negativen Zahlungserfahrungen der Boniversum Poolteilnehmer zusammen.</p></div></div></div><div id="c9331" class="cid9331" ><div class="ce-textpic ce-center ce-above"><h2 class=" default"> SchuldnerAtlas Deutschland 2024 - Details und Analyse </h2><div class="ce-bodytext"><p>Den SchuldnerAtlas Deutschland 2024 können Sie sich ganz einfach <a href="https://www.boniversum.de/aktuelles-studien/schuldner-atlas" target="_blank" rel="noreferrer">hier</a> anschauen.</p></div></div></div><div id="c81407" class="cid81407 frame-padding-before25 frame-padding-after25" ><div class="container blocks-area"><div class="row"><div class="col-12 col-lg-8"><div id="c9555" class="cid9555 frame-padding-before25 frame-padding-after25" ><div class="news-list-view news-holder" id="news-container-9555"><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/schuldneratlas-deutschland-2024'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/SchuldnerAtlas_Deutschland/2024-schuldneratlas-284x199.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="19. November 2024"> 19. November 2024 </time></span><a title="SchuldnerAtlas Deutschland 2024 - Angst-Sparen senkt Überschuldung" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/schuldneratlas-deutschland-2024"><h3 class="title">SchuldnerAtlas Deutschland 2024 - Angst-Sparen senkt Überschuldung</h3></a><span><p>5,56 Millionen Bürger überschuldet / Überschuldungsquote von 8,09 Prozent / Konsumzurückhaltung verhindert Anstieg / Arbeitsplätze in Gefahr</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/schuldneratlas-deutschland-2023'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/SchuldnerAtlas_Deutschland/2023-schuldneratlas-284x199.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/SchuldnerAtlas_Deutschland/2023-schuldneratlas-284x199.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="15. November 2023"> 15. November 2023 </time></span><a title="SchuldnerAtlas Deutschland 2023 – Rückkehr der Überschuldung" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/schuldneratlas-deutschland-2023"><h3 class="title">SchuldnerAtlas Deutschland 2023 – Rückkehr der Überschuldung</h3></a><span><p>5,65 Millionen Bürger überschuldet / „Verdeckter Anstieg“ bei Überschuldung / Überschuldungsquote von 8,15 Prozent / Trendwende durch anhaltende…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/schuldneratlas-deutschland-2022-verbraucherueberschuldung-zwischen-staatshilfen-inflation-und-energiekrise'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/SchuldnerAtlas_Deutschland/2022-schuldneratlas-284x199.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="15. November 2022"> 15. November 2022 </time></span><a title="Verbraucherüberschuldung zwischen Staatshilfen, Inflation und Energiekrise" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/schuldneratlas-deutschland-2022-verbraucherueberschuldung-zwischen-staatshilfen-inflation-und-energiekrise"><h3 class="title">Verbraucherüberschuldung zwischen Staatshilfen, Inflation und Energiekrise</h3></a><span><p>5,88 Millionen Bürger überschuldet / Überschuldungsfälle weiter rückläufig / Bundesweite Überschuldungsquote von 8,48 Prozent / Inflation und…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/ueberschuldungs-paradoxon-historischer-tiefststand-trotz-corona'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/SchuldnerAtlas_Deutschland/2021-schuldneratlas-600x250.jpg" data-focus-area="{"x":315,"y":23,"width":284,"height":199}" alt="Wirtschaftsforschung " title="1020325476" class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="10. November 2021"> 10. November 2021 </time></span><a title=""Überschuldungs-Paradoxon": Historischer Tiefststand trotz Corona" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/ueberschuldungs-paradoxon-historischer-tiefststand-trotz-corona"><h3 class="title">"Überschuldungs-Paradoxon": Historischer Tiefststand trotz Corona</h3></a><span><p>6,16 Millionen Bürger überschuldet / Bundesweite Überschuldungsquote erstmals unter 9 Prozent / Sondereffekt „Steigende Privatinsolvenzen“ /…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/164-millionen-haushalte-betroffen-pandemie-reisst-loecher-in-private-budgets'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/SchuldnerAtlas_Deutschland/verbraucherumfrage.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/0/3/csm_verbraucherumfrage_70815c367a.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/SchuldnerAtlas_Deutschland/verbraucherumfrage.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/SchuldnerAtlas_Deutschland/verbraucherumfrage.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="15. Juni 2021"> 15. Juni 2021 </time></span><a title="16,4 Millionen Haushalte betroffen - Pandemie reißt Löcher in private Budgets" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/164-millionen-haushalte-betroffen-pandemie-reisst-loecher-in-private-budgets"><h3 class="title">16,4 Millionen Haushalte betroffen - Pandemie reißt Löcher in private Budgets</h3></a><span><p>Die Pandemie hinterlässt tiefe Spuren in den Budgets der deutschen Haushalte. In einer repräsentativen Umfrage von Creditreform Wirtschaftsforschung…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/ueberschuldung-in-deutschland-ruhe-vor-dem-sturm'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2020/SchuldnerAtlas_Deutschland/schuldneratlas-284x199.png"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/9/7/csm_schuldneratlas-284x199_4c0b4a7d94.png"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2020/SchuldnerAtlas_Deutschland/schuldneratlas-284x199.png"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2020/SchuldnerAtlas_Deutschland/schuldneratlas-284x199.png" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="09. November 2020"> 09. November 2020 </time></span><a title="Überschuldung in Deutschland: Ruhe vor dem Sturm?" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/ueberschuldung-in-deutschland-ruhe-vor-dem-sturm"><h3 class="title">Überschuldung in Deutschland: Ruhe vor dem Sturm?</h3></a><span><p>6,85 Millionen Bürger überschuldet / Bundesweite Überschuldungsquote von rund 10 Prozent / Altersarmut steigt sprunghaft / Corona bewirkt zunehmende…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/155-millionen-haushalte-leiden-unter-einkommenseinbussen'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/a/f/csm_ueberschuldung_a88035f102.png"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/a/f/csm_ueberschuldung_53cdb945b3.png"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/a/f/csm_ueberschuldung_6258452d35.png"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2020/SchuldnerAtlas_Deutschland/ueberschuldung.png" data-focus-area="{"x":20,"y":0,"width":284,"height":199}" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="28. September 2020"> 28. September 2020 </time></span><a title="15,5 Millionen Haushalte leiden unter Einkommenseinbußen" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/155-millionen-haushalte-leiden-unter-einkommenseinbussen"><h3 class="title">15,5 Millionen Haushalte leiden unter Einkommenseinbußen</h3></a><span><p>Besonders die Gering- und Normalverdiener sind betroffen: Steigende Arbeitslosigkeit, finanzielle Einbußen und gestundete Kredite sind einige der…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/ueberschuldung-in-deutschland-etwas-licht-aber-noch-viel-schatten-1'"><div class="news-block shadow-lg mb-3" title="SchuldnerAtlas Deutschland 2019"><span class="date"><time datetime="14. November 2019"> 14. November 2019 </time></span><a title="SchuldnerAtlas Deutschland 2019" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/ueberschuldung-in-deutschland-etwas-licht-aber-noch-viel-schatten-1"><h3 class="title">SchuldnerAtlas Deutschland 2019</h3></a><span><p>6,9 Millionen Bürger überschuldet / Bundesweite Überschuldungsquote von 10 Prozent / Osten entwickelt sich besser als Westen / Quote bei Altersarmut…</p></span></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/schuldneratlas-deutschland-2018'"><div class="news-block shadow-lg mb-3" title="SchuldnerAtlas Deutschland, Jahr 2018"><span class="date"><time datetime="13. November 2018"> 13. November 2018 </time></span><a title="SchuldnerAtlas Deutschland, Jahr 2018" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/schuldneratlas-deutschland-2018"><h3 class="title">SchuldnerAtlas Deutschland, Jahr 2018</h3></a><span><p>Die Zahl der überschuldeten Deutschen hat gegenüber dem Vorjahr nur leicht zugenommen. Doch gegen diesen Trend sind deutliche Steigerungen beim Anteil…</p></span></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/schuldneratlas-deutschland-2017'"><div class="news-block shadow-lg mb-3" title="SchuldnerAtlas Deutschland, Jahr 2017"><span class="date"><time datetime="09. November 2017"> 09. November 2017 </time></span><a title="SchuldnerAtlas Deutschland, Jahr 2017" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/schuldneratlas-deutschland-2017"><h3 class="title">SchuldnerAtlas Deutschland, Jahr 2017</h3></a><span><p>Trotz eines guten gesamtwirtschaftlichen Umfeldes, das auch für den Verbraucher geprägt ist von einem stabilen Arbeitsmarkt und gutem Konsum, sinkt…</p></span></div></div><div class="pagination pt-4 mb-7"><div class="nav-links"><span class="page-numbers current">1</span><a href="/aktuelles-wissen/wirtschaftsforschung/npage/2" class="page-numbers">2</a><a href="/aktuelles-wissen/wirtschaftsforschung/npage/2" title="" class="next page-numbers"><span class="far fa-long-arrow-right"></span></a></div></div><div class="news-clear"></div></div></div></div><div class="col-12 col-lg-4"></div></div></div></div></div></li><li class=""><a href="#" class="openerA">Creditreform Zahlungsindikator Deutschland</a><div class="slideA js-acc-hidden"><div id="c9219" class="cid9219" ><div class="ce-textpic ce-center ce-above"><div class="ce-bodytext"><p>Mit dem Newsletter „Creditreform Zahlungsindikator Deutschland“ wollen wir wieder aufnehmen, was wir bis Herbst 2012 als „DRD-Index Zahlungserfahrungen Creditreform“ publiziert haben. Wir haben einiges geändert und uns stärker auf die verschiedenen Aspekte des Zahlungsverhaltens konzentriert. Das reicht über den Verzug nach Branchen hinaus und stellt nun auch die Entwicklung in den Bundesländern, nach Rechtsformen und Unternehmensgrößen oder Volumen dar. Nach wie vor beziehen wir auch die (Branchen-)Insolvenzentwicklung mit ein.</p><p>Natürlich ist die Entwicklung und Darstellung zum Thema „Zahlungsverzug“ damit nicht abgeschlossen. Wir arbeiten weiter daran, Ihnen für Ihr Kredit- und Forderungsmanagement praxisorientiert und kompetent Informationen zur Verfügung zu stellen.</p><h3>Datenbasis</h3><ul><li>Zu rund 1,02 Mio. Unternehmen liegen Zahlungsinformationen im Debitorenregister Deutschland (DRD) vor.</li><li>Die Zahlen zum Zahlungsindikator beruhen auf überfälligen, aber ausgeglichenen Belegen.</li><li>Ein Belegvolumen von rd. 82 Mrd. Euro zu 1.160 Branchen wird in Deutschland analysiert.</li><li>Monatlich werden aktuell 10 Mio. Zahlungsinformationen eingeliefert.</li></ul></div></div></div><div id="c81397" class="cid81397 frame-padding-before25 frame-padding-after25" ><div class="container blocks-area"><div class="row"><div class="col-12 col-lg-8"><div id="c9545" class="cid9545 frame-padding-before25 frame-padding-after25" ><div class="news-list-view news-holder" id="news-container-9545"><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-sommer-2024'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-zahlungsindikator-v1.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/4/5/csm_284x199-zahlungsindikator-v1_0336b28334.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-zahlungsindikator-v1.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-zahlungsindikator-v1.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="01. August 2024"> 01. August 2024 </time></span><a title="Creditreform Zahlungsindikator Deutschland - Sommer 2024" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-sommer-2024"><h3 class="title">Creditreform Zahlungsindikator Deutschland - Sommer 2024</h3></a><span><p>Im ersten Halbjahr 2024 sank der Zahlungsverzug auf zuletzt 8,80 Tage. Doch der schöne statistische Schein trügt leider: Kreditgeber und Lieferanten…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/zahlungsmoral-verbessert-ausgaben-zurueckgefahren'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-Zahlungsverhalten.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/e/b/csm_284x199-Zahlungsverhalten_e5f3370b25.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-Zahlungsverhalten.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/284x199-Zahlungsverhalten.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="23. Mai 2024"> 23. Mai 2024 </time></span><a title="Zahlungsmoral verbessert, Ausgaben zurückgefahren" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/zahlungsmoral-verbessert-ausgaben-zurueckgefahren"><h3 class="title">Zahlungsmoral verbessert, Ausgaben zurückgefahren</h3></a><span><p>Die deutschen Unternehmen haben im ersten Quartal 2024 wieder pünktlicher gezahlt als im Vorjahreszeitraum. Trotz wirtschaftspolitischer Unsicherheit…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-winter-2023-24'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/20240130-creditreform-zahlungsindikator-v1.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/0/c/csm_20240130-creditreform-zahlungsindikator-v1_29b6eb9c22.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Zahlungsindikator/20240130-creditreform-zahlungsindikator-v1.jpg"/><img 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" 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Februar 2024"> 01. Februar 2024 </time></span><a title="Creditreform Zahlungsindikator Deutschland – Winter 2023/24" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-winter-2023-24"><h3 class="title">Creditreform Zahlungsindikator Deutschland – Winter 2023/24</h3></a><span><p>Im zweiten Halbjahr 2023 sank der Zahlungsverzug bei deutschen Unternehmen auf durchschnittlich 8,47 Tage. Aber: Im selben Zeitraum gewährten…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/deutsche-unternehmen-zahlen-zuegiger'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/284x199-zahlungsverhalten-v1.png"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/b/b/csm_284x199-zahlungsverhalten-v1_277f5dd83a.png"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/284x199-zahlungsverhalten-v1.png"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/284x199-zahlungsverhalten-v1.png" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="23. November 2023"> 23. November 2023 </time></span><a title="Deutsche Unternehmen zahlen zügiger" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/deutsche-unternehmen-zahlen-zuegiger"><h3 class="title">Deutsche Unternehmen zahlen zügiger</h3></a><span><p>Die deutschen Unternehmen hatten im dritten Quartal 2023 eine bessere Zahlungsmoral als im Vorjahreszeitraum. Der Zahlungsverzug hat sich trotz der…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-sommer-2023'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/Zahlungsindikator-284x199.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/e/a/csm_Zahlungsindikator-284x199_a0a1ae440b.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/Zahlungsindikator-284x199.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/Zahlungsindikator-284x199.