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class="lazyload" alt="Finanzunternehmen treiben die digitale Bezahlrevolution in Deutschland an." width="300" height="200" /></picture><header><span class="Headline -block">Initiative "Deutschland zahlt digital" gestartet</span></header></a></article></li><li><article class="ArticleTeaser"><a href="/kreditkarten-news/digitalisierung-praegt-die-deutsche-finanzwelt" title="Digitalisierung prägt die deutsche Finanzwelt"><picture class="Picture "><img data-src="https://www.cardscout.de/media/cache/resolve/default_article_detail_full/uploads/media/cards/0003/72/066f52d791c945afb08c6bd293ffbabe855fc2c6.jpeg" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="Laut der neue Bitkom Studie nutzen Verbraucher in Deutschland verstärkt digitale Zahlungsoptionen." width="300" height="200" /></picture><header><span class="Headline -block">Digitalisierung prägt die deutsche Finanzwelt</span></header></a></article></li><li><article class="ArticleTeaser"><a href="/kreditkarten-news/restaurants-ohne-digitale-zahlungsoptionen-verlieren-gaeste" title="Restaurants ohne digitale Zahlungsoptionen verlieren Gäste"><picture class="Picture "><img data-src="https://www.cardscout.de/media/cache/resolve/default_article_detail_full/uploads/media/cards/0003/72/62f560446aea3afcb4ac4f45b7fc6acb466b79e5.jpeg" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="Die Umfrage von Adyen zeigt den klaren Verlust von Kundschaft bei Restaurants ohne digitale Zahlungsoptionen in Deutschland." width="300" height="200" /></picture><header><span class="Headline -block">Restaurants ohne digitale Zahlungsoptionen verlieren Gäste</span></header></a></article></li><li><article class="ArticleTeaser"><a href="/kreditkarten-news/american-express-legt-gold-card-neu-auf" title="American Express legt Gold Card neu auf"><picture class="Picture "><img data-src="https://www.cardscout.de/media/cache/resolve/default_article_detail_full/uploads/media/cards/0003/72/8427d0391e9e8650a3c9142ef4f614366e913bf1.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="American Express präsentiert eine neue Metallkarte, die als Gold Card auch in der Zusatzfarbe Rosé verfügbar ist." width="300" height="200" /></picture><header><span class="Headline -block">American Express legt Gold Card neu auf</span></header></a></article></li><li><article class="ArticleTeaser"><a href="/kreditkarten-news/revolut-fuehrt-neues-tagesgeldkonto-ein" title="Revolut führt neues Tagesgeldkonto ein"><picture class="Picture "><img data-src="https://www.cardscout.de/media/cache/resolve/default_article_detail_full/uploads/media/cards/0003/72/a6f655f8f6002dc1f8ac10a02005948a4738e737.jpeg" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="Revolut bringt ab sofort das Tagesgeldkonto für deutsche Kunden raus." width="300" height="200" /></picture><header><span class="Headline -block">Revolut führt neues Tagesgeldkonto ein</span></header></a></article></li><li><article class="ArticleTeaser"><a href="/kreditkarten-news/einzelhandels-apps-aus-deutschland-erobern-den-markt" title="Einzelhandels-Apps aus Deutschland erobern den Markt"><picture class="Picture "><img data-src="https://www.cardscout.de/media/cache/resolve/default_article_detail_full/uploads/media/default/0003/72/79cb96b09d1961ba7b3137e989c0bf6221c87b28.jpeg" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="Edeka und PAYBACK kooperieren beim Punkte- und Zahlsystem." width="300" height="200" /></picture><header><span class="Headline -block">Einzelhandels-Apps aus Deutschland erobern den Markt</span></header></a></article></li></ul><footer><a class="Link -more" href="https://www.cardscout.de/kreditkarten-news" title="Alle News">Alle News</a></footer></article><article class="SimpleFilter"><h2 class="Headline -section">Über 100 Kreditkarten im Test</h2><p> Bei cardscout können Sie aus mehr als 100 Angeboten Ihre ideale Kreditkarte herausfiltern – ohne überflüssige Zusatzleistungen, aber mit den gewünschten Extras und den günstigsten Gebühren. </p><h2 class="Headline -block">Worauf legen Sie bei Kreditkarten Wert?