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="01. August 2023"> 01. August 2023 </time></span><a title="Creditreform Zahlungsindikator Deutschland - Sommer 2023" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-sommer-2023"><h3 class="title">Creditreform Zahlungsindikator Deutschland - Sommer 2023</h3></a><span><p>Die deutschen Unternehmen sind in einer Schwächephase. Neben vielen anderen Indikatoren wie den steigenden Insolvenzen und der rückläufigen…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/zahlungsmoral-trotz-rezession-leicht-verbessert'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/Zahlungsmoral.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/b/4/csm_Zahlungsmoral_76ff87d175.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/Zahlungsmoral.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/Zahlungsmoral.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="05. Juni 2023"> 05. Juni 2023 </time></span><a title="Zahlungsmoral trotz Rezession leicht verbessert" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/zahlungsmoral-trotz-rezession-leicht-verbessert"><h3 class="title">Zahlungsmoral trotz Rezession leicht verbessert</h3></a><span><p>Die deutschen Unternehmen haben im ersten Quartal 2023 wieder pünktlicher gezahlt als im Vorjahreszeitraum. Trotz anhaltender Unsicherheit und einer…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-winter-2022-2023'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/284-zahlungsindikator.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/1/6/csm_284-zahlungsindikator_85d995f78c.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/284-zahlungsindikator.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Zahlungsindikator_Deutschland/284-zahlungsindikator.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="14. Februar 2023"> 14. Februar 2023 </time></span><a title="Creditreform Zahlungsindikator Deutschland - Winter 2022/2023" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-winter-2022-2023"><h3 class="title">Creditreform Zahlungsindikator Deutschland - Winter 2022/2023</h3></a><span><p>Im 2. Halbjahr 2022 stieg der Zahlungsverzug bei deutschen Unternehmen auf durchschnittlich 10,95 Tage (2. Halbjahr 2021: 9,97 Tage). Das ist der…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/dauerkrisen-zahlungsmoral-deutlich-verschlechtert'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Zahlungsindikator_Deutschland/index-herbst-2022_-_wurde_im_RM-NL_11-22_nicht_verwendet.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/0/b/csm_index-herbst-2022_-_wurde_im_RM-NL_11-22_nicht_verwendet_e1d11d6319.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Zahlungsindikator_Deutschland/index-herbst-2022_-_wurde_im_RM-NL_11-22_nicht_verwendet.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Zahlungsindikator_Deutschland/index-herbst-2022_-_wurde_im_RM-NL_11-22_nicht_verwendet.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="05. Dezember 2022"> 05. Dezember 2022 </time></span><a title="Dauerkrisen: Zahlungsmoral deutlich verschlechtert" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/dauerkrisen-zahlungsmoral-deutlich-verschlechtert"><h3 class="title">Dauerkrisen: Zahlungsmoral deutlich verschlechtert</h3></a><span><p>Die deutschen Unternehmen hatten im dritten Quartal 2022 eine deutlich schlechtere Zahlungsmoral als im Vorjahreszeitraum. Der Zahlungsverzug hat sich…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-sommer-2022'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Zahlungsindikator_Deutschland/zahlungsverzug-v3.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/b/d/csm_zahlungsverzug-v3_e5d8682061.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Zahlungsindikator_Deutschland/zahlungsverzug-v3.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Zahlungsindikator_Deutschland/zahlungsverzug-v3.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="16. August 2022"> 16. August 2022 </time></span><a title="Creditreform Zahlungsindikator Deutschland - Sommer 2022" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-sommer-2022"><h3 class="title">Creditreform Zahlungsindikator Deutschland - Sommer 2022</h3></a><span><p>Das Zahlungsverhalten in Deutschland hat sich verschlechtert. Im 1. Halbjahr 2022 verzeichneten Lieferanten und Kreditgeber im B2B-Geschäft einen…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-winter-2021-2022'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Zahlungsindikator_Deutschland/zahlungsindikator.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/8/2/csm_zahlungsindikator_216e6ead49.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Zahlungsindikator_Deutschland/zahlungsindikator.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Zahlungsindikator_Deutschland/zahlungsindikator.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="01. Februar 2022"> 01. Februar 2022 </time></span><a title="Creditreform Zahlungsindikator Deutschland - Winter 2021/2022" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/creditreform-zahlungsindikator-deutschland-winter-2021-2022"><h3 class="title">Creditreform Zahlungsindikator Deutschland - Winter 2021/2022</h3></a><span><p>Mit einem Zahlungsverzug von durchschnittlich knapp 10 Tagen waren die Monate Juli bis Dezember für Kreditgeber und Gläubiger im B2B-Geschäft weniger…</p></span></div></div></div><div class="pagination pt-4 mb-7"><div class="nav-links"><span class="page-numbers current">1</span><a href="/aktuelles-wissen/wirtschaftsforschung/npage/2" class="page-numbers">2</a><a href="/aktuelles-wissen/wirtschaftsforschung/npage/2" title="" class="next page-numbers"><span class="far fa-long-arrow-right"></span></a></div></div><div class="news-clear"></div></div></div></div><div class="col-12 col-lg-4"></div></div></div></div></div></li><li class=""><a href="#" class="openerA">Wirtschaftslage und Finanzierung im Mittelstand</a><div class="slideA js-acc-hidden"><div id="c9191" class="cid9191" ><div class="ce-textpic ce-center ce-above"><div class="ce-bodytext"><p>Die Creditreform Wirtschaftsforschung veröffentlicht zweimal jährlich - im Frühjahr und im Herbst - die Studie "Wirtschaftslage und Finanzierung im Mittelstand".</p></div></div></div><div id="c81399" class="cid81399 frame-padding-before25 frame-padding-after25" ><div class="container blocks-area"><div class="row"><div class="col-12 col-lg-8"><div id="c9547" class="cid9547 frame-padding-before25 frame-padding-after25" ><div class="news-list-view news-holder" id="news-container-9547"><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-herbst-2024'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Mittelstand/284x199-wi-fi-mittelstand-herbst-2024-v1.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="30. September 2024"> 30. September 2024 </time></span><a title="Wirtschaftslage und Finanzierung im Mittelstand, Herbst 2024" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-herbst-2024"><h3 class="title">Wirtschaftslage und Finanzierung im Mittelstand, Herbst 2024</h3></a><span><p>Die wirtschaftliche Lage des Mittelstandes bleibt auch im Herbst 2024 und somit das zweite Jahr in Folge angespannt. Eine geringe…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/frauen-im-mittelstand-gruenderszene-wird-weiblicher-und-juenger'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Frauenquote/284x199-frauenquote-2024.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/9/8/csm_284x199-frauenquote-2024_736e93f638.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Frauenquote/284x199-frauenquote-2024.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Frauenquote/284x199-frauenquote-2024.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="12. September 2024"> 12. September 2024 </time></span><a title="Frauen im Mittelstand - Gründerszene wird weiblicher und jünger" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/frauen-im-mittelstand-gruenderszene-wird-weiblicher-und-juenger"><h3 class="title">Frauen im Mittelstand - Gründerszene wird weiblicher und jünger</h3></a><span><p>In den Führungsetagen mittelständischer Unternehmen gibt es wieder mehr Frauen. Vor allem die Startup- und Gründerszene ist weiblicher und auch jünger…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-fruehjahr-2024'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Mittelstand/284x199-studie-mittelstand-fj2024.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/8/5/csm_284x199-studie-mittelstand-fj2024_aa37e1e2f3.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Mittelstand/284x199-studie-mittelstand-fj2024.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Mittelstand/284x199-studie-mittelstand-fj2024.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="23. April 2024"> 23. April 2024 </time></span><a title="Wirtschaftslage und Finanzierung im Mittelstand, Frühjahr 2024" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-fruehjahr-2024"><h3 class="title">Wirtschaftslage und Finanzierung im Mittelstand, Frühjahr 2024</h3></a><span><p>Die Stimmungslage der mittelständischen Wirtschaft hat sich im Frühjahr 2024 nochmal weiter verschlechtert. Das zeigt die aktuelle Untersuchung der…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-herbst-2023'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Wirtschaftslage_Mittelstand/284x199-wi-fi-mittelstand-herbst-2023-v1.png"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/a/d/csm_284x199-wi-fi-mittelstand-herbst-2023-v1_27c4cb2cee.png"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Wirtschaftslage_Mittelstand/284x199-wi-fi-mittelstand-herbst-2023-v1.png"/><img 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GWGH1UQxmDTFItCxzHJnXcJawXFruH9H/+YUgbcfOE5vGqD7W7G3v6AKApprV6iMrdCY34RJ6yAkFgzoYhOWsuzdMyPAcafN2jw0wSXENBNCgo9SdI98avNTMdDoRCz/UBPIrkmkx47cf2Kh+v5WGOJ0wxVabC2vIDa6/Iw7rO3fo+lp1vEbh2p9nGE5du3OnSSXZ5dq7O6nKGiKgiLpyxBEOJUW0Tzy5i4jxZQaS0Q1Ru4roewFmMMpXRx5isU8QN2bt+jvT/g6nOXEGXCzr0d7t7bYZCkrFy8RC3wKIucR48+YjDosfbMS8yvXTnoxAO9U1gockx3HStdaKyCchEF4LtHut7R7KKDYXj8zR2e5zhe7VDD+WsWktOJcwpzSC8d6swT6YmAdoyHk77CyUIOh7rzFOBTbiYLVoMuwLpIpZBSYZE4YY2L158hi39EsTRPWhRI16U6t4xOY2J/hWAxoJXndCl5/eGIi/OW0iqs4xPV6jiej3JdZK2J67h4YQWlHJSUoBTx1jrpvZ9RW/LJ8xFGKK49c5OlxYhMRPSLlEq9RtScY2HtIr4f4QU1up1H3P7B9/jg7ff42j/95yytXMDow7h9DcUQs3MLIz2s8kD5iH6Jrgfj9tfjrI6I8Vknd+ZIdZ2oSDB5TOHXUUEVlAtS4SiFdH3E0XA8AUAmletD3fDTBaG10B5llNaCkDOeNwNo09dPLEt1ylc4iUx7+vx5BduDL9yYsWPZWn78wx9z/+4jbly/ztLSEivXX2DxyjNIZzyBNaxUCR2oeHCzHOtSRowbMx4NefNnb3L7e98j8qrUF1fxajWkq1ClHbuELGMWXwksirJMCMIB6cYdtPBoLcxjipwizdja3SNsLGGKDNfxqAQBQVTDuhXm6zV+5bXX2DM+ew/us7i0ctTZHJCSoBGOh5UKPA/bcLCMpaTQY5+nazbBrJOR0Bnt4nQfkWzdoqdaUGnSKSWlNrQCAZUF3n3/IWuXLrB2YR6MJbcOjhdSa7QARVSp4bjuWB+U8gCIYzCaEwaXPQjT+WQQtNbSHuVTNMLHYeHFqQc7x+U8zvHM43Uu7HFclbXc/ug2d++tI62k4kjm51oElYistISNJq7vjQHiu7QcARKEI7FAllRJkphH6w8xaUy1tUQU1fB9D0txIEzHzzLGorMMPdrDLXOyYYx2wBMKN4woy5LWwhIP1tu4jktrcR7l19m+9wBV6aEEBBoqtSajwlAWBcr1jj4woUusHut7CHHgbMgB7+CbspQYFDHdJEK70KiGyL0MYyzKMSRFQZoLRJ4jhiWP7jzko7vrVL0ude3R7g7JhglBWKNWq9OLS6K5JeYaTZSCqi8pZIOdYcFoFLO8vEoUuFg3oD6/gqNcLKDksTWslDo2UA59lkwcH3hIjIVOnDFj2Dr9e6Z+eRaPdUryfczh7/D8VDmlkJQo2rlgL7V4uUEGYz+hJw0WS4Egzw1kFoXFi1wQkOWavNDMLy5R9Rz8MMRxHZRywVNoXaC1pnQsBsjzBJeYtNchKy15llCZW6AsNMILME6FMn1AbW4ZoyVJt0s7yfA698gcj/nRNr39EaYxz7WiwHF9LBo4iNsyGi09htqjLlOkHqLlHALILbydKp5ikTdv3+H6qiaKBDIegNEoR+HUl1jzqqS33sMzgqXqHK98psKFOZ+t7U2U49IMHVAWh3G0xHA4wEMTxwN67S26I0kQhCxUXPrDDbY69+lR4cLTLyCDJlpUuXzpEu/ffcAPv/ddrqyuUKtV8aoNqpWQubl5HFviKklUqeCHIVI5aCsYjLKz9eZJUWjPujALWEcZJqNAZ4DrhJtHnFPukUsWbQ2x1vRzg5eU/F7s8VEZ4G8phDQgimM9A3CkQWORecJoI2P3dsrfvVLnc8E44hThYB2NLQu00ciyRLkOebKPymPyEowTUF9aIisMxaBPsHiBzbt38YIqebdL6DhULy5ws7aIfvA+rtDoQc7CygpJVEXnGVSqx+FlugRjSXFply51J2XsKBkr6YWB24XDYCDZ7RZsdXNeulqhJS2l61Nah1KXZMM+7cEQvdemdekic4s+/X6HUFk8pRkMUnpG0H3UpVaXtHyPbuKx3x7ScCs8d6WJcgM8NMZxyURJmqYk7bv0Rhqhaly7fIXO7i7f/86f83YUUGktogTIpMvq5ctEIid+dJvPfuYZXvz8FzDSJfEWaI+yiRFw2r13HoZmx3I5p8ORJ6MV7NkAmgxHncTlRD5XWDxHMOcJGo4lVIL1WCErIZGESzWHOwPN5YpDpi1IwXN1h5+2MxZDF5kovusI1urj8BuUwkqw2pAkQ/RoRCYVQWsePRpgk5giTYi1wMYpZTpCeiE2K8k1xHHKQuQilcDs7eDWl0kGXbSSpLlHRVXojGIaRUHliF4woAustbhKsuyWyExjChBOjhDQKyz3Cstwf8QVL0ApRdVTqH6BRiH9iNEopvTqyOWrbG/t49eq9Hce0nRSsrxkK4VKvUXo1djtbTDQVeKtPjrb49pKi3oYIoQkKwq6ccao6DLaGyEqOYP9AtcJubg4h+v6CAy1wAGryfbX2d/vYMuSuN9joVWlmQ/xyBC6QCdDeqlPLy2n8DEDXI9Ns3yFZ5VwJkpnKffH8lIKge+6aCAQ0HAF84EkyASJha+s+KyEiqsVQzszVFyJQfB0w+HRIOd+t2AlK8iNZbHig+MiDmLJ1+/d5ac//CHpoEer1QJraaqEF1YdMq3Z2e5RTXO8qAbKpbuzx2A0wlPeQQ0Fvf09GOWI5iXS7kOq9RojY/jw1ntcevapY3rAmHEMvhC4UqFG+5j799HGwwkMqrRkyuOhX2dNerwSNHgowJEWUyRo64FTYe3iTeprTzMaDYlVg+d+6XP02g+5+8af8OHDB1y9fAmfEkcPeGbJZSvRXL60TJIU3Hm4RZ5rEIJLl6/x8OEWO/0+Jhtx+XIL7deJrMtA+1gh6HS6xGlOoxpRdV2aq6vsdwfEmeXRbp+VtXHQpJISYQ2JhkGuZ0ipTx5Gc5pumFXOqYdMDomTeDuwpKSivd9ht7tAUJ+jnRl2kxI/KxFYHo00qxXFrW7BC/M+r99NeLHlUFpLOzOMSkNSaLK8YJSV5GY8CUEISXt3l29969vc297HlBlXwwVGvT1uOlsMvBpxbumnmpVrS+zstnFKSRAGVKKAUazJ0gxpwYZVhns9gopiO04ZzM3x3T/+A2TRRed/bxwdeki3HABLJD3sRz9i0B5ArU5lpQq5TzdwERoeCEkrz8iUQ2A01oyH9e7+LmFllTqQGyiDGn/wzR/yuc++xLNf+keM0n9FJXCJO0McR7F66QqRhsBzkMLBP1j8YzFyWfIl8VwDLQ35ICfNXYpeQlCHWhRhreGpG1d59ZUX6e7v0/A9vnzjOp12h51c8uOPPkBIg+85FMmApNum7c6NgTUTQ58MXM7JAXSWVWhP/DkJpCl+4wBUKIcsKRgmKapq6BeGdmpw45LUWIaF5V/dTdiKNe/0NB/2NZ3coC38icloKMvOMGNvd8ScB83Aw1pJXmqGgwGDzg5ChZRpgrZQX71Buddnr5PwqJNQqUbkxtIdjLhQq6IchWcE+8awudfGzQtayyssXbtMJj0Wl5q89e57bDz6iGcuLZHm+UFTWIQ1oEtknlN++A79zS08z0OoOQqTYcOIINd8VieMEKhBj3qljtAQj2IyaekmllzdI6ot8Z237vDtH77BXnufKAz51V/5LIVR3Hu4iURRb1Vxa4v4QnLv/kOKpBxLbNen4sBwFONFczxfD+muD+iZlGoU4sicrIi5c+dDup021XoD6fnYYcy767toqxgYyZWlC7QWHWJbYXO3S3tnjzvBAknhztCpJ/r5uJOfCGzOyRLOoRxmTqOaQrRlrGDLsaLtCosvLKG0eMIgsHw1GvFCmVCVFb604OM6hq83x6G0Qii0FWSFZojmzm6CW4MwipBCEmcFNqiyvDAHex3uDbv09raYr84xcqrgjuj297i1l/DTR0OW6y5rFxwQCuW5NBouuTD0i5R8e4Pci9iJc0QyYuuDn1L3GPsSrRm/i7FYM9axyo1NdCwIo5A4aOCmQxxKbN3j+Q92acmSsuhDoalWWuROTFcrcByiSgWkor+7hS0K9nfbJHnBvfsbiK98kVi0+PDBByy0GviNFrp7n6IsaD9aJ6FKNspQIiGoVHD8glG8QTY/j6hdIixi5io1yDoMB0O+95M/wFqLF1QYlZJLtTotJO1UsrK4iE1C3DmHUhn22z3iUpLhovXjJhg/Jg79FLCOcDFlGU6H0Jxaz33KGrAH56QaRzQIiHyPVjViMVAs+rAQSPDAGE1FWSoOKAdcJfAcgRTjx8bCAgU1oVHS0m13qIRV/EqDIKqyevUmRr/HKM8pdEaBoBVEJINNernDW7uQpH1euFDl2iBmsVLHReO7FndxkdH+DkGzim012bj/NtUipRr4bLbbBJUqfn3+iCPDGkyWMtzZwhU+rD2Lba9TGI0fSHTFwwkFrUSj0hS0QVlD5Fm8xSYZHu28iRNUMdayWAv49ZsNPhgIRklCnqXceOo5br/7Y0ojEMpH+0sIlREGbXIi1ndStu/f4vK1S0ihGAxTrlUWeOrKTep+Qbe9x9ZWzlJDUW/NkxSK9+/ssL7bo6yXLF25wmKjhXDh9z/oE2xZfu2pKmuNGo0LLT4cVNG6ezZKPoG+5Zy8ewqRZ0muU9uRcGw9TtZHOJTSZVRa0sIgLPz/BxXe0hXWkAy7EElBPVC0kxLfsWTa8lQk2NwseOthzrN6yIOf/T7zS2v8yhc/x9qFNS498yqXnn2NLxx8CI4bEOiXEHEHthMu9WO6vS6jfpc7oww/tURRRFzGRJFLa3GJoNFAa8P80gpz8ysEH71Dr9dhfmWNIpintA5SaCSgRwnJKGY7janZu0gdIxEUXoCIPNpPr9K/fZfrfQ3aUhYxNu1js4zcakbDDnO1eYTjUS/3+cKc4IuvPE31lV9GuQqrCxwlCCsRaTLg0V7IwsICwdJ1FioVrt98jo0HF/jww1tcevYllpdXGA2GxL1d3Iqk1+sx6HRpXrRkhLyzk3G3oxlpn9d3MhaDXWoN2NgXrGeScDDgT7ThV5+bY0102R2E6MfhZiZ7cAJ5M4A1U3E/Q3Jxbnkn7k3NWL/aSUoqcYkXF8QYFiLFV5dc3h8ZLnqSmws+WVKyU1i2Es0rFcOdnmAYge0UDNIMN80ZJjllmtCMfIQS5DhEzSZKKXx3gTB8houfkVgB5sDd0usNePONt/nw3m0Cv8G8rBG6ikKEaGOprTWpzM0Tug79ZEQx7BPvPcK0nsWhQAjQvT10GpPlluHuDtrxmVtqUWnWiK3LNrC44OBsaIxwKMIIkT5Cp0NSWcXkQ6S0KCl5c6PL9q1tPtu8wM3uDtt3Nxi2N3jm2WcRNkeg6fZ66DIbS9m8wPFSVlse9qnnuXLjacrOPQbDPTwnI1CaUMKlqzcQXoX2bsZWP2bo+GSqSplI3mr3WNQu77lrSDEg9BwexvDTQY1Lay5pV45dRCf68iyC/JDfnATNFDNvz5ylMxXiMB3rPnOB2ymClXEAmYQxa20MmTZoMXaxBkpQPxj+NkclK77kpYpgK9bsxQWbo5y6A5kpyYwlxqFdSKqJRWYW17PUAkGoDFaOp5tnaYERBseVKFchBcw3anzpC6/yXtXnzddfZ3d9naKwxFoiohqN+QWuXFJcW7nAr/zOfw1FinIcst4+Q22R1mBXXiD4lTmaSUxpFVJJFi7P4dQaGOMRMmRpUSHnQmzbJfE83GSIznJKV1MNPLAaIyzG8Xn+l7/Oy1/6Ajs7O2grWb38NCt2zPBnRUmW5wyHQ0yZ0DMORS+hUm9x4+WreMphWLSoWkE67NEe7pOkBSvNiN2iZJiDcD0KzwXpU/oV3i5rCO0jbc6aZ3BUhCVgL7NoFTAoxbEWdJYQOcKSeCJD0TmlfMMUIpkyBKamCh0Ni6efFCloOJY5f0ySVg927nk0MnRKuF5x+KPNlMt1+PFuwa+veeykhmdbgjolPx0UXDMFpRib3kJAaS1vDgS/nzSouJK6Bw1PU3UtNUdSdywN37IQCeqepCJKIiF49rOvcfPpp9m8e5t33v2A2w+2KPKEuNMmDV1MVVEEAtfz6A0SUt1BG4s1Fuk2Ca4uUCkLrIGgGlFaQT4qUbbHoiPBv4R+eRk7LIlqVWTyGcr6Mk5haWlN6Vd559YtbNJho5/yL259wP1HG/ydr3+J115dI81LjLVEgaGpFMtLUOoSazVaG6QUaJODFDTmlqi0FimKlCwZUdEFoafYeXeDRx/cJdEuSitEWMcql9IKXOXSUAUKnwJLaiXCdQk9j26SnpYpj2PfT3CXE5g4mBJ4bBVOSqFpsTgppY4ohvN86WP4C8b71nlAJC01F56RBcJm3N4tcKSkhmA4NIQCvrdREmjNj9dH7O+PWHANLcfSF4Kl0Gc1UiwGkg2h6AiXZxoe+4Vlt7RslGPp2M4syyG0sxwpoKLGQXJKxNQ9l6rzHM7TV+nVNxi1d2lQUliHfOSw6EIzBB8XPyloVgN8NIECJQxpWdIbJqRliR9G5HlJlmY06hHWiyiCEBkaXM8jq9zEzN0gvXub2Kvw9M2rLFxP6Hf3KUrDfqfD5tYW169fpdFYoGItWo+Hb12m6LIc821WY60Zu68OlpsSWByjka7E9yoUhcX1Au7f/xG3fvwdPN9DCTme4KsclOshlEvuuoxai3i1Fpn0abklw2GPvV4Jwpvqv7NYAE7aeWJGfmsnrMLHURWWsw5OS7yD48RYeoUmSEuamaGSaX5tfsA/rBqCIMD1PYR00IwnXYCg1IJhz/IwNawXlq0Y9pAY5eAIQd2VSBxKA081HBZDRVJYhtriSMHGSPPFJZ+9RPNmr+TvrPj8+XZOM1Bsj0reG2hem68zXK6QLNzkblJSU/DN3NAcgO0ZIgUBJc2epCoNTcdQlYZQeDiZQ8MqlpRD1XEIay4oQZZrlDteD0LZAmE0eW9E8OhDhqs3EEJQr1fxPIVMM4pRnz1fIp2SIKwQVhpjhkNr9tqbDOMujnIROFAWiN6Qve6AzjAjrEQEoUuzUcV1FZlTIh0P5bjU6w201ZRFiS4zHAxKWChT8lGBKlOc6hxC5zy1EBHWQ1LTO92f51mCJzSlSZ1r2qVzopBJ0nOG7DszrGZyAsb4Hm0g15ZBoelkmjAt+YNOjfVBg8gROGrsxrFC4IoxEF0h0CPYf2Aotw3R3ghlJX2jxv60RNNWEJeWwJMUpWG54vBoJ6cWKBwpaPmCez3D292SlxoO7/ZK/rcLHg/6Bb91OeBBr0AIyz+94vNmR7HkC77fLvkvrwb8P94f8Zm18QTb7cywGCne6RRkJVhj2c8aFEOD3rPUXQglOKYklIKmL2l40Awcmh64/ZgLhFRdDynU2O1oLF6akPR7lGlC1XcOJpsYEAJjNP1+j2HSJfAOworSEcV7b7P1cIO9nTavv3sXjeK/+iff4PrqPMkgoedV+dVXrvCFZ1qURjAcpQzTkjg3pKUgyQqGwz4CRVZr4GqPRiC5s7lHO7YgwmMi9EQkwzmRLkcgPA2uk9O/TvBZs2iFCUtxSljNQrQQHKw6ZRDWYIxhq1T0A5+X5x0qvmKYaoZC8lwk+L9+EPONNY+nqj7/5oHixXmP24/GIEAIMmPp5pZdNZ6x+6cbGWlheKrp8V6n4JkmlAb+eD3DERApMaY6tOVhovnSkoeUgrsDzcAKaq7kpTmXdlzyy0seC57k6bri2YbDh+2M7dTwjRWPu4OSf3Ip4A8fJXx+KeBHWxnvDTX/+HqF9X7Bd9qKX1vzSXPD93olT+PwcK9kK27yf6pf4GvNJlJKjBmvrqMOlgNTro/FY3pVdCkhcDzq6Yg418i5C7S9Oi89H7D02jO8cGON3//TH/P6O7e4/d77RJQ0rz3FyqsvIR5uko26LDWqRBdrlEVOaVxk9TJpqVFehcKOP8iaB7c7HlpZxnzDGf15iIfzIhymhsWJ6V9TSvmMcmeeOOWAPv4dSKg7gpYjmHcFTUfgCQgULAcCowQ35zxSBKLUYzA4gku+4KWGxNu11KXBDTyWKx5zHviO4CtRzA0vw8oaecUnKzRPR4JRYhgZwb0BSCHINPzRRopFsD3SfK9XEvmKzy15vN/TfHc7ZyOzvNJyaLmCD4ea51ouWWH4sF+SGEE70bzTLbjZdLhUcag6gmFhuFpzeKnpEFqD7ymuhYIPcsvzLYffvODzP93StKXgxadusNDwKcsSY8oxky8sg3Rcr6rnI5XCivEOf6UpKMscay0yHqGCRXAbbHZHxL2HbHiKMAr4L37zq2zstKnKkqUoQq5dJLz4DEFzif72feKdu6S9Pq0Ll4iay4RzV9FFjlWKIsvI8/EH+zDeoDDpbKFxNIJN9u9URMsZsDhJkE7uUnUmIs9F3LGoYqxkHkYJuGhCaVHCou04hqlXGJZ8hTCWnWy8MEZSGja1Zs6xPExLKp6L71Wp+x5NT7IYOrwnPLQ1LLuW5Zql7gnqgaDiSIRUFBaGJeRW0MsNw8IysobroaSXG3qJJrSadx/2KJB8u+eTWsnQSi7XPASCt3uG+VDy43Y53mxKSva1Zk5JvrTsU/EVmyPNQqhIMRQWPr/ocXdk2EsMu6khcARzlRDlCBCG8kABt55HnBfk6QhdluN4NDuO79K6JM8SHCHBrWLqCxijaTXq5LuaneEI1R/w6tPX8Csufq1BFseIIEBIl6i6QFSbJ1m6wO4Hr7P16BFrXpPKUoDjRVgsQdTECvAcibebkJvN08PN49KZdtt45Du5rdxj8HKSjpiBr6kow1EJMtfoJCcaFXjVEiqGXlLyp5sag+DNdjaGoB0PXbf2c+4MhowejTDdjOVC40nJXm6Zyy1VDf9mWGFXRcz1LFkHfCkIHYE1hoY3dhXVHUnkQNOVVBVUhOFiVdHwFVVHYIqMf//Rm/T393HDCgMtGGY5uRtRm1/k5ZUlCCoMrIMShjcfJXS15IN9SegoMiO4M9JcrjqMSsurCx6PRgWdElruWG8MpCByxIFVd2DxAXulJivL8TIDjothvFClQGCMQbo+dcdH7G3RcxaQgWWuFlCdrzMcSNZW5qivXWC33afT6ZOlCUu6IBysI8MawqsTtS5w4ZU6WTIgG/S4996P8UjxPA/HDVCOTxA4dDp9tBHn9/tRPwsev7CbOLAKp4ewo+n2nNa5ZsJ1RjjNwdAYRBG1RoOwUgHfJ3NcvuF3+UagqQQ+jYpP6DsT64kKssKyva25M9DsJpqNHUMpJLG29HKDkxp6Jbyw4LIgLcZVZLnhqxcC/vhhQuBKOgW81HR5c7/gX6/nCCF4Zc7F6Vi2khz3YDjuNl9FBENcU+LqApn08U2B0gUL5ZDLoST0HKQpMVlOELoYC0o5ZAgSI9lJLD3jEOc+PS2oInl7L6clNQuexrGSLB+vV6EcB2MFw2FMUeYgJcaKiZk6kGUJwyTDr9XZHRpu99ZZWVtBpRqGOTXfww1cLIKN9oA87ZPZEjlI2PnBX7BUsSzcvIwUCldFeOEcZmmNNI4Z7jykc+99RG8LJwyohi67eysYu3psvJ1y3UxJkMPo4cck51TG6b2Yp03OU7S/nZiMcfjw8T0XqpIXL4b4gcGRu7TQ2M4WeZYhwjqFMNQaVVpzTaQQWFOi3Iiy84hO/z5Zssc+BulIQiVwJaRGkJqxJBDGMu8JtgvItOUrKz5biaahBRujklcWPB4OS3ZL+EeXQ36wldKKPMrc8OpywA+3XEJvke9t53x5LeBBN+dhZvGqgv+pV9DcF2PqQVqSrCDsjwnfpmOpK4OPwTOaSzVBzTPUPUkthJ1en3o2oGpjwmSZFIXR4AhwpMJaQVEUVKoVXNcZz7w5+NK10eg8YX/QoVdfQnSHVMKAt+5t0dze5Zdfvo5xPZJ+j/cfbdIKLHGRIXe2STc2aL14GVnGkA8xeY4VAonCx8VVPuncEg+7fboP91io+eyUKxNryc0a32bp3GeT4oe4cE4XeI7iLiYQO4nsSXBOkKy9Xo+NjXWiSoVK4DPc3wYp2dja46337uLEMU9dXuX6C0/x7Msv4rsS6VXpd9vEwy55GuNLiDzFcqhYChQjR5IVig97Jf/ook9aWDYywzv7BZcbLjVXkgGulDhAqiF0JJ6CUWlZDiUjbfEl/MqySy833A0FX1t0eMOWBInlv7kZ8e8fpjjW0jHw62s+f7ye4QpBDFQiyZ9t5zzTdNhPNB+tlzRdQaYNFQfQEZEMqJmU+l5JxTXUAo9WpLgZlszZnGoUcOXSRYKwcuxus1AWGXmRg4hBCzr37/Pt17/P+oe30O1NKvUKT11aoV6DJM0YdAasNaoUOSTa4Hsu2SjHrc5hZYrU+Ti0uhhBskmQjFgOShqXFqn5inQrGM/emcbIkVA5J50z6Ubx9N/5744xNe1cPAtvZ1yzBuIu9DZR+ZBnXnqJlWvP0Fy+xPLqBbbufcRHb7/P2+/dZTSKoTQ4ecaw3cZ3Qr7wla8T1udIC01/lDHMSvZ6I9ywznyzyUK9QqUSYT0f11o2RiW3+gWDwrIVa271Su4MSvYyS92T/HA356OhpuJKMJY/3sy52XCIC0OiLdKRzHmC0JWsBpLIEfQLkNby8pzHe52cFMEo1aznlqeqkrWqQ11YtnPLP7occDmSJEbwdM1BuIpFT/KFC1X2cwlhlZ/GAfVGnSE+/3IdqvEOf8ff5NJ8ndVaSKefst439AcjdvZ7ZEVJYXziwqc30rhRnUd379Hf3WLhwiUuRA5VT+EHCuEofrZT8FJrjmHzKX7STvjcZRfXixDXvwHNK1jpI+NdLAblBSgvoFLxWFhbpTY3x7/frvLOvhivDDRT+EyqQucbayd5rMkwmBPIneAuTvkEp11Ak1Lt+HlBGNFqNmnV61RCF6EcOu0+Ni+JfJery01+49Vn8Co1bj24R5YlBPOreH6I74cYoRhqMOXYaqxlhiVd8g+bI2qRJgp9hHLIrEOKJLaGXm4Z5CWxKajUBE+Hkn5p2RwU3KgI3tvLyAx81C+xcuzDdKTgT9YzXpr3wAr+eDPnN64oPFfxtRWfH22lzHmSuLTUQ7jb1ygJoRLcTw2H0xAWfIkpDFUHvrLi0ckMc57LpVBye2DwJKgyodvZx3UcrM5Qg5QHcRt/bhltCnRpKLUhyzOGoxjfUSy/8Cqy2mSuWcdNH+IZw6gfU7/2Ml95/jfIdu7Saja44V7GNnzU0hpGSFy/StnfRuhyHP4jXHpqiUYNPDfHCEU3V2cMT9OnnsRanGTez+Eijs9ZzgxbnTyeOud4IfgVjB9SOC64HrmxeJ7iay9d5QtPX+LZ6zdpPPUy1R99d7xBpheO18fyArQVB3aEoDSQlYYfxgF/li+w6AlCNZ6kETmCqgNN79gaXPMFdReqjsA9mLhZGEFqxpRHZmEntWyPSnbiEq+MufX2Hko5WD/iX7ZdculyZ9/Hdx0GRnBLw8XUUlMwLOB/vh3T8CS9zPDqnI8wlj/rl1T7Jc1AsRZINlNDbsZUxFv7JX6jAUsvk/aH3PngXfrtNqPGDQq/irWastT0B8PxsphSUFhLtVrFrl2kt7dDGjZQTsIdsUg/XCGVI8rFBtdXfZZGbd66XyGPaywPPuDqSg2pE2rhHKrM6TDPvaFC5i6j/jY3V6skRgLZ7Bi7E5iYJq4muczpe8V0zPsMcE06pk+A057Wq6bx67o4YUgQVvE9B+UFBGHAcj2gVfEYpjm7nQ57H94iaiySaYWPpLCCwoDOcyIlqbuSqiPxBAysomcd/u5KwHZquVlV/LuNnK8ve/zPDxI8V/Bi3eGdbsmliiQuDJEDNWesiPtiTEc0PIFnwRdwIRTUtGVpZ498c51WFKKtYHeUUTo+jflF1laWaM3VyZRLJ9WEpaZfeuwPJYUW/NmDjNQI2gV0shKDZDmQ3B5qvrHqs5+VdApDLQC/3kJH88TtnD3d5MpTTxHHMW/96McIPyIpJNVGi7BWxfFcwFBr1BFS0tYZ38uGjPwmkemT5TG1SoXB7ibeIGc/C/j+Rx/QWlnlxjNXeGXV51J1CQeX997fY3O7y6jXQZV9rlz4KsMyB9IJkBz87wQjMAmeQ3DMcPtN6NqnlfcTnuvHcBZ2xvXJolwP5YVIN8BxHSyKyws1LlRdenGO0R2W5xfI9nZ49jOvsi8D9vsxm3sdtttd4jgmUJKaq1jwJQvBeKKGrwQLnqTE8mzdIUXwxZbDf3iYcLHq8F/fjPh/fxTzz65H/NsHKcuBwkrBzarkL/YKluoO9/ol7cJSdxQfDTTSttibf43K3EtUhUbnBTZPUGXOnhQY7RFZQUsZ1ioluR1SD11sqVFAJXJBSnKvQl8LemnBqDS8Vq3Ry4b0SsHnGnC5Op55k+uCp5++xiuf/QyNVpM3fvxDPvizf0uRZCy/8AXUc68x2OizvHZxPFXLkWhjSDMP7deo1QWjuE2aZzSCkKcXFrjbL/juf3yL/f199m+/z93bV9j83Gf5x087VJwRvf0t7t66j9AZv/Glp5m7cJl++v4M8TRTTMC5tNNJTJyMx5rUt05Irgn9aooEPbouToJLAL7rEvnBeAE1R6CFJGw1ma842MJgKWlV6zSjOrXlSyRRi0Ib6rUarUadDekw0gWhtuQHu7bGOLhq7DfUxtLXlmdrivvDksKMSdZOYfnGqs8gN4SORFrLhwNNJCTf2815bcFjL9V841LEICmRStIQln+3afkvnm2yPijpG/ilRY//+DBlt7DEoeD/tpPzYtPhwaCg4jQR8TisJy814RBeqWj++TUHo3NMqPGUxPglUkq0NWRFiXU8EA5KapQSeJ4LFgaDAcZaimRE0d8l8Bzao4yd3R2qtRphNLbelBIEvodhSJwkJElKLDtsP7rPNz9oM9jfpRz1sDh4ZcEHuuSdyiv80rym30uo1RqYtM+jzYe03/wZvVSeMVFmmgyd1MPPC5niAFiTkulE2MukeDsHzIcVOPInHY+3Fc+lGrj47nhyhbGWnoZdDXMmAySlEcjAZSRdBqUi63d54/W/IE5SEm0ZGYksLJuJJkwNhWsgL/jjRwYrJbf7Gk8KJJbEwDA3/GivYNEX3M0tJdDNDYESdDJLbiArLZvpOJzk7qDE8xRFadDWMioN2hje65R8pqG41cv5nRsVLnjwYKj5Pz5b4Y8eJLhKUArBUzWHD7sFv/cwwxEZhRkvvmEdj1QqxDho4WCpbUuofASCstQIJRkOeuiypNFqcuX5FxFj+41qFNDej7HCGZeZ5OPVDbVGlDm2GJGlGUWe4QWL/Mldh++++4i1xSbbWUxZggs4ox4f7ZbciCTd/pC8tDho9noZ5uEDkvLSjBFp0kcIZ86KPicsbyJs5gRaZiBoOqpUTAHxZFZrYXvjHvduVcYBc0FIkaXoPGMQ+ix5HrK0yKIkuHiDH9x+wH/8d/+Op155lVsfvI9BcvPqJZ65XkWFNSqVOrV6xN+Pevw936CCCirwyITD0EiGRnLVF3RLzcOu5pZhrKvZMZelpOCuHbfR93dzeoXl4VCjpCDXlqcbLq/mllFpuV5zeG8wXm9iLlQ8U1NoY3m6rviwW/LKos/GoCQT8K2NlK+s+Cy6OXWpkUhyaw7WyxIg1NEOYkJYHJuQaZ/eoIuxGs8L6Q+6RGHIZ772dRaXluh0uwzKCP1glyLP8UMPm8RIUzBnchIR0tUjsjxBZxmhH7K80ODvvnKNG1cvsb6xwRsf3KNnFLLMefDeB3y7WOPd99/DWssLF2p8bjXiA2MpkMcgmo5iORrBJobBEyzCNGam47EOJc8JpW0GUib5iqPnHSL75D3WGr7/ozd4s2/58pLlypXLZIMBRTIiCQNk5FALLdF8lWT+Aml3k8ryGm6txbXPfIEPfvY6+3ffZXGhiReGyCjCMcuUe+OJraIyx1wtYnlpgXqjiXIcHNdHeBFJCYVwSIwgNpLYKFItiLVlUEKnKFidM6x3YkYlpFbQHQmGGj7ct3w31Qw1fGsrRyrF//jR2FW07Ct+vFdwteniWouUks8vevQzw6A0NB0w1lAaM56+jgDDeP0uY5BojLGkeUaSjnBdF2NKijJHSZel5SXCIEQpQd4xSEeRFxlp6rI43OEpd4gQglQ06FmLsBYpFfH+LjuvfxujS1bnchYiy6tfusj/8BfbDNMRcuc+WaSJC81KI6S1uIxttSg7GVrbs7BxEkBi6txkHnG6gBnTv2aNtxPxWedFldrJC5ZYeAyHJe/t3MEpCvY3NlDpkPmqxFfzrF1aJViYJ5YeyysrfPlXv0anO6QRBFxeWaM08+RRSFgNEVJz9/ZtrBB8dHedB4+2WVSSF15+lmdfeZ65hTkklqg2h85iXC/AAFGlzjOLF1BKUNabFGWJMYIwjCiEYpQbXCXJtWaUawalYCcR3O9lfPRoi3a3S+wExF7AtnDInYA7OwHKdYl8l4Yn+aivSQ3MeQfvbsZrT5nxHi/jCRkHH6bWEMdjUPmeP97PUCqM1bhSUObZwWZM470LDRajC1ILjHp4viTRAQYPpIOVUCtitnY2aTt1BrKJVNCohawtlji+pN2XbG1t4pmc/sji64RIhMRe46BrJ8E1a1bWoSA5AyOnpJ2YMUvnTD/QjOHxrJicg4uivY4YddmcXyR8/SdcWZG88lLI8xevMkoUtdoCteYS/fY6yfZ9rt18EV9Y/uKP30cPY+aeuk6jVmeh1YCkw+2fvc69O5ts9hOUgA6C++9+wLDd4Tf/+e+yvLaGRpHFfaw1pHmKMZqi28YoRVGr002GZHHOzbl5Kq5DVWuGyZBW6NN986csm4JLGtRmlzXhYGua4ShG5hLp+rgElCaiXp3HrVRJLPx6RTIsDM/VxAFVonGExJlcf9RYrISsLCmKHCEk/V4fx3VRjkM8GjEsC3ILMukTJxUkdrxCotH0Ssv9TNHME0ZBRj1ykcKQuop5z1J5ZpVNd4kHO7uQJGgrKcoKD7faRI0Fut0ez6y0uLXbZ7FeI/Ic+rnAnOrQGZLrsbLndKDox9v16MRk1UnlbrZ2H+kMp9unbgcsXZA8c8nnxecr1MJHiJ7EkwozXKGVpHjFm2x85//HRq9Ktj9EiSZBVCOoVPCjCknWJ83Ga0j5UlCrhjy/Ns8Xn7vG27cesH3nNi9+9vOUFvK4jlGKzBqkcGB/jzKLGbV3SPOCam2OKPAAwd7+Fu999AY3Vq4Rr9+hTGM6gwRXuNxf32KYZYzyEq1crq2tshpKwjDg5urzhGaAFhblR3gB9A2UWYWaHC/laLIc4RxEbyh5YMCo8fZ4jPWuURxTDkeMRkNyozGAsoZRWmCtwZQFplAYJ+B928QrfWqp4mW9RbMcgBdRDjwSp8JTl+dQvofrRzza6fGt73xAnGs8f8Bq3WN1bZWRCrnx8heJih3aD5OZ0oYzDo+V+smRa3b+s4E1a/OmE4rcLCl1fCyF4O//5m/yws1r1Gsezaokqiqa8z6NeoWmyVHCRbgRVSeg5lwnu/+Azr1tnn4hpttXCD/Eq9QQfhWNorSW3FqevbjAr7x4jRcurXDzM5/n2kttOsMO1vVRjkcoHHAdAiGQUpHtbiGloOhtsbnZ5rO//HcBwSgZcf/eO/T277Ez7NAsS+7sddnvDNHa8P2f/AyFZa4a8dLnvoCjJGmvQ8Wdw2YJlBmZ5xOM+vSzlNiPiPyAiJK9QcKH69sYC2sXVmi06tjRgMxAWhpUEOJGIQ3Xxa/XGNWqxHFMFHqMCsXuaLxoiLAGoRTSlkhPUZbj2TRBEaPyFKU8OkmJM7dILkIG+0NU6JDikMQjGo056hWXed/h4eYWMs1449t/wjNrIV1z7ZTgObFk6JkiC07ubTmFGyZdOmdS+WcUfkJanUaWFILXvvp1fuPXf228srEaL0N0uGy1OJiSf+SKNJbleswwuk2Hd9CDBMIIN6gQhVX61uI6DkuNgKcvNMnzHI3g4cMNwrkVEjuWHMrxsc5YB5JSYnRBUmaEC/OoJEVn2xirKY3h1u032Hn0Ib5vsaM+rlE4Bl5baRInOe5z11kJFA87PRzPwQ88KlrRqESAJUbglAXDvKBnoFWpE+gMKcZ7PUtdYtIcnQzQVZ+016E/HKFcHzcISNua/b19Lly8yI/evcu3/uibXFxssHrjIhqXeJDjKo/GXJOrz7/A2lyTQpfsj3p4bQ+lNY7jUR3FtC4sUW02sVqjnSr3HzzEc39KbxQjRMEzN5cYpAM+99QKkSyIBxndQk2BZfrHWZHDYkronM50MJninACuc2NvxAzJdlxRXZaURT6O87ZjYB3tQD/xVQgOoizLnCJP0eV4EycvCHHcAOm6pFlOFLh8/toSnuOyudfn5sWCjTt3ebYxR21+jaQQ6DzBaMtee4M0GbG6MIdjDQJBr9tBWIvIutz58CEfvvsjHFHg+i4KifEDXrh5nQU9BAvPr87RWX/AoN/l/m6bazeuU5N1/EqEBbxsRFFt4S7OkW/s0N9r01xooF0HFQYszrdQnovnO0TNeaLmAlE8OtC5YNjZA9smjkeM2jt0t9YZ7myx++geC1dXiZOS3TubVH2LsL9F/ct/n8bcGk2vj63Ueebzn8eRDmWRYY3mwZ332dl4gEm3KIzmS597mX5uiXyPZs1lUe/TKTWVqkurFTLsqVM4milZTl2fYALOGEYnNhs/Q0IduXjOiL0RM6zFqfiuwwhJKeD2rVv4YUheGtZWFpHKweqCd95+G6/SIE1TRnFMENVpVirUIh/PU2R5hnF96o2IqrUEVUvoBVxbmqe1vMZ+fZFYjzssTnISDYELOs9QSUxn6xHv/exNWnMr1AKfIhmiSoHjQ1mUlKnFdTSRcklEAMM+ymjKA/qg4jlIM97TT3o+lTJjWGpUrY5XJMT7HYJWlbzwKZwq4dwCXrWOlAq9t0O6voFtNpBSwaiHTjNGu7vkZUlhDNbRLF9oMuzldPol4uEOF154mi984+/RfXSP3Vtvclsarjz3BURQYefeu1y+eoWVy9dQ3lhfvHjzRT58/11+/O1vYvMExw9QQURna8TdXsaFtTlEa45HwSpDf56ucU52+uNCk0/1+zQoj7muGVv3TpmbpxzaU1S8PSPvjC9ACMHrP/we63sdwqiGKRJac4uUZUkSD9jvDSmymO2dNs+//BKVqELhCjIMySgmLTW7hcCXOWCR0sHxfUxURy1dpuoq4iRhYa7B1QvLKMcl31vnnfc/4G53n/1SsNRcYv/eHag0USKivb9Hs+FRDkCEDkpa1re2CKShu9+lP4qREmquiylLlKcQjouO6niOgyoSdJazeuUSlUadUkmkH1GM+shuBxyF2NkYr1BoCpq1Bi0sgzyjs7NDO87wK1XydERUiwjrVfYettnfT7DvfsSFG0/z5X/8z/jmv/wXvP3WD/j83/9NLly+SfzsFaqNBvZgRw6wVKp1fvU3fhuynO//4e8ha3WQkr3dXTYetVHEVIqMpl+lqwMGRf20RJkG14y5DCcjhg9OTAoXO8sqnGUFTHqmp8E1a6ewg/zHzzm+Vm+2qMwt0ml3aMcDXFcxt7SGTrvs7b+LlJIkifnO976PaCzy2qU6S0vLDLttTBaThnNIVxCYEqeEyoXL3OnFfP97/5pnn3uWH3zzD7h88zl+65/8Ln/6zT9lQZVsZyW9JGNu9Srzly4StBq89+4HvPXuuzSaFmE9FsoKZVUiahHXazcpckvZfwPrO+x3QQmHehRSETmR5+NiEGFIUWkiKlCXDq7RZHGMWxhke5tifR2/XkeUBcrzEcLBkQLP8wjCECugLAsMksLK8V7ZjuTqZ55l794We+tbfP/3/g2+4/P13/3n/Nn/8j/gKKjPz1FrNijLkizLUErheh77u9vceuctBoMheCEod1wfz2V5ocLS5YskpcVKh9IJyU8p6BND30xCdBb4pt1/Z/JY06LtFFRPgusJ9oQ5XMTeWMtXvv4NHNfFGENR5Ejp4LoueZ5y9fpN7t29S7Va5/e+8wbb2lKLP8JxXUa7O+SjGB2GOBWfqu/SWG2RLl/jw/ce8N5PfsTCygq1y0+x3hlwb32LzEpEWEEEIUsLC/SsxSpBdW4B4dwhG8UMpKTbi7nUcCkahv12h7LfY7ebwXBE5Bp0WKN+6TJKligxXkyj9HxsEOIKAYM+VjooYRGFRlgBowHlsIfnSIyQ4Ec4fojyAkw+wkqD53s0GxVqzQav/MY/o9vpcv+dv8CTmi//2j/gz37/3xIPU975zrdYWL3M85//IrV6gzIvSEYjyrLEC8Yk6w/+7Fv85Nt/SGdvmwsLCyzfvMHebpvR/h7CEdTmx5NXszjFdjs82k5IzdOM92idIaoeE9hyOuNkMfacVZNPcVRThZwaFqdQPRtiRJXK0Za7QlSOQOe6Dq1mkw3Pw3UUxd4jrOhwV6U4oyFpt81SVXDFSakGIRfXlolW14j9OhcuX+aXfvO3aCyusnTlBh+8+zbDwYDPvPQyTtplM08wSAbDIb29dYadFTxH8MpTT5Fazf31R7TqNQLPYXeYkXUTNh9s07MpQkFlaQ03DPCKEQoBWiONxqYpIggRroNWHloKlCgoEWjHH4cLhRGFsBD6uJ6LqxwEljwvKAzjIETpcO3qddbtXbL6Avu7G/R7HX7jv/k/sLWxi006xPGA1YvXCCpNevt75HlBFFVwPZ8//r3/hR/+m39FtLRI4Aa8ELfZWV4lLi2mLBl1+riK8XKZrRVqFc3WdptyekmFWcz6LB/imdbiYTaBc3IQFROHkwFeE3rXtBPyFLjOh/r09mhj5+zYa18UxVi8pyl2bwOvgHRxkbK9x+dfjHjxSouF6hV6fZibX6M6t8yD9buA5YufeZE4t2x9dIfPX7pOrbmAKyS2zJFlyXZ3SOkEbL1/l9FOh/lAcrGqyPFprF0kkAKrNZHvsvD8C2ghiZIhH+10KEQdO0ho1BTKOpReiFWKOMsBRSWq0d7awnUdokYTjYT5JTAgG1Uox1u2eUoilBjvFKs1RmvysiQuDIOHj9h7eIcsHWGE4PZPfkx7e4enXv0CV659ln6/w97eFvcf3GWuMU+l1sALA97682+y/t0/4iuvvUQnTiiylCIryPaGXH7qizQ/K/ijf/kvqC0u0bp0lWGa8dnLd0jCCPuRBPG4tUdn9uIxuE50tTj645wMKz3HLDxrZb8zua7HD5HTANNaU5Yloe/z5c99lqTfp1UtWag5rK1KVi85SHuPqvTw1Ty2v83i7gYpd0jiy5T153nzj/6UL331HyDnlijynCDPkFqzstDEqzfxTUZiLcIPUZ6LKwQt5TLYfERbe0Qrl8gHA7Z7A9r4FBdf40d37nB5MOCp166DA0YX+L5PM5Bk2lAOOlTrNZTrocIQV7mkwqKiCsMsYdTvoZRL4IdjQ0Vr8ixBCYsfRiRJzHvf/g8ke+uIgz1vdBLTWX/Im70eae+LvPDa5wjDCo/W12k2FlCey3vf+kPuffs/IjGoIuVm3aGgQcNUyPb6BDbly7/6uyw2l6i0mjTmlui0d5HtD9m+92hC4T4vgE+c08fT148Fzsl13k9p+5MFnKNTzZo+9DFBZa2lLEvyPGf5wgX+wT/874miEGlLdJEhSXBFjq9S8ngfx5ZYbVmaWyYeptz+4E3K9iOuLjcZPtzizTJieS7kuWqMW6ly8wtfwGstIMx4syXh+OOFeIFBe49/vW15I1/hOXuZr+uPcC48R1K5yNtv/oQHD+7Q6zd57uIiv3RlDl1kGB2ilBxTEO1N6heu4AYeWZYg9ABTasIgJPHqVMMqjlIo1yVLEkZJPl6OqLVAo96gi89+UlDkILIYG3dRaKwpkVJx98N3MQZuvvgZ+sOMNM/5/rf+hPvf+g/Mz7W4srZKPR+BGfOBam6VV+daFNeXya3La1/+BuXBNnkX1i6hxGtUdr4PDz8AoY4Z9MkolVNelwk5M7MTT147vaLfeQCZLnx6ychTy0U+OdqMMZRlidaaIAjwfJ+oUsVxXRzlHG2rBoLghEFqqBvNyy8WWF2gs5JhP2OpUDiOZD5sUvn1f0hYr2Pl+MPQSOzBLl7GWL63GfPNYYXM9qj6u2ysXadd93nrh3/Cnbd+hHU8OrnlX7z+gD3j8b/5/BpCWBLHpygtZTm2gZUukVk2nghRlqjtB6h6k4rjo5U/nu8YRWgzRwVJPQhxPZ+4myIqLcqkABGgcbGdLQx9rCuZd1epNWr0hjGthRU2O312Bjk3Ll2ndFzK1gpq/y6juDt2tvsVdjc2GDVSFkrDcJSwtT+iXvVZalbQxrA1SI6lzHn+wscA6Cz8zFi74XFhpxPD4okw5umJFR9vKDwEljEG98AdcwhWY/TY0y8MUsmDSGhx9FcoF6SD8CK8SBDNwerBdrfGAitrY93u4N94n8GDIcdovv7Zl3nu5g2Gac58o0YrqvLG+/cYNF1an/8co1wzKi0jLfnDD7YIbclvvXCBstDElSa1SzfIXA+Rp5TKxfFCnKLEIrCjETLfh7CKrjXBlihrCKMQFYQopUizPsVoiDQFOh+hggpi9WkiEeNXAjrb2zx4eJ+XL17jpRefpT8c4SsHQom+9z47999j19G4voNTnSdXko2tXbxnm6y5DkKMN3OoRT5Y6CU5O4OMc5X0o/i8JxEOU+DiVDyWeMywNsFpTbuATsT0PDmghBgvhDEpsU4AC5BK8fDOLfb6Ca6Eazdu4rkuQeDT7bRJC8vFtZXxow+2KimxR+tBIMaBdod78YyfO1ZaXeHyzMWQ5w4mbBpjMdZwc/lFfvurL1BqTV6UpFlOkmYMBwPyNCGYq+DFMTIe4TWa+I0meXt3rDsFAa7OoYgQWQ7paByUpyR20KZMUlLhIWo1PKno7XXJ0xRXuWgpEWhUpYYoCvzmHKAokWgNUeiDtVx0JfKVV7lXJviv/wAZKWK3Sau5wGBng/VUsRbN850//y7GjfD8AN/10NrSjVP2D3f7OtG9glOzn2dFMpypc82KID28KMT54+lMgTate308aTXu0GOJ5XneSWBJyeajB/zRt39AFFWo//AH+FGVqu9SGMNOu8evfOnzlKXGFDFhc5nnblziz7/zXVbWLpHEIy5eushoGDO/MIfWhsWFRaQcSzVtLbM2ZpBS4kmJ57rUKuGB83xlHLB3sCl5k4PdKwDbXMAaPX59XWKLDDfPkekIaw01CwxbZIMBrjakeUaRpIisR1OM0HmOyfvo1CB1xoCSbF/RaM5TCEGn32Nvc5tiMGC0/pCLK69x4XNfo71+nzQdUFm6jM1SuhuPUJ/5Nbb7I26/+x4r15+jUdUMhjFpnBCbgz0iT3X05LA4a4ibUthPYWRmBOl0rsMh75yZFEeFf3wgHRVxoLgfAstaeySxjnYHNYZqvcU3fvXr7O3tsbmxjhKCzEgWF+d48GiD11//CaM4phJ5vPy5+bHuMhrw3e98GyHGEwn2ttZZWrvARx/e4nf+y/+K1YUGxthz63b8+4w2mGy9w2EZi3UchB8gD+PEsSgAewPfWurWYLTGas1SlvC10ZBkOGQ06BEPBqTJkDRPGI3icdhcpYEZ7jF8mOF2euj2LptbuxSNZbrLz5Nt3WPn1iZZmtEKL3D58k02tzao1GusLLXAaHRRIh3JIDGkRXn2ixyNRk/AW53yIR8x79POoEk3DqdF4SzJdIKKOA1Eew47fwieQ6oBGG+CdLh428G6nM+9/MrRsJmlKXk5tph0mdFszNGs19jc3sZVglq1woO7t1jfanP18iUePtqgt79LXGjmm3XezYtPcRP5Sf7v4HjWs4RAui64LrUgpN6cP9iv+7iTDj84rcfr5NuyHBOzRUEriRGVGomWvPK5z9Lev4l75yOqCysElTqVap1ue5PFS6tcWGwijMGXDo4SbPSHB8B6HGBOgmWmNJs1H4JDHmsmhTERLnNC7E1MunhM5wgO9ZnzFcBDDqsoCgBc1z1i5w9LOjx2XXc8VB5KMwQrB8r58y+8cNwZZcn//n93BaUUSZqRpyPanT4Sw5e/+jXmGhWs+dTQ9WTpAHwWe9IOmkK9PNjfGed4gPGaLbCWCFhsVcf98UuvHOirFm0Mr91YGMe/SQVmbLAIBI9GBVlpTvoDz9qE67HgmuW1PnP61zkNcVQZwYn5hEdMgz2EwhMWepIclfI4Zms6iQNLDzixplNZmlP5Hdel4Y2jLWu1GrDApcvHeYzWn0AT/KtL46Y9gb6jn3oKiEKAoyRuJZq8GzhwIXmKzDwh435CoZ8FrpOXDtPJVZNhtlVwFuVuJ8TW1IOetNMOdaxJYLmu+4voiyMQ2k9v3PtrnWa/t6U9zMi1OSmlzptEc5bkms4/MbLJk2eepLacHi5nFvHkZU5SDUqp4yjTJ+JQ/tNKfxkfQW+UHS+/PX7qZAXOqBicDrA7vDDlwrMgZwbrzQTJ49w2nxwEkxLrEFj/OX06yQLdYTYFoKm+OySTzy2FKaycLEPOvvGMWRqnZsEeFjgV9PcJWXetNY5zOPHi2Cr8uOmvWtL9dR56jbG0R9lBRTlpvc6abjUpUCyc3Efp0Md4qEodO7Xl7ELPapizTEH7mPvOTpMO6FmsO/zVA+U/pVROAutE7N0ZVuEp1efQNXZ4biqC9OCnPL7I2QWf4qYmROX0skefAGTTfsJDiTUJqP8Mrp8/CSAvDfvxtDvHnqECTVw/VRLH/uEZQkmeKuAssmyyQCbE4eQsnukHPwEWJvWrQ2CdB6L/1AH2qb6fGG/k3o3zGRenrL3pSyf2BJ8hYCbzImboWPYM6J4ljWb5DU/8fXya5Sf82wquT1M/EwLSoiRJCmZMoeKxKtHM5Ys4STsdZJgA1seLnzpTbh4AUDzhUDgpsYDHSqzZDfafLtB+kUkAo6wkzYrT6vIp8vWs/ps6f2Id2uP75NnxUzMKP/N5s4ZQ8YRk/rEDGk66c/62clmfVhJC0E9zkkIfnzwPP+fZaSd8olOSzB5KLHuewv04yTPD6fpE9x2nQz+hEOKEA/pvW/q0aQoB9OKCpNQnL5wCkYBP2genrMJpouu8go/4jJO3fJIGO5RWj/MT/m1IfxnvvT/KyLQ5gzWfjMuaIZEO0yHdcA5LP+XSmQqFmMw56247YXaKsy3Bsxps0k+otT4BrOl7/jaA7S9DYnVGKaU+I5Tn1PMfE25+FJ5+urCTyvuUAjYjdnWqkInohjOe/SSNeSixHMf5z+6cTzGdcuc8VvOZisub7utTwDtOcmbBMxF6nhk6q0JPlo4C2Q4c0JPunE+S/iZLtk+77hbojLKp8KfpHPbJu+/UqDZpFY5fiVPomFbmZlaTCXNzmuZ/knrZU5MoJiXW30SQ/HX2E2pjx8A6Vemj/3F6LuEsApTZZUxcO5hLZc+OIDwqfAbPdSoc+fjG8X+PT5M6luM4R+TopBP6byLA/jqmUpsDYJ1FgB/8ODM6eJYQmV3O/wqg6vwTdzeSugAAABZ0RVh0Q3JlYXRpb24gVGltZQAwOS8yOS8yMyeyjWEAAAAldEVYdGRhdGU6Y3JlYXRlADIwMjMtMTEtMjlUMTY6MjY6NDYrMDA6MDABJCJYAAAAJXRFWHRkYXRlOm1vZGlmeQAyMDIzLTExLTI5VDE2OjExOjU5KzAwOjAwMaWX6wAAACh0RVh0ZGF0ZTp0aW1lc3RhbXAAMjAyMy0xMS0zMFQxNjowODoyNSswMDowMMyT5M4AAAAcdEVYdFNvZnR3YXJlAEFkb2JlIEZpcmV3b3JrcyBDUzbovLKMAAAAAElFTkSuQmCC" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Wirtschaftslage_Mittelstand/284x199-wi-fi-mittelstand-herbst-2023-v1.png" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="05. Oktober 2023"> 05. Oktober 2023 </time></span><a title="Wirtschaftslage und Finanzierung im Mittelstand, Herbst 2023" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-herbst-2023"><h3 class="title">Wirtschaftslage und Finanzierung im Mittelstand, Herbst 2023</h3></a><span><p>Die Wirtschaftslage im Mittelstand ist aktuell so schlecht wie seit dem Höhepunkt der Corona-Krise nicht mehr. Der Creditreform Geschäftsklimaindex…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/664000-unternehmen-in-deutschland-von-frauen-gefuehrt'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Frauenquote/284x199-frauenquote-v1.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/a/4/csm_284x199-frauenquote-v1_9425133299.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Frauenquote/284x199-frauenquote-v1.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Frauenquote/284x199-frauenquote-v1.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="12. September 2023"> 12. September 2023 </time></span><a title="664.000 Unternehmen in Deutschland von Frauen geführt" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/664000-unternehmen-in-deutschland-von-frauen-gefuehrt"><h3 class="title">664.000 Unternehmen in Deutschland von Frauen geführt</h3></a><span><p>Frauen sind weitaus häufiger in den Führungsetagen deutscher Unternehmen vertreten als noch vor ein paar Jahren. Das zeigt eine Untersuchung der…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-fruehjahr-2023'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Wirtschaftslage_Mittelstand/284x199-mittelstandsanalyse-v1_2023.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/c/c/csm_284x199-mittelstandsanalyse-v1_2023_d9b9c9c56d.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Wirtschaftslage_Mittelstand/284x199-mittelstandsanalyse-v1_2023.jpg"/><img src="data:image/jpg;base64,/9j/4AAQSkZJRgABAQEASABIAAD/2wBDAAYEBQYFBAYGBQYHBwYIChAKCgkJChQODwwQFxQYGBcUFhYaHSUfGhsjHBYWICwgIyYnKSopGR8tMC0oMCUoKSj/2wBDAQcHBwoIChMKChMoGhYaKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCj/wAARCABqAJYDAREAAhEBAxEB/8QAHAAAAQQDAQAAAAAAAAAAAAAAAQACBQYDBAcI/8QASBAAAgEDAwICBQcJBgILAAAAAQIDAAQRBRIhBjETQQciUWGRFBUWMlZxlSMzNVJydbGz0ghigYKywSRzJTQ2QkNFU4OSoaL/xAAbAQABBQEBAAAAAAAAAAAAAAAAAQIDBAUGB//EADgRAAEDAQUFBgUEAgIDAAAAAAEAAhEDBBIhMUEFUWFxkRMUIjNSgTJCobHhFcHR8CNicoKS4vH/2gAMAwEAAhEDEQA/AOXV2C4lEGhIiDQhEMPaPjQkhEMPaPjQEkFEEfrD40qIKIYe0fGhJBRyP1h8aEkFEMP1h8aEQUQw9o+NCSCnbh7R8aEkFIMPaPjQiCjke0fGlSQjke0fGhEJUJEqEJUISoQlQhaANNVpOFCRKCcxarpKBUdZr6CNw67gVMiggg98jiqltqupUiWq9s+i2rWh+QXsX6JdNCWRfozoOA7Af9HQ+39muf7xV9Z6ldH2FL0DonjpLpn7M6D+HQ/00veK3rPUpO70vQOid9EemfszoX4dF/TR3it6z1KO70vQOiX0R6Z+zOhfh8X9NHeK3rPUo7vS9A6JfRHpr7NaF+Hxf00d4res9Sju9H0DoEfol019mtC/D4v6aO8VvWepR3ej6B0CH0T6a+zehfh8X9NHeKvrPUo7vR9A6BL6J9NfZrQvw+L+mjvFb1nqUd2o+gdEPon019mtC/D4v6aO8VvWepR3ej6B0S+ifTX2Z0L8Pi/po7xW9Z6lHd6PoHROi6S6ZaQA9M6Fjn/y+L2H+7Sd4res9Sl7vRPyDoF4+gJMMZPcqK61cO/4in0JqVCEqEJUIUeKarSINCFrXMvgajo0uN2y/gbGcZxIprP2kYorT2SJrwvaNjrM11cbW05omLMZMy5C88Y49bP+Fc215IyXVPotacHT7LBfdU/JrmOGKw+Ub5dhkW4wiIASzs23AwRjHmar1LWGOugT7qVtivNvXo9kOkuqW6k+cpY7FrSC0ujaL4jh2lIVWL8Y2j1gMe7NWab74nJVajLjomVZFYkeVPTE7nHlQhYpWuAB4MVvIc8h5mTj/wCBppL9AOv4TgG6k9Pyo+a71lJolTRbSVGLb3XUwNoxxgGMZyePLHvppc8fL9Uoa3f9FgXU9aVS0/TMgUAn8jfJKeD7MDuKb2lT0fVOuM9X0WpJ1FqsTI03St/HC8ipnxC7qD3YhVKjH7R9+KaazhmwpeyEYOCgOrfSa/Ts+lq3TV9crfW8k+BIyvGVkK7CoQ8kYPfz7VMHAiVHdMwj0V6VLfqO5ulXSTZC2iR3E93hwzcFSpQYxkEHzzUFS0Bjg0jP+VOyzFwvTlw4LzVb48FACDhQODmu7XnTxiVkII7g0JsIUJEqEJUIUcDTVbRFCRYJV8TVdETG4tqEAA9v5ReKztpeStTZPnL1f1B1ZpPTuu/I52nkuirTGG2h8Qqo3EE8gZIUkDzxXOtBkQunDhGJhVdNZilvZ5UHiKzqAxZSOYy23BBwR5k8YwPOsVovOLjqZWy7wtDeCkPQ1q1nD07dx3crR3LX1xM+YmwRkA4P/e7Z9vNa1JwAurJq0nP8YyXS0vrTZCTcIomwE3Ajdxn2eypS9oEkqIUnumBMJRarp0sKSxajYvFIdqOtwmGPsBzzSCow5EJDTeMwVu+QI5BGQR2I91PTEcH2H4UJEOPOhKgDj6px9xoQnB3HZ3H+Y0IWKZEmDCaOOQHGd8atn78igiUAxkoWfpHpq4UifpzRXz5mxjB+IANTC0VRjfPVQ92pZBg6KKn9GXRk7FpOn7ZST/4MssX+lhUot1oGTlCbBZ3Zt+64z6ZundH6Z1/T7PQ7eS3SW0M8iPO8vPiFQQWJI4U1sbPrVKzC6oZxWFtShSovDaYjD+VQKvrJSoQowU1XEaEiwPLJBrnT80OPEi1CKRMjILKcjI8+RWdtLygtXZPmu5L0FZtpnUsGi6r1Lpt3LqcsQdTYCRQcD9VX7Zkx58NWTRszqhLmEeGMzG/+Cta0W1lnaG1A7xTECd0/cLeXQejRe/OkGjdSxX6IESdJZlAynAwXxggdj7KU7MLWlktjP4vwo/1pr3Ahr5wHw9NVt+ju1gs+ibS7lkxHI73BkuFEX1nbaSCSAcY86pOpimS3ctKlU7QBw1Uj1PqsUk0MMdzEbeRCrkS5U8ZPY/WwR5g+XnWdbHkuDAcMytOyMF0uIxUHCtpNqsMaxW7fJIQsKuAqRsV4XIzgcjnvknyAptJuV5K+TMK09E3Ty6tfYDxRXKNJ4RuHdA6bOURhhOHwdvnjIzzVuk6ZIVa1U7gbOf5KnFlxe3xZiqh0UHfgAhR76SmTeeeIH0UbgbrABoT9VF6h1A8F98jgkuS5yDJEwIQ4BGc8c+t8PfUtanUa0VQ6BBMcpUFF7H1DRu4tLQfcAqHn6g6gS2gNvc3Msk++JCbHxkDlGZSSF5ACngeyq1GpWNMOJn2VyrRoio4DCFrR9d6nGoImtLlF2wlxZggycDLbWG3PORztz7eKGWmoTkFC6gwDipF+v5AGdoNMhgQ5aS4uWjOP2O6+Q9bHPlUorvxwnkm9g3fCyXPpEgtulr/WZdNdhZRQySRx3KgMZJQgVWbz5zz91S0qwqcFE+mWKO0f0y9P6lfR2K2OrJePIkQjCxtyxAzncMgZGSPb5059VrBJQymXmAuc+nq+S+65iMQcLDp8MWGGDndIx4/zCui2QQ6z3hqT/C5fbgu1w05gfn91zqtRYiVCFF9qYrqIpUii9fGVseSCLlMEdxyKztpeV7rS2V5p5L0F0qd2m6THax3ks6RTKoSfwiF2qrAYRs5B8hxiq1jDrrySAPDOE741Cn2kWTSAaS7xxDojAT8pmQprXBKmjXk8trdOvhPdKw1PepfuT+YwGBk88AZ74IzYLoBAcN3w/wDtwVBrCSC5pjP4/f0aTrCr+npadadAWejRyjSfm1/BjeZxNG5VSm7Hq55YEA+ysR7HucSMTJ0/ZdPTexrBJAEDMxyxw/Kl7n0ddRMkfzBquhl8yNIkiSIrFwAxXaG2kjd63lu86qVLM11QvdhIHVXaVqLaYa3GCjqlt8yaovz0ZNPT1Y5C8cj286nkqrCPa3kMnB9oqEWd2AkKZtqGJAPRSHo+sLuHrObWrye2ksJ9M8GCaAhYQ5bc6YLZByN2dvrE9+KmFNzXQVDUqtewEKQ1U6jedUmOGwu5bUXKeFOozDggB3JzjjHeqRZU7Um6YladKtRZQHiExjv4DghqlqLTU7mRo5VhdHYOFI7ZC+0ZBOOavWyq40nMOIa0/VVrDSouDrQwQ97mzjmW6xoq9r3yq60e102x1y70t5r9nEyyoBGqRvl5Mum2PAB4I9g5NJYnltMQJVa1sa57rxj91uXaXTdT6tqNvFPNpd0rPausaSbS6BmcKM+qXBI78ODmoalO8SQExj4EFRQ0nUzPeSSfJLm0crJMwsn8WU9mQjPLDJbfjA9maexgInFKahykLS1rUZdF0C7gst4tppFjEUm0+OFVSd+RwAzD6uO1TWGkaziJIVa21hRYDzyVag6g+Tw6XcvYySTWbZdHkbZCFXGYvIHgEZyB2xV12z3EFjsJOChbtSmQ1zMYGPDlxKj+vyx6svQ7yOVWIbpPrH8mp54H61bGyWXLIwc/uVzm2337Y88vsFXhWkslGhIooGmK8iDQkUZrxwtkc4/4lOf8wrP2l5XutLZXnHku8dJXcT6ZYC4ntZIPyhLyW4m2Y28AHsSM/Cq9hpkh5bIOGRic1LtSsG9kHXSDezbejLpP7KQ6gexXTb6IvpQRYYyJY9LVQ7FyHVfuAUjPmatVGvDJ8Wvzn2VClVpmpHg5imN5kD2x5qH6Dw3TEDXUtoyvfCd4zEzBvWZiuFUkAjPlwBVCxXm1CWNM3TkQMzAOJC1tpXXWcCo4AXm5gmYBwwBwPKFamg06eGdVj6bjmkjITLtCUb1cuA8S+at58AkeRzpCpVaRN+AdwO/DBx3hYXZ0qjXR2YJGGJG7HFo3HVZJI7b5NcYW3NruMs8NrqUbIYhIzbQgmGW2bQDtI4OFyc0wvw8c5asOcf8AE4T/APU9rRMU9/yvGU5fEMYy04arSsb+yWHwdFutWN3sLRW0ZPrMQm3HlwRITwM7hgHGKimzOd47gHKN/LhCtXbcxhLO1J53tBqCRhiTlmpm6uL5ZVdb67iVJSpF7aBtsXiEFvzQz6gVtvfJ7VGyz2V3ytOHyu1jL4jrrkpKlrtzBJe4CfmZpOfwDTGM0fpNe6bZXEkOqabOsMUjrGIQpba4VVAV1I4OSce0AHGakZs2k9zRccJI14Y6EfVRP2vXY1xvtMA5txwMDUHHP+VPdQW6WXRd0t54F1cQW0rmWWJJDubnA3g/rVgZYLqAQ4kkRhpvj7KWuYYoOn7MRxRCQiKMMI1zjGcfAfCkODZSAS6AqF1He6rPewW+i3vgXE0KSQyJa29xAWwxdZA2HxgAZUjBPY9qgqPNMidQr1ns7arHEDIkT/KjNV6Yg9IWm213q6Wks9nLIsEdncyQYRljLAMSctkDuMdhxTadV5abse6SvRp03AY5KOtfRJoUY41e9sJ5EZfkt3MA3J4yGTnjjIJqzStbqRDnwDxlU6tlbVaWtkjhCoXW8nidZa6cxkLeSIDH9UhTtGPdgV1Oz23bLTHAfXFcbtN5faqhO8/RQlXFQSBoQooU1XUaEkLS1Jd9xpigkZvIhkcH64rP2kJpe60tlmKp5LqfW0mv6ZrGnabomtXenxzxGea88R2aI7yvdewPAxjy7jmuZrAUzjiuqswNUYK/X63cfQF62r67eXs0cwWO4LSwmeLbkFoyThg29SRwdoNNpMvi8lr/AOJ10KvdBAjRtNSS2l8Vi8imJkG4BDu3bwQRtYjHHfvW5YgfGWkYAZzqcIjkuf2k5oFNr2mSXERGgxm8IyPBXSKW9hu0tt+pmaIeKEktImKh5Sg5jmU4MmeO3JJ9U1bgObeIbBwwc7QTq06f2Vly5j7gL5GOLW6mM2vGE6Zey1rO28K0tljlinihiKqLrS5hkbmLEhN/JMwGcDHq4qZ1QlxJBBJ0eOEZxu+6gZSY1gAcCBPxU3czle9X2haV7eWkU7RPocdyFSTJgV2wWkLDho1YMGG0cYK5Wlv1Ym87TQHIRo46Y88U3saE4NZhOrhmZ1YMjhywWbTry2ZC9ss8S7o12reJbybVZA2UEo9YhX5xjLHgVHUDTjUG/NhO/wD1OGXRTUbzTFJ274ajRgInC+McDprkpK3ku5AD4vUS2jsfzbG4WIb2Ck8vuGCOP7p8yKruFmIIhk/+M4f9f6VaZ3xrg6akHd4ox/7TpPIrPZrqGqtNZX0l1PZyWQknjvIWhfxAy+rv2Lg8YwCRjzqnbqVJlIGgADejAyIg8TrGKv7Mr16lYi03i27q2CHSP9RpOElYeo+sJLOWw0jV7dLG+mT5VbWpHr+GCygkqSvAByM1TYGmA44rTqA+IsHhCqVqt3a6616L66uLWe3WGKDeDGiDcdoxjzdjuJyAceQplpsxqQWn8Kex2plEODxhw1Kx6RJo/Rfzdc6nf3Eun3CPaxO8SbziViTuByfVCA4UY2r5mq7rOyq7sxpiffThjini2PFPtIzwG/DXphG9WbV9Q0mRtNgklkvLXUZV+SQ28hYy5ZQuOQAcsOcjHNU3WN4vi9AbocVYp2xpDXASTrkuHayytrGoFPqG5lx929sV6DZmdnRYzcAOgXnVsf2ld795J6rUFTKqjQkUTmmq8iKEijtYedHsHtEaS4W6jMaIu4s24YAHmc44rP2jhSnitHZgmqY3Ls1hpPV/Vt0t/rOialYbIBbOs1nJHI+ZGYMqhQABu8z5H3VyNsrG9ca1x4wSF19hY2mA57gDqJVt9Jkd/FZQW8U+tx28lzDHHbm3YW6gLIHkY4G5XLHKscg7TirVCo0js2gyN4IH1Ve0B7nmo4gzxGioWpavd9NX9joel6BbapetCJkiXxIlRDweQ+R5c5xzU7bXWs5MPgchjuVZ2z7PbA0OZMZYnCc4xC6todhdahYNeNpVxp97ve0ngOozrIjRk5UklgykkEEdw1SN2laCMbpHFoUD9j2VpwvAxmHHL3lb+m9O21zqMESXd/Be5dyGeOQJ4boxb1oxkb0jHfyFWGbUe4Fpa36jQjfxKqv2LSpkFr3Y45g6g6jgFCa5e6foUBuE1ov4YVxI1sqqTBI78nxFHHrHdjO1sefJ+qsJumnOeR3iNQdyRmxKpZfbViCMxuN7QjU57lGdP64usxW8FrHp80HhCCOSa3mVZFjDncCQTwWfJOMliCKk/VKLTeIcJM4EcJ3bgm/odpe260sdAAxBG+NTjJJ4q3aHCmn3OqXV1LZxeP4THwi2FVFYEsSi+sSc8D31Vtlup2hrGtJ8M58TzKt2DZlayuqOeB4o+HcAcTgM53KVuNYtHtc2+pWreMFEbeOoyMntuI+6qN5s4FaNx8ZFVzqKCzv5Rf3Wnrc3tvan5Pct4bPEhL4KkEnbuJGR7fvqSni4KJ0hpCoNrPJbiK2uIp4mMe1WaMoAQMc5A9h+NSWh7m4z4dd6KFNlRpZHjJAG5RV/pVrfq76hb2tzbwWSRLNHMySRsu6ZyGLCM/XXtk8YIOBWebQ57v8AGd2nALRZZBSpgVs8dcjJ/BUV0jPNfXmhW9xdhdJiilMazyCFX4WYYUcHl0wN2ct7sGe1OljmjOAPuq1lYGvDjlM/z/fdV0Hd6xzk8813JEYLzw5o5pE1KhIokU1XU7NCE2L9N6D+8bf+YtZ20vKWjszzTyXtrVotXkvom0m/tLaJGmEyXNuZd5LJtIxgjaBJ5jJK9wKwVvrlPpe1XqPp/R7W916fSLq0gYTSJGrR8lkTwwcAnuTuwO591OZi4SUx+DTAlU3TJpOseqodRsLE/JpntUhkZDtOwKWVWPJxg9uODWdaKraj7oMu1AWvYqRptl2S67YXV3aiPTrLR1FgxmWCeLVWgNyEiTZKNoG1GYFGOSV9U87sVoU6d0QsyrVNR5dH43KtNrsp1HqaO4vLZrqC2uLa0tPFMe8tKSwEm4MXJAOfMDtyaqgxMnerb2F8ADQfZatlqEsGjzTy2soljJQJFDHKQFwpyC3Ck48+1VC3RaFjBZTE6yn9EQG4kmuXl3idp5A4HIzxnBJKnABx7xUgYQxrTxTX1GuqveDOSt06x28N9JGDOxiyYgw24CnbgDnnnnPNSEQOSgYQ4gF0TC1YWkFreMUjhS3UtGqRqTHwTj7uM0wON2SpHMYKl0Y4LkHWHTEupS6Nqj6hpltM9mIEaUEqhV5SRIMECNmbGecZyRipw03QTkqpqQ4iF0f0Y6FcWlqbK5W70izlt45vmy3uROguBIMywM2/dFIqglW+qdw5BGJGgjDRQPeHY5n+/ZO9KPVFpd+PpuiPeWd7AzLLqMEwgthjG+JscSjBIJwAGAG7uKjqubkM1LSo1CL0YQT0XKdLn1HT77VQ0LQLAssRtTawoYcQhmVvVXcc7GxzjAPspWXHVGtq5EtGO8kAKKrUNOk51I43ScORlVcdh7hXcLz4p1CEc5oSKJpquoihImw/pzQf3jb/AMxaztpeUtHZnmnkvdh/Pzftt/E1grfVV6gRLnrXRYJUSSNYJpGSRQyn1ccggjzoRkn3ckWn3Fwn0Me4s4jGY7m0t4m3lgu87FXcMFwOAc4bOApNQOs1FxvFgJ5BSCtUGTj1UINV6UN2Li76d1SwvEYidobWYNb5VGcM0TYxwmVGc4BxT6FJlnJNIASipVfUF15lSvzn0jaak2nPHJBdFw5R7dnYvLtfBzkh8yrlTyM9sYy4MbuTTUccysQ6M0XXUudWstT1F4dUiWSIYiMCAfVZYmjxxjs2f8ama8BobcG/JQ3X3y8PdlEThGsBR3SXowm6ZvppbTqe7ubadmkmhvbRHLSEfXDKy4bgZ4wR/gRHVAqDEY71NRqOpGAZbu/KtaaFPHBsW7jJO5idrD1ic8d+Pd/GoDRMYFWBaBPibK0rvQL2W1khaOwmVz6wErRkjz529+9N7N+Rgp/bUplsj2/K5b1v6POpdR16e403QVNsURUNtdwhhtQfrMD9bNSXQWgEKEPhxIcrJ0l0/qNl0zd2OraZrVtIhK24t+4WT1ZPqMRnHmuOM855pzfCyDimx2j5mFBXGj3unahdaVDZTr65gt5VsZPA8MsFM0hKleEHYkknjtzVc2Nz3Rpl+f7qr42ixgvA7zB37uXPRWXqzqq4v/Rr1FNcWcttFPp4WFJn3EB9qhj6o9Y7hx5GtmzUwazI3/lc/XeW0XE7vwvORPrH766JciiKVIkKEKKFNVxGhCbD+nNB/eNv/MWs7aXlLR2Z5pXu0/n5v22/iawVvKqz/lfSIPZBp7f/AKdR/tQhWqLjmhCzK7DszD7jihCEqrMhSZEkU+ToG/iPcPhQhCNFjjWONVREAVVVQoUDsABwBQhOoQlQhChCB7UIQAA7AUITg7AYDsB7iaEKh+nS42ei7WFZmLSyW0Q8+86k/wD0tXNnibQ08/sqW0I7u4Ly5nNdIFyaINKkRFCRRY99NV1IUJEIP05oP7xt/wCYtZ20vKWjszzSvdp/Py/8xv8AUawVvKqaf+V681p//Tt4Yx/iSf8AahCtkfahCyLQhGhCVCEqEJeVCEKEIGhCFCEqELl/9ouXw+grVMj8tqcKYz5Kkjf7CtHZgmseSzdqEih7/wArziK31zCIpUIg0JFF01XEaEiEH6c0L942/wDMWs/aXlDmtHZnm+y92n/rEv8AzG/iawFvKq9P/wDarqQ/34f9LUIVrTtQhZFoQjQhKhCVCEvKhCFCEDQhChCVCFyP+0oT9E9GGTj5zJx/7D1p7L8x3L91l7V8lee63VzacO1CRGlSL//Z" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Wirtschaftslage_Mittelstand/284x199-mittelstandsanalyse-v1_2023.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="26. April 2023"> 26. April 2023 </time></span><a title="Wirtschaftslage und Finanzierung im Mittelstand, Frühjahr 2023" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-fruehjahr-2023"><h3 class="title">Wirtschaftslage und Finanzierung im Mittelstand, Frühjahr 2023</h3></a><span><p>Die deutschen Unternehmen sind weiter zwischen verschiedensten Krisenherden gefangen. Auftragseingänge, Umsätze und Erträge haben sich im Mittelstand…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-herbst-2022-1'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/7/b/csm_Deckblatt-MI_500x280_5586de7727.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/7/b/csm_Deckblatt-MI_500x280_c7eeec2c30.