</h2><form class="Form SimpleFilterForm" action="/vergleich" method="get"><div class="field"><span class="RangeInput"><label for="">Niedrige Jahresgebühr</label><span class="rangeLabels" data-before="unwichtig" data-after="wichtig"><input id="card_search_ratingPrice" name="ratingPrice" type="range" step="1" value="8" min="0" max="10"/></span></span></div><div class="field"><span class="RangeInput"><label for="">Kostenlos Bargeld abheben</label><span class="rangeLabels" data-before="unwichtig" data-after="wichtig"><input id="card_search_ratingCash" name="ratingCash" type="range" step="1" value="7" min="0" max="10"/></span></span></div><div class="field"><span class="RangeInput"><label for="">Viele Zusatzleistungen</label><span class="rangeLabels" data-before="unwichtig" data-after="wichtig"><input id="card_search_ratingService" name="ratingService" type="range" step="1" value="2" min="0" max="10"/></span></span></div><div class="buttons"><button class="Button flexbox-right">Jetzt vergleichen</button></div></form></article><article class="FilterLinks"><h3 class="Headline -section">Kreditkarten im Überblick</h3><ul><li><a class="Link -more" href="/kreditkarte-ohne-schufa" title="Kreditkarte ohne Schufa"> Kreditkarte ohne Schufa </a></li><li><a class="Link -more" href="/prepaid-kreditkarte" title="Prepaid-Kreditkarten"> Prepaid-Kreditkarten </a></li><li><a class="Link -more" href="/prepaid-kreditkarte-ohne-schufa" title="Prepaid Kreditkarten"> Prepaid-Kreditkarten ohne Schufa </a></li><li><a class="Link -more" href="/kostenlose-kreditkarten" title="Kostenlose Kreditkarten"> Kostenlose Kreditkarten </a></li><li><a class="Link -more" href="/kreditkarte-ohne-girokonto" title="Kreditkarten ohne Girokonto"> Kreditkarten ohne Girokonto </a></li><li><a class="Link -more" href="/kreditkarte-gold" title="Goldene Kreditkarten"> Goldene Kreditkarten </a></li><li><a class="Link -more" href="/kreditkarte-ohne-auslandsgebuehr" title="Kreditkarte ohne Auslandsgebühr"> Kreditkarte ohne Auslandsgebühr </a></li><li><a class="Link -more" href="/kostenloses-girokonto-mit-kreditkarte" title="Kostenloses Girokonto mit Kreditkarte"> Kostenloses Girokonto mit Kreditkarte </a></li></ul></article><article class="FilterLinks"><h3 class="Headline -section">Kreditkarten nach Zielgruppen</h3><ul><li><a class="Link -more" href="/reise-kreditkarten" title="Reisekreditkarten"> Reisekreditkarten </a></li><li><a class="Link -more" href="/kreditkarten-fuer-auto-und-motorradfahrer" title="Kreditkarten für Auto- und Motorradfahrer"> Kreditkarten für Auto- und Motorradfahrer </a></li><li><a class="Link -more" href="/firmen-kreditkarte" title="Firmenkreditkarten"> Firmenkreditkarten </a></li><li><a class="Link -more" href="/kreditkarten-fuer-studenten" title="Kreditkarten für Studenten"> Kreditkarten für Studenten </a></li></ul></article><article class="PopularCards"><h3><span class="Headline -section">Kreditkarten ohne Girokonto</span><span class="subline">Favoriten der cardscout-User</span></h3><article class="item"><a href="/vergleich/kreditkarte/awa7-visa-kreditkarte" title="awa7 Visa Kreditkarte"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/cards/0003/72/bb4e6722ca448fb2b1dd6f3b61dc1b3d81d67d9d.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="awa7 neues Design mit abgerundeten Ecken" title="awa7 neues Design mit abgerundeten Ecken" width="152" height="96" /></picture><h4 class="Headline -block">awa7 Visa Kreditkarte</h4></a><ul class="FeatureList"><li>Rückzahlung in kleinen Raten </li><li>Keine Jahresgebühr </li><li>Wunsch-PIN festlegen</li></ul></article><article class="item"><a href="/vergleich/kreditkarte/unitplus-mastercard" title="UnitPlus Mastercard"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/default/0003/66/a46b4a3ab81cfb7d3e19d78a7db2a64b01e032ad.