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/7/b/csm_Deckblatt-MI_500x280_a212f44854.jpg"/><img 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MNuPce/k/froE5Ci9Y/5gXaqhi6uThuZdUXGyC1bSyBPa9PgCx9RdcT+tDwP2H362Bi2FNtjrSlMWTM2tvsbiue/AYhDryiUkLUSJVpcyIjcGDRKLHZuOd7ES4B3Ms0qiS76igSTQyBeJj/AMogCg+D52NEDrxxOHIynPoB2Y0Chz3zT7V5OGxCCSnJck6zqUmNNgmPcRFYYu28lFJTLNjglee1Py/NAXcTlSVdmiYN4XR2pDAneujHHskKsq4SOzbqzpChGtr2oA4e9KQVCAVHtXMxrKSDpeRcVycHcx09TMfB4h5sT6ksUVXIHiYeUknpLH6f6hzIB2PYeOqqxrakKbJVCtZTeYAnXu0qycA4laHBllJMdaBBJMaczrNLNXvz4avVllx8VtkggqzFk1zij9XYCqAELer7+QNDweqKfw6s0ZxckdXQmOZvEf7oycNikhIUGzYDtjQT3bz7V3YhLGbMNqD8tiihx5oKliRYpADX9HmzBOTf6tHevYa6MeI4dIKQF3Vm7J/yzREwPLxpU8LxS1BZUgAJy9oT2cskgSed/CjVbF2DVWpLVozAVGoyyHJKsxUtEy6f0v0L6XyhuWgxG9ADoKuItZisZheewY32zambkRpR08Ld6MNqKSMsE5xOx1y6CLAzAMaVqSnkFip1BVwZgrqkcai8wfh6TxS8nC+7CRjsAaOvDa6r+NYJKpXJ/baZBFp2jvkcquMA+lIR1IEDtXiCDtvMyNDzrpv4K02Gt0Uiw9WCzLG8XC6hKusIQ7UQaJPEsePDyft0RHEWkrS6oqJE/pO5J/y20vNBd4Y442pkZRmII6wtAj/GL62jWnbB3Ia+ExdUTV3kiqpBKElXwyoF+pH1G+sB5wPOrWkGCSdDNzXRYZosMIbURKQBqIsNr0qd3rPP3l2stdBMUMjLwUMOH+H5E/xonZ9uhFNoo4VoQapmUJ/JbQjLFzA3Hj5YnR9vuepNhVakOezb4ySlfmhyMteCFUtVqXpGRo13yPFmUnZ14Gz1dpESsJuQPaoWsrSlsqEAk+vfST+HXeCZDKS3rOPlgcWneGeWQ/1YTIzIeGgAQNISPcrv69ZOJZyLzJ8a6PCPKdZLStrGgcMWeoZXNsYbifD0spLBaiDEW9mUqY5E38wDrsHzodGYZKylYsDb2pXEPgJWhd1JgxzGYfIjvqw9jYyXI9v0R6MtZFghdHnWUsxcEsDzJIIP7n3+nSacEXXFpmCk+vhpVncalIS4L5r+HjX1ceSJbCrdsxxR7DsruykAkHagEkf2PSuV4OFptRmY1NHBbyBxaREToKx4HtjHRWJhVLSXOPKYQzh2HIk74j9IJH2HVyxiEdsEeQ+lV/EMq7BBHifrUt7BWyuRmKSH9fn5/wB+upSpOS4rnilzPY0746TEHKWzmWpJJDl1sy/ExFvVgAkDoulOyWKnj4B9/p11CQ/+Hb6KYLYFjobQdRtvXFFeHGKeD8Ahwm41EmRYH0r5qzdsHH0/XSolqGtRilHw+1m3LE0zHx+tQsqsf8ysPtroik4sKVEwSo66WIG+hsRyIqqHsCQCSLBI0N7gk6ai4PMG2ldeTlwJ7jwzxrj3iS2WutWrcK5h9faLx4gEiLwxA8+Pc7PVmk4joXAZmLSbzlveeel6FiXsKcS0pJBAPWgQInSIG2tr95muamRwAkFqWjUkK2bMnw8tZELx/CgRqfTUKAZAdaHgnfvs9QpnExkCiLJuCdc1zczp9K8jF4UkLUAbqsRtlsLADX3v31thl7WWzPEbUbV5asFGGVq5LISjl52GwFcN6QLDZ8N48+KH8aUg3kEk37xA7xE2tterTw6Sm1wEg5eY17iDF772vXR8RgrGOiANKtkUgowc5a4kjZtxtLKQR5ZT6quD4Ycer5cUlZmSmVHW+4A10NiORmqh7BKTCYSQEDs+BJ01FwZsRWyKz22MuxtLh/S+OBT04VKeh8JIqlv6fHZl4FhxIDH2IHQSjF9H1SqY53nMO+dJi+lNofwPSnNl1EWtGU/tjWJtrtFZVt9uR4qJJ4aUtxLhml4QIQYhaQkBwi8iYuQCgKpUnwCAOiFGKLhIJAiBc65TtJ31NzPMUFOIwaUQqCZk2H+Q3gbbCExsDAriax2xW9WJ4aNpWhtBmrReQJbMZj4FlH9RIuZH21rfXkoxaoIJF06nkkzN9CqJ561ZeIwKAUgA2Og5qGk7gTHpXNuTt5lysdabGKCXCymoC8iisgj9IOhCgyCTlx02yDvQ68kYrqFeb1/cZmCJgREyNoqjjmEyLDRSNbxcwkRAIMSZmIOhm1Nfb1O6vZVSzjJg9j4dTHUn0IpG4huJbW1BOxvRHt1xvFMOF415Ux1j37Cu54PismBZSUyAnwNKXe9+32LgKGQ7orrq5ZeMR02Fh4iQzgeeI0qjWwd+3V0uhtACjJG9SpvpnD0YgHagWOz0GTgrWJ3MaWlkMcjKQpXYOjv9J878/b36ZQQoSKXWkpJSda5iqGrb3QlBErAqgbnGnLfLiN6GyN+P9j0J/DIfgL2P2POmMLjHMLmLe4j6Hyrfi8stfKCOSxcRa1OyBNCdumoW24GwgPufOgPJPt0o+SW1AcrAfShsDpX05zqbk/EmpDlfxFvUe6ZZ+27POiJnjgklk9d5wgCtK4dyQznbewHk63rYKyEoQEKSDzn7+dExIL7inEnLOkQPaB8Kpc/fzZr8NJr088GNuRzwVpZTIyhG8lW+RS3E6Y8dg7/boamQ08FoslQPttPuL/CvMuKU2W3DJT6Gd/HY7etavwY7hOPOUNTH1MhatOJDkZLcVZpEXS8P6iHwG2SN+5P89JP4hLazJG24t6860GsO44gZEmL3gx7cqUuyI51ycpR9Hf8AqI+vWuhSct6zC2vPY1Wu38jmrM8kYzjUoI7pqEmrHIEUQyy8iSPOvS1/B31rnBYRLSF9FmJSFdoiSSB865/8dj3XnUdPlSlZT2UmAMx+Vfc2X7rq2O36tvMmKzkpzBNH8HF/h25ouvb5jxcHX79GTg8CpLikNyEiR1jex7+6lF4/iSFNJW9BWYPVTa/hexBrvs5TuipX9Q9wll5WvT40otNHFC0sb+3+cLsD6A9VRhMEowGv8f1HUkAjyqzmLx6RPTz2v0p0CZB0/VXP/UOV9eVU7hyRWPFjK7/LavmPiH4+/voj+++vfgsPAJaHay9pWsxV/wAZiiopD5snN2E6RPOhHcd7J2MfPFdyi3guOjuTQyVYCD6jQjhpdsPEpPkD28eOjM4LCqV/bgFRTqrbN5bbUu/xHHJRPTSQkK7Kdym3PfeKC1O2cTPXx8clu81axXlmLwxxlVlijEjxgFwwIGx8wGyQR4PgasDh0lUNCQQLqVoTAPL07xrTCOK4xaUE4gwQTZCNUiSPIWvGx0NH+3aGWxmPw0tLJ2adTIOS3OsshijKyPGw3ve1iJI+nIa3vqjmFwJUtPRSU/uNzYH3NXRi+JZEKL8BX7E6XjxkAn01rZXXNcuN/OSj1Ph2Vq9OKZWM9iSJHG9bQhFfx503t46GrB4HVDPPVSh2UgkeN48qM3jeJGA5iImNEJOpIGwtafOjHYuUyFynlVydpZ5q1oQB41UKQvIeCANjeyP2PWfxTCsYdxAYTAKQdzuedP8AB8ZicSys4leYpURIjkOQFNUMrrCQrsAFPjl/PWaEJAgCtRSiTJNZ8hbaGpB6ah5ZHHhj7/INn/bqEnW33FeNqWO+sXS7rxlap3DXinr1bUVhfU2ugGHNfGvdQV/hj1JM61CSQZGtTjuvD0e3a2FiwqRw1YpZ3WONyygNI3jZJOuLAf26cwyuqRS70kyawVrsLWRHal48XI479hr5fsd+42D/AG6WxWIdaWAkWt/vn8q0MFhGHWVLUesJtPK4I0+YrNCs8WQyM8JiDLjbjBpFWWNSa7b5Kdqw8kaOx56E46lCVQbjab0HBYVbr6ApJCVEXi16yVMTlJO1q1PuPty/YWGCVW/L8JBNBEx9QxussMoPFOSsQAPOySekQoqVKHDYi0/K2taxS2E5FpAJGvn5+FTXGR1L9dqFew0Md4okti7YABWvCZpGVuOhybjxBViNqN7JPWotZSk33+dqyEISoiR5xfS/+6s34bxzxdn4i5YerZaev6gjhmLJFzYtr0vTHA6C7IdgTvwD78/xa4AJm58a6HhCYJNxYeetAO36lOpN8Wkuf4+Xk5VYVVF9+RPqHxrroRiClMFFc4WJVIcorb/EHs7D2ngyr5d2mYyFadtHD8lZSzKh0u1ZhonemP0PlxHF3wgAAQkACwNh/A86RVwTDrcUTMrJJ6xAkzNvM+Rp6w0/bufjgv42tnLsaysVsx5Bn9KYAMfPurkBT9D7H7dQONPgZQBBt2RpUK4DhycypkX1OvPxrVBQxUsteA4/Ookmk22ROkUpw1r/AOHy6+3j26sONvk9kf8AUc5+N/GqngOH0k8u0eUfC3haiI7aw7V6s618sVtQLAp+NbfAypD6Z8/pAYHXtoa6ujjGIUAbc+yNefjUO8Dwraym8gR2jpy8KPTdq4vH3KUcuYzMMkvKvVAvyjioXkVBDeF0g8e3gft1VXEnIghN/wBoufua8OGspiCq1h1jYcvhU17kyWFTHxyxfnAmgrF9zZZP8NXb5Gb+odcRvRUfq3obPjqjPHHbwkX/AGjXbzpnEf00zAzLJi3aNhofKknEdzVrlmx+VZHL2o4442ltwrGihVdY0RlJB2FcED7A66KeMvkXCbT+kb6+tLI/p7DAwCq8frPgPQe1UjtqnBJiln+KzhJSWBVSx6G4ondQnyuRx2CQPYcj0uvjrqv0p59lOu5p5H9NstyAtVrdpWmwpiwUGPxUdqpi4bQrmVS7M6txk4/p9/fTDf21599dKYniDmKV0j2otsO/50xhuDtYNPQsGJMnU91fou8K35scZ+X3OXlfVMsYU+PoP+OhdKImKOcKoTfSvm1mWsWBAuDyTiMGN2eSNFAOvIJ9/b6dUDs7GpOFA/WPQ0p9192Y3DduXcrZqZthQtQxNXjuopDOxAYPo+Bx9uiNrzGhOYcpF7zU0yf4gYTuClzxeKzYSIF5YkmhllDFvLefL7/YdGbfCJSRQ14UgAg2+++jnZdDt3u2qZ5splcfaim9E17NaFSHHkD9Xn/j2I6uHyswkgffiKg4bIDmBNtR/B+NO3bPY9fuzE5ZKXc0YUJPjpolgWRoiRxDNphrxpgPOx9es5GDAcK83P3rU/5EpbS2UWEb8vKs/wCI2KwnZdua9d7Kks1py4F6gyxKqkEEO6KpjPza+Y6P0J89SWSjefegIxBct9/7qD1pMT23i1hs2e5DBZhsVoljr1CF+IiRHOyzb2qAeOJ17MPqcrC78r0JKCmRM7etUbsiapF8Q9WjYSVUStzq42CtMyxjW5dSsrHyPYA73vfSbuB/ECcx8Df6U2xj/wAOSnIDpeSPrTZLj0j7XzDaXitGYn5fJAjPWu4jqmsRpzrCKg/aHatGznTJ3DXnnjs3zXgRdrF7jTyFSCFJIA/v1luukDKjat5hkKOZwa/Dvr0z+FmKxmOzl3IYvEWcTj8tTjEleRSvGzBJJGf6Y3x2mmGj7E+N+xcOCoxMiPnS+N6gvYz7R/r4U328nUQitBRys5eEkWFpSCGMlSPmdgNff/bpkoyikkLzLHiKT6uTop3X2dWrzwC16Estk8vl4koY+Z++lcrv+elWVAAGnMUhSlqBFZO9cxbsd02VySLAtSNXrwiUSbibx6gI17kHY6FiFqJvSiEwrzHxoTbwuGuxF8hj5b5uhKzBqxlThGmxs7AjAJJ2Pcn9ulysiMp0rp0tJJVnAM/ff9xSPW+DTuKSPEwpXoy490+GjrNAXCyRugYH6rtjy37MRvz0XDKV1gozS2PaRCFNiIIBtG9VvA1eVGkiKgRbE/NF2dqJ3Pj7DwPPUJGgqjiozKNtL8vqaI1Kb171m1JZjiik9GNK0ScvS47JI86BLPsk7+hPRthNLixOQetYMnkIIrN2GpAkdtCjeqRyPI/Xz+3QluhMgU2xhCsJW4bGa1VWsXqIe3M/MeA/t1dSjlBpVlCc6hGlTB8FlO6MHncVXsVRYM8NlGsPxThHY0xJAPty6MynPYcqBilhvrRaanafh7dXJzHC5erQ7irWF+HjMnw8dobI5RSE6VwQPkOuQPg7GiQJ/STQi6QOsLH7vVk7PxWRu90dsZzvHHxY/uejZ9OXKcCqZKsYXVfUQgMsoOgC6qQB/A6sRpOtAKkiQnQ/fnVjznc9TDYe5lb7PFj6yk/Ku3lP0RR9WJ8Afc9EKgBJoaUKWoJSJNef+6u6O5+75ZYcynw2GtVl5Y7HSeqioXRlZ5h4lfZRSB4489DzvpF/FQkxry+da2D4fncSlRgHcc+X19jSba7FzOXTFZLA1Jsvi718xwPVicrW9PcZEgI2gBB+Y+CNfXx0RTStrzSKHctliCNaYbH4fZ6nWm+Lj7mozPZZialD4wSkjyQY2JA8eNge/S+LdxbICcO1nnXrRVmENuqKlqAr9U/FivmMBk6k9WnQknx9khPieZIEbeAQNb9vG9662HcyQJi4NZrMOFWUHqkDT38KWO1Fmy9aM1fUZ4pDNGQNjiOPld++iT4Ht1h4hYB766bAhQEK0m3zr0Rcnz+JzdGlgTR/Kma1JkJfTM08MrryTgo0F+dt6PgjrWw7QQiCdb/xWHjMQXncw0Fv53r57cbuvI4epjstnE+Lp5WP1ch/hT+aVd/1IvSQkIDyKeDy2u/fY6KUgg/Sl0lSYtG+tSns3J4vBdz1WtxRvEZJRZDKZWVCZVj8HfgDW9efbrOTAQeVbD4UtwRrH1r93JRTJZfL5fAZFoorzrJDCYCAsfFN60dqflJ19z1QqSqx2oRw6iAonWKPZe1OMDemxeYsU6sUDEukQYuzgKq+d6+Xn50fY/z0BsSM50Hp61uLVDhRvrAgkRvEE8tqTMbmoMfn69bMWi8uRhFSlLJqLcSefUKn9Cu6hVJ1yI37dONYRTaCuIkffl8ay8Xjg8sN5pg/fnzq2YQutMxK3GWOWRuEm28NKxAI2Nf/AF0BvSiPdo6aCtlYmy8rK8awR7SVPT+cyfIeWy3jwB419erpKdKGrpBes9jG13uWZUaP4iQIupgfmCf5vHUKShR76Ih19tGWJAketaEqzVMbxjCWXXkWAOtk/bqykym1AbcyOGam+bxOS7f7WyOTjtLUsyrDGSo5aD2AxXz99Do2HSQddqBi3EqGkiajdm5fllRuYs+mVLclCkbPufcEdQttWoMxUtuINiImrF+Gd29lKU+Au2JjZaF4K8WQrLKImK6BjnUlk17gN4+2ujMnNZVLPgC6d6O/iT2/l3sLYyc81+hiaof4WBFkR0VQHkdfBDuST7+BryQG3R9I6pNwNRpamMEsjONCoQDAN7WPj5Us4J4XspLGPRx9OJnYFdqia5D5vb3I1/brNSlMlWwmtpxa0ZUR1revl5+VOXZffSVe0aSZGS2Mpcha7FHFAf6cJscUZiSB83IHXvok662MHh1IZShQvcnzrneJYhDmJcWjSwEdwp8nzYlx8MdUuZxxZ2LlSQQfOx7jyOjhq9KZ7V427a7TopNK/q2GEcsZVHKsnIkjlxK6J0Pr9+srFuLyBANjPsK1mW0BZXlvFehMZRjFenbDMJK8rqigKF/Qjb0BrZJ860D1yKXHMOJQo84MEa94rVDpJIit/cslzFRw5HG5G3WtzyGWdkZdTFEUKGUjWgFA9v8Anz0y1jn3F9JnIttp6aUEttqJSUD7nfWkztbLXe2u8MV2ri5UXEVszJURZIY3kMfxMnguV5b8nzvfXeYJIcwq1q1E/wDzPxNYHFFFp5gJ/UhJP/Yp+AFUHtXFU6WMQJBHK8krzNJKis2y3LW9ewPt1mJSANKdddWsyTRDuG3JjO18raoJDBPXpzSRMsS/KwU6Ota8Hz000kKUEnQmkHVFKFKGoFSn8M8FC9PPWJbNyQ14ISiNLpOXqMAxAHzEcfG9+ST761tuKzZGyBlB0jlpWFh0lKlupJzEGTJk5hf41IreJXNZSxk8lbszW7R9SRm4a2djQHHwAPAHSQVmVmOtaRGROVNVH8G8vk1fNYV8hYlpUKS2avqEFoiWKlQ2vK+AeJ3r6a89Z2MSCc4sZ2rV4eq3RquI3qsYKQ2u2r1plSOeORORjUASk8Nll9t/TwB0ugBSZNMuEtuZQbaUQyNZX4ybYMw+mvHnoTiBPlTLDpKb86H2Ku8ampplPAjakD6/x0ISEgTTJyqdUSOVJ3f8Dz9u3ar2Z/SElQ/5d+Jf3HTLSikkg1nPpSUCRv8AWpRHgomsOWtWSHHBh8miP/Hq+ZRm9BypA008acOzUlx1ppq1qcSwuCjEjegD49vbx0doEIKp+FKLgrSmPjVbwsk8/dF6WWxKxaihYHjpgza0fGyAG8fwOh4dRUuTyPxrQxiEow4CRFx8DU8o9q18pmK+Onv5GOjJXeV4YJVjVnUMAx0uydDWvbyfG+m1MNJHZBB22rMbxL5IhZBGhGtNtDCVW7ztNIZH9PE14kDkHiDYl39N7+Uf7dHKzPlSyUgjzpnmx0Neshh5LxPAex8fbqEqk0WAK//Z" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2020/Wirtschaftslage_Mittelstand/Deckblatt-MI_500x280.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="12. Oktober 2022"> 12. Oktober 2022 </time></span><a title="Wirtschaftslage und Finanzierung im Mittelstand, Herbst 2022" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-herbst-2022-1"><h3 class="title">Wirtschaftslage und Finanzierung im Mittelstand, Herbst 2022</h3></a><span><p>Dem deutschen Mittelstand steht ein harter Winter bevor. Die Energiekrise, der Krieg und die Inflation schlagen deutlich auf die Stimmungslage der…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-fruehjahr-2022'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Wirtschaftslage_und_Finanzierung_im_Mittelstand/284x199-studie-mittelstand-2022-v1.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/a/c/csm_284x199-studie-mittelstand-2022-v1_00a6e0c013.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Wirtschaftslage_und_Finanzierung_im_Mittelstand/284x199-studie-mittelstand-2022-v1.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Wirtschaftslage_und_Finanzierung_im_Mittelstand/284x199-studie-mittelstand-2022-v1.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="26. April 2022"> 26. April 2022 </time></span><a title="Wirtschaftslage und Finanzierung im Mittelstand, Frühjahr 2022" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-fruehjahr-2022"><h3 class="title">Wirtschaftslage und Finanzierung im Mittelstand, Frühjahr 2022</h3></a><span><p>Die Geschäftslage im deutschen Mittelstand ist nach über zwei Jahren wieder stabil. Der Creditreform Geschäftsklimaindex liegt mit plus 15,0 Punkten…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-herbst-2021'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Mitttelstand/mittelstand-284x199.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/_processed_/4/9/csm_mittelstand-284x199_9d980cb778.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Mitttelstand/mittelstand-284x199.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Mitttelstand/mittelstand-284x199.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="13. Oktober 2021"> 13. Oktober 2021 </time></span><a title="Wirtschaftslage und Finanzierung im Mittelstand, Herbst 2021" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-mittelstand-herbst-2021"><h3 class="title">Wirtschaftslage und Finanzierung im Mittelstand, Herbst 2021</h3></a><span><p>Erholung hat eingesetzt – Engpässe bremsen Aufstieg aus dem Corona-Tal</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/finanzierung-im-mittelstand'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Mitttelstand/Finanzierung-Mittelstand-284x199.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/9/0/csm_Finanzierung-Mittelstand-284x199_994c3f9ce1.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Mitttelstand/Finanzierung-Mittelstand-284x199.jpg"/><img 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EkqtLApZVjiH0g7T6kwDknIxg687LgmsjUVdm7Blh6P1+nnzZO6ZtNRY+mXrbjWNNKA7hSfTEJXwF3HG5z5gyeADkDPc6MHDqErrVmfNxEsipvRedQ31xRSTWmO50aQotKohrJVQeY8Q4D5ByVDEjHxg5wNS4nHpzDcPPXlEFral9m/Zy3CZK50asklWj9H5eHKEBhuJw2Mk9u2oYlbLZnSPdL9AKl4WpW6z1DKSwX9nxkZLh8kMzA+3sPnOq1zEE+TUti2baURoGwEZnwgEK7m+olUO3k89vfGqxgicsjfT8hejrFqErI3EMNREBJEoiDeYxwAdgKszdx9XI+41zdNpHL1km/1+/sbJagPEUqKtIZYxgJUySqmzszETxt7e2ecnJ99C1Wr8/EdRt1FXfar+jBl46ppKa7VCm7W6mqCqo0LyyxHYCSoZ18yP97JIwcY7dtTc9dPz/ZWOFKKUvw/vTXuZjV3OeqmWsguU1TCIB5qUEi1kQCow3ERsGHJ3HK9x313NdX+wrEo3XwvR/lfUEXXqFI4ykFXZp0eUtI1zDUjGUAbjgovPI4ydLOUa6fHQbFjlzetenbXQmdNeKFzooF/asButKqgl4yqVKj+ySdv9J+5OsGL+UafJlXxNeb+LjLXG6fYr7qn/wBSNvqpKn9jdPyOsiEJJXVe08nPMcSn+m/Xp5YOeh5eOSglbEyzeKvXvUl9hoej6WNbjNkJHQ0SFgPkvKX2r2yxwBpcXDOLtPXz7hsnEqSprz9Sy/Evwtq5qG33CKue49RpRRxViFh/jJFX1yRNgeokkBTjcAMEHvafDNK4E8fEpusnz/ZU1stUUi70O139AVVIwc85zzn7e2vNnmd1R7GLhF7TYSsFYLfdJaV5AyQSP5bNgHDHJA+2c6lNcy511NON8t430LjpEloPDlpZkkxWRy1h24OUdQoXBxghACD25I17PAY+THG+uvzPC/kMnpM8q/10+W/1DHlQLXeaGjdoJcYj9WcttJJ7Dj2B1oaaszWCpqUPT1Dy/wCdTTbZUV8bn2HDkY7sqJznsZPnQTD1BXXN1gtNqsNHV1EcTXOqhXLj6iiBv5Zcx89hoxWtnWOdnpVW0wioiWaKWLEsLdpEIwyH7EcanOAVLUpnp2zXGz+MNwp7z1FTLbrRFI0ArTIgnp6mJo4pcpHsABkRXdjgMcc6jDEl7J0sjb9Zky43C4dPVyw1dP8AhZzEsiHfvSWMjh43U7XU/I/Q4PGgoNaD8yeoWo+pyKXz6gKqkcsXCrn+ff8ATVEqVsnvojTD17JSXKZ4qCOtonjjKpLO0Q831AkqFO5QGIzwxPIwO8Z5I3aLQg0qf9kOu6gr5qVacVLQ0753wU2Yo2yMeoA+rOBnPfWdSbRpSt2xfqZNgcIAqkYwvbXIYEuwEm4KA/8AEOCP5jnRoF1sT26u6hi2rFfbmqINqq1QXCgdgN2caa3tYEktkGbFWAGDdyvAP9Rr53NDc+gxO6Kh6E6GrutOuU6et7GL81zPUMhdaaFG9UjAfHAAJALFRkZ19XibnFM+Ryrkk12bO3Ol+munug7GLZ03SJApQCadgDNUsM+qR8eo5JOOAM4AA1qxwfUyylYBvNVLTzisqlkFAmBNjDiFc/5oK/uqeXHsvqH0kFptyY0EktBX6p6XNVWvcaBFFch/xMWQqy5IHnZ7ZHG4+6+ruOfM4vhHkfPj36/v9nq8BxqxL0WV6LZ9vD9fIj9B+Gdl6g6SS5X6C7013FVUROi1XkmnMUpUAbQVbIAJJzyTjjT4eFUY8r3EzcfOU7jolsGeqZ46WzVNvoVYQU1KKWJCxc+ygsT3IBOT+ut+HHrGEdl9kY5zcubJPd/kFWLqCKmUw1zIiSkOhLk4zu2+3AJBP/g8tNx9K8K3Svz4jein6JZujdefAk1N+siyXSSS5KFko4TPGInZleN2RWAxzuWQjI/hOkUGK3RXnV/TvVPipX0lbZ7M6WGmjMFNLWSrBGwdstIM+p+AudgONoAydJlhqo9joyS1Lm6cE9H09b6GruK3GppYhDLUpA0BkI7blYlgR75wSeSB210snzAoCT402qWrt9NDbKCrrrvdUSg8qmiMjvSQS/iWO0fEjxDPAwdTbVMatQJ0X4adcXawwW+7eXY7NT1Jq4Jbp66iDcpEixRK2VjYgMyuyjI3Ducp672CnFb6mPUK9IdO3KezVlmvl7q4KUVc9wS6fh6iIFN5Cw+lNqoA5HJAfBzgnSOKvXUtHma0dAWCboq4OjUF+6hti7fUa+2LXRg/Zqchv5kanyxezHqa3SfuYXpOjrtdaCgrbBV2y8Uta0q0rRSSU0kvlttfEcyL2Ix9WPvpfRPoPGdputt9iBd+naq3VVso7nMlJXVYUSwy4H4VmdQFYgkHh0JIOPVgcg654+WkwLIpaogW+w1FXRVFWSsginlpkpwxTzHiI3l5DgIvqGPduRlcZ0yx6NtgcndJEOqt1U0VOJaKjjklXcIxAoljCnaQ6cFOf4sk47/LxjFe2icpv/VnrTOY40YliFYDAGTnPAA9zn2++vCywt0kfQ4JaF9+F3S56E6euCVKQJdrpWvXVexdzRKx/LgLDlygyfgM7Yz3P03DQccUVLdJfM+W4mSnlm47Nv7huatmLMm7JBYfrgZP9sa1XRmoFx1RaXcoC/OBqUnZaKojUk6017ioIYJEAp1lgIX0MpZlMS/6l2ghf4T/AKdLHWOoZKmNVsq6denlhhT8qOeRYwZNwkXdzsUZbaCSvA42/GmjHW2JJ9hSu1F+ybbeai7KBT+QZJnV2R4UVt2IxjHqOF7cnHOisjwv0lWl9R1H0tQvUpKlrHudxrIpTJTVk8m9tzoipjChSsg7KBtHucc8nWDDxcsTnOSuUt35R7GXho5lDFCVKOyr67hWlitXT1LVVt7inSYoA01wqIju5OPKjTjbjsxLE5OAAuTHNxeTN6uJ13r9ghwuPB62R371p/Zl0r4lXaK+VFrsPTl1utBGjTS080nl7MfQ6Bh6ATwV7N8Z1ThYzxaSdrsZeLnjzO4R177X8Dd1l4ldTvKVt9orLSch5au40jSyv2yoH+WqgggHJPv6eANE5pvQzRTW5PsPi7Y5FiF1V6C8RZd3hZqqkqwM/lOxLSoDngMCFYKwIxoJ09SjUZLR17/3t86Gnq3xlsVLDZ6exrLcaOqnWSrl3GNEpkcB9pbl+Q3bIPlsvIzoynckkJGCSbl26fn+jXb77UUktbX9TXnpi59NeW2JqaJVkdXBEUcXlcuxHdSvyfbGgusnsNulW5MprZ4ZdRxGcLYwueZFlhjKnHywBA4PfB1KM8cmosf/ACRVoUrx1zbbVa5+megzWXGN6dqCkqqeJolpo3wW8jaGlmcsWO87RnBBbXOahfKcoc3rT94vQdY2y19S22Xry03+0XSExO8lXTDbIIezAnD4ZVChcNjOM+47HyzlcZWkI8i5KrUn0nUVdKDB4f8AU3TVzNfWSVVXDKDRzO0k7SSRiGcbTHtYLgEn08d8G1WmtydptCV4lyX+pr4H/CXWnoIy6rA8MrLFIcHbuwCx2he6gDsuQM6EYpNteaGm268/Ec/AK3fjamv6nukS/s6yHdSxht6z1RXcoyefywVJzzuZT7ahg4WLlz9jTl4uax+j7/bwLrr6qWK2A5D1M7LCrHs0jgs7foBn+uvR8Eecu4PqJvIpkVGLSTRsPMYc4RRub9WwB+mjKVaHKN6g6mnkj80lt3lKxIwMMAQf/idR5mV5UR+oHDUFaohMz0UC10CBsEOpZSAf0Hf4bT46TT6PQDt2upXtv68uVpvF4KV9QqnEMGDjCKoEajPZQCTz857863xUE36TUzS5pRXLoY3zrepuHRlTaPLDzVFQlQ8+4kThHBER4+ASDn6iPjWbjHHNBpPXp2LcL/gyKTWnW/uLcfUXl2urlFTUtu3Q+XU0zOZWK/SJThk7ZPc/rrxI4JuW1Lvse5Pi8ai3zW+29/Hp8Q/4I9IrUVQ6vvUMslDbXEdsiIG6qqUGNy7v3Iz7/Tvx/AQfQhFXseO23u7Hm9VV1ramaquchSJQXJmcmGnjUZ5c9lA5LHvyffGi4jxa6FRdUdWVl1rUW21NXS26A/4dYneJ5WOAZWCkHJBAVfYMB9T5EaDfYldIQXTqC8UFNU08N6NXK0UMdxpop4ztAMkjylfMEaKQSVYZJXBAYYMYpJyf/QNt6GPiTarbYfEOe10kss8UVDB5olI2rI8TFUjAHojVTHhTkjPJOdKq5tQ9NBOoqahpJZ6vy44tijDCLLLzzgD3OeftnQdSjKPcKXK1LsGpLnRt0pT0dNVQVM81X506Irny1QHbu3KByxyAM/T7awwxNT5pdjW8iceVEe23WuttWKq2XGroKoDHnUspRse4J9xwODkcDVJ4oZVU1a86rsyU4qapj3a/F+8fhxb+r7dbuprU7ASLLCiy7c8nafy3P6gfy1jnwNethlT8f2tfnZmeGS9llb9aWyy3q9yz2C0xWCl24WnjqHqAxyTuO76ScgbV9IxxnXo4FkhHlyy5n508feH0empAtF76ysa/hLRc6mWBVwsBxPGg+VSQEL+oA1oWQXlaOqOnunT0/wCG1nsm3FWlIZqoEDJqJMSy5I74J2/og1rhGlRBvWyXdGettNrSLILOu75wynn7cLou0cqtmu4zLJXw7MELG/A7bcHSMpEh20/4ieN+SoKn7jAx/bU+g5up1SQoJdvrpDAxPupIHP8AfRW1eJ3Wzn/rXw16ipuhp+r6mrU2kVzRil5Ro4d/lRTEduSAMd8FT7nD5HKXtPxrz5olGloir4zU07ho5pUI995A76z20PQyQXCWani3ySsi8qjuSqn3wO2mc3LdjJJDh0V4k3jpuClslstFnr4ZJGcQmmlWpmdzz6ojucngAlTwAOw0VkrQDiPfU96r7v0vNUXvp69WKlpHBqloxS3VIpCNyNWUzFJERVDEJIAu4qxyVUEuVgK+t1ts1xq4YKPrOw+Q7KJZK3z6OSNDnLESptYgFuBIScuc5kyEqxrGbpTxIo+krxdJaSxUt1idVoqepirniEdMjMQse6M7gxO9mIXc7McAY0k5K67DJMSur7/N1N1Xdb9PAKaSumEghD7/AC1CKiruwM4VBzgalJ62h4oCzOXp3jXkt3/T76CYzR9pBiLb3P8ATStBgyZTrLNMI4I3ldskKilicDJOPgAZ0BzN1kjw0kUiKTtUsvBP69s6IDW0mDz20QEaYK5xgHHzyNcCjsOvrAkquTkKSTn3zwf7Z16p56FinaYwNTyORNWXMxbu2I0T2+AARpprU6DJzBWudWqKAAop4x8AKWP+w/vqXcoiEjeXeA/7kgjB/RlI1HoVPDdHOWcsyrCkW0HHaUlv5kEf00y2oVix0/41UUcNf034jW6Kq6feSaliudPBuieESFQJoRyOAfUvP08E5bR5tfHz57E3AV/EPwhgqblZJ/DBRcrbdhIqRrWo8aunqJWVjjbtB9JJYbTxrsmNcvMjoTd0yvGprB07WyUVxqLheLnE22SkpUahgibJyrSyqZmI4BVY0+ze+pRVlQVW9Y3OKCSmtXkWSllXZJDa1MHmDB4klJMsoOezuR9tLs9BqBvTV9uXTF1prjZayegrUOVnp22sBkEhh2ZeBlWBBxzrk7YGqWpalgpLf4j0VZU1Nobp+sp0Z6i+UlOBaJSqZP4mMkLDIcLzETkuTt1zSYE3shKZlIzG8UiZIDx7tr4ONy5AOD3GQDgjIGpNUOmaF9KNvbJGeAf+dChkz69PVJQ0ta9LPFQVTvHT1DRlYpmQ4YI3ZiDwcff4OhytajKSZijcYPCn3+dKMOvR1up2sctwuUlMlBWXOG0Tb2zIsAUTTFFA+rAX1ZGCoxnnVscfVbJylrRDslBFPSXSWOCrCGjn2AOJIQ+CVVyE9RCqW7g5APtpOo1i1vBG7nGM8nvpBjFXBDE5znXAOoblWb6c7dzZz9Izz+mvXaMCNNjnNTVW+pnAEdFTzSOPbcrYJ/UgL/XRe1gW9BGlyt6po5DywLP+pjOf7vpEO9iFURP5Cyxt+aiBHQjg7GI/rqBVArqy5pSW15MECZlUsCPygwJ8wj4BUA4+c+2nhG2K2UeA0a8LlH3H5DDJJ4Pfvz/tqeg4MqaV6enf9kXKa3jzUqxEkjCLzUztkUjlHXJww7Zx6cnXU69UWlY7jqOzddTN074sYsnVdGxpafqWJR9Snb5dUAdrKGH1jj7rySrWvicn2At58I+qbbXzRXlbXQW6FRuu9VVqlG4IJVo25d84+lVLDIyBnSOluUU21SI8J6N6YYC3Uj9VXJDlay6oYaJSDwY6UHfLxxmRgp/h0LvYWu5Bv/UNz6iaH9sVclRHCu2CAgJDAuMYjiUBEGAPpXP30o1hLojo+9dXu0VgofPp0YLJWzExUkJ4+qTnceR6VDN9tFRbA2i9ekPBawWcxVN/kN/rVwwimj8ujQ8HiHkyY5+skf6RqkYJbi3ZY90t9JdrdLb7rSU1ZQSIEamnjDRlR9OF/dx7EYI9sapSqgUUT174GVFP5lb0VNJVw5LG11Ug85ee0MpwJBg/S+G44LHUpYuqHWTuVx011OenzcbJXyVdHHPNG86NTLK8EkbHJaCTBzwBwVYYPDBsaWMWlpuFzV6h63dR2qxw3avpKunul4lpZKSilipZacQmXKvLIjIqblQuOCzNkDA5bTxuMXJiupOkV8MKgRciNQEUfpxrMWPjNx341wbL/ubN5VWuTt2KcZ417LPPQT6VULZbsFAA81RgfBKZH89L0D1DtZ/9QN/0N/8AMaRDdDZWf+6qh7b2/wCNRluykfZRX3icAtkhdeGMUoJHfgHH+5/rrkB7FN0ssjtWh3ZgsiKMnOB+VwP6nWik789idskSqFimCgAGPPGoS0KxNHWyK69SM6hmS61G0kZK5lOcfGlnuwL2RWtTNIKhpGLNGhVCxyVAxgD4xqLGiT24CEcEqCSPc6CGYX6VgiqeprLBUxJNDLWwpJHIoZXUuMgg9x9tA47jroIqOpakpIo4KSnVUhhiUKkS7eyqOAPsNXiKjWoGG/XTBR8Pdf8AqxrjjNBkc8576KFYieOdjtNZ4fQXSrtdBPczMsZq5adGm2gSYXeRnHA4z7aTqwdTkW0RoKWrcIoZSoUgcgEnIGo/6t+4dbo2R/R/X/fUSx6TjGNcA//Z" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Mitttelstand/Finanzierung-Mittelstand-284x199.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="27. April 2021"> 27. April 2021 </time></span><a title="Finanzierung im Mittelstand" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/finanzierung-im-mittelstand"><h3 class="title">Finanzierung im Mittelstand</h3></a><span><p>Der Mittelstand sieht aktuell eine Verschärfung der Finanzierungsbedingungen. Das ist das Ergebnis einer Sonderauswertung der aktuellen Creditreform…</p></span></div></div></div><div class="pagination pt-4 mb-7"><div class="nav-links"><span class="page-numbers current">1</span><a href="/aktuelles-wissen/wirtschaftsforschung/npage/2" class="page-numbers">2</a><a href="/aktuelles-wissen/wirtschaftsforschung/npage/3" class="page-numbers">3</a><a href="/aktuelles-wissen/wirtschaftsforschung/npage/2" title="" class="next page-numbers"><span class="far fa-long-arrow-right"></span></a></div></div><div class="news-clear"></div></div></div></div><div class="col-12 col-lg-4"></div></div></div></div></div></li><li class=""><a href="#" class="openerA">Wirtschaftslage und Finanzierung im Handwerk</a><div class="slideA js-acc-hidden"><div id="c9193" class="cid9193" ><div class="ce-textpic ce-center ce-above"><div class="ce-bodytext"><p>Die Creditreform Wirtschafts- und Konjunkturforschung veröffentlicht jährlich im Frühjahr die Studie "Wirtschaftslage und Finanzierung im Handwerk".</p></div></div></div><div id="c81401" class="cid81401 frame-padding-before25 frame-padding-after25" ><div class="container blocks-area"><div class="row"><div class="col-12 col-lg-8"><div id="c9549" class="cid9549 frame-padding-before25 frame-padding-after25" ><div class="news-list-view news-holder" id="news-container-9549"><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2023-24'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Handwerk/Handwerksanalyse-284x199.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/f/e/csm_Handwerksanalyse-284x199_bb5e7384b6.jpg"/><source media="(min-width: 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Wirtschaftslage_Handwerk/Handwerksanalyse-284x199.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="29. Februar 2024"> 29. Februar 2024 </time></span><a title="Wirtschaftslage und Finanzierung im Handwerk 2023/24 – Rezession trifft Handwerk schwer" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2023-24"><h3 class="title">Wirtschaftslage und Finanzierung im Handwerk 2023/24 – Rezession trifft Handwerk schwer</h3></a><span><p>Die Lage des deutschen Handwerks hat sich innerhalb eines Jahres noch mal deutlich verschlechtert. Die Geschäftslage befindet sich auf dem niedrigsten…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2022-23'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Wirtschaftslage_Handwerk/handwerk_2023.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/d/8/csm_handwerk_2023_abb5953cf4.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Wirtschaftslage_Handwerk/handwerk_2023.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Wirtschaftslage_Handwerk/handwerk_2023.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="08. März 2023"> 08. März 2023 </time></span><a title="Wirtschaftslage und Finanzierung im Handwerk 2022/23" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2022-23"><h3 class="title">Wirtschaftslage und Finanzierung im Handwerk 2022/23</h3></a><span><p>Die Wirtschaftslage im Handwerk hat sich angesichts der zunehmenden Belastungen verschlechtert. Das ergab eine Umfrage der Creditreform…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2021-22'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Wirtschaftslage_und_Finanzierung_im_Handwerk/handwerk.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/b/2/csm_handwerk_a11338a55e.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Wirtschaftslage_und_Finanzierung_im_Handwerk/handwerk.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Wirtschaftslage_und_Finanzierung_im_Handwerk/handwerk.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="10. März 2022"> 10. März 2022 </time></span><a title="Wirtschaftslage und Finanzierung im Handwerk 2021/22" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2021-22"><h3 class="title">Wirtschaftslage und Finanzierung im Handwerk 2021/22</h3></a><span><p>Das deutsche Handwerk hat sich sichtlich erholt und die Stimmungslage ist positiv. Corona hat allerdings tiefe Spuren hinterlassen – die…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/eigenkapitalquoten-im-handwerk-insgesamt-noch-stabil'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Handwerk/handwerk-284x199.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/a/d/csm_handwerk-284x199_4ccefb9727.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Handwerk/handwerk-284x199.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Handwerk/handwerk-284x199.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="18. März 2021"> 18. März 2021 </time></span><a title="Eigenkapitalquoten im Handwerk insgesamt noch stabil" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/eigenkapitalquoten-im-handwerk-insgesamt-noch-stabil"><h3 class="title">Eigenkapitalquoten im Handwerk insgesamt noch stabil</h3></a><span><p>Die Corona-Krise hat die Belastungen für die Unternehmen im Handwerk spürbar erhöht. Zwar sehen sich aktuell nur 8,2 Prozent der Betriebe in einer…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2020/21'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Handwerk/handwerk3-284x199.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/2/6/csm_handwerk3-284x199_078588a5a7.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Handwerk/handwerk3-284x199.jpg"/><img src="data:image/jpg;base64,/9j/4AAQSkZJRgABAQAAAAAAAAD/2wBDAAYEBQYFBAYGBQYHBwYIChAKCgkJChQODwwQFxQYGBcUFhYaHSUfGhsjHBYWICwgIyYnKSopGR8tMC0oMCUoKSj/2wBDAQcHBwoIChMKChMoGhYaKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCj/wAARCABqAJYDAREAAhEBAxEB/8QAHAAAAgMBAQEBAAAAAAAAAAAAAwUCBAYHAQAI/8QAQRAAAgEDAwEEBwQIBAYDAAAAAQIDAAQRBRIhMQYTQVEUIjJhcYGhB0KRsSNSYnKissHRFiQz8BUlNGPC4VOS8f/EABkBAAMBAQEAAAAAAAAAAAAAAAABAgMEBf/EAC8RAAICAQIEBAYCAgMAAAAAAAABAhEDITEEEjJBEyJRcUJhgZGh0SNS8PEFscH/2gAMAwEAAhEDEQA/ANFIuCDUlmajj2zmX9W4z+Iq49Bk+sYdnIsajqv78Z/hqOyLW7NEsY8qRdEhF7qAokIqAomsVAUSEPHSgKJLCKAo9khyWxQFGj00hLdQPDC/gK0Rm0aCFgUbP6sY+tUZl0kbjj4mkIJCwG7d7JGSfhzQCOafaTbqnalimC06wysB5nK/+ArORvHVFzULIvaTjGP0Z8KmWzLjuZrS0u59Zi0yPut7ruQheCBjPPzrLHkcnylziormNW3ZyeHWrbT7uZczxl9yHcBgge6t6MOYN2q0WDR2s0tneQyhywfH3SvIx8aqgsw87EOoHjn6CoLoRiHFvdc7isitk1ePpZlPqQ00KLbqOpe8x/y1PwouPUx8qZHSkWTVBQBMIKBkljoAmE4oESWOgZYtbUzyPj2UXeffzwPmf604qyZOkOLe0cIcY5JNaUZ2NYUYbQRwdg/Ak/0oIC6he2mn2wub+5htoD6oaVsbm59VR1YnHQAmlKSirY4Qc3UdzIX3a2e6tpjps0ul2zxF47n0dZbnOPbEbZVenCkMx44B4rnnxCj5nsduHgpZGoLd/YUatdXd5c6dDf3st6YGSJJpVVWfpliFUctgEjHGccVo3aMEqbX+aG3vYQLaXAHs4qJdIRfmMtoUSD7Q7fZkqtuxGfiKzxJeI69DTK34epttQG/tvY/s2jH8X/8AVdZy9in25QvqOnL/ANmU/wASUikctuRi4iH7Ln6VmzVAY4Q8GoKByFVq0xbMyybotaREBqV/x/8AF/LU/Ci11MeLGoJ4pFhFjHlQBIRjyoAksY8qAJrGPKgAip7qALFpK9szGIKQwAZWGQcdKadEuNl2TWDb2dxN6DJO8UTSCKCQBpNoJ2jd48U3OldErHbSsyN99p066fZ3Npo1xa2l4qlb2Qi5EO7ON6p7PI9r1h51yy4qUl5Ed0OAin5238lp+QEUkGtX6S3kdxeSg4E9ypP/ANDgbfkBXM227btnbGKjHliqRotI0iK/a0a4aOSK2aQhnUYDqTtfA8R5/OtFBTa5tjF5pYYyUNG9BTdwuus2ccilZFu1VweoIPNdrPMjSOgXwHdP8DQ9mRHcy/Z2MH7QPVOdtt+bVljS8R16GuXoNhcESdt4uvqWYz83P9q6DBlTtQu/tBaL4C1c/i6/2poZyi55v4x5RSH6VkzVFnT4d51EecCmrxbtGeQJpSD0q8bz7r+Wl8KKXU/oOVSkWTAAPPFICYWgCYSmBNUoAIqUATC0CDW/qTRsegYE/jQtGJ7HMe0OoHs1/wAM0CXTb0yz25ZbmBEkhCqxBCgHc3QZxt2g+Jrhli5Y0z1YZ1N3FNk9H1eO5lt4rAsqvHIrh/Vkt5VGe7weDnOc+XWlCFseTK0tDa9ntQhsDDDI6FgD37dFTjlfryavmUNDJweRN/Y0EenwalJa3moo8csTK0UsTYaQL0LAggjpg8H5V144ylHzHBmlGMqh9RrqEZW3dwQ0ePbXp8/KqkqRjF6mc7KRn/HdwWHK26/zGssa88jbL0L3NQgJ7aXBP3bWMD8Wrcw/ZX1pd3amPyFl+b/+qaDscgmYnWNpxgW0h4rF7myH2gxb7y5Qj2rYGtMW7JybAdLQiW6PGMxj6Gk9gju/oNV6VBoBkY+mWyebH8qYi8q0gJKCfKmBNQcdBTAIoPupATAbOMCmI8ml7iIuQCc7VHmT0oSsTMp2i0uDXTavevIs1pMZreVMZUkbWGPEEY94IBHTmpQUlTHCbg7iZPtpdajpbXEOnW1pbRwwxz2zqO8luMgBgQfZwQVHJ4BzzXJmn4b5Y6Hdw+NZVzy1fp+zbdjdHlREu9RiENq8aslm/rM7nkkk8iP9k8kjPTrWDA+qf2J4niV0Y/v+jYvcNv8AXbLSEAn58fWu085L0GmnzFU9Yghhgg87h5Y8qKIehT0fSWsO1s13GP8AJXMSrGc5MbDJKH8wfLjqOcYw5ZN+prOfNFIvWe2TtjfOHJ2xxjr5AnHw5+tWZ+gPU/0nak7eClmoLZ65cnGP99aaCWxxhX363N14tn6/CsXubo1XZwf87VP17U/0q8fUTk2AaeNst6vlKB+dEtghuXx0qTQp7s6zaL7nP0oEOEFID2PofjQARRTAIgpiJ+JoAqaiyholPhlh7zyKqJJUWIAcofiasRMQwtJBI1vBJLDnu5JIwzR5OTtJ6UUrsdtJpPcZRsdzOzFmbkk+NBJBT3k43HCAFmPkAMn/AH76A7Dm1YkhmGCQDt8gelMhje1kAQ5OOR+PhQxCvTST2m1M+RUfwipQdkClk39qL5sAbYY14+dNA+k43BL3narVV5/RwMv4KP71zvdnSjZ9nhjX7P8Aat2H0FaY+sjJ0kIVCXOpc9LkD6VUxQDlwB1rM1F9tIr9oLZQQSI3NDYjQoKQEIiORnxpgGUigAqEUxEgaBCm/uFfXIrVVZnjtfSG8FAaQoB55O0nywKcX5uX6j5fLzfOi0AMcgg+Wc1oZnqr1oAsQDdkUxE0j2uFK7gzFmX9YBhhfmQPlmkAyt3znLbiTuZse0fP4eVMljO19ZWX9ZSB8fCgSKOlHfrurt/3P/EUkD2RXh57Q6oTzjYv0oQfCcW0x9/a3XiOgSUfhgVzd2dXY3WinbrulnzUj+GtIdZE+hkp/U1HVV8PSVP8NVlJxbg7mXbnGKyo2sWaBL6TqN5IwG+IBUYdQD1rTGruzmyyaaofqzj7xq+VGfPL1DQnBPmazmqeh0Ym3HUPuVFy7Kq+bHAqTTcNGQyhlYMp6EHINAvckDimBh4NYW4+0nX7NTvEVvDGrDJA7k7XHl7cp591Z4p3lkvb8f7NskKwwfv+f9GlW6A4f611HLRYWVFid3dEjUFmd2CqqgZJJPAAAzk0xBtPurSeMPFeWkik4BS5jYN7gQ3X3daBbh2cPfPEzxIERVO91UknJ8fcV/GgC/Ai54ngPwkU/wBaCX7DexVc7WdPD74/vSZO4s0Fh6fqrkgDvm5PyFCG9kC03Mmr6tJg7DKFVvPAGaEEtkcL7NPu7Q66xP3Zz/HXL3Z1djoGnvs1bSG94/KtY9aJl0MnqDAahqpzz6Sn8tXkM8W7F99NhHPTArLY2KnYwlp9RPvWrxbM5s+kkagVqYk0YbuDWU9zqwdJS167s4LeG2vLdLua5kVILZxnvH6gfgCfcASeOuMmlpVnVhhKT5lol3Ftr2jtZXv7PTLmKGy0obLu+jUJDG/jHFkHcR0J8Djqay8VpfI6PATdy1Z62u3Wo9lGvuy1ypeQkQT3SsrbVYhnUEcE49XcOOvuprJKmkTLDHmTexzb7ONGP+OzeyzTRPBbzP6OXO5WfC7gwPTkk+GSKOG1kPim+Tc7PyylZNswx971W/HpXeecB7PG0n1W/jvlin02ztGmniuEBHJzhlPHso/uoQpM/HFy4vkmvbuOKS5umaeSRkBZmcljzjP3qe5lZ1T7C5YRoM0UcSb0vpSeATyqY+mK87iF/Jqevwb/AIdPU7hHHbvEA0MROOuwf2rOl6GqcuzGuhRQRXCMkcaKvrEhQMAcn8q0hFXojLPJ8rsD6XHH6bfSj/KRSPcBT94E+qPmcV3nmVSG3ZZpmnvpLhiz/ow6n2VkK7mA+AZR8qS1FkXY5dpfZOexvb64im7w3KOu1hjBZs1i4pWzdNvQ00Nlci4spRH/AKBG7ny61KnG07G4Spqgsuny3N/qUkmUilmR0YHOcLWk8sHpZnDFNXaBz6B6RGR37gMKjnh6mvLIHofZ6bSprod8JVkwckYIpwyQjpZlkwzm7G7WcyPtYKGHhmtVNMx8Jiq40HVC8k1h2lvoWZi3o93DDdQrk5wu5A6jyG44HjUvU1h5VRlNdu77s7eg6n2b0vV5b3NxLPZWk1vMTGRhiVkkyf3AeB6w55zn4cdJLc68SzTV430/P1+Rn5O13Y+79JUCfRg0pnltongeJJces/dP3MobjOACOTgDNTLCp6p/ocOInDySV/8AY++z9bT/AAzcW3Z6SzuGNzPGC1wFmuIi7FHWNmOPVcerkc5wDgmoWGaTa1NJcRjdJ2v/AD6l3sr2fvdP1jWLy+t57eWcRRxxyLtPdJksQDz7RXPyrTh4ON2ZcRkUqSZqu8kWIk7JFx0b1W/Ef2rqOViDVLwWP2XfaDqpZ0aS2mto9+MjEfdjGOvrTn8KEZy3PyzNtWBo1xhBtHlgcVRmab7FdRnt+0t9aIu6CWATtk9CrBQR8Q30rg4tUlI9L/jpN80T9E6fcu8Z3DAHQZrni7O9qh7Zsw0+5cELuXuwfLdwT8huPyrowq2cnEyqNArlhLLbafGg9dld1Phk4RT+ddnyOBEuxmv2iXOpR3N5G08s8kiDOA0at3e8D9oqT+FTdMTjzIswgMTsYOT7RHsjjoK4pS5jrUaJxhcllznA3EDjjwqFRQaNMKTkFWPBJ6VSEyW/YEMgzk4BA8fKlzVuCV3Qa1jQycs21V3v8B/vFVBW6FJ0rPSDI7O3tMcmutV2OV6bkxHgdOaYrK99p9vqFsbe+hSaDcHCsSCrDoysCCre8EUnFSVMqM5QfNF0zC9q/s/luJ4NQ02Q3txZzJdW6XKq88bocjaSNso49k4J8yea55YXG3A7cfFqdRy/f/Nvcyw0rStfl7ztBpjWuo4IXU9Ln7kuSeRkcg/syBvIGohNxZ0Zcanoxytn2m0UWz2PaOw1TTkysS63mCSI5/0+9UFeQPELz4V0xyczp7nFPCoJ1saa01JbiwV9Thg024fO6EXkdynB4KyIeh6jIB8615l3MFCXZX9Dnn2lW+sX2jXmkaLctPptwFL2/pQERYSxybsYPPqEdRy2eaTyQXxIfgZJKlFnKYPs+7UXjMrWlpbKed8t0GH4ICfpUPiYLbUceByPekbbsR9mV3od018+ph7t07vbFFhAMg+PJ5HXiuTNk8VVR6HDYFgt3dnVrKJxCveLh1xnHSs4m8jSR27yWEADJtVi7I2cvjgAYGPPrXdw8dGzy+Kl5qEN3baxAt9PbJFLfTd4Y5C21Y2Iwpx7q6OWzmsya9nr+wv+9SFJ4FtoraNCcMu0cnPjk5PzqGik9DpSsxXb0BBGOpJ8B8q8670O3bUsLCoVdz5kPO1Rk5+X9adE2R4wysZNpGAAKT9GNabFiAkb1KMSvslvLHhVJktB+4RrZlbcplYEgHBKqeM/E/lWsMSmmpGcsrhK4k4oxGgReg4Ga3hBQiorsYzk5ycmEHFUSeYzQBILjwoEJ9e7N2esb5T/AJa+Yf8AUIOH90i/eHv9r3npUZMSn7m2LPLFpuvT9GTe11LSD3Gq2EssDAoJYgJ4pgOmcDORngkA44NcbxTjurPRhnxzXllX4FktylpLuME0MIbGWicc+Q9WoalFW0/sbKUJaJpv3LlrdW1ygZGMuTyPL5VKmnsHK1uWUVcn1CvTk/WqEGieNX3BgvPAHJPnToV9kWrSQzTLBHFuklPqqTgn5U4xb2JlKlctka9LcRRJGvIRQufOvSjHlSiux485c8nJ9yLwqQcqM1SZBSntA2B6uKvRhYD0fLmRFQRNwoMh4z1//K8nlPQvsHjmaNSpiiwR6rPyPw8fjTTrQTVnskxDZlYMcEZC4491K/UaXoewItyyxQscke2q4UH3n60RXM6QN8qssWci3HeyRjEe4LGPJQMD+/zro4dqSbRhni40nuWQvlW5gegcUAfBaYHqjFABAKBGZ12/W41d7W1uF3WSos6J1jkkXeob4oFPwo7lw2YKF5F4bvc/sGqWmwaMhLaR3DjvLG2YnnMgTcfpUuEXukxrJKOzZYttFsj7WnwN7sDH51KxQXwop58n9mXoNCsGbAsbND+6GNPw4eiJ8ef9mPY7O3srNVs7SC3WQ7XMcQUtjnHHhTUUtkQ5yl1Owe3PvqiTzYPKgDwxqeoFOxC2MB7adnG5gBgnk15zO9boGOYHY+0rDB8R0pdh9z0sfRIjk5Kkk568Gm9hLcT6TLI/bC6RpHZVtZSoJJAPdjpWGJvx6OnMkuHv2HWif9Gf3h+VdfCdDOTi+pDDwrpOU+FNASHSgD3wFBLPm/02/dNAzhmh3Ezfb/8AabG0shjMaMVLHBKPCqnHuVmA8gSPGrklyocd2dQQDcOBSQy2FCKuwBc9ccUCLFuSI+DTJYwg5KZpCGV/xBEB03f0oQFTwNAUfY4oERkHAoGj/9k=" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Wirtschaftslage_Handwerk/handwerk3-284x199.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="11. März 2021"> 11. März 2021 </time></span><a title="Wirtschaftslage und Finanzierung im Handwerk 2020/21" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2020/21"><h3 class="title">Wirtschaftslage und Finanzierung im Handwerk 2020/21</h3></a><span><p>Das Handwerk leidet unter der Corona-Krise und den Eindämmungsmaßnahmen – wenn auch unterschiedlich stark. Während die Geschäfte im Bauhauptgewerbe…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2019-20-1'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/_processed_/8/5/csm_creditreform-wirtschaftslage-handwerk_9bbfe1a158.png"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/_processed_/8/5/csm_creditreform-wirtschaftslage-handwerk_0e1577a28a.png"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/_processed_/8/5/csm_creditreform-wirtschaftslage-handwerk_f3fc7d80c7.png"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/Allgemein/2020_03/creditreform-wirtschaftslage-handwerk.png" data-focus-area="{"x":20,"y":0,"width":284,"height":198}" alt="Creditreform Wirtschaftslage und Finanzierung im Handwerk" title="Creditreform Wirtschaftslage und Finanzierung im Handwerk" class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="12. März 2020"> 12. März 2020 </time></span><a title="Wirtschaftslage und Finanzierung im Handwerk 2019/20" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2019-20-1"><h3 class="title">Wirtschaftslage und Finanzierung im Handwerk 2019/20</h3></a><span><p>Das Handwerk ist gerade in diesen Zeiten eine wichtige Stütze der deutschen Wirtschaft. Ein wichtiger Stimmungstest der Branche ist die…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/umweltschutz-im-handwerk-2019-20'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/_processed_/5/3/csm_creditreform-umweltschutz-handwerk_dd57a4636e.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/_processed_/5/3/csm_creditreform-umweltschutz-handwerk_21f580d19e.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/_processed_/5/3/csm_creditreform-umweltschutz-handwerk_03f3a2f3a6.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/Allgemein/2020_03/creditreform-umweltschutz-handwerk.jpg" data-focus-area="{"x":20,"y":0,"width":284,"height":198}" alt="Creditreform Umweltschutz im Handwerk" title="Creditreform Umweltschutz im Handwerk" class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="12. März 2020"> 12. März 2020 </time></span><a title="Umweltschutz im Handwerk 2019/20" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/umweltschutz-im-handwerk-2019-20"><h3 class="title">Umweltschutz im Handwerk 2019/20</h3></a><span><p>Für das Handwerk ist Umweltschutz nicht nur ein aktueller gesellschaftlicher Trend, sondern betrieblicher Alltag. Eine Mehrheit der Befragten (84,5…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2018-2019'"><div class="news-block shadow-lg mb-3" title="Wirtschaftslage und Finanzierung im Handwerk 2018/19"><span class="date"><time datetime="14. März 2019"> 14. März 2019 </time></span><a title="Wirtschaftslage und Finanzierung im Handwerk 2018/19" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/wirtschaftslage-und-finanzierung-im-handwerk-2018-2019"><h3 class="title">Wirtschaftslage und Finanzierung im Handwerk 2018/19</h3></a><span><p>Trotz der zunehmenden Konjunkturängste ist die Stimmungslage im deutschen Handwerk weiter als sehr gut zu bezeichnen. Das zeigen die Ergebnisse einer…</p></span></div></div></div></div></div><div class="col-12 col-lg-4"></div></div></div></div></div></li><li class=""><a href="#" class="openerA">Unternehmensinsolvenzen in Europa</a><div class="slideA js-acc-hidden"><div id="c9195" class="cid9195" ><div class="ce-textpic ce-center ce-above"><div class="ce-bodytext"><p>Die Creditreform Wirtschaftsforschung veröffentlicht einmal jährlich die Studie "Unternehmensinsolvenzen in Europa".</p></div></div></div><div id="c81403" class="cid81403 frame-padding-before25 frame-padding-after25" ><div class="container blocks-area"><div class="row"><div class="col-12 col-lg-8"><div id="c9551" class="cid9551 frame-padding-before25 frame-padding-after25" ><div class="news-list-view news-holder" id="news-container-9551"><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2023'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Europa/284x199-insolvenzen-europa-2023.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/5/b/csm_284x199-insolvenzen-europa-2023_485898e5de.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Europa/284x199-insolvenzen-europa-2023.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Europa/284x199-insolvenzen-europa-2023.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="14. Mai 2024"> 14. Mai 2024 </time></span><a title="Unternehmensinsolvenzen in Europa, Jahr 2023" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2023"><h3 class="title">Unternehmensinsolvenzen in Europa, Jahr 2023</h3></a><span><p>Nachdem die Insolvenzzahlen in jüngster Vergangenheit wieder deutlich anzogen, ist der aktuelle Wert nun der höchste seit dem Jahr 2016. Doch…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2022'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Insolvenzen_in_Europa/284x199-cover-v3.png"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/4/f/csm_284x199-cover-v3_1c6c9935cb.png"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/4/f/csm_284x199-cover-v3_9980a290ff.png"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Insolvenzen_in_Europa/284x199-cover-v3.png" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="11. Mai 2023"> 11. Mai 2023 </time></span><a title="Unternehmensinsolvenzen in Europa, Jahr 2022" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2022"><h3 class="title">Unternehmensinsolvenzen in Europa, Jahr 2022</h3></a><span><p>Im Jahr 2022 fand in Europa die lange befürchtete Trendwende bei den Unternehmensinsolvenzen statt. Nach den Corona-Krisenjahren, in denen Unternehmen…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2021'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Insolvenzen_in_Europa/284x199-insolvenzen-in-europa_Koelsch.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/9/d/csm_284x199-insolvenzen-in-europa_Koelsch_85664ec6ea.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Insolvenzen_in_Europa/284x199-insolvenzen-in-europa_Koelsch.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Insolvenzen_in_Europa/284x199-insolvenzen-in-europa_Koelsch.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="18. Mai 2022"> 18. Mai 2022 </time></span><a title="Unternehmensinsolvenzen in Europa, Jahr 2021" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2021"><h3 class="title">Unternehmensinsolvenzen in Europa, Jahr 2021</h3></a><span><p>Die Insolvenzzahlen in Europa wurden auch 2021 von den politisch motivierten Maßnahmen zur Bekämpfung der Corona-Pandemie geprägt. In Westeuropa…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2020'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Europa/insolvenzen-europa.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/3/0/csm_insolvenzen-europa_47780fe3da.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Europa/insolvenzen-europa.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Europa/insolvenzen-europa.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="20. Mai 2021"> 20. Mai 2021 </time></span><a title="Unternehmensinsolvenzen in Europa, Jahr 2020" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2020"><h3 class="title">Unternehmensinsolvenzen in Europa, Jahr 2020</h3></a><span><p>Mitten in der größten Rezession seit dem Zweiten Weltkrieg bleibt eine Insolvenzwelle in Europa (vorerst) aus. In Westeuropa wurden im Jahr 2020 rund…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2019'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/6/4/csm_unternehmnesinsolvenzen2019_d19d0f1f3f.png"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/6/4/csm_unternehmnesinsolvenzen2019_668668d9cb.png"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/6/4/csm_unternehmnesinsolvenzen2019_ad4df56f14.png"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2020/Insolvenzen_in_Europa/unternehmnesinsolvenzen2019.png" data-focus-area="{"x":19,"y":46.00000000000001,"width":284,"height":199}" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="26. Mai 2020"> 26. Mai 2020 </time></span><a title="Unternehmensinsolvenzen in Europa, Jahr 2019" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2019"><h3 class="title">Unternehmensinsolvenzen in Europa, Jahr 2019</h3></a><span><p>Mit 163.548 Fällen in 2019 waren die Unternehmensinsolvenzen in Westeuropa (EU-15 plus Norwegen und Schweiz) auf einem 10-Jahres-Tief angelangt.…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2018-19'"><div class="news-block shadow-lg mb-3" title="Unternehmensinsolvenzen in Europa, Jahr 2018/19"><span class="date"><time datetime="07. Mai 2019"> 07. Mai 2019 </time></span><a title="Unternehmensinsolvenzen in Europa, Jahr 2018/19" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2018-19"><h3 class="title">Unternehmensinsolvenzen in Europa, Jahr 2018/19</h3></a><span><p>Leichter Anstieg der Insolvenzen in Westeuropa - Osteuropa uneinheitlich – Rückgänge in den USA</p></span></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2017-18'"><div class="news-block shadow-lg mb-3" title="Unternehmensinsolvenzen in Europa, Jahr 2017/18"><span class="date"><time datetime="14. Mai 2018"> 14. Mai 2018 </time></span><a title="Unternehmensinsolvenzen in Europa, Jahr 2017/18" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/unternehmensinsolvenzen-in-europa-jahr-2017-18"><h3 class="title">Unternehmensinsolvenzen in Europa, Jahr 2017/18</h3></a><span><p>Insolvenzen in Westeuropa im Jahr 2017 – Zahlen und Entwicklungen </p></span></div></div></div></div></div><div class="col-12 col-lg-4"></div></div></div></div></div></li><li class=""><a href="#" class="openerA">Insolvenzen in Deutschland</a><div class="slideA js-acc-hidden"><div id="c9197" class="cid9197" ><div class="ce-textpic ce-center ce-above"><div class="ce-bodytext"><p>Die Creditreform Wirtschaftsforschung veröffentlicht zweimal jährlich die Studie "Insolvenzen in Deutschland".</p></div></div></div><div id="c81405" class="cid81405 frame-padding-before25 frame-padding-after25" ><div class="container blocks-area"><div class="row"><div class="col-12 col-lg-8"><div id="c9553" class="cid9553 frame-padding-before25 frame-padding-after25" ><div class="news-list-view news-holder" id="news-container-9553"><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2024'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Deutschland/284x199-insolvenzen-de-2024.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/9/b/csm_284x199-insolvenzen-de-2024_3b1e67f29c.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Deutschland/284x199-insolvenzen-de-2024.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2024/Insolvenzen_in_Deutschland/284x199-insolvenzen-de-2024.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="24. Juni 2024"> 24. Juni 2024 </time></span><a title="Insolvenzen in Deutschland, 1. Halbjahr 2024" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2024"><h3 class="title">Insolvenzen in Deutschland, 1. Halbjahr 2024</h3></a><span><p>Im 1. Halbjahr 2024 registrierte Creditreform 11.000 Unternehmensinsolvenzen. Das ist ein Anstieg um fast 30 Prozent gegenüber dem Vorjahreszeitraum…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-jahr-2023'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Insolvenzen_in_Deutschland/284x199-insolvenzen-jahr-2023-v1.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/2/c/csm_284x199-insolvenzen-jahr-2023-v1_83ce095090.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Insolvenzen_in_Deutschland/284x199-insolvenzen-jahr-2023-v1.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Insolvenzen_in_Deutschland/284x199-insolvenzen-jahr-2023-v1.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="04. Dezember 2023"> 04. Dezember 2023 </time></span><a title="Insolvenzen in Deutschland, Jahr 2023" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-jahr-2023"><h3 class="title">Insolvenzen in Deutschland, Jahr 2023</h3></a><span><p>Im Gesamtjahr 2023 haben 18.100 Unternehmen Insolvenz anmelden müssen. Der historische Anstieg von mehr als 23 Prozent im Vergleich zum Vorjahr…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2023'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Insolvenzen_in_Deutschland/284x199-insolvenzen-de-v1.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/1/c/csm_284x199-insolvenzen-de-v1_8d868805b2.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Insolvenzen_in_Deutschland/284x199-insolvenzen-de-v1.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Insolvenzen_in_Deutschland/284x199-insolvenzen-de-v1.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="29. Juni 2023"> 29. Juni 2023 </time></span><a title="Insolvenzen in Deutschland, 1. Halbjahr 2023" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2023"><h3 class="title">Insolvenzen in Deutschland, 1. Halbjahr 2023</h3></a><span><p>Im 1. Halbjahr 2023 haben 8.400 Unternehmen die Insolvenz angemeldet. Eine höhere prozentuale Zunahme gab es im Vergleichszeitraum zuletzt 2002.…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-jahr-2022'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Insolvenzen_in_Deutschland/284x199-Insolvenzen-D-2-halbjahr.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/1/0/csm_284x199-Insolvenzen-D-2-halbjahr_840f41ce9b.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Insolvenzen_in_Deutschland/284x199-Insolvenzen-D-2-halbjahr.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Insolvenzen_in_Deutschland/284x199-Insolvenzen-D-2-halbjahr.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="13. Dezember 2022"> 13. Dezember 2022 </time></span><a title="Insolvenzen in Deutschland, Jahr 2022" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-jahr-2022"><h3 class="title">Insolvenzen in Deutschland, Jahr 2022</h3></a><span><p>Zum Ende des Jahres 2022 zeichnet sich eine Trendumkehr im Insolvenzgeschehen ab. Während die Zahl der Gesamtinsolvenzen weiterhin rückläufig ist,…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2022'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Insolvenzen_in_Deutschland/284x199-ue1-halbjahr-v1.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/8/3/csm_284x199-ue1-halbjahr-v1_cdcf2d2e94.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Insolvenzen_in_Deutschland/284x199-ue1-halbjahr-v1.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2022/Insolvenzen_in_Deutschland/284x199-ue1-halbjahr-v1.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="28. Juni 2022"> 28. Juni 2022 </time></span><a title="Insolvenzen in Deutschland, 1. Halbjahr 2022" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2022"><h3 class="title">Insolvenzen in Deutschland, 1. Halbjahr 2022</h3></a><span><p>Die Insolvenzfälle bleiben auch im Sommer 2022 insgesamt gesehen auf einem historisch niedrigen Niveau. Auf den zweiten Blick ist diese Entwicklung…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-jahr-2021'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Deutschland/insolvenz.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/e/d/csm_insolvenz_0d2a0d2f89.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Deutschland/insolvenz.jpg"/><img src="data:image/jpg;base64,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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Deutschland/insolvenz.