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="UnitPlus Mastercard" title="UnitPlus Mastercard" width="152" height="96" /></picture><h4 class="Headline -block">UnitPlus Mastercard</h4></a><ul class="FeatureList"><li>kostenlos weltweit Geld bezahlen </li><li>2,48 Prozent Zinsen </li><li>Cashback in Form von ETF-back</li></ul></article><article class="item"><a href="/vergleich/kreditkarte/deutschland-kreditkarte-classic" title="Deutschland-Kreditkarte Classic"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/cards/0001/02/b055e00535e251eff9decc9e75145f5323e22023.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="Deutschland-Kreditkarte Visa" title="Deutschland-Kreditkarte Visa" width="152" height="96" /></picture><h4 class="Headline -block">Deutschland-Kreditkarte Classic</h4></a><ul class="FeatureList"><li>keine Jahresgebühr </li><li>flexible Rückzahlung, 3 Monate zinsfrei </li><li>5 % Rabatt auf Reisebuchungen</li></ul></article></article><article class="PopularCards"><h3><span class="Headline -section">Kreditkarten mit kostenlosem Bargeldbezug</span><span class="subline">Favoriten der cardscout-User</span></h3><article class="item"><a href="/vergleich/kreditkarte/dkb-visa-debitkarte" title="DKB Visa Debitkarte"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/default/0001/05/cecd1b14328fd92f82046aa0ed80bcc5c8559329.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="DKB Debitkarte" title="DKB Debitkarte" width="152" height="96" /></picture><h4 class="Headline -block">DKB Visa Debitkarte</h4></a><ul class="FeatureList"><li>weltweit kostenlose Bargeldabhebung </li><li>Girokonto inklusive </li><li>auch für Studenten und Gemeinschaften</li></ul></article><article class="item"><a href="/vergleich/kreditkarte/n26-mastercard" title="N26 Mastercard"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/cards/0001/02/879615d5c37c96dc8744ac53e06ca45aa61e7913.jpeg" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="Kreditkarte N26 Mastercard" title="Kreditkarte N26 Mastercard" width="152" height="96" /></picture><h4 class="Headline -block">N26 Mastercard</h4></a><ul class="FeatureList"><li>kostenloser Bargeldbezug in der Eurozone </li><li>5 kostenfreie Abhebungen monatlich in Deutschland </li><li>dauerhaft beitragsfrei: Konto, Mastercard und Maestro-Karte</li></ul></article><article class="item"><a href="/vergleich/kreditkarte/santander-bestcard-basic" title="Santander BestCard Basic"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/default/0001/04/9bd8cd3dac6cd9113cca53901bd99b7e924f13bf.jpeg" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="BestCard Basic Santander" title="BestCard Basic Santander" width="152" height="96" /></picture><h4 class="Headline -block">Santander BestCard Basic</h4></a><ul class="FeatureList"><li>weltweit kostenloser Bargeldbezug </li><li>bis zu 24 Euro Tankrabatt jährlich </li><li>kein Kontowechsel notwendig</li></ul></article></article><div class="adviceArticleParagraph"><div class="Text"><h3>Kreditkarte sperren lassen</h3><p>Wenn Sie Ihre Kreditkarte verloren haben, sie Ihnen gestohlen wurde oder Sie Unregelmäßigkeiten auf der Kartenabrechnung entdecken, lassen Sie Ihre Karte sofort sperren. Wenn Sie nicht grob fahrlässig gehandelt haben, haften Sie bei den meisten Banken nur bis zu einem Betrag von 50 Euro. Darüber hinaus gehende Schäden übernimmt das Kreditkarten-Unternehmen.</p><p>Die Telefonnummer des kostenlosen zentralen Sperrannahmedienstes lautet:<br><strong>(+49)116 116</strong> und ist rund um die Uhr besetzt (gültig für fast alle Banken - prominente Ausnahmen: <strong>Postbank 0228 5500 5500, aus dem Ausland +49 69 / 66571333</strong>, <strong>Santander Bank 02161 / 27 29 889</strong> und <strong>Targobank AG 0800 / 0800 3722</strong>. Hier finden Sie mehr Informationen zum Thema <a href="/kreditkarten-ratgeber/kreditkarte-sperren-aber-wie">"Kreditkarte sperren"</a>.