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="08. Dezember 2021"> 08. Dezember 2021 </time></span><a title="Insolvenzen in Deutschland, Jahr 2021" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-jahr-2021"><h3 class="title">Insolvenzen in Deutschland, Jahr 2021</h3></a><span><p>Das Insolvenzgeschehen des Jahres 2021 ist weiterhin durch Sondereffekte verzerrt. Die Zahl der Gesamtinsolvenzen ist in diesem Jahr sprunghaft um…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2021'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Deutschland/Bild_insolvenzantragspflicht_-_noch_1x_fuer_Website_verwendbar.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/2/3/csm_Bild_insolvenzantragspflicht_-_noch_1x_fuer_Website_verwendbar_f32c6b2da4.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Deutschland/Bild_insolvenzantragspflicht_-_noch_1x_fuer_Website_verwendbar.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Deutschland/Bild_insolvenzantragspflicht_-_noch_1x_fuer_Website_verwendbar.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="22. Juni 2021"> 22. Juni 2021 </time></span><a title="Insolvenzen in Deutschland, 1. Halbjahr 2021" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2021"><h3 class="title">Insolvenzen in Deutschland, 1. Halbjahr 2021</h3></a><span><p>Das Insolvenzgeschehen im ersten Halbjahr 2021 wird weiterhin deutlich durch Sondereffekte verzerrt. Bei den Unternehmensinsolvenzen führen maßgeblich…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/staatliche-hilfen-halten-25000-unternehmen-kuenstlich-am-leben'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Deutschland/coronahilfe-284x199.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/7/3/csm_coronahilfe-284x199_888e4e08d6.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Deutschland/coronahilfe-284x199.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Insolvenzen_in_Deutschland/coronahilfe-284x199.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="25. März 2021"> 25. März 2021 </time></span><a title="Staatliche Hilfen halten 25.000 Unternehmen künstlich am Leben" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/staatliche-hilfen-halten-25000-unternehmen-kuenstlich-am-leben"><h3 class="title">Staatliche Hilfen halten 25.000 Unternehmen künstlich am Leben</h3></a><span><p>Creditreform und ZEW zeigen in einer Studie, dass die finanzielle Unterstützung in der Corona-Pandemie schon jetzt zu einem hohen Rückstau bei den…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-jahr-2020'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/6/d/csm_Deckblatt-UE_400x251_2b75763007.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/6/d/csm_Deckblatt-UE_400x251_a3c1cf29a0.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/6/d/csm_Deckblatt-UE_400x251_fc8da93910.jpg"/><img 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mLPIaVpCM98Zx/UVTLctTsAtuOTNlG5J9FrabqL6fC0hkbcW8ZlVvjb8P1wOQPU0wOINGq4wjLV/mfn8l9BdMXFxZWNtaThWvXTfdSdgDj3gfULkKAfTnzNa0T6DKFw2MkM8jpNB0Hh/LlW7/p6w1EGaxdLO5PPuLmJ/qo+H6j7Vqw4xzRR1x7/AHWTJhmuuLH2XJ6hY3WnTrDewmJz8BzlX/hbsf71oxyNkFWFUHsdGaOUCyuPxNj606gRmdutLRruSKbasjAH5mq80TSK0UsMrgdV1VrfO0YPiP8AzGs90QB0V9sziLkq1Dev/wCa/wDOaYYxt7J4ldufinyXkgX/ADX/AJjSCMbeyUyO3VKS/kPHiP8AzGpBENvZRmU7pqXkuDl2x/EaXsxsgSu3KpXGpMhOZXP/ADGpGwg9FG6d26qSaizrkSt/MakEAHRRmY7qv+sGH/iMT9TT+xG3smds7cqCXUHLdyT65qRsKY6UnVcNZC6gjRbiNtyjlhyG57j1Fco5leq6sO6p01wuCeflkUzKdU9pGi816qnDdSXmcnYkCjjyEYP92NTtbVo/nVSRuDSfMfJVrEBQN2SBHt4+eB/vVea4NN/qtLCilK7fRbnSUK6l1XpMEqgwm4E8qY4KRgybftGo/Omxtoc238+abjpz2LgOtvj9gvW72/lkY2kRPjXbrFIwPO3PI/Mlj9qeXkcoWKIxQvPRbltqhDg2+AHcqmf3QTz9MAmp2ykaKm6Kmq6Cz1a3v7dre6RJ7eQEMrLlTzjP386uwzVNQaFV3xEDKRVYmt9PQQSKdMuQS43C1mb3wPVWPBHybn5mtOPiDRQTWr1VP9PkkBfAKgarEQG2dkdWSZD7ysMFfyq73hUaKiOU0Oq0bbUAsWDUDoSSpmy2Uyan6EU3sU4TJ41MEEZ5pOwKXtlAb7cx5p4iTO0TJdSITCmhsNUGZZc9wzsSTxVhrQFCXElReI2ODS0SAoiU4880URVGNzzk80IR2rtAwMDsMcCo3wRPFHNB9B+ycyeWM1a4j1+qhuLO1nUiSBQx53Idp/2qk/hcDu7Vvv8AP6q7FxSdneo72+S4bqboO4utRmvtMnilDogNvKSrkqu3IbseMccdqqP4ZKxtIyD7H6LVwvGcOT/XBafiNvPxrTouLubK804bb20ubYbyitLGVV9vHuk9/X86yJGObQvBFd10kLm8zYyDl2IPkbb3K3f0eXC2vUktw6bhFp1xJ9zEv9ckUgHKfRVsXzZW7mvtRd/DI0V0Z3OXiRmBH7x4H9TVcWNVWcKtyrTQSJpVlErYllXwVP7q9yfsP61IKhoVc0L3HZXLy/GnWayhgkQiMhI/DGvAx8+Pu1T5soUbIjI6gua09V5xb9S3k2rSXk8jGZ5MBcnaT5L9EXA+f1qqJ3POdy7KHDRxRDDsFhbzOpXo2l6xbazZw/rGWUl/cgkO0yEgnJXPG3H4Sa0sHjXQGouNlg8U4MyccooReo/fdWb/AEie1jM0Lrd2oGTLEOU/iXy+vIroMPjI57Cx2+64zE4CbDd4VG/2WarZ5BGO/FWqKmEt3ehCaWOeDQhIk0ITTSoSoQgO1CERjzoQrGKRIlQkSxSISlhWaExzxpLC3BSRQyn6g014bIMrxUeKfG98Ls8RLTuLLHi6X0i3upbmzt2tZZIHgYRP7hDMrfCc4wVHbFZ0vCong9mcvuFrM43iLCYB9Ouh8dLH1FVdvdOSa+tljb/h2Te7+hG0YPoeT9qwMVhXwPyP/wDo8Fq4fFtmjL2q8qm7vbdEBEcceRjuAe3/AKQv3qMCpAS1DWk7rmP0magIW9kiwRtUkZ/BGRj7vj+WmTutQdbLV4PFV/an+2/r0XniZ9tWIMSqZ3Htnnn+tVh3c263Wj+oGbK9YXr+1EqVGzCgjgADsOPOnB5F1Kx+YkLvOnerZopIi0zJg4j5xj1dvl6DtmrEctVXnwbJAaBdrax2PUbMLBRBfBd7Ov8AlMPVwO2T5j7GtzB8Qk7jrgfH7rieK8GbAO0byknToT5fuszU9Ou9MmEd7CU3fA6ncj/Ru35d62o5GyCrD9Vzj43RnmVPFSKNKhCWKEqFCEqEJUIVrFImpYoQiuB3pEIlyfSgBLVNJoSJKzLnaSMjB+dMliZK3JIKhPjkfG7Mw0KsW1wIt3hIBI21eTgcDyrDxHDHxVdDzD3H1WvBj2S0bNY+x+i8r65kaTqK7WUk+FiI/IBQxA+rMftWDN3qbfNdzw1gbhw7/Kp9BZc9DLthnmBIdwAMDyyc/wBc/amOHMG7K1E/kdJ1P8+dUo38OMIDgvyx+v8A9UhGY+Sc05RTdH20wxtIzhFUZJbsFH/eaAw1snCbKKle0/o3gm0bQYTdKU1HUCLmcMCPCXH7OMj/AEryf9TH0rVg/pgM+K47iWJfjJTI7QWA8PuvQbe/huYHhuESWF/dKSDcrfUetXWSdQVlOb0N1i6p0qrqZtFcY7+zSt/7HP8AZvvWlFjOknx+qpSYXrH8FyssbwzPDMjxzIcMjjDL9RV4EEVGipEEGh1TaVCWKEIEUIQwfShCuYpqaj6UIQxQlS8zQhAilSJuOKEqGKELN1jQ9P1hT7bARLt2ieI7ZF/Pz+hzVPE4CHE3eObca/Q+q0sDxbFYHlidVn+J09Oo9D6LhtY6O1Cwtg1mfbreKPJKDbJxzynn5njNYGK4TPES9vM3w1+H0XXYDj2ExLWwu5HaUOh8nC1+lQKrlmfdgt6A9/6VmNA6LZfmB5hRavR2lrrfUVtBcKZLO3X226XAIZFYBUIPcM+AR+6rVOwZQXDp81mY6YhgZXvfL76L2Z7g78Lt8aVsblBB757fc1ID0CxS2tyrdvdYbAyIY+DnzPp/1qZr1Xc3fqtqx1Jl5dufP/arDJVXLFo3Udpqtv4d7F4hUYRwcOh/0t/07VbimdGasKhexrxRwXJaxoz6bdRxeMsySqWRsbWwDjDD1+Y4NacU4kBdSlFQkhMZpWqkttIRyN+754NMdiCNFI3Dg6qaLR1ikYudy+QNMOILhQJzYADdZWoQRQykICPl6VZieXC6ryNANk7FPUKWKEIUIQxQhAihCGOKVKhjvQhDFCEAMduPpQkpaix9d6b07WgXuYzDdeVxDgP/AMw7N+f3qhiuHQ4g5qZXbj9xoVrYHjOJwYDK52f4np5HUe48FH0f0+3TmmXmZIbq6uLne7xqRthRQIwc8+bkgcZY1iYnCSYagdpv0+y2Bjosa8uZbSxpUfXz9lqW0rlJbiTJwfAiHcn1/wBqqUonOAJoFbiOMIBwhyTnuac0qF2+6swy++WY5Cny7lv++akDuqhI6LUsriRIJLmQ7IEBxz35x9zVyAOeaN6qtKWtBqqSzy3d5LczjLsAFz5AeVbBYI2Bg9fNZ7XF7i5adtPtODUDmqw1ytO2V+dRgUTyarB1aH31IPf1q5A+1FUmbeqq4qyqiWKEqWKEiGKEIEUIQ20IQxQlQxSoQxihIkRihCS5VgynBHYjypCARQ6JQaGo1Q2oyxKQE8PJUqOMnzI/MnNZWI4W1/NCaeHT02WlBxJzbTX8evruk26NZNiAIMYI/Eew+vasZ8L43FrxQrUbIyQBwNVesbRpnSME4I3du4//AGkY0k0THuoKqxr8mZls4MeDb/ER2Z/P7dvvXRYKEMZnOp+Sx8VJmdlGg+apwTFRjvVhzK3UTX0WjbvjliM1WcFYYepVk3K4xmmBqkzBZ11KG5PJz2qeNpUD3qtjirKqUQxQhHFFUIYoQm4oQljihCBFKkQxQhNxQhLFKhDFCEMUJUhkAgdj3HkajkiZK3LIKj+aJ0cjozmYaFadhqDwvK5Yh9p2AKMFuwJPfA71nHhwa8FrrbFXW43M2hFCq+wY+LPzPnV+t1VpZMG1adcpLAp3tGBimiNOzpjTHHc04MTcyiZ88d6eBRMJVjypqEqEJUIQ8qEIeVCEvwmlCE2lSIGhIkaEICgIQbtSoQ8qEIDzoQiOxpEvRLPu0USoN5/ShIU09qEBH1pUBNNCF//Z" 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Dezember 2020"> 08. Dezember 2020 </time></span><a title="Insolvenzen in Deutschland, Jahr 2020" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-jahr-2020"><h3 class="title">Insolvenzen in Deutschland, Jahr 2020</h3></a><span><p>Die Insolvenzzahlen sind im Rezessionsjahr 2020 im freien Fall: Die Creditreform Wirtschaftsforschung verzeichnete nur noch gut 82.000 Insolvenzen…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2020'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/6/d/csm_Deckblatt-UE_400x251_2005da9467.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/6/d/csm_Deckblatt-UE_400x251_7742959d16.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/6/d/csm_Deckblatt-UE_400x251_3faea664c4.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2020/Insolvenzen_in_Deutschland/Deckblatt-UE_400x251.jpg" data-focus-area="{"x":99,"y":44,"width":284,"height":199}" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="15. Juni 2020"> 15. Juni 2020 </time></span><a title="Insolvenzen in Deutschland, 1. Halbjahr 2020" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/insolvenzen-in-deutschland-1-halbjahr-2020"><h3 class="title">Insolvenzen in Deutschland, 1. Halbjahr 2020</h3></a><span><p>Die Unternehmensinsolvenzen in Deutschland sind rückläufig - trotz der Corona-Krise. Warum dieser Effekt gerade jetzt kein positives Zeichen für ein…</p></span></div></div></div><div class="pagination pt-4 mb-7"><div class="nav-links"><span class="page-numbers current">1</span><a href="/aktuelles-wissen/wirtschaftsforschung/npage/2" class="page-numbers">2</a><a href="/aktuelles-wissen/wirtschaftsforschung/npage/2" title="" class="next page-numbers"><span class="far fa-long-arrow-right"></span></a></div></div><div class="news-clear"></div></div></div></div><div class="col-12 col-lg-4"></div></div></div></div></div></li><li class=""><a href="#" class="openerA">Gründungsgeschehen</a><div class="slideA js-acc-hidden"><div id="c9201" class="cid9201" ><div class="ce-textpic ce-center ce-above"><div class="ce-bodytext"><h3>Hightech-Gründungen in Deutschland</h3><p>Im Zuge der Digitalisierung der Wirtschaft spielt die Gründung von Hightech-Unternehmen eine wichtige Rolle. Wir erstellen einen „Hightech-Gründeratlas“, der bis in Kreise und kreisfreie Städte hinein Aussagen über das Gründungsgeschehen erlaubt. Ergänzt wird die regionale Analyse zur Entwicklung der Gründerzahlen von weiterführenden Ergebnissen, etwa zur Finanzierungslage im Hightech-Sektor in Deutschland.</p><h3>JUNGE unternehmen</h3><p>Mit der Publikation JUNGE unternehmen informieren das ZEW (Zentrum für Europäische Wirtschaftsforschung) und Creditreform über das Gründungsgeschehen in Deutschland in Form eines Newsletters. Darin sind aktuelle Analysen und Forschungsergebnisse zum Thema Gründungen sowie Berichte zur Entwicklung von jungen Unternehmen enthalten. Die Publikation wird halbjährlich als PDF herausgegeben.</p><h3>Mannheimer Gründungspanel</h3><p>Das Mannheimer Gründungspanel, eine jährlich stattfindende Befragung der Creditreform Wirtschaftsforschung und des Zentrums für Europäische Wirtschaftsforschung (ZEW) sowie des IAB, beobachtet seit 2008 die Struktur und Entwicklung junger Unternehmen in Deutschland.</p></div></div></div><div id="c81409" class="cid81409 frame-padding-before25 frame-padding-after25" ><div class="container blocks-area"><div class="row"><div class="col-12 col-lg-8"><div id="c9557" class="cid9557 frame-padding-before25 frame-padding-after25" ><div class="news-list-view news-holder" id="news-container-9557"><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/junge-unternehmen-unternehmensgruender-leiden-unter-energiekrise-und-ukraine-kriegsfolgen'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2023/Gruendungsgeschehen/junge-unternehmen.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="31. Mai 2023"> 31. Mai 2023 </time></span><a title="JUNGE unternehmen: Unternehmensgründer leiden unter Energiekrise und Ukraine-Kriegsfolgen" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/junge-unternehmen-unternehmensgruender-leiden-unter-energiekrise-und-ukraine-kriegsfolgen"><h3 class="title">JUNGE unternehmen: Unternehmensgründer leiden unter Energiekrise und Ukraine-Kriegsfolgen</h3></a><span><p>Das Jahr 2022 markiert in vielerlei Hinsicht einen Einschnitt – so auch beim Gründungsgeschehen in Deutschland. Um 7 Prozent ging die Zahl der…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/gruender-lassen-sich-nicht-entmutigen'"><div class="news-block img-view shadow-lg mb-3"><span class="img-wrapper"><picture class="lazyload loading"><source media="(max-width:768px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Gruendungsgeschehen/gruender3.jpg"/><source media="(min-width: 769px) and (max-width: 1199px)" data-srcset="/fileadmin/user_upload/central_files/_processed_/8/2/csm_gruender3_5db7045d0e.jpg"/><source media="(min-width: 1200px)" data-srcset="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Gruendungsgeschehen/gruender3.jpg"/><img 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" width="730" height="730" data-src="/fileadmin/user_upload/central_files/News/News_Wirtschaftsforschung/2021/Gruendungsgeschehen/gruender3.jpg" alt="Wirtschaftsforschung " class=" image-embed-item b-lazy" loading="lazy"/></picture></span><div class="content"><span class="date"><time datetime="19. August 2021"> 19. August 2021 </time></span><a title="Gründer lassen sich nicht entmutigen" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/gruender-lassen-sich-nicht-entmutigen"><h3 class="title">Gründer lassen sich nicht entmutigen</h3></a><span><p>Die Pandemie hat das Gründungsgeschehen in Deutschland 2020 nur geringfügig gebremst. Nach einer gemeinsamen Untersuchung von Creditreform und dem ZEW…</p></span></div></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/junge-unternehmen-gruendungstaetigkeit-wieder-ruecklaeufig'"><div class="news-block shadow-lg mb-3" title="JUNGE unternehmen: Gründungstätigkeit wieder rückläufig"><span class="date"><time datetime="11. September 2019"> 11. September 2019 </time></span><a title="JUNGE unternehmen: Gründungstätigkeit wieder rückläufig" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/junge-unternehmen-gruendungstaetigkeit-wieder-ruecklaeufig"><h3 class="title">JUNGE unternehmen: Gründungstätigkeit wieder rückläufig</h3></a><span><p>Nach einigen Jahren stagnierender Gründungszahlen ist die Gründungstätigkeit in Deutschland wieder deutlich gesunken. </p></span></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/junge-unternehmen-im-aufbruch-zur-digitalen-oekonomie'"><div class="news-block shadow-lg mb-3" title="Junge Unternehmen im Aufbruch zur digitalen Ökonomie"><span class="date"><time datetime="15. Mai 2018"> 15. Mai 2018 </time></span><a title="Junge Unternehmen im Aufbruch zur digitalen Ökonomie" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/junge-unternehmen-im-aufbruch-zur-digitalen-oekonomie"><h3 class="title">Junge Unternehmen im Aufbruch zur digitalen Ökonomie</h3></a><span><p>Gründer leisten ihren Beitrag</p></span></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/junge-unternehmen-gruendungstaetigkeit-trotzt-der-demographie'"><div class="news-block shadow-lg mb-3" title="JUNGE unternehmen: Gründungstätigkeit trotzt der Demographie"><span class="date"><time datetime="20. Oktober 2017"> 20. Oktober 2017 </time></span><a title="JUNGE unternehmen: Gründungstätigkeit trotzt der Demographie" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/junge-unternehmen-gruendungstaetigkeit-trotzt-der-demographie"><h3 class="title">JUNGE unternehmen: Gründungstätigkeit trotzt der Demographie</h3></a><span><p>Die Anzahl der neu gegründeten Unternehmen in Deutschland geht seit Jahren zurück. Typischerweise wird dies durch gute alternative…</p></span></div></div><div class="articletype-0 isNews" onclick="location.href='/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/hightech-gruendungen-in-deutschland-jahr-2016-17'"><div class="news-block shadow-lg mb-3" title="Hightech-Gründungen in Deutschland, Jahr 2016/17"><span class="date"><time datetime="04. September 2017"> 04. September 2017 </time></span><a title="Hightech-Gründungen in Deutschland, Jahr 2016/17" href="/aktuelles-wissen/pressemeldungen-fachbeitraege/news-details/show/hightech-gruendungen-in-deutschland-jahr-2016-17"><h3 class="title">Hightech-Gründungen in Deutschland, Jahr 2016/17</h3></a><span><p>Die Städte Jena, Karlsruhe und Darmstadt sind Deutschlands Hochburgen für Hightech-Gründungen. 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