</p></div></div><article class="PopularCards"><h3><span class="Headline -section">Goldene Kreditkarten</span><span class="subline">Favoriten der cardscout-User</span></h3><article class="item"><a href="/vergleich/kreditkarte/hanseatic-bank-goldcard" title="Hanseatic Bank GoldCard"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/default/0001/05/2ec021e79411d20146efaa3ff1732ff5d756d31a.jpeg" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="Hanseatic GoldCard" title="Hanseatic GoldCard" width="152" height="96" /></picture><h4 class="Headline -block">Hanseatic Bank GoldCard</h4></a><ul class="FeatureList"><li>Keine Fremdwährungsgebühr </li><li>flexible Rückzahlung in kleinen Raten </li><li>Reiseversicherungspaket</li></ul></article><article class="item"><a href="/vergleich/kreditkarte/deutschland-kreditkarte-gold" title="Deutschland-Kreditkarte Gold"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/cards/0001/02/8a9b3af89aaeb1b1e5b7433f032d047d912c3b1a.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="deutschland-kreditkarte-gold-min" title="deutschland-kreditkarte-gold-min" width="152" height="96" /></picture><h4 class="Headline -block">Deutschland-Kreditkarte Gold</h4></a><ul class="FeatureList"><li>flexible Rückzahlung in kleinen Raten </li><li>weltweit kostenlos bezahlen </li><li>Reiseversicherungspaket</li></ul></article><article class="item"><a href="/vergleich/kreditkarte/barclays-gold-visa" title="Barclays Gold Visa"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/default/0001/04/2f704dc2481ba08a67deb17496e49c569bfed0a5.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="Barclays Gold Visa" title="Barclays Gold Visa" width="152" height="96" /></picture><h4 class="Headline -block">Barclays Gold Visa</h4></a><ul class="FeatureList"><li>Reiseversicherungspaket inklusive </li><li>kostenloser Bargeldzugang in der Euro-Zone </li><li>Flexible Teilrückzahlung möglich</li></ul></article></article><article class="PopularCards"><h3><span class="Headline -section">Kreditkarten mit Bonus</span><span class="subline">Favoriten der cardscout-User</span></h3><article class="item"><a href="/vergleich/kreditkarte/payback-american-express-karte" title="PAYBACK American Express Karte"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/default/0003/66/b5dad4b0f0e36e2a47d3be0593b722a74973e7c1.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="PAYBACK American Express Karte" title="PAYBACK American Express Karte" width="152" height="96" /></picture><h4 class="Headline -block">PAYBACK American Express Karte</h4></a><ul class="FeatureList"><li>dauerhaft 0 Euro Jahresgebühr </li><li>flexibler Verfügungsrahmen </li><li>eine Zusatzkarte inklusive</li></ul></article><article class="item"><a href="/vergleich/kreditkarte/amazon-visa-kreditkarte" title="Amazon Visa Kreditkarte"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/default/0003/66/28fd8807bd53b10d9d3a30e037502672ee2a8327.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="Amazon Visa Kreditkarte" title="Amazon Visa Kreditkarte" width="152" height="96" /></picture><h4 class="Headline -block">Amazon Visa Kreditkarte</h4></a><ul class="FeatureList"><li>Cashback bis zu 2 Prozent </li><li>keine Jahresgebühr und Startguthaben </li><li>Jetzt kaufen, später zahlen</li></ul></article><article class="item"><a href="/vergleich/kreditkarte/payback-visa-kreditkarte" title="PAYBACK Visa Kreditkarte"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/cards/0003/72/6b204892e952abdeaa7198211cf5fa54819a34bb.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="PAYBACK_Visa_Kartendesign" title="PAYBACK_Visa_Kartendesign" width="152" height="96" /></picture><h4 class="Headline -block">PAYBACK Visa Kreditkarte</h4></a><ul class="FeatureList"><li>Im Ausland kostenlos Bargeld abheben </li><li>Bonussysteme und Rabatte </li><li>echte Kreditkarte</li></ul></article></article><div class="adviceArticleParagraph"><h2 class="headline -component">Bei cardscout die passende Kreditkarte finden</h2><div class="Text"><p>Das große Angebot verschiedenster Kreditkarten verspricht eine passende Karte für jeden. Allerdings kann es schwierig sein, bei den unterschiedlichen Zusammenstellungen aus Leistungen und Kosten die richtige Kreditkarte zu finden. Der cardscout Kreditkarten-Vergleich stellt, abgestimmt auf die angegebenen Wünsche und Bedürfnisse, die Top-Angebote zusammen.</p><p>Auf der Suche nach der optimalen Kreditkarte unterstützt cardscout Sie mit allem, was Sie für eine informierte Entscheidung benötigen:</p><p><strong>1. Wichtige Informationen und Ratgeber zum Thema Kreditkarten</strong></p><p>Wissen ist die wichtigste Grundlage für einen sicheren Umgang mit Finanzprodukten und eine Minimierung des finanziellen Risikos, die diese teilweise mit sich bringen. So sollten sich Interessenten auch bei Kreditkarten im Voraus gut über das Zahlungsmittel und die unterschiedlichen Angebote informieren. Der Verantwortung als Finanzprodukt-Vergleich und Wichtigkeit von Informationen im finanziellen Bereich ist sich cardscout bewusst. Daher finden Sie im Kreditkarten-Vergleich zu jedem Angebot eine Übersicht über alle Konditionen und Leistungen jeder Karte. Gibt es eine besonders schwerwiegende Eigenschaft der Karte, wie beispielsweise einen überdurchschnittlich hohen Sollzins oder andere hohe Gebühren, so sind die Angebote mit einem roten Ausrufezeichen gekennzeichnet. Fahren Sie mit der Maus über das Ausrufezeichen, um zu erfahren, worauf Sie bei der Kreditkarte achten sollten. Mit den von cardscout zu Kreditkarten-Angeboten bereitgestellten Inhalten treffen Sie eine informierte Entscheidung. Das ersetzt allerdings nicht das genaue Lesen des Vertrages vor Abschluss desselben.</p><p>In der Rubrik <a href="https://www.cardscout.de/kreditkarten-ratgeber">Ratgeber</a> finden Sie außerdem eine große Auswahl zusätzlicher Informationen rund um das Thema Zahlung, wie beispielsweise den richtigen und sicheren Umgang mit Kreditkarten und alternativen Zahlungsmitteln. Cardscout möchte sicherstellen, dass Sie nicht nur bei der Wahl der Kreditkarte, sondern auch bei der Nutzung des Zahlungsmittels die richtige Entscheidung treffen.</p><p><strong>2. Über 100 aktuelle Kreditkarten-Angebote im Vergleich </strong></p><p>Auf cardscout können Sie mehr als 100 Kreditkarten-Angebote schnell und bequem miteinander vergleichen.</p><p>Um einen schnellen Überblick über passende Kreditkarten-Angebote zu erhalten, reicht es, die Schieberegler zu den Punkten, Jahresgebühr, kostenlose Bargeldabhebungen und Zusatzleistungen an die eigenen Bedürfnisse anzupassen. Anschließend noch die gewünschten Anbieter (MasterCard, Visa oder American Express) auswählen und festlegen, ob die Karte online beantragbar, ohne Girokonto oder mit kontaktloser Bezahlung sein soll, oder das Video-Ident-Verfahren für eine Legitimation bei dem Kartenantrag angeboten werden soll. </p><p>Wer cardscout nutzen möchte, um einen detaillierteren Vergleich durchzuführen und somit optimal auf die eigenen Bedürfnisse zugeschnittene Angebote zu erhalten, kann im cardscout-Vergleich unter &bdquo;Mehr Filter anzeigen“ über 30 Kriterien nutzen, um die Auswahl entsprechend anzupassen.</p><p><strong>3. Redaktionelle Kreditkarten-Bewertungen von unabhängigen Finanzexperten</strong></p><p>Als Vergleich für ein Finanzprodukt ist eine unabhängige Sicht auf die Angebote besonders wichtig. Daher werden die Kreditkarten-Bewertungen bei cardscout von unabhängigen Finanzexperten vorgenommen.</p><p>Um das Portal zu finanzieren, erhält cardscout eine Provision pro vermittelter Karte. Für Sie ist dabei wichtig zu wissen, dass diese Provision keinerlei Einfluss auf die Bewertung der Angebote im Vergleich hat. Außerdem gibt es im Vergleich eine Werbeplatzierung, die über den eigentlichen Ergebnissen steht und deutlich mit &bdquo;Anzeige“ gekennzeichnet ist sowie sich farblich von den Ergebnissen des cardscout-Vergleichs abhebt.  </p><p>In der Rubrik <a href="https://www.cardscout.de/uber-uns">Über uns</a> stellen wir Ihnen transparent Informationen zu der Funktionsweise des cardscout Kreditkarten-Vergleichs zur Verfügung.</p><p><strong>4. Mehr als 20 Jahre Erfahrung als Kreditkarten-Portal</strong></p><p>Das Kreditkarten-Portal cardscout wurde bereits im Jahr 2004 gegründet und kann somit auf jahrelang angesammelte Erfahrungen zurückblicken. Diese möchten wir nutzen, um Ihnen einen möglichst umfassenden Überblick über Kreditkarten-Angebote auf dem deutschen Markt sowie Informationen rund um das Thema Bezahlung zu bieten.</p></div></div></main><div class="col -sidebar"><article class="PopularCards"><h3><span class="Headline -section">Anzeige</span><span class="subline"></span></h3><article class="item"><a href="/vergleich/kreditkarte/american-express-platinum-card?campaign=amex_platin_home_campaign" title="American Express Platinum Card"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/default/0003/66/375bc2a40f4f7f35f8f76b7cc09856460f7c54ce.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="American Express Platinum Card" title="American Express Platinum Card" width="152" height="96" /></picture><h4 class="Headline -block">American Express Platinum Card</h4></a><ul class="FeatureList"><li>540 Euro Guthaben für Reisen, Essen, Shoppen, Mietwagen </li><li>inkl. Versicherungen </li><li>bis zu 5 Zusatzkarten kostenlos</li></ul></article></article><article class="FilterLinks"><h2 class="Headline -section">Aktuelle Deals & Aktionen</h2><ul><li><a class="Link -more" href="/kreditkarten-deals" title="Deals und Aktionen"> Deals und Aktionen </a></li></ul></article><article class="FilterLinks"><h2 class="Headline -section">Weitere Kreditkarten im Überblick</h2><ul><li><a class="Link -more" href="/american-express" title="American Express"> American Express </a></li><li><a class="Link -more" href="/google-pay" title="Google Pay"> Google Pay </a></li><li><a class="Link -more" href="/apple-pay" title="Apple Pay"> Apple Pay </a></li><li><a class="Link -more" href="/kreditkarten-mit-mietwagenversicherung" title="Kreditkarten mit Mietwagenversicherung"> Kreditkarten mit Mietwagenversicherung </a></li><li><a class="Link -more" href="/kreditkarte-mit-versicherung" title="Kreditkarten mit Versicherung"> Kreditkarten mit Versicherung </a></li><li><a class="Link -more" href="/kreditkarte-ohne-girokonto" title="Kreditkarten ohne Girokonto"> Kreditkarten ohne Girokonto </a></li><li><a class="Link -more" href="/kostenloses-girokonto-mit-kreditkarte" title="Kostenloses Girokonto mit Kreditkarte"> Kostenloses Girokonto mit Kreditkarte </a></li><li><a class="Link -more" href="/kreditkarte-mit-reiseruecktrittsversicherung" title="Kreditkarten mit Reiserücktrittsversicherung"> Kreditkarten mit Reiserücktrittsversicherung </a></li><li><a class="Link -more" href="/nachhaltige-kreditkarten" title="Nachhaltige Kreditkarten"> Nachhaltige Kreditkarten </a></li><li><a class="Link -more" href="/schwarze-kreditkarte" title="Schwarze Kreditkarten"> Schwarze Kreditkarten </a></li><li><a class="Link -more" href="/platin-kreditkarte" title="Platin-Kreditkarten"> Platin-Kreditkarten </a></li><li><a class="Link -more" href="/firmen-kreditkarte" title="Firmenkreditkarten"> Firmenkreditkarten </a></li><li><a class="Link -more" href="/tankrabatte-mit-kreditkarte" title="Kreditkarten mit Tankrabatt"> Kreditkarten mit Tankrabatt </a></li><li><a class="Link -more" href="/kreditkarte-mit-kreditrahmen" title="Kreditkarten mit Kreditrahmen"> Kreditkarten mit Kreditrahmen </a></li><li><a class="Link -more" href="/kreditkarten-fuer-jugendliche-und-kinder" title="Kreditkarten für Jugendliche und Kinder"> Kreditkarten für Jugendliche und Kinder </a></li><li><a class="Link -more" href="/virtuelle-kreditkarte" title="Virtuelle Kreditkarten"> Virtuelle Kreditkarten </a></li><li><a class="Link -more" href="/cashback-kreditkarte" title="Cashback-Kreditkarten"> Cashback-Kreditkarten </a></li><li><a class="Link -more" href="/bonusprogramm-und-kreditkarte" title="Bonusprogramm und Kreditkarte"> Bonusprogramm und Kreditkarte </a></li><li><a class="Link -more" href="/kreditkarte-beantragen" title="Kreditkarte beantragen"> Kreditkarte beantragen </a></li><li><a class="Link -more" href="/debitkarte" title="Debitkarten-Vergleich"> Debitkarten-Vergleich </a></li><li><a class="Link -more" href="/geld-abheben-im-ausland-mit-kreditkarte" title="Geld abheben im Ausland - mit Kreditkarte"> Geld abheben im Ausland - mit Kreditkarte </a></li><li><a class="Link -more" href="/mit-ec-karte-im-ausland-bezahlen" title="Mit der Girocard im Ausland bezahlen"> Mit der Girocard im Ausland bezahlen </a></li><li><a class="Link -more" href="/kreditkarten-anbieter/lufthansa-miles-and-more-kreditkarte" title="Lufthansa Miles and More Kreditkarten"> Lufthansa Miles and More Kreditkarten </a></li><li><a class="Link -more" href="/kontaktloses-bezahlen" title="Kontaktloses Bezahlen"> Kontaktloses Bezahlen </a></li><li><a class="Link -more" href="/mobile-payment-kreditkarten" title="Mobile Payment mit Kreditkarten"> Mobile Payment mit Kreditkarten </a></li><li><a class="Link -more" href="/kreditkarten-anbieter" title="Kreditkarten Anbieter"> Kreditkarten Anbieter </a></li></ul></article><article class="TeaserList -articles"><h2 class="Headline -section">Kreditkarten-Ratgeber</h2><article class="ArticleTeaser"><a href="/kreditkarten-ratgeber/sicherheit-beim-online-banking-so-schutzen-sie-sich-vor-online-betrugern" title="Sicherheit beim Online Banking: So schützen Sie sich vor Online-Betrügern"><header><span class="Headline -block">Sicherheit beim Online Banking: So schützen Sie sich vor Online-Betrügern</span></header><p class="text">Auf Grund von vermehrter Schließung der Bankfilialen oder Gründung reiner Online-Banken ziehen Bankgeschäfte in die digitale Welt um. Doch gerade in der Online-Welt gibt es einiges in Sachen Sicherheit zu beachten. Hier erhalten Sie einen Überblick über die gängigsten Sicherheitsmethoden und Tipps für ein sicheres Online-Banking!</p></a></article><article class="ArticleTeaser"><a href="/kreditkarten-ratgeber/mobile-payment-anbieter-kosten-und-funktionen-im-vergleich" title="Mobile Payment Anbieter: Kosten und Funktionen im Vergleich"><header><span class="Headline -block">Mobile Payment Anbieter: Kosten und Funktionen im Vergleich</span></header><p class="text">Mobile Payment, das Bezahlen per Smartphone, ist auf dem Vormarsch und die Zahl der Anbieter steigt. Die Global P(l)ayer sind Google, Amazon und Samsung. Da Samsung aber auf dem deutschen Markt noch nicht erhältlich ist, werfen wir hier zusätzlich einen Blick auf Payback Pay.</p></a></article><article class="ArticleTeaser"><a href="/kreditkarten-ratgeber/kreditkarte-teilzahlung-aktivieren-so-gehts" title="Kreditkarte: Teilzahlung aktivieren - so geht's"><header><span class="Headline -block">Kreditkarte: Teilzahlung aktivieren - so geht's</span></header><p class="text">Verfügen Sie über eine Kreditkarte, können Sie in den meisten Fällen eine Teilzahlung aktivieren. Wie das geht und was Sie dabei beachten sollten, erfahren Sie in diesem Beitrag.</p></a></article><article class="ArticleTeaser"><a href="/kreditkarten-ratgeber/e-wallets-paypal-und-co-einfach-erklart" title="E-Wallets: PayPal und Co. einfach erklärt"><header><span class="Headline -block">E-Wallets: PayPal und Co. einfach erklärt</span></header><p class="text">Bereits zig Millionen verfügen hierzulande über eine elektronische Geldbörse mit der sie im Internet einkaufen. Ob bezahlen oder zum Geld aufbewahren - erfahren Sie hier über die wichtigsten Anbieter von E-Wallets.</p></a></article><article class="ArticleTeaser"><a href="/kreditkarten-ratgeber/kreditkartentyp-diese-kreditkartenarten-gibt-es" title="Kreditkartentyp: Diese Kreditkartenarten gibt es"><header><span class="Headline -block">Kreditkartentyp: Diese Kreditkartenarten gibt es</span></header><p class="text">Geld abheben, bargeldlos bezahlen, Online-Shopping - Kreditkarten können den Alltag auf verschiedene Weisen erleichtern. Welche Typen von Kreditkarten es gibt, erfahren Sie hier.</p></a></article><article class="ArticleTeaser"><a href="/kreditkarten-ratgeber/kreditkartengebuhren-diese-kosten-konnen-anfallen" title="Kreditkartengebühren: Diese Kosten können anfallen"><header><span class="Headline -block">Kreditkartengebühren: Diese Kosten können anfallen</span></header><p class="text">Die Kreditkarte ist eine der einfachsten Zahlungsmethoden heutzutage, insbesondere für Auslandsreisen oder Online-Bezahlungen. Doch oft können hohe Kreditkartengebühren am Ende des Monats eine böse Überraschung sein.</p></a></article><article class="ArticleTeaser"><a href="/kreditkarten-ratgeber/auslandseinsatzentgelt-so-wichtig-ist-diese-kondition-fur-vielreisende" title="Auslandseinsatzentgelt: So wichtig ist diese Kondition für Vielreisende"><header><span class="Headline -block">Auslandseinsatzentgelt: So wichtig ist diese Kondition für Vielreisende</span></header><p class="text">Ein Auslandseinsatzentgelt ist immer dann fällig, wenn Sie Ihre Kreditkarte außerhalb Ihres Wohnorts nutzen. Reisen Sie also viel oder leben im Ausland, macht es Sinn, ein Kreditinstitut zu finden, das ein besonders niedriges Auslandseinsatzentgelt hat.</p></a></article><article class="ArticleTeaser"><a href="/kreditkarten-ratgeber/tokenization-deshalb-sind-kreditkartenzahlungen-sicher" title="Tokenization: Deshalb sind Kreditkartenzahlungen sicher"><header><span class="Headline -block">Tokenization: Deshalb sind Kreditkartenzahlungen sicher</span></header><p class="text">Durch Tokenization werden Zahlungen mit der Kreditkarte nun endlich sicherer. Was genau dahintersteckt und wie der Prozess der Verschlüsselung Ihrer empfindlichen Daten funktioniert, lesen Sie hier.</p></a></article><article class="ArticleTeaser"><a href="/kreditkarten-ratgeber/v-pay-alle-infos-zum-debitzahlsystem-von-visa" title="V-Pay: Das Zahlsystem von Visa"><header><span class="Headline -block">V-Pay: Das Zahlsystem von Visa</span></header><p class="text">Unter V-Pay versteht man das Zahlsystem von Visa, welches nahezu alle Girokarten des Anbieters unterstützen. Gerade im Ausland überzeugt das Kartensystem, denn mit einer einfacher Girocard wird das Bezahlen viel schwerer.</p></a></article><article class="ArticleTeaser"><a href="/kreditkarten-ratgeber/fiat-wahrung-einfach-erklart" title="Was ist Fiatgeld?"><header><span class="Headline -block">Was ist Fiatgeld?</span></header><p class="text">Der Begriff Fiatgeld oder Fiatwährung bezeichnet ein künstlich erschaffenes Zahlungsmittel, das im Gegensatz zu Warengeld keinen inneren Wert besitzt.</p></a></article><footer><a class="Link -more" href="/kreditkarten-ratgeber" title="Weitere Ratgeber-Themen">Weitere Ratgeber-Themen</a></footer></article><article class="PopularCards"><h3><span class="Headline -section">Neu bei cardscout</span><span class="subline"></span></h3><article class="item"><a href="/vergleich/kreditkarte/american-express-gold-card-aus-metall" title="American Express Gold Card aus Metall"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/cards/0003/72/e6145010fcfdd976890a683e667cb66d662791c9.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="American Express Gold Card aus Metall" title="American Express Gold Card aus Metall" width="152" height="96" /></picture><h4 class="Headline -block">American Express Gold Card aus Metall</h4></a><ul class="FeatureList"><li>144 Euro Guthaben </li><li>Top-Reiseversicherungen inklusive </li><li>Gold- oder Gold-Rosé-Metallkarte</li></ul></article><article class="item"><a href="/vergleich/kreditkarte/open-debit-plus" title="Open Debit Plus"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/cards/0003/72/f39bb9bc05427a6a44af42cbdff430a96df289b9.png" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="Open Debit Plus" title="Open Debit Plus" width="152" height="96" /></picture><h4 class="Headline -block">Open Debit Plus</h4></a><ul class="FeatureList"><li>kostenlose Debitkarte </li><li>optionale Reiseversicherung </li><li>gebührenfreie Geldabhebung in Euro</li></ul></article><article class="item"><a href="/vergleich/kreditkarte/1822direkt-girodirekt-girocard-mit-v-pay" title="1822direkt GiroDirekt Girocard mit V Pay"><picture class="Picture PopularCards"><img data-src="https://www.cardscout.de/media/cache/resolve/cards_card_list_tablet/uploads/media/cards/0003/72/350f599430b549ab30fe1e330d0659417a3dc94f.jpeg" src="data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" class="lazyload" alt="1822 Girokarte" title="1822 Girokarte" width="152" height="96" /></picture><h4 class="Headline -block">1822direkt GiroDirekt Girocard mit V Pay</h4></a><ul class="FeatureList"><li>dauerhaft beitragsfrei für U30-Kunden </li><li>kostenlose Bargeldverfügungen